10.10.2024 Views

Senior Active Living Fall 2024

You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.

The North Shore's<br />

longest-running<br />

<strong>Senior</strong><br />

Resource Guide<br />

FALL<br />

<strong>2024</strong><br />

HEALTH CARE<br />

COMMUNITY<br />

SENIOR<br />

ORGANIZATIONS<br />

ELDER LAW<br />

AND FINANCIAL<br />

SPECIALISTS<br />

IN-HOME-CARE<br />

ASSISTANCE<br />

NURSING AND<br />

REHABILITATIVE CARE<br />

AFFORDABLE<br />

SENIOR HOUSING<br />

OPPORTUNITIES<br />

ASSISTED LIVING<br />

AND<br />

MUCH MORE<br />

SENIOR ACTIVE LIVING


2 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

Free Medicaid<br />

Planning Seminar<br />

INFORMATION ABOUT:<br />

• Who is a candidate for Medicaid?<br />

• What info is needed to apply?<br />

• What are allowable spend down items?<br />

• Who can help you through the Medicaid application process?<br />

Session 10:<br />

November 21 at 12 p.m.<br />

@Silver Lining Solutions Office<br />

Learn the ins and outs of the<br />

Medicaid process, and important<br />

application information<br />

And here is the link to sign up:<br />

https://form.jotform.com/232083762171150<br />

For more information<br />

please go to our QR code:<br />

Darcia Tremblay<br />

461 Boston Street, Unit B1<br />

Topsfield, MA 01983<br />

Office: 978-887-1100<br />

silverliningsolutions.com


SENIOR ACTIVE LIVING FALL <strong>2024</strong> ESSEX MEDIA GROUP 3<br />

Considering the Unexpected: What to do when you are away from home?<br />

At times, the unthinkable happens<br />

away from home when experiencing the<br />

loss of a loved one out of state. This is an<br />

instance where we have supported families<br />

for over 130 years over the course of five<br />

generations and one family.<br />

At the Murphy Funeral Home, we<br />

are a member of Selected Independent<br />

Funeral Homes, which is an invitation<br />

only organization that was established in<br />

1917 under the name of National Selected<br />

Morticians (NSM). Funeral homes are<br />

invited to be a part of this organization<br />

after being evaluated for their character,<br />

professional ability and reputation. Within<br />

this organization, we have a network of<br />

funeral homes that we work with across<br />

the country who have assisted us when<br />

a passing takes place away from home<br />

in bringing loved ones back into our<br />

community.<br />

When we receive a phone call of a<br />

passing like this, we contact a NSM<br />

funeral home nearest to the passing. The<br />

funeral home we contact is able to assist<br />

us in bringing your loved one back to<br />

their funeral home and filing the death<br />

certificate and permit in accordance with<br />

your wishes (burial permit, cremation<br />

permit, transportation permit).<br />

Should those wishes be an earthen<br />

burial back home, we go through the<br />

process of coordinating your loved one<br />

being brought back home. If the distance<br />

falls within the New England/Northeast<br />

Region (Maine, Vermont, New Hampshire,<br />

New York, New Jersey, Connecticut,<br />

Rhode Island) our staff will bring them<br />

back home via our service vehicle. Should<br />

the distance be further, and it be deemed<br />

more appropriate for air travel, we take<br />

care of coordinating the flight for your<br />

loved one to return home.<br />

Should those wishes be cremation,<br />

it is often best for us to arrange for the<br />

cremation to take place in that state and<br />

the creamains brought back to our care<br />

following the cremation. The return of the<br />

ashes back home here can occur in several<br />

ways, including participation from the<br />

ASK THE EXPERT<br />

family should they also be out of state or<br />

with us following the steps as we would<br />

for an earthen burial.<br />

Upon your loved one’s return home, we<br />

can arrange and facilitate the services you<br />

and your family would like as we would if<br />

a passing occurred in<br />

Massachusetts. For more information<br />

about this topic or other questions about<br />

funeral arrangements, please contact us<br />

here to schedule a time to meet with one<br />

of us. We would be more than honored to<br />

assist you.<br />

Along with my colleagues, Francis J.<br />

Murphy, Robert Clocher, and Christopher<br />

M.J. Ellis, we here at Murphy Funeral<br />

Home are proud and honored to assist<br />

members of our community. I encourage<br />

anyone who has any questions about<br />

arrangements similar to these or any other<br />

funeral related questions to call us at 978-<br />

744-0497 or email us at Administrator@<br />

MurphyFuneralHome.com.<br />

We are here for anything you or your<br />

family may need.<br />

Francis J. Murphy Jr.


