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Pattaya January 2020

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January 2020

FREE

COPY

BUST!!

Or how the Property Market

in Pattaya is not!

Cover Story Overleaf

INSIDE THIS ISSUE:

- Pattaya 15th Most Visited City in the World

- Thailand Business News

- Around the Asian Region

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Cover Story

BUSINESS SUPPLEMENT

BUST!!

Or how the Property Market

in Pattaya is not

Greetings all.

So what is going on with the property

market in Pattaya?

Well if you listen to the doomsayers then

you would be forgiven for thinking that there

is no hope and often the same people also

make the same predictions that Pattaya will

die a death as a resort and we all should flee.

Their motivations for saying this vary,

many just tend to be form this opinion on

how busy their local bar is and rarely venture

out, or maybe they just think “it isn’t as

good as it used to be” when actually 1st timers

coming here now are having as much fun

as we all did when we 1st came be it 5,10,20

years ago. Plus of course no matter where

you are in the world familiarity does tend to

cloud perception- that young enthusiasm dissipates

with age and a certain “Bah, humbug”

attitude starts to take hold- especially in a

tourist resort such as Pattaya.

Many though have little understanding of

the reality of the situation with most even being

totally unaware of the EEC (Eastern Economic

Corridor), the billions invested in infrastructure,

and the huge growth in industrial

and commercial output in the province- and

Pattaya is essential to this.

Now I’m not saying things are great at

the moment, far from it, with the baht being

so strong plus rules and regulations having

a negative impact on people holidaying and

residing here, demand has most definitely

dropped, but the underlying trend is most

definitely expansion- it’s just as that expansion

happens, the more traditional entertainment

revenue streams form a smaller and

smaller % of the total part of the business in

Pattaya.

Here’s the thing though, with decades

being in the tourist industry I do know that

if resorts do not change they go backwards

and really do start to become ghost townshaving

seen it so often before, but the good

news is Pattaya is a changing. Some may not

like the changes but do not fret, what Pattaya

is famous for shall still remain.

So how does all this affect the property

market?

The answer is…..in many ways, and it

has created a bit of uncertainty that is for

sure, but with the ever expanding commercial

area in the province with hundreds of

thousands of jobs created, with tourists being

less and less wedded to “package” holidays,

easier and quicker access to Pattaya, and so

many other factors (didn’t even mention the

airport), the future is actually really positive

for the property market.

But what do you do when acquaintances

are around talking the market down but you

want an income stream in Thailand but don’t

know what to buy?

Well we have an answer for you from the

highly successful Tudor Group- property investment

that is easy and has great security

with a 10% return.

Now if 10% pa sounds great… but too

good to be true, you would of course be correct-

it would be virtually impossible to buy a

property 100% and get a 10% return with the

rental market averaging 4-5% before costs,

so how can they do it?

Easy- they do it by only allowing you to

pay 20% deposit on the property and they

pay you 10% per annum return on that deposit.

By only paying one fifth of the total

price 10% obviously becomes very easy to

do.

Secondly, your capital investment is secured

on said property and at the end of your

5 year trial you will have your original 20%

returned BUT you will also have a choice to

buy the remainder of the property at today’s

price- a bonus if property values go up!

Now the clear benefits are the rate of 10%

and also that you are no longer affected by

any drop in property value or rental demand

so in many ways it is actually better than buying

property.

Now of course this is only a basic explanation

so if you want to know more then

you can call Mark on 0853952021 and he’ll

be happy to chat and explain it or email him

on mark@cubepattaya.com. To give you a

rough idea you’ll be looking at an investment

amount of at least 1.3mb to start.

Well I hope you’ve enjoyed this and maybe

it has even helped you, so until next timestay

happy.

High Tower Co., Ltd. Tel: 038 411 009 For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT

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See our location on the Pattaya centre page map, ref: 19

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Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT

CLUB QUARTERS, THE

RENTAL INVESTMENT TWO

STEPS AWAY FROM THE

BEACH OF BANG SARAY!

Discover Club Quarters, a new

investment opportunity in Bang

Saray! A superb residence with an

ideal location and superb investment

conditions including an 8% rental

guarantee per year, read more below!

Bang Saray, a perfect neighborhood

to invest in the property market

Bang Saray is above all a pleasant

neighborhood where calm and

tranquility reign and where sea and

mountains marry perfectly to offer

one of the most beautiful surroundings

in the region.

Bang Saray is also a lively neighborhood

where you can find numerous

activities for all ages and tastes;

from relaxing on the beach to visiting

a vineyard or going on a boat trips

or an excellent meal by the sea, you

will never get bored!

On the economic front, Bang

Saray is THE next sector to experience

strong growth in the Pattaya

area thanks to its ideal position on

the Eastern Economic Corridor, allowing

future buyers to take full advantage

of the strong development

of the area and offering the investors

the opportunity to acquire a highend

property, on a prime location,

and offering excellent rental income

or capital gains opportunities. It is

for these reasons that Club Quarters

is located in the heart of Bang Saray,

just 2 minutes from the city center, 5

minutes from the beach, 20 minutes

from Pattaya airport and the future

high speed train line currently under

construction, 30 minutes from downtown

Pattaya; or just a few hundred

meters from the Sukhumvit Road,

or various current and future highways

connecting major cities around

(Bangkok, Rayong, etc.).

Club Quarters: concept and features

General information:

● Type of residence: condominium

● Ownership: freehold

● Location: Bang Saray

● Land size: 3,200 m2

● Construction dates: 2019 - 2022

● Building: 1

● Floors: 5

● Number of apartments: 88

● Types of apartment: studio, tworoom,

two-bedroom

5-star services and facilities:

● Infinity pool 25 meters long with

juice bar and lounge

● Fully equipped gym

● Shuttle service

● 24/7 concierge service

● Library

● Yoga room

● Parking with valet

● 24/7 security service with guards,

CCTV and key-cards

● And much more!

Club Quarters and its great investment

conditions!

As you can see, Club Quarters

is an ideal product to invest in the

land of smiles, the developer offers

a great flexibility with no less than

3 possibilities to invest in the residence!

1. Spread your payments over

the entire construction period and

receive a rental guarantee of 8%

per year for 3 years from the end of

construction while being able to use

your apartment two weeks per year.

After 3 years you can choose to get

the apartment back or to leave the

management to the developer!

2. You have the funds and do

not want to wait until the end of the

construction to start generating incomes?

No problem, the promoter

offers you the opportunity to make

a full payment at the signing of the

contract and immediately benefit

from a 8% cash-back per year during

construction! At the end of construction,

you will have the choice between

leaving the management of

your apartment to the developer or

your real estate agent, or to live in

the apartment!

