Amenities Book Digital

Cummings Cove
Amenities
This Way
Please take a copy to keep

Cummings Cove
Main Entry Gate
Pool, Garden, Dog Park,
Tennis, Pickleball Courts
& Fitness Center.
These Amenities
are just to the
Right of the EXIT Gate.
Club House &
Pro Shop
Open to the public.
EXIT at Main gate.
Take a
Right on Hebron Rd.
1st Right on
Cummings Rd.
1st Right on
Cummings Parkway.
Right on Lakeledge Ct
(right at entry gate)
& go up to
Club House & Pro Shp
Map to Cummings Cove Amenities - Please Feel Free To View All Amenities

The par 71 course features 18 distinctly different holes with a
memorable 6,415-yard layout. Three unique par 3 holes highlight
the back nine; one virtually hangs from a cliff. And, like Baltusrol,
home of the PGA Championship, the course finishes with back-toback
par 5s.
A sprawling 133-acre golf course

Cummings Cove Neighborhood Guide
Located in Henderson County
Cummings Cove Golf & Country Club is located near Etowah, a scant seven miles from
the heart of Hendersonville, North Carolina on Highway 64. Ashville and Brevard, North
Carolina are less than half an hour away. These three cities of the so called "Golden
Triangle" of North Carolina - Asheville, Hendersonville and Brevard - draw visitors from
all over to their hospitality and offer a North Carolina mountain home owner here a huge
array of experiences, each with their own distinct charm. Being in the center of these
lovely towns is a real plus for Cummings Cove residents, but what they have inside this
North Carolina gated community is what keeps people buying and staying here.
About 75% of the residents call Cummings Cove their full time home. Residents are warm
and caring and Cummings Cove offers plenty of amenities and activities to bring
everyone together Cummings Cove should be a consideration for a North Carolina
retirement home. The lower elevation at Cummings Cove, from 2,100 to 2,800 feet, also
makes for a more temperate, four season climate and year round golf play, plus, roads
that are easier to navigate.
The Sports Complex, by the main entry gate, has a fitness center, heated pool, hot tub,
tennis & pickleball courts, bocce ball, dog park & community garden. The other
amenities include a Robert Cupp golf course and practice facilities, and a Clubhouse, the
Social Center. The latter is a repurposed farmhouse, with six acres of meadow and a
pond, complete with distant mountain views. Its a popular place among residents for
inside or outside activities as well as for special events and the like.
There is a mandatory social membership required of all owners for the lifetime of
ownership at Cummings Cove. The approximately $120/month dues gives you use of the
clubhouse, bocce ball, tennis & pickleball courts, swimming pool & hot tub plus the
social clubs. No golf or fitness center use is included.
HOA dues includes trash pick-up.
Property Taxes are paid to Henderson County, North Carolina

Cummings Cove Amenities
.
• Private Community: 3 gated entrances
• Blue Ridge Mountain Views
•18 hole Par 71 award-winning golf course and golf shop*
Robert Cupp Re-Designed Golf Course
• Golf practice area and putting green*
• Clubhouse with Restaurant & Lounge
• Fitness Center*
• Pool pavilion: Heated pool/hot tub spa
• 2 Hydro-court tennis courts
• 1 Deco-turf tennis court
• 4 Pickleball Courts
• Bocce Ball Court
• Dog Park*
• Community Garden
• Emergency Medical (EMT) &
Fire Department located nearby

Club House
The clubhouse serves as
the vibrant heart of
community life, offering a
warm and relaxed
atmosphere in its
charming mountain lodge
design. With stunning
views of the golf course,
majestic mountains, and
breathtaking sunsets, it’s
the perfect setting for
members and visitors
alike.
Members can enjoy a
variety of activities,
including holiday parties,
lively dances, card games,
and other special events
designed to bring the
community together.
Visitors are also invited to
experience our welcoming
environment—whether for
a round of golf or a
delightful lunch or dinner
at the clubhouse.
Golf Pro Shop
Next to the
Club House
18 hole Par 71 award-winning golf course and golf shop

