Bahar Oct 08 Diwali Special - MMAbuDhabi Home

Anauk+[maiNak[a
1. sausa\vaad................................................... saimataI
2. dsara saNa maaeQa - naahI Aa\nada taaeqa...............naren® ku[lak[NaIR
3. ca\®aetsava - k[aejaaigarI paaEiNaRmaa.......................sa\ga+ihta
4. k[ivataa.....................................................sataIxa Ta{ae
5. k[ivataa ...................................................rajana taavaze
6. k[ivataa....................................................maIra mau.deva
7. naataIgaaetaI.................................................sauica}aa pa\izta
8. isa\gaapaUrcaI idvaaLI.....................................inailamaa vaazek[r
9. sauivacaar...................................................sa\ga+ihta
10. idvaaLIcaa saNa .......................................rvaI\d+ ixa\de
11. idvaaLI k[alacaI va AajacaI..........................vaa.la.ma\jauL
12. Art of living……………………………...saaE.ixalpaa idvaaNa
13. Balanced Diet……………………..…...Shraddha Pandit
14. idvaaLIcaa P[raL......................................Ainataa jaaexaI va wtar
15. ra\gaaeLI...................................................haExaI k[laak[ar
16. Investment................................................Ainala paak[Le
17. Young Achievers……………………….saimataI
18. Achivers in Ramadan Games….…..…saimataI
19. maulaa\cae sadr / Kids Section............................saimataI
bahr qIma va maharaSq* ma\zL, AbauDaabaItaPeR[
AapaNaa\ savaaR\naa
idvaaLIcyaa haidRk[ xauBaecCa

namask[ar ma\zLI,
yaa vaeLI AapaNa Aapalaa A\k[ dsara va idvaaLI Asaa /k[i}ata AapaNaa\samaaer saadr k[rIta Aahaeta.
gaNapataI ivaxaeSaa\k[alaa Aamha\laa AapaNaa\k[zUna KaUpa O{ama pa+itasaad imaLalaa. tyaamauLe Aamha\laa ha A\k[ k[aZa-
yalaa jaasta hUFpa Aalaa. ixavaaya KaUpa saBaasada\k[zUna vaegavaegaLe saaihtya imaLalae, tyaamauLe yaa A\k[ata vaegavaegaLa
P[raL imaLta Aahe.
mauKapa&SQavar Aapalyaa ADya#aa\naI - ^I. Ainala paak[Le yaa\naI k[aZlaelyaa ra\gaaeLIcae d&xY idsatae.
Aitaxaya sau\dr r\gasa\gataI va reKaIvapaNaa he tyaa\cyaa ra\gaaeLIcae vaEixaSqY. tyaa\naI va Wtar saBaasada\naI vaeLaevaeLI
k[aZlaelyaa ra\gaaeLI\naI ha bahr BarpaUr sajalaa Aahe.
OnhaLYacyaa sauqIna\tar Aapalyaalaa gaNaexaaetsava va lagaeca rmaadanamaDaIla ivavaIDa spaDaaR\naI vyasta Qevalae.
KaUpa majaa AalaI, naahI k[a? rmaadana spaDaeRcae savaR inak[ala yaa bahrmaDae idlae Aaheta. savaR ivajaetyaa\cae haidRk[
AiBana\dna, ixavaaya jyaa savaR saBaasada\naI Baaga Gaetalaa, tyaa savaaR\naa ivaxaeSa Danyavaad. saumaare 150lahanamaaeQY\acaa
OsPU[taR sahBaaga haetaa!
rmaadanamaDaeca ^I. mahexa k[aLe yaa\caa gaaNYacaa k[ayaRk+[ma 14 sapqe\.laa ^I. Ama&ta maraQecyaa GarI Jaalaa.
80 saBaasada\naI opaisTataI laavalaI. id. 10 Aa]kqaebarlaa Kaasa AapalyaasaaQI taLegaa\vahUna Aalaelyaa 'k[laaipanaI
sa\sTaecyaa' k[laak[ara\naI 'i}aDaa' ha saurela k[ayaRk+[ma saadr ke[laa. saumaare 315 risak[a\naI k[ayaRk+[maacaa Aasvaad
Gaetalaa. savaaRta ivaxaeSa mhNajae AbauDaabaI w\izyana skU[lacyaa r\gama\caavar maharaSq* ma\zLacaa paihlaa - vaihlaa k[ayaR
k+[ma Jaalyaanae /k[ witahasa Gazlaa.
dusaüyaa idvaxaI ^I. va saaE. ku[ztark[r yaa\cyaa GarI yaaca k[laak[ara\naI xaas}aIya sa\gaItaavar AaDaairta
k[ayaRk+[ma deOna Aapalaa hahI gaUNa Aapalyaalaa daKaivalaa. yaa savaR k[laak[ara\cae k[aEtauk[ k[ravae taevaZe Taaezeca
naahI k[a?
saalaabaadpa+maaNae k[aejaaigarIcyaa idvaxaIca AapaNa 14 Aa]kqae.laa k][ipaqla gaazRnamaDae k[aejaaigarI saajarI
ke[laI. id. 24 Aa]kqaebarlaa sak[aLI AapalyaataIlaca k[ahI k[laak[ara\naI /k[}a yaeOna "idvaaLI pahaq" ha /k[
bahardar k[ayaRk+[ma saadr ke[laa. Wtakyaa k[maI AvaDaIta /vaZa sau\dr k[ayaRk+[ma basavalyaacae paahUna Anaek[
^aetyaa\naa AaxcayaR vaaqlae. yaa k[ayaRk+[maata 'taaezI' ragaavar k[ahI gaaNaI saadr ke[laI gaelaI. yaaca k[ayaRk+[maata
k[ahI saBaasada\naI k[aZlaelyaa ra\gaaeLYa Aapalyaalaa pauZIla paanaavar pahayalaa imaLtaIla.
ma\zLI, idvaaLIcyaa - nark[-cataudRxaIcyaa idvaxaI ha A\k[ Aapalyaa hataata deta Aahaeta. yaa
A\k[abaraebar AapaNaa\ savaaR\naa dIpaavalaIcyaa haidRk[ xauBaecCa. hI dIpaavalaI Aapalyaalaa va Aapalyaa savaR ku[qu\baIyaa\
naa Aana\dacaI, samaaDaanaacaI va BarBaraqIcaI jaavaae. k[Lavae laaeBa Aaheca, taae AiDak[aiDak[ vaaZta nyaavaa hIca
mana:paUvaRk[ ivana\taI.
“qIma bahr�”
sa\paaidk[a- inailamaa vaazek[r
sah-sa\paadk[- narend+ ku[lak[NaIR
ivaxaeSa sahayya- raja^I saunaaLk[r
ma\jauSaa jaaexaI

dsara dsara dsara saNa saNa maaeQa maaeQa - - naahI naahI Aana\da Aana\da Aana\da taaeqa
taaeqa
narend+ narend+ ku[lak[NaIR.
ku[lak[NaIR.
Baad+padataIla ipata&pa#aana\tar sauF haetae navara}a. navara}aacaa xaevaq AapaNa 'dsara' ATavaa 'ivajayaadxamaI' yaa
saNaanae saajara k[rtaae. paavasaaLYata sa\paUNaR paIk[ tayaar haetae va k[apaNaIcaI sauFvaata WTaUnaca haetae. Jae\zUcyaa Pu[laa\naI sa\paUNaR
dexa nhaOna inaGataae, naahI k[a?
maihSaasaurabaraebar naO idvasa paavaRtaInae yauDd ke[lae va dhavyaa idvaxaI tyaalaa vaDalae, AaiNa italaa 'maihSaasaurmaidRnaI'
he naa\va pa+apta Jaalae. he naO idvasa Opaasa k[Fna paavaRtaIcaI pa+aTaRnaa k[rNYacaa pa+Gaata Aahe.
rGaurajaanae AapaqYacyaa JaazaKaalaI basaUna duSk[aLapaasaUna dexaalaa vaacavaNYasaaQI ku[baeracaI tapaxcayaaR ke[laI.
ku[baeranae pa+sanna haeOna tyaa Jaazavar saaenyaacaa paaOsa paazlaa. taae idvasa dsaüyaacaa haetaa. taevhapaasaUna AapaqYacaI paanae
saaenae mhNaUna lauqayalaa sauFvaata JaalaI.
satyayaugaata ramaanae ravaNaalaa maarlae taae haca idvasa haetaa. Ottar Baartaata dsaüyaacyaa idvaxaI ravaNa va
ku[\Bak[NaR yaa\cae pautaLe k[Fna jaaLNYacaI pa+Taa Aahe taI yaamauLeca. vdapaaryaugaata paa\zvaa\naI A$atavaasaata jaataanaa savaR
xas}ae xamaIcyaa Jaazacyaa ZaelaIta QevalaI. A$atavaasaacyaa xaevaqI itaTaUna Ka\zenavamaIlaa xas}ae k[aZlaI, paUjaa ke[laI va
dsaüyaacyaa idvaxaI ivaraqacyaa saenaelaa k[aErvaa\ivaFDd ija\kU[na idlae.
maharaSq*ata ivaxaeSa k[Fna ha idvasa saImaaella\Ganaacaa mhNaUna maanalaa jaataae. GarataIla savaR maulae-baaLe AapaapalaI
Zala va talavaar GaeOna saImaebaaher jaataata. va /k[ lauqupauqucaa ivajaya imaLvaUna gaavaata partataata. maga savaR sauvaaisanaI tyaa\naa
AaevaaLtaata va dusaüyaa idvaxaI Kaüyaa laZaWlaa baaher paztaata.
..............................................................................................
Ainala Ainala Ainala paak[ paak[Le paak[ Le Lee Le e e e
AcaRnaa AcaRnaa haenapa
va&\da AmaUr va Dana^I paaDyae va\dnaa taLek[r