3. You want to buy an apartment

for yourself and want to spread your

payments over the duration of the

construction? No problem, it is also

possible!

These excellent investment conditions

and flexibility combined with

the excellent settings offered by the

area and the fact that the number

of apartments in the neighborhood

is still very limited, while demand

is constantly increasing; make Club

Quarters a great program in which to

make a turnkey investment.

A variety of apartments for all

tastes

● Studios (25.20 sqm)

● One-bedrooms (from 51.00 to

63.00 sqm)

● Two-bedrooms (from 76.50 to

103.40 sqm)

As you can notice, the apartments

are more spacious than in

most new residences across the

country! Which makes Club Quarters,

in addition to an excellent investment

product, a residence that is

also ideal for acquiring a primary or

second home! As good news never

comes alone, all apartments are sold

fully furnished and equipped with a

smart home system!

Do not wait and ask for more

information about this great opportunity:

- pattaya@companyvauban.com

- +66(0) 38 251 729

Do not forget to mention you saw

us in the Business Supplement!

High Tower Co., Ltd. Tel: 038 411 009 For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT

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Tel: 02 168 7047

Email: bangkok@companyvauban.com

Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT

“Bits n Bytes”

STEVE DICKENS

THE 5 BIGGEST

TECHNOLOGY TRENDS IN 2020

Technology advances still grow at an

ever increasing rate, so what are the

major trends to look out for in 2020?

Al-as-a-service

Artificial Intelligence (AI) is one of

the most transformative tech evolutions

of our times and most companies have

started to explore how they can use AI

to improve the customer experience

and to streamline their business operations.

This will continue in 2020, and

while people will increasingly become

used to working alongside Als, designing

and deploying our own Al-based

systems will remain an expensive proposition

for most businesses,

For this reason, much of the AI

applications will continue to be done

through providers of as-aservice platforms,

which allow us to simply feed in

our own data and pay for the algorithms

or compute resources as we use them.

Currently, these platforms, provided

by the likes of Amazon, Google,

and Microsoft, tend to be somewhat

broad in scope, with (often expensive)

custom-engineering required to apply

them to the specific tasks an organization

may require. During 2020, we

will see wider adoption and a growing

pool of providers that are likely to start

offering more tailored applications

and services for specific or specialized

tasks.

5G data networks

The 5th generation of mobile internet

connectivity is going to give

us super-fast download and upload

speeds as well as more stable connections.

While 5G mobile data networks

became available for the first time in

2019, they were mostly still expensive

and limited to functioning in confined

areas or major cities. 2020 is likely to

be the year when 5G really starts to fly,

with more affordable data plans as well

as greatly improved coverage, meaning

that everyone can join in the fun.

Super-fast data networks will not

only give us the ability to stream movies

and music at higher quality when we're

on the move. The greatly increased

speeds mean that mobile networks will

become more usable even than the

wired networks running into our homes

and businesses with huge implications

for the internet of things'.

Autonomous Driving

While we still aren't at the stage

where we can expect to routinely travel

in, or even see, autonomous vehicles in

2020, they will undoubtedly continue to

generate a significant amount of excitement.

Tesla chief Elon Musk has said he

expects his company to create a truly

"complete" autonomous vehicle by this

year, and the number of vehicles capable

of operating with a lesser degree of

autonomy - such as automated

braking and lane-changing - will become

an increasingly common sight.

In addition to this, other in-car systems

not directly connected to driving, such

as security and entertainment functions

- will become increasingly automated

and reliant on data capture and analytics

It won't just be cars, of course -

trucking and shipping are becoming

more autonomous, and breakthroughs

in this space are likely to continue to hit

the headlines throughout 2020.

Personalized and predictive medicine

Technology is currently transforming

healthcare at an unprecedented

rate. Our ability to capture data from

wearable devices such as smartwatches

will give us the ability to increasingly

predict and treat health issues in people

even before they experience any

symptoms.

When it comes to treatment, we

will see much more personalized approaches.

Thanks to recent breakthroughs

in technology, especially in the fields

of genomics and Al, it is giving us a

greater understanding of how different

people's bodies are better or worse

equipped to fight off specific diseases,

as well as how they are likely to react

to different types of medication or treatment,

so expect new applications of

predictive healthcare and the introduction

of more personalized and effective

treatments to ensure better outcomes

for individual patients.

Computer Vision

In computer terms, "vision" involves

systems that are able to identify

items, places, objects or people

from visual images - those collected

by a camera or sensor. It's this

technology that allows your smartphone

camera to recognize which

part of the image it's capturing is a

face, and powers technology such

as Google Image Search.

As we move through 2020,

we're going to see computer vision

equipped tools and technology

rolled out for an ever-increasing

number of uses. It's fundamental to

the way autonomous cars will "see"

and navigate their way around danger.

Production lines will employ

computer vision cameras to watch

for defective products or equipment

failures, and security cameras will

be able to alert us to anything out of

the ordinary, without requiring 24/7

monitoring.

Computer vision is also enabling

face recognition, which we will hear

a lot about in 2020. However, as the

use of facial recognition will grow

in 2020, we will also have more debates

about limiting the use of this

technology because of its potential

to erode privacy and enable 'Big

Brother'-like state control.

Steve Dickens

has worked in managerial and consultancy roles for over 40 years

with international technology companies, 15 of which have been here

in Thailand. He can be contacted at stevedickens@hotmail.com

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High Tower Co., Ltd. Tel: 038 411 009

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT

Try before you buy!

Get yourself on the property

ladder and earn as you learn

.......................................

Pay down 20% with nothing

more to pay for 5 years

.......................................

Receive 10% rental return

on what you’ve paid

.......................................

End of the 5 year term.

If you like it, buy it.

If you don’t, then sell it back

.......................................

Finance available

Pratumnak,

Soi 2,

Pattaya

Property trials start at

770,000 Baht ($25,000 USD)

returning 385,000 Baht

($12,500 USD) in 5 years

FOR FULL DETAILS ON THIS PROMOTION CONTACT : 085-395-2021

E-MAIL : info@tudorgroupthailand.com

Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT

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(Ref,: Thailand Business Supplement)

High Tower Co., Ltd. Tel: 038 411 009

For all your advertising enquiries - Tel: 0846 77 43 60


While bar charts, line graphs and

simple numbers are hardly capable

of providing the defining answer to

many economic, social and political

questions, they are certainly a good

way of obtaining a general overview

of any particular subject.

Each month the Business Supplement

will look into a brace of statistical

information and provide readers

with what we consider to be the central

elements of these figures.

