The World 081121

WINDY WOOD – BARRE TOWN
WINDY WOOD – BARRE TOWN
“A common interest community”
VIEW “A HOMES common BEING interest BUILT SUNDAYS community”
1 PM – 3 PM
SHOWN BY BY APPOINTMENT
ANYTIME
CALL CALL 802-249-8251 OR 802-734-1920
One Level Living: single and duplex units, 2 bedrooms, 2 baths, full basement, 1 or 2 car garage option
Single family homes priced from $267,000 and Duplex homes priced from $229,000
One Level Living: single and duplex units, 2 bedrooms, 2 baths, full
basement, 1 or 2 car garage option
Directions: From RT 302, turn onto Hill Street at Elmwood Cemetery, ¾ mile on Hill Street, left onto
Windy Wood Road, look for sign on left and turn into Windy Wood.
Single family homes priced from $335,000
and Duplex homes priced from $269,000
Directions: From RT 302, turn onto Hill Street at Elmwood Cemetery, ¾ mile
on Hill Street, left onto Windy Wood Road, look for sign on left and turn into
Windy Wood.
AFFORDABLE
APARTMENTS
WITH HEAT
INCLUDED
Highgate
Apartments
located in Barre, is currently accepting applications
for our 1, 2 & 3 bedroom apartments waiting lists.
Hardwood floors, fresh paint, modern kitchen & baths, yard space,
ample closets, & washer/dryer hook-ups. Laundry room on site.
Rent includes heat/hot water, 24-hour emergency maintenance,
parking, snow removal, & trash removal. Income limits apply.
To request an application, call 476-8645 or stop by the on-site
rental office at 73 Highgate Drive, #121, Barre, VT.
EQUAL HOUSING OPPORTUNITY
Updated Weekly
Home Mortgage Rates
LAST
DOWN
LENDER UPDATE RATE APR TERM PTS PAYMENT
Community National 04/30/21 3.125% 3.142% 30 yr fixed 0 5%
Bank 1-800-340-3460 2.375% 2.406% 15 yr fixed 0 5%
New England Federal 04/30/21 2.875% 2.898% 30 yr fixed 0 5%
Credit Union 866-805-6267 2.250% 2.291% 15 yr fixed 0 5%
Northfield Savings 04/30/21 3.000% 3.037% 30 yr fixed 0 5%
Bank (NSB) 2.500% 2.566% 15 yr fixed 0 5%
802-485-5871
VT State Employees 04/30/21 3.250% 3.288% 30 yr fixed 0 5%
Credit Union (VSECU) 2.500% 2.568% 15 yr fixed 0 5%
1-800-371-5162 X5345
Rates can change without notice.
***APRs are based on 20% down payment. Some products are available with as little as
5% down, with purchase of Private Mortgage Insurance (PMI). The cost of PMI is not
included in the APR calculations.
new barre town development
REAL ESTATE
PUBLISHER’S
NOTICE
PUBLISHER’S NOTICE
EQUAL HOUSING OPPORTUNITY
All real estate advertising in this
newspaper is subject to the fair housing
act which makes it illegal to advertise
“any preference, limitation or discrimination
based on race, color, religion,
sex, handicap, familial status or
national origin, or an intention, to make
any such preference, limitation or discrimination.”
Additionally, Vermont’s Fair Housing
and Public Accomodations Act prohibits
advertising that indicates any preference,
limitation or discrimination based
on age, marital status, sexual orientation
or receipt of public assistance.
This newspaper will not knowingly
accept any advertising for real estate
which is in violation of the law. Our
readers are hereby informed that all
dwellings advertised in this newspaper
are available on an equal opportunity
basis.
To file a complaint of discrimination,
call the Vermont Human Rights
Commisson toll-free at 1-800-416-2010
(voice & TTY) or call HUD toll
free at 1-800-669-9777 (voice)
or 1-800-927-9275 (TTY).
APARTMENTS
ROOMS/HOUSES
FOR RENT
HOUSE FOR rent on Maple
Hill Plainfeld VT. $1800 / mo,
heat included. Call Elizabeth
at 802-249-5009 or 802 498-
4067.
