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The heartbeat of the community



June 16 — July 6, 2022 | Since 1986


That’s My


A PLACE IN THE SUN — Dr. Phillips dad

Mark Ruiz, son Maddox and daughter

Parker glow together.

When you want it SOLD

Darrell Nunnelley




1842 Down Lake Dr

The Lakes

Windermere FL.

For Sale

1733 Hempel Ave

Lake Olympia

Pool * Theater

2 Story Boathouse

Guest House

SOLD 11657 Vicolo Loop Belmere

SOLD 1516 Hempel Ave * Vacant Lot


2533 Carter Grove Circle

The Manors

Windermere, Fl.

501 Main Street – Windermere * Local Office


www.SouthwestOrlandoBulletin.com x June 16 — July 6, 2022 x 3

4 x June 16 — July 6, 2022 x www.SouthwestOrlandoBulletin.com


Demos, samples + chances to win great prizes • 11am - 3pm


*Exclusions apply. 20% off storewide valid at all Chamberlin’s locations.


7600 Dr. Phillips Blvd.

Orlando (407) 352-2130



HOW TO .......................................................................................... 6

Serve Watermelon in a Fresh Way

SOUTHWEST SPOTLIGHT ................................................................... 8

A Pint Full of Joy in a Half-Pint Body

www.SouthwestOrlandoBulletin.com x June 16 — July 6, 2022 x 5

401 Main Street, Suite A, Windermere, FL

Windermere Center for


THAT'S MY DAD PHOTO CONTEST .................................................... 9

SOUTHWEST ORLANDO HOME & REAL ESTATE ................................ 13

Ideas for Sprucing Up Your Deck

Buying a Home Now Is Possible

Home Upgrades That Deliver a Return on Investment

NEWS & BUSINESS BRIEFS .............................................................. 17

COMMUNITY BULLETIN BOARD ....................................................... 18

Emilia Godoy-Rapport, D.M.D.

Always Friendly & Gentle

Cosmetic and family dentistry

SOUTHWEST SERVICE DIRECTORY ................................................... 18

June 16, 2022

Volume XXXVI, No. 16

P.O. Box 851

Windermere, FL 34786



The Southwest Orlando Bulletin is published semimonthly by

Cornerstone Publishing & Multi-Media LLC. No material may be reproduced

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Multi-Media LLC and may be reproduced and edited without consent.

©2022/Cornerstone Publishing & Multi-Media LLC


Rick V. Martin


Yvette Martin


Lisa Sagers



Lauren Salinero



Blair Parke


Robert Barlow


Madeline DeVito

407-351-1573, option 1


Michelle Oakes





(407) 909-1097

Thank You


all my friends and neighbors for voting me

a Best of Southwest Realtor for the 7th year in a row!

eXp Realty Orlando

Visit our site today to:

• Ask About Our Perfect Home Finder Program;

• Find Out the True Value of Your Home In Today’s HOT Market;

• Use the Mortgage Calculator to prepare for monthly expenses;

• Request a Free Buyer or Seller’s Guide;

• Learn about the Rent-to-Own Program;

• Stay current with local real estate trends;

• And so much more

6 x June 16 — July 6, 2022 x www.SouthwestOrlandoBulletin.com

There’s nothing better on a hot sunny

day than biting into a juicy watermelon

bursting with flavor. The cool,

sticky juice is the ultimate refreshment.

Watermelon is as complementary to a

summer day as hot chocolate is to cold,

wintery nights. But, have you ever wondered

what else you might be able to

do with this refreshing treat other than

just slicing it up? When you want to experience

watermelon a new way, here

are some unique options that you may

not have considered.

Watermelon ice pops are easy and

fun treats. Cut up the watermelon into

chunks, mix with lime juice in a blender,

and blend until smooth. Depending

on the taste of your watermelon, if

needed, you can add some sugar to

sweeten it to your liking. Also consider

putting some mint leaves in the blender

for an added layer of flavor. You can

play around with the ingredients to suit

your tastes or what you have on hand.

Substitute lime juice with a lemon-lime

soda or sugar with honey. Make it

boozy by adding some tequila or rum.

Pour the mixture into ice pop molds

and freeze.

We see things

through your eyes.

Michael Wytiaz, CFP ®

Branch Leader

4848 S. Apopka Vineland Rd, Suite 204

Orlando, FL 32819


Serve Watermelon in a Fresh Way

A New Spin on a Classic Treat!

Don’t put that blender away until

you’ve made a delicious watermelon

smoothie. Cut the watermelon into

chunks and freeze. It’s important to

Accountability is the Schwab way.

At Schwab, we hold ourselves accountable

for your satisfaction. It’s why we offer a

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refund your fee and work with you to make

things right. You won’t find that kind of

promise everywhere, but you will find it here.

Get started at schwab.com/windermere

If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”),

Charles Schwab Bank (“Schwab Bank”), or another Schwab affiliate, as applicable, will refund any eligible fee

related to your concern within the required time frames. Schwab reserves the right to change or terminate

the guarantee at any time. Go to schwab.com/satisfaction to learn what’s included and how it works.

© 2021 Charles Schwab & Co., Inc. (“Schwab”) Member SIPC.

