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vyavasaaya puistka 1<br />
Paiva~ Saas~ ko maulyaaoMpr AaQaairt karaobaar<br />
Ëvyavasaaya<br />
prmaoSvar ko t%vaaoM pr AaQaairt vyavasaaiyak maaga-dSa-na<br />
jaaÐca pr#akr isaQd ikyao hue safla laGau ]Vaoga<br />
laGau tqaa CaoTo karaobaar calaanao maoM maaga-dSa-k puistka<br />
Version 1.6<br />
Michael Clargo<br />
www.reconxile.org
Setting up a...<br />
ivaYaya saUcaI<br />
1. p`stavanaa................................................................................3<br />
2. maoro karaobaarËvyavasaaya ka sva$p @yaa haoMgaa ? ...........................................8<br />
3. maoroo ]%padna qaa saovaayaaoMkI ibaËI iksa p`karsao saMBava hO ? ................................15<br />
4. ]%padna tqaa saovaayaaoMka inayaaojana ...... Error! Bookmark not defined.3<br />
5. ihsaaba jaaoDnaa ........................................................................30<br />
6. Aba Aap vyaapaarI hao gayao ...........................................................46<br />
7. piriSaYT...............................................................................45<br />
Qyaana idjaIyao :]prao@t puistkaka AaQaar maisah t%vaaoMpr iTka hO È yaVaip kao[ -ja$rtmaMd vyai@t jaao iksaI BaI Anya<br />
ivaSvaasa sao yaa ivaSvaasariht hao prMtu vafadarI tqaa maanavaIya iht ko pìt saMvaodnaSaIla hao [sa jaaÐca Wara isaQd puistka<br />
maoM ilai#at AQyayanaaokI madt sao tqaa kzINa pirEama Wara ivaXvastrIya garIbaI kI ~asadI sao laD, sakta hO È [sa p`kar<br />
hma bahaotayat ka jaIvana jaao hmaaro BaItr masaIh Wara paayaI hu[- samaJa AMtdRiYT tqaa ivavaok sao jaaoD,a gayaa hO ]saka<br />
p`dSa-na krnao mao saxama hao jaato hO ÈyahI hmaaro p`yaasaaoMka saar hO È<br />
Paiva~ Saas~ ko maulyaaoM pr AaQaairt vyavasaaya<br />
jaÐaca Wara isaQd hue prmaoSvar ko t%vaaoMpr AaQaairt safla CaoTo karaobaar version<br />
laGau tqaa CaoTo karaobaar calaanao maoM maaga-dSa-k puistka 1.6<br />
@<strong>Reconxile</strong> & Michale Clargo 2009 www.reconxile.com<br />
sah paT-nar colchesler TBG www.tbnetworkparlal.org<br />
ka^ip ra[T : ]prao@t puistka kI na@kla garIbaI kma krnao vaalaI kao[- BaI piryaaojanaatMga-t inaSaulk baaTI jaayaoMgaI È puistka ko<br />
iksaI BaI ilai#at tqaa mauid`t pMi> maoM kaT CaT ko hotureconxile sao ilai#at Anaumait laonaa Ainavaa-ya hO È<br />
AsvaIkrNa :puistka ]icat vyavasaaiyak maaga-dSa-k sva$p inaSaulk ]plabQa hO È yaVaip ]prao@t puistka sao pòirt haokr ilayao gayao<br />
inaNa-ya tqaa hanaI ko ijammaodar lao#ak tqaa saMpadk nahI prMtu svaMya ]pBaao@ta hI p`stut pirisqatIyaao M mao hanaI ko ijammaodar maanao<br />
jaayaoMgao È<br />
<strong>Reconxile</strong> ek masaIhI saMsqaa hO jaao 2kuirinqayaaoM 5:18 vacana sao p`Baaivat haokr laaoMgaao tqaa ]nhko Aaiqa-k tqaa saaMpitk sapnaaoM kao<br />
saakar krnao ko ilayao vyavahairk kdma ]zanao ko idSaa mao kiTbaMQa hO È taik masaIhI laaoMgaaoM kao ]nhka #aaoyaa huyaa Aa%masanmaana p`aaPt hao sako AaOr<br />
svaMya ko saujanaharo ko saMga ]nhka maolaimalaap hao sako ÈAaBaar p`dSa-na : hma idlasao Paul Kinalaama,Livingstone<br />
Mukasa,Simon Lasky, Jamie MacAlister,Benj Street,Sarah Amies,Jerry<br />
Marshall Tesseract Management System and Calchester Transformational<br />
business Group kao bahumaulya maaga-dSa-na tqaa sahyaaoga ko ilayao Qanyavaad doto hO È hma prmaoSvar ko AaiSaYaaoM ko saaqa Apnao yaugaaMDa<br />
isqat Baa[- bahnaaoMka hdya sao Qanyavaad donaa caahto hO Â]nhka saMQaYa- pUNa- jaIvana hI hmaaro ilayao pòrNaa dayaI s~ao~ bana gayaa hO È<br />
- 2 -
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
1. pircaya<br />
namaskar prmaooooooSvar ka mahana AaiSaYa Aap pr banaa rhoo È<br />
yao CaoTIsaI puistka sarla tqaa saMixaPt $p sao laGau tqaa CaoTo<br />
karaobaar Ëvyavasaaya kao sqaaipt tqaa calaanao maoMM maaga-dSa-na<br />
krtI hO È<br />
inaQa-na doSaaoM ko laaoga jaao garIbaI sao JauMjato JauMjato kovala Qana ko AaBaava ko<br />
karNa pàqaimak iSaxaasao vaMicat rh jaato hO È mau#at: eoOsaoo hI laaogaao ko<br />
ilayao jaao jyaada pZ,o ila#ao na haonao ko baavajaUd #audkoa vyaaparI sqaaipt<br />
krko Apnao karaobaarËvyavasaaya Wara Apnaa tqaa Apnao daostao tqaa<br />
pirvaaraoMka poT Barnaa caahto hao È taik ]nhko baccao tao gairbaI tqaa<br />
baoraojagaarI ko karNa pàqaimak iSaxaa sao vaMicat na rh sako È halaaik yao<br />
puistka hr ek vyai@t ko ilayao ]pyau@t hO jaao safla karaobaar krko<br />
#auSahala jaIvana ibatanaa caahta hao È<br />
tao @yaa Aap safla vyaaparI bananaa caahto hao ?<br />
@yaa Aap #audka CaoTa vyaapar Sau$ krnaa caahto hO ?@yaa Aap caahto<br />
hO kI Aapka karaobaar ek eosaa jarIyaa banaoo jaao Apnao daostao tqaa<br />
pirvaaraoMkao baohtr ijaMdgaI p`dana kr sako?<br />
Agar eosaa hO tao yao puistka Aapko ilayao hO Èhma pàqa-naa krto hO<br />
ik Aap #audkao safla vyaaparI sqaaipt krko Apnao Aaiqa-k<br />
Asaflata kI pID,a tqaa proSaanaIyaaosao sada ko ilayao mau@t hao jaayaoÈ<br />
hmaarI SauBakamanaayaoM Aapko saaqa hO È<br />
safla vyavasaayaI haonaa kao[- dula-Ba baat nahI pMrtu kzIna pirEama sao<br />
yao sahja saMBaMva hO È [samao kao[- pocaIda trIko [stmaala krnao kI<br />
ja$rt nahI È iyaSau masaIh BaI ApnaI saaDo,tIna saala kI laaoMgaao kI<br />
saovakaya- ko pUva- safla vyaaparI rh cauko hO È iyaSau ko pacaarNa puva-<br />
]nhko jyaadatr iSaYya vyaapar tqaa kama QanQao sao jauD,o qao Èvaastva mao<br />
pìrt PaaOlausa nao Apnao vyaapar kao hI sausamaacaar p`caar ka jairyaa<br />
banaa r#aa qaa ÈhjaaraoM saalaaoM sao calato vyaapar maoM hma do#ato hO ik<br />
bahutaaMSaI AnapZ,, laaoga BaI saflata ka yaSa ca#,a cauko hOÈ iksaI ko<br />
haqa saflata lagaI tao kao[- Asafla rha prMtu gaaOr krnao vaalaI baat<br />
hO ik saflata kI saIZI,yaa caZ, cuako vyaaparIyaaoMnao saMyaaogavaSa kho yaa<br />
inayaaojana trIkosao kho AavaSyak vyaapairk inayamaaoMka palana krnaa<br />
Ainavaaya- samaJaa È tqaa inayamaaoMka ]llaMGana krnao vaalao vyaaparIyaaoM kao<br />
A@sar Asaflataa mauÐh do#anaa pD,a È Agar hma saflata caahto hO tao<br />
]nhkI galatIyaaoM sao hmao saI#a laonaI Ainavaaya- hO È<br />
-3 -<br />
vyavasaaiyak vahI khlaat hO jaao AvaraoQa tqaa Avasar<br />
jaOsaI prspr ivaraoQaI QaarayaaoMkI ivaYamata kaoo maaoD,to<br />
hue Apnao fayado ko ilayao [stmaala krnaa ba#aubaI<br />
jaanata hao È<br />
Victor kyan<br />
AmaorIkna ]Vaojak<br />
jaao laaoga pìtkula pirisqatIyaaoMkaooM BaI Anaukula krto<br />
hue Apnao Zacao maoM Zala doto hO vao hI duinayaa ApnaI<br />
mauzI mao krnao kI takd r#ato hO È<br />
GeOorge Bernard Shaw<br />
[gàoMOjaI lao#ak
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
safla ]Vaojakaoko inamnailai#at gauNaivaYaoSaaosao hma<br />
@yaa isa#a sakto hO :<br />
1. eosaa ]Vaojak jaao laaoMgaao kIo Ait<br />
AavaSyaktayaaoMkI icajao banaata yaa saovaayao<br />
]plabqa krvaata hO kI<br />
]pBaao@taËgàahk mau^h maaMgao damaao pr<br />
]%padna kao #arIdnaa caahto hO È<br />
2. Anya pìtyaaogaI ]Vaojakao kI tulanaa mao<br />
]ccatma gauNava
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
prMtu A@sar Sau$vaat kI ek yaa daoo karaobaarIk yaaoojanaayaoM Asafla<br />
zhrtI hO Èhalaaik ]sa yaaojanaayaaoM kI bauinayaad AcCo tqaa ]prao@t<br />
4gauNaivaYaoSaaoko Aayaamaaosaoo laOsa haotI hO Ètqaaip yao ek saaQaarNa tqaa<br />
maamaulaI GaTnaa khlaatI hOÈ jaao laaoga karoabaar maoM sai`Ëya haoto hO vao A@sar<br />
tIsaro tqaa caaOqao p`yaasaaoMko baad #audkao saxama patoo hOO Èhalaaik [sa EaoNaI<br />
ko safla vyaaparI ipClao tqaa Bautkala maoM karaobaarI Sau$vaatI ko daOr mao<br />
Asaflata ka saamanaa kr cauko haoto hO È [sa EaoNaI ko iganaocuanao laaoga hI<br />
karaobaar ko AaMriBak inayaaojana p`NaalaI ko daOrana Asaflata kao AMdoSaa<br />
lagaato hue kmasao kma hanaI ]zato hO Ètqaaip hma eosao BaI ]Voaojak do#ato<br />
hO ijanho Apnao pihlao tqaa dusaroo karoabaarIk p`yaasaaoMmao jabardst pOsoao kI<br />
hanaIo tqaa kzaor pirEama ko baavajaUd har ka saamanaa krnaa pD,aÈ<br />
prMtu Aaja vao laaoga safla vyavasaaiyak khlaato hO @yaaoMik ]nhaoMnao Apnao<br />
Asaflata sao sabak saI#aa AaOr saflata kI Aaor mah%vapuUNa- kdma<br />
baZ,ayaa [sa EaoNaI ko vyaaparIyaaoMakao ÒlacaIlaooÓ ivaSaoYaNa pàPt hO @yaaoMik<br />
jaba jaba ]nhaoMnao zaokr #aayaI vao AitSaIGa`tasao ]bar paanao mao saama-qyaI-<br />
rho hO Èvao #audkI Qaula JaaD,kr puna:Apnao Aap kao ]Baarnao kI kaoiSaSa<br />
krto rho È [-sa maaga-dSa-k puis%aka sao pòirt AaMriBak karaovaarI yaaojanaa<br />
