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O

SOUTHWEST ORLANDO HOME & REAL ESTATE

The heartbeat of the community

ORLANDO BULLETIN

July 21 — August 3, 2022 | Since 1986

School Board Selects Maria Vazquez,

Ed.D., as OCPS Superintendent


When you want it SOLD

Darrell Nunnelley

407-467-8069

BROKER

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8765 Sonoma Coast

Winter Garden

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501 Main Street * Windermere * Local Office

DarrellSells.com


www.SouthwestOrlandoBulletin.com x July 21 — August 3, 2022 x 3

TABLE OF CONTENTS

HOW TO .......................................................................................... 4

Prepare for Hurricane Season

SCHOOL NEWS ............................................................................... 5

PROMOTIONAL FEATURE ................................................................... 8

Financing Your Future / Charles Schwab

SOUTHWEST ORLANDO HOME & REAL ESTATE .................................. 9

Home Upgrades That Add Style and Beauty

Moved and Bought a Home? Here's What You Should Know

Before Making Renovations

for Students in Grades Pre K-2.

NEWS & BUSINESS BRIEFS .............................................................. 13

COMMUNITY BULLETIN BOARD ....................................................... 14

SOUTHWEST SERVICE DIRECTORY ................................................... 14

PRESIDENT & PUBLISHER

Rick V. Martin

July 21, 2022

Volume XXXVI, No. 18

P.O. Box 851

Windermere, FL 34786

407-351-1573

www.southwestorlandobulletin.com

The Southwest Orlando Bulletin is published semimonthly by

Cornerstone Publishing & Multi-Media LLC. No material may be reproduced

without written permission. Subscriptions are available in the U.S. and Puerto

Rico for $25.56 per year and in Canada for $31.80 per year. For foreign

surface mailing, add $20 per year.

Neither the publishers nor the advertisers are responsible or liable for

typographical errors, misinformation, misprints, etc., unintentionally contained

herein. All letters received become the property of Cornerstone Publishing &

Multi-Media LLC and may be reproduced and edited without consent.

©2022/Cornerstone Publishing & Multi-Media LLC

VICE PRESIDENT

Yvette Martin

MANAGING EDITOR

Lisa Sagers

lisa@kearneypublishing.com

ASSISTANT EDITOR

Lauren Salinero

lauren@kearneypublishing.com

CIRCULATION

Robert Barlow

MARKETING CONSULTANTS

Madeline DeVito

407-351-1573, option 1

mdevito@kearneypublishing.com

Michelle Oakes

321-277-3467

michelle

@cornerstonepublishinggroup.com

We see things

through your eyes.

Michael Wytiaz, CFP ®

Branch Leader

4848 S. Apopka Vineland Rd, Suite 204

Orlando, FL 32819

407-909-0485

© 2021 Charles Schwab & Co., Inc. (“Schwab”) Member SIPC.

All rights reserved. (1120-0JP6) SCH4761-28 (12/21)

Accountability is the Schwab way.

At Schwab, we hold ourselves accountable

for your satisfaction. It’s why we offer a

Satisfaction Guarantee, which ensures

that if you’re ever dissatisfied with us, we’ll

refund your fee and work with you to make

things right. You won’t find that kind of

promise everywhere, but you will find it here.

Get started at schwab.com/windermere

If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”),

Charles Schwab Bank (“Schwab Bank”), or another Schwab affiliate, as applicable, will refund any eligible fee

related to your concern within the required time frames. Schwab reserves the right to change or terminate

the guarantee at any time. Go to schwab.com/satisfaction to learn what’s included and how it works.


4 x July 21 — August 3, 2022 x www.SouthwestOrlandoBulletin.com

Hurricane season officially started

June 1, and it ends Nov. 30. Three

tropical storms have developed into

named storms so far — Alex, Bonnie

and Colin. Historically, Central

Florida sees the most hurricane activity

during the months of August,

September and October, so if you

haven’t prepared for this year’s

season yet, now is the time. The

National Oceanic and Atmospheric

Administration predicted an aboveaverage

season for Atlantic hurricanes

this year with six to 10

hurricanes expected. Unused names

so far for 2022 are Danielle, Earl,

Fiona, Gaston, Hermine, Ian, Julia,

Karl, Lisa, Martin, Nicole, Owen,

Paula, Richard, Shary, Tobias,

Virginie and Walter. Follow these

tips to make sure you are ready for

hurricane season this year.

• Get ahead of the storms when

it comes to hurricane preparedness

to prevent or lessen damage to your

home and property. Have professionals

inspect and repair major parts of

your home that are likely to be impacted

during a hurricane. This includes

the roof, windows and trees.

Also consider what you might do to

prevent damage in the case of flooding,

especially if you live around

large bodies of water or in a highrisk

area for flooding. Stock up on

sandbags and fortify entry points to

your home to prevent water from entering

your house.

• Pay attention to weather news

and alerts. Listening to the news

may not be enjoyable for a lot of

people, but keeping an ear out for

when major storms form in the ocean

can give you the time you need to

Prepare for Hurricane Season

Be Ready for Bad Weather

prepare. Meteorologists often know

about storms weeks ahead of time,

but don’t know their exact paths or

potential strength. Use weather alerts

and news to track forming storms

and ones heading toward Central

Florida.