Sports Complex
Nestled amidst stunning mountain views, the Main Gate Entrance offers a hub of health,
wellness, and recreation. Here, you’ll find a state-of-the-art fitness center, a serene pool
pavilion, pickleball and tennis courts, a bocce ball court, a vibrant community garden, and
a spacious dog park.
Whether you’re looking to stay active, connect with nature, or simply relax, this tranquil
setting has something for everyone. For those seeking leisure, unwinding by the pool is
always a perfect option.
Tennis and Pickleball Courts
Our tennis and pickleball facilities are designed to
cater to players of all levels, offering top-notch
amenities and programs:
State-of-the-Art Hydro-Court: Gentle on the
joints and designed to maintain an even
playing surface throughout the day.
One Deco-Turf Tennis Court: Perfect for yearround
play in any season.
Pickleball Courts: A favorite for both casual
and competitive play.
Pickleball Lessons and Clinics: Available at no
cost, ensuring players have every opportunity
to refine their skills.
Men’s and Women’s Tennis Leagues: A great
way to enjoy competitive and social play.
Men’s and Women’s Pickleball Leagues and
Clinics: Fun, engaging opportunities to
improve your game and connect with fellow
players.
Whether you’re an experienced athlete or just
starting, our courts and programs provide the
perfect setting to play, learn, and grow.
1 Deco-turf tennis court
4 Pickleball Courts
Pool & Hot Tub
Pavilion with tables and chairs
for shady retreat
Heated 48,000 gallon pool
In-ground 2,000 gallon hot tub
Outdoor restrooms and
showers
Water Aerobic classes (FREE)

Fitness Center*
Exercise classroom with
cushioned floor for
Pilates, aerobics, NIA,
etc.
Training room with
Cybex weight training,
Precor cardio-training
equipment
and free weight area
Men’s and women’s
locker rooms with
showers
Massage therapy room
(This is an upgrade
charge to the Social
Membership Fee)
Dog Park*
Frisbee is a popular game with
dogs and their owners at the new
dog park. A six foot high chain
link fence with a two-gate
staging area provides a secure
space for owners to let their dogs
run and play.
All residents of Cummings Cove
have access to the park by key
after paying the $50 annual fee
and completing the Dog Park
User Agreement. Owners must
register their dogs and verify
vaccinations.

Private Community:
3 gated entrances
Bocce Ball Court
Pool Pavilion
Community
Garden
Volunteers have the
opportunity work in
the garden 5-6
mornings a week.
All the produce
grown is picked &
donated to area food
banks. In 2024 there
was over 8,000
pounds of produce
donated.

Groups and Activities
With a vibrant and diverse membership, the Club thrives on its active involvement
in civic and charitable projects, alongside a wide variety of sporting and social
activities. Members come together to plan meaningful initiatives, from “Women
Build for Habitat” to “Plant a Tree” for Earth Day, fostering a sense of community
and purpose.
For those seeking relaxation and camaraderie, the “Nine, Wine & Dine Club” offers
an enjoyable afternoon featuring nine holes of golf, a glass of wine, and a delightful
dinner at the clubhouse.
These are just a few of the many facets of life at Cummings Cove that make it a truly
special place to live, play, and thrive.
Group activities thrive at Cummings Cove, with the clubhouse serving as the central hub of most
events. Every month, there’s something exciting happening—from seasonal parties and sock hops
to thrilling mystery “whodunit” nights.
Social gatherings abound, with men’s and women’s golf groups frequently enjoying lunch and
dinner together, as do the various bridge groups. Speaking of bridge, whether you’re a casual
player or a serious enthusiast, there’s a game for you. Card players of all kinds will find their
niche, with groups gathering to play hearts, spades, cribbage, canasta, and more.
For book lovers, several active book clubs meet monthly to discuss selected titles, and anyone
with a new idea for a book club is encouraged to start one. Our growing library offers a diverse
selection of topics to inspire thoughtful conversation.
Over at the Sports Complex, men’s and women’s tennis and pickleball groups are always eager to
welcome newcomers. Fitness classes such as Pilates, Chair Yoga, Yoga, and water aerobics offer a
range of ways to stay active. And let’s not forget the ever-popular pool parties!
For outdoor enthusiasts, the hiking group organizes monthly adventures to nearby state and
national parks, where participants can enjoy breathtaking views, waterfalls, and the region’s
unique flora and fauna.
Foodies can join the Lunch Bunch, a group dedicated to exploring the many fantastic dining
options in surrounding communities. And for those who enjoy a good brew, the Frosty Mugs Men
group is always on the lookout for the best beverages around.
From active sports to social clubs and outdoor adventures, Cummings Cove truly has something
for everyone to enjoy.

