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PRSRT STD

US POSTAGE

PAID

Jacksonville, FL

Permit No. 796


O

ur location —thanks to the tropics and westerly

winds that blow off the African coasts—

is a perfect landing pad for hurricanes. But

this also makes Florida’s insurance a industry

risky business. Because of the heightened risk of

property damage, many home insurance companies here

try to mitigate their losses through high premiums. But

that’s not the only way they can offload risk.

Many insurance providers can offer a lower rate

through the use of an endorsement, which is an amendment

to an insurance policy that changes the terms or

scope of a standard policy. This amendment often changes

the terms so that the homeowner shares more of the

risk. And this can work well for both parties—provided

the homeowner meets certain criteria. Otherwise, an endorsement

could leave a homeowner at even greater risk.

One of those endorsements that should be carefully

considered is the ‘Preferred Contractor Endorsement,’

which can lead to a frustrating claims process. The Preferred

Contractor Endorsement amends a policy so that

the insurance provider, rather than the homeowner,

chooses the contractor in the event of damage. Oftentimes,

this preferred contractor will be specifically named

in the policy. This endorsement means that when the insurance

company agrees that damages to your home are

covered under your policy, they can decide, at their discretion

when and how these damages are repaired.

There are several reasons why the Preferred Contractor

Endorsement could be a bad idea for many homeowners.

Firstly, it would mean that the homeowner would

have to pay their deductible in full before any repairs

begin, which can be tens of thousands of dollars, depending

on the policy. The homeowner would also have to

take on some risk, since the preferred contractors are not

ones they already know and trust. It is not uncommon for

faulty repairs done by the preferred contractors to lead to

even greater damages down the line.

Representing

Policyholders Throughout Florida for Over 20 Years

The Pros and Cons of

PREFERRED CONTRACTOR

ENDORSEMENTS

If you decide to conduct repairs before the preferred

contractor can, fail to pay your deductible, or fail to give

the contractor access to your home, you open yourself up

to a windstorm of litigation.

Nevertheless, this endorsement might be a good idea

for homeowners who would prefer an expedited service

during the claims process, while speedier service is

not guaranteed, the insurer tends to move faster with a

Preferred Contractor Endorsement. It is suggested that

homeowners should only consider this endorsement if

they feel confident that they can pay their deductible in

full. This lowers the probability of a lawsuit down the line,

since you would be satisfying their duties under the policy.

The Preferred Contractor Endorsement would also

suit homeowners who are comfortable with taking on

some extra risk, as they would be giving up the right to

select their own contractor such as those who have experience

in home construction and who would be knowledgeable

about home repairs.

Finally, homeowners of new homes could benefit

from this endorsement, given that new constructions do

not tend to necessitate claims thanks to their unused and

updated features, including roofs and pipes.

If you are a homeowner looking for a lower policy premium,

and you meet the criteria above, then the Preferred

Contractor Endorsement might be an option for you. Be

sure to talk to your insurance agent to ensure you are binding

the right type of policy for you and your needs. But if

you have suffered property damage and your insurance

company is denying the financial recovery

you deserve, or have conducted substandard

repairs under the Preferred

Contractor Endorsement reach out

to us so that we can help you pursue

the reimbursement you deserve.

— Elizabeth Taveras, Esq.

SPECIALIZING

IN

INSURANCE

PROPERTY

CLAIMS FOR...

MOLD

FIRE & SMOKE

PIPE LEAKS

STORM DAMAGE

ROOF DAMAGE

2 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

The Morgan Law Group, P.A. is a law firm specialized

in the area of representing homeowners, businesses,

homeowners associations and condominium

associations with their insurance property claims.

The firm’s principal attorney, Thomas J. Morgan,

Jr., has been handling property claims on behalf of

policyholders since 2003 and as a result, the firm has

become one of the leading litigation firms in Florida

and has recovered millions of dollars on behalf of

policyholders. With offices in Miami, Naples, Panama

City and Orlando, The Morgan Law Group has

extensive experience handling all types of claims, such

as hurricanes, fires, broken pipes and more. We can be

reached for legal councel by calling 866-967-8964 or

visting our website www.PolicyAdvocate.com.