• In the event of power outages

or water and sewer damage, it’s essential

to have access to food and

clean water. This can ensure survival

if you are trapped in your home

without power or running water.

Have at least one gallon of water

per person per day for several days,

and stock up on canned and nonperishable

food items. Don’t forget

about your nonhuman housemates,

and make sure you also have a

stock of pet food and water for your

animals.

• Always have an exit strategy.

Florida is highly susceptible to severe

Nurse Practitioners:

Esther Pelissier, ARPN-BC

Irene Gan, PMHNP

Raykha Crag-Chaderton, PMHNP-BC

Rachael Pittala, ARPN-BC

Therapists:

Michael Kellogg, LMHC, ATR-BC

Randie Morillo, LCSW, ACSW

Amy Singleton, LMHC

Brooke Parker, LMHC

Cristal Daniel, LMHC

HOW

Rachael Pittala

Esther Pelissier

TO ...

by Lauren Salinero

Be ready for the worst

of Central Florida’s

hurricane season,

historically from August to

October.

storms and hurricanes. Plan an evacuation

route; know where you will go

in the event of an evacuation; and

if you have to leave, leave early if

possible. If evacuation becomes

necessary, chances are major roads

heading north will be packed with

people making their journeys as well.

If you think evacuation is the right decision

for you, leave as soon as you

can. Don’t wait for an evacuation order

to hit the road.

• Plan for pets. Pets are family

members, too, so make sure they are

as taken care of as any other member

of the family. During emergencies,

pets can be lost, forgotten or

can panic and run away. Make sure

you include them in any evacuation

plans by ensuring transportation —

especially if your pets is a livestock

that needs a trailer to be moved —

and keeping an emergency pet kit

that includes extra leashes, collars,

medication and food. Also, be sure

to have your pets microchipped and

have a tag included on their collars.

Collars can fall off or break, so microchipping

is especially important

in case you get separated from your

pet. Most importantly, never leave

your pet behind. Not only are they

at a much greater risk of harm if left,

but Florida residents who abandon

their pets during a natural disaster

can face fines up to $5,000, animal

cruelty charges and possible

jail time.

• Coordinate with your children’s

other caregivers. If you are part of a

blended family, talk to other guardians

about your plans for storm season

and evacuation. There should be

a plan for each parent depending

on who has the children at the time

of a storm. Whether you are waiting

out a hurricane or evacuating, decide

ahead of time who will have the

kids and where you will go. Keep in

contact with updates throughout the

storm or meet up to weather it together.

Kids and guardians will be less

stressed knowing the children are

safe during a storm.

• A day or two before a hurricane

strikes, make sure the yard is clear of

anything that could be blown over by

high winds and secure large items.

Trampolines are especially notorious

for flying off and causing damage.

Move your vehicle to either a garage,

carport or out from under tress

that can fall over and cause damage.

Sometimes you can’t avoid property

being exposed to the elements, but

move it to the least likely place to

be damaged. Also, board windows

to prevent glass from breaking. Fill

tubs and washing machines with tap

water that can be used for brushing

teeth, flushing toilets and bathing. If

you have access to large amounts

of ice, consider filling a bathtub or

washing machine with ice to keep refrigerated

items cold in the event of a

multiday power outage.

• Keep a storm kit ready and update

it each season. Include the following

items to be ready for when

a hurricane hits: battery-powered

radio; first aid kit; generator and

supply of fuel; flashlights; extra batteries;

a whistle; candles; matches in

a waterproof container; plastic sheeting

and duct tape; moist towelettes;

garbage bags; tools (wrench, pliers,

hammer); manual can opener; local

maps; cell phone battery pack

and charger; prescription medications;

infant and pet food; cash;

important documents (insurance

policies, IDs, etc.); sleeping bag

for each person; change of clothes

for each person; fire extinguisher;

paper products (plates, utensils,

cups); paper and pencil; and books,

games and/or puzzles. ª


n Palm Lake Elementary

Dr. Phillips High alumnus and NFL

player Ha’Sean Treshon “Ha Ha”

Clinton-Dix attends Palm Lake Elementary’s

2021-22 FSA pep rally as guest speaker.

n Gotha Middle

The 2021-22 students and staff

members of Gotha Middle participated

in a 17-minute lipdub video

of pure joy, celebrating the end of

the school year, friends and moving

on to new adventures. The entire

student body and staff are involved

in these annual lipdubs, which were

created to enhance unity and school

spirit. The 2022 video means a little

bit more, since this year’s eighth

graders did not have a single “normal”

year of middle school. But

together, they fought through the

changes, overcame the adversity,

and are stronger than ever. The

video opens with a dedication to

the resilience of the students and

staff at Gotha Middle in dealing

with the pandemic. All the songs

chosen reflect that same theme of

resilience. To view the video, visit

youtu.be/cZy0sIpIBjc.

n Dr. Phillips High

Dr. Phillips High 2021-22 students

Tania El-Hage, Zineb Elmazani,

Rick Liu, Jessica Mason, and

Philande St. Germain were each

awarded a Bill Spoone Scholarship

through the Rotary Club of Dr.

Phillips Foundation. The late Mr.

