from the EDITOR
A Culinary Journey through
comfort food recipes
“There is something so special
in the early leaves drifting
from the trees–as if we are all
to be allowed a chance to peel,
to refresh, to start again.”
– Ruth Ahmed
There is something so special about
this time of year - it has a grounding
effect which forces us to consider
the passage of time and the tangible
changes around us. As the hues
of the trees shape our landscape,
we settle down into the embrace
of those cooler, darker evenings
- a sense of quietude before the
inevitable Christmas rush begins.
We hope this edition makes a good
companion to a cosy evening or
a peaceful morning with a cuppa.
We’ve filled it with interviews with
some titans of their fields - firstly, west
country expert baker (via France!)
Richard Bertinet and Chelsea seventime
gold medal winning garden
designer Adam Frost.
Our interview with
Editor Katie Thomson
Publisher Sally Thomson
Pre-Press Manager Kate Norris
Contributors Rebecca Rose, Peter Thomson, Sue Cooke, Matthew Biggs
Angela Cave and Pete Lawrence. Front cover courtesy of Waitrose
Key Account Manager Steve Davies
d/l 01225 984506
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publishers. The opinions expressed within are not necessarily those of the publishers.
These lovely chats fall alongside
some delicious recipes and some
inspiration for the home and garden
- plus some advice on getting those
finances in order for retirement -
it’s never too early to start thinking
about it, nor to late to make an
assessment of where you are.
It wouldn’t be right to have an
edition without one of our most
popular pages - the competitions!
You can enter all the ones listed on
the page, plus some web-exclusives
at minervamagazines.co.uk - you
can also opt into being the first to
hear about new giveaways when
they are launched.
We are looking forward to seeing
you again in November, where we
will be unapologetically thrusting
you into the Christmas swing. Don’t
say I didn’t warn you! Until then,
take care and enjoy this issue.
www.minervamagazines.co.uk | 3
A a two-night stay
for two people at
To enter any (or all!) of our competitions, head to
Find the competition and enter on that post,
using the appropriate keyword.
T&C’s apply and no cash alternatives available. Winners chosen at
random - entries made after closing date will not be accepted.
Whittlebury Park, a four-star countryside hotel in
Northamptonshire, is nestled in hundreds of acres of tranquil
ancient parkland, making it the perfect destination to get away
from it all. It’s surrounded by a host of local attractions, from
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Terms and conditions: The prize is for a winner plus one guest. Prize
winner and guest must be aged 18 and over. Only one winner will be
drawn. The prize is non-transferable, non-refundable, non-exchangeable
and there are no cash alternatives. Cannot be used in conjunction with
any other offer or promotion. The prize is available Friday – Sunday. Valid
until 31 December 2021 excluding, Christmas Day, New Year’s Eve and
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Closes 10/11/2021 - Competition keyword ‘WHITTLEBURY’
WIN We are giving one
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Ramekins & Wine offer
the wine takes
food is designed to
showcase its character
and deliver a true taste
sensation. We are giving readers
the chance to win a Home
Tasting Box for two people
which includes six specially
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T’s and C’s: Three lucky winners
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Closes 10/11/2021 - Competition
Lifestyle and homewares brand
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start of the year, Floward is expanding its distribution across
the country, to offer a next day delivery service which allows
customers to place orders by 12pm and guarantees that their
flower arrangements will arrive the next day. What’s more, as
part of Floward’s worldwide CSR programme, 1% of all annual
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Closes 10/11/2021 - Competition keyword ‘FLOWARD’
4 | www.minervamagazines.co.uk
AN EVENING WITH
Bacon Theatre: Sunday 26th
September at 7.30pm...
Merrill will be performing all the big hits from The Osmond’s plus
talking about his experiences of growing up within one of the
world’s biggest bands, the famous people he has met and how
he wrote so many of the world-famous hits.
Merrill Osmond is the lead singer for the world-famous Osmond
family. He is also an established solo artist. He has toured
throughout the world performing in many major venues and sang
lead on 27 gold records. Merrill has produced and written the
music and lyrics for 5 number one hit records. The Osmond’s
have produced 47 platinum and gold records and no other
recording artists have earned as many gold records in one year
as the Osmond family.
It’s Merrill’s incredible voice you can hear on such hits as One
Bad Apple, Let Me In, Love Me For A Reason, Goin’ Home, The
Proud One, I Can’t Stop, Having A Party and Crazy Horses.
VIP Meet and Greet information - The meet and greet includes
sitting in on soundcheck, a photo (on their phones) and a Q&A
The meet and greet is PRE-SHOW, at 5pm. All meet and greet
ticket holders must arrive at least 10 minutes before the meet and
greet is due to start. Anyone arriving late may not be permitted.
If you require accessible seating please call 01242 258002.
Tickets: £25.00 Meet and Greet £75.00
Meet and greet: 5pm | Doors: 7pm | Showtime: 7.30pm
Ticket purchases are subject to a non-refundable £2.00 booking
fee per cart Postage is free of charge if desired
Please note: Wheelchair spaces are available at the rear of the
stalls, please contact the box office for more details.
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6 | www.minervamagazines.co.uk
& Sunday 10th October
2021 SEASON - 1ST MAY-8TH OCTOBER
Despite still operating with some restrictions, Sandford Parks Lido is open for the 2021 season until Friday 8th October! Following
several years of uncertainty about its future, Sandford Lido Ltd (the charity that operates the site) was granted a new lease of 35
years with Cheltenham Borough Council. The Lido is such a vital aspect of the local community and attracts visitors from all around
the country with a focus not just on physical fitness, but also on mental health and wellbeing. In addition to general public swimming
sessions, the Lido holds various events and classes including live music, outdoor theatres, children’s swimming lessons, yoga classes
and even a dog swim at the end of the summer season. Each day is split into different swim sessions with a mixture of adult-only lane
swimming as well as family-friendly sessions. The children’s pool is also open daily until Sunday 26th September. Advance booking is
recommended for all sessions and details can be found on the Sandford Parks Lido website.
For more information, visit www.sandfordparkslido.org.uk or find
Sandford Parks Lido on Facebook or Instagram (@sandfordparkslido)
FOUR amazing experiences under one roof!
NEW AXE THROWING ARENA!
www.minervamagazines.co.uk | 7
An enriching life like no other
Which school should my child attend?
Choosing the right educational
environment for your child is one of
the most important decisions you’ll
ever have to make as a parent. But if
you’re looking for a boarding school
for your child, how do you choose
the right one? Robin Fletcher, CEO
of the Boarding Schools’ Association
‘How do I choose the right boarding school
for my child?’ That’s a question we’re asked
more often than any other at BSA. And
when you consider the UK boarding market
is one of the largest in the world, with more
than 450 schools of all sizes and types, in
all sorts of different locations, there isn’t a
But having such a wide range of choice can
really work to your advantage. If you know
exactly what to look for in a prospective
boarding school, your child will enjoy a
first-class education and gain invaluable life
skills, boost their confidence, become more
independent, and have the best possible
preparation for adult life.