WAGES ACROSS

ASIA VARY WIDELY

The World Bank recent released

statistics on salary levels across the

Asia Pacific region. Salaries are considered

to be remuneration that is not

performance based and that is as part

of a contract of employment. Wages

across Asia vary by large amounts.

The lowest average wages

(where data was available) are to be

found in the Philippines where salary

levels are on average only US$288

per month. Salaried workers there

make up around 62.7 per cent of all

employees.

Indonesian workers were not

much better off with average wages

standing at US$331 per month after

tax. Only 49.9 per cent of workers

in Indonesia are considered salaried

BUSINESS SUPPLEMENT

JUST THE STATISTICS

workers. Vietnam, India and Thailand

round off the bottom five places

where data was available with workers

earning US$388, US$433 and

US$629 per month respectively. Data

for Laos, Myanmar, Cambodia and

Brunei was not available.

Chinese workers made approximately

US$875 per month.

At the top end of the range, workers

in Singapore earned an average

of US$3,301, Australians earned an

average of US$3,013, Hong Kong

workers took home an average of

US$2,545, and those in Japan and

South Korea took home slightly less

at US$2,545 and US$2,240 in that

order.

RISING TALENT IN

ASIA PACIFIC

How much talent each country retains

has been an insightful metric for

companies looking to expand in Asia

and across the world.

The IMD World Talent Rankings

is based on 32 criteria in 3 subsectors,

namely the competitiveness of

each country in terms of ‘Readiness’,

‘Appeal’ and ‘Investment and Development’.

It is used by companies to

gauge future attraction and retention

of talented individuals.

Singapore scored top place in

Asia and 10th in the global rankings

with an overall score of 81.8. Hong

Kong came in a close second in Asia

at 78.14. Both countries were three

places up on the previous years index.

Australia, New Zealand and Taiwan

rounded off the top five Asian

countries with scores of 76.41, 75.57

and 71.56 respectively.

Taiwan jumped seven places

since last year and New Zealand

moved up three places.

Thailand was in 12th place in

Asia and 41st worldwide with a score

of 53.84. Elsewhere in Asia, Japan

scored 61.59 but lost six places,

whilst South Korea maintained last

year’s position with a score of 62.54

Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT

FOREIGN CURRENCY UPDATE

The U.S. Dollar fell in value

gradually throughout the last

month and on this occasion did not

bounce back as has been seen on

previous occasions. The DXYDollar

index, an index that measures

the U.S. Dollar’s value against a

basket of major currencies, fell

from 98.40 to 97.18, a move of

nearly 1.5 per cent. Against the

Thai baht, the rate moved from

30.26 to 30.18, showing that the

Thai currency also weakenedslightly

along with the dollar, since

the cross rate remained relatively

stable.

The Poundmoved out of its

range of 1.2750 to 1.2950 against

the U.S. Dollar and held above the

1.3000 mark on hopes of a meaningful

election result. After the

conservative party victory in the

UK, and with a hung parliament

now not in contention anymore,

the pound rallied to hit 1.3515 at

its high, falling back to 1.3192.

Brexit still lies ahead, however the

key date is no longer at the end

of January but at the end of 2020,

when a possible hard Brexit could

still loom if no trade agreement is

reached during the transition period.

Currency markets are already

looking ahead to that time. Against

the Thai Baht, the Pound moved

from 39.05 up to 40.68, before

dropping back slightly to 40.04.

For those who have been patiently

waiting for a rebound in the Pound,

it is notable that it has moved up

nearly 12 percent in just 3 months,

albeit off of very low levels.

The U.S. Dollar vs. Japanese

Yencross rate was choppy but in

the end resolved to be weaker.

The yen moved from 108.60 to

109.61, a generally moderate

move for the pair, especially given

that global stock markets

have been rising strongly and the

Yen usually weakens more than

this during such periods of time

as it loses its safe-haven position.

Of note is that the US. Dollar also

weakened so the Yen softness is

in addition to that. Against the Thai

Baht, the Yen fell from 0.2757 to

0.2736.

The Russian Ruble strengthened

from 63.68 to 62.88 against

the U.S. Dollar, which is still a

moderate move by recent historical

standards. Most of the move

was dollar driven and so the Ruble

was more a beneficiary of Dollar

weakness rather than a pillar

of real strength. Against the Thai

Baht the Rublegained very slightly

moving from0.4750 to 0.4800

The Euro / U.S. Dollar exchange

rate rose from 1.1059

to 1.1119 after hitting a high of

1.1188. Again the move is synonymous

with the move in the Dollars

value, though there may have

been some Brexit contagion in the

mix also, especially when looking

at the spike immediately after the

UK election result. The ECB continues

to keep interest rates significantly

in negative territory, but

new direction may come as ECB

chief Mario Draghi hands over the

reigns to his successor. Against

the Thai Baht, The Euro moved

slightly higher from 33.39 to 33.54

FOREIGN CURRENCY UPDATE

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High Tower Co., Ltd. Tel: 038 411 009

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT

PATTAYA RANKED AS THE 15TH

MOST POPULAR CITY IN THE WORLD

Ranked along the likes of London,

Paris and New York, Pattaya

has clinched the 15th position worldwide

in the Mastercard Global Destination

Cities Index (GDCI), which

measures the popularity of major

world destinations by assessing the

numbers of international overnight

visitors in over 200 cities.

Indeed Thailand was the only

country to have three destinations

amongst the top 20 rankings in the

index. Bangkok took the top spot for

the fourth year in a row whilst Phuket

came in 14th position.

In second place globally was

Paris, followed by London, and then

Dubai and Singapore secured forth

and fifth positions respectively.

Pattaya has long been a popular

resort and the number of visitors to

the famous city by the sea continues

to grow, despite facing challenges.

Key amongst them is the fact that

European and British visitors to Pattaya

are declining, but the deficit has

been more than made up when considering

growth in Chinese, Indian,

and other Asian visitors. This is also

true for Thailand as a whole.

That said, visitors from Germany

made up the highest numbers when

it came to island destinations such

as Koh Samui, Koh Phangan, Koh

Chang and Koh Tao. Visitor numbers

to Koh Phangan were growing at a

faster rate then other islands.

In Pattaya, hoteliers and other

service providers are gearing themselves

up to receive more Asian

visitors than ever before. The time

when European tourists made up

the bulk of Pattaya’s visitors and expats

has largely ended, partly due to

demographics, partly due to currency

fluctuations and partly due to the

increasing mobility of Chinese, Japanese,

Korean and Indian visitors.

Europe only accounted for around

16.1 per cent of visitors to Thailand

and this included Russia also. Russian

tourists did flock to Pattaya but

since the Ruble devaluation a couple

of years ago, their numbers have

dwindled.