All rights reserved. (1120-0JP6) SCH4761-28 (12/21)

TO ...

by Lauren Salinero


smoothies are

a great summer


freeze the watermelon chunks so you

don’t end up with watery watermelon

juice once you start mixing. Blend the

frozen watermelon chunks with vanilla

yogurt. You can also add other fruits

— such as strawberries or bananas —

for more flavors and milk to thin out

the consistency depending on your


Chips and salsa make for a perfect

crunchy snack, especially on Taco

Tuesdays. Change it up this summer by

replacing the diced tomatoes with watermelon.

Add the diced watermelon

to diced red onion and jalapeños with

chopped cilantro and splashed with

lime juice. For even more flavor, add

diced cucumbers and bell peppers.

You put everything else on the grill

during the summer, why not add watermelon,

as well? The grill caramelizes

the watermelon and gives it a sweet,

smoky flavor. Cut the watermelon into

triangles with the rind attached. The

rind will help keep the watermelon from

breaking apart during the grilling process.

Season the watermelon with salt

and other spices to your liking — think

salty and sweet like red pepper flakes

and sugar, chili pepper and honey, or

cumin and brown sugar. Play around

with flavors to find your personal preference.

Cook on the grill for 2-3 minutes

or until grill marks form. Serve warm.

Watermelon Smoothie


2 cups frozen watermelon chunks

1/2 cup strawberries

1 banana

1/2 cup milk

1/2 cup vanilla yogurt

1 tablespoon honey or sugar

1 ounce rum, optional for a boozy



Blend ingredients until smooth.

Garnish with a few mint leaves, and

serve chilled.

Watermelon Salsa


3 cups diced watermelon, seedless

1-2 jalapeno peppers, seeded and


1/4 cup mined red onion

1/4 cup lime juice

1/3 cup cilantro, chopped

Salt to taste


Combine the ingredients, and serve

chilled with tortilla chips.

Follow these tips to select the perfect


• Choose a watermelon that is round

and heavy. An elongated melon is a

sign that it’s watery. A heavy, evenly

shaped melon will be sweet.

• Look for a yellow field spot as opposed

to a white or green one. The

ones with a yellow spot have more


• Check the webbing design on the

melon. A larger webbing is an indication

of sweetness — the larger the webbing,

the sweeter the melon.

• A dark melon with a dull sheen is

ripe, whereas a shiny melon is not.

• Knock on the melon. If you hear

a hollow or flat sound, chances are it’s

overripe and starting to spoil. An underripe

melon will have a higher-pitched

and dense sound. Choose the melon

with a deeper sound.

• Check out the stem. A green

stem indicates a melon that is

not ripe. Choose a melon with a

stem that is dry and browning. ª

Following my father’s death, I learned that my

older brother and sister had scavenged his home

for everything they could privately steal without

my knowledge. When I arrived at dad’s home, the

only things remaining were a couple of stools to

sit upon and my dad’s old hunting dog, Finder. My

dad’s home was pillaged and purged of all his belongings including guns,

surveillance equipment, coin collections, watches and rings, toys we had as

children, clothes, furniture, family keepsakes; just everything. All Gone!

I had heard of inheritance theft stories about other families following the

death of loved ones never imagining that my own brother was anything

but honest, loving and trustworthy. Imagine it, each in our 50’s. I still

cannot look my brother and sister in the eye without visualizing them as

anything but a thieves. When we gather at our annual family reunion, I feel

a sense of dissension and anger towards them and avoid all interaction

with them. It is sad that family members entitled to an equal share

of a family’s inheritance have no protection from sibling greed and

thievery following the death of their most beloved, Parents.

Unfortunately, attorneys, to a certain degree, experience sibling

rivalry, fraud, feuding, dissension and thievery in most inheritance cases

when there is more than one beneficiary. It’s called Greed. Does greed

mean that the absconders of family inheritances are necessarily evil and

don’t wish to maintain close relationships? No. More often than not it is

an entitlement factor. Brothers and sisters alike may see one another as

more successful, wealthy or happier and believe that if they can abscond

with most any family heirlooms, it will elevate them to the perceived

Family Theives

by: Kristen M. Jackson / Attorney

www.SouthwestOrlandoBulletin.com x June 16 — July 6, 2022 x 7

prominence of their siblings. Although, to some beneficiaries, so long

as they are first to the Antique Roadshow with mom or dad’s valuables

or collectibles, it is worth more than any closeness or love once felt

prior their parent’s death.

Siblings can get their share of assets back. If monetary

or cherished keepsake values are greater than the emotional bond of

sisters and brothers, hiring a trust and estate attorney may be the most

resourceful approach. It’s natural to become angry, sad or frustrated

when siblings violate another’s trust, but remember that inheritance

is a civil, not a criminal, action and estate attorneys experienced in

inheritance distribution often help resolve quarreling and mitigation of

siblings clinging to tempers before and after inheritance disputes.

If your parents’ or other relative’s belongings and earnings

during their life are what is important to you, then encourage them

to consult with an estate planning attorney and establish a last will or

revocable trust that distributes their estate equitably to beneficiaries.

Parents’ obligation to their children is to provide them with the

tools for individual success and sibling love for one another, something

far greater than all of the antiquities you imagined inheriting from the

Family Roadshow acquired by parents, not you, the adult children

who can cultivate their own prosperity. Siblings love for one another

is much more valuable than all the Fool’s Gold acquired and left

by their deceased parents.

