2011 FIVE STAR Wealth Managers - Boston University Center for ...
2011 FIVE STAR Wealth Managers - Boston University Center for ...
2011 FIVE STAR Wealth Managers - Boston University Center for ...
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
Special advertiSing Section<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
<strong>2011</strong><br />
<strong>FIVE</strong> <strong>STAR</strong><br />
<strong>Wealth</strong> <strong>Managers</strong><br />
<strong>2011</strong> INDEPENDENT SURVEY<br />
OVERAll SATISFAcTION<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
©<strong>2011</strong> Crescendo Business Services www.fivestarprofessional.com<br />
cendo Business<br />
do Busin<br />
Bu
Meet your<br />
Well over half of the consumer<br />
responses in the <strong>Boston</strong> area<br />
indicated it is difficult to find a<br />
wealth manager they trust and rely on. (1)<br />
<strong>Wealth</strong> managers, broadly defined, are those<br />
individuals who help you manage your<br />
financial world and/or implement aspects of<br />
your financial strategies. Common examples<br />
of wealth managers are financial advisors,<br />
financial planners, investment advisors,<br />
tax advisors, estate planning attorneys, etc.<br />
With more than 20,000 wealth<br />
managers (2) in the <strong>Boston</strong> area, how do you<br />
find someone who listens to you, represents<br />
your interests and operates with an<br />
emphasis on integrity and service? <strong>Boston</strong><br />
magazine can help. The magazine <strong>for</strong>med<br />
a partnership with Crescendo Business<br />
Services to find out which wealth managers<br />
scored highest in overall satisfaction.<br />
The Selection Process<br />
Crescendo administered a survey, by mail<br />
and phone, to approximately 1 in 4 highnet-worth<br />
households (3) (over 149,000<br />
households) and all identified FINRA<br />
registered representatives (over 17,200<br />
financial services professionals) within the<br />
<strong>Boston</strong> area.<br />
On the surveys, recipients were asked<br />
to evaluate only wealth managers whom<br />
they know through personal experience<br />
and to evaluate them based upon nine<br />
criteria: customer service, integrity,<br />
knowledge/expertise, communication,<br />
value <strong>for</strong> fee charged, meeting of financial<br />
objectives, post-sale service, quality of<br />
recommendations and overall satisfaction.<br />
Special advertiSing Section<br />
<strong>Boston</strong> <strong>2011</strong> Five Star<br />
<strong>Wealth</strong> <strong>Managers</strong><br />
We surveyed consumers and financial services<br />
professionals to find wealth managers in the <strong>Boston</strong><br />
area who scored highest in overall satisfaction.<br />
Here they are.<br />
Both positive and negative evaluations<br />
were included in the scoring, and only<br />
wealth managers with more than five years<br />
of experience in the financial services<br />
industry were considered.<br />
Next, each wealth manager was<br />
reviewed <strong>for</strong> regulatory actions, civil judicial<br />
actions and customer complaints as reported<br />
by FINRA, the SEC, the State Board of<br />
Accountancy and the State Bar.<br />
Then, be<strong>for</strong>e finalizing the list, wealth<br />
managers were reviewed by a blue ribbon<br />
panel comprised of individuals from within<br />
the financial services industry. Although<br />
panelist comments were incorporated into<br />
the final score, safeguards were built into the<br />
review process to reduce the ability of panel<br />
members to influence the composition of the<br />
final list on the basis of company affiliation.<br />
An Elite Award<br />
The resulting list of <strong>2011</strong> <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong><br />
<strong>Managers</strong> is an elite group, representing less<br />
than 3 percent of the wealth managers in<br />
the <strong>Boston</strong> area. For a more user-friendly<br />
listing, wealth managers have been grouped<br />
based upon their primary financial service.<br />
Each wealth manager was also able to list up<br />
to three additional financial services that<br />
they provide their clients.<br />
Although this list will certainly be<br />
a useful tool <strong>for</strong> anyone looking <strong>for</strong> help<br />
in managing their financial world or<br />
implementing aspects of their financial<br />
strategies, it should not be considered<br />
exhaustive. Undoubtedly, there are many<br />
other excellent wealth managers who,<br />
<strong>for</strong> one reason or another, are not on this<br />
year’s list.<br />
(1) 2010 Consumer Survey, QMI Research<br />
(2) FINRA registered representatives, IARs, CPAs and attorneys that provide estate planning and trust services<br />
(3) Defined as the upper 1/3 of all households based on net-worth<br />
FS – 2 | ©<strong>2011</strong> Crescendo Business Services<br />
Research Declarations:<br />
As with any research or recognition program, it is<br />
important that we provide you the following<br />
declarations:<br />
• The <strong>2011</strong> Five STaR <strong>Wealth</strong> <strong>Managers</strong> do not<br />
pay a fee to be included in the research or the<br />
final list of Five STaR <strong>Wealth</strong> <strong>Managers</strong>.<br />
• The overall evaluation score of a wealth manager<br />
reflects an average of all respondents and may not<br />
be representative of any one client’s experience.<br />
• The <strong>FIVE</strong> <strong>STAR</strong> Award is not indicative of the<br />
wealth manager’s future per<strong>for</strong>mance.<br />
• <strong>Wealth</strong> managers may or may not use discretion<br />
in their practice and there<strong>for</strong>e may not manage<br />
their clients’ assets.<br />
• The inclusion of a wealth manager on the <strong>FIVE</strong><br />
<strong>STAR</strong> <strong>Wealth</strong> Manager list should not be<br />
construed as an endorsement of the wealth<br />
manager by Crescendo Business Services or<br />
<strong>Boston</strong> magazine.<br />
• Working with a <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager or<br />
any wealth manager is no guarantee as to future<br />
investment success nor is there any guarantee that<br />
the selected wealth managers will be awarded this<br />
accomplishment by Crescendo in the future.<br />
• The research process <strong>for</strong> the <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong><br />
Manager Program, managed by QMI Research,<br />
incorporates a statistically valid sample in order<br />
to identify the wealth managers in the local<br />
market that score highest in overall satisfaction.<br />
QMI Research does not include wealth<br />
managers on the list unless their score is<br />
statistically valid. At least 50 percent of the<br />
wealth managers in the market have a<br />
statistically valid score.<br />
For more in<strong>for</strong>mation on the <strong>FIVE</strong> <strong>STAR</strong> Award<br />
and the research/selection methodology, go to:<br />
fivestarprofessional.com/wmresearch.<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
BuSinESS PlAnning<br />
BuSineSS<br />
PlanninG<br />
Mark Scheier<br />
Scheier & Katin<br />
eState PlanninG<br />
Julia abbott<br />
orsi, arone, Rothenberg,<br />
iannuzzi & turner<br />
tS, tx<br />
Robert allen<br />
allen & hollander<br />
tS, tx<br />
anna Bastian<br />
anna Bastian, attorney<br />
at law<br />
william Brooks<br />
wilson & orcutt<br />
BP<br />
Jeffrey Brown<br />
Brown & Knight<br />
BP, tx<br />
Christopher Carlson<br />
Gilmore Rees & Carlson<br />
Steven M. Carr<br />
Pabian & Russell<br />
BP, tS, tx<br />
Joseph Cataldo<br />
Cataldo Financial Group<br />
FP, iV, tx<br />
andrew Christensen<br />
law offices of harry C.<br />
Christensen<br />
BP, tS<br />
thomas Clougherty<br />
Senior Resource <strong>Center</strong>/<br />
Falco & associates<br />
in, tS<br />
lawrence Cohen<br />
edwards angell Palmer &<br />
dodge<br />
iV, tS<br />
leo Cushing<br />
Cushing & dolan<br />
BP, tS, tx<br />
Richard dailey<br />
dailey & associates<br />
Roberto di Marco<br />
Rodman walker &<br />
di Marco<br />
BP, tS<br />
Brenda diana<br />
Ropes & Gray<br />
Christopher duffy<br />
Capital analysts of new<br />
england<br />
BP, in, iV<br />
index oF wealth ManaGeRS<br />
List compiled by Crescendo Business Services. Names in boldface also appear in the profiles that follow. <strong>Wealth</strong> Manager additional financial services:<br />
BP=Business Planning; EP=Estate Planning; FP=Financial Planning; IN=Insurance; IV=Investments; TS=Trust Services; TX=Taxation<br />
ESTATE PlAnning<br />
Matthew dupuy<br />
ardito, Sweeney, Stusse,<br />
Robertson & dupuy<br />
Barbara epstein<br />
Scheier & Katin<br />
tS<br />
Michael l. Fay<br />
wilmer hale<br />
BP, tS, tx<br />
david Feakes<br />
Feakes associates<br />
BP, tS<br />
david Fisette<br />
law office of david a.<br />
Fisette<br />
tx<br />
david Frenette<br />
Frenette & dukess<br />
tx<br />
howard Gerrin<br />
integrated Financial<br />
Partners<br />
BP, FP, iV<br />
John Glovsky<br />
Glovsky & Glovsky<br />
BP, tS<br />
Dennis gorman<br />
Fletcher Tilton &<br />
Whipple<br />
BP, TS, TX Page 38<br />
donald Greenough<br />
law office of donald M.<br />
Greenough<br />
Margaret hoag<br />
eckel Morgan & o’Connor<br />
Robert holdway<br />
Fiduciary trust Company<br />
FP, iV, tS<br />
John hwee<br />
centinel Financial<br />
group<br />
BP, in, iv Page 27<br />
david Keefe iii<br />
eagle Strategies<br />
in<br />
Michael Kehoe<br />
Partridge Snow & hahn<br />
BP<br />
david lipshutz<br />
Seegel lipshutz &<br />
wilchins<br />
BP, FP<br />
leiha Macauley<br />
day Pitney<br />
tS<br />
Christopher Mahoney<br />
Rubin hay & Gould<br />
BP, tx<br />
Special advertiSing Section<br />
ESTATE PlAnning<br />
howard Mandelcorn<br />
hutchings Barsamian<br />
Mandelcorn &<br />
Zeytoonian<br />
BP, tS, tx<br />
Michael Martell<br />
Michael a. Martell<br />
attorney at law<br />
Charles Murphy iii<br />
the Murphy insurance<br />
Group<br />
BP, in, iV<br />
amy naughton<br />
lourie & Cutler<br />
tx<br />
Kathleen o’Connor<br />
eckel Morgan & o’Connor<br />
tS, tx<br />
Suzann ordile<br />
law offices of<br />
Suzann ordile<br />
tS<br />
Stanley d. Romaine, Jr.<br />
Romaine Financial<br />
FP, in<br />
Merek Rubin<br />
Rubin hay & Gould<br />
BP, tx<br />
Richard Rubino<br />
Rubino & liang<br />
in, tS<br />
iris taymore Schnitzer<br />
law office of iris taymore<br />
Schnitzer<br />
BP, tS, tx<br />
timothy Shanahan<br />
Compass Capital<br />
Corporation<br />
iV<br />
Tina Sherwood<br />
law Office of Tl<br />
Sherwood<br />
BP, TS, TX Page 41<br />
Jeffrey Skerry<br />
hays & Skerry<br />
BP, iv, TS Page 41<br />
Jennifer Snyder<br />
wilmer hale<br />
tS, tx<br />
Scott Squillace<br />
Scott & associates<br />
deborah Stephenson<br />
law office of deborah M.<br />
Stephenson<br />
tS<br />
Marjorie Suisman<br />
davis, Malm & d’agostine<br />
BP, tS, tx<br />
ESTATE PlAnning<br />
Melissa Victor<br />
Victor & assciates<br />
tx<br />
Robert Vigoda<br />
Rubin & Rudman<br />
BP, tS, tx<br />
Jing wang<br />
new York life Securities<br />
BP, FP, in<br />
lucy west<br />
Rackemann Sawyer &<br />
Brewster<br />
BP, tx<br />
William T. Whittenberg<br />
Whittenberg Knudsen<br />
BP, TS, TX Page 42<br />
robert A. Wilkinson<br />
new England Trust<br />
Services<br />
Page 37<br />
ellen winkler<br />
law Firm of ellen M.<br />
winkler<br />
BP, tS, tx<br />
david wolicki<br />
law offices of david P.<br />
wolicki<br />
BP<br />
lawrence Zaharoff<br />
Zaharoff & Zaharoff<br />
BP, tS<br />
FinanCial<br />
PlanninG<br />
Stephen Ahern<br />
Sullivan Bille group<br />
EP, iv, TX Page 37<br />
harvey albert<br />
RBC wealth Management<br />
in, iV, tS<br />
harvey M. alden<br />
Cantella & Company<br />
iV, tS<br />
David Alexander<br />
Alexander <strong>Wealth</strong><br />
Advisors<br />
TX Page 32<br />
Robert alkon<br />
alkon & levine<br />
BP, eP, tx<br />
abigail allen<br />
Securities america<br />
in, iV<br />
William Almond<br />
Baystate Financial<br />
Services<br />
EP, in, iv Page 32<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
FinAnciAl PlAnning<br />
Marc Altenhoff<br />
Ameriprise Financial<br />
Services, inc.<br />
BP, in, iv Page 37<br />
arthur andreoli<br />
Sullivan Group<br />
eP, in<br />
Stuart Armstrong ii<br />
centinel Financial<br />
group<br />
in Page 27<br />
Faith arter<br />
lincoln Financial advisors<br />
BP, in, iV<br />
william Baldwin<br />
Pillar Financial advisors<br />
eP, iV<br />
Regina Ballinger<br />
Ballinger Financial<br />
Services<br />
iV<br />
constance Barber<br />
capitol Financial<br />
Advisors<br />
EP, in, iv Page 10<br />
warren Beckman<br />
integrated Financial<br />
Partners<br />
BP, eP, in<br />
Richard Belofsky<br />
the Bulfinch Group<br />
BP, eP, in<br />
Joshua M. Benet<br />
harvest wealth<br />
Management<br />
eP, in, iV<br />
Brad Bestgen<br />
Bestgen Financial<br />
BP, in, iV<br />
James Beville<br />
lPl Financial<br />
BP<br />
Charles Beynon<br />
ameriprise Financial<br />
Services, inc.<br />
BP, eP, iV<br />
dorothy Bickling<br />
lPl Financial<br />
in, iV<br />
Matthew Biggar<br />
Weston Financial<br />
EP, iv, TX Page 24<br />
Catherine Birminghamweigel<br />
longPoint Financial<br />
Planning<br />
iV<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
www.fivestarprofessional.com | FS – 3
FinAnciAl PlAnning<br />
Rocco Bombardieri<br />
ameriprise Financial<br />
Services, inc.<br />
iV<br />
Richard Boretti<br />
Richard e. Boretti, CPa<br />
BP, iV, tx<br />
todd Bragg<br />
Capital analysts of new<br />
england<br />
eP, in, iV<br />
Bob Brandt<br />
Ameriprise Financial<br />
Services, inc.<br />
EP, in, iv Page 33<br />
Michael Broad<br />
law & Financial Planning<br />
eP, iV<br />
Michael Broderick<br />
altantic Planning Group<br />
in<br />
Sandra Bromfield<br />
Bromfield Financial<br />
advisory Group<br />
iV<br />
david Bross<br />
d. S. Bross Financial<br />
advisory<br />
eP, iV, tx<br />
charles P. Brown<br />
capitol Financial<br />
Advisors<br />
EP, iv, TX Page 10<br />
georgia Bruggeman<br />
Meridian Financial<br />
Advisors<br />
EP, iv, TX Page 33<br />
Scott Butters<br />
Sa Butters Financial<br />
Planning<br />
eP, in, iV<br />
Stephen B. Camarro<br />
Baystate Financial<br />
Services<br />
eP, in, iV<br />
Daniel cappucci<br />
SFP <strong>Wealth</strong><br />
BP, in, iv Page 11<br />
Thomas cappucci<br />
SFP <strong>Wealth</strong><br />
EP, in, iv Page 11<br />
nicholas carlin<br />
Ameriprise Financial<br />
Services, inc.<br />
EP, in, iv Page 37<br />
Matthew Carron<br />
heritage Financial<br />
Services<br />
iV<br />
Special advertiSing Section<br />
index oF wealth ManaGeRS<br />
List compiled by Crescendo Business Services. Names in boldface also appear in the profiles that follow. <strong>Wealth</strong> Manager additional financial services:<br />
BP=Business Planning; EP=Estate Planning; FP=Financial Planning; IN=Insurance; IV=Investments; TS=Trust Services; TX=Taxation<br />
FinAnciAl PlAnning<br />
christopher cavallaro<br />
integrated Financial<br />
Partners<br />
EP, in Page 14<br />
Vincent Cavallo<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
Beverly Chapman<br />
Values Financial<br />
Counseling<br />
Karyn Feinberg Clarke<br />
ameriprise Financial<br />
Services, inc.<br />
BP, in, iV<br />
Michele Colarusso<br />
dCu Financial<br />
eP, in, iV<br />
Rich Colman<br />
Colman Knight intergral<br />
wealth advisory Services<br />
eP, iV<br />
william Condon<br />
Commonwealth Financial<br />
Group<br />
iV<br />
louis E. conrad ii<br />
cOMPASS <strong>Wealth</strong><br />
Management<br />
BP, iv, TS Page 34<br />
Ronald Cooper<br />
new York life Securities<br />
in, iV<br />
Jefferson Correia<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
John curtin<br />
Ameriprise Financial<br />
Services, inc.<br />
BP, EP, iv Page 37<br />
Gerald Curtis<br />
Morgan Stanley Smith<br />
Barney<br />
eP, iV<br />
william d’agostino<br />
ameriprise Financial<br />
Services, inc.<br />
in<br />
Kevin daley<br />
ameriprise Financial<br />
Services, inc.<br />
BP, eP, iV<br />
alexander davis<br />
Morgan Stanley Smith<br />
Barney<br />
iV<br />
FS – 4 | ©<strong>2011</strong> Crescendo Business Services<br />
FinAnciAl PlAnning<br />
Timothy Davis<br />
Morgan Stanley Smith<br />
Barney<br />
BP, EP, in Page 38<br />
Christopher deCilio<br />
FSC Securities<br />
Corporation<br />
eP, in, iV<br />
Stephen Dellelo<br />
retirement income<br />
Strategies<br />
EP, in, iv Page 38<br />
damon deluties<br />
Morgan Stanley Smith<br />
Barney<br />
iV<br />
Paul Derbyshire<br />
Ameriprise Financial<br />
Services, inc.<br />
in, iv Page 34<br />
Bob deutsch<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
robert Dolliver<br />
Ameriprise Financial<br />
Services, inc.<br />
BP, in, iv Page 38<br />
david donovan<br />
ameriprise Financial<br />
Services, inc.<br />
BP, in, iV<br />
Patrick donovan<br />
Credit Suisse Securities<br />
eP, iV<br />
Beata dragovics<br />
ameriprise Financial<br />
Services, inc.<br />
eP, iV<br />
Craig duVarney<br />
Royal alliance associates<br />
Blake ellison<br />
Morgan Stanley Smith<br />
Barney<br />
eP, in, iV<br />
lee eudy<br />
ameriprise Financial<br />
Services, inc.<br />
BP, iV, tx<br />
Steve Faberman<br />
integrated Financial<br />
Partners<br />
BP, in, iv Page 14<br />
Gregory Farland<br />
the Farland Group<br />
eP, in, iV<br />
thomas Feenan<br />
Feenan Financial Group<br />
in, tx<br />
FinAnciAl PlAnning<br />
Mark Feigenbaum<br />
winchester Financial<br />
Group<br />
eP, in, iV<br />
erica Feldblum<br />
e F Financial<br />
iV<br />
Joseph Ferrante<br />
Morgan Stanley Smith<br />
Barney<br />
eP, iV, tS<br />
Joseph Ferrara<br />
axa advisors<br />
eP, in, iV<br />
avi Finder<br />
ameriprise Financial<br />
Services, inc.<br />
BP, eP, iV<br />
Ryan Forness<br />
ameriprise Financial<br />
Services, inc.<br />
in, iV<br />
Kelly Fox<br />
ameriprise Financial<br />
Services, inc.<br />
BP, in, iV<br />
christopher Fraga<br />
commonwealth<br />
Financial network<br />
EP, iv, TS Page 28<br />
Paul Fragala<br />
Paul Fragala &<br />
Associates/Ameriprise<br />
Financial Services, inc.<br />
EP, in, iv Page 31<br />
Marc Freedman<br />
Freedman Financial<br />
EP, in, iv Page 28<br />
leon Fridmar<br />
Merrill lynch<br />
eP, iV, tS<br />
Caroline a. Gaffney<br />
atwater wealth<br />
Management<br />
iV<br />
Douglas gage<br />
gage & Wilson/<br />
Ameriprise Financial<br />
Services, inc.<br />
BP, in, iv Page 29<br />
christopher gallagher<br />
Ameriprise Financial<br />
Services, inc.<br />
EP, in, iv Page 38<br />
daniel Galli<br />
daniel J. Galli &<br />
associates<br />
BP, in, iV<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
FinAnciAl PlAnning<br />
edward Galvin<br />
Morgan Stanley Smith<br />
Barney<br />
eP, in, iV<br />
Beth Gamel<br />
Pillar Financial advisors<br />
eP, iV<br />
Cary Geller<br />
Mintz levin Financial<br />
advisors<br />
eP, iV, tx<br />
nick Giacoumakis<br />
new england investment<br />
& Retirement Group<br />
BP, in, iV<br />
Robert Giargiari<br />
aspenCross Financial<br />
Group<br />
BP<br />
Marion gilman<br />
Freedman Financial<br />
EP, in, iv Page 28<br />
Richard Gilman<br />
Securitas Financial Group<br />
BP, eP, in<br />
ellen Ginsberg<br />
harbor asset Planning<br />
eP, iV<br />
Robert Glovsky<br />
Mintz levin Financial<br />
advisors<br />
eP, iV, tx<br />
deborah Goodman<br />
Goodman advisory<br />
Group<br />
eP, in, iV<br />
Steven Goodman<br />
Goodman advisory<br />
Group<br />
eP, in, iV<br />
Matthew Gorham<br />
Byrne Financial Freedom<br />
BP, in, iV<br />
Barnet Goverman<br />
Financial Solutions<br />
associates<br />
BP, eP, iV<br />
Robin Silver Grace<br />
Morgan Stanley Smith<br />
Barney<br />
in, iV<br />
daniel Gracy<br />
ameriprise Financial<br />
Services, inc.<br />
in, iV<br />
Rick Greenwood<br />
horizon Financial<br />
Services<br />
in, iV, tx<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
FinAnciAl PlAnning<br />
Josephine Grillo<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
Richard hagopian<br />
ameriprise Financial<br />
Services, inc.<br />
in, iV<br />
heidi l. hanson<br />
hanson Financial group<br />
iv Page 38<br />
Craig harsfield<br />
Miller, allen & associates/<br />
ameriprise Financial<br />
Services, inc.<br />
iV<br />
Matt havens<br />
Global Vision advisors<br />
eP, in, iV<br />
richard hayes<br />
Wingate Financial<br />
group<br />
EP, in, TX Page 25<br />
James horrocks<br />
integrated Financial<br />
Partners<br />
BP, EP, iv Page 38<br />
carolyn howard<br />
Pegaesus Advisors<br />
EP, in, iv Page 39<br />
norman howarth<br />
lPl Financial<br />
iV<br />
alan a. loffredo<br />
alena wealth<br />
eP, iV, tx<br />
Bob Jarras<br />
ameriprise Financial<br />
Services, inc.<br />
eP, iV<br />
Peter Jaworski<br />
Mcgladrey<br />
EP, iv, TX Page 29<br />
Paul Joyce<br />
Mass Mutual<br />
eP<br />
Mark Kaizerman<br />
Kaizerman & associates<br />
eP, iV, tx<br />
andrew Katz<br />
Morgan Stanley Smith<br />
Barney<br />
iV<br />
Martin Kawadler<br />
Commonwealth Financial<br />
Group<br />
eP, in, iV<br />
Special advertiSing Section<br />
index oF wealth ManaGeRS<br />
List compiled by Crescendo Business Services. Names in boldface also appear in the profiles that follow. <strong>Wealth</strong> Manager additional financial services:<br />
BP=Business Planning; EP=Estate Planning; FP=Financial Planning; IN=Insurance; IV=Investments; TS=Trust Services; TX=Taxation<br />
FinAnciAl PlAnning<br />
Matthew Keeling<br />
Keeling Financial<br />
Strategies<br />
EP, in, iv Page 39<br />
Jack Kelly<br />
ameriprise Financial<br />
Services, inc.<br />
iV<br />
carol Khouri<br />
Wingate Financial<br />
group<br />
iv Page 25<br />
todd Kobelski<br />
Merrill lynch<br />
iV<br />
Patricia Konetzny<br />
the Practical Planner<br />
andrew Kyriacou<br />
wtaS<br />
eP, iV, tx<br />
Michael laBrie<br />
Compass Point<br />
Retirement Planning<br />
Paul lamb<br />
ameriprise Financial<br />
Services, inc.<br />
in, iV<br />
Jennifer lane<br />
compass Planning<br />
Associates<br />
BP, EP, iv Page 39<br />
christina larson<br />
larson Financial<br />
Planning<br />
iv Page 39<br />
Matthew lasker<br />
Wingate Financial<br />
group<br />
EP, iv Page 25<br />
carolyn launie<br />
Ameriprise Financial<br />
Services, inc.<br />
in, iv Page 39<br />
dan leveroni<br />
leveroni Financial<br />
Management<br />
iV<br />
dana levit<br />
Paragon Financial<br />
advisors<br />
in, iV, tx<br />
craig lewis<br />
Morgan Stanley Smith<br />
Barney<br />
BP, EP, iv Page 20<br />
Judith ludwig<br />
Braver <strong>Wealth</strong><br />
Management<br />
EP, TS, TX Page 23<br />
FinAnciAl PlAnning<br />
Rick Macdonald<br />
Mintz levin Financial<br />
advisors<br />
eP, iV, tx<br />
Stuart MacKinnon<br />
Morgan Stanley Smith<br />
Barney<br />
eP, iV<br />
timothy MacKinnon<br />
Morgan Stanley Smith<br />
Barney<br />
eP<br />
Sandeep Madhavan<br />
Ameriprise Financial<br />
Services, inc.<br />
BP, EP, iv Page 40<br />
Brian Mahoney<br />
Morgan Stanley Smith<br />
Barney<br />
iV<br />
Ronald Majewski<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
Marioleni “lena” Mandelis<br />
alena wealth<br />
eP, iV, tx<br />
Richard Marcil<br />
thorndike Company<br />
iV<br />
anthony Marken<br />
ameriprise Financial<br />
Services, inc.<br />
in<br />
robert Matson<br />
lPl Financial<br />
EP, in, iv Page 40<br />
Paul Mauro<br />
legacy Financial<br />
Advisors<br />
EP, in, iv Page 15<br />
doug Mavilia<br />
lightship wealth<br />
Strategies<br />
iV<br />
James McCann<br />
McCann Capital<br />
Management<br />
eP, in, iV<br />
thomas McCarthy<br />
KaF Financial advisors<br />
eP, in, iV<br />
Paul McCarthy<br />
Merrill lynch<br />
in, tS<br />
Brendan McCarthy<br />
McCarthy Financial<br />
in, iV<br />
FinAnciAl PlAnning<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
FinAnciAl PlAnning<br />
Kenneth J. McGuire<br />
daniel o’Brien<br />
Kenneth J. McGuire<br />
lPl Financial<br />
insurance<br />
BP, eP, in<br />
eP, in, iV<br />
John O’Brien<br />
drew McMorrow<br />
Metlife Securities<br />
Ballentine Partners<br />
in, iv Page 40<br />
BP, eP, iV<br />
John o’Connor iii<br />
andi Mcnamara<br />
Morgan Stanley Smith<br />
disch & associates<br />
Barney<br />
iV<br />
eP, in, iV<br />
david McPherson<br />
Matthew o’Connor<br />
Four Ponds Financial webster investment<br />
Planning<br />
Services<br />
iV<br />
eP, in, iV<br />
Theresa Meehan<br />
Alexandre Oliveira<br />
Meehan Financial<br />
northeast Planning<br />
Services<br />
Associates<br />
EP, in, iv Page 34<br />
EP, iv, TX Page 41<br />
cynthia Merillat<br />
erik olson<br />
Paul Fragala &<br />
olson Financial Group<br />
Associates/Ameriprise BP, in, iV<br />
Financial Services, inc.<br />
in, iv Page 31<br />
John olson<br />
olson Financial Group<br />
Richard Miller<br />
BP, in, iV<br />
Miller, allen & associates/<br />
ameriprise Financial<br />
Services, inc.<br />
in, iV<br />
Paul o’Reilly<br />
Paul t. o’Reilly &<br />
associates<br />
tx<br />
Susan Miller<br />
Thomas Ouellette<br />
Aurora Financial<br />
Ouellette <strong>Wealth</strong><br />
Advisors<br />
Management group<br />
EP, iv, TX Page 40<br />
in, iv, TX Page 35<br />
C.J. Millett<br />
John Pastore<br />
Commonwealth Financial integrated Financial<br />
Group<br />
Partners<br />
eP, in, iV<br />
iv Page 14<br />
Peter Mitrano<br />
Mintz levin Financial<br />
advisors<br />
eP, iV, tx<br />
thomas Pavlovich<br />
ameriprise Financial<br />
Services, inc.<br />
BP, eP, iV<br />
Edward nabhan<br />
Morgan Stanley Smith<br />
Barney<br />
EP, iv, TS Page 17<br />
Seth Pearson<br />
Pearson Financial<br />
Services<br />
BP, eP, iV<br />
John nadworny<br />
Gary Peters<br />
Special needs Financial wellesley Financial Group<br />
Planning<br />
in, iV<br />
in, iv Page 30<br />
Jack Phelps<br />
John napolitano<br />
the Relaxing Retirement<br />
u.S. wealth Management Coach<br />
BP, in, iV<br />
iV<br />
Gail nickse<br />
Stephen P. Piotte<br />
waddell & Reed<br />
constellation Financial<br />
in, iV<br />
& <strong>Wealth</strong> Management<br />
Kristin A. nordahl<br />
Services<br />
The MnE group<br />
BP, TX Page 35<br />
BP, EP, iv Page 19 Robert Polleys, Jr.<br />
Stifel nicolaus &<br />
Company<br />
iV<br />
www.fivestarprofessional.com | FS – 5<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
FinAnciAl PlAnning<br />
lawrence Ragone<br />
Ragone associates<br />
BP, eP, in<br />
ira rapaport<br />
new England Private<br />
<strong>Wealth</strong> Advisors<br />
EP, iv, TX Page 18<br />
thomas Rapko<br />
Morgan Stanley Smith<br />
Barney<br />
eP, in, tS<br />
Paul Reardon<br />
investment advisory<br />
Group<br />
in, iV<br />
Sharon Rich<br />
womoney<br />
Mark Rizzo<br />
KGR Financial Resources<br />
in, iV<br />
Paul roche iii<br />
Morgan Stanley Smith<br />
Barney<br />
EP, iv, TS Page 36<br />
Jim Rodier<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
Daniel romaine<br />
romaine Financial<br />
EP, in, iv Page 41<br />
Gary Ronkin<br />
Morgan Stanley Smith<br />
Barney<br />
eP, in, iV<br />
dave Rumrill<br />
Morgan Stanley Smith<br />
Barney<br />
eP, in, iV<br />
Michele ann Russell<br />
CeReS Financial Group<br />
eP, in, iV<br />
Mark Russo<br />
ameriprise Financial<br />
Services, inc.<br />
BP, eP, iV<br />
Paul ryan, Jr.<br />
Flagship Financial<br />
Advisors<br />
EP, iv, TX Page 22<br />
Mary ann Saurino<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
david Sawyer<br />
eastern wealth<br />
Management<br />
in, iV, tS<br />
Special advertiSing Section<br />
index oF wealth ManaGeRS<br />
List compiled by Crescendo Business Services. Names in boldface also appear in the profiles that follow. <strong>Wealth</strong> Manager additional financial services:<br />
BP=Business Planning; EP=Estate Planning; FP=Financial Planning; IN=Insurance; IV=Investments; TS=Trust Services; TX=Taxation<br />
FinAnciAl PlAnning<br />
James Scally<br />
heritage Financial<br />
Services<br />
iV<br />
Bryce Schintzius<br />
new england Securities<br />
eP, in, iV<br />
Michael Schreiber<br />
Michael A. Schreiber &<br />
Associates<br />
iv Page 41<br />
Johanna Schulman<br />
ameriprise Financial<br />
Services, inc.<br />
in, iV<br />
Cynthia Sechrest<br />
Sechrest Financial<br />
Services<br />
eP, iV, tx<br />
richard Shakter<br />
Financial compass<br />
group<br />
EP, in, iv Page 27<br />
Barbara Shapiro<br />
hMS Financial Group<br />
in, iV<br />
andrew Shea<br />
<strong>Boston</strong> Partners Financial<br />
Group<br />
BP, in, iV<br />
Philip Sher<br />
the Sher wealth<br />
Management Group<br />
iV<br />
Robert Siefert<br />
Back Bay Financial Group<br />
iV<br />
Ronald Siggens<br />
<strong>Boston</strong> hill advisors<br />
iV<br />
Mark Singer<br />
Safe harbor Retirement<br />
Planning<br />
eP, in, iV<br />
Jason Skolnick<br />
First national Corporation<br />
in, iV<br />
ryan Smith<br />
Metlife Securities<br />
BP, EP, iv Page 42<br />
dawn Smith Maloney<br />
ameriprise Financial<br />
Services, inc.<br />
BP, eP, iV<br />
eric Sneider<br />
Bromfield Financial<br />
advisory Group<br />
iV<br />
FS – 6 | ©<strong>2011</strong> Crescendo Business Services<br />
FinAnciAl PlAnning<br />
Joseph Somerset<br />
Beantown Financial<br />
advisors<br />
BP, iV, tx<br />
w. thomas Spencer, Jr.<br />
Spencer Financial<br />
in, iV<br />
Maria Staffiere<br />
Weston Financial<br />
EP, iv, TX Page 24<br />
Chitra Staley<br />
tPw Financial<br />
eP, iV, tS<br />
Jonathan Stearns<br />
Stearns wealth<br />
Management<br />
BP, eP, iV<br />
todd Sturman<br />
tilton Sturman Financial<br />
eP, in, iV<br />
ronald Sugameli<br />
Weston Financial<br />
EP, iv, TX Page 24<br />
Jeanne Gibson Sullivan<br />
Back Bay Financial Group<br />
iV<br />
James Swallow<br />
Ameriprise Financial<br />
Services, inc.<br />
EP, iv, TS Page 42<br />
Jonathan Sweet<br />
oakleaf wealth<br />
Management<br />
in, iV<br />
eric takach<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
Richard tartarini<br />
tartarini Financial<br />
Services<br />
BP, in, iV<br />
Paul M. teixeira<br />
teixeira Financial Group<br />
BP, in, iV<br />
Scott Thaxton<br />
carr Thaxton Financial<br />
group<br />
EP, iv Page 42<br />
nathaniel tilton<br />
tilton Sturman Financial<br />
iV<br />
Matthew Tosh<br />
Ameriprise Financial<br />
Services, inc.<br />
in, iv Page 42<br />
FinAnciAl PlAnning<br />
graham Tower<br />
Tower & Associates/<br />
Ameriprise Financial<br />
Services, inc.<br />
EP, in, iv Page 42<br />
Jason traino<br />
Morgan Stanley Smith<br />
Barney<br />
BP, in, iV<br />
John tritle<br />
ameriprise Financial<br />
Services, inc.<br />
BP, in, iV<br />
Gordon ulen<br />
united Planners Financial<br />
Services of america<br />
eP, iV, tx<br />
Richard Van loan<br />
ameriprise Financial<br />
Services, inc.<br />
eP, in, iV<br />
Arthur von Der linden<br />
Wingate Financial<br />
group<br />
EP, iv, TX Page 25<br />
david walsh<br />
the Cornerstone<br />
Financial Group<br />
eP, in, iV<br />
Richard webber<br />
axa advisors<br />
in, iV<br />
Jeffrey West<br />
Financial compass<br />
group<br />
BP, in, iv Page 27<br />
trey whalley<br />
Metlife Securities<br />
eP, iV, tS<br />
Jeffrey White<br />
Wingate Financial<br />
group<br />
EP, iv, TX Page 25<br />
Jeremy white<br />
integrated Financial<br />
Partners<br />
eP, in, iV<br />
Rosemary white<br />
Strong Financial Group<br />
eP, in, iV<br />
Daniel Williams<br />
The Dover group<br />
EP, in, iv Page 37<br />
Kevin williams<br />
RBC wealth Management<br />
eP, in, iV<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
FinAnciAl PlAnning<br />
Daniel Wilson<br />
gage & Wilson/<br />
Ameriprise Financial<br />
Services, inc.<br />
BP, in, iv Page 29<br />
xiao-xia erica Zhen<br />
Merrill lynch<br />
eP, iV, tS<br />
Mark Zunick<br />
Morgan Stanley Smith<br />
Barney<br />
iV<br />
inSuRanCe<br />
Michael hammonds<br />
<strong>Boston</strong> Partners Financial<br />
Group<br />
BP, eP, FP<br />
Boris lokshin<br />
wellesley Financial Group<br />
iV<br />
daniel t. Maher<br />
new York life Securities<br />
eP, FP, iV<br />
gregg Miles<br />
Miles logue Financial<br />
group<br />
EP, FP, iv Page 35<br />
Stephen napier<br />
uSi new england<br />
BP, eP, iV<br />
Adam Sachs<br />
centinel Financial<br />
group<br />
FP Page 27<br />
Brian Stanton<br />
Commonwealth Financial<br />
Group<br />
FP<br />
Joseph Stone<br />
Stone Financial Group<br />
inVeStMentS<br />
Claire adams<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
Jerome anderson<br />
<strong>Boston</strong> investment<br />
advisers<br />
alicia andre<br />
Silver Bridge advisors<br />
FP, tS<br />
Francis Bailey<br />
Merrill lynch<br />
FP, in, tS<br />
Christopher Baker<br />
C.P. Baker & Company<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
invESTMEnTS<br />
James Barker<br />
Barker Financial Group<br />
FP, tS<br />
Chad Battaglia<br />
Merrill lynch<br />
FP<br />
Christopher Bayles<br />
Morgan Stanley Smith<br />
Barney<br />
FP<br />
Charles Bean<br />
heritage Financial<br />
Services<br />
eP, FP<br />
Joel Beeders<br />
Merrill lynch<br />
chad Besegai<br />
Wells Fargo Advisors,<br />
llc<br />
Page 33<br />
John h. Biebel<br />
Wingate Financial<br />
group<br />
FP Page 25<br />
John Bratschi<br />
Seaward Management<br />
FP<br />
Debra Brede<br />
D.K. Brede investment<br />
Management company<br />
EP, FP, in Page 26<br />
eric Breemen<br />
Merrill lynch<br />
FP<br />
Michael Brown<br />
<strong>Boston</strong> Financial<br />
Management<br />
tS<br />
Gayle Buff<br />
Buff Capital Management<br />
FP<br />
thomas Cahill, Jr.<br />
Beaumont Financial<br />
Partners<br />
eP, FP, tx<br />
Gregory Cannon<br />
Morgan Stanley Smith<br />
Barney<br />
thomas Capachietti<br />
Merrill lynch<br />
eP, FP, tS<br />
clif<strong>for</strong>d caplan<br />
neponset valley<br />
Financial Partners<br />
EP, FP, in Page 33<br />
Peter Caplan<br />
Caplan asset<br />
Management<br />
FP, in<br />
Special advertiSing Section<br />
index oF wealth ManaGeRS<br />
List compiled by Crescendo Business Services. Names in boldface also appear in the profiles that follow. <strong>Wealth</strong> Manager additional financial services:<br />
BP=Business Planning; EP=Estate Planning; FP=Financial Planning; IN=Insurance; IV=Investments; TS=Trust Services; TX=Taxation<br />
invESTMEnTS<br />
Michael carlson<br />
Sentinel Benefits &<br />
Financial group<br />
BP, FP, in Page 26<br />
david Carpenter<br />
Carpenter associates<br />
FP, tx<br />
david Caruso<br />
Coastal Capital Group<br />
eP, FP<br />
nicholas Chigas<br />
Morgan Stanley Smith<br />
Barney<br />
BP, eP, FP<br />
eugene Clapp<br />
Penobscot investment<br />
Management<br />
tS<br />
Gerald Conway<br />
Conway & davis<br />
in<br />
lisette Cooper<br />
athena Capital advisors<br />
FP<br />
Paul Crabtree<br />
Morgan Stanley Smith<br />
Barney<br />
FP<br />
allan Crudale<br />
Merrill lynch<br />
Marcie d’aleo<br />
RBC wealth Management<br />
BP, eP, FP<br />
wayne R. davies<br />
davies wealth<br />
Management Strategies<br />
eP, FP, tx<br />
John deSimone<br />
oakmont Partners<br />
eP, FP, tx<br />
nick diranian<br />
Fleetstar Financial<br />
eP, FP, in<br />
Peter disch<br />
disch & associates<br />
BP, FP<br />
dennis doble<br />
doble leBranti Financial<br />
Group<br />
BP, FP, in<br />
Brian Doherty<br />
curran & Doherty<br />
Financial Partners<br />
BP, FP, in Page 34<br />
david duchesneau<br />
argent wealth<br />
Management<br />
eP, FP, tx<br />
invESTMEnTS<br />
Francois ducroux<br />
winslow evans & Crocker<br />
eP, FP, tS<br />
Michael eckton<br />
Crestwood advisors<br />
FP<br />
Michael edwards<br />
<strong>Boston</strong> hill advisors<br />
eP, FP<br />
Bruce ehrlich<br />
ameriprise Financial<br />
Services, inc.<br />
BP, FP, in<br />
david elan<br />
windward investment<br />
Management<br />
eugene ellison<br />
Commonwealth Financial<br />
network<br />
eP<br />
larry Eppolito<br />
Wells Fargo Advisors,<br />
llc<br />
Page 12<br />
Scott Fabyan<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, tS<br />
Paul Feeney, Jr.<br />
Merrill lynch<br />
FP<br />
Paul Fehrenbach, Jr.<br />
Merrill lynch<br />
eP, FP, tS<br />
Stephen Feinberg<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, tS<br />
Jeffrey Ferrante<br />
Merrill lynch<br />
eP, FP, tS<br />
Gary Ferreira<br />
Merrill lynch<br />
FP<br />
Albert Filosa<br />
integrated Financial<br />
Partners<br />
EP, in Page 14<br />
Scott Finlay<br />
wells Fargo advisors, llC<br />
Kevin M. Flaherty<br />
RBC wealth Management<br />
eP, FP, in<br />
Sean Flynn<br />
Commonwealth Financial<br />
Group<br />
BP, FP<br />
invESTMEnTS<br />
neville Frankel<br />
Financial Strategy<br />
associates<br />
BP, eP, FP<br />
James Fratello<br />
Capital Financial Group<br />
FP, tS<br />
John Frederickson<br />
Strategic Financial<br />
eP, FP, tx<br />
Peter Frisch<br />
wells Fargo advisors, llC<br />
Gerald Garon<br />
Garon Financial<br />
FP, in, tx<br />
Mark Gatti<br />
topsfield Financial Group<br />
FP, tx<br />
tod Gervich<br />
ameriprise Financial<br />
Services, inc.<br />
in<br />
lawrence Glazer<br />
Mayflower advisors<br />
FP<br />
Michael Glor<br />
Gw & wade<br />
eP, FP, tx<br />
Joel goober<br />
rinet company<br />
EP, FP, TS Page 21<br />
Bob Graff<br />
Morgan Stanley Smith<br />
Barney<br />
FP<br />
william Graham<br />
First Republic Bank<br />
eP, FP, tS<br />
Jill Greenberg<br />
Financial Strategy<br />
associates<br />
BP, FP, in<br />
Bruce Gregory<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
Joseph Grella<br />
american Retirement &<br />
investment Strategies<br />
FP<br />
Thomas grimes<br />
grimes & company<br />
EP, FP, in Page 13<br />
Timothy grimes<br />
grimes & company<br />
BP, FP, TS Page 13<br />
william Grinnell<br />
Credit Suisse Securities<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
invESTMEnTS<br />
thomas Grogan<br />
Royal alliance associates<br />
in<br />
Jessica Guo<br />
Merrill lynch<br />
eP, FP<br />
erik hacker<br />
Capital analysts of new<br />
england<br />
FP<br />
Mary hastings<br />
wells Fargo advisors, llC<br />
Brian hawley<br />
3d asset Management<br />
FP, in<br />
edward heald<br />
wells Fargo advisors, llC<br />
Guy heald iii<br />
wells Fargo advisors, llC<br />
darwin heath, Jr.<br />
detwiler Fenton &<br />
Company<br />
BP, eP, FP<br />
elliot herman<br />
PRw wealth<br />
Management<br />
eP, FP<br />
Ronald hertel<br />
wells Fargo advisors, llC<br />
Steven heslinga<br />
wells Fargo advisors, llC<br />
Scott W. holden<br />
centinel Financial<br />
group<br />
FP, in Page 27<br />
James hughes<br />
hughes Financial<br />
Management<br />
FP<br />
daniel Jacob<br />
Beaumont Financial<br />
Partners<br />
FP<br />
Philip Jameson<br />
Gw & wade<br />
eP, FP, tx<br />
david Javaheri<br />
Morgan Stanley Smith<br />
Barney<br />
BP, FP, tS<br />
Stephen Johnson<br />
Charles Schwab &<br />
Company<br />
FP<br />
Joshua Jones<br />
Kobren insight<br />
Management<br />
FP<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
www.fivestarprofessional.com | FS – 7
invESTMEnTS<br />
Richard Kahn<br />
argent wealth<br />
Management<br />
eP, FP, tx<br />
Susan Kaplan<br />
Kaplan Financial Services<br />
BP, eP, FP<br />
arthur Karabelas<br />
Merrill lynch<br />
andrew Karelis<br />
KSP Financial Consultants<br />
FP, in<br />
Jeff Karelis<br />
KSP Financial Consultants<br />
FP, in<br />
Susan Karsch<br />
Merrill lynch<br />
eP, FP, in<br />
Chris Keith<br />
Kobren insight<br />
Management<br />
timothy Kelley<br />
the Murphy Financial<br />
Group<br />
eP, FP, in<br />
Jordan King<br />
Morgan Stanley Smith<br />
Barney<br />
FP, in, tS<br />
Dolores Kong<br />
Winslow Evans &<br />
crocker<br />
EP, FP, in Page 39<br />
Brian Konish<br />
wells Fargo advisors, llC<br />
John Koulopoulos<br />
Wells Fargo Advisors,<br />
llc<br />
Page 30<br />
renèe Kwok<br />
TFc Financial<br />
Management<br />
FP Page 39<br />
Paul lam<br />
edward Jones<br />
Matthew langis<br />
infinex investments<br />
FP<br />
Rod laurenz<br />
edward Jones<br />
Timothy lePain<br />
Ameriprise Financial<br />
Services, inc.<br />
FP Page 39<br />
Rich leBranti<br />
doble leBranti Financial<br />
Group<br />
BP, FP, in<br />
Special advertiSing Section<br />
index oF wealth ManaGeRS<br />
List compiled by Crescendo Business Services. Names in boldface also appear in the profiles that follow. <strong>Wealth</strong> Manager additional financial services:<br />
BP=Business Planning; EP=Estate Planning; FP=Financial Planning; IN=Insurance; IV=Investments; TS=Trust Services; TX=Taxation<br />
invESTMEnTS<br />
Paul lonergan<br />
Congress wealth<br />
Management<br />
BP, eP, FP<br />
Keith long<br />
Merrill lynch<br />
eP, FP, in<br />
Jonathan lonske<br />
Morgan Stanley Smith<br />
Barney<br />
BP, FP, in<br />
Geoffrey loynd<br />
loynd Capital<br />
Management<br />
Brian MacKinnon<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
Katharine Manning<br />
Charles Schwab &<br />
Company<br />
Anthony Marino, Jr.<br />
Marino Financial<br />
Advisors<br />
BP, EP, FP Page 40<br />
Carmine Mastrogiovanni<br />
Money Concepts<br />
Financial Planning <strong>Center</strong><br />
BP, FP, tx<br />
david Matias<br />
Vodia Capital<br />
BP, FP, tx<br />
Timothy McBride<br />
northern Trust<br />
EP, FP, TS Page 16<br />
James McCall<br />
lighthouse asset<br />
Management<br />
James Mccusker<br />
Mccusker & Associates<br />
FP, TX Page 40<br />
thomas McFarland<br />
the darrow Company<br />
eP, FP, tS<br />
Christopher Mcintyre<br />
Green harbor Financial<br />
eP, FP, in<br />
terry McMahon<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
Joseph Mcnamara<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
david Merrigan<br />
Commonwealth Financial<br />
network<br />
FP<br />
FS – 8 | ©<strong>2011</strong> Crescendo Business Services<br />
invESTMEnTS<br />
Gary Mikula<br />
Birch hill<br />
todd Millay<br />
Choate investment<br />
advisors<br />
eP, tS, tx<br />
Gino Molettieri<br />
Baystate Financial<br />
Services<br />
BP, FP, in<br />
ernest Monrad<br />
northeast investors<br />
eP, tS, tx<br />
Cristen t. Moore<br />
wells Fargo advisors, llC<br />
deborah Moses<br />
eaton Vance investment<br />
Counsel<br />
eP, tS, tx<br />
Richard Mullen<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
Mary Mullin<br />
Merrill lynch<br />
in, tS<br />
Kenan nacar<br />
ameriprise Financial<br />
Services, inc.<br />
eP, FP, in<br />
william newell<br />
atlantic Capital<br />
Management<br />
eP, FP, tx<br />
leonard nolan<br />
Morgan Stanley Smith<br />
Barney<br />
FP<br />
darren norton<br />
Gw & wade<br />
eP, FP, tx<br />
William novelline, Jr.<br />
Abbot Financial<br />
Management<br />
Page 40<br />
Marc o’Brien<br />
o’Brien Management<br />
FP<br />
James o’hare<br />
oppenheimer &<br />
Company<br />
John olohan<br />
Moors & Cabot<br />
investments<br />
FP<br />
Robert Pajak<br />
First affirmative Financial<br />
network<br />
FP, tx<br />
invESTMEnTS<br />
andrew Parvey<br />
Merrill lynch<br />
Duke Pascucci<br />
Morgan Stanley Smith<br />
Barney<br />
BP, FP Page 35<br />
Joshua a. Paul<br />
Bartholomew & Company<br />
eP, FP, in<br />
Frank Perfetuo, Jr.<br />
Merrill lynch<br />
eP, tS<br />
Peter Petrella<br />
Cambridge investment<br />
Research<br />
BP, FP, tx<br />
Janelle Phillips<br />
<strong>Boston</strong> Financial<br />
Management<br />
tS<br />
Joshua Pierce<br />
Baystate Financial<br />
Services<br />
James Pinney<br />
Pinney & Scofield<br />
FP<br />
Greg Pinto<br />
Baystate Financial<br />
Services<br />
eP, FP, in<br />
Mark Podolsky<br />
Financial Solutions<br />
associates<br />
eP, FP, tx<br />
Kristine Porcaro<br />
lexington <strong>Wealth</strong><br />
Management<br />
EP, FP, TX Page 31<br />
edward Porter<br />
KSP Financial Consultants<br />
FP, in<br />
Peter Princi<br />
the Princi Group/Morgan<br />
Stanley Smith Barney<br />
Tony Proctor<br />
Proctor Financial<br />
EP, FP, TX Page 41<br />
Bernhard M. radtke<br />
BMr capital Advisors<br />
FP Page 41<br />
Robyn Redfield<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
Ruven Rodriguez<br />
Morgan Stanley Smith<br />
Barney<br />
FP<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
invESTMEnTS<br />
eric Rosenberg<br />
Gw & wade<br />
eP, FP, tx<br />
william Ryan, Sr.<br />
Ryan Financial<br />
eP, FP, tS<br />
ira Sager<br />
Merrill lynch<br />
Matthew Schwartz<br />
Schwartz Financial<br />
Services<br />
FP, in<br />
Richard Seeley<br />
aRC investment Planning<br />
& Management<br />
eP, FP, tx<br />
Peter K. Seibert<br />
Stifel nicolaus &<br />
company<br />
EP, FP, in Page 36<br />
Raj Sharma<br />
Merrill lynch<br />
eP, FP, tS<br />
Brad Sharp<br />
Braver <strong>Wealth</strong><br />
Management<br />
EP, FP Page 23<br />
Jeff Sherman<br />
Merrill lynch<br />
FP<br />
alan Siegel<br />
alan Siegel Financial<br />
Services<br />
eP, FP, in<br />
Matthew Sliwa<br />
KSP Financial Consultants<br />
FP, in<br />
Jeremy Smith<br />
nutter investment advisors<br />
thurman Smith<br />
equity Fund Research<br />
darin Souza<br />
Credit Suisse Securities<br />
BP, FP<br />
Stephen Spector<br />
wells Fargo advisors, llC<br />
John Spooner<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP<br />
Raymond J. Stecker, Jr.<br />
<strong>Boston</strong> Research &<br />
Management<br />
eP, FP, tx<br />
dianne Steen<br />
Morgan Stanley Smith<br />
Barney<br />
FP<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
invESTMEnTS<br />
douglas Stocklan<br />
Merrill lynch<br />
FP, in<br />
Martin Stocklan<br />
Merrill lynch<br />
Jonathan D. Straus<br />
commons capital<br />
Advisors<br />
EP, FP, TS Page 36<br />
ellen takagi<br />
RBC wealth Management<br />
eP, FP, in<br />
elisabeth talbot<br />
the Colony Group<br />
eP, FP, tx<br />
James taylor<br />
tBS Securities Group<br />
Robert taylor<br />
RBC wealth Management<br />
eP, FP, in<br />
gary Thibeault<br />
Metlife Securities<br />
EP, in Page 42<br />
Gregory thomas<br />
thomas Partners<br />
w. Rodney thomas<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP, in<br />
andrew thompson<br />
Charles Schwab & Company<br />
Pran tiku<br />
Peak Financial<br />
Management<br />
BP, eP, FP<br />
david tobias<br />
Morgan Stanley Smith<br />
Barney<br />
FP<br />
david tomasetti<br />
tomasetti investment<br />
Group<br />
FP, in<br />
Joseph trainor<br />
<strong>Boston</strong> hill advisors<br />
FP<br />
daniel traub<br />
tempo Financial advisors<br />
Justin turcotte<br />
lightship wealth<br />
Strategies<br />
eP, FP, in<br />
willard umphrey<br />
u.S. <strong>Boston</strong> Capital<br />
Corporation<br />
BP, FP<br />
Special advertiSing Section<br />
index oF wealth ManaGeRS<br />
List compiled by Crescendo Business Services. Names in boldface also appear in the profiles that follow. <strong>Wealth</strong> Manager additional financial services:<br />
BP=Business Planning; EP=Estate Planning; FP=Financial Planning; IN=Insurance; IV=Investments; TS=Trust Services; TX=Taxation<br />
invESTMEnTS<br />
harvey wartosky<br />
wartosky Group<br />
FP<br />
Jeffrey waxman<br />
Morgan Stanley Smith<br />
Barney<br />
eP<br />
Terry Wells<br />
lPl Financial<br />
EP, FP, in Page 36<br />
Peter wernau<br />
wernau asset<br />
Management<br />
eP, FP<br />
thomas williams<br />
Charthouse Capital<br />
eP, FP, in<br />
Susan wilson<br />
Merrill lynch<br />
Steve wintermeier<br />
Fenway Financial<br />
advisors<br />
eP, FP, in<br />
Mark winthrop<br />
winthrop wealth<br />
Management<br />
FP<br />
oliver wolcott iii<br />
Morgan Stanley Smith<br />
Barney<br />
eP, FP<br />
Jonathan Wolff<br />
lightship <strong>Wealth</strong><br />
Strategies<br />
BP, EP, FP Page 42<br />
lis Zimmerman<br />
o’Brien Management<br />
FP<br />
taxation<br />
thomas anthony<br />
anthony & dodge<br />
FP<br />
Ronald Bissonnette<br />
Ronald R. Bissonnette,<br />
CPa<br />
BP<br />
Richard Bowen<br />
Kopelman and Paige<br />
John Burke<br />
Burke & associates, CPas<br />
BP, FP, iV<br />
dave Campbell<br />
Campbell, deVasto &<br />
associates<br />
BP<br />
TAXATiOn<br />
James Castro<br />
Castro thresher & oliveira<br />
BP, eP, in<br />
william Cooper<br />
Cooper & Company<br />
BP, FP, in<br />
Cathy dana<br />
Samet & Company<br />
BP<br />
Sean downey<br />
Sean J. downey, CPa<br />
Kenneth a. drooks<br />
Shuman & epstein, CPas<br />
BP<br />
howard Farber<br />
abrams little-Gill<br />
loberfeld<br />
tS<br />
Stephen Farrar<br />
Farrar Gates & Green<br />
BP<br />
thomas Feeley<br />
Feeley & driscoll<br />
BP<br />
deborah Foley<br />
Coughlin, Sheff &<br />
associates<br />
David Frederick<br />
carlton healy &<br />
Frederick<br />
BP Page 38<br />
Kenneth Freed<br />
Kenneth Freed &<br />
Company, CPas<br />
iV, tS<br />
Frank Frisoli<br />
Frank J. Frisoli, attorney<br />
eP, FP, tS<br />
Bob Ganley<br />
Ganley, CPa<br />
BP<br />
edward “Bud” Gartland iii<br />
eVG Consulting<br />
Bruce a. Gold<br />
abrams little-Gill<br />
loberfeld<br />
BP, eP, tS<br />
Marlene Kaplan<br />
Marlene S. Kaplan, CPa<br />
BP, eP, tS<br />
Michael Kaplanidis<br />
water Street associates<br />
Kelsey Korbey<br />
day Korbey & Murphy<br />
BP<br />
TAXATiOn<br />
Jeffrey levine<br />
alkon & levine<br />
BP, eP, FP<br />
william Mahoney<br />
edelstein & Company<br />
BP, eP, FP<br />
allen Margulis<br />
total Counsel law Group<br />
BP, eP, tS<br />
richard Mood<br />
richard B. Mood, cPA<br />
BP, FP, in Page 40<br />
doug Murstein<br />
doug J. Murstein, CPa<br />
Karen nikosey<br />
Berger, Katz, weishaus,<br />
nikosey & lenza<br />
BP<br />
John Reedy<br />
John w. Reedy, CPa<br />
BP<br />
robert rice<br />
robert g. rice Pc<br />
BP, FP, iv Page 41<br />
don Sandler<br />
Sandler & Company<br />
Joseph M. Sardonini, Jr.<br />
Joseph M. Sardonini, Jr.,<br />
CPa<br />
BP<br />
andrew Schwartz<br />
Schwartz & Schwartz<br />
BP, in<br />
Brian J. Staf<strong>for</strong>d<br />
Staf<strong>for</strong>d Gaudet &<br />
associates<br />
BP, eP<br />
Richard talkov<br />
Goulston & Storrs<br />
BP, eP, FP<br />
henry tiedemann<br />
tiedemann & associates<br />
iV<br />
John topham<br />
damon topham &<br />
Company<br />
Michael tripoli<br />
Grandmaison & tripoli<br />
BP, eP, FP<br />
Michael Tucci<br />
Ercolini & company<br />
BP Page 32<br />
arthur Vigeant<br />
arthur G. Vigeant, CPa<br />
BP<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
TAXATiOn<br />
Richard walsh<br />
Richard t. walsh, CPa<br />
BP, FP<br />
Robert weiss<br />
orlov & weiss, CPas<br />
BP, FP, iV<br />
deborah willman<br />
deborah C. willmantax<br />
Consultant<br />
FP, iV<br />
Kathleen winston<br />
Kathleen winston, CPa<br />
BP, eP, FP<br />
albert F wisialko<br />
a. wisialko & Company,<br />
CPa<br />
iV<br />
Carol Zwanger<br />
Carol Zwanger, CPa<br />
BP<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
tRuSt SeRViCeS<br />
Jack Corbett iii<br />
Morgan Stanley Smith<br />
Barney<br />
BP<br />
Jeremy david<br />
eastern Bank<br />
eP, FP, iV<br />
Robert Macallister<br />
Cambridge trust<br />
Company<br />
eP, FP, iV<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals<br />
who successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC®] is a financial planning designation awarded by The American College.<br />
www.fivestarprofessional.com | FS – 9<br />
cendo Business<br />
do Busin<br />
Bu
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
W e<br />
Special advertiSing Section<br />
capitol Financial adviSorS<br />
Left to right: Seated: <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> <strong>Managers</strong> and Two-Year Winners Charles Brown and Constance Barber<br />
Standing: Mary Ellen Fillo, Jeff rey Brudner, Hunter Luke, Matthew Piaker and Lisa Cremonini<br />
Independent Investment Advice <strong>for</strong> More than 25 Years<br />
• Uncompromising integrity<br />
• Proactive management<br />
• Long-term client relationships<br />
Areas of Focus: Investment advisory services, estate plans and retirement income strategies<br />
Designations: AIF, CFP®, ChFC®, CLU®, EA, JD, MA, MBA, MST<br />
are a team of advisors that have been helping people establish and<br />
maintain their financial goals <strong>for</strong> more than 25 years. With a passion<br />
<strong>for</strong> excellence, our mission is to provide comprehensive planning, education<br />
and institutional quality investment management, all within a friendly, family<br />
office setting.<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
Unlike the traditional “Wall Street” model, our firm has chosen to work<br />
with an independent broker/dealer. This means that we remain independent<br />
too. Discover the freedom of working with someone who answers only to you<br />
and acts solely in your best interest.<br />
Learn more about us by calling toll free (800) 471-PLAN.<br />
One Hollis Street, Suite 301 • Wellesley, MA 02482 | 100 Cummings <strong>Center</strong>, Suite 213C • Beverly, MA 01915<br />
Phone: (781) 237-5205 • Toll-free: (800) 471-7526<br />
www.capitolfinancialadvisors.com<br />
Securities and Advisory Services offered through Commonwealth Financial Network, Member FINRA/SIPC. Capitol Financial Advisors is a Registered Investment Advisor.<br />
FS – 10 | ©<strong>2011</strong> Crescendo Business Services
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
Special advertiSing Section<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
tHoMaS a. cappUcci and daniel J. cappUcci<br />
W ith<br />
Left to right: Andrew C. Cleary, <strong>2011</strong> Winner Daniel J. Cappucci, Two-Year Winner Thomas A. Cappucci, Michael C. Enright<br />
Creative Solutions <strong>for</strong> Small Businesses<br />
and Successful Families<br />
• Comprehensive approach to financial planning with cutting-edge technology<br />
• Innovative strategies <strong>for</strong> business owners and executives of companies small and large<br />
• Team built around the client experience and face-to-face interaction<br />
Areas of Focus: Retirement, Business Succession, <strong>Wealth</strong> Management and Estate Preservation<br />
Designations: CERTIFIED FINANCIAL PLANNER practitioners, Registered Representatives<br />
real-life experience as an educator, real estate developer, business<br />
consultant and venture capitalist, Tom brought a unique perspective<br />
to financial planning in 1994. With the addition of his son Dan, Andrew C.<br />
Cleary, CFP® and several other associates, SFP <strong>Wealth</strong> is a thriving team of<br />
professionals who share a passion and commitment to building long-lasting<br />
client relationships. SFP <strong>Wealth</strong>’s approach to problem solving, grounded in<br />
common sense economic principles, creates tremendous opportunities <strong>for</strong><br />
clients of all types. As a Baystate Financial Services Firm with multiple office<br />
locations all over New England, SFP <strong>Wealth</strong> brings world-class resources<br />
and technical expertise across a broad spectrum of financial planning issues.<br />
Waltham, MA 02453 • Wellesley, MA 02481 | <strong>Boston</strong>, MA 02116 • Wakefield, MA 01880<br />
wellesley: (781) 431-3008 | <strong>Boston</strong>: (617) 585-4500<br />
tcappucci@sfpwealth.com • dcappucci@sfpwealth.com • www.sfpwealth.com<br />
Thomas Cappucci and Daniel Cappucci are Registered Representatives and Financial Planners of, and offer securities and investment advisory services through, New England<br />
Securities (NES)(FINRA/SIPC), a registered investment advisor. SFP <strong>Wealth</strong> is not affiliated with NES.<br />
www.fivestarprofessional.com | FS – 11
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
l arry<br />
Special advertiSing Section<br />
larrY eppolito<br />
Custom <strong>Wealth</strong> and Risk Management Strategies<br />
• Focused on providing personalized and timely financial strategies<br />
• Dedicated to simplicity, objectivity and confidentiality<br />
• Committed to cost-effective, highly personalized service that exceeds expectations<br />
Areas of Focus: Investment planning services, wealth management planning and risk management<br />
Designations: CERTIFIED FINANCIAL PLANNER professional, Fundamental Choice Portfolio Manager, MBA<br />
Eppolito, Managing Director – Investment Officer at Wells Fargo<br />
Advisors, LLC, has been providing clients with honest, concise and<br />
relevant advice <strong>for</strong> more than 26 years. Larry leverages his clients’ time<br />
by constructing and overseeing custom investment portfolios designed to<br />
remain consistent with his clients’ objectives. By doing so, his clients are<br />
more com<strong>for</strong>table attending to other important issues in their lives. He is<br />
dedicated to simplifying his clients’ financial lives and reducing the anxiety<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
Two-Year Winner Larry Eppolito and family Two-Year<br />
often associated with investment planning.<br />
Larry works seamlessly with attorneys and tax professionals to develop<br />
strategies to help meet financial goals.<br />
Larry is supported by a skilled administrative staff consisting of<br />
Registered Client Associate Carole A. Alexander and Client Associate<br />
Shannon Alexander.<br />
the eppolito Financial Group of wells Fargo advisors<br />
One Meetinghouse Road • Chelms<strong>for</strong>d, MA 01824<br />
Phone: (978) 250-0003 • Toll-free: (800) 964-1003<br />
larry.eppolito@wellsfargoadvisors.com • www.wfadvisors.com/larry.eppolito<br />
The rating may not be representative of any one client’s experience because the rating reflects an average of all, or a sample of all, of the experiences of the investment advisor’s clients. The<br />
rating is not indicative of the investment advisor’s future per<strong>for</strong>mance. See the announcement page <strong>for</strong> more in<strong>for</strong>mation on how the <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> <strong>Managers</strong> are chosen.<br />
Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells Fargo & Company. [CAR 1210-1657]<br />
FS – 12 | ©<strong>2011</strong> Crescendo Business Services
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
g rimes<br />
Special advertiSing Section<br />
tHe griMeS & coMpanY teaM<br />
Independent and Trusted Financial Solutions to<br />
Preserve, Protect and Grow <strong>Wealth</strong><br />
• Ranked by Barron’s among the top 100 Financial advisors nationally <strong>for</strong> 2009 and 2010<br />
• Named a top wealth manager nationally by Bloomberg/<strong>Wealth</strong> Manager <strong>for</strong> the past eight years<br />
• Also recognized by Reuters, <strong>Boston</strong> Business Journal and Financial Advisor Magazine<br />
& Company, Inc. is a Registered Investment Advisor (RIA)<br />
providing custom discretionary portfolio management and wealth<br />
management services <strong>for</strong> clients across the country. As a totally independent<br />
firm, Grimes & Company does not represent any brokerage firm or financial<br />
institution, and as such, their investment and financial planning advice and<br />
recommendations are objective and unbiased.<br />
Active portfolio management, proprietary research and financial planning<br />
Left to right: Back row: Kevin Grimes, Adam Jacobs, Emily Wood, Michael Grenon<br />
Front row: Two-Year Winners Thomas Grimes and Timothy Grimes, Jerry Connolly<br />
Areas of Focus: Personalized investment management, strategic fi nancial planning, retirement income planning<br />
Designations: CFA, CFP®, CIMA, CRPS®<br />
Grimes & Company, inc.<br />
110 Turnpike Road, Suite 100 • Westborough, MA 01581<br />
Phone: (508) 366-3883<br />
advisors@grimesco.com • www.grimesco.com<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
expertise allow Grimes & Company to provide a customized investment<br />
strategy specifically designed to satisfy the unique financial objectives and<br />
parameters of each individual client with strong and consistent per<strong>for</strong>mance,<br />
disciplined asset management and unparalleled service and support.<br />
Grimes & Company is headquartered in Westborough, with an office<br />
conveniently located in Newton.<br />
www.fivestarprofessional.com | FS – 13
Special advertiSing Section<br />
integrated Financial partnerS<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Steve Faberman, Al Filosa, Chris Cavallaro and John Pastore …<br />
• Working with successful individuals, families and business owners <strong>for</strong> more than 25 years<br />
• Team approach to wealth management, distribution and transfer needs <strong>for</strong> clients<br />
• Planning <strong>for</strong> the clients of successful CPA firms throughout New England<br />
Y ou<br />
Left to right: <strong>2011</strong> Winners Al Filosa, Steve Faberman; Paul Saganey; <strong>2011</strong> Winners Chris Cavallaro, John Pastore; 2010 Winner Ray Lucas<br />
Specializing in estate and fi nancial planning, insurance and investment strategies to help meet clients’ unique needs<br />
Faberman, Private <strong>Wealth</strong> Advisor; Filosa, Private <strong>Wealth</strong> Advisor; Cavallaro, RFC, CRPC®; Pastore, CRPC®<br />
receive advice from your CPA, attorney, investment advisor and<br />
friends. Who is coordinating your financial affairs? An experienced<br />
financial planner can review all aspects of your financial plan to see if<br />
your goals are being met. At IFP, our planners will work with your other<br />
professional advisors to help determine the adequacy of your current plan.<br />
Using our Financial Second OpinionTM program, we will provide you with an<br />
assessment to give you updated and concise in<strong>for</strong>mation on vital financial<br />
matters that affect you and your family.<br />
Our team of independent planners can help clients implement financial<br />
solutions to address individual needs uncovered during the financial<br />
planning process. From working with your CPA on tax-saving strategies to<br />
assisting your attorney with your estate planning needs, Integrated Financial<br />
Partners is proud of our commitment to provide superior client services.<br />
Crescendo Business Servic<br />
300 5th avenue, 3rd Floor • Waltham, MA 02451<br />
Phone: (866) 279-3190<br />
steve.faberman@LFG.com • al.filosa@LFG.com • chris.cavallaro@LFG.com • john.pastore@LFG.com • www.ifpadvisor.com<br />
Registered associates of Integrated Financial Partners, Inc. are registered representatives of Lincoln Financial Advisors, Corp. Securities and investment advisory services offered<br />
through Lincoln Financial Advisors, Corp., a broker-dealer (Member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies.<br />
Branch office: 115 Glastonbury Blvd., Glastonbury, CT 06033 Phone: 860-734-0400. CRN201012-2048989.<br />
FS – 14 | ©<strong>2011</strong> Crescendo Business Services<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
p aul<br />
Special advertiSing Section<br />
legacY Financial adviSorS<br />
Left to right: Front: <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager Paul J. Mauro,<br />
Middle: Linda M. Mauro, Nancy Kilty,<br />
Back: Jason Batista, Jon Green, Edward Kiernan IV, Thomas Fisher, Michael J. Brunelli<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
A Team of Financial Advisors and <strong>Wealth</strong> <strong>Managers</strong> You can<br />
Depend on — Dedicated to Exceptional Personal Service<br />
• Thirty seven years of history helping clients achieve their goals<br />
• Six offices in Massachusetts and associates nationwide<br />
• Comprehensive planning knowledge<br />
Areas of Focus: Financial Planning, <strong>Wealth</strong> Management, Insurance Planning, Investment Planning, Charitable Planning<br />
Designations: CLU®, ChFC®<br />
and Linda M. Mauro have built the kind of practice they would want<br />
<strong>for</strong> their own wealth management needs. Legacy Financial Advisors,<br />
Inc. is independent enough to deliver unique and creative solutions on<br />
a custom-tailored basis with no conflicts of interest. Their extensive<br />
experience is combined with the energy of young advisors in a cohesive<br />
firm dedicated to high levels of service through multiple generations. For<br />
1050 Winter Street, Suite 1000 • Waltham, MA 02451<br />
Phone : (800) 427-9781<br />
ctharp@lfsadvisors.com • www.LFSadvisors.com<br />
qualified clients, they provide the integration of tax, investment, insurance<br />
and estate planning. We only accept clients who meet the three tests of an<br />
ideal relationship. Our clients have goals that are achievable and realistic.<br />
Our clients have financial assets they want to protect and grow. Our clients<br />
have non-financial goals that make the time we spend together worthwhile<br />
<strong>for</strong> all.<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Legacy Financial Advisors, Inc., 321 Fortune Blvd., Mil<strong>for</strong>d, MA 01757, 800-427-9781 (phone), 508-482-9337 (fax) www.LFSadvisors.com. Securities and advisory services are<br />
offered through SII Investments, Inc., member FINRA, SIPC and a Registered Investment Advisor. SII Investments, Inc. and Legacy Financial Advisors, Inc. are separate companies.<br />
cendo Business<br />
do Busin<br />
Bu<br />
www.fivestarprofessional.com | FS – 15
Special advertiSing Section<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
tiMotHY S. McBride and tHe nortHern trUSt teaM<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
We Are a Premier <strong>Wealth</strong> Management Firm Founded More than<br />
120 Years Ago on the Principles of Service, Expertise and Integrity<br />
• Best Private Bank in North America — Financial Times Group (2010)<br />
• Serving More than 20% of Forbes 400 Most Affluent Americans — Forbes (2010)<br />
• One of the World’s Most Admired Companies — Fortune Magazine (2010)<br />
n orthern<br />
Left to right: Front row: William Buccella, Denise Kelly, Cupp Paluzzi<br />
Back row: Sharon Cohen, Christopher Perry, <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager Timothy McBride, Penny Weeks, David Santos<br />
Trust provides investment management, trust and estate<br />
services, private banking and family office services to individuals and<br />
families who have worked hard to achieve their success and who actively<br />
pursue their dreams.<br />
Moving <strong>for</strong>ward with the times and maintaining long-standing principles<br />
are not mutually exclusive. In the midst of change, there is a need <strong>for</strong> some<br />
things that remain constant. Now more than ever, our clients need a strong<br />
FS – 16 | ©<strong>2011</strong> Crescendo Business Services<br />
One International Place, Suite 1600 • <strong>Boston</strong>, MA 02110<br />
Phone : (617) 235-1800 • Direct : (617) 235-1826<br />
tsm4@ntrs.com • www.northerntrust.com<br />
Northern Trust banks are members FDIC • Equal Housing Lenders.<br />
foundation to rely on as their financial affairs become more complex. With a<br />
network of offices in 18 U.S. states and locations worldwide, Northern Trust<br />
offers a breadth and depth of financial resources that is virtually unmatched<br />
in the industry. With dedicated experts like Timothy McBride, you benefit<br />
from a trusted advisor who can help you make the most of your time and<br />
your money.<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
Special advertiSing Section<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
naBHan–WellS groUp at Morgan StanleY SMitH BarneY<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
t he<br />
Left to right: Back row: Brian Wells, Jen McManus<br />
Front row: Erin Considine, Shellea Ewig, <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager Ed Nabhan, Hillary McNeill<br />
Our Clients Are Our Biggest Privilege<br />
and Greatest Responsibility<br />
• Holistic wealth planning <strong>for</strong> families and individuals<br />
• Tailored strategies to help meet the needs and goals of each desired lifestyle<br />
• Establish a <strong>for</strong>um where professionalism is paramount and communication is essential<br />
Areas of Focus: Ultra-High/High-Net-Worth Individuals, Families, Business Owners, Professionals and Executives<br />
Nabhan–Wells Group believes that you deserve financial advisors<br />
who share your vision, earn your loyalty and work diligently to help<br />
you attain the life you deserve <strong>for</strong> you and your family. As we work together<br />
towards your goals, we are committed to providing you with distinctive,<br />
caring and personalized attention. Equally important is our attentiveness<br />
to helping you anticipate the changes and challenges in your life so you can<br />
be prepared to meet those circumstances when they arise. Our ultimate<br />
goal is to provide you with a level of com<strong>for</strong>t and the highest level of service.<br />
<strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager recipient Edward G. Nabhan, Senior Vice<br />
President.<br />
Crescendo Business Servic<br />
125 high Street, 24 th Floor • <strong>Boston</strong>, MA 02110<br />
Phone: (617) 748-5858 • Phone: (866) 634-9772<br />
edward.nabhan@mssb.com • www.morganstanley.com/fa/nabhanwells<br />
rescendo Business Se<br />
© <strong>2011</strong> Morgan Stanley Smith Barney LLC. Member SIPC.<br />
cendo Business<br />
do Busin<br />
Bu<br />
www.fivestarprofessional.com | FS – 17
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
n ew<br />
Special advertiSing Section<br />
neW england private WealtH teaM<br />
Left to right: Jennifer Votano, Tom Vautin, Caitlin McCabe, Two-Year Winner Ira Rapaport,<br />
Kristy Hergrueter, Matt MacLachlan, Melissa Boccaci, Sara Sokolowski<br />
Independent <strong>Wealth</strong> Advisor Building Relationships on<br />
Knowledge, Trust and Integrity<br />
England Private <strong>Wealth</strong> Advisors, LLC is a fee-based registered<br />
investment advisory firm. Our comprehensive team approach is designed<br />
to assist clients in making financial decisions consistent with their goals and<br />
values. We provide a full range of services <strong>for</strong> the development, implementation,<br />
management and ongoing oversight of a coordinated master financial plan. We<br />
recognize and understand the numerous challenges impacting our clients’ assets,<br />
including: the importance of taxes and inflation, income needs, generational<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
• Fee-only, personalized and comprehensive wealth management with more than $600 million under advisement<br />
• Delivering objective, unbiased, communicative and highly customized services<br />
• Integrated and flexible process involving your existing advisors (CPA, attorney, insurance)<br />
Areas of Focus: <strong>Wealth</strong> management services <strong>for</strong> individuals, families and organizations with investable assets greater than $2 million<br />
Our Professional Team Designations: AIF, CFA®, CFP®, ChFC®, CIMA®, CPA, MBA and MST<br />
FS – 18 | ©<strong>2011</strong> Crescendo Business Services<br />
36 Washington Street, Suite 395 • Wellesley, MA 02481<br />
Phone: (781) 416-1700<br />
ira.rapaport@nepwealth.com • www.nepwealth.com<br />
planning, philanthropic interests and trust structures.<br />
We think strategically across all asset classes, utilizing both traditional<br />
and alternative investments, in designing highly customized portfolios. We<br />
utilize nationally recognized firms such as Charles Schwab and Fidelity to<br />
custody client assets. We are committed to establishing a lasting partnership<br />
with our clients and place a strong emphasis on ethics and values, which are<br />
the keys to our success.
S ince<br />
Special advertiSing Section<br />
KriStin a. nordaHl<br />
Investing in Relationships <strong>for</strong> Life<br />
• Customized comprehensive financial planning <strong>for</strong> individuals and businesses<br />
• Providing strategies to help you achieve your financial goals<br />
• Continuous monitoring of financial strategies to adjust to life’s evolving changes<br />
1983, Kristin A. Nordahl has been helping individuals and<br />
business owners achieve their goals by providing customized financial<br />
strategies. Helping you reach your financial goals remains her most<br />
important objective. Kristin is committed to building long-term, meaningful<br />
relationships with her clients. As senior partner and co-founder of The MNE<br />
Group, Kristin is affiliated with Baystate Financial Services, one of New<br />
England’s oldest, premier, privately owned financial firms that is respected<br />
859 Turnpike Street, Suite 129 • North Andover, MA 01845<br />
Office : (978) 689-7557 • Toll-free : (888) 826-6634<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Focus: Risk Management, <strong>Wealth</strong> Management and Investments, Business, Retirement and Estate Planning; Special Needs Planning<br />
Designations: CERTIFIED FINANCIAL PLANNER, Chartered Life Underwriter®, Wharton Retirement Planning Certifi cate<br />
throughout the country. With a trusted team approach, The MNE Group<br />
provides clients with resources and guidance needed in today’s complex<br />
and rapidly changing financial environment. Kristin works closely with her<br />
clients and their advisors in developing an integrated approach to ensure all<br />
areas are developed, executed, reviewed and monitored. Drawing on her<br />
knowledge, experience and world-class planning tools, Kristin strives to<br />
help build financial freedom <strong>for</strong> every client.<br />
Crescendo Business Servic<br />
Kristin.Nordahl@TheMNEGroup.com • www.TheMNEGroup.com<br />
Kristin A. Nordahl is a senior financial planner and a registered representative with New England Securities. Securities products and investment advisory services are offered through New England<br />
Securities, a broker/dealer, member FINRA/SIPC and registered investment adviser. Insurance products are offered through New England Life Insurance Co., <strong>Boston</strong>, MA, and related companies.<br />
The MNE Group and Baystate Financial Services are separate entities from New England Securities. The <strong>FIVE</strong> <strong>STAR</strong> Award is granted by Crescendo, an independent 3rd party marketing firm. This<br />
award may not represent the experience of all clients and is not indicative of future per<strong>for</strong>mance or success. This award stems from client peer and industry expert feedback. L1110144031 [exp 1211]<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
www.fivestarprofessional.com | FS – 19
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
Special advertiSing Section<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
rgl groUp at Morgan StanleY SMitH BarneY<br />
i<br />
Dedication, Knowledge and<br />
Experience to Help Secure Your Future<br />
• Tailored wealth management strategies<br />
• Organizing, prioritizing and implementing comprehensive financial plans<br />
• Providing optimum personal commitment to client service<br />
am honored to have been selected by our clients <strong>for</strong> the “Overall<br />
Satisfaction” award two-years running. Engaging in a business life cycle,<br />
our team provides a standard that combines analytics with execution to help<br />
construct financial strategies to businesses while also considering personal<br />
wealth objectives. Key areas of focus are: helping to grow enterprise value;<br />
maximize retirement benefits; protect the value of the enterprise; plan <strong>for</strong> a<br />
Left to right: Back row: Robert Ryan, Two-Year Winner Craig Lewis, Peter Grave<br />
Front row: Adrian Wong, James Fitzpatrick<br />
Areas of Focus: Financial Planning, <strong>Wealth</strong> Management, Business and Executive Services<br />
Financial Advisors, Robert Ryan, Craig Lewis, Perter Grave; Registered Associates Adrian Wong, James Fitzpatrick<br />
FS – 20 | ©<strong>2011</strong> Crescendo Business Services<br />
succession, sale or merger and family planning.<br />
In our complex financial world, our team focuses on a time-tested<br />
approach utilizing investment policy statements, asset allocations, asset<br />
rebalancing, investment portfolios and non-correlating asset classes. This<br />
institutional process has an emphasis on capital preservation. Our priority<br />
is to provide our clients a level of service that exceeds their expectations.<br />
125 high Street, 24th Floor • <strong>Boston</strong>, MA 02110<br />
Phone: (617) 478-6462 • Fax: (617) 946-5104<br />
craig.lewis@mssb.com • robert.ryan1@mssb.com • peter.grave@mssb.com<br />
© <strong>2011</strong> Morgan Stanley Smith Barney LLC. Member SIPC.
W hen<br />
Special advertiSing Section<br />
rinet ManageMent teaM<br />
Left to right: Back row: Gary Savage, Brian Rivotto, Kathy O’Brien, Pat Maraghy, David Beckwith<br />
Front row: Rebecca Pouliot, <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager Joel Goober, Kathy Wallace<br />
Build a Partnership Around Your <strong>Wealth</strong><br />
• Long history of dedication to families of wealth<br />
• Open and objective guidance<br />
• Sound judgement<br />
Areas of Focus: Investment Advisory Services, Financial Planning Services, Trustee Services, Personal Aff airs Management<br />
Designations: CFA, CPA, CFP®, JD, CLU®<br />
you partner with RINET, you work with a company founded<br />
on a single, well-defined goal: managing your wealth. RINET is an<br />
independent wealth management firm well known <strong>for</strong> offering high-networth<br />
individuals consistent and objective advice, open communication<br />
and access to compelling investment opportunities. Founded in 1974, we<br />
serve more than 125 families and our high client retention rate speaks to the<br />
trusted relationships we build.<br />
101 Federal Street • <strong>Boston</strong>, MA 02110<br />
Direct : (617) 488-2720 • Office : (617) 488-2700<br />
jhg@rinetco.com • www.rinetco.com<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
As one of the first fee-only wealth advisory firms in the area, RINET<br />
continues to provide truly objective advice. Our mission is to collaborate<br />
with you to build the best strategy <strong>for</strong> long-term success. We do not sell<br />
products or earn commissions, which aligns our interests with yours and<br />
allows us to remain thoroughly focused on your goals.<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
www.fivestarprofessional.com | FS – 21
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
p aul<br />
Special advertiSing Section<br />
paUl v. rYan, Jr.<br />
Left to right: Christine Mitsakis MacInnis, Two-Year Winner Paul V. Ryan, Jr., Veronica Caulfi eld<br />
Fee-Based and Independent —<br />
Allows Us to Work in Your Best Interest<br />
• Managing investments and wealth with the end in mind — your wealth needs<br />
• Confidential, interactive and personal relationships with our clients<br />
• Customized individual investment, wealth and retirement planning<br />
Areas of Focus: <strong>Wealth</strong> Management, Asset Management, Financial Planning and Estate Planning<br />
Designations: CERTIFIED FINANCIAL PLANNER, Registrations 7, 24, 6, 63, 65, 4, 53 and Executive Director<br />
is honored to be named a <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager <strong>for</strong> the<br />
second consecutive year. He is fully aware that this accomplishment<br />
is attributable to the support of his clients. With this recognition comes a<br />
responsibility to continue the high level of personal service.<br />
When you come to see Paul at Flagship Financial Advisors, LLC, he will<br />
want you to feel com<strong>for</strong>table speaking about your individual goals, needs and<br />
aspirations. Understanding where you want to go is very important to Paul<br />
be<strong>for</strong>e talking about how he will get you there.<br />
Flagship Financial advisors, llC<br />
301 Edgewater Place, Suite 400 • Wakefield, MA<br />
Phone : (781) 224-9924 • Toll-free : (800) 631-9997<br />
Paul@FlagshipFA.com • www.FlagshipFinancialAdvisors.com<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
To Paul, and this is central, investments are a tool to use to help achieve<br />
your financial goals. Investments are a means to an end, not an end to<br />
themselves. With a strong blend of education and more than 20 years of<br />
experience, Paul is well-qualified to help you achieve your financial goals.<br />
Paul also serves as the managing executive of the largest group in the<br />
Northeast with his broker/dealer. There are more than 50 independent<br />
professional representatives in Paul’s group managing more than $1 billion<br />
in client assets.<br />
Securities and investment advisory services offered through Royal Alliance Associates, Inc., member FINRA/SIPC and a registered investment advisor. Additional investment advisory<br />
services offered through Flagship Financial Advisors, LLC, a registered investment advisor not affiliated with Royal Alliance Associates, Inc.<br />
FS – 22 | ©<strong>2011</strong> Crescendo Business Services
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
B raver<br />
Special advertiSing Section<br />
Brad SHarp and JUdY lUdWig<br />
<strong>Wealth</strong> Management began more than 20 years ago with the<br />
philosophy that avoiding major market declines is more important<br />
to an investor’s long-term per<strong>for</strong>mance than maximizing the upside. Our<br />
proprietary, time-tested models provide a common sense solution to the daily<br />
volatility in the markets. We recognize that individual investors and small<br />
institutions can’t af<strong>for</strong>d major losses yet still need to generate competitive and<br />
Left to right: Two-Year Winners Brad Sharp and Judy Ludwig<br />
Act, Preserve and Protect<br />
• As an active manager, we do more than just buy and hold<br />
• <strong>Wealth</strong> preservation in down markets through risk-controlled proprietary models<br />
• Fee-only financial planning<br />
Areas of Focus: Investment Management and Financial Planning<br />
Designations: CERTIFIED FINANCIAL PLANNER practitioners, Chartered Financial Analysts, Certifi ed Public Accountants<br />
117 Kendrick Street • Needham, MA 02494<br />
office : (617) 969-0223<br />
braverwealth@thebravergroup.com • www.braverwealth.com<br />
Braver <strong>Wealth</strong> Management, LLC is a fee-only, Independent Registered Investment Advisor.<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
consistent returns. We don’t sit idly by and watch our client portfolios lose<br />
value when markets are declining. The objective of our quantitative models<br />
is to take action to preserve and protect in declining markets. This is how<br />
we are unique from virtually all investment advisors. The Braver way: to act,<br />
to preserve, to protect.<br />
www.fivestarprofessional.com | FS – 23
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
F or<br />
Special advertiSing Section<br />
tHe WeSton Financial teaM<br />
Left to right: Back row: Susan Arnold, Andre Fernandes, William Walsh, Wayne Grzecki and Kerry Falco<br />
Front row: Two-Year Winners Ron Sugameli, Maria Staffiere and <strong>2011</strong> Winner Matt Biggar<br />
Personal <strong>Wealth</strong> Management Providing Trusted Advice<br />
and Peace of Mind since 1979<br />
• Comprehensive wealth management services <strong>for</strong> affluent families<br />
• Experienced team of professionals<br />
• Dedicated to a superior level of client service<br />
Areas of Focus: Strategic planning, asset management, tax and estate planning strategies<br />
more than 30 years with more than $1.6 billion under management,<br />
our experienced team of professionals has provided high-quality,<br />
comprehensive wealth management services to high-net-worth individuals,<br />
affluent families and corporate executives in the <strong>Boston</strong> area, as well as<br />
throughout the country.<br />
A comprehensive financial plan is the foundation of your portfolio.<br />
We implement your plan by employing dynamic asset management, tax<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
and estate planning strategies. Your investment strategies utilize an open<br />
plat<strong>for</strong>m of thoroughly researched, best-in-class investment managers. As<br />
your goals evolve and market conditions change, we readjust your plan and<br />
asset allocation accordingly.<br />
At Weston Financial, we will help you manage and preserve your wealth<br />
while providing you with peace of mind in a rapidly changing world. Isn’t<br />
it time you met with a trusted advisor to define and achieve your life goals?<br />
Wellesley Office Park: 100 William Street • Wellesley, MA 02481<br />
Main: (781) 235-7055 • Fax: (781) 235-1905<br />
wwalsh@westonfinancial.net • www.westonfinancial.net<br />
<strong>Wealth</strong> management services offered by Weston Financial Group, Inc., a Registered Investment Advisor and a wholly owned subsidiary of The Washington Trust Company. Securities<br />
are offered through its sister company; Weston Securities Corporation, a Broker/Dealer, Member FINRA/SIPC.<br />
FS – 24 | ©<strong>2011</strong> Crescendo Business Services
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
W ingate<br />
Special advertiSing Section<br />
Wingate Financial groUp<br />
Left to right: Back row: <strong>2011</strong> <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> <strong>Managers</strong> John Biebel, Rich Hayes, Matt Lasker, Jeff White; Deb McDonald<br />
Front row: Two-Year Winners Art von der Linden, Carol Khouri; Joe Evangelista<br />
Helping You with Important Financial Decisions<br />
Throughout Your Lifetime<br />
• The resources of a big firm with the personal touch of a small firm<br />
• Unique blend of unbiased advice, wealth management expertise and exceptional service<br />
• An integrated approach ensures that your portfolio aligns with your personal goals<br />
Areas of Focus: Comprehensive fi nancial planning and strategic investment management<br />
Our Advisors’ Advanced Degrees and Professional Designations Include: CFP®, CFA, CDFA, JD, MBA and MST<br />
is an independent, fee-only wealth management firm. We have been<br />
providing financial planning and investment advisory services to individuals,<br />
families and organizations <strong>for</strong> more than 25 years. We are committed to delivering<br />
the best possible advice and service to our clients.<br />
We begin our relationship with an in-depth financial planning process focused on<br />
your personal goals. This process helps us to better understand your objectives and to<br />
establish your key guiding principles. We see planning as more than just a one-time<br />
activity; it’s an ongoing journey as your life evolves.<br />
450 Bed<strong>for</strong>d Street • Lexington, MA 02420<br />
Phone : (781) 862-7100<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
We adhere to a balanced investment approach that allows you to meet your longterm<br />
goals without undue exposure to risk. We believe that investors who chase<br />
past per<strong>for</strong>mance or invest heavily in what’s hot are often at risk <strong>for</strong> substantial<br />
and possibly permanent losses. We maintain a long-term outlook. However,<br />
with patience and careful adjustments, our goal is to take advantage of investment<br />
opportunities as they become available, improving your long-term returns while<br />
managing risk.<br />
contact@wingatefinancialgroup.com • www.wingatefinancialgroup.com<br />
www.fivestarprofessional.com | FS – 25
Special advertiSing Section<br />
deBra K. Brede<br />
Globally Recognized. Personally Focused.<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
• An investment strategy customized to your goals<br />
• Continuous hands-on per<strong>for</strong>mance monitoring and review<br />
• An integrated plan encompassing all aspects of your financial life<br />
d ebra<br />
Brede is recognizable to CNBC and Fox Business news viewers around the world,<br />
and she’s been featured in The Wall Street Journal, The New York Times, Financial Times,<br />
Reuters and Bloomberg. To her clients, she is the provider of unparalleled investment expertise<br />
and wealth management services tailored to their unique life objectives.<br />
Contact us today and let one of the most recognized names in the financial industry put her<br />
global expertise to work <strong>for</strong> your personal objectives.<br />
d.K. Brede investment Management Co., inc.<br />
1253 Highland Avenue • Needham, MA 02492<br />
Phone: (781) 444-9367 • Toll-free: (800) 955-1525<br />
www.bredeinvestment.com<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Two-Year<br />
Winner<br />
Crescendo Business Servic<br />
MicHael carlSon<br />
Sentinel Benefits & Financial Group<br />
• Custom solutions <strong>for</strong> life and wealth<br />
• Independent firm providing unbiased advice<br />
• Fiduciary solutions <strong>for</strong> retirement plan sponsors and participants<br />
Designations: Michael Carlson, AIF; James Carnevale, JD, CFP®;<br />
Matthew McPhail, CFA; John Carnevale, President, JD<br />
d edicating<br />
time to wealth planning can help you protect the assets you have now and<br />
increase your wealth in the future. Our mission is to promote the long-term financial<br />
well-being of our clients.<br />
Sentinel Benefits & Financial Group has the experience and expertise to help you develop<br />
retirement strategies to achieve your financial goals. Our comprehensive offering, sound<br />
wealth planning guidance and investment solutions can help you make the right decisions<br />
about your retirement, education and other savings goals.<br />
55 Walkers Brook Drive • Reading, MA 01867<br />
Toll-free : (888) 880-1330 • Phone : (781) 914-1200<br />
michael.carlson@sentinelgroup.com • www.sentinelgroup.com<br />
Investment advice offered through Sentinel Pension Advisors, Inc., a registered investment<br />
advisor. Securities offered through Sentinel Securities, Inc., member FINRA, SIPC.<br />
FS – 26 | ©<strong>2011</strong> Crescendo Business Services<br />
Securities and Advisory Services offered through Commonwealth Financial<br />
Network®, Member FINRA, SIPC, and a Registered Investment Adviser.<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
Left to right: James Carnevale,<br />
<strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager Michael Carlson,<br />
Matthew McPhail, John Carnevale
F inancial<br />
Left to right: Front row: Two-Year Winners<br />
Scott W. Holden, John W. Hwee<br />
Back row: Two-Year Winners<br />
Adam M. Sachs, Stuart H. Armstrong II<br />
Special advertiSing Section<br />
Financial coMpaSS groUp<br />
Navigating Your Financial Journey<br />
• Proprietary comprehensive wealth management process<br />
• Retirement plan design and implementation<br />
• Closely-held and family-business planning<br />
Title/Designations: Jeff rey West, CFP®, MBA, Partner; Richard Shakter, JD*, CLU®,<br />
CFP®, Partner; Gerald Govatsos, Partner<br />
Compass Group, LLC utilizes a client-centered approach to counseling individuals and<br />
business owners in defining and planning <strong>for</strong> wealth, retirement and quality of life goals while<br />
protecting and enhancing those already attained. Combining our extensive experience with our<br />
proprietary 360° Panoramic <strong>Wealth</strong>View planning system, we escort clients through the evaluation of<br />
their financial position and quality of life. This allows us to identify gaps where they exist relative to<br />
their objectives and focus on integrating wealth management, investment and protection strategies.<br />
Two Newton Executive Park, Suite 200 • Newton, MA 02462<br />
Phone: (617) 630-7777<br />
www.FinancialCompassGroup.com<br />
Jeffrey West, Richard Shakter and Gerald Govatsos are Registered Representatives and Investment Adviser<br />
Representatives of Equity Services, Inc. Securities and investment advisory services are offered solely by Equity<br />
Services, Inc., a Broker/Dealer and Registered Investment Adviser, Member FINRA/SIPC, Two Newton Executive<br />
Park, Suite 200, Newton, MA 02462. Telephone (617) 965-7777. Financial Compass Group, LLC is independent<br />
of Equity Services, Inc. *Not practicing law on behalf of Equity Services, Inc. TC60131(1210).<br />
centinel Financial groUp<br />
• Professionalism, respect, trust and quality<br />
• An independent organization — we work <strong>for</strong> you<br />
• Using your personal values to make decisions<br />
Areas of Focus: <strong>Wealth</strong> Management and Asset Protection<br />
Designations: Including CFP®, CLU®, ChFC®, CLTC<br />
c entinel<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
Helping Clients Accumulate and Protect <strong>Wealth</strong><br />
Financial Group, LLC is a select team of financial advisors and professionals<br />
with backgrounds in finance, business, insurance and investments. Through our team<br />
approach, our firm has built a reputation as a leader in the financial services industry and as<br />
an innovative business partner with our clients. Each advisor understands his or her client’s<br />
unique financial picture and provides <strong>for</strong> the most effective resources to help meet those needs.<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
160 Gould Street, Suite 212 • Needham Heights, MA 02494<br />
Main Office: (781) 446-5000 • Fax: (781) 446-5050<br />
www.centinelfinancialgroup.com<br />
Registered Representative/Securities and Investment Advisory Services offered through Signator<br />
Investors, Inc., Member FINRA, SIPC, a Registered Investment Advisor. Centinel Financial Group, LLC<br />
is independent of Signator Investors, Inc. and any affiliated companies. 501-11302009-17053159.<br />
Two-Year<br />
Winner<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
Winner<br />
Left to right: <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager<br />
Richard Shakter,<br />
Two-Year Winner Jeff rey West,<br />
Gerald Govatsos Two-Year<br />
www.fivestarprofessional.com | FS – 27
Special advertiSing Section<br />
FreedMan Financial teaM<br />
Financial Planning Done Right<br />
• Serving individuals and families since 1968<br />
• Independent, objective financial advice<br />
• Fee-based wealth management<br />
Area of Focus: Comprehensive Financial Planning <strong>for</strong> Individuals and Families<br />
Designation: CERTIFIED FINANCIAL PLANNERTM professionals<br />
W ith<br />
Left to right: Guy Tomase,<br />
<strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager Chris Fraga, Al Fraga<br />
access to state-of-the-art technology and unbiased industry research, our<br />
commitment to independent advice is delivered through unbiased solutions and<br />
making your interests our top priority.<br />
We are recognized both domestically and internationally as a leader in practice management,<br />
client service and financial planning strategies because of our commitment to innovation and<br />
a strict code of ethics.<br />
8 Essex <strong>Center</strong> Drive • Peabody, MA 01960<br />
Phone : (978) 531-8108<br />
info@freedmanfinancial.com • www.freedmanfinancial.com<br />
A Massachusetts Registered Investment Advisor.<br />
Securities and Fee-Based Accounts Offered through LPL Financial. Member FINRA/SIPC.<br />
FS – 28 | ©<strong>2011</strong> Crescendo Business Services<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
Fraga WealtH ManageMent groUp<br />
i n<br />
Securing Your Future<br />
• More than 75 years of collective experience<br />
• Focused on long-term client relationships<br />
• Exceptional personal service dedicated to your dreams<br />
Areas of Focus: Retirement Planning, Investment Management, Estate Planning<br />
JD, CFP®, CLTC, CRPC, NFLPA Registered Player, Financial Advisor<br />
life, concerns seem to be a constant. Your finances shouldn’t be one of them. We are an<br />
experienced team of financial and legal professionals with more than 75 years of collective<br />
experience, offering intelligent guidance in and coordination of retirement income planning,<br />
investment management and financial, estate, tax and long-term care planning.<br />
We have helped others plan wisely … let us help you.<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
10 Commerce Way • Raynham, MA 02767<br />
780 Fifth Avenue South, Suite 200 • Naples, FL 34102<br />
Phone: (508) 824-3922 • chris@fragawealth.com • www.fragawealth.com<br />
Securities and advisory services offered through Commonwealth Financial Network, Member FINRA, SIPC, a<br />
Registered Investment Adviser. Estate Planning and Legal Services provided by Christopher A. Fraga and Fraga<br />
<strong>Wealth</strong> Management Group. Fraga <strong>Wealth</strong> Management Group and Commonwealth Financial Network® are<br />
separate and unrelated entities.<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
Winner<br />
Left to right: Two-Year Winner Marc S. Freedman<br />
and <strong>2011</strong> Winner Marion B. Gilman Two-Year
peter t. JaWorSKi<br />
Special advertiSing Section<br />
Experience the Power of Being Understood<br />
• Planning built around what matters most to you<br />
• Solutions as unique as your goals<br />
• Resources <strong>for</strong> today and tomorrow<br />
Areas of Focus: Business owner succession, investment, retirement, tax<br />
Designations: CFP®, ChFC, CLU<br />
W e<br />
Left to right: Two-Year Winners<br />
Dan Wilson and Doug Gage Two-Year<br />
believe that there is no set <strong>for</strong>mula <strong>for</strong> achieving success. We know that attaining<br />
your long-term objectives depends upon the development, deployment and continual<br />
measurement and refinement of a strategy unique to you. Peter Jaworski is the managing<br />
director of McGladrey’s New England wealth management practice and brings extensive<br />
experience in tax minimization planning, risk management, investments, retirement and<br />
estate planning. We are a wealth advisory firm that creates a plan to turn your vision into<br />
a living, breathing strategy designed to achieve your goals. McGladrey provides one of the<br />
industry’s most comprehensive suites of services <strong>for</strong> managing both your personal wealth and<br />
business planning needs. No matter what your financial needs may be, McGladrey <strong>Wealth</strong><br />
Management can bring the required resources together to meet them.<br />
gage & WilSon<br />
Customized Personal Service<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
• Solutions <strong>for</strong> high-net-worth clients with a wide breadth of needs<br />
• Client-focused, competent guidance on a full range of investment strategies<br />
• Risk management and estate planning strategies<br />
Areas of Focus: Include fi nancial planning, retirement strategies, education funding<br />
Designations: Daniel T. Wilson, CFP®, ChFC®, CLU®; Douglas B. Gage, ChFC®, CLU®<br />
W ith<br />
more than 29 years of combined experience, Senior Financial Advisors Doug Gage<br />
and Dan Wilson pride themselves on providing excellent advice and outstanding<br />
service to clients. Simplifying the finances of busy people through ongoing financial planning<br />
and investment strategies has consistently helped rank them among the top advisors at<br />
Ameriprise Financial in client satisfaction and retention. Clients are able to focus on living<br />
the dreams that are most important to them and their families, while Doug and Dan employ<br />
financial strategies to help them manage and work to protect what is important to them. Gage<br />
& Wilson is committed to your financial well-being to help you enjoy your journey.<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Gage & wilson, a financial advisory practice of ameriprise Financial Services, inc.<br />
450 Lexington Street, Suite 202 • Auburndale, MA 02466<br />
Phone: (617) 500-4225 • Doug Gage: Ext. 108 • Dan Wilson: Ext. 106<br />
douglas.b.gage@ampf.com • daniel.t.wilson@ampf.com<br />
Working with this financial advisor is not a guarantee of future financial success. Investors should conduct their<br />
own evaluation of a financial professional. Brokerage, investment and financial advisory services are made available<br />
through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be<br />
available in all jurisdictions or to all clients.<br />
80 City Square • <strong>Boston</strong>, MA 02129<br />
Phone: (617) 912-9000 • Direct: (617) 241-1321<br />
peter.jaworski@mcgladrey.com • mcgladrey.com/Services/<strong>Wealth</strong>-Management<br />
McGladrey is the brand under which RSM McGladrey, Inc. and McGladrey Pullen, LLP serve clients’ business needs. Two-Year<br />
Winner<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
Winner<br />
www.fivestarprofessional.com | FS – 29
Left to right: Courtney Brock, <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager<br />
John M. Koulopoulos, William Swett<br />
JoHn W. nadWornY<br />
• Special needs financial planning<br />
• Fee-based, independent, objective, unbiased<br />
Special advertiSing Section<br />
Care • Understanding • Personal Experience<br />
Investment and Trust Management, Special Needs Planning, Insurance Planning<br />
Designations: CFP®, ChFC®, CLU®, MBA<br />
p lanning<br />
<strong>for</strong> an individual with special needs is unlike traditional wealth management approaches.<br />
Your loved one is 100 percent reliant on you, so you have to proactively prepare <strong>for</strong> the unexpected<br />
with a sense of urgency. To focus on growing and preserving your wealth and ensure that other needs<br />
such as insurance and health care are properly addressed, we have developed a client-centric process that<br />
guides you along each important stage of your life and the life of your dependent. Authors of “The Special<br />
Needs Planning Guide; How to Prepare <strong>for</strong> Every Stage of Your Child’s Life” (Brookes Publishing 2007).<br />
130 Turner Street, Building 3, Suite 230 • P.O. Box 9086 • Waltham, MA 02454<br />
Phone: (781) 899-3346<br />
www.specialneedsplanning.com • john.nadworny@bfa-online.com<br />
Securities offered through LPL Financial, Member FINRA/SIPC. Financial Planning offered through Special<br />
Needs Financial Planning LLC, a Registered Investment Advisor and separate entity from LPL Financial.<br />
FS – 30 | ©<strong>2011</strong> Crescendo Business Services<br />
JoHn M. KoUlopoUloS<br />
Trusted Advice • Exceptional Service<br />
Left to right: Standing:<br />
<strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager John W. Nadworny,<br />
Jackie M. Lessing and Phil G. Mazzola<br />
Sitting: Cynthia R. Haddad<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
• Personalized wealth management and retirement planning strategies<br />
• Knowledgeable and experienced team of professionals<br />
• Dedicated to superior customer service<br />
Areas of Focus: <strong>Wealth</strong> Management, Retirement and Income Planning<br />
Designations: Senior Vice President – Complex Manager, CIMC<br />
o ur<br />
mission is to build lifelong, multigeneration client relationships through a foundation<br />
of trust and confidence. Our value is built on our experience and knowledge of wealth<br />
management strategies and retirement and income planning. We work with our clients<br />
to <strong>for</strong>mulate a comprehensive and personalized plan, implement that plan and provide<br />
ongoing guidance and direction while constantly striving <strong>for</strong> exceptional customer service<br />
and satisfaction.<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
91 Longwater Circle, Suite 300 • Norwell, MA 02061<br />
Office : (781) 792-0111 • Toll-free : (800) 543-8010<br />
john.koulopoulos@wellsfargoadvisors.com • home.wellsfargoadvisors.com/john.koulopoulos<br />
The rating may not be representative of any one client’s experience because the rating reflects an<br />
average of all, or a sample of all, of the experiences of the adviser’s clients. The rating is not indicative<br />
of the adviser’s future per<strong>for</strong>mance. See the announcement page <strong>for</strong> more in<strong>for</strong>mation on how the <strong>FIVE</strong><br />
<strong>STAR</strong> <strong>Wealth</strong> <strong>Managers</strong> are chosen. Wells Fargo Advisors, LLC, Member SIPC, is a registered brokerdealer<br />
and a separate non-bank affiliate of Wells Fargo & Company. [CAR 1110-4119 12/6/10].<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu
F or<br />
Left to right: Two-Year Winner Paul Fragala;<br />
Cole Parlin, <strong>2011</strong> Winner Cynthia Merillat<br />
KriStine porcaro<br />
Special advertiSing Section<br />
Helping Clients Face Their Life Decisions<br />
• Lexington <strong>Wealth</strong> helps clients balance strategy and emotion<br />
• Tailored investment solutions<br />
Areas of Focus: Holistic life planning, tax planning, concierge services<br />
more than a decade, Lexington has thrived in its independent ownership. Being a<br />
“fee-only” boutique has enabled us to retain our core values of independence, integrity<br />
and entrepreneurial spirit. This keeps us focused on the most important aspects of our job:<br />
listening, learning and always acting as an advocate <strong>for</strong> our clients. It is with this commitment<br />
that three of our partners have been nationally recognized in venues such as Worth magazine’s<br />
“Top 250 <strong>Wealth</strong> Advisors.”<br />
1666 Massachusetts Avenue • Lexington, MA 02420<br />
Phone : (781) 860-7745<br />
paUl Fragala<br />
Genuine Care with Professional Advice<br />
• Comprehensive financial planning approach<br />
• Honest, straight<strong>for</strong>ward financial advice<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
Areas of Focus: Financial Planning, Retirement, Investment and Estate Planning<br />
Designations: CFP®, Financial Advisor<br />
p aul<br />
and his team listen to your concerns and take the time to understand what means<br />
the most to you and your family. Using a financial planning approach, they will help you<br />
make the financial decisions that fit your goals, needs and situation. His team consists of two<br />
financial advisors, Cynthia Merillat and Cole Parlin; a client service manager, Sue Hans<strong>for</strong>d;<br />
and a client service specialist, Patty Dooley.<br />
Paul Fragala & associates, a financial advisory practice of ameriprise Financial Services, inc.<br />
76 Main Street • Andover MA 01810<br />
Phone: (978) 474-9900<br />
paul.j.fragala@ampf.com • ameripriseadvisors.com/paul.j.fragala<br />
Working with this financial advisor is not a guarantee of future financial success. Investors should<br />
conduct their own evaluation of a financial professional. Brokerage, investment and financial advisory<br />
services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some<br />
products and services may not be available in all jurisdictions or to all clients.<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Two-Year<br />
Winner<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
Left to right: Michael Tucci, <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager<br />
Kristine Porcaro, Daniel Flanagan, Glenn Frank<br />
(not pictured: Gary Pomerantz, Ed Papier)<br />
www.fivestarprofessional.com | FS – 31
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
Left to right: Ed McNeil, Bill Crane,<br />
<strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> Manager Mike Tucci, Greg Hart<br />
Special advertiSing Section<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
WilliaM W.<br />
alMond<br />
Building Relationships Beyond the Sale<br />
• Holistic approach based on an integrated model<br />
• Personalized analysis, fact-based recommendations<br />
• Fully referral-based practice<br />
Areas of Focus: Retirement Strategies, Business and Estate Planning<br />
Titles: Financial Advisor, Registered Representative<br />
B ill<br />
MicHael a. tUcci<br />
Integrity • Experience • Teamwork<br />
• Recognized individual and business tax specialists since 1974<br />
• Deep experience serving high-net-worth individuals and families<br />
• Income tax planning <strong>for</strong> more in<strong>for</strong>med investment decisions<br />
Areas of Focus: Tax compliance services and estate, gift and trust strategies<br />
Designations: CPA, MST<br />
e rcolini<br />
david B.<br />
aleXander<br />
alexander wealth<br />
advisors, llC<br />
284 ayer Rd.<br />
harvard, Ma 01451<br />
office: (978) 772-1400, ext. 11<br />
cpa@dbalexander.com<br />
www.alexanderwealth.com<br />
Making a Difference in Our Clients’ Lives<br />
• Comprehensive wealth management<br />
• Retirement strategies<br />
• Tax planning<br />
Designations: CPA®, MST, PFS<br />
a lexander<br />
<strong>Wealth</strong> Advisors is a multidisciplined wealth<br />
management firm servicing the needs of affluent individuals,<br />
families and business owners. Using our unique process, our team of<br />
CPAs, CFP® practitioners and financial advisors develop personalized,<br />
actionable plans integrating complex retirement, investment, estate,<br />
tax and business strategies all focused on each client’s financial goals<br />
and objectives.<br />
Securities offered through 1st Global Capital Corp., Member FINRA, SIPC.<br />
Investment Advisory Services offered through 1st Global Advisors, Inc.<br />
FS – 32 | ©<strong>2011</strong> Crescendo Business Services<br />
& Company is a CPA firm that provides tax preparation and planning services<br />
to individuals and families and their professional advisors, including banks, law firms<br />
and wealth managers. Our tax specialists identify tax planning opportunities as legislation<br />
is developed in Washington D.C. and on Beacon Hill. With our knowledge of current tax<br />
compliance requirements, we provide sound advice and counsel regarding significant financial<br />
decisions affecting our clients. Partner-level attention and responsiveness lead to long-term<br />
client relationships that are based on trust and shared values.<br />
101 Arch Street, Suite 300 • <strong>Boston</strong>, MA 02110<br />
Phone: (617) 482-5511<br />
mt@recpa.com • www.recpa.com<br />
800 South St., Ste. 505<br />
waltham, Ma 02453<br />
office : (781) 788-4602<br />
walmond@baystatefinancial.com<br />
has more than 13 years of experience helping his clients make<br />
intentional financial decisions based on an organized, coordinated<br />
and integrated financial model. His process starts with clients<br />
articulating their definition of success, which yields a customized<br />
strategy designed to put fears to rest with a common sense, first-thingsfirst<br />
action plan.<br />
Securities and investment advisory services offered through New England Securities<br />
(NES)(FINRA/SIPC), a registered investment advisor. Baystate Financial Services is<br />
not affiliated with NES.
a s<br />
cHad<br />
BeSegai<br />
1 <strong>Boston</strong> Place, Ste. 3520<br />
<strong>Boston</strong>, Ma 02108<br />
office : (617) 723-3200<br />
www.wfadvisors.com/chad.besegai<br />
Fully Invested in Your Success<br />
• Customized retirement and income planning strategies<br />
• A consistent investment planning process<br />
• Committed to exceptional client service<br />
Focus: Financial Advisory Services; Retirement and Income Planning<br />
Designations: MBA, CERTIFIED FINANCIAL PLANNER<br />
a Financial Advisor and CERTIFIED FINANCIAL PLANNER<br />
professional, I dedicate my practice to helping individuals and<br />
families develop and implement comprehensive wealth management<br />
strategies <strong>for</strong> their specific needs. I am grateful to all of my clients <strong>for</strong><br />
their continued trust and confidence.<br />
The rating may not be representative of any one client’s experience because the rating reflects<br />
an average of all, or a sample of all, of the experiences of the adviser’s clients. The rating<br />
is not indicative of the adviser’s future per<strong>for</strong>mance. See the announcement page <strong>for</strong> more<br />
in<strong>for</strong>mation on how the <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> <strong>Managers</strong> are chosen. Wells Fargo Advisors,<br />
LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate of Wells<br />
Fargo & Company. [CAR 1210-0628A]. Wells Fargo Advisors is not a tax or legal advisor.<br />
Special advertiSing Section<br />
e motions<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
BoB<br />
Brandt<br />
1 harris St.<br />
newburyport, Ma 01950<br />
office : (978) 465-4188<br />
robert.a.brandt@ampf.com<br />
Values Driven • Planning <strong>for</strong> Life<br />
• Advising individuals, families and businesses<br />
• Providing tailored solutions<br />
• 21 years’ financial planning and asset management<br />
Senior Financial Advisor, CERTIFIED FINANCIAL PLANNER professional<br />
can get in the way of sound financial decisions. I guide clients<br />
toward clear-sighted financial choices that reflect their personal values.<br />
At each step, I help clients find opportunities and avoid mistakes. I invite<br />
you to learn about my in-depth approach to financial planning and asset<br />
management.<br />
Working with this financial advisor is not a guarantee of future financial success.<br />
Investors should conduct their own evaluation of a financial professional. Brokerage,<br />
investment and financial advisory services are made available through Ameriprise<br />
Financial Services, Inc., Member FINRA and SIPC.<br />
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Two-Year<br />
Winner<br />
Crescendo Business Servic<br />
Two-Year<br />
Winner<br />
M FA<br />
georgia<br />
BrUggeMan<br />
Meridian Financial<br />
advisors, llC<br />
13 water St., Ste. 2<br />
holliston, Ma 01746<br />
Phone: (508) 429-2600<br />
georgia@meridianfinancial.net<br />
www.meridianfinancial.net<br />
Financial Peace of Mind<br />
• Providing personal attention to clients <strong>for</strong> 21 years<br />
• Independent, fee-only, no commissions or 12-B1 fees<br />
• Focus on downside protection and tax minimization<br />
Focus: Portfolio Management, Comprehensive <strong>Wealth</strong> Management<br />
Designations: CFP®, MBA<br />
will help you stay on track with your goals so you will have more<br />
control of your finances, peace of mind and a clear financial direction.<br />
Your team will include CPAs, estate attorneys and insurance agents when<br />
appropriate. You will eliminate the guesswork in coordinating insurance, taxes,<br />
retirement, estate, LTC, education funding and reduce emotional decision<br />
making. Your success is our No. 1 priority. Stocks, bonds, preferreds, ETFs and<br />
no load funds. Recognized Fiduciary. Registered Investment Advisor.<br />
Member: CFA Institute, NAPFA, Advisor Background Check, FPA, MD Preferred<br />
Financial Network.<br />
cliFFord<br />
caplan<br />
Experience • Independent • Diligent<br />
• Long history of integrity and independence<br />
• Retirement accumulation and income strategies<br />
• Innovative solutions <strong>for</strong> wealth preservation<br />
Areas of Focus: Retirement strategies, wealth preservation<br />
Designations: CFP®, AIF®, MBA<br />
W ith<br />
1408 Providence hwy.<br />
norwood, Ma 02062<br />
office : (781) 762-6200<br />
www.nvfp.com<br />
more than 32 years of experience, Cliff has successfully<br />
navigated clients through many financial crises. The uncertainty<br />
and conflicts of interest in Washington and Wall Street requires the<br />
guiding hand of an independent and credentialed financial advisor.<br />
While Cliff specializes in retirement planning <strong>for</strong> both businesses and<br />
individuals, a major concentration of his practice is innovative, taxefficient<br />
wealth preservation strategies.<br />
Securities and Advisory Services Offered Through Commonwealth Financial<br />
Network, Member FINRA/SIPC. A Registered Investment Advisor.<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
www.fivestarprofessional.com | FS – 33
Y our<br />
loUiS e.<br />
conrad ii<br />
CoMPaSS wealth Mgmt.<br />
P.o. Box 250<br />
lexington, Ma 02420<br />
Phone: (781) 862-7030<br />
Cell: (978) 828-5681<br />
lconrad@compassinvest.com<br />
www.compassinvest.com<br />
Expert Advice — Superior Service<br />
• Independent, objective advice in your best interest<br />
• Comprehensive, customized solutions <strong>for</strong> your goals<br />
• Proactive, highly collaborative service model<br />
Areas of Focus: Investment Management, Retirement and Financial Planning<br />
Designations: CFA, MBA – Founder/Owner – Former Mutual Fund Manager<br />
portfolio demands the personal attention of a leading wealth<br />
manager who will structure your investments to meet your<br />
individual needs, as well as provide you with a comprehensive suite<br />
of wealth advisory services. Your selection of a wealth manager is an<br />
important one — you require integrity in an advisor and you want<br />
someone you can trust. At COMPASS <strong>Wealth</strong> Management, we strive<br />
to exceed each client’s expectations with a fee-only approach.<br />
Special advertiSing Section<br />
usines<br />
o Business S<br />
endo Business<br />
Two-Year<br />
Serv<br />
Winner<br />
o ur<br />
Brian<br />
doHertY<br />
6 <strong>Boston</strong> Rd., Ste. 200<br />
Chelms<strong>for</strong>d, Ma 01824<br />
office: (978) 250-0120<br />
Brian@currandoherty.com<br />
We Earn Your Trust<br />
• Dedicated to your success<br />
• Customized strategies<br />
• Powerful team<br />
Areas of Focus: Investment Management*, Retirement Income Strategies<br />
goal is to help our clients pursue financial security and peace of mind.<br />
We help achieve this through the development of customized financial<br />
strategies designed to help accumulate assets and protect our clients’ wealth. We<br />
value the relationships we have established, and continue to work hard every day.<br />
* Thomas Curran and Brian Doherty are Registered Representatives and Investment Advisor<br />
Representatives of Equity Services, Inc. Securities and investment advisory services are<br />
offered solely by Equity Services, Inc., Member FINRA/SIPC, Two Newton Executive Park,<br />
Suite 200, Newton, Massachusetts 02462 (617) 965-7777. Curran & Doherty Financial<br />
Partners is independent of Equity Services, Inc.<br />
TC60237(1210)<br />
a s<br />
i<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
tHereSa<br />
MeeHan<br />
Meehan Financial Services<br />
one Cranberry hill, Ste. 302<br />
lexington, Ma 02421<br />
office : (781) 676-2972<br />
theresa@meehanfs.com<br />
www.meehanfinancialservices.com<br />
Trust — Value — Service<br />
• Focus on estate planning<br />
• Pre- and post-retirement strategies<br />
• College and insurance planning<br />
President of Meehan Financial Services<br />
paUl<br />
derBYSHire<br />
308 w Central St.<br />
Franklin, Ma 02038<br />
office: (508) 528-9880<br />
paul.m.derbyshire@ampf.com<br />
Actionable Advice in Uncertain Times<br />
• Experience providing personal financial solutions<br />
• Delivering value in ongoing planning relationships<br />
• A comprehensive, team approach to serving clients<br />
Financial planning, investments, tax management strategies, retirement<br />
Designation: CFP®<br />
a Financial Advisor, I characterize success as developing a plan that<br />
encompasses a client’s current needs as well as long-term goals <strong>for</strong> their<br />
financial future. I care about the clients with which I work and I take the time to<br />
work with clients to plan <strong>for</strong> their goals and dreams. I believe my accessibility<br />
and knowledge provides clients with a feeling of com<strong>for</strong>t in an unstable economy.<br />
Working with this financial advisor is not a guarantee of future financial success.<br />
Investors should conduct their own evaluation of a financial professional. Brokerage,<br />
investment and financial advisory services are made available through Ameriprise<br />
Financial Services, Inc., Member FINRA and SIPC. Some products and services may<br />
not be available in all jurisdictions or to all clients.<br />
escendo Business Services<br />
Crescendo Business Servic<br />
Two-Year<br />
Winner<br />
FS – 34 | ©<strong>2011</strong> Crescendo Business Services<br />
have spent the last 28 years helping my clients make smart, in<strong>for</strong>med<br />
financial choices. I pride myself in exceptional professional<br />
service. I strive to develop a plan that works with all relative financial<br />
professionals. I always offer clear, honest and unbiased advice. Due<br />
to these founding principles, I maintain a high client retention and<br />
referral rate.<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
Securities Offered Through 1 st Global Capital Corp., Member FINRA/SIPC.<br />
Investment advisory services offered through 1 st Global Advisors, Inc.
gregg S.<br />
MileS<br />
Miles logue<br />
Financial Group<br />
125 Summer St.<br />
<strong>Boston</strong>, Ma 02110<br />
office: (617) 526-9393, ext. 318<br />
gmiles@mileslogue.com<br />
www.mileslogue.com<br />
Planning Today <strong>for</strong> a Better Tomorrow<br />
• Comprehensive and coordinated financial planning strategies<br />
• Design and management of life insurance portfolios <strong>for</strong><br />
wealth transfer plans<br />
Areas of Focus: Insurance, Financial Planning, <strong>Wealth</strong> Management<br />
Designation: CFP®<br />
g regg<br />
S. Miles specializes in advising successful, high-net-worth<br />
individuals and their families with complex wealth transfer<br />
planning techniques, comprehensive financial planning and defined<br />
wealth management strategies. Gregg’s practice focuses on providing the<br />
highest level of service and expertise to clients through a coordinated team<br />
approach and by a strict philosophy of making recommendations that are<br />
consistent, yet customized and unbiased <strong>for</strong> every client’s situation.<br />
Gregg Miles is a registered representative of and offers securities and investment<br />
advisory services through MML Investors Services, Inc. Member SIPC.<br />
CA License Number 0D08836 — FL License Number E047102.<br />
Special advertiSing Section<br />
usines<br />
o Business S<br />
endo Business<br />
Two-Year<br />
Serv<br />
Winner<br />
dUKe<br />
paScUcci<br />
Adding Value to the Lives of My Clients<br />
• Independent, objective and comprehensive approach<br />
• Customized planning to suit specific client objectives<br />
• Highly personalized service and client communication<br />
Financial, retirement and educational plng., investment mgmt., comp. retirement plans<br />
First Vice President, Financial Advisor – <strong>Wealth</strong> Management; CFP®<br />
M y<br />
53 State St.<br />
<strong>Boston</strong>, Ma 02109<br />
Phone: (617) 589-3270<br />
philip.h.pascucci@mssb.com<br />
mission is to add value to the lives of my clients by helping them<br />
identify and reach their financial and investment goals. Each<br />
client has a unique set of objectives. For individuals, these objectives<br />
encompass retirement and educational planning along with income and<br />
wealth creation. For companies, I help establish and maintain the proper<br />
retirement plan.<br />
© <strong>2011</strong> Morgan Stanley Smith Barney LLC. Member SIPC.<br />
H ave<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
tHoMaS J.<br />
oUellette<br />
ouellette wealth<br />
Management<br />
35 Bed<strong>for</strong>d St., Ste. 14<br />
lexington, Ma 02420<br />
office : (781) 861-0766<br />
tom.ouellette@lpl.com<br />
www.owmonline.com<br />
Multi-Client Family Office<br />
• Trusted advice <strong>for</strong> exclusive group of families<br />
• Comprehensive wealth management roadmap<br />
• Helping you make smart choices with your money<br />
Areas of Focus: Multi-Client Family Offi ce <strong>for</strong> Exclusive Group of Families<br />
Designations: CFS®, LUTCF, GEPC, Chartered Retirement Planning CounselorSM you found your trusted financial advisor yet? To thrive in<br />
the 21 st century financial landscape, every family needs a trusted<br />
financial advisor who acts like a “friend in the family” and who helps<br />
you make smart choices with your money.<br />
Mr. Ouellette is owner and founder of Ouellette <strong>Wealth</strong> Management<br />
Group in Lexington, MA. He is an advisor with LPL Financial, one of the<br />
nation’s largest independent financial advisory firms.<br />
Thomas J. Ouellette is a Registered Principal with and securities are<br />
offered through LPL Financial, Member FINRA/SIPC.<br />
c onstellation<br />
StepHen<br />
piotte<br />
179 Great Rd., Ste. 210<br />
acton, Ma 01720<br />
Phone : (978) 266-1930<br />
Stephen@CFWMS.com<br />
Your Dreams Are Our Goals<br />
• Have your tax <strong>for</strong>ms prepared by concerned professionals<br />
• A custom financial plan to meet your needs<br />
• Review your numbers without being treated like one<br />
Areas of Focus: Financial Advisors and Income Tax Preparation<br />
Designation: Enrolled Agent<br />
escendo Business Services<br />
Crescendo Business Servic<br />
Two-Year<br />
Winner<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
Financial & <strong>Wealth</strong> Management Services helps<br />
individuals, families and business owners live their dreams by<br />
providing a comprehensive wealth management review including<br />
strategies and solutions <strong>for</strong> all your investment, retirement, estate and<br />
tax-planning needs.<br />
Contact us today by phone or visit our website to let us help you live<br />
your dreams.<br />
Securities offered through 1st Global Capital Corp., Member FINRA, SIPC.<br />
Investment Advisory Services offered through 1st Global Advisors, Inc.<br />
www.fivestarprofessional.com | FS – 35
p aul<br />
paUl l.<br />
rocHe iii<br />
125 high St., 24 th Fl.<br />
<strong>Boston</strong>, Ma 02110<br />
Phone: (617) 478-6515<br />
Paul.Roche@MSSB.com<br />
Integrity • Knowledge • Excellence<br />
• Comprehensive wealth management<br />
• Corporate executive services<br />
• Planning-based, customized strategies<br />
Areas of Focus: <strong>Wealth</strong> Planning, Portfolio Construction, Risk Management<br />
Designations: Senior Vice President, CFP®, CIMA®, <strong>Wealth</strong> Advisor<br />
Roche leads a team of professionals who are pledged to uphold<br />
their five guiding principles: integrity, client focus, citizenship,<br />
lifelong education and teamwork. We are honored and humbled to have<br />
been selected again by our loyal and valued clients <strong>for</strong> the <strong>FIVE</strong> <strong>STAR</strong><br />
“Overall Satisfaction” Award. Thank you <strong>for</strong> your continuing trust<br />
and confidence.<br />
© <strong>2011</strong> Morgan Stanley Smith Barney LLC. Member SIPC.<br />
Special advertiSing Section<br />
usines<br />
o Business S<br />
endo Business<br />
Two-Year<br />
Serv<br />
Winner<br />
JonatHan d.<br />
StraUS<br />
Growing and Protecting Generational <strong>Wealth</strong><br />
• Comprehensive wealth management advice and services<br />
• Individual securities selection — no use of funds<br />
• Definitive buy, sell and review disciplines<br />
Focus: Discretionary Portfolio Mgmt., Retirement/Educational Plng., Estate Plng.<br />
Designations: Founding Principal, Portfolio Manager<br />
J onathan<br />
124 Beacon St., Ste. 3F<br />
<strong>Boston</strong>, Ma 02116<br />
Phone: (617) 431-7200<br />
www.commonscapitaladvisors.com<br />
founded Commons Capital Advisors, LLC on the belief there<br />
are many inconsistencies with the big bank/brokerage firm model.<br />
While other institutions try to figure out how to become profitable again,<br />
our independence frees us from those board and shareholder controls<br />
allowing us to concentrate on what is important, the client.<br />
Securities offered through National Securities Corporation: Member FINRA/SIPC.<br />
Investment Advisory Service offered through National Asset Management, Inc.,<br />
a Registered Investment Advisor and affiliate of National Securities Corporation.<br />
Accounts are carried by National Financial Services, LLC. Member NYSE/SIPC, a<br />
Fidelity Investments® company.<br />
FS – 36 | ©<strong>2011</strong> Crescendo Business Services<br />
<strong>2011</strong><br />
FivE STAr<br />
WEAlTh MAnAgErS<br />
peter K.<br />
SeiBert<br />
Comprehensive <strong>Wealth</strong> Management<br />
• Personalized investment planning<br />
• Rigorous investment management<br />
• Strategic retirement planning<br />
Areas of Focus: Potential growth of income, retirement income planning<br />
Title: Vice President/Investments<br />
W ith<br />
20 william St., Ste. 330<br />
wellesley, Ma 02481<br />
Phone: (781) 239-2809<br />
seibertp@stifel.com<br />
more than 25 years of experience, Pete concentrates on listening<br />
to his clients and ascertaining their needs. He then assembles<br />
appropriate portfolios to pursue their investment goals. Pete scrupulously<br />
manages and/or monitors the investments. He per<strong>for</strong>ms periodic reviews<br />
and makes adjustments as necessary due to changing markets and/or client<br />
requirements. His area of special expertise is creating portfolios providing<br />
a potential income stream throughout retirement.<br />
Stifel, Nicolaus & Company, Incorporated.<br />
Member SIPC and NYSE.<br />
S imply<br />
terrY<br />
WellS<br />
wells Financial advisors, inc.<br />
161 worcester Rd., Ste. 205<br />
Framingham, Ma 01701<br />
office : (508) 655-9303<br />
terry.wells@lpl.com<br />
www.lpl.com/terry.wells<br />
Trust • Experience • Service<br />
• Trusted, independent and objective advice<br />
• More than 20 years of experience<br />
• Exceptional client service<br />
Areas of Focus: <strong>Wealth</strong> Management, Financial and Retirement Planning<br />
Designations: CFP®, ChFC, CLU<br />
escendo Business Services<br />
Crescendo Business Servic<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
stated, our mission is to help clients realize their financial<br />
goals. We get to know our clients well in order to understand their<br />
aspirations and their concerns. Through comprehensive financial<br />
planning, we are able to provide unbiased, objective advice customized<br />
<strong>for</strong> each client. We pride ourselves on providing outstanding service and<br />
maintaining long-term client relationships.<br />
Securities offered through LPL Financial, member FINRA/SIPC. Financial planning<br />
offered through Wells Financial Advisors, Inc., a Registered Investment Advisor.
usines<br />
o Business S<br />
endo Business<br />
Two-Year<br />
Serv<br />
Winner<br />
escendo Business Services<br />
Two-Year<br />
Winner<br />
Crescendo Business Servic<br />
Two-Year<br />
Winner<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
Two-Year<br />
Winner<br />
do Busin<br />
Bu<br />
N ew<br />
ROBERT A.<br />
WILKINSON, ESQ.<br />
New England Trust Services<br />
607 North Ave.<br />
Wakefield, MA 01880<br />
Office: (781) 246-0662<br />
Toll-free: (800) 894-8662<br />
rw@newenglandtrust.com<br />
www.newenglandtrust.com<br />
Comprehensive Estate Planning<br />
• Sound wealth management<br />
• Living trusts<br />
• Estate and trust administration<br />
England Trust Services specializes in providing creative estate<br />
planning strategies and sound wealth management. Clients of<br />
New England Trust Services are assured that they are receiving advice<br />
and estate planning techniques that are ideal <strong>for</strong> their individual<br />
circumstances. Robert A. Wilkinson, President of New England Trust<br />
Services, is an attorney with extensive experience in trusts, estate<br />
planning and probate administration. In addition, Mr. Wilkinson has<br />
years of experience in the financial services industry.<br />
Securities offered through Advisory Group Equity Services, Ltd. Member FINRA/<br />
SIPC. 161 Ash Street, Reading, MA 01867 (781) 942-5070.<br />
S tephen<br />
STEPHEN P.<br />
AHERN<br />
600 Clark Rd., 4th Fl.<br />
Tewksbury, MA 01876<br />
Phone: (978) 970-2900<br />
SAhern@SullivanBilleGroup.com<br />
Designations: CPA/PFS, CFP®, MST<br />
P. Ahern, Co-founder<br />
and President of <strong>Wealth</strong><br />
Management Advisors, LLC and<br />
a Shareholder of the regional<br />
CPA firm Sullivan Bille, P.C. We<br />
practice based on fiduciary hightouch<br />
service that puts the client’s<br />
interests first.<br />
MARC<br />
ALTENHOFF<br />
271 Waverley Oaks Rd., Ste. 200<br />
Waltham, MA 02452<br />
Phone: (617) 715-9890<br />
marc.c.altenhoff@ampf.com<br />
Title: Financial Advisor<br />
Helping high-net-worth<br />
clients plan <strong>for</strong> their<br />
financial objectives through a<br />
long-term relationship.<br />
Working with this financial advisor<br />
is not a guarantee of future financial<br />
success. Investors should conduct<br />
their own evaluation of a financial<br />
professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC.<br />
SPECIAL ADVERTISING SECTION<br />
<strong>2011</strong><br />
<strong>FIVE</strong> <strong>STAR</strong><br />
WEALTH MANAGERS<br />
DAN<br />
WILLIAMS<br />
The Dover Group<br />
Elm Bank Horticultural <strong>Center</strong><br />
900 Washington St.<br />
Wellesley, MA 02482<br />
Phone: (781) 416-1840<br />
dwilliams@dovergroup.com<br />
www.dovergroup.com<br />
Dedicated to Your Goals<br />
• Sophisticated planning<br />
• Innovative solutions<br />
• Maximizing and preserving wealth<br />
Designations: CFP®, CLU®, ChFC®, AEP®<br />
F or<br />
the past 20 years, Dan and his team have been helping families<br />
enhance and preserve their wealth. Dan’s comprehensive approach<br />
to financial planning and dedication to his clients has earned him a spot<br />
as one of our <strong>2011</strong> <strong>FIVE</strong> <strong>STAR</strong> <strong>Wealth</strong> <strong>Managers</strong>.<br />
N icholas<br />
Financial planning provided by Williams Advisory Services, LLC, a Registered<br />
Investment Adviser.<br />
NICHOLAS S.<br />
CARLIN<br />
2 Constitution Plz., Fl. 1<br />
Charlestown, MA 02129<br />
Phone: (617) 580-4136<br />
Nicholas.S.Carlin@ampf.com<br />
Financial Advisor, CRPC®<br />
helps clients manage<br />
their financial situation through<br />
a comprehensive financial planning<br />
approach and thoughtful advice.<br />
Working with this financial advisor is not<br />
a guarantee of future financial success.<br />
Investors should conduct their own<br />
evaluation of a financial professional.<br />
Ameriprise Financial Services, Inc.,<br />
Member FINRA and SIPC.<br />
JOHN D.<br />
CURTIN<br />
175 Andover St., Ste. 201<br />
Danvers, MA 01923-1443<br />
Phone: (978) 777-6500, Ext. 201<br />
john.d.curtin@ampf.com<br />
Financial Advisor, CFP®<br />
The first step in reaching your<br />
goals is reaching the person<br />
who can help you achieve them.<br />
Working with this financial advisor<br />
is not a guarantee of future financial<br />
success. Investors should conduct<br />
their own evaluation of a financial<br />
professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC.<br />
www.fivestarprofessional.com | FS – 37
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Two-Year<br />
Winner<br />
Crescendo<br />
Two-Year<br />
Business Servic<br />
Winner<br />
Two-Year<br />
Winner<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
Two-Year<br />
Winner<br />
do Busin<br />
Bu<br />
T im<br />
TIMOTHY<br />
DAVIS<br />
<strong>Boston</strong>, MA 02109<br />
Phone: (617) 589-3472<br />
t.davis@mssb.com<br />
fa.smithbarney.com/timothydavis<br />
Titles: Vice President, CFP®<br />
Davis works with both<br />
families and individuals that<br />
are in need of a long-term, <strong>for</strong>wardthinking<br />
financial plan. His clients’<br />
plans encompass investments,<br />
retirement, tax, estate planning<br />
and insurance analysis.<br />
© <strong>2011</strong> Morgan Stanley Smith Barney<br />
LLC. Member SIPC.<br />
CHRISTOPHER F.<br />
GALLAGHER<br />
One Ash St.<br />
Hopkinton, MA 01748<br />
Office: (508) 435-5200<br />
christopher.f.gallagher@ampf.com<br />
Financial Advisor, CFP®<br />
M y<br />
mission is to help you plan<br />
<strong>for</strong> your financial goals through<br />
a personal relationship based on<br />
personalized, knowledgeable advice.<br />
Working with this financial advisor<br />
is not a guarantee of future financial<br />
success. Investors should conduct<br />
their own evaluation of a financial<br />
professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC<br />
STEPHEN<br />
DELLELO<br />
540 Bay Rd.<br />
Easton, MA 02375<br />
Office : (508) 297-1113<br />
Sdellelo@nextfinancial.com<br />
ChFC®, MBA, MSFS, CTS<br />
consultative approach A to listen, collect and<br />
analyze client data. Providing<br />
customized solutions <strong>for</strong> wealth<br />
accumulation and helping with<br />
income distributions, so that<br />
you can arrive at retirement on<br />
time and fully funded.<br />
D ennis<br />
FS – 38 | ©<strong>2011</strong> Crescendo Business Services<br />
DENNIS F.<br />
GORMAN, ESQ.<br />
Worcester, MA 01608<br />
Phone: (508) 459-8037<br />
dgorman@ftwlaw.com<br />
www.ftwlaw.com<br />
Licensed MA Attorney, CPA<br />
Gorman guides<br />
clients through the<br />
sophisticated estate, trust, tax<br />
and business planning process.<br />
As a CPA, MST and attorney,<br />
he brings a unique perspective,<br />
paying special attention to the tax<br />
implications of available options.<br />
SPECIAL ADVERTISING SECTION<br />
2 Constitution Plaza, Fl. 1<br />
Charlestown, MA 02129<br />
Phone: (617) 580-4244<br />
robert.m.dolliver@ampf.com<br />
Financial Advisor, CRPC®<br />
My passion is working oneon-one<br />
with clients to<br />
understand their goals and needs,<br />
and provide a plan to help them feel<br />
confident about their future.<br />
Working with this financial advisor is not a<br />
guarantee of future financial success. Investors<br />
should conduct their own evaluation of a<br />
financial professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC.<br />
H anson<br />
ROBERT M.<br />
DOLLIVER<br />
HEIDI<br />
HANSON<br />
501 Cabot St., 2nd Fl.<br />
Beverly, MA 01915<br />
Office : (978) 922-4141<br />
Financial Plng. and Investment Mgmt.<br />
Designation: CFP®<br />
Financial Group<br />
offers financial planning and<br />
investment management <strong>for</strong> retirees,<br />
surviving and divorced partners.<br />
Heidi Hanson is a registered representative<br />
and financial adviser, of New England<br />
Securities Corp. (NES), a broker-dealer<br />
(member FINRA/SIPC) and a registered<br />
investment adviser. Hanson Financial<br />
Group is not affiliated with NES.<br />
<strong>2011</strong><br />
Five Star<br />
<strong>Wealth</strong> ManagerS<br />
DAVID S.<br />
FREDERICK<br />
Carlton, Healy & Frederick LLP<br />
4 Tioga Way<br />
Marblehead, MA 01945<br />
Office : (781) 631-8410<br />
dfrederick@chfcpa.com<br />
chfcpa.com<br />
Individual/Business Tax and<br />
Accounting Services<br />
Certified<br />
D<br />
Public Accountant<br />
avid is a 1970 graduate<br />
of <strong>Boston</strong> College and<br />
its School of Management<br />
Honors Program. He has been<br />
a practicing Massachusettslicensed<br />
CPA since 1980, is a<br />
Notary Public and member of<br />
the AICPA, MSCPA and MAPA.<br />
Integrated Financial Partners<br />
8 Enon St., Ste. 1R<br />
Beverly, MA 01915<br />
Phone: (978) 232-1111<br />
james.horrocks@lpl.com<br />
www.lpl.com/james.horrocks<br />
Designations: MBA, CFP®, AIF<br />
J ames<br />
JAMES<br />
HORROCKS<br />
Horrocks has 15 years of<br />
experience helping individuals<br />
and companies meet their<br />
financial goals by providing highly<br />
personalized service.<br />
Securities offered through LPL<br />
Financial. Member FINRA/SIPC.
usines<br />
o Business S<br />
Two-Year<br />
Winner<br />
endo Business Serv<br />
escendo Business Services<br />
Two-Year<br />
Winner<br />
Crescendo<br />
Two-Year<br />
Business Servic<br />
Winner<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
Two-Year<br />
Winner<br />
do Busin<br />
Bu<br />
CAROLYN<br />
HOWARD<br />
Pegaesus Advisors Inc.<br />
237 Lexington St., Ste. 201<br />
Woburn, MA 01801<br />
Phone: (781) 938-9200<br />
Phone: (781) 938-9250<br />
choward@pegaesusadvisors.com<br />
Areas of Focus: Comprehensive<br />
Planning, Investment Mgmt., Risk<br />
PMgmt. and Insurance<br />
egaesus Advisors offers a<br />
uniquely flexible approach<br />
to managing our clients’<br />
wealth. We clearly establish<br />
their goals and aspirations,<br />
then design a holistic financial<br />
plan to meet their needs.<br />
Compass Planning<br />
Associates, Inc.<br />
<strong>Boston</strong>, MA 02108<br />
Phone : (617) 523-4666<br />
www.compassplanning.com<br />
Fee-only retirement, investment<br />
and financial planning<br />
CERTIFIED FINANCIAL PLANNER<br />
O ffering<br />
JENNIFER<br />
LANE<br />
one-on-one,<br />
hands-on guidance<br />
customized to your particular<br />
needs and goals — a personal<br />
level of service, care and attention<br />
larger firms can’t provide.<br />
MATTHEW<br />
KEELING<br />
759 Falmouth Rd.<br />
Mashpee, MA 02649<br />
Phone : (508) 539-0900<br />
matt@keelingfinancial .com<br />
Designation: CFP®<br />
Providing Cape Cod with<br />
independent financial<br />
advice <strong>for</strong> more than 15 years.<br />
Securities and Advisory Services<br />
Offered Through Commonwealth<br />
Financial Network, Member FINRA/<br />
SIPC, A Registered Investment<br />
Advisor.<br />
CHRISTINA<br />
LARSON<br />
Larson Financial<br />
Planning, Inc.<br />
Winchester, MA 01890<br />
Office: (781) 729-1094<br />
Christina@LarsonFP.com<br />
www.LarsonFP.com<br />
Financial Planning, Retirement,<br />
<strong>Wealth</strong> Management<br />
CCFP®, RIA<br />
hristina has provided<br />
independent financial<br />
advice since 1992. Described<br />
as easy to talk to and a great<br />
listener, she has enjoyed<br />
creating strategies to help her<br />
clients achieve their unique<br />
financial goals.<br />
SPECIAL ADVERTISING SECTION<br />
DOLORES<br />
KONG<br />
Winslow, Evans & Crocker, Inc.<br />
175 Federal St.<br />
<strong>Boston</strong>, MA 02110<br />
Phone : (617) 896-3573<br />
dkong@e-winslow.com<br />
www.winslowevanscrocker.com<br />
<strong>Wealth</strong> management; financial, estate<br />
and tax planning; risk management<br />
Sr. VP, CFP®, EA<br />
Pulitzer Prize finalist and A George Polk Award winner<br />
in her <strong>for</strong>mer career at The<br />
<strong>Boston</strong> Globe, Dolores has as her<br />
client motto: “Educate, advocate,<br />
motivate!”<br />
Winslow, Evans & Crocker, Inc.<br />
Member FINRA/SIPC.<br />
E very<br />
CAROLYN M.<br />
LAUNIE<br />
2 Constitution Plaza, Fl. 1<br />
<strong>Boston</strong>, MA 02129<br />
Office: (617) 580-4138<br />
Cell: (617) 592-8680<br />
Financial Advisor, CFP®, CRPC®<br />
client is unique; there<strong>for</strong>e,<br />
our planning and investment<br />
advice is tailored to address clients’<br />
specific concerns.<br />
Working with this financial advisor is not<br />
a guarantee of future financial success.<br />
Investors should conduct their own<br />
evaluation of a financial professional.<br />
Ameriprise Financial Services, Inc.,<br />
Member FINRA and SIPC.<br />
<strong>2011</strong><br />
Five Star<br />
<strong>Wealth</strong> ManagerS<br />
RENÉE<br />
KWOK<br />
30 Federal St.<br />
<strong>Boston</strong>, MA 02110<br />
Office: (617) 210-6700<br />
www.tfcfinancial.com<br />
President, CFP®<br />
Renée and her partners<br />
lead an independent, feeonly<br />
wealth management firm<br />
serving high-net-worth clients<br />
(>$2M portfolios). Renée<br />
provides objective, personalized<br />
financial advice to clients<br />
through life’s transitions.<br />
TIMOTHY A.<br />
LEPAIN<br />
2 Summer St., Ste. 17<br />
Natick, MA 01760<br />
Office: (508) 655-6066<br />
timothy.a.lepain@ampf.com<br />
Financial Advisor, CLU®, ChFC®, MSM<br />
Areas of focus: financial<br />
planning, retirement<br />
planning and investment planning.<br />
Working with this financial advisor<br />
is not a guarantee of future financial<br />
success. Investors should conduct<br />
their own evaluation of a financial<br />
professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC.<br />
www.fivestarprofessional.com | FS – 39
usines<br />
o Business S<br />
Two-Year<br />
Winner<br />
endo Business Serv<br />
escendo Business Services<br />
Two-Year<br />
Winner<br />
Crescendo<br />
Two-Year<br />
Business Servic<br />
Winner<br />
Two-Year<br />
Winner<br />
Two-Year<br />
Winner<br />
rescendo Business Se<br />
cendo Business<br />
do Busin<br />
Bu<br />
Ameriprise Financial<br />
2 Constitution Plaza, 1st Fl.<br />
Charlestown, MA 02129<br />
Direct : (617) 580-4105<br />
sandeep.x.madhavan@ampf.com<br />
ameripriseadvisors.com/sandeep.x.madhavan<br />
Investment and Estate Planning<br />
Financial Advisor, CFP®<br />
E very<br />
SANDEEP<br />
MADHAVAN<br />
client is unique; there<strong>for</strong>e,<br />
our planning and investment<br />
advice is tailored to address clients’<br />
specific concerns and to ensure they<br />
feel more confident.<br />
Working with this financial advisor is not a<br />
guarantee of future financial success. Investors<br />
should conduct their own evaluation of a<br />
financial professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC.<br />
SUSAN<br />
MILLER<br />
Aurora Financial Advisors, LLC<br />
180 Linden St., Ste. 8A<br />
Wellesley, MA 02482<br />
Phone: (781) 239-9996<br />
www.AuroraFA.com<br />
CPA, CFP®, CDFA, MA (Econ)<br />
Fee-Only <strong>Wealth</strong> Mgmt., Financial<br />
Planning, Taxation and Financial<br />
Dispute Resolution<br />
Susan Miller, Managing<br />
Principal of Aurora<br />
Financial Advisors, has more<br />
than 25 years of experience in<br />
wealth management, financial<br />
consulting and tax planning <strong>for</strong><br />
high-net-worth individuals and<br />
families.<br />
FS – 40 | ©<strong>2011</strong> Crescendo Business Services<br />
ANTHONY J.<br />
MARINO<br />
1 Bridgeview Cir., Ste. 11<br />
Tyngsborough, MA 01879<br />
Office: (978) 649-2212<br />
www.MarinoFA.com<br />
Designations: CLU®, ChFC®, FLMI<br />
Since 1985, our firm has<br />
provided holistic and<br />
innovative solutions <strong>for</strong> our clients’<br />
important life goals.<br />
Tony Marino is a registered representative<br />
and financial adviser, of New England<br />
Securities Corp.(NES), a broker-dealer<br />
(member FINRA/SIPC) and a registered<br />
investment adviser. Marino Financial<br />
Advisors is not affiliated with NES.<br />
RICHARD B.<br />
MOOD<br />
Richard Mood, CPA, MST<br />
45 Lyman St., Ste. 12<br />
Westborough, MA 01581<br />
Phone: (508) 836-0194<br />
Fax: (508) 836-0195<br />
info@moodcpa.com<br />
www.moodcpa.com<br />
Personalized financial plng., retirementestate-business-accounting,<br />
taxation<br />
Planting the seeds <strong>for</strong> growth<br />
and success! Richard provides<br />
personalized financial planning and<br />
advisory services in all areas of estate,<br />
accounting and tax. Rich is known<br />
<strong>for</strong> his wealth growth strategies <strong>for</strong><br />
individuals and small businesses.<br />
SPECIAL ADVERTISING SECTION<br />
ROBERT A.<br />
MATSON<br />
Robert A. Matson, CLU, ChFC<br />
333 Orchard St.<br />
Millis, MA 02054<br />
Office: (508) 376-2009<br />
robert.matson@lpl.com<br />
www.lpl.com<br />
Designations: CLU®, ChFC®, AEP<br />
Retirement, Investment and<br />
WInsurance Planning<br />
ith more than 26 years<br />
in the financial services<br />
industry, Bob has the experience<br />
to help you identify and prioritize<br />
the key financial issues in your life.<br />
Securities offered through LPL Financial.<br />
Member FINRA/SIPC.<br />
WILLIAM T.<br />
NOVELLINE, JR.<br />
510 Turnpike St., Ste. 101<br />
North Andover, MA 01845<br />
Phone: (978) 688-9010<br />
www.abbotfm.com<br />
CFA<br />
Since 1983, Abbot Financial has<br />
been committed to providing<br />
our clients:<br />
Excellent client service and<br />
communication.<br />
Individually customized portfolio<br />
management.<br />
Focus on quality and<br />
diversification.<br />
<strong>2011</strong><br />
Five Star<br />
<strong>Wealth</strong> ManagerS<br />
JAMES<br />
MCCUSKER<br />
James McCusker & Associates<br />
11 Summer St.<br />
Chelms<strong>for</strong>d, MA 01824<br />
Phone: (978) 256-1323<br />
James@McCuskerAssociates.com<br />
www.McCuskerAssociates.com<br />
Fee-only advisory firm specializing<br />
in financial planning, portfolio<br />
Jmanagement and tax services<br />
im has been working with<br />
individuals and families <strong>for</strong><br />
more than 20 years providing<br />
straight<strong>for</strong>ward financial advice. His<br />
firm was founded on the notion that<br />
people benefit from a comprehensive<br />
approach to preserving and growing<br />
their wealth.<br />
JOHN C.<br />
O’BRIEN<br />
MetLife<br />
200 West St.<br />
Waltham, MA 02451<br />
Phone : (781) 672-2844<br />
jcobrien@metlife.com<br />
Areas of Focus: Financial Planning,<br />
Retirement Income Planning,<br />
Investment Mgmt. and Insurance<br />
JCERTIFIED FINANCIAL PLANNER<br />
ohn O’Brien, CFP®, will assist you in<br />
meeting your financial goals which<br />
require money and planning to achieve.<br />
Metropolitan Life Insurance Company (MLIC),<br />
New York, NY 10036. Securities and investment<br />
advisory services offered through MetLife<br />
Securities Inc. (MSI)(member FINRA/SIPC),<br />
a registered investment adviser, New York, NY<br />
10036. MLIC and MSI are MetLife companies.<br />
L1210149170[exp1211][MA, NH, RI]
usines<br />
o Business S<br />
Two-Year<br />
Winner<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo<br />
Two-Year<br />
Business Servic<br />
Winner<br />
Two-Year<br />
Winner<br />
rescendo Business Se<br />
cendo Business<br />
Two-Year<br />
Winner<br />
do Busin<br />
Bu<br />
ALEXANDRE M.<br />
OLIVEIRA<br />
Northeast Planning Associates<br />
40 Crescent St.<br />
Waltham, MA 02453<br />
Office : (781) 996-4480<br />
AOliveira@northeastplanning.com<br />
www.alexmoliveira.com<br />
Retirement and Investment Plng.<br />
Designation: CRPC®<br />
A lex’s<br />
firm is committed to<br />
helping individuals and<br />
institutions successfully navigate<br />
their way towards their financial<br />
goals through an objective and<br />
comprehensive investment<br />
management approach.<br />
C elebrating<br />
DANIEL<br />
ROMAINE<br />
300 Crown Colony Dr.<br />
Quincy, MA 02169<br />
Phone : (617) 471-6800<br />
Dan@Romainefinancial.com<br />
CLU, ChFC, CFP®<br />
our 50 th<br />
year! Establishing<br />
goals, creating plans and<br />
implementing strategies.<br />
Securities and advisory services<br />
offered through Commonwealth<br />
Financial Network, Member, FINRA/<br />
SIPC a registered investment adviser.<br />
C lients<br />
TONY J.<br />
PROCTOR<br />
66 Central St.<br />
Wellesley, MA 02482<br />
Phone: (781) 235-0405<br />
www.ProctorFinancial.com<br />
CERTIFIED FINANCIAL PLANNER<br />
come first — always.<br />
This philosophy has led<br />
Proctor Financial to help hundreds<br />
of clients and thousands of adult<br />
education students meet their<br />
financial goals since its founding<br />
in 1994. Clients first — always.<br />
MICHAEL A.<br />
SCHREIBER<br />
Michael A. Schreiber &<br />
Associates<br />
10 Laurel Ave., Ste. 350<br />
Wellesley Hills, MA 02481<br />
Phone: (781) 239-1180<br />
Michael@SchreiberAndAssociates.com<br />
www.SchreiberAndAssociates.com<br />
Personalized Asset Mgmt., Business<br />
Wand Individual Financial Planning<br />
ealth management is equal<br />
parts listening, understanding,<br />
and providing advice and focused<br />
strategies <strong>for</strong> your family’s everchanging<br />
circumstances.<br />
Michael A. Schreiber & Associates is a Registered<br />
Investment Advisor, and offers advisory services.<br />
Securities offered through LPL Financial,<br />
Member FINRA/SIPC. Michael A. Schreiber &<br />
Associates is not affiliated with LPL Financial.<br />
SPECIAL ADVERTISING SECTION<br />
BERNHARD<br />
RADTKE<br />
BMR Capital Advisors LLC<br />
Chestnut Hill, MA 02467<br />
Phone : (617) 232-5603<br />
bmrcapital@comcast.net<br />
www.linkedin.com/in/bmrcapital<br />
Designation: CFA charterholder<br />
Bernhard, founder of BMR<br />
Capital Advisors, provides<br />
customized investment<br />
management and financial<br />
planning solutions. With<br />
more than 15 years of global<br />
investment experience, he is an<br />
expert in asset allocation.<br />
TINA<br />
SHERWOOD<br />
Law Office of Tina L.<br />
Sherwood, LL.M.<br />
6 Trevor Ln.<br />
Hopkinton, MA 01748<br />
Phone : (617) 930-3533<br />
tinasherwood@verizon.net<br />
Estate and Business Succession<br />
Planning and Taxation<br />
HAttorney<br />
ealth, love and wealth<br />
and time to enjoy them.<br />
Tina Sherwood brings this<br />
perspective to her clients’<br />
estate and business succession<br />
planning. Tina holds an LL.M.<br />
in Tax from Georgetown and<br />
studied law at Ox<strong>for</strong>d.<br />
F or<br />
<strong>2011</strong><br />
Five Star<br />
<strong>Wealth</strong> ManagerS<br />
ROBERT G.<br />
RICE<br />
196 <strong>Boston</strong> Ave., Ste. 2000<br />
Med<strong>for</strong>d, MA 02155<br />
Phone: (781) 396-2600<br />
bob@rgrpc.com<br />
CPA, MBA, MST<br />
more than 30 years, Robert<br />
G. Rice, P.C. has been working<br />
with individuals and companies to<br />
help them become more successful.<br />
Our emphasis is always on our<br />
clients’ success and satisfaction.<br />
JEFF<br />
SKERRY<br />
Hays & Skerry<br />
31 Milk St.<br />
<strong>Boston</strong>, MA 02109<br />
Phone: (617) 423-5599<br />
jeffskerry@hays-skerry.com<br />
www.hays-skerry.com<br />
Trust Management; Business,<br />
Real Estate, Tax and Estate Law<br />
FDesignation: Attorney at Law<br />
or more than 25 years Jeff has<br />
been assisting businesses,<br />
individuals, families and trusts<br />
in achieving their financial and<br />
business goals. With extensive<br />
experience as an attorney and as<br />
a CPA, Jeff can provide solutions<br />
to your legal, tax and financial<br />
management challenges.<br />
www.fivestarprofessional.com | FS – 41
usines<br />
o Business S<br />
endo Business Serv<br />
escendo Business Services<br />
Crescendo<br />
Two-Year<br />
Business Servic<br />
Winner<br />
Two-Year<br />
Winner<br />
rescendo Business Se<br />
Two-Year<br />
Winner<br />
cendo Business<br />
do Busin<br />
Bu<br />
MetLife Securities<br />
10 State St.<br />
Newburyport, MA 01950<br />
Phone : (978) 225-1553<br />
Phone : (978) 270-7705<br />
rsmith6@metlife.com<br />
www. ryansmith.metlife.com<br />
Financial Plng., Retirement Income<br />
Designation: CFP®<br />
O ur<br />
RYAN<br />
SMITH<br />
team provides<br />
comprehensive financial<br />
solutions <strong>for</strong> families, non-profit<br />
institutions, and small businesses.<br />
Metropolitan Life Insurance Company<br />
(MLIC), New York, NY 10166. Securities<br />
and investment advisory services offered<br />
by MetLife Securities, Inc. (MSI) (FINRA/<br />
SIPC), a registered investment advisor.<br />
MLIC and MSI are MetLife Companies.<br />
MATTHEW F.<br />
TOSH<br />
2 Constitution Plaza, 1<br />
strive to earn my clients’ trust I and confidence as I work to help<br />
them plan <strong>for</strong> their goals.<br />
st Fl.<br />
Charlestown, MA 02129<br />
Office: (617) 580-4203<br />
Matthew.F.Tosh@ampf.com<br />
Financial Advisor, CRPC®<br />
Working with this financial advisor is not<br />
a guarantee of future financial success.<br />
Investors should conduct their own<br />
evaluation of a financial professional.<br />
Ameriprise Financial Services, Inc.,<br />
Member FINRA and SIPC.<br />
JAMES H.<br />
SWALLOW<br />
2 Constitution Plaza, 1<br />
As a Financial Advisor, I work<br />
with my clients to design a<br />
personal financial plan based on<br />
their life goals.<br />
Working with this financial advisor<br />
is not a guarantee of future financial<br />
success. Investors should conduct<br />
their own evaluation of a financial<br />
professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC.<br />
st Fl.<br />
Charlestown, MA 02129<br />
Office: (617) 580-4180<br />
james.h.swallow-jr@ampf.com<br />
Financial Advisor, CFP®<br />
Tower & Associates, a<br />
financial advisory<br />
practice of Ameriprise<br />
Financial Services, Inc.<br />
65 <strong>Boston</strong> Post Rd., Ste. 210<br />
Marlborough, MA 01752<br />
Phone: (508) 229-7767<br />
G raham<br />
FS – 42 | ©<strong>2011</strong> Crescendo Business Services<br />
GRAHAM M.<br />
TOWER<br />
CRPC®, Financial Advisor<br />
believes success should<br />
be measured not just by your<br />
financial well-being, but by how<br />
confident you feel.<br />
Working with this financial advisor<br />
is not a guarantee of future financial<br />
success. Investors should conduct<br />
their own evaluation of a financial<br />
professional. Ameriprise Financial<br />
Services, Inc., Member FINRA and SIPC.<br />
SPECIAL ADVERTISING SECTION<br />
SCOTT EDWARD<br />
THAXTON<br />
CarrThaxton Financial Group<br />
420 Bed<strong>for</strong>d St.<br />
Lexington, MA 02420<br />
Office : (781) 861-9700<br />
scott.thaxton@lpl.com<br />
www.CarrThaxton.com<br />
Holistic Financial Management<br />
Financial Planner, JD, CRPC®<br />
W e<br />
actively listen to our<br />
clients, anticipate their<br />
needs and provide unparalleled<br />
service. We passionately deliver a<br />
quality client experience because<br />
we understand that our clients are<br />
bound to us only by choice.<br />
Securities offered through LPL<br />
Financial, Member FINRA/SIPC.<br />
WILLIAM T.<br />
WHITTENBERG, JR.<br />
Whittenberg Knudsen, LLP<br />
401 Edgewater Pl., Ste. 140<br />
Wakefield, MA 01880<br />
Phone: (781) 246-3030<br />
Fax: (781) 246-3050<br />
www.<strong>Wealth</strong>Design.com<br />
“It’s not what you own, it’s what<br />
you value.”<br />
W e<br />
offer professionalism<br />
without pretense. We<br />
serve our clients by better<br />
understanding their individual<br />
objectives, offering a level of<br />
legal service and client care that<br />
exceeds their expectations.<br />
<strong>2011</strong><br />
Five Star<br />
<strong>Wealth</strong> ManagerS<br />
GARY<br />
THIBEAULT<br />
MetLife Financial Group of<br />
Massachusetts<br />
1 Research Dr., Ste. 201C<br />
Westborough, MA 01581<br />
Phone: (508) 898-3081<br />
gthibeault@metlife.com<br />
Financial Services Representative<br />
Areas of Focus: Retirement,<br />
GInvestment and Insurance Planning<br />
ary will help you make<br />
in<strong>for</strong>med decisions about<br />
issues that affect you and your<br />
family’s financial well-being.<br />
Metropolitan Life Insurance Company (MLIC),<br />
New York, NY 10136. Securities products offered<br />
by MetLife Securities, Inc. (MSI) member FINRA/<br />
SIPC, New York, NY 10136. MLIC and MSI are<br />
MetLife Companies. L1210147477[exp1211]<br />
[AZ,CT,FL,GA,HI,MA,NY,RI,VA,VT].<br />
JONATHAN<br />
WOLFF<br />
2310 Washington St., Ste. 400<br />
Newton Lower Falls, MA 02462<br />
Phone : (617) 581-6100<br />
jon@lightshipwealth.c om<br />
<strong>Wealth</strong> Mgmt., Retirement Planning<br />
Our in-house modeling,<br />
called Planned Income<br />
Strategies, Inc., illustrates how<br />
to manipulate your monthly<br />
retirement cash flows <strong>for</strong> life.<br />
Securities and advisory services<br />
offered through Commonwealth<br />
Financial Network, member FINRA/<br />
SIPC, a registered investment adviser.
Change language