The first key piece of advice I would always
offer when choosing a school is that it must
be a joint decision between you and your
child: they have to be happy with the final
As I’ve mentioned, one thing there isn’t a
shortage of in the UK boarding sector is
choice. You need to think about the best
location for your child: will they be best
suited to a large school attended by several
hundred students, or a smaller school
with fewer pupils? Would a school in the
middle of a city be better for them, or would
they prefer somewhere more rural? Would
they be best suited to a single sex or coeducational
school? Also, will full boarding
be the best option for them? Schools can
offer full, weekly or flexi-boarding, so you’ll
need to decide which works best for you
and your child. And is an academic school
right for them, or one that focuses perhaps
more on sport, music or more vocational
Once you’ve considered all those factors
and you’ve got a shortlist of schools you’re
interested in, I’d always strongly encourage
you to visit those schools in person. This
is the best way to tell if it’s right for your
child or not, as it will be clear very quickly
whether they are comfortable there.
Making that final choice of the right
boarding school for your child can be a
lengthy process, but taking the time to get
your decision absolutely right is crucial.
Boarding will not suit every child or family
- but for the right child, in the right school,
it can offer an enriching life experience like
For further information about the Boarding
Schools’ Association, or to search for a
boarding school, please visit www.boarding.
org.uk. In 2020, BSA also teamed up with
Bulldog Publishing to launch Schoolplaces.
org, a dedicated live information resource
for schools, parents and education agents.
For more information, please visit www.
Image: Courtesy of Highfield and
8 | www.minervamagazines.co.uk
Education for Life
A wealth of opportunity exists
for your child at St Edward’s,
Cheltenham. The School teaches
that there is no ceiling to potential,
focussing on the individual needs of
each and every pupil, and valuing
their unique gifts and talents.
Situated on two sites, both located in the heart of Cheltenham,
and approximately five minutes from each other, St Edward’s
is the only Independent Day School in Cheltenham providing
education for pupils aged 1 to 18. This means that the School
can offer a unique learning journey experience, where every day
Set in over 40 acres of grounds, with a range of creative and
sporting facilities to enrich their outstanding academic provision,
together the two Schools offer a strong and vibrant school
community, based on Christian values, in which all children can
There are high expectations of all members of the School
community. Excellent teaching and pastoral care in a nurturing
and encouraging environment allows all pupils to flourish. Small
class sizes mean that teachers really know pupils as individuals
and can provide tailored support to maximise achievement. The
School motto means to strive for the best and that is exactly
what St Edward’s wants for all its students.
Pupils are encouraged to become fully involved in all aspects of
school life, through an extensive range of extra-curricular clubs,
sporting and cultural activities. It is important to that they are
challenged to step outside of their ‘comfort zone’ and realise
that they can achieve beyond their perceived potential.
Most importantly, St Edward’s aims to provide an education that
will last a lifetime. This approach enables all pupils to develop
into happy, confident, resilient, compassionate, and aspirational
individuals who are ready to become positive and life-long
contributors to society.
For more information about why St Edward’s could be the right
choice for your family visit www.stedwards.co.uk.
VISIT US TO SEE
WHY ST EDWARD’S
THE RIGHT FIT
FOR YOUR FAMILY
Creating happy & successful futures
Find out more at www.stedwards.co.uk
St Edward’s Prep School
252 London Road,
St Edward’s Senior
& Sixth Form
Cheltenham GL53 8EY
Independent Day School for children aged 1-18
Reg Charity No. 293360
www.minervamagazines.co.uk | 9
coding fun with
A brand-new kids coding studio, built
around the fundamentals of gamebuilding
and STEM education has
landed in Cheltenham...
Code Ninjas, which opened to the public in June, will play a key
role in equipping the next generation of tech talent with the skills
needed to excel in a digital world. Following the news that the
proposed £5.2million innovation hub in the heart of the town has
been given the green light, Code Ninjas couldn’t have launched
at a better time.
Dafydd Moore, Code Ninjas’ co-owner and dad-of-two said,
“The demand for our curriculum really helps demonstrate
that society is taking steps towards equipping our younger
generation with the ability to navigate the technological
developments in the workplace. Code Ninjas is about so much
more than teaching children how to build video games. We
develop our students’ sense of self-confidence by showing
them how to work as part of a team, which is a truly invaluable
“When I was growing up, I was told to learn a trade and you’ll
always be employable. In 2021, learning to code and being able
to navigate the ever-evolving technology that society relies on is
the new version of that,” added Dafydd.
The Moore Family
Schools do their best to deliver what is expected of them by
the national curriculum but in a field which is so important, the
poor representation of coding education is a concern to many
parents. Code Ninjas is changing that, by providing daily martialart-themed
sessions of games-based computer code tutoring,
welcoming ninjas aged 7-14 from around Cheltenham into their
dojo to start the academic year on a high.
Through hands-on education, children learn how to code by
building robots and creating games that friends and family can
play at home – sessions run after school and over the weekend.
At Code Ninjas things are done differently. Coding dojos
help equip children with digital fluency through enriching and
informative experiences that are personalised to each child.
If you’d like to find out more about back-to-school promotions
or to book a free 30-minute taster session, please visit:
(one visit to
+ First Month = £45
+ 5% Sibling Discount
+ 10% Camp Discount
Call 07535 597830 or
10 | www.minervamagazines.co.uk
CODE NINJAS CHELTENHAM | 07535 597830 | codeninjas.com
Gloucestershire College, Cheltenham Campus, Suite B100B Princess Elizabeth Way, Cheltenham, GLS GL51 7SJ
British Food Fortnight
HRH The Duchess of Cornwall at the Nova Hreod Academy
What is it and how can you get
Food Festivals are back and with the end
of UK lockdown we can’t wait to see the
return of the best Britain has to offer. Taste
of London may have already passed us by
but we are in the most prosperous period
for British Food, with strawberries, beetroot
and various other veggies in their prime.
So what better way to celebrate the UK’s
produce than through a fortnight of foodie
British Food Fortnight, which takes place
on the 18th September to the 3rd of
October 2021, celebrates the best of British
cuisine across the public sector in schools,
hospitals, care homes and universities.
This year marks our 20th anniversary of
the national celebration and it is set to
be the biggest and most popular to-date
with communities and organisations such
as Silverstone, NHS trusts, Houses of
Parliament and many more across the
county taking part.
There are a host of ways that you
(consumers) can get involved, the easiest is
to ensure you are buying British food from
supermarkets and choosing British food
on menus when you eat out. In Waitrose’s
Food and Drink report 2021 they highlight
that 74% of British people want to see more
food businesses in the UK express their
ongoing support for local British producers.
