Top 100 Expat Leaders of the UAE 2025 | Finance World Power Issue Edition 2025
The United Arab Emirates stands as a beacon of opportunity, innovation, and ambition, a nation where visionary leaders from across the globe. The Top 100 Expat Leaders of the UAE 2025 is Finance World's definitive recognition which honours the well-established titans who have built empires and redefined their sectors, as well as the rising stars whose fresh perspectives and innovative approaches are setting new benchmarks for success. This year’s Power List is organised into five distinct categories: Legacy Tycoons, Business Magnates, Game-Changers, Growth Titans, and Emerging Power. Each profile represents years of strategic thinking, calculated risks, and unwavering dedication to creating value in one of the world’s most dynamic business environments. From the boardrooms of multinational corporations to the innovative laboratories of emerging startups, these 100 distinguished individuals represent the very essence of what makes the UAE a global powerhouse. The Finance World Power List stands as a testament to the extraordinary calibre of leadership that calls the UAE home. In these pages, you will discover the strategies, philosophies, and insights that drive the UAE's most influential business minds. Their journeys remind us that in a nation built on dreams and powered by determination, anything is possible.
The United Arab Emirates stands as a beacon of opportunity, innovation, and ambition, a nation where visionary leaders from across the globe. The Top 100 Expat Leaders of the UAE 2025 is Finance World's definitive recognition which honours the well-established titans who have built empires and redefined their sectors, as well as the rising stars whose fresh perspectives and innovative approaches are setting new benchmarks for success.
This year’s Power List is organised into five distinct categories: Legacy Tycoons, Business Magnates, Game-Changers, Growth Titans, and Emerging Power. Each profile represents years of strategic thinking, calculated risks, and unwavering dedication to creating value in one of the world’s most dynamic business environments.
From the boardrooms of multinational corporations to the innovative laboratories of emerging startups, these 100 distinguished individuals represent the very essence of what makes the UAE a global powerhouse.
The Finance World Power List stands as a testament to the extraordinary calibre of leadership that calls the UAE home.
In these pages, you will discover the strategies, philosophies, and insights that drive the UAE's most influential business minds. Their journeys remind us that in a nation built on dreams and powered by determination, anything is possible.
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One way to keep momentum going is
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Editor’s Note
The United Arab Emirates stands as a beacon of
opportunity, innovation, and ambition, a nation where
visionary leaders from across the globe converge to
build extraordinary enterprises. The Top 100 Expat Leaders
of the UAE 2025 is Finance World’s definitive recognition
which honours the well-established titans who have built
empires and redefined their sectors, as well as the rising
stars whose fresh perspectives and innovative approaches
are setting new benchmarks for success.
This year’s Power List is organised into five distinct
categories: Legacy Tycoons, Business Magnates, Game-
Changers, Growth Titans, and Emerging Power. Each profile
represents years of strategic thinking, calculated risks, and
unwavering dedication to creating value in one of the world’s
most dynamic business environments.
From the boardrooms of multinational corporations to
the innovative laboratories of emerging startups, these 100
distinguished individuals represent the very essence of what
makes the UAE a global powerhouse. Their stories transcend
borders, cultures, and industries, united by a common thread:
the relentless pursuit of excellence and the courage to dream
boldly in a land that rewards ambition with opportunity.
The UAE’s unique position as a bridge between East and
West, coupled with its progressive vision and world-class
infrastructure, continues to attract the brightest minds and
most ambitious entrepreneurs.
This Power List stands as a testament to the extraordinary
calibre of leadership that calls the UAE home. These are the
visionaries writing tomorrow’s success stories today, the
architects of industries yet to be imagined, and the pioneers
whose legacies will inspire future generations of leaders.
FEEDBACK & SUGGESTIONS
Ayaz Ahmed
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September 2025 www.thefinanceworld.com 7
OUR PRIDE IN OUR PEOPLE IS INFINITE.
EQUALLY, WE DEEPLY APPRECIATE
THE VALUED ROLE OF OUR RESIDENTS,
WHO CONSIDER THIS COUNTRY THEIR
SECOND HOME. AND THEIR CONTINUED
CONTRIBUTIONS IN BUILDING AND
DEVELOPING THE UAE SINCE ITS INCEPTION.
HIS HIGHNESS SHEIKH MOHAMED BIN ZAYED AL NAHYAN
PRESIDENT OF THE UAE AND RULER OF ABU DHABI
THE UAE HAS CEMENTED ITS POSITION
AS A GLOBAL HUB FOR KNOWLEDGE AND
CULTURE, ATTRACTING SOME OF THE
WORLD’S BRIGHTEST TALENT. WE SAY THAT
THE UAE IS EVERYONE’S COUNTRY AND
EVERYONE’S HOME, AND OUR EXPERIENCES
WILL REMAIN AVAILABLE TO EVERYONE.
HIS HIGHNESS SHEIKH MOHAMMED BIN RASHID AL MAKTOUM
VICE-PRESIDENT AND PRIME MINISTER OF THE UAE, RULER OF DUBAI
THE EXPAT ECONOMY
KEY STATISTICS
2025
THE ARCHITECTS OF TOMORROW’S ECONOMY
AED 455 BILLION
UAE REAL GDP
AED 352 BILLION
NON-OIL GDP
77.3%
NON-OIL CONTRIBUTION
$1.42 TRILLION
FOREIGN TRADE
88.5%
EXPAT ECONOMIC CONTRIBUTION
GROWTH
GDP
7.7%
MANUFACTURING
13.4%
7.0%
FINANCE & INSURANCE
14.6%
7.0%
CONSTRUCTION
12.0%
6.6%
REAL ESTATE
7.4%
3.0%
TRADE
15.6%
TOTAL UAE POPULATION:
11.35 MILLION
UAE NATIONALS:
1.31 MILLION
11.5%
88.5%
EXPATS:
10.04 MILLION
THE UNITED ARAB EMIRATES
A PLACE MORE THAN
200 NATIONALITIES
CALL HOME
Contents September
2025
LEGACY TYCOONS
GAME-CHANGERS
22
23
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24
24
25
26
27
27
28
28
29
29
30
30
31
32
32
33
33
Yusuff Ali M.A.
Ajay Bhatia
Dhananjay Datar
Ghassan Aboud
Jacky Panjabi
Joy Alukkas
Thumbay Moideen
L.T. Pagarani
Patrick Chalhoub
Ramesh S Ramakrishnan
Renuka Jagtiani
Rizwan Sajan
Sanjay Raghunath
Shamlal Ahamed
Shamsheer Vayalil
Sima Ved
Sunny Varkey
Vidya M. Chhabria
Yogesh Mehta
Zulekha Daud
52
52
53
53
54
55
55
56
56
57
57
58
58
59
59
60
61
61
62
62
Anant Maheshwari
Ashraf El-Afifi
Avinash Babur
Bernd van Linder
Aziz Koleilat
Dimitrios Dosis
Fadi Ghandour
Georg Schroeckenfuchs
Hosam Arab
Jayesh Patel
Niven Al-Khoury
Omar Channawi
Pratham Mittal
Raheel Ahmed
Reem Asaad
Roberto Hoornweg
Renee McGowan
Samer Abu-Ltaif
Selim Kervanci
Walid Sheta
BUSINESS MAGNATES
36
36
37
38
38
39
40
41
42
42
43
43
45
46
46
47
47
48
49
49
Adeeb Ahamed
Ahmed Abdelaal
Antonoaldo Neves
Ahmed Galal Ismail
Hamid Haqparwar
Farah Zafar
Hatem Dowidar
Huda Kattan
Imran Ali Khan
Mohammed Mahfoodh Al Ardhi
Mudassir Sheikha
Nilesh Khalkho
Naresh Kumar Bhawnani
Paul Griffiths
Santosh Varghese
Shayne Nelson
Tom Harvey
Tim Clark
Yves Manghardt
Zubin Karkaria
GROWTH TITANS
64
65
65
66
66
67
68
69
69
70
70
71
72
73
74
75
75
76
76
77
Alisha Moopen
Amr K. El Leithy
Ankur Aggarwal
Atiq Rehman
Dietmar Siersdorfer
Farhad Azizi
Kalpesh Kinariwala
Lewis Allsopp
Maya El Hachem
Nawas Basheer
Neelesh Bhatnagar
Neeraj Mishra
Prateek Suri
Rahul Kumar Gupta
Ravi Menon
Sameh Muhtadi
Thierry Delvaux
Venkatasubramanian Hariharan
Vivek Oberoi
Ziad El Chaar
EMERGING POWER
80
80
81
82
82
83
84
85
86
86
87
87
88
88
89
89
90
91
92
92
Akbar Moideen
Bal Krishen Rathore
Calum White
Ebraheem Husni Al Samadi
Khaled Nuseibeh
Harsh Patel
Kris Fade
Manoj Sureka
Marilyn Lydia Pinto
Mark Chahwan
Masih Imtiaz
Mridula Singh
Reza S. Zamani
Ritesh Tilani
Ross Veitch
Sahar Cooper
Saeed Alizadeh
Safa Siddiqui
Sakshi Nath
Solaleh Saheb Zamani
YUSUFF ALI M.A.
Chairman and Managing Director
LuLu Group
Yusuff Ali M.A. is the Chairman and Managing Director
of LuLu Group, one of the largest and most
successful retail conglomerates headquartered in the
UAE. He moved to the UAE in 1973, beginning his career
in his uncle’s distribution business and gaining in-depth
experience across FMCG and retail sectors.
At the age of 34, he opened the first LuLu Hypermarket
in Abu Dhabi, establishing the foundation for a global
HIGHLIGHTS
Year of Establishment: Industry:
1995 Hypermarkets & Retail
Nationality:
Indian
Awards & Recognition:
Top Civilian Honour by
His Highness Sheikh Mohamed Bin
Zayed Al Nahyan
retail empire. Under his visionary leadership, LuLu Group
has grown to over 272 hypermarkets, operating across
the Middle East, Far East, North Africa, and India. The
company employs more than 65,000 people from diverse
nationalities and reports an annual turnover exceeding
$8.4 billion, reflecting its significant impact on regional
and international retail markets.
Beyond its core retail operations, the Group has diversified
into hospitality, food processing, and real estate sectors.
Yusuff Ali M.A. is widely recognised for his philanthropic
initiatives, supporting education, healthcare, and social
welfare projects through charitable foundations. He
champions sustainable business practices and invests in
community upliftment, often collaborating with organisations
to enhance societal welfare.
Strategic acquisitions and investments in sectors such
as banking and infrastructure also mark his approach to
business expansion. His leadership emphasises operational
excellence whilst maintaining competitive pricing strategies
that benefit consumers across all markets. Driven by
a vision to deliver quality and affordable products whilst
fostering economic growth in the regions it serves, his
ongoing efforts include launching digital and omni-channel
retail innovation. His leadership continues to exemplify
resilience, innovation, and a commitment to empowering
communities worldwide.
22 www.thefinanceworld.com September 2025
AJAY BHATIA
Chairman
Bhatia General Contracting Co. LLC (BGCC)
Ajay Bhatia is the Chairman of Bhatia General Contracting Co. LLC
(BGCC) and Founder & CEO of SOL Properties, two powerhouse
entities representing over five decades of excellence in UAE construction
and real estate. Since 1974, BGCC has delivered 250+ landmark
projects, including the Dubai Waterfront Market, 232 villas in Oud Al
Muteena, and 1,050 villas in Al Khawaneej valued at AED 1.5 billion,
completed in a record 18 months. Building on this legacy, Ajay founded
SOL Properties in 2004, now one of Dubai’s most trusted developers.
Its portfolio includes the AED 2.4 billion Fairmont Residences Solara
Tower, SOL LEVANTE in JVT, and SOL LUXE, a 70-storey mixed-use
tower on Sheikh Zayed Road valued at AED 2.2 billion with Grade A++
offices, premium amenities, and residences offering Burj Khalifa, Burj
Al Arab, and Arabian Gulf views. With a pipeline exceeding AED 13.61
billion, SOL is shaping Dubai’s skyline through ultra-luxury beachfront
projects, mixed-use towers, and gated wellness communities driven by
trust, integrity, and excellence.
DHANANJAY DATAR
Chairman and Managing Director
Adil Trading
Dr. Dhananjay Datar is the Chairman and Managing Director of Adil
Trading, a leading name in the retail and distribution of Indian
food products across the Gulf region. Popularly known as the
‘Masala King,’ he began his entrepreneurial journey in 1984 with a small
grocery shop in Dubai, which he transformed into a thriving business
encompassing 50 superstores across the GCC, two spice factories, and
two flour mills equipped with modern technology. Adil Trading also
produces over 700 products under its own ‘Peacock’ brand and imports
over 9,000 Indian products, serving the Indian community with authentic
and hygienic food products.
Dr. Datar’s visionary approach has not only expanded access to Indian
staples but has also helped preserve cultural food traditions abroad.
His ability to blend entrepreneurial drive with a deep understanding of
consumer needs has made Adil Trading a trusted household name and
cemented his legacy as a trailblazing leader in the region’s retail and
food distribution sector.
September 2025 www.thefinanceworld.com 23
GHASSAN ABOUD
Founder and Chairman
Ghassan Aboud Group
Ghassan Aboud, Founder and Chairman of Ghassan Aboud Group,
is a Syrian-born entrepreneur whose leadership has shaped one
of the Middle East’s most diversified business conglomerates. His
journey from modest beginnings to building a global enterprise
reflects innovation, resilience, and strategic vision.
Founded in the early 1990s as a small trading business, Ghassan Aboud
Group has expanded across automotive, retail, logistics, and hospitality.
Aboud’s commitment to quality, customer satisfaction, and operational
excellence has driven the company’s growth regionally and internationally.
Diversification has been central to the Group’s success. Its automotive
division, representing leading global car brands, is a major contributor,
while retail, logistics, and hospitality ventures continue to strengthen its
market presence. Aboud’s focus on long-term relationships and market
adaptability has ensured reliability, loyalty, and sustained competitive
advantage. Beyond business, Aboud engages in philanthropic initiatives
spanning education, healthcare, and community development.
JACKY PANJABI
Chairman
Jacky’s Group
Jacky Panjabi is the Chairman of Jacky’s Group, overseeing one of
the Middle East’s most diversified retail and technology conglomerates
with operations spanning electronics, B2B solutions, and
organic products. Under his leadership, Jacky’s has evolved from a
mail-order business established in Hong Kong in 1970 to become a leading
international trader across the Middle East, Africa, South Asia, and the
Far East. The Group operates through multiple subsidiaries including
Jacky’s Electronics, Jacky’s Business Solutions, Jacky’s Retail, Jacky’s
Organics, and Jacky’s Logistics, serving both consumer and corporate
markets with comprehensive technology solutions.
Beyond retail operations, Jacky has positioned the Group as a frontrunner
in B2B technology integration, delivering end-to-end solutions
across education, healthcare, banking, hospitality, and government
sectors through advanced robotics, 3D printing, and enterprise computing.
His strategic vision transformed Jacky’s from a single electronics
outlet in Dubai’s Al Nasser Square in 1988 to a multi-national operation.
24 www.thefinanceworld.com September 2025
JOY ALUKKAS
Founder and Chairman
Joyalukkas Group
Dr. Joy Alukkas is the Founder and Chairman of Joyalukkas
Group, one of the world’s largest jewellery
retail chains headquartered in Dubai. Born in 1956
in Thrissur, Kerala, India, Dr. Joy built the family jewellery
business into a multinational powerhouse with over 175
showrooms across 12 countries, including India, the UAE,
the US, the UK, Australia, Saudi Arabia and Southeast Asia.
Starting from a modest store, his relentless passion and
HIGHLIGHTS
Year of Establishment: Industry:
1988 Jewellery Retailer
Nationality:
Indian
Net Worth:
$6.7 Billion
business acumen helped Joyalukkas evolve into a top-tier
brand synonymous with quality, trust and innovation.
Despite being a school dropout, Dr. Joy’s early immersion
in the family jewellery trade provided practical
knowledge and shaped his entrepreneurial spirit. He
expanded aggressively into Middle Eastern markets in
the late 1980s and early 1990s, strategically capitalising
on Dubai’s growth as a global luxury hub. The brand became
renowned for traditional Indian jewellery designs
combined with superior artisanship, earning customer
loyalty and industry accolades.