ca\®aetsava
k[aejaaigarI paaEiNaRmaa
sa\ga+ihta
k[aejaaigarI paaEiNaRmaa mhqlae, k[I caa\dNyaa\caa otsava -caa\dNyaa\talaa otsava, saaE\dyaaRcaI paUjaa. maaNasaalaa naehmaIca
inasagaaRcae Aak[SaRNa vaaqta Aalae Aahe. taae inasagaaRcaI paUjaa ipaZyaana< ipaZyaa k[rIta Aalaa Aahe. yaa paUjaetaIla /k[ lahana
Taaera\cae laazke[ dEvata mhNajae ca\®. saaEdyaaRcae pa+taIk[ mhNaUna tyaacae Aak[SaRNa savaaRnaaca Asatae. iva$anaamauLe ca\®acae Kaaca-
KaLgaeyaukta Fpa jarI Aataa Aapalyaalaa maaihta Jaalae Asalae, tarI Aapalyaa pa&TvaIvaFna taae gaae\zsaca idsataae.
xard ûtaUta Aixvana paaEiNaRmaesa k[aejaaigarI saajarI k[rtaata. sa\ihtaa naavaacyaa /k[a jaunyaa ga+\Taata hI k[Taa
Aahe. : devaI la#maI Aixvana paaEiNaRmaesa pa&TvaIvar yaetae AaiNa sagaLIk[ze Ba+maNa k[rtae. Ba+maNa k[rta Asataanaa taI satata
'k[ae jaagaitaR?' Asaa mhNajaeca 'k[aeNa jaagae Aahe?' Asaa pa+xna ivacaartae. yaa pa+xnaamauLeca Aixvana paaEiNaRmaesa 'k[aejaaigarI'
Asae naava pazlae Aahe. yaa k[Taenausaar la#maIcaI vaaq paahta jae jaagata basalaelae Asataata tyaa\naa taI Dana-Daanya, sauKa-sama&DdI
detae. yaacaa Kara ATaR k[aya Asaavaa? laaek[a\naI saare Baa\zNata\qe ivasaFna, /k[}a yaeOna, AapalaI du:Kae baajaulaa Qeona, /k[
ra}a jara maaEja-majaa k[ravaI. jaeNaek[fna navaIna k[amaasaaQI navaa jaaema imaLtaae va KaUpa k[Sq k[fna sauKa-sama&DdI
imaLivataa yaetae, Asaa tar yaata nasaavaa?
pa+tya#a k[aejaaigarI va+taacae vaNaRna k[ahI ga+\Taata AaZLtae. yaa va+taata idvasaBar opaasa k[Fna, /eravataavar
basalaelyaa vaFNa devaacaI -w\®acaI va la#maIcaI paUjaa k[fna sa\Dyaak[aLI naarLacae paaNaI va paaehe yaa\caa naEvae¥ daKavaavaa va
naataevaawk[\abaraebar ha savaR pa+saad ga+hNa k[rIta sa\paUNaR ra}a KaeL, gaayana na&tya, hasyaivanaaed ya\ata vyataIta k[ravaI.
pa+a\taaep+aa\taIcaI AaiNa pardexaatalaI k[aejaaigarI Aixvana paEaiNaRmaa vaegavaegaLyaa pa+k[are saajarI haetae. maharaSq*ata
duDaacaa naEvae¥ daKavaUna ca\®acae AaE#aNa k[rtaata AaiNa sa\paUNaR ra}a ima}ama\zLI, AapteaSqa\baraebar jaagarNa k[fna hasyaivanaaeda
maDae Gaalavataata. AlaIk[zcyaa k[aLata ivaxaeSata: xahrI Baagaata javaLcyaa inasagaRrmya sTaLI ra}aIcyaa sahlaI\naa jaaNyaacaI
pa+TaahI FZ haetaanaa idsaUna yaetae. maharaSq*ata k[ahI iQk[aNaI, ca\®apaaQaepaaQ savaaRta vazIla Apatyaasa AaevaaLUna tyaasa KaaO
tasaeca BaeqvastaU detaata. yaalaa 'AixvanaI'mhNataata.
Ainala Ainala paak[Le paak[Le
maDaUra maDaUra deva
deva
Ainala Ainala Ainala paak[Le
paak[Le
svaat svaataI svaat
aI Kaa\zek[r

idvaaLI xauBa svaagata
-maIra mau. deva
idvae ojaLUnaI, ra\gaaeLI reKaUna
svaagata GaraGarataUna
Aak[axa k[\dIla, P[ulamaaLa saaezUna
xaaeBaa vaaZvaI darataUnaI
devaalayae -rstae-bagaIcae naahtaI
JaLaLUnaI idvyaa\cyaa ra\gaataUnaI
sanaWcyaa saptasvara\\naI zaelaU laagatae
janasaagar i}aBauvanaI
caahUla idvaaLIcaI laagataa, mana-maaer baagaztaI Aana\danae
P[qak[e, o\caI vas}ae, Ala\k[ar saare KareidtaI lagabagaInae\
saha idna svata\}ataenae saajarI haetaI paar\paairk[ AaDaaranae
laazU-k[r\jaI Anaarsae cak[laI banataata k[aExalyaanae
ivaxaeSa mahtva pa+tyaek[ idnaI sajae
"gaaevatsadvaadxaI " paasaaenaI
is}ayaa\caa maanaacaa "Dana}ayaaedxaI "
taura xaaeBae maa\galyaanaI
ABya\gasnaana, idpaavalaIcae ma\agalya
"nark[ cataudRxaI"idnaI
pa+tyaek[ ku[qubaa\ta Bavya idvya "paUjana "
"la#maI"cae haetae TaaqanaI
"balaIpa+itapada" "paazvaa"maaeQa saNa saajara
parspara\\cae AagamanaanaI
BaiganaI -ba\Dau pa+ema iva≈vaaicayaa √arI
OBae "BaaObaIja" idnaI
"navavaSaR"va"idvaaLI"yaeW saaenapaavalaa\naI
savaaR\sa "xauBaecCa" maIracyaa AaQvaNaInaI.
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tauJa tauJa\ tauJa
\\ \ maaJa maaJa\ maaJa maaJa\\
\ jamaNaar jamaNaar k[sa\ k[sa\ ?
?
taulaa Aavaztaae caha Aa@Na malaa Aavaztae k[]aP[I
paNa maI banavataae tauJaa caha taU maaJaI k[a]P[I
jarI taU laajaaLU Aa@Na maI AgadIca baexarma
taU ragaavalyaavar maa}a maI haetaae /k[dma narma
tarI laaek[ mhNataata tauJa\ Aa@Na maaJa\ jamaNaar k[sa\?
Jaaepataesa taU lavak[r Aa@Na oQtaesa pahaqe
sak[aLI tauJa sau\dr Fpa pahataanaa maaJaa malaa hevaa vaaqe
Aataa r@vavaarca\ @k+[ke][q taulaahI AavazU laagalaya\
tauJyaa maa@lak[a\cyaa k[Taeta maaJahI mana gau\tauna gaela\ya
tarI laaek[ mhNataata tauJa\ ...........
tauJyaa baraebar KaredI k[rNyaata /k[ vaegaLIca majaa Aahe
@navaa\ta vaeL A@Dak[ Aa@Na gazbaz GaaW vajaa Aahe
naahI k[Lta malaa r\ga raKaazI k[I k[aLa
paNa taU Gaetalaelyaa xaqaRlaa baGaUna sagaLe maartaI zaeLa
tarI laaek[ mhNataata tauJa\ ...........
maI caalataae sada /k[qYacaI vaaq
tauJaa maa}a Asataae sada vaegaLaca Taaq
taU mhNatae malaa jaevha " maaJaa saaDaa BaaeLa xa\k[r"
vaaqta\ @}anae}a\anaI taulaa pahava\ k[DaI pazU na dYavae A\tar
tarI laaek[ mhNataata tauJa\ ........
malaa bauvaa naahI la#aata rahata vaaZ@dvasa\acyaa taarKaa
taulaa sagaL\ la#aata Asata\ mhNauna maI vaacataae saarKaa
paacavaItalyaa maEi}aNaI baraebar jaevha taU hsataesa
Kar saa\gaU /k[dma xaaLk[rI gaae\zsa maulagaI vaaqtaesa
tarI laaek[ mhNataata tauJa\ ........
dEvaanae jamavalaI Aahe AapalaI Jak[asa jaaezI
AapaNaca GaalaayacaI Asatae tyaamaDyae gaaezI
jae mhNataata tauJa\ maaJa\ jamaNaar k[sa\?
/k[da tyaaca\ sagaLya\a paUZe nakk[I haeWla hsa\
- rajana taavaze

idvaaLI
-sataIxa Ta{ae
nae}a√yaa sauKaivatae Aaja hI ma\gala dIpaavalaI
naUtana vaSaaRgamanaanae yaa sama&DdI paavalaI MMDa&MM
BarBaraqIcaI wcCa manmanaI
sauKa-xaa\ita naa\dU de janamanaI
pa+emaBaavanaetaUna saajarI k[f yaa dIpaavalaI
naUtana vaSaaRgamanaanae yaa sama&DdI paavalaI MM1MM
$anajyaaeitacaI taevae paNataI
Aana\dalaa naahI gaNataI
ik[taI $ana, Aana\d GaeO maI-maita mama BaaravalaI
naUtana vaSaaRgamanaanae yaa sama&DdI paavalaI MM2MM
jaunaepauraNae vaEr jaaO ¥a
jyaaeta pa+IitacaI manaI jaagaU ¥a
BaavaBaiktacyaa A\gaNaata Aija-reKaU r\gaavalaI
naUtana vaSaaRgamanaanae yaa sama&DdI paavalaI MM3MM
nae}a√yaa sauKaivatae Aaja hI ma\gala dIpaavalaI
naUtana vaSaaRgamanaanae yaa sama&DdI paavalaI MMDa&MM
maDaura aDaura deva AcaRnaa haenapa