4 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

4 tips to stay on top of fraudster's latest tricks<br />

StatePoint<br />

Identity theft is reportedly<br />

a growing threat as fraudsters<br />

evolve to be savvier and more<br />

sophisticated. There have been<br />

more than 1,300 data breaches<br />

already in <strong>2024</strong>, according to the<br />

Identity Theft Resource Center.<br />

It’s no surprise an Experian<br />

survey found that many consumers<br />

are wising up to the risk, with<br />

over half the U.S. adult population<br />

saying they’re highly concerned<br />

about identity theft and fraud.<br />

“As fraudsters continue to<br />

become more sophisticated, it’s<br />

critical that you take matters<br />

into your own hands and protect<br />

your personal information,”<br />

said Michael Bruemmer, vice<br />

president of Experian Global Data<br />

Breach Resolution and Consumer<br />

Protection at Experian.<br />

JOHN KOZLAUSKA, D.M.D.<br />

DENTAL CARE NORTH, Inc.<br />

Affordable and Comprehensive<br />

Treatment Options<br />

Complimentary Consultations<br />

<strong>Senior</strong> discounts<br />

To help you avoid becoming a<br />

victim of fraud, there are a few<br />

key tips you should follow:<br />

Create strong passwords:<br />

Create strong passwords for every<br />

account you have and don’t repeat<br />

passwords. If you reuse the same<br />

password across multiple accounts<br />

and a criminal gets ahold of it,<br />

they can potentially wreak havoc<br />

on your personal and financial<br />

life. A password manager can help<br />

you create unique passwords and<br />

store them so you don’t need to<br />

remember them all on your own.<br />

Protect personal documents:<br />

Keep all your personal documents<br />

out of the hands of fraudsters,<br />

especially your social security<br />

card, as it can quickly open the<br />

door to identity theft. Leave<br />

your social security card in a<br />

safe place at home–don’t carry<br />

it with you. Additionally, check<br />

Delta Dental & Blue Cross<br />

Provider and accept most<br />

insurances<br />

your mail every day to prevent<br />

theft of potentially sensitive data.<br />

Shred paperwork with personal<br />

information on it before throwing<br />

it away. Also, consider having<br />

statements delivered electronically<br />

so there are fewer physical<br />

documents with your information<br />

on them.<br />

Watch out for phishing scams:<br />

Phishing uses fake text messages,<br />

emails, phone calls or other types<br />

of communication that look<br />

like it comes from a reputable<br />

source. The fraudster’s goal is<br />

to make you click on a link or<br />

open an attachment and share<br />

your personal information.<br />

After clicking the fake link and<br />

using your login credentials, the<br />

scammer can gain access to your<br />

account. To protect yourself from<br />

these types of scams, never click<br />

on a link or open an attachment<br />

from someone or a company that<br />

you don’t recognize or that looks<br />

suspicious. Additionally, if you<br />

receive notice that your personal<br />

information was involved in a data<br />

breach, be cautious about hackers<br />

who may imitate the company<br />

you received the breach notice<br />

from. To verify the legitimacy of<br />

the communication, identify the<br />

correct phone number by looking<br />

at physical statements or by<br />

logging into your account through<br />

a verified portal and call or email<br />

the company separately.<br />

Use caution when answering<br />

calls: Criminals may try to call<br />

you and pretend that they are with<br />

a company you are associated<br />

with in order to have you provide<br />

your personal information. Never<br />

provide information over the<br />

phone.<br />

700 Summer St. Lynnfield Call Now: 781-334-2520


SENIOR ACTIVE LIVING FALL <strong>2024</strong> ESSEX MEDIA GROUP 5<br />

RATES ARE DOWN!<br />

Curious how much your<br />

home is worth?<br />

ASK US!<br />

CALL US TODAY! 978-219-0011<br />

REMAXBeaconma.com<br />

Take Advantage of lower<br />

rates—sell your home<br />

As a senior homeowner, you<br />

may have been holding off on<br />

selling your home, waiting for<br />

interest rates to drop. With the<br />

recent decrease in rates, now<br />

is an excellent time to consider<br />

putting your home on the market.<br />

This change presents unique<br />

opportunities for sellers, as lower<br />

interest rates tend to attract more<br />

buyers. Waiting too long, however,<br />

could mean missing out on<br />

motivated buyers who are eager to<br />

make a move before rates fluctuate<br />

again.<br />

Downsizing now could not<br />

only free up valuable equity for<br />

your retirement but also reduce<br />

the responsibilities that come with<br />

maintaining a larger home. By<br />

selling, you could use the proceeds<br />

to support your lifestyle, travel, or<br />

even invest in a more manageable<br />

property.<br />

If you're unsure how to get your<br />

home ready for sale, a trusted real<br />

estate professional can guide you<br />

through the process. They can help<br />

with everything from staging and<br />

repairs to marketing your home<br />

so that it stands out in today's<br />

competitive market.<br />

Selling your home in the<br />

current market can offer financial<br />

fl e x i b i l i t y a n d p e a c e o f m i n d ,<br />