...AND MUCH

MORE



CROSSWORD Enter to Win $100

Complete the puzzle using the clues below along with the ads and editorial from this issue

ACROSS

3. Keep Your Property Well-Maintained & Neatly _____

5. Now Offering _____ Railings!

6. Direct Insurance _____

8. _____ Contractor Endorsement

11. Main Line Video _____

12. Efficient Custom _____ Solutions for Your Office

13. _____ Re-Route

14. Let Us Help You Design Your

_____ Safety Program!

DOWN

1. Sliding Door _____ Replacement

2. Prepare Your Property for Sale or Rent by

Removing _____ Odors & Bacteria from the Air

3. Concrete _____ Enclosures

4. info@ _____ marble.com

7. _____ _____ Coatings & Premium Cabinets

9. Refinish Old _____ to Showroom New

10. Replace _____ Stripping

Name

_____________________________________________________

Telephone

Address

________________________________________________

__________________________________________________

Email

_____________________________________________________

SUBMIT ENTRIES VIA: Email: info@propmanmag.com

Mail: Property Management Magazine Crossword Competition,

721 NE 3rd Avenue, Fort Lauderdale, FL 33304

OR Fax: (954) 206-6988.

Entries must reach us by Wed., 2/26/20 to qualify — drawing will

take place on Thurs., 2/27/20. Winner will be notified via phone &

must claim prize in person at our Fort Lauderdale office and take

photo. The winner’s details will be published in our March issue.

ONLY ONE ENTRY PER HOUSEHOLD. All decisions final. By participating, the crossword competition

winner agrees to have their name & likeness published in an upcoming issue of the Property Management

Magazine. Contest void where prohibited.

Congratulations to Our

January Crossword Winner!

SUSY PAZOS, CAM & CFCAM

Community Association Manager

Mosaic on Miami Beach Condominium Assoc.

4 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com



ACCOUNTING

ATTENTION ALL

PROPERTY MANAGERS,

HOAs, CO-OPs AND

CONDO ASSOCIATIONS!

OUR PRODUCT

Look no further... We are the resource

guide for all Property Management needs!

This magazine features professionals

specializing in building, servicing,

maintaining and repairing all facets of

commercial properties. Spanning a variety

of industries, we’ve organized these

company listings in a user-friendly format

that will enable you to easily find any

service or product that you’re looking for.

We deliver a monthly product aimed

directly at putting commercial services in

front of the right decision makers.

OUR PROMISE

We strive to present commercial

professionals in a manner that best

explains their business by presenting

information representative of their work.

Through strong visuals, clear and concise

descriptions of skills and expertise as well

as a wide and ever-increasing assortment

of professionals we will provide you with

what you need to maintain and improve

your property. Thank you from all of us at

the Property Management Magazine for

supporting local businesses!

GO DIGITAL

View our digital magazine and our

online directory at:

www.propertymanagementmagazine.com

INDUSTRIES FEATURED

IN THIS ISSUE

Accounting ........................................................................................................ 7

Air Ducts ............................................................................................................ 8

Attorneys ........................................................................................................... 9

Backflow Services ......................................................................................... 10

Electrical Contractor .................................................................................... 11

Fans ...................................................................................................................... 12

Fencing ............................................................................................................... 12

Fire ........................................................................................................................ 15

Flooring ............................................................................................................... 16

Floor Care .......................................................................................................... 17

Garage Services ............................................................................................. 17

Irrigation ............................................................................................................. 18

Landscaping ..................................................................................................... 19

Office Spaces and Cabinetry ................................................................... 20

Painting ............................................................................................................... 20

Patio Furniture and Repairs ...................................................................... 21

Paving .................................................................................................................. 23

Pest Control ...................................................................................................... 25

Plumbing ............................................................................................................ 26

Pool Remodeling and Equipment ......................................................... 27

Pressure Cleaning .......................................................................................... 28

Restoration Services .................................................................................... 28

Saunas and Steam Rooms ........................................................................ 29

Sidewalk Repairs ............................................................................................ 29

Sliding Glass Door Repairs ........................................................................ 30

Tree Trimming .................................................................................................. 30

Underground Plumbing .............................................................................. 31

Waste and Recycling ................................................................................... 32

Water Heaters .................................................................................................. 32

Window Repairs ............................................................................................. 33

Windows and Doors ..................................................................................... 33

Index ..................................................................................................................... 34

Get in Front of Our Readers...

CALL US TODAY!