Spoone's son and daughter-in-law,

Daniel and Kathy Spoone, were

in attendance for the presentations.

n Olympia High

Fewer than one-half of 1% of students

who take the ACT earn a top

score. In the U.S. high school Class

of 2021, only 4,055 out of 1.29

million students who took the ACT

earned a top composite score of

36. Madison Modlin, daughter of

Paul and Jacque Modlin and a

rising senior at Olympia High, took

the ACT and earned the top score

of 36. The ACT consists of tests in

English, mathematics, reading and

science, each scored on a scale of

1–36. A student’s composite score is

the average of the four test scores.

SCHOOL NEWS

n Et Al

www.SouthwestOrlandoBulletin.com x July 21 — August 3, 2022 x 5

compiled by Lauren Salinero

(L. to r.) Rudy Tapia, former assistant principal of Dr. Phillips High, and Kathy and Daniel Spoone

co-present Bill Spoone scholarships to students Philande St. Germain, Jessica Mason, Rick Liu,

Zineb Elmazani and Tania El-Hage. They are congratulated by Chereeka Garner, media specialist and

coordinator of the scholarships at DPHS, and Terry Taggart, Rotary club president.

Olympia

High rising

senior

Madison

Modlin earns

the highest

possible ACT

composite

score of 36.

The Foundation for the Malcolm

Baldrige National Quality Award

Inc. presented a Foundation

Award for Leadership Excellence

to Southwest resident and OCPS

Superintendent Barbara Jenkins,

Ed.D., in Washington, D.C. The purpose

of the Baldrige Foundation is

to continuously improve quality of

life. The Foundation

Awards for Leadership

Excellence were established

to recognize

leaders in business,

nonprofit, government,

health care, education

and cybersecurity who

provide exceptional support

to Baldrige and

the foundation’s mission

to ensure the long-term

financial growth and viability

of the Baldrige

Performance Excellence

Program and to support

organizational performance

excellence in

the United States and throughout

the world.

CONTINUED ON PAGE 6


6 x July 21 — August 3, 2022 x www.SouthwestOrlandoBulletin.com

CONTINUED FROM PAGE 5

Orlando Science School 2021-

22 student and MetroWest resident

Atreya Manaswi competed as a

finalist at Broadcom Masters, the nation’s

premier science and engineering

competition for middle schoolers.

Atreya won first place for her project,

“Finding the Best Novel, Safe, and

Organic Treatment to Attract Small

Hive Beetles and Improve Honey

Bee Strength (Year 2 Study).” Firstplace

winners demonstrated acumen

and promise in science and were

awarded $3,500 to be used toward

a STEM summer camp experience.

Atreya was also part of the team that

won the Team Award, awarded to

the team that best demonstrated their

ability to work together and solve

problems through shared decisionmaking,

communication and scientific

and engineering collaboration.

Team Award winners received a gift

card to a science supply company to

support their interests in STEM.

CREATE YOUR

FUTURE

International Baccalaureate Diploma & Certificate Program

Collaborations with MIT, The Juilliard School, and UNICEF

100% College Acceptance & Enrollment Rate

Differentiated Curriculum for PreK-3 to Grade 12

Award winning Fine Arts programs

Over 21 Athletic programs for Grade 6 - 12

Orange County Public Schools officials

announced the 2021-22 Stellar

Award winners in celebratory fashion

at Rosen Shingle Creek. More than

450 honorees, 16 finalists and four

winners of teacher, support person,

principal and assistant principal of the

year were in attendance. The honorees

represented more than 205 schools

and multiple district departments.

Nancy Welch, a practical nursing

instructor at Orange Technical

College, won teacher of the year.

Joy Hamilton, an exceptional student

education program assistant at

SunRidge Middle, won support

person of the year; and principal of

the year was Julie Helton, principal

of Castleview Elementary.

The Orange County Public Schools

school board approved names

for five new schools that will open

August 2022. Three of these schools

are located in Southwest Orlando. A

middle school and adjacent elementary

school in the Horizon West

SCHEDULE A TOUR TODAY!

(407) 905-7737 info@windermereprep.com windermereprep.com

Town Center area were named

Hamlin Middle and Hamlin

Elementary. An elementary school

across from Horizon High School

in Horizon West’s Village F North

area was named Panther Lake

Elementary.

Recognizing Orange County Public

Schools’ outstanding magnet programs,

Magnet Schools of America

honored nine schools for their superiority.

Each year, MSA National Merit

Awards recognize magnet schools

that “demonstrate commitment to high

academic standards, curriculum innovation,

successful desegregation

and diversity efforts, and consistent

delivery of high-quality educational

services to all stakeholders.” There are

two levels of merit: Magnet School of

Excellence Award and Magnet School

of Distinction Award. Distinction

awards were granted to Bay

Meadows Elementary — STEM

Career Academy, Tildenville

Elementary School — Two-

Way Dual Language, Lakeview

Middle School — World

Language Academy, Dr. Phillips

High — Center for International

Studies, and Dr. Phillips High —

Visual and Performing Arts.

An Excellence Award was granted to

Hunter’s Creek Elementary —

Two-Way Dual Language.

The school board of Orange

County voted unanimously to a motion

to approve Maria Vazquez,

Maria

Vazquez,

Ed.D., is

voted the next

superintendent

by the School

Board of

Orange County.