making it a smart step as you plan<br />

for the future.<br />

Anchor Home Medical Supplies:<br />

Trusted source for home equipment<br />

Anchor Home Medical & Pharmacy<br />

is your source for hospital equipment<br />

for the home. We have two locations,<br />

one in Peabody and the other in<br />

Beverly. Our goal is to provide the<br />

most affordable rates on the widest<br />

selection of quality medical equipment<br />

and home medical supplies.<br />

The Anchor Home Medical &<br />

Pharmacy team started serving the<br />

medical community over 40 years<br />

ago, beginning as a corner drugstore<br />

in Middlesex County. Through our<br />

compassionate and attentive service,<br />

we quickly became a reliable and<br />

trusted source for home healthcare<br />

supplies.<br />

In 2020 we moved to Beverly, MA<br />

continuing our service to patients and<br />

caregivers. Anchor Home Medical<br />

& Pharmacy is the premier one-stop<br />

source for Prescriptions and Medical<br />

Equipment on Boston’s North Shore.<br />

We take pride in servicing clinics<br />

and medical offices, group homes,<br />

rehabilitation facilities, long term<br />

care facilities, visiting nurses,<br />

physical therapists and home care.<br />

We are locally owned and operated<br />

providing a convenient store location,<br />

knowledgeable staff, friendly<br />

individualized service, competitive<br />

pricing and free delivery. If you are<br />

interested in viewing the products we<br />

offer you can visit our website at www.<br />

anchorhomemedical.com or come by<br />

for a visit.<br />

We are located at 409 Cabot Street,<br />

Beverly MA 01915. Our phone<br />

number is 978-720-8170 and fax<br />

number is 978-969-0272. You can also<br />

email us at anchorhomemedical@<br />

gmail.com. My name is Walter<br />

Ciampa, I’m the owner of Anchor<br />

Home Medical and I welcome you to<br />

my store.<br />

Your Local Trusted Pharmacy and Medical Supply Store<br />

At Anchor Home Medical &<br />

Pharmacy, we’re more than just a<br />

pharmacy—we’re your healthcare<br />

partner. We offer free medication<br />

deliveries, convenient medication<br />

packaging, vaccinations, and a<br />

full selection of home medical<br />

supplies. Explore our sales,<br />

service, and rentals of hospital<br />

beds and Golden lift chairs,<br />

designed for independent living<br />

and mobility.<br />

Connect with us on Facebook for free<br />

chair delivery or 10% off items under $500!<br />

Our dedicated team is here to provide personalized care<br />

and ensure you have everything you need to stay healthy.<br />

Visit us today and experience the Anchor difference!<br />

Anchor Home Medical & Pharmacy<br />

(978) 720-8170 | www.AnchorHomeMedical.com


6 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

Your Worry-Free Retirement at Brooksby Village<br />

Many believe independence<br />

means staying in their house<br />

for as long as possible. At an<br />

Erickson <strong>Senior</strong> <strong>Living</strong>®-managed<br />

community like Brooksby Village®,<br />

you are free to pursue the interests<br />

and activities you love—all while<br />

knowing you have a safety net of<br />

support should you ever need it.<br />

Modern Campus<br />

We are located on a spacious<br />

campus with lush gardens and<br />

charming courtyards. Stroll or bike<br />

along the well-tended walking paths<br />

that are manicured and beautiful all<br />

year long. Enjoy a game of bocce,<br />

pickleball, or a fun fitness class.<br />

Stay <strong>Active</strong><br />

You can be as active as you want.<br />

From gardening to travel, history to<br />

photography, you’ll find hundreds<br />

of clubs, classes, and activities to<br />

explore. Our community members<br />

have found creative ways to connect<br />

through faith services, fitness<br />

classes, and more.<br />

Fantastic Amenities<br />

Experience resort living every<br />

day. We bring you a wealth of<br />

exciting amenities and services<br />

in one location. Enjoy a variety<br />

of dining options, including an<br />

exhibition kitchen and a casual pub.<br />

Without the burden and expense<br />

of house maintenance, you can be<br />

active, stay fit, have fun, and pursue<br />

your interests.<br />

More for Your Money<br />

Brooksby Village offers more<br />

than other senior living options. At<br />

a rental community, the money you<br />

pay each month is gone forever,<br />

and life care communities force<br />

you to pay for extra care you may<br />

never use. But at Brooksby Village,<br />

90% of your entrance deposit* is<br />

refunded to you or your heirs, and<br />

you only pay for more advanced<br />

care if you need it.<br />

Peace of Mind<br />

Brooksby Village keeps your<br />

expenses predictable and your future<br />

secure. An affordable Monthly<br />

Service Package covers almost all of<br />

your regular bills for a set amount<br />

that doesn’t fluctuate from month to<br />

month. Repairs inside and outside<br />

your apartment home are also<br />

included at no extra charge.<br />

Continuing care is available<br />

right on campus. If the time ever<br />

comes when you need extra care or<br />

support, you and your family can<br />

relax. The “what-ifs” of tomorrow<br />

are already covered.<br />

Community<br />

Here, you’re part of a close-knit<br />

community of friends, neighbors,<br />

and people who care. With a<br />

friendly maintenance team, security<br />

professionals, and full-time doctors<br />