The increasing net worth of Asian

travellers has allowed them to have

both the time and money to come to

Pattaya, but the city will likely have

to continue to adapt to the new mix

of tourists.

China has become the fastest

growing and now the largest inbound

tourist market for Thailand including

Pattaya.

Yet there are many developments

in the works to increase the

attractiveness of Pattaya to visitors

from all over the world. A high speed

rail link will undoubtedly make travel

to Pattaya seamless and fast, and so

it would seem that visitors who come

to Bangkok will have much less excuse

not to come to Pattaya during

their stay.

Restaurants in Pattaya catering to

the new influx of tourists have adapted,

with Thai restaurants in particular

focusing on the cultural food values

that Thailand has to offer.

It would seem the future is bright

for Pattaya and if numbers continue

to grow it could well make it in to a

higher position in the worldwide rankings

in the future.

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Directions for taxi: พัทยากลาง ตรงขาม พี เอส โบวลิ่ง พลาซา (PATTAYA KLANG ROAD)

Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT

If you can’t come to us,

we’ll come to you!

Order food online:

www.frasersdirect.com

FREE Cheesecake

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FRASER’S AND GOLF -

Fraser’s Sports Bar & Restaurant

is a popular, family friendly venue in

Jomtien located near to the well-known

Thappraya Airport Bus station in the

Chateau Dale Complex, just above the

News Cafe in Thappraya Rd.

They have great food including full

English breakfasts, gourmet sandwiches,

pizzas, pasta dishes, seafood delights,

meat dishes and Thai food, as

well as a great choice of draft beers including

Stella Artois, Heineken, Tiger,

Magners and Guinness.

As a sports bar, all the sports you

can think of are shown live on 12

large TV screens as well as on private

screens in 5 special seating booths.

Fraser’s is also home to the Jomtien

Golf @ Fraser’s golf society that

meets three times a week on Monday,

Wednesday and Friday to play competitive

Golf.

This is a growing friendly society of

golfers of different standing who come

together to enjoy a few rounds and

also meet at Fraser’s before and after

games for a few well-deserved drinks

and some great food.

They welcome all players, including

ladies, who either have an IPGC

or a current handicap certificate from

their home country, or who can put

three cards in for a current handicap.

If you have an interest in Golf then it is

definitely worth heading down to Fraser’s

to check out the schedules.

The competition fee for each of the

games varies between 200 and 250

Baht according to the day’s format.

They run a two divisional stableford

competition with 1st, 2nd and 3rd

prizes in each division, nearest the pin

on all par threes for both divisions and

they also give prizes in the 2’s competition

for both divisions.

All tee times are Monday and

Wednesday 09:30am and Friday

09:15am unless specified on the

schedule board.

Fraser’s opens early on Golf days

at 7:00am and golfers normally leave

between 7:45am and 8:15am according

to which course is chosen. There

are currently around 70 players and

the number is growing all the time.

Near to the bar at Fraser’s is a

noticeboard where more info can be

found and there you can sign up for

future events. If you require transport

simply tick the box marked “T” on

the noticeboard – typically there is a

month’s worth of booking sheets on

the board.

The coming week's golf schedule

is posted every Sunday on Fraser’s

Facebook page and their website, but

it is worth noting that with the exception

of Friday’s, all venues are subject

to change.

After the golfing events, presentations

take place at Fraser’s normally

around 6:30pm, when the prizes for

the day are presented to the winners.

However, if you cannot attend for any

unforeseen circumstances your prize

will be retained for you until your next

visit.

For any further information regarding

the golf please feel free to call Glyn

on 086 837 5464.

Advertise

your Bar or

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BUSINESS SUPPLEMENT

Open Daily 9:30am to 12:00am Call 0646 209 225

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Directions: Heading to Jomtien Beach from Thappraya Road, turn right at the red archway

Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


BUSINESS SUPPLEMENT

FITNESS & YOU

- THE KEY TO A BETTER LIFE -

THE MYTH OF

METABOLISM...CONTINUED

In the last issue we looked at

how metabolism doesn’t really

slow down as we age and is not

really the prime reason why we

gain fat as we get older. The bottom

line is that as we use our muscles

less we do indeed start to gain

fat, which then reduces our muscle

mass and this sets us up for putting

on more fat.

So, it all becomes a vicious cycle.

As our muscle mass falls, our

calorie needs fall with it. According

to the authors of Biomarkers, most

people need to take in about 100

calories per day less each decade

to maintain a level body weight.

But, in general, most people continue

eating the same. "Too many

calories coupled with too little exertion,

a reduced musculature, and

a declining metabolic rate add up

to more and more fat."

So, what do you need to do to

stop this cycle?

You need to start a program

that increases muscle and restores

lost metabolism.

Diet will always be key to control

creeping obesity. You should

avoid calorie-dense foods (yes,

less cakes and cookies, and even

beer) and emphasize foods high in

fibre and bulk.

Eat plenty of fruit, vegetables

and whole grains. Even so, the

main solution is exercise. Exercise

burn calories while you exercise,

and after exercise you continue

to use more calories than at rest.

Even mild exercise leaves you

burning extra calories an hour

later. If you exercise harder and

longer, after 12 hours your energy

requirements will still be elevated.

Even at rest, your metabolically active

muscles still use energy. The

more muscle you have, the more

calories you use, round the clock.

That's why weight training is so

important. It builds and maintains

the calorie-burning muscle tissue

that makes - and keeps - you lean.

Lifting weights keeps your metabolic

fires burning strongly; and

no, the weights do not have to be

so heavy you do yourself an injury.

Equally, you’re not too old to

start. You can increase your muscle

size and strength as you get

older. It has been noted by the

US Department of Agriculture's

Human Nutrition Center on Aging

at Tufts University that, "the muscles

of elderly people are just as

responsive to weight training as

those of younger people."

In an amazing eight-week program

of strength training by 87- to

96-year-old women confined to a

nursing home the results showed

a tripling of strength and a muscle-size

increase of 10 percent.

Basically, "Much of the loss of

muscle as we age is preventable -

and even reversible."

It comes down to this: Your

metabolism won't slow down if

you don't.

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BUSINESS SUPPLEMENT

THAILAND IN TOP 5 GLOBALLY

FOR SALARY INCREASES

Thailand is within the top five

countries worldwide for real salary

increases with a rate expected to top

4.1 per cent in 2020 following a 3.9

percent increase during 2019.

In all of Asia, India was in top

place with a 5.4 persent salary

growth rate expected for 2020, followed

by Vietnam, the leader in

South East Asia, with a 5.1 per cent

rise expected. Korea stood at 4 per

cent and Indonesia at 3.9 per cent.