(877) 717-6780

721 NE 3rd Avenue

Fort Lauderdale, FL 33304

www.PropertyManagementMagazine.com

DISCLAIMER: We endeavor to accept reliable advertising, however, we

cannot be held responsible by the public for any advertising claims.

6 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780

7



AIR DUCTS

ATTORNEYS

8 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 9



BACKFLOW SERVICES

ELECTRICAL CONTRACTOR

Find a Professional

Near You

Visit us at

www.PropertyManagementMagazine.com

(877) 717-6780 • www.PropertyManagementMagazine.com

10 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 11



FANS

FENCING

FENCING

12 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 13



FENCING

FIRE

Your Trusted Resource for

Commercial Professionals

(877) 717-6780 • www.PropertyManagementMagazine.com

14 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 15



FLOORING

FLOOR CARE GARAGE SERVICES

16 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 17



IRRIGATION

LANDSCAPING

How Can We

Help You?

Share Your Ideas

Email suggestions to

info@propmanmag.com

(877) 717-6780 • www.PropertyManagementMagazine.com

18 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 19



OFFICE SPACES AND CABINETRY

PATIO FURNITURE AND REPAIRS

PAINTING

20 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 21



PATIO FURNITURE AND REPAIRS

PAVING

22 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 23



PAVING

PEST CONTROL

Who Do You

Recommend?

Refer a Pro!