and nurses, Brooksby Village’s large<br />

and dedicated staff is here for you,<br />

no matter what.<br />

There’s never been a better time<br />

to learn about Brooksby Village.<br />

Call 1-888-246-3596 to receive your<br />

free brochure.<br />

Disclaimer : *As per the Residence<br />

and Care Agreement<br />

WE OFFER MORE THAN OTHER<br />

SENIOR LIVING COMMUNITIES.<br />

MORE FOR YOUR MONEY<br />

MORE PEACE OF MIND<br />

MORE AMENITIES AND SERVICES<br />

Learn MORE reasons to choose retirement<br />

living at Brooksby Village.® Call 1-888-246-3596<br />

or visit BrooksbyVillageCommunity.com for<br />

your FREE brochure.<br />

North Shore<br />

BrooksbyVillage.com<br />

1179900


SENIOR ACTIVE LIVING FALL <strong>2024</strong> ESSEX MEDIA GROUP 7<br />

The Law Office of Julie Low<br />

practices exclusively in elder law,<br />

estate planning, probate and estate<br />

administration, and special-needs<br />

planning.<br />

The firm designs customized,<br />

comprehensive will-based and trustbased<br />

estate plans to meet each client’s<br />

unique needs. Whether your goal is to<br />

protect assets from future long-term<br />

care costs, minimize estate taxes and<br />

administration fees, ensure a legacy<br />

for your descendants, provide for<br />

your needs in the event of incapacity<br />

or protect and provide for a family<br />

member with special needs, the Law<br />

Office of Julie Low can design an<br />

estate plan that meets your objectives.<br />

Attorney Low opened her<br />

Beverlybased firm because she had<br />

a vision for the way law should be<br />

practiced — with a focus on the client<br />

Wondering how to protect your assets?<br />

The Law Office of Julie Low can help<br />

instead of billable hours.<br />

She believes in creating an inviting,<br />

personable atmosphere where clients<br />

feel comfortable discussing very<br />

personal subjects. Attorney Low<br />

fully engages her clients in the design<br />

process, educating and guiding them<br />

to make informed decisions. The<br />

end result is a comprehensive plan<br />

clients understand, rather than a set<br />

of documents that have little personal<br />

meaning.<br />

The firm charges fixed prices<br />

instead of traditional hourly rates<br />

for estate planning. Attorney Low<br />

believes clients appreciate knowing<br />

the cost of services up front and the<br />

open communication such an approach<br />

fosters.<br />

Client meetings are centered around<br />

important issues — not the clock<br />

— and are handled with a touch of<br />

lightheartedness, when appropriate,<br />

"because contemplating disability,<br />

incapacity or death is not a delightful or<br />

pleasant experience for most."<br />

Clients are invited to contact Julie,<br />

or a team member, with questions,<br />

without worrying about being billed for<br />

extra time.<br />

One of the firm’s specialties is the<br />

creation of Long-Term Care Plans to<br />

help clients navigate the complicated<br />

regulations of Medicaid, Veterans<br />

Benefits and other government<br />

programs.<br />

Because Julie is knowledgeable in<br />

planning for both types of Medicaid<br />

(traditional nursing home and the lesser<br />

known, but unbelievably beneficial,<br />

community programs), she reviews<br />

her clients’ options with an eye to all<br />

programs to ensure each plan provides<br />

later flexibility.<br />

Julie is a member of<br />

WealthCounsel, ElderCounsel,<br />

The National Academy of Elder Law<br />

Attorneys (NAELA), and The<br />

Academy of Special Needs Planners.<br />

She graduated cum laude from<br />

Western New England University<br />

School of Law in 2007.<br />

In her free time, Julie volunteers<br />

with North Shore Elder Services’<br />

Money Management Program,<br />

assisting local seniors with paying<br />

bills and budgeting, and on Northeast<br />

ARC’s Human Rights Committee.<br />

The Law Office of Julie Low<br />

provides complimentary workshops on<br />

the basics of estate planning and long<br />

term care.<br />

Call the Law Office of Julie Low<br />

today to sign up for the next workshop<br />

or register on their website.<br />

For peace of mind, for those you love, estate planning!<br />

Special Needs Planning<br />

Law Office of<br />

Estate Planning<br />

& Elder Law<br />

Specializing in<br />

Medicaid Applications<br />

& Long Term<br />

Care Planning<br />

Receive a half-price, one-hour consultation after attending one of our free, virtual estate planning workshops.<br />

Saturday<br />

Oct. 12<br />

10 a.m. - noon<br />

Estate Planning Workshop schedule<br />

Tuesday<br />

Oct. 22<br />

6:30 p.m. - 8:30 p.m.<br />

Saturday<br />

Nov. 9<br />

10 a.m. - noon<br />

Medicaid Workshop schedule<br />

Thursday<br />

Oct. 17<br />

6 p.m. - 7 p.m.<br />

Thursday<br />

Dec. 12<br />

6 p.m. - 7 p.m.<br />

Tuesday<br />

Nov. 19<br />

6:30 p.m. - 8:30 p.m.<br />

266 Cabot St., Suite 1, Beverly • www.lawofficeofjulielow.com


8 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

Open House<br />

Empower Wellness, Embrace Life<br />

At Chelsea Jewish Lifecare North Shore, we provide a continuum of care that adapts to your<br />

needs. As your trusted partner, we are here to support you through every stage of your<br />

wellness journey. Reach out today to explore a variety of options and resources.<br />

Assisted <strong>Living</strong> | Memory Care | Short-Term Rehabilitation | Long-Term Care<br />