Ed.D., as the next superintendent.

She is the current deputy superintendent

for Orange County Public

Schools and will be the first Hispanic

superintendent for OCPS. Ms.

Vazquez has served at every level

of the education system and has extensive

expertise in curriculum and

instruction. As a teacher, principal

and administrator, she dedicated

her career to ensuring every student

has a pathway to success. As deputy

superintendent of Orange County

Public Schools, Ms. Vazquez helped

lead one of Florida’s largest, most diverse

school districts to an “A” rating

with a nearly universal (96%) graduation

rate and narrowed the achievement

gap for Black and Hispanic

students. Southwest resident and

OCPS Superintendent Barbara

Jenkins, Ed.D, will retire at the end

of the calendar year, which will allow

for a transition period.

Although we try to ensure that all information presented

above is the most current, correct and dependable

available, we do rely on others for the source of our news.

Therefore, the Southwest Orlando Bulletin and Cornerstone

Publishing & Multi-Media LLC cannot be held responsible

for the validity of the information presented here, nor does

mentioning it constitute an endorsement. School News is

welcome and may be mailed to P.O. Box 851, Windermere,

FL 34786; or emailed to Lauren@kearneypublishing.com. ª


www.SouthwestOrlandoBulletin.com x July 21 — August 3, 2022 x 7

At Jackson Law we have made it our philosophy to create a

legal environment for clients where legal representation is not about

lawyers and legal staff controlling and dictating the representative

needs of clients, but rather about joining forces and standing

together with clients to strengthen the ability to best represent

their interests and achieve for them and their families a positive

result. To memorialize this philosophy so that it will continue to

be practiced and not be forgotten by those who work for our firm,

we have registered the trademark… “Together We Stand ® ”. So the

next time you need legal representation for you or your family,

visit our firm and together we will roll up our sleeves and take

care of your needs.

Kristen Jackson

Attorney At Law

Estate Planning

Wills, Trusts, Probate, Living Wills, Powers of Attorney, Health Care Directives,

Pre-Need Guardians, Trust Administration, Pet (Animal) Trusts

Probate

With or without a Last Will, in order to obtain assets, pay debts and taxes and distribute

remaining assets to the heirs or beneficiaries, the deceased’s estate requires the

assistance of an attorney to manage the court supervised administration.

Corporation & Business Law

Contracts, Start-ups, Purchase or Sales, Corporations (Inc.), Limited Liability

Companies (LLC’s), Trademarks, Copyrights, Franchise Agreements

Real Estate

Closings, Title Insurance, Sales & Purchases, Leases, Contract Review,

Contract Preparation

(407)363-9020

www.JacksonLawPA.com

Offices: Orlando

Credit Cards Accepted


8 x July 21 — August 3, 2022 x www.SouthwestOrlandoBulletin.com

FINANCING YOUR FUTURE

Charles Schwab Caters to All Clientele

It’s important to choose the right

team to help you reach your financial

goals. Certified financial planner

Michael Wytiaz, independent

branch leader of Schwab branches

in Windermere and Clermont, can

help. Michael and his team of financial

consultants give personalized attention

and guidance to each client

with access to all the resources and

tools available through Schwab.

“The long-term relationships we

have with our clients are based

on trust, loyalty and our ability to

work together,” Michael said. “They

get to experience the power of

Schwab and feel confident in their

investments.”

Michael spent more than 30 years

in the financial service business

before opening his own Schwab

Independent Branch 10 years ago in

Windermere. The Clermont branch

was opened 4 years ago. Each is a

full-service office with several financial

consultants who work as a team

to serve all clients.

Whether someone is looking for

portfolio advice, financial or retirement

planning, wealth management,

investment options or educational

advice, Schwab offers individualized

options.

“We meet with the clients regularly

and on an as-needed basis;

@K&R Photography

PROMOTIONAL FEATURE

it’s customized for each client,“ said

Wendy Wytiaz, office manager.

“We’re consultants,” added

Marina Troyan, financial consultant.

“We meet with clients to help

them pursue their specific goals and

connect them with specialists. They

have access to expertise, specialists

and other insights through us to

get to their goals. We’re available

for our clients both proactively and

reactively.”

With Michael and his team, there

is alwasy someone avaialble to help

with any concern. The consultants

welcome any questions from members

of the local community and

are committed to connecting clients

with any resources or specialists depending

on what each client is looking

for. And, Schwab offers clients

24/7 support with professionals

ready to help answer their questions

any time.

@K&R Photography

“We have a wide variety of different

clientele,” Marina said.

“They’re looking for personalized

help from an experienced team.

Whether they want advice or education

or need a financial plan, we’re

here to help achieve their financial

goals.”

For more information or to request

an appointment, chat with the support

team, or sign up for a local or

virtual workshop, clients can visit the

offices’ websites at www.schwab.

com/clermont and www.schwab.

com/windermere.

To learn more about Charles Schwab, contact

Michael Wytiaz and his team at 407-909-0485.

His office in Suite 204 at 4848 S. Apopka-Vineland

Road in Windermere is open Monday through Friday

from 8:30 a.m.-5 p.m. The Clermont office is located

in Suite D at 1600 Hancock Road. Its operating

hours are Monday through Friday from 9 a.m.-5 p.m.

