Lasik Eye Surgery in Health Insurance
LASIK (Laser-Assisted In Situ Keratomileusis) eye surgery is a popular refractive procedure designed to correct vision problems such as myopia (nearsightedness), hyperopia (farsightedness), and astigmatism. The surgery reshapes the cornea using a laser to improve how the eye focuses light, often reducing or eliminating the need for glasses or contact lenses. While LASIK offers significant benefits in terms of convenience and improved vision, its coverage under health insurance can be complex. In most cases, health insurance policies categorize LASIK as an elective or cosmetic procedure, meaning it is not deemed medically necessary. Consequently, many insurance plans do not provide full coverage for the surgery. However, some plans may offer partial coverage, discounts, or financing options, especially if the procedure is recommended for specific medical reasons, such as corneal irregularities or injury.
LASIK (Laser-Assisted In Situ Keratomileusis) eye surgery is a popular refractive procedure designed to correct vision problems such as myopia (nearsightedness), hyperopia (farsightedness), and astigmatism. The surgery reshapes the cornea using a laser to improve how the eye focuses light, often reducing or eliminating the need for glasses or contact lenses.
While LASIK offers significant benefits in terms of convenience and improved vision, its coverage under health insurance can be complex. In most cases, health insurance policies categorize LASIK as an elective or cosmetic procedure, meaning it is not deemed medically necessary. Consequently, many insurance plans do not provide full coverage for the surgery. However, some plans may offer partial coverage, discounts, or financing options, especially if the procedure is recommended for specific medical reasons, such as corneal irregularities or injury.
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LASIK EYE SURGERY
Not COVERED BY INSURANCE
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What is LASIK Eye Surgery?
LASIK (laser-assisted in situ keratomileusis) is a laser
eye surgical procedure, where a person's dependency on
glasses or contact lenses is reduced. It is a procedure that
permanently changes the shape of the cornea, the clear
covering of the front of the eye, using an excimer laser.
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Refractive Error
Refractive error is a common eye disorder that can
sometimes be so severe that it causes visual impairment. It
occurs when the eye cannot clearly focus on images
resulting in blurred vision
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Refractive Error
Myopia (Nearsightedness): Person has difficulty in seeing
distant objects clearly.
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Refractive Error
Hyperopia (Farsightedness): Person has difficulty seeing
close objects clearly.
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Refractive Error
Astigmatism: Person has blurred vision at all distances
due to an irregularly shaped cornea.
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IS LASIK SURGERY COVERED By
Health Insurance?
YES
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Popular Health Insurance
Plans Covering LASIK
Aditya Birla Activ Health
Insurance Plan
Covered if refractive error
=>7.5 dioptres
Bajaj Allianz Health Infinity
Insurance Plan
Covered if refractive error
=>7.5 dioptres
Care Health Insurance Plan
Covered if refractive error
=>7.5 dioptres
ManipalCigna ProHealth
Insurance Plan
Covered if refractive error
=>7.5 dioptres
Niva Bupa Health Companion
Plan
Covered if refractive error
=>7.5 dioptres
Tata AIG MediCare Plan
Covered if refractive error
=>7.5 dioptres
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personalised insurance advice
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best health insurance plan.
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