Adult Day Health | VNA | Hospice | And More...<br />

Join Us At Shapiro-Rudolph Adult Day Health Center<br />

Wednesday, November 13th 3:30pm-5pm<br />

240 Lynnfield St, Peabody, MA<br />

Please RSVP to Eleanor Langstaff at 978-471-5182 or<br />

elangstaff@chelseajewish.org


SENIOR ACTIVE LIVING FALL <strong>2024</strong> ESSEX MEDIA GROUP 9<br />

Making a Move to Kaplan<br />

Estates Assisted <strong>Living</strong><br />

With numerous assisted<br />

living communities on the North<br />

Shore, it’s interesting to note<br />

how perspective residents find a<br />

residence best suited to their needs.<br />

At Harriett and Ralph Kaplan<br />

Estates, a continuum of care<br />

community located on Chelsea<br />

Jewish Lifecare’s Peabody campus<br />

and operated by Legacy Lifecare,<br />

it’s often a matter of talking to<br />

family and friends. “Most people<br />

find out about us via wordof<br />

mouth,” explained Antonio<br />

Alvarez, Director of Community<br />

Relations at Kaplan Estates.<br />

“Individuals are often referred to<br />

us by friends and family members<br />

who have stayed on the continuing<br />

care campus, whether it be for<br />

assisted living at Kaplan Estates,<br />

Shapiro-Rudolph for Adult Day<br />

Health or at the Brudnick Center<br />

for <strong>Living</strong> for Short-Term Rehab or<br />

Long-Term Care. Our reputation is<br />

key. In fact, many people decide<br />

not to even tour other communities.<br />

That’s incredibly rare in this<br />

industry.”<br />

It has been a busy summer and<br />

fall at Kaplan Estates. The building,<br />

which accommodates 144 residents<br />

in total, is filled to capacity. “It’s a<br />

pleasure to welcome new residents<br />

into the mix and to witness the<br />

spirit of camaraderie among staff<br />

and residents,” said Alvarez.<br />

Polly Trudeau moved to Kaplan<br />

Estates this past spring to recover<br />

from a fall. She credits the staff<br />

with making the transition<br />

seamless. “I’ve never met a group<br />

of people so helpful in my entire<br />

life!” exclaimed Polly. Although<br />

Polly grew up in the Peabody/<br />

Salem area, she was not familiar<br />

with the Chelsea Jewish Lifecare<br />

campus. After her fall, Polly spent a<br />

month at Salem Hospital, which led<br />

to an additional month of Rehab<br />

at Brudnick Center for <strong>Living</strong>.<br />

From there, it was a logical step to<br />

move into an apartment at Kaplan<br />

Estates.<br />

Since Polly still has limited<br />

mobility, she has not been able to<br />

participate in many activities as<br />

of yet but still finds ways to meet<br />

residents and acclimate herself<br />

to her new home. “I walk in the<br />

hallways every few hours, believe<br />

it or not. It’s actually a great way<br />

to meet people!” said Polly with a<br />

laugh. “Everyone has been friendly<br />

and welcoming.” Added Polly, “I<br />

really like that the staff comes in<br />

to check on me frequently and a<br />

marvelous CNA helps me get ready<br />

for bed. It’s comforting to know I<br />

am not alone.”<br />

The staff pulls together to<br />

facilitate the move -in process.<br />

Each department takes the time<br />

before and after move-in to make<br />

sure that the resident’s care plan<br />

and social experience not only<br />

caters to the individual’s core<br />

needs, but also to their personality<br />

and who they are as an individual.<br />

“It’s essential that our residents<br />

and families know that they have<br />

support in getting oriented to<br />

their new environment,” stressed<br />

Alavarez. “The assisted living<br />

assigns an ambassador who<br />

dedicates time to ensure the<br />

resident is assisted in navigating<br />

their new surroundings. We<br />

encourage our residents to meet<br />

new people and try new activities<br />

that they have never done before.<br />

Jill Hemeon, Area Director of<br />

Community Relations at Chelsea<br />

Jewish Lifecare, pointed out<br />

that a key advantage of moving<br />

into a Chelsea Jewish Lifecare<br />

community is the accessibility<br />

to many different levels of care.<br />

“Whether you are looking for<br />

additional daily care needs, an<br />

all-inclusive setting, or just to<br />

socialize a bit, it is always smart<br />

to think about what the future<br />

may hold. Many individuals find<br />

comfort in knowing that our<br />

community is set up so residents<br />

may age in place through our<br />

continuum of care.”<br />

For Marjorie Snow, the respite<br />

program at Kaplan Estates enabled<br />

her to make a full recovery after<br />

surgery. She stayed at Kaplan<br />

Estates for a month to recuperate<br />

after surgery and thoroughly<br />

enjoyed the experience. “The staff<br />

was always so pleasant. I never<br />

felt lonely, which I think is really<br />

important. “Marjorie made a point<br />

to stay active and participate in<br />

activities. She enjoyed lectures,<br />

bingo, trivia games and meals<br />

in the dining room. “The food is<br />

really good. I love the variety of<br />

homemade soups!” Now living in<br />

her home, Marjorie hopes to rejoin<br />

her Kaplan Estates family at some<br />

point. “I had such a good time<br />

during my stay,” said Marjorie.<br />

“Mark my words, I’ll be back!”<br />

“Moving to a senior living<br />

community can be extremely<br />

emotional and physically<br />

challenging,” said Hemeon. “We<br />

want people to know that our team<br />

is here to assist future residents and<br />

their loved ones in making a move<br />

as smooth as possible.” Jill advises<br />

new residents to give themselves<br />

time to settle in. “Our overall goal<br />

is to ensure a better quality of life<br />

for all of our residents.”<br />

Carolyn and Ron Paskavitz<br />

decided to move to the Peabody<br />

campus after touring other<br />

residences with their children.<br />

Carolyn recalled knowing that<br />

Kaplan Estates was the right choice<br />

the minute she walked through the<br />

doors. “I really can’t explain it,”<br />

mused Carolyn. “Everyone was so<br />

warm and welcoming. We could<br />

sense immediately that the staff<br />

really cares about the residents.”<br />

Both Carolyn and Ron enjoy<br />

the sing-a-longs, games, movies<br />

and a full roster of activities.<br />

Shabbat services, in particular,<br />

is a ritual they look forward to<br />

every week. “Although I am not<br />

Jewish,” remarked Carolyn. “I<br />

love attending Shabbat services on<br />

Fridays. It’s a beautiful tradition.”<br />

The couple’s six children and<br />

eight grandchildren are frequent<br />

visitors. They used the Garden<br />

Kitchen to host parties. “It was<br />

wonderful having the whole family<br />

together,” remarked Carolyn.<br />

Today, the couple is excited about<br />

the future. “I originally thought it<br />

would be hard to adjust to assisted<br />

living,” said Carolyn, “but clearly,<br />

I was wrong. I truly feel like we are<br />

home.”<br />

The staff at Kaplan Estates<br />

welcome visitors and is pleased to<br />

schedule tours as well as time with<br />

staff, residents and families. Please<br />

call Jill Hemeon at 857-337-8850<br />

or email jhemeon@legacylifecare.<br />

org.