Agar Asafla saaibat haotI hO tao kRpyaa htaSa haonao kI kao[- ja$rt<br />
nahI È@yaaoMik hmaara AnauBava khta hO ik yahI haonaa qaa È Aapkao ]icat<br />
karaobaarIk yaaojanaapro phucanoa tk baarbaar [-sa maaga-dSa-k puis%aka kI<br />
ja$rt pDoMgaI Â[saIkarNavaSa AapmaoM laicalaapNa gauNa haonaa Ainavaaya- hO<br />
È<br />
laoikna [-sa maaga-dSa-na puis%aka ka ek fayada tao Aapkao haoMgaa kI<br />
AapkI Sau$vaatI yaaojanaayaoM isaf- kagadao pr inayaaojana kI pìkyaa tk hI<br />
isaimat rh jaatI hO jaha^ pr isaf- Aapka samaya tqaa ivacaarSa@tI #aca-<br />
hao jaayaoMgaI Èvaas%ava maoM hma saaocao tao [-sa p`kar kI vyavahairk Asaflaa<br />
hmaarI rataoM kI naIMd ]D,a saktI hO È bahaotbaar vyai@t kao kzaor pirEama<br />
ko baad BaI Qana gavaanao sao Sama-naak GaTnaaAaoOka saamanaa krnaa pD,ta hÈO o<br />
iyaSau BaI #aud caahto hO ik hma ]icat yaaojanaayaaoko saaqa karaobaarIk naIMva<br />
D,alao È masaIh ko ivacaaraokao p`gaT krto hue saMt laUk ila#ato hO ÈOlaUka<br />
14 vacana 28 AaOr 29 Òtuma maoM sao kaOna hO jaao gaZ, banaanaa caahta<br />
haoM¸AaOr phlao baOzkr #aca- na jaaoD,o ik pUra krnao kI saamaqya- maoro pasa hO<br />
ik nahIM®khIM eosaa nahao ik jaba vah naIMva Dala lao pr tOyaar na kr sako,<br />
¸tao saba do#anaovaalaoo yah khkr z{aoM mao ]D,anao lagao È<br />
-5 -<br />
AByaasa 1<br />
iksa safla ]VaojakaoM kao Aap jaanato hao ®<br />
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vao safla ]Vaojak @yaaoM khlaato hO ®o<br />
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@yaa yao ]nakI sava-p`qama caunaI hu[- karaobaarIk yaaojanaa<br />
qaI ®o<br />
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iksa Asafla ]VaojakaoMkao Aap jaanato hao ®<br />
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vao Asafla ]Vaojak @yaaoM khlaato hO ®o<br />
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karaobaairk Asaflatasao ]nho @yaa isa#,a imalaI ®o<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
[saI ivaYaya pr yao puis%aka hOÈ ek sausvasqa karaobaairk<br />
yaaojanaako baar mao¸eosaa karaobaar ijasaka inamaa-Na ]%tma tqaa<br />
majabaUt naIMva pr ikyaa gayaa haoÈ ijasasao laaoga AapkI p`SaMsaa<br />
kroÈhma ivaSvaasa krto hO ik yao maaga-dSa-na puistka isaf- Aapko<br />
ilayoa ila#aI gayaI hO È hma pàqa-naa krto hO ik yao maaga-dSa-na<br />
puistka AapkI saaoca ek sausvasqa tqaa safla CaoTo karaobaar<br />
ka inamaa-Na krnao mao madtgaar saaibat haoo,gaI Ètaik Aapko<br />
karaobaar tqaa vyavasaaya ko maaQyama sao Aap #audka¸Aapko<br />
pirvaar¸ tqaa daostaoMka poT Barnao maoM saxama hao ÈpMrtu [sa maaga-dSak<br />
puistka ko maaQyama sao vyavasaaiyak saRdRZ dRiYTkaona ivakisat<br />
krnao ko ilayao yao mah%vapUNa- hO ik Aap puistka maoM p`stut hr<br />
ek AQyayana ka QyaanapUva-k AByaasa kro È hma AnauBava sao davao<br />
ko saaqa khto hO ik [sa AQyayana ko daOrana Aap inaiScat $p<br />
sao nayao CaoToo karaobaar koI majabaut naIMva inamaa-Na krnao kI iSaxaa<br />
tqaa samaJabauJa ka ivakasa kr sakoMgao È [isailae AQyayana kao<br />
Anado#aa krnao kI Baula na kro È Sau$vaat maoM haonao vaalaI<br />
galatIyaaoMkao najarAMdaja kro ¹mah%vapUNa- kaya- yahI hO ik Aap<br />
Aagaoo baZ,to rho È<br />
pMrtu [sa maaga-dSa-k puistka ko p`saarNa ko ipCo hmaara ekhI<br />
maksad tqaa hotu hO : [sa maaQyama Wara AapkI ijaMdgaI<br />
sao garIbaI pUN-ata:]#aaD,kr baahr fok dI jaayao ¸AaOr<br />
mah%vapUNa- karNa yao BaI hO ik [sa kaya- yaa~a kao pUra<br />
krnao ko ilayoa prmaoSvar nao hmaaro saaqa AcCo laaoga jaaoD,<br />
idyao È<br />
Aapsao ivanaMtI hO ik jaba Aapka vyavasaaya safla hao<br />
jaaya ¸tao Aap gairbaI sao Jaujato hue dusaro laaoMgaao kao BaI<br />
#audka karaobaar sqaaipt krnao maoM madt ikijayao È<br />
prmaoSvar ipta jaao Aapko samaJa ko pro Aapkao<br />
AaiSaiYat kro tqaa ]sako Pyaar maoM sada Aapkao banaayao<br />
r#ao È<br />
- 6 -<br />
Aapko karaobaarkI<br />
naIva majabaut rho<br />
kzaor pirEama<br />
hmaoSaa BaraosaomaMd<br />
saavaQaanaIsao QanaraSaI ka ivainayaoga<br />
]ccatma gauNava
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
p`yaaoga saaraMSa<br />
p`yaaoga 1: pircaya<br />
safla vyavasaaya sqaapnaa ko ilayao iksa p`kar ka mah%vapUNa- dRiYTkaona kI<br />
AavaSyakta hO Ètqaa [-sa maaga-dSa-na puistka kI madt sao Aap iksa<br />
p`kar safla vyavasaaya kI sqaapnaa kr sakoMMgao È<br />
p`yaaoga 2: maora karaobaar iksa p`kar ka haoMgaa®<br />
vaastivak karaobaar kI sqaapnaa krnao ko idSaa maoM Aap saaocaoMgao tqaa Aap<br />
iksa p`kar ka karaobaar sqaaipt krnaa caahto hao ]%padna tqaa<br />
saovaaAaoMkao p`dana krnaa caahto hao È<br />
p`yaaoga 3: mao iksa trh maoro ]%padna tqaa saovaaAaoMkao baoca sakta hU®<br />
Qyaana idjaIyao ga`ahk iksa icajaaoM kao #arIdanaa tqaa iknh icajaaoM kao<br />
Anado#aa krnaa ]icat samajato hO ¸tqaa hma ga`ahkaoMkao iksa trh Apnao<br />
]%padnaËsaovaayaaoMkao #arIdnao ko ilayao tOyaar kr sakto hO È<br />
p`yaaoga 4: Aapko ]padna tqaa saovaaAaoMka inayaaojana kOsao kro®<br />
vyavasaaya kao sqaaipt krnao ko ilae saMBaaivat inayaaojana kI spYT $pro#aa<br />
tqaa gaàhkaoMko kaOnasaI icajaaoM kI ja$rt hO [saI baaro mao saaocao AaOr<br />
ja$rtao kao pUra krnao ko ilae iksa p`kar ko AaOjaar tqaa maanavaI<br />
saMsaaQanaao kI AavaSyakta haoMgaI È<br />
p`yaaoga 5: ihsaaba jaaoD,naa<br />
AapkI saMBaaivat vyavasaaiyak yaaojanaa vaastivakta maoM #arI ]trtI hO<br />
@yaa tqaa yao saaocao kI iksa Apoixat badlaava sao hma jyaada laaBa pàPt<br />
kr sakto hO È<br />
p`yaaoga 6: Aba Aap vyavasaaiyak hao gayao hO @yaa ®<br />
vyavasaaya sqaapnaa ko pSvaat iksa trh calaayao [-sa ivaYaya pr maulaBaut<br />
maaga-dSa-na tqaa inado-Sana<br />
piriSaYT<br />
Aitir@t inado-Sana ijasamao ivaivaQa karaobaarIk vyavasaaya kI saUcaI ¸laGau<br />
raSaI ko s~aot¸tqaa ek ir@t karaobaarIk fa^ma- ijasasao Aap inavaoSa<br />
raSaI kao ]plbQa kr sakto hOÈ<br />
-7 -
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
2.maoro karaobaar ka sva$p @yaa haoMgaa®<br />
sava-p`qama Apnao Aapsao ek savaala pUiCyao Òmaoro vyavasaaya ka<br />
sva$p @yaa haoMgaaÓ ®<br />
safla vyavasaaya vahI khlaata hO ijasako Wara eosaI ja$rtkI<br />
icajaaoM ka inamaa-Na hao ijasao #arIdnao ko ilae gaàhk mau^h maaMgaa<br />
dama donao kao tOyaar hao È yao icajao Ò]%padnaÓ tqaa ÒsaovaayaoaMÓ ko<br />
$p maoM haotI hO yaa ifr daonaao ka imaEaNa krko o inaima-t kao[karaobaarË<br />
vyavasaaya È<br />
eosaI icajao ijasao hma do#a¸spSa-¸tqaa pkD, sakto hO È AaOr jaao<br />
ek haqaaoM sao dusaro haqaao maoM AasaanaI sao phu^ca saktI hao AaOr<br />
ijasako ibaËI ka Baugatana SaIGa` hI imala jaata haO È]da:<br />
kolao¸SaT-¸ko@sa¸[-To [%yaadI ]%paadna ËsaovaayaoM jaao dusaraoM kao<br />
p`dana kI jaatI hO Âyaha^ pr AapkoI maohnat tqaa hunnar ka<br />
Aadana¹p`dana haota hO taik Aapkoo saovaayaaoMkoa maulya imala sako<br />
È<br />
Aapko vyaapar ka sva$pÓ]%padk ka inamaa-Na Ó<br />
yaaÓsaovaaAao,kao p`dana krnaa haogaa prMtu :<br />
1.Aapko ]%padna tqaa saovaayaaoMkao gaàhk mau^h ma^agaI ikMmat<br />
dokr #arIdnao ko ilayao tOyaar haoÈ<br />
2.Aapko pasa xamata tqaa saaQana ³AaOjaar¸ karaobaar kI<br />
jagah karaobaar kI jagah¸tqaa CaoTo baD,o ]pkrNaao,ko<br />
ihssao¹purjaoÈAaOr ga`hkaoMkI pMsad kI saBaI icajao maaOjaud<br />
haonaI caaihyao È<br />
3.gàahkaoMko ilayao ]plabQa kI hue icajaaoM ko<br />
Wara Aapkao AanaMd tqaa Aa%masaMtuiYT imalanaI caaihyao<br />
¹ eosaI icajao jaao baura[- kao ]%pnna krto hao È<br />
]da:gaOrkanaunaI karaobaar ijasasao samaaja tqaalaaogaaoM kao<br />
hanaI pÐhucaoo« eosao karaobaar sao #audkaooo vaMicat r#aoo È<br />
- 8 -<br />
Pàyaaoga 2 :<br />
Aap kaOnasao ]%padnaaoMko baaro maoM saaoca rho hO®<br />
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AaOr Aap kaOnasao saovaaAaoMoMko baaro maoM saaoca rho<br />
hO®<br />
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maO @yaa krnaa<br />
caahta hÐu ®<br />
prmaoSvar Aapkao eosao sqaana maoM<br />
phu^caayaoMgaa jaha^ Aapko AMdr bahta<br />
huAa AsaIma #auSaI ka Jarnaa laaogaaoMkI<br />
gahrI AiBalaaYaaAaoMsao ilapT jaayaoMgaa<br />
laaoMgaao kI ja$rto @yaa hO ®<br />
vaastva maoM maorI<br />
xamata iktnaI hO ®
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
cailayao inanmailai#at baaOro ko madt sao Aap vyaapar ko sauJaava<br />
tqaa ivaklp cauinayao Èp`yaaoga ko AaMriBak Aapkao ilai#at<br />
carNak`maanausaar kaya- krnaa Ainavaaya-<br />
hOÂAapkI dusarI kaoiSaSaao, ko drmyaana Aap<br />