Regional director of Asia at ECA

International, Lee Quane, was quoted

as saying, "Workers in Vietnam

and Thailand will both see further increases

to their salaries as the nominal

salaries expected to be given by

employers stay well ahead of the low

levels of inflation that these countries

will see in 2020," adding, "This

has been a long-term trend for both

countries, as productivity continues

to grow and inflation is controlled."

Of course workers in Thailand

have been earning typically considerably

less than their European or

American Counterparts for many

years, and so the wage increase may

be just a form of catch up. However

as the Thai Baht has increased more

than 7 per cent this year against a

basket of currencies,

and 9 per cent against the Chinese

Yuan in particular, real wage increases

in Thailand could be above 10

percent in currency weighted terms.

Wages in Singapore are predicted to

rise by 3 per cent in 2020, but are

typically already at a higher level

than those in the rest of Asia. Hong

Kong salaries are expected to rise by

1.4 per cent and

China wages are expected to

rise by 3.6 per cent. The average

rise for all of Asia is expected to be

3.2 per cent, and indeed Asian countries

make up 13 out of the top 20

positions worldwide.

Mr. Quane was also quoted as

saying, "Although there are signs

that the Chinese economy may be

slowing down in the face of the ongoing

trade war with the US, wages

and salary increases are still holding

firm," adding, "China has also maintained

its place in the global top 10

for salary increases."

Nominal inflation being at low

levels in many countries has also

helped real salary increases take

hold. Yet low inflation is often a result

of falling tech prices and falling

high-value purchase prices, so for

lower paid workers, inflation on the

street for food, rent and transport can

still be seen in day-to-day life.

As well, some countries are seeing

rising inflation rates with Malaysia

in particular expected to see a pickup

in inflation from 1 per cent to 2.1 per

cent, denting real salary increases

for workers.

Wage growth is a keenly watched

metric as it can be a precursor to future

inflation. Looking further ahead

as real salary increases feed into the

system, and banks continue to ease

monetary policy, real inflation could

pick up. It is a careful balance that is

always at risk of spiraling out of control.

Yet for now, the Goldilocks period

appears to be able to continue.

Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


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Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


Following the successful 36th

Thailand International Motor Expo

in December, Thailand’s major

car distributors are upbeat about

sales in 2020 with a general prediction

that sales will surpass 1

million units. This will be the third

year in a row that such a milestone

has been reached.

Latest data from the Federation

of Thai Industries (FTI),

showed that in 2019, for the first

10 months of the year, some

838,968 vehicles were sold. This

represented an increase of 0.7

per cent over the same period the

previous year.

Even though the latter part of

2019 was reportedly slightly below

par, overall sales for the year

are expected to hit 1.03 million to

1.04 million units once final data

is released, which will be almost

the same as the number of units

recorded the year before.

Mazda expects government

stimulus measures to support the

market with a steady increase

in sales likely to be seen in the

second half of 2020. The stimulus

measures follow a slight contraction

in car sales in the second half

of 2019 likely due to some slowing

in the overall economy.

President of Mazda Sales

Thailand, Chanchai Trakarnudomsuk,

was quoted as saying,

"The measures are not

only for grassroots people,

but also to stimulate

overall economic engines

such as consumption and

investment," adding, "The

central bank's measures to

control auto loan approvals

from financial institutions

will be postponed from a tentative

plan to take effect in early 2020,

so there is no worry for the lending

sector."

Meanwhile, Mitsubishi is generally

upbeat on the future, but is

somewhat guarded in its

predictions.

President and

chief executive

of Mitsubishi

Motors Thailand,

Morikazu

Chokki,

was quoted

as saying,

"When the

BUSINESS SUPPLEMENT

CAR SALES LIKELY TO SURPASS 1M VEHICLES IN 2020

economy

slows

down, the

car market

performs in

the same

direction,"

adding,

"The contraction

is

not only in

Thailand, but also other

countries globally, pressured

by trade war tensions.

We expect Thai GDP

in the second half of 2019

to bottom out, but overall 2020

sentiment is hard to predict."

Isuzu is also guarded,

suggesting that factors such

as trade war escalations, baht

strength and even Brexit will

make for an unpredictable year.

Vice-president of Tri Petch

Isuzu Sales, Takeshi Kazahara,

was quoted as saying, "The positive

sentiment for Thailand is the

stable political

movement,

while

the government

is trying

to launch

stimulus measures

for the

agricultural

and property

sectors.”

The Kingdom remains a major

employer in the auto sector with

numerous brands such as Toyota,

Mazda, BMW and many others

coming to Thailand to open up assembly

plants both for export and

to supply the local market.

Car sales are also seen as an

important barometer of economic

strength and consumer confidence.

High Tower Co., Ltd. Tel: 038 411 009

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT

RELOCATING BACK

TO THE UK FROM

THAILAND

Many expats come to Thailand

planning to spend their twilight

years sipping cocktails (or at least

beers) in the sun and enjoying life

with their friends and/or Thai partners.

However, there are times and

circumstances when some expats

decide to return ‘home’ for

whatever reason. This can be

due to financial constraints, when

you are living on a fixed income

fluctuations in the exchange rate

can cause serious problems with

monthly budgeting. Ill health is

another concern for elderly expats

who may find it difficult to

get health insurance. If this is the

case, you should be aware that

you may not always be immediately

entitled to health care in

your home country upon arrival.

Particularly in countries like the

UK where healthcare is free, there

are a number of restrictions for

people who have been out of the

country for longer than 6 months.

with you, there are a number of

regulations which need to be followed.

Usually, you will need to

have secured employment in the

UK already or have an income

of at least £18,600 per annum. If

you don’t have this kind of income

but you have savings of at least

£62,500 this can be used instead.

Most foreigners returning to the

UK choose to go first and setup a

home and find a job and then apply

for their partners visa. As long

as you meet the criteria for a UK

settlement visa it won’t make any

difference whether your partner

has been to the UK before or not.

FOODMART

SUPERMARKET

On Thappraya Road, Jomtien

316/3 Moo 12, Nongprue, Banglamung, Chonburi 20150

If you are diagnosed with a

serious illness, it is much better

to consider heading home sooner

rather than later as medically assisted

travel can be very expensive

and run into multiple tens of

thousands of pounds.

On a brighter note, some expats

decide to head home due to

increased employment opportunities

in their motherland. Not everyone

is able to easily find fruitful

labour here in Thailand and even

foreigners past retirement age

can sometimes return home and

find a new position fairly easily.