naataI naataI - - gaaetaI gaaetaI - - Baaga Baaga 1
1
- sauica}aa pa\izta
Aappaa, AaW, sa\dexa, xaElaa AaiNa A\k[uxa yaa k[uqu\baacaI hI k[Taa. Aappaa desaaW paaesqataUna inava&¯¯¯tta Jaalaeta,
va saDyaa paenxanacaa laaBa Gaeta Aaheta. tar AaW, xaailanaI ica}ak[laa ixai#ak[a mhNaUna ma\ubaW mahanagarpaailak[etaUna inava&tta
haeOna paenxanacaa laaBa Gaeta Aahe. maaeQa maulagaa sa\dexa, AapalaI baayak[ae sauvaRNaa va /k[ulataI /k[ maulagaI "saa#aI"baraebar vaega
La rahataae. maDalaI xaElaa Aapalaa navara salaIla jaaexaI, saasaU, daenamaula\ yaa\sah opanagarata rahata Aahe. Daak[qyaa A\k[uxacae
daena maihnyaa\paUvaIRca hemalataaxaI lagna Jaalae Aahe. taaeAapalyaa AaW va baaba\asah mau\baWta 250 caaE.P[Uq cyaa Garata sa\saar
k[rta haetaa.
wtar maulaI\p+amaaNaeca hemalataacyaahI sa\saaracyaa k[ahI Apae#aa haetyaa. mauLataca italaa sa\saaracaI Aavaz haetaI.
svata:caI Qama mata haetaI. ivacaar k[rNyaacaI xaktaI haetaI. ixa#aNa paUNaR Jaalyaavar lagna haeWpayaR\ta taI naaek[rI k[Fna
svata:cyaa paayaavar oBaI haetaI. lagnaapaUvaIR k[ahI idvasa AaDaI itanae naaek[rI saaezlaI. hemaacyaa AgadI ivaFDd Ak[u\xacaa
svaBaava. naehmaI Aapalyaaca k[aexaata vaavarNaara. svata:maDyaeca gak[R. baaelaNa\ AgadI jaevaZyaasa taevaZ\. mhNajae svata:hUna k[DaI
k[uNaaxaI ivaSaya k[aZUna baaelaNae naahI AaiNa tyaavar k[DaI k[uQlyaa gappaa\cyaa maEipa[ilatahI rmaNae naahI. ipa\z Gaabarq, ibaTarlae
laa, svata:caa svata:var ivaxvaasaca naahI. Qama mata tar dUrca. Aappaa va AaWcyaa mauQIta svata:laa Jaaek[Una deNaara.
yaTaavak[axa hemalataacyaa la#aata hLUhLU yaa baabaI yaayalaa laagalyaa, paNa A\k[uxa saaDaasarL, p+aemaL va haExaI
haetaa. hemalataabaraebar maa}a tyaacaI k[LI hLUhLU omalaU laagalaI. paNa tyaacaI naajaUk[ baajaU haetaI AaW. AgadI k[ala-parvaa
payR\ata AaW maI k[uQlaa xaqR GaalaU vaa yaa pa]\nqlaa xaqR k[uQlaa GaalaU wTapayaR\\ta AaWvaeza. nak[Ltaca\ tyaanae AaWlaa devhaüyaataca
naeOna Qevala\ haeta\. AaW mhNaela taIca paUvaR idxaa. paNa tyaacaa haca baujara svaBaava tyaacaa Gaata k[rta Aahe he k[ahI tyaalaa
k[Llae naahI.
lagnaa\natar saha maihnyaataca hemalataalaa baracaxyaa gaaeSqI la#aata yaayalaa laagalyaa. A\k[uxa Aapalyaabaraebar rhataae
k[arNa tyaalaa ivaxaeSa pagaar naahI mhNaUna AaiNa tyaataUna taae k[maI ixak[laelaa, jaemataema 12 vaI. tyaacaa baujara svaBaava,
Aatmaivaxvaasaacaa ABaava, Gaabarq yaa savaR gaaeSqI\caa AaW va Aappaa\k[zUna cauk[Icaa ATaR k[aZlaa jaata Asae. ha maulagaa
Aamacyaavarca Avala\baUna Aahe, yaacaa sa\saarhI Aamha\laaca k[ravaa laagaNaar yaa Taaqataca he savaR vaavarta. Garatalyaa savaR
gaaeSqI\caa inaNaRya taeca Geata. drvaeLI A\k[uxa va Hemalataa yaa daeGaa\naa ga&hIta Darlae jaata.
lagnaa\na\tar naaek[rI na k[rNaaüyaa hemalataalaa varIla gaaeSqI paqta nasata. itanae A\k[uxalaa sauDaarayacaa p+ayatna
sauF k[elaa va svata:sauDda parta naaek[rI k[F laagalaI. itanhI\ maulaa\maDyae Ak[u\xaca maaJaa laazk[a Asae varvar saa\gaNaarI AaW
maa}a k[ayama sa\dexa maDyaeca ga\utalaelaI. tyaalaa k[arNahI tasaeca haetae. /k[tar\ taae occaixai#ata, maaeQyaa hu¥avar, caa\galyaa
pagaaracaI naaek[rI, svaBaava mhNaala tar k[maItak[maI baaelaNa\ AaiNa samaaercyaaca jaastaIta jaasta /ek[Na\. 3 vaSaR pardexaI
raihlyaamauLe AaW va Aappa\acaI maana maa}a taaQ haetaI. yaapaaeranae Aapalae naava k[aZla\. samaajaata tyaalaa svata:caI AaeLKa
Aahe. sa\dexa AaiNa tyaacaI baayak[ae sauvaNaaR daeGaehI /k[maek[a\naa AnauFpa haetae. daeGaehI oDaLpaq

isa\gaapaUr maDaIla idvaaLI
- inailamaa vaazek[r
maaJaa isa\gaapaUrxaI sa\baDa ha 1998 saalaI Aalaa taae taeTaIla vaastavaamauLe. itaTae jaataanaa malaa vaaqla navhtae k[I
ha dexa Aapalyaa manaata Gar k[fna rahIla.
idvaaLI ha isa\gaapaUrvaaisayaa\caa javaLcaa saNa. itaTae 4 BaaSaa yaa mauKya BaaSaa maanataata. 1 caInaI , 2.malaeya
3. taimaL va 4.wg\a+jaI. yaa wTae BaaSae baraebar tyaa tyaa sa\sk&[taI, va saNa yaalaahI mah{va idlaelae idsatae. caa\gaI /ARrpaaeqRpaasaUna taumhalaa
idvaaLI Aahe yaacaa saugaavaa laagataae. /ArpaaeqR maDae idvaaLIsaaQI k[elealaI sajaavaq jaaNaIva k[Fna detae. la#maIpaUjanaalaa
isa\gaapaUrmaDae sark[arI sauq&I Asatae. la#maIpaUjanaacyaa Aadlyaa idvaxaI itak[ze Diwali eve Asae mhqlae jaatae. tyaa idvaxaI
ih\dU laaek[anaa vaa BaartaIyaa\naa Aa]iP[salaa ivaxaeSa saUq (Not official) ADaRa idvasa lavak[r GarI jaataa yaetae.
sar\gaUna raezlaa mhNajae ilaqIla w\izyaata idvya\acyaa raexaNaaWbaraebar Baartaapa+maaNaeca idvaaLIcyaa vaeLI k[\dIla,
Pu[laa\cyaa maaLa, ra\gaaeLyaa, tyaaca baraebar paNatyaa\cae ivaivaDa pa+k[ar paNa ivak[ayalaa Asataata. ixavaaya /k[ maeLa Asataae.
dsaüyaacyaa AaDaIpaasaUna little India laa vaegaLaca r\ga caZlaelaa idsaUna yaetaae. taeTaIla saazya\acyaa va saaenyaacyaa
duk[anaataIla gadIR yaalaa Apavaad idsata naahIta.
isa\gaapaUrlaa javaLjavaL 18 ma\idre pahavayaasa imaLtaata. tyaamauLe saNaalaa ma\idrata sauDda gadIR idsatae. sa\rgaUna
raezlaaca dataar\acae paexavaaW duk[anaata Aapalyaalaa icataLya\acyaa javaLjavaL savaR gaaeSqI pahavayaasa imaLtaata. tasaeca
idvaaLIcaa P[raL hI pauNyaa-mauba\W taUna A]azRrIpa+maaNae maagavalaa jaataae. tasaeca maustaP[a yaa janarla sqaeAr maDyae idvaaLIcae
saaihtya va wtar gaaeSqI imaLtaata. idvaaLIcyaa idvasaata maustaP[amaDyae ik[taItarI k[raez z]alarcaI olaaZala haetae.
hI sa\rgaUna raezlaa raexaNaaWmaULe yaa raezlaa idvaaLIcyaa idvaxaI vaegaLIca r\gata yaetae. sa\Dyaa. 6 paasaUna tae ra}aIcyaa
12 vaajaepayaR\ta ha raez vaahnaasaaQI ba\d k[rNyaata yaetaae. AgadI pauNyaa-mau\baW saarKaa. la#maIpaUjanaalaa sa\Dyaa.6 tae ra}aI 2
vaajaepayaR\ta ba\d Qevataata. wtak[I gadIR tyaavaLelaa Asatae k[I saaDae caalaNae ijak[IrIcae vaaqtae. pa+tyaek[ BaartaIyaa\cyaa Garabaaher
Aak[axak[\idla idsalaa naahI tar navalaca vaaqela. Aak[axak[\dIla nasalaa tar idvyaacaI maaL, ra\gaaeLI,paNataI tar laagataeca.
Aamacyaa maelaivala paakR[ yaa saaesaayaqIta javaLjavaL 500 ku[qu\bae BaartaIya Asalyaanae taeTea idvaaLIlaa maaeQyaa
pa+maaNaata idvaaLI saajarI haetae. AxaI bareca iQk[aNaI idvaaLI saajarI k[rtaanaa idsaUna yaetae. Axaa isa\gaapaUr maDaIla
idvaaLIcaI malaa pa+tyaek[ idvaaLIta AaQvaNa Aalyaaixavaaya rahta naahI.

. सुिवचार
१) सु�वात कशी झाली यावर ब�याच घटनांचा शेवट अवलंबून असतो.
२) आयु�यात भावनेपे�ा कत�� मोठे असते.
३) �ाथ�ना �हणजे मनाचं �थान
४) �ेमाने �जकता येतं; श�ु�वाने नाही.
६) ��येका�या मनात एक आदश� ��� असलीच पािहजे.
७) �याने �वत:चं मन �जकलं �याने जग �जकलं.
८) यश िमळव�यासाठी सग�यात मोठी श��-आ�मिव�ास.
९) �ितकू लतेतही अनुकू लता िनमा�ण करतो तोच खरा माणूस !
१०) चुकतो तो माणूस आिण चुका सुधारतो तो देवमाणूस !
११) िम� प�रसासारखे असावेत �हणजे आयु�याचं सोनं होतं.
१२) छंद आप�याला आयु�यावर �ेम करायला िशकवतात.
१३) आपण जे पेरतो तेच उगवतं.
१४) फ़ळाची अपे�ा क�न स�कम� कधीच क� नये.
१५) उशीरा �दलेला �याय हा न �दले�या �यायासारखा असतो.
१६) शरीराला आकार देणारा कुं
भार �हणजे �ायाम.
१७) �ेम सवा�वर करा पण ��दा फ़� परमे�रावरच ठेवा.
१८) आधी िवचार करा; मग कृ ती करा.
१९) आयु�यात आई आिण वडील यांना कधीच िवस� नका,