Compliance #: 0722-2MUL ª


July 2022 | Southwest Orlando Home & Real Estate | 1

SOUTHWEST ORLANDO

Home & Real Estate

Volume 3, Issue 5 — July 2022

Home

Upgrades That

Add Style and

Beauty

Before Making

Renovations

Moved and

Bought

a Home?

Here’s What

You Should

Know

A Product A Product of the of the

Southwest Orlando Bulletin


2 | Southwest Orlando Home & Real Estate | July 2022

Home upgrades are necessary

for a variety of reasons, but many

homeowners look to update their

homes to add comfort and beauty.

While a complete renovation can be

appealing, it can also be costly and

time-consuming.

However, if you’re willing to take

on some of the work yourself, there

are ways to upgrade your living

spaces to add style (and value) without

the assistance of a contractor.

Consider these DIY ideas to spruce

up your home’s aesthetics and create

a more attractive place to live.

Freshen Up Paint

When it comes to simple DIY projects,

a new coat of paint can drastically

update your spaces without

making major renovations. Light

colors like gray, beige or white can

make smaller spaces feel more open

while darker shades like navy and

purple can create a dramatic look.

If you don’t want (or need) to paint

the entire room, adding a pop of

color with an accent wall or touching

up the trim are quick and easy

Home Upgrades

That Add Style and Beauty

Stone veneer looks like natural stone without the high price tag.

improvements. Adding paint to a

less traditional spot like the ceiling or

Shrubs ● Palm Trees ● Mulch ● Perennials

Citrus Trees ● Decorative Rock ● Annuals ● Topiaries

Flagstone ● Groundcovers ● Pottery ● Boulders

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Call for availability and pricing

refreshing cabinets with a new color

can also help bring your spaces

to life.

Install Mess-Free Stone Implants

If you’re looking to add warmth

and texture, easy-to-install stone veneer

can provide the look of natural

stone without the expense. A

mortarless option like ClipStone is

designed to be installed with screws

and common tools, making it easy

to achieve the look of traditional masonry

without the hassle and mess.

Durable and low maintenance, you

don’t have to worry about sealing or

painting, and it’s a perfect option for

exterior or interior installation that

can be installed in any weather condition.

Available in a variety of styles

and colors, homeowners can mix

and match to create a custom look.

Plus, it features a built-in water management

system, overlapping edges

to minimize gaps, reversible outside

corners and a variety of available

accessories.

Upgrade Window Treatments

Windows can often be overlooked

or left with the simple paper shades

or aluminum blinds the builder

initially installed. Consider replacing

them with plantation shutters,

wooden blinds or drapes that better

suit the style of the room. In addition

to blinds, curtains provide another

opportunity to add design elements

that align with your tastes. From

geometric panels to sheers, the possibilities

are nearly endless. Or, simply

match the curtain panels to the

color of your walls or an accent color

for a look that can match almost

any style.

Update Accessories

Cabinet pulls, outlet covers, curtain

rods, switch plates and doorknobs

are easily ignored, but replacing

them can be an inexpensive way

to add small touches of elegance to

your home. With a variety of designs

and finishes to choose from, including

bronze, brushed nickel, copper

and stainless steel, updating worn

pull handles and knobs can create

an affordable look that appears expensive.

The same is true for metal

switch covers and outlet plates.

While decorative curtain rods may

be on the pricier side, adding a coat

of paint in a metallic finish could provide

a cheaper alternative.

Improve Curb Appeal

There are a multitude of inexpensive

ways to give your home’s

exterior a makeover. Start by pressure-washing

your siding and windows,

which can make your house

look almost as good as a fresh coat

of paint for a fraction of the time

and money. Remember to also clean

your driveway, patio and walkways

to maximize your investment. Pulling

weeds, trimming trees and bushes,

and patching bald spots in the yard

can also go a long way, as can planting

greenery in front of your home

and making landscaping upgrades

like adding mulch beds, water features

or decorative edging. Another

idea is to replace your front door or

give it a fresh coat of paint to add a

pop of color to your porch.

To find more ideas about improving

your living spaces, visit

myclipstone.com.

Source: Cornerstone Building Brands

(Family Features) ª


Much of the country is still in the

middle of a red-hot real estate market.

Home values are rising due to high

demand, and first-time homebuyers

should be aware of how the value of

their home impacts the way their premiums

are calculated. Location and

structure type are two examples of

considerations that can affect home

insurance premiums, but so do the features

of the home, policy limits and,

in some states, even a homeowner’s

personal finances. Policyholders

should be aware of the variables

that are factored into their insurance

coverage.

Location

Location is perhaps the largest component

when it comes to the cost of

your insurance premium since it deals

with exposure and hazard to the

home’s physical structure. The type of

home you have, where you live and the

state or city in which you reside can

drastically affect how much you will

pay. In fact, location is such a primary

factor that coverage in certain areas

may require special policies.

Moved and Bought a Home?

Here’s What You Should Know

For example, many homeowners

moved from the city to the country during

the pandemic and found that they now

live in wildfire- or flood-prone areas and

that additional coverage is needed due

to environmental risk factors not covered

under available homeowners insurance

policies in the area. Homeowners living

in or near large urban areas may find

that their premiums cost more due to the

higher cost for construction or repairs.