Beyond jewellery retail, Dr. Joy Alukkas has diversified
into multiple sectors, including real estate through Joyalukkas
Lifestyle Developers, money exchange platforms
and silk fashion with Jolly Silks, named after his wife.
His pioneering marketing strategies included celebrity
endorsements and innovative promotions, setting new
industry standards. Joy’s reputation as a visionary leader
is cemented by numerous awards, including the Dubai
Quality Appreciation Award. He has been ranked among
the richest Indian jewellers with a multi-billion-dollar net
worth. His story epitomises perseverance, innovation and
dedication, inspiring future generations of entrepreneurs
globally. Dr. Joy Alukkas remains deeply committed to elevating
the jewellery industry while expanding his diverse
business portfolio internationally.
September 2025 www.thefinanceworld.com 25
THUMBAY MOIDEEN
Founder and President
Thumbay Group
Thumbay Moideen, born on 23 March 1957 in Mangalore,
India, is an accomplished entrepreneur,
philanthropist, and the visionary Founder President
of Thumbay Group, a diversified international business
conglomerate headquartered in Dubai International Financial
Centre. Coming from a prominent business family,
Moideen assumed leadership of his family’s enterprise at
the young age of 21, marking the beginning of a remarkable
HIGHLIGHTS
Year of Establishment: Industry:
1997 Diversified
Nationality:
Indian
entrepreneurial journey.
In 1997, Moideen founded Thumbay Group in the UAE,
now operating across various sectors, including healthcare,
education, retail, hospitality, media and technology. He
established Gulf Medical University in Ajman, becoming the
first Indian expatriate invited by the UAE to set up a medical
institution, which now attracts students from over 111 countries.
Under his leadership, Thumbay Group has grown into a
multi-sectoral powerhouse, with hospitals, clinics, and
pharmacies serving thousands annually and a workforce
of nearly 3,000+. Moideen’s contributions extend beyond
business to community leadership and philanthropy, holding
key positions in organisations. His efforts in medical education
and healthcare and the establishment of Thumbay
Medicity in Ajman have earned him widespread recognition,
including five honorary international doctorates. Through
Thumbay Group, he continues to advance healthcare standards,
foster innovation, and support education globally.
Mr. Moideen’s vision combines business excellence with
social responsibility, leaving a lasting impact on healthcare,
education, and community development. He also champions
collaborative research, sustainability initiatives, and
extensive workforce-development programmes, nurturing
medical talent, investing in innovation hubs, and supporting
community outreach and capacity-building across the
GCC and international partners.
26 www.thefinanceworld.com September 2025
L.T. PAGARANI
Chairman
Choithrams Group
L.T. Pagarani, Chairman of Choithrams Group, has been instrumental
in transforming one of the UAE’s most iconic supermarket chains
into a regional retail powerhouse. With a legacy spanning over
80 years, Choithrams Group began as a small family business in West
Africa, founded by his father, Thakurdas Choithram Pagarani, before
expanding to the UAE. Today, it operates 50 outlets across the country,
with a strong presence in Bahrain, Qatar, and Oman.
Under Pagarani’s leadership, the chain embraced digital transformation,
launching choithrams.com and partnering with delivery platforms
such as Instashop, Talabat, Deliveroo, El Grocer, and Noon. He also
introduced international brands like Tesco, SuperValu, and, through a
partnership with Sainsbury’s, expanded distribution across the Gulf.
Beyond retail, Pagarani directs Giant Exports, Natco Cash & Carry, and
holds a stake in Crown Networks. His commitment to innovation, quality,
and customer service has solidified Choithrams Group as a trusted name,
while his diverse ventures ensure its growth and influence in the GCC.
PATRICK CHALHOUB
Executive Chairman
Chalhoub Group
Patrick Chalhoub, Executive Chairman of Chalhoub Group, stands
at the intersection of tradition and transformation in luxury retail.
Under his leadership, the Group has brought global brands to the
Middle East while nurturing home-grown names that reflect regional tastes
and ambition. He notably led the revival of the heritage French brand
Christofle, demonstrating his instinct for stewardship and reinvention.
Chalhoub drives innovation, joint ventures, and acquisitions, positioning
the Group as a hybrid retailer and trusted partner. His people-centric
philosophy underpins Chalhoub Impact, the Group’s sustainability strategy,
balancing growth with responsibility through Servant Leadership,
reverse mentorship, and start-up support. Beyond the company, Patrick
shapes global sustainability and ethics as a member of the UN Global
Compact Board, UAE Circular Economy Council, and Dubai Chamber
of Commerce & Industry. Honoured with France’s top distinctions, his
leadership unites partnerships, pride, and empowerment to redefine
Middle Eastern luxury.
September 2025 www.thefinanceworld.com 27
RAMESH S RAMAKRISHNAN
Chairman
Transworld
Ramesh S Ramakrishnan is the visionary leader of Transworld, a
global shipping and logistics conglomerate. Building on the legacy
of his late father, Sivaswamy Iyer, who founded the company in
1977 despite visual impairment, Ramesh has expanded the business
into a diversified multinational enterprise.
He brings over three decades of expertise in ship owning, chartering,
and management. Under his leadership, Transworld employs 900+ professionals,
offering ship management, liner services, digital supply chain
solutions, freight forwarding, warehousing, project logistics, shipping
agencies, and real estate investments. A proponent of technology-driven
transformation, Ramesh has integrated digital solutions to boost efficiency,
sustainability, and transparency. His values-driven, inclusive leadership
fosters empowerment, collaboration, and continuous learning. Headquartered
in the UAE, Ramesh continues to steer Transworld towards
innovative industry leadership, expanding the company globally through
strategic partnerships and market diversification.
RENUKA JAGTIANI
Chairwoman
Landmark Group
Renuka Jagtiani, Chairwoman of Landmark Group, is a leading
business figure across the Middle East, Africa, and the Indian
subcontinent. With over 26 years in the family-owned business,
she has transformed Landmark Group into a retail and hospitality
powerhouse, operating more than 2,200 stores across 21 countries and
managing 43 brands.
Her leadership focuses on innovation, customer satisfaction, and
social responsibility, positioning Landmark at the forefront of retail
trends while maintaining a sustainable, customer-centric model. Jagtiani
is also deeply committed to philanthropy through The LIFE Trust,
providing education and essential services to underprivileged children,
reflecting her dedication to community impact. A strong advocate for
women’s empowerment, she fosters an inclusive workplace and mentors
emerging leaders, promoting diversity and equality. Jagtiani continues
to guide Landmark’s growth while upholding its values of innovation,
sustainability, and customer focus.
28 www.thefinanceworld.com September 2025
RIZWAN SAJAN
Founder and Chairman
Danube Group
Rizwan Sajan is the Founder and Chairman of Danube Group,
a multi-billion-dollar UAE-based conglomerate with interests
spanning building materials, home furnishings, retail, and real
estate development. Launching his entrepreneurial journey in Dubai in
1993 with a small trading firm, Sajan’s dynamic leadership transformed
Danube into one of the most trusted brands in the region, now operating
across 50 locations in 10 countries.
Danube Properties, the group’s real estate arm, is celebrated for democratising
homeownership with accessible luxury developments and
innovative financing models like the signature 1% monthly payment plan,
making property ownership achievable for thousands. Born in Mumbai,
Sajan overcame early adversity, including the loss of his father at 16 and
challenging early employment experiences in Kuwait, before building
Danube’s impressive legacy. His business philosophy emphasises making
quality products and services accessible to middle-income families,
revolutionising how real estate is marketed and sold in the UAE.
SANJAY RAGHUNATH
Chairman and Managing Director
Centena Group
Sanjay Raghunath is the Chairman and Managing Director of Centena
Group, a UAE-based multinational offering solutions in marine
electronics, automation, diagnostics, life sciences, security, and
experiential learning. Founded in 1993, he has grown it into a global
enterprise with operations in 100+ countries and 22 offices across the
GCC, UK, India, Singapore, and Sri Lanka. His strategic vision emphasises
innovation, quality excellence, and customer value creation,
aligning Centena with major regional initiatives like Saudi Vision 2030
and the UAE Digital Government Strategy 2025. Under his leadership,
the group has achieved consistent strong growth across the Middle East
and established successful international operations. Sanjay fosters a
collaborative, people-centric organisational culture that drives excellence
and continuous innovation throughout all business divisions. Beyond
business operations, he actively contributes to the global entrepreneurship
community, serving on the Entrepreneurs’ Organisation global
board and finance committee, supporting emerging business leaders.
September 2025 www.thefinanceworld.com 29
SHAMLAL AHAMED
Managing Director, International Operations
Malabar Gold & Diamonds
Shamlal Ahamed is Managing Director, International Operations at
Malabar Gold & Diamonds, directing Malabar’s global retail strategy
from its Dubai headquarters. A member of the founding family, he
has been central to Malabar’s international expansion; the group today
operates more than 400 showrooms and reports multi-billion-dollar turnover.
Ahamed oversees market entry, retail operations and customer-experience
programmes, applying a disciplined, data-led approach that
tailors assortments to local tastes while maintaining central quality
controls and hallmark standards. Malabar’s vertically integrated model
spanning manufacturing, design studios and wholesale units underpins
its capacity to deliver consistent, high-quality offerings at scale.
Renowned for pragmatic execution and rapid rollouts, he has led strategic
launches and partnerships across GCC, Far East, Europe and North
America. Under his stewardship, the company emphasises operational
rigour, product innovation and a trust-based retail model that supports
high-volume growth.
SHAMSHEER VAYALIL
Founder and Chairman
Burjeel Holdings
Shamsheer Vayalil is the Founder and Chairman of Burjeel Holdings,
a transformative figure in regional healthcare who has built
one of the Middle East’s most comprehensive private healthcare
networks. His entrepreneurial journey began with founding LLL Hospital
in Abu Dhabi in 2007, catalysing the development of an integrated
healthcare ecosystem that now spans multiple countries across the
GCC and beyond. Under his leadership, Burjeel Holdings operates
over 112 medical assets, including 20 hospitals with 1,730 beds, serving
more than 6.5 million patients annually through a workforce of 13,000
healthcare professionals.
Vayalil’s strategic vision encompasses diverse healthcare brands
including Burjeel Hospitals, Medeor Hospitals, LLH Hospitals, Lifecare
Hospitals, and specialised services through Tajmeel and PhysioTherabia.
His flagship facility, Burjeel Medical City, stands as the UAE’s largest
private hospital and the region’s only ESMO-accredited cancer centre. His
philosophy centres on exceptional accessibility, safety, and innovation.
30 www.thefinanceworld.com September 2025
SIMA VED
Founder and Chairwoman
Apparel Group
Sima Ved is the visionary Founder and Chairwoman of
Apparel Group, one of the largest retail and fashion
conglomerates in the Middle East. Established in
1996, the group represents over 85 international brands,
operating more than 2,300 stores across 14 countries with
a workforce exceeding 27,000 employees.
Under her leadership, Apparel Group has become synonymous
with quality and trends, playing a pivotal role in
HIGHLIGHTS
Year of Establishment: Industry:
1996 Fashion & Retail
Nationality:
Indian
No. of Employees:
27,000+
shaping the retail landscape of the UAE and the wider GCC
region. Sima’s entrepreneurial journey began at a young
age when she started managing a department store in her
father’s shopping mall. This early experience fostered
her business acumen and passion for retail. Educated at
King’s College London, where she earned a BA followed
by an MBA in Business Management, Sima leveraged her
academic foundation to expand Apparel Group into a
multi-billion-dollar enterprise.
She is widely recognised for her innovative approach, including
adopting omni-channel retail strategies and driving digital
transformation amidst rapidly evolving consumer behaviours.
Beyond business, Sima is a committed philanthropist and
advocate for women’s empowerment. She was the first
female member of YPO to establish a regional chapter
(YPO MENA STAR), promoting gender equality, which
now boasts the highest female membership globally at
52%. She also mentors young entrepreneurs, encouraging
social impact through initiatives like her daughter’s athleisure
brand that supports education for underprivileged
children. Her longstanding commitment to community development
underscores her holistic approach to leadership.
Her inspiring story motivates budding entrepreneurs and
highlights her as a trailblazing figure in the global retail
and fashion industry, setting new standards for success
and inspiring the next generation of leaders.
September 2025 www.thefinanceworld.com 31
SUNNY VARKEY
Founder and Chairman
GEMS Education
Sunny Varkey, Founder and Chairman of GEMS Education, is a
pioneering figure in global education, dedicated to expanding
access to high-quality learning. An Indian-born entrepreneur, Varkey
believes education can transform lives and build better societies,
making GEMS one of the largest and most respected private education
providers worldwide.
Varkey’s journey began in Dubai, where his father, K. S. Varkey, founded
the first GEMS school in 1959. Joining the family business in the late
1980s, Sunny Varkey led its rapid expansion, driven by a commitment
to accessible education for all, regardless of geography or financial
means. Under his leadership, GEMS operates 60+ schools across the
Middle East, Asia, and Africa, offering British, American, and International
Baccalaureate curricula. He emphasises quality teaching, modern
methodologies, state-of-the-art facilities, and teacher development to
empower educators. Today, GEMS Education stands as a global leader
in educational excellence, diversity, and innovation.
VIDYA M. CHHABRIA
Chairperson
Jumbo Group
Vidya M. Chhabria assumed leadership of Jumbo in 2002 following
the sudden passing of her husband and the company’s
founder, Manohar Rajaram Chhabria. Facing a critical period,
she demonstrated resilience, strategic foresight, and determination,
transforming challenges into sustained growth. Under her guidance,
Jumbo implemented a robust multi-brand strategy and expanded into
the B2B segment, strengthening its market relevance.
Known for her compassionate yet decisive leadership, Chhabria
emphasises partnership, customer experience, and innovation. She
launched ‘Jumbo Edge,’ automated HR processes, and introduced
remuneration benchmarking to strengthen talent management, while
leading the digital transformation of jumbo.ae for a seamless omnichannel
experience. Inspired by forward-thinking strategies like the
UAE government’s planning ethos, her leadership positions Jumbo as a
pioneer in technology-driven retail, exemplifying resilience, innovation,
and people-centric growth while upholding core values of trust, quality.
32 www.thefinanceworld.com September 2025
YOGESH MEHTA
Founder and Chairman
Petrochem Middle East
Yogesh Mehta is the Founder and Chairman of Petrochem Middle
East, the region’s largest independent petrochemical distributor
and a leading force in the global chemicals trading industry. After
experiencing business challenges in India, Mehta relocated to Dubai
in 1990 and established Petrochem in 1995, transforming it into a multinational
enterprise that now exports over 3 million metric tonnes of
chemicals annually to 27 countries with an annual turnover exceeding
$1.5 billion. Under his leadership, Petrochem has become a strategic
partner to major industries across painting, printing, packaging, oil, and
gas sectors, maintaining partnerships with global producers including
Shell and Eastman. The company operates a state-of-the-art storage
terminal at Dubai’s Jebel Ali port and has strategically expanded with
facilities in Egypt and Saudi Arabia, strengthening its position across
the Middle East and North Africa. Mehta’s leadership philosophy emphasises
a people-centric approach whilst relying on comprehensive
market foresight to drive sustainable growth and operational excellence.
ZULEKHA DAUD
Founder and Chairperson
Zulekha Healthcare Group
Dr. Zulekha Daud is a pioneering Indian Physician and the Founder
and Chairperson of Zulekha Healthcare Group, which operates
leading healthcare facilities in the UAE. Moving to the UAE in
1964, she became the first female Indian doctor to practice in the region,
initially working at the American Kuwait Mission Hospital. Known affectionately
as “Mama Zulekha,” she managed deliveries of thousands
of babies, attended to every disease with which people came to her, old
and young, and gained the trust of the people.
In 1992, she established the first Zulekha Hospital in Sharjah, starting
as a 30-bed facility and later expanding the group to include a hospital
in Dubai, two medical centres, and a pharmacy chain.
Dr. Daud’s dedication to healthcare and philanthropy is widely recognised.