Email us at

info@propmanmag.com

(877) 717-6780 • www.PropertyManagementMagazine.com

24 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 25



PLUMBING

POOL REMODELING AND EQUIPMENT

26 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 27



PRESSURE CLEANING

SAUNAS AND STEAM ROOMS

RESTORATION SERVICES

SIDEWALK REPAIRS

28 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 29



SLIDING GLASS DOOR REPAIRS

UNDERGROUND PLUMBING

TREE TRIMMING

30 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 31



WASTE AND RECYCLING

WINDOW REPAIRS

WATER HEATERS

WINDOWS AND DOORS

32 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com

23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 33



INDEX

Access Control Systems

Fire Alarm Systems Security Inc, Page 2, 15

Accounting Services

Michael B. Moskowitz, CPA, Page 7

ADA Ramps

Amaran Group LLC, Cover, Page 23

Air Conditioning Services

South Florida Ducts, Page 8

Air Duct Services

South Florida Ducts, Page 8

Alarms

Fire Alarm Systems Security Inc, Page 2, 15

Arborist Services

GRC Services, Page 19

Artificial Turf

Southern Ornamentals and Fence, Page 12

Asphalt Overlays & Repairs

Amaran Group LLC, Cover, Page 23

Asphalt Striping & Seal Coatings

Amaran Group LLC, Cover, Page 23

Attorneys

The Morgan Law Group, Page 3, 9

Backflow Services

Florida Backflow Services, Page 10

Hydros Irrigation & Grounds Maintenance, Page 18

Balconies

Southern Ornamentals and Fence, Page 12

Bookkeeping

Michael B. Moskowitz, CPA, Page 7

Breaker Panel Replacements

Hypower Inc, Page 11

Built-Ins

The Closets Company, Page 20

Bulk Debris Collection

Trashouts LLC, Page 32

Cabinetry

The Closets Company, Page 20

Car Stop Installation & Removal

Amaran Group LLC, Cover, Page 23

CCTV

Fire Alarm Systems Security Inc, Page 2, 15

Closets

The Closets Company, Page 20

Concrete Curbing

Amaran Group LLC, Cover, Page 23

Concrete Garbage &

Dumpster Enclosures

Amaran Group LLC, Cover, Page 23

Concrete Resurfacing,

Restoration & Repairs

Amaran Group LLC, Cover, Page 23

Oceans Elite Construction, Page 24

Concrete Walls & Columns

All Fencing and Repair, Page 14

Conference Room Remodeling

The Closets Company, Page 20

Decorative Concrete

Oceans Elite Construction, Page 24

Demolition Services

Trashouts LLC, Page 32

Doors

All Pro Windows & Doors, Page 33

Drain Pumping

Plumbing Experts, Page 26

Duct Cleaning & Restoration

South Florida Ducts, Page 8

Electrical Contractor

Hypower Inc, Page 11

Emergency Lighting

Hypower Inc, Page 11

Fans

Dan’s Fan City, Page 12

Faucets

Plumbing Experts, Page 26

Faux Finish & Murals

Advanced Painting Systems Inc, Page 20

Fencing

All Fencing and Repair, Page 14

CBR Fabricators, Page 13

Southern Ornamentals and Fence, Page 12

Fertilization

GRC Services, Page 19

Life Cycle Pest Control, Page 25

Fiber Optics

Hypower Inc, Page 11

Fire & Burglar Alarms

Fire Alarm Systems Security Inc, Page 2, 15

Fire Inspections

Fire Alarm Systems Security Inc, Page 2, 15

Fire Protection Services

Fire Alarm Systems Security Inc, Page 2, 15

Fire Pumps

Fire Alarm Systems Security Inc, Page 2, 15

Floor Care

Doctor Marble, Page 17

Floor Coatings

Garage Makeovers Inc, Page 17

Premier Coatings, Page 5, 16

Flooring

Garage Makeovers Inc, Page 17

Premier Coatings, Page 5, 16

Garage Cabinets

Garage Makeovers Inc, Page 17

Garage Floor Coatings

Garage Makeovers Inc, Page 17

Premier Coatings, Page 5, 16

Gates

All Fencing and Repair, Page 14

CBR Fabricators, Page 13

Southern Ornamentals and Fence, Page 12

General Contractor

Advanced Restoration & Company Inc, Page 28

Generators

Hypower Inc, Page 11

Glass Repairs & Replacement

Sachek Services LLC, Page 33

Sliding Glass Door Expert, Page 30

Grease Traps

Plumbing Experts, Page 26

Grout Cleaning

Doctor Marble, Page 17

Hardscapes

Oceans Elite Construction, Page 24

Holiday Lighting

Hypower Inc, Page 11

Hot Tubs

The Sauna & Steam Center, Page 29

Hydro-Excavation

Bob Smith Plumbing, Page 31

Impact Windows & Doors

All Pro Windows & Doors, Page 33

Insurance Claim Litigation

The Morgan Law Group, Page 3, 9

Irrigation Installation & Repairs

America Stars LLC, Page 30

GRC Services, Page 19

Hydros Irrigation & Grounds Maintenance, Page 18

Irrigation Testing

Florida Backflow Services, Page 10

Hydros Irrigation & Grounds Maintenance, Page 18

Kitchenettes

The Closets Company, Page 20

Landscape Lighting

Hypower Inc, Page 11

Landscaping Design & Installation

GRC Services, Page 19

Landscaping Services

GRC Services, Page 19

Lawn & Ornamental Treatments

Life Cycle Pest Control, Page 25

Lawn Service & Maintenance

America Stars LLC, Page 30

GRC Services, Page 19

LED Lighting

Hypower Inc, Page 11

Legal Services

