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Hipotekarni kredit za refinansiranje/refinanciranje ... - Raiffeisen Bank

Hipotekarni kredit za refinansiranje/refinanciranje ... - Raiffeisen Bank

Hipotekarni kredit za refinansiranje/refinanciranje ... - Raiffeisen Bank

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<strong>Raiffeisen</strong> INTEGRAL <strong>kredit</strong> –<br />

<strong>Hipotekarni</strong> <strong>kredit</strong><br />

<strong>za</strong> <strong>refinansiranje</strong>/<strong>refinanciranje</strong><br />

postoje}ih <strong>za</strong>du`enja<br />

Rok otplate:<br />

Do<br />

25 godina<br />

1<br />

Kamatna stopa :<br />

2<br />

Ve}<br />

od 5,99% (EKS : 6,20%) – <strong>za</strong> <strong>Hipotekarni</strong> <strong>kredit</strong> <strong>za</strong><br />

<strong>refinansiranje</strong>/<strong>refinanciranje</strong> Stambenih <strong>kredit</strong>a u drugoj<br />

banci<br />

2<br />

Ve}<br />

od 6,99% (EKS : 7,23%) – <strong>za</strong> <strong>Hipotekarni</strong> <strong>kredit</strong> <strong>za</strong><br />

<strong>refinansiranje</strong>/<strong>refinanciranje</strong> Nenamjenskih <strong>kredit</strong>a u<br />

drugoj banci<br />

Jednokratna naknada <strong>za</strong> obradu <strong>kredit</strong>a:<br />

BEZ<br />

NAKNADE<br />

Mjese~na naknada <strong>za</strong> vo|enje <strong>kredit</strong>nog ra~una:<br />

1<br />

KM<br />

Otplatni plan <strong>za</strong> <strong>Hipotekarni</strong> <strong>kredit</strong> <strong>za</strong><br />

3<br />

<strong>refinansiranje</strong>/<strong>refinanciranje</strong> Stambenih <strong>kredit</strong>a :<br />

Iznos<br />

<strong>kredit</strong>a<br />

u KM<br />

20.000<br />

40.000<br />

60.000<br />

80.000<br />

100.000<br />

120.000<br />

140.000<br />

160.000<br />

180.000<br />

200.000<br />

220.000<br />

240.000<br />

260.000<br />

280.000<br />

300.000<br />

Anuitet u <strong>za</strong>visnosti/ovisnosti o roku otplate <strong>kredit</strong>a u KM<br />