Beyond medicine, she founded charitable trusts and vocational
centres supporting education and clean water initiatives. Her leadership
continues to influence policy, mentor professionals, and advance
community welfare across the UAE.
September 2025 www.thefinanceworld.com 33
ADEEB AHAMED
Managing Director
LuLu Financial Holdings
Adeeb Ahamed is the Managing Director of LuLu Financial Holdings,
a leading financial services provider headquartered in Abu
Dhabi. Renowned for his entrepreneurial prowess, Adeeb has
transformed LuLu Financial Holdings into a global network with over
260 branches operating across 11 countries in the Middle East, Africa,
and Asia. His strategic leadership has driven the company’s growth in
money transfer, foreign exchange, and remittance services, embracing
digital transformation through innovative solutions like online remittance
platforms and blockchain-based offerings. Adeeb is also Managing
Director of Tablez and Twenty14 Holdings, further demonstrating his
versatile business acumen and investment expertise.
His leadership philosophy emphasises financial inclusion and accessibility,
particularly for underserved communities across emerging
markets. Through strategic partnerships with fintech startups and
government initiatives, he has positioned LuLu Financial Holdings as
a pioneer in digital financial services.
AHMED ABDELAAL
Group Chief Executive Officer
Mashreq Bank
Ahmed Abdelaal is the Group Chief Executive Officer of Mashreq
Bank, one of the UAE’s most prominent and innovative financial
institutions with a legacy spanning over five decades. Under
his leadership, Mashreq continues to build on its strong reputation for
innovation, customer-centric services, and expansion across key global
markets. The bank operates a diverse portfolio that includes local and
international businesses such as Oman Insurance, Mashreq Capital,
Mashreq Global Networks, Mashreq Al Islami, Mashreq Securities, Shorouq
Commodities Trading, Mindscape, Makaseb, and Injaz, positioning itself
as a leader in both conventional and Islamic banking solutions.
With more than 30 years of extensive experience across international
and regional banking sectors, Ahmed has developed deep expertise in a
wide range of disciplines. His career spans Corporate and Commercial
Banking, covering trade finance, contracting and real estate finance, and
cash management, as well as Investment Banking, including debt and
equity capital markets, project finance, and advisory services.
36 www.thefinanceworld.com September 2025
ANTONOALDO NEVES
Group Chief Executive Officer
Etihad Aviation Group
Antonoaldo Neves was appointed Group Chief Executive
Officer of Etihad Aviation Group in October
2022 and has since set a clear strategic agenda to
restore growth, profitability and global relevance to Abu
Dhabi’s flag carrier. A civil engineer by training with an
MBA from the Darden School of Business and a master’s
in corporate finance from PUC-Rio, Neves combines
technical rigor with commercial strategy and consulting
HIGHLIGHTS
In Current Role Since: Industry:
2022 Aviation
Nationality:
Brazilian
experience from McKinsey. He previously led Azul in
Brazil and later served as CEO of TAP Air Portugal, where
he guided complex turnarounds and network expansion.
Under his leadership, Etihad has returned to profitability,
tightened governance, and launched the Journey
2030 plan that targets significant fleet and network growth
while embedding sustainability across operations and
stronger strategic partnerships across global markets.
Neves has outlined ambitions to grow passenger numbers
toward the mid-tens of millions by 2030, add more
than twenty new aircraft in coming years, and expand
Etihad’s reach to over 125 destinations with optimised
point-to-point services. His focus balances disciplined
cost management, careful capacity deployment and investments
in customer experience and cabin harmonisation.
Neves advocates pragmatic growth rather than hub-building
at all costs, prioritising routes that deliver economic
value for Abu Dhabi. He has also signalled readiness
for a future public listing contingent on continued performance
improvements. With a data-driven approach
and pragmatic leadership, Neves is positioning Etihad
to be a financially robust, customer-led and sustainability-focused
global airline that reflects Abu Dhabi’s ambitions.
His emphasis on operational discipline, network
optimisation and sustainable aviation fuels underlines
a long-term commitment to resilient growth globally.
September 2025 www.thefinanceworld.com 37
AHMED GALAL ISMAIL
Chief Executive Officer and Member of Board of Directors
Majid Al Futtaim Holding
Ahmed Galal Ismail is the CEO and member of the Board of Directors
of Majid Al Futtaim Holding, overseeing a leading conglomerate
with assets exceeding $19 billion and over 44,000 employees across
the Middle East, Africa, and Asia. Appointed CEO in January 2023, Ismail
has served Majid Al Futtaim for more than 17 years, previously leading
the company’s Properties business and Ventures division. Throughout
his tenure, he has played a pivotal role in driving innovation, strategic
expansion, and operational excellence across retail, shopping malls,
hospitality, and leisure portfolios.
His leadership has transformed Majid Al Futtaim into a customer-centric
organisation that consistently delivers exceptional experiences across all
business verticals. Ismail has championed sustainability initiatives and
digital transformation programmes that have positioned the company
as a regional leader in retail innovation. Under his guidance, Majid Al
Futtaim has expanded its footprint across key markets while maintaining
its commitment to creating meaningful social and economic impact.
HAMID HAQPARWAR
Managing Director
Albatha Automotive Group
Dr. Hamid Haqparwar is the Managing Director of Albatha Automotive
Group, a leading division within the Albatha Group, and
CEO of AGMC, the official importer for BMW, MINI, Rolls-Royce,
and BMW Motorrad in Dubai, Sharjah, and the Northern Emirates. With
nearly two decades of leadership experience across the Middle East,
India, and Europe with BMW Group, he has been instrumental in driving
growth, innovation, and sustainability in the luxury automotive sector.
Under his stewardship, the group has set new benchmarks in customer
engagement by integrating cutting-edge technologies, advancing sustainable
mobility, and elevating retail experiences. He has championed the introduction
of electric vehicles in the GCC, launched state-of-the-art showrooms, and
expanded BMW’s presence across 13 countries. Beyond corporate leadership,
Dr. Haqparwar promotes collaboration between industry and academia.
His customer-centric and environmentally responsible approach continues
to position Albatha Automotive Group as a transformative force
in the Gulf’s automotive future.
38 www.thefinanceworld.com September 2025
FARAH ZAFAR
Co-Founder and CEO
Lyvely
Farah Zafar is a trailblazing entrepreneur and corporate
executive redefining the future of technology,
finance, and social media. She is the Co-Founder and
CEO of Lyvely, a UAE-born platform revolutionising the
creator and gig economy by merging video calls, social
media, and e-commerce into a seamless, integrated ecosystem.
Powered by its native LVLY Token, Lyvely enables
creators to monetise authentically, gamify engagement, and
HIGHLIGHTS
Year of Establishment: Industry:
2023 Tech
Nationality:
British
build meaningful communities around their content. The
platform has been widely recognised as “Social Platform
of the Year,” while Farah herself received the prestigious
“Innovator” award from Mastercard Women SME Leaders.
In addition to Lyvely, Farah serves as Managing Director
and Chief Legal Officer of Phoenix Group, where she led
the company’s historic IPO on the Abu Dhabi Securities
Exchange in 2023, making Phoenix the first privately-owned
crypto mining and blockchain entity to list in the Middle
East. Phoenix is now a leading global bitcoin miner, with
operations spanning mining, hosting, trading, investment,
and a recent pivot into AI-driven initiatives and strategic
technology ventures.
Farah’s career also includes high-impact roles at Saudi
Arabia’s Public Investment Fund (PIF) and Dubai Holding,
where she drove transformative initiatives for the GCC’s
investment and digital landscapes, working directly for
the Ruler of Dubai and the Crown Prince of Saudi Arabia.
Today, she is celebrated as both a visionary founder and a
Rockstar CEO, inspiring the next generation of innovators.
Her mission is bold: to elevate humanity by helping
people turn passion into prosperity through Lyvely’s
platform, empowering millions to dream bigger, monetise
their online presence, and succeed on their own terms and
champion inclusive, technology-driven entrepreneurship
across the globe.
September 2025 www.thefinanceworld.com 39
HATEM DOWIDAR
Group Chief Executive Officer
e& (Etisalat)
Hatem Dowidar is the Group Chief Executive Officer
(CEO) of e&, previously known as Etisalat Group.
He joined e& in 2015 as Group Chief Operating
Officer and was appointed CEO – International in 2016
before becoming Group CEO in May 2020. Dowidar has led
a bold transformation of e&, steering it from a traditional
telecommunications provider to a dynamic global technology
group operating across 38 markets worldwide. His
HIGHLIGHTS
Year of Establishment: Industry:
1976 Telecommunications
Nationality:
Egyptian
Awards & Recognition:
Global Merit Leader CEO of
the Year 2023
leadership emphasised innovation and strategic growth,
positioning e& as a digital pioneer in the industry.
Under his vision, e& adopted a comprehensive digital
transformation strategy, restructuring the company into five
key business verticals: e& UAE, e& life, e& enterprise, e&
international, and e& capital. This allowed the company to
expand beyond telecom connectivity into digital services,
fintech, cloud computing, AI, and cybersecurity. In 2022,
the company rebranded from Etisalat to e&, reflecting its
mission to be a technology-driven conglomerate with a
diversified portfolio and flexible growth pathways.
Dowidar’s background includes over 32 years in telecom
and multinational leadership roles. Before e&, he served as
CEO of Vodafone Egypt and Malta and held senior positions
within Vodafone Group, including Group Chief of Staff.
His extensive experience spans marketing, operations, and
corporate governance. This wealth of expertise underpins
his strategic direction for e&, boosting business resilience
and innovation. His leadership philosophy centres on agility,
customer trust, and embracing emerging technologies.
Dowidar has fostered key partnerships with industry giants
like Microsoft and Meta to drive digital empowerment.
Today, under his stewardship, e& is recognised as the
fastest-growing technology brand in the Middle East and
Africa, with a premier global reputation for innovation
and sustainable growth.
40 www.thefinanceworld.com September 2025
HUDA KATTAN
Founder and Co-CEO
Huda Beauty
Huda Kattan is a globally renowned beauty mogul,
makeup artist, and entrepreneur, best known as
the founder of Huda Beauty, one of the world’s
most influential cosmetics brands. Her entrepreneurial
journey began with creating content through beauty
blogs and Instagram, where her genuine personality and
expert advice quickly attracted millions of followers. In
2013, Kattan launched Huda Beauty with a modest $6,000
HIGHLIGHTS
Year of Establishment: Industry:
2013 Beauty
Nationality:
Iraqi American
investment, starting with highly popular false eyelashes
that gained immediate traction in the beauty community.
Kattan’s innovative use of social media to connect directly
with her audience revolutionised beauty marketing
and customer engagement. Huda Beauty expanded its
product range to include eyeshadow palettes, lipsticks,
foundations, and skincare, focusing on inclusivity, quality,
and trendsetting formulas that cater to diverse skin tones
and beauty preferences. Her brand scaled rapidly, reaching
billion-dollar valuation milestones and fundamentally
changing the beauty landscape through direct-to-consumer
marketing strategies. She is celebrated for embracing
diversity and actively incorporating customer feedback
into product development, fostering strong community
connections. Beyond cosmetics, Huda ventured into fragrances
with the Kayali line, launched in 2018 alongside
her sister Mona. She returned as CEO of Huda Beauty in
2024 and continues to steer the company toward innovation
and global expansion. Kattan exemplifies creativity,
passion, and resilience, inspiring countless aspiring beauty
entrepreneurs worldwide and establishing herself as a
transformative leader in the global beauty industry. She
remains deeply involved in product development and global
strategy, mentoring emerging founders and championing
inclusive beauty standards while expanding Huda Beauty’s
footprint into new markets.
September 2025 www.thefinanceworld.com 41
IMRAN ALI KHAN
CEO and Co-Founder
Dubizzle Group
Imran Ali Khan, the CEO and Co-Founder of Dubizzle Group, stands
as one of the most influential tech entrepreneurs in the Greater ME-
NA region. His journey from a technology professional to the helm
of the region’s largest digital classifieds network reflects exceptional
vision, strategic thinking, and relentless determination to transform
how people buy, sell, and connect across emerging markets.
His entrepreneurial expertise was honed through diverse experience in
finance and consulting, where he gained insights into global operations,
risk management, and strategic planning for complex organisations.
This foundation proved invaluable when he co-founded Dubizzle Group,
which has become the leading marketplace platform across the MENA
region. Under his leadership, Dubizzle Group has grown beyond its
roots in real estate classifieds to encompass autos, jobs, and other key
categories, serving millions of users across multiple countries. Khan’s
vision extends to identifying and nurturing emerging digital opportunities,
positioning Dubizzle Group as a technology leader.
MOHAMMED MAHFOODH AL ARDHI
Executive Chairman
Investcorp
Mohammed Mahfoodh Al Ardhi is an Omani businessman and
former military chief, widely recognised for his leadership
in banking, investments, and strategic sectors. He currently
serves as Executive Chairman of Investcorp, a leading global alternative
investment firm with over US$23 billion in assets under management,
and is Chairman of Sohar International, a prominent financial institution
in Oman.
Al Ardhi’s career began in the Royal Air Force of Oman, where he
joined as a fighter pilot and became both the youngest and longest-serving
native head of the Air Force. His military service instilled discipline and
leadership skills that later defined his corporate career. In the financial
sector, he served as Vice Chairman and later Chairman of the National
Bank of Oman (NBO), where he oversaw major strategic initiatives,
including the bank’s expansion into Islamic banking and sig- nificant
corporate social responsibility programmes. Under his leadership, NBO
played an instrumental role in youth empowerment and innovation.
42 www.thefinanceworld.com September 2025
MUDASSIR SHEIKHA
Co-Founder and CEO
Careem
Mudassir Sheikha, the Co-Founder and Chief Executive Officer
of Careem, is a visionary entrepreneur whose journey reflects
resilience, ambition, and a commitment to transforming lives
through technology. His entrepreneurial expertise was developed through
experience in Silicon Valley’s fast-paced technology environment and
strategic consulting, where he developed deep understanding of scalable
business operations and market dynamics.
Sheikha co-founded Careem with the vision of building the leading
technology platform in the Middle East, North Africa, and Pakistan region.
Under his leadership, Careem evolved from a ride-hailing startup to a
comprehensive super-app offering transportation, delivery, payments, and
digital services to over 50 million users across 100+ cities. His strategic
vision led to Careem’s acquisition by Uber for $3.1 billion in 2019, one
of the largest technology exits in the MENA region. Post-acquisition,
Sheikha has continued leading Careem’s expansion and diversification,
maintaining its entrepreneurial culture while leveraging global resources.
NILESH KHALKHO
Founder and CEO
Sharaf DG
Nilesh Khalkho is the Founder Member and Chief Executive Officer
of Sharaf DG, a prominent technology retailer in the UAE. Since
co-founding Sharaf DG in 2004, he has played a pivotal role in
its growth into a leading consumer electronics and home appliances
retailer with extensive presence both online and through physical stores
across the region. Khalkho brings over 30 years of industry experience,
having previously held leadership roles in telecommunications and IT
sectors, including strategic positions at Al Futtaim Telecom and DSS
Mobile Communications. His deep understanding of technology trends
and consumer behavior has enabled him to anticipate market demands
and position Sharaf DG as an innovative retail leader. Under his leadership,
Sharaf DG has focused on integrating advanced technology into
retail operations, creating seamless omnichannel experiences that set
new standards in the UAE’s consumer electronics market. His strategic
vision emphasises customer service excellence, operational efficiency,
and continuous innovation in retail technology.
September 2025 www.thefinanceworld.com 43
NARESH KUMAR BHAWNANI
Founder and Chairman
West Zone Group
Naresh Kumar Bhawnani is the visionary Founder
and Chairman of West Zone Group, one of the UAE’s
leading and most respected retail conglomerates.
Arriving in Dubai in the late 1980s from a middle-class
family in Madhya Pradesh, India, Bhawnani was deeply
inspired by his entrepreneurial upbringing and driven by
a lifelong passion for retail excellence, business innovation,
and creating meaningful impact. On December 2,
HIGHLIGHTS
Year of Establishment: Industry:
2005 Retail
Nationality:
No. of Employees:
Indian 5,000+
2005, coinciding with the UAE’s National Day, he opened
the first West Zone supermarket in Mirdif, Dubai, with his
mother inaugurating the store a cherished tradition that
continues proudly to this day.
