LOCATE GUERNSEY HNW BOOKLET 2025

Step into island living
Whether you’re relocating your family,
setting up a new business or seeking
a better work/life balance, Guernsey
offers a unique blend of lifestyle,
opportunity, and peace of mind.
With its stunning natural surroundings,
low tax environment, and easy access
to the UK and Europe, Guernsey is
the perfect place to call home.

Why Relocate to Guernsey?
At a Glance:
• Second largest of the Channel Islands
• Less than an hour’s flight from London
• English-speaking and in the same time
zone as the UK
• Convenient access to mainland Europe
• A Crown Dependency – politically
independent, with the ability to
set its own laws and tax rates
Is Guernsey Right for You?
• Have you recently sold your business
or are planning to?
• Are you seeking a safe, secure, and
welcoming environment for your family?
• Looking to improve your work/life
balance?
• Dreaming of a slower, more relaxed
pace of life?
What Makes
Guernsey Unique?
• Independent and Stable: A selfgoverning
jurisdiction with political
and economic stability, and a
low-tax environment
• Family-Friendly: A close-knit, welcoming
community ideal for raising children
• Safe and Secure: Peace of mind for
you, your family, and your assets
• Work-Life Harmony: Enjoy a fulfilling
career without the long commute—
more time for what matters most
• Natural Beauty: Breathe fresh sea air,
explore stunning beaches, coastal cliffs,
and enjoy island-hopping adventures

“We both feel life here has far exceeded our
expectations... We can honestly say that
we have not experienced a second of doubt
that we made absolutely the right decision
to relocate here.”
DEBORAH & DAVID, RELOCATED IN 2021

Two-Tier Property
Market
Guernsey operates a two-tier
property market: the Local Market
and the Open Market. The Local
Market is primarily reserved for
individuals who hold Employment
Permits or have strong familial ties
to the island.
In contrast, the Open Market
provides a pathway to residency
for newcomers without prior
connections to Guernsey. It allows
individuals who are not eligible
for an Employment Permit to buy
or rent property and establish a
home on the island.
Ease of Relocation
to Guernsey
Relocating to Guernsey is
straightforward for holders of a
UK or Irish passport, those with
UK settled or pre-settled status,
individuals with the Right of Abode,
and their spouses, partners, and
children. These individuals are
eligible to:
• Reside in an Open Market Part A
property (family home), granting
them and their immediate family
the right to live in Guernsey
indefinitely
• Work, if they choose, or live
independently on private income
or investments
• Establish and operate a business,
if desired
There are no minimum income
thresholds, no formal application
process, and no minimum property
spend or wealth requirement—
only the ability to support oneself
without relying on public funds. As
part of your application, a criminal
record check will be carried out.
Tax Benefits
Guernsey offers a competitive and
transparent tax environment, with
generous allowances and tax caps
that are particularly attractive
to high earners. The island’s tax
system complies with international
standards and is supported
by numerous double taxation
treaties and information exchange
agreements. Key highlights include:
• A flat 20% rate of personal
income tax, with no higher rate
for higher earners
• No Inheritance Tax
• No Capital Gains Tax
• No wealth or estate taxes
• Attractive tax caps for individuals
with substantial income
• 0% Corporation Tax for most
businesses
While the system is straightforward,
Locate Guernsey strongly
recommends seeking professional
advice from a qualified local
tax adviser. A list of trusted
practitioners is available
upon request.

Quality of Life &
Work/Life Balance
Guernsey offers an exceptional
quality of life, especially during the
summer months. After work, it’s
common to see residents enjoying
beach picnics, hopping on a boat
to Herm for a relaxing evening, or
taking part in a vibrant mix of sports
and musical events.
The island stands apart with its
absence of fast-food chains, instead
boasting over 120 locally owned
beach kiosks, cafés, restaurants,
and bars. Guernsey also has a lively
cultural and social scene, hosting
literary, food, and photography
festivals that regularly attract
well-known personalities.
Healthcare
While Guernsey is not part of the
NHS, it provides a high standard of
healthcare through a network of
medical centres and the Princess
Elizabeth Hospital. Services such
as GP appointments, A&E visits,
ambulance use, dental care, and
physiotherapy are delivered privately,
but access is straightforward and
waiting times are typically short.
The Medical Specialist Group (MSG),
a private practice of specialist
consultants, delivers consultantled
care. When referred by a GP,
treatment through the MSG is
funded by the States of Guernsey.
The Princess Elizabeth Hospital
functions similarly to a District
General Hospital, with all care led by
consultants, as there are no junior
doctors employed on the island.
Education
Guernsey’s education system closely
mirrors that of the UK, offering
free education through the States
of Guernsey for children up to
the age of 18. The system is broad
and inclusive, encompassing early
years, primary, secondary, post-16
education, special educational needs,
and adult learning across multiple
campuses.
The island is also home to three
independent colleges: Elizabeth
College and Blanchelande College,
which are co-educational, and
The Ladies’ College, which is
exclusively for girls.
Academic standards across all
schools are high, with smaller class
sizes than typically found in the
UK. Students are well-prepared for
further education and regularly
progress to universities around
the world.
Transport links
Guernsey owns its own airline,
Aurigny, which provides regular
flights to most UK regional airports
and twice weekly to Paris. Other
smaller airlines link to Jersey,
Southampton and Edinburgh.
Brittany Ferries provide direct
ferries to France, Jersey and UK
ports Poole and Portsmouth.

“We still work just as hard, but when the day
finishes it’s so quick and easy to get to the sea
or town... we are doing a lot more ‘life’ whilst
the same amount of ‘work’!”
MARK & GEMMA ROBERTS,
RELOCATED FROM UK, MARCH 2021

“Relocating after 30 years abroad felt
daunting, but Locate Guernsey made
it smooth. They clarified complex
immigration steps, connected us
with locals, and welcomed us warmly.
Their support turned a major life change
into an exciting new beginning.”
PHIL & KATHY, RELOCATED FROM
HONG KONG, 2022
Visit LocateGuernsey.com to learn more