Take a close look at what factors are

impacting the cost of your home insurance

rate. The size of your home, regional

vulnerability to natural disasters,

and different building material options

like brick or wood and their relationship

to the environment may determine your

premium’s cost.

Replacement Cost

The more your home costs to replace,

the more you will need in coverage to

insure it.

July 2022 | Southwest Orlando Home & Real Estate | 3

“Replacement cost is a measure of

the amount it would cost to replace or

rebuild your home after a loss with a

similar home of like kind and quality,”

said Bonnie Lee, Mercury Insurance

vice president of property claims. “This

amount takes into account factors such

as the square footage of your home, the

local construction costs per square foot,

and construction details unique to your

home.”

While replacement costs refer to

the cost of rebuilding a house to the

same standard as before, it does not

include features such as the neighborhood,

amenities and even proximity to

schools, which can affect a property’s

attractiveness.

“Replacement costs and market

value are often used interchangeably,

but they are two completely different

concepts,” Lee said. “Market value accounts

for how the neighborhood and

its conveniences impact a property’s

attractiveness to buyers, while replacement

cost only refers to the expense of

rebuilding a home after a loss.”

Deductible

The insurance deductible is one of

the most important parts of a homeowners

policy and plays a significant role

when determining insurance premiums.

The deductible is the amount of money

a policyholder must pay before the policy

pays out for repairs or a loss.

For example, if covered damage to

your home costs $20,000 and your

deductible is $5,000, you would be

responsible for the first $5,000 in damages

and your insurance company

would pay the remaining $15,000.

Homeowners that pay a higher deductible

may decrease the cost of

their premiums, but they may have to

pay more out of pocket when filing

a claim. Home insurance premiums

are calculated based on a number of

factors that homeowners should take

into consideration when researching

the best coverage for their needs at a

reasonable cost.

(BPT) ª

401 Main Street, Suite A, Windermere, FL

Windermere Center for

DENTISTRY

Emilia Godoy-Rapport, D.M.D.

Always Friendly & Gentle

Cosmetic and family dentistry

www.windermeresmiles.com

(407) 909-1097


4 | Southwest Orlando Home & Real Estate | July 2022

Your home is likely your most valuable

asset, and you want to make sure you

protect it with the right insurance. Did

you know the cost to replace your home

could be much more than it cost to build

— and you could be on the hook for the

difference?

Whether it would cost more to replace

because you’ve made major

upgrades that increased the value

of your home or simply because the

price of building materials and labor

has increased, you’ll need to come

up with the additional funds or find

ways to reduce costs. That’s why guaranteed

replacement cost coverage

is so important. If you experience a

total loss of your home, this coverage

allows you to rebuild it back to

its previous size and specifications

at today’s cost, subject to certain

conditions.

To give you a better idea of the

importance of insurance coverage

that helps you protect the investments

you make, consider the top three remodeling

projects for the interior and

exterior offering the best return on

investment:

Before Making Renovations

Interior

• Refinishing hardwood floors.

The main reasons consumers are

refinishing hardwood floors is to

upgrade worn-out surfaces and to

improve livability, according to the

2022 Remodeling Impact Report by

the National Association of Realtors

Research Group. At 147%, it also tops

the list for the No. 1 interior project

for what homeowners can recover on

the cost of the project if they sell the

home, based on estimates from NARI

Remodelers and Realtors.

• Installing new wood flooring.

The average cost recovered for this

project is 118%. Surprisingly though,

it was the No. 1 feature homeowners

surveyed by Erie Insurance said they

got when they bought their home but

wouldn’t choose again. When asked

why, reasons ranged from feeling the

feature was not worth the money to being

tired of it or feeling the feature is

outdated now.

©monkeybusinessimages / iStock via Getty Images Plus

Choose home improvement projects that generate the

highest return on investment.

• Insulation upgrade. This is a popular

project if you’re looking to improve

energy-efficiency, and, at 100%, it has

a high cost-recovery value.

Exterior

• Roofing. Offering a 100% return

on investment, most consumers

upgraded their roof due to worn-out

surfaces, finishes and materials.

• Garage door. The top reason

homeowners replace their garage

doors is having plans to sell

their homes in the next two

years, according to the 2022

Remodeling Impact Report.

This project may be well

worth the cost, offering 100%

returns.

• Fiber cement siding. With

86% recovery on the cost of

the project, upgrading siding

due to worn-out surfaces, finishes

and materials is a solid

investment.

If you’ve made any recent

updates, talk to your insurance

agent to make sure

you have the proper coverage.

To learn more about guaranteed

replacement cost coverage, visit

erieinsurance.com.

This summer, make home upgrades

wisely. For peace of mind, be sure to

protect the investments you make in

your home.

(StatePoint) ª

Offering MOH’s and

Superficial Radiation Therapy

Appointments are now available

407-566-1616


n West Orange Habitat gains

co-sponsors

West Orange Habitat for

Humanity, working in close cooperation

with the city of Winter

Garden, is addressing the need for

affordable housing in the community

located in east Winter Garden. The

partnership provides the opportunity

for low-income families to purchase

their first homes.

