EnkEltREISEFORSIKRING - Gouda Reiseforsikring

egisteret. Dersom slikt innsyn ønskes, må skriftlig anmodning sendes
eget forsikringsselskap.
12.19 Tap/skade meldes Gouda omgående, jf. FAL §§ 4-10 eller 13-11. Sikrede
mister retten til erstatning dersom kravet ikke er meldt innen ett år etter
at sikrede fikk kjennskap til de forhold som begrunner det, jf. FAL §§ 8-5
eller 18-5.
Sikredes krav foreldes også etter bestemmelsene i FAL §§ 8-6 eller 18-6.
Gouda er fri for ansvar hvis sikrede ikke har anlagt sak eller krevd nemndbehandling
innen seks måneder etter at sikrede fikk skriftlig melding om
at selskapet ikke anser seg ansvarlig og det samtidig er minnet ham eller
henne om fristen, dens lengde og følgen av at den oversittes, jf FAL §§
8-5, 18-5 eller 20-1.
12.20 lOVValG OG VERnEtInG
12.20.1 Norsk lovgivning gjelder for forsikringsavtalen i den utstrekning dette
ikke er i strid med lov nr. 111 av 27. november 1992 om lovvalg i forsikring,
eller det er gjort annen avtale.
12.20.2 Tvister etter forsikringsavtalen avgjøres ved norsk domstol, med mindre
det er i strid med ufravikelige regler i gjeldende lovgivning, eller det er
gjort annen avtale.
2 EnGElSk OVERSEttElSE aV REISESykEFORSIkRInGEn
The following is an English translation of the Illness cover section E, point 2. It
serves as a reference only.
The insurance falls within the Norwegian Insurance Contract Act.
2.0 maxImum amOunt
SupER StandaRd
Unlimited Unlimited
The insurance is not valid when the policy holder is staying in Norway:
2.1 thE InSuRanCE dOES nOt COVER
The insurance covers only expenses incurred during the term of the insurance.
Expenses incurred after the policy holder has returned to his or her residence in
Norway are not covered.
2.2 pOlICy hOldER’S jOuRnEy
The insurance covers the expenses listed below for necessary and ordinary
medical treatment which is carried out during the Policy holder’s journey abroad
Norway and is due to acute disease, a serious accident, or an unexpected, acute
worsening of an existing disease or chronic disorder.
In addition the insurance covers extra expenses incurred in connection to travel,
meals and room when the insured due to medical reasons and after doctor’s
orders must postpone fixed transport home, or is unable to continue the journey
as planned. In addition dental treatment and extra expences due to circumstances
involving a travelling companion (see 2.3.17) are covered..
Expenses for medical treatment
2.2.1 Medical treatment, hospitalisation and expenses for treatment at a hospital
prescribed by a doctor.
2.2.2 Medical emergency relief, dressing materials and medicine prescribed by
a doctor at the place in question.
2.2.3 Treatment carried out by a registered physiotherapist, chiropractor, or
other therapist who is not a doctor when the treatment has been prescribed
by a doctor.
2.2.4 Ambulance transport from the place where the disease arose or the accident
occurred to the place where treatment is carried out (including air
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