Over the last 20 years, Bhawnani’s visionary leadership
has propelled West Zone Group’s exponential growth,
evolving it from a single supermarket to a diversified
retail and business powerhouse. Today, the group operates
over 150 retail outlets, including supermarkets and
hypermarkets, covering more than 500,000 square feet of
retail space. Its portfolio spans logistics, shopping malls,
real estate, construction, technology, hospitality, and food
and beverage. Strategic acquisitions of Safestway and
Giant Group’s branches have further solidified its market
presence across the UAE and GCC region.
Bhawnani’s commitment goes beyond business, actively
embracing corporate social responsibility programmes that
support communities in both the UAE and India. His focus
on environmental conservation, youth empowerment, and
impactful philanthropic initiatives underscores his holistic
approach to sustainable growth. Looking ahead, Naresh
plans to accelerate West Zone’s expansion beyond the region,
leveraging innovation, superior customer service, and
competitive pricing. His visionary leadership continues to
inspire, making West Zone a household name synonymous
with quality, trust, and community enrichment.
September 2025 www.thefinanceworld.com 45
PAUL GRIFFITHS
Chief Executive Officer
Dubai Airports
Paul Griffiths, the Chief Executive Officer of Dubai Airports, has
played a transformative role in shaping the emirate’s aviation
sector since his appointment in October 2007. Under his visionary
leadership, Dubai Airports transitioned from a government department
into a world-class aviation entity, driving significant expansion and
operational excellence. Griffiths has overseen a remarkable journey
that saw Dubai International Airport (DXB) triple its passenger and
cargo capacity, achieving the title of the world’s busiest airport for
international passengers within just a decade.
Griffiths has led the teams at Dubai International (DXB) and Dubai
World Central (DWC), ensuring the airports remain global benchmarks
for capacity, efficiency, and customer experience. He has championed
strategic infrastructure developments to accommodate rapid international
travel growth. In 2008, under his guidance, Dubai opened Terminal 3,
one of the largest buildings of its kind, enhancing passenger handling,
and in 2010, he spearheaded the inauguration of Dubai’s second airport.
SANTOSH VARGHESE
Vice President
Toshiba Gulf FZE
Santosh Varghese is the Vice President of Toshiba Gulf FZE, overseeing
the Digital Products and Services Division across the MEA region.
With full P&L responsibility, Santosh drives Toshiba’s growth in
digital and storage solutions, positioning the company to meet the growing
demand for high-capacity data storage and enterprise technologies.
Santosh’s career spans strategic management, business process
re-engineering, and innovation. Before his current role, he served as
General Manager of Toshiba Gulf, focusing on corporate marketing and
innovation for MEA. He holds a B.E. in Electronics and Communications
from Bharathiar University and completed leadership programmes
at INSEAD and IIM Bangalore, strengthening his global management
skills. Under his leadership, Toshiba Gulf introduced cutting-edge
storage technologies like HAMR and MAMR, leading the shift toward
exabyte-scale data storage. Santosh emphasises innovation, strategic
growth, and sustainability, ensuring Toshiba remains a trusted partner
for high-performance, high-capacity data solutions in MEA.
46 www.thefinanceworld.com September 2025
SHAYNE NELSON
Group Chief Executive Officer
Emirates NBD
Shayne Nelson, Group CEO of Emirates NBD, is a veteran banker
with an extensive global career across multiple sectors of the financial
industry. Since taking the helm more than a decade ago,
he has overseen a remarkable transformation of the bank.
Under his leadership, Emirates NBD’s market capitalisation surged
from AED 15.8 billion to about AED 124 billion, while assets grew from
AED 308 billion to AED 956 billion. One of the most significant milestones
during his tenure was the strategic acquisition of DenizBank in
Türkiye for USD 2.7 billion, cementing the bank’s presence beyond the
UAE. Alongside major acquisitions, Emirates NBD has maintained robust
organic growth, securing the largest market share in both Corporate
and Retail banking within the UAE. The bank has also pioneered
technological innovation in the region, reinforcing its position as a
leader in digital banking. ENBD expanded its footprint internationally,
notably in Egypt, India, and Saudi Arabia, with the latter securing the
most additional branch licences granted to any foreign bank.
TOM HARVEY
General Manager - Commercial
Spinneys Dubai LLC
Tom Harvey is the General Manager - Commercial at Spinneys
Dubai LLC, overseeing the commercial and technical functions
across Spinneys UAE, Waitrose UAE, Spinneys KSA, Al Fair Oman,
and international sourcing operations in the UK, USA, and Australia.
With over 20 years in food retail, Tom has been instrumental in driving
sourcing strategies and commercial growth for the group, leading a
diverse team across four continents.
Before joining Spinneys in 2017, Tom gained experience in premium
retail in the UK and UAE, focusing on fresh categories and supply chain
management. His expertise in global sourcing and supplier relationships
has driven Spinneys’ market share and private label growth. He created
the Spinneys Local Business Incubator Programme, supporting local food
manufacturers and entrepreneurs while aligning with government food
security policies. Tom’s leadership emphasises collaboration, innovation,
and operational excellence, positioning Spinneys as a premium
retail brand in the Middle East and fostering community development.
September 2025 www.thefinanceworld.com 47
TIM CLARK
President
Emirates Airlines
Sir Tim Clark has been the President of Emirates Airline
since 2003 and is widely recognised as a visionary
leader in the aviation industry. He gained decades of
experience at British Caledonian before moving to Dubai
in 1985 as part of the founding team of Emirates. As Head
of Airline Planning, he played a crucial role in shaping the
airline’s initial route network and operational strategy.
Under his leadership, Emirates grew rapidly, becoming one
HIGHLIGHTS
In Current Role Since: Industry:
2003 Aviation
Nationality:
British
Awards & Recognition:
CAPA Airline Executive of
the Year 2022
of the world’s largest international airlines, serving over
150 destinations with a fleet of 270 wide-bodied aircraft.
Clark was instrumental in Emirates’ strategic acquisition
of wide-body aircraft like the Airbus A380 and Boeing 777,
which form the backbone of its long-haul operations and
have become synonymous with the Emirates brand. He
introduced unparalleled passenger services such as spacious
cabins, advanced in-flight entertainment systems,
and luxury amenities that set new benchmarks in the
airline industry. His approach to customer experience
and operational efficiency helped Emirates gain a global
reputation for excellence and innovation.
Beyond airline operations, Clark chairs the Emirates
Airline Foundation, a charity he helped establish to improve
the welfare of disadvantaged children worldwide.
His commitment to social causes reflects his holistic
leadership approach, blending business success with
meaningful philanthropy. His decades-long influence has
been pivotal in positioning Emirates as a leading global
airline and a symbol of Dubai’s rise as an international
aviation hub, contributing significantly to the emirate’s
economic diversification and global connectivity.
He continues to mentor industry leaders and advocates
sustainable aviation practices, supporting environmental
initiatives, research, and innovation across airlines
worldwide.
48 www.thefinanceworld.com September 2025
YVES MANGHARDT
Chairman and CEO - Middle East
Nestlé
Yves Manghardt serves as the Chairman and CEO of Nestlé Middle
East, a position that underscores his decades-long journey within
one of the world’s most iconic food and beverage companies.
Under his leadership, Nestlé Middle East has grown into a formidable
entity, employing more than 11,000 people and operating 18 state-of-theart
factories across 13 countries in the region. His role involves driving
strategic growth, fostering innovation, and ensuring that Nestlé’s global
values resonate strongly within the dynamic Middle Eastern market.
Yves’ association with Nestlé began in 1984, marking the start of
a career defined by global exposure and leadership excellence. He
held pivotal roles in markets including Japan, Sri Lanka, Hong Kong,
and Vietnam, strengthening Nestlé’s presence and brand identity. His
ability to adapt to diverse cultural and business landscapes delivered
consistent growth across regions. In 1991, he was appointed Country
Manager of Nestlé Singapore, further expanding his expertise in managing
complex markets.
ZUBIN KARKARIA
Founder and CEO
VFS Global
Zubin Karkaria is the Founder and CEO of VFS Global, the world’s
leading outsourcing and technology services provider for governments
and diplomatic missions. Pioneering the concept of
outsourcing visa and passport issuance services, Zubin transformed a
traditionally bureaucratic process into a streamlined, customer-centric
experience. Under his leadership, VFS Global has expanded to over 140
countries, handling millions of visa applications annually.
With a background in entrepreneurship and strategic leadership, Zubin
founded VFS Global in 2001, identifying a niche in government service
outsourcing. He built robust technology infrastructure and process
efficiencies, ensuring security, compliance, and excellent customer
service, transforming public sector operations. Zubin expanded VFS
Global into biometric enrolment, e-governance, and digital identity
management, partnering with over 60 governments, redefining global
government-citizen interactions and setting a new standard for technology-enabled
services.
September 2025 www.thefinanceworld.com 49
ANANT MAHESHWARI
President and CEO, Global Relations
Honeywell
Anant Maheshwari is the President and CEO of Honeywell’s Global
Regions, overseeing operations across Asia Pacific, Europe, the
Middle East, Africa, and Latin America. In this role, he is responsible
for driving growth, strengthening strategic partnerships, and
advancing Honeywell’s priorities across diverse and dynamic markets.
Anant rejoined Honeywell after serving as President and CEO of
Microsoft India, where he led the company’s business strategy and
presence in one of its most important markets. He engaged with policymakers,
industry leaders, customers, and partners, guiding Microsoft
India through a period of significant transformation and strong growth,
helping the region become one of the fastest-growing markets for the
company globally. Earlier in his career, Anant first joined Honeywell
in 2004, holding senior leadership positions, launching new business
lines, and managing established portfolios. From 2014 to 2016, he served
as President of Honeywell India, overseeing operations in one of the
company’s key growth markets, contributing to its strategic expansion.
ASHRAF EL-AFIFI
Corporate Senior VP and Regional President
Henkel Consumer Brands
Ashraf El-Afifi, a Cairo-born business leader, currently serves
as President of Henkel for India, the Middle East, and Africa
(IMEA), in addition to holding the role of Corporate Senior
Vice President for the firm’s Laundry and Home Care division across
MEA and Asia Pacific. As a member of Henkel’s Executive Committee
for IMEA and GCC, El-Afifi oversees operations across more than 16
countries, guiding strategic growth, operational excellence, and market
expansion initiatives.
El-Afifi began his career with Henkel in 1992, joining the company
during its initial expansion into Egypt. Starting as a brand manager, he
quickly distinguished himself through strong performance, strategic insight,
and leadership skills. By the age of 34, he was appointed Managing
Director of Henkel Egypt, reflecting both his exceptional capabilities and
Henkel’s confidence in his leadership. His tenure in Egypt was marked
by driving growth through brand development, operational efficiency,
and successful market positioning.
52 www.thefinanceworld.com September 2025
AVINASH BABUR
Founder and CEO
InsuranceMarket.ae
Avinash Babur is the Founder and CEO of InsuranceMarket.ae,
the UAE’s largest and most trusted digital insurance platform
serving over 200,000 policyholders in 2023. Since establishing
the company in 2010, Babur has spearheaded a digital transformation
in the insurance industry, creating innovative solutions such as Alfred,
the brand mascot symbolising trust and reliability, and myAlfred, a
customer rewards platform. His visionary leadership has significantly
enhanced customer engagement by streamlining insurance processes
from policy selection to claims management, setting new standards for
service excellence across the region.
His most notable innovation is the creation of Alfred, the beloved
brand mascot that has become synonymous with trust and reliability
in UAE insurance. This strategic branding initiative, combined with the
development of myAlfred, a comprehensive customer rewards platform,
has significantly enhanced customer loyalty and market penetration,
and expanded partnerships across the GCC and beyond.
BERND VAN LINDER
Chief Executive Officer
Commercial Bank of Dubai
Dr. Bernd van Linder is a distinguished banking leader with extensive
experience in retail, commercial and corporate banking
internationally. He has served as Chief Executive Officer of
Commercial Bank of Dubai since January 2017, leading the bank’s strategic
transformation, positioning it as a player in the UAE’s competitive
banking sector. His career began at ABN AMRO in the Netherlands,
where he developed a strong foundation in financial services before
moving to the GCC to take on senior leadership roles. His international
expertise and deep understanding of both European and Middle Eastern
banking markets have been instrumental in his regional success. In the
GCC, Dr. van Linder joined Saudi Hollandi Bank as General Manager
of Treasury, where he played a pivotal role in strengthening the bank’s
financial capabilities and risk management frameworks. His vision
emphasises innovation, risk management excellence, and building
long-term stakeholder value while maintaining the bank’s commitment
to serving corporate and individual customers across market segments.
September 2025 www.thefinanceworld.com 53
AZIZ KOLEILAT
President and CEO - METCIS
GE Aerospace
Aziz Koleilat is the President and CEO of GE Aerospace
for the Middle East, Turkey, Eastern Europe,
and CIS (METCIS) region, overseeing one of the
most critical and rapidly growing markets in the global
aerospace industry. Since assuming this position in 2017,
Koleilat has been responsible for driving business growth
and strategic initiatives for GE Aerospace across a region
that represents the company’s largest market for widebody
HIGHLIGHTS
In Current Role Since: Industry:
2017 Aerospace
Net Worth:
Nationality:
Smart , etc.
Lebenese Canadian 8,000 (as of 2024) news.
aircraft engines.
Under his leadership, GE Aerospace has achieved
significant market expansion while serving major airline
customers, including some of the world’s largest carriers.
His strategic focus on customer satisfaction and innovation
has strengthened GE’s position as the preferred engine
supplier for next-generation aircraft across the region.
Koleilat’s professional journey includes leadership positions
in GE Healthcare for the Middle East and Pakistan,
where he drove considerable revenue growth and contributed
to expanding the company’s regional presence. His
career began with roles at Vietnam Airlines and Johnson
& Johnson, where he managed medical business units
across Europe and the Middle East, providing him with
diverse industry experience and cross-cultural business
expertise. His technical and business expertise enables
him to navigate complex aerospace industry dynamics
with exceptional focus on operational excellence and
strategic growth. Koleilat is passionate about fostering
diversity and inclusion within GE Aerospace, establishing
regional employee resource groups like the Women’s
Network and GE Aerospace Volunteers. As the Middle
East continues to cement itself as a global aviation hub,
Koleilat is driving GE Aerospace’s role in supporting the
region’s increasing demand for advanced aircraft engines
and sustainable aviation solutions.
54 www.thefinanceworld.com September 2025
DIMITRIOS DOSIS
President - Eastern Europe, Middle East and Africa
Mastercard
Dimitrios Dosis is President of Mastercard’s Eastern Europe,
Middle East and Africa region and a member of the company’s
Management Committee. He is responsible for driving the
company’s strategy across this newly expanded region, which now encompasses
81 markets with agile, high-potential growth opportunities.
He was previously President of Mastercard Advisors, the company’s professional
services arm, where he led a global team focused on helping retail and
banking customers solve pressing business issues with data-driven solutions.
Mastercard’s anonymised and aggregated transaction insights, world-class
analytic capabilities and embedded platforms with self-service predictive
technology supplement the team’s industry-proven problem-solving skills.
Dimitrios has more than 20 years of experience in technology, transaction
banking and management consulting. He joined Mastercard in
2005 from Roland Berger Strategy Consultants, where he was leading
the transaction banking practice. Previously, he worked for A.T. Kearney
covering its financial institutions business.
FADI GHANDOUR
Executive Chairman
Wamda Capital
Fadi Ghandour is a prominent entrepreneur, investor, and philanthropist
who has played a transformative role in shaping the logistics
sector in the Middle East and North Africa. Widely recognised as
the co-founder of Aramex, he serves as Executive Chairman of Wamda
Group, a platform fostering innovation and investing in high-growth
startups across MENA, Turkey, and East Africa.
In 1982, he co-founded Aramex with Bill Kingson, seizing a major
opportunity in the region’s underserved courier sector. Under his leadership,
Aramex became the first Arab company listed on NASDAQ in
1997, a historic milestone showcasing the potential of Middle Eastern
enterprises in global markets. His success with Aramex established him
as a pioneer in regional business development and logistics innovation.