Legal Areas of Practice

By our Team of



Advance Directives



Buy / Sell Contracts






Estate Planning

Family Law



Last Wills


Powers Of Attorney



Real Estate

Special Needs

Title & Closings



Real Estate

Closings, Title Insurance, Sales & Purchases, Leases, Contract Review,

Contract Preparation

Estate Planning

Wills, Trusts, Probate, Living Wills, Powers of Attorney, Health Care Directives,

Pre-Need Guardians, Trust Administration, Pet (Animal) Trusts


With or without a Last Will, in order to obtain assets, pay debts and taxes

and distribute remaining assets to the heirs or beneficiaries, the deceased’s

estate requires the assistance of an attorney to manage the court supervised


Corporation & Business Law

Contracts, Start-ups, Purchase or Sales, Corporations (Inc.), Limited Liability

Companies (LLC’s), Trademarks, Copyrights, Franchise Agreements



Offices: Orlando

Credit Cards Accepted

Kristen Jackson

Attorney At Law

8 x June 16 — July 6, 2022 x www.SouthwestOrlandoBulletin.com

As her blonde curls bounce in time,

3-year-old Zoe Surrell dances to

the rhythm of Irish tunes, bringing

smiles and applause as she captivates

people with her Irish dancing.

A student at Finnegan Academy

of Irish Dance since January, Zoe's

dancing has already gone viral with

a video of her dancing at a festival

in Oviedo. Her video, featured on

the positive news website Upworthy,

has garnered 8.8 million views so

far, something that still seems crazy

for Zoe’s mom, Meghan Surrell.

“It’s kind of nuts how it has all unfolded,

to be honest,” Meghan said,

mentioning how Zoe’s video has

sparked the interest of Riverdance

performers and even a well-known

celebrity. But seeing the excitement

and community Irish dancing

has brought to Zoe and her family,

Meghan sees this is a wave worth

staying on and riding.

Zoe Surrell, age 3, spreads joy to

others through dance.


An Early Love of Dance

Zoe was always full of energy and

happiness, but there was something

different about her when Meghan

took a video of a then 2-year-old Zoe

dancing to live Irish music played at

Disney Springs’ Raglan


“I started to think

maybe there was something

there [of her dancing],

so I signed her

up for classes, and she

has been hooked ever

since,” she said.

Meghan registered

Zoe for Irish dancing

classes at the academy

in Windermere, enrolling

her in its Tiny Tots

program for 2- to 5-yearolds.

Zoe immediately took

to the opportunities of

making new friends in

the academy, but learning

the steps and progressing

in her dancing

was where she began to

blossom. She has now

advanced into the beginner’s

class, moving up

from a 30-minute class to an hour

class one day a week, and was even

named as the academy’s dancer of

the month in April.


A Full Pint of Joy in a Half-Pint Body

For the Love of Irish Dance

by Blair Parke

“Surprisingly, with Irish dance,

Zoe stays focused,” Meghan said.

“I think it’s because they are so active

the whole time. The academy

does a really wonderful job of explaining

the rules and that the kids

Meagan Surrell supports and encourages Zoe to follow

her passions.

have to wait and stand in [a certain]

position. When it’s her turn, Zoe has

her head up, and she knows when

to go.”

National Recognition

That focus on dancing is what has

mesmerized millions who have seen

a clip of Zoe's dance at the festival,

a short video taken by Meghan that

she posted on her personal Instagram

page, which was then sent to and

posted on Irish Dancing Magazine’s

Instagram page and later gained national

momentum when picked up by


Several notable names commented

or reposted the video, from the Irish

dancing duo the Gardner Brothers to

actor Hugh Jackman, who reposted

the video on his Instagram page.

“When the Wolverine himself

posts, it’s crazy,” Meghan said with

a laugh.

Zoe currently wears a soft shoe

called a ghillie, a blackout leotard

and a skirt when she dances; but, as

she moves up the dancing levels, she

will hopefully earn her hard shoes

and the beautiful costumes the older

girls get to wear. Makeup is not allowed

until the girls are 12, and they

also have the choice of whether to

participate in competitions or to just

enjoy dancing with others.

“I’m thankful we have the school

that we have that cultivates the love

of the Irish dance and not just the

competition,” Meghan said.

Her love of Irish dance is something

Zoe enjoys showing others,

even directing teachers at the school

where her mom works. Meghan

hopes Zoe continues to thrive as she

spreads joy to others through the art

of dance.

You can view Zoe’s dancing

performances on Instagram at

@irishdancingzoe. ª

Nurse Practitioners:

Esther Pelissier, ARPN-BC

Irene Gan, PMHNP

Raykha Crag-Chaderton, PMHNP-BC

Rachael Pittala, ARPN-BC


Michael Kellogg, LMHC, ATR-BC

Randie Morillo, LCSW, ACSW

Amy Singleton, LMHC

Brooke Parker, LMHC

Cristal Daniel, LMHC

Rachael Pittala

Esther Pelissier

www.SouthwestOrlandoBulletin.com x June 16 — July 6, 2022 x 9

That’s My


William Shakespeare once wrote,

“It is a wise father that knows his

own child.” When Southwest

fathers are not busy being

all-around superheroes for their

families, they are busy becoming

experts on their children. From

favorite toys to secret sayings,

good dads share a bond with their

children like no other. And the

fathers in Southwest Orlando

Bulletin’s 29th annual That’s My

Dad! photo contest are no


This annual photo album,

dedicated to Southwest Orlando

dads, is one way to say thanks for

all the time spent on learning the

ins and outs of fatherhood, and to

show our local dads that they are

loved and appreciated every day.