Each of these group activities provides a wonderful opportunity for members to connect, build
relationships, and form lasting friendships. Cummings Cove has earned a reputation as a warm and
welcoming community, where newcomers are quickly embraced and find a sense of belonging.
Residents who have moved here from other areas often praise the friendly atmosphere and the
immediate acceptance they experience in this special place.
Activities at Cummings Cove span a wide range of interests, from astronomy to yoga.
Indoors, numerous book clubs and card groups offer popular pastimes for residents, while
outdoor options are nearly limitless. Enjoy line dancing, croquet, hiking, gardening, and
much more—all designed to keep the community active and connected.
Indoor Activities
Discover a wide variety of indoor pursuits at Cummings Cove, perfect for engaging with others and
exploring new hobbies:
Games: Bingo, Bridge, Bunco, Canasta, Dominoes, Euchre, Hand & Foot, Mahjong, Ping Pong,
Poker, and Pool Games
Creative Arts: Card Making, Crocheting, Cross Stitching, Embroidery, Fiber Art, Fly Tying,
Knitting, Mixed Media, Needlepoint, Quilting, Rug Hooking, and Scrapbooking
Wellness & Learning: Fitness Classes, Weight Watchers, Bible Study, Book Clubs, Computers,
Cooking, Food Demo Group Dinners, and Yoga
Social Groups: Line Dancing, Wine Club, and Woodworking
Outdoor Activities
The opportunities for outdoor fun and fitness are endless at Cummings Cove. Enjoy activities such
as:
Sports & Games: Badminton, Bocce Ball, Croquet, Cornhole, Pickleball, Tennis, Pool Volleyball,
and Golf
Leisure & Exploration: Astronomy, Bird Watching, Gardening, Fishing, Biking, and Hiking
Social Gatherings: Pool Parties, Dog Obedience Classes, Travel Groups, and Water Aerobics
Not seeing your favorite activity? You’re welcome to start your own group!
Please see a list of Social Clubs in this folder.
There is also a map showing the location of the amenities if you would like to
view them.
Note: Golf, Fitness Center & Dog Park all have an extra charge to use these
amenities. All others are included in the monthly social membership fee.

Cummings Cove Groups & Clubs
Bible Study for all
Women’s Bible Study
Birdwatching
Book Club
Card Games:
Canasta
Euchre
Hand & Foot
Shanghai
Social Bridge
Bunco
Mah Jongg
Line Dancing
Progressive Dinners
Bocce
Fitness Classes
Hiking
Personal Trainer
Pickleball
Ping Pong
Tennis
Dominoes
Victory Garden
Golf:
Fairway Gals
Ladies’ Overall
Ladies’ 18 Hole League
Ladies’ 9 Hole League
Men’s Overall
Men’s 18 Hole League
Men’s 9 Hole League
Men’s Interclub
Cove Tones Acapella
Quilting Group
Wine Group