If you are planning to head

back to the UK from Thailand and

wish to take your Thai partner

Other regulations include the

compulsory English test and NHS

deposit which can make the settlement

visa an expensive exercise

but it is something you only

need to do once.

If you are considering applying

for a UK settlement visa for

your partner, don’t take any risks

of being rejected. There are further

complications when the British

citizen has been living outside

the UK and professional advice

is strongly recommended. Key

Visa can answer all your questions

about returning to the UK

with your partner, contact Darren

- info@keyvisathailand.com for

more information.

081-004 5397

Office: 038-422-131 Fax: 038-412-277

E-mail: info@keyvisathailand.com

FOODMART

Offers a wide selection of the best foods and beverages

from around the world at reasonable prices.

FOODMART

Is located directly on Thappraya Road north of Thepprasit Road,

opposite Pan Pan Restaurant.

Tel: 038-303 467

Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


PATT AYA

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Insurance for expats

Health

Car

Home

Condo

Motorbike

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Your local insurance broker in Pattaya

+66(0)38-415-795

www.aainsure.net

clean-4you.com

Corner of

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038 720 194

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BEACH ROAD PATTAYA - RESERVATIONS: 081-861-3446

The Importers

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Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


CHINESE COMPANY

AIMS TO RE-LAUNCH

THOMAS COOK

Fosun Group, the Chinese company that

had a shareholding in Thomas Cook before it

collapsed, is seeking to revive the 178-year-old

brand.

It recently paid US$14 million for trademarks,

hotel brands, social media accounts and domain

names.

This comes even in spite of the negative

headlines recently of the company’s bankruptcy

that left hundreds of thousands of UK and European

passengers stranded and lead to one of the

largest peacetime government repatriation efforts.

The collapse also lead to more than 9,000

job losses.

Managing director of Adamas Asset Management,

Brock Silvers, was quoted as saying,

“Fosun Tourism Group salvaged a few remaining

bits from a broken Thomas Cook, and while they

may become profitable to some degree, they

probably won’t become core assets.”

Shanghai Based Fosun Group had bought an

18 per cent stake in the troubled tour operator

but was unable to come forward with financing to

rescue the giant.

The company owns the Club Med brand,

which has been famous for decades with European

holidaymakers, as well as hotels in China

and Thailand. It also owns online travel platforms.

Foryou Travel and Miniversity, targeting

Chinese travellers.

BUSINESS SUPPLEMENT

THAI-EU FREE TRADE AGREEMENT

EXPECTED TO BOOST GDP

According to a joint study by the Institute

of Future Studies for Development (IFD) and

the Trade Negotiations Department, Thailand’s

GDP will benefit by up to 1.63 per

cent per year by having in place a free trade

agreement with the European Union.

A Thai-EU Free Trade Agreement could

also raise imports by as much as 3.42 per

cent per year and exports by as much as 3.43

per cent per year. Investment is also expected

to benefit to the tune of 2.74 per cent per

year. Household consumption could also be

boosted.

Director-general of the Trade Negotiations

Department, Auramon Supthaweethum,

was quoted as saying, "The study also suggests

that the revival of the talks which were

suspended five years ago will help expand

the market for Thai products amid global

economic uncertainties affected by the trade

protectionist barriers introduced by several

trading partners of Thailand and raise competitiveness

in the EU market after the bloc

has already signed FTAs with Singapore,

Vietnam and Brazil.”

The Thai-EU pact is expected to benefit a

wide range of industries with product groups

such as electronics, auto parts, clothing and

textiles, fresh and processed foods, and construction

products all getting a boost. Capital

items such as machinery and plant will also

likely see an immediate uptick.

Negotiations are expected to resume after

they were suspended in 2014 following the

AROUND THE ASIAN REGION

A consultant at Euromonitor International, Alexander

Göransson, was quoted as saying, “The

brand can be revived,” adding, “I would say under

new management, Thomas Cook could be

redeveloped.”

APAC REGIONAL

BANKING OUTLOOK

CLOUDY ACCORDING

TO MOODY’S

Moody's Investors Service has indicated that

the outlook for the Asia Pacific banking sector

could be challenging over the course of the next

year.

Citing continued fallout from the US-China

trade war, the ratings agency expects that economic

activity will be weaker in the region. This

comes in spite of a so-called phase-one trade

deal being agreed in principle.

A Moody's vice-president and senior credit

officer, Eugene Tarzimanov, was quoted as saying,

"Weaker economic and trade conditions will

lead to moderate increases in problem loans for

Asia-Pacific banks," adding, "The banks' profitability

will fall because they are raising credit provisions,

while central banks are cutting interest

rates to support economic growth."

The report covers 17 countries in the Asia

Pacific region, and noted that even with possible

challenging times ahead the banks have

maintained good liquidity and capital ratios and

should cope well.

coup, but the trade agreement comes with

many caveats. These include greater protection

for intellectual property, high standards

for Thai products being exported to the EU

to meet EU requirements, fair trade competition,

fair pricing, fair labor practices, and a

raft of stringent investment requirements.

The EU is Thailand’s fourth largest trading

partner and also the Kingdom’s fourth largest

investor. Trade in both directions between

the EU and Thailand totaled US$47.3 billion

in 2018, representing nearly 10 percent of

all Thailand’s external trade. The number is

growing steadily, up 6.5 per cent from the

year prior. Out of the total number, exports

totaled US$25.06 billion and imports totaled

US$22.27billion. Imports were growing faster

than exports, up 9 per cent vs. 5.3 per cent

respectively.

In the past, notable products on the exports

list included electronic circuits, air conditioners,

jewelry and gems, whilst on the imports

list key items were avionics equipment,

medicines, machinery and machine parts.

As and when a EU-Thai FTA comes into

force, the range of items traded is expected

to expand. For example, it will open the door

for Thai cultural products such as authentic

prepared meals to make their way to Europe

in greater numbers as well as fruit and vegetables

that are native to Thailand. It will also

boost the auto, avionics and tech industries

as these grow within the Eastern Economic

Corridor and beyond.

HONG KONG

AIRPORT’S PASSENGER

NUMBERS FALL

Passenger numbers at Hong Kong International

Airport fell at the fastest rate in more than

a decade according to a report released recently.

Traffic was down 16.2 per cent year on year

as passengers gave the airport a wide berth.

Total passenger count was just over 5 million

passengers. In the previous three months falls of

more than 12 per cent were also recorded.

With many flights transiting in Hong Kong,

travellers have been opting for other hubs to

avoid the risk of onward flight delays or cancellations

due to the possibility of a return of protests

at the airport.