The staff of the Southwest Orlando

Bulletin hopes all Southwest dads

had a wonderful Father’s Day!


Glenmuir dad Heith Hennel, mom

Teresa (left) and daughters Sydney

(second from right) and McKenzie

horse around.

LOVE FLOATS — Summerport dad

Scott Cortese, wife Laura, daughter

Gabriella and son Matthew go with

the flow.

10 x June 16 — July 6, 2022 x www.SouthwestOrlandoBulletin.com


7345 W. Sand Lake Rd., Ste 301





Bay Hill dad

Aamir Hussain

and sons Yasin

(front), Yaqub (back,

left), and Yusuf

share a strong family


Now open in a new location and accepting new


Dr. Hussain is a Mayo Clinic-trained and double

board-certified Medical Doctor specializing in

Regenerative Medicine with the latest technology in

high-quality Platelet Rich Plasma (PRP) and

image-guided injections for painful conditions such

as arthritis, chronic injuries, as well as hair

restoration and aesthetics.

Dr. Hussain has more than 15 years of experience

in evaluation and non-opioid treatment of painful

disorders with joint and spinal injections, under

X-ray and ultrasound guidance; Botox® injections

for Migraines and other conditions; as well as

performing specialized tests for muscle and nerve

problems (electrodiagnostic studies).

Dr. Hussain is fluent in Spanish.

You should seek a consultation if you have a

condition that causes pain and limits your function

or if you had a recent injury or motor vehicle

accident, even if you are feeling fine. You have 14

days to get medical attention after a motor vehicle

accident or your insurance may deny your claim.

www.SouthwestOrlandoBulletin.com x June 16 — July 6, 2022 x 11

DAILY DOUBLE — Citrus Chase dad John Buonpane and

daughter Britney are Kentucky Derby ready.

ARCTIC BLAST — Winter is snow much fun for

Johns Landing dad Diego Rojas, son Miguel and

daughter Sophia.

MVPs — Brookestone dad Adam Bocken and

son Zackary form a grand slam.




Daughters (l. to r.)

Heather Allen

of Stoneybrook

West, Jamie

Silveira of Seminole,

and Lauren Bocken

of Brookestone

remain close to

South Bay dad

Clay Kearney.


Like a classic car,

Dr. Phillips dad

Stephen Dass and

Ocoee daughter

Stacy never go out

of style.

12 x June 16 — July 6, 2022 x www.SouthwestOrlandoBulletin.com


DEJA VU — Tyler McMullen and son Wells (left) are a mirror image of Windermere

dad Malcolm McMullen and son Tyler in Southwest Orlando Bulletin’s first-ever That’s My

Dad Photo Contest.

ADVENTURE AWAITS — Windermere dad Thomas Kirchner explores new places

with daughter Alessa Díaz-Urbiola.

To view the 29th annual That’s My Dad! photo contest online, visit www.southwestorlandobulletin.com. ª

Offering MOH’s and

Superficial Radiation Therapy

Appointments are now available


Southwest Orlando Home & Real Estate | June 2022 | 1


Home & Real Estate

Ideas for

Sprucing Up

Your Deck

Volume 3, Issue 4 — June 2022

Home Upgrades

That Deliver

a Return on



a Home

Now Is


A Product A Product of the of the

Southwest Orlando Bulletin

2 | June 2022 | Southwest Orlando Home & Real Estate

Installing or updating a deck can

transform an outdoor living area.

Not only is a deck aesthetically appealing,

but it also allows you to

create additional space for a wide

range of uses, whether it’s a lively

entertainment zone or tranquil,

relaxing retreat.

If you’re planning a deck build or

renovation this year, consider incorporating

one or more of these design

trends identified by experts at

Westlake Royal Building Products, a

leading manufacturer and distributor

of materials for home remodeling,

building and construction.

Creativity in Design

While decking design features

used to be reserved for luxury upgrades,

creative flair is increasingly

mainstream. Some options

for incorporating greater depth

and style into your deck design include

mixing and matching boards

to create patterns, inlays and focal

points or utilizing two-tone designs

for more visually interesting


On-Trend Colors

Classic lumber-toned decks never

go out of style, but adding some flair

with an eye-catching color is a subtle

way to elevate your deck’s aesthetic

appeal. Some designs incorporate

color throughout while another way

to bring color to your deck is through

Shrubs ● Palm Trees ● Mulch ● Perennials

Citrus Trees ● Decorative Rock ● Annuals ● Topiaries

Flagstone ● Groundcovers ● Pottery ● Boulders


Sod sold by the piece, half pallet and pallet

St. Augustine Floratam - St. Augustine Palmetto – Zoysia – Bahia


Call for availability and pricing

Ideas for Sprucing Up Your Deck

Modern desgins bring inside living to the outside with the right decking and furnishings.

distinctive inlay design or other design


Working with a product like Zuri

premium decking gives you a selection

of six on-trend colors, including

hickory, a true mid-tone brown;

as well as chestnut; walnut; pecan;

Brazilia and weathered gray. The

planks feature minimal grain repetition

to capture the look of true exotic

hardwood with no painting, staining

or resealing needed, and all

are backed by a 25-year warranty

against color shifting.