dIpaavalaI
dIpaavalaI
- - - rvaI rvaI\d+ rvaI
\d+ \d+ ixa\de
Ai≈vana va¥ √adxaIpaasaUna k[aitaRk[ xau˙ i√taIyae payaR\ta jaae mahaetsava Asataae taae idvaaLI ik[\vaa
dIpaavalaI yaa naavaanae saajara k[rtaata.dIpaavalaI ha idvyaa\caa saNa. maataIcyaa paNatyaa\maDyae taela - vaata
GaalaUna jaagaaejaagaI tae laavaUna idvaaLI saajarI k[elaI jaatae. saaDarNata: caar idvasa ha saNa saajara k[elaa
jaataae.
vasaubaarsa (Aai≈vana va¥ √adxaI):
vasaubaarsa Áacaa ATaR - vasau mhNajae ®vya (Dana) tyaasaaQI AsalaelaI baarsa mhNajae √adxaI.
yaa idvasaalaa gaaevatsa √adxaI AsaehI mhNataata. yaa idvaxaI gaaWcaI paazsaasah sa\Dyaak[aLI paUjaa k[rtaata
Gara\ta la#maIcae Aagamana vhavae yaa hetaUnaehI yaa idvaxaI savatsa DaenaUcaI paUjaa k[rNyaacaI pa˙ta Aahe.
jyaa\cyaak[ze GarI gaure ,vaasare Aaheta tyaa\cyaak[ze ÁaidvaxaI paurNaavarNaacaa svaya\paak[ k[rtaata. GarataIla
savaaSNa baayak[a gaaW\cyaapaayaavar paaNaI Gaalataata.na\tar hLd - k[u\k[U, P[ulae, A#ataa vaahUna caaPyaa\cyaa
P[ulaa\caI maaL tyaa\cyaa gaLyaata Gaalataata. inara\janaanae AaevaaLUna k[eLIcyaa paanaavar paurNapaaeLI vagaEre
padaTaR vaaZUna gaaWlaa KaaO Gaalataata.
Áa idvasaapaasaUna A\gaNaata ra\gaaeLI k[aZNyaasa saurvaata k[rtaata. pauSk[L is}ayaa\caa opavaasa
Asataae. yaa idvaxaI gahU, maUga Kaata naahIta. baajarIcaI Baak[rI va gavaarIcyaa xae\gaacaI BaajaI KaaOna
opavaasa saaeztaata. Aapalyaa maulaa -baaLa\naa caa\galae Aaraegya imaLavae va sauKa laaBaavae mhNaUna hI paUjaa
k[rtaata.
Dana}ayaaedxaI Dana}ayaaedxaI (A (Ai≈vana (A vana va va¥ va }ayaaedxaI) }ayaaedxaI) }ayaaedxaI) :
:
DanaacaI paUjaa k[rNae yaa saNaamaagaIla hetaU Aahe. vyaapaarI, duk[anadar laaek[ paaqavar la#maIcaI
maUtaIR, vaÁa, Da\¥acaI htyaare, saaenae, naaNae Áa\caI paUjaa k[rtaata. xaetak[üyaa\cyaa d&SqInae navaIna Aalaelae
Daanya heca tyaa\cae Dana Asatae. tyaamauLe tae navaIna DaanyaacaI paUjaa k[rtaata. tyaavaeLI DaNae va gaUL Áa\caa
naEvae¥ daKavataata. Áa saumaarasa Jae\zU va xae\vataIcaI P[ulae maubalak[ p+amaaNaavar opalabDa AsalyaamauLe paUjaelaa
Jae\zUcaI va xaeva\taIcaI P[ulae vaapartaata.
yaa idvasaapaasaUna dara\ta Aak[axak[\dIla va paNatyaa laavaNyaasa saurvaata k[rtaata. sa\Dyaak[aLI
TaaezI k[NaIk[ GaeOna tyaata Taaeze taela va hLd GaalaUna /k[ idvaa k[rtaata. taae idvaa A\gaNaata mau∂ama
di#aNaek[ze taae\z k[Fna Qevataata. tyaalaa "yamanadIpana" Asea mhNataata. ma&tyaUcaI devataa - yamaraja yaacaI
Avak[&paa haeO nayae mhNaUna tyaacyaa naavaanae dIpa laavaUna hLd - k[u\k[U laavaUna paUjaa k[rtaata. vyaapaarI
vagaaRta ha idvasa P[ar maaeQyaa otsaahanae saajara k[rtaata. vaE¥ laeak[ Danva\tarIcaI paUjaa k[rtaata.
nark[ nark[ cataudRxaI cataudRxaI ( ( AAi≈van
A van vana vana
a va va¥ va
cataudRxaI cataudRxaI ):
):
Ai≈vana va¥ cataudRxaI - yaa idvaxaI nark[asaUr naavaacyaa ra#asaacaa ^Ik[&SNaanae sa\har k[elaa
mhNaUna yaa idvasaalaa nark[ cataudRxaI Asae naava pazlae. saUyaaeRdyaapaUvaIR savaRjaNa snaana k[rtaata. snaanaacyaa
vaeLI oqNae, sauvaaisak[ taela, sauga\DaI saabaNa vaapartaata. saUyaaeRdyaapaUvaIRcyaa snaanaalaa ABya\gasnaana mhNataata
he snaana jaae k[aeNaI k[rNaar naahI taae nark[ata jaataae Asaa samaja Aahe. snaanaa\na\tar P[qak[e ozvataata.
paUjaa JaalaI k[I GarataIla ma\zLI /k[}a P[raL k[rtaata. P[raLa\cyaa padaTaaR\maDyae cak[laI, icavaza, laazU,
xa\k[rpaaLe, Anarsae, icaraeqe w. padaTaR p+aamauKyaanae Asataata. pahaqeca paNatyaa laavataata. saNaa\naa k[rtaata
tasaaca svaya\paak[ k[Fna naevaE¥ daKaivalaa jaataae.

la#maIpaUjana la#maIpaUjana - - (Ai (Ai≈vana (Ai (Ai vana va va¥ va Amaavasyaa Amaavasyaa ):
):
yaa saNaamaagacaI paaEraiNak[ k[Taa AxaI Aahe k[I P[ar paUvaIR baLI naavaacaa KaUpa ^Ima\ta, parak+[maI rajaa
haeOna gaelaa. tyaanae Aapalyaa parak+[maacyaa jaaeravar savaR pa&TvaIcaI BaUmaI i\ja\k[Una GaetalaI haetaI. tyaacyaa
vaaZtyaa sama&√Inae devaa\naa va p+atya#a la#maIlaa paNa AsvasTataa inamaaRNa JaalaI. baLI rajaa Atya\ta
danaxaUr haetaa. hI gaaeSq jaaNaUna ^I ivaSNaUnae vaamanaacae Fpa DaarNa k[Fna baLIrajaak[ze taIna paavalae
qak[Nyaapaurtyaa BaUmaIcae dana maaigatalae. maa}a ja\vha tyaanae /k[ paaOla qak[lae taevha taae maaeQa haeta gaelaa va
tyaanae pa&TvaI va Aak[axa vyaapta k[elae, dusaüyaa paavalaata paataaL vyaapta k[elae va itasare paaOla qak[Nyaa
saaQI jaagaaca orlaI naahI mhNaUna baLInae tyaacaa maaTaa paaOla QevaNyaasaaQI pauZe k[elaa. ivaSNaunae tyaacyaa
maaTyaavar paaOla Qevataaca baLI paataaLata gaazlaa gaelaa. savaR devataa\caI sauqk[a JaalaI. la#maIcae vacaRsva
AbaaiData rahIlae. yaacaI AaQvaNa mhNaUna la#maI-paUjana k[rtaata. ijaTae svaCtaa Asatae tyaa iQk[aNaIca
la#maI vaasa k[rtae AxaI DaarNaa Asalyaanae pauSk[L\ laaek[ yaa idvaxaI svaCtaa k[rNyaasaaQI laagaNaarI
navaI k[ersauNaI ivak[ta Gaetaata.italaaca la#maI maanaUna itacyaavar paaNaI GaalaUna hLd - k[\uk[U vaaHUna Garata
vaaparNyaasa saurvataata k[rtaata.
paazvaa (k[aitaRk[ xau√ p+aitapada):
yaa saNaamaagaIla paaEraiNak[ k[Taa "la#maIpaUjana " yaa saNaacyaa maagaIla k[TaexaI sa\lagna Aahe. baLIrajaacaI
danaxaUrtaa paahUna vaamanaanea tyaalaa paataaLIcae rajya idlae AaiNa datyaacaI saevaa k[rNyaasa vaamanaanea
baLIrajyaacae √arpaala haeNyaacae k[ama svaIk[arlae, taae mhNajae haca idvasa. taevhapaasaUna danaxaUr
baLIrajaacyaa smarNaaTaR ha idvasa saajara k[rNyaata yaetaae. Áa idvaxaI sak[aLI k[ervaare k[aZUna A\gaNa
svaC k[Fna A\gaNaata xaeNaacaI baLIcaI p+aitak[&taI k[rtaata. hLd - k[u\k[U vaahUna itacaI paUjaa k[elaI jaatae.
yaa idvaxaI ivak+[ma sa\vata sauF haetae. paazvaa ha saazetaIna mauhUtaRpaEk[I ha /k[ mauhUtaR Aahe. AaiTaRk[
ihxaaebaacyaa d&SqInae vyaapaarI laaek[ idvaaLItaIla paazvaa hI navavaSaaRcaI sauFvaata maanataata. la#maIp+aaptaI
saaQI navyaa vaÁa\cae paUjana k[Fna vyaapaarI laaek[ vaSaaRcaa p+aar\Ba k[rtaata. vyaapaarI laaek[a\cyaa
jamaaKacaaRcyaa k[IdR KataavaNaIcyaa navaIna vaÁaidvaxaI sauF haetaata. vaÁa\caI paUjaa hLd-k[u\k[U, ga\Da,
P[Ula, A#ataa vaahUna k[elaI jaatae. GaraeGarI saaya\k[aLI paaqaBaaevataI ra\gaaeLI k[aZUna patnaI pataIlaa AaE#aNa
k[rtae. pataI AaevaaLNaI Gaalataae. navaivavaahIta jaaezpyaa\caI idvaaLI patnaIcyaa maaherI saajarI k[rtaata.
tyaainaimatta jaavayaa\sa Aaher k[elaa jaataae.
BaaObaIja BaaObaIja - - yamai yamai√taIyaa yamai taIyaa (k[aitaRk[ (k[aitaRk[ xau xau˙ xau ii√taIyaa
i taIyaa ) ) :
:
yaa idvaxaI yamarajaacaI bahINa yamaI ihnae Aapalyaa Baavaalaa mhNajae yamarajaalaaca AgatyapaUvaRk[ jaevaayalaa
baaelaaivalae haetae. yaa saNaacyaa maagacaI hI k[Taa. yaa idvaxaI BaaO ivavaaihta baihNaIlaa Baeqayalaa jaataae.
BaaO baihNaIk[zUna AaevaLUna Gaetaae. italaa p+aemaacae p+ataIk[ mhNaUna k[ahItarI vastaU detaaE. jar k[ahI
k[arNaanae BaaO Aalaa naahI tar bahINa ca\®alaa BaaO samajaUna AaevaaLtae. Baavaa-baihNaInae /k[mae\k[acaI
AaQvaNa QevaavaI, ivacaarpaUsa k[ravaI, /k[maek[\avar p+aema k[ravae yaasaaQI ha saNa saajara k[rtaata.
yaa idvaxaI jyaalaa marNa yaeWla tyaalaa maae#a imaLtaae Asae mhNataata.
……………………………………………………………………………………………….

