Brochure: AAA2 / ARA2 / AEA2
Brochure: AAA2 / ARA2 / AEA2
Brochure: AAA2 / ARA2 / AEA2
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
AIA Assurance Account 2 / AIA Retirement Account 2 / AIA Education Account 2 3<br />
Complete protection in one plan<br />
Apart from the death and total and permanent disability (TPD) benefit 4 , you can further enhance<br />
your protection level by adding the following optional benefits 5 :<br />
• Critical Illness Coverage<br />
Pay lump sum benefit upon diagnosis of the covered critical illness.<br />
• Juvenile Illness Coverage (Child Health Guard)<br />
Provide coverage on juvenile related Illnesses such as Kawasaki, Severe Juvenile<br />
Rheumatoid Arthritis, Insulin Dependent Diabetes Mellitus and etc.<br />
• Female Coverage<br />
Pay lump sum benefit upon diagnosis of female related illness.<br />
• Hospitalization and Surgical Benefit<br />
Reimburse medical expenses in the event of hospitalization.<br />
• Accident Benefit<br />
Offer coverage for injury or death due to accidents.<br />
• Disability Income Benefit<br />
Pay income should the insured unfortunately become disabled.<br />
Guaranteed income for retirement (ARA 2 only)<br />
The Life Income option 6 allows you to enjoy your desired retirement life from as early as 40 years<br />
old. Under this benefit, the account value of your policy will be converted into guaranteed life<br />
income and is payable to you for as long as you live.<br />
Privilege for conversion (AEA 2 only)<br />
Upon maturity of the AEA 2, you have the privilege to continue your coverage by converting the<br />
plan to AAA 2 or ARA 2 without evidence of insurability while enjoy 100% of premium allocation for<br />
regular premium paid towards investment.<br />
Note: Please refer to the policy contract for full details of the benefit coverage.<br />
TOP-UPS<br />
What are the types of top-up available?<br />
There are 2 types of top-up available:<br />
• Ad hoc top-up<br />
• A Saver Premium (Scheduled top-up)<br />
Types of top-up<br />
Ad hoc top-up<br />
A Saver Premium<br />
(Scheduled top-up)<br />
AAA 2 ARA 2 AEA 2<br />
RM500 (Minimum)<br />
Minimum amount is RM120 per annum in<br />
multiple of RM12<br />
Minimum amount is<br />
RM600 per annum in<br />
multiple of RM12<br />
4<br />
For standard life up to age 70 only.<br />
5<br />
Please take note that there are applicable exclusions and limitations for these benefits as specified in the policy contract.<br />
6<br />
This option will only be available if the account value is more than RM5,000 and the life income amount is more than<br />
RM100, and the basic policy has been in force for at least 5 years. The life income may change according to the<br />
account value and interest rate prevailing at the time you decide to enjoy this option.
Change language