British Food Fortnight seeks to remedy this
by encouraging your local pubs and shops
to buy British Food through consumers
opportunities for harvest celebrations, such
as attending a traditional Harvest Festival
service in your community.
Finally, why not enter the British Food
Fortnight competition which is open to
everyone. Or perhaps you have someone
you want to nominate who has made a
huge contribution to the promotion of local
food in your area.
British Food Fortnight will not be one to
miss this year. The UK is home to some of
the most fertile soils and varied agricultural
output, what is not to celebrate about that?
See: www.lovebritishfood.co.uk for further
information. And follow the campaign @
LoveBritishFood for the latest news.
In previous years hundreds of schools have
taken part and encouraging your child’s
school to join British Food Fortnight is a
great way to show your support. Love
British Food has a Teacher Zone where
there’s swathes of resources on how to
include food into the curriculum.
In addition, now lockdown is over numerous
local festivals are happening across the
country and you can check out what is
happening near you. Even if nothing is
going on then why not organize your own
British Food Fortnight encompasses the
three Sundays of the Harvest Festival
calendar. Celebrations for this traditional
Pagan festival often include singing hymns
and decorating Churches with baskets
of fruit and food and there are lots of
www.minervamagazines.co.uk | 11
Richard Bertinet is well-loved
and well-known for being the
UK’s baking ‘godfather’.
His books about baking and his
bread-making courses alike
have delighted audiences for
Sally Thomson talks to Richard
to discuss books, baking and
BBC Maestro, where you can
catch him offering the ultimate
online bread-making course...
12 | www.minervamagazines.co.uk
HOW ARE YOU ON THIS GLORIOUS
Making croissants with this weather! It’s
a bit hot in the kitchen but it’s nice to be
open again so all is good.
YOU ARE DOING WONDERFULLY
WELL AT THE MOMENT APART
FROM THE FACT WE HAVE ALL
BEEN THROUGH THIS RATHER
INTERESTING YEAR THINGS SEEM TO
BE GOOD WITH YOU.
We opened in April and we have just tried
to push everything we could this year and
last year. It’s very busy.
SO, PEOPLE ARE ABLE TO COME TO
YOUR CLASS NOW?
Yes, we reopened in April.
SO, THESE CURRENT RESTRICTIONS
HAVEN’T CHANGED YOUR PLANS?
No, we are Covid compliant and can still
have the same number of people. In Bath
40% of the customers come from the
rest of the World so Japan, The States
and Australia. Obviously, they cannot
come to Bath at the moment so we have
a massive backlog of people wanting to
come when they can travel*.
I SEE THAT YOU OFFER CLASSES FOR
CHILDREN, HOW DO YOU FIND THAT?
Teaching children was always very
important to us and we also work with a
lot of local schools in the area and teach
some classes plus talk to the children.
It’s good fun and nice to see them smile
when they try something that they haven’t
done before. I think it’s a shame that so
many schools don’t use cooking and
I SEE THAT YOU ALSO WORK WITH
Yes, Ping does classes for me. She
teaches Malaysian cooking plus stuff
from my book.
YOU HAVE PRODUCED 6 BOOKS SO
FAR. HAVE YOU GOT ANYMORE IN
THE PIPELINE OR DO YOU NOT HAVE
I’ve got a couple of ideas but it’s getting
the time to do it and I like to write a book
for the right purpose not just for the sake
of it so I need to get the time and wait
until things get back to normal.
YOU NEED TO BE CLONED SO THAT
THERE IS ANOTHER ONE OF YOU
AND YOU CAN KEEP UP!
That’s true but there is only one of me
WHEN YOU FIRST CAME INTO BATH
IN 2005 DID YOU EXPECT YOUR
CAREER TO TAKE OFF AS IT DID?
I knew the concept we had was good and
if it worked out, we would have success.
When I first moved to Bath a lot of local
businesses gave us 6 months to survive
but that made me more determined to
TELL US MORE ABOUT YOUR
COOKERY SCHOOL - IT’S GOING
FROM STRENGTH TO STRENGTH BY
THE SOUNDS OF IT?
Well, the school has been going since
2005 and since then we have won a lot
of awards, we then sold the bakery and a
lot of things have happened in 15 years.
The school is so busy it’s a worldwide
attraction which means we bring a lot of
people to Bath. We won the South West
Tourism Award two years ago due to the
number of people that we attract to Bath.
We have a few guest chefs coming in as
well, but the core classes are with me
learning about bread making, as well as
what I write about in my books.
YOU HAVE SO MANY ACCOLADES
AND EVERYBODY ENJOYS WHAT YOU
HAVE BEEN DOING.
We pride ourselves on the services we
give our customers and also the way I
teach is quite unique - I’m very hands on.
Our school is quite small so it means that
I can spend time with everybody.
www.minervamagazines.co.uk | 13
On his baking classes
for children: “It’s good
fun and nice to see
them smile when they
try something that they
haven’t done before. I
think it’s a shame that
so many schools don’t
use cooking and baking
DO YOU FEEL THAT YOU ARE
GETTING BACK TO NORMAL?
Until we get all our backlog of people
who couldn’t attend last year’s classes
hopefully then we will be back on an
even keel but not yet I’m afraid. We are
open and running and there are some
businesses that can’t do that so in a way
we are one of the lucky ones.
I HEAR THAT YOU WILL BE GETTING
INVOLVED WITH BBC MAESTRO.
Yes, it’s been amazing. We have just
finished editing. I absolutely loved it! It’s
a challenge to do live broadcasts, it’s
recipe lead and different from how I teach
in my classes, but it was well done. The
team were amazing.
YOU HAVE BEEN ON OTHER
COOKERY SHOWS SO DID YOU FIND
THAT THIS WAS A STEP UP?
Yes, I’ve been on Saturday Kitchen and
on James Martin’s show so it’s a different
buzz being filmed live and you have to be
mindful of what you do and say.
WHAT IS IT THAT YOU WILL BE
It’s specifically about bread and things I
like to do at home. It goes from making
brioche, sourdough to bagels, all that
kind of stuff and things to give people
the confidence to bake at home and feel
that they learn something. It’s going to be
good. The production team was amazing,
and I can’t wait for it to launch.
YOU ARE FROM BRITTANY HAVE
YOU HAD THE CHANCE TO GO BACK
We went to France last year, Provence.
We have a house down there and
managed to visit just before lockdown.
*At the time of the interview there was
uncertainty regarding travel to the city
BBC Maestro with Richard Bertinet
is available now at bbcmaestro.com.
The course costs £80 for 23 episodes
including written class notes for
each one. An additional bonus festive
episode is expected to launch later in
the year exclusively to subscribers.