Multiseasonal Spaces

Once you create an incredible

outdoor space, you’ll likely want to

use it as often as possible. That’s

why many homeowners are designing

decks with multiple seasons in

mind. Features like retractable walls

can help you block cool breezes and

trap the warmth of space heaters or

a fireplace while roofs provide shade

and fans help circulate the breeze

during warmer months. Decks built

with clean, simple lines can offer a

connection to nature as well as convenience

for homeowners transitioning

from indoor to outdoor spaces.

Popularity of Composite Decking

Weather patterns can cause substantial

damage to a home’s exterior

materials, including a deck where

natural wood is prone to drying out.

This creates an upkeep cycle that

requires ongoing investments of time

and money. An alternative to natural

wood, such as Zuri premium decking

by Royal, combines the low-maintenance,

high-durability properties of

composite decking with the exterior

environment-defining presence of exotic

wood. The result is an authentic

look with zero-maintenance upkeep.

Bringing the Inside Out

A deck’s design elements were

once limited to predictable furnishings

like a picnic table and grill, but

those days are gone. Homeowners

seeking to create an outdoor oasis

are bringing amenities of the indoors

outside. You’ll find outdoor kitchens

and weather-proof TVs, rugs and

furniture, allowing homeowners to

incorporate the convenience and

comfort of indoor living rooms and

kitchens into their outdoor spaces

despite elements like snow, wind

and rain.

Masonry as an Accessory

If you love the look of masonry but

have your heart set on a deck, you

can take the path of many homeowners

and incorporate masonry

as an accessory or design element.

Mixing building mediums provides

texture, which creates an immersive

tactile experience through sight and

touch. Options like a fireplace or

fire pit, pillars, skirting, bench seats,

planters, water features, a kitchen

or bar space, and walkways can all

complement and enhance the decking,

so you get to enjoy the best of

both worlds.

Clean Sightlines

A deck is an ideal vantage point

when you have a beautiful view to

enjoy, and using the right materials

can enhance that experience.

Creating a clean, sophisticated and

unobstructed view is easy when you

outfit your deck with the right lighting

and use cable or glass railings, which

provide safety along with clear views

of the landscape beyond.

Find more tips and ideas to spruce

up your outdoor living space at


Source: Westlake Royal Building Products

(Family Features) ª

With record low housing supply

and high inflation contributing to skyrocketing

home prices, the barriers to

owning a home may seem insurmountable.

But buying a home in a sustainable,

affordable way is possible with

low-down-payment mortgage options.

First-time and low- to medium-income

homebuyers can qualify for mortgage

financing without emptying their bank

accounts and can keep some cash

on hand for home improvements or a

rainy-day fund.

Conventional home loans backed

by private mortgage insurance (MI)

have been available for borrowers for

decades and helped nearly 2 million

homebuyers in the past year purchase

or refinance a mortgage. Private MI

is a temporary cost that allows for

a down payment as small as 3% of

the purchase price. While some borrowers

wait until they save 20% for

a down payment, the added years of

saving can translate to higher interest

rates, more expensive home prices,

and lost home equity.

“Renters who are on the hunt to buy

should do the math and consider what

Buying a Home Now Is Possible

It may be more beneficial for homebuyers to purchase

a house now with a smaller down payment.

is best for them, because often they

will find that purchasing with a lowdown-payment

mortgage provides

buyers with an ability to access the

market sooner and ends up being a

significant advantage for them,” said

Lindsey Johnson, president of U.S.

Mortgage Insurers (USMI).

In today’s market, it could take a

family earning the national median

Southwest Orlando Home & Real Estate | June 2022 | 3

income up to 21 years to

save 20% of a home purchase,

according to calculations

by USMI.

If you are one of these

renters looking to buy your

first home but don’t have

20% down, don’t worry. You

are not alone. According

to the National Association

of Realtors (NAR), the typical

down payment in 2021

was 7% for first-time homebuyers

and 17% for repeat


How Can Buying Now

Save You Money Later?

Consider you want to purchase a

$375,000 home, the median sales

price for a single-family home in 2021,

according to NAR. A 5% down payment

is $18,750 versus $75,000 for

20% down. With a 740 credit score

at today’s MI rates, your monthly MI

payment would be about $157, which

is included in your monthly mortgage

payment until the MI can be canceled,

usually after five years once

you reach 20% equity in the home.

Due to robust home price appreciation

(HPA) that came in at 17.5% for

2021, today’s $375,000 home will

likely cost more in the years ahead.

This will also have an impact on the

necessary down payment and length

of time required to save for it. There

are other variables in the equation,

too, such as interest rates. As interest

rates rise, so too can the cost of mortgage


Not all low-down-payment mortgages

are the same. Importantly, government-backed

loans insured by the

Federal Housing Administration (FHA)

require at least a 3.5% down payment,

an upfront charge that must be

paid at closing or added to your loan

balance, and the monthly insurance is

permanent for the life of the loan.

There are many online mortgage

calculators that can help. Visit

lowdownpaymentfacts.org to learn


(BPT) ª






including six of the eight Ivy League Schools, Vanderbilt University, Cal

Berkeley, UCLA, Pepperdine University, and Carnegie Mellon University.

