The Technology Express Magazine | Edition: October 2025
As the UAE solidifies its position as the Global Supply Chain & Logistics Capital of the Middle East, this October Edition of The Technology Express captures the transformative forces revolutionising how the region moves, manages, and monitors goods across borders. Our cover story features the October Power List: 30 Most Influential Women in the Tech Ecosystem of UAE 2025, celebrating the visionary female leaders who exemplify the UAE's commitment to inclusive innovation and technological excellence. These remarkable women are pioneering breakthroughs across artificial intelligence, logistics automation, cybersecurity, and digital infrastructure, demonstrating how diverse leadership drives the technological advancement positioning the UAE at the forefront of global supply chain digitalisation. This edition illuminates the critical infrastructure transforming regional logistics through comprehensive analyses of the Red Sea Cable Crisis testing UAE's internet resilience, Microsoft's $1.5B investment expanding AI infrastructure across the Emirates, and how IoT Networks are powering the UAE's smart cities vision from Dubai to Abu Dhabi. We explore autonomous vehicles revolutionising logistics delivery, examine how Physical AI enables robots to finally think and adapt in real-world environments, and investigate the UAE's leadership in setting global AI governance standards. Our exclusive coverage includes deep dives into human-AI collaboration reshaping warehouse operations, digital trade corridors connecting UAE to global markets, and the multimodal transport revolution integrating rail, maritime, and aviation networks. Beyond core logistics coverage, this edition brings you our signature tech reviews spanning next-generation smart home devices and automotive innovation, while our Startup Spotlight celebrates the emerging logistics innovators redefining last-mile delivery and supply chain transparency. The Visionary Spotlight honours influential leaders whose strategic vision continues positioning the UAE as the definitive hub for tomorrow's intelligent logistics landscape.
As the UAE solidifies its position as the Global Supply Chain & Logistics Capital of the Middle East, this October Edition of The Technology Express captures the transformative forces revolutionising how the region moves, manages, and monitors goods across borders. Our cover story features the October Power List: 30 Most Influential Women in the Tech Ecosystem of UAE 2025, celebrating the visionary female leaders who exemplify the UAE's commitment to inclusive innovation and technological excellence. These remarkable women are pioneering breakthroughs across artificial intelligence, logistics automation, cybersecurity, and digital infrastructure, demonstrating how diverse leadership drives the technological advancement positioning the UAE at the forefront of global supply chain digitalisation.
This edition illuminates the critical infrastructure transforming regional logistics through comprehensive analyses of the Red Sea Cable Crisis testing UAE's internet resilience, Microsoft's $1.5B investment expanding AI infrastructure across the Emirates, and how IoT Networks are powering the UAE's smart cities vision from Dubai to Abu Dhabi. We explore autonomous vehicles revolutionising logistics delivery, examine how Physical AI enables robots to finally think and adapt in real-world environments, and investigate the UAE's leadership in setting global AI governance standards. Our exclusive coverage includes deep dives into human-AI collaboration reshaping warehouse operations, digital trade corridors connecting UAE to global markets, and the multimodal transport revolution integrating rail, maritime, and aviation networks.
Beyond core logistics coverage, this edition brings you our signature tech reviews spanning next-generation smart home devices and automotive innovation, while our Startup Spotlight celebrates the emerging logistics innovators redefining last-mile delivery and supply chain transparency. The Visionary Spotlight honours influential leaders whose strategic vision continues positioning the UAE as the definitive hub for tomorrow's intelligent logistics landscape.
- No tags were found...
Transform your PDFs into Flipbooks and boost your revenue!
Leverage SEO-optimized Flipbooks, powerful backlinks, and multimedia content to professionally showcase your products and significantly increase your reach.
Human-AI Collaboration in UAE Logistics
Autonomous Vehicles Transform UAE Logistics
UAE Sets Global AI Governance Standards
UAE's Cross-Border Innovation
October 2025 thetechnologyexpress.com
COVER
UAE - AED 60 | USA - USD 16.5
KSA - SR 61 | Qatar - QAR 60
Oman - OMR 6.3 | Bahrain - BD 6.2
Kuwait - KWD 5 | UK - £12 | EU - €14
GROW YOUR
BUSINESS
We make Short / Long Term
Investments in Growing Businesses
info@wasayainvestments.com
www.wasayainvestments.com
Digital Dirham: UAE's CBDC Revolution
Building the Silicon Valley of the Middle East
September 2025
thetechnologyexpress.com
Abu Dhabi Becomes First Middle East City to Launch Driverless Robotaxis
How Middle East Automotive CEOs are Navigating the $240B Global Shift
August 2025
thetechnologyexpress.com
UAE - AED 60 | USA - USD 16.5
KSA - SR 61 | Qatar - QAR 60
SUBSCRIBE NOW
Abu Dhabi’s AI Sector Expands 61% in One Year
Millennials Are Quietly Leading the AI Revolution
Human-AI Collaboration in UAE Logistics
Autonomous Vehicles Transform UAE Logistics
UAE Sets Global AI Governance Standards
UAE's Cross-Border Innovation
October 2025
thetechnologyexpress.com
“
SOMETIMES MISTAKES
OPEN THE BIGGEST
DOORS IN LIFE.
PRATEEK SURI
Founder & CEO,
Maser Group
UAE - AED 60 | USA - USD 16.5
KSA - SR 61 | Qatar - QAR 60
Oman - OMR 6.3 | Bahrain - BD 6.2
Kuwait - KWD 5 | UK - £12 | EU - €14
THE
ACCIDENTAL
BILLIONS
Inside Saudi Arabia's Autonomous Vehicle Manufacturing Hub
How Abu Dhabi’s Flying Taxi Tests Signal the Dawn of Air Mobility
UAE - AED 60 | USA - USD 16.5
KSA - SR 61 | Qatar - QAR 60
Oman - OMR 6.3 | Bahrain - BD 6.2
Kuwait - KWD 5 | UK - £12 | EU - €14
Oman - OMR 6.3 | Bahrain - BD 6.2
Kuwait - KWD 5 | UK - £12 | EU - €14
Contact us at: +971 58 580 7812
www.thetechnologyexpress.com | subscribe@thetechnologyexpress.com
EDITORIAL
Tanishqa Kambli (Editorial Assistant)
tan@mcfillmedia.com
DESIGN
Hamza Khan, hamza@mcfillmedia.com
EDITOR’S
NOTE
STUDIO AND PRODUCTION
Mommina Asif, mommina@mcfillmedia.com
COMMERCIAL (EVENTS & ADVERTISING)
Sakshi Lalwani
+971 58 596 6036, sakshi@mcfillmedia.com
Abhinay Bhartiya
+971 58 596 4066, abhinay@mcfillmedia.com
PARTNERSHIPS
Bidhan Anjeev, bidhan@mcfillmedia.com
DISTRIBUTION
Ashish Kumar, ashish@mcfillmedia.com
GENERAL
Advertisement, advertise@thetechnologyexpress.com
Press Release, feature@thetechnologyexpress.com
News, news@thetechnologyexpress.com
Partnerships, partnerships@thetechnologyexpress.com
Public Relations, pr@thetechnologyexpress.com
FEEDBACK & SUGGESTIONS
Ayaz Ahmed
+971 55 889 5917, feedback@mcfillmedia.com
The Publisher has taken all reasonable steps to ensure the accuracy of the
content at the time of publication. However, The Publisher accepts no
liability for any errors, omissions, or inaccuracies within this publication.
The views and opinions expressed do not necessarily reflect those of The
Publisher. Readers are encouraged to seek professional advice before acting
on any information provided, as the content is for general reference and may
not apply to individual circumstances. All trademarks, logos, and intellectual
property rights featured in this publication are acknowledged and remain the
property of their respective owners. No part of this publication may be
reproduced, stored, or transmitted in any form without the prior written
consent of The Publisher. All rights reserved.
MCFILL MEDIA &
PUBLISHING GROUP
“Innovation and resilience define the UAE’s journey—driving us
beyond borders, breaking barriers, and shaping a future where
opportunity knows no limits.”
— H.E. Omar Sultan Al Olama, Minister of State for Artificial Intelligence,
Digital Economy, and Remote Work Applications, UAE
As the UAE solidifies its position as the Global Supply
Chain & Logistics Capital of the Middle East, this
October Edition of The Technology Express captures the
transformative forces revolutionising how the region moves,
manages, and monitors goods across borders. Our cover
story features the October Power List: 30 Most Influential
Women in the Tech Ecosystem of UAE 2025, celebrating the
visionary female leaders who exemplify the UAE’s commitment
to inclusive innovation and technological excellence. These
remarkable women are pioneering breakthroughs across
artificial intelligence, logistics automation, cybersecurity, and
digital infrastructure, demonstrating how diverse leadership
drives the technological advancement positioning the UAE
at the forefront of global supply chain digitalisation.
This edition illuminates the critical infrastructure transforming
regional logistics through comprehensive analyses of the
Red Sea Cable Crisis testing UAE’s internet resilience,
Microsoft’s $1.5B investment expanding AI infrastructure
across the Emirates, and how IoT Networks are powering
the UAE’s smart cities vision from Dubai to Abu Dhabi.
We explore autonomous vehicles revolutionising logistics
delivery, examine how Physical AI enables robots to finally
think and adapt in real-world environments, and investigate
the UAE’s leadership in setting global AI governance
standards. Our exclusive coverage includes deep dives into
human-AI collaboration reshaping warehouse operations,
digital trade corridors connecting UAE to global markets,
and the multimodal transport revolution integrating rail,
maritime, and aviation networks.
Beyond core logistics coverage, this edition brings
you our signature tech reviews spanning next-generation
smart home devices and automotive innovation, while
our Startup Spotlight celebrates the emerging logistics
innovators redefining last-mile delivery and supply chain
transparency. The Visionary Spotlight honours influential
leaders whose strategic vision continues positioning the UAE
as the definitive hub for tomorrow’s intelligent landscape.
TECH
12
22
Transportation:
Connected Ports, Connected
Rails: Unified Country
Interview:
Investment in the UAE Telecom
Market: The UAE’s Digital Dividend
14
28
Drive To The Future:
MINI JCW x
Deus Ex Machina
Cover Story:
30 Most Influential Women
in the Tech Ecosystem of UAE 2025
54
72
Internet Connectivity:
The Red Sea Cable Crisis:
A Reminder of our Reality
Autonomous Vehicles:
Can Packages Deliver
Themselves?
60
76
AI Infrastructure:
Microsoft’s UAE Investment
Revolution
Smart Cities:
IoT Networks Transform
the UAE
INSIDE
Logistics
Newer Strategies for
Smarter Logistics
Human–AI collaboration reshapes logistics operations and workforce
development in UAE
Automation, artificial intelligence, IoT sensors, and
predictive analytics are revolutionizing warehouse
management, last-mile delivery, and freight tracking
in the UAE, driving efficiency, safety, and transparency
while enabling upskilling initiatives and human–machine
collaboration.
8 \ October 2025
The UAE’s logistics sector is undergoing
a strategic transformation
to meet rising demands
for automation while empowering
its workforce through comprehensive
upskilling initiatives. DP
World, Emirates Group, and ADNOC
Logistics partner with vocational
training institutes, universities, and
technology firms to deliver modular
courses covering robotics, data analytics,
and AI platform integration.
In 2025 alone, these programs have
enrolled over 6,500 logistics professionals
in workshops on operating
automated guided vehicles (AGVs),
programming warehouse robots,
and interpreting real-time IoT sensor
feeds. The Ministry of Industry and
Advanced Technology’s Industry 4.0
mentorship scheme pairs small and
medium-sized enterprises (SMEs)
with “lighthouse” companies that
have achieved high digital maturity,
enabling knowledge transfer and
accelerating technology adoption
across the supply chain ecosystem.
Moreover, government-subsidized
certification pathways in data
thetechnologyexpress.com
science and robotics maintenance
ensure that frontline workers can
transition into higher-value technical
roles, reducing redundancy risks and
fostering a culture of continuous
learning and innovation.
AI-Driven Warehouse Management
State-of-the-art warehousing facilities
in Jebel Ali Free Zone and Khalifa
Industrial Zone Abu Dhabi (KIZAD)
now integrate thousands of IoT
sensors, RFID scanners, and computer
vision cameras that continuously
monitor inventory positions, ambient
temperature, humidity levels,
equipment vibration patterns, and
energy usage. AI-driven warehouse
management systems ingest this
multidimensional data to optimize
storage bin allocation, orchestrate
autonomous mobile robots (AMRs)
for pick-and-pack operations, and
predict maintenance requirements
with over 98 percent accuracy,
preventing unplanned downtime.
As a result, order fulfillment cycles
accelerate by 40 percent, picking
error rates plummet by 92 percent,
and equipment utilization improves
by 30 percent annually. Digital twin
simulations run millions of “what-if”
scenarios to validate layout changes,
forecast seasonal demand surges,
and test new process improvements
in a virtual environment before live
deployment. These capabilities reduce
capital expenditure on redundant
shelving and ensure dynamic
scalability during peak shipping
periods, such as Ramadan and Expo-level
trade exhibitions.
Predictive Analytics for Last-Mile
Excellence
Last-mile delivery, a critical determinant
of customer satisfaction, is
being redefined through AI-powered
route optimization engines and
predictive analytics models. E-commerce
giants such as Noon, Amazon
MENA, and Aramex ingest live traffic
feeds, historical delivery performance
data, weather forecasts, and
customer availability windows into
machine learning platforms that dynamically
adjust delivery sequences
in real time. This approach shortens
average delivery times by 28 percent
and trims fuel consumption by 17
percent, while crowd-sourced traffic
anomaly reporting further refines
routing decisions in high-density
urban centers like Dubai Marina and
Abu Dhabi’s Al Reem Island. IoT-enabled
delivery vans equipped with
telematics units transmit location,
temperature, and load weight every
EGA’s recognition
as a global leader
in Industry 4.0 positions
it ideally to
help advance the
UAE’s industrial digital
transformation
and empower our
logistics workforce
with cutting-edge
technological expertise.”
— H.E. Eng. Majed Al Mesmar,
Director-General,
Telecommunications and Digital
Government Regulatory Authority
(TDRA)
minute, enabling command centers
to detect potential spoilage risks in
cold-chain shipments or mechanical
issues in vehicles, and to dispatch
support teams proactively. Automated
SMS and app-based notifications
provide customers with precise ETAs
and delivery rescheduling options,
resulting in post-delivery satisfaction
scores exceeding 94 percent.
End-to-End Freight Visibility
Supply chain visibility across
multimodal transport networks
has reached new heights through
integrated freight tracking platforms.
Container-mounted IoT gateways
relay GPS coordinates, temperature,
humidity, and shock metrics
at fifteen-minute intervals, allowing
logistics managers to detect
transshipment delays or handling
incidents immediately. At the UAE’s
flagship ports Jebel Ali and Khalifa
AI-driven dwell-time forecasting
models analyze vessel schedules,
customs clearance throughput, and
yard storage capacity to reduce average
port dwell times by 22 percent.
These insights enable preemptive reallocation
of berthing slots and labor
resources, minimizing bottlenecks.
Blockchain-based smart contracts
automate payment triggers upon
verified delivery milestones loading
at origin port, inland pickup, port discharge,
and final delivery reducing
reconciliation cycles from weeks to
hours and eliminating over 95 percent
of invoicing disputes between
carriers and shippers.
These national initiatives not only
turbocharge operational efficiency
but also generate new high-value
career pathways AI trainers, data scientists,
digital process architects, and
automation engineers ensuring the
UAE’s logistics workforce remains
globally competitive. By integrating
human expertise with intelligent
systems, the country is building a
resilient, future-ready supply chain
capable of adapting to evolving market
demands, geopolitical shifts, and
technological breakthroughs.
October 2025 / 9
UAE NEWS
UAE Launches Nationwide
Fraud Prevention
Campaign With MoI
The Ministry of Interior, Dubai
Police, and Visa have launched
“Don’t Talk to Strangers Has No
Age Limit,” a nationwide campaign to
fight fraud and e-crimes. Focused on
digital literacy and vigilance, it uses
creative outreach across social media,
outdoor platforms, and in-person
sessions. Tailored messaging for diverse
communities ensures stronger
awareness, supporting the UAE’s
secure and resilient digital economy
vision. This move aims to significantly
prevent frauds across the UAE.
ALC Partners With
Amazon Alexa to
Enrich Arabic Content
The Abu Dhabi Arabic Language
Centre (ALC) has signed a licensing
agreement with Amazon Alexa to
expand Arabic-language content in the
UAE and Saudi Arabia. By integrating
ALC’s curated resources, including a
digital lexicon and poetry encyclopedia,
Alexa enhances accessibility for native
speakers and learners. The partnership
strengthens Arabic’s global digital presence,
preserves cultural heritage, and
highlights Abu Dhabi’s leadership in cultural
innovation, marking a much-needed
regional tool.
Dubai Opens Emirates
Next-Gen Pilot
Training Center With
Advanced Technology
Dubai has inaugurated Emirates’
cutting-edge pilot training
center, a key step in supporting
fleet expansion and aviation excellence.
Spanning 63,000 square feet,
the facility features six simulator bays
and houses advanced technologies
such as the in-house Pilot Support Station,
immersive training simulations,
and 3D printing that reduces costs
by AED 1 million annually. Training has
begun on two Airbus A350 simulators,
with Boeing 777X models to follow, enabling
130,000 annual training hours
across Emirates’ facilities. One simulator
already earned Level D certification,
the highest from EASA, marking
a global milestone. The center also
includes classrooms for recurrent and
conversion training, while Emirates
accelerates pilot recruitment through
specialized programs, reinforcing Dubai’s
role in global aviation training.
NetForChoice Opens UAE Data Center to Drive
GCC Digital Transformation
NetForChoice has opened a
state-of-the-art data center in
Dubai, delivering 99.95% uptime,
SOC services, NOC monitoring,
and enterprise-grade cloud hosting.
The facility includes free domain support,
scalable infrastructure, and secure
compliance-ready solutions for
GCC businesses. With resilient systems
and carrier-neutral connectivity,
it enables sectors like BFSI and healthcare
to scale efficiently, reinforcing
Dubai’s position as a regional hub for
digital innovation.
Ali Al Hashemi Elected
First Emirati Chairman
of Global Satellite
Association
Ali Al Hashemi, CEO of Space
Services at Space42, has been
elected Chairman of the Global
Satellite Operators Association (GSOA),
marking the first time an Emirati has
assumed this prestigious role. Bringing
over 20 years of expertise in telecommunications,
defence, and aerospace,
he previously served as Vice Chair of
GSOA and oversaw projects like the
Thuraya-4 satellite launch and expansion
of direct-to-device services in
Africa. Al Hashemi also chairs AMMROC
and serves on the boards of the UAE
Space Agency and the National Space
Science and Technology Centre. Listed
in Forbes Middle East’s Top 100 CEOs,
his election highlights the UAE’s growing
global influence in satellite communications
and reinforces its commitment to
innovation and space leadership. The
UAE aims to continue making landmark
developments in the space industry.
10 \ October 2025
Dubai RTA Partners
With Terra Tech to Roll
Out E-Bike Stations
Dubai’s Roads and Transport Authority
(RTA), in collaboration with
Terra Tech Ltd, has introduced the
region’s first e-bike battery-swapping
stations, strategically placed across
the emirate. The initiative is designed
to promote zero-emission transport
while offering delivery companies
cost-efficient, eco-friendly alternatives
that cut downtime and operational expenses.
It supports Dubai’s Commercial
and Logistics Land Transport Strategy
2030, which targets a 30 percent
reduction in carbon emissions through
infrastructure at 36 sites. Alongside
lowering emissions, the system reduces
noise pollution, improves service
quality, and builds readiness for future
mobility technologies. By encouraging
greater e-bike adoption in commercial
fleets, the project demonstrates how
public-private partnerships advance
sustainable transport while reinforcing
Dubai’s role as a leader in green mobility,
and sustainability.
UAE Leads Global Tech
Dependency Index
With Record Usage
The UAE has emerged as the
world’s most tech-dependent
nation, with residents averaging
7 hours and 59 minutes daily on digital
devices. Nearly three hours are devoted
to social media, where TikTok surpasses
Instagram in popularity. Globally,
screen use has risen 42% since
2020. The findings highlight how universal
access positions the UAE at the
forefront of global digital transformation,
but also raises concerns on the
mass population developing an over
dependence on technology.
thetechnologyexpress.com
Abu Dhabi Launches
Pilot Program for
Autonomous Vehicles
Abu Dhabi’s Integrated Transport
Centre has launched a pilot for
autonomous delivery vehicles in
partnership with K2 and EMX, logistics
arm of 7X. The emirate also issued its first
licence plate for a self-driving delivery
vehicle, developed by K2 subsidiary
Autogo. Operating in Masdar City under
SASC oversight, the trial supports Abu
Dhabi’s 2040 smart mobility goals by
enhancing logistics, reducing congestion,
and cutting emissions, by utilising
autonomous AI delivery vehicles across
the UAE.
Tensor to Debut
World’s First Personal
Autonomous Robocar
in Dubai 2025
Tensor will debut the Robocar, the
world’s first personally owned
Level 4 autonomous vehicle, at the
Dubai World Congress for Self-Driving
Transport 2025. Unlike retrofitted cars,
the Robocar is built from scratch for
autonomy, featuring over 100 sensors,
including 37 cameras, 5 lidars, and 11
radars. Powered by Tensor’s Foundation
Model, it combines real-world
and simulated data to ensure safety,
reflexes, and reasoning. Designed for
individuals, it offers autonomous parking,
charging, offline self-diagnostics, and
privacy-first features like encrypted
access and camera covers. Partnerships
with Nvidia, Sony, VinFast, Oracle, and
Marsh strengthen its technology, manufacturing,
and insurance ecosystem. With
innovations like a foldable steering wheel
and Dual Mode operation, deliveries are
scheduled for late 2026, positioning
Dubai as a global hub.
Indonesia and UAE Sign Digital Governance
Pact to Advance Innovation and Services
Indonesia and the UAE have signed
a strategic agreement to boost
digital governance, enhance service
delivery, and foster innovation.
The partnership covers government
performance, competitiveness, and
technology adoption. A key initiative
will train a staggering number of 10 million
Indonesian coders in three years
with UAE support. Cooperation also
extends to food security and auditing,
reinforcing transparency, accountability,
and sustainable growth across
both nations.
October 2025 / 11
Transportation
Connected Ports, Connected
Rails: Unified Country
How cutting-edge rail, port, and airport networks drive the
UAE’s global logistics dominance
A nationwide rail network has transformed
the country into an integrated
economic zone by linking ports,
airports, industrial hubs, and cities,
thereby streamlining logistics, cutting
transit times, boosting trade
and investment, enabling regional
development, and supply chains.
The UAE has emerged as the
world’s most advanced multimodal
transport hub, with
Etihad Rail’s 900-kilometer network
connecting all seven emirates,
creating unprecedented economic
integration. The Phase 2 completion
in February 2025 now links Ghuweifat
on the Saudi border to Fujairah,
enabling freight services to transport
60 million tons annually while
replacing 5,600 truck journeys daily.
This transformative infrastructure
positions the UAE as the logistics
backbone of the GCC region.