VACATION
RENTALS/SALES
Warm Weather is Year Round
in Aruba. The Water is safe,
and the dining is fantastic.
Walk out to the beach. 3-bedroom
weeks available. Sleeps
8. Email: carolaction@aol.
com for more information.
HOMES
ESTATE BUSINESS Liquidation
Outlet. We buy contents
or downsized personal property
lots. 20+ years serving
central VT! B-Hive Industries
141 River St. Montpelier 802-
522-6283
WORRIED ABOUT
FORECLOSURE?
Having trouble paying your
mortgage? The Federal Trade
Commission says don’t pay
any fees in advance to people
who promise to protect
your home from foreclosure.
Report them to the FTC, the
nation’s consumer protection
agency. For more information,
call 1-877-FTC-HELP or click
on ftc.gov. A message from
The World and the FTC.
RULE OF THUMB......
Describe your property,
not the “appropriate” buyer or
renter, not the landlord,
not the neighbors.
Just describe the property
and you’ll almost always obey
the law.
How to save up for your first home
Home ownership is a dream for people across the globe. Many people save for
years before buying their first homes, suirreling aay every dollar they can
with the hopes they can one day become homeowners.
But thanks to factors beyond their control, even the most
devoted savers can sometimes feel like their dream of home
ownership may never come true. According to the Pew Research
Center, American workers’ paychecks are larger than
they were 40 years ago, but their purchasing power is essentially
the same. Things aren’t much different in Canada,
where analysis from Statistics Canada and the Bank of Canada
has shown that, since 2015, wage growth in Canada has
been weaker than in the United States.
Various challenges can make it difficult to buy a home.
However, some simple strategies can help prospective home
buyers build their savings as they move closer to the day
when they can call themselves “homeowners.”
Determine where your money is going. If you’re finding
it hard to grow your savings, audit your monthly expenses
to determine where your money is going. Using exclusively
debit or credit cards can simplify this process, as all you need
to do is log into your accounts and see how your money was
spent over a given period. If you routinely use cash to pay
for items, even just to buy coffee on the way to work, keep
a notepad handy so you can jot down each expense. Do this
• • •
GOT CLUTTER?
CLEAN UP WITH
THE CLASSIFIEDS.
You’ll fi nd yourself with space to spare and
money to burn when you sell your stuff
in
The WORLD
classifi eds.
Call to place
your ad for
as
little as
$3.50
a week or
get a Garage
Sale Kit and
a 15-word ad
for $9.95.
Call
479-2582
today.
for a month and then examine how you spent your money.
Chances are you will see various ways to save, and you can
then redirect that money into your savings account.
• Become a more savvy grocery shopper. Another great way
to save more money is to alter something you already do each
month: grocery shopping. If you haven’t already, sign up for
discount clubs at your local grocer. This is a largely effortless
way for shoppers, especially those buying food for families,
to save considerable amounts of money. Shopping sales at
competing grocery stores also can save money.
• Dine in more often. The U.S. Department of Agriculture
says that Americans spend, on average, 6 percent of their
household budgets on food. However, the USDA also notes
that Americans spend 5 percent of their disposable income on
dining out. If these figures mirror your spending habits, you
can nearly cut your food spending in half by dining out less
frequently. That might be a sacrifice for foodies, but it can get
you that much closer to buying your own home.
Saving enough money to purchase your first home is a worthy
effort that can be made easier by employing a few budgetfriendly
strategies
Single-family homes
$349,000 and up
Brand new energy-effi cient spacious on lot.
Three bedroom, two bath, full basement, two
car garage, paved driveway. Warranty. On a
paved town road. Town sewer and water.
No association fees.
page 30 The WORLD August 11, 2021
condominium units
$296,900 and up
Brand new energy-effi cient. Spacious owned
lots. Three bedroom, two bath, full basement,
two car garage, paved driveway. Warranty. On
a paved town road. Town sewer and water.
No association fees.
802-229-2721
www.fecteauhomes.com
Vermont’s Country
SuperStation