manacaaha carNa Ëma ka caunaaca kr sakto<br />
hO Èsava-p`qama saaoicayao laaoMgaaoM kI @yaa ja$rto<br />
hO® @yaa ]na ja$rto kao pura krnaoko<br />
ilayao vao mau^h maaMgaa dama do sakto hÈO AapkI<br />
saUcaI baD,I<br />
laMbaI caaOD,I<br />
haonaa<br />
svaaBaaivak hÈO<br />
Aap ADaosa<br />
pDaosa ko<br />
laaogaao kao ¸<br />
samaaja ko<br />
laaogaao kao ¸<br />
Apnao maaOhaolaao<br />
tqaa dusaro<br />
pnnaa Ë.3É baccaao kI do#aBaala<br />
pirvahna<br />
kayaa-layaIna saafsafa[-<br />
laoga Ta[-ipMga<br />
kaoiryar<br />
Baaojanavyavasqa<br />
kpD,ao kI Culaa[-<br />
pya-Tk maaga-dSa-k<br />
Baaojana vyavasqaa<br />
ivaEaamagaRh<br />
Pairvahna<br />
manaaorMjana kI jagah<br />
ma<br />
gaa^vaaoM ko bahaot saaro laaogaaoM kao jaanato hao,gao<br />
tqaa dusaro doSa ko laaogaao kao BaI jaanato<br />
haoMgaoo¹Aapko saaoca ivacaaar maoM hr ek<br />
vyai@t kI Alaga Alaga ja$rtao kI saucaI<br />
baD,I laMbaI caaODI haoMgaI È<br />
Aahar¸kpDa¸pirvahna¸iSaxaa¸svaasqa eosaI<br />
icajao jaao pìtidna kI ijaMdgaI kao Aasaana<br />
tqaa sau#adayaI banaatI hOÈ [saI idSaa maoM<br />
saaocato hue laaoMgaao kI ja$rtao kI saUcaI<br />
banaa ilaijayao È yao ek laMbaI caaOD,I saUcaI<br />
haoMgaIÂAapko daostao sao sauJaava tqaa<br />
ivacaarivainamaya krko saUcaI kI rcanaa kro<br />
ÈAagao baZ,nao sao pUva- [sa saUcaI kao #a%ma<br />
krnaa ja$rI hO Èkmasao kma 2 pnnaaoM kI<br />
saUcaI banana Ainavaaya- hO È ,<br />
-9 -<br />
p`yaaoga 3 : laaoMgaao kI ja$rto kaOnasaI hO É É<br />
laaoga<br />
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kRpyaa dusaro pnnaao pr ]va-rIt saUcaI ilai#ae<br />
ja$rto<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
[-sa saUcaI ko AtM mao ¸ maO ek mah%vapUNa- mau_a Aapkao<br />
batanaa caahta hUÈ maO sahayataqa- saMsqaa tqaa vyaaparI<br />
saMsqaaAaoMko ko ibaca ko Baod kao spYT krnaa caahta hU<br />
ÈvyaaparI saMsqaaAaoMka mau#ya ]_oSa Qana kmaanaa È Qana hI<br />
vyavasaaya kI jaana hO ¸tqaaip sahayataqa- saMsqaayaaoMka<br />
]_oSa tqaa Z,acaa yahI hO ik vao danaao ko wara Qana<br />
[kz`za krko ja$rtmaMd laaoMgaao ko ibaca baaÐT doo È<br />
sahayataqa- saMsqaa kI naIMva danaao pr iTkI hO È gaaOrtlaba<br />
hO ik AnauSaaisat safla vyavasaayapr sahayataqa-<br />
saMsqaayaaoMkI isqarta tqaa ijaivaka iTkI hOÈ vyavasaaya ka<br />
sva$p ]%padna tqaa saovaayaaoMko badlao imalanao vaalaI<br />
QanaraSaI hO Èek AnauSaaisat isqar safla vyaapar sao<br />
jauD,kr hI sahayataqa- saMsqaayaaoMka jaIivat rhonaa saulaBa<br />
hO È vyaapar ka AsalaI ivai qaa¸bacapna sao ]sao naavaao sao lagaava qaaÈ vaao<br />
A@sar inaraSa haokr saaocata rhta jaba kao[- vyaaparI puranaI naavaao kao<br />
marmmat krnao ko bajaaya ]sao foMkkr dusarI naava #arId laata yao do#akr<br />
]sao bahaot tklaIf haotI qaI È ]sao karaabaar kI trkIba sauJaI Aba<br />
vaao puranaI tuTIFuTI naava ]zata AaOr kja- sao ilayao hue $ 500 raSaI<br />
kao naavaaoM kI marmmatao kao lagaata È ]nhI pOsaao sao Aba ]sanao $ 100<br />
dokr tuTI hu[- naava #arIdI bacao hue $400 sao naava ko PaUrjao tqaa<br />
AaOjaar #arIdo È Aba vaao naava ]sanao $ 1500 maoM baocaI È<br />
]sa $ 1500 maoM sao ]sanao Apnaa kjaa- caukayaa È Aba baakI pOsaao sao<br />
]sanao AaOr ek puranaI naava #arId laI ÈAba ]sao kjaa- laonao kI ja$rt<br />
nahIM qaI @yaaoMik karaobaar ko ilayao ]pyau@t saarI icajao ]saI ko pasa<br />
maaOjaud qaI È<br />
Par ]sakI baoTI kao dvaa[-yaaoMkI sa#t ja$rt qaI ¸Baa[- nao #audko baccaao M<br />
kI pZ,a[- ko ilayao kjaa- lao r#aa qaa ¸bahona kI SaadI krvaanaI qaI yao saaro<br />
#acao- ]saInao ]zayao Èvaao bahaot dyaalaU AadmaI qaa ¸ saaro #acao- ]sanao Apnao<br />
kQaaoMoM pr lao ilayao È Aba ]sako pasa bacao maa~ $ 200 ]sanao ]saI bacaI<br />
hu[- raSaI saoo tUTI naava #arIdI pr Aba naava ko marmmat ko ilayao ]sako<br />
pasa QanaraSaI nahI bacaI ÈnatIjaa yao hUuyaa ik dao saala phlao tUTI hu[naava<br />
Aba BaI ]saI dSaa maoM saD, rhI hO È]sako BaropUro pirvaar kI ja$rto<br />
baZ,tI hI gayaI pr Aba Samauvaola ko pasa ]nhkI madt krnao kI xamata<br />
nahIM rhI ¹Aba ]sao baccaao ko poT Barnao kI icaMta #aayao jaa rhI hO<br />
khanaI sao hmao @yaa isa#a imalaI ®<br />
naIitvacana 3 pZo AaOr saaocao : Samauvaola ko pasa #audka AcCa #a,asaa<br />
karaobaar qaa¸vaao ek danaI vyai@t qaa ¸]sako pasa ApnaI #audkI ja$rto<br />
qaI vaao ]sakI kTnaI ka^Tnao ka samaya qaa,¸Aba ]sao bahaotayat ka<br />
ijavana imalanao pr qaa È Agar vaao AMdr kI Aavaja kao Pahcaana jaata tao<br />
QaIrja sao Apnao jaIivaka kao qaamao rhta Èvaastivakta yao qaI ik vaao Qana<br />
Saumauvaola ko #aud ko #acao- ko ilayao nahI kovala karoabaarpr #aca- krnao<br />
ko ilayao inayaaoijat ikyaa gayaa qaa kaSa vaao Apnao saujanahar kI pukar<br />
tqaa maagaao- opr Apnaa Qyaana koid,t krta pr ]sao kuC BaI saunaa[- nahI<br />
pD,a È Abatk vaao sabakuC #a,ao baOTa qaa È<br />
- 10 -
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
dusaro carNa kI Sa$vaat maoM nayaI saUcaI tOyaar ikijayao [sa saUcaI maoM<br />
AapkI saarI ja$rt,ao kao purI krnao ko ilayao Aapko pasa iksa<br />
p`kar kI xamata hO ³takd¸hunnar¸kuSalata¸jaanakarI¸ ]%%tma<br />
svaasqa« AaOr puro saMsaaQana³saamaugàI¸AaOjaar tqaa saarI AavaSyak<br />
icajao« Aapko pasa ]plabQa hO yaa nahI ]sakI saUcaI tOyaar<br />
ikijayao È Aap p`dana krnao maoM saxama eosao saaro ]%padna tqaa<br />
saovaayaaoMkI saUcaI banaayao È inanmailai#at p`SnaaoM ko AaQaaraoMpr ApnaI<br />
saUcaI tOyaar kro :<br />
1. Aapko pasa baocanao tqaa ]gaanao ko ilayao @yaa hO ®<br />
kaOnasao kayaao- ko Wara Aap laaogaaoM kao p`Baaivat kr<br />
sakto hO tqaa Aapko kaOnasao kaya- laaoga pMsad krto<br />
hO ®<br />
2.Aapko ADaosa pD,aosa ko laaoga jaao kaya- krto hO vaao<br />
kaya- krnao mao Aap saxama hO @yaa ®<br />
2. Aap iksa kaya- mao maahIr hO ® Aap kaOnasaa kaya- kr<br />
3. sakto hO³Aap Apnao ima~ao tqaa jaanapihcaana ko<br />
laaogaao¸ pirvaar ko sadsyaaoMko saaqa karaobaar krnao kI<br />
[cCa r#ato hO @yaa ®<br />
4.Aap iksa trh sao ApnaI saovaa tqaa ]%padna ek<br />
jagah sao dusarI jagah ph^ucaa sakto hO Èijasa Eao~ maoM<br />
Aapkoo ]%padna tqaa saovaayaaoMkI maaMga hO ®<br />
[sa maaga-dSa-k puistka ko ipClao pnnaao pr ³pnnaa<br />
Ë.49« ivakasaSaIla doSaao maoM iksa trh ko karaobaar<br />
safla hao sakto hO ]sakI saUcaI do#aI jaayaoMgaI È [sako Wara<br />
Aap @yaa krnao maoM saxama zhroMgao yao inaiScat kr sakoMgao È<br />
Pannaa 7É<br />
Baaojana p`ikyaa<br />
safa[- kaya-<br />
kpD,aoMkI marmmat tqaa rfU krnaa<br />
fla baocanaa<br />
caulho tqaa BaT`TIyaa^ banaanaa<br />
CurI ca@kuAaoMkao Qaar lagaanaa<br />
idvaaraoMkI marmmat krnaa<br />
famaao- kao Barnaa<br />
baccaaoM kI do#aBaala krnaa<br />
vaadyaaoM kao bajaanaa<br />
saayaklaIMga krnaa É<br />
-11 -<br />
p`yaaoga 4 :<br />
iksa p`kar ko kayaao- ko ilayao Aapko<br />
saMsaaQana tqaa xamata ]pyau@t hO ®M<br />
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kRpyaa saUcaI ko ilayao Aitir@t pnnaao ka [stomaala kroÈ
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
jaba Aap xamata ko Anausaar kayaao- kI saUcaI tOyaar kr cauko tao ]sakI<br />
tulanaa sava-p`qama tOyaar ik gayaI laaoMgaao kI ja$rtaoM kI saUcaI ko saaqa kro<br />
ÈAaOr daonaao saUcaIyaaoM maoM samaanata ZU^iZyao  taik laaoMgaao kI<br />
ja$rt tqaa Aap laaoMgaao kI kaOnasaI ja$rtaMo kao pura<br />
kr saknao mao saxama hO yao spYT hao jaayao È Aba qaaoDohI<br />
ivaklp Aapko pasa rh jaayaoMgao ÈinaraSa haonao kI<br />
AavaSyakta nahI³yaad ri#ayao Aapko ÔlaicalaoÓhaonao ko<br />
guaNa kao barkrar ri#ayao « Aba inanmailai#at dao p`yaaoga<br />
krnao kI caoYTa kro :<br />
1.AapkI ja$rtaoM kI saUcaI pr ek ek krko Qyaana<br />
Ëoidt kro ¸Aba hr ek ja$rtao kao AaÐ#aao ko saamanao<br />
laato hue @yaa saBaI ja$rto pyaa-Pt maa~a maoM pUrI krnao ko<br />
ilayao Aapko ivacaar maoM kao[- dusaro Alaga tqaa Aitir@t<br />
ivaklp hO ¹Aapnao saaocao hue saaro ivaklpaokI saUcaI tOyaar<br />
ikijayao È<br />
2.Aapko xamatayaaoMik tOyaar saUcaI ko AaQaar sao ek<br />
ek krko AapkI ja$rtao kao iksa trh sao pUra ikyaa<br />
jaa sakta hO pUra nahI tao pyaa-Pt maa~a maoM hI sahI eosaI<br />
ja$rto jaao Aapko xamata Wara pUrI haoMgaI ¹Aapnao saaocao<br />
hue saaro Aitir@t ivaklpaoMkao Aapko saUcaI maoM jaaoD,<br />
idijayaooÈ<br />
Aba p`yaaoga ko maaQyama sao samaJa jaayaoMgao kI laaogaaoo kI<br />
ja$rto AaOr AapkI p`dana krnao kI xamata Aba<br />
baZtI hu[- id#aa[- do rhI hO È<br />