12 \ October 2025
thetechnologyexpress.com
Maritime excellence drives record
container volumes
The UAE’s ports achieved exceptional
performance in 2025, with Jebel
Ali Port handling 15.5 million twenty-foot
equivalent units, representing
an increase of approximately one
million units compared to the previous
year. This achievement marks
the highest container and breakbulk
cargo volumes since 2015, with
breakbulk cargo surging 23% yearon-year
to reach 5.4 million tonnes.
Combined UAE container throughput
exceeded 20 million units, reinforcing
the nation’s position among the
world’s top container handling countries.themaritimestandard+1
Khalifa Port experienced remarkable
growth with container volumes
increasing significantly, supported
by Mediterranean Shipping Company’s
joint venture through Terminal
Investment Ltd and China Shipping
Ports’ dedicated facility. AD Ports
Group reported substantial year-onyear
container volume growth, driven
by enhanced capacity and operational
efficiency improvements across its
network. The strategic positioning
enables seamless connectivity to
over 180 global destinations through
150+ shipping lines.
Port Khalifa’s current capacity
of 7.8 million twenty-foot equivalent
units is expected to increase
to 9.6 million by 2025, while total
nameplate capacity will exceed 10
million units following CMA CGM’s
$154 million investment in a new 1.8
million unit terminal. These facilities
collectively contribute approximately
14% to the UAE’s gross domestic
product, reflecting their economic
significance.
Aviation infrastructure maintains
global leadership
Dubai International Airport achieved
record-breaking performance in the
first half of 2025, welcoming 46
million passengers across 222,000
flights despite regional airspace disruptions.
The airport processed over
1 million tonnes of cargo during this
period, demonstrating resilience in
volatile global trade conditions. Service
efficiency remained exceptional,
with 99.2% of passengers clearing
departure passport control in under
10 minutes and 91% of baggage
delivered within 45 minutes.thenationalnews+1
The average monthly passenger
traffic during January-June reached
7.7 million, while daily passenger volume
averaged 254,000. April 2025
became the busiest April in airport
history with 8 million passengers,
establishing new monthly records.
Combined Dubai International and
Dubai World Central handled 2.1
million metric tons of cargo, maintaining
the UAE’s position as a critical
aviation hub.
Al Maktoum International Airport’s
ongoing development creates
an integrated logistics ecosystem
facilitating multimodal transitions
between air, sea, and land transport
modes. This strategic positioning
enables the UAE to capture high-val-
This project represents
a significant
step toward realizing
the UAE’s vision
of establishing an
integrated road network
that meets the
needs of population
and economic
growth.”
— Suhail Mohamed Al Mazrouei,
Minister of Energy and Infrastructure
ue cargo representing 35% of global
trade value despite comprising only
1% of trade volume.
Smart road networks enable optimal
efficiency
The Emirates Road development
project, launched in September 2025
with an AED 750 million investment,
expands capacity from 6,000
to 9,000 vehicles per hour while
reducing travel times by 45%. This
strategic upgrade features a fivelane
expansion over 25 kilometers
with six directional bridges totaling
12.6 kilometers.
The UAE Logistics Integration
Council, established in 2025, coordinates
federal and local entities
to achieve AED 200 billion sector
contribution within seven years, targeting
a top-three global ranking in
the Logistics Performance Index. Advanced
traffic management systems
utilize real-time data analytics and
AI-powered optimization, while the
nation maintains 914 EV charging
stations with plans for 10,000 chargers
by 2030, supporting a sustainable
mobility transition.
This integrated approach transforms
the UAE into a seamless logistics
ecosystem where rail, maritime,
aviation, and road networks operate
in perfect synchronization, establishing
the Emirates as the undisputed
global logistics leader for the next
decade.
Digital innovation empowers logistics
intelligence
The UAE’s integrated transport
ecosystem is increasingly driven by
smart technologies that enhance
operational intelligence and predictive
efficiency. Through AI, IoT,
blockchain, and advanced data analytics,
key logistics assets ranging
from ports and airports to freight
hubs and warehouses are now connected
within real-time monitoring
networks. Predictive maintenance
systems reduce downtime, while
digital twins optimize cargo flow and
energy usage across multimodal
corridors. The Ministry of Energy and
Infrastructure’s National Smart Mobility
Strategy further aligns these
innovations with sustainability goals,
ensuring logistics growth remains
globally competitive.
October 2025 / 13
DRIVE TO THE FUTURE
MINI JCW
X
DEUS EX MACHINA
Two worlds. Two cars. Singular enthusiasm
6.2 s
0–100 km/h
258 hp
Horsepower
350 Nm
Torque
MINI John Cooper Works and Deus Ex Machina have joined forces to create
two bespoke one-off cars that celebrate craftsmanship, community, and
motorsport spirit. These MINI JCW collaborations are crafted as dual design
statements , machines that honor racing heritage and artisanal culture while
serving as wearable expressions of a lifestyle built around speed, creativity,
and hands-on design.
14 \ October 2025
thetechnologyexpress.com
231 hp
Horsepower
320 Nm
Torque
6.5 s
0-100 km/h
Both cars originate from the MINI
JCW lineage but express two distinct
energies joined by a single
visual thread: a large white ‘X’ across
each roof that signals co-creation and
shared identity. The pair is presented
as complementary opposites. The
Skeg channels coastal minimalism and
electric propulsion; the Machina embodies
raw, combustion-powered racing
fervour. Together, they speak the
same design language while celebrating
different cultural origins.
The Skeg is a clean, light electric
concept inspired by surfboard construction
and beach life. Its vivid yellow
and silver finish, semi-transparent
fiberglass panels, and widened fenders
create a striking profile that reduces
weight and refines aerodynamics.
Functional surf cues, tension straps
on the roof, fiberglass trays for wetsuits,
and a dashboard built with surfboard
techniques translate seaside
rituals into automotive practicality.
Inside, neoprene-trimmed lightweight
racing seats, simple tactile controls,
and purposeful storage turn the cabin
into a mobile surf shop, marrying durability
with understated style while
evoking the freedom of open coastlines
and the spirit of endless summer
exploration.
The Machina takes the opposite approach:
loud, low, and uncompromisingly
mechanical. Its red, white, and
black livery, widened arches, and four
bonnet-mounted driving lights reference
classic rally and track lore. At the
same time, a Can–Am–style rear spoiler,
perforated headlight surrounds,
and a performance-oriented diffuser
sharpen both function and form. The
interior is Spartan and purposeful:
five-point harnesses, exposed rollcage
elements, raw aluminium floor
plates, and a waxed-fabric dash evoke
Deus’ workshop aesthetic and MINI’s
motorsport lineage. Mechanical toggle
switches and a hydraulic hand-
brake reinforce the direct connection
between the driver and the machine,
creating an immersive driving environment
that feels both raw and exhilarating,
built for performance purists.
Across both cars, visible seams,
artisanal finishes, and bold graphic
elements prioritise authenticity over
polish. Designworks, Deus creatives,
and designer Matt Willey wove historic
racing cues into fresh, contemporary
livery. The collaboration extends into
a MINI x Deus apparel capsule made
from premium materials and thoughtful
tailoring, debuting at IAA Mobility
2025. Altogether, the MINI JCW x
DEUS project is a concentrated celebration
of craft, community, and the
shared joy of the ride, proving how
two strikingly different machines can
embody one unified story of passion,
heritage, and creative expression.
cars originate from the MINI JCW lineage
but express two distinct energies
joined by a single visual thread.
October 2025 / 15
Supply Chain
How AI Supports
Interconnectivity
Assessing AI-driven automation across UAE ports, logistics,
and cargo operations
Exploring ADNOC’s AI Smart Ports,
DP World’s terminal automation
and BOXBAY high-bay storage,
Emirates SkyCargo’s digital cargo
platform, integrated MarHub community
systems, IoT and blockchain
infrastructure, and economic impact
under national AI and autonomous
transport strategies.
The United Arab Emirates has
emerged as a global leader in
supply chain digitalization, harnessing
artificial intelligence, automation,
and data-driven platforms to
transform port operations, logistics
hubs, and air-cargo services. Three
flagship initiatives underpin this revolution:
ADNOC Logistics & Services’
AI-powered Smart Port Solution,
Dubai Ports World’s advanced
terminal automation and BOXBAY
high-bay storage, and Emirates Sky-
Cargo’s unified digital cargo ecosystem.
Together, these programs create
a seamless, resilient network that
16 \ October 2025
thetechnologyexpress.com
enhances throughput, reduces costs,
and bolsters sustainability across the
UAE’s logistics corridors.
ADNOC’s AI-Powered Smart Port
Solution
ADNOC Logistics & Services deployed
the region’s first AI-enabled
Smart Port Solution at Das, Zirku,
Mubaraz, Ruwais, and Jebel Dhana
terminals. By integrating machine-learning
algorithms with live
sensor feeds from berth occupancy
to mooring tensions the system
automates vessel scheduling and
resource allocation. Predictive analytics
forecast arrival windows and
maintenance requirements, cutting
average turnaround times by up
to 60 percent and boosting berth
utilization by 20 percent. Automated
workflows eliminate manual coordination,
reducing service-sourcing durations
from hours to under a minute
and saving roughly 3,000 operational
hours annually. Real-time anomaly
detection further enhances safety
by flagging irregular equipment behavior
for preemptive action, yielding
projected cost savings of nearly USD
950,000 per facility by 2028.
Dubai Ports World’s Automation
and BOXBAY
Dubai Ports World leads port automation
via its Zodiac terminal operating
system at Jebel Ali and global
terminals, unifying crane control,
yard planning, rail coordination, and
container tracking across 18 subsystems.
This end-to-end automation elevates
productivity, reduces human
error, and maintains uninterrupted
operations. The BOXBAY high-bay
storage system stacks containers
eleven stories high, tripling storage
density within the same footprint
and eliminating reshuffling delays.
Automated retrieval enables instant
access to any container, while
AI-driven analytics optimize yard
utilization and energy consumption.
Combined, these innovations reduce
energy use by 25 percent, improve
handling speeds by 35 percent, and
enhance safety by minimizing human-machine
interaction in hazardous
zones. DP World’s rollout across
14 terminals demonstrates a scalable
blueprint for standardized, data-centric
operations.
Emirates SkyCargo’s Digital Transformation
Emirates SkyCargo has reimagined
air-cargo logistics through an
integrated digital platform spanning
booking, handling, and tracking.
Emirates Courier Express leverages
the airline’s wide-body fleet for direct,
point-to-point deliveries with average
transit times under 48 hours.
The CargoWise-powered system delivers
real-time capacity visibility and
instant e-quoting, while AI-based
demand forecasting achieves up to
94 percent accuracy. Partnership
with CargoAi provides 24/7 marketplace
access for over 10,000 freight
forwarders, and the Trade-Sustain-
AI initiative uses machine learning
Our commitment to
supply chain digitalization
transforms
the UAE into the
world’s smartest
logistics hub, where
technology, efficiency,
and sustainability
converge to serve
global trade.”
— H.E. Dr. Thani bin Ahmed Al
Zeyoudi,
Minister of State for Foreign Trade,
Government of the United Arab
Emirates
to optimize routing for cost, speed,
and carbon footprint. Automated
customs pre-clearance and predictive
exception management cut manual
processing by 70 percent, boosting
reliability and customer satisfaction.
Integrated Technology Infrastructure
The UAE’s supply chain digitalization
rests on a cohesive technology
backbone. Port of Fujairah’s MarHub
Port Community System, built on
cloud-native, API-first architecture,
centralizes port-call, customs, and
terminal data to streamline workflows
and foster stakeholder collaboration.
Smart gates using optical
character recognition and AI video
analytics accelerate vehicle processing
and enforce compliance. IoT
sensors monitor equipment health
and environmental conditions, while
blockchain-secured ledgers maintain
data integrity across transactions.
Predictive maintenance leverages real-time
telemetry to schedule repairs
before failures, reducing downtime
by up to 40 percent and extending
asset lifecycles.
Economic Impact and Future Outlook
Strategic investments in AI, automation,
and digital infrastructure generate
substantial returns. ADNOC’s
suppliers will invest AED 3 billion in
local manufacturing, creating over
3,500 skilled jobs and reducing
import reliance. DP World’s automation
boosts Jebel Ali’s throughput
by 20 percent, reinforcing Dubai’s
status as the world’s busiest container
port. Emirates SkyCargo’s
digital enhancements drive a 15
percent increase in cargo yield and
expand network reach. Under the
UAE National AI Strategy 2031 and
Dubai’s Autonomous Transportation
Strategy targeting 25 percent
autonomous mobility by 2030, the
Emirates is charting a resilient, sustainable
course for global trade. By
uniting AI-driven operations, predictive
analytics, and shared digital
platforms, the UAE sets the standard
for an agile, intelligent supply chain
capable of meeting future challenges
and opportunities in the logistics industry,
setting a standard for global
players to follow.
October 2025 / 17
INFOGRAPHIC
UAE Supply Chain
Technology Adoption
Overview
HEADLINE STATISTICS 2024
225% SURGE
Industrial Demand Growth
Dubai's industrial & logistics
space requirements reached
40.6 million sq ft in 2024
$20.11B
Market Size 2024
Smart technology maritime &
logistics market value,
projected to reach $30.19B
by 2030
59% ADOPTION
Industrial AI Integration
Nearly doubled from 32% in
2023, leading global automation
trends
HEADLINE STATISTICS
Supply Chain Management
$5.22B Current Value $8.5B 2031 Projection 7.2% Growth Rate
Logistics Market
$62.28B Total Value $106.04B 2034 Target 5.5% Growth Rate
18 \ October 2025
thetechnologyexpress.com
TECHNOLOGY ADOPTION METRICS
67%
Cloud Platform Migration
enterprises on cloud infrastructure
• An additional 22% planning migration within 15 months
93%
AI Investment Commitment
C-suite leaders are increasing AI budgets
• The Middle East leads global AI adoption rates
80%
Cloud Platform Migration
UAE professionals are actively using AI
• Highest global adoption rate in 2025
2025 PREDICTIONS
AI Acceleration
• 40%+ growth trajectory expected
• Machine learning for demand forecasting
• Predictive maintenance integration
• Route optimization algorithms
Warehouse
Automation Expansion
• Automated storage & retrieval systems
• Collaborative robots deployment
• AI-powered inventory management
• 17.4% CAGR projected through 2030
October 2025 / 19
Launch EXPRESS
GOOGLE GEMINI SMART HOME
A NEW ERA OF INTERACTION: FROM COMMANDS TO CONVERSATION
Google Gemini Smart Home represents a transformative
leap in artificial intelligence-powered home automation.
Set to launch in early access on October
1, 2025, Gemini for Home will replace Google Assistant on
Nest speakers and displays, introducing sophisticated AI
capabilities that fundamentally change how users interact
with their smart homes.
The system leverages Google’s most advanced Gemini AI
models to deliver natural language processing that eliminates
rigid voice commands. Users can issue complex requests
like “turn off the lights everywhere except my bedroom” or
“play that song from this year’s summer blockbuster about
race cars,” and Gemini will understand context and intent.
This represents a significant departure from traditional smart
home interactions that required specific command structures.
Gemini for Home introduces powerful new capabilities
across multiple domains. For media discovery, users can
ask for content using descriptive phrases rather than exact
titles, with the system searching across multiple streaming
platforms. Smart home controls become more intuitive,
allowing multiple commands in sequence, such as “dim
the lights and set the temperature to 72 degrees”. The AI
assistant also provides enhanced calendar management,
list creation, and timer functionality with improved natural
language support.
One of the most compelling features is Gemini Live, which
enables extended conversational interactions without repeatedly
saying “Hey Google.” This allows for natural backand-forth
dialogue, making the assistant feel more like a
household companion than a simple command interface.
Users can interrupt responses to refine requests or redirect
conversations, creating a more fluid interaction experience.
The integration extends beyond basic commands to include
comprehensive home and family life coordination.
Gemini can create detailed shopping lists based on recipe
requests, set precisely timed cooking alerts, and automatically
schedule calendar events for entertainment preferences.
The system’s advanced reasoning capabilities allow it to
provide personalized advice on topics ranging from pest
control to travel planning.
Google plans to offer both free and paid versions of Gemini
for Home, though specific pricing details remain undisclosed.
The rollout begins with early access for select users, with
broader availability expected throughout late 2025. For developers
and third-party manufacturers, Google is opening
Nest camera APIs to enable Gemini-powered features.
20 \ October 2025
thetechnologyexpress.com
ROG XBOX ALLY X
PERFORMANCE AND POWER
ROG Xbox Ally X: a powerhouse handheld that marries ASUS
hardware know-how with Microsoft’s Xbox ecosystem.
Released in 2025, the Ally X packs an AMD Ryzen AI
Z2 Extreme (2.0 GHz, 8 cores / 16 threads) alongside 24
GB of LPDDR5X and a 1 TB PCIe 4.0 NVMe drive, delivering
desktop-class performance in a portable chassis.
The 7-inch 1080p IPS touchscreen runs
at 120 Hz with AMD FreeSync Premium,
Gorilla Glass Victus protection, 500 nits
brightness, and 100% sRGB coverage for
vibrant, accurate visuals. An 80 Wh battery
powers the unit; real-world tests
show roughly 2–3 hours of intensive
AAA play in turbo mode, 6–8 hours
for less demanding/emulated titles,
and up to about 14.5 hours for light
tasks like video streaming.
Ergonomically, the design draws
from Xbox controllers: contoured,
textured grips, Xbox ABXY layout, and RGB thumbstick
rings for a familiar, secure feel. Durability is emphasized,
thumbsticks rated for five million rotations and buttons en-
gineered for millions of presses. Haptics get a boost from
impulse triggers with independent vibration motors, while
dual Smart Amp speakers deliver robust onboard audio. The
Ally X can boot directly into an Xbox full-screen interface.
SAMSUNG GALAXY XR HEADSET
CUTTING-EDGE DISPLAY AND INTUITIVE TRACKING
Samsung’s Galaxy XR (formerly Project Moohan) marks the
company’s bold return to standalone extended reality,
developed in partnership with Google and Qualcomm.
Unveiled at Galaxy Unpacked on September 29, 2025, the
headset is positioned as Samsung’s first true XR device since
Gear VR, and as a premium, more affordable alternative to
Apple’s Vision Pro.
Under the hood sits Qualcomm’s Snapdragon XR2+ Gen 2
chipset and 16 GB of RAM, running Google’s new Android XR
platform with Gemini AI integration for voice and contextual
interactions. The software stack brings native access to
Google services, YouTube, Chrome, Maps, and XR-native
apps like enhanced Google Photos.
The visual system uses 1.3-inch Sony OLEDoS microdisplays
that deliver 4K resolution with an extraordinary pixel density
(~3,800 ppi), up to 90 Hz refresh, and peak brightness around
1,000 nits. Pancake optics and foveated rendering work
together to maximize clarity while conserving processing
power and improving comfort during long sessions.
Tracking is comprehensive: multi-camera hand and eye
tracking enable controller-free interaction, automatic IPD adjustments,
and room-scale positional tracking. Eye tracking
also powers foveated rendering to allocate GPU resources
where the user is looking. Samsung adds a Camera Assistant–
enabled 3D capture workflow so compatible Galaxy phones
can record spatial photos and 4K@30fps video for immersive
playback on the headset.
Design prioritizes comfort and modularity. An external, hotswap
battery reduces headset weight and supports quick
charging; dial-adjustable straps and mechanical IPD let users
fine-tune fit and focus. Modular accessories include detachable
light shields and prescription lens support.
October 2025 / 21
Interview
MANOJ SUREKA
CEO & Managing Partner,
Synergy Fin. Consulting
22 \ October 2025
thetechnologyexpress.com
Investment in the UAE Telecom
Market: The UAE’s Digital
Dividend
Exclusive Interview
Manoj Sureka is a recognised leader in the finance and investment sector. Manoj has built a strong reputation for his
strategic foresight and ability to foster sustainable business growth.
Prior to Synergy, he served as Head of Commercial Banking at RAKBANK and held key roles at institutions including
Mashreq Bank and National Bank of Fujairah. He also serves as a board member and mentor to several companies
across diverse industries.
At Synergy Fin. Consulting, the firm provides end-to-end fundraising advisory services through private equity, debt, and
trade finance solutions. Their clientele includes SMEs and corporates seeking capital through banks, financial institutions,
sovereign wealth funds, and other institutional investors. Synergy also offers specialised advisory services in mergers and
acquisitions, joint venture and investment into profitable businesses.
Q: Why look at the UAE now?
Macro tailwinds + digital ambition. IMF
projects ~4% GDP growth in 2025 and
an average ~5% through 2027 (user-provided).
A young, digitally savvy population
(≈79% under 44) and long-run
population growth (from ~1m in 1980
to 10.7m in 2023, user-provided) support
long-term demand. The UAE Digital
Economy Strategy targets digital GDP at
~19% by 2031 (user-provided).
The UAE offers scale, visibility,
and quality: world-leading
penetration and powerful digital-economy
tailwinds.”
Q: How is the market structured?
It’s a two-operator integrated market (e&
and du) with only two public telecom
network licences under the Telecom Law.
TDRA is an independent regulator with
broad powers across pricing, interconnect,
service quality, consumer protection,
and spectrum. Spectrum is centrally
managed via a National Frequency Plan.
In a two-operator market, competition
shifts from price to performance, and
investors capture the delta.
Q: What are the headline market facts
investors should know?
2024 sector revenue exceeded AED
50bn (mobile ~AED 19bn; fixed ~AED
16bn). Usage and infrastructure are worldclass:
~231% mobile penetration and
~99% FTTH coverage. Competitive dynamics
are value-driven (network quality
and service, not price wars).
Q: What’s driving growth beyond population?
Government digital programs and a
thriving cloud/data-center ecosystem
create sustained demand for high-speed,
secure connectivity across consumer
and enterprise segments. Fixed growth
is further supported by fibre rollout and
FWA; mobile benefits from rising digital
services usage.
Q: What are the key risks?
• Tech disruption/OTT substitution
requires continued innovation to monetize
data and 5G use-cases.
• Regulatory change: TDRA holds
broad discretion over tariffs, interconnect
and market conduct.
• Macro sensitivity (tourism/expat
cycles) and cybersecurity/operational
resilience (sector-wide).
• eSIM-based roaming alternatives
and satellite entrants creating incremental
competition at the edges.
Q: Bottom line for capital allocators?
The UAE offers scale, visibility, and
quality: world-leading penetration and
fibre coverage, a disciplined two-player
structure, strong regulatory institutions,
and powerful digital-economy tailwinds.
With smart, customer-centric execution
in broadband, FWA, enterprise ICT, data-center
and fintech adjacencies, the
market remains an attractive, cash-generative
exposure to regional digital growth,
balanced by the usual execution and
regulatory watch-items.
October 2025 / 23
AI Policy
UAE Sets Global
Standards in AI
International artificial intelligence policy framework shapes
worldwide governance approaches
The world’s first AI-powered legislative intelligence
system is established, creating a comprehensive regulatory
ecosystem that enhances governance, streamlines
policymaking, and ensures smarter, data-driven
decision-making for global innovation and compliance.