Through Wamda Capital, Ghandour has become one of the region’s
most influential startup investors, supporting the next generation of
Middle Eastern entrepreneurs through capital, mentorship, strategic
positioning, and expert guidance.
September 2025 www.thefinanceworld.com 55
GEORG SCHROECKENFUCHS
Cluster Head of SERCE (South East, Russia, Central Europe)
Novartis
Georg Schroeckenfuchs is Cluster Head of SERCE (South East,
Russia, Central Europe) at Novartis, where he leads operations
across markets with focus on growth, innovation, and expanding
access to advanced healthcare solutions. With over two decades
of leadership excellence in the pharmaceutical sector, he has built
a career spanning regions and driving organisational transformation
while strengthening Novartis’ global market presence significantly.
His journey with Novartis began in 2001 as Head of General Medicine in Austria,
and he held senior leadership roles across the Balkans, Poland, Greece, and
Italy. His responsibilities expanded over the years, reflecting his exceptional
expertise in commercial strategy development, market analysis, and organisational
leadership across diverse cultural and regulatory environments.
His approach to pharmaceutical leadership emphasises sustainable
growth, regulatory compliance, and collaborative relationships with
healthcare providers, ensuring that Novartis remains at the forefront
of medical innovation and patient care.
HOSAM ARAB
Co-Founder and CEO
Tabby
Hosam Arab is the Co-Founder and CEO of Tabby, a leading buy-nowpay-later
(BNPL) fintech platform transforming digital payments
across the Middle East. Since co-founding Tabby in 2019, he has
built the company into one of the region’s most successful financial technology
firms, serving millions of shoppers and thousands of merchants
across the GCC with flexible, interest-free instalment payment options.
Under Arab’s leadership, Tabby has revolutionised consumer credit
access by offering transparent, user-friendly payment solutions that
require no traditional credit checks or lengthy approval processes.
The platform allows customers to split purchases into manageable instalments
while providing merchants with increased conversion rates
and customer loyalty.
Arab’s strategic vision has secured over $200 million in funding,
achieving unicorn status and positioning Tabby as the region’s leading
BNPL provider, making it a trusted partner for both consumers and
merchants across the rapidly evolving Middle Eastern fintech landscape.
56 www.thefinanceworld.com September 2025
JAYESH PATEL
CEO
Wio Bank
Jayesh Patel is the Chief Executive Officer of Wio Bank PJSC, the
UAE’s first platform bank, which aims to revolutionise banking
through intelligent, integrated financial solutions tailored for
busi- nesses and consumers. Since joining as CEO in 2020, Patel has
led Wio to rapid growth and profitability, with the bank serving over
200,000 individual customers and more than 105,000 SMEs by 2025.
His leadership focuses on leveraging AI, open banking APIs, and
strategic partnerships to simplify financial management, enhance customer
engagement, and deliver seamless digital banking experiences.
Before Wio, Patel was a key executive at Emirates NBD, driving digital
innovation as Head of Liv. Digital Bank. With academic credentials in
engineering and an MBA from Dartmouth College’s Tuck School of Business,
he combines deep technological insight with strategic business
expertise. Patel continues to shape the future of banking in the UAE by
prioritising customer-centricity, transparency, and inclusive financial
services that empower SMEs and individuals to thrive.
NIVEN AL-KHOURY
General Manager - General Medicines KSA & Gulf MCO
Sanofi
Niven Al-Khoury is the General Manager of General Medicines
for KSA and the Gulf MCO at Sanofi, where she oversees comprehensive
strategy, operations, and market expansion across
a diverse and rapidly evolving regional pharmaceutical landscape. Her
career reflects more than two decades of leadership excellence in the
pharmaceutical sector, combining deep expertise in sales, marketing,
government affairs, public relations, and corporate communication.
Her professional journey includes senior leadership positions across
several countries and leading healthcare organisations, including
a significant tenure with Johnson & Johnson, where she developed
extensive expertise in global pharmaceutical operations and strategic
market development. Her international experience has enabled her to
build a sophisticated understanding of complex healthcare regulatory
environments, with particular focus on developing sustainable growth
strategies and ensuring broad access to essential medicines across
diverse patient populations.
September 2025 www.thefinanceworld.com 57
OMAR CHANNAWI
Senior Vice President - Global Ops
Procter & Gamble
Omar Channawi is a seasoned executive with extensive experience
in brand management, business development, and corporate
strategy. He currently serves as Senior Vice President and General
Manager at Procter & Gamble in Dubai, where he oversees operations
across key regional markets. Over the course of his career, he has led
diverse teams across Asia-Pacific and North West Africa, driving expansion
and strengthening P&G’s market leadership.
His expertise in consumer goods and fast-moving consumer goods
(FMCG) has been central to advancing innovation, improving customer
engagement, and sustaining growth in highly competitive environments.
Channawi combines deep knowledge of market analysis and operational
excellence with a forward-looking approach to leadership, positioning
him as a key figure in shaping the future of global consumer markets.
Beyond his corporate role, he contributes to the wider business ecosystem
as a board member of Dubai Chambers and supports initiatives
aimed at developing the region’s next generation of leaders.
PRATHAM MITTAL
Founder and CEO
Tetr College of Business
Pratham Mittal is a serial entrepreneur reshaping global business
education with a bold vision to place his institutions among the
world’s top 10 business schools within five years. As the founder
of Tetr College of Business and Masters’ Union, he has pioneered a
hands-on model where students learn by building ventures, solving live
problems, and engaging directly with industry leaders.
An alumnus of the University of Pennsylvania, where he studied Computer
Science and Economics, Pratham was inspired by Adam Grant’s experiential
teaching methods. His early venture, Outgrow, a profitable interactive
content platform serving over 20,000 businesses including Nike and Tesla,
cemented his belief that entrepreneurship is best learned through practice.
Masters’ Union, launched in 2020 in India, redefined placements and
student ventures, while Tetr, launched in 2024, offers a global education
across seven countries. With students generating real revenue and global
partnerships driving learning, Pratham is building the future of business
education outside traditional classrooms and inside the real economy.
58 www.thefinanceworld.com September 2025
RAHEEL AHMED
Group Chief Executive Officer
RAKBANK
Raheel Ahmed serves as the Chief Executive Officer of RAKBANK,
one of the UAE’s leading and most respected financial institutions.
He is responsible for steering the bank’s strategic direction, ensuring
its successful execution, and positioning it for sustainable growth in
a highly competitive, technology-driven market. His leadership focuses
on accelerating digital transformation, strengthening customer-centric
strategies, and driving innovation across banking services.
With more than 30 years of experience in the global banking and financial
services industry, Raheel brings deep expertise and a proven record
of delivering results across diverse markets and cultures. Throughout
his career, he has consistently built high-performing teams, fostered
strong client relationships, and implemented strategies that achieve
long-term value. Passionate about harnessing technology to redefine
customer experiences, he continues to guide RAKBANK in embracing
cutting-edge digital solutions that simplify banking and enhance operational
efficiency, reinforcing its reputation as a trusted financial partner.
REEM ASAAD
Senior Vice President, Head of Client Services CEMEA
Visa
Reem Asaad is a seasoned executive currently serving as Senior
Vice President and Head of Client Services for CEMEA at Visa, a
role she assumed in April 2025. In this capacity, she drives client
engagement strategies, operational excellence, and service innovation
across Central and Eastern Europe, the Middle East, and Africa, reinforcing
Visa’s leadership in digital payments.
Alongside her work at Visa, Asaad has been a Board Member of the
Information Technology Industry Development Agency (ITIDA) since
March 2021, contributing her expertise to advancing digital transformation
and technology-driven economic growth. Prior to joining Visa, she
held senior roles at Cisco, most recently as Vice President for the Middle
East, Africa, Türkiye, Romania, and CIS until August 2024, where she led
growth initiatives across multiple markets. Earlier in her career, Asaad
was CEO of Raya CX from 2017 to 2020 and held leadership positions at
Raya Data Centre and Raya Holding for Financial Investments, building
her reputation in the technology and services sectors.
September 2025 www.thefinanceworld.com 59
ROBERTO HOORNWEG
Co-Head, CIB and CEO, Americas, EMEA
Standard Chartered
Roberto Hoornweg, Co-Head of Corporate & Investment
Banking at Standard Chartered, and CEO of
Europe, Americas, Middle East and Africa, stands
out as a visionary leader in global financial markets with
more than 30 years of experience across banking and asset
management. Since joining the bank in 2017, Hoornweg
has held critical roles, including Global Head of Financial
Markets, and in 2024, was appointed CEO for Europe,
HIGHLIGHTS
Year of Establishment: Industry:
2024 Banking
Nationality:
Dutch
Americas, Middle East, and Africa, based in Dubai.
His expertise lies in navigating complex and high-growth
markets, crafting solutions for global corporates and financial
institutions through risk management, transaction
services, and innovative financing. Before Standard
Chartered, Hoornweg made his mark at Brevan Howard
Asset Management, leading the Liquid Portfolio Strategies
funds. He also spent time at UBS Investment Bank,
overseeing global securities and co-heading the Fixed
Income, Currencies and Commodities division. More
notably, he perfected his craft during 17 formative years
at Morgan Stanley, where he was entrusted with global
leadership roles in fixed income, emerging markets, and
credit. Hoornweg is an advocate for leveraging diversity,
both in talent and thought, understanding its importance
in building resilient organisations equipped for the future.
With a Bachelor’s in Economics from the Massachusetts
Institute of Technology, he applies analytical rigor alongside
cross-cultural insights, making him an influential driver
of the bank’s investment in high-impact, cross-border
projects. His strategies facilitate transformative outcomes
in challenging regions, particularly by connect- ing global
capital to emerging market opportunities. As Standard
Chartered’s footprint broadens, Hoornweg’s leadership
continues to focus on bridging critical infra- structure
gaps and catalysing sustainable growth.
60 www.thefinanceworld.com September 2025
RENEE MCGOWAN
CEO - India, Middle East and Africa
Marsh McLennan
Renee McGowan is a distinguished business leader, board director,
author, and thought leader in global risks and talent
transformation. She currently serves as CEO of Marsh McLennan
for India, Middle East, and Africa, where she leads a talented and
passionate team across the region. In her role, Renee drives growth,
innovation, and client impact through the company’s market-leading
brands, including Marsh, Guy Carpenter, Mercer, and Oliver Wyman.
With more than twenty years of experience at Mercer, Renee has held
a series of senior leadership positions, including President of Asia,
Middle East & Africa and Global Leader for Individual Wealth based in
New York. Her career has taken her across major global markets, with
leadership roles in Hong Kong, London, Melbourne, New York, Singapore,
and Sydney, giving her a unique perspective on global business trends
and cross-border operations. Renee is recognised for expertise in risk
management, talent development, and organisational transformation,
championing initiatives empowering companies, individuals.
SAMER ABU-LTAIF
President - Europe, Middle East & Africa (EMEA)
Microsoft
Samer Abu-Ltaif serves as President of Microsoft Europe, Middle East
and Africa (EMEA), overseeing operations in more than 120 markets.
In this role, he works closely with enterprises, governments, and
partners to accelerate AI adoption, enable digital transformation, and
promote sustainable growth, helping organisations leverage technology
to enhance innovation and competitiveness.
Joining Microsoft in 2004, Samer has been central to the company’s
regional expansion, spearheading investments in cloud infrastructure,
artificial intelligence, and skills development. He has driven large-scale
initiatives to prepare businesses and workforces for success in an
AI-driven economy. With over 35 years of experience in the technology
sector, Samer has held several leadership positions within Microsoft,
including Regional Director, President of Microsoft Middle East & Africa,
and President of Central & Eastern Europe, Middle East & Africa
(CEMA). His deep expertise and long-term vision have been instrumental
in shaping Microsoft’s strategic direction across diverse markets.
September 2025 www.thefinanceworld.com 61
SELIM KERVANCI
Chief Executive Officer - MENAT
HSBC
Selim Kervancı is Chief Executive Officer for the Middle East, North
Africa, and Türkiye (MENAT) at HSBC Bank Middle East, a role
he assumed in January 2025. He oversees the Group’s operations
across nine key markets, including Corporate and Institutional Banking,
as well as International Wealth and Premier Banking services. With over
28 years in banking and finance, Selim has built a distinguished career
marked by leadership and strategic transformation.
He began his career at HSBC in 1996, holding senior leadership
roles across investment banking, client coverage, capital markets, and
advisory. Before his current appointment, he served as CEO of HSBC
Türkiye, driving a major business transformation and strengthening
market presence and operational efficiency.
Selim’s deep understanding of both emerging and mature markets
positions him to drive growth across MENAT. He also serves on the
board of HSBC Bank Middle East Limited, contributing to governance
and long-term strategy.
WALID SHETA
Zone President - MEA
Schneider Electric
Walid Sheta is the President of Schneider Electric’s Middle East
and Africa (MEA) Zone, a role he assumed in November 2021.
The MEA Zone spans six clusters and covers nearly 80 countries,
where he leads the company’s mission to drive digital transformation in
energy management and automation. His focus is on advancing a sustainable
and inclusive future, leveraging technology and innovation to
help communities and businesses maximise their energy and resources.
Before his current role, Walid served as Cluster President for North
East Africa and the Levant, contributing to major national and private
sector projects. He began his journey with Schneider Electric in 1994
and has held leadership positions globally. He established the company’s
first Regional Distribution Centre in Jebel Ali in 2001 and later took on
international roles in France, including International Accounts Manager
and Vice President of Strategy for Egypt and Africa. Over nearly three
decades, Walid has built expertise in project management, production
planning, sales, business development, and strategic leadership.
62 www.thefinanceworld.com September 2025
ALISHA MOOPEN
Managing Director and Group CEO
Aster DM Healthcare
Alisha Moopen is the Managing Director and Group
CEO of Aster DM Healthcare, one of the largest
integrated healthcare providers across the GCC
and India. She joined Aster in 2013 and has played a
pivotal role in expanding the company’s footprint to 15
hospitals, 117 clinics and 285 pharmacies, overseeing
comprehensive operations with a focus on delivering
primary, secondary, tertiary and quaternary care services.
HIGHLIGHTS
In Current Role Since: Industry:
2013 Healthcare
Net Worth:
Nationality:
Smart , etc.
Indian
8,000 (as of 2024) news.
Her strategic leadership blends financial acumen with
visionary healthcare management, accelerating Aster DM
Healthcare’s digital transformation and clinical innovation
to improve patient outcomes and operational resilience.
During the COVID-19 pandemic, Alisha led the rollout of
telehealth services, facilitating over 100,000 teleconsultations
and ensuring continuity of care when access was most
constrained. She also championed the expansion of home
care and diagnostic services, broadening the company’s
reach into community-based care and preventive health.
A strong advocate for diversity and female leadership,
Alisha founded the Women in Leadership programme at
Aster, providing tailored training, mentorship and pathways
to senior roles. Her community engagement is reflected
through the Aster DM Foundation and the Aster Volunteers
initiative, which deliver medical camps, health education
and essential services to underserved communities across
several countries.
Under her stewardship, Aster DM Healthcare has strengthened
clinical governance, improved financial discipline
and expanded its regional footprint while maintaining
patient-centred values. Alisha’s pragmatic, people-first
approach and commitment to innovation have positioned
Aster as a trusted healthcare partner across the region,
delivering quality care at scale and shaping the future of
integrated healthcare in the GCC and India.
64 www.thefinanceworld.com September 2025
AMR K. EL LEITHY
Head of Middle East and Africa Market
Nokia
Amr K. El Leithy serves as the Head of Nokia in the Middle East
and Africa (MEA), a role he assumed in January 2016 following
the landmark merger between Nokia and Alcatel-Lucent. His
leadership has been instrumental in driving the company’s growth
strategy across the region, steering operations in one of the world’s
most dynamic and rapidly evolving telecom markets.