idvaaLI k[alacaI va AajacaI
- vaa. la. ma\jaUL
saNa ha maraQI xabd sa\sk&[ta xabd '#aNa' paasaUna tayaar Jaalaa Aahe. #aNa-CNa-saNa AxaI tyaacaI
vyautpattaI Aahe. `gvaed k[aLapaasaUna vaegavaegaLyaa `taUta Anaufpa otsava k[rayacaI p+aTaa haetaI.
otsavaalaa samana mhNata Asata.vaedk[aLI ya$yaaga haeta Asata. tyaa inaimattaanae na&tya, gaayana,`caavaacana
Asae otsavaI svafpaacae k[ayaRk+[ma ra}a ra}a caalata AaiNa pahaqe is}ayaa Aapalyaa pataIvaa xaaeDa GaeNyaasaaQI
samaudayaata yaeta.
idpaavalaI-idvaaLI ha savaR saNaa\caa-otsavaa\caa rajaa mhqlaa paaihjae. DaaimaRk[-saamaaijak[ AaiNa
k[aEq\uibak[ d&SqYa Aitaxaya mahttvaacaa. javaLjavaL /k[AaQvaza caalaNaara ha idpaaetsava ih\dU jaIvanaata
Aana\dacaa bahr inamaaRNa k[rtaae. idvaaLIcyaa yaa saNaalaa saumaare dIz tae daena hjaar vaSaaR\caI par\para
Aahe.
saaemadeva saUrI yaa jaEna ga+\Tak[aranae Aapalyaa 'yaxaistalak[ca\paU ' yaa ga¥ k[avyaata maalaKaezcyaa raSq*kU[q
rajaacyaa k[aLataIla idvaaLIcyaa otsavaacae vaNaRna k[elae Aahe.
AlvaefNaI naavaacaa /k[ ivadexaI p+avaasaI w. sa. 1030 maDae Baartaata yaeOna gaelaa.BaartaataIla laaek[
jaIvanaacae vaNaRna tyaanae Aapalyaa 'taahik[k[-w-ih\d ' yaa ga+\Taata k[elae Aahe. Baartaata saajaüyaa haeNaaüyaa
idvaaLI yaa saNaacae saivastar vaNaRna yaata idlae Aahe.
Aak[axaBaErva naavaacaa /k[ xaEvaa\caa ta\}a ga+\Ta sa\sk&[tamaDae ilaihlaa gaelaa Aahe. tyaamaDyae dIpaaetsavaacyaa
k[aLata k[aeNatyaa idvaxaI k[aya ivaDaI k[ravaa AaiNa tyaacae k[aya P[L imaLela he idpaavalaIcyaa DaaimaRk[
ivaDaIcae saivastar vaNaRna idlae Aahe. ixava -paavaRtaIcyaa sa\vaadataUna yaa ga+\TaacaI rcanaa JaalaI Aahe.
nare\®k[ivanae maraQIta w. sa. 1292 maDyae ' fikmaNaI saE\var ' ( fikmaNaI svaya\var) naavaacaa ga+\Ta ilaihlaa
Aahe. tyaamaDyae ivadBaaRtaIla idpaavalaIcae rsaBairta vaNaRna idlae Aahe.
^IpataIcyaa 'jyaaeitaSartnamaalaa 'yaa w.sa. 1039 saalaI maraTItaUna ilaihlaelyaa jyaaeitaSa ga+\Taata k[aitaRk[
xaukla navamaIlaa idpaavalaIcaa mauKya idvasa maanalaa Aahe.
mahanauBaavaacyaa saaihtyaata idpaavalaIcae vaNaRna vaegaLYa pad*DataInae Aalae Aahe. mahanauBaavaacyaa
'laILacair}aata' (w.sa. 1250) cak+[Dar svaamaI\caI ixaSyaa mahd\baanae ihvarlaI (AaDauinak[ jaalanaa )yaeTae
saajaüyaa k[elaelyaa idpaavalaI otsavaacae vaNaRna k[elae Aahe. tyaata BaaObaIjaelaa maaedk[, saeva hI pakvaannae
KaaNyaasaaQI tayaar k[elaI Asalyaacae mhqlae Aahe.
maraQIlaa lalaamaBaUta ga+\Ta ^I $anaexvara\caa 'BaavaaTaR dIipak[a' taTaa $anaexvarI ga+\Taata idpaavalaI vaNaRnaacae
daena - taIna ollaeKa Aaheta. tyaataIla mahttvaacaa sa\dBaR mhNajae 'saUyaeR AiDaiSQlaI p+aacaI M jagaa raNaIva
de p+ak[axaacaI M taExaI vaacaa ^aetayaa $aanaacaI M idvaaLI k[rae M' idpaavalaIcae tatk[alaIna samaajaa-taIla
Taana caqk[na saa\gaUna jaataae.pa\caa\gaap+amaaNae Aixvana va¥ √adxaI (vasaubaarsa), Dana}ayaaedxaI (Danataersa),
nark[ cataudRxaI, Amaavasyaa (la#maIpaUjana), paazvaa (bailap+aitapada), AaiNa BaaObaIja (yamai√taIyaa) Asae
saha idvasa mahttvaacae Aaheta.
DaaimaRk[ d&SqYa k[aya mahttva tae idvasaanausaar paahU -
vasaubaarsa mhNajae gaaevatsa √adxaI, yaa idvaxaI saaya\k[aLI gaaW caFna Aalyaavar, saarKyaa r\gaacyaa
gaayavaasaracaI paUjaa k[rtaata. saaEBaagyavataI is}ayaa opavaasa k[Fna paUjaena\tar Baaejana k[rtaata. jaevaNaata
taLlaelae padaTaR, gaaWcae dUDa, taUpa, dhI, taak[, KaIr w. padaTaR vajyaR k[rtaata. gaaWlaa paUjae-na\tar ozdacae
vaze, Baata, gaaezDaaez KaaO Gaalaavae. samaud+ma\TanaataUna paaca k[amaDaenaU otpanna Jaalyaa. tyaataIla na\da
naavaacyaa k[amaDaenaUlaa o∂exaUna he v+ata k[elae jaatae. /k[a saasaUnae saunaelaa xaetaavar jaataanaa gavhaLe, maugaaLe
padaTaR ixajavaUna QevaNyaasa saa\igatalae, saunaenae gaaeQYataIla gavhaLe - maugaaLe naavaacaI vaasare maaFna tyaa\cae
maa\sa ixajavaUna Qevalae. mhataarIlaa vaaWq vaaqlae. devaapauZe DarNae DaFna vaasare ijava\ta k[Fna GaetalaI. gaaW
parta Aalyaavar mhataarInae

gaaya-vaasara\caI paUjaa k[elaI. maga jaevaNa Gaetalae. yaa √adxaIlaa vaasaudeva k&[SNaacaI paUjaa k[rtaata.yaa
idvasaalaaca inara\jana √adxaI mhNataata. snaanaa-na\tar k[axaacyaa taamhNaataUna-inara\janaataUna devaba+aHmaNa,
vaizlaDaarI maaNasae AaiNa Gaaeze yaa\naa AaevaaLtaata.
}ayaaedxaIlaa 'gaaei}ara}a' cae v+ata k[rtaata, gaaeQYamaDyae vaedI tayaar k[Fna tyaavar 'savaRtaaeBad+' Asae
ilaihtaata. gaaevaDaRnaDaarI k&[SNa, tyaacyaa ASqpatnaI, na\d-yaxaaeda, balarama w. maUtaIR sTaapana k[Fna paUjaa
k[ravaI.gaaW\naa naEvae¥ daKavaavaa. saata Daanyae dana dYavaIta. taIna idvasa v+ata k[Fna caaETyaa idvaxaI
o¥apana AaiNa hvana k[ravae. sa\saar sauKaacaa haetaae. 'Dana}ayaaedxaI' AsaehI naava yaa itaTaIlaa Aahe. yaa
idvaxaI vas}aala\k[ara\caI KaredI k[rtaata. k[ubaer,la#maI, ivaSNaU, yaaeiganaI, gaNaexa AaiNa naaga yaa\caIpaUjaa
k[Fna iKarIcaa naEvae¥ daKavataata. saaya\k[aLI taelaacaa idvaa AaiNa DaanyaacaI rasa darajavaL Qevataata.
idvaa satata taevata rhavaa. yaaca }ayaaedxaIlaa AayauvaeRdacaa janak[ Danva\tarIcaI paUjaa k[rtaata. yaa
}ayaaedxaIlaa yamaDamaaRnae p+asanna idpaaetsava k[rNaaralaa Apama&tyaU yaeNaar naahI Asaa var idlaa Aahe.
tyaamaagacaI k[TaaAxaI - yamadUtaa\naa p+aaNahrNa k[rtaanaa /k[da vaaWq vaaqlae. h\sa rajaa vaaq
caukU[na hEma rajaacyaa rajyaata Aalaa. tyaacyaak[++ze pau}ajanmaaetsava hataa. paNa SaSQI devaInae ha maulagaa
lagnaana\tar caaETyaa idvaxaI marela Asae mhqlyaanae h\sa rajaanae tyaacaI jabaabadarI GaetalaI. maaeQYa
ba\daebastaata QevaUnahI rajapau}a sapaR-d\xaanae marNa paavalaa. lagnaacyaa otsavaata rajapau}aacae p+aaNahrNa k[rNae
yama-dUtaanaa jaz gaelae. taevha yamaanae var idlaa- yaa idvasaapaasaUna paaca idvasa jaae
idpaaetsava k[rIla tyaacae Apama&tyaU qLtaIla. }ayaaedxaIlaa yamadIpadanaacaa /k[ ivaDaI Asataae. maataIcyaa
paNatyaa taelaanae paeqvaUna, ga\DaPu[laa\naI tyaacaI paUjaa k[Fna di#aNaelaa taaez k[Fna yamaacyaa danaacaa ma\}a
mhNaUna he dIpa ¥avaeta,ma\idrata laavaavaeta, yamaDamaR p+asanna haetaae.
Aixvana va¥ cataudRxaIlaa (nark[ cataudRxaI) caar DaaimaRk[ ivaDaI saa\igatalae Aaheta. /k[ saaya\k[aLI
itaLacyaa taelaanae Barlaelae caaEda idvae yamaDamaaRcyaa naavaanae dana k[ravaeta AaiNa b+aÂa, ivaSNaU, mahexaacyaa
ma\idrata naeOna Qevaavaeta. savaR GarBar idvae laavaavaeta. yaa v+ataanae yamaraja p+asanna haetaae. Asae k&[tyaca\id+k[a
ga+\Taata saa\igatalae Aahe. nark[ cataudRxaIlaa nark[asauracaa vaDa Jaalaa Aahe.
Baagavata pauraNaata nark[asauracaI k[Taa Aahe. p+aaga*jyaaeitaSapaurataIla ha Asaur savaR devataa\naa CLU laagalaa.
tyaanae nagarIBaaevataI k[aeq oBaaFna lagna k[rNyaa-saaQI hjaarae\naI ku[maairk[a ba\dIta AaNaUna qak[lyaa
haetyaa. ^Ik&[SNaanae satyaBaamaesah yaa AsaUravar hllaa k[Fna tyaalaa Qar maarlae. devataa\naa AaiNa ku[maarI
rajak[nyaa\naa maukta k[elae. tyaaku[maarI\naI pauZe ^Ik&[SNaaxaI lagna ke[lae. AsaUr maaFna, rktaacaa iqLa laavaUna
Aalaelyaa ^Ik&[SNaalaa na\d-yaxaaedenae snaana Gaatalae. taaeca ha idvasa. saUyaaeRdyaapaUvaIR itaLacae taela AaiNa
sauga\DaI oqNae A\gaasa laavaUna snaana k[ravae. heca ABya\ga snaana haeya. yaa cataudRxaIlaa fpacataudRxaI AsaehI
mhNataata. caar vaataI\caI samaW paUvaeRk[ze taae\z k[Fna p+ajvailata k[Fna dana k[ravaI. nark[asaUracyaa naavaanae
saaya\k[aLI caar vaataI\caa idvaa laavaUna devaalaya, o¥ana, vaaza yaa iQk[aNaI Qevaavaa.
gavataacaa caUz paeqvaUna GarataUna iP[rvaavaa.tyaamaLe maelyaavar jyaa\cae dhna haeO xak[lae naahI tyaa\naa gataI
imaLtae. yaaca cataudRxaIlaa saaya\k[aLI di#aNa idxaelaa mauKyata: k[a¬yaa paa\Züyaa itaLanae yamaacae tapaRNa
k[rtaata. Aixvana va¥ caaEdalaa hnaumaana jaya\taIhI caE}a paaEiNaRmaepaasaUna saajarI k[rtaata. rajapautaanaa
AaiNa gaujarata maDyae hnaumaana jaya\taI saajarI k[rtaata. tyaamaagacaI k[Taa AxaI - ramaalaa rajyaaiBaSaek[
Jaalyaavar ramaanaI Anaek[ BaeqvastaU idlyaa. saItaenae Aapalyaa ga¬yaataIla rtnahae hnaumaanaasa idlaa. tyaataIla
p+atyaek[ maNaI P[aezUna tyaata rama naahI mhNaUna hnaumaanaanae taae har qakU[na idlaa. saItaenae tyaalaa k[aya hvae
ivacaartaaca saItaelaa savaaRta AavaztaI vastaU tyaanae maaigatalaI. saItaenae Aapalyaa k[paaLIvyaa italak[acaa
k[ahI Baaga k[aZUna hnaumaanaacyaa k[paaLI laavalaa va tyaalaa Aapalaa pau}a maanalae. taae idvasa Aixvana va¥
cataudRxaI haetaa
Aixvana Amaavasyaelaa ga&hsTaaa^maI laaek[ saaya\k[aLI la#maIpaUjana k[rtaata. vyaapaarI k[aitaRk[ xaud*Da
p+aitapadelaa mhNajae navaIna ivak+[ma sa\vatsarar\Baalaagavataacaa paNa la#maIpaUjana Taaqata saajare ke[lae jaatae
tyaamaagae hI /k[ k[Taa Aahe. ivaSNaUnae vaamanaavataar DaarNa ke[laelyaa AsauraiDapataI baLI rajaacaI hI
k[Taa Aahe.