24 \ October 2025
In 2025, the UAE Cabinet approved
the world’s first integrated regulatory
intelligence ecosystem powered
by AI, marking a breakthrough
in smart governance and legislative
reform. The system links federal
and local laws with judicial rulings,
government services, and executive
procedures, cutting legislative drafting
time by 70% while aligning with
national values.
It monitors laws’ real-time impact
on citizens and the economy, recommending
updates through advanced
data analysis. Managed by a new
Regulatory Intelligence Office, it integrates
global best practices. Complementing
this, Law No. 3 of 2024
established the AI and Advanced
Technology Council to oversee projects,
ethics, and regulations.
Partnerships drive responsible AI
G42 and Microsoft launched the Abu
Dhabi-based Responsible AI Foundation
in 2025, establishing the first
center of its kind in the Middle East
focused on responsible AI research,
implementation, and governance.
thetechnologyexpress.com
The UAE has become a significant player in
the global governance of artificial intelligence,
actively contributing to international
policy discussions.”
— H.E. Omar Sultan Al Olama,
Minister of State for Artificial Intelligence,
UAE Ministry of AI and Digital Economy
The foundation supports research
programs while Microsoft expanded
its AI for Good Lab to Abu Dhabi,
cementing G42 and the UAE
as global hubs for responsible AI
development. This collaboration
demonstrates the UAE’s commitment
to ethical AI standards
through international partnerships
with leading technology companies.
Core42, a G42 company,
provides sovereign cloud and
AI infrastructure solutions while
empowering individuals, enterprises,
and nations to unlock AI’s
full potential through comprehensive
enablement capabilities.
The company launched OpenAI
GPT-OSS globally on its AI Cloud,
demonstrating advanced AI capabilities
within sovereign infrastructure
frameworks. Microsoft and
Core42 released comprehensive
whitepapers on sovereign public
cloud solutions, providing strategic
insights for technology leaders
adopting AI while maintaining
regulatory compliance.
Mohamed bin Zayed University
of Artificial Intelligence collaborates
with government entities
and private sector partners to advance
AI research and education
initiatives. The university’s board
comprises key leaders from the
UAE and around the world, bring-
ing expertise in research, technology,
governance, and economics.
These partnerships enable the
development of large language
models and AI solutions tailored
to regional requirements while
maintaining global standards.
Framework ensures transparent
accountability.
The UAE’s international stance on
artificial intelligence policy builds
on six core principles: advancement,
cooperation, community,
ethics, sustainability, and security.
This framework positions AI as
a catalyst for economic diversification
while encouraging the
development of high-impact technological
solutions that address
regional and global challenges.
The policy emphasizes the critical
importance of transparency and
the establishment of checkpoints
within AI tools, enabling governments
to ensure compliance with
ethical standards.
The UAE actively participates in
international AI forums to shape
the development and use of
emerging technologies through
future standards and guidelines.
The country supports establishing
international alliances for governing,
securing, and developing AI
systems while advocating for rules
that hold nations accountable for
developing harmful or destabilizing
AI tools. These efforts ensure
AI security, privacy protection,
and data safety through collaborative
research and development
initiatives promoting peace and
stability regionally and globally.
The Abu Dhabi Government
has approved a landmark Digital
Strategy 2025-2027, with an investment
of AED 13 billion, aiming
to become the world’s first fully
AI-native government by 2027.
The strategy implements over 200
innovative AI solutions across government
services while establishing
robust digital guidelines and
frameworks, ensuring the highest
cybersecurity standards. This
initiative positions the emirate as a
global leader in AI-driven government
operations.
AI fuels economic growth
The UAE National Strategy for
Artificial Intelligence 2031 seeks to
position the nation as the world’s
most AI-ready, integrating AI
across nine key sectors, including
health, transport, space, and education.
Federal initiatives target
50% AI adoption in government
services, while boosting the UAE
as a global AI hub. The sector now
employs 90,000 more people
compared to 2022, marking a
huge leap in AI governance.
October 2025 / 25
AI NEWS
Sheikh Mohamed
Launches UAE’s K2
Think
UAE President Sheikh Mohamed
bin Zayed has launched K2
Think, hailed as the world’s
most advanced open-source reasoning
model. Developed by Mohamed
bin Zayed University of Artificial Intelligence
and G42, it delivers frontier-class
performance in a compact,
efficient design. The launch underscores
the UAE’s commitment to AI
innovation, global competitiveness,
and honoring Sheikh Khalifa’s legacy
in advancing science, technology,
and national progress.
AI-Powered HR Assistant
Launched for Gov
Employee Services
The UAE has introduced an AI-powered
Human Resources Assistant to
transform government operations
and improve employee experiences.
Serving over 50,000 federal staff in
its first phase, it offers 108 services,
automates 80% of HR tasks, and handles
most inquiries, saving 170,000 work
hours annually. Accessible anytime in
Arabic and English, the assistant supports
the UAE’s vision of efficient, AI-driven
governance. The UAE has introduced an
AI-powered Human Resources Assistant
to transform government operations.
Ras Al Khaimah
Rebrands as Innovation
City, World’s First
AI Free Zone
Ras Al Khaimah Digital Assets Oasis
has rebranded as Innovation City
(INC), establishing the emirate as
a hub for technology and entrepreneurship.
The initiative targets five strategic
pillars: Web3 and digital assets, artificial
intelligence, gaming and iGaming,
robotics, and healthtech. By clustering
innovators and startups, Innovation City
aims to build a thriving ecosystem for
emerging industries. Positioned as the
world’s first AI-powered free zone, it
integrates artificial intelligence into
regulatory frameworks, services, and
business support systems to streamline
operations and attract enterprises.
Dedicated land development will provide
advanced infrastructure tailored to tech
companies, while modern amenities
and proximity to Dubai strengthen its
appeal. With this rebrand, Ras Al Khaimah
seeks to become a global launchpad
for innovation.
China Debuts R1 Humanoid Robot to Showcase
Ambitions in AI Automation
A
Chinese tech giant has introduced
R1, its first humanoid robot,
marking a bold entry into
AI-powered robotics. Demonstrated at
IFA 2025 in Berlin, R1 cooked shrimp
before engaging audiences at Shanghai’s
Inclusion Conference. Beyond
culinary tasks, it could support healthcare
or tourism, though real-world trials
remain limited. Positioned against
rivals like Tesla, R1 underscores China’s
growing ambitions in humanoid
robotics and AI-driven automation,
making way for newer breakthroughs.
YouTube Integrates
Veo 3 AI to Revolutionize
Shorts and
Creator Tools
YouTube has integrated Google’s
Veo 3 AI into Shorts, introducing
text-to-video generation, remixing
tools, and automated editing in one
of its largest creator upgrades. Veo
3 Fast enables 480p clips with lower
latency and built-in sound, addressing
long-standing frustrations, while motion
transfer technology animates still images
using movements from existing videos.
Google’s Lyria 2 music model expands
remix options by converting dialogue into
soundtracks across styles like “chill” or
“danceable.” The “Edit with AI” tool further
streamlines production by scanning
raw footage, adding transitions, music,
and voiceovers in English or Hindi. Initial
rollout begins in the US, UK, Canada,
Australia, and New Zealand, as YouTube
positions AI-driven creation to redefine
short-form video and challenge rivals
like TikTok, completely revolutionising
how Shorts would be edited.
26 \ October 2025
OpenAI Launches GPT-
5 Codex to Advance
Smarter, More Adaptive
Coding
OpenAI has launched GPT-5 Codex,
a next-generation AI coding agent
built to handle complex programming
tasks with greater efficiency. Unlike
earlier models, it adapts its “thinking”
time dynamically, ranging from seconds
to seven hours, enabling stronger performance
on advanced agentic coding
benchmarks. Already available in Codex
products across terminals, IDEs, GitHub,
and ChatGPT, it is accessible to Plus, Pro,
Business, Edu, and Enterprise users, with
API rollout planned. Benchmark results
show GPT-5 Codex outperforming GPT-
5 on SWE-bench Verified and excelling
in large-scale code refactoring. It also
delivers more accurate code reviews
and fewer errors, making it a versatile
tool. By optimizing resources and
productivity, GPT-5 Codex positions
OpenAI as a leader in AI-driven software
development, setting benchmarks for
other AI companies to follow.
Samsung Launches
Galaxy Buds3 FE With
AI Features
Samsung has introduced the Galaxy
Buds3 FE, designed with a
sleek “Blade” style and powered
by Galaxy AI. The earbuds offer real-time
translation, voice control, and
hands-free “Hey Google” activation.
Larger drivers boost bass and clarity,
while ANC and Crystal Clear Call enhance
audio. Priced at AED 575, they
provide intuitive controls, seamless
device switching, and smart, practical
functionality for everyday immersive
listening music and entertainment experiences.
thetechnologyexpress.com
Albania Appoints Diella
as World’s First AI
Government Minister
Albania has appointed Diella, the
world’s first AI-powered government
minister, to manage public
procurement and reduce corruption.
Introduced by Prime Minister Edi Rama,
Diella serves as a virtual avatar rather than
a traditional minister. The AI evaluates
and awards tenders, assists citizens
through the digital services portal, and
automates bureaucratic tasks. While
concerns about oversight remain, the
move marks a groundbreaking first step
in brand-new digital governance across
the world.
Adobe Launches
AI Agents to
Revolutionize Business
Operations
Adobe has announced the general
availability of AI agents, designed
to transform how businesses operate
and deliver customer experiences.
Integrated with the Adobe Experience
Platform (AEP) Agent Orchestrator, these
agents can be managed and customized
from Adobe or third-party sources, enabling
real-time data connections and
contextually relevant actions. The platform
uses reasoning engines to interpret
prompts, coordinate multiple AI agents,
and streamline workflows. Through the
AI Assistant chat interface, teams can
interact naturally with agents to improve
productivity and decision-making. Over
70 percent of AEP users already leverage
the system, benefiting from automation,
smarter insights, and enhanced customer
engagement. By embedding AI agents
into existing operations, Adobe aims to
drive measurable business value and
digital transformation.
Zoom Introduces Lifelike AI Avatars and
Upgraded AI Companion 3.0 Features
Zoom has introduced lifelike AI avatars
and the upgraded AI Companion
3.0 to enhance virtual
collaboration. Avatars mirror live video,
giving users a polished presence
without appearing on camera, while
waiting rooms can feature AI-generated
clips with agendas and instructions.
AI Companion 3.0, launching
in November, delivers note-taking,
scheduling, and collaboration tools
across platforms at no additional cost
to subscribers, making the platform
more interactive.
October 2025 / 27
COVER STORY
COVER
STORY
28 \ October 2025
thetechnologyexpress.com
From AI governance and digital banking to smart city
design, climate tech, and entrepreneurship, these
trailblazers represent the energy, innovation, and
inclusivity driving the UAE’s ascent as a global technology
hub.
Their collective impact embodies the essence of
the UAE’s leadership vision, where equality and excellence
intersect to redefine innovation.
October 2025 / 29
Adele Trombetta
SVP & GM, Customer Experience (CX) EMEA
Cisco
Adele Trombetta leads Cisco’s Customer Experience
organisation across Europe, the Middle East, and
Africa, overseeing a team of 3,500 professionals
dedicated to ensuring seamless deployment and
adoption of Cisco solutions. She transformed support
operations by implementing AI-driven service bots and
predictive analytics, reducing average resolution times
by 45% and improving first-contact resolution rates to
82%. Under her leadership, customer satisfaction scores
rose to 94%, while renewal rates increased by 18%.
Adele launched the Cisco CX Academy, a certification
and mentorship program that has upskilled over 4,000
regional engineers in advanced networking, security, and
collaboration tools. She also introduced the Customer
Success Exchange, a peer-to-peer forum that fosters
best-practice sharing among enterprise customers,
driving a 25% uplift in cross-sell opportunities.
Committed to diversity, Adele established Cisco’s
EMEA Women in CX network, mentoring over 1,200 female employees and boosting women’s representation in leadership
roles by 30%. Her strategic vision and advocacy have positioned Cisco CX EMEA as an industry benchmark for
customer-centric innovation and inclusive team development, driving sustainable transformation across 50 countries
and empowering thousands of professionals to excel in the digital economy.
Ambareen Musa
CEO Revolut GCC
Revolut
Ambareen Musa led Revolut’s expansion into the
Gulf Cooperation Council, obtaining in-principle
approval from the UAE Central Bank in September
2024 and launching full-stack digital banking services
across the UAE, Saudi Arabia, and Qatar. Within six
months, she onboarded over 500,000 customers and
achieved 300% year-on-year growth in transaction
volumes through offerings such as real-time cross-border
transfers, cryptocurrency trading, automated
savings goals, and multi-currency accounts tailored
to regional needs.
She negotiated critical partnerships with local banks,
payment networks, and regulators, fast-tracking product
approvals and compliance. Under her leadership,
Revolut GCC raised $75 million in regional funding
to support infrastructure and market development.
Musa also established Revolut Academy, a training
initiative that has empowered over 2,000 women in
fintech through mentorship, workshops, and scholarship grants.
Committed to gender parity, she built a diverse regional team with women holding 45% of senior roles and introduced
flexible work policies and leadership development programs. Her success has inspired women across the Middle East to
pursue careers in financial technology, demonstrating that female executives can rapidly scale innovation.
30 \ October 2025
thetechnologyexpress.com
Amira Sajwani
Founder & CEO
PRYPCO
Amira Sajwani has disrupted the Middle East’s
real estate sector by founding PRYPCO in 2022
and building it into the region’s fastest-growing
proptech platform. Under her leadership, PRYPCO has
enabled nearly AED 10 billion in mortgages, facilitated
over 3,000 UAE Golden Visas, and attracted 50,000+
investors through PRYPCO Blocks (fractional ownership)
and PRYPCO Mint (tokenized investments). In 2025,
she closed a pre-Series A round led by General Catalyst,
their first PropTech investment in MENA solidifying
PRYPCO’s position as a category leader.
Amira pioneered tokenized real estate in partnership
with the Dubai Land Department, making property
investment transparent, accessible, and efficient. She
also launched PRYPCO One (secondary market trading)
and PRYPCO Mortgage, offering streamlined, data-driven
solutions that have become industry benchmarks.
As a female trailblazer in a male-dominated field,
she has inspired women to pursue tech and entrepreneurship by demonstrating that visionary leadership can scale
billion-dirham platforms. Her success showcases how confidence, resilience, and strategic innovation empower women
to redefine traditional industries and drive regional economic transformation, fostering a new era of inclusive growth
and technological excellence across emerging markets worldwide.
Dana Baki
Co-Founder & COO
MUNCH:ON (Acquired by Careem)
Dana Baki co-founded MUNCH:ON in 2016, scaling
it from startup to serving over 20,000 companies
across the UAE, Saudi Arabia, Egypt, and Pakistan.
She secured $16 million in funding from Wamda Capital,
Global Ventures, and Shorooq Partners, establishing
MUNCH:ON as the region’s leading B2B food delivery
platform. Under her operational leadership, the
company delivered millions of meals while achieving
consistent double-digit growth and expanding beyond
corporate lunches to residential delivery.
During COVID-19, Dana’s strategic pivot maintained
business continuity by diversifying into all-day meal
delivery, demonstrating exceptional crisis management.
In 2022, she successfully negotiated MUNCH:ON’s
acquisition by Careem, integrating the platform into
the region’s premier super app to reach millions of
additional users.
As a Lebanese-American entrepreneur who left corporate
stability to build a tech startup, Dana has inspired women across the region to pursue entrepreneurship. Through
speaking engagements and mentorship programs, she demonstrates that female founders can secure significant funding,
scale innovative platforms, and achieve successful exits. Her journey proves that women can lead transformative
ventures while balancing motherhood and business leadership, breaking barriers in male-dominated industries.
October 2025 / 31
Dina Sam’an
Founder and Managing Director
CoinMENA
Dina Sam’an co-founded CoinMENA in 2019, establishing
the first fully regulated, Sharia-compliant
cryptocurrency exchange serving the MENA
region from Bahrain. As Managing Director, she has
positioned CoinMENA as the leading crypto assets
platform across five countries: Bahrain, UAE, Saudi
Arabia, Kuwait, and Oman, offering seamless deposit,
trading, and withdrawal services in local currencies
with 24/7 multilingual support. Her platform supports
13 major cryptocurrencies with plans for continued
regional expansion.
Licensed by both the Central Bank of Bahrain and
Dubai’s Virtual Asset Regulatory Authority, CoinMENA
operates under strict regulatory compliance while
maintaining competitive fees and high liquidity. Her
entrepreneurial journey began in real estate before
entering cryptocurrency in 2015 as part of the founding
team of the region’s first crypto exchange. Sam’an
serves as the youngest board member at Princess Sumaya University for Technology and an Advisory Board Member
for Women in Tech Bahrain. Her leadership has inspired women throughout the region to pursue careers in emerging
financial technologies, demonstrating how female entrepreneurs can navigate complex regulatory environments while
building trusted financial platforms that serve diverse communities.
Dr. Saeeda Jaffar
Group Country Manager – GCC
Visa
Dr. Saeeda Jaffar has driven Visa’s digital payments
expansion across the Gulf Cooperation
Council since June 2021, overseeing operations
in six markets and managing partnerships with leading
banks, fintechs, and governments. She launched
Visa’s third edition of the She’s Next initiative in
the GCC, empowering women-led small businesses
through mentorship, grants, and digital tools, directly
supporting over 2,000 entrepreneurs. In July 2024,
she spearheaded the rollout of contactless payments
on Ajman’s public transport network via a partnership
with Ajman’s Transportation Authority, making Visa
the first card provider on GCC buses.
Under her leadership, Visa introduced mobile wallet
integrations in four new markets, boosting consumer
adoption rates by 45% and increasing merchant acceptance
by 30%. She also established the GCC Payments
Forum, uniting regulators and industry stakeholders
to harmonize digital commerce standards, resulting in a 25% reduction in cross-border transaction friction.
A passionate advocate for gender parity, Dr. Jaffar founded Visa’s CEMEA Women’s Network GCC chapter, mentoring
over 1,500 female professionals and advancing women into leadership roles. Her achievements demonstrate that women
can lead large-scale financial transformations and foster inclusive growth across the region.
32 \ October 2025
thetechnologyexpress.com
Dr. Ebtesam Almazrouei
Chairperson of the Executive Board
AI for Good
Dr. Ebtesam Almazrouei has pioneered global AI
leadership through her role as Chairperson of the
UN’s AI for Good Impact Initiative while simultaneously
driving technological innovation as CEO and
Founder of AIE3. Her groundbreaking contributions
include developing the Falcon series of AI models, with
Falcon 180B recognised as the world’s most powerful
open AI model in 2023, and NOOR, the largest Arabic
language model launched in 2022. These innovations
have democratised AI access across Arabic-speaking
communities worldwide.
As Senior AI Consultant for the International Telecommunication
Union, she shapes global AI policies
and governance frameworks while leading initiatives
to harness AI for achieving the UN’s 17 Sustainable
Development Goals. Her previous role as Executive
Director at Technology Innovation Institute saw her
establish AI Cross Center Units and lead multidisciplinary
teams across computer vision and generative AI platforms. Her work bridges cutting-edge research with practical
humanitarian applications, inspiring women globally to pursue AI careers. Through her leadership, she has demonstrated
how female technologists can drive responsible AI development that serves both scientific advancement and societal
benefit, encouraging the future generation of young leaders to do the same.
CEO
Dr. Laila Bin Hareb Almheiri
Alive Group
Dr. Laila Bin Hareb Almheiri represents three
decades of transformational leadership across
aviation, cybersecurity, public transportation,
and holistic healthcare sectors. As founder and CEO of
Alive Group, she has established innovative ventures
including Alive Medical for diagnostics, Alive Education
and Events, and Alive Newledge for cybersecurity
awareness, while serving as senior advisor to Bain
& Company. Her distinguished career began in the
1990s as Senior IT Manager at DEWA, followed by
instrumental roles in establishing Dubai’s Roads and
Transport Authority.
She later led the transformation of the UAE’s aviation
regulation through her leadership at the General
Civil Aviation Authority, serving as lead negotiator for
international aviation agreements with the European
Commission, USA, Canada, and other nations while
spearheading the UAE’s ICAO election campaigns. Her
global recognition demonstrates her influence in shaping regional transportation and technology policies. Dr. Almheiri’s
achievements showcase how women can successfully navigate complex government negotiations while building private
sector ventures. Her multifaceted leadership has inspired women across aviation, technology, and healthcare sectors to
pursue executive roles in traditionally male-dominated industries, proving how diverse expertise can transform outcomes.
October 2025 / 33
Eman Al Awadhi
Vice President – Network & Cyber Security
Expo City Dubai
Eman Al Awadhi has architected Expo City Dubai’s
resilient network and cybersecurity framework,
safeguarding more than 20 million annual
visitors and 200+ tenant organizations. She led the
design and deployment of a next-generation security
operations center (SOC), integrating AI-driven threat
detection and automated incident response to reduce
mean time to detection by 60% and block 1,500+ cyber
threats monthly.
Under her leadership, the network infrastructure
expanded to support 10,000 concurrent wireless
connections with zero downtime during peak events.
Eman implemented a “Zero Trust” security model
across all digital services, achieving full compliance
with ISO 27001 and NESA regulations. She also forged
partnerships with leading cybersecurity vendors and
academic institutions to pilot advanced solutions in
IoT security and secure 5G network slices.
Committed to nurturing talent, Eman launched the Women in Cyber program at Expo City, mentoring 100+ aspiring
female security engineers through workshops and hands-on SOC training. Her dedication to inclusive leadership has
inspired women across the UAE to pursue careers in cybersecurity, demonstrating that female executives can protect
critical infrastructure and pioneer cutting-edge security strategies on a global stage.
Erika Blazeviciute Doyle
Founder & CEO
Drink Dry
Erika Blazeviciute Doyle founded Drink Dry in 2019,
establishing the GCC’s first premium non-alcoholic
drinks marketplace and pioneering the
zero-alcohol revolution in the Middle East. Starting
as an e-store in Dubai, her business has grown at an
astonishing rate to supply 50 retail stores and over
200 hospitality venues, from vegan cafés to top-end
hotels, while becoming widely acknowledged as the
champion of the alcohol-free movement in the UAE.
Operating through a dual business model as both
distributor and direct-to-consumer brand, she works
directly with hotels, restaurants, cafés, and retailers
while building strong relationships with industry
professionals and maintaining direct customer engagement
through e-commerce platforms and social
media. Her strategic approach includes launching
operations in Kuwait and expanding into Saudi Arabia,
demonstrating a scalable business model adaptation
across different regional markets. Doyle’s success has inspired female entrepreneurs throughout the region to pursue
innovative business concepts that address emerging consumer trends. Her work in establishing an entirely new beverage
category demonstrates how women can identify untapped market opportunities and build successful enterprises
while promoting healthier lifestyle choices and creating sustainable business models that serve both markets effectively.
34 \ October 2025
thetechnologyexpress.com
Haidi Nossair
Sr. Director, Client Solutions Group - META
Dell Technologies
Haidi Nossair leads Dell Technologies’ client solutions
across the expansive Middle East, Turkey,
and Africa region, driving the transformation of
modern workplaces through AI-powered computing
solutions. As Senior Director of the Client Solutions
Group, she oversees deployment of cutting-edge AI PCs
and workstations that enable organizations to leverage
artificial intelligence for enhanced productivity, security,
and innovation across sectors, including healthcare,
financial services, media, and professional services.