Aba itsara kaya- hO ik saUcaI sao Aap ko naapMsad kayaao -<br />
kao kaT idjaIyao ¸Aap jaao kaya- krnao maoM $caI r#ato hO<br />
]sa prM Gaoro D,ala do Èhma inavaodna krto hO ik itsara kayakrnao<br />
sao pUva- prmaoSvar sao pàqa-naa krto hue ]sako hdya<br />
kI baato jaana ilaijayao AaOr prmaoSvar kao Aapko hdya<br />
#aaojanao kI AnaumatI do È @yaaoMik Aba Aap ka sahI yaa<br />
galat caunaava ijaMdgaI Bar Aapko saaqa calaoMgaa È[isailae<br />
AavaSyak hO ik prmaoSvar kI sahayyata tqaa maaga-dSa-na<br />
ko ilayoa Aapka idlaka drvaajaa #aaola ko ri#ayao ÈsaUcaI ko<br />
hr ek caunaava ko ilayao prmaoSvar kao #aaojao taik p`BaU maoro<br />
ijavana mao torI [-cVa tqaa yaaojanaayaaoMko Anausaar kaOnasaa<br />
ivaklp sahI hO yao mao jaana laU eosaI pàqa-naa kro È<br />
- 12 -<br />
p`yaaoga 5 :<br />
ja$rtao kI saUcaI do#ato hue AapkI xamata ko Wara<br />
kaOnasaI ja$rto pUrI hao saktI hO ]nho ilai#ayao ®<br />
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AapkI xamata ko saUcaI Anausaar Aap laaoMgaao kI kaOnasaI<br />
ja$rto PaUrI kr sakoMgao ]nho ilai#ayao ®<br />
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Aapko daonaaoM saUicayaaoMkoa imalaanao ko baad Aapnao Aagao<br />
@yaa kaya- krnao ka inaNa-ya ilayaa ®<br />
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maoM @yaa krnaa<br />
caahta hU ®<br />
laaoga mauJasao @yaa caahto<br />
hO ®<br />
PàBau mauJsao @yaa<br />
caahta hO ®<br />
maoM @yaa krnao<br />
maoM saxama hU ®
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
baakI rho Aitir@t ivaklpaoM pr ivaSaoYa$p sao Gaoro sao AQaaoroikt<br />
ivaklpao maoM saoo hma AaSaa krto hO ik Aapkao nayao karaobaar sauJao haoMgao È<br />
ivaklpaoM ka caunaava Aapka inajaI fOsalaa hO hma [sa fOsalao maoM AapkI<br />
kao[- madt nahIM kr sakto Èbailk hma sauJaava donaa caahto hO ik pàqa-naa<br />
pUva-k AaOr jaao Aapko ihticaMtk daostao ko saaqa ivacaar ivama-Sa ko baad<br />
hI iksaI natIjao tk ph^ucao È halaaik Aapka inaNa-ya<br />
saMsaar ko maanyataAaoMmao safla hao [sakI hma kao[- gaaMrMTI<br />
nahI doto ȳ Saayad [sako Wara BaI prmaoSvar Aapkao<br />
kuC saI#aanaa caahta hao ¹raoimayaaoM 8:28 jaao laaoga<br />
prmaoSvar sao pòma r#ato hO ¸]nako ilayao saba baato imalakr<br />
Balaa[- hI kao ]%pnna krtI hO «pMrtu [sasao yao isaQd<br />
haoMgaa kI Aapka kaya-Eao~ Aapko Aa%maa kao xatI na<br />
phu^caayao Èkaraobaar kI #audkI ]laJanao tqaa hjaarao<br />
p`laaoBanaaoMsao hmao laD,naa haoMgaa ȳ$pyao ka laaoBa saba<br />
p`kar kI baura[-yaaoM kI jaD, hO È tImauiqayausa 6:10<br />
«[sasao hmao prmaoSvar ko samaIp rhnao mao AasaanaI haoMgaI<br />
AaOr hmaoSaa prmaoSvar kao p`sanna krnao kI [-cCa tqaa<br />
karaobaarIk p`laaoBana kI [-cCa [sako ibaca kI<br />
kS,amakSa tqaa ]laJanaaoMka iSakar nahI haonaa pD,ogaa<br />
Èduinayaa maoM hma eosao laaoga BaI do#ato hO ijanhaonao mah,,ja<br />
duinayaa kI QanasaMpda haisala krnao ko ilayao Aa%maa jaOsao<br />
Amaulya vardana kao #aao idyaa ÈÓyaid manuaYya saaro jagat<br />
kao pàPt kro AaOr Apnao pàNa kI haina ]zae ¸ tao<br />
]sao @yaa laaBa haogaa ®Ó ³markusa 8:36«Qanavaana<br />
vyaaparI kao AadSa- maananao sao phloa ]nhaonao gavaayao huyao<br />
saccao Qana kao yaad ri#ayao È<br />
puistka ko AQyayana ko daOrana Aap do#aoMgao hmao baar<br />
baar [-saI p`yaaoga ko Wara nayao nayao ivaklpaoMpr Qyaana<br />
Ëoidt krnaa haoMgaa È saMBava hO ik Aapko pàrMiBak<br />
caunaava karaobaairk inayaaojana ko str pr #aro na ]tro hO<br />
yaa ifr Aapka p`stut karaobaar safla hao cauka hao<br />
Aaor Aba Aap dusaro ivaklpaoMkao Aaj,amaanaa caahto hao È<br />
-13 -<br />
Pàyaaoga 6:<br />
Aapko caunaava ivaklpaoMko baaro maoM saaoicayao :<br />
@yaa piva~ Aa%maa Wara Aapko caunaavaI ivaklpaoM ko ivaYaya<br />
pr AapkI AagauvaahI hu[- yaa nahI®<br />
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Aapko caunaava ko ivaYaya maoM daostaoM kI @yaa raya hO ®<br />
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Aapkoa vaastva maoM kaOnasaa kaya- krnao mao majaa AayaoMgaa ®<br />
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@yaa Aapka caunaava prmaoSvar kao Baanao vaalaa zhroMgaa ®<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
jaba daObaara [-sa AQyayana kao do#aoMgao ¸tao kRpyaa pUrI p`yaaoga pìkyaa kao<br />
daohra[-yao :<br />
1.saUcaI maoM sao jaao kaya- Aap krnaa caahto hao ]sao CaoD,<br />
baakI Aitir@t saBaI caunaavaaoM kao vaha^ sao ka^T idijayaoÈ<br />
³ifr Balao Aap ]sa maoM pìSaixat hao yaa nahI «<br />
2.Aap jaao kaya- krnao mao saxama hO³pìSaixat hao «<br />
]sao CaoD, Aitir@t saarI icajao ka^T idijayao<br />
ek Asardar trIka yao hO ik Aap kao[- hTko yaa ifr vatmaana<br />
vyavasaaya sao kuC Alaga tqaa AivaYkarI kayaao- ko baaro<br />
mao saaoicayao tqaa pyaa-yaI ]p¹ ]%padna karaobaar inaima-tI ka<br />
p`yaasa kro jaOsao ¹fla ko Wara jaama ¸ima{a[-yaa ¸saabauna ¸maidra<br />
ka AivaYkarI p`myaaoga Aap kr sakto hO ÈpiriSaYT ³pnnaa<br />
Ë.49« maoM Alaga Alaga vyavasaayaaoMkI<br />
saUcaI hO tqaa reconxile Website sao<br />
jauD,kr saRjanaa%makta piriSaYT ko maaQyama sao Aap bahaotsao<br />
ivaklpaoMkao saaoca payaoMgao È<br />
dusara trIka yao hO ik doSa maoM Aayaat haonao vaalao icajao Agar<br />
Aap sqaainak str pr banaa paayaoMgao tao yao BaI AivaYkarI<br />
karaobaar khlaayaa jaayaoMgaa È<br />
]prao@t vyaaparI yaaojanaayaaoMka ek fayada tao ja$r haoMgaa kI<br />
Aapka karaobaar ibalakula Alaga tqaa dusaraoM sao hTkr haoMgaa È<br />
Agar Aap vyaaparI ivaklp ka caunaava kr cauko hao tao Agalao<br />
AQyayana kI Aaor kdma baZ,ayaoMgao È<br />
2. maoro ]%padna tqaa saovaaAaoMkI ibaËI kI yaaojanaaAaoMka sva$p<br />
- 14 -<br />
naaoT```sa<br />
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maoro karaobaairk ivaklp :<br />
1.<br />
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2.<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
iksa trh ka haoMgaa ®<br />
vyavasaaiyak honrI faoD- ijanhaonao faoD- maaoT-sa kMpnaI kI sqaapnaa<br />
kI vao khto qao Òbaohtr cauho ka jaala ibaCanaosao laaoga Aapnao<br />
Aap jaala maoM f^sa jaayaoMgao Ó vao khnaa caahto qao baohtr ]%padna<br />
haqaao haqa baIk jaato hO È kaSa yao saca haota È prMtu hmaara<br />
AnauBava khta hO Èduinayaa kI sabasao baohtrIna icajao BaI naumaa[-Sa<br />
ko ilae r#anaI pD,tI hO ¸saD,k ko ibacaao ibaca rMgaarMga JaMDaoMko<br />
baIca hmaaro ]%padna kI Aaor saaro laaoMgaao ka Qyaana AakiYat<br />
krnao ka Asardar trIka [stomaala krnaa haota hO Èifr caaho<br />
saD,k ko yaa~IAaoMkao naarajaI sahnaI pD,o yaa ifr yaatayaat maoM<br />
baaQÐaayao Aayao È<br />
Aba hma honrI faoD- ko ivacaaraoMsao saMmat haoto hO tao jaba ]%padk<br />
baohtr ]%padna kI p`stutI kroMgao tao gàahk Aapnao Aap jaala<br />
maoM f^sa jaayaoMgao ¹p`Sa yao hO ik vao iksa trh ]%padna ko baaro mao<br />
jaana payaoMgao tqaa ]sao #arIdnao mao ]%sauk rhoMgao ® AaOr ]%padk<br />
iksa trh gàahkaoMkao #arIdarI ko ilayao p`yau@t kroMgaoo ®<br />
Aapko ]%padna tqaa saovaaAaoMko ibaËI ko ilayao 2 icajaaoM kI<br />
ja$rt hO :<br />
1.Aapko ]%padna tqaa saovaa baohtr tqaa ]cca str kI hao È<br />
2.laaogaaoM kI saaoca sao Aapko ]%padna tqaa saovaaAaoMka str<br />
]cca tqaa gauNaa%mak p`maaiNat hao È<br />
yaha^ pr baohtr ka matlaba hO AaOrao ko maukabalao Aapko ]%padna<br />
tqaa saovaaAaOkao ]ccatma djaa- p`aPt haonaa È<br />
jara saaoicayao Aap kOsaI icajao #arIdnaa pMsad krogao ¸]nho kha^ sao<br />
#arIdoMgao ¸ AaOr vahI sqaana sao @yaoa #arIdaogao³ saaro karNaaokI<br />
saUcaI banaayaoM«]sa saUcaI ko Anausaar baohtr icajaao tqaa ]%padnaaoMkao<br />
p`maaiNat krnao vaalao GaTkaoMkI Aaor Qyaana idjaIyao È Aap jaao<br />
gàahk kI Bauimaka maoM hO tao Aapkao ]%padnaaomao @yaa baohrt<br />
ivaSaoYatayao id#aa[- pD,tI hO È Aapko daostao ko saaqa baOzkr<br />
ivacaarivama-Sa krko Aap jaao gàahk ko $p maoM haoo tao Aapkao<br />
kaOnasaI icajaaoM tqaa ]%padnaaoMkao baohtr lagato hO tqaa Aap iksa<br />
karNavaSa ]nho baohtr haonao ka p`maaNa doto hao È [saI p`kar hr<br />
ek gàahk saaoca ka AMdajaa lagaa[-yoao È<br />
-15 -<br />
Pàyaaoga 7 :<br />
maoM @yaa #arIdnaa psaMd k$gaa®<br />
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maoM kha^ sao icajao #arIdnaa psaMd k$gaa®<br />
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maoM vahI sao #arIdarI karnaa @yaao psaMd k$gaa®<br />
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maoM iksaI dusarI jagah sao #arIdarI krnaa @yaao<br />
psaMd k$gaa®<br />