10 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

We believe your best years are ahead<br />

(of course, your past years were good too!)<br />

Imagine a world where getting<br />

older meant independence to do all<br />

the things you love without having<br />

to make sacrifices. Where you could<br />

enjoy time with friends and family,<br />

attend events in your community, and<br />

remain active and mobile – all while<br />

easily staying on top of your health.<br />

Well, at Element Care PACE we<br />

believe this is possible... and more.<br />

Life is a balancing act between the<br />

things you want to do and the things<br />

you have to do - like managing your<br />

health. Element Care PACE manages<br />

the balancing act for you by providing<br />

personalized, reliable healthcare to fit<br />

your needs and lifestyle. Our Program<br />

of All-Inclusive Care for the Elderly<br />

(PACE, for short) operates in more<br />

than 40 towns across the North Shore<br />

and Merrimack Valley, giving adults<br />

55+ the healthcare they need while<br />

still being able to live independently<br />

in their homes.<br />

Finding a doctor for your specific<br />

needs and managing appointment<br />

scheduling can be difficult, but at<br />

Element Care PACE we handle it all<br />

for you. The doctors and specialists<br />

at the Element Care PACE centers<br />

provide medical, dental, vision, and<br />

hearing care, as well as behavioral<br />

health, nutrition, and physical and<br />

occupational therapy. Our team makes<br />

it a priority that you feel comfortable<br />

and safe during your visits.<br />

All-inclusive care also means<br />

personalized care. Whether in the<br />

comfort of your living room or the<br />

bustle and excitement of one of our<br />

seven PACE centers, the Element<br />

Care PACE team is here for you.<br />

With locations in Lynn, Gloucester,<br />

Beverly, Lowell and Methuen,<br />

our centers make your medical<br />

appointments into a fun day out.<br />

Enjoy lunch, socialize with friends<br />

and even enjoy a group exercise<br />

class or a game of Bingo. A schedule<br />

of activities is available and safe<br />

transportation is provided to and from<br />

your home. For those who prefer<br />

the familiarity of their own space,<br />

Element Care PACE can provide inhome<br />

support, and personal care.<br />

At Element Care PACE, we want<br />

you to live your life to the fullest<br />

without fear your health needs might<br />

get in the way. Our PACE program<br />

can provide the support to make that<br />

happen. We believe independence and<br />

all-inclusive care are not mutually<br />

exclusive, and health and happiness<br />

go hand-in-hand. And at Element<br />

Care PACE, we believe youth doesn’t<br />

go away with age. So, cheers to your<br />

future years.<br />

If you or a loved one could benefit<br />

from PACE at Element Care, call<br />

today to talk to our knowledgeable<br />

staff and find out if you qualify at<br />

(877) 803-5564 (TTY 711). Or, learn<br />

more online at elementcare.org.<br />

Personalized Healthcare<br />

for Older Adults<br />

Element Care PACE is coordinated care for quality of<br />

life. This unique care model provides complete<br />

medical, social and home care services to adults<br />

55+ across the North Shore and Merrimack Valley.<br />

Call today to see how we could help you stay<br />

independent, in your community.<br />

Medical<br />

Dental<br />

Vision<br />

and more!<br />

No cost for MassHealth and Medicare eligible. Contact us for<br />

Medicare only and private pay options. Participants must receive<br />

all health care, primary and specialist physician services-other<br />

than emergency services-as authorized by PACE or be fully and<br />

personally liable for costs of unauthorized services.<br />

1-877-803-5564 (TTY 711) elementcare.org


SENIOR ACTIVE LIVING FALL <strong>2024</strong> ESSEX MEDIA GROUP 11<br />

Financing the care of loved ones with a disability<br />

StatePoint<br />

According to the U.S. Census<br />

Bureau, over one in four Americans<br />

are living with a disability and<br />

about one-half of these individuals<br />

are living with a severe disability.<br />

Whether present at birth or<br />

caused by a life-altering accident<br />

or illness, severe disabilities almost<br />

always create a significant financial<br />

burden due to curtailed earning<br />

power and ongoing expenses.<br />

That’s where a specialized trust or<br />

savings account may help both the<br />

individual with special needs, and<br />

their families.<br />

To help individuals and families<br />

understand their options, Wells<br />

Fargo is sharing information about<br />

Special Needs Trusts (SNTs) and<br />

Achieving a Better Life Experience<br />

(ABLE) accounts.<br />

What are special needs trusts?<br />

SNTs are irrevocable trusts drafted<br />

by an attorney. They’re used to set<br />

aside money or property to cover<br />

the needs of individuals living with<br />

physical, mental or developmental<br />

disabilities who may not have the<br />

ability or legal capacity to manage<br />

their assets and keep detailed<br />

records.<br />

How are SNTs funded? The two<br />

types of SNTs depend on the source<br />

of funding:<br />

• First-party SNTs are funded<br />

with money the beneficiary owns,<br />

or is awarded as compensation<br />

for medical malpractice, personal<br />

injury or another type of legal<br />

settlement. Typically, they’re<br />

created by the beneficiary’s parents,<br />

grandparent, legal guardian, or<br />

a court, and are for beneficiaries<br />

under 65. When the trust<br />

terminates, Medicaid is entitled<br />

to reimbursement of any funds<br />

expended on the beneficiary.<br />

• Third-party SNTs can be<br />

established at any time by someone<br />

wishing to provide for a minor or<br />

adult with special needs, including<br />

as part of an estate plan. Unlike<br />

fi r s t - p a r t y t r u s t s , t h e y m a y b e<br />

created by anyone, and there is no<br />

age restriction on the beneficiary.<br />

The terms may be modified,<br />

and there is no reimbursement<br />

requirement to government<br />

programs. While advantageous,<br />

their complexity often requires<br />

professional assistance.<br />

What are SNTs’ benefits? An<br />

SNT can help you or a loved one:<br />

1. Meet current cash flow needs<br />

and plan for the future.<br />

2. Preserve eligibility for<br />

governmental benefits. People<br />

living with disabilities may<br />

become ineligible for state and<br />

federal benefits if their income and<br />

resources exceed certain thresholds.<br />

Under federal law and regulations,<br />

an SNT helps ensure a beneficiary<br />

remains eligible for these programs.<br />

3. Enhance quality of life<br />

by providing financial support<br />

for activities and services<br />

inadequately covered by public<br />

benefits programs. In addition<br />

to medical, dental and eye care<br />

expenses, appropriate purchases<br />

may include an accessible vehicle,<br />

medical equipment, computer,<br />

gym membership, therapy animals,<br />

music lessons, supplemental<br />

caregiving services, and even<br />

entertainment and travel. The goal<br />

is to increase the beneficiary’s<br />

ability to enjoy life and participate<br />

in their community.<br />

OUR MISSION<br />

To provide skilled and loving home care to families while at the same<br />

time, helping our caregivers improve their standard of living.<br />

We provide health aides, CNA, in-home<br />

care, private care at facilities, palliative<br />

and end-of-life care.<br />

Care Management Philosophy<br />

To help your loved one enjoy as much of life as possible for as long as<br />

possible in their own home or a facility. We try to bring as many<br />

moments of joy to our clients as we can!<br />

CALL TODAY<br />

for a free Healthcare<br />

Needs Assessment.<br />

781-631-4000<br />

Info@neighborgoodcare.org<br />

https://neighborgoodcare.org<br />

Our certified caregivers provide compassionate personal care, safety,<br />

companionship and moments of joy to each client. Our home care<br />

includes medical advocacy, care plan management, day and overnight<br />

care, coordination of medical appointments, meal preparation and<br />

activities.<br />

Services include:<br />

In-home care<br />

Private healthcare in a facility<br />

“Rides to the Dr.” - wheelchair van<br />

“Appointment Buddies”<br />

Respite - temporary day or night care<br />

Hospice care - for terminally ill or senior care<br />

End-of-life doula - to prepare for the death of a loved one


A GUID E T O N A VIGA TING M E MOR Y L O S S<br />

A FIN ANCIAL GUID E T O SE NIOR<br />

LIV ING<br />

12 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

Experience the Difference<br />

of Exceptional <strong>Senior</strong> Care<br />

AT C H A RT E R SE N IOR L I V I NG<br />

OF DA N V E R S<br />

Joining the Charter <strong>Senior</strong> <strong>Living</strong> family means<br />

more support, more resources and ultimate<br />

peace of mind for seniors and their families. Get<br />

to know the Charter difference today by<br />

scheduling a tour or requesting a free senior<br />

living resource.<br />

Knowledge<br />

IS COMFORT.<br />

A Family Caregiver’s Guide to <strong>Senior</strong> <strong>Living</strong><br />