With the rapid adoption of generative AI across 70%
of global businesses, Nossair’s strategic leadership
focuses on helping regional organizations transition to
Windows 11 while unlocking on-device AI capabilities
through Intel Core Ultra and AMD Ryzen processors
featuring dedicated Neural Processing Units. Her
expertise encompasses unified ecosystem management,
from laptops and displays to comprehensive
device management platforms supporting hybrid and remote workers. Her work enables organizations to achieve up to
75% reduction in user downtime and 30% ROI through modernised device management. Nossair’s success has inspired
women throughout the technology sector to pursue senior leadership roles in enterprise computing, demonstrating how
female executives can drive technological transformation across diverse markets while maintaining security standards.
Heather Henyon
Founding Parter
Mindshift Capital
Heather Henyon stands as a transformative force
in venture capital and gender-inclusive investment
across the Middle East and beyond. As
Founding Partner of Mindshift Capital, she has built
a global venture fund dedicated exclusively to backing
early-stage women-led technology companies,
demonstrating that investing in female founders is not
only ethical but exceptionally profitable. Her portfolio
spans over 200 direct and fund investments across
the United States, Europe, and the Middle East, covering
sectors from artificial intelligence and fintech to
health technology and enterprise software. Beyond
capital deployment, Heather founded the Women’s
Angel Investor Network (WAIN), the first and largest
women’s angel investor group in the region, creating
a powerful ecosystem that educates, mentors, and
mobilises female investors whilst amplifying opportunities
for women entrepreneurs. Her leadership
has catalysed a paradigm shift in how venture capital approaches gender diversity, proving that inclusive investment
strategies drive superior returns whilst fostering economic empowerment. Recognised as Investor of the Year nominee,
Heather’s influence extends through advisory roles, speaking engagements, and thought leadership that challenges
traditional funding models. Her work dismantles barriers for women entrepreneurs seeking capital.
October 2025 / 35
Ioanna Angelidaki
Ex Co-Founder & CMO
InstaShop
Ioanna Angelidaki spearheaded marketing and
growth at InstaShop, transforming it from a Dubaibased
grocery delivery startup into the leading
quick-commerce platform in MENA. She architected
customer-acquisition strategies that drove user growth
from zero to over 1.5 million active monthly users and
scaled order volume to 2 million monthly transactions.
Under her leadership, InstaShop secured $55 million in
funding across Series A and B rounds, attracting global
investors and fueling expansion into six new markets.
Ioanna built and managed a performance-driven
marketing team of 40 across digital, brand, and growth
channels, optimising campaigns to achieve a 30%
reduction in customer-acquisition costs while tripling
lifetime value. She launched data-driven personalization
initiatives including dynamic pricing, targeted
promotions, and AI-powered product recommendations
that boosted repeat purchase rates by 45%. In 2020,
Ioanna negotiated InstaShop’s acquisition by Delivery Hero, ensuring a seamless integration that preserved the startup’s
culture and accelerated innovation. By leading high-impact growth in a male-dominated industry, she has inspired women
to pursue leadership in tech and marketing. Through mentorship programs and industry panels, Ioanna advocates for
female representation in fintech and e-commerce, demonstrating expert strategic vision.
Katharine Budd
Co-Founder
NOW Money
Katharine Budd co-founded NOW Money in 2016
to bank the unbanked Gulf workforce, building
the region’s first mobile payroll and remittance
platform for low-income workers. She secured the inaugural
regulatory permissions for a mobile payment
app in the UAE and Saudi Arabia, raising over $12
million in venture funding from GCC, US, and European
investors. Under her leadership, NOW Money launched
a PCI-compliant Visa card and integrated with major
banks, enabling seamless salary disbursements, bill
payments, and international remittances directly from
a smartphone.
The platform consistently outperforms industry
standards with a monthly login rate ten times higher
than competitors, demonstrating exceptional user
engagement. By partnering with large employers
across construction, hospitality, and retail sectors,
Katharine has extended digital financial services to
over 150,000 previously unbanked workers, saving them millions in fees and travel time.
Katharine’s commitment to financial inclusion has inspired women in fintech by showcasing how female founders can
tackle complex regulatory environments and scale profitable, socially impactful businesses. She has encouraged women
to enter payments and data science roles, proving that women can lead transformative fintech ventures.
36 \ October 2025
thetechnologyexpress.com
Khawla Hammad
Founder & CEO
Takalam
Khawla Hammad has transformed mental health
care in the MENA region by launching Takalam
in 2021 as the first AI-driven digital therapy platform
tailored to local needs. She secured $1 million in
pre-seed funding and a strategic grant from the Abu
Dhabi Investment Office, enabling rapid development
and scalability. Under her leadership, Takalam partnered
with government health agencies, corporations, and
universities to integrate digital therapy into employee
wellness and student support programs, reaching
over 50,000 users across the UAE and Saudi Arabia.
Khawla directed the rollout of AI-enabled mood
tracking and personalized therapy modules, reducing
average session wait times by 60% and doubling user
engagement. She spearheaded Takalam for Enterprise,
providing HR teams with real-time mental health
dashboards and predictive analytics to proactively
manage workforce well-being.
As a female founder in a nascent industry, Khawla has inspired women to enter health-tech and AI by sharing her
journey at regional conferences and mentoring female entrepreneurs through Hub71 and Ma’an accelerator programs.
Her success proves that women can lead pioneering digital health ventures, bridge critical care gaps, and build commercially
sustainable platforms that deliver lasting social impact across the Middle East.
Khulood Alawadhi
Director - Advanced Technology Services
Moro Hub
Khulood Alawadhi drives digital transformation
across Dubai’s government, public, and private
sectors through her leadership at Moro Hub,
overseeing cutting-edge AI-driven products and
advanced technology solutions. With over 17 years
of experience optimising complex technology infrastructures,
she has established herself as one of the
region’s most innovative transformational leaders,
consistently delivering strategic government initiatives
and leading multi-functional teams through digital
transformations.
Her career trajectory includes progressive leadership
roles at Dubai Electricity & Water Authority (DEWA) and
InfraX Digital DEWA Company. Her expertise spans AI
acceleration, data governance, infrastructure operations,
and project management. As a mentor for Dubai App
Olympics 2024 and Product Advisory Board member
for DataRobot Emerging Markets, she actively shapes
the next generation of technology leaders while positioning Dubai at the forefront of smart city innovation. Alawadhi’s
success has inspired women in government technology roles to pursue leadership positions in digital transformation
initiatives. Her work demonstrates how female executives can successfully navigate complex technology implementations
while fostering innovation that serves millions of citizens and businesses throughout the region.
October 2025 / 37
Kinda Ibrahim
Regional GM, Operations - METAP, Central & South Asia
TikTok
Kinda Ibrahim leads TikTok’s expansive operations
across the Middle East, Turkey, Africa, Pakistan,
and South Asia, making her one of the most
influential content strategy executives in the region.
With over 17 years of international experience, she
became TikTok’s first-ever female regional general
manager of operations and marketing in 2022, overseeing
content strategy for one of the world’s most
dynamic social media markets. Her responsibilities
encompass building diverse creator communities, developing
regional content partnerships, and ensuring
platform safety while maintaining TikTok’s core values
of community empowerment.
Previously serving as Director of Global Partnerships
for Twitter Middle East, Turkey, and Africa, she
accelerated content partnerships across news, politics,
sports, and entertainment verticals. Her earlier leadership
at Microsoft’s MSN Arabia and Yahoo Maktoob
demonstrates consistent excellence in digital media transformation. Ibrahim continues to champion creators who spark
global trends and inspire audiences worldwide through innovative content creation. Her success has paved the way for
women in senior technology roles across the region, proving that female executives can successfully navigate complex
multinational operations while driving platform growth and community engagement.
Nadine Mezher
Co-Founder
NAWA and Sarwa
Nadine Mezher has redefined fintech in the Middle
East by co-founding Sarwa in 2017, the region’s
first hybrid robo-advisor. She guided Sarwa
through funding rounds, securing $26 million to build
an automated investment platform that now manages
over $200 million in assets for more than 100,000
users. She forged partnerships to launch diversified
cryptocurrency portfolios, democratising digital asset
access for young professionals. Following regulatory
approval, Nadine spearheaded Sarwa’s expansion into
Saudi Arabia, extending low-cost, tech-driven wealth
management across the GCC.
In 2024, she co-founded NAWA, a digital community
platform promoting sustainable living and social
entrepreneurship. Nadine secured alliances with NGOs
and corporate sponsors to incubate over 50 community
initiatives, impacting thousands through mentorship,
micro-grants, and digital skills training. A passionate
advocate for gender equality, she designed Sarwa’s Women in Finance program, mentoring and upskilling female talent
to boost women’s representation in tech roles. She leads regional fintech forums that spotlight female founders and
foster collaboration. Through her ventures and commitment to inclusive growth, Nadine Mezher has inspired women
to pursue leadership in finance and technology, proving that female entrepreneurs can scale high-impact businesses.
38 \ October 2025
thetechnologyexpress.com
Najla Al-Midfa
Vice Chairperson
Sharjah Entrepreneurship Center (Sheraa)
Najla Al-Midfa has transformed entrepreneurship
across the UAE by driving Sheraa’s remarkable
growth since 2016, supporting over 114 startups
and generating over $90 million in revenue while creating
2,690+ jobs. Her strategic leadership has achieved a
95% survival rate for incubated startups, with women
leading 51% of these ventures, demonstrating her
commitment to gender equality in entrepreneurship.
Through her role as Vice Chairperson and Managing
Director of Emirates Growth Fund, she extends her
influence across multiple entrepreneurship stages, creating
comprehensive support ecosystems for founders.
Al-Midfa’s board positions across United Arab Bank,
Emirates Development Bank, and Dana Gas showcase
her versatility in strategic governance. Her “kindness
with a spine” leadership philosophy has inspired
countless female entrepreneurs to pursue ambitious
ventures. The annual Sharjah Entrepreneurship Festival
under her guidance attracts 44,000+ attendees, with 93% inspired to launch businesses. Her innovative approaches to
startup acceleration and female entrepreneur mentorship have created ripple effects throughout the region, positioning
women as key drivers of economic diversification and proving that supportive ecosystems can dramatically increase
entrepreneurial success rates for underrepresented groups.
Nichola Banerjee
Senior Field Marketing Manager - META, ANZ
Nexthink
Nichola Banerjee leads field marketing operations
for Nexthink across the Middle East, Turkey,
Africa, and Australia-New Zealand regions,
driving digital employee experience initiatives that
transform how enterprises deliver optimal end-user
experiences. As Senior Field Marketing Manager, she
develops strategic marketing campaigns that highlight
Nexthink’s unique combination of real-time analytics,
automation, and employee feedback across all endpoints,
helping IT teams meet the demanding needs
of modern digital workplaces.
Her marketing expertise encompasses demand
generation, customer engagement, and partnership
development, which has significantly expanded
Nexthink’s presence across diverse global markets.
Banerjee’s approach to enterprise technology marketing
combines a deep understanding of IT challenges
with innovative campaign strategies that resonate
with technical decision-makers and business leaders alike. Her work has been instrumental in communicating how digital
employee experience platforms can enhance productivity for millions of employees across thousands of customers
worldwide. Her success has inspired women throughout the technology marketing sector to pursue specialized roles in
enterprise software marketing, demonstrating how female marketers can successfully help evolve digital technology.
October 2025 / 39
Nour Al Hassan
Chief Executive Officer of Tarjama AI
Tarjama AI
Nour Al Hassan has propelled Tarjama AI to become
the MENA region’s premier Arabic-first
enterprise AI platform. Since spinning off in
April 2025, she secured $15 million in Series A funding
to build Pronoia, a proprietary large language model
optimised for Arabic dialects and contexts. Pronoia has
processed over two billion words, outperformed global
benchmarks in Arabic NLP tasks, and enabled rapid
deployment of AI solutions for content generation, legal
document review, and customer support automation.
Under her leadership, Tarjama AI forged partnerships
with governments, Fortune 500 firms, and regional
enterprises, delivering AI-powered workflows that
cut translation and analysis time by up to 70%. She
architected the “agentic ecosystem,” empowering
in-house teams and freelance experts to launch tailored
AI agents for marketing campaigns, compliance
monitoring, and data insights.
To advance gender parity, Nour initiated Tarjama AI’s Women in AI program, mentoring over 500 female technologists
and sponsoring hands-on AI projects. Her advocacy and visible leadership have inspired women across the region to
pursue careers in emerging technologies, demonstrating that female innovators can drive transformative change in the
AI industry.
Pia Tabet El Hachem
Senior General Manager
Uber MENA
Pia Tabet El Hachem has led Uber’s growth
across the Middle East and North Africa since
2021, overseeing ride-hailing, delivery, and new
mobility services in 20 markets. She achieved a 50%
increase in active users and doubled driver-partner
earnings through localized incentive programs and
dynamic pricing models. Under her leadership, Uber
introduced electric vehicle (EV) options in Dubai and
Riyadh, reducing per-trip carbon emissions by 30%
and supporting the region’s sustainability agenda.
She forged strategic partnerships with government
entities to pilot autonomous shuttle services and integrated
Uber Mobility APIs into public transit apps
in Abu Dhabi and Doha, driving a 25% boost in multimodal
trip usage. Pia also launched the Uber Elevate
task force for urban air mobility, collaborating with
regulators and aerospace firms to test drone delivery
and eVTOL routes.
Committed to gender equity, she expanded Uber’s Women at Work initiative across MENA, increasing female driver-partner
participation by 40% and mentoring 500+ women through leadership workshops. Her tenure demonstrates
that female executives can scale complex technology platforms, shape urban mobility ecosystems, and deliver both
commercial growth and social impact in traditionally male-dominated industries.
40 \ October 2025
thetechnologyexpress.com
Prakriti Singh
EVP, Head of Core Payments, EEMEA
Mastercard
Prakriti Singh leads Mastercard’s Core Payments
operations across Eastern Europe, the Middle East,
and Africa, overseeing the company’s strategic
business transformation in one of its fastest-growing
regions. With over 10 years in the payments industry,
she has spearheaded initiatives that collectively reached
more than a million users through Mastercard Labs,
including launching and scaling credit programs for
small businesses, farmers’ networks for agri-businesses,
and IoT payment solutions that have revolutionised
financial inclusion across underserved markets.
Her leadership of Mastercard’s partnership with
EXPO 2020 and launch of the Priceless Planet Coalition
demonstrated how payment technologies can drive
environmental and social impact. Singh chairs Mastercard’s
Women Leadership Network in Dubai, creating
mentorship opportunities and career advancement
pathways for women across the financial services
sector. Her consultative approach to packaging customer-centric solutions has transformed service sales throughout the
organization while driving top strategic deals across the region. Singh’s success has inspired countless women to pursue
leadership roles in financial technology, proving that female executives can successfully navigate complex multinational
operations while championing diversity and inclusion initiatives that create lasting organizational change.
Raja Al Mazrouei
Chief Executive Officer
Etihad Credit Insurance (ECI)
Since her appointment as CEO in November
2022, H.E. Raja Al Mazrouei has reshaped ECI
into a digital-first federal export credit company
bolstering the UAE’s non-oil trade. She spearheaded
a comprehensive digitisation strategy launching real-time
risk analytics and an automated policy-issuance
platform that reduced turnaround times by 40% and
improved customer satisfaction. Under her leadership,
total insured turnover grew 15.7% to AED 16 billion in
2024, covering exports across 110 countries and 17
key sectors.
Raja forged strategic MoUs with Saudi EXIM Bank
and Credit Oman in October 2024 to enhance regional
risk-sharing and SME financing, and launched the
Xport Xponential programme, which has facilitated
AED 174 million in trade financing in partnership with
leading banks. She also championed climate-linked
insurance products, supporting the UAE’s Net Zero by
2050 ambitions. Beyond ECI, she chairs the Harvard Business School MENA Advisory Board and sits on the boards of
Mohammed Bin Rashid School of Government, Zand Digital Bank, and Al Masraf, driving governance and fintech innovation.
A distinguished leader in sustainable finance and digital transformation, Raja’s strategic vision continues to elevate
the UAE’s position as a global trade and export credit hub, inspiring excellence across institutions throughout the region.
October 2025 / 41
Reem Asaad
Senior Vice President, Head of Client Services
Visa - CEMEA
Reem Asaad has transformed Visa’s client services
across Central Europe, Middle East, and Africa by
leading digital onboarding in 12 markets, cutting
partner activation time by 50% and boosting regional
transaction volumes by 35%. Under her leadership,
client satisfaction rose to 92%, and cross-sell revenue
increased by $200 million annually through solutions
in tokenization, contactless payments, and real-time
fraud monitoring.
She founded Visa’s CEMEA Innovation Lab, collaborating
with startups and issuing banks to pilot QR
payments and biometric authentication, resulting in
three commercial launches within one year. Reem
also implemented a unified client feedback program,
using data analytics to customize service models and
improve net promoter scores by 40%.
Dedicated to advancing women, Reem launched
Visa’s CEMEA Women’s Network, which has mentored
over 1,500 female professionals via peer coaching, leadership workshops, and client project rotations. Her leadership
and advocacy have inspired women in payments to pursue strategic roles, proving that female executives can spearhead
large-scale digital transformations and drive client-centric innovation across diverse markets, including the Middle East,
Africa, and Central Europe.
Rima Manna
Vice President, NI & UAE Country Director
Nokia - Middle East
Rima Manna has led Nokia’s Middle East network
infrastructure (NI) business and UAE operations
since 2021, driving major 5G, fixed broadband,
and cloud transformation projects. She secured and
delivered flagship contracts with national carriers in
the UAE, Saudi Arabia, and Bahrain, totaling over $2
billion in network rollouts that enabled 5G coverage
for more than 60% of the region’s population. Under
her direction, Nokia deployed virtualized core networks
and edge computing solutions that reduced latency by
40% and increased network capacity by 50%.
She forged strategic alliances with UAE government
entities to support smart city and IoT initiatives, positioning
Nokia as a key technology partner for digital
government programs. Rima also led the establishment
of a regional R&D center in Dubai, accelerating local
innovation in network automation and AI-powered
operations.
As one of the few women heading a major technology division in the Gulf, Rima actively mentors aspiring female
engineers through Nokia’s Women of Nokia network and university outreach programs. Her career demonstrates that
women can lead billion-dollar telecom projects, pioneer cutting-edge infrastructure, and inspire future generations to
pursue STEM leadership roles across the region.
42 \ October 2025
thetechnologyexpress.com
Samia Bouazza
Group CEO & Managing Director
Multiply Group
Samia Bouazza has driven Multiply Group from a
boutique consultancy in 2003 to a $14.6 billion
Abu Dhabi-listed holding company, leading
strategic acquisitions across media, wellness, mobility,
energy, and digital economy sectors. She orchestrated
the 2021 ADX listing becoming the first woman to take
a company public on the Abu Dhabi Stock Exchange
and closed six high-growth transactions within a single
year. Under her leadership, Multiply Group launched
Multiply Media Group, uniting market-leading out-ofhome
advertising assets into the UAE’s largest OOH
platform, and HealthierU, an AI-powered wellness
startup reshaping corporate health programs.
She has expanded the group’s portfolio to over 30
subsidiaries, tripling its capital investments to AED
25 billion through data-driven, tech-infused growth
strategies. As a board member of TAQA, Arena Events
Group, and Emirates Driving Company, she champions
digital transformation and operational excellence.
A trailblazer for women in executive roles, Samia initiated leadership forums and mentorship circles within Multiply
Group, boosting female representation in senior management by 40%. Her career exemplifies how visionary leadership
and bold innovation empower women to lead multi-billion-dirham enterprises and redefine corporate success.
Sarah Toukan
Co-Founder and Chief Product Officer
Ziina
Sarah Toukan co-founded Ziina in 2020, transforming
digital payments across the UAE through
innovative peer-to-peer financial solutions. As
Chief Product Officer, she leads product development
for the region’s fastest-growing fintech platform,
processing over 800 million dirhams annually with a
remarkable 10x year-on-year growth. Ziina’s mission
centers on bringing financial freedom to every person in
the Middle East, making digital transactions as simple
as sending a text message through her user-centric
design approach.
Under her product leadership, Ziina has secured $22
million in Series A funding and earned the UAE Central
Bank’s prestigious SVF license. The platform eliminates
complex IBAN and SWIFT codes, enabling seamless
money transfers through simple phone numbers while
maintaining enterprise-grade security. Her previous
entrepreneurial experience includes co-founding Ferdos,
celebrating Middle Eastern heritage, and engineering roles at Schlumberger in Paris. Toukan’s success has inspired
women across the fintech sector to pursue product leadership roles, demonstrating how female technologists can create
user-centered financial solutions that drive widespread adoption. Her approach to simplifying complex financial processes
has proven that women can lead transformational product development in emerging markets.
October 2025 / 43
Soumia Benturquia
Founder & CEO
FODEL
Soumia Benturquia revolutionised last-mile delivery
across MENA by founding FODEL in 2017,
creating the region’s first parcel pick-up locations
provider for online shoppers. Her innovative platform
addresses unique logistical challenges through over
1,000 pick-up and drop-off locations across gas stations,
groceries, and retail stores operating until midnight
or 24/7. Under her leadership, FODEL has raised over
$8 million in funding and expanded operations to five
countries, including the UAE, Saudi Arabia, Kuwait,
Bahrain, and Oman.
Her strategic partnerships with major players like
Amazon, Landmark, and DHL have positioned FODEL
for expansion to over 2,500 locations across MENA.
Benturquia’s success demonstrates how female
entrepreneurs can identify market gaps and create
scalable solutions that transform entire industries. Her
approach to logistics innovation has inspired women
throughout the region to pursue technology-driven entrepreneurship in traditionally male-dominated sectors. By making
e-commerce more accessible across diverse communities, she has proven that women-led startups can drive regional
economic transformation while employing over 50 professionals and creating sustainable business models that serve
both consumers and retail partners effectively.
Zeina El Kaissi
Regional Director Public Policy, MENA
Amazon
Zeina El Kaissi leads Amazon’s public policy initiatives
across the Middle East and North Africa,
bringing over 15 years of strategic government and
private sector experience to bridge policy gaps between
technology companies and regional governments. Her
distinguished career includes serving as Chief Digital
Officer at Smart Dubai, where she launched several
city-wide strategies, including the Dubai Blockchain
Strategy and Dubai Paperless Strategy, positioning
Dubai as a global leader in smart city innovation.
Her extensive government experience includes
senior roles at the Executive Office of His Highness
Sheikh Mohammed Bin Rashid Al Maktoum and the
Abu Dhabi Executive Council, where she led strategic
planning and performance management across over
50 public-sector agencies. At Amazon, she leverages
this unique background to navigate complex regulatory
environments while advocating for policies that enable
technological innovation and economic growth across the region. Her work demonstrates how technology companies
can collaborate effectively with governments to drive digital transformation while maintaining regulatory compliance.
