CreditQuest Brochure

Harland Financial Solutions is a premier provider of credit riskmanagement technology to financial institutions. CreditQuest is ourflagship solution that provides end-to-end credit management fromorigination to financial analysis and portfolio risk management in asingle, streamlined system.CreditQuest manages credit risk using risk ratings, powerfulfinancial analysis functionality and portfolio management, andmitigates operational risk using standardized workflows, trackingagainst credit policies and activity logging. Data collected inCreditQuest empowers institutions to manage compliance risk aswell, by identifying exposures and concentrations by industrysector and help ensure capital adequacy by developing a baselinefor Basel II calculations.CoreSystems• Phoenix TM SystemRiskManagementSolutions• CreditQuest ®– Loan Origination– Credit Management– Financial Analysis– Portfolio Management– Risk RatingCollaborative credit management is promoted through commonaccess to the electronic credit file, a unified, relationship-centricview of the customer’s financial data and supporting documents.Combined with the automation of routine tasks, such as creditmemo production, CreditQuest accelerates turn-around andimproves responsiveness in addition to managing credit risk.Harland Financial Solutions+353 1 664 1430www.harlandfinancialsolutions.com©2013 Harland Financial Solutions, Inc. All Rights Reserved. CreditQuest is a registered trademark ofHarland Financial Solutions. All other product names or brand names are trademarks and/or servicemarks of their respective owners, maybe registered, and should be treated appropriately.130917-4