WOHFH oversees the construction

of these single-family residences,

using sustainable materials and environmentally

friendly building and

landscaping practices. In addition

to its existing stalwart partners and

volunteers, WOHFH seeks strategic

relationships with other interested

corporations, churches and community

organizations to help expand

its volunteer and material resources,

and hence its reach and impact

for good. Two such partnerships

have been found with Empire Finish

Systems LLC and Pilars Martini &

Loft, each sponsoring a full home on

Criswell Court.

For more information, email

communications@westorangehabitat.org

or visit www.westorangehabitat.org.

n Nonprofit launches for

mothers and daughters

Officials of National Charity

League Inc., the nation’s premier

mother/daughter nonprofit organization,

announced the formation of the

Citrus Blossom chapter. This is the organization’s

293rd chapter to form

in the U.S. The Citrus Blossom chapter

is open to mothers and daughters

who reside in the counties of Lake,

Orange, Osceola, Polk or Seminole.

This is the second chapter to form in

Florida.

In addition to participating in national

philanthropic initiatives, the

chapter’s inaugural members have

the opportunity to choose which local

organizations they will support

through hands-on volunteer service

hours. Daughters in seventh-12th

grades, known as Ticktockers, and

their mothers, known as Patronesses,

will together embark on a core

program focused on philanthropy,

NEWS & BUSINESS BRIEFS

strengthening mother/daughter relationships,

cultural experiences and

leadership opportunities.

For more information, email the

vice president of membership at

membershipcitrusblossom@nclonline.org.

n Rep. Demings makes good

on community initiative

This past March, Southwest

resident and Congresswoman

Val Demings announced her

Community Project Initiative to provide

more than $6 million in federal

funding to various organizations. She

visited Second Harvest Food Bank of

Central Florida to present a check for

$775,000 in federal appropriations

funding, which will support Second

Harvest’s Culinary Training Program.

According to Second Harvest, the

Second Harvest Culinary Training

Program provides qualified, at-risk

and economically disadvantaged

adults with the culinary and life skills

training needed to pursue a sustainable

career in the food industry.

While enrolled, students experience

every aspect of the food service industry

and also hone their interview

skills through on-site job fairs and

mock interview opportunities. To

date, more than 425 students have

graduated from the program.

Demings also presented $250,000

in federal funds to the Dr. Phillips

www.SouthwestOrlandoBulletin.com x July 21 — August 3, 2022 x 13

compiled by Lauren Salinero

Center for the Performing Arts to

support its Arts For Every Life educational

programs that provide students

with opportunities to access arts education

across the region. The presentation

took place at the arts center

with Demings, Dr. Phillips Center

Chief Financial Officer Cecilia

Kelly, board members Irving

Mathews and Harold Mills,

As part of her Community Project Initiative, Southwest resident and Congresswoman Val Demings (second

row, second from right) presents a $250,000 check to the Dr. Phillips Center for the Performing Arts.

Chairman Jim Pugh and Vice Chair

Ed Timberlake.

BUSINESS BRIEFS

West Orange Chamber of

Commerce representatives held

a 60th anniversary celebration for

Epilepsy Association of Central

Florida. WOCC builds partnerships,

strong businesses and commitment

to the community by serving as

the leading business advocate in

Central Florida, facilitating opportunity

to nearly 1,000 member businesses.

For more information about

WOCC, call 407-656-1304 or visit

wochamber.com.

Francisco Couto,

M.D., a board-certified

general surgeon who

specializes in general

and minimally invasive

surgery, joined

Orlando Health

Medical Group Surgery

and will be practicing

at Orlando

Health South Seminole

Hospital in

Longwood. A noted

researcher and highly

skilled robotic surgeon,

Dr. Couto’s areas of

interest include abdominal wall

reconstruction, hernia surgery, para-esophageal

hernia repair and surgical

treatment of gastroesophageal

reflux. For more information, visit

orlandohealth.com. ª

photo courtesy of WOCC

West Orange Chamber of Commerce ambassadors commemorate the 60-year

anniversary of Epilepsy Association of Central Florida.


14 x July 21 — August 3, 2022 x www.SouthwestOrlandoBulletin.com

n Events/Performances

Throughout July 31 — Leaf Scavenger

Hunts

Harry P. Leu Gardens, 1920 N. Forest Ave., Orlando,

hosts leaf scavenger hunts for all ages, during which

participants find 20 distinct leaves placed in different

areas of the garden. Children may dress in their favorite

explorer or detective costumes, and maps are given out

to help with the hunt. Cost: $15, adults; $10, children

4-17. For more information, call 407-246-2620 or visit

leugardens.org.

July 28 — 2022 Hob Nob & Straw Poll

West Orange Chamber of Commerce’s 2022 Hob

Nob & Straw Poll takes place at Ocoee Lakeshore

Event Center, 125 N. Lakeshore Drive, Ocoee.

All tickets include dinner, two drink tickets and

a vote in the straw poll. Time: 5-7:30 p.m. Cost:

$36. One dollar from each ticket sold is donated

to the West Orange Foundation. All reservations

and cancellations must be made by July 22.

No-shows are charged. For more information, visit

wochamber.com/event/hob-nob-straw-poll.