Headquartered globally in Finland, Nokia maintains a significant
presence in the Middle East and Africa under El Leithy’s stewardship,
employing approximately 3,200 professionals across the region. His
strategic direction has enabled the company to spearhead technological
advancements, particularly in next-generation connectivity solutions. In
2021, Nokia recorded revenues of about $2.2 billion in the MEA region,
reaffirming its strong market positioning and commitment to delivering
cutting-edge solutions for operators and enterprises. El Leithy has been
at the forefront of introducing transformative technologies, including
the rollout of 5G networks.
ANKUR AGGARWAL
Founder and Chairman
BNW Developments
Ankur Aggarwal is the Founder and Chairman of BNW Developments
and a driving force in the UAE’s ultra-luxury real estate sector.
In five years he has grown BNW into a developer overseeing
AED 22 billion-plus in projects, delivering architecturally distinguished
residential and mixed-use schemes across Dubai and Ras Al Khaimah.
Signature developments such as Aqua Arc, Taj Wellington Mews, and
Pelagia exemplify the firm’s focus on innovative design, premium finishes,
and investor-centric planning. Aggarwal’s transition from financial
services to property brought market insight and strategic partnerships
that expanded BNW’s international footprint. His team serves investors
from 30+ countries, conducting business in 82 languages, reflecting
the group’s global reach. A landmark collaboration with Taj Group on
branded residences underscores his emphasis on premium alliances.
Committed to sustainable luxury, Aggarwal balances design excellence
with long-term value creation, pursuing projects that elevate regional
hospitality and residential standards while ensuring strong returns.
September 2025 www.thefinanceworld.com 65
ATIQ REHMAN
Co-Founder
RB&A Partners
Atiq Rehman is a seasoned financial leader with 37 years of international
banking experience, primarily with Citi, where he held
numerous senior leadership roles across global and regional markets.
Over the course of his distinguished career, Atiq played a pivotal
role in shaping complex financial transactions and expanding operations
across emerging markets before transitioning to entrepreneurship.
In January 2023, Atiq co-founded RB&A Partners, a specialised advisory
firm focused on providing superior insights and advice in strategically
important, high-value, complex situations. The firm’s leadership team
represents a combined 100+ years of experience, having advised on or
raised over $1 trillion in capital for corporates, financial institutions,
sovereigns and supranational entities across the world. RB&A Partners’
practice areas include capital structure advisory, special situations
and liability management, acquisition financing, financial institutions
advisory, and complex joint ventures. Under Atiq’s leadership, the firm
has successfully advised on landmark transactions.
DIETMAR SIERSDORFER
CEO - Middle East & Africa
Siemens Energy
Dietmar Siersdorfer serves as the Chief Executive Officer of
Siemens Energy’s Middle East and Africa operations, a role he
assumed in April 2024. Based in the UAE, Siersdorfer has played
a pivotal role in shaping Siemens Energy’s strategic presence in one of
the most dynamic regions for energy transformation and sustainable
industrial development.
Siersdorfer’s association with Siemens spans more than three decades,
beginning in 1987 when he joined the company in Mannheim, Germany,
as an electrical engineer. Over the years, he held numerous managerial
positions across the Industry and Energy sectors, driving innovation
and operational excellence across global markets. His leadership journey
reflects a deep understanding of energy technologies and regional
market needs for sustainable solutions. In 1997, Siersdorfer took on a
key international role when he moved to Kuala Lumpur, Malaysia, as
part of Siemens’ Southeast Asia headquarters. For two years, he was
instrumental in promoting energy sector business across the region.
66 www.thefinanceworld.com September 2025
FARHAD AZIZI
Group Chief Executive Officer
Azizi Developments
Farhad Azizi is the Group Chief Executive Officer of
Azizi Developments, one of Dubai’s leading real estate
developers, renowned for its extensive portfolio of
luxury residential and commercial properties. Raised in
Dubai and deeply connected to the emirate’s transformation,
Farhad embodies strong work ethic and leadership
values, building upon the foundation established by his
father, Mirwais Azizi, founder of Azizi Group.
HIGHLIGHTS
Year of Establishment: Industry:
2007 Real Estate
Nationality:
German
Under Farhad’s stewardship, Azizi Developments has
delivered tens of thousands of residences and continues to
play a pivotal role in shaping Dubai’s real estate landscape
through innovative development strategies. His leadership
style is characterised by hands-on management and transparency,
exemplified by an open-door policy that fosters
direct communication with stakeholders, and customers.
With more than 45,000 homes successfully delivered to
local and international investors and end users of over 100
nationalities, the developer prides itself on its extensive
portfolio of modern luxury developments across Dubai’s
most sought-after residential and commercial destinations,
its construction-driven approach, and its commitment
to transparency and customer centricity. The developer
develops lifestyles and enrich the lives of its residents
with a focus on catalyzing the vision and development of
the markets that it operates in. Azizi currently has around
150,000 units under construction, valued at several tens
of billions of US dollars. The company is renowned for
developing the world’s second tallest skyscraper, Burj
Azizi, as well as the master planned communities of Azizi
Riviera, Azizi Venice, and Azizi Milan, among various other
world-class projects across MBR City, Palm Jumeirah,
Sheikh Zayed Road, Dubai Healthcare City, Dubai South,
Dubailand, Al Furjan, Dubai Islands, Studio City, Sports
City and Downtown Jebel Ali.
September 2025 www.thefinanceworld.com 67
KALPESH KINARIWALA
Founder and CEO
Pantheon Development
Kalpesh Kinariwala is the Founder and CEO of
Pantheon Development, a Dubai-based real estate
company specialising in affordable luxury properties.
Since founding Pantheon in 2016, Kalpesh has been
dedicated to transforming Dubai’s real estate landscape by
bridging the gap between aspiration and affordability. His
vision is clear: luxury is a right, not a privilege. Under his
leadership, Pantheon Development has become a trusted
HIGHLIGHTS
Year of Establishment: Industry:
2016 Real Estate
Nationality:
Indian
name, known for high-quality residential projects outfitted
with world-class amenities in vibrant communities such
as Jumeirah Village Circle (JVC).
Pantheon’s first project, Pantheon Boulevard, completed
in 2017, featured 157 studio and one- and two-bedroom
apartments, setting a benchmark for affordable luxury.
This was followed by Pantheon Elysée I, a AED 200 million
development offering 268 residential units alongside retail
spaces, completed in 2020. The company is advancing
with projects like Pantheon Elysée II, Maison Elysée
III, and an upcoming launch in Ras Al Khaimah’s Rak
Central area, signaling Pantheon’s growth beyond Dubai.
Kalpesh’s approach focuses on customer-centric design,
sustainability, and delivering homes tailored to diverse
family needs. He pioneered Dubai’s first 10-year payment
plan, making homeownership more accessible, and emphasizes
community building within residential developments.
His leadership has earned Pantheon Development awards
for best affordable luxury developer and project delivery.
Kalpesh’s entrepreneurial spirit, innovative strategies,
and commitment to quality continue to drive Pantheon’s
success, making luxury living attainable for broader
audiences. He is actively expanding Pantheon’s footprint
across the UAE, staying ahead of market trends, and
contributing to Dubai’s vision as a modern, inclusive city
with exceptional real estate offerings.
68 www.thefinanceworld.com September 2025
LEWIS ALLSOPP
Chairman
Allsopp & Allsopp Group
Lewis Allsopp is the Chairman of Allsopp & Allsopp Group, a leading
real estate brokerage firm in Dubai. Starting the company in
2008 during the global financial crisis with just four employees,
Lewis transformed it into a powerhouse with over 650 staff, including
420 agents, establishing it as one of the region’s most successful real
estate agencies.
His strategic leadership has earned Allsopp & Allsopp more property
industry recognition than any other agency in the region, setting new
standards for excellence and innovation in Dubai’s dynamic real estate
market. Lewis brought innovative UK-style real estate business practices
to Dubai, introducing customer-centric approaches and professional
standards that contributed significantly to the company’s rapid growth
and market leadership. His leadership philosophy emphasises creating
a high-performance workplace culture while investing heavily in
cutting-edge technology and comprehensive marketing strategies to
maintain competitive advantage.
MAYA EL HACHEM
Managing Director and Partner
Boston Consulting Group (BCG)
Maya El Hachem is a Managing Director and Partner at Boston Consulting
Group, where she leads the Dubai and Abu Dhabi offices and
oversees more than 750 consultants and staff. A core member of BCG’s
Public Sector, Social Impact, and Consumer Goods practices, she specialises
in human capital development and social impact strategies across the GCC.
She plays a key role in advancing national transformation agendas,
working with governments, private sector leaders, investors, and
non-profit organisations to design policies and implement strategies
that drive economic diversification, institutional reform, and social
development. Her expertise spans strategy design, operating model
development, business planning, and large-scale transformation delivery.
Maya has contributed to megaprojects and tourism transformations
that enhance competitiveness and long-term growth, positioning her
as a trusted advisor to governments and institutions. Her work bridges
policy, planning, and execution, strengthening the region’s capacity for
sustainable development.
September 2025 www.thefinanceworld.com 69
NAWAS BASHEER
Executive Director
Nesto Group
Nawas Basheer is the Executive Director of Nesto Group, a
leading retail enterprise in the UAE, renowned for its chain
of hypermarkets and supermarkets across the GCC and India.
Under his leadership, Nesto Group has expanded to over 100 outlets,
employing thousands of people and offering a comprehensive shopping
experience to a diverse customer base. Basheer’s strategic vision has
been crucial in driving the company’s growth and operational success
in a competitive retail sector.
Basheer’s career is rooted in business management, marketing, and
organisational strategy. He began with roles in strategy development
and brand management, demonstrating his ability to boost sales and
streamline operations. His expertise in market research, pricing, and
product management laid the foundation for his leadership in retail.
He has overseen Nesto Group’s expansion across the GCC and India,
ensuring competitive pricing, enhancing product variety, and integrating
digital platforms to modernise the business.
NEELESH BHATNAGAR
Founder and Managing Director
NB Ventures
Neelesh Bhatnagar is the Founder and Managing Director of NB
Ventures, a Dubai-based venture capital fund established in 2016
to invest family wealth in Indian and Middle Eastern startups.
With over 30 years’ experience in retail, finance, and management,
Neelesh leverages his expertise to mentor entrepreneurs and accelerate
innovation across sectors. His strategic vision focuses on bridging Indian
companies to the MENA region, fostering growth and collaboration
between these expanding markets. Before establishing NB Ventures,
he held senior leadership roles including CEO of Emax and Landmark
Arabia, where he launched and managed 300+ retail stores across the
Gulf, demonstrating exceptional ability in large-scale operations and
market expansion. His venture capital approach emphasises hands-on
mentorship and strategic guidance, providing startups capital, operational
expertise, and market access. Through NB Ventures, he continues to
build bridges between markets, mentor entrepreneurs, and contribute
significantly to the region’s startup ecosystem.
70 www.thefinanceworld.com September 2025
NEERAJ MISHRA
Founder and CEO
AMIS Development
Neeraj Mishra’s entrepreneurial journey began with
a fascination for architecture and urban planning,
which evolved into over 15 years of experience in
development, investment, and design across the UAE’s
dynamic real estate market. In January 2024, he founded
AMIS Development to create luxury properties that unite
timeless elegance, innovation, and uncompromising quality.
The debut project, The Woodland Residences in Meydan,
HIGHLIGHTS
Year of Establishment:
October 2023
Industry:
Real Estate
Nationality:
Indian
sold out within a week of launch, setting a benchmark for
branded living in Dubai.
Mishra moved to the UAE in the early 2000s, drawn by its
unique blend of vision and opportunity. Dubai’s com- mitment
to growth, innovation, and sustainability inspired him to
build a business rooted in global collaboration and investor
confidence. Today, AMIS Development is headquartered
in Dubai with a growing team of 50+, and partnerships
stretching across Singapore, Europe, and Southeast Asia.
In just its first year, the company secured a landmark AED
5 billion strategic partnership with Singapore’s First APAC
Fund VCC, fuelling a pipeline of projects such as Woodland
Terraces and Woodland Crest. Each development integrates
sustainable design, smart living technologies, and highend
brand collaborations, reinforcing AMIS’s position as a
forward-thinking developer. Mishra has earned recognition
for his contribution to luxury and sustainable real estate,
while his decisions se- curing global investment, launching
design-led projects, and pioneering client-focused payment
models have accelerated growth. He continues to overcome
challenges by prioritis- ing credibility, transparency, and
operational discipline. Looking ahead, Mishra’s ambition
is to expand AMIS within Dubai and into select GCC
markets, delivering projects that redefine urban living.
He remains committed to innovation, sustainability, and
fostering strong global partnerships.
September 2025 www.thefinanceworld.com 71
PRATEEK SURI
Founder and CEO
Maser Group
Prateek Suri’s entrepreneurial journey has been shaped
by resilience, vision, and an unexpected twist of fate.
After completing his mechanical engineering at BITS
Pilani in Dubai and finishing schooling at Modern School,
Barakhamba Road, he began trading branded electronics in
India. Policy shifts suddenly disrupted operations, forcing
him to divert shipments through Dubai. By chance, these
shipments reached Africa and that turning point transformed
HIGHLIGHTS
Year of Establishment: Industry:
10+ Years Diversified
Nationality:
Indian
Net Worth:
$1.9 Billion
his trajectory. What seemed accidental became destiny.
In 2016, he founded Maser Group, beginning with assembly
and trading of electronics. Africa embraced the
company’s vision, fueling extraordinary growth. Maser
expanded from 50 million dollars in revenue to one billion
dollars in 2024, becoming Africa’s seventh unicorn with a
five billion dollar valuation. For Suri, the numbers were
secondary to the impact, which included creating jobs,
building trust, and unlocking opportunities in markets
often overlooked.
Following Maser’s acquisition, he launched MDR Investments,
channeling capital into infrastructure, shipping,
artificial intelligence, healthcare, and social housing across
Africa and India. In 2025, he established the Maser Foundation,
focusing on philanthropy in healthcare, women
empowerment, and child education. His philosophy is
simple yet profound: wealth is a byproduct of hard work,
but peace comes from giving back.
Dubai has been central to his journey, providing stability,
a global platform, and the connectivity that allowed Maser
to flourish. Looking ahead, Suri envisions MDR Investments
as a global growth engine for Africa while strengthening
philanthropic initiatives through the Maser Foundation.
For him, true success lies not in valuations but in
building ecosystems that last for generations and create
meaningful, transformative impact.
72 www.thefinanceworld.com September 2025
RAHUL KUMAR GUPTA
Founder and Chairman
Aark Developers
Rahul Kumar Gupta’s journey as Founder and Chairman
of Aark Developers reveals a distinct approach to
real estate in the UAE placing belief before buildings.
Beginning his career in brokerage, Gupta learned early that
trust, transparency, and timing outweigh trend-chasing. His
move into land trading and development stemmed from a
conviction to see beyond the obvious. Rather than follow
the market, he pursued his vision even during uncertainty,
HIGHLIGHTS
Year of Establishment: Industry:
2023 Real Estate
Nationality:
Indian
Net Worth:
AED 626 Million
believing that setbacks are stepping stones. For Gupta,
resilience is measured not by avoiding failure but by how
steadfastly one rebuilds and adheres to core values.
Aark Developers, established in 2019, now commands
annual revenues of AED 5 billion with over 30 employees.
Gupta’s philosophy is simple: every project is anchored in
trust, delivered with uncompromising quality, and shaped
by partnerships that signify vision and legacy. Flagship
launches like Aark Residences, SORA Beach Residences
and Aark Terraces showcase this perspective, bolstered
by collaborations with global names such as Nikken
Sekkei and Shalini Misra. Gupta’s expat journey involved
earning credibility layer by layer in a highly competitive
market. He maneuvered through regulatory nuances and
cultural dynamics by relying on honest practices and
surrounding himself with talent aligned to his values.
His milestones launching ground-breaking projects and
cultivating a belief-driven team demonstrate a focus on
building a legacy rather than merely expanding his portfolio.
Looking ahead, Gupta aspires to re-define success in the
UAE’s dynamic property sector. His next chapter for Aark
Developers will prioritise meaningful, community-driven,
and sustainable projects aligned with a commitment to
wellness and smart design. By consistently delivering on
promises, Rahul Gupta’s legacy grows, not only in square
footage, but in the trust and confidence he instills.