}aElaaekyaacae rajya tyaacyaak[ze haetae. savaR deva la#maIsahIta tyaacyaa ba\dIvaasaatahaetae. i}apaad BaUmaIdana
maagaNyaacyaa imaSaanae vaamana b+aaÂNabaqUnae tyaalaapaataaLata dzpaUna qak[lae. la#maIsahIta devaa\caI mauktataa
tyaa idvaxaI k[laI. maukta la#maI paunha laaek[a\cyaa GaraGarataUna p+asTaaipata vhavaI la#maIpaUjanaacaI p+aTaa
pazlaI. Ala#maI oPR[ jyaeSQasa k[aeLsaa, k[ae\za AaiNa k[esa hI iQk[aNae rhaNyaasa idlaI. la#maIcae
ivaSNaUbaraebar lagna haetaanaa TaaerlaIcae lagna o∂alak[ `SaI\baraebar Jaalae, tyaa\naI italaa saaezUna idlae.
taevhapaasaUna taI ipa\paLaKaalaI vaasa k[rtae. Ala#maI k[ersauNaIcyaa fpaata Asatae mhNaUna idvaaLIcyaa
Amaavasyaesa ke[rsauNaI paujataata.
paazvaa AaiNa k[aitaRk[ xaud*Da p+aitapada. ha ivak+[ma sa\vatsaracaa paihlaa idvasa. `taU\cae vaNaRna k[rtaanaa
maDau mhNajae vasa\ta yaacaa paihlaa k+[maa\k[ yaetaae.
tyaacaa paihlaa idvasa ha vaSaaRr\Ba mhNajae gauZIpaazvaa. haca vaSaaRr\Ba xaalaI-vaahna xak[ata maanalaa gaelaa.
paNa rajyak[tyaaR\cyaa lahrIp+amaaNae vaSaaRr\Ba badlaNyaacaa p+ayatna Jaalaa. k[DaI caE}a, k[DaI vaExaaKa, tar
k[DaI k[aitaRk[ maasaar\Ba vaSaaRr\Ba Jaalaa. ivak+[maaidtyaacyaa k[arik[dIRta ivak+[ma sa\vatsaramauLe k[aitaRk[
xaud*Da p+aitapada vaSaaRr\Ba maanalaa gaelaa. ATaaRta vyaapaarI laaek[a\paurtaa mayaaRidta raihlaa.vyaapaarI laark[
daEta, fpayaa, caaepazI yaa\cae paUjana mahak[alaI, mahasarsvataI AaiNa mahala#maI yaa\cae p+ataIk[ maanaUna k[rtaata
k[aitaRk[ xaud*Da p+aitapadelaa gaaevaDaRna p+aitapada maanataata. ^Ik&[SNaanae yaa idvaxaI gaaevaDaRna pavaRta A\gaulaIvar
ocalaUna gaaeku[Lvaaisayaa\cae paavasaapaasaUna r#aNa k[elae. gaaevaDaRnapaUjaa ivaSNaUma\idrata Annaacaa k[aeq (pavaRta)
oBaa k[Fna saajarI k[rtaata.
paazvyaalaaca bailap+aitapada maanaUna AsaUraiDapataI balaIcaI paUjaa k[rtaata. baLI-rajaa ivaSNaUBakta haetaa.
tyaalaa paataaLata laaeqlae tarI ivaSNaUnae p+asanna haeOna var idlaa haetaa k[I k[aitaRk[ xaud*Da p+aitapadelaa
laaek[ balaIcyaa naavaanae otsava k[rtaIla. tyaaidvaxaI saurapaana AaiNa Anaacaar k[aeNaI k[rNaar naahIta.
balaIrajaacaI patnaI-iva\DyaavalaIsah ica}a k[aZUna paUjaa k[rtaata. saaya\k[aLI nagar sajavaavae. idpaaetsava
k[ravaa.yaa idvaxaI yaiSqk[ak[SaRNaacaa (rssaIKaeca)KaeL KaeLtaata. laa\ba k[aQI dBaaRnae gau\zaLUna /k[Ik[ze
occavaNaIRya tar /k[I-k[ze taLagaaLatalae laaek[ k[aQI KaecaNyaacaa p+ayatna k[rtaata. baara PU[q maagae
Kaecalyaasa ivajaya maanataata. k[aitaRk[ xaud*Da p+aitapadelaa k[aitaRk[ snaanaacae v+ata is}ayaa Gaetaata. taITaaRcae
saUyaaeRdyaapaUvaIR snaana, ivaSNaUpaUjaa, deva AaiNa aulasaIsamaaer dIpa laavaNae hYa mahttvaacyaa gaaeSqI k[rtaata.
yaa v+ataacyaa k[aitaRk[ p+aitapadelaa ¥uta p+aitapada mhNataata. yaa idvaxaI AavajauRna jaugaar KaeLavaa Asae
DamaRxaas}a saa\gatae. tyaacaIhI k[Taa Aahe. k[ahI iQk[aNaI gaaeQyaata xaeNaacyaa gaaELNaI, paaca paa\zva, ku\[taI
tayaar k[Fna paUjaa k[rtaata. navyaa taa\dLacyaa iKarIcaa naEvae¥ daKavataata. hexaeNaacae pautaLe vaaLvaUna
tyaacyaa gaaevaüyaa paeqvaUna xaetak[rI k[aitaRk[ paaEiNaRmaelaa tyaavar navyaa taa\dLacaa Baata ixjavaUna Kaataata.
paazvyaa idvaxaI maharaSq*ata mhxaI\caI paUjaa k[rNyaacaI pad*Data Aahe. baElapaae¬yaasa baEla, dsaüyaasa Gaaeze
tar idvaaLI paazvyaasa mhxaI\naa sajavataata. gaaez gaaez KaaO Gaalataata.gavaLI-gauraKaI yaa idvaxaI gaaW
mhxaI\naa gaaNaI mhNaUna AaevaaLtaata.janaavara\cae maalak[ AaevaLNaara\naa AaevaaLNaI Gaalataata. gaaWcyaa
xaeNaacyaa baahulyaa k[Fna tyaavar idvae laavaNyaacaI caala mau\baWta paaLlaI jaatae.
k[aitaRk[acaI xaud*Da i√taIyaa yamai√taIyaa mhNaUna AaeLKalaI jaatae. ma&tyaUdevataa yama AaiNa tyaacaI BaiganaI
yamaI yaa\cyaa p+aemaacaa ha idvasa. yamaanae Aapalyaa baihNaIk[ze jaaOna Aana\danae Baaejana k[elae. italaa
vas}aala\k[ar idlae. baihNa-Baavaacyaa p+aemaacaa idvasa BaaObaIja naavaanae saajara k[rtaata. yamaasaarKaa
k[Qaer h&dyaI BaaO Aapalyaa baihNaIsaaQI sah&dya Jaalaa taaeha idvasa.maharaSq*ata Aapalyaa baihNaIsaaQI
savaR AzcaNaI paar k[Fna itacyaa GarcaI BaajaI Baak[rI KaaNyaasaaQI AaiNa yaTaaxaktaI caaeLI baa\gazI
saaQI gaaQIcaI rkk[ma maaek[LI k[rNyaasaaQI BaaO jaataae. savaRsaamaanyatahI laaek[ip+aya Jaalaelaa ha idvasa.
saKKaI bahINa nasalyaasa dUrcaI ik[\vaa maanalaelyaa baihNaIk[ze jaaNyaacaa ha idvasa. bahINa Baavaacyaa
AtaUq p+aemaba\Danaacae p+ataIk[ Asalaelaa ha idvasa, saamaaijak[ baa\iDalak[Icyaa d&SqInae maaeQaca mhqlaa paaihjae.
BaaObaIjaecaIhI /k[ Ad*Bauta laaek[k[Taa Aahe. yamaDamaaRnae saevak[a\naa saa\igatalae,AataapayaR\ta ixavyaa Kaallyaa
nasataIla Axaa maaNasaalaa GaeOna yaa. /k[a baihNaIlaa itacyaa BaavaacaI k[aLjaI vaaqta haetaI. itacyaa