14 | www.minervamagazines.co.uk
& PISTACHIO LOAF
150g good quality dark chocolate chips
75g roughly chopped pistachios
Zest of 2 oranges
50g mixed peel
1 tablespoon Cointreau (optional)
125g unsalted butter straight from the
125g full fat milk
3 medium eggs
500g strong white bread flour (plus extra
15g fresh yeast
45g caster sugar
10g fine sea salt
FOR THE GLAZE
Pinch fine sea salt
Mix the chocolate chips, nuts zest
and mixed peel in a bowl and stir in
the Cointreau if you are using it. Place
the cold butter between 2 sheets of
greaseproof and bash it with a rolling pin
to soften it and break it up into smaller
pieces (without warming it up).
Put the milk and eggs into the bowl of a
food mixer and then add the flour. Break
up the yeast and add to one side of the
bowl. Add the sugar and salt on the
other side of the bowl.
Mix on a slow speed for 4 minutes.
Increase the speed to medium for another
2 minutes then add the butter piece by
piece until it is all incorporated. Continue
mixing on medium speed for 10-12
minutes until the dough comes away from
the sides of the bowl.
Stop the mixer. Add the chocolate and
pistachio mixture to the bowl and mix
for no longer than 30-40 seconds on
the slowest speed – you don’t want the
chocolate and nuts to become mushy.
Lightly flour your worksurface and turn
the dough out onto the work surface.
Form the dough into a ball and then place
into a lightly floured bowl. Cover and
rest for about 45 minutes until just under
double in size.
Lightly flour the surface again, turn out
the dough and divide into 10 equal pieces
of about 110g each. Form each piece
into a ball and then press gently into
cake or loaf tins until they are full. In the
picture I have used tiny tins that only take
one ball but if you use a larger one you
will have a finished loaf or two that will be
perfect to tear and share. Whether you
have one or two will depend on the size
of your tins. Cover and leave to prove
for about 1 hour until just under double
While the dough is proving, pre-heat the
oven to 190°C and beat the eggs and
pinch of salt for the glaze. Brush the top
of each loaf with the egg glaze and use a
pair of scissors to snip into the dough for
Place the tins on a baking tray and
put into the pre-heated oven. Turn the
temperature down to 180°C and bake for
15-20 minutes until golden.
www.minervamagazines.co.uk | 15
When the darker nights set in, you
just want some go-to comfort food
recipes - and here, Waitrose has
delivered! Find more recipes at
Prep time: 20 minutes + marinating
Cooking time: 20 minutes
8 British chicken thigh fillets
3 tbsp Cooks’ Ingredients Shawarma
½ red onion, finely sliced
2 lemons, juice of 1, 1 cut into wedges
1½ tsp Cooks’ Ingredients Sumac
½ large cucumber
250g Yeo Valley Organic Greek Style
1 small clove garlic, finely grated
15 mint leaves, finely shredded, plus extra
4 Waitrose & Partners Hand-Stretched
50g pomegranate seeds
1-2 handfuls wild rocket
Slash each chicken thigh a few times,
concentrating on the thicker parts of the
fillet. Season, then rub all over with the
shawarma paste. Cover and chill for 20
minutes (up to 2 hours). Meanwhile, mix
the onion, lemon juice and sumac with a
good pinch of salt. Set aside until ready
To make the sauce, coarsely grate the
cucumber and put in a sieve. Toss with a
pinch of salt and leave over a bowl for 10
minutes to drain, then gently press with a
wooden spoon to extract as much liquid
as possible. Tip into a bowl and stir in the
yogurt, garlic and mint.
Heat a griddle pan over a high heat. Cook
the chicken for 5-8 minutes on each side
(depending on the fillets’ size) until the
juices run clear and there is no pink meat,
then set aside for 2 minutes. Clean the
pan then use it to griddle the flatbreads
for 30 seconds on each side. Arrange
them on plates and top with the chicken,
pickled onion, pomegranate, rocket and
the cucumber and yogurt sauce, finishing
with the extra mint leaves and lemon
wedges for squeezing over.
This recipe also works well with lamb or
pork steaks instead of chicken (adjust
cooking times accordingly).
COTTAGE PIE WITH
Prep time: 20 minutes plus standing
Cooking time: 1 hour 20 minutes
1 tbsp olive oil
500g British beef mince
1 onion, diced
1 stalk celery, diced
1 carrot, peeled and diced
1 Oxo Beef stock cube
1 tbsp tomato purée
1½ tbsp plain flour
2 tsp Worcestershire sauce
3 thyme sprigs
2 medium sweet potatoes, peeled
1 tbsp unsalted butter
Heat ½ tbsp oil in a large sauté pan or
casserole dish over a high heat. Add
the beef and fry, breaking it up, for 4-5
minutes, until browned. Remove from the
pan, add the remaining 1⁄2 tbsp oil, lower
the heat to medium and fry the onion,
celery and carrot with a pinch of salt for
10 minutes, until softened. Meanwhile,
dissolve the beef stock cube in 500ml
Return the beef to the pan, add the
tomato purée and cook for 1 minute, then
stir in the flour and fry for 1 minute more.
Add the stock, Worcestershire sauce and
2 thyme sprigs and simmer for 25-30
minutes, until the beef is coated in a thick
gravy. Meanwhile, slice the potatoes
as thinly as you can and put in a bowl.
Cover with just-boiled water from the
kettle; set aside for 10 minutes. Drain and
use kitchen paper to pat dry thoroughly,
then lay out on more kitchen paper to
Preheat the oven to 200°C, gas mark 6.
Melt the butter. Tip the beef and gravy
into a medium ovenproof dish. Toss the
16 | www.minervamagazines.co.uk
potatoes with the butter and leaves from
the remaining thyme sprig. Season and
arrange in circles over the beef. Bake for
30 minutes until bubbling hot and the
potatoes are cooked through. Stand for
10 minutes before serving.
Scatter grated cheddar over the potatoes
halfway through baking to give the pie a
nice cheesy crust.
CHEWY BROWN SUGAR
Prep time: 15 minutes plus chilling
Cooking time: 20 minutes
Makes: 12 - 14
200g unsalted butter, roughly chopped
300g Billington’s Dark Brown Soft Natural
Unrefined Cane Sugar
300g plain flour
1 tsp baking powder
½ tsp bicarbonate of soda
½ tsp ground cinnamon
½ tsp fine salt
1 large British Blacktail Free Range Egg
1 tsp vanilla bean paste
Put the butter and sugar in a large
saucepan and set over a medium heat.
Heat gently, stirring occasionally, until
the butter has melted and the sugar has
dissolved. Set aside off the heat for 5
minutes to cool. Meanwhile, mix the flour,
baking powder, bicarbonate of soda,
cinnamon and salt in a bowl.