5 godina 7 godina 10 godina 15 godina 20 godina 25 godina<br />

392,17<br />

784,33<br />

1.176,50<br />

1.557,43<br />

1.946,79<br />

2.336,15<br />

2.705,94<br />

3.092,50<br />

3.479,07<br />

3.865,63<br />

4.252,19<br />

4.638,76<br />

5.025,32<br />

5.411,88<br />

5.798,45<br />

297,86<br />

595,72<br />

893,58<br />

1.179,84<br />

1.474,80<br />

1.769,76<br />

2.044,53<br />

2.336,60<br />

2.628,68<br />

2.920,75<br />

3.212,83<br />

3.504,90<br />

3.796,98<br />

4.089,05<br />

4.381,13<br />

228,01<br />

456,03<br />

684,04<br />

899,86<br />

1.124,82<br />

1.349,79<br />

1.553,58<br />

1.775,52<br />

1.997,47<br />

2.219,41<br />

2.441,35<br />

2.663,29<br />

2.885,23<br />

3.107,17<br />

3.329,11<br />

178,54<br />

357,08<br />

535,61<br />

700,85<br />

876,06<br />

1.051,28<br />

1.203,45<br />

1.375,37<br />

1.547,29<br />

1.719,21<br />

1.891,13<br />

2.063,05<br />

2.234,97<br />

2.406,89<br />

2.578,81<br />

157,35<br />

314,70<br />

472,05<br />

614,97<br />

768,71<br />

922,45<br />

1.051,23<br />

1.201,41<br />

1.351,59<br />

1.501,76<br />

1.651,94<br />

1.802,11<br />

1.952,29<br />

2.102,47<br />

2.252,64<br />

143,79<br />

287,58<br />

431,37<br />

559,82<br />

699,78<br />

839,73<br />

953,18<br />

1.089,35<br />

1.225,52<br />

1.361,68<br />

1.497,85<br />

1.634,02<br />

1.770,19<br />

1.906,36<br />

2.042,53


Otplatni plan <strong>za</strong> <strong>Hipotekarni</strong> <strong>kredit</strong> <strong>za</strong><br />

3<br />

<strong>refinansiranje</strong>/<strong>refinanciranje</strong> Nenamjenskih <strong>kredit</strong>a :<br />

Iznos<br />

<strong>kredit</strong>a<br />

u KM<br />

20.000<br />

40.000<br />

60.000<br />

80.000<br />

100.000<br />

120.000<br />

140.000<br />

160.000<br />

180.000<br />

200.000<br />

220.000<br />

240.000<br />

260.000<br />

280.000<br />

300.000<br />

Anuitet u <strong>za</strong>visnosti/ovisnosti o roku otplate <strong>kredit</strong>a u KM<br />

5 godina 7 godina 10 godina 15 godina 20 godina 25 godina<br />

401,61<br />

803,23<br />

1.204,84<br />

1.595,06<br />

1.993,83<br />

2.392,60<br />

2.771,51<br />

3.167,44<br />

3.563,37<br />

3.959,30<br />

4.355,23<br />

4.751,16<br />

5.147,09<br />

5.543,01<br />

5.938,94<br />

307,65<br />

615,31<br />

922,96<br />

1.218,79<br />

1.523,48<br />

1.828,18<br />

2.112,29<br />

2.414,05<br />

2.715,80<br />

3.017,56<br />

3.319,31<br />

3.621,07<br />

3.922,83<br />

4.224,58<br />

4.526,34<br />

238,34<br />

476,69<br />

715,03<br />

940,87<br />

1.176,09<br />

1.411,30<br />

1.624,80<br />

1.856,91<br />

2.089,03<br />

2.321,14<br />

2.553,25<br />

2.785,37<br />

3.017,48<br />

3.249,59<br />

3.481,71<br />

189,86<br />

379,73<br />

569,59<br />

745,71<br />

932,13<br />

1.118,56<br />

1.281,17<br />

1.464,19<br />

1.647,21<br />

1.830,24<br />

2.013,26<br />

2.196,29<br />

2.379,31<br />

2.562,33<br />

2.745,36<br />

169,66<br />

339,32<br />

508,98<br />

663,69<br />

829,61<br />

995,53<br />

1.135,55<br />

1.297,77<br />

1.459,99<br />

1.622,21<br />

1.784,43<br />

1.946,65<br />

2.108,87<br />

2.271,09<br />

2.433,32<br />

156,89<br />

313,78<br />

470,67<br />

611,63<br />

764,54<br />

917,45<br />

1.042,80<br />

1.191,77<br />

1.340,74<br />

1.489,71<br />

1.638,68<br />

1.787,65<br />

1.936,62<br />

2.085,59<br />

2.234,57<br />

1 Visina kamatne stope <strong>za</strong>visi od iznosa i roka otplate <strong>kredit</strong>a.<br />

2 EKS – Efektivna kamatna stopa izra~unata je <strong>za</strong> maksimalni iznos i<br />

maksimalni rok otplate, uklju~uju}i naknade <strong>za</strong> obradu i vo|enje<br />

<strong>kredit</strong>a <strong>za</strong> klijenta <strong>Bank</strong>e, korisnika Paketa ra~una Trendi ili Trendi Plus.<br />

3 Anuiteti su izra~unati na osnovu kamatne stope koja vrijedi <strong>za</strong><br />

korisnike Paketa ra~una u <strong>Raiffeisen</strong> banci.

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