Discover Sixty-Five: Jan 2022

PennywisePublishing

Kootenay Seniors Living - Seniors News, Articles, Discounts & Sales in the West Kootenay area.

Discover

Sixty-Five

January 2022

FREE

Kootenay Seniors Living

After the

Ink Dries

Past publisher and founder

of the Pennywise, Patty

Axenroth shares her

retirement goals and

dreams. Page 4

Just Ask

Ask your questions,

we’ll find the answers!

Page 14

Crossword

Creator

Creator of the popular

ClassiCanadian Crosswords

gives some advice and tips.

Page 13

Discover Sixty-Five - Want to distribute these magazines? Call 1-800-663-4619

A


Ginkgo Biloba Club

WK Social Scene

Senior Citizens Associations of BC

make FUN things happen.

Due to current COVID restrictions, many programs

are on hold. Watch for announcements January 18.

After the 18th, contact your local branch for news.

Balfour Branch 120

8435 Busk Rd. Balfour

email:

bsca120@hotmail.com

Castlegar Branch 46

President: Bev Kennedy

bev.kennedy@telus.net

2101–6th Ave Castlegar

Open Monday – Friday

9:00am to 4:00pm

Kaslo Branch 81

304-4th St. Kaslo

email:

lmdepape@gmail.com

1st Tuesday, of the

month, lunch at 12:00

noon, meeting at 1:00pm

Every Friday meet &

greet drop-in coffee

9:30am – 11:30am

year round

Nelson Branch 51

717 Vernon St, Nelson

email: Sharon

sharbrow@shaw.ca

Monthly Meeting: 1st

Wednesday of the

month: 10:30am

Weekly Activities:

Monday, Tuesday,

Thursday, and Friday:

Bridge and Dominoes

1:00pm

Wednesday & Sunday:

Cribbage 1:00pm

3rd Wednesday

of the month:

Book Club 9:30am

1st & 3rd Thursday:

Yoga at 1:00pm

Saturdays: Chess and

Knitters 9:30am

Evenings: Scrap Bookers,

Rug Hookers and

Snooker Players meet.

Looking for Euchre,

Scrabble, Texas Hold’em

and chess players.

Passmore

Branch 116

Passmore Hall,

3656 Old Passmore Rd

Monthly Activities:

Alternating Fridays

Card games: Whist and

Cribbage at 1:00pm

Wednesdays Carpet

Bowling 1:00pm

2nd Sundays at noon

monthly business

meetings followed by

a potluck and Tiki card

game.

Special meetings on

issues of general

interest to seniors, like

participation in the BC

Senior Games.

If we missed your

association -

we want to know!

Please call toll free

1-800-663-4619

Kaslo

Procter-Harrop

Branch 118

7906 Woodside Rd

Procter

email: Sharon

rsboldt@telus.net

Weekly Activities:

Monday

Carpet Bowling

10:00am all year

Monday

Shuffle Board

10:00am winter

Wednesday

Cribbage

1:30pm all year

Trail Branch 47

1501 Cedar St, Trail

Note: The most direct

entrance to the Seniors

Centre, which is located

in the Greater Trail

Community Centre, is

on Portland Street.

Phone 250 364-0960

Columbia Basin Trust supports

the ideas and efforts of the people

in the Columbia Basin.

ourtrust.org

2

Strengthening the places we love

Strengthening the places we love.

Jan 2022, Discover Sixty-Five – Want to advertise? email seniors@pennywiseads.com

Columbia Basin Trust supports the ideas and

efforts of the people in the Columbia Basin.


Brass Tacks

Cannabis Corner.............. 6

What Can a Pharmacist

Do For You?................. 7

Did You Know?................ 7

Preparing to Sell

Your Home?.................. 8

Services:

• Better at Home

• Community Response

Network

• WK Volunteer Drivers.. 15

Ginkgo Biloba Club

WK Senior Citizens

Associations................... 2

Annette’s Best Biscuits .9-10

Senior’s Discounts......... 10

Care to Share..................11

Puzzle....................... 12-13

Crossword Tips & Tricks.13

Puzzle Solutions ........... 15

Scratch the Surface

After the Ink Dries.

Interview with Publisher

Patty Axenroth.............. 4-5

Just Ask......................... 14

Contact Us

email: seniors@pennywiseads.com,

Mail: Discover 65,

Box 430, Kaslo, BC V0G1M0

or drop submissions at the office

#209 - 312 Fourth St, Kaslo.

Phone 250-353-2602 or

toll free 1-800-663-4619

All content © Discover Sixty-Five 2022

a KS Perry Publications product.

What Ginkgo Biloba Club?

For a very long time Ginkgo Biloba

has been my favourite phrase.

When I say the words, I don’t think

of it as a living fossil, the oldest

tree on earth, stinky when its fruit

and leaves rot, and valued for

its purported memory-enhancing

properties. All great things, to be

sure, but for me I see fun,

dancing, music, and laughter!

Now you are saying Ginkgo Biloba

in your mind, aren’t you? Do you

see what I mean? How the words

roll off your tongue and sound like

a party? Joyful words, suggestive

of a really good time! Now add the

word Club – Ginkgo Biloba Club :)

I took over the Pennywise from

founding publisher Patty Axenroth

in 2017. When the staff and

I decided to start this magazine

for retirees and seniors and their

families and caregivers, we were

excited for the opportunity to create

something special to benefit

this particular demographic that

has, and continues to contribute

so much to our communities and

culture.

Finally a chance to use my favourite

phrase presented itself.

Ginkgo Biloba Club – this will be a

regular feature where the fun stuff,

like puzzles, events, social organizations

and the Care to Share

appear.

Along with the fun stuff, we plan to

fill it full of pertinent information as

well. Our 4 main features are:

seniors@pennywiseads.com • 1-800-663-4619

January 2022

BRASS TACKS:

Articles from local experts, like

lawyers, pharmacists, health

practitioners, veterinarians, a

cannabis wellness coach, realtors,

educators, accountants, etc... All

‘expert’s articles’ will be signed by

the writer to make it easy for you

to get more information, locally.