Samuel Ledden





Sofia Darquea


Laureate Scholar

26 STUDENTS have been a

Laker since PreK3, PreK4, or Kindergarten.


of Senior Class took one or more





(407) 905-7737 info@windermereprep.com windermereprep.com

4 | June 2022 | Southwest Orlando Home & Real Estate

Want to make some serious exterior

home upgrades that improve

your safety and comfort, add beauty

to your home, and deliver a return

on your investment? Here are

five projects that do just that:

• Install storm doors: Storm

doors give you the option of letting

in more light and ventilation on

fair weather days, while protecting

your entry door from harsh conditions

and weathering. There are

many ways to customize this upgrade

to meet your aesthetic and

functional needs. Options from

ProVia include retractable screens

at the top and bottom for more

venting options, as well as stylish

designs and colors for instant curb

appeal. Families might want to consider

storm doors featuring heavyduty,

nonremovable, stainless-steel

screens ideal for keeping children

and pets safely inside.

• Get summer-ready. Extend

your home’s outdoor living area just

in time for summer — plus substantially

increase your home’s value —

with the addition of a deck, patio

Home Upgrades That

Deliver a Return on Investment

or porch. Whether you add a small

hibachi grill or get as involved as

installing a full outdoor kitchen,

be sure to include an area to prepare

and enjoy meals. A few key

touches like string lights and potted

plants, along with cozy furniture,

can make the space feel homey.

• Replace patio doors. If your

patio doors are drafty or get

stuck easily, it may be time for an

Energy Star-certified replacement.

Endure sliding glass patio doors

from ProVia come standard with

ComforTech Warm Edge Glazing,

a high-tech glass package that

measurably improves thermal performance

for greater efficiency

and reduced interior condensation.

These doors also have increased

sound abatement and meet the

most stringent industry standards

for storm protection, ease of entry

and forced entry. Additionally,

options for interior wood grain

and exterior paint colors; varying

internal grid styles and patterns;

and multiple choices for decorative

glass, internal blinds and hardware,

allow for customization to fit

your personal aesthetic.

• Plant trees to lower bills. Did

you know that you can lower your

bills and add natural beauty and

privacy to your property by planting

trees strategically? In summer,

the shade that trees create can

help keep your home cool. In winter,

they can help block wind and

prevent drafts. Representatives of

the Utah State University Forestry

Extension recommend locating

trees no closer than 2.5 times their

mature height to the south of a

building to avoid winter shading.

They also suggest knowing the size

and other characteristics of a particular

species before planting to

avoid future problems such as hitting

power lines.

• Protect your home. If you

live in an area prone to extreme

weather — heavy rain, hail, driving

wind, frigid temperatures or

scorching heat — your home needs

protection against the elements.

CedarMax-insulated vinyl siding

provides defense against these

harsh conditions and improves energy

efficiency as well. The insulation

contributes to the rigidity of

the panel, increases durability and

provides five times greater impact

Upgrading to insulated vinyl siding is one

way to protect your home while adding to

its value.

resistance over hollow siding, protecting

against damage by hail,

high winds or contact with your

child’s fastball. Color and beauty

are also huge factors in this home

improvement decision. CedarMax

offers many options to customize

the look with both neutral and bold

colors and coordinated accessories.

It’s resistant to fading, chalking,

cracking, peeling and thermal

expansion and contraction, making

it a sound investment for years to


It’s important to see a tangible return

on larger home upgrades. The

best projects to consider are those

that increase your home’s value,

save you money and add beauty

and comfort to your home.

(StatePoint) ª

n Pier in Oakland gets an


The town of Oakland completed

a total refurbishing of the Jake Voss

Fishing Pier, making the serene public

space along the shores of Lake

Apopka more accessible for all. The

pier’s upgrades include enhanced

paved parking, driveway and sidewalks,

which are all up to Americans

with Disabilities Act standards.

“When visiting the pier, you will

enter down a newly paved driveway,

situated beneath the branches of

one of Oakland’s oldest oak trees,”

said Mike Parker, public works

director. “The sidewalk to the pier is

fully ADA accessible and even has a

bench should you simply just want to

relax and enjoy the scenery. Down at

the fishing pier itself, you will find a

wide walkway out over the water to

the fishing area, an area which has

also been made ADA-compliant.”

The refurbishments were funded

through Parks and Recreation Impact

Fees, which are paid for by new


First constructed in 2002, the

pier was built on the former site of

a grand two-story fishing and boat

livery rental business, catering to the

29 fish camps lining the shores of

Lake Apopka.

For more information, visit www.


n New rules regarding fertilizer

New rules stipulating how Orange

County residents and businesses can

apply fertilizer to their lawns and

landscapes are now in effect. The

rules passed unanimously by the


board of county commissioners earlier

this year as updates to the county’s

Fertilizer Management Ordinance,

which aims to improve water quality

and prevent algae blooms in local

lakes, rivers and springs.

To view the new rules and for more

information, visit orangecountyfl.net/


n Solar co-op open to residents

and small businesses

Representatives of the nonprofit

group Solar United Neighbors (SUN)

and Orange County announced the

launch of the Orange 2022 Solar

& Storage Co-op to help Orange

County residents go solar. Past co-op

members shared their experiences

The refurbished

Jake Voss Fishing

Pier in Oakland

meets Americans

with Disabilities Act


going solar through the co-op program

to promote the launch of this

year’s co-op.