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maoM @yaao nayao tqaa badlao hueo #arIdarI kI jagah<br />
kao pMsaMd krnao lagaa hU®<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
bahutMaSaI gàahkaoM ko ilae baohtrIna ka matlaba :<br />
1.nyaunatma Apirvat-naIya ËivaVamaana³hmaoSaa BaraosaomaMd«¹<br />
laaooga hmaoSaa eosao ]%padna kao #arIdnao pr saMtuiYT<br />
kI gaaMrTI doto hÈO hr baar eosao ]%padna baohtrIna ko<br />
ksaaoTI pr #aro ]trto hO È<br />
2.jyaada daoYamau@t¹AaOraoo ko maukabalao eosao ]%padna<br />
tqaa saovaayao g`aahkaoMkI saMtuiYT pr Qyaana doto hO<br />
tqaa g``aahkaoMkI saarI ja$rto pUrI krnao mao ivaSvaasa<br />
r#ato hO È<br />
3. jyaada ikfayatI ¹kula imalaakr eosao ]%padna tqaa<br />
saovaayao hmaoSaa sao hI g``aahkaoMko ilayao ikfayatI saaibat<br />
haotI hO¹eosao ]%padna laMbao samaya ko ilayao ]pyau@t tqaa<br />
sasto hao jaato hO ¸ tqaa AasaanaI sao Aapko Aasapaasa<br />
hmaoSaasao hI ]plabQa haoto hO AaOr AapkI saarI<br />
AavaSyaktaAaoMkI ksaOaTI pr #aro ]trto hO<br />
4 jyaada sauivaQaajanak ¹ja$rtao ko samaya hma eosao<br />
]%padna tqaa saovaaAaoMka laaBa AasaanaI sao ]za<br />
sakto hO¸ Apnao ja$rt ko samaya ]nho ZU^Znao ko bajaaya<br />
hmaaro Aasa pasa AasaanaI sao imala jaato hO È<br />
5. jyaada sau#adayaI ¹eosao icajaao tqaa saovaaAaoMkao<br />
[stomaala krnaa laaoMgaao kI pìtYza tqaa Aa%masanmaana<br />
kao baZ,avaa doto huyao È g`àahkaoMko jaIvana tqaa mana mao<br />
nayaI ]maMga Bar dotI hO È<br />
6. Aitir@t .. Aapko [-cCanausaar sauJaavaaoMkao saUcaI sao<br />
jaaoD, idijayao È Aapko ivacaarsao baohtrIna saovaaAaoMkI saUcaI<br />
banaa lao È<br />
yao ja$rI nahI kI AapkI icajao tqaa saovaayao Anya pìtyaaogaI<br />
vyavasaaiyakaoMsao baohtr haonaa Ainavaaya- hO ³pìtyaaogaI jaao AapkohI sva$p<br />
ko ]%padnaËsaovaaAaoMkao p`dana krto h«O prMtu kula imalaakr AaOrao sao<br />
AiQak baohtr saovaayao Aapsao AiBapòat hO @yaaoMik ijatnaI baohtr<br />
]%padnaË saovaayao p`dana kraoMgao ]tnao safla vyavasaaiyak Aap<br />
khlaayaaoMgao È<br />
baohtr baaoDa baaoDa T^@saIja`<br />
safa[-dar tqaa saurixat<br />
saamaanaao kI pUrI saurxaa<br />
saBaI rartao kI jaanakarI<br />
AarmadayaI saIT`sa<br />
#auSabaudar tqaa psaInao riht safr ka vaada<br />
SaaorSarabaa nahI<br />
nama` tqaa daostanaa vyavahar<br />
ja$rt ko samaya haijar<br />
Qa@ka nahI<br />
ikfayatI saovaa<br />
maorI jaanakarI mao eosaI saovaayao ]plabQa<br />
- 16 -<br />
Pàyaaoga Ë. 8<br />
iksa p`kar maoM g`àahkaoMko ja$rtao kI saovaayao tqaa ]%padna<br />
p`dana kr saÐkUgaa ®<br />
jyaada ivaVamaana<br />
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jyaada daoYamau@t<br />
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jyaada ikfayatI<br />
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jyaada sauivaQaajanak<br />
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jyaada sau#adayaI<br />
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Aapko saaoca sao baohtr saovaayao ®<br />
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kRpyaa dusaroo pnnao pr Aitir@t saUcaI ilai#aeÈ
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
sava-p`qama Aapkao do#anaa hO ik iksa p`kar Aapko ]%padnaËsaovaayao pUrI<br />
trh sao baohtr hao saktI hO È[sailayao Aapkao BaivaYya maoM haonaovaalao Aapnao<br />
ga`ahkaoMko saaqa vaata-laap krnaa ja$rI hO tqaa saaqa hI saaqa Aapko<br />
pìtyaaoMigayaaoMpr najar r#anaI haoMgaI È[sa kaya-p`NaalaI kao maako-T<br />
ÔAnausaMQaanaa%mak AQyayanaÕ khto hO È<br />
Aapko saMBaavya gaàhk iksa p`kar kI EaoNaI ko haoMgao tqaa ]nhkI<br />
$pro#aa Aapko mana maoM spYT roi#at ikijayao Èinanmailai#at savaala Aapkao<br />
izk idSaa mao saaocanao kao sahayyak banaoMgao ¹baD,o QyaanapUvak- savaalaaoMko<br />
maaQyama sao Aapko gaàhkaoMko baaro maoM saaocao ÈAapko saaocaivacaar ka dayara<br />
baZ,a[-yao AaOr nayao nayao karaobaairk ivaklpaaoMko baaro maoM ivacaar maMqana kro È<br />
vaastivak kayaa-invat na haonao vaalao Aapko Sau$vaat ko ivaklp BaI<br />
[sa p`SanaavalaI ko Wara jaa^ca lao taik Aap sar; tqaa saTIk inaNaya<br />
lao sako È<br />
P`SnaaoM ko javaaba ila#a D,alao<br />
1.Aap ikna vyai@t yaaoMkI ja$rto Aapko<br />
]%padnaËsaovaaAao jarIyao purI kr sakaoMgao ®ikna laaoMgaao<br />
kao [nhkI ja$rt hO® daonaao mao kaOnasaI samaanata payaI<br />
jaatI hO ¹ ga`ahkaokI $pro#aa @yaa hO ® A) $pro#aa<br />
yaanaI vyai@tka yaa icajaaoM ka ica~aoMsaiht vaNa-na krnaa<br />
haota hO È ]da: [-sa puistkakI $pro#aa ko ilayao ek<br />
[-\g`oa`jaI baaolanaovaalaI s~I tqaa pu$Yaka ica`~¸ daonaao ,maohnatI<br />
dRZinaScayaI prMtu garIbaI sao JaMuja rho hao¸ iksaI sahayyak pasavaana<br />
ko klaOisayaa ka ihssaa hao [-sa p`kar ka ica~Na imalaoMgaoÈ<br />
2.AapkI saaoca sao Aapko ]%padnaËsaovaaAaoko saMBaaivak<br />
gaàhk kaOna haoMgao®<br />
3.Aapko gaàhk iktnao dUr rhto hO yaa kamakaja krto hO®<br />
AapkI ]%padnaËsaovaaAoakI ja$rt dUrdraja tk fOlaI<br />
hO kOanasao BaaOgaaoilak xao~ sao Aapko ga`ahk saMbaiQat hO®<br />
4.Aajatk vao #audkoo ja$rtao koa iksa maaQyama sao<br />
pUra kr doto hO ® kha^ sao tqaa iksa maaQya,ma sao ]nhkI<br />
ja$rt pUrI kI jaatI hO È<br />
-17 -<br />
Pàyaaoga 9 :<br />
Qyaana idijayao : pihlao ikyao hue saBaI<br />
p`yaaoga sao hmanao laaogaao kao iksa trh<br />
baohtr donaa hO yao jaana ilayaa Èloikna hmanao<br />
Aip`ya AnauBavaao Wara jaanaa hO ik laaogaao<br />
ko ilayao baohtr kuC nahI haota È.<br />
[saI ivaYaya pr AaQaairt p`yaaoga hma Aagao<br />
kroMgao È [sasao pUva- Aap gaàhkaoMko saaqa<br />
]nhko saaocaivacaar ko baaro maoM vaata-laap<br />
kro È@yaaoMik Aai#ar gaàhkaoMka najarIyaa<br />
hI Aapkao saflata kI Aaor lao jaayaogaa<br />
È<br />
Aapko ]%padnaËsaovaaAao wara iknakI ja$rto pUrI haoMgaI<br />
®<br />
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Aapko ]%padnaËsaovaaAao ko saMBaavya gaàhk kaOna hao<br />
sakto hO ®<br />
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ga`ahk iksa BaaOgaaoilak xao~ ka ihssaa hO ®<br />
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kRpyaa Aitir@t pnnaao pr javaaba ilai#ayao È<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
AMitma savaala ko ]praMt Aap Aapko ÔPàityaaogaI kao samaJa laoMgao ¹eosao<br />
laaoga jaao vat-maana maoM Aapko gaàhkaoMkI ja$rto pUrI kr rho hO ÈBalaohI<br />
]nhkI saovaayoa tqaa ]%padna inamnastrIya hao tqaaip hikkt yah hO ik<br />
vao vyaapar kr rho hO ¹Aap nahI ¹]nhko pasa kao[- eosaI #a,asa ivaSaoYatayao<br />
ja$r maaOjaUd haoMgaI ¹]nhaonao bahaotsaI baato sva:AnauBava sao saI#aI haoMgaI ¹<br />
Apnao galatIyaaMo,sao isa#anao sao puva- dusaraoM kI galatIyaaoMkao do#akr<br />
isa#anaa tqaa sabak laonaa hmaoSaa sao hI saIQaa tqaa sasta rasta<br />
haota hO È<br />
[sako Aagao Aapko saaro pìtyaaogaI kao jaananaa tqaa ]nhaoMnao samaJaI<br />
tqaa saI#aI hu[- baatao kao Avagat krnaa yao dusara mah%vapUNa- kdma<br />
haoMgaa È vat-,maana mao kayaa-ivat Apnao saaro pìtyaaogaIyaaoMkI saUcaI banaa<br />
idijayao È vao vyavasaayak jaao Aapko saaocao hue ]%padna tqaa saovaayaoo<br />
gaàhkaoMkao p`dana krnao mao Aga`osar hO È ifr jaakr jaananao ka<br />
ya%na ikijayoa kI iksa trh ]nhaonao vyavasaaya kI naIMva r#aI È<br />
saMBava hao tao ]nhko kamakaja kI jagah pr jaakr p`%yaxa saBaI<br />
kaya-p`NaalaIkao Avagat kr lao taik ]nhko saflata kI kuMjaIyaa^<br />
Aap ZU^Z lao È @yaa Aap ]nhko kaya-p`NalaI kao do#ato hue<br />
inanmailai#at p`SnaaoMko ]%tr donao maoM saxama hao :<br />
1. gaàhkaoMsao ]nhka poSa Aanaa ¹ vao gaàhkaoMkao iksa trh sao<br />
AakiYa-t krto h ®<br />
2.baaticat ko daOrana gaàhkaosao iksa trh ka bata-ba<br />
krto hO ¹ baaticat ko daOrana @yaa @yaa baato haotI<br />
hO ®OApnao ]%padna tqaa saovaaAaoMko pìt gaàhkaoMko<br />
manamaoM iksa trh sao idlacaspI ]%pnna krto hO tqaa<br />
Aai#ar iksa trh gaàhkaoMkao ]%padnaÒtqaa<br />
saovaaAaoMkao #arIdnaoko ilayao manavaa laoto hO ®O<br />
3.pàityaaogaI vyavasaaiyakaoMko ]%padnaÒtqaa<br />
saovaaAaoMmaoM samaanata haoto hue BaI vao dusaraoMsao baohtr @yaao hO ®O<br />
4.Aapnaoo pìtyaaogaI vyaapaairyaaoMko saflata ka<br />
raja jaana ilayaa hO @yaa® Aaja vao dusaraoMsao AiQak safla<br />
@yaaoM khlaato hO ® ]nhko ]%padnaÒtqaa<br />
saovaayao baohtr @yaaoM hO ® ³iksa trh<br />
Anaao#ao khlaato hO «yaa ifr ]nhka vyavahar ga`ahkaoMkao<br />
maaoh loata hao yaa ifr Apnao ]%padna ËsaovaaAaoMkao baocanaoko<br />
ilayao vao @yaa tknaIk ka [stomaala krto hO ³yaa ifr daonaaoM<br />