The Morgan Law Group, Page 3, 9

Lighting

Hypower Inc, Page 11

Louvered Roof Systems

Southern Ornamentals and Fence, Page 12

Marble Polishing & Restoration

Doctor Marble, Page 17

Mold Remediation

Advanced Restoration & Company Inc, Page 28

Mosquito Control

Life Cycle Pest Control, Page 25

Office Spaces

The Closets Company, Page 20

Outdoor Furniture

Dr. Strap, Page 22

Sun & Beach Patio Furniture, Back Cover, Page 21

Outdoor Furniture Upholstery

Dr. Strap, Page 22

Sun & Beach Patio Furniture, Back Cover, Page 21

Outdoor Kitchens

Discount Pool & Patio, Page 27

Painting

Advanced Painting Systems Inc, Page 20

Parking Lot Lighting

Hypower Inc, Page 11

Parking Lot Repairs

Amaran Group LLC, Cover, Page 23

Parking Lot Striping

Amaran Group LLC, Cover, Page 23

Patio Furniture

Dr. Strap, Page 22

Sun & Beach Patio Furniture, Back Cover, Page 21

Patio Furniture Repairs

& Restoration

Dr. Strap, Page 22

Sun & Beach Patio Furniture, Back Cover, Page 21

Patio Remodeling

Discount Pool & Patio, Page 27

Sun & Beach Patio Furniture, Back Cover, Page 21

Paver Sealing

Amaran Group LLC, Cover, Page 23

Five Star Clean & Seal, Page 28

Paving

Amaran Group LLC, Cover, Page 23

Discount Pool & Patio, Page 27

Oceans Elite Construction, Page 24

Pergolas

Discount Pool & Patio, Page 27

Southern Ornamentals and Fence, Page 12

Pest Control

GRC Services, Page 19

Life Cycle Pest Control, Page 25

Pipe Replacement

Bob Smith Plumbing, Page 31

Plumbing Experts, Page 26

Plumbing

Bob Smith Plumbing, Page 31

Plumbing Experts, Page 26

Pool Equipment & Heaters

Discount Pool & Patio, Page 27

Pool Remodeling

Discount Pool & Patio, Page 27

Popcorn Removal

Advanced Painting Systems Inc, Page 20

Pressure Cleaning

Amaran Group LLC, Cover, Page 23

America Stars LLC, Page 30

Five Star Clean & Seal, Page 28

GRC Services, Page 19

Railings

All Fencing and Repair, Page 14

CBR Fabricators, Page 13

Southern Ornamentals and Fence, Page 12

Recycling Services

Trashouts LLC, Page 32

Restoration Services

Advanced Restoration & Company Inc, Page 28

Rodent Control

Life Cycle Pest Control, Page 25

Roof Painting

Advanced Painting Systems Inc, Page 20

Root Removal

Amaran Group LLC, Cover, Page 23

Saunas

The Sauna & Steam Center, Page 29

Screen Repairs & Replacement

Sachek Services LLC, Page 33

Sliding Glass Door Expert, Page 30

Security Cameras

Hypower Inc, Page 11

Sewer Line Replacement

Bob Smith Plumbing, Page 31

Plumbing Experts, Page 26

Sidewalk Installation & Repairs

Amaran Group LLC, Cover, Page 23

Florida Sidewalk Solutions, Page 29

Oceans Elite Construction, Page 24

Sliding Door Handles & Locks

Sliding Glass Door Expert, Page 30

Sliding Glass Door Repairs

Sachek Services LLC, Page 33

Sliding Glass Door Expert, Page 30

Sliding Glass Doors

All Pro Windows & Doors, Page 33

Sliding Glass Door Expert, Page 30

Spas

The Sauna & Steam Center, Page 29

Speed Bump Installations

Amaran Group LLC, Cover, Page 23

Spray Decking

Oceans Elite Construction, Page 24

Stair Railings

CBR Fabricators, Page 13

Southern Ornamentals and Fence, Page 12

Stamped Concrete

Oceans Elite Construction, Page 24

Steam Rooms

The Sauna & Steam Center, Page 29

Storage Solutions

The Closets Company, Page 20

Structural Repairs

Amaran Group LLC, Cover, Page 23

Structural Steel

CBR Fabricators, Page 13

Stucco Repairs

Amaran Group LLC, Cover, Page 23

Surge Protection

Hypower Inc, Page 11

Tax Services

Michael B. Moskowitz, CPA, Page 7

Toilets

Plumbing Experts, Page 26

Trash Pickup Services

Trashouts LLC, Page 32

Tree Trimming

America Stars LLC, Page 30

GRC Services, Page 19

Tunneling for Plumbing Repairs

Bob Smith Plumbing, Page 31

Plumbing Experts, Page 26

Turf

Southern Ornamentals and Fence, Page 12

Underground Plumbing

Bob Smith Plumbing, Page 31

Plumbing Experts, Page 26

Waste Pickup

Trashouts LLC, Page 32

Water Damage Repairs

& Restoration

Advanced Restoration & Company Inc, Page 28

Water Heaters

Plumbing Experts, Page 26

Water Heaters Only, Page 32

Water Leak Detection

Advanced Restoration & Company Inc, Page 28

Bob Smith Plumbing, Page 31

Fire Alarm Systems Security Inc, Page 2, 15

Plumbing Experts, Page 26

Weed Control

GRC Services, Page 19

Welding Repair Services

CBR Fabricators, Page 13

Window Repairs

Sachek Services LLC, Page 33

Sliding Glass Door Expert, Page 30

Window Replacement

All Pro Windows & Doors, Page 33

Sliding Glass Door Expert, Page 30

34 FEBRUARY 2020 - For All Your Property Management Needs - www.PropertyManagementMagazine.com 23,000 Magazines Mailed Monthly to Property Managers, HOAs, Condo Associations & Co-Ops - TO ADVERTISE CALL (877) 717-6780 35



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