Read Online At

www.thailand-business-supplement.com

High Tower Co., Ltd. Tel: 038 411 009

For all your advertising enquiries - Tel: 0846 77 43 60


BUSINESS SUPPLEMENT

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READY

TO MOVE IN

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Contact Info

Tel: 090-226-4287 (EN) 063-382-1881 (TH)

info@villaasiatic.com

Email: ben.hightowerltd@gmail.com

Facebook: VILLA ASIATIC

by Fed Property Co.Ltd

Railway Bypass, Moo 7, Nongplalai,

Banglamung, Chonburi 20150

www.Thailand-Business-Supplement.com


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High Tower Co., Ltd. Tel: 038 411 009

For all your advertising enquiries - Tel: 0846 77 43 60


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Beach Road, Pattaya, after Soi 6/1

* FREE PARKING

SCAN

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Email: ben.hightowerltd@gmail.com

www.Thailand-Business-Supplement.com


5 SEO TRENDS

for 2020 that all business

owners should know

Over the last 10 years or so,

SEO has evolved into being an

ever changing industry that anyone

who runs any aspect of their

business needs to know about.

Google’s main aim is to provide

the best search experience

possible for the user and in order

to be featured at the top of

the search results they have very

strict criteria.

So, what’s hot in 2020?

Let’s find out...

More Featured Snippets

Featured Snippets usually appear

above the number #1 organic

result, commonly referred to as

“Position 0.”

To take advantage of this feature

and drive more clicks to your

website, you need to provide

clear answers to commonly asked

questions on your website. Featured

Snippets are evaluated and

boosted to the top depending on

their quality, which Google has a

way of determining.

Featured Snippets represent a

great opportunity for content creators

since it gives you the ability

to generate more organic traffic

even if you’re not ranking at the

top number #1 position.

to Google, HTTPS “helps prevent

intruders from tampering with the

communications between your

websites and your users’ browsers.”

Google wants to provide its

users with a secure browsing experience,

so those that implement

HTTPS may experience a minor

SEO boost.

If you’re trying to collect personal

information from your users

on your website via a web form,

then you have a responsibility to

protect their privacy.

Mobile Usability will determine

your rankings

A website that does not have

a mobile version may lose most

of its users in the coming years

as mobile web pages are a growing

trend that will get even more

popular in 2020. Especially since

more people around the world are

obtaining smartphones as more

cell phone towers are being built

with better connectivity.

However, technology and how

people find information through

their mobile devices is getting so

advanced that it’s not enough to

just have a mobile website- the

interface has to be easy to read,

grab people’s attention and then

BUSINESS SUPPLEMENT

Secure your website

using https

User safety is another trend

that doesn’t seem to have much

to do with SEO, but it is very important

to the website user experience.

If a user doesn’t feel safe

visiting a web page then they’re

very likely to leave quickly. Or if

they see a “Not Secure” warning

appear, they may decide to not

proceed to your page. As a result,

high bounce rates could affect the

position of that page in the organic

search listing.

It’s important to enable HTTPS

protocol for your site. HTTPS

gives website users a secure

connection that is both encrypted

and authenticated. According

have the ability to answer their

questions or at least keep them

entertained.

Studies show that 4 in 5 consumers

conduct local searches

on search engines using their

mobile devices so your website

needs to be fast and easy to use

on mobile.

For help and advice on Digital

Marketing in 2020 contact sales@

pdsconsultingsolutions.com

Gemma Purnell

+66 33 039 399

gemmapurnell.com

gemma@gemmapurnell.com

High Tower Co., Ltd. Tel: 038 411 009


BUSINESS SUPPLEMENT

䘀 刀 伀 䴀 Ⰰ 㤀 㜀 㔀 Ⰰ

吀 䠀 䈀 伀 一 䰀 夀 ℀

䔀 堀 䌀 䰀 唀 匀 䤀 嘀 䔀 伀 倀 倀 伀 刀 吀 唀 一 䤀 吀 夀

䈀 夀 嘀 䄀 唀 䈀 䄀 一 刀 䔀 䄀 䰀 䔀 匀 吀 䄀 吀 䔀

倀 䄀 吀 吀 䄀 夀 䄀 䀀 䌀 伀 䴀 倀 䄀 一 夀 嘀 䄀 唀 䈀 䄀 一 ⸀ 䌀 伀 䴀

⬀ 㘀 㘀 ⠀ ⤀アパート 㠀 ㈀ 㔀 㜀 ㈀ 㤀

THAILAND BUSINESS NEWS

THAILAND’S

SOVEREIGN

CREDIT RATING

OUTLOOK

UPGRADED BY

S&P

Email: ben.hightowerltd@gmail.com

Standard and Poor’s, a leading

global ratings agency, has upgraded

Thailand's sovereign credit rating

outlook from stable to positive, but

remains cautious on the country’s

economic outlook going forward. At

the same time S&P has re-asserted

its BBB+ and A-2 ratings for the

Kingdom’s long term and short-term

foreign currency credit respectively.

The improvement follows other

rating agency upgrades from the

likes of Moody’s, R&I and Fitch.

In a press release, S&P was

quoted as saying, "The positive outlook

reflects our assessment that

political uncertainty in Thailand has

begun to ease with the return of an

elected government," adding, "With

progress in implementing national

reforms and strategic plans, we believe

policy continuity and political

stability will improve."

The outlook upgrade is a possible

precursor to a ratings upgrade

over the next 12 to 24 months. However

the outlook could be returned

to “stable” if the economy weakens

significantly.

Generally, the positive ratings

outlook signifies Thailand’s strong

balance sheet and low external debt.

S&P was also quoted as saying,

"These strengths are in contrast to

the country's low income levels and

uncertainty about its political stability

and socioeconomic fissures,"

adding, "A lifting of this uncertainty

could result in stronger support for

the rating."

BANGKOK BANK

BUYS PT BANK

PERMATA

Bangkok Bank Plchas entered

into an agreement to purchase

an 89.1% stake in Indonesia’s PT

Bank Permata. The deal is valued

at around US$2.7 billion and represents

the first significant international

takeover by a Thai bank.

Bangkok Bank has a strategy of

becoming a leading regional bank

and this is the first step in that quest.

Indonesia is seen as a faster growing

market than Thailand and was

one of the reasons for the choice.

Although the bank doesn’t expect

to issue new equity for the purchase,

the deal sent shares of Thailand’s

second largest lender spiraling down

after the announcementas dividend

hopes were re-assessed. The deal

was set at 1.77 times the book value

of Permata, or 1,498 rupiah per

share.

Bangkok Bank’s president,

Chartsiri Sophonpanich, was quoted

as saying, “The Indonesian banking

sector is poised to continue delivering

attractive growth while maintaining

healthy margins.”