El Kaissi’s success has inspired women throughout the region to pursue careers at the intersection of technology and
public policy, proving that female leaders can successfully driving meaningful societal impact through strategic policy.
44 \ October 2025
Digital Trade
Digital Trade Corridors
Transform
UAE embraces innovative cross-border solutions for global
market integration
Nationwide blockchain platforms are transforming
customs procedures by digitizing documentation, automating
verification, and enabling secure, immutable
records. Consequently, clearance times fall sharply,
cross-border compliance improves, and supply chains
gain transparency, efficiency overall, and reduced risk
of fraud.
46 \ October 2025
The United Arab Emirates has
positioned itself at the forefront
of digital trade transformation,
deploying cutting-edge technology
to revolutionize cross-border
commerce. Through comprehensive
digital customs platforms, automated
documentation systems,
and artificial intelligence-powered
trade finance solutions, the nation
is reshaping how global trade flows
through the region.
Dubai Customs launched its
blockchain platform in July 2024,
marking a pivotal advancement in
trade facilitation technology. The
system integrates artificial intelligence,
predictive analytics, and
digital-twin technologies across
major commercial intersections,
significantly enhancing transparency
in supply chains through secure,
tamper-proof data sharing networks.
This innovation directly supports the
UAE’s blockchain strategy for digital
transactions, aiming to consolidate
Dubai’s position as a leading global
trade hub.
Abu Dhabi Customs has achieved
thetechnologyexpress.com
This initiative contributes to improving
customs operations efficiency, elevating
service quality, and achieving the highest
standards of institutional excellence.”
— H.E. Rashed Lahej Al Mansoori,
Director General,
Abu Dhabi Customs
remarkable digital transformation
milestones, recording a 10.08
percent growth in digital platform
transactions from January to August
2025 compared to the same
period in 2024. The emirate’s
TradeChain platform, launched
at GITEX Global 2023, integrates
with global blockchain platforms
specialized in trade operations,
reducing customs clearance time
and effort by up to 80 percent.
Pre-arrival clearance transactions
now constitute 82 percent of total
clearance procedures across Abu
Dhabi’s customs ports.
AI-Powered Trade Finance Solutions
The UAE’s artificial intelligence
integration in trade finance
addresses traditional challenges,
including cumbersome processes
and fraud vulnerabilities. AI-powered
blockchain technology ensures
enhanced transparency and
security, enabling faster and more
reliable cross-border transactions.
The UAE AI in Finance Market is
projected to grow from $67 million
in 2023 to an estimated $514
million by 2032, representing a
compound annual growth rate of
25.3 percent.
Dubai Electricity and Water
Authority’s smart grid initiative
demonstrates the broader digital
infrastructure supporting trade
operations. The $7 billion investment
integrates IoT sensors and
artificial intelligence to monitor
electricity and water distribution in
real-time, achieving a world record
of just 1.06 minutes of electricity
downtime per customer annually
in 2023.
Virtual Trade Corridors
The India-UAE Virtual Trade Corridor,
launched in September 2024,
exemplifies the UAE’s commitment
to international digital trade cooperation.
The corridor utilizes the
MAITRI platform to integrate multiple
digital systems and enable
seamless document exchange
among regulatory stakeholders
through unified interfaces. This
initiative reduces administrative
processes, logistics costs, and
transport expenses while enhancing
ease of doing business.
Cross-border e-invoicing implementation
represents another
significant advancement in the
UAE’s digital trade infrastructure.
The phased rollout, beginning in
Q2 2025, mandates real-time reporting
to the Federal Tax Authority
with standardized formats and
automated validation processes.
This system reduces VAT fraud
and under-reporting while accelerating
customs clearance through
integrated invoice data access.
The UAE’s digital economy
strategy targets doubling the
digital economy’s contribution to
GDP from 12 percent to 20 percent
by 2030. Government spending
on IoT development exceeded $37
billion by 2020, with a compound
annual growth rate of 31 percent.
These investments support public-private
partnerships developing
digital infrastructure and cloud
computing ecosystems across the
Emirates.
Customer Satisfaction at its Core
Abu Dhabi Customs achieved a
95.94 percent customer satisfaction
rate for digital services
through the TAMM platform,
compared to 94.17 percent during
the same period in 2024. Digital
platform transactions increased by
19.72 percent through direct integration
systems, while proactive
transactions grew by 28.93 percent
of total customs transactions.
The transformation extends
beyond technological implementation
to encompass comprehensive
ecosystem development. These
digital trade corridors represent
more than technological advancement;
they embody the UAE’s
vision for sustainable economic
growth through innovation,
growth and change.
October 2025 / 47
INTERNATIONAL NEWS
Dell CFO Yvonne
McGill Steps Down,
David Kennedy Interim
Dell Technologies announced
CFO Yvonne McGill will step
down after two years in the role,
concluding a nearly three-decade career
at the company. Senior VP David
Kennedy, with 27 years at Dell, has
been appointed interim CFO while
a permanent successor is sought.
McGill will remain as adviser through
October. Shares slipped 1.2% despite
Dell reaffirming its financial guidance,
highlighting leadership continuity and
the company’s strong operational momentum
across evolving markets.
Apple Unveils iPhone
17 Pro and Pro Max
with Major Upgrades
Apple introduced the redesigned
iPhone 17 Pro and Pro Max at its
September 2025 event. Featuring
a vapor chamber within a lightweight
aluminum unibody, the devices allow
larger batteries and faster charging.
Powered by the A19 Pro chip and N1
connectivity, both models include
Super Retina XDR displays, triple 48MP
Fusion cameras, pro-level video tools,
and storage up to 2TB. Pricing begins
at $1,099, reflecting Apple’s continued
innovation and commitment to delivering
premium, performance-focus.
Meta Expands
Metaverse With
Hyperscape Capture,
VR Games Updates
Meta announced significant updates
at its annual developer
conference, spotlighting Hyperscape
and new VR games. Hyperscape
Capture, now in Early Access, lets
Quest owners scan rooms in minutes
and render lifelike virtual replicas within
hours. Initially, users can only create and
explore personal spaces, but sharing
via private links will arrive later. Demonstrations
included kitchens, training
arenas, and custom-designed rooms,
showcasing immersive possibilities.
Powered by Gaussian Splatting and
cloud rendering, Hyperscape supports
Quest 3 and 3S users aged 18 and older.
Meta also unveiled a lineup of new VR
games featuring superhero adventures,
fantasy battles, and story-driven quests,
alongside Horizon TV’s expanded support
for Disney+, ESPN, and Hulu, further
strengthening the company’s growing
metaverse ecosystem.
YouTube Expands Multi-Language Audio and
Thumbnails to Boost Global Reach
YouTube has launched multi-language
audio for creators worldwide
after a two-year pilot.
The feature lets millions add dubbed
tracks, helping expand international
audiences. Early testers like MrBeast
and Jamie Oliver saw major growth,
with Oliver’s channel tripling views.
An AI-powered tool ensures natural
dubbing, while localized thumbnails
are being tested. Together, these updates
foster inclusivity, enabling creators
to connect globally and boost
engagement across languages.
Serbia Partners With
e& Enterprise to
Expand Digital
Infrastructure
Serbia’s Office for IT and eGovernment
signed a strategic MoU with
e& enterprise to expand the nation’s
hyperscale-ready digital infrastructure.
The agreement will triple current
capacity by adding up to 40 megawatts
to the existing 14-MW Tier-4 campus in
Kragujevac, strengthening Serbia’s role
as a regional hub for sovereign cloud and
digital services. This expansion supports
critical workloads, including sovereign
data, AI applications, and enterprise
systems across the Balkans. Building
on earlier success with 1,080 racks and
secured land for growth, the initiative
enhances reliability, governance, and
low-latency services. Linked with e&’s
Middle East backbone and subsea cables,
the project connects Serbia to Europe
and MENA, advancing regional cooperation
and digital transformation, fueling
innovation and sustained cross-border
digital growth momentum.
48 \ October 2025
Google Introduces
Experimental Windows
App Featuring
AI Search
Google has launched an experimental
Windows app through Search Labs,
designed to boost productivity by
unifying search functions. The Google
app for Windows lets users quickly search
the web, browse Google Drive, locate
local files, and access installed apps.
Installation mirrors Chrome, requiring a
Google account, and adds a draggable
desktop search bar with the Alt+Space
shortcut for instant access. The app
mimics macOS Spotlight, supporting dark
mode and result categories such as AI
Mode, images, shopping, and videos. AI
Mode delivers detailed responses, while
customizable settings allow shortcut
adjustments and AI toggling. Integrated
Google Lens extends functionality by
enabling screen capture, translation,
and problem-solving. Currently, the
app is available only in English for U.S.
users, indicating future plans for broader
international rollout.
Apple Stock Drops
$108B Following
Disappointing Launch
Apple shares tumbled 3.48%,
erasing about $108 billion in
market value after the iPhone
17 launch. Analysts cited incremental
updates and a delayed Siri AI overhaul
until 2026 as key disappointments.
Investor sentiment also worsened
over $1 billion in tariff costs the company
will absorb. While analysts issued
downgrades, many expect loyal
customers to maintain sales through
upgrades and camera improvements,
reflecting the brand’s enduring resilience
despite market skepticism.
thetechnologyexpress.com
ByteDance Unveils
Seedream 4.0 Competes
With Google
ByteDance has launched Seedream
4.0, an advanced AI image generator
built to rival Google DeepMind’s
Nano Banana, also known as Gemini 2.5
Flash Image. Internal Magicbench tests
showed superior performance in prompt
accuracy, alignment, and aesthetics.
Offering text-based editing, multi-image
compositing, and consistent character
sequencing, Seedream 4.0 strengthens
ByteDance’s position as a major competitor
in AI-powered creative tools
expanding its innovation ecosystem
and AI influence across global content.
Oman Launches Digital
Tourism Platform
to Enhance Visitor
Experiences
Oman’s Ministry of Heritage and
Tourism has partnered with a national
travel operator to create an
advanced digital tourism platform aimed
at transforming visitor experiences. The
initiative will unfold in two phases. The
first focuses on developing professional
digital content, training licensed guides,
and producing high-quality photos and
videos optimized for search engines
and global booking platforms. Phase
two will introduce an integrated booking
system, multilingual support in Arabic
and English, and secure electronic
payments, while connecting directly
with international distribution channels.
Tourist guides will manage their services
through a dedicated portal, fostering
collaboration and visibility. Backed by
strategic digital marketing campaigns,
the platform is designed to boost global
accessibility and strengthen Oman’s
position in international tourism.
Meta Introduces Ray-Ban Display Smart Glasses
With Built-In Lens Screen
Meta has unveiled the Ray-Ban
Display, smart glasses featuring
a built-in right-lens screen
and a wristband controller. Priced at
$799, they launch September 30, followed
by the Oakley Vanguard sports
model on October 21. The lineup supports
livestreaming, AI assistance,
and gesture control. While early demos
faced glitches, analysts view the
glasses as a step toward mainstream
AR adoption and future advanced eyewear,
signaling Meta’s deeper push
into wearable computing innovation.
October 2025 / 49
Big Tech
AGI Reality Check:
Are We Ready Yet?
Assessing technical and infrastructural readiness for AGI
by 2037
Evaluating extensive compute infrastructure requirements,
scalable high-quality multimodal data pipelines,
crucial algorithmic breakthroughs in transfer
and meta-learning, and the establishment of robust
safety measures, ethical governance models, and
standardized evaluation benchmarks to assess AGI
feasibility by 2027–2037.
50 \ October 2025
Artificial general intelligence
(AGI) aspires to create machines
matching or exceeding
human cognitive abilities across all
domains. Industry opinions vary:
Sam Altman predicts AGI by 2027
based on scaling trends and software
advances, while skeptics argue
that fundamental breakthroughs,
compute capacity, and data constraints
may delay AGI until 2037 or
beyond. To assess these views, we
examine technical hurdles, compute
and data requirements, algorithmic
developments, safety frameworks,
and evaluation benchmarks crucial
for AGI’s realization.
Technical Hurdles to True Generality
AGI must transcend narrow task
performance and achieve flexible,
adaptive reasoning akin to human
thought. Today’s foundation models
excel at language generation but falter
in long-horizon planning, dynamic
context switching, and continual
learning. They lack robust memory
mechanisms and meta-reasoning
capabilities, making knowledge
thetechnologyexpress.com
We are committed to advancing AI responsibly,
ensuring robust governance frameworks
guide the journey toward general
intelligence.”
— H.E. Omar Sultan Al Olama,
Minister of State for Artificial Intelligence, Digital Economy, and
Remote Work Applications,
UAE Government
retention across sessions difficult.
Grounding language in real-world
semantics remains unsolved:
without genuine world-model
construction, outputs can be brittle
and prone to hallucinations when
faced with unfamiliar inputs.
Overcoming these gaps demands
hybrid architectures that integrate
neural networks with symbolic
reasoning, episodic memory, and
active learning strategies to support
lifelong adaptation.
Compute and Data Requirements
Training a human-level generalist
model requires far more computation
than current AI systems.
OpenAI’s GPT-4 consumed
exaflop-days of compute, yet AGI
may demand zettaflop-days or
higher implying terawatt-scale
energy consumption and specialized
hardware. Efficient infrastructures
must combine GPUs, TPUs,
NPUs, and custom accelerators,
leveraging sparsity, quantization,
and neuromorphic designs to
optimize performance and energy
use. Equally critical is building
high-quality multimodal datasets
spanning text, vision, audio, and
sensorimotor streams to reflect
the full range of human experience.
Creating such data pipelines
ensuring diversity, ethical
sourcing, and privacy protection
poses significant logistical and
governance challenges. Without
sustainable compute and data
ecosystems, AGI timelines risk
slipping well beyond 2037.
Algorithmic Advances and Foundation
Models
Foundation models have revolutionized
AI by pretraining massive
transformers on internet-scale
data, enabling transfer learning
across tasks. Yet AGI requires algorithms
capable of autonomous
goal formation, self-improvement,
and multi-agent coordination.
Reinforcement learning
successes such as DeepMind’s
MuZero demonstrate generalized
game-playing but real-world
environments introduce continuous
action spaces, unpredictable
dynamics, and safety constraints.
Future systems must integrate
meta-learning for rapid adaptation,
adversarial robustness for
secure deployment, and modular
interpretability to debug complex
neural substrates. Building self-reflective
models that can audit their
own reasoning and recalibrate
biases is essential for human-level
general intelligence.
Timeline Debate: Optimism vs.
Skepticism
Predictions for AGI timing diverge
sharply. Sam Altman asserts that
current hardware and continued
software breakthroughs suffice
to achieve AGI by 2027. Anthropic’s
leadership echoes this
timeline, based on scaling laws
and emergent capabilities in large
models. Conversely, many researchers
caution that unresolved
algorithmic, compute, and data
bottlenecks could delay AGI well
past 2037. Historical AI winters
remind us that hype often outpaces
real-world progress. While
ongoing investment could produce
unexpected advances, innovation
plateaus may extend AGI timelines
by decades.
Evaluation Benchmarks and Cognitive
Tests
Validating AGI requires benchmarks
measuring generality,
adaptability, and reasoning
breadth. Proposed “Levels of AGI”
frameworks categorize systems
by task diversity and human-relative
performance. Challenges
like the ARC-AGI test abstraction
and common-sense reasoning
but must also assess open-ended
problem solving, social intelligence,
and ethical judgment.
Real-world evaluation scenarios
involving physical interaction,
long-term planning, and human
collaboration are crucial.
October 2025 / 51
APP EXPRESS
GUMLOOP – AI-POWERED AUTOMATION
PLATFORM
4.4 STARS | 6K+ DOWNLOADS
Gumloop is a no-code AI automation framework that
lets users design and deploy custom workflows via
a visual drag-and-drop interface. It integrates with
third-party apps and services PDFs, spreadsheets, CRMs,
email platforms, webhooks, web pages, Google Analytics,
Semrush, HubSpot, Salesforce, and more to automate tasks
like document processing, data extraction, web scraping,
SEO analysis, CRM updates, email marketing campaigns, and
meeting preparation. Users select or build “flows” (pre-made
or custom workflows), define triggers (e.g., new email, form
submission, API call), and configure actions and conditions
to execute complex sequences without coding. Built-in AI
nodes enable content summarization, sentiment analysis,
decision logic, and dynamic data transformations. Gumloop
provides sandbox testing, debugging tools, execution logs,
and performance analytics for optimization.
The platform prioritizes accessibility for non-technical
teams while supporting enterprise-scale deployments. Its
AI-driven nodes perform advanced tasks such as automated
compliance checks, PDF data extraction, and real-time
lead enrichment. With SOC 2 Type 2 and GDPR compliance,
Gumloop secures data and infrastructure for organizations of
all sizes. Industries from marketing and sales to finance, HR,
and operations leverage Gumloop to reduce manual work,
eliminate bottlenecks, and accelerate digital transformation.
Whether building turnkey automations with templates or crafting
bespoke AI agents, Gumloop empowers teams to reclaim
hours of productivity and focus on high-value strategic work.
CURSOR – THE AI-POWERED CODE
EDITOR
4.6 STARS | 50K+ ENTERPRISE USERS
Cursor transforms traditional code editors into intelligent
developer IDEs by embedding advanced AI directly into
your workflow. Built as a fork of Visual Studio Code,
it leverages frontier models (GPT-4, Anthropic, Gemini)
and custom “cursor-small” networks to understand entire
codebases, enabling seamless natural language commands,
multi-line code generation, and context-aware refactoring.
Developers import VS Code settings, themes, and extensions
in one click, preserving familiar shortcuts while gaining AI chat,
inline editing, and a Composer mode for multi-file requests.
Cursor’s intelligent tab-completion anticipates next edits,
unlocking a “coding at the speed of thought” experience.
Its built-in AI assistant analyzes project context in real time,
generating boilerplate, debugging code, and implementing
pull-request style diffs for safe integration. Enterprise-grade
security features include SOC 2 Type II certification, Privacy
Mode with zero data retention, SAML SSO, and RBAC controls.
Analytics dashboards track AI adoption and productivity
gains across teams.
Whether crafting a new feature, refactoring legacy code, or
onboarding new engineers, Cursor accelerates development
velocity, reduces manual workloads, and empowers teams
to ship high-quality code faster.
52 \ October 2025
thetechnologyexpress.com
AIVA – ARTIFICIAL INTELLIGENCE
VIRTUAL ARTIST
4.5 STARS | 1M+ USERS
AIVA is an AI-powered music composition assistant that
generates original songs in over 250 distinct styles:
classical, electronic, pop, jazz, cinematic, and more
within seconds. Built on deep generative neural networks,
AIVA analyzes massive datasets of human-composed music
to craft emotionally resonant melodies, harmonies, and arrangements
tailored to user preferences. Musicians, game
developers, filmmakers, podcasters, and content creators
can upload audio or MIDI references to influence style, mood,
tempo, and instrumentation.
The platform features an integrated DAW-like editor that
enables real-time mixing, track layering, and fine-grained
control over orchestration elements such as strings, brass,
piano, synths, and percussion. Compositions export to MP3,
MIDI, or high-fidelity WAV formats for seamless integration into
professional workflows. AIVA offers free, Standard (€11/mo),
and Pro (€33/mo) plans. The Pro tier grants full copyright
ownership of generated tracks, up to 300 downloads per
month, extended composition lengths up to 5 1⁄2 minutes,
priority AI processing, and advanced style customization.
AIVA’s intuitive interface gamifies creativity with an achievement
system that rewards users for exploring new genres,
collaborating on compositions, and sharing tracks on social
platforms. Its enterprise and educational licensing options
enable studios, schools, and orchestras to integrate AI composition
into curricula, scoring workflows, and immersive
installations. With transparent licensing terms, scalable download
allowances, and clear commercial rights.
SNYK AI – AI-POWERED DEVELOPER
SECURITY PLATFORM
4.6 STARS | 120K+ INSTALLED TEAMS
Snyk AI seamlessly integrates security into the developer
workflow by embedding advanced machine learning
driven vulnerability detection directly into code editors,
CI/CD pipelines, and container registries. Leveraging
proprietary AI models trained on millions of open-source and
proprietary codebases, Snyk AI identifies code-level security
flaws, misconfigurations, and insecure dependencies in real
time. Developers receive instant inline remediation suggestions
including secure code snippets, dependency upgrades, and
patch recommendations, without leaving their IDE.
The platform supports major environments such as GitHub,
GitLab, Bitbucket, Jenkins, CircleCI, Docker, Kubernetes, and
popular IDEs (VS Code, IntelliJ, PyCharm). Snyk AI continuously
monitors project repositories and container images, sending
automated pull requests to fix vulnerabilities and maintain
compliance with industry standards (OWASP Top Ten, CIS
Benchmarks, NIST). Its comprehensive security dashboard
aggregates findings across code, containers, and Infrastructure
as Code, providing risk prioritization powered by AI-driven
exploitability scoring and contextual threat intelligence.
With flexible pricing from Free tier for open-source projects
to Enterprise plans featuring SAML SSO, RBAC, API rate limits,
Snyk AI has dedicated security support features.
October 2025 / 53
Internet Connectivity
The Red Sea Cable Crisis:
A Reminder of our Reality
UAE internet infrastructure faces resilience test after Red Sea
cable disruptions
September 2025 undersea cable cuts
in Red Sea disrupt UAE connectivity
alongside India and Pakistan, exposing
critical vulnerabilities while
demonstrating both infrastructure
fragility and regional resilience capabilities
through emergency rerouting
protocols and alternative satellite
networks.
The September 2024 Red Sea
cable crisis exposed critical
vulnerabilities in global internet
infrastructure, as undersea cable
cuts disrupted connectivity across
the UAE, India, Pakistan, and multiple
Middle Eastern nations. Commercial
shipping activity, specifically anchor
dragging by vessels navigating the
congested Bab el-Mandeb Strait,
severed four major submarine
cable systems including South East
Asia-Middle East-Western Europe 4,
India-Middle East-Western Europe,
FALCON GCX, and Europe India
Gateway networks. The incident
54 \ October 2025
thetechnologyexpress.com
highlighted the UAE’s dependence
on Red Sea corridors for international
connectivity while demonstrating
both the fragility and resilience of
modern digital infrastructure systems.
Immediate Disruptions and Economic
Consequences
The disruption began at 05:45 UTC
on September 6, immediately affecting
Microsoft Azure cloud services
and forcing traffic rerouting through
alternative pathways with significantly
increased latency. UAE telecommunications
providers e& and du
confirmed widespread service degradation,
with customers experiencing
slow internet speeds, intermittent
access, and complete outages across
residential and commercial networks
throughout the emirates. Microsoft
reported that Middle East traffic
routes experienced elevated latency
due to undersea fiber cuts while
successfully implementing emergency
rerouting protocols to minimize
global impact.
Economic implications proved
substantial, with businesses relying
on cloud computing services facing
operational disruptions lasting
multiple days across various industrial
sectors. E-commerce platforms
experienced delayed transactions,
streaming services suffered buffering
issues, and remote work productivity
declined significantly across
affected regions, impacting international
business operations. The
UAE’s position as a regional digital
hub meant that connectivity issues
rippled through financial services,
logistics, and technology sectors,
highlighting the critical importance
of reliable internet infrastructure for
economic continuity.