RECREATION
The mild Western North Carolina climate and the defined four seasons in Henderson
County allow for year-round outdoor activities at nearby attractions among the
beautiful mountains.
DuPont State Forest is the most visited state forest in North Carolina, with six
outstanding waterfalls and several lakes. The forest offers over 80 miles of trail, nearly
all of which is open to both equestrians and mountain bikers. It is also interesting to
note that the recent blockbuster hit The Hunger Games was filmed here.
Pisgah National Forest is a great place for those interested in camping, picnicking,
swimming, fishing, hunting, canoeing, rock climbing, rafting, tubing, and bird and
butterfly watching.
The Great Smoky Mountain National Park, one America's most visited parks, offers
many acres of forest, hiking trails, waterfalls, and a diversity of plant and animal life.
The Blue Ridge Parkway, "America's Favorite Drive" is filled with outstanding scenery
and recreational opportunities such as campgrounds, picnic areas, trails and lodges.
Chimney Rock Park, in Lake Lure, NC is located at a soaring elevation of 2,280 feet with
75-mile views.
The North Carolina Arboretum is a wonderful resource for education and conservation,
offers classes, workshops and nature walks.
The Carl Sandburg National Historic Site offers a guided house tour, a dairy goat barn
and five miles of trails with over 500 species of vascular plants.
The French Broad River meanders through the area and provides opportunities for
rafting, canoeing, kayaking, fishing and simply enjoying the surrounding forests of
flowering dogwoods, poplars, and mossy sycamores.
Year-round Golf! Pleasant summer days and mild winters allow golfers to enjoy the
pastime all 12 months of the year. Our 10 local golf courses offer everything from lavish
golf communities to open-after-dark par 3's, with many private and public, semi-private
and resort options.
Champion Hills Golf Club *Crooked Creek Golf Club *Cummings Cove Golf & Country
Club *Etowah Valley Country Club & Golf Lodge *French Broad Golf Center
*Hendersonville Country Club *High Vista Country Club *Kenmure Golf Club *Orchard
Trace Golf Club
Fitness Centers:
Henderson County Family YMCA Since 1961, the Henderson County Family YMCA has
been a vital part of our community with a tradition of providing a safe environment for
all ages who seek a healthy lifestyle through programs and activities. The YMCA is your
destination to make friends and reach your personal fitness goals.

History of
Hendersonville
Hendersonville, North Carolina was founded in 1847 as the county seat of Henderson County. The city is named
after Leonard Henderson, a former Chief Justice of the North Carolina Supreme Court.
Founding
Location: The location of Hendersonville was controversial, with some wanting it along the French Broad River
and others wanting it along the Buncombe Turnpike.
Land donation: Judge Mitchell King donated 50 acres of land for the town.
Main Street: Main Street was designed to be 100 feet wide so that a team of horses and a wagon could turn
without backing up.
Growth
Henderson County: In 1838, Henderson County was split off from Buncombe County.
Apple growing: Hendersonville became a center for apple growing and is still one of the largest apple growing
regions in the country.
Notable events
First Baptist Church: The first church in the city limits was founded in 1844.
Sixth Avenue School: Opened in 1916 for Black American students.
Grey Hosiery Mill: Opened in 1915.
Balfour Mills: Opened in 1923, later renamed Berkeley Mills.
Hendersonville High School: Built in 1926.
Current City Hall: Built in 1928.

North Carolina Income Taxes
NorthCarolinamoved toa flat income tax beginning with tax year 2014. For tax
year 2024, all taxpayers pay a flat rate of 4.50%. That rate applies to taxable income,
which is income minus all qualifying deductions and exemptions, as well as any
contributions to a retirement plan like a 401(k) or an IRA.
In North Carolina, taxpayers can claim itemized deductions for charitable
contributions, mortgage interest and property taxes. The deductions for the latter
two categories cannot exceed $20,000. Most other deductions that were previously
available in North Carolina, including the Net Business Income deduction and the
College Savings Program deduction, are no longer available as of 2014.
Taxpayers who don’t itemize their deductions can claim North Carolina’s standard
deduction. The standard deduction for the 2024 tax year is $14,600 for single filers
and $29,200 for joint filers. However, there is no personal exemption in North
Carolina for filers, spouses or dependents. To file your federal tax return, you can
look into tax preparation software or hire a professional accountant.
North Carolina Sales Tax
Thebasesales tax inNorthCarolina is 4.75%. In addition to that statewide rate,
every county in North Carolina collects a separate sales tax, which ranges from 2%
to 2.75% in most counties. In sum, that means sales tax rates in North Carolina
range from 6.75% to 7.50%. Hendersonville Sales Tax is 7% at this time.