Baavaalaa k[aeNaIca vaaWq mhNata navhtae. bahINa GarataUna Baavaalaa ixavyaa deta inaGaalaI.Baavaalaa Kara p+ak[ar
k[Ltaaca tyaanae itacaa satk[ar k[elaa taae ha idvasa. yama yamaIcaa jauLa BaaO haetaa. yamaInae yamaalaa pataI
haeNyaacaI gaL GaatalaI.
`gvaedata hI saUktae p+aisad*Da Aaheta. Aapalyaa bahk[laelyaa baihNaIlaa taa¬yaa-var AaNaUna ba\DaUp+aemaacaa
vaSaaRva yamaanae k[elaa Aahe. BaaObaIjaelaa yamaunaak[aQI Baaejana k[rtaata. p+atyaek[ paufSaanae tyaaidvaxaI
patnaIcyaa hatacae jaevaU nayae. baihNaIk[ze jaevaavae.
idpaavalaIcaa ha saNa DaaimaRk[, saamaaijak[, AaiTaRk[ AaiNa rajak[Iya p+aBaavaaKaalaI sa\Gaiqta haeOna /k[
maaeQa dIGaRk[aL caalaNaara otsana mhNaUna ih\dU jaIvanaata sTaana isvak[aFna basalaa Aahe. p+aa\ta AaiNa BaaSaa
yaa partvae tyaamaDyae k[ahI caalaI, fZI vaegavaega¬yaa AsataIla. mahtvaacaI gaaeSq mhNajae dIpaaetsava k[Fna
A\Daaracaa naaxa k[rNae, jaIvanaataIla margaL qakU[na otsaaihta haeNa\e. xarIr sajavaNyaasaaQI ABya\gasnaana,
navaIna vas}aala\k[ar DaarNa k[rNae naataevaaWk[a\naa BaeqNae, vaegavaega¬yaa KaeLa\naI mana rmavaNae, saze-ra\gaae¬yaa
yaa\naI Gare sajavaNae, Aaptasvaik[yaa\sah navanavaIna pakvaannaa\caa svaad GaeNae, saamaaijak[ jaaNaIvaetaUna
paaLIva p+aaNyaa\caa idvasa saajara k[rNae,DaaimaRk[ ivaDaItaUna devaaidk[a\ivaSayaI k&[ta$taa vyakta k[rNae.
rajaerjavaaze p+ajaeivaSayaI p+aema vyakta k[rNyaacaI hI /k[ caa\galaI sa\DaI maanata Asata. ¥Uta KaeLNae he /k[
DmaRk[ayaR samajata Asata. har-jaIta jaIvanaacaa /k[ Baaga maanata Asata. dIpaavalaIcae paacahI idvasa
vaEixaSqYpaUNaR ivaDaInae saajare k[rIta. navyaa jamaanyaata P[qak[e, Aak[axak\[dIla, r\gaIbaer\gaI ra\gaae¬yaa,
Aak[SaRk[ BaeqI. savaaRta saaDae saaepae xauBa ica\tanapar paaQvaNyaacaI k[azeR, manaaer\janaasaaQI saaihtyaacae
najaraNae GaeOna yaeNaare idvaaLI A\k[, imaQaWcae baa]ksa, dUrdxaRna,vhI. saI. Aar. vrIla manaaer\janaacae
k[ayaRk+[ma navyaa vastaUcyaa KaredIcaa Aana\d, navaIna lagna Jaalaelyaa\cae idvaaLsaNa /k[ naa Anaek[ pad

Art of Living
-saaE. ixalpaa jaya\ta idvaaNa
maI ha k[aesaR yaa sauq

BASICS OF A HEALTHY BALANCED DIET
-Shraddha Pandit
Now a days all of us have become very health conscious. Any discussion in a
group has one essential topic and that is diet. We read a lot and we get a lot of
information about diet from various media. However, are we familiar with the
basics of healthy diet? A good balanced diet can help you to remain fit and
maintain good health whereas a faulty diet can result in poor health. In order to
have a balanced diet we have to first know the basics of a balanced diet and terms
related to it.
EXPLANATION OF TERMS
In this article, we will deal with the basic terms related to healthy balanced diet.
HEALTH
Health is defined by the World Health Organisation as the "State of
complete physical, mental and social well being and not merely the absence of
disease."
The essential requisites (or dimensions) of "health" would include the following:
1) Achievement of optimal growth and development, reflecting the full expression
of one's genetic potential.
2) Maintenance of the structural integrity and functional efficiency of body tissues
necessary for an active and productive life.
3) Mental well-being.
4) Ability to withstand the inevitable process of ageing with minimal disability and
functional impairment, and
5) Ability to combat disease, such as resisting infections, preventing the onset
(and retarding the progress) of degenerative diseases and cancer and resisting
the effect of environmental toxins and pollutants.
NUTRIENT REQUIREMENT
Nutrient requirement can be defined as the minimum amount of the nutrient that
is necessary for maintaining the normal functions of the body.
RECOMMENDED DIETARY ALLOWANCES (RDA) is defined as the nutrient
present in the diet, which satisfies the daily requirement of an individual.
Recommended Dietary Allowances of an individual depends on many factors like
age, sex, physical work and physiological stress.
Age: Age is an important factor, which determines the amount calories an
individual should take. An adult requires more total calories than a child due
to larger size of the body and increase in activity. A growing child requires
more calories and protein per kilogram of body weight than an adult does.
Sex: Females require fewer calories than males as BMR (Body Metabolism
rate) is lower and size of the body is generally smaller.
Physical work: Activity of a person also determines his diet requirements.
Sedentary workers require fewer calories as compared to a medium or hard
working person.

Physiological stress: During physiological stress, the dietary requirements
may change. For example during pregnancy, the dietary requirement may
increase.
BALANCED DIET
Balanced diet is one, which contains different types of foods in such quantities and
proportions so that the need for calories, proteins, minerals, vitamins and other
nutrients is adequately met. In addition, a balanced diet should provide dietary
fibre, antioxidants, which have positive health benefits. Generally, a balanced diet
should provide around 60-70% of total calories from carbohydrate, 10-12% from
protein and 20-25% of total calories from fat. This is a general recommendation for
an individual. But depending on the various factors mentioned earlier these might
vary for individual cases.
While planning a balanced diet the food habits of a person is of prime importance.
The balanced diet is based on five food groups.
Five Food Group Systems
There are five basic food groups, which are mentioned below, they provide us
essential nutrients for our daily requirements.
FOOD GROUPS NUTIRENTS
1 Cereal grains and products: e. g.
Rice, Wheat, Ragi, Bajra, Maize,
Jowar, Barley, Rice flakes, wheat flour
2 Pulses and Legumes: e.g.
Bengal gram, Black gram, Green gram,
Red gram, Lentil (whole as well as
dals), Rajmah, Soya bean
3 Milk and Meat Products: e. g.
Milk, Curd, Skimmed Milk, Cheese,
Chicken, Liver, Fish, Egg, Meat
Energy, Protein, Invisible fat,
Vitamin-B, Vitamin-B2, Folic
acid, Iron, Fibre.
Energy, Protein, Invisible fat,
Vitamin-B1, Vitamin-B2, Folic
acid, Calcium, Iron, Fibre.
Protein, Fat, Vitamin-B2,
Calcium

4 Fruits and Vegetables: e. g.
Fruits: Mango, Guava, Tomato, Papaya,
Orange, Sweet lime, Water
Melon.
Vegetables: (green leafy) Amaranth,
Spinach, Gogu, Drumstick leaves,
Coriander leaves, Fenugreek leaves.
Other Vegetables: Carrots, Brinjal,
Ladies finger, Beans Capsicum, Onion,
Drumstick, Cauliflower.
5 Fats and Sugar:
Fats: Butter, Ghee, Hydrogenated fat,
Cooking oils like groundnut, Mustard
Coconut
Sugar: Jaggery and sugar
Carotenoids, Vitamin-C, Fibre,
Invisible fat, Vitamin-B2, Folic
acid, Iron
Carotenoids Vitamin-B2, Folic
Acid, Calcium, Iron, Fibre.
Carotenoids, Folic acid,
Calcium, Fibre
Energy, Fat, Essential Fatty
acids.
Energy
These are the basics of a balanced diet. The ICMR has recommended a dietary
allowances chart for Indians. In this chart, the recommended dietary allowances
are mentioned. While planning a balanced diet these RDA’s should be considered.
Diets can be classified in two main types
1) Normal diets -- Normal diets are balanced diets for all individuals
depending on the above mentioned factors
2) Therapeutic diets – therapeutic diet s are the diets, which are given in different
conditions for patients. Like for example diabetes, hypertension, obesity, heart
problems etc.
As mentioned above the normal diets can be planned based on the five food
groups.
While planning a therapeutic diet the diet is modified to suit the individual with an
ailment. A careful consideration has to be given to include the five food groups, as
per recommended dietary allowances. Professional help from a dietician is
recommended in such cases as it can help the person to control the ailment. For
example, a diabetic patient may need a diet, which is balanced but helps him to
control the sugar levels.
These are the basics of a balanced diet. As we go further, we will discuss the diet
in different phases of life and diets for different ailments.