tknaIk ko War safla vyaaparI khlaato hO È<br />
5.Aap iksa vyaaparI ko gaàhk haonaa pMsad kraoMgao AaOr @yaao®<br />
- 18 -<br />
p`yaaoga 10 :<br />
AnauBava sa#mt AQyaapk khlaata<br />
hO ¹@yaaoMik vaao p`qama pirxaa laota hO<br />
AaOr ]sako pScaat hmao sabak<br />
isa#aata hO<br />
A&at lao#ak<br />
pìtspQaI- vyaaparIyaaoMka sava-saaQaarNa AnausaMqaanaaM%mak<br />
AQyayana<br />
Aapko pìtyaaogaI kaOna hO ®<br />
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vao gaàhkaoMkao iksa p`kar AakiYa-t krto hO ®<br />
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ga`ahkaoMsao iksa p`kar iSaYTacaar sao vyavahar krto hO ®<br />
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pìtyaaogaIyaaoM ko ibaca maoM tulanaa%mak samaanata kaOnasaI hO®<br />
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pìtyaaogaIyaaoM ko ibaca kI ivaBannata kI samaIxaa ikijayao®<br />
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saflata kI kMujaIyaa^ kaOnasaI ®<br />
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kRpyaa Aitir@t pnnaao pr ilai#ayao È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
Agar Aapkao Apnao PìtspiQa-yaaoMsao baaticat<br />
krnao ka maaOka imaloa tao ]sao na gavaayao ³hao sako<br />
tao ]nhko ]%padna Ësaovaayao #arId ilaijayao «]nho<br />
inanmailai#at savaala pUiCyao È ]nhsao pUiCyao iksa<br />
kaya-p`NaalaI Wara vaao safla vyavasaaiyak khlaato hO ¸<br />
]nhmao @yaa #,aaisayat gauNaivaSaoYatayaoM tqaa ]nhko<br />
]%padna saovaaAaoMkao #arIdkr gaàhkaoMkao iksa p`kar<br />
kI saMtuiYT mahsaUsa haotI hOÈ Aapko nama` tqaa<br />
saaOjanyapUNa- svaBaava sao ]nhka mana ijatto hue hr ek<br />
mah%vapUNa- mau_o kao ]jaagar krto hue ila#anaa mat<br />
Bauilayao È hmaoSaa Qyaana ri#ayao Aapko pìtspQaI Aapko<br />
duSmana nahI bailk ek safla tqaa AnauBavaI i#alaaDI, hO<br />
jaao Aapkao BaivaYya maoM saflata ko isaiZ,yaao tk lao<br />
calaoMgao È<br />
tqaaip vao Aapko pìtyaaogaI rhoMgao yao ek saccaa[- hO ek<br />
safla ]Vaojak haonao ko ilayao sava-p`qama ]nho samaJanaa<br />
mah%vapUNa- gaitivaiQa hO taik hma ]nhsao T@kr lao sako È<br />
daihnao haqa ko Tobala Anausaar Apnao pìtyaaogaI kI saUcaI<br />
banaa[-yaoÂ]nhkI ivaYaoSatayaoM ¸]plabQaIyaa^ tqaa<br />
kmajaaoiryaa^ È]nhko vat-maana ]%padna Ëbaajaar mao<br />
ivaVmaana saovaaAaoMko ikmataoMsao kma ikMmataomaoM iksa p`kar<br />
gaàhkaoMkao baohtr ]%padna Ësaovaayao p`dana krnao maoM hma<br />
saflata pa sakoMgao È<br />
Apnao pìtspQaI-yaaoMkI AnausaMQaanaaM%mak AQyayana ko baad<br />
]nhkI kaya-p`NaalaI Aapkao Aa%masaat krnaI haMogaI È<br />
pìtyaaogaI ka laaMBaaSa isaf- ikMmataoMsao p`Baaivat haota hO È<br />
yaa ifr ]%padna ËsaovaaAaoMka djaa- ikna pUrk GaTkaoMo Wara<br />
baZ, tqaa p`Baaivat hao sakta hO ®yao pìtyaaogaIta svasqa tqaa<br />
laaBadayaI hO yaa ifr vao Qaao#aaQaD,I sao tqaa JaUz sao vyaapar<br />
CIna laoto hO hO ®@yaa vao Akolao yaa ifr Anya dusaraoMko saaqa<br />
Eau#aMlaa kr sasto maoM maala ]zato hue Apnao hr ek pìtyaaogaI<br />
kao vyavasaaya ka maaOka nahIM doto®O<br />
mah%vapuNa- baat yao hO ik [sa p`kar Anuaicat gaitivaiQayaaoM ka<br />
isvakar na krto hue hma iksa trh pìtspQaI- sao saamanaa krnao<br />
maoM #audkao saxama kr payaoMgao È<br />
-19 -<br />
Pàyaaoga 11:<br />
pìtspQaI-<br />
pìtspQaI- vyaaparIyaaoMka Alaaocanaa%mak<br />
AnausaMQaanaaM%mak AQyayana<br />
ikMmato<br />
]plabQaIyaa^ tqaa kmajaaoiryaa^<br />
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……… ]dahrNa ……… Da[-ivhMga skula ……………………………<br />
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……… hma jaanato qao ik kMbaalaa isqat Da[-ivhMga skula<br />
……… ……………………………<br />
…………ivadyaaiqayaaoMkao<br />
isaf- laayasaoMnsa idlavaanao maoM idlacaspI<br />
………<br />
……… r#ata ho ¹]nhkI inamnastrIya saovaaAaoMko karNa ]nhkI<br />
…………saovaayao<br />
sastI ……… haotI qaI¸gaaOrtlaba hO ik [saka pirNaama<br />
……… saD,k hadsaaoM mao baZ,avaa tqaa Asaurixat vaahna caalakao maoM<br />
baZ,aotrI haotI qaI È<br />
ek masaIhI saMsqaa Wara calaayaa Da[-ivhMga skula ]nhko<br />
ikMmataosao spQaa- krnao maoM Asafla rha ¹pr Aba ]nhka<br />
karaobaar fla fUla rha hO @yaaoMik ]nhka Da[-ivhMga<br />
skula Baraosaovaalaa khlaata hO Èmaata ipta Aba jaana cauko<br />
hO ]nhko baccao yaha^ pr sauriXat tqaa ]icat trIkoko<br />
vaahna caalak bana jaayaoMgao È]nhkI laoakip`yata<br />
laaoMgaoa ko Wara ek dusaraoMkao batato hue baZ,tI gayaI È<br />
ek BaraosaomaMd tqaa saurixat Da[-ivhMga skula haonao sao vao<br />
safla vyavasaaiyyak bana sako È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Apnao pìtyaaogaI sao baohtr karaobaarIk saflata ]icat maaga- pr<br />
calakr payaI jaa saktI hO Â prMtu [isailayoa ApnaI pìtyaaogaI sao<br />
baZ,kr hmao gaàhkaoMkI maanaisakta jaananaa hmaoSaa ihtkarI<br />
saaibat haoMgaa È Aba Aapkao eosao gaàhkaokao ZU^Znaa haoMgaa ijanako<br />
dRiYTkaona ]%padna tqaa saovaaAaoMmao ]nakI ikMmatao kao gaaONa sqaana<br />
pr r#akr  dusaro Anya GaTk jaOsao Ôhmao @yaa #arIdnaa hOÓ AaOr<br />
iksasao #arIdarI krnaa hO [-nh mah%vapUNa- GaTkao pr koid\`t hO È<br />
hmao ]nhkI maanaisakta ka AQyayana krnaa haoMgaa ikna ikna<br />
karNaaoMWara gaàhk ]nh icajaao ko ilayao mau^h maaMgao dama donao<br />
kao BaI ihcaikcaato nahI È eosao gaàhkaoMsao baaticat kro<br />
Âlaoikna yao hmaoSaa sao hI saMBava nahI [isailayao hmao ]nhko<br />
jaana pihcaana ko laaoMgaao sao pUCnaa haoMgaa È ³jaao laaoga ]nako<br />
hmaoSaa saaqa rhto hO «<br />
vaata-;ap kI Sau$vaat krnao sao phlao Aap do#ao kI<br />
]nhaonao Aapko pìtspQaI- sao kuC saamaana yaa saovaayao #arIdI<br />
hO @yaa ®Agar ha^ tao vaata-laap kI Sa$vaat [-sa vaa@ya<br />
sao krao Òyao AcCa hO Aapnao [sao k^ha sao #arIda ® Aba<br />
Aap saamaanya $p sao baaticat banaayao r#ao Èpr samaya samaya<br />
pr Alaga Alaga p`SnaaoM ko Wara jaanakarI laoto rho :<br />
1, ÓAap [-sa ]%padna yaa ifr saovaaAaoMka laaBa ]zanaa<br />
@yaaMo psaMd krtI hao ®<br />
2.Aapko Aasapasa sao #arIdarI ko ilayao yahI ]%padna<br />
tqaa saovaa sabasao ]%tma hO yaa nahI ®<br />
Aap [-saohI baohtr @yaa samajato hao ®<br />
3. yaa mauJao BaI yao #arIdnaI hO È laoikna maoM [-sasao AcCa<br />
]%padna kha^ sao #arId saku^gaa Aap kRpyaa mauJao<br />
jaanakarI idijayao<br />
Aapko jabaaba ko ilayao Aapkao k[- GaTkaoMko baaro maoM<br />
saaocanaa pDoMgaa jaOsao ikMmato¸gauNava%ta¸ AaOr kha^ sao vao<br />
AasaanaI sao ]plabQa hao saktI hO È<br />
kRpyaa Aapkao imalaI hu[- saarI mah%vapUNa- jaanakarI ila#a<br />
ilaijayao È<br />
- 20 -<br />
p`yaaoga 12:<br />
naaoT`sa : kRpyaa vaastivak tqaa ]icat<br />
gaàhkaoko imalanao tqaa vaata-laap ko baad<br />
hI [-sa p`yaaoga kao ila#anaokI caoYTa kro<br />
ÈAnyaqaa pnnaa Ë,maaMk 16 ko AQyayana<br />
pr laaOMT jaa[-yao È<br />
gaa`hkaoMka AnausaMqaanaa%mak AQyayana<br />
ga`ahkaoMkao jaao ]%padnaËsaovaayao baohtr<br />
lagatI hO :<br />
maoro gaàhkaoMko ilayao mah%vapuNa- @yaa hO ®<br />
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maoro pìtyaaogaI sao baohtr ]%padna tqaa<br />
saovaaAaoMkao p`dana krnao ko ilayao mauJao @yaa<br />
krnaa haoMgaa®<br />
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kRpyaa Aitir@t pnnaao pr ilai#ayao
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
Agar saarI baato Aap daObaara tqaa baar baar<br />
samaja jaayaoMgao tao Aapkoa bahumyaulya AnauBava<br />
pàaPt haoMgaa È<br />
Aba Aapko pasa gaàhkaoMkI saUcaI tOyaar hao<br />
gayaI hO tqaa Aapko ]%padnaË saovaaAaoMkao<br />
baohtr banaakr gaàhkaoMkao AakiYa-t krto<br />
hue kafI maa~a maoM gaàhk banaanao tqaa safla<br />
vyaaparI bananao kI hr yaaojanaayaaoMpr #arI<br />
]trnaovaalaI ek inayaaoijat gatIivaiQayaa^<br />
Aapko pasa hO È<br />
kafI maa~a ka matlaba @yaa hO ® [sa javaaba<br />
ko ilayao hmao Apnao ]%padna tqaa saovaayaaoMka<br />
baajaar iktnaa fOlaa hO yao samajanaa haoMgaa<br />
³AiQaktr kula tqaa saMpUNa- baajaar xao~ «AaOr<br />
Aap baajaar ko iktnao ihssao tk Aapka<br />
karaobaar krnaa tqaa fOlaanao kI caaht r#ato<br />
hao ³maako-T SaoAr«<br />
Aapko daihnao baa^@sa kI $pro#aa Aapkao<br />
madtgaar saaibat haoMgaI Ètqaaip Aap AQyaaya<br />
5³pnnaa Ë.33 pUra krnao ko pSvaat<br />
Aapkao baar baar Aapko javaabaaoMkao jaa^canaa<br />
Ainavaaya- hO «jaba tk Aapkao kul laagat<br />
ka AMdajaa tqaa SaIGa```tasao laganao vaalaI laagat<br />
raSaIka AMdajaa nahI Aata tba tk Aapkao<br />
p`yaaoga kao daOranaa Ainavaaya- haoMgaaÈ<br />
Sato- tqaa pìtbaw<br />
Qyaana ri#ayao ibaËI maoM vaRiw ko saaqa saaqa<br />