September 2025 www.thefinanceworld.com 73
RAVI MENON
Chairman
Sobha Group
Ravi Menon is the Chairman of Sobha Group, a position
he assumed in November 2024, succeeding the
group’s founder PNC Menon, who remains active as
the Founder and continues guiding the group’s subsidiaries.
With over two decades of experience at Sobha, Ravi has
been instrumental in advancing the company’s strategic
vision and fostering a culture of innovation and operational
excellence. He joined Sobha Limited in India in 2004 as a
HIGHLIGHTS
Year of Establishment: Industry:
1976 Real Estate
Nationality:
Omani
Director before becoming Vice Chairman and later Chairman
of Sobha Limited India, then Co-Chairman of Sobha
Group in Dubai. A civil engineering graduate with honors
from Purdue University, USA, Ravi combines technical
expertise with deep understanding of real estate markets
in the Middle East and India. Under his leadership, Sobha
has emerged as a global luxury real estate developer with
a distinctive “Backward Integration” Model controlling
everything from design and manufacturing to delivery,
ensuring superior quality and timelines.
Sobha Group operates across 13 subsidiaries, including
architectural, construction, landscaping, furniture, and
energy solutions companies, securing its position as a oneof-a-kind
integrated developer, which is also the subject of
a Harvard Business School case study. Its projects span
the UAE, and India, with ongoing expansions including the
first masterplan development planned in Texas, USA and
Australia in 2025. Ravi works alongside Sobha Realty’s
Managing Director Francis Alfred to drive Sobha’s growth by
delivering high-quality luxury developments, industry-leading
craftsmanship, and sustainable practices. Sobha Group’s
workforce today exceeds 50,000 employees across the UAE
alone. Committed to upholding the legacy and vision of
Founder PNC Menon, Ravi Menon has big dreams for Sobha,
aiming to make it the most preferred luxury real estate brand
globally while expanding into new international markets.
74 www.thefinanceworld.com September 2025
SAMEH MUHTADI
CEO
RAK Properties
Sameh Muhtadi is the CEO of RAK Properties, the premier real estate
developer in Ras Al Khaimah, UAE. Since his appointment in 2022,
he has led the company with over 30 years of international real
estate and operational experience spanning the Middle East, Asia, and
the United States, bringing global expertise to one of the UAE’s most
promising real estate markets.
Under his leadership, RAK Properties has made significant strides
in sustainable development, including the ambitious development of
Mina Al Arab, a $1.4 billion master-planned waterfront community that
combines luxury living with environmental sustainability amid natural
mangroves and pristine beaches. His visionary approach focuses on
innovation, sustainable growth, and delivering comprehensive environmental,
social, and economic value aligned with RAK Vision 2030.
Sameh’s strategic leadership has positioned RAK Properties as a pioneer
in sustainable real estate development, integrating advanced technology
and environmental best practices into all major projects.
THIERRY DELVAUX
Chief Executive Officer
Equitativa Group
Thierry Delvaux, Chief Executive Officer, Equitativa Group, brings
over 20 years of experience in commercial real estate, spanning
Europe, Asia, the United States, and now the Middle East and
Africa. His career began in 2003 with JLL in Hungary, where he managed
operations across Tenant Representation, Office, Industrial and
Retail Agency, Capital Markets, and Project and Property Management.
In 2007, he spearheaded the establishment of JLL’s office in Romania,
strengthening the firm’s regional presence and leading large-scale
transactions across the Balkans.
A member of the Royal Institute of Chartered Surveyors (RICS), he
is committed to excellence, ethics, and industry best practices. His
expertise covers Tenant Representation, Office and Industrial Projects,
Capital Markets, Real Estate Transactions, Appraisals, and Strategic
Planning. Currently, he applies his global experience to shape real
estate strategies in the Middle East and Africa, enabling organisations
to capture opportunities in high-growth markets.
September 2025 www.thefinanceworld.com 75
VENKATASUBRAMANIAN HARIHARAN
Managing Director - EMEA
Canon
Venkatasubramanian Hariharan is the Managing Director of Canon
Middle East (EMEA), the regional headquarters of Canon. He assumed
this leadership role in July 2021, guiding the organisation
through its post-pandemic transition, implementing business recovery
strategies, integrating Canon Turkey, and spearheading expansion
into key regional markets. His mandate also includes driving a strong
customer-centric agenda to ensure sustained growth.
Hariharan’s career with Canon began in 2006, and he has played a
pivotal role in the company’s evolution into a leading B2C organisation
in the Middle East. From January 2017, he served as the B2C Business
Unit Director at CME, where he strengthened the company’s leadership
position across the GCC. During this tenure, he focused on channel development,
regional expansions, and operational streamlining, adopting
innovative approaches that reinforced Canon’s market dominance. Before
this, between 2012 and 2016, Hariharan served as Sales Director for both
B2B and B2C segments, overseeing sales operations across the GCC.
VIVEK ANAND OBEROI
Managing Director and Co-Founder
BNW Developments
Dr. Vivek Anand Oberoi is Managing Director and Co-Founder of
BNW Developments, UAE’s ultra-luxury real estate firm with
AED 19.4 billion in assets under development. Beyond his acclaimed
Bollywood career, he is a serial entrepreneur and philanthropist,
shaping the UAE’s real estate landscape with vision and purpose. Under
his leadership, BNW delivers landmark projects like Aqua Arc and Taj
Wellington Mews, blending luxury, sustainability, and social impact.
Co-founded with Ankur Aggarwal, the firm offers branded residences
with sophisticated interiors, world-class amenities, and prime locations.
Oberoi also owns Solitario, a sustainable lab-grown diamond brand,
reflecting his commitment to innovation, environmental responsibility,
and creating long-term social and economic value.
His approach emphasises ethical business practices, community
empowerment, and environmentally conscious development. Oberoi’s
ventures not only redefine luxury and investment in the region but also
inspire a new generation of leaders.
76 www.thefinanceworld.com September 2025
ZIAD EL CHAAR
Chief Executive Officer
DarGlobal Real Estate
Ziad El Chaar serves as the Chief Executive Officer
of DarGlobal Real Estate, a role he has held since
2019, spearheading the company’s ambitious global
expansion and solidifying its position among the world’s
leading luxury property developers. With over two decades
of expertise in real estate investment, development, and
strategic leadership, El Chaar has cultivated a reputation
for delivering iconic projects that seamlessly blend design
HIGHLIGHTS
Year of Establishment: Industry:
2017 Real Estate
Nationality:
Lebanese
excellence, innovation, and enduring investment value.
DarGlobal’s portfolio spans prime markets across the
Gulf Cooperation Council and Europe, including downtown
Dubai, Muscat, and Spain’s Costa del Sol, establishing the
company as a benchmark for luxury living and high-end
real estate experiences. Prior to DarGlobal, El Chaar held
senior executive positions with Emaar Properties, DAMAC
Properties, and Dar Al Arkan, gaining extensive experience
in corporate governance, executive management, board
oversight, and operational excellence.
Under his leadership, DarGlobal has forged landmark
partnerships with globally renowned brands such as Versace,
Missoni, W Hotels, and Automobili Lamborghini,
delivering signature developments including Tierra Viva in
Marbella and the Trump International Golf Club in Dubai.
His strategic vision emphasises innovation, sustainability,
and a customer-centric approach, ensuring that each
development reflects uncompromising quality, elegance,
and market relevance.
Through his stewardship, DarGlobal continues to redefine
the luxury real estate landscape, combining architectural
distinction, strategic foresight, and financial rigor.
El Chaar’s leadership not only enhances the company’s
global reputation but also exemplifies a sophisticated
understanding of market dynamics, cementing DarGlobal’s
status as a preeminent force in international real estate.
September 2025 www.thefinanceworld.com 77
AKBAR MOIDEEN THUMBAY
Vice President – Thumbay Healthcare and Board Member
Thumbay Group
Akbar Moideen Thumbay serves as Vice President of Thumbay
Healthcare, the medical arm of Thumbay Group, and co-chairs
the GMU Academic Health System. Educated across India, UAE,
Italy, and the US, he began his career in New York before joining Thumbay
Group, founded by his father, Dr. Thumbay Moideen.
He oversees hospitals, clinics, pharmacies, labs, and optical outlets
across the UAE. Under his leadership, the group has grown into the
country’s largest private-academic network, serving patients from 175
countries, treating over 11 million people, and conducting 100,000+
deliveries. The division operates seven hospitals with 800 beds and was
the 5th worldwide to achieve JCI Enterprise Accreditation. A pioneer in
medical tourism, Akbar has positioned Thumbay Hospitals as a destination
for advanced care, attracting patients from Africa, Southern Europe,
and beyond. His vision extends to establishing Thumbay Healthcare as
the largest academic healthcare network in the Middle East, combining
world-class quality healthcare with affordability and accessibility.
BAL KRISHEN RATHORE
Chairman
The Century Group
Bal Krishen Rathore is the Chairman and CEO of Century Group,
a diversified enterprise with a strong presence in investment
services, wealth management, real estate, technology, insurance,
logistics, and banking solutions. Rising from humble beginnings in
Jammu & Kashmir, India, he started his career in the UAE in 1999 as a
dealer at Century Financial and rapidly advanced to lead the company.
Under his visionary leadership, Century Group has evolved into a global
financial powerhouse, known for integrating cutting-edge technology
and delivering bespoke asset and wealth management solutions to
high-net-worth individuals.
Bal Krishen is recognised for his people-centric leadership, focusing
on sustainable growth, operational simplicity, and scalability. Beyond
business, he is a dedicated philanthropist supporting financial literacy and
economic empowerment initiatives. His commitment to excellence and
community impact has positioned him as a standout figure in the UAE’s
financial landscape, driving innovation and growth across industries.
80 www.thefinanceworld.com September 2025
CALUM WHITE
Chief Executive Officer
White & Co
Calum White has always believed that real estate
is about people, discipline, and vision rather than
just transactions. His journey began more than a
decade ago in a fiercely competitive market, where he
quickly realised that success comes from consistency,
adaptability, and supporting the individuals who drive the
business forward. This guiding ethos, “If you look after
the broker, the broker will look after the client,” became
HIGHLIGHTS
Year of Establishment: Industry:
2021 Real Estate
Net Worth:
Nationality:
Smart , etc.
Scottish
8,000 (as of 2024) news.
the cornerstone of White & Co Real Estate.
In 2016, Calum moved from Scotland to Dubai, inspired
by the city’s fast-paced property landscape, international
connectivity, and limitless potential for ambitious entrepreneurs.
By 2021, he launched White & Co with just eight
brokers operating out of a 16,000 sq. ft. office. In only four
years, the company has grown to over 450 professionals
across 41,000 sq. ft., establishing itself as one of Dubai’s
most forward-thinking brokerages. Today, it stands among
the city’s leading lead generators and continues to push
boundaries through innovation, talent development, and
a client-first mindset.
Under his leadership, White & Co has been recognised
for its exceptional growth, high-performance culture,
and contribution to raising industry standards. Central to
this achievement has been a relentless focus on training,
leadership support, and creating an environment where
brokers feel empowered to succeed. Beyond real estate,
White has diversified into nine complementary businesses
across construction, luxury services, and property-related
ventures, building a stronger foundation for long-term
expansion.
Calum remains ambitious about the future. His goal is
clear: to see White & Co recognised as Dubai’s largest and
most respected brokerage, not only by size and revenue,
but by quality, reputation, and lasting impact.
September 2025 www.thefinanceworld.com 81
EBRAHEEM HUSNI AL SAMADI
Founder and CEO
Forever Rose
Ebraheem Husni Al Samadi is the Founder and Chief Executive
Officer of Forever Rose, a prestigious luxury gifting boutique
renowned for its artisan flowers, premium chocolates, curated
perfumes and Ouds, and exclusive collections of jewellery and diamonds.
Ebraheem has driven the brand’s evolution from a family-owned florist
into a leading name synonymous with timeless elegance and enduring
luxury gifts across the Gulf region and Europe.
Ebraheem’s business acumen and visionary leadership have driven
Forever Rose’s growth into a leading retail destination for customers
seeking meaningful, long-lasting gifts. The company is known for its
signature ‘forever roses,’ cultivated from volcanic Ecuadorian soils and
preserved to last years without water or sunlight. This product innovation,
along with expansion into premium chocolates, fragrances, and
fine jewellery, reflects Ebraheem’s commitment to quality, creativity,
and creating joyful customer experiences.
KHALED NUSEIBEH
Chief Executive Officer
Hala
Khaled Nuseibeh is the Chief Executive Officer of Hala, Dubai’s
leading homegrown e-hailing platform and joint venture between
Careem and the Roads and Transport Authority (RTA). Since his
appointment in June 2022, he has driven the company’s strategic direction
and operational excellence, spearheading growth and innovation whilst
leveraging Careem’s ride-hailing technology and the RTA’s local expertise to
provide reliable transportation solutions across Dubai and Ras Al Khaimah.
Under his leadership, Hala has achieved remarkable expansion, rapidly
growing its fleet to over 13,000 vehicles with nearly 20,000 captains. His
focus on driver welfare and operational excellence has led to the launch of
innovative initiatives such as Hala Home, designed to support captain wellbeing
and foster a culture of inclusivity and belonging within the organisation.
Nuseibeh brings over two decades of experience in technology and
transport sectors, having held senior leadership positions at prominent
regional companies. During his tenure at Careem, he successfully led
operations across nine key markets spanning the GCC and North Africa.
82 www.thefinanceworld.com September 2025
HARSH PATEL
Founder and Global CEO
Water & Shark
Harsh Patel is consistently ranked among the world’s
most sought-after advisors in asset protection and
cross-border tax strategy, an architect of trust,
influence, and enduring legacies. As Founder and Global
CEO of Water & Shark, he has built one of the most progressive
multi-jurisdictional advisory platforms, spanning
law, tax, finance, and strategic structuring.
He delivers transformative solutions to the who’s who
HIGHLIGHTS
Year of Establishment: Industry:
2012 Legal & Assurance Consulting
Nationality:
Indian
of global enterprise, from aviation innovators and retail
giants to technology disruptors, real estate powerhouses,
sovereign offices, family conglomerates, and multinational
corporations. Beyond corporate boardrooms, Patel serves
as Chief Legal Advisor to His Highness Sheikh TahNoon
Bin Saeed Bin Tahnoon Al Nahyan, where he architects
sovereign wealth strategies, legacy governance, and
cross-border legal frameworks for royal families, billionaire
investors, and government dignitaries.
A global voice on policy and governance, Patel has
addressed the European Parliament, the UK Parliament,
and other international forums, actively shaping debates
on taxation, wealth preservation, and the future of global
capital flows. His insights are regularly featured in Forbes,
The Economic Times, and India Today, and his leadership
has been recognised with distinctions such as the ET Indo
Global Leaders Award 2025, Icon of UAE, Champions of
Change, and Pride of Maharashtra.
Beyond the corridors of power, Patel advances social
impact through the Water & Shark Foundation, dedicated
to education, financial literacy, and supporting underprivileged
children. At the cornerstone of his philosophy lies
a simple yet powerful credo: Protect. Preserve. Prosper.
This vision defines his leadership and cements Water &
Shark’s standing as the most trusted global institution for
legal, tax, and financial strategy.
September 2025 www.thefinanceworld.com 83
KRIS FADE
Founder
Fade Fit
Kris Fade is a celebrated Australian-Lebanese radio
presenter, musician, and entrepreneur based in Dubai.
He is best known as the host of The Kris Fade Show,
the flagship breakfast programme on Virgin Radio Dubai,
which also airs across Lebanon and Australia. Beginning
his radio journey in Sydney, Kris played a pivotal role in
launching Virgin Radio’s first Middle Eastern station in
2007, where his dynamic presence quickly made him a
HIGHLIGHTS
Year of Establishment: Industry:
2018 Fitness & Lifestyle
Nationality:
Australian Lebanese
household name throughout the region.
Recognised for his engaging personality and infectious
energy, Kris has transformed his show into the
highest-rated English-language morning programme in
the UAE, attracting millions of daily listeners and cementing
his status as one of the region’s most influential
media figures. His authentic style allows him to connect
deeply with audiences, turning morning commutes
into moments of entertainment and companionship.