Ingredients:
Chakali
- Anita Joshi
2 cups rice flour
1/2 cup Mung Dal paste
2 tsp oil
1/4 tsp turmeric
1/2 tsp carom seeds (ajwain) or cumin seeds
1 red chili powder (optional)
Salt To Taste
oil for frying water as required
Preparation:
Cook the mungdal to a paste like consistency .
In a big bowl add rice flour, mungdal paste, turmeric, salt, chili powder,
carom seeds or cumin seeds.
Mix lightly. Heat oil and add the sizzling hot oil to the rice flour mix.
Add water as needed to make a stiff dough. Knead thoroughly with
hand not food processor.
Take a lemon size dough and place it in a chakli mould or icing bag
with star nozzle. Heat oil for frying.
Test the oil by dropping a small piece of dough and wait for 3 seconds
if it does not rise to the top then oil needs to be heated.
Gently make a spiral with the chakli mould or icing bag and deep fry to
a golden brown.
Cool moong dal chakli completely before storing in an airtight
container.

saihtya: 4 vaaqyaa taa\dUL,1 vaaqI ozId zaL,
2 vaaqyaa caNaa zaL
savaR DaUvaUna vaaLvaUna Gyaavae.va dLUna AaNaavae.
k&[taI :/k[a paataelyaata 2 glaasa paaNaI ok[Lta QevaNae.
tyaata cavaIpa+maaNae itaKaq ,maIQ, ih\ga,ijare-Danae paavazr
pa+tyeak[I 2 camacae qak[Nae.
hLd qak[U nayae.
tasaeca 4 camacae (caha-saaKarecae) camacae taela qak[Una tae
paaNaIta imaksa k[fna 15 imanaqa\naI savaR /k[}a gaaeLa k[rNae
k[ZWta taela taapalyaavar Caeeqasae gaaeLe k[fna tae saacyaamaDaUna
cak[laI k[fna taLNae.
caqNaI vaa dhyaabaraebar KaaNae.
cak[laI BaajaNaI
-- snaeha sabanaIsa
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Ainala Ainala paak[Le paak[Le
maDaura maDaura deva
deva

Global Financial Crisis
Investment:
Stock Market Round Up
- Anil Pakale
October month saw biggest of the US financial giants go down under. Names includes Freddie
Mac, Fannie Mae, Lehman Brothers, AIG, Washington Mutual and Wachovia. Well, it all started
with defaults on home mortgage loans due to fact that US legislation allowed anybody and
everybody borrow to own decent houses across united states. US is the only place you will see a
CEO and a plumber staying in villa of same specifications side by side.
It had to happen one day. The crisis spilled over to other sectors gradually. Obviously the first to
take hit was banking. Wamu and Wachovia collapsed. Citi, Royal Bank of Scotland (ABN Amro
merged into it) too look vulnerable.
As a result, most banks tightened lending and credit became difficult to come by causing panic is
finances of homes, autos. Hence Realty and Autos got affected almost instantaneously. The crisis
spread across the world in these sectors. Retail sales were affected as a result of fear psychosis.
When retail gets the hit, we move to recessionary trend. During my 15 th visit last week to US, as
usual I did a bit of shopping at Walmart, Best Buys and Circuit City. I found them busy to the
extent of 10% of what I had seen them in the past. That was a proof of retail in trouble.
Good news is that oil and gold started hitting bottoms every day. We are at 68 USD for oil and 775
USD for gold. Metals are down too. Copper, Steel, Aluminium, Steel down 40% in one month. This
is all due to the expectation of recessionary trends on consumption side. Law of economics had to
rein in, which is a good indications ahead of a rebound.
Most companies are about to declare or have declared Q2 results. Results are not too bad but not
too good either. However, since raw material costs will come down in coming 2 quaraters, you shall
see a gadual improvement in value add and hence would improve gross margins across the board.
From another angle, we see that almost all are panicking under fear. That is the time when
everybody is selling. Selling may not be co-related to fundamentals. The proof is the most
companies are now trading at theit cash holdings. This is ridiculous. What it eans, is, you get the
enterprise value (assets and potential business earnings) for free. One should just get into these
stocks without any consideration.
Many are selling since they have borrowed to buy stocks and are having to pay for margin calls.
This is not genuine selling. Most FIIs are selling. They sold 12 billion USD worth of stocks which is
the prime reason for Indian market meltdown. Again this was necessitated due to pressure on
these FIIs to have cash in US since they are getting almost bankrupt from their US operations.
My advise to investors would be to take positions in very sound companies that has sustainable
business model, visible earnings and good managements and good track record from investor
perspective.

All that goes down has to come up one day. There has been many economic cycles in past
century. Worst being 1932 and then 1987and then soon after 9/11 (Sep 2001). We have seem
drastic upward swings soon after these worst times. In fact those who invested at the worst of the
times saw the best of the returns on those particular investments.
Pick up Banking , Telecom, Pharma, Power. Stay away from IT, Realty, Heavy Engg for now.
Banking and Telecom will be fairly insulated from recessionary trends. Telecom will never be.
Banks till get affected in short run. But that is why they are available cheap. UCO at 30, Dena at
35, Syndicate at 55, Indusind at 45, Allahabad at 50 ar all available at 2003 PE ratios of 3 and 4
now. In 2 years time(at max) you shall see these back on 8-10 multiples thus assuring 100% plus
returns.
I do not mean to say that we have hit the bottom. We will still go down but the downward
movement will now be limited compared to upward potential. It is all about managing these 2
aspects and come out winner.
A gambler does exactly that. If he sees probability in favour of upwards movement, he will take
bets in that direction.
By the way, whichever way market moves, one can still make money. To know how, we will talk in
the next article. Off course, we are referring to derivatives.
Good Luck.
Anil Pakale.
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Yash Kale
Jaai Pakale
Saee Joshi
YOUNG ACHIEVERS
won gold in each of the following events. (Under 16)
200 m individual Free style
400 m individual Free style
4 x 100 m medley relay- Yash swam Free style
4 x 100 m Free style relay-.
(Under 14)
4 x 100 m medley relay - Gold
4 x 100 m Free style relay - Silver
50 m Fresstyle - Bronze
(Under 14)
4 x 100 m medley relay - Gold
4 x 100 m Free style relay - Silver
Ayushi Madani
. (under 12)
100 m freestyle - Silver
4 x 50 m free relay - Silver
4 x 50 m medley relay - Silver
They will all be travelling to Baroda to take part in All India Inter School Swimming
championships. MMAbudhabi is proud of their achievements and congratulates
them and parents on their feet.

Achievers in Ramadan Games
Kid’s Section
Sa Re Ga Ma Pa
1) Group A - Monica Sathe - 1 st rank
- Isha Deo - 2 nd rank
2) Group B - Pratik Talekar - 1st rank
- Rishabh Kulkarni - 2 nd rank
- Arnav Wadekar - 3 rd rank
3) Group C - Aakash Kudtarkar
- Ria Kirtani
4) Group D - Allana Kudtarkar
- Aditi Page
- Samartha Pol
Chess
Age Group ( 6 to 10 years)
First : Tanmay Kulkarni
Second : Ritvij Gholap
Third : Shaunak Bachal and Dhruv Gole
Age Group ( 11 to 15 years )
First : Gautam Sabhahit
Second : Swapneel Kulkarni
Third : Apurv Godbole and Jay Kale

Drawing and Colouring
The winners for group A
1) Gaurish Rakesh Malhotra
2) Ishan Gadekar
3) Reva Sachin Dashputre
The winners for group B
1) Monica Satyajit Sathe
2) Shruti Abhijeet Dabke
3) Arya Anil Sawant
The winners for group C
1) Vidhi Jagadale
2) Shantanu Pravin Lohar
3) Nachiket Nandakishore Banchode
The winners for group D
1) Arundathi Manvendra Palsule
2) Isha Aashish Rege
3) Soham Shekhar Kulkarni

The winners for group E
1) Aayushi Chandresh Madani
2) Puja Atul Pol
3) Sanika Nitin Deo
The winners for group F
1) Devavrat Purshtom Joshi
2) Paknti Bhadresha
Quiz
Winner : Rohan Avachat
Mihir Khadekar
Allana Kudtarkar
1 st Runner up:Akash kudtarkar
Vedhas Sabnis
Aditya Deuskar
2 nd Runner up:Anuja Kulkarni
Parimal Edke
Shivani Deo

Adult’s Section
Antakshari
Winner: Priya Pakale /Kirti Marathe
1 st Runner up: Sarita Kulkarni / Prashant Kulkarni
2 nd Runner up: Sujata Bachal / Jitendra Bachal
Carrom
1) Ladies Singles: Mrs. Madhura Dev - Winner
Mrs. Deepa Banchode- Runner up
2) Men Singles : Mr. Amey Asgekar - Winner
Mr. Anil Pakale - Runner up
3) Men Doubles : Mr. Anil Pakale & Mr. Prafulla Joshi - Winner
Mr. Amey Asgekar & Mr.Sanjay Kushe - Runner up
Winner : Vinod Nair
Table Tennis
1 st Runners Up : Samir Josh

Rummy
Winner : Nandu Kasote
1 st Runner Up : Mithila Chitnis
2 nd Runner Up : Shilpa Deo
Chess
Winner :Samir Acharya.
1st Runner-up :Pramod Shinde.
Hearty Congratulations to all the winners and Many
Thanks to all the participants.
- MM Abu Dhabi Committee.

maulaacae sadr
Kids’ section
बालिम�ांनो, या हा�या�या उ�ानात िशरा,
आिण िच� आनंदीआनंदाने भरा.
जो या जगात सदैव उदासीन राहतो,
तो या जीवनातला आनंद गमावून बसतो.
एक िशि�का वगा�त�या एका गुबगुबीत मुलाला वेषभूषा�पध�साठी `गणपती' बनवू पहात होती. पण �या
िशि�के नं, �याच�माणे �या मुला�या आईनंही �याचं मन वळिव�याचा बराच �य� क�नही, तो �यांचं
ऐके ना. अखेर �याला एका बाजूला घेऊन आई �हणाली, "गुं�ा,
अरे यापूव� तू ब�याच वेळा मो�ा
उ�साहानं भाग घेऊन अनेक वेषभूषा�पध�त बि�से िमळिवलीस; मग याच वेळी तू `गणपती' का होत
नाहीस ? अरे, लोक तुझी पुजा करतील, तुला मोदक देतील, तुझी आरती करतील! के वढी म�ा येईल
ठाऊक आहे? यावर गुं�ा
�हणाला, "ते सगळ खरं गं ? पण शेवटी `पुढ�या वष� लवकर या' असं �हणून
जर �यांनी मला नदीत बुडवलं, तर काय करायचं ?
वगा�त िशकवता िशकवता गु�जी िव�ा�या�ना उ�ेशून �हणाले. "बरं का बाळांनो? खोटं ते खोटं. ते
कधीिह उपयोगी पडणं श�य नाही, �हणून जे खोटं आहे, �याला आपण कधीही थारा देता कामा नये. "
या�माणे बोलून �यांनी बापूला िवचारलं, "काय रे बा�या ? माझ �हणणं तुला पटलं ना ? "
यावर बापू �हणाला, " गु�जी, ��य� खो�ा दातांची कवळी तुम�या तोडांत �दसत असताना, तुमचं
�हणणं मला कसं पटेल?"