Bangkok Bank has had a presence

in Indonesia since 1972 and

has branches in Jakarta, Surabaya

and Medan currently. It also has operations

in other Asian Countries as

well as a presence in Europe and the

U.S, with around one seventh of its

earnings coming from overseas.

B15BN IN

REVENUE

EXPECTED BY

THAILAND

PRIVILEGE CARD

CO.

The holding company of Thailand

Elite Card, is eyeing revenue of B1.5

billion in 2020 by focusing on luxury

markets in Asia and Europe.

Thailand Privilege Card Co is

looking to sell 2,460 ThailandElite

cards in 2020. The cards, that start

from 500,000 baht, enable holders to

enjoy 5 year or longer multiple entry

visas, immigration assistance, limousine

services and other perks.

Countries targeted are India,

the UK, China and Japan, as well

as Bangladesh, Singapore, New

Zealand and Australia. Young tech

workers in those countries are high

on the list.

In 2019 the company announced

revenue of 1.3 billion baht and said

that as of the end of September

2019, 8,602 cards were in use by

people from 125 countries.

China was the fastest growing

market with an 88 per cent increase

year on year. It was also the largest

market with 1,747 cardholders. The

UK followed in second place with

479 holders, with Japan, the US and

France making up the rest of the top

5 countries.

www.Thailand-Business-Supplement.com


FOR SERIOUS INVESTORS IT’S ALL

Comparing worldwide

property investment options...

NEW YORK, Brooklyn

Waterfront Apartment, 154 sqm

$ 3.3M (99,660,000B)

SYDNEY

Partial Harbour View, 120 sqm

$ 1.35M (40,770,000B)

PARIS

Waterfront Apartment, 160 sqm

$ 3.5M (105,700,000B)

LONDON

Waterfront Apartment, 193 sqm

$ 5.2M (157,040,000B)

HONG KONG

Sea View, 105 sqm

$ 2.95M (87,580,000B)

BANGKOK

Riverside Condo, 145 sqm

$ 1.3M (39,260,000B)

OR...

Invest in

this Fabulous

13 Storey Building

at Bali Hai, Pattaya

looking out over

the bay in the city

that’s ranked 15th

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cities in the

world*

(*Source : The Mastercard

Global Destination Cities

Index 2019)

FOR FULL DETAILS ON THIS PROPERTY, CONTACT BEN@


ABOUT THE NUMBERS!

This entire Building

for sale at an amazing

$3.15M (95,000,000B)

Property details: 13 Storeys with –

• 6 Spacious Studio Units (40 sqm)

• 12 Large One Bedroom Units (80 sqm)

• 3 Penthouses with direct elevator access

(150 – 180 sqm.)

• 13th Storey with one apartment with a huge

balcony and panoramic views

of Pratumnak mountain and across Pattaya Bay

• Land Area: 105 square wah

• All rooms fully furnished.

• Swimming Pool on the 2nd Floor.

• Car Parking area.

• Elevator with personal key access to Floors 10 – 12.

• Internet system, CCTV, Sophon Cable.

• Fire alarm system throughout,

with fire escape stair well.

The

Top Floor

Penthouse

is 150 sqm

on it’s own!

084-677-4360 (*This

E-MAIL : Hightowerpattaya@gmail.com

property is for sale exclusively through the Business Supplement)


BUSINESS SUPPLEMENT

SUDOKU

These Sudoku puzzles are pitched at a middle level: not too easy,

and not too frustratingly hard, for the average person.

We will publish the solutions in next month’s issue.

CROSSWORD

Last months sudoku answers

TRIVIA Quiz

ACROSS

1/ Fee paid for instruction (7)

6/Relating to the moon (5)

7/Utilise (3)

8/Atmosphere (3)

9/Australian Institute of Sport init. (3)

10/Torpid (5)

12/Computer in Space Odyssey (3)

14/Border (4)

15/Write a letter (3)

DOWN

1/Garrulous (9)

2/Located inward (5)

3/Annoy (8)

4/Sustain (7)

5/Rising warm air current (7)

11/Electrocardiogram init (3)

13/Beard of corn (3)

1. How many players are there in a Gaelic football team?

2. The Kara Sea is an arm of which ocean?

3. In which part of the body would you find the corti?

4. Which Canadian-born actress became a famous star in US

silent films and changed her named from Gladys Smith?

5. From the Jordanian port of Aqaba you can see three countries,

what are they?

1

2

3

4

5

6. Who played the role of Willy Bank in the 2007 film Ocean’s

Thirteen?

7. What name is given to the fruits of plants of the genus Ficus?

6 7

8. In what year was the English Channel Tunnel officially

opened?

9. Who was the first US president to visit the former Nazi concentration

camp of Auschwitz?

10. What nationality was the composer Sibelius?

8

9

10

11

12

13

Answers

1. 15 2. Arctic 3. the ear 4. Mary Pickford 5. Egypt, Israel and Saudi Arabia 6. Al Pacino 7. Figs

8. 1994 9. Gerald Ford 10. Finnish

14 15

CROSSWORD ANSWERS

ACROSS 1/ Tuition 6/ Lunar 7/Use 8/Air 9/AIS 12/Inert 14/Edge 15/ Pen

DOWN 1/Talkative 2/Inner 3/Irritate 4/Nourish 5/Thermal 11/ECG 13/Awn

For information on the PATTAYA BUSINESS SUPPLEMENT Contact High Tower Co., Ltd. Tel: 038 411 009 - 089 249 2778

*The Pattaya Business Supplement is published by High Tower Co., Ltd.

High Tower Co., Ltd. Tel: 038 411 009

For all your advertising enquiries - Tel: 0846 77 43 60


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When We Say Printing

We don’t Just Mean Printing...

Printed Boxes

Placemats

Brochures

Pull Up Banners

Menus

Do you need to

get your menu translated to

Slim LED

Light Boxes

Flyers

Professional Design Service

Whether your artwork is for Print Media or

an Online Campaign it still centres on one

aspect - Visual Impact!

Let our Graphics Team design your promotional

material in a truly professional way to ensure the

maximum effectiveness for your business.

CHINESE,

RUSSIAN, etc

but don’t know how to go about it?

LET US HELP YOU!

Here at High Tower we will

take care of the translations

for you, be it for printing your

Menus, Brochures, Posters, etc

to cater for the various

foreign markets

Name Cards

Calendars

We bring your work to life

With our cutting-edge technology and professional human resources, we can provide you with a

total one-stop shop for all your printing needs.

T: 038-411-009

M: 084-677-4360 (EN), 062-365-3250 (TH)

E: hightowerpattaya@gmail.com

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