North Carolina Capital Gains Tax
InNorth Carolina,bothlong-andshort-term capital gains are treated as regular
income, which means the 4.50% flat income tax rate applies.
North Carolina Gas Tax
NorthCarolina’sstatewidegas tax is 40.65 cents per gallon.
North Carolina Estate Tax
NorthCarolinarepealeditsestate tax in 2013.
Property Tax Henderson County
Assessor: (828) 697-4870
Collector: (828) 697-5595
200NGroveSt, Hendersonville, NC 28792
Rates are set annually by July 1 by the County Commissioners or local Council for
municipalities. Tax Code & Name 2024 - G01 GENERAL COUNTY .431 The Tax
Rates are applied to each 100 Dollars of Value (Example) 1. ADD Applicable Tax
Rates Together = Total Tax Rate……… .431 + .100 = 2. Total Tax Rate DIVIDED BY
100 = Adjusted Rate…………… .531 / 100 = .00531 3. Adjusted Rate TIMES Tax Value
= Tax Bill………………..…. .00531 x $100,000 = $531.00 (Etowah Horseshoe Fire Dept
Tax Rate is .115)

Climate
Average Temperature in Hendersonville
The warm season lasts for 3.7 months, from May 25 to September 16, with an average daily high
temperature above 76°F. The hottest month of the year in Hendersonville is July, with an average
high of 83°F and low of 65°F.
The cold season lasts for 3.0 months, from November 29 to February 28, with an average daily high
temperature below 54°F. The coldest month of the year in Hendersonville is January, with an
average low of 29°F and high of 47°F.
Precipitation
The wetter season lasts 3.6 months, from May 10 to August 30, with a greater than 35% chance of a
given day being a wet day. The month with the most wet days in Hendersonville is July, with an
average of 14.9 days with at least 0.04 inches of precipitation.
The drier season lasts 8.4 months, from August 30 to May 10. The month with the fewest wet days in
Hendersonville is October, with an average of 7.0 days with at least 0.04 inches of precipitation.
Among wet days, we distinguish between those that experience rain alone, snow alone, or a mixture
of the two. The month with the most days of rain alone in Hendersonville is July, with an average of
14.9 days. Based on this categorization, the most common form of precipitation throughout the year
is rain alone, with a peak probability of 49% on July 28.
Rainfall
To show variation within the months and not just the monthly totals, we show the rainfall
accumulated over a sliding 31-day period centered around each day of the year. Hendersonville
experiences some seasonal variation in monthly rainfall.
Rain falls throughout the year in Hendersonville. The month with the most rain in Hendersonville is
March, with an average rainfall of 4.0 inches.
The month with the least rain in Hendersonville is October, with an average rainfall of 3.1 inches.

