Blue Chip Journal – The official publication of FPI. Blue Chip is a quarterly journal for the financial planning industry and is the official publication of the Financial Planning Institute of Southern Africa NPC (FPI), effective from the January 2020 edition. Blue Chip publishes contributions from FPI and other leading industry figures, covering all aspects of the financial planning industry.
CONTENTS ISSUE
CONTENTS ISSUE 89 NOV/DEC/JAN 2024 01 06 EDITOR’S NOTE By Alexis Knipe NURTURING BETTER FINANCIAL DECISION-MAKING Message from the FPI CEO 08 14 ON THE MONEY Milestones, news and snippets PERCEPTION IS REALITY Column by Rob Macdonald, Head of Strategic Advisory Services, Fundhouse 15 THE 7 PILLARS OF FINANCIAL HEALTH Rob Macdonald’s new book 16 A NEW HORIZON Column by Kobus Kleyn, Tax and Fiduciary Practitioner, Kainos Wealth 17 CONSIDER PAYING OFF DEBT PRIOR TO RETIREMENT Column by Florbela Yates, Head of Equilibrium 18 BORN TO WIN Meet the top three Financial Planner of the Year finalists 22 FPI RESEARCH The power of professional financial planning 26 BEHAVIOURAL BIASES Nicole Loker, Investment Specialist, Fundhouse, unravels our irrational investing habits 32 IS IT DIFFERENT THIS TIME? The hype around investing offshore is back at euphoric levels, by Sheldon Holdsworth, Old Mutual International Regional Offshore Specialist 34 THE INCREASING POPULARITY OF SHARE BUYBACKS Schroders’ research shows that buybacks have became more widespread narrowing the gaps with the US 36 MOMENTUM INVESTMENTS’ NEW CEO Meet Ferdi van Heerden 37 DEMYSTIFYING SMART BETA An investment strategy gaining significant traction in the global and South African asset management landscape 38 GLOBAL MODEL PORTFOLIOS Florbela Yates, Head of Equilibrium, writes about the vast investment opportunity set available offshore 40 THE BERMUDA TRIANGLE OF CHANGE Tiaan Herselman, Head of Advice, Old Mutual Wealth, speaks about the future of financial advice 42 STICKING TO OUR KNITTING Coronation Fund Managers celebrates its 30th anniversary 44 MAXIMISING INVESTMENT OPPORTUNITIES The rising relevance of DFMs, by Cogence 48 NATURE’S DIVIDEND Investing with impact to tackle the dual climate and biodiversity crises, by Melville Douglas 2 www.bluechipdigital.co.za
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