Have a topic you would like us

to cover? Call us – or submit a

Just Ask question.

GINKGO BILOBA CLUB:

Seniors Social Scene. This feature

will share events, fun opportunities,

puzzles, recipes, the Care

to Share page, travel stories and

perhaps personals at a later date.

SCRATCH THE SURFACE:

An off-shoot of the work started by

Nelson Cares/Kootenay Seniors.

They suggested we keep the

practice of interviewing our senior

community members.

We like this idea.

If you know a person whose story

should be shared – call us!

JUST ASK:

This feature will be driven by our

readers. If you have a question

send it in, we will find the answer.

We thank you for sitting down now

to read this very first edition, and

we look forward to your feedback

which will help it grow in the

direction most useful to you.

~ Karma Halleran, Publisher

Karma

Halleran

Publisher

Larissa

Scott

Sales

Erika

Bird

Editor

Julie Wilson

Care to

Share/Sales

Jeremy

Taylor

Designer

Adam

Prisciak

Sales

Zeb

Hansell

Webmaster

Discover Jan 2022, Sixty-Five Discover - Sixty-Five Want to distribute Want to these submit magazines? for publication? Call 1-800-663-4619

email seniors@pennywiseads.com

Gary

Schnieder

Designer

3


Scratch the Surface

After the Ink Dries...

Patty Axenroth, founder of the Pennywise,

retires after 42 years. ~ Karma Halleran

Patty Axenroth is a friend,

neighbour and mentor. For

42 years, Patty was entrepreneurial

to her core. She had

a can-do and positive attitude

that embraced not only her

work, but her friends, family

and community as well. In late

2016 she decided she wanted

to retire and by April 1st, 2017

(it being April Fool’s Day is just

a coincidence!) the deal

was done.

She has been practising retirement

for almost 5 years now. I

spoke with her about that…

Her history in brief

I moved to Kaslo from southern

California in 1975 and

needed to find some work.

My Dad came to visit me and

we brainstormed work opportunities.

He helped me whittle

4

it down to two ideas:

1) I could make fresh

pies for sale, mixing

and building them in

the window of a shop

where people could

watch (I don’t think

so, I thought) or 2)

his favourite idea,

publish a community

shopper focussing

on reader ads and

display ads.

I could already

bake a wicked pie,

but I had done nothing like

publishing. My Dad, experienced

in the magazine industry,

took the time to teach me

the basics. So I became a publisher!

The first Pennywise hit

the mailboxes and newsstands

in late June 1975.

Pennywise gets rolling

It turned out that I

loved this business!

And even though initially

it was always on

the brink of failure, the

people, the villages

we served, and the

spirit of the area kept

me going. I had to

borrow to help cover

my expenses, and if I

had a profit of $25-

$75, in those days,

that fed me and my

animals for the week.

It was a challenging

and exciting time in

my life. I met my longtime

husband, and

together we grew the

Pennywise to cover

Patty’s garden is a peaceful sanctuary all year round.

the West Kootenay.

A couple of highlights

What stands out the most

about the 42 years I spent

building the Pennywise, are the

amazing and talented people

who came through my door.

What also comes to mind

are the times spent with my

co-workers. We had a rule that

if we were spending most of

our waking hours together,

we need to be guided by fun

and caring.

Pennywise gave us many

opportunities to travel

together to newspaper

conferences. One time we all

went to New Orleans for an

Independent Free Papers of

America conference. We had

great fun dancing in our own

parade down Bourbon Street.

As always, at these conferences,

we took home many

awards. I was always so proud

of my team.

Fletcher Falls with the grandchildren,

and grandpup. Photo left: Julia Hamilton


A retirement plan?

After my husband passed

away, and my kids were enjoying

their own successful lives,

I came to the realization that it

was time for my Act III. I know

that’s not exactly what you’d

call a Retirement Plan, but I

knew then that it was time to

throw my fate to the wind and

move on. I had been publisher

for almost 42 years at that

point. I felt the paper needed a

new publisher with new ideas.

A creative and inspired person

who cared about the community.

The right person had

already been part of the team

for 29 years. I stepped down

and Karma Halleran stepped

up to take the reins of the

business.

What are the aspects you

love most?

The very best thing about

retirement is having time.

Time to explore everything I

had put on hold or hadn’t even

dreamed of yet. Time to experience

the things I was curious

about.

Also time to be a Grammie.

As a working mom I

missed out on the small

steps my kids made

growing up.

I now have this second

chance to experience all

the steps. I love the time

I get to spend with my

daughter’s children.

What are the

benefits

of retirement?

There are lots!!

The time I spend

enjoying my family

is the number one

benefit. The second

benefit is all

the possibilities for

learning anything

and everything!

The third benefit

is time with

friends and

helping those

who need it, and

enjoying living in the

Kootenays!

Do you have a

bucket list?

I sure do and it gets longer

all the time. A couple of my

priorities are

1) getting back down to

California to see my family.

During covid, my 6 siblings

have been zooming a couple

of times a month. It has been

wonderful to see them so

regularly, but I really want to

hug them.

Patty has rescued many animals over the years – birds,

dogs and cats. This lucky cat Twinkle, suffers from MS,

and could not have landed in a better place.

2) I can’t wait to be able to

resume my annual trips to the

Best Friends Animal Sanctuary

in Utah. For over 15 years,

I have been going there to

volunteer with the animals,

and reconnect with the friends

I have made there.

Final thoughts?

Retirement has provided me

with a great opportunity to

start again, exploring new

things and appreciating the

old. My only complaint is that

the days roll by way too fast!

D65

5


BRASS TACKS:

Cannabis Corner

The cannabis plant was used for

millennia in our daily health regimens

until the turn of the 20th

century when cannabis use became

criminal and stigmatized.

Prior to criminalization, cannabis

was used medicinally to treat

concerns like arthritis, migraines,

epileptic conditions, depression,

asthma and “women’s pains”. Even

Queen Victoria was known to take

a cannabis tincture, given to her

by her doctor, Sir J. Russell Reynolds,

to relieve menstrual cramps.