AamadnaI pàPt haonaa dula-Basaa hO ¹[isailayao<br />
Aapko karaobaarIk Sato- tqaa pìtbawta inaQaarIt<br />
krto hue Aapko baZ,to hue ibaËI ka<br />
samaayaaojana krnaa Ainavaaya- hO<br />
-21 -<br />
Pàyaaoga 13: baajaar ka pirklana ¹gaNanaa<br />
1. kula baajaar xao~<br />
kccao taOr pr pàkRitk tqaa BaaOgaaoilak xao~aoMmao Aapko ]%padna<br />
tqaasaovaaAaoMko iktnoa ]pBaao@ta hO ®<br />
maihnao maoM iktnao baar vao Aapko ]%padnaËsaovaaAaoMkoa #arIdto<br />
hO³Aapko tqaa Aapko pìtspQaI- kI ]%padnaËsaovaayoa« ®<br />
AaOsatma gaàhk iktnaa Qana Ë#acaa- Aapko ]%padnaËsaovaaAaoMkao<br />
#arIdnao maoM lagaato hO ®<br />
Aapko xao~ maoM Aapko ]%padnaËsaovaaAaoMka maaisak kula maulya @yaa<br />
hO ®<br />
³ ]prao@t tInaao ka gauNaja ikijayao «<br />
2. baajaar ka ihssaa<br />
hr maihnao karaobaar kao calaanoa ko ilayao Aapkao iktnaa #acaa- krnaa<br />
pDo,gaa³yoa AapkI Aaya khlaatI hO prMtu<br />
AQyaaya 5koo samaaPtI ko baad Aapka [-sao jaaoD,naa pDoMgaa Ètba tk<br />
Aap kccaa ihsaaba lagaa[-yao «È<br />
hr maah kula maako-T ka iktnaa pìtSat yao maulya hO ³]prao@t<br />
AMk kao 100 sao gauNaa ikijayao tqaa Baaga 1 ko AMitma AMk ka<br />
ivaBaajana ikijayao «<br />
3. pìtyaaoigata<br />
Aapko xao~ maoM iktnao pìtyaaogaI ]%paadnaË saovaaAaoMkao<br />
p`dana kr rho hO ®<br />
baajaar ko iktnao ihssaaoM maoM pìtyaaogaI vyaaparI kaya-vat hO<br />
³yao A@sar baZ,to¹GaTto rhoMgao¸prMtu Aapkao 100[-ka[- sao<br />
pìtyaaogaI ko AaMkDao koa ivaBaaijat krnaa haoMgaa taik<br />
Aapkao kccaa AaMkDa imala sako È<br />
vaastivak mao Aap iktnao pìtSat baajaar ihssao pr kbjaa<br />
kr paayaoMgao ®<br />
vaastivak Aap baajaar ka kula iktnaa pìtSat ihssaa<br />
kaibaja kr laonao maoM safla haoMgao ®<br />
4. saMBaavya ibaËI maoM vaRiw<br />
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Paihlao 6 maihnaaoMtk AapkI ibaËI ka str baajaar ihssao ko Anausaar baZ, rha hO @yaa®<br />
1 2 3 4 5 6<br />
…… …… …… …… …… ……
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Aba jaba Aapnao tqaa Aapko daostao<br />
nao karaobaar krnao ka ivacaar p@ka<br />
kr idyaa hO toa Aap iksa trh ko<br />
inayaaoijat ]%paadna tqaa saovaayao<br />
p`dana krnaa caahto hao  jaao<br />
gaàhkaoMkI ja$rtao kao pUrI kr sako<br />
tqaa gaàhkaoMkao Aapko<br />
]%padnaËsaovaaAaoMkao #arIdnao ko ilayao<br />
]icat ikMmat donao kao tOyaar kr<br />
sako AaOr AapkI ivatrNa p`NaalaI<br />
ka sva$p @yaa haogaa®<br />
Agar ]prao@t p`Sna ka javaaba<br />
nakaraqaI- hO tao Aapkao Anya<br />
karoabaarIk ivaklpaoMka caunaava<br />
krnaa haoMgaa È<br />
Agar Aapka javaaba haÐ hO tao<br />
Agalaa mah%vapUNa- p`Sna hO ik Aapko<br />
saMBaavya gaàhkaoMkao Aap Apnao<br />
]%padnaËsaovaaAaoMkao baocanao ko ilayao<br />
@yaa ]paya tqaa inayaaojana kraoMgao<br />
³doi#ayao pnnaa Ë.15 dusara mau_a«[saoo<br />
iva&apna khto hO È<br />
daihnao baa^@sa maoM Aap iksa<br />
p`kar gaàhkaoMkao Apnao<br />
]%padnaËsaovaaAaoMka p`dSa-na kraoMgao<br />
Aap iksa trh kula<br />
maako-T xao~ ka iktnaa<br />
ihsaa Aap kabaaIja kr<br />
sakto hao È<br />
Pàyaaoga 14: iva&apna kI yaaojanaa<br />
samaaja ko iksa vaga-Ëihssao<br />
kao maoro ]%padna tqaa<br />
saovaayaaoMkao baaro maOM jaanakarI<br />
imalanaI AavaSyak hO ®M<br />
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ivaVapnaaoM ………………………… ka p`saarNa<br />
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- 22 -<br />
samaaja ka yao vaga- iksa<br />
p`kar kI jaanakarI<br />
do#akrË saunakr maoro<br />
]%padna tqaa<br />
saovaayaaoMkao #arIdnao maoM<br />
idlacaspI r#aoMgao ®M<br />
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]proa@t p`yaaoga ËmaaMk 18 pnnaa ËmaaMk 28 pr caalau ri#ayao<br />
maoro ]%padna tqaa<br />
saovaayaaoMkI jaanakarI kao<br />
gaa`hkaoMtk phu^caanao ko<br />
ilayao ]pyau@t tqaa<br />
vaastivak ivaklp @yaa<br />
hao sakto hO ®M<br />
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Mmaulya …………………... ËivaVapna dr<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
4. ]%paadna tqaa saovaaAaoMka inayaaojana<br />
yaha^ tk phu^canao ko baad¸Aba Aapkao Aagao @yaa krnaa hO yao Aapkao spy hao gayaa hO<br />
tqaa @yaa Aapko pasa [sa kaya- ko ilayao xamata hO ¸AaOr [sa kaya- kao Aap pUro<br />
Aa%maivaSvaasa sao safla kr sakto hao [saka ica~ Aapkao spYT hao jaayaoMgaaÈ Aapka<br />
Agalaa kdma inayaaojana ka haoMgaa taik hma ibalakula sahI ¹sahI inaQaa-rIt ]%padna<br />
kI inaima-tI tqaa saovaaAaoMkao p`dana kr sakoo È<br />
Aba hmao safla karaobaar tqaa saMtuYT gaàhk imalanaotkkI saarI saUcaI³ Ëmavaar<br />
«Avagat krnaI Ainavaaya- hO Èvyavasaaiyak taOr pr [sao Òpìkyaa ka p`ËmaÓ khto hO<br />
È[samao saaro kayaa- kI saUcaI samaaivaYT hO ¸ek ko ipCo ek saarI karaobaarIk<br />
gaitivaiQayaÐa ijasamaoo ]%padna ËsaovaaAaoM ko ]gama sao laokr ]%padna Ësaovaayao gaàhkaoM ko<br />
pasa phu^canao tk kI saarI gaitivaiQayaa^ saimmaiEat hO È Aapko daihnao caaT- ko Wara<br />
Òpìkyaa ka p`ËmaÓdSaa-yaa gayaa hO È<br />
ibaiskT banaanao kI vaastivak pìkyaa samajanao ko baad Aap spsT $p sao samaja<br />
jaayaoMgao :<br />
1.saamaugaÌ :AaTa¸Sa@kr ¸masaalaao kI #arIdarI krnaa<br />
2.saamaugaÌ kao banaanao ko inado-Saanausaar sahI maa~a mao naap¹taOla kI pìËyaa<br />
3.gUaÐQaa huyao AaTo maoM saarI saamaugaÌ imaiEat krnaa<br />
4.pa^ca imalaI imaTr tk gaU^Qao huyao AaTo ko raola kI prt Tobala pr fOlaanaa<br />
5.kTr kI sahayata sao ibaiskTaokao Aakar maoM ka^Tnaa tqaa saoknaovaalao T/o pr<br />
r#anaa<br />
6.saoknaovaaloa T/o kao BaT`TI pr r#anaa<br />
7.hmaoSaa T/o kao plaTto rihyao ¸pknao ko baad baahr inakailayao<br />
8. ibaiskTaoMkao qaMD,a haonao ko ilayao r#a ri#ayao<br />
9.ibaiskTaokao p^k ikijayao<br />
10.p^k ikyao hue ibaiskTaoMkao ivatrNa ko ilayao vaahnaaopr caZ,a do<br />
11.gaàhkaotk ibaiskTaoMka p^k phu^caayao<br />
12.gaàhkao sao Baugatana kI raSaI [k{a ikijayao<br />
-23 -<br />
naaoT`sa : sarla AQyayana ko ilayao<br />
hma p`qama ]%padna gaitivaiQayaaoM<br />
pr Qyaana koid`t kro Ètqaaip hma<br />
pnnaa ËMmaak 49 pr saovaaAaoMik<br />
gaitivaiQayaaoM ko ilayao [saI p`kar<br />
AQyayana kroMgao È<br />
saamaugaÌ :AaTa¸Sa@kr ¸masaalaao ¸baoikMga<br />
pavaDrkI #arIdarI krnaa<br />
saamaugaÌ kI naap¹taOla¹ banaanao ko inado-Saanausaar<br />
gUaÐQaa huyao AaTo maoM saarI saamauga`I imaiEat krnaa<br />
pa^ca imalaI imaTr tk gaU^Qao huyao AaTo ko raola kI<br />
prt Tobala pr fOlaanaa<br />
kTr kI sahayata sao ibaiskTaokao Aakar maoM<br />
oka^Tnaa tqaa saoknaovaalao T/o pr<br />
saoknaovaaloa T/o kao BaT`TI pr r#anaa<br />
hmaoSaa T/o kao plaTto rihyao ¸pknao ko baad<br />
baahr inakailayao<br />
ibaiskTaoMkao qaMD,a haonao ko ilayao ri#ayao<br />
ibaiskTaokao p^k ikijayao<br />
p^k ikyao hue ibaiskTaoMkao ivatrNa<br />
oM<br />
gaàhkaotk ibaiskTaoMka p^k phu^caayao<br />
gaàhkao sao Baugatana kI raSaI [k{a krnaa
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
ek caaOD,o kagaja kao fOlaakr ]sao tIna lakIrao, kao ]pr sao<br />
inacao ro#aa i#acato hue caar barabar BaagaaoM maoM baaÐT idijayao Èbaa[-<br />
Aaor ko ka^lama maoM Aapko karaobaar kI saarI gaitivaiQayÐaa<br />
Òp`ikyaa ka p`ËmaÓila#a idijayao ÈgaitivaiQayaaoMkao saaf taOr pr<br />
tqaa ivavarNa ko saaqa ila#anaa ]icat haoMgaa caaho Aapko<br />
kagajaaoMik #apt baDI maa~a maoM hao tao BaI Aapkao byaaorovaar<br />
ila#anaa Ainavaaya- hO È<br />
baa[- Aaor ko ka^lama maoo ivavarNa ila#anao ko pScaat ]sako baad<br />
vaalaa ek daihnaa ka^lama #aalaI C,aoD, idijayao È @yaaoMik Agalao<br />
kaya- ko ilayao ]sao [stmaala kIyaa jaayaoMgaa È<br />
[-sa kaya- ko Wara Aapkao saaocanaa haogaa kI iksa p`kar hma ga`ahkaoMkao<br />
p`dana krnaovaalao ]%padna tqaa saovaaAaoMkao baohtr banaa sakto hO È daihnao<br />
tInaaoM ka^lamaaoMmao pìkyaa ko carNa ila#ao :<br />
1. baohtr Ë]%tma krnaa<br />
2.AaOjaar tqaa ]pkarNa<br />
3. kma-caarI tqaa inapuNa karIgar<br />
ga`ahkaoMko ilayao baohtr @yaa haoMgaa ]sakI saUcaI banaa<br />
ilaijayao ³pnnaa Ë.20«doi#ayao È AaOr ifr Aapko hr<br />
ek ]%padna gaitivaiQayaaoM pr najar Da,lato hue ]sao<br />
baohtr banaanao ko ilayao hmanao @yaa krnaa caaihyao ]sao BaI<br />
ila#a idijayao ÈAapko saaro javaaba Ôbaohtr krnaaÓ [sa<br />
ka^lama maoM ila#a idijayao jaao pìkyaa carNa ko saMlagna hO<br />
ȳAgar Aapkao [-sa pìkyaa carNa kao ivastar maoM saaocanaa<br />
hO tao Aap dusaro ivaklpaoM ka [stmaala<br />
krto hue ijasao³QFD« yaanaI gauNaa%mak kaya-xamata<br />