The co-op is free to join and open

to homeowners and business owners

in Orange County. Together, members

will learn about solar energy

and storage options while leveraging

their numbers to purchase individual

solar systems at a competitive

price and top quality. In addition to

rooftop solar, this co-op is featuring

a new component that allows solar

owners to utilize the power of battery

storage to provide backup power

during outages.

SUN will host several free informational

sessions to educate community

members about solar energy and the

co-op. To sign up for the co-op or

www.SouthwestOrlandoBulletin.com x June 16 — July 6, 2022 x 17

compiled by Lauren Salinero

one of the upcoming informational

sessions, visit solarunitedneighbors.

org/orange. The next virtual information

meeting is scheduled for June 23

at 6 p.m.

n Goodwill offers educational

financial aid to employees

Two out of five college students

drop out of school for financial reasons.

With this and other reasons in

mind, officials of Goodwill Industries

of Central Florida announced a prepaid

tuition program that will cover

the cost of college or vocational

school for its employees.

All part- and full-time GICF employees

with at least 90 days of continuous

employment are eligible to have

100% of their tuition, books and other

fees covered in advance, rather

than being reimbursed after the fact.

Other eligibility requirements apply.

Anyone interested in working at

Goodwill should fill out an application

at www.goodwillcfl.org and monitor

the organization’s Facebook, Twitter

and LinkedIn pages for announcements

about upcoming hiring events.


West Orange Chamber of

Commerce representatives held

a ribbon-cutting ceremony for the

opening of a new Harry Levine

Insurance location in Dr. Phillips.

WOCC builds partnerships, strong

businesses and commitment to the

community by serving as the leading

business advocate in Central Florida,

facilitating opportunity to nearly

1,000 member businesses. For more

information about WOCC, call 407-

656-1304 or visit wochamber.com.

Chamberlin’s Natural Foods

located in The Marketplace at Dr.

Phillips, 7600 Dr. Phillips Blvd. in

Orlando, is hosting an event that offers

20% off storewide and a chance

to win a $100 gift card for its natural

rewards members. On June 18 from

11 a.m.-3 p.m., customers will have the

opportunity to try samples, view demos

and win great prizes (exclusions

apply). For more information, call 407-

352-2130 or visit chamberlins.com.

Orlando Health donated 20

pallets of medical supplies, valued at

nearly $80,000, to be used in war-torn

Ukraine. Included in the shipment of

more than 4,500 individual items are

materials to address numerous medical

needs, including orthopedic and other

wounds, supplies to assist in surgeries

and emergency situations, pediatric

materials to care for children, and obstetric

supplies to assist women and

infants. Funds to support the donation

were provided by Orlando Health,

Orlando Health team members, physicians

and other individuals who

wanted to help. For more information,

visit www.orlandohealth.com. ª

photo courtesy of WOCC

West Orange Chamber of Commerce ambassadors celebrate the opening of a new

Harry Levine Insurance location in Dr. Phillips.

18 x June 16 — July 6, 2022 x www.SouthwestOrlandoBulletin.com

n Events/Performances

Throughout June & July — Leaf

Scavenger Hunts

Harry P. Leu Gardens, 1920 N. Forest Ave., Orlando, hosts

leaf scavenger hunts for all ages, during which participants

find 20 distinct leaves placed in different areas of the

garden. Children may dress in their favorite explorer or

detective costumes, and maps are given out to help with

the hunt. Cost: $15, adults; $10, children 4-17. For more

information, call 407-246-2620 or visit leugardens.org.

June 26 — Family Movie Matinee

Founder’s Hall in Building C at St. Luke’s United

Methodist Church, 4821 S. Apopka-Vineland Road,

Orlando, hosts a free family movie matinee, featuring

the movie Oliver & Company. Attendees are encouraged

to bring pillows, blankets and snacks. Popcorn is

available. Time: 2:30 p.m. For more information, call

407-876-4991. To RSVP, visit www.st.lukes.org/summer.

n Fourth Of July Festivities

Through July 4 — Red, White & Blue


Historic downtown Winter Garden turns red, white and blue

to host a variety of patriotic events: July 1 from 7-9 p.m. is

Red, White & Blues on the Plaza, with a local band playing

a mix of blues and popular tunes. The Winter Garden

Farmers Market Independence Day Celebration is July 2

from 8 a.m.-1 p.m., with good old-fashioned fun like family

games, live music and one-stop shopping for your holiday

barbecue. The 18th annual All American Kids Parade is

July 4 from 8-10:30 a.m. at the Winter Garden Masonic

Lodge No. 165, 230 W. Bay St. All are welcome to join

the parade. Party in the Park is July 4 from 6-10 p.m. at

Newton Park, 29 W. Garden Ave., including a fireworks

display over Lake Apopka, live music, family activities and

more. For more information, visit www.cwgdn.com.

July 1-4 — The Star Spangled Celebration

Promenade at Sunset Walk, 3251 Margaritaville Blvd.,

Kissimmee, hosts The Star Spangled 4 Day Celebration,


including bands, DJs, street performers, a car show, street

market and July Fourth fireworks display. Admission and

parking are free. For more information, visit sunsetwalk.com.