NetBlocks monitoring revealed
degraded connectivity affecting approximately
15 million users across
Pakistan, India, Saudi Arabia, Kuwait,
and the UAE, with failures concentrated
near Jeddah, Saudi Arabia.
The organization’s real-time analysis
demonstrated how single-point
failures in critical infrastructure
corridors can cascade across multiple
countries, emphasizing the interconnected
nature of global internet
architecture. Pakistan Telecommunications
Company Limited reported
decreased capacity on impacted cables
while working with international
partners to restore services through
alternative routing mechanisms.
Repair Challenges and Vulnerability
Assessment
Repair challenges underscore the
complexity of subsea cable maintenance
operations, with industry
experts estimating several weeks
to months for complete restoration
depending on damage severity. Only
three to four specialized companies
worldwide possess the advanced
technology and expertise required
for deep-sea cable repairs, creating
bottlenecks during multiple simultaneous
failures. Specialized fiber divers
must locate exact cutting points
on ocean floors while navigating
complex geopolitical environments,
Ensuring uninterrupted
connectivity
is not just about
cables, it’s about
safeguarding the
digital lifeblood of
our economy and
society.”
— H.E. Abdulla Al Saleh,
UAE Minister of State for Telecommunications
and Digital Government,
Government of the United Arab
Emirates.
particularly challenging in the Red
Sea region amid ongoing Houthi militant
activities affecting commercial
shipping operations.
The incident accelerated discussions
about route diversification
and redundancy planning across
the Middle East telecommunications
sector, highlighting strategic infrastructure
vulnerabilities. The International
Cable Protection Committee
confirmed that commercial shipping
activity accounts for approximately
30% of global cable faults annually,
representing around 60 incidents
worldwide. The Red Sea’s concentration
of 15 submarine cables passing
through the narrow Bab el-Mandeb
Strait creates a critical chokepoint
vulnerable to both accidental damage
and intentional sabotage.
Resilience Strategies and Future
Preparedness
UAE resilience strategies demonstrated
mixed effectiveness during
the crisis, with successful traffic rerouting
preventing complete internet
blackouts while exposing limitations
in backup capacity. The nation’s investment
in terrestrial fiber networks
and satellite connectivity provided
alternative pathways, though insufficient
bandwidth resulted in degraded
performance across all services.
Regional cooperation through Gulf
Bridge International Cable System
and other redundant networks
helped maintain essential connectivity
while highlighting the need for
expanded backup infrastructure.
Lessons learned emphasize the
critical importance of geographic
diversity in cable routing, enhanced
marine traffic coordination, and
accelerated deployment of satellite
internet alternatives for emergency
scenarios. The UAE’s strategic
response includes increased investment
in Starlink and other satellite
technologies to reduce dependence
on vulnerable undersea routes. Regional
collaboration initiatives now
prioritize cross-border terrestrial fiber
projects through Saudi Arabia and
alternative Mediterranean pathways
to Europe.
This crisis reinforced the UAE’s
commitment to maintaining its
position as a global digital hub while
building more resilient connectivity.
October 2025 / 55
INFOGRAPHIC
Red Sea Cable Crisis:
By the Numbers
CRISIS OVERVIEW:
INCIDENT TIMELINE: SEPTEMBER 6, 2025
Time:
05:45 UTC (9:45 AM UAE Time)
Location:
Near Jeddah, Saudi Arabia
Cause:
Commercial shipping anchor drag
Cables Affected:
4 major systems simultaneously
SPEED REDUCTION ANALYSIS
LATENCY IMPACT METRICS
Maximum Delays:
Up to 30%
between India-Europe
routes
Additional Latency:
100-200ms
for international
transit traffic
Traffic Affected:
25%
of all Asia-Europe
data flow disrupted
PERFORMANCE DEGRADATION BY ROUTE
International Transit:
95%
successful rerouting,
minimal packet loss
Regional Middle East:
70%
performance degradation
due to proximity to damage
Cloud Services:
Microsoft
Azure implemented
emergency
rerouting protocols
56 \ October 2025
thetechnologyexpress.com
INDIA
Domestic networks
stable via 17 submarine
cables + 14 landing stations
AFFECTED COUNTRIES & IMPACT SEVERITY
PAKISTAN
Business
closures due to
connection instability
UAE
Slower
speeds on Du &
Etisalat state networks
SAUDI ARABIA
Regional
disruptions near
Jeddah landing points
KUWAIT
FALCON
GCX cable
confirmed cut
YEMEN
Most
isolated
connectivity profile
6-WEEK RECOVERY TIMELINE
WEEK 1-2: EMERGENCY
RESPONSE
Immediate: Traffic automatically rerouted through SMW-5,
AAE-1, PEACE cables
Damage Assessment: International Cable Protection
Committee analysis
Alternative Routing: Microsoft Azure restored services via
alternate pathways
WEEK 3-4: TECHNICAL
OPERATIONS
Repair Ships: Specialized vessels deployed to damage sites
near Jeddah
Cable Location: Deep-sea operations to locate exact cut
points
Assessment: Fiber divers evaluate damage extent underwater
WEEK 5-6: RESTORATION
PHASE
Physical Repairs: Cable splicing and testing operations
Capacity Testing: Full bandwidth restoration verification
Service Restoration: Complete recovery expected by
mid-October
October 2025 / 57
GADGET REVIEWs
APPLE IPHONE 17 SERIES
THE MOST AMBITIOUS IPHONE
Apple’s iPhone 17 series, unveiled
at the September 9 “Awe Dropping”
event, represents the
most ambitious iPhone generation in
company history. The lineup introduces
groundbreaking design
innovations while pushing
performance boundaries
across multiple models,
including the standard
iPhone 17, ultra-thin
iPhone 17 Air, and
Pro variants.
The iPhone 17
Air emerges as
the series’ most
revolutionary device, measuring just
5.6mm thick and weighing approximately
145 grams. This ultra-slim profile makes it
Apple’s thinnest iPhone ever, achieved
through advanced titanium construction
and innovative internal architecture. The
device features a unique camera “plateau”
housing the camera system, Face
ID components, and speakers, enabling
the remarkably thin form factor.
Performance across the series centers
on Apple’s new A19 chip built on
advanced 3nm technology. The standard
iPhone 17 delivers 6-core CPU
performance with a 5-core
GPU that’s reportedly 90%
faster than the iPhone 14.
The Air model utilizes a
slightly modified A19
Pro configuration
with 5
GPU cores instead
of the full
6-core setup found
in Pro models.
Display technology
sees significant improvements
with 120Hz ProMotion
refresh rates extending to the
standard iPhone 17, previously exclusive
to Pro models. Peak brightness reaches
3,000 nits across the lineup, offering
superior outdoor visibility and 2x better
contrast performance.
Battery innovations address the Air’s
slim profile through silicon anode technology,
enabling higher energy density
in constrained spaces. Despite measuring
just 2.49mm thick, the Air’s battery
provides competitive performance
through advanced chemistry and iOS
26’s Adaptive Power
Mode. The standard
iPhone 17 achieves
30 hours of video
playback, representing
an 8-hour
improvement over previous
generations.
Camera systems feature
enhanced 48MP main sensors
with improved low-light performance,
while front-facing cameras upgrade
to 24MP across all models. The Air
model opts for a single rear camera to
continue to maintain its ultra-thin design
philosophy.
58 \ October 2025
thetechnologyexpress.com
NOTHING EAR (3)
REDEFINING DESIGN AND FUNCTIONALITY
Nothing is set to revolutionize the true wireless earbuds
market once again with the Nothing Ear (3), officially
launching on September 18, 2025. This
flagship offering marks the London-based
company’s return to numerical naming
after user feedback demanded clarity
in their product sequence.
The Ear (3) retains Nothing’s signature
transparent design philosophy
while introducing premium materials
that elevate the overall aesthetic.
The charging case now features
100% anodized recycled aluminum
construction, replacing the previous
plastic build for enhanced durability
and a more sophisticated finish. This
metallic foundation is complemented
by the familiar transparent top lid that
showcases the internal components.
A revolutionary addition is the mysterious
“Talk” button positioned on the
aluminum frame alongside what Nothing
calls a “Super Mic”. Industry speculation
suggests this feature could enable walkie-talkie functionality
between earbuds or activate enhanced voice assistant capabilities,
potentially integrating ChatGPT as seen in previous
Nothing products.
Audio performance receives significant
upgrades through Nothing’s continued
partnership with KEF, the renowned
British audio company. This collaboration
promises improved sound
tuning with enhanced bass response,
clearer highs, and more natural audio
reproduction. The earbuds are
expected to feature a redesigned
dual-driver system targeting audiophile-grade
performance.
Technical specifications include
active noise cancellation reaching
up to 50dB, substantially improved
from previous generations. Battery
life extends to approximately 40 hours
total with the charging case, while
individual earbuds provide around 8
hours of continuous playback. The ultra-slim
earbud design achieves remarkable
thinness through minimized component
clearance and a reengineered metal antenna measuring just
0.35mm thick, reaching current industry limits.
LEVEL LOCK PRO
SECURE, SMART, AND SIMPLY INVISIBLE
Level Lock Pro represents the pinnacle of invisible smart
lock technology, combining advanced security features
with aesthetics that seamlessly blend into traditional
home design. Priced at $349, this premium smart lock maintains
Level’s signature invisible approach while introducing
cutting-edge connectivity and sensing capabilities.
The Lock Pro’s standout feature is its ability to hide sophisticated
technology within a standard deadbolt profile. Unlike
bulky smart locks with obvious keypads or large housings, the
Level Lock Pro appears identical to conventional deadbolts
from the exterior while housing dual-core Bluetooth/Thread
processors, advanced sensors, and comprehensive smart
home integration internally.
Installation follows standard deadbolt procedures, requiring
no additional holes or modifications to existing doors.
The device includes color-coordinated strike plates and key
cylinders for cohesive aesthetics, while a protective ceramic
coating ensures long-term durability. Professional installation
typically costs $50-90 per hour, though DIY installation remains
straightforward for experienced homeowners.
Advanced features include Matter-over-Thread compatibility,
enabling seamless integration with Apple Home, Amazon
Alexa, Google Home, and Samsung SmartThings platforms.
Response times show noticeable improvements over previous
Level models through enhanced processing power and
optimized firmware architecture.
Revolutionary door sensing technology eliminates the
need for visible magnetic sensors by integrating detection
capabilities directly into the lock mechanism. This feature
prevents accidental locking when doors remain ajar while
providing real-time status updates through the companion
app, and its multiple access methods.
October 2025 / 59
AI Infrastructure
Microsoft’s UAE Investment
Revolution
$1.5 billion commitment transforms the artificial intelligence
landscape across the Emirates
Microsoft formed an unprecedented strategic partnership
with Abu Dhabi-based G42 to accelerate AI and
cloud infrastructure, deploy hyperscale data centres,
and drive regional innovation, sovereign solutions,
and skilled workforce development.
60 \ October 2025
Microsoft announced a
groundbreaking $1.5 billion
investment in G42, establishing
the technology giant’s most
significant artificial intelligence
partnership in the Middle East. The
strategic alliance positions G42 as
Microsoft’s primary regional partner
for delivering advanced AI solutions
across various industries and
markets throughout the Middle East,
Central Asia, and Africa.
This partnership represents more
than financial commitment, creating
a comprehensive framework for AI
development and deployment. Brad
Smith, Microsoft Vice Chair and President,
joined G42’s board of directors,
strengthening collaboration between
the two companies. The investment
enables G42 to expand its existing
commitment to deploying Microsoft
Cloud offerings while migrating its
data platform and essential technology
infrastructure to Microsoft
Azure.
The commercial partnership
includes assurances to both the US
and UAE governments through a
thetechnologyexpress.com
first of its kind binding agreement
applying world-class best practices
for secure, trusted, and responsible
AI development. Both companies are
committed to complying with US and
international trade, security, responsible
AI, and business integrity laws
and regulations under a detailed
Intergovernmental Assurance Agreement
developed in consultation with
both the UAE and US governments.
Azure cloud regions drive unprecedented
economic growth across the
UAE markets.
Microsoft’s cloud ecosystem continues
to generate substantial economic
impact, with recent studies
projecting over $74.4 billion in new
revenues for the UAE economy over
the next four years. The International
Data Corporation research reveals
that Microsoft, its partners, and
cloud using customers will contribute
significantly to the country’s digital
transformation journey.
Microsoft’s Abu Dhabi and Dubai
data center regions, active since
2019, have accelerated digital
transformation and driven economic
growth. The UAE cloud market,
valued at $18.9 billion in 2024, is projected
to reach $53.6 billion by 2030
at an 18% CAGR. These investments
underpin government, healthcare,
education, and retail digitalisation.
Focused on cybersecurity and data
sovereignty, local centres keep sensitive
data in country, and Microsoft
earned the Dubai Electronic Security
Centre certification. Partners are set
to earn $6.29 per $1 Microsoft generates
in 2025.
Massive job creation initiative
targets
Microsoft’s cloud expansion in the
UAE is set to drive substantial job
creation and skills development.
An IDC study forecasts more than
152,530 new positions across sectors
by 2028, including over 41,800
skilled IT roles. These opportunities
will arise both directly within
Microsoft and indirectly through its
partner ecosystem and customers
adopting cloud services.
Furthermore, the resulting surge
in technical expertise will help shift
the UAE from technology consumer
to regional innovation hub, enabling
the country to develop and export
advanced solutions. Microsoft is
backing this transformation with
major investments, including over $5
billion in new data center infrastructure.
Meanwhile, the Microsoft Cloud
Society has trained more than
300,000 IT professionals across the
Middle East and Africa, and other
Microsoft’s investment
in G42 marks
a pivotal moment in
our company’s journey
of growth and
innovation, signifying
a strategic alignment
of vision and
execution between
the two organizations.”
— H.H. Sheikh Tahnoon bin Zayed
Al Nahyan,
Chairman,
G42
skilling programs continue to upskill
and reskill the workforce for digital
careers. In addition, a $1 billion developer
fund aims to accelerate AI skills
and innovation across the UAE and
neighboring markets. Together, these
measures are expected to boost
competitiveness, nurture local talent,
and support the nation’s transition to
a knowledge based economy.
Strategic partnerships acceleration
Microsoft’s expansion in the UAE
emphasizes sovereign cloud solutions
that meet local regulatory and
data sovereignty requirements.
The Core42 Sovereign Public Cloud,
powered by Microsoft Azure, delivers
secure, compliant cloud services
tailored for regulated industries.
Recently, the Abu Dhabi Government
agreed with Microsoft and Core42
to implement a sovereign cloud platform
that streamlines services and
fosters digital innovation.
The multiyear arrangement will
create a unified, high-performance
environment able to process more
than 11 million daily digital interactions
among government entities,
citizens, residents, and businesses.
Concurrently, du committed $544.5
million to build a hyperscale data
centre with Microsoft as the anchor
tenant, which will be delivered in
phases to bolster national cloud
capacity.
Additional infrastructure investments
include three new UAE data
centres developed with G42 and
Khazna, offering 30MW, 30MW,
and 100MW capacities. Collectively,
these facilities equivalent in compute
to nearly 100,000 H100 chips will
support Azure-based AI inference
workloads and help consolidate a
regional Azure hub. Overall, these
initiatives strengthen the UAE’s AI
infrastructure while maintaining
high standards of security and data
privacy.
Collectively, these facilities, will
support Azure-based AI inference
workloads and help consolidate a
regional Azure hub.
October 2025 / 61
INVESTMENT NEWS
Alibaba Issues $3.2B
Convertible Bond to
Accelerate Cloud
Alibaba plans to raise $3.2 billion
through a zero-coupon convertible
bond, the largest of its
kind this year, to fuel cloud computing
and artificial intelligence growth.
Around 80% of proceeds will expand
data centers, upgrade technology,
and enhance cloud services, while
the remainder supports e-commerce.
The bond, maturing in 2032, carries a
27.5%–32.5% conversion premium,
reinforcing Alibaba’s global expansion
strategy, enabling growth in cloud
computing and AI services.
du Raises Dh3.15
Billion Through Secondary
Share Sale
Emirates Integrated Telecommunications
Company (du) has raised
Dh3.15 billion through a secondary
public offering for shareholder Mamoura
Diversified Global Holding, selling 342
million shares at Dh9.20 each. The deal,
oversubscribed by investors, increases
du’s free float to 27.7%, enhancing
liquidity and potential index inclusion.
Investor demand underscores confidence
in du’s strategy and its role in
advancing the UAE’s digital economy,
marking a major landmark in high-value
share propositions.
Nvidia Plans $500 Million
Investment in UK
Self-Driving Pioneer
Wayve
Nvidia is preparing a $500 million
investment in Wayve, a UKbased
self-driving technology
company, as part of its broader £2
billion pledge to support AI startups.
Wayve confirmed signing a letter of
intent with Nvidia ahead of its Series
D funding round. Known for its end-toend
neural network approach, Wayve
develops scalable “Embodied AI” driving
systems compatible with standard
vehicle sensors and Nvidia hardware,
paving the way for joint research on
advanced AI accelerators, next-generation
foundry processes, and energy-efficient
computing architectures.
The partnership could also enhance
cross-supply capabilities, diversify
production resilience against geopolitical
risks, and accelerate breakthroughs
in edge computing, cloud
infrastructure, and autonomous systems
globally.
Alphabet Hits $3 Trillion Market Value Fueled
by AI Growth
Alphabet has reached a $3 trillion
market capitalization for the first
time, driven by AI momentum
and a favorable antitrust ruling. Shares
rose over 4%, joining Apple and Microsoft
in the exclusive club, while
Nvidia surged past $4 trillion. A legal
victory securing control of Chrome
and Android, combined with strong
cloud revenue growth and Gemini AI
advances, reinforced investor confidence
in Alphabet’s long-term leadership,
pushing it ahead of some of the
leading technology companies.
ALPTech Partners With
AstroLabs to Expand
AI Operations Into
Saudi Arabia
ALPTech has partnered with AstroLabs
and opened a new office
in Riyadh, marking its official
expansion into Saudi Arabia, one of the
world’s fastest-growing AI economies.
The move takes advantage of the Kingdom’s
progressive regulations, strong
talent pool, and increasing investments
in artificial intelligence. Since launching
in 2019, ALPTech has supported banks,
asset managers, family offices, and
corporates across the GCC and beyond.
Establishing a Saudi hub enables faster
response to enterprise demand for risk
analytics, ESG, and climate intelligence
solutions. Riyadh operations will also
complement existing hubs in Dubai,
London, and Pune, enhancing regional
service delivery. The expansion reflects
Saudi Arabia’s strategic importance and
positions ALPTech to scale computational
finance and advanced analytics
capabilities across the region.
62 \ October 2025
PRYPCO Secures
Pre-Series A Funding
to Accelerate Middle
East PropTech Growth
UAE-based PropTech platform
PRYPCO has raised Pre-Series A
funding led by General Catalyst,
marking the firm’s first PropTech investment
in the Middle East. Founded
in 2022, PRYPCO offers an integrated
ecosystem for property investment,
financing, and ownership. Its fractional
ownership feature, PRYPCO Blocks, has
enabled over 50,000 users to invest
AED20 million across 21 properties,
while PRYPCO Mint introduced tokenized
property investments attracting
nearly 2,000 investors. The platform
has facilitated AED10 billion in mortgages
and supported 3,000 Golden Visas,
while also partnering with a government
body to tokenize property title deeds.
Supporting 60,000 agents and 1,500
developments, PRYPCO will use the new
funding to scale operations, strengthen
regulatory ties, and expand product
offerings across the MENA region.
Groq Raises $750M
at $6.9B Valuation to
Challenge Nvidia
AI chip startup Groq has raised
$750 million at a $6.9 billion
valuation, surpassing earlier expectations
and more than doubling its
worth in a year. The company’s LPUs,
or language processing units, are
designed for efficient AI inference,
offering lower costs than GPUs. With
over 2 million developers using its
technology, Groq is rapidly emerging
as a challenger to Nvidia’s dominance,
raising concerns about the global chip
makers standing and positioning in the
market.
thetechnologyexpress.com
Nvidia Invests $5 Billion
for 4% Stake in
Intel Recovery
Nvidia has invested $5 billion in
Intel, acquiring an estimated 4%
stake through newly issued shares.
The move makes Nvidia one of Intel’s
largest shareholders, boosting investor
confidence and sending Intel’s stock
up 23%. Beyond strengthening Intel’s
balance sheet, the deal signals potential
collaboration to address global chip
demand. Analysts see the investment
as a strategic alliance reshaping semiconductor
competition and innovation
worldwide, amidst Intel’s recent round
of layoffs.
Larry Ellison Briefly
Overtakes Elon Musk
as World’s Richest Billionaire
Larry Ellison briefly surpassed Elon
Musk as the world’s richest person
after a surge in his company’s stock
lifted his fortune to $393 billion, slightly
ahead of Musk’s $384 billion. The advantage
proved temporary, as Ellison’s
stake later dropped to $378 billion,
allowing Musk to reclaim the top spot
by the day’s end. At 81, Ellison derives
most of his wealth from his enterprise
software company but also owns Tesla
shares, the Indian Wells Open tennis
tournament, a professional sailing team,
and the Hawaiian island of Lanai. He
has close ties to Musk, having invested
$1 billion in the Twitter acquisition,
now X. With AI driving massive cloud
demand, their wealth rivalry continues
intensifying globally, underscoring the
tech sector’s dominance in shaping
modern capital power dynamics and
innovation leadership across emerging
global digital markets.
Abu Dhabi’s MGX Partners With Silver Lake in
51% Altera Acquisition
Abu Dhabi’s MGX has joined Silver
Lake as a co-investor in
acquiring a 51 percent stake in
Altera, while Intel retains the remaining
49 percent. The deal positions Altera
as the world’s largest independent
provider of Field-Programmable Gate
Array (FPGA) solutions, combining
strong financial backing with technical
expertise. Altera will support developers
with software tools, IP, and design
kits to deliver complete FPGA-based
innovations. Its Agilex family of products
lowers AI entry costs.
October 2025 / 63
Physical AI
Physical AI Thinking
Breakthrough
Evaluating foundation-model robots’ adaptability and performance
in dynamic real-world scenarios
Integrating multimodal perception, continuous learning
architectures, hybrid control strategies, scalable data
pipelines, real-time decision-making modules, robust
safety protocols, transfer learning mechanisms, and
ethical governance frameworks to achieve truly adaptive
physical intelligence in unstructured, dynamic
real-world environments.
Physical AI marks a transformative
milestone in robotics
by embedding large-scale
foundation models directly into
robot control pipelines. Traditional
robots follow static, preprogrammed
routines ill-suited for dynamic
environments. In contrast, physical
AI systems process visual, linguistic,
auditory, and tactile inputs through
pretrained neural networks to generate
rich context embeddings. These
embeddings inform motion planners
and control policies, allowing robots
to infer human intent, anticipate
changes, and adjust actions on the
fly with human-like agility. As a
result, robots can perform diverse
tasks from warehouse order fulfillment
and field inspection to home
assistance and collaborative services
without bespoke programming for
each new scenario.
Perception-Action Fusion
Central to physical AI is the tight
coupling of perception and action.