July 29 — 2022 Political Hob Nob

Dezerland Park Orlando, 5250 International Drive,

Orlando, hosts the Hispanic Chamber of Commerce of

Metro Orlando’s 2022 Political Hob Nob. Time: 5-8 p.m.

Sponsorships are available. For more information, visit

hispanicvotecfl.com/about-political-hob-nob.

July 29-Aug. 7 — The Addams Family

Performances

Little Radical Theatrics, a nonprofit theater company

for all ages, presents performances of The Addams

Family in the Mandell Theater at Lowndes Shakespeare

Center, 812 E. Rollins St., Orlando. Showtimes

COMMUNITY BULLETIN BOARD

and ticket prices vary. For more information, visit

www.littleradicaltheatricsinc.com.

Aug. 31 — State Of West Orange

Luncheon

The Ocoee Lakeshore Event Center, 125 N. Lakeshore

Drive, Ocoee, hosts West Orange Chamber of

Commerce’s State of West Orange Luncheon, including

an open conversation with elected officials regarding

the municipalities and the county and information

about the upcoming Orange County Transportation

Sales Tax Referendum. Registrations and cancellations

are required by Aug. 26. No shows are

charged. Time: 11:30-1:30 p.m. Cost: $46, WOCC

members; $56, nonmembers. One dollar from each

ticket sale is donated to the West Orange Foundation.

For more information or to purchase tickets, visit

wochamber.com/event/state-of-west-orange-luncheon.

n Miscellaneous

Through Aug. 29 — Art Submission

Deadline

The city of Orlando seeks local visual artists to display

their artwork during Hispanic Heritage Month in the

Terrace Gallery at Orlando City Hall from Sept. 16-Nov.

13. Artwork related to the Hispanic culture are recommended,

and the submission deadline is Aug. 29 at

11:59 p.m. Email entries to Keith Beasley at charles.

beasley@orlando.gov. Each entry must be labeled with

the artist’s name, art title, year created, measurements and

medium. For other selection criteria, email Luis Martinez,

luis.martinez@orlando.gov.

July 28 & Aug. 25 — MetroWest Food

Truck Connections

MetroWest Golf Club, 2100 S. Hiawassee Road, Orlando,

hosts MetroWest Food Truck Connections, including food,

fun and music. Social-distancing guidelines are observed.

Time: fourth Thursday of every month from 5:30-9 p.m.

For more information, visit www.metrowestcommunity.com.

n Networking/Clubs

Ongoing — Members Wanted

compiled by Lisa Sagers

The West Orange Women seeks women of all ages to

join its group for fun, friendship and philanthropy. Annual

dues are $20. For more information, call Mary Borgan,

407-929-3030; or visit www.westorangewomen.com.

July 26, Aug. 2, 9, 16, 23 & 30 —

Virtual Toastmasters Meetings

Windermere Toastmasters Club No. 4662754 holds

Zoom meetings. Attendees learn to develop their oral

communication and leadership skills in a supportive and

positive learning environment. Time: Tuesdays from 7-8:30

p.m. For more information or to request online Zoom meeting

details, visit www.4662754.toastmastersclubs.org

and click “Contact Us.”

July 27, Aug. 3, 10, 17, 24 & 31 —

Virtual Toastmasters Meetings

The Turnpike Toastmasters Club holds Zoom meetings.

Time: Wednesdays from noon-1 p.m. For more

information or to register for a virtual meeting, visit

2362.toastmastersclubs.org and click “Contact Us” at

least one day before the event.

July 28, Aug. 4, 11, 18 & 25 — Virtual

Toastmasters Meetings

The Vista Toastmasters Club holds Zoom meetings.

Time: Thursdays from 7-8:30 p.m. For more information,

email vistatoastmasters.zoom@gmail.com or visit

www.vistatoastmasters.org.

Aug. 25, Sept. 8 & 22 — Thursday

Networking Group Meetings

West Orange Chamber of Commerce’s Thursday

Networking Group meets at the Dr. P. Phillips YMCA

Family Center, 7000 Dr. Phillips Blvd., Orlando. Time:

second and fourth Thursday of each month from 8:30-

9:30 a.m. For more information, email Jim Zeitschel,

jim.zeitschel@primelending.com.

n Volunteer Opportunities

Ongoing — Virtual Volunteers Needed

RSVP seeks volunteers to help make masks for Cornerstone

Hospice & Palliative Care. For more information or if

interested, call Tyler VanBuren, 630-335-3084; or email

tvanburen@vcifl.org.

Ongoing — Volunteers Needed

The Foster Grandparent Program seeks limited-income

volunteers 55-older to join in helping children in schools

all around Central Florida. For more information, call 407-

298-4180 or visit volunteersforcommunityimpact.org/

wp-content/uploads/2020/01/FGP-Info-Flyer-1-13-20.pdf.

Contributions to Community Bulletin Board are welcome.

Please send information six weeks before the event to P.O.

Box 851, Windermere, FL 34787; call 407-351-1573, option

5; or email Lisa@kearneypublishing.com. ª

Seniors Way, Inc.

Companion / Homemaker Services

407-340-4120

carmen@seniorswayinc.com

Locally Owned & Operated

License number 236778

Free in Home Consultation


P.O. Box 851

Windermere, FL 34786

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