Understand THE DIFFERENCE.<br />

Knowledge Is Comfort:<br />

A Family Caregiver’s<br />

Guide to <strong>Senior</strong> <strong>Living</strong><br />

S EEKIN G S UPP O RT:<br />

Feel<br />

THE DIFFERENCE.<br />

Seeking Support: A<br />

Guide to Navigating<br />

Memory Loss<br />

EMP OWERING Y OUR RETIREMEN T:<br />

Empowering Your<br />

Retirement: A Financial<br />

Guide to <strong>Senior</strong> <strong>Living</strong><br />

Brush up: A key habit<br />

for dental health<br />

StatePoint<br />

Regular dental visits are<br />

important for a healthy smile, but<br />

you can take these steps between<br />

checkups to ensure your dentist<br />

sees your oral health at its best.<br />

1. Brush up on your dental<br />

routine. “A consistent routine of<br />

brushing and cleaning between<br />

your teeth is essential,” said<br />

American Dental Association<br />

(ADA) dentist, Mirissa Price,<br />

D.M.D. “My patients often ask<br />

me, do I really need to floss if I’m<br />

brushing regularly? The answer is<br />

always yes.”<br />

The ADA recommends brushing<br />

twice daily with a soft brush and<br />

fl u o r i d e t o o t h p a s t e t o r e m o v e<br />

cavity-causing plaque and help<br />

prevent harmful conditions like<br />

JOYCE CUCCHIARA<br />

DESIGNATED SENIOR REAL ESTATE ADVISOR<br />

Scan to read<br />

more about<br />

Joyce Cucchiara<br />

gum disease. A worn toothbrush<br />

won’t clean as effectively, so<br />

replace the brush every three<br />

or four months, or sooner if the<br />

bristles are frayed.<br />

Yet, even the best toothbrush<br />

can’t fully reach all the spaces<br />

where plaque forms. That’s why the<br />

ADA also recommends cleaning<br />

between your teeth daily using<br />

dental floss, dental picks or water<br />

fl o s s e r s . “ I f y o u fl o s s t h o r o u g h l y,<br />

it doesn’t matter when you do it,”<br />

added Dr. Price. “It might feel<br />

strange at first, but your gums will<br />

get used to the routine quickly if<br />

you make this a daily habit.”<br />

Make sure your toothbrush,<br />

toothpaste and floss each have the<br />

ADA Seal of Acceptance. That’s<br />

how you know a dental product is<br />

safe and effective.<br />

Selling your home can be an<br />

overwhelming experience.<br />

I can help guide you<br />

through the process<br />

with my years of experience,<br />

skills and knowledge<br />

of the market.<br />

You should EXPECT the BEST!<br />

Call me for your<br />

complimentary market analysis.<br />

Request your preferred guidebooks today<br />

and embark on this journey with us.<br />

Call 978.261.3530 today!<br />

220 Conant Street | Danvers, MA 01923 | www.charterofdanvers.com<br />

Assisted <strong>Living</strong> | Memory Care | Short-Term Stays<br />

• International President's Circle<br />

Designation - Top 1% of CBR Agents<br />

• # 1 solo agent in Lynnfield office 2023<br />

• Featured in NS Real Estate Top Producer<br />

Magazine<br />

(978) 808-1597<br />

joyce.cucchiara@nemoves.com<br />

JCsellsrealestate.com<br />

Representing the Top 1%<br />

Coldwell Banker Agents Worldwide 2023


SENIOR ACTIVE LIVING FALL <strong>2024</strong> ESSEX MEDIA GROUP 13<br />

Check out these recommendations for the perfect fall getaway<br />

StatePoint<br />

Anyone who loves fall weather<br />

should make plans to come to<br />

Kentucky. When October and<br />

November roll around in the<br />

Bluegrass State, native Kentuckians<br />

and visitors alike have their eyes<br />

on the tree line, waiting for the first<br />

hints of autumn colors. And while<br />

the anticipation might seem almost<br />

too much to bear, the breathtaking<br />

sight of fall foliage in Kentucky is so<br />

worth the wait.<br />

If the leaves are turning, no matter<br />

where a traveler happens to be in the<br />

Commonwealth, they are in for a<br />

veritable fireworks show of vibrant<br />

fall colors. There are so many ways<br />

to get an amazing view of the foliage,<br />

from nature trails for those who like<br />

hiking to country roads for those who<br />

enjoy nature from the inside of the<br />

car.<br />

The Old Frankfort Pike is a<br />

National Scenic Byway that runs<br />

through Woodford County in central<br />

Kentucky and passes by some of<br />

the most charming and beautiful<br />

landscapes in the entire country. The<br />

pike is 15 miles long, including a<br />

two-mile stretch of road that features<br />

centuries-old limestone fences,<br />

pastures, barns and a tunnel-like oak<br />

tree canopy on either side of the road.<br />

Those lucky enough to drive it during<br />

the fall experience a view that’s truly<br />

special.<br />

Sixty miles southeast of Lexington<br />

is a nature lover’s paradise, the<br />

Daniel Boone National Forest.<br />

Driving any one of the state routes<br />

that passes through the preserve<br />

would satisfy most leaf peepers.<br />

However, for those who insist on<br />

getting out of the car and into the<br />

woods, hiking the trails in and around<br />

Slade will provide all the leaf colors<br />

desired, not to mention jaw-dropping<br />

views of Red River Gorge, Natural<br />

Bridge and Chimney Top Trail.<br />