Vision-language transformers con-
64 \ October 2025
thetechnologyexpress.com
vert raw camera feeds and sensor
readings into semantic scene
representations. A logistics robot
using such a model can interpret
spoken pick-and-place commands,
identify target items amid clutter,
and dynamically replan its path to
avoid moving obstacles. Embodied
control modules integrate these
semantic signals with proprioceptive
data joint angles, force sensors,
and inertial measurements
to close the loop between “what”
the robot perceives and “how” it
moves. This fusion yields smooth,
adaptive behaviors that maintain
safety and coordination, even in
crowded or unstructured spaces.
Continuous Learning and Adaptation
Real-world deployment demands
resilience to unpredictable conditions,
shifting lighting, uneven
terrain, and novel human behaviors.
Physical AI addresses this by
incorporating continuous learning
paradigms. Online reinforcement
learning fine-tunes policies based
on live reward signals, while fewshot
meta-learning enables rapid
adaptation to new tasks or environments
with minimal additional
data. For example, a delivery robot
encountering an unexpected barrier
updates its navigation heuristics
via a lightweight adaptation layer,
refining its path-planning parameters
in situ. To prevent catastrophic
forgetting, hybrid control architectures
overlay symbolic planners
that enforce high-level safety
constraints, ensuring learned
updates remain within certified
operational limits and preserve
system stability.
Scalable Data Pipelines and Applications
Transitioning robots from narrow
automatons to generalist agents
requires extensive, high-quality
datasets. Physical AI initiatives
build scalable data infrastructures
that unify real-world sensor logs,
human-robot interaction annotations,
and simulated environment
outputs. Synthetic simulations
generate rare edge-case scenarios
such as emergency evacuations,
extreme weather events, or dense
clutter while domain-transfer
algorithms align simulated training
distributions with real-world
conditions. This continuously enriched
data ecosystem underpins
transfer learning across domains,
accelerating deployment in precision
agriculture, elder care, infrastructure
inspection, and disaster
response. Early pilots demonstrate
tangible benefits: autonomous
drones detect crop stress and apply
treatments, reducing chemical
usage by 30 percent; assistive
home robots monitor vital signs,
deliver medication reminders,
detect falls, and alert caregivers;
construction sites deploy material-handling
vehicles that fuse
LiDAR and vision to navigate uneven
terrain with centimeter-level
precision, boosting efficiency and
safety.
Future Roadmap
The maturation of physical AI
depends on breakthroughs in energy-efficient
edge inference, federated
learning frameworks that
preserve data privacy across robot
fleets, and advanced reasoning
layers capable of commonsense
abstraction and ethical judgment.
Establishing open evaluation platforms
will accelerate innovation by
enabling transparent comparison
of perception action models under
consistent testing protocols. Interdisciplinary
collaboration among
roboticists, ethicists, domain
experts, policymakers, and end
users is essential to align system
capabilities with societal values, legal
norms, and practical utility. By
uniting foundation-model research
with robust governance, the robotics
community can realize truly
adaptive physical AI robots that
act as partners in the complexity
of real-world environments.
More than 20 billion robots will be serving
humans by 2050, reshaping lifestyles, labor
markets and societies.”
— H.E. Mohammad Abdullah Al Gergawi,
UAE Minister of Cabinet Affairs
October 2025 / 65
STARTUP Spotlight
MANIFEST
CO-FOUNDERS: NATHANIEL
SOKOLL-WARD & ROBERT V. LEE
YEAR STARTED: 2023
Manifest is a Dubai-based blockchain
fintech startup founded
in 2023 by Nathaniel Sokoll-
Ward and Robert V. Lee, revolutionizing
global real estate investment through
tokenization technology. The company
developed $USH, the first scalable tokenized
real estate vehicle backed by
U.S. Home Equity Investments (HEIs),
enabling investors worldwide to access
the $35 trillion U.S. home equity market
in under 30 seconds. Unlike traditional
real estate tokenization attempts that
recreate landlord complexities, Manifest’s
approach eliminates operational overhead
while providing institutional-grade investment
opportunities through blockchain
infrastructure.
The founders bring extensive fintech
expertise, with Sokoll-Ward previously
co-founding Roostify (acquired by Core-
Logic for $600B in annual mortgage
processing) and serving on Google+’s
founding team, while Lee contributed
decade-long Deloitte consulting experience
advising Fortune 500 companies
on finance and innovation strategies.
In March 2025, Manifest raised $2.5
million in pre-seed funding co-led by
VanEck Ventures and Lattice Fund, with
participation from Compound and SALT.
Manifest’s mission centers on democratizing
real estate investment by
combining Bitcoin’s global accessibility
with stablecoin utility, removing traditional
barriers including high entry costs,
complex paperwork, and geographic restrictions.
Manifest positions itself as the
leading solution for scalable, liquid real
estate tokenization in emerging markets.
COMFI
CO-FOUNDERS: ALISHER AKBAROV,
AMAL ABDULLAEV, SANJAR SAMIEV
YEAR STARTED: 2023
Comfi is a Dubai-based B2B embedded
finance startup founded
in 2023 by Alisher Akbarov, Amal
Abdullaev, and Sanjar Samiev. The platform
addresses cash flow challenges
in MENA’s supply chains by enabling
manufacturers and suppliers to offer
flexible payment terms such as net-30,
net-60, and pay-in-3 while receiving upfront
settlement. Comfi’s proprietary risk
engine underwrites buyer credit in real
time, integrating seamlessly via lowcode
APIs or its dashboard to embed
“Buy Now, Pay Later” and “Pay Now”
options directly into existing invoicing
and accounting software.
In May 2024, Comfi secured a $5
million debt facility from an Abu Dhabi
family office to scale its invoice financing
solution across the UAE and Saudi Arabia,
facilitating over $40 million in B2B
transactions within the next year. The
startup has rapidly grown its network to
200+ suppliers and 400+ buyers across
industries including F&B, healthcare,
and automotive, financing upwards of
3,000 deals. Its cloud-native architecture
ensures 24/7 availability, real-time
transaction monitoring, and automated
collections, while maintaining zero credit
risk for suppliers through dynamic credit
limit management.
Comfi’s mission is to democratize
access to working capital for SMEs by
simplifying credit delivery and preserving
sales cycles. With plans to expand into
Egyptian and Pakistani markets where
SMEs face similar payment friction Comfi
aims to become the region’s leading
embedded finance enabler.
66 \ October 2025
thetechnologyexpress.com
SWFTBOX
CO-FOUNDERS: AHMAD & OMAR
ABSI, MOHAMMAD ABSI-HALABI
YEAR STARTED: 2020
Swftbox is a Dubai-based AI-driven
same-day delivery logistics platform
founded in 2020 by Ahmad Absi,
Mohammad Absi-Halabi, and Omar Absi.
The company’s mission is to transform
last-mile delivery by offering retailers an
end-to-end plug-and-play solution that
connects e-commerce merchants, courier
partners, and customers on a unified
digital platform. Swftbox’s proprietary
machine learning algorithms optimize
pickup and drop-off routes in real time,
dynamically assigning parcels to couriers
to maximize vehicle utilization and
minimize empty miles.
Built on a microservices architecture
with Kubernetes orchestration, Swftbox
integrates seamlessly via RESTful APIs
into existing e-commerce storefronts,
order management systems, and mobile
apps. Retailers can embed Swftbox’s
checkout widget or schedule pickups
directly from their dashboards, while
courier companies access a real-time
dispatch portal and mobile driver app
featuring optimized routing, proof of
delivery capture, and automated performance
analytics. The platform’s AI
engine predicts delivery time deviations
with up to 94 percent accuracy by analyzing
historical GPS data, order volumes,
traffic conditions, and weather patterns.
In November 2022, Swftbox closed
a $2 million seed round led by MENA
Technology Fund, to accelerate regional
expansion across the UAE and Saudi
Arabia. The company has since powered
over 150,000 same-day deliveries for
major retailers, achieving a 95 percent
on-time delivery rate.
SHIPSIDER
CO-FOUNDERS: IDRISS AL RIFAI
YEAR STARTED: 2024
Shipsider is a Dubai-based maritime
technology startup launched in
January 2024 by veteran ship
captain Ayşe Aslı Başak and software
engineer Bariq Al-Shakkaki, aimed at
digitizing and optimizing commercial
ship operations. The company’s flagship
SaaS platform provides end-to-end
pre-fixture and post-fixture voyage management,
automated laytime and demurrage
calculations, and charter party
administration via a unified dashboard.
Shipsider integrates AI-driven analytics
to deliver real-time insights on voyage
costs, carbon emissions, and charter
party compliance, enabling charterers,
ship owners, brokers, and operators to
streamline decision-making and reduce
freight claim losses effectively and con-
sistently across international markets. Key
features include the CarbonGo mobile
app for instant voyage carbon footprint
estimation and EU ETS tax compliance,
and an AI assistant that answers operational
queries, highlights contractual
obligations, and predicts charter party
deviations. Shipsider’s modular architecture
supports seamless integration
with existing systems through RESTful
APIs, while ensuring data privacy through
client-specific AI models. The startup
gained early traction at Breakbulk Europe
Futures 2024 and secured strategic partnerships
with leading shipbrokers and
maritime service providers. Shipsider
continues to expand its global footprint,
targeting major shipping hubs in
Singapore, Rotterdam, and New York
to accelerate maritime innovation and
drive digital transformation across the
global shipping industry.
October 2025 / 67
Cybersecurity
UAE Strengthens
Cyber Defense
Digital transformation drives comprehensive cybersecurity policy
framework implementation
Advanced threat protection systems now defend vital
sectors by enforcing mandatory IoT device controls,
round-the-clock monitoring, and quantum-resistant
encryption, significantly reducing risks from ransomware,
data breaches, and sophisticated nation-state
attacks across UAE infrastructure.
The United Arab Emirates has
unveiled three transformative
cybersecurity policies
targeting cloud computing security,
Internet of Things protection, and cybersecurity
operations centers to fortify
its digital infrastructure against
evolving cyber threats. The UAE Cybersecurity
Council, led by Chairman
Dr. Mohammed Hamad Al-Kuwaiti,
announced these initiatives in August
2024 to strengthen the nation’s
position as a global technology hub
while protecting critical digital assets
across all economic sectors.
These comprehensive policies
address the escalating cyber threat
landscape, with UAE organizations
facing over 50,000 cyberattack attempts
daily, targeting critical infrastructure
and financial services. The
cybersecurity market is projected to
reach $1.39 billion by 2030, growing
at 11.20% annually from $820 million
in 2025, reflecting the urgency of
implementing robust defensive measures
across government and private
sector operations.
68 \ October 2025
thetechnologyexpress.com
IoT Security Framework Protects
Connected Infrastructure
The Internet of Things security
policy mandates strict protection
for millions of connected devices
across the UAE’s smart cities, industrial
sites, and government sectors.
With wide digital adoption in
healthcare, energy, education, and
aviation, IoT vulnerabilities pose
major risks to national security.
The framework requires
manufacturers to embed security-by-design
principles, enforce
mandatory encryption, and ensure
continuous updates. Organizations
must perform thorough IoT
risk assessments, apply network
segmentation, and implement
real-time monitoring systems
to detect any suspicious activity
throughout connected networks.
These measures collectively aim
to protect critical infrastructure
and maintain economic stability as
digital transformation advances in
the UAE.
Cloud Computing Protection Ensures
Data Sovereignty
The UAE’s new cloud computing
and data security policy addresses
the surge in cloud adoption, with
97% of UAE businesses accelerating
digital transformation. To
combat expanded risk, the policy
enforces strict security standards:
all cloud service providers operating
in the country must enable
encryption for data at rest and
transit, implement advanced access
controls, multi-factor authentication,
incident monitoring, and
routine vulnerability testing.
Every organization must keep
detailed audit trails of cloud
processing and comply with UAE
Information Assurance Standards,
ensuring sensitive data remains
within national borders and aligns
with strict residency requirements.
Supporting the government’s
ambition to be a global data hub,
all certified cloud deployments
must meet international standards
and introduce quantum-resistant
encryption to protect against
next-generation computational
threats.
Financial institutions, healthcare
providers, and telecommunications
companies must transition
to quantum-resistant encryption
protocols by 2026 to maintain regulatory
compliance. The requirements
include comprehensive key
management systems, secure
communication channels, and
regular cryptographic audits to
ensure ongoing protection against
quantum-enabled attacks.
Collaboration with international
partners and technology vendors
ensures access to cutting-edge
quantum-resistant solutions while
supporting domestic cybersecurity
industry development through
knowledge transfer and capacity
building initiatives.
Economic Impact Drives Investment
in Cyber Defense
The UAE’s cybersecurity sector
is poised to reach $1.39 billion
by 2030, driven by significant
investments from government and
private players across multiple
industries. Healthcare cybersecurity
leads growth with a 16.60%
annual increase, fueled by expanding
electronic health records
and telemedicine.
Average cybersecurity spending
per employee is expected to hit
$80.28 in 2025, reflecting a strong
organizational focus on digital
asset protection and operational
continuity. The UAE’s leap from
47th to 5th in the ITU Global
Cybersecurity Index highlights
national resilience improvements
under the current strategy.
Unified government initiatives
like the National Cybersecurity
Strategy and Cybersecurity
Council foster coordinated threat
detection, incident response, and
international cooperation. This
safeguards digital transformation
efforts while mitigating the $8.05
million breach cost regionally.
The UAE serves as an inspiring model for
many countries worldwide, aiming to develop
their cybersecurity systems, especially
in the data sector.”
— Mohammed Hamad Al-Kuwaiti,
Chairman,
UAE Cybersecurity Council
October 2025 / 69
Crypto NEWS
PayPal Launches One-
Time Payment Links
With Crypto
PayPal has introduced PayPal
Links, a new peer-to-peer feature
that lets users send or request
money using personalized, onetime
links. Unlike PayPal Me, the links
are tied to exact amounts and remain
valid for ten days. The streamlined
process simplifies transactions, supports
instant transfers, and will expand
globally. Soon, PayPal will also enable
payments with Bitcoin, Ethereum, PY-
USD, and other cryptocurrencies, ,
offering faster, smarter, and more inclusive
digital payment experiences.
Bybit, QNB and DMZ
Finance Launch QCDT
Tokenised Money Fund
Bybit has partnered with Qatar National
Bank (QNB) and DMZ Finance
to launch QCDT, a DFSA-approved
tokenised money market fund now available
as collateral on Bybit’s platform.
Backed by U.S. Treasuries and custodied
with Standard Chartered, QCDT offers
regulated, institutional-grade security.
The initiative provides up to $1 billion
borrowing capacity, enabling traditional
institutions and trading firms to access
compliant, low-risk entry into digital
assets, fostering greater innovation,
adoption, and trust.
Coinbase Leads
$14.6M Bastion Round
to Expand Stablecoin
Infrastructure Globally
Coinbase Ventures has led a $14.6
million funding round in Bastion,
a startup focused on building enterprise-grade
stablecoin infrastructure.
Other investors included Sony Innovation
Fund, a16z crypto, Samsung Next, and
Hashed, bringing Bastion’s total fundraising
to over $40 million. The company
provides services enabling enterprises
and financial institutions to securely
hold and use stablecoins at scale, ensuring
efficiency, safety, and regulatory
compliance. CEO Nassim Eddequiouaq
emphasized rising demand for regulated
stablecoin infrastructure as adoption
accelerates. Stablecoins are expected
to grow rapidly, with major U.S. financial
institutions preparing dollar-pegged
tokens. Founded by two former a16z
crypto executives, Bastion previously
raised $25 million in 2023. Its platform
positions it as a critical player in digital
financial transformation.
Tether Reportedly Targets $500 Billion Valuation
in New Capital Raise
Tether, issuer of the largest stablecoin,
is reportedly seeking
to raise $15 billion to $20 billion
through a private placement, a move
that could value the company near
$500 billion. The deal would involve
new equity rather than secondary
sales and remains in early talks. If finalized,
the valuation would rival global
leaders like SpaceX and OpenAI,
highlighting Tether’s expanding role in
revolutionising the crytocurrency market
and ensuring that it remains on an
equal standing to global AI giants.
Plasma Blockchain
Unveils Stablecoin
Neobank Ahead of
Mainnet Beta Launch
Plasma, the Bitfinex-backed blockchain
project, has introduced
Plasma One, promoted as the first
neobank built entirely for stablecoins. The
announcement comes just days before
its mainnet beta debut and XPL token
generation event, signaling a decisive
step in expanding blockchain-based
financial services. Plasma One is designed
for users already relying on
dollar-pegged assets but struggling with
limited cash-out options and outdated
apps. The launch version will provide
zero-fee USDT transfers within Plasma’s
network, reward-based card spending,
and onboarding that issues a virtual card
within minutes. Early access will be rolled
out gradually, targeting markets where
dollar access is restricted. By offering
a vertically integrated product, Plasma
aims to simplify stablecoin adoption and
expand real-world usability worldwide
through its new launch.
70 \ October 2025
MetaMask’s mUSD
Stablecoin Surges to
$65 Million One Week
After Launch
MetaMask’s newly launched mUSD
stablecoin has surged to a circulating
supply of $65 million,
climbing from only $15 million a week
after going live. The token, officially
introduced last Monday, is backed 1:1
by high-quality, dollar-equivalent assets,
ensuring transparency and stability.
Data from Seoul Data Labs via Dune
analytics shows 88.2% of the supply
deployed on Linea, with the remaining
11.8% on Ethereum. MetaMask stated
mUSD is issued through Bridge, Stripe’s
stablecoin platform, and minted using
M0’s decentralized infrastructure.
The rapid growth highlights demand
for compliant stablecoins as global
supply nears $280 billion. Regulatory
clarity under the U.S. GENIUS Act and
increased adoption further emphasize
stablecoins’ importance in connecting
blockchain finance with mainstream
financial ecosystems.
Nasdaq Commits $50
Million Investment in
Winklevoss Gemini
Gemini, the crypto exchange
founded by Cameron and Tyler
Winklevoss, has secured a $50
million investment from Nasdaq ahead
of its IPO. The deal allows Nasdaq to
offer Gemini’s custodial services to
institutional clients, while Gemini becomes
a distribution partner for Nasdaq’s
Calypso trade management system.
Separate from its public listing,
Gemini also plans to raise $317 million
this week, strengthening its market
position, technology stack, and global
institutional partnerships significantly.
thetechnologyexpress.com
DBS, Franklin Templeton
and Ripple Partner
on Tokenised Market
DBS Group has teamed up with
Franklin Templeton and Ripple to
provide accredited and institutional
investors access to trading and lending
services using tokenised money market
funds and Ripple’s RLUSD stablecoin.
Franklin Templeton’s sgBENJI token,
representing its U.S. dollar fund, will be
listed on the DBS Digital Exchange. The
partnership aims to enhance efficiency,
enable yield opportunities, and expand
liquidity in global financial markets, driving
innovation, transparency, and broader
institutional adoption.
Metaplanet Acquires
$632 Million in Bitcoin,
Becoming Major
Corporate Holder
Japanese bitcoin treasury firm Metaplanet
has announced its largest
bitcoin purchase to date, acquiring
5,419 BTC for approximately $632.5
million at an average price of $116,724
per coin. This brings the company’s
total holdings to 25,555 BTC, worth
about $2.71 billion at an average cost
of $106,065. The move likely positions
Metaplanet as the world’s fifth-largest
public corporate bitcoin holder, surpassing
Bullish and ranking behind Strategy,
Mara, XXI, and Bitcoin Standard Treasury
Company. Earlier this month, Metaplanet
revealed plans to raise $1.4 billion through
a share issuance, earmarked for further
bitcoin accumulation. Additionally, it
established a U.S. subsidiary to expand
bitcoin income generation. Despite recent
stock volatility, shares remain up 73%
year-to-date, underscoring investor
confidence and strategic alignment
with Bitcoin’s long-term global growth.
Raiku Raises $13.5M to Deliver Guaranteed
Transactions on Solana
Raiku, a crypto infrastructure
startup, has raised $13.5 million
across seed and pre-seed
rounds backed by Pantera Capital,
Jump Crypto, Lightspeed Faction, and
other investors. The company is building
tools to make Solana transactions
predictable and “guaranteed” by coordinating
blockspace with validators.
Its parallel execution layer and scheduling
engine aim to ensure reliable
performance, even under congestion,
opening new possibilities for institutions
and developers.
October 2025 / 71
Autonomous Vehicles
Can Packages
Deliver Themselves?
Examining self-driving trucks, drone delivery and warehouse
robots in UAE logistics
Detailing driverless truck convoys, VTOL drone parcel
delivery corridors, AI-driven warehouse robots and
AGVs, integrated unmanned traffic management, cybersecurity
and safety protocols, workforce upskilling,
and projected economic and environmental gains
across UAE logistics networks.
72 \ October 2025
The United Arab Emirates is rapidly
integrating autonomous
vehicles into its logistics ecosystem
under the National Strategy
for Artificial Intelligence 2031 and
Smart Dubai initiatives. Self-driving
delivery trucks, drone parcel services,
and warehouse robots are being
tested and deployed to increase
speed, reduce costs, and enhance
resilience across ports, free zones,
and urban centers.
Driverless Delivery Trucks
In Masdar City, Abu Dhabi, the 7X
Group piloted a fleet of electric,
AI-enabled trucks on fixed “huband-spoke”
routes within the free
zone. Equipped with LiDAR, radar,
and computer-vision sensors, these
vehicles communicate with a cloudbased
fleet management system
to navigate roads, detect obstacles,
and optimize routing. During trials,
trucks completed last-mile runs
under ten minutes over a 5 km radius
25 percent faster than conventional
vans while cutting delivery costs by
a quarter. Following safety valida-
thetechnologyexpress.com
Autonomous vehicles are the next frontier
in logistics, delivering speed, sustainability,
and safety to every corner of the UAE.”
— H.E. Mattar Al Tayer,
Chairman of the Board and Executive
Director,
Dubai Roads and Transport Authority
tions, the scheme is expanding to
Khalifa City and Shobha Hartland
in Dubai, with nationwide deployment
planned for 2026. Convoy
operations at fixed intervals
maximize load density, minimize
idle time, and reduce emissions,
creating an eco-friendly alternative
to delivering packages.
Drone Parcel Delivery
Abu Dhabi’s Integrated Transport
Centre (ITC) partnered with LODD
Autonomous to launch VTOL
drone deliveries between Al Samha
and KIZAD (Khalifa Industrial
Zone Abu Dhabi). Drones carrying
up to 25 kg fly point-to-point
over 50 km corridors, bypassing
ground traffic and completing missions
in under 20 minutes over 60
percent faster than road transport.
The ITC’s unmanned traffic management
platform issues flight
permits, manages geo-fenced
corridors, and ensures BVLOS (beyond-visual-line-of-sight)
safety.
Precision landing systems achieve
drop-off accuracy within one meter,
enabling seamless integration
with e-commerce logistics and
medical supply chains. Upcoming
phases will extend routes to Dubai
South and the Northern Emirates,
linking with digital fulfillment platforms
for real-time tracking and
dynamic scheduling.