In 1890, Sir J. Russell Reynolds

wrote:

“When pure and administered carefully,

[cannabis] is one of the most

valuable medicines we possess.”

There are different varieties of the

cannabis plant that contribute to

www.terese.ca

Speakeasy Women’s

Cannabis Club

A safe place to talk and learn about cannabis with

a community of people just like you

Speakeasy Women’s Cannabis Club

for women 40+ who are curious about

medical cannabis.

Welcome to a space where you can

comfortably ask your cannabis

questions and share your stories.

DETAILS

Monthly zoom get togethers on the 3rd Wed of

the month from 6:45pm - 8:45pm PST.

Hosted by Terese Bowors,

Certified Cannabis Coach.

OPTION 1

Yearly Membership: $199+gst - limited spaces

OPTION 2

Drop into any monthly workshop for $20+gst

REGISTER HERE: INFO@TERESE.CA

STARTS WEDNESDAY, JANUARY 19, 2022

The Cannabis Plant

Jan 2022,

different flavours, uses, storage

capacity and regional compatibility.

Much like apples! Some apples

are great for eating, making pies,

sauces or juice; different varieties

taste different, have a different

crunch and purpose. When it

comes to cannabis, no two plant

varieties are the same, but they all

stem from the genus of the flowering

plant called Cannabis. The

species name is Cannabis Sativa L,

while Cannabis Sativa and Cannabis

Indica are subspecies..

Cannabis Sativa is indigenous to

Afghanistan and Eastern Asia and

typically grows in warm regions

at low elevations. These plants are

tall and spindly with spread out

flowers and narrow leaves.

Cannabis Indica grows in cooler

regions at higher

Cannabis 101

DIY Cannabis

Fats

How to Grow

Cannabis

Outside

DIY Skin Care

and Salve

DIY Cannabis

Alcohol and

Sugar

Cannabis for

Weight Loss

and Fitness

DIY Bath

Bombs

Cannabis for

Seniors

Cannabis

for Sex -

Let’s Make

Lube!

elevations. These

plants are short

and stocky, with

wide leaves and

dense flowers.

Indicas are better

adapted to grow

the varieties with

a higher level of

CBD. These are

becoming more

well known today.

Indica plants

grow best outdoors

in the West

Kootenay region

while most Sativas

would need

to be grown indoors

due to our

short and cooler

growing seasons.

The medicinal

components

~ Terese Bowors

With the legalization of marijuana, curiosity has increased in those who had been deterred

from experimenting when it was illegal. Over the coming year, Terese Bowors,

Certified Cannabis Wellness Coach, will educate us about the benefits this plant can

bring to our lives.

6

of cannabis are found predominantly

in the flower of the female

plant in the sticky, crystal-like hairs

called trichomes. If a female plant

remains unpollinated by a male

plant, she will create big, beautiful

flowers, commonly known as

buds. Typically, male plants are destroyed

to avoid pollination, unless

a gardener is keeping them safely

separated for breeding purposes.

Once a female plant has been

pollinated, she creates seeds in the

flowers which lowers the medicinal

potency in the trichomes.

Sativa and Indica subspecies have

erroneously been associated with

different effects on the body.

While it may be helpful to know if

your cannabis is derived from an

Indica plant vs. a Sativa plant to

understand the medical implications,

there is much more to the

story than this alone. Culturally,

we’ve considered that Indica flowers

cause a sedating effect and a

Sativa flower to be energizing. But

there are exceptions and inconsistencies

to this understanding.

In a future article we will look at

additional factors that impact our

responses, like the cannabinoid

ratio and terpene profile.

~ Terese Bowors,

Certified Cannabis Wellness Coach

www.terese.ca info@terese.ca

REFERENCES:https://www.ncbi.nlm.

nih.gov/pmc/articles/PMC2931545/ -

Queen Victoria

https://acnr.co.uk/2019/07/john-russell-reynolds/

- Sir J. Russell Reynolds

The information shared is for educational

purposes and should not be seen as medical,

nursing, nutrition or legal advice and

is in no way meant to take the place of

your health professionals.

Discover Sixty-Five – Want to advertise? email seniors@pennywiseads.com


What can your pharmacist

do for you?

Pharmacists are medication

specialists. Let’s start at the

beginning: What is a drug/

medication? Many people believe

that medications only

include prescription drugs.

According to the oxford dictionary,

a drug is “a medicine or

other substance which has a

physiological effect when ingested

or otherwise introduced

into the body.” So, a drug is

more than just a prescription

medication. A drug can include,

but is not limited to, prescription

medications, non-prescription

medications, herbals, or

vitamins. They come in many

forms, such as creams, ointments,

eye drops, capsules, or

tablets. Drugs, for the purpose

of this column, are products

that treat, cure, prevent, or are

used to diagnose a medical

condition or ailment.

The pharmacy is an important

part of your healthcare team.

Every patient has their own

unique thoughts about medication

use. What do you want

from your medications?

Did you know?

• To take the fewest medications

possible,

• To reduce cost of medications

• To know everything you can

about the medications you

put in your body,

• To stop or prevent negative

interactions between a medication,

a vitamin, herbal supplement,

or other substance,

• To manage or reduce side

effects of medications, or

• To learn about lifestyle changes

that may reduce the need

for medication or help medications

work better?

A pharmacist can help you meet

the above goals and more. To

help you meet your healthcare

needs, we need and want to

talk to you to ensure you are

getting the best medication for

your medical condition, at the

best dose, are taking it in the

best way for it to work effectively,

and are storing medications

safely so they continue to work

as intended. Pharmacists also

ensure the prescription medications

you are taking can safely

be taken together and help

manage any issues you may

have in taking them.

Courtesy of our provincial

healthcare system, you are entitled

to 2 free Medication Reviews

every year. If you take 5

or more medications, you qualify

for this free service with your

pharmacist at no charge to you.

Your pharmacist will discuss

drug and non-drug measures

with the goal of optimizing your

medication regimen. A summary

printout is given, recommendations

can be made to the

doctor, and drug interactions

and side effects can hopefully

be minimized.

To take advantage

of this

service, simply

phone your local

pharmacist,

or one of us at

BRASS TACKS:

Health & Wellness

We are a couple of pharmacists

that between us have 42 years

of experience in various practice

settings. As pharmacists,

we work for you, our patient,

and strive to always put your

health first. We want to share

our knowledge about pharmacy,

medication, medication

safety, and pearls of wisdom we

can use to work better together

– patient and pharmacist.

In future articles we would like

to ensure we write about what

you, our readers would like to

learn about. So, please send

general pharmacy questions to:

seniors@pennywiseads.com

We will do our best to touch on

the common topics we receive.

Questions on a specific situation

cannot be safely answered

in this format, so please discuss

them with your trusted health

professional. Thank you.

~ Bonnie M. BSc(Pharm), RPh

Catherine M. BSc(Pharm), RPh

***Please note the information given in

the article is not a substitute for professional

medical advice, diagnosis,

or treatment. If you have or suspect

you have a health problem, consult

your family physician, or healthcare

any of our three locations and

book an appointment for your

free review in 2022.

Wishing you a Healthy and Happy New Year

• Locally Owned • 10 years in service • BC’s 1st drive through Pharmacy (in Castlegar)

This DID YOU KNOW section is brought to you by the

Pharmacists at T.H.E. PHARMACY, supporting all of

your Rx, health & wellness needs in Kaslo,

New Denver & Castlegar areas.

Kaslo

250-353-2224

New Denver

250-358-2500

Jan 2022, Discover Sixty-Five – Want to distribute these magazines? Call 1-800-663-4619

Castlegar

250-365-0001

7


BRASS TACKS

Real Estate

Preparing to Sell your Home?

Making the decision to sell your

home is a personal process.

Take your time and reflect on

what is prompting your decision.

If you are sure that it is indeed

time to sell, there are many

things you will need to consider.

Some aspects of selling will be

legal and practical, and some

will be emotional. Here are

some tips – not only to prepare

your home, but to prepare yourself

for the process.

First impressions can have a

lasting affect on a buyer: how

does your home present from

the street?

Curb appeal. To get your home

looking its best, consider giving

your front door a fresh coat of

paint and a new welcome mat.

Having planters with colourful

flowers and doing some landscape

tidy-up is helpful. Pressure

wash the driveway and

clean out the gutters.

De-personalize the house.

Presenting the home as a blank

canvas, awaiting the imagination

of the buyers, helps to sell it. It is

important to give the impression

of new beginnings for potential

buyers. De-personalizing your

home can be challenge, though.

The years of raising your children

here, or other great memories,

create strong emotional

ties to objects or marks, such

as a growth chart penciled on a

doorjamb. Try to remember how

you felt when you first came to

look at the same house, picturing

your fresh start, imagining

putting down roots.

Staging your home will help

your potential buyers to envision

themselves in your home.

What does that mean? Start by

removing personal items – allow

the space to be showcased without

distraction. Give the walls

a fresh coat of paint in neutral

tones, then it will look clean

and ready for a new homeowner’s

unique touches. Add a few

plants. Make sure the home has

no lingering smells. Open all the

curtains to allow natural light to

fill the rooms. Fix any loose handles,

doorknobs, or closet doors

and clean up scuffs and scratches.

In the kitchen, remove refrigerator

art and countertop appliances.

Give the fridge a deep

clean, again to make sure that

any odours from recent meals

do not linger. In the bedrooms

remove excess clothing and personal

photos and de-clutter the

closets. Shine up the bathroom

and remove all personal grooming

objects and medications.

Staging your home does not require

a professional. You can do

this! Keep furniture and decorative

objects to a minimum, and

arrange them simply, leaving

room for the potential buyer’s

imagination. Reducing clutter

will also serve to help keep your

home clean and tidy between

showings, so you are ready to

show at short notice. Keeping

everything presentable is vital,

so make a plan that isn’t too

much trouble for you.

And the next big decision – when

you house sells – where will you

and your family go, how will you

spend your time? For this part,

all you need is a simple plan.

~ Kul Nijjar, PREC*

Your Kootenay Property Matchmaker

Fair Realty – Kaslo Branch

311 4th St Kaslo BC

KootenayBC.com

Kul@KootenayBC.com

Find your match

KootenayBC.com

KUL NIJJAR PERSONAL

REAL ESTATE CORPORATION

8

Jan 2022, Discover Sixty-Five – Want to advertise? email seniors@pennywiseads.com


Annette Gallatin

Annette’s Best Biscuits

Hello there! Back when I was a busy

working Mom, I made use of mixes anytime

I needed something in a hurry. I’m

thinking that some things don’t change

– women still live busy lives and need

“go-to recipes” – so I’m going to start

you with my star: Biscuit Mix.

Biscuit mix was at the top of my list, because

I could make over 200 different

items which used that easy to make

Ginkgo Biloba Club

Recipes

and store recipe – from biscuits to fruit

desserts, finger foods and soups and

main dishes.

I’m giving you the “regular” recipe,

though I doubled it every time I made

it. It doesn’t take much longer to double

it and you’ve got that basic mix every

time you need something in a hurry,

which can be often!

BISCUIT MIX

8 cups regular white flour

1 cup skim milk solids (powder)

1 tbsp salt

1 cup lard or shortening

1/4 cup baking powder

Put the dry ingredients in a large

bowl. Mix thoroughly with a whisk

then add the lard or shortening and

cut it in with a pastry cutter or two

sharp knives. Cut, stirring the mixture

a bit as you go so that every bit

of the lard gets cut. You want the mixture

to have the consistency of cornmeal.

Place in a closely covered container

and keep at room temperature.

BASIC RECIPE FOR TEA BISCUITS:

Preheat oven to 415’F.

2 cups Biscuit Mix in a medium bowl - add

1/2 cup milk or water.

Stir briskly with a fork - to make a soft but not sticky dough.

Turn onto a lightly floured surface and knead gently 8-10

times. Don’t “play” with it or your biscuits will be tough!

Roll/pat the dough to a 1/2” thickness and cut with a floured

2” cutter.

Set aside the little ‘in between’ pieces - combine them to

make the last biscuit you cut.

Remember – it’s biscuit dough – not play dough. Just work

those little pieces in quickly.

You should get six small to medium biscuits (depending on your cutter).

Place them on an ungreased baking sheet and bake on the ‘second

from the bottom’ oven shelf for 14 minutes at 415ºF. Perfect!

DROP BISCUITS

Preheat oven to 415ºF.

To 2 cups biscuit mix, add 2/3 - 3/4

cup milk or water. Drop from a

spoon onto greased baking sheet.

Bake as above.

CELERY SEED BISCUITS

To Basic 2 cup Mix Recipe add 2

tsp celery seed, add liquid and roll

1/2” thick. Cut into squares. Brush

tops with milk and sprinkle with

additional celery seed, if desired.

Bake on ungreased baking sheet

at 415ºF for 14 minutes.

CHEESE & BACON BISCUITS

To Basic 2 cup Mix Recipe, add 1/2

cup finely shredded nippy cheese

and 1/4 cup chopped crisply

cooked bacon, mix well and add

liquid. Roll and bake as for Tea

Biscuits.

DRIED FRUIT BISCUITS

To Basic 2 cup Mix Recipe, add 1/3

– 1/2 cup dry cranberries, blueberries,

or raisins – add some lemon

rind too, if desired.

PARSLEY BISCUITS

To Basic 2 cup Mix Recipe add 2

tbsp minced parsley before adding

liquid. Mix well then add liquid.

Bake as for Tea Biscuits.

TOMATO SOUP BISCUITS

To Basic 2 cup Mix Recipe add 1/3

cup condensed tomato soup and

decrease water to 1/3 cup. Bake

as for Tea Biscuits.

PANCAKES

You can have “pancakes for dinner”

SAVOURY BISCUITS

in a jiffy:

To Basic 2 cup Mix Recipe add 1/3 To Basic 2 cup Mix Recipe, add 1

CHEESE BISCUITS

tsp sage, 1/4 tsp each of thyme tsp vanilla, a bit of sugar and/or a

To Basic 2 cup Mix Recipe add ½ and summer savoury. Mix well bit of cinnamon (if you like) and

cup grated cheese. Mix well and then add liquid. Roll and bake as increase milk to desired consistency,

add liquid. Bake as for Tea Biscuits. for Tea Biscuits.

then fry in lightly buttered

fry pan. Delish!

Jan 2022 Discover Sixty-Five - Got a great recipe? email seniors@pennywiseads.com, 9


Ginkgo Biloba Club

Annette’s

Best Biscuits

cont’d

CINNAMON ROLLS

To Basic 2 cup Mix Recipe, add

liquid and roll out dough into a

10x12” rectangle.

Brush with melted butter, add

brown sugar, cinnamon, and raisins

as much as you like of each

Roll like a jelly roll, then with seam

on bottom, cut into 1/2 - 3/4 inch

thick slices.

Place on buttered baking pan so

that there’s “room to rise” between

the rolls.

Bake at 415ºF for 13-14 minutes.

Watch them! You want them

baked but not burned!

Seniors Discounts

PIZZA PINWHEELS

Great in lunches, too! Take 2 cups

of Basic Mix Recipe, add liquid and

roll out into a 10x12” rectangle.

Spread dough with pizza sauce,

thinly sliced meats (such as pepperoni,

salami, summer sausage)

OR cooked ground beef. Sprinkle

with a “not too thick” (but not

chintzy) layer of grated cheese.

You can cut it into squares or triangles

and bake on an ungreased

baking sheet 415ºF for 13-14 minutes

or you can roll that 10x12

rectangle tightly enough so all the

fixin’s don’t fall out (!) Then cut

slices 1/2 to 3/4” thick which you

place with room to rise on a baking

sheet and bake at 415ºF for 13-

14 minutes.

DUMPLINGS

Seniors Discounts

Mix 2 cups biscuit mix with 2/3 –

3/4 cup milk or water.

Adjust the heat so that your gravy

of choice (such as chicken in gravy

or meat stew in its own gravy)

continues to boil gently. Drop the

mixture by tablespoonfuls onto

bubbling gravy.

Cover and don’t lift the lid OR

peek at the contents for 14 minutes.

Trust me! At 14 minutes, the

lid comes off and tah-dah!

The dumplings (and supper!) are

done!

Please NOTE: store the mix at

room temperature. Don’t refrigerate

it! Trust me: it won’t spoil and

it keeps for many many months.

But you will use it faster then that!

~ Annette

Seniors Discounts

BALFOUR SUPERETTE OFFERS 10% off

purchases for all Seniors. 7824 Hwy 3A, 2

50-229-4612.

CORNUCOPIA SENIORS DAY: 10% off your

purchase every Friday, 9am-5:30pm. 422

Front St, Kaslo. 250-353-2594.

DID YOU KNOW each Thursday Seniors receive

20% off regular priced items at Shoppers

Drug Mart 1116 Lakeside Dr. Nelson?

Some exclusion apply. 250-352-7268.

EVERY DAY IS SENIORS DAY at Nelson

Remedy’s RX 737 Baker St. Mention you are

a Senior and receive 10% off your purchase.

Some exclusion apply. 250-352-0022.

EVERY FRIDAY IS SENIORS DAY at Salmo

Valley Pharmacy. Receive 10% off your purchase.

107 4th St, 250-357-9444.

EVERY THURSDAY SENIORS RECEIVE 20%

OFF regular priced items. Some exclusion

apply. Shoppers Drug Mart, 1965 Columbia

Ave, Castlegar. 250-365-5888.

10

EVERY TUESDAY Seniors receive 20% off

regular priced items. Some exclusion apply.

Pharmasave Nelson, 685 Baker St,

250-352-2316.

FIRST TUESDAY OF EVERY MONTH Seniors

receive 10% off regular priced items at Shop

Easy, 303 Main St in Salmo. 250-357-2316.

Some exclusions apply.

L’BEAR’S NATURAL FOODS in Trail offers

10% off all vitamins everyday for shoppers

60+. 1339 Cedar Ave, 250-368-8318.

LAST MONDAY OF THE MONTH T.H.E.

PHARMACY - Castlegar offers Seniors

20% off storewide. 1002 Columbia Ave,

250-365-0001.

MENTION YOU ARE A SENIOR (65+) and receive

15% off regular priced supplements at

Nature’s Health Products. 461 Josephine St,

Nelson. 250-352-7557.

SENIORS RECEIVE 10% OFF supplement

purchases at Sunnyside Naturals everyday.

404 Front St, Kaslo. 250-353-9667.

SENIORS WHO SHOP PHARMASAVE,

CASTLEGAR every Tuesday, receive 20% off

regular priced items. Some exclusion apply.

1128 3rd St, 250-365-7813.

SENIORS! SHOP THE FIRST WEDNES-

DAY OF EVERY MONTH and receive 10%

off your purchase. Some exclusions apply.

Kaslo Front Street Market, 411 Front St,

250-353-2331.

SHOPPERS SIMPLY PHARMACY offers Seniors

20% regular priced items every Thursday.

Some exclusion apply. #117 1983 Columbia

Ave, Castlegar, 250-365-3400.

SMALL ENGINE TUNE-UPS AND REPAIRS:

All makes and models. Snowblowers,

chainsaws, etc. Senior Discount offered.

250-365-0005.

SENIORS DAY EVERY THURSDAY: Receive

20% regular priced items at Shoppers Drug

Mart, 1305 Cedar Ave, Trail, 250-368-3341.

Some exclusion apply.

10 Jan 2022, Discover Sixty-Five – Want to advertise? email seniors@pennywiseads.com


Care to Share

Ginkgo Biloba Club

Barry and Geri’s Baker’s Dozen of Grandkids!

Submitted by Geraldine Buchanen

Courtney Olivia Connor Ava Danny Julia Briar Winston Luke Haizley Brooks Dylan Raeleigh

17 15 14 13 11 10 9 7 5 4 1/2 3 2 7 mo

Rare Sighting - A Buchanan Surprise

The Buchanan Access trail located high above Kaslo,

on the north side of town, is a legendary route mostly

used by hikers and bikers looking for challenging terrain.

The difficulty of this trail cannot be overstated.

It features a substantial elevation gain and technical

sections. Typically Kootenay wildlife roams this area

but what’s not typical is spotting an 89 year old man

power-walking the trail.

Jim Greentree, a part time Kasloite, is the man who

tackles this feat regularly on foot. His regular loop

starts at the Brake Check, heads across the trail west

to the Monster Trail then down to the Wagon Road

and back to town. This is roughly a 14 km stroll.

Jim, who soon turns 90, says that his ability to

tackle this journey is more mental than physical. I’d

say it’s mostly both mental and physical. Clearly he’s

not acting his age. We have many talented and exceptional

people in Kaslo but it’s hard to imagine anyone

excelling in a more bizarre way than Jim does.

If you are lucky enough to get to chat with Jim, and

he asks you to go for a walk...

Submitted by Glen McRae

Fall Flowers... Submitted by Cathy Linley

❤Collecting Valentines Stories, Poems & Photos for the February Edition. Submit by January 18❤

Discover Send Sixty-Five, us your photos, Jan 2022short stories (100 - 200 words) poems, best joke etc to Care to Share

by email to seniors@pennywiseads.com, by mail to Care to Share, Box 430 Kaslo BC V0G 1M0,

or drop off at Pennywise, #209 - 312 Fourth St, Kaslo Phone 250-353-2602, 1-800-663-4619

11


© ClassiCanadian Crosswords

Ginkgo Biloba Club

Puzzles

1 2 3 4 5 6 7 8 9 10 11 12 13

ave a senior moment?

14 15 16

eorge who

Act

said

your

"When

age!

I was a

(and love it)

17 18 19

oy the Dead Sea was only sick"

ClassiCanadian Crosswords, Barb Olson

ackwoods buggy

20 21 22 23

ACROSS

's ___ to the bottom

1 Have a senior moment? 24 25 26 27

lacksmithing 6 fixture George who said “When I

02, in Roman was numerals a boy the Dead Sea 28 29 30 31

was only sick”

ore cheerful

11 Backwoods buggy

32 33 34 35

e last Olds 14 made It’s ___ to the bottom

36 37 38 39

impy's pooch 15 Blacksmithing pal

fixture

16 1002, in Roman numerals 40 41 42 43 44 45 46

usy answer to "But why?"

17 More cheerful

ffix with 18 ranch The last Olds made

lued to the 19 tube, Stimpy’s say pooch pal

47 48 49 50 51 52

20 Lousy answer to “But why?” 53 54 55

eshly-hired

22 Suffix with ranch

56 57 58 59 60

me, in Spain 23 Glued to the tube, say

rum mob 24 with Freshly-hired mics

61 62 63 64

25 Some, in Spain

ee 1-Down

27 Scrum mob with mics

65 66 67

joying 28 a senior See discount, 1-Down say

arliamentary 31 pro Enjoying a senior discount, 68 69 70

say

ants nothing to do with

32 Parliamentary pro

69 Seniors’ investment funds 26 Fits one in the other

ffix with 33 gluc- Wants or fructate

in French? 35 Suffix with gluc- or fructnothing

to do with

70 Benefits of the senior rate 27 Toronto concert hall or

36 State in French? Down

30 David Suzuki's Vancouver concern tunnel

ualify for DOWN

38

the

Qualify

booby prize

29 Maiden name lead-in

for the booby prize 1 With 28-Across, activist group 31 Brand prefix with Cat or Cone

1 With 28-Across, activist 30 David Suzuki’s concern

egistered 40 corp. Registered symbols corp. symbols dressed in

group

senior

dressed

ladies'

in senior 34 Extremely 31 Brand extreme prefix with Cat or Cone

a ruffled 43 state In a ruffled state costumes ladies’ costumes

34 Extremely extreme

45 City famed for its mall: Abbr.

37 Wild way to go

ity famed 2 Newbie crossword solver’s 37 Wild way to go

47

for

Stop

its mall:

working,

Abbr. 2 Newbie crossword solver's need

in a good

39 Prince of a prov.

need

39 Prince of a prov.

top working, way in a good way 3 Put on ___ (hold for future

3 Put on ___ (hold for future 40 Takes 40 a Takes senior a cruise, senior cruise, say say

enior demographic 49 Senior demographic also called also purchase)

purchase)

41 The third, for The Donald

called the Silver Tsunami

41 The third, for The Donald

e Silver Tsunami

4 Rowe of 4 CBC Rowe Radio's of CBC "The Radio’s Doc “The 42 Showing neither pleasure

53 Playing solitaire, maybe

laying solitaire, Doc Project”

nor pain

54 Fly maybe

Project"

42 Showing neither pleasure nor pain

high

5 Gen ___ (boomers’ successors)

46 “Lady ___” (Beatles song)

44 “Me time” getaway?

y high 55 ___ segno (musical repeat 5 Gen ___ (boomers' successors)

44 "Me time" getaway?

_ segno (musical

sign)

repeat sign)

6 Talk of the flock

46 "Lady ___" (Beatles song)

6 Talk of the flock

48 Welcome-sounding lodging

56 Enjoying one’s mirror image

joying one's 7 Let loose, as a tirade

50 Period of significance

57 Help mirror for image

7 Let loose, as a tirade

48 Welcome-sounding lodging

a bad hair day

8 Many road-tripping seniors 51 Property damager

elp for a 58 bad Nut hair that day may be slivered 8 Many road-tripping seniors

50 Period of significance

9 Oscar-winning actor De ___ 52 Seniors, respectfully

61 Extra in an envelope: Abbr.

ut that may be slivered

9 Oscar-winning actor De ___

51 Property damager

10 ___-mo

54 Those with the wisdom of

62 Nelson coffee Oso ___

tra in an 11 Transistor setting for talk

age

64 envelope: “The First Abbr.

10 ___-mo

52 Seniors, respectfully

48” channel

shows

57 He’s got it coming to him?

elson coffee 65 Oso ___ Fail, ___ Irish Coronation 11 Transistor setting for talk shows

54 Those with the wisdom of age

12 Cravat clasps

59 Praise highly

Stone

he First 48" channel

12 Cravat

13

clasps

57 He's got it coming to him?

Classy word for “elderly” 60 Sex at a stag party

66 ___ the sky (unrealistic)

_ Fail, Irish 21 Meech Lake accord?

62 U.S. cousin of CBC Radio One

67 Coronation Relating to Stone

13 Classy word for "elderly"

59 Praise highly

an arm bone

23 Part of C.R.A.: Abbr.

63 Walk-___ (foot passengers)

_ the sky 68 (unrealistic) Biopic about actor Mineo 21 Meech Lake accord?

60 Sex at a stag party

elating to an arm bone

23 Part of C.R.A.: Abbr.

62 U.S. cousin of CBC Radio One

12

Jan 2022, Discover Sixty-Five – Want to advertise? email seniors@pennywiseads.com

iopic about actor Mineo

26 Fits one in the other

63 Walk-___ (foot passengers)

eniors' investment funds

27 Toronto concert hall or Vancouver

tunnel


Crossword Tips

& Tricks

Hello crossword lovers far and

wide. I am Barb Olson, a crossword

constructor from Nelson, B.C. and

I created the puzzle you see. My

ClassiCanadian Crosswords can

be found regularly in Zoomer

Magazine, Reader’s Digest, Vancouver’s

Megaphone and many

newspapers across the country,

including the Pennywise.

I custom-designed this crossword

for the senior community but

there’s plenty of general-interest

material to appeal to solvers of all

ages. So whether you’re a Boomer,

a Gen X, Y, Z or somewhere in

between, this crossword’s for you.

Happy puzzling!

Barbara Olson has been creating

Crossword Puzzles for our enjoyment

for almost 20 years.

If you have a question about a

clue, or think it’s just plain wrong,

feel free to email the constructor.

Crossword makers love feedback!

You can reach me by email at

barb@classicanadianxwords.ca

Ginkgo Biloba Club

Puzzles (solutions pg 15)

SOLVING TIPS AND TRICKS

1. Try answering the fill-in-theblank

clues the first. They're often

the easiest and can give you a solid

place to get started.

2. A clue ending in a question

mark indicates there's something

funny or punny going on. Watch

for misdirection.

3. Answers may consist of more

than one word. Careful, this is not

always indicated in the clue.

4. There's no such thing as cheating!

If you're stumped, ask Google.

Better yet, try solving with a

friend. More brains means more

brainpower.

Sudoku Here’s How It Works:

Sudoku puzzles are formatted as a 9x9 grid, broken

down into nine 3x3 boxes. To solve a sudoku,

the numbers 1 through 9 must fill each row,

column and box. Each number can appear only

once in each row, column and box. You can figure

out the order in which the numbers will appear by

using the numeric clues already provided in the

boxes. The more numbers you name, the easier it

gets to solve the puzzle!

Jan 2022, Discover Sixty-Five – Want to distribute these magazines? Call 1-800-663-4619 13


Just Ask!

A: Yes! There is no age limit

for getting a mortgage. A retired

person, no matter their age, can

qualify for a mortgage in Canada.

You could even set up a mortgage

with an amortization of up

to 30 years (if CMHC insurance

is NOT required). Another popular

option for seniors is to set up

a home equity line of credit. This

allows you to make interest-only

payments or even to take money

out as needed to supplement

your retirement income.

There are pros and cons to each

of the above options and you

should speak to a mortgage professional

about your situation.

Provided the retiree has enough

retirement income, and meets

all the other qualifying criteria,

such as credit and down payment,

then retirees are just as

financeable as someone who is

still working.

14

Q: CAN A RETIREE APPLY FOR A MORTGAGE? D. Jones

The main obstacle for retirees

is usually income. Most retirees

are on a fixed income, and this

can make it difficult to qualify under

the current guidelines such

as the “stress test”.

What is the “stress test” and why

was it implemented? Below is

an explanation from the government

of Canada.

Because of the fluctuation in interest

rates, the Canadian government

through the Minister of

Finance and the Office of the

Superintendent of Financial Institutions

(OSFI) aims to mitigate

mortgage default risk and any

other risks linked to the housing

market by setting a qualifying

benchmark rate called the stress

test. OSFI is responsible for

setting the mortgage stress test

rate for uninsured mortgages;

for insured mortgages, this is set

by the Minister of Finance. Financial

institutions not regulated

Q: HOW MUCH MONEY DO I NEED TO RETIRE? J. Wilson

A: It is a simple question with

a complicated answer! While

you may have heard lump sums

thrown around like $500,000 if

you’re single or a $1,000,000 for

a couple, how much you’ll need

depends on several factors. A

much more accurate rule-ofthumb

is that the average person

Emily Tucker

RRC

Senior Financial Consultant

Office: 250-352-7777

Direct line: 250-551-7971

will need approximately 80% of

their pre-retirement income to

sustain the same lifestyle after

they retire.

The key? Planning.

The emphasis is on “your” retirement,

because no two will

look the same. You could take

two 55-year-old women with the

same job and

the same postal

code, and their

vision for this

next chapter will

be very different.

emily.tucker@ig.ca

515 Vernon St. Nelson

How much money

you will need

to retire comfortably

is a function

of a) how much

you expect to

by the federal government are

not mandated to use the qualifying

mortgage stress test rate but

may apply this test voluntarily.

In simpler terms, even though the

current rate may be 2.5% -2.9%,

you will need to qualify for payments

based on a rate of 5.25%

to ensure that you can afford potential

future rate increases.

Another consideration is life insurance

on the mortgage. Even

if you are young enough to qualify

for life insurance it may be

cost prohibitive. A mortgage professional

can work with a qualified

insurance agent to ensure

your needs are covered and

that you fully understand your

coverages.

~ Nancy Trotman

Mortgage Broker

875 Columbia Ave, Castlegar

1-250-365-9513 direct

mortgages@nancytrotman.com

have in savings and income,

and b) how much you anticipate

spending.

Key Points: Map out your unique

needs (anticipated expenses,

the necessary and the fun) and

the cash flow you expect to have

available.

Yes, it is complicated but you

can do it yourself. Or, to be sure

you have got it right, meet with

an advisor. She or he will help

you by simplifying the calculations.

Once your future financial

plan is in front of you in black

and white, you will begin to feel

more at ease and can start looking

forward to retirement.

~ Emily Tucker, CFP, RRC

at IG Wealth Management,

emily.tucker@ig.ca

Jan 2022, Discover Sixty-Five – Want to distribute these magazines? Call 1-800-663-4619


9

8

7

6

5

4

3

2

1

I

Services

BETTER AT HOME

Better at Home is a province-wide program to

help seniors remain independent at home and

stay connected with their community.

LOWER COLUMBIA: Stephanie Haukaas

shaukaas@trailfair.ca

CASTLEGAR: Michelle Postnikoff

250-365-2104 Ext. 225

CRESTON: Ashlene Chadburn

betterathome@valley.services

BRASS TACKS

Services

Deanne Monroe

Notary Public, trusted legal services

Wills

Powers of Attorney

Health Care Directives

Land Transfers

250-551-4711

www.nelsonnotary.com

Wheelchair Friendly

534 Josephine St, Nelson

NAKUSP: Louella Cann

louella.cann@aslcs.com

CASTLEGAR: Sandi McCreight

soscastlegar@hotmail.com

NELSON: Lora Whitney

info@kootenayseniors.ca

COMMUNITY RESPONSE NETWORK

In our communities you can contact

these CRN representatives

REGIONAL MENTOR: Heather von Ilberg

heather.vonilberg@bccrns.ca

SALMO: Helen Oldershaw

salmocrn@gmail.com

BEAVER VALLEY: Jayme Fowler

beavervalleycrn@gmail.com

KASLO: Elaine Smith

kaslocrn@yahoo.ca

by Barbara Olson

© ClassiCanadian Crosswords

NELSON: Maxx von Ilberg

nelsoncrn@hotmail.com

CASTLEGAR Sandi McCreight

castlegarcrn@hotmail.com

WK VOLUNTEER DRIVER PROGRAM

Michelle Postnikoff

250-365-2104 Ext. 225

Sandi McCreight

soscastlegar@hotmail.com

Leslie Payne

778-463-5247

Please tell us what services are missing, or what

you would like to see listed.Toll free 1-800-663-4619

Jan 2022, Discover Sixty-Five – Want to distribute these magazines? Call 1-800-663-4619

Act Your Age! (and love

it)

V

13

T

12

A

11

S

10

N

R

U

B

X

A

L

E

R

15 N V I L 16 M I I

R A C E A

A

14

A Y E R 18 A L E R O 19 R E N

G

17

21 22 E R O 23 R A P T

S A Y S O

20

E W 25 U

26 N A S 27 M E D I A

N

24

R A 29 N

30 N I E S 31 S A V I N G

G

28

34 N S 35 O S E

E A 33 S H U

Y

32

O S 39 E

T 37 38

A T L

E

36

44 T 45 E D 46 M

P S E

U

43

S

42

M

41

T

40

R E 49 G R 50 E Y W A 51 V

52 E

48

E T I

R

47

L O N E 54 S O A R 55 D A L

A

53

O N D

M

60

A I N 57 H A T 58 59

A L

V

56

62 E G R 63 O

64 A A N D E

N C N

E

61

66 I E I N 67 U L N A R

I A P

L

65

A L 69 R R S P S 70 D E A L S

S

68

Advertising: seniors@pennywiseads.com

Distribution: distribution@pennywiseads.com

Information: 1-800-663-4619

All content © Discover Sixty-Five2022 KS Perry Publications

15


Discover Sixty-Five – Want to advertise? email seniors@pennywiseads.com

Jan 2022, Discover Sixty-Five – Kaslo BC

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