Siemens Building Products Finance

Building Products
Finance your Siemens
Building Products
solutions with Siemens
Financial Services
siemens.co.uk/vendorfinance

How does it work?
Leasing is a contract between a leasing company
(lessor) and a customer (lessee), giving the customer
the use of the equipment in return for payment of
rentals over an agreed period. The lessor retains
ownership of the asset, which means that the customer
pays to use the equipment over a set period of time,
typically the agreed working life of the equipment.
How Building Products Finance works
1. Choose the solution you need
You select the best-fit solution for
your business needs. We’ll tailor
an affordable financing plan with
payments over time.
2. Supplier delivers your solution
The supplier delivers your solution, and
Siemens Financial Services pays
the supplier.
3. Make affordable payments
You make simple monthly or quarterly
payments to Siemens Financial Services
over time.
4. Upgrade or add on
If your needs change, we’ll help you
adapt your finance plan to fit.

Why Siemens
Financial Services?
We can help you acquire the solutions you need to
grow your business and increase profitability.
Choosing the right financial approach is just as important
as the solution you buy and the supplier you use.
Whether you are a small to medium sized business
or a multi-national corporation, Siemens has a range
of financial products that will help you acquire the
solution you need whilst making sure your investments
are managed effectively.
What is leasing?
Leasing is a well established tax efficient method
of financing a wide variety of capital equipment.
A range of assets can be financed – anything from wind
turbines, office technology, security equipment,
specialised medical equipment and even gear boxes
for a manufacturing line.
Benefits of leasing
The growth in the popularity of leasing is quite simply
due to the benefits it offers:
• Conserves cashflow
• Flexibility to upgrade and add equipment
• Simplifies budgeting
• Preserves existing credit lines
• Choose the equipment you need
• Rentals are fully tax deductible operating expenses

Finance your investment
Improve your cashflow
Leasing Rentals are spread over a fixed period,
typically three to five years, which helps
to simplify the budgeting process and improve
cash flow.
Maximise your budget
Financing provides you with fixed regular
rentals, you can manage your budget better.
Moreover, it can enable you to include
additional functionality or even acquire a
more enhanced solution for a comparatively
small increase in rentals.
Gain tax advantages
If you pay corporation tax, finance from
Siemens is particularly attractive. Rentals can
be deducted from taxable profits and so the
net cost of financing your solution is reduced.
Stay ahead of the game
As your business grows and changes Siemens
will work with you every step of the way.
We will ensure the finance you have offers
the flexibility you need to upgrade or acquire
new equipment, thereby minimising the risk
of technology obsolescence and
protecting your investments.
Flexible financing
Siemens has a range of innovative financial
products that can be tailored to meet your
business needs. This can include hardware,
software, installation, training, consultancy,
and maintenance. As a result the entire cost
of your solution can be financed helping you
to spread the cost over the life of your
investments – rentals can be structured to
allow you to match your income expenditure.

The way we do business
At Siemens, we work with the UK’s leading solution
providers across a variety of business sectors.
Our philosophy is simple – we focus on building lasting
relationships to help our customers fulfil their business
goals. That’s why we employ friendly and dynamic
people who understand the market and can ensure our
customers have the financial products that are right for
their business and the solution they are acquiring.
Considerations
• Finance is subject to credit approval.
• If the customer does not keep up with repayments
SFS retains the right to terminate the agreement and
remove equipment from the premises.
• If the customer defaults on payment, this may affect
their credit rating.
• The customer does not always have the option to acquire
title of the equipment at the end of the finance period.
• Customer obligations are not dependant on the
performance of the equipment.
• Tax benefits are subject to paying corporation tax.

If you would like to know more about how we can
add value to your business please contact:
UK Headquarters
Sefton Park, Bells Hill, Stoke Poges,
Buckinghamshire, SL2 4JS
Tel: +44 (0) 1753 434 000
Fax: +44 (0) 1753 434 499
Manchester Office
Sir William Siemens House, Princess Road,
Manchester, M20 2UR
Tel: +44 (0) 161 446 6851
Fax: +44 (0) 845 605 3780
Email: info.sfs@siemens.com