Automated Warehouse Robots
Major UAE fulfillment centers are
deploying Autonomous Mobile
Robots (AMRs) and Automated
Guided Vehicles (AGVs) to streamline
order picking, sorting, and intra-warehouse
transport. IQ Robotics
and Exotec AMRs use AI-driven
Warehouse Management Systems
to optimize picking paths, balance
workloads, and monitor inventory.
In one Abu Dhabi e-commerce
hub, AMRs cut order-picking times
by 40 percent and reduced labor
costs by 30 percent, handling up
to 10,000 packages per hour. AGV
fleets transport pallets and heavy
loads along marked routes, integrating
with conveyor belts and
robotic arms for packing. These
automated systems operate 24/7
with minimal downtime, improving
throughput and accuracy while
freeing staff for oversight and
maintenance roles.
Regulatory and Safety Frameworks
The UAE government has established
robust guidelines for autonomous
deployments. The ITC
and Dubai’s Roads and Transport
Authority (RTA) issue provisional
permits for vehicle trials, requiring
detailed safety case submissions,
cybersecurity assessments, and
insurance bonds. Drone operators
register with the General Civil
Aviation Authority and adhere to
unified UTM (Unmanned Traffic
Management) protocols. Regulatory
sandboxes in Masdar City Free
Zone and DP World’s Jebel Ali terminals
allow controlled testing of
autonomy under real-world conditions.
Mandatory cybersecurity
audits, fail-safe braking systems,
and remote-operator override capabilities
ensure compliance and
public safety.
Economic and Environmental
Impact
Autonomous logistics vehicles
offer significant economic and
sustainability benefits. Simulation
models forecast AED 4 billion
in GDP contributions by 2030
through productivity boosts,
reduced labor expenses, and new
tech exports. Driverless trucks
and drones cut CO₂ emissions by
up to 30 percent per delivery by
eliminating idling and optimizing
routes. Warehouse automation
reduces facility energy consumption
by leveraging demand-driven
HVAC control and load balancing.
Workforce transformation
programs retrain operators into
supervision, robotics maintenance,
and data analytics roles, supported
by government-funded upskilling
initiatives.
October 2025 / 73
DRIVE TO THE FUTURE
NEW KIA
STONIC
Performance
Powerhouse Redefined
The new Kia Stonic has emerged as a game-changer in the compact crossover segment,
measuring 4,165mm in length while offering up to 352 liters of cargo capacity. This clever
packaging delivers urban-friendly dimensions without compromising on practical interior
space, featuring 1,070mm of front legroom that rivals larger vehicles.
74 \ October 2025
thetechnologyexpress.com
Guided by Kia’s ‘Opposites United’ design philosophy,
the updated Stonic showcases a more confident
and expressive character. The refreshed front
fascia features Kia’s distinctive Star Map Signature Lighting,
creating a modern electric-vehicle-inspired aesthetic
that sets it apart from conventional compact SUVs.
The exterior transformation includes a sharper, more
structured grille design and an updated front bumper
that enhances the vehicle’s road presence. At the rear,
a redesigned tailgate and enhanced taillight signature
complete the modern makeover, while new 16-inch and
17-inch alloy wheel options provide additional visual
impact.
The cabin represents perhaps the most significant
upgrade, introducing technology typically reserved for
higher-segment vehicles. The centerpiece is a panoramic
dual-display layout featuring two connected 12.3-inch
screens that handle both digital instrumentation and
advanced infotainment functions.
The innovative Multimode Touch Display replaces
traditional HVAC controls with a sleek, configurable interface
that allows seamless toggling between climate
settings and media functions. Additional comfort enhancements
include USB-C fast charging ports, wireless
smartphone charging capabilities, and ambient lighting
throughout the cabin.
The engine lineup centers around a refined 1.0-liter
T-GDI unit available in both conventional petrol and
mild-hybrid configurations. The mild-hybrid system provides
enhanced efficiency and improved torque delivery,
particularly beneficial for city driving and highway merging
scenarios.
Transmission options include a six-speed manual for
driving enthusiasts and a seven-speed dual-clutch automatic
that delivers smooth acceleration and improved
fuel economy. The DCT system offers agile gear shifts
while maintaining excellent efficiency ratings across
various driving conditions.
Designed for the digitally connected generation, the
Stonic integrates Kia Connect services that provide
cloud-based functionality, real-time vehicle diagnostics,
and remote interaction through the dedicated Kia App.
The standout Digital Key feature allows drivers to unlock
and start the vehicle using either a smartphone or smartwatch,
bringing premium convenience to the compact
crossover segment.
The safety package represents one of the most advanced
offerings in the compact crossover class. Key
features include Blind-spot Collision Avoidance Assist
with Safe Exit Warning, Forward Collision-Avoidance Assist
1.5, and Navigation-based Smart Cruise Control that
proactively adjusts speed approaching corners.
Highway Driving Assist and Lane Following Assist
work together to maintain safe following distances while
keeping the vehicle centered in its lane during extended
highway journeys. These technologies collectively position
the Stonic as a safety leader in its segment.
The new Kia Stonic successfully bridges the gap between
compact dimensions and premium features, offering
customers advanced technology, confident design,
and versatile performance in an urban-friendly package
that redefines expectations for the compact segment.
115 PS
Horsepower
(MHEV)
(MHEV)
20.4 kgf.m
Torque
(ICE DCT)
12.1 sec
0-100 km/h
October 2025 / 75
Smart Cities
IoT Networks Transform
the UAE
Internet of Things deployment revolutionizes urban infrastructure
across the Emirates
AI-driven traffic sensors and adaptive signals have
been deployed across Dubai, allowing real-time monitoring
and responsive control that enhances traffic
flow. This technology significantly reduces congestion
hotspots and shortens commute times by dynamically
adjusting to traffic conditions.
Dubai’s Roads and Transport
Authority launched the upgraded
UTC-UX Fusion traffic
control system, incorporating artificial
intelligence, predictive analytics,
and digital-twin technologies across
all major intersections. The system
reduces traffic congestion by 10-20%
while enhancing journey time and
prioritizing emergency vehicles and
public transport. Smart traffic lights
automatically adjust timers based on
vehicle densities, ensuring smooth
traffic flow throughout the city.
The implementation includes
IoT-enabled systems that analyze
traffic flow, forecast alternative
routes, and reduce commute time.
Connected sensors embedded in
roads, vehicles, and traffic signals
provide real-time data to IoT systems
that enhance traffic flow and ease
urban congestion. Dubai’s smart
traffic system dynamically optimizes
routes and improves commute
efficiency through comprehensive
vehicle-to-vehicle and vehicle-to-infrastructure
communication.
76 \ October 2025
thetechnologyexpress.com
Smart Grids: Optimizing Energy
Dubai Electricity and Water
Authority invested $7 billion in a
smart grid that uses IoT sensors
and AI to monitor electricity and
water in real time. The grid set a
world record with just 1.06 minutes
of annual electricity downtime per
customer in 2023, versus about 15
minutes in the EU. Smart meters
deliver live data and analytics,
helping users optimize consumption.
The Green Charger initiative
installed over 700 EV chargers
across Dubai, broadly supporting
electrification. DEWA’s Automatic
Smart Grid Restoration System
restores supply instantly after
disruptions. Abu Dhabi’s advanced
metering and dynamic tariffs
further encourage off-peak usage
and efficiency.
Eco-friendly urban design
Smart waste management systems
across Dubai deploy IoT-enabled
bins equipped with sensors
that detect when containers are
full. This intelligent system helps
reduce fuel consumption, carbon
emissions, and operational costs
by scheduling pickups only when
necessary rather than following
fixed schedules. Dubai’s smart
waste management initiative
aligns with the city’s goal to be-
come a zero-waste city by 2030.
IoT-powered parking systems
help drivers find spots in real-time,
reducing traffic congestion and
emissions throughout Abu Dhabi.
The Zayed Smart City Project
integrates IoT and artificial intelligence
to optimize public lighting,
waste management, and traffic
flow. Smart streetlights adjust
brightness based on movement
patterns, cutting energy consumption
by 60%.
Environmental monitoring
includes IoT sensors that reduce
pollution and waste across the
UAE’s smart cities. The Dubai Data
Establishment manages the city’s
data infrastructure through initiatives
such as Dubai Pulse, the centralized
hub for all of Dubai’s smart
data. This advanced infrastructure
has firmly positioned Dubai on the
international smart development
map. connect.
Accelerated Growth: Digital Investment
The UAE’s IoT market is projected
to reach several billion dollars by
2025, with the business-to-business
segment leading growth as
companies adopt smart sensors,
asset tracking, and connected devices.
The market for IoT in utilities
alone generated $922.1 million in
2024 and is projected to double
to approximately $1.83 billion by
2030. Overall, technology services,
including IoT projects, are expected
to grow to about $4.79 billion
by 2029.
Government spending on IoT
development was estimated to
exceed $37 billion by 2020, with
a compound annual growth rate
of 31%. The smart cities market
generated $17.9 million in revenue
in 2024 and is expected to reach
$78.1 million by 2030, growing at
a compound annual growth rate of
29.8%. Smart governance represented
the largest revenue-generating
application segment in
2024, while smart transportation
registered the fastest growth
during the forecast period.
Information and communication
technology spending will reach
$23 billion in 2024, representing
a compound annual growth rate
of 8% during 2019-2024. The
digital economy strategy includes
measures to support growth from
the current 12% of non-oil GDP to
20% by 2030.
These investments support public-private
partnerships to develop
digital infrastructure and cloud
computing ecosystems across the
Emirates, setting the precedent for
a truly effective and efficient transportation
system in the Middle
East region.
The upgraded traffic signal system aims to
enhance the travel experience for all road
users while prioritizing emergency vehicles
and public transport.”
— Hussain Al Banna,
CEO,
RTA’s Traffic & Roads Agency
October 2025 / 77
Fintech NEWS
Mastercard Partners
With HyperPay for
Digital Payments
Mastercard has partnered with
HyperPay to modernize commercial
payments in Saudi
Arabia, with plans to expand into the
UAE and Qatar. The initiative introduces
secure, scalable commercial cards
that streamline expense management,
boost efficiency, and support SME resilience.
Backed by HyperPay’s Electronic
Money Institute license, the
collaboration leverages Mastercard’s
expertise and HyperPay’s regional
presence to drive financial digitalization
and strengthen the digital region.
Mastercard Partners
With Syria’s Central
Bank for New Systems
Mastercard has signed a memorandum
of understanding
with the Central Bank of Syria
to develop a national payments ecosystem.
The agreement focuses on
expanding access to financial services,
promoting inclusion, and strengthening
infrastructure through knowledge sharing
and training programs. By exploring
integration opportunities among Syrian
banks and aligning with international
best practices, the partnership aims to
modernize digital payments and support
Syria’s broader economic development.
Presight and Shorooq
Launch $100M Fund
to Accelerate Global AI
Innovation
Presight, a global AI and big data
analytics company, and Shorooq
Partners, an Abu Dhabi-headquartered
investment firm, have launched
Presight-Shorooq Fund I, a $100 million
initiative dedicated to supporting AI
ventures worldwide. Established within
Abu Dhabi Global Market, the fund
highlights the UAE’s position as both a
hub and investor in global innovation,
talent, and infrastructure. It will focus
on startups applying AI, machine learning,
and advanced analytics to sectors
such as fintech, healthcare, energy,
smart cities, and Industry 4.0. Beyond
financial backing, portfolio companies
gain access to Presight’s cloud, GPU,
and secure data resources, along with
Shorooq’s extensive mentorship network,
empowering entrepreneurs to scale
responsibly and deliver sustainable,
long-term impact across international
markets.
Amazon Payment Services Appoints Pablo Londono
as New Managing Director
Amazon Payment Services, a regional
provider operating in nine
countries, has named Pablo
Londono as Managing Director. With
over 15 years at Amazon, including
his role as Regional Finance Director
for MENA, Londono brings global expertise
across technology, logistics,
and operations. He will lead expansion
and innovation in digital payments,
supporting businesses with secure
processing, fraud protection, and advanced
analytical and processing capabilities.
barq Partners With
iPiD Validate to
Strengthen Saudi
Payment Systems
barq, a Saudi digital payments provider,
has partnered with iPiD, a global
Know Your Payee (KYP) solutions
leader, to adopt iPiD Validate, a payee
verification tool designed to improve
security and accuracy in transactions.
The integration allows real-time checking
of account names and details before
payments are processed, significantly
reducing fraud risk, failed transfers,
and operational costs while boosting
customer confidence. The collaboration
supports Saudi Arabia’s broader vision
to advance secure digital commerce
and strengthen cross-border payment
capabilities. Delivered via a single global
API, iPiD Validate provides banks, payment
providers, and businesses with
robust protection and compliance tools.
Together, barq and iPiD aim to build
trust, accelerate financial innovation,
and empower the Kingdom’s digital
economy.
78 \ October 2025
Kamel Pay Gains Central
Bank Approval to
Expand Business Payment
Services
Kamel Pay, a Dubai-based fintech
company, has secured In-Principle
Approval from the Central Bank of
the UAE (CBUAE) for the country’s highest-level
Stored Value Facilities (SVF) and
Retail Payment Services (RPS) licenses.
With this approval, Kamel Pay can now
provide payroll and comprehensive
business payment services across the
UAE. Employers will gain efficient tools
to manage salaries, supplier payments,
and operating expenses with stronger
compliance, while employees benefit
from timely salary transfers and access
to financial services that support daily
money management. The development
aligns with the UAE’s Vision 2030 agenda,
which emphasizes digital transformation,
innovation, and financial inclusion.
Chairman Hussain Al Qemzi stated the
milestone reinforces Kamel Pay’s mission
to empower underserved communities
and advance economic growth.
TerraPay and D360
Bank Partner to Enable
Inbound Transfers
TerraPay has partnered with Saudi
Arabia’s Sharia-compliant
D360 Bank to enable inbound
money transfers into the Kingdom.
The collaboration creates a compliant,
high-volume payment corridor
supporting payouts to both bank accounts
and mobile wallets. Covering
use cases from remittances to business
disbursements, the partnership
leverages TerraPay’s global network
and D360’s API-driven platform,
streamlining compliance and ensuring
faster, more reliable financial flows.
thetechnologyexpress.com
Saudi National Bank
Launches POS Lending
Solution for SMEs
Saudi National Bank (SNB) will launch
a Point-of-Sale lending solution for
SMEs, powered by Tarabut and
delivered through Geidea’s vast merchant
network. Pending Saudi Central
Bank approval, the initiative aligns with
Vision 2030 by providing faster access
to working capital. Integrating lending
into existing POS systems, it simplifies
finance for SMEs, addressing credit gaps
and strengthening entrepreneurship
across the Kingdom, driving financial
inclusion, innovation, and sustainable
economic growth for future business.
Najm and Elm Partner
to Advance Data and
Technology for Saudi
Insurance
Najm for Insurance Services has
signed a cooperation agreement
with Elm Company at the
Money20/20 Middle East conference,
establishing a framework for collaboration
in data exchange and digital technology.
The partnership will focus on processing,
transferring, and protecting data while
enhancing digital systems to improve
the quality of services for insurance
beneficiaries. Both organizations will
also hold regular consultations to identify
opportunities for improved project
execution, stronger collaboration, and
more efficient procedures. Abdullah Abdulrahman
Al-Khalaf, Acting CEO of Najm,
said the agreement supports innovation,
safeguards data, and boosts operational
efficiency. He emphasized it represents
a step toward building advanced, secure
infrastructure for Saudi Arabia’s insurance
sector while aligning with Vision 2030’s
digital transformation objectives.
Telr Partners With Kema to Simplify B2B Payments
and Cash Flow
Telr has partnered with UAEbased
fintech Kema to streamline
B2B payments and improve
SME cash flow. The collaboration integrates
Telr’s secure local and international
payment services with Kema’s
automation platform, enabling merchants
to generate invoices, embed
payment links, and track receivables
in real time. Supporting 120 currencies
and 30 languages, the solution enhances
compliance, reduces delays,
and empowers businesses to scale
digital commerce efficiently.
October 2025 / 79
VISIONARY Spotlight
H.E. DR. SULTAN BIN
AHMED AL JABER
MINISTER OF INDUSTRY AND
ADVANCED TECHNOLOGY, UAE
FEDERAL CABINET
H.E. Dr. Sultan bin Ahmed Al Jaber
has transformed the UAE into a
global Industry 4.0 hub through
comprehensive technology transformation
initiatives since the establishment of
the Ministry of Industry and Advanced
Technology in 2020. Upon his appointment
as Minister, he identified fragmented
industrial ecosystems, limited technology
adoption across manufacturing
sectors, and insufficient data-driven decision
making as barriers to achieving the
UAE’s industrial diversification goals. He
launched Operation 300bn, the nation’s
most comprehensive industrial strategy
that introduced the Industrial Technology
Transformation Index (ITTI), advanced
technology financing mechanisms, and
strategic public-private partnerships to
accelerate Fourth Industrial Revolution
adoption. These initiatives contributed
to the industrial sector becoming the
second-largest contributor to the UAE’s
non-oil GDP, valued at AED 205 billion
in 2024.
Under his leadership, the Ministry
deployed the Technology Transformation
Program (TTP) that established the
world’s first comprehensive framework
for measuring digital maturity and sustainability
practices in manufacturing facilities.
He spearheaded the development
of over 1,000 technological projects with
AED 11 billion in advanced technology
investments, positioning the UAE as the
region’s leading destination for smart
manufacturing and Industry 4.0 solutions.
Al Jaber’s digital transformation initiatives
extended to Make it in the Emirates,
the region’s largest industrial platform
that concluded its 2025 edition with over
AED 11 billion in new industrial projects
and agreements with national banks.
H.E. SALEH BIN
NASSER AL-JASSER
MINISTER OF TRANSPORT AND
LOGISTIC SERVICES, KINGDOM OF
SAUDI ARABIA
H.E. Saleh bin Nasser Al-Jasser
has revolutionized Saudi Arabia’s
transport infrastructure into
a digitally-enabled global logistics hub
through comprehensive technology
transformation since his appointment
in October 2019. Upon becoming Minister
of Transport and Logistic Services, he
identified fragmented transport systems,
manual documentation processes, and
limited digital integration across aviation,
maritime, railway, and road sectors
as barriers to achieving Vision 2030’s
logistics objectives. He launched the
National Transport and Logistics Strategy
(NTLS) that introduced the unified Logisti
digital platform, autonomous vehicle
regulatory frameworks, and advanced
digitalization centers that consolidated
over 200 transport services into a single
digital ecosystem. These initiatives
increased the sector’s GDP contribution
from 6 percent in 2021 to a projected
10 percent by 2030, generating SAR
45 billion in annual non-oil revenues.
Under his leadership, the Ministry deployed
the world’s first comprehensive
autonomous vehicle regulatory sandbox
that enabled WeRide’s Robotaxi to receive
Saudi Arabia’s first autonomous
driving license, positioning the Kingdom
as the only Middle Eastern nation with
operational self-driving vehicle programs
across airports, and highways.He spearheaded
the development of the Digitalization
and Technical Processing Center
alongside the Unified Documents and
Records Platform, which eliminated 267
redundant digital platforms. Al-Jasser has
established Saudi Arabia as the Middle
East’s leading smart mobility destination
and the global benchmark for autonomous
transportation regulation.
80 \ October 2025
H.E. ABDULLA BIN
ADEL FAKHRO
MINISTER OF INDUSTRY AND COM-
MERCE, KINGDOM OF BAHRAIN
H.E. Abdulla bin Adel Fakhro has
transformed Bahrain into the Middle
East’s leading Industry 4.0 hub
through comprehensive digital transfor-
thetechnologyexpress.com
H.E. Omar bin Sultan Al Suwaidi has
been instrumental in operationalizing
the UAE’s industrial transfortry
Readiness Index (SIRI) assessment
framework, automated digital transformation
planning, and strategic partnerships
with Tamkeen to convert 300 of
Bahrain’s 800 licensed factories into
smart manufacturing facilities by 2026.
These initiatives positioned Bahrain as the
first GCC nation to achieve systematic
Fourth Industrial Revolution adoption
across its entire industrial ecosystem.
Under his leadership, the Ministry
deployed Sijilat 3.0, the region’s most
advanced commercial registration
platform that reduced business establishment
procedures by 60 percent
and achieved 99-second commercial
registration processing times through
cloud-native architecture and artificial
intelligence integration. He spearheaded
the development of the Digital Business
Champions Overseas Program that enabled
Bahraini companies to capture international
markets through e-commerce
platforms, resulting in over 250 educational
institutions adopting digital payment
systems. Through these achievements,
Fakhro has established Bahrain as the
region’s premier destination for smart
manufacturing investments.
H.E. OMAR BIN
SULTAN AL SUWAIDI
UNDERSECRETARY, MINISTRY OF IN-
DUSTRY AND ADVANCED TECHNOLOGY,
UAE
mation initiatives since his appointment
as Minister of Industry and Commerce
in November 2022. Upon taking office,
he identified fragmented industrial processes,
limited digital maturity across
manufacturing sectors, and insufficient
automation infrastructure as barriers to
achieving Bahrain’s Industrial Sector
Strategy 2022-2026 objectives. He
launched the groundbreaking iFactories
initiative that introduced the Smart Indusmation
agenda since his appointment as
Undersecretary in 2020. He identified the
need for robust implementation frameworks,
data-driven performance tracking,
and stakeholder collaboration as critical
success factors. He led the launch of
the Technology Transformation Program
(TTP), establishing a standardized digital
maturity assessment and enabling
over 600 federal and private entities to
benchmark and accelerate their Industry
4.0 journeys through targeted funding
and technical assistance.
Under his stewardship, Al Suwaidi
oversaw the development and rollout of
the Industrial Technology Transformation
Index (ITTI), which measures digital and
sustainability KPIs across 1,200 manufacturing
facilities and guided AED 9.4 billion
in strategic technology investments. He
directed the In-Country Value (ICV) Program’s
second phase, integrating ICV
metrics into all federal procurements
and increasing local content spending
by 32 percent year-on-year, generating
AED 14.3 billion of domestic economic
value in 2024. Al Suwaidi also managed
the Make It in the Emirates platform,
culminating in the 2025 edition with 120
new advanced manufacturing projects
valued at AED 11 billion and secured AED
42 billion in financing commitments for
industrial growth. He championed the
UAE’s Fourth Industrial Revolution Strategy,
achieving 100 percent digitalization of
industrial licensing and reducing approval
times from 28 days to under 24 hours.
Through these initiatives, Al Suwaidi has
reinforced the UAE’s leadership in global
advanced manufacturing and innovation.
October 2025 / 81
Join the Future of Technology at TechNext Conference 2025!
Explore AI, Cybersecurity, and Digital
Transformation with Industry Leaders.
Key Highlights:
Media Partner
500+ Tech Leaders
Expert-Led Sessions
Networking
Opportunities
TechNext Awards
Event Details:
Location: Dubai, UAE
Date: 06 November 2025
Delegate Pass: $1,499
(Includes full two-day access, meals,
and
Visitor Pass: $399
(Exhibitor area only, no
Group Pass: $4,999
(Full delegate access for 5
Register Now
www.technextcon.com
Discount Your Invoices
and Receivables Now
APPLY ONLINE!
info@ifundfactoring.com
www.iFundFactoring.com
iFund