With a wooden spoon, beat the egg
and vanilla into the butter-sugar mix,
then beat in the dry ingredients until
completely combined. Transfer to a bowl,
cover with a plate and chill for at least 2
hours (up to 24 hours).
Preheat the oven to 180°C, gas mark 4;
line 2 large baking trays with parchment.
Leave the cookie dough out of the fridge
for 15 minutes to warm up a little. Roll
into 12-14 balls (about 65-70g each)
and space out well on the baking trays
(the cookies spread quite a lot during
cooking, so bake in more than 2 batches
if needed). Bake for about 15 minutes,
turning the trays halfway if needed, until
deep golden and cracked on top. Cool
for 5 minutes on the trays, then transfer
to a wire rack to cool completely.
Ovens can vary in temperature, so after
about 12 minutes, keep an eye on your
cookies. Once they look set and golden
at the edges and start to crack on top,
CHERRY & ALMOND
Prep time: 15 minutes
Cooking time: 30 minutes
425g can black cherries in light syrup
3 tsp Tate & Lyle Fairtrade Cane Icing
Sugar, plus extra for dusting
1 medium British Blacktail Free Range
250ml whole milk
½ tsp almond extract
8 slices sliced brioche loaf
2 tbsp unsalted butter
150g pot vanilla yogurt
1 tbsp toasted flaked almonds
Put a sieve over a small saucepan and
drain the cherries. Set the cherries aside
and simmer the juices for 5 minutes until
reduced. Add 1 tsp icing sugar and the
drained cherries to the saucepan and
simmer for another 5 minutes, until the
cherries are coated in a glossy syrup.
Meanwhile, set your largest frying pan
over a medium-highheat. In a large,
shallow dish, whisk the egg, milk,
almondextract and remaining 2 tsp
icing sugar. Add 4 brioche slices to the
mixture, soaking on each side for about
45 seconds until they’ve absorbed plenty
of the mixture but aren’t too soggy. Add
1 tbsp butter to the frying pan and, when
foaming, fry the brioche for 4 minutes
on each side until golden and puffed up.
Arrange on plates while you prepare the
remaining slices in the same way, frying in
the remaining 1 tbsp butter.
Serve 2 slices of brioche per person. Top
with a spoonful of vanilla yogurt and the
warm cherries and syrup (reheat briefly
if necessary). Scatter with the toasted
almonds and dust with a little icing sugar
www.minervamagazines.co.uk | 17
Get Ready to Burn
When the nights draw in, there’s nothing like
cosying up in front of a woodburner but knowing
what fuel to burn is key to creating this ambience
as well as ensuring the fire burns safely and
efficiently without smoking, reducing the risk of
releasing harmful pollutants into the atmosphere...
New government legislation means that when we’re ready to
light our fires this year, we need to use wood that’s certified and
labelled as Ready to Burn. Ready to Burn woodfuel gives a better
burn because it’s proven to have a lower moisture content of up
to 20%, so it burns with less smoke than wetter wood, which in
turn also helps reduce pollution from burning.
Alternatively, if you use Manufactured Solid Fuel (MSF) - a fuel
manufactured from coal, wood, plant-derived materials, waxes or
petroleum products with other ingredients – these must also be
certified and labelled as Ready to Burn, proving that they meet
specified limits for smoke emissions and sulphur content.
The Ready to Burn certified fuel scheme is backed by Defra
which appointed the non-profit industry organisation HETAS
to certify Manufactured Solid Fuels (MSF) and its subsidiary
business, Woodsure, to certify woodfuel.
Helen Bentley Fox, Director at Woodsure, said: “Using fuel that’s
Ready to Burn will reduce particulate emissions and improve air
quality, these fuels will also burn more efficiently and are better
for your appliance and chimney, helping to reduce maintenance
and fuel costs.”
How to fuel a safe, efficient and
environmentally-responsible burn this autumn:
1. If you’re buying fuel for immediate use, look for the
Ready to Burn label. To find a trusted retailer visit
www.readytoburn.org or www.hetas.co.uk
2. If you buy a large amount of wood in bulk, suppliers selling
wood in over 2m3 must provide customers with advice on
how to store and season the fuel so that is it dry to burn
3. If you buy woodfuel from a small volume supplier (those
selling less than 600m3 in a year) they have until 30 April
2022 to comply with the new rules, so you’ll need to make
sure the wood is properly seasoned before you use it.
Advice on how to dry wet wood and measure moisture
content can be found on www.readytoburn.org
4. Around 40% of chimney fires take place between January
and March, reduce the risk by making sure your appliance
is regularly serviced and chimney is swept.
Find your local HETAS Registered professional at
18 | www.minervamagazines.co.uk
Whether your fire is for warmth or a feature,
traditional looking, modern or bespoke
The Fireplace Gallery has a fire to suit
With over 60 displays in our large showroom, and
an experienced sales and installation team we can
supply and create exactly what you are looking for.
• Gas Fires
• Electric Fires
• Woodburning & Multifuel Stoves
• Mantle Pieces, Surrounds & Beams
• Outdoor Fires & Firepits
• Own Installation Team
• Fire Servicing
• Media Walls
V 01242 680076
Unit 18-19 Knightsbridge Business Centre, Cheltenham GL51 9TA
We’re a family run business.
So whether you’re looking for someone to
figure out how to fit a stove in your home, or fit a stove
you’ve already chosen, or you are unhappy with your
current stove installation, we can help.
We fit and/or supply a wide range of wood
burning stoves. We can also carry out any
necessary building work, fix chimneys,
upgrade existing stove installations, service
stoves and more. We’re HETAS accredited
so we can certify that our work meets
current building standards.
We will try to match the best internet price,
so there’s no excuse not to shop locally!
Love Your Stove
223 Bath Road, Stroud
www.minervamagazines.co.uk | 19
JOBS TO TACKLE THIS AUTUMN
Home maintenance is a year-round
endeavour, but these are the top jobs
to get sorted before the worst of the
winter weather sets in:
CHECK ALL DOOR/WINDOW
SEALS FOR DRAUGHTS
Check that existing seals are still
intact and repair any cracks or holes
that have formed. For a quick and
easy solution, fit doors with draught
excluders to keep rooms warm and to
prevent energy wastage.
CHECK YOUR BOILER
Have a boiler service and check the
system is running efficiently. Many
people put off replacing older boilers,
but you will save money in energy with
more efficient models. If you have one,
make sure your external condenser
pipe is well insulated.
Clear gutters and drainpipes of leaf
debris to reduce the chance of leaks.
Also be sure to check drains for
blockages - prevention is better than
fixing it on a cold night!
CHECK THE OUTSIDE
Look over all external masonry,
checking for cracks, gaps around
windows or issues with roof. Make
sure your front door closes snugly (and
make sure your property is secure
whilst you’re at it).
Insulate your pipes (burst pipes cause
huge damage). Make sure your loft
insulation is adequate and look into
cavity wall insulation, which can
save hundreds ££ on energy bills.
If you can, look into upgrading the
efficiency of your windows with triple
or secondary glazing.
Why is it that we save all the
property redecoration for when we
are getting ready to move? How
about giving your rooms some
TLC with a fresh lick of paint and
swapping in some new accessories
to update the palette.
Try switching out cooler grey tones
for warmer neutrals and introducing
more natural materials like linen,
leather and wood - this means you
can use your base furniture pieces,
and just give them a lift with new
DIY panelling is another huge
trend which is helping people give
rooms a completely new look for
less - why not try adding a wall to a
bedroom in a strong contrast colour
for maximum impact?
It looks as though working from home,
or at least a hybrid, flexible model is
here to stay. With that in mind, many
of us are choosing to carve out proper
working spaces instead of balancing on
the end of the kitchen table.
Investing in a proper desk and chair
are fundamental - it’s well known that
sitting for long periods on chairs not
specifically designed for desk work can
cause long-lasting pain.
For desks, there are lots of options for
built-in models into wall space or even
stand up desks. If you don’t have the
space for a full office room, you can
still find inventive ways to incorporate a
desk into wardrobe areas or even into
cupboards, meaning the workspace
can be neatly tucked away at the end
of the day and the space can resume
its original purpose. Storage is another
essential element to stop work admin
spilling out into home life.
Finally, take some time to make your
work space look homely - it stops it
from feeling transitory. Hang some
prints, invest in some greenery or buy
some soft furnishings like cushions
or blankets to make it feel like an
extension of your home.
Boston Fern from £9.99, hortology.co.uk;
Hathai Cushion, £34, hauslife.co.uk
20 | www.minervamagazines.co.uk
Severn Furnishing Limited
The Office Backcare Centre
are making a difficult decision
right now…should staff
return to the office or
continue working from home.
Many people will be asked to keep working from home which will delight some who hate
the daily commute and feel they have the space and facilities to work in comfort but it
will dismay others who enjoy the “comraderie” and the buzz of being in an office with
other people and feel more “work-like”.
One thing for certain is that work will never again be as it was.
For people working from home an employer has the same duty of care as for those at the
office. We can help with our range of excellent quality Home Office furniture and seating,
produced in the West Midlands by our main Office Furniture manufacturer to the same
durable standards, but in many cases in smaller dimensions to suit most homes.
Electric sit/stand desk, space saving folding desk to store against a wall when not in use
plus many other options. The choice is yours.
Tel: 01242 251779 Email: email@example.com
Home or office?
The choice is
Severn Furnishing Limited have been
supplying office furniture and seating to the
business community, and for those working
from a home office, for more than 20 years
and they have built a great reputation by
supplying and installing excellent furniture
at competitive prices, together with a high
level of service.
They are a Main Dealer for Sven Christiansen plc, a UK
manufacturer with a furniture product range second to none,
suitable for areas ranging from general office through to
reception desks, meeting areas and the Boardroom, together
with all relevant seating. All with guarantees of up to 10 years.
Showroom: 24 Andover Road, Cheltenham, GL50 2TJ
Following a meeting at your premises Severn Furnishing will
offer a free space planning service to ensure that you make the
most effective and relevant use of your valuable space. Scale
drawings of the proposals are produced followed, if required, by
3D images of exactly how your offices will look in the product
range and finishes of your choice. Finally, installation of the
furniture is carried out by professional fitters who also remove all
waste packaging from your premises.
Have a look at www.severnfurnishing.co.uk for examples of
their excellent furniture and give them a call to arrange a visit
and a quotation.
As part of Severn Furnishing there is a specialist office chair
showroom, The Office Backcare Centre, in Andover Road,
Cheltenham, which was created in 2004 to help address the
ever growing problem of, and to help prevent, back pain in the
workplace. Many companies send their staff there for a free
posture assessment and to select the best possible chair to
meet the needs of each individual. All chairs are of high quality,
fully adjustable and designed to give the very best comfort and
A phone call to book a showroom appointment is recommended
and you should allow up to 1 hour for your visit.
Call 01242 251779
Adam Frost is an
television presenter and
Best known for his
successes at RHS Chelsea
Flower Show, he is
passionate about inspiring
adults and children
alike to create their
own gardens and watch
hedgerows spring to life.
Sally Thomson caught up
with him to discuss all
WE WERE TALKING ABOUT GEOFF
It was originally in North Devon Parks
department that I did my apprenticeship
and then I went to work for Geoff when I
was 21 years old and spent an amazing
mind blowing, not that I think you realise
it in your early 20s working 6-7 years with
Geoff until he passed away in 96.
AN INSPIRATIONAL MAN I SHOULD
Yes, looking back I don’t think you
realised what he was talking about, peat
free gardening, Organic gardening, stop
ripping up limestone pavements and
destroying the countryside all the things
that were way before their time really. We
are now 30 years on and we’ve only just
decided to ban peat. I think in reality he
set my gardening moral compass.
HIS SON HAS GONE INTO THE SAME
LINE OF WORK ALSO?
He had 3 sons but Nick the middle son
was left the garden and nursery, so he’s
got Barnsdale plants and gardens.
TELL ME HOW THE GARDENER’S
WORLD EVENT WENT AT BEAULIEU?
I had a lovely weekend! I’d be lying if I
didn’t say I was a bit nervous. I had just
had my 2nd injection It was the first time
I had done anything in a public arena for
about 18 months! You realise that all the
shows are now your general catch up.
WITH THE PANDEMIC DID YOU FIND
IT STRANGE NOT BEING OUT &
ABOUT WITH THE GENERAL PUBLIC?
Definitely, We run a school as well so
we had to close that. I did some stuff on
zoom like most people but that’s a very
strange experience. I’ve never spent
so much time at home or in the garden
through the summer months with my wife
and kids which was a mixed blessing and
gave me time to stop which I don’t think
I’ve done since I was 16.
I BET YOU MISSED THE VIBE OF
BEING AT CHELSEA FLOWER SHOW?
I was due to go back and do a garden
in 2020 so that went but it looks we will
be able to go back in September and
22 | www.minervamagazines.co.uk
e able to go back in September and
do some filming but I’m not building
HOW DO YOU GO ABOUT BUILDING A
GARDEN FOR CHELSEA?
It can be 12 months to 2 years planning
but at one point I was doing them back to
back finishing one then moving straight
onto the next one. But it’s fascinating, it’s
how I built my career.
HOW DID YOU FEEL ABOUT YOUR
FIRST CHELSEA GOLD?
If I’m honest, I think I was slightly
oblivious to what they actually meant. My
dad was a landscaper and he built early
John Brooks gardens in the early 70s I
recently met Professor David Stevens
Garden designer who also worked for
John Brooks. We were talking about
Chelsea and he said that my dad would
have been a few gardens along from
where we were. David also taught me a
lot about design in that sense.
WHEN YOU START A DESIGN IS IT
FROM A THOUGHT OR ARE YOU
PLANNING IT IN ADVANCE?
It depends on whether its for a client.
I think ultimately gardens are about 4
things; People, Space, Plants and Place.
It’s normally one of those that I tap into
first and it might be a bit of landscape
it might be an individual picture I’ve
seen it might be the shape of something
whatever it is that gives me an insight
into a person or if it’s a show garden what
particular design will drive it that’s how I
start and then create from there.
DO YOU THINK BEAULIEU WILL BE A
REGULAR EVENT NOW?
I think so, I walked in and thought
what a glorious piece of landscape
and the moment I walked in the gate it
had a good feel. People really enjoyed
themselves and as a setting it had quite a
lovely intimate feel to it, even the stages
had an open canopy, and everybody
was sensible and had plenty of space.
The standard of the displays was really
good and Hilliers had gone there and
built a garden, so it was great that you
had something there of Hilliers quality. I
think a positive out of the last 15 months
is that people have slowed down have
connected or reconnected with what’s
outside their back door or in the area.
I’ve seen a report saying we now have
3 million new gardeners. Everybody
you talk to in the industry says that
the hunger from last year is still there
which is great. I just hope in a way that
stays. I think even the people that knew
gardening was good for you physically
and mentally, even for me I don’t think I
realised how important it was to my life.
I FIND IT VERY THERAPEUTIC AND
GOOD FOR THE SOUL
It’s interesting that we are seeing
statistics people moving out of cities
and into the countryside and are wanting
bigger gardens it wasn’t that long-ago
people were downsizing and didn’t want
a big outdoor space and this time has
now changed that.
I UNDERSTAND THAT YOU ARE AN
RHS AMBASSADOR? WHAT DOES
Yes, I’ve done that for quite a few years
now. Basically, I help them with stuff
looking at helping youngsters to engage
more through events and I did a lot
of work a while back with Homebase
creating apprenticeships so that’s how it
started. I also do a lot of community stuff
with RHS and I’m just about to start a
new project which I can’t say too much
about which will be good. I have travelled
all over to schools, events for them. I
was brought up just outside London and
wasn’t the best behaved, I’m dyslexic
and obviously I’ve done OK and I think
that’s why they wanted me to help.
YOU ARE AT THE NEC IN THE
SUMMER WHAT WILL THAT INVOLVE?
I normally go from stage to stage and talk
all things gardening and there’s different
themes on different stages from talking
about Grow your Own, Unusual edibles,
soil & compost so all sorts really. What
I love about that show is you have the
gardens and displays but it also interlinks
with food and because its at the NEC if
we do have poor weather people can get
inside. Because it’s such a large venue
everything will feel alright.
DO YOU DO ANY JUDGING IN YOUR
I’ve been asked, and I’ve done bits and
pieces, but I don’t really like to just turn
up and judge other people’s work.
SO, AT CHELSEA FOR EXAMPLE ARE
YOU THERE WHEN THE JUDGES
You have a 2 minute conversation the day
before to explain if anything has changed
or there have been any adjustments
to the design. They then arrive at your
garden anytime between 7:30 and
9:30am on the day and you must be away
from your garden. Then you have another
24 hours until you find out the result.
WHEN DID YOU REALISE THAT
YOU HAD AN APTITUDE FOR
I don’t think I did really, I love what I do I
think it just happened. I was talking to a
Robert Hillier at Chelsea and he said can
you remember the conversation we had
in 2015 where you said the BBC want
me to do some presenting as they think
I’m half decent and he said are you sure
that’s what you want to do and you said
I don’t know but I’ll give it a go and here
we are now.
WHAT WOULD YOU ADVISE OUR
READERS TO DO TO THEIR GARDENS
Don’t disengage with the garden, I think
we get to September the kids go back to
school and people pack up their gardens.
I think our environment has changed
so much that you cant month to month
garden anymore you have to react to the
month you are in September, October
and even going into November we can
still have some cracking days and only
have our first frosts going into December
so I would say to anybody there is so
much glorious flower colour foliage
colour stem colour to be had and the light
is different so the atmosphere is different
you can still wrap up and enjoy it just
don’t disengage. Don’t chase perfection
just enjoy the moments.
Adam Frost, along with other gardening
celebrities, will be appearing at the NEC
in Birmingham from Thursday August 26
to Sunday August 29.
For ticket information, please visit
www.minervamagazines.co.uk | 23
after a diagnosis of dementia
What are the next steps?
A diagnosis of dementia can be a big shock
- for the person with the condition, and their
family. It can be difficult to know what to
do, what decisions need to be made, who
to tell, what support is available and what
There can either be a lot of information
given to you at the time of diagnosis, or not
very much at all. Either way, whatever is
said to you at the time of diagnosis can be
forgotten in this emotional and challenging
Dementia UK provides specialist dementia
support for families through the Admiral
Nurse service. Admiral Nurses give families
the compassionate one-to-one support,
expert guidance and practical solutions
they need to face dementia with more
The families they work with want a simple
checklist of what to ask, what to do and
who to approach - so the important next
steps are clearly outlined in one place,
with links to more detailed information to
consider later, when it’s needed.
The Dementia UK next steps checklist:-
This checklist has been written by dementia
specialist Admiral Nurses, to help in the
early days after you or your family member
has received a diagnosis of dementia.
For each item on the checklist, there is a
further link to additional information, as
and when you need it. If you don’t have
access to the internet, you can contact the
Admiral Nurse Dementia Helpline for more
information and support
Ask whether there will be a follow up
appointment after the diagnosis.
26 | www.minervamagazines.co.uk
If yes, who will you see? How often? Who
makes this appointment?
Who will be your main point of contact?
Who will be responsible for coordinating
subsequent care and support?
Please record these details and your notes
in the Dementia UK Practical guide to
get the best out of GP and other health
Arrange a Lasting Power of Attorney for:-
Health and welfare.
Property and financial affairs.
A Lasting Power of Attorney (LPA) is a
legal document, nominating a person to
make decisions on behalf of a person with
dementia, if and when the time comes
that they no longer have the capacity to
make these decisions themselves. It is
very important to fill in and register an LPA
for both health and welfare, and property
and financial affairs, while the person with
dementia still has the capacity to do so.
Discuss plans and wishes for the future
with your family, including:-
Your wishes regarding your future care.
Your wishes regarding your future medical
Your hopes about your involvement with
An Advance Care Plan is a document that
outlines a person’s future wishes for their
care and medical treatment.
Apply for a Carers’ Assessment
Anyone with caring responsibilities for a
person with dementia is entitled to a Carers’
Assessment, to be carried out by their
Local Authority. The Assessment will look
at the impact that caring for a person with
dementia is having, and will then identify
the type and level of support that is needed.
This could include some care for the person
with dementia, some training or some help
coming in to the home. You will need to
request the Assessment from your Local
Apply for all of the relevant financial
support you are entitled to:-
People with dementia and their family
carers are entitled to various benefits,
tax discounts or financial support. It is
important to make sure you are receiving all
of the financial help you are entitled to.
Organise your home so it helps you live
safely and independently
There are lots of simple, practical steps
that can be taken to help a person with
dementia to be safe and comfortable in
Inform the Driver and Vehicle Licensing
Agency (DVLA) and your vehicle
insurance company your diagnosis
People with a diagnosis of dementia do not
automatically have to give up their driving
licence – but you do need to take certain
steps to make sure you are insured and
abiding by the law.
Inform your employer about the
If you are diagnosed with dementia and still
working, it is very important that you tell
your employer, so that steps can be taken
to support you in your job, if possible.
Similarly, if you are caring for someone with
dementia, telling your employer about your
changing responsibilities will help you plan
together, so that you can continue working
and caring as effectively as possible.
For more information call 0800 888 6678 or
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www.minervamagazines.co.uk | 27
Katie Thomson shares tips
for getting your financial
ducks in a row for a happy
Retirement planning is a multi-faceted
process which evolves over time - to
have a comfortable and secure future,
you have to have the means to fund
it. Fewer people have access to the
guaranteed income that comes with a
final salary pension, and with longer to
wait until eligibility for the state pension,
it’s pertinent to start planning as early as
possible for the retirement you want. The
better prepared you are now, the better
your retirement will be.
There are many strands to retirement
planning, and much of it depends on
your stage of life. It’s important to seek
advice from a registered financial planner
who can help you make the most of your
There are some handy way points to help
you get a grasp on where you are and
what you will need - here’s a checklist of
things to consider:
Understand what your retirement
income is likely to be:
You will be adding to your pension fund
during your working life, but it’s important
you get a handle on your various pension
pots to forecast the actual figure you will
have access to.
Check your state pension:
The rising state pension age can have a
real knock-on effect to your retirement
planning - a state pension forecast will
help you to gauge how much you’re on
course to get from the government.
Get an understanding of your
Having an idea of your expenditure will
help you plan longer-term. Your living
costs are likely to be a lot lower than
in other phases of life - you might be
mortgage-free and you don’t have the
same costs for commuting, recreation or
childcare for example.
You may wish to improve your home
or go on some amazing trips, so it’s
important you know you have the
financial reserves to do this.
When should you start drawing a
You don’t have to stop working to draw
down your pension - as long as you
are over the age of 55 - but be aware,
the sooner you start dipping into it, the
sooner the pot will deplete.
How much will retirement cost?
This is the golden question, and really
depends on the level of comfort or luxury
you are looking for in your autumn years.
A recent Which? study found that the
average retired household (those living
alone or as couples) spent an around
£2,170 per month - this is covering all
the basic areas of expenditure and some
luxuries like European holidays. Those
looking for a more luxurious lifestyle
including longer-haul trips and new cars
every five years would need to allow
for approximately £3,400 per month, or
£41,000 per year.
Once you have a framework for the
amount you’ll need, and what you are
on track for saving, you also need to
consider how you will access your
pension pots - these might be state
pension, a final salary pension and a
money purchase/defined contribution
With your defined contribution pot,
such as the one you might get in the
government employee scheme, you can
draw the entire pension pot in one go,
but this will mean it’s entirely down to
you to make the money last and you’ll
invariably pay a substantial tax bill. Most
people with these pensions will opt for
income drawdown or an annuity, or a
combination of both when it comes
taking money out of their pension.
With careful planning and accurate
forecasting, your retirement can be
something to really look forward to, but
it is essential to make an assessment of
your position as early as possible and
use the advice of experts to make your
money work harder for you.
28 | www.minervamagazines.co.uk
Togetherness means everything
to us at Richmond Villages
Move to a beautiful retirement property at
Richmond Villages Cheltenham and enjoy all the
benefits of a vibrant and sociable community, with
a wealth of on-site facilities on your doorstep –
perfect for reconnecting with family and friends.
Stroll through the landscaped gardens, catch up
over a meal in the stunning restaurant and café
bar or enjoy sipping a glass of wine on one of our
sunny terraces. There is even a Wellness Spa where
you can pamper yourself with a luxurious beauty
therapy in the hair, nail or beauty salon.
Join us for our Open Day on
Thursday 16th September – 10am – 4pm
(By appointment only)
TALK TO US ABOUT EASY MOVE HOME BUYING SERVICE & NEW LIFESTYLE FLEX
Call the Village Advisers today to book an appointment for an exclusive tour
of the village on 01242 802 350 or visit: richmond-villages.com/cheltenham
Richmond Villages, Hatherley Lane,
Cheltenham, Gloucestershire GL51 6PN
PART-TIME AND FULL-TIME
EARN: £9.60/hr Mon-Fri or £10.60/hr Sat-Sun
plus travel time, mileage & holiday pay
YOU ARE: A caring and positive person who would like
to help others in the community and can spare a few
hours in the week (mornings and/or evenings and
WE ARE: A provider of excellent reputation delivering
personalised care, enabling people to remain in their
own homes where they feel more secure.
Your personality is more important to us than your
experience as full training will be provided along with
support from your colleagues.
To join our team or for more information, please call
01242 308 008
Person-centred approach, honesty and integrity...
that’s our way!
30 | www.minervamagazines.co.uk
EXCLUSIVELY FOR THE OVER 60s
SHOWHOME NOW OPEN
At Siddington Park we’re building a collection
of 1, 2 and 3 bed spacious homes in a
lifestyle village that is set among beautifully
landscaped gardens, on the outskirts of the
thriving Roman market town of Cirencester,
the capital of the Cotswolds.
In this dynamic community you’ll have
everything you could need with our wellbeing
spa, pool, bistro, activities and concierge,
all as part of our mission to create beautiful
places for people to live long, healthy and
SPACIOUS APARTMENTS AVAILABLE FROM £299,950 † TO £899,950 †
BOOK YOUR SPACE TODAY!
Call: 01285 580 924 | www.rangefordvillages.co.uk
Siddington Park, Cirencester, GL7 6ET
ALSO FIND US IN: CORSHAM, WILTSHIRE | CHERTSEY, SURREY | PICKERING, NORTH YORKSHIRE
*Ask about our fantastic village and plot specific offers, subject to terms and conditions.
†Prices correct at the time of print. Other charges apply. Please ask our sales advisors for details.