Rhiwbina Living Issue 50

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12 Pantbach Road Cardiff, CF14 1UA 02921 358258 www.cubekitchens.co.uk DOUBLE GLAZING REPAIR SERVICE * Broken Glass Replacement * Misted Glass Replacement * Faulty/Broken Hinges, Locks, Doors, Handles * Patio Door Problems * Draughty/Leaking Windows, Doors, Conservatories * Catflaps, Letterboxes, New Door Panels * Stained Glass Repairs and Replacements * Glass/mirrors of all types cut to size * uPVC New Windows/ Doors Installed * Upgrades to Locks and Handles * Fascias, Guttering, Cladding * Shop Fronts For a free quotation by a reliable, competitive company, please feel free to get in touch UPVC WINDOWS AND COMPOSITE DOORS Composite doors are a great choice if you are thinking about replacing the doors in your home. They offer excellent energy efficiency and are available in a range of colours and designs to suit your budget. With a choice of glazing options and styles, we are sure to have the right door for you. Our UPVC windows and doors come in a range of styles and colours and conform to insurance standards. All new installations have an insurance backed guarantee. Decostains@aol.com www.doubleglazingrepairscardiff.co.uk Unit 3 Western Business Centre, Robert St, Ely, Cardiff , CF5 5AS (formerly of Western Avenue, Llandaff) 02920 566694
Although it is not a pleasant thing to think about, it is important to ensure you have a properly prepared Will in place. Having a professionally drafted Will in place provides peace of mind that your estate should be dealt with in accordance with your wishes and is likely to make the process far easier for those you leave behind when you die. With recent events making many of us anxious and uncertain about the future, lawyers have seen a sharp increase in the number of people wanting to put their affairs in order over the last few months. Laura Selby, Head of Wills & Probate at Harding Evans Solicitors, explains why it is so important to plan for the future to avoid any unnecessary complications further down the line. Yet, there are reports that surprisingly around 60 per cent of the adult UK population do not have a Will, which effectively means they will be allowing ancient laws to determine who receives their estate. Making a Will is often not the long, complicated and expensive process that people often imagine it to be. Many people have put it off during lockdown, thinking it would not be possible while social distancing. At Harding Evans, in accordance with Government guidelines, we have been operating throughout lockdown. Our offices are now open to the public with measures in place to reduce the risk of spreading the virus. If you are currently unable to leave your property, we also offer telephone appointments, video calls and witnessing of Wills, even via your front window if required! There are strict rules regarding the witnessing of Wills to ensure they are executed properly. Unfortunately, challenges to Wills appear to be on the rise, so it is more important than ever to obtain legal advice when preparing your Will, to avoid lengthy and costly disputes after your death. As we can see from the recent case of Clitheroe v Bond [2020] EWHC 1185 (Ch), not only is it important to ensure the Will is validly executed, but it is also important to prove you have full mental capacity. In this case, the daughter of the deceased succeeded in establishing that two Wills made by her late mother in 2010 and 2013 were both invalid. The Court found that, following the death of her other daughter, the mother had been suffering from a complex grief disorder that impaired her capacity to make a Will. While she had cognitive function and was intellectually sound, it was found that she had experienced “insane delusions” that “poisoned her mind” against the daughter she excluded from her Will, causing her to make allegations for which there was no rational basis. In circumstances where there could be any doubt as to a person’s mental capacity, we recommend obtaining a medical report. Most commonly, when clients show some form of memory loss, possibly as a result of dementia, this makes us consider their capacity and we will give the most appropriate advice. The case of Clitheroe v Bond is a firm reminder that other health conditions may exist which may not give rise to memory loss but could still mean that they may be lacking capacity. It is recommended to keep records of the will instructions taken; these records may also help to protect your estate in the event of a challenge. If you would like assistance with preparing your Will, please call our experienced and friendly team to find out how we can help you. Call us on 02922 676818 Email us at info@hevans.com
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