July 3 — Red Hot & Boom

Crane’s Roost in Altamonte Springs hosts Red Hot &

Boom, celebrating 25 years of legendary live music,

food, family and firework-filled fun. All packages are

subject to inspection, and alcohol, pets, drones, coolers

more than 2’ x 2’, and glass containers are not permitted.

Time: 4-11 p.m. Fireworks begin at 9:30 p.m. (weather

permitting). Admission is free, and concessions are available

on-site throughout the venue around the lake. Event

parking is available at Altamonte Mall and the surrounding

area. For more information, call 407-571-8180 or

visit www.altamonte.org/925/event-details.

July 4 — MetroWest MusicWorks

MetroWest Golf Club, 2100 S. Hiawassee Road,

Orlando, hosts the second annual MetroWest

MusicWorks, presented by Orlando Health and including

music, fireworks and food trucks. Adult beverages

are for sale. The entertainment lineup features tribute

bands honoring The Temptations, The Four Tops and

Elton John. Attendees should bring chairs or blankets.

Coolers and pets are prohibited. Time: 6-10

p.m. Doors open at 4 p.m., and fireworks begin at

9:30 p.m. Admission is free. Off-site parking is at

Valencia College, and a shuttle service is provided.

For more information, call 407-601-5995 or visit


July 4 — Fireworks At The Fountain

Downtown Orlando’s Lake Eola Park, 512 E. Washington

St., hosts the 45th annual Fireworks at the Fountain,

including live entertainment, family-friendly fun, and food

and beverages for purchase from a variety of vendors.

Chairs; picnic blankets; coolers (no outside alcohol); and

leashed, well-behaved pets are permitted. Umbrellas

are also permitted but cannot be staked into the park

grass. Time: 5-10 p.m. A fireworks display begins at

9:15 p.m., set to a live patriotic performance by the

Orlando Concert Band. Admission is free. For more

information, email Josh Egolf, joshua.egolf@cmg.com.

n Miscellaneous

Ongoing — Sunset Markets

The lower-level common area of Pointe Orlando, 9101

International Drive, Orlando, hosts weekly pop-up Sunset

Markets, including goods from local businesses and artisans.

Time: Fridays from 6-10 p.m. For more information,

visit www.pointeorlando.com.

June 23 & July 28 — MetroWest Food

Truck Connections

MetroWest Golf Club, 2100 S. Hiawassee Road,

Orlando, hosts MetroWest Food Truck Connections,

including food, fun and music. Social-distancing guidelines

are observed. Time: fourth Thursday of every

month from 5:30-9 p.m. For more information, visit


n Networking/Clubs

Ongoing — Members Wanted

compiled by Lisa Sagers

The West Orange Women seeks women of all

ages to join its group for fun, friendship and philanthropy.

Annual dues are $20. For more information,

call Mary Borgan, 407-929-3030; or visit


June 21, 28, July 5, 12, 19 & 26 —

Virtual Toastmasters Meetings

Windermere Toastmasters Club No. 4662754

holds Zoom meetings. Attendees learn to develop

their oral communication and leadership skills in

a supportive and positive learning environment.

Time: Tuesdays from 7-8:30 p.m. For more information

or to request online Zoom meeting details, visit

www.4662754.toastmastersclubs.org and click

“Contact Us.”

June 22, 29 & July 6, 13, 20 & 27 —

Virtual Toastmasters Meetings

The Turnpike Toastmasters Club holds Zoom meetings.

Time: Wednesdays from noon-1 p.m. For more

information or to register for a virtual meeting, visit

2362.toastmastersclubs.org and click “Contact Us” at

least one day before the event.

June 23, 30, July 7, 14, 21 & 28 —

Virtual Toastmasters Meetings

The Vista Toastmasters Club holds Zoom meetings.

Time: Thursdays from 7-8:30 p.m. For more information,

email vistatoastmasters.zoom@gmail.com or visit


June 23, July 14 & 28 — Thursday

Networking Group Meetings

West Orange Chamber of Commerce’s Thursday

Networking Group meets at the Dr. P. Phillips YMCA

Family Center, 7000 Dr. Phillips Blvd., Orlando. Time:

second and fourth Thursday of each month from 8:30-

9:30 a.m. For more information, email Jim Zeitschel,


June 30 — Business After Hours


West Orange Chamber of Commerce’s Business After

Hours takes place at Tin Roof in Icon Park, 8371

International Drive, Orlando. Activities include live

entertainment, arcade games, door prizes (bring your

business cards), and more. Time: 5:30-7 p.m. Cost: $10

in advance, $15 at the door for WOCC members; $30

for nonmembers. For more information or to RSVP, visit


Contributions to Community Bulletin Board are welcome.

Please send information six weeks before the event to P.O.

Box 851, Windermere, FL 34787; call 407-351-1573,

option 5; or email Lisa@kearneypublishing.com. ª

Seniors Way, Inc.

Companion / Homemaker Services



Locally Owned & Operated

License number 236778

Free in Home Consultation





Interior & Exterior Painting

All Flooring • Pressure & Chemical Cleaning • Screen Repair

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All Repairs, Improvements & Odd Jobs, Large or Small



The West Orange Chamber of Commerce


Dr. Phillips | Gotha | Horizon West | Lake Avalon | MetroWest | Oakland

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(407) 656-1304





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