Community Events
Main Street
Hendersonville
Garden Jubilee
Main Street
Every Memorial Day Weekend
Garden Jubilee, oneof the largest gardeningshowsin
Western North Carolina, will be held on Saturday, May 24
and Sunday, May 25 from 9:00 am to 5:00 pm on Memorial
Day weekend. With nearly 200 plant and craft vendors
lining Main Street, the Historic downtown will be
transformed into a garden wonderland.
Local and regional nurseries, orchards and crafters will
offer a wide variety of plants and handmade delights and
gardening experts will be on hand to share the latest
gardening tips and techniques.
Rhythm & Brews
Every 3rd Thurs
Main Street
Rhythm &Brews Concert Seriesbrings together
live music, local craft beverages, and the
community! These FREE shows take place on the
third Thursday of every month from May-
September, closing part of South Main Street to
make room for all the fun. Local food trucks will line
the street cooking delicious eats from kettle corn to
pizza to barbecue. Each show begins with an opener
at 5:30 p.m. followed by the headlining performance
from 7:30-9:30 p.m. Doors open at 5:15 p.m.
Music On Main
Every Friday Night
Musicon MainStreet, Hendersonville's beloved
summer concert series! As the sun sets on
downtown Hendersonville, Music on Main
transforms the heart of our city into a vibrant
celebration of sound, community, and
summertime joy.
Every Friday night, from June through August,
join us for unforgettable evenings filled with live
music, dancing, and the collective spirit of music
lovers. Free! Don't forget to bring a chair. Every
Friday night, 7:00 pm - 9:00 pm

Art Fest
Main Street
Art on Main isajuried and judgedfine art
and fine craft show that brings high-quality
local and regional artist vendors to
Hendersonville, NC, with works in clay,
fiber, glass, jewelry, metal, wood, painting,
photography, and more.
Enjoy meeting the artists, and shopping for
fine art and exquisite craft in
Hendersonville, NC,
July 4th
Main Street
The daybeginswithaparade, which runs
north along Main Street in the morning. In
the evening, come downtown for a familyfriendly
festival with inflatables, kid’s
games and activities, food trucks, and 2
stages of live music. The evening will be
capped-off with a fireworks
Apple Fest
Main Street
Labor DyWeekend
North Carolina Apple Festival, a four-day
celebration to recognize the importance of
the apple industry to Henderson County
and North Carolina. The Apple Festival is
always held during the Labor Day weekend
(Friday through Monday), which falls right
in the peak of apple harvest season.
Festival-goers can choose from a variety of
events, with the most popular event being a
street fair on Main Street. North Carolina is
the 7th largest apple-producing state in the
nation and Henderson County is the largest
apple-producing county in North Carolina

Christmas
Main St
Downtown Hendersonville’s annual Tree
Lighting Ceremony kicks off the season in the
ultimate small-town fashion: the lighting of the
town Christmas tree! Enjoy live Christmas
music, shopping, hot drinks and delicious
treats, followed by a countdown to Santa’s
arrival, when he flips the switch at dusk and
lights up Main Street.
Get into the holiday spirit with carriage rides on Hendersonville’s
beautiful Main Street. Experience the twinkling Christmas lights
and decorations of downtown Hendersonville at the leisurely pace
of a horse-drawn carriage.
Carriage rides begin in front of the Historic Courthouse. They are
free on a first-come, first-serve basis. The rides are part of the Olde
Fashioned Christmas celebration by downtown merchants. Stores,
shops and boutiques stay open late and Ol’ St. Nick makes an
appearance.
Peppermint Bear takes you on a fun-filled bear hunt in
downtown Hendersonville in search of her lost cubs. Hint:
thecubs are hidingin downtown businesses.
Once you have found a lost cub in at least 12 of 28
participating businesses and the shopkeeper has punched
your brochure, you are eligible to win scavenger hunt prizes.
Peppermint Bear Scavenger Hunt brochures will be available
at the Hendersonville Welcome Center, located at 201 South
Main Street, starting Nov. 24.
Hendersonville’s Night-time Christmas Parade
Hendersonville’s Christmas Parade is a must-see
holiday experience, a ribbon of festive floats and
marching bands illuminating Main Street. Local
businesses and organizations get into the holiday spirit
as they try to out-do each other with creatively
decorated and lighted vehicles and floats.
The event, hosted by the Hendersonville Merchants and
Business Association, is capped by an appearance by the
big man in red himself, Santa Claus.

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I am a residence here in Cummings Cove, and will be
happy to answer any questions about amenities.
(828) 808-6942
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