AtoZ Nutra Pills Let's skip to the first half of the 20th century for some additional perspective and to
bring us up to more modern times. After the civil war there were steady improvements in American
medicine in both the understanding and treatment of certain diseases, new surgical techniques and in
physician education and training. But for the most part the best that doctors could offer their patients was
a "wait and see" approach. Medicine could handle bone fractures and increasingly attempt risky surgeries
(now largely performed in sterile surgical environments) but medicines were not yet available to handle
serious illnesses. The majority of deaths remained the result of untreatable conditions such as
tuberculosis, pneumonia, scarlet fever and measles and/or related complications. Doctors were
increasingly aware of heart and vascular conditions, and cancer but they had almost nothing with which to
treat these conditions.
This very basic review of American medical history helps us to understand that until quite recently
(around the 1950's) we had virtually no technologies with which to treat serious or even minor ailments.
Here is a critical point we need to understand; "nothing to treat you with means that visits to the doctor if
at all were relegated to emergencies so in such a scenario costs are curtailed. The simple fact is that there
was little for doctors to offer and therefore virtually nothing to drive health care spending. A second
factor holding down costs was that medical treatments that were provided were paid for out-of-pocket,
meaning by way of an individuals personal resources. There was no such thing as health insurance and
certainly not health insurance paid by an employer. Except for the very destitute who were lucky to find
their way into a charity hospital, health care costs were the responsibility of the individual.
What does health care insurance have to do with health care costs? Its impact on health care costs has
been, and remains to this day, absolutely enormous. When health insurance for individuals and families
emerged as a means for corporations to escape wage freezes and to attract and retain employees after
World War II, almost overnight a great pool of money became available to pay for health care. Money, as
a result of the availability of billions of dollars from health insurance pools, encouraged an innovative
America to increase medical research efforts. More Americans became insured not only through private,
employer sponsored health insurance but through increased government funding that created Medicare
and Medicaid (1965). In addition funding became available for expanded veterans health care benefits.
Finding a cure for almost anything has consequently become very lucrative. This is also the primary
reason for the vast array of treatments we have available today.