To find colors and educational<br />

opportunities, head to the Bernheim<br />

Forest and Arboretum, located<br />

just outside Clermont. Not only<br />

does it contain 16,137 acres worth<br />

of arboretum, forest and nature<br />

preserve, but it has nature and<br />

science programming, dozens of folk<br />

art installations and playgrounds for<br />

children of all ages.<br />

THINKING OF SELLING AND NOT SURE WHERE TO BEGIN?<br />

I am a <strong>Senior</strong> Residential Specialist with over<br />

40 years of experience. I can help guide you<br />

through this sometimes complex and emotional<br />

process. My resources and experience can help<br />

you maximize your largest asset.<br />

C A L L J A N I C E S U L L I V A N T O D A Y<br />

9 7 8 - 8 5 7 - 5 4 7 3<br />

J A N I C E S U L L I V A N R E A L T O R @ G M A I L . C O M<br />

THE SULLIVAN REATLY GROUP<br />

LAER REALTY PARTNERS<br />

162 Park Street, 3rd Floor<br />

North Reading, MA 01864


14 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

Atlantic Hearing Care<br />

expands access to hearing aids<br />

As we move into <strong>Fall</strong>, many<br />

of us shift our thoughts to cooler<br />

weather, days spent at home with<br />

our loved ones, and the approaching<br />

holiday season. It is often a time of<br />

year for reflection, comradery, and<br />

thankfulness. The team at Atlantic<br />

Hearing Care shares these same<br />

sentiments. This <strong>Fall</strong> we are taking<br />

time to reflect on our mission of<br />

helping to keep people connected<br />

through better hearing.<br />

We know that our sense of<br />

hearing is vital in keeping us<br />

connected to our friends and family.<br />

Conversations with a neighbor, the<br />

recollection of days past with old<br />

friends, listening to grandchildren<br />

talk about their day at school, a<br />

phone call with a cherished family<br />

member who lives across the<br />

country – hearing helps us stay<br />

connected to all of these experiences<br />

and more.<br />

It is known that the vast majority<br />

of people who experience hearing<br />

loss will need hearing aids to<br />

help treat their hearing loss.<br />

Unfortunately, medical insurance<br />

often does not cover hearing aids,<br />

and as such, leaves them out of<br />

reach for many individuals. Atlantic<br />

Hearing Care believes everyone<br />

deserves to hear their best, nobody<br />

should feel that hearing aids are<br />

unobtainable to them. We are able<br />

to support this mission through<br />

our partnership with our nonprofit<br />

affiliate, The North Shore<br />

Hearing Foundation (NSHF). The<br />

North Shore Hearing Foundation<br />

provides hearing aids to those in<br />

our community who qualify based<br />

on income eligibility. Our team<br />

is motivated to find a solution for<br />

anyone who is hoping to treat their<br />

hearing loss! To find out more<br />

information or to schedule an<br />

appointment, call our office at 781-<br />

581-1500.


SENIOR ACTIVE LIVING FALL <strong>2024</strong> ESSEX MEDIA GROUP 15<br />

Over 20 Years of Experience<br />

The HouseWorks family of companies<br />

are a leading provider of private home<br />

care services committed to delivering<br />

the highest standard of in-home care<br />

to seniors throughout New England.<br />

We provide services wherever seniors<br />

call home.<br />

Our Care Teams Can Assist With:<br />

Personal Care<br />

Meal Preparation<br />

Homemaking<br />

Medication Reminders<br />

Companionship<br />

Transportation to Appointments<br />

End-of-Life Care<br />

24/7 Care<br />

Contact Us Today!<br />

Speak with one of our Client Care Coordinators to learn more about our services<br />

(617) 928-1010<br />

house-works.com | associatedhomecare.com | extended-family.net


16 ESSEX MEDIA GROUP SENIOR ACTIVE LIVING FALL <strong>2024</strong><br />

CHOOSE US FOR YOUR NEXT MOVE!<br />

EXPERIENCE:<br />

We have been specializing in downsizing moves for over 10 years.<br />

STRATEGIC<br />

NETWORK:<br />

SUPPORT:<br />

SUCCESS:<br />

We partner with vendors such as Organizers, Movers and<br />

Estate Sale Experts who also specialize in senior moves.<br />

Our experienced support staff allows our agents<br />

to spend more time focusing on YOU.<br />

Our homes sell an average of 10.5% over asking price.<br />

(State average 2.2%. *Source: MLS)<br />

RECENT TRANSACTIONS<br />

OVER<br />

800<br />

HAPPY<br />

CLIENTS<br />

ON MARKET<br />

ON MARKET<br />

COMING SOON<br />

COMING SOON<br />

21 TOPHET road, lynnfield<br />

17 Driftwood Lane, Lynnfield<br />

22 ALEXANDRA road, lynnfield<br />

33 PYBURN ROAD, lynnfield<br />

SOLD OVER ASK<br />

$75,000<br />

SOLD OVER ASK<br />

$255,000<br />

SOLD<br />

rep buyer<br />

SOLD<br />

rep buyer<br />

17 duncklee avenue, stoneham<br />

10 partridge lane, wakefield<br />

17 SAUNDERS Road, Lynnfield<br />

82 Coppermine road, topsfield<br />

CONTACT:<br />

781.580.9357<br />

MARJORIEY@KW.COM<br />

MARJORIESELLS.COM<br />

Christina Castaldo, Jes Doherty,<br />

Maureen Preczewski, Marjorie Youngren,<br />

Jill Stelman, Carla Comenos, Michelle Chiulli

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!