kao ivastar sao puisaka ko pICo pnnao pr [saka saMixaPt maoM ivavarNa Aap<br />
do#a sakto hO<br />
AgalaI pìkyaa maoM hmao saaocanaa hO ik kaOnasao AaOjaar tqaa ]pkrNa tqaa<br />
kma-caarI evaM inapuNa karIgar tqaa AapkI ]%paadna pìkyaa ka p`kma<br />
saBaI javaaba daihnao AMitma dao ka^lamaaoMmao ila#a idijayao jaao ko saMlagna hO È<br />
- 24 -<br />
pìkyaa carNa<br />
ibaiskTaoMkao zMDa<br />
haonao kao r#a donaa<br />
ibaiskTaokI p^ikMga<br />
krnaa<br />
p^ikga ibaiskTaoMkao<br />
vaahnaaoMopr laadnaa<br />
p^kIMga ikyao hue<br />
ibaiskTaoM ka<br />
ivatrNa<br />
pìkyaa carNa<br />
ibaiskTaoMkao zMDa haonao<br />
kao r#a donaa<br />
ibaiskTaokI p^ikMga<br />
krnaa<br />
p^ikga ibaiskTaoMkaoo<br />
vaahnaaoMopr laadnaa<br />
p^kIMga ikyao hue<br />
ibaiskTaoM ka ivatrNa<br />
baohtr Ë]%tma<br />
krnaa<br />
iTp` :Pàikyaa ko saaro carNaaoMkao<br />
ivavarNa sao ila#ao taik ]sako<br />
Anausaar kaya- krto samaya<br />
pìkyaa CuT na jaayao ¹Aapko<br />
daostao kao Saaimala krto hue<br />
p`%yaok p`Sna caaho vaao iktnaa<br />
BaI mau#a-taBara hao kRpyaa ]sao<br />
BaI ila#a ilaijayao kba @yaa<br />
mah%vapuNa- ik`yaa hO [saka<br />
AMdajaa lagaanaa mauiSklasaa hO È<br />
AaOjaar tqaa<br />
]pkarNa<br />
vaayar To / ko<br />
Saolva` pr r#anaa<br />
ibaiskTaoMkao CaoTo<br />
tukDo haonao sao tqaa<br />
Pa^ikMga<br />
TUTnao sao bacaanaa<br />
Tobala<br />
banato hI ]nhka<br />
ivatrNa krnaa<br />
kma-caarI tqaa<br />
inapuNa<br />
karIgar<br />
saavaQaanaI sao<br />
p^ikMga<br />
baaoD,a baaoD,a ko<br />
saaqa baD,a /Da[-vhr<br />
iTp` : Agar Aapkao pìtyaaogaI o<br />
karaobaar kI jaanakarI hO tqaa kao[-<br />
@yai@t pìtyaaogaI ko karaobaarI<br />
gaitivaiQayaaoM ko baaro maoM jaanata hao tao<br />
[sasao Aapka dRiYTkaona p`gat haonao mao<br />
madt imala paayaoMgaIÈ
P`aikyaa ka k`ma tqaa carNa baohtr krnaa AaOjaar tqaa ]pkrNa kma-caarI tqaa inapuNa karIgar<br />
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
.<br />
-25 -<br />
kRpyaa ja$rt haonao prAitir@t pnnaaoM ka ]pyaaoga kro<br />
karoabaarI ko Sau$vaatI idnaao maoM Aapkao kao[- kma-caarI tqaa inapuNa karIgar imalanao kI ]mmaId kma hI id#aayII doMgaI È tba Aapkao #audhI sabakuC saMBaalanaa haoMgaa
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
[-sa AQyayana ko baad Aap samaja payaoMgao kI Aapkao hr ek AaOjaar¸]pkrNa¸kmacaarI¸inapuNa<br />
karIgar tqaa saamaugaÌ ko ilayao dama caukanaa pD,oogaa¸yao saarI icajao Qyaana maoM<br />
r#ato hueo vyavaharaoicat saaoca ri#ayao AapkI saarI saamaugaÌ sarla tqaa hao sako ]tnaI<br />
kma damaao maoM ]plabQa haonao vaalaI hao ³laoikna sasto icajaao ka matlaba yao nahI ko Baraosaa<br />
na krnaovaalaI saamaugaÌsao kama calaanao kI caoYTa kro ¹@yaaokI bahaot baar sastI saamaugaÌ<br />
kama ko samaya tqaa baar baar #araba haonao tqaa Apoixat kaya- kao samaya pr pUra na kr<br />
panao ko vajah sao GaaTo ka saaOda hao sakta hO ¹Qyaana idijayao kovala kayaa-nauR$p saamaugaÌ<br />
kao hI Apnao karaobaar mao [stomaala ikijayao È[-sa AQyayana ko pScaat Aapkao iksa<br />
p`kar ko kma-caarI¸AaOjaaraoM¸ ]pkrNaaoM tqaa saamaugàÌ kI AavaSyakta Aapko karaobaar<br />
maoM hO [saka spYT ica~Na Aapko pasa haoMgaa È khI baar Anaok pìkyaa ko ilayao samaana<br />
saamaugaÌ tqaa AaOjaaraoM ]pkrNaaoMkI AavaSyakta haotI hO ,tqaa kBaI ek p,ikyaa ko<br />
ilayao Alaga Alaga AaOjaaraoM ]pkrNaaoMkI AavaSyakta haotI haoMgaI È<br />
jaha^ tk hao sako vaha^ tk sqaayaI kma-caarIyaaoM ¸tqaa AaOjaaraoM ]pkrNaaoMkao Alaga<br />
Alaga pìkyaa ko daorana ]pyaaoga maoM laanaoo kI kaoiSaSa kro È p`%yaok pìkyaa ko daOrana<br />
laganao vaalaa samaya naaoT kro ¸tqaa Aitir@t samaya maoM<br />
sqaayaI kma-caarIyaaoM ¸tqaa AaOjaaraoM ]pkrNaaoMkao dusaro kaya-<br />
ko ilayao [stmaala kr sakto ho @yaa yao jaana ilaijayao È<br />
saBaI gaitivaQaIyaaoMkao Qyaana maoM r#ato hue ¸p`ikyaa carNa<br />
tqaa Ëma pr daobaara Qyaana do AaOr PaUrI trh sao iktnao<br />
kma-caarI AaOjaarao tqaa ]pkrNaaoMkI Aapkao ja$rt hO yao<br />
inaQaa-rIt ikijayao È<br />
Aba hma AapkI samaJadarI kI jaaÐca kroMgao ¹@yaa Aapka<br />
saaocanaa saMtuilat hO yaa nahI Aapko karaobaarIk ja$rt kI<br />
saUcaI kI tulanaa Aapko pìtyaaogaI karaobaar kI ja$rtaoM ko<br />
saaqa ikijayaÈo Agar AapkI saUcaI [sasao maola #aatI hao tao<br />
Aap sahI saaoca rho hO È prMtu Agar AapkI saUcaI Aapko<br />
pìtyaaogaIsao kafI laMbaI hO tao Aapkao daobaara pàikyaa<br />
ËmaËcarNa kI saUcaI kao laokr ]sapr Qyaana donaa haoMgaa<br />
ÈAgar Aapko pasa jyaada tqaa Aitir@t kma-caarI tqaa<br />
]pkrNa hO tao ]nhoo hTanaa hI haoMgaa È<br />
Agar Aapko ibaiskTaoMka djaa- sava-EaoYz hO prMtu baajaar maoM<br />
p`cailat AcCo ibaiskTaoMkI ikmataokI tulanaa mao yao duganaI<br />
maMhgaI baocanaI pDoM<br />
Pàyaaoga 16 maoro karaobaar kI ja$rto sarla tqaa kma laagat<br />
vaalao saMsaaQanaaovaalaI haoMgaI @yaa®<br />
kula AaOjaar tqaa ]pkrNa<br />
- 26 -<br />
sarla sasto ivaklp<br />
<br />
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kula kma-caarI tqaa inapuNa<br />
karIgar<br />
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Pannaa Ë 22 pr ila#ao gayao iva&apna ko ilayao sasto .. ivaklpaaokao ila#ao
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
jaba Aap ÔbaohtrÕ]%padna sarla¸sasto tqaa kma sao kma AaOjaarao tqaa<br />
]pkrNaaoM kI laagat sao krnaa caahaoMgao tao vaao vyavasaaya safla<br />
khlaayaogaaÈ khI doSaao mao ibajalaI kI AapUtI- kI kmaI payaI jaatI hO<br />
eosao mao ibajalaI pr calanao vaaloa ]pkrNa kma sao kma r#anaa hI fayado<br />
ka saaOda hO È<br />
Agar Aapko pasa karaobaarIk ja$rtaoM kI pirp@va saUcaI bana caukI<br />
hao tao Aapka Agalaa kdma Aapka karaobaar kha^ tqaa iksa jagah<br />
isqat rhoMgaa ¹ AapkI karaobaarIk jagah¸ibailDMga tqaa ibajalaI tqaa<br />
panaI kI pUtI- krnao vaalao sqaanaaoM pr inaBa-r rhto hue karaobaar sqaaipt<br />
krnaa haoMgaa È<br />
Agalaa inayaaojana ka mah%vapUNa- kdma Aapkao ]zanaa hÈO inayaaojana Wara<br />
Aapkao jaananaa hO ik Aapka inaNaya- Aapkao kh^a tk lao jaayaoMgaa<br />
Aapkao kula imalaakr @yaa laaBa haoMgaa,¸tqaa karaobaar kao inarMtr<br />
calaanao ko ilayao hmao @yaa krnaa haoMgaa ®<br />
@yaa Aapkao pta hO ik prmaoSvar ko pasa Aapko ilayao yaaojanaa hO<br />
®prmaoSvar ko ilayao manauYya ko ]war ka mah%va Ananya saaQaarNa hO<br />
AaOr [isailayao samaya sao phlao hI prmaoSvar [-sa ]war kI yaaojanaa pr<br />
inarMtr kama krnaa CaoD,to nahI Èjara saaoicayao Agar sava-vyaapI tqaa<br />
sava-Sai@tmaana prmaoSvar BaI mah%vapUNa- yaaojanaa ko pUit- ko ilayao Aapnaa<br />
sabakuC do dota hO tao ]sakI [vCa hmaaro ilayao [-saI p`kar haoMgaI kI<br />
hma hr ek mah%vapUNa- inaya-NayaaoMko ilayoa inayaaojana kro ®<br />
maoM hamaI Barta hU „<br />
Aapkao karaobaar maoM laganao vaalaI hr saamuagaÌkI saUcaI banaanaa<br />
Ainavaaya- hO ¸karaobaar ko ilayao jagah kI tOyaarI ¸AaOjaaraoM<br />
tqaa ]pkrNaaoMkao r#anaokI jagah¸kma-caarIyaaoMkI BartI<br />
tqaa pìSaxaNa ¸ Aapko Sau$vaatI karaobaarIk ja$rtkI<br />
icajaaoM kI AapUtI- ka inayaaojana yaa ifr Aapko phlao<br />
]%padna tqaa saovaaAaoMkI ibaËI kI yaaojanaa hao È<br />
]prao@t saBaI yaaojanaaAaoMkI $pro#aa inaiScat krnao ko<br />
ilayao hmanao Agalao pnnao pr ek saarNaI banaayaI hO taik<br />
karaobaar Sau$ krnao maoM laganao vaalaI hr ek saamaugaÌ Aapko<br />
pasa pihlao sao hI ]plabQa hoa¸ [-sa ivaYaya pr hmanao kuC<br />
savaala tOyaar ikyao hO :<br />
1. karaobaar ko ilayao Aapnao kOsaI jagah caunaI hO ®<br />
-27 -<br />
Pàyaaoga 17:<br />
Sau$vaatI inayaaojana ko ilayao p`Sna<br />
mauJao karaobaar Sau$ krnao ko ilayao saMsaaQana tqaa<br />
sauivaQaayaoM kh^a sao imala paayaoMgaI ³Bavana Ëjagah « ®<br />
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maoro karaobaar kao calaanao maoM maorI kaOna sahayataa<br />
kroMgaa® mauJao eosao saMsaaQanaËvyai@t kha^ sao imalaoMgao ®<br />
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maorI karaobaarIk saMsaaQanaaoM kI AapUtI- kha^ sao haoMgaI<br />
®AapUtI- ko ilayao mauJao iksa pr inaBa-r haonaa pD,ogaa®<br />
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iËyaayao tarUI#a $<br />
caaO#aTa tqaa [-Tao kao<br />
#arIdnaa<br />
ipCvaaDoM BaT`TI<br />
banaanaa<br />
2 t#taaoMko saaqa<br />
sarkto hue maoja<br />
banavaanaa tqaa pTrI<br />
banavaanaa<br />
imaEaNa ko ilayao kTaoro<br />
tqaa cammaca #arIdnaa<br />
To/ #arIdnaa<br />
qaMDo haonaotk r#anao<br />
ko ilayao jagah<br />
tukDaoM kao jaaoD,kr<br />
pirvait-t ikyaa huyaa<br />
baaoDMa baaoDaM<br />
inