Portugal • You will fall in love

REALTOR® CEO SPAZIO GROUP 

CIPS - Certified International Property Specialist • NAR - NAR's 

Green Designation • ABR® - Accredited Buyer’s Representative • 

European Elite Broker for RE/MAX • Broker of the Year Award • 

Best Luxury Real Estate Brokerage • Excellence in Innovation 

BEST LUXURY REAL ESTATE BROKER PORTUGAL

FOR OVER 20 YEARS, SPAZIO GROUP 

STANDS OUT FOR BEING ONE OF THE MOST 

PRODUCTIVE REAL ESTATE OFFICES IN 

EUROPE 

Established in 2004, SPAZIO is one of 

the leading Real Estate Brokerages in 

Portugal with an exceptionally strong 

and recognized brand which also has an 

impressive presence in more than 100 

countries and territories around the 

world. In Portugal, the company boasts 

the highest number of transactions in the 

Luxury Market, and has offices across the 

whole country. With their highly 

respected reputation, both nationally 

and internationally, they have the 

opportunity to offer the best in service 

and resources throughout the luxury 

property market. Nothing is left to 

chance and the company prides itself 

with its exceptional attention to detail. 

The SPAZIO Group is committed to 

always raising the bar with high 

customer standard and service afforded 

to all clientele. Only professional staff 

and Top Producing agents with the 

ideal background are carefully 

selected, all with a wealth of relevant 

experience that is vital in the exclusive, 

luxury market. They are also obliged to 

all the necessary world-class training on 

joining, and to ensure that properties are 

presented and marketed to the best of 

their abilities. All staff have access to 

sophisticated marketing materials, a 

selection of exclusive events and a large 

range of unique training resources. This 

adds up to an incredible ability to 

promote portfolios of high end homes to 

millions of affluent potential customers 

around the world – with ease and style. 

Exceptional properties are properly 

vetted with a wide range of mansions 

and estates, many with spectacular 

views, all presented using breathtaking 

photography. And with a luxury clientele 

who expect the extraordinary, The 

Spazio Group always aims to deliver a 

complete and exceptional real estate 

experience. 

RE/MAX SPAZIO • RE/MAX COLLECTION SPAZIO

WHY INVEST IN 

PORTUGAL? 

BEST EUROPEAN 

DESTINATION SINCE 2015 

• SECURITY 

One of the safest countries in the European Union; 

• EDUCATION 

International schools, 100 best universities in EU, 250 

best in the world for employability; 

• COST OF LIVING 

Compared to many countries in the EU, Portugal is 

still affordable and where you can enjoy even eating 

out at very accessible prices; 

• HEALTHCARE 

Simple and accessible; 

• LOGISTICS 

Main airports in the North, Center and South and 

Islands, great ports for cruise ships. You can also 

travel from North to South in 7 / 8hours by car. 

CASCAIS • SINTRA • LISBON 

LISBON 

- Capital city, one of the oldest in the 

world. It is alpha level global city, home to many 

global corporations. 

CASCAIS 

- Coastal town, near Lisbon, home for 

many expats, mild weather, beautiful beaches, 

international schools. 

SINTRA 

- Rural area just outside Lisbon, home to 

largest expat community in Portugal, UNESCO 

WORLD HERITAGE SITE. 

AGAIN, WHY PORTUGAL? 

I would answer, why would you choose to live 

anywhere else? 


ABOUT CASCAIS 

Cascais is a municipality in the Lisbon 

District of Portugal, located on what is 

known as the Portuguese Riviera. The 

population in 2011 was circa 65.000, in 

an area of 97.40 km 2 . Cascais is an 

important tourist destination. 

Its marina hosts events such as the 

America's Cup and the town of Estoril, 

part of the Cascais municipality, hosts 

conferences such as the Horasis Global 

Meeting. 

Cascais's history as a popular seaside 

resort originated in the 1870s, when King 

Luís I of Portugal and the Portuguese 

royal family made the seaside town their 

residence every September, thus also 

attracting members of the Portuguese 

nobility, who established a summer 

community there. It is known for the 

many members of royalty who have lived 

there, including King Edward VIII of the 

United Kingdom, when he was the Duke 

of Windsor, King Juan Carlos I of Spain, 

and King Umberto II of Italy. Exiled 

Cuban president Fulgencio Batista was 

also once a resident of the municipality. 

The Casino Estoril inspired Ian Fleming's 

first James Bond novel Casino Royale. 

REASONS TO LIVE IN CASCAIS 

300 days of sunshine; 

Beaches and cristal clear water; 

Food is excellent, light, and grilled 

(seafood and fresh fish); 

The most beautiful sunsets throughout 

the immense coast line; 

Security; 

Clean and nicely maintained, one of the 

best Municipalities in Portugal; 

The Natural Park – the Sintra / Cascais 

Natural Park of impair beauty that starts 

in the heart of the Sintra Mountains and 

moves along the most beautiful sealines 

of Cascais; 

The coastline sidewalks for daily walks 

and jogging; 

The municipality is one of the wealthiest 

in both Portugal and the Iberian 

Peninsula. It has one of the most 

expensive real estate markets and one of 

the highest costs of living in the country 

and is consistently ranked highly for its 

quality of life. 

https://www.youtube.com/watch?v=KZkGgi6P6DA 

https://www.timeout.com/cascais/things-to-do/re 

asons-to-fall-in-love-with-cascais 


ABOUT SINTRA 

Sintra is a town and municipality in the Greater 

Lisbon region of Portugal, located on the Portuguese 

Riviera. The population of the municipality in 2011 

was 377,835, in an area of 319.23 square kilometres 

(123.26 sq mi). Sintra is one of the most urbanized 

and densely populated municipalities of Portugal 

and hosts several cities albeit the seat of the 

municipality is the town of Sintra proper. A major 

tourist destination famed for its picturesqueness, the 

municipality has several historic palaces, castles, 

scenic beaches, parks and gardens. 

The area includes the Sintra - Cascais Nature Park 

through which the Sintra Mountains run. The historic 

center of the Vila de Sintra is famous for its 

19th-century Romanticist architecture, historic 

estates and villas, gardens, and royal palaces and 

castles, which resulted in the classification of the 

town as a UNESCO World Heritage Site. Sintra's 

landmarks include the medieval Castle of the Moors, 

the romanticist Pena National Palace and the 

Portuguese Renaissance Sintra National Palace. 

Sintra is one of the wealthiest and most expensive 

municipalities in both Portugal and the Iberian 

Peninsula as a whole. It is home to one of the largest 

foreign expat communities along the Portuguese 

Riviera and consistently ranks as one of the best 

places to live in Portugal. 

Due to its privileged location, Sintra brings together 

the best of both worlds within walking distance. 

Nature lovers enjoy magnificent landscapes and 

surroundings of the beautiful mountains, populated 

by species of great beauty and rarity. Sintra is also 

located very close to the coast and beaches that are 

the delight of holidaymakers and those throughout 

the year not waste a boardwalk. 

Sintra is located within walking distance of several 


great quality and beautiful beaches. Featuring the 

beach Praia Grande, the beach Praia Pequena and 

the beach Praia das Maçãs, sought para a prática de 

bodyboard e surf. The connection of this beach to 

the village can be made in an electric picturesque 

and next to the beach are several restaurants, cafes 

and bars, plus a saltwater pool. In Adraga Beach, 

handi- capped accessible can enjoy a beach with few 

traces of human intervention. In the Great Carvery 

Beach, geology lovers can make walking routes in 

search of dinosaur footprints and enjoy the 

magnificent landscapes. This beach is annually the 

scene of several international events of 

bodyboarding and surfing. 

REASONS TO LIVE IN SINTRA 

First landscape in Europe to be considered World 

Heritage Sight; 

History at your doorstep; 

Surrounded by nature; 

Close to capital city; 

Unspoiled beaches; 

Well connected to the wilder world; 

Low crime rates. 

Through a Portuguese lens, Sintra is a hugely 

desirable but expensive location that many dream of 

moving to. For expats, this enigmatic, culturally rich, 

and scenic town may well be considered quite 

affordable! 

https://www.youtube.com/watch?v=YS7_-qlMKKw 


ABOUT LISBON 

Lisbon is the capital and the largest city 

of Portugal, with an estimated 

population of 544,851 within its 

administrative limits in an area of 100.05 

km 2 . Lisbon's urban area extends beyond 

the city's administrative limits with a 

population of around 2.0 million people, 

being the 10th-most populous urban 

area in the European Union. About 2.9 

million people live in the Lisbon 

metropolitan area, which represents 

approximately 27% of the country's 

population. It is mainland Europe's 

westernmost capital city and the only 

one along the Atlantic coast. Lisbon lies 

in the western Iberian Peninsula on the 

Atlantic Ocean and the River Tagus. The 

westernmost portions of its metro area, 

the Portuguese Riviera, form the 

westernmost point of Continental 

Europe, culminating at Cabo da Roca. 

Lisbon is recognised as an alpha-level 

global city because of its importance in 

finance, commerce, media, 

entertainment, arts, international trade, 

education and tourism. 

Lisbon is one of two Portuguese cities 

(alongside Porto) to be recognised as a 

global city. It is one of the major 

economic centres on the continent, with 

a growing financial sector and one of the 

largest container ports on Europe's 

Atlantic coast. 

Lisbon is one of the oldest cities in the 

world, and the second-oldest European 

capital city (after Athens). 

REASONS TO LIVE IN LISBON 

Trendy – moving to Lisbon has become 

trendy; 

A blend of nature and city life; 

Food, Wine; 

Travelling within; 

Mild climate; 

Stunning nearby beaches. 


The Portuguese real estate market has 

been vibrant and attractive, particularly 

in recent years, both for domestic buyers 

and foreign investors. Here's an overview 

of key trends and dynamics shaping the 

sector: 

1. FOREIGN 

INVESTMENT 

Golden Visa Program: Since 2012, 

Portugal has offered a Golden Visa 

program that allows non-EU citizens to 

obtain residency by investing in real 

estate. This has been a significant driver 

of foreign investment, especially from 

China, Brazil, Turkey, and South Africa. 

However, in 2023, restrictions were 

introduced to curb the impact on local 

housing markets, limiting the program's 

applicability to properties in less 

populated regions. 

Attraction to Cities & Coastal Areas: 

Major urban centers like **Lisbon, 

Porto**, and tourist hotspots like the 

**Algarve** have been popular among 

foreign buyers. Lisbon, in particular, has 

seen a boom in property prices due to its 

appeal to expatriates, digital nomads, 

and investors. 

2. PRICE GROWTH & 

AFFORDABILITY 

CONCERNS 

Rising Prices: Property prices in Portugal 

have steadily risen since the mid-2010s, 

with some estimates showing increases 

of over 50% in certain areas between 

2015 and 2023. This rapid appreciation 

has created affordability challenges, 

particularly for local residents, as wage 

growth has not kept pace with property 

prices. 

Impact of Short-Term Rentals: The surge 

in platforms like Airbnb has contributed 

to rising rents and prices, particularly in 

Lisbon and Porto. This has led to 

gentrification in many traditional 

neighborhoods and increased pressure 

on affordable housing. 

3. REGIONAL 

DIFFERENCES 

Lisbon and Porto: These two cities have 

experienced the strongest price 

increases. Lisbon, in particular, has seen 

significant demand for luxury properties, 

while Porto is slightly more affordable 

but catching up quickly. 

Algarve: The southern coast, known for 

its tourism appeal, has also seen strong 

demand from foreign buyers, especially 

for holiday homes and retirement 

properties. 

Interior Regions: Less developed and 

more rural areas of Portugal have seen 

less price growth, though they are now 

being promoted for investment due to 

the restrictions on urban Golden Visa 

properties. 


4. RENTAL MARKET 

High Demand: Rental prices, especially 

in Lisbon and Porto, have risen sharply 

due to high demand and limited supply. 

Many property owners prefer to rent to 

tourists or expatriates, further tightening 

the market for locals. 

Regulatory Reforms: In response to 

affordability challenges, the Portuguese 

government has implemented various 

measures aimed at regulating short-term 

rentals and boosting affordable housing 

development. 

5. SUSTAINABILITY 

& GREEN REAL 

ESTATE 

There is growing interest in sustainable 

and energy-efficient buildings, partly 

due to EU regulations and incentives. 

Developers and buyers alike are showing 

more concern for energy-efficient 

properties, which can also command a 

price premium. 

6. MARKET 

OUTLOOK 

cooling in demand, though prime areas 

remain resilient. 

Continued Interest from Expats: Despite 

economic challenges, Portugal remains 

attractive due to its quality of life, 

relative affordability compared to other 

European countries, and favorable tax 

regimes for foreigners, such as the 

Non-Habitual Resident (NHR) tax 

program. 

Housing Policy Changes: The 

government continues to address 

concerns about housing affordability for 

locals. Changes in tax policy, rental 

regulations, and housing development 

incentives are likely to shape future 

market dynamics. 

7. MORTGAGE 

MARKET 

Low Interest Rates: Historically, low 

interest rates in the Eurozone have made 

borrowing for property purchases more 

accessible. However, as inflation rises 

and interest rates tighten, mortgage 

affordability could impact buyer 

behavior moving forward. 

Moderating Growth: While the market 

experienced robust growth throughout 

the 2010s, the post-pandemic era has 

brought some moderation. Rising 

interest rates and global economic 

uncertainty in 2023 have led to a slight 


CONCLUSION 

The Portuguese real estate market is a dynamic 

sector, driven by a combination of foreign demand, 

tourism, and local economic factors. While the boom 

of recent years may moderate, the long-term appeal 

remains strong, particularly in urban and coastal 

areas. The market is becoming increasingly regulated 

to ensure affordability and sustainability, which could 

bring more stability moving forward.

FINANCING 

A HOME IN 

PORTUGAL 

For international clients, The Bank of Portugal 

defines as a maximum financing limit 60 / 70% 

acquisition value. 

However, as all banks go, any approval will be 

conditioned to client´s profile and investment 

motive. So depending on the bank and the client 

profile, these numbers can vary. 

In anycase it is quite easy to obtain a loan in Portugal 

as an international client. 

SANTANDER 

• Finance a maximum of 70% acquisition value or 

70% evaluation value (lowest of the values) 

independently of the purchase value, but it is 

analysed case by case. 

NECESSARY DOCUMENTS 

• Tax Number; 

• ID Card or Passport; 

• 3 Last Bank Statements; 

• 3 Last Income Receipts; 

• EUA - Form 1040, U.S. Individual Income Tax 

Return; 

• Canadá – Income Tax and Benefit Return; 

• EUA - Credit Report; 

• Canadá - Credit Bureau (experian / transunion / 

equifax). 


https://linktr.ee/RemaxSpazio

Portugal • You will fall in love

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