Beyond broadcasting, Kris has demonstrated his entrepreneurial
spirit through the creation of Fade Fit, a
fast-growing snack and beverage brand offering healthier
alternatives for children and families. The venture reflects
his commitment to wellness and innovation, blending
creativity with strategic business acumen.
Balancing media and business, Kris emphasises passion,
consistency, and authenticity as guiding principles. Despite the
demands of early morning radio and running multiple ventures,
he continues to prioritise wellness, teamwork, and innovation.
Today, Kris Fade stands as a multi-talented personality who
has successfully merged media excellence with entrepreneurship
and family life, making him a prominent figure
in the UAE’s dynamic cultural and business landscape,
inspiring countless individuals to pursue their dreams
whilst building sustainable ventures that positively impact
communities across the region.
84 www.thefinanceworld.com September 2025
MANOJ SUREKA
CEO and Managing Partner
Synergy Fin. Consulting
Manoj Sureka is a recognised name in finance and
advisory leadership. His career blends business
and investment advisory with strategic acumen,
making a significant impact on Dubai’s financial landscape.
Manoj’s innovative mindset and expertise have driven
success in financial consulting across Dubai and beyond.
He holds a Chartered Accountancy degree from the Institute
of Chartered Accountants of India (ICAI) and a commerce
HIGHLIGHTS
Year of Establishment: Industry:
2017 Financial Services & Consulting
Nationality:
Indian
degree from St. Xavier’s College, Kolkata. This grounding
laid the platform for an illustrious professional journey
spanning two decades.
Manoj built his reputation through tenures at leading institutions
including RAK Bank, Mashreq Bank, National Bank
of Fujairah and SEI Finance. Leveraging this experience, he
founded and grew Synergy Fin. Consulting into a strategic
financial advisory firm that transcends traditional consulting.
Synergy partners with corporations seeking innovative
solutions in fundraising and financial advisory, specialising
in private equity, debt structuring, trade finance and strategic
corporate partnerships. Manoj and his team have cultivated
a network across the GCC and Far East, connecting with
financial institutions, sovereign funds and institutional
investors in Hong Kong, Singapore and the Middle East.
The firm addresses complex corporate challenges, from
private equity fundraising to intricate debt and trade finance
structures, while advising on mergers and acquisitions,
joint ventures and strategic partnerships. Manoj has
helped many businesses grow by providing timely access
to funding and seizing critical opportunities.
His contributions were recognised with inclusion on the
Advisory Panel for the Divya Chakra Award 2023, testament
to his commitment. He continues to inspire and lead,
helping businesses unlock strategic potential and drive
the region’s financial future, and foster long-term growth.
September 2025 www.thefinanceworld.com 85
MARILYN LYDIA PINTO
Founder
KFI Global
Marilyn Lydia Pinto is the Founder of KFI Global, a leading financial
education organisation in the UAE dedicated to transforming the
way young people learn about money. Since its inception, KFI
Global has emerged as a pioneer in financial literacy, equipping teenagers
and young adults with the knowledge and confidence to make smarter
financial decisions. Under Marilyn’s leadership, the organisation has
impacted more than 8,500 individuals through innovative programs and
strategic collaborations with schools, corporations, and financial institutions.
Passionate about positioning financial education as a fundamental life
skill, Marilyn views empowerment through financial literacy as a critical
social justice issue. She is also the author of Smarter, Richer, Braver,
which presents her dynamic, practical approach to teaching finance in
a way that resonates with younger audiences. By combining theoretical
concepts with real-world applications such as budgeting, investing, and
debt management, Marilyn continues to champion financial empowerment
across the region.
MARK CHAHWAN
Co-Founder and Group CEO
Sarwa
Mark Chahwan is the Co-Founder and Group CEO of Sarwa, a
fintech platform revolutionising the investment landscape in the
Middle East. Launched in 2017, Sarwa aims to make investing
accessible, affordable, and user-friendly, particularly for young professionals
and the mass affluent segment. Mark’s vision stemmed from
recognising significant gaps in the Middle Eastern investment market,
where many found traditional investing intimidating and inaccessible.
His professional background includes strategic roles at Accenture
Strategy in banking and wealth management, and positions at Caisse de
dépôt et placement du Québec and BLOMINVEST Bank, which shaped
his comprehensive expertise in financial services and technology integration.
Under his leadership, Sarwa has achieved remarkable growth,
surpassing $10 billion in trading volume with over 180,000 registered
users, establishing itself as a leading fintech platform in the region,
driving financial inclusion, investor education, and empowering the
next generation of tech-savvy investors.
86 www.thefinanceworld.com September 2025
MASIH IMTIAZ
Chief Executive Officer
Imtiaz Developments
Masih Imtiaz, CEO of Imtiaz Developments, blends entrepreneurial
drive with a family legacy of over 30 years in international
construction. Under his leadership, the company has expanded
into Dubai’s luxury property market, been recognised as UAE’s fastest-rising
developers and has scaled revenue from AED 100 million to
AED 3 billion within two years, supported by a growing portfolio of
over 30 premium projects across prime Dubai locations.
Masih’s vision emphasises design-focused living, branded finishes,
and sustainable development, positioning the company
as a trusted name for investors and end-users alike. His approach
builds on the firm’s vertically integrated model, ensuring
superior quality, early handovers, and strong returns on investment.
His leadership has also been recognised beyond business. In 2024, he
was awarded the Order of Philanthropy by H.H. Sheikh Mohammed
bin Rashid Al Maktoum for Imtiaz’s AED 50 million contribution to the
Fathers’ Endowment Campaign.
MRIDULA SINGH
Chief Executive Officer
ZENA Properties
Mridula Singh is an award-winning entrepreneur and visionary
executive, serving as the Founder and Chief Executive Officer
of ZENA Properties, a boutique real estate firm established in
2022 focused on strategic acquisition, smart design upgrades, and modern
property management. Her leadership has revolutionised Dubai’s
real estate by transforming underutilised assets into high-performing,
aesthetically pleasing residential and commercial spaces across prime
locations including Downtown, Business Bay, Dubai Marina, and JVC.
She pioneered a unique business model combining interior design excellence
with strategic leasing and high-yield exit options. ZENA Properties
boasts exceptional occupancy rates and client loyalty, driven by her
dedication to authenticity, trust, and cost-effective solutions. Parallel
to real estate, Mridula directs Spectrum Networks DMCC, a leading IT
and cybersecurity training provider boasting over 200,000 trained professionals
across MEA. Spectrum has been recognised by Microsoft and
Bloomberg for innovation and excellence in digital skills development.
September 2025 www.thefinanceworld.com 87
REZA S. ZAMANI
Founder and CEO | Co-Founder
Aban Smart Systems | Eivan Properties | Dubai Props | Kanz.ai
Reza S. Zamani is the Founder and CEO of Aban Smart Systems
and Co-Founder of Eivan Properties and Kanz.ai, a serial entrepreneur
with over 30 years of technology and leadership
experience across the Middle East. His career began in the 1990s as
a software developer, quickly progressing to project leadership, team
management, and international negotiations. In 2005, he founded Aban IT
in Iran, later transforming it into Aban Holding, serving 28 major banks
with AI solutions, digital transformation, and compliance expertise.
After moving to Dubai in 2017, Reza launched Aban Smart Systems in
2019 and co-founded Kanz.ai in 2024, pioneering AI-driven compliance
and risk management for banking. In 2025, he co-founded Eivan Properties,
a leader in AI-based mortgage and PropTech solutions. His ventures
employ over 115 professionals across the UAE, Iran, and Europe.
Reza’s leadership emphasises trust, adaptability, and resilience. He
mentors young entrepreneurs, drives innovation, and aims to position
the UAE as a global benchmark for digital property platforms.
RITESH TILANI
Founding Partner
Enhance Ventures
Ritesh Tilani is the Founding Partner of Enhance Ventures, a
pioneering venture studio focused on scaling innovative online
businesses in the MENAPT region. Since co-founding Enhance
Ventures in 2015, Ritesh has driven its growth by combining entrepreneurship
and technology to build impactful services and products. His
role centres on nurturing startups from inception to success, fostering
innovation, and executing strategic vision.
With a strong business and consulting background, Ritesh co-launched
Joi Gifts, the leading online gifting platform in the Middle East, scaling
it across 21 cities in 8 countries. Under his leadership, Enhance
Ventures has expanded into SME digitisation and PropTech, growing
a portfolio focused on digital transformation. Ritesh’s philosophy emphasises
collaboration, agility, and social impact, ensuring ventures
remain adaptable, customer-focused, and purpose-driven. His legacy
lies in reshaping digital ventures and building a thriving ecosystem of
innovative startups.
88 www.thefinanceworld.com September 2025
ROSS VEITCH
Co-Founder and CEO
Wego
Ross Veitch is the Co-Founder and CEO of Wego, a leading online
travel marketplace simplifying flight and hotel bookings across
the Asia-Pacific and MENA regions. With over two decades of
experience in technology and travel, Ross has played a pivotal role
in shaping Wego into a trusted platform focused on customer-centric
innovation and seamless travel experiences.
Ross began his career as a strategic analyst with the Australian Tourist
Commission, championing the launch of australia.com. He later joined
Yahoo! Southeast Asia, leading product development and scaling digital
services across millions of users. In 2005, Ross co-founded Wego, initially
called Bezurk, to revolutionise travel booking with real-time comparisons.
As CEO since 2012, he has driven growth through innovation,
strategic partnerships, and technological excellence. His visionary and
collaborative leadership fosters creativity, transparency, and continuous
learning. Ross’s legacy lies in transforming travel technology, shaping
how people discover and book travel worldwide.
SAHAR COOPER
Chief Executive Officer
Aldar Education
Sahar Cooper is the CEO of Aldar Education, a leading provider of
education in Abu Dhabi. With over 25 years of global education
management experience, Sahar has driven Aldar Education’s
growth and transformation since 2018. Her leadership is defined by a
commitment to inclusive, innovative, and sustainable education, aiming
to deliver world-class learning experiences.
Sahar’s career includes senior roles at institutions such as GEMS
Education, where she was Chief Schools Operating Officer, and the
American University of Sharjah. Her expertise in educational management,
strategy execution, risk governance, and talent development has
been key to Aldar Education’s success. Under her leadership, Aldar
Education expanded its school network, acquiring key institutions
and establishing new schools. She champions a child-centric, inclusive
approach, serving students from over 100 nationalities and integrating
advanced technologies and sustainable practices. Her legacy is transformative
leadership that empowers future generations through education.
September 2025 www.thefinanceworld.com 89
SAEED ALIZADEH
Chief Executive Officer
Eivan Properties
Saeed Alizadeh, an Iranian entrepreneur, moved to
Dubai in 2001 and has since built a diversified business
portfolio before founding Eivan Properties, where he
now serves as CEO. His entrepreneurial journey began with
a small retail business that grew into importing textiles,
clothing, and footwear. Driven by adaptability and a willingness
to explore new opportunities, he soon expanded
into freight, logistics, trading, currency exchange, and
HIGHLIGHTS
Year of Establishment: Industry:
2025 Real Estate
Nationality:
Been in UAE Since:
Iranian 2001
packaged foods, gaining the resilience and strategic foresight
that would shape his path into real estate development.
Recognising Dubai’s potential as a global hub with strategic
sea routes, world-class shipping infrastructure, and
robust financial systems, Saeed embraced the city as the
ideal platform to scale his ventures. In 2025, he established
Eivan Properties, a company now recognised for
exclusive luxury developments, premium communities,
and sustainable projects. Today, he manages over 120+
professionals across the UAE, Turkey, Oman, and China,
serving both investors and end-users.
Under his leadership, Eivan Properties has delivered
landmark projects, built a strong network, and embraced
innovation to remain at the forefront of Dubai’s luxury
real estate sector. Saeed’s leadership style is visionary
yet grounded, centred on trust, adaptability, and community-building.
Though setbacks in trust and partnerships
tested his resilience, he views them as lessons that sharpened
his strategy.
Looking ahead, Saeed aspires to make Eivan Properties
one of Dubai’s top 10 development companies. His focus
for the next three years is to expand the company’s luxury
portfolio, integrate technology for seamless client experiences,
and build communities that inspire and endure,
cementing his legacy as a leader shaping Dubai’s evolving
real estate landscape.
90 www.thefinanceworld.com September 2025
SAFA SIDDIQUI
Partner and CEO
Decisive Living
Safa Siddiqui is the Partner and CEO of Decisive
Living, a Dubai-based real estate firm recognised for
its personalised, client-focused service in the city’s
luxury property market. Leveraging her strong vision and
expertise in high-end real estate, Safa shapes Decisive
Living as a forward-thinking company where buyers, renters,
and investors receive bespoke guidance for seamless,
rewarding property journeys. Her leadership blends deep
HIGHLIGHTS
Year of Establishment: Industry:
2025 Real Estate & Entertainment
Nationality:
British & Iraqi
market insight with an unwavering commitment to transparency,
trust, and satisfaction, qualities that continually
set Decisive Living apart in Dubai’s competitive landscape,
making it a benchmark for excellence.
Decisive Living specialises in premium residences and
developments across Dubai’s most sought-after neighborhoods,
utilising advanced marketing tools such as professional
photography, immersive virtual tours, and strategic
digital outreach to maximise visibility and attract discerning
clients. Safa’s approach fosters lasting relationships and
repeat business, earning the company a trusted reputation
among high-net-worth individuals locally and internationally,
while consistently delivering outstanding results.
Located in Business Bay, the firm maintains a strong Dubai
presence while expanding its influence through strategic
partnerships and targeted initiatives, notably extending
into India’s property investment sector. Embracing innovation,
technology, and a progressive company culture,
Safa leads Decisive Living to continuously adapt, raise
standards, and promote sustainable, high-value property
investments. Her entrepreneurial spirit draws global attention,
builds bridges between markets, and creates fresh
opportunities for clients seeking unmatched quality and
excellence. Safa’s dynamic leadership and market-savvy
strategies ensure Decisive Living’s ongoing evolution as
a premier, trusted force in luxury real estate.
September 2025 www.thefinanceworld.com 91
SAKSHI NATH
Founder
Passion F&B Brands: Trèsind and Queens Beauty Lounge
Sakshi Nath’s entrepreneurial journey is rooted in a passion for
creating experiences that resonate beyond business. She made
her mark in Dubai with Trèsind, the Indian fine dining brand that
transformed culinary storytelling and achieved global acclaim, including
three Michelin Stars for Trèsind Studio. Building on this success,
she launched Queens Beauty Lounge, blending beauty, wellness, and
empowerment
Since founding Passion F&B Brands in 2014, Sakshi has expanded
to eight restaurants in Dubai, three in India, and brought Zaatar w Zeit
to India through franchising. Today, the group employs more than 600
people and generates over AED 80 million annually. Her milestones
include setting new benchmarks for Indian gastronomy, gaining global
recognition for Trèsind Studio, and diversifying into beauty and wellness.
Challenges as an expat tested her adaptability, and she credits resilience,
teamwork, and customer trust for her growth. She remains focused on
international expansion and wellness-driven ventures.
SOLALEH SAHEB ZAMANI
Strategic Advisor and Director
Eivan Properties
With more than two decades of entrepreneurial and advisory experience,
Solaleh Saheb Zamani has established herself as a transformative
leader who unites strategic vision with people-centred
leadership. Her journey began in Iran, where she founded a consulting
firm specialising in organisational transformation and leadership development,
later expanding her influence across Europe and the Middle East.
Since moving to Dubai in 2020, Solaleh has embraced multiple
leadership roles. As Strategic Advisor and Leadership Coach, she
guides executives toward clarity and resilience. As Director at
Eivan Properties, she oversees high-value real estate projects with
a focus on innovation and sustainability. And through DubaiProps.
com, she is pioneering AI-driven real estate intelligence, empowering
investors with data-backed insights and strategic foresight.
To protect investors capital and optimise their portfolios resulting in
accelerated flow of investment into the market. This approach minimises
waste and risk while maximising efficiency.
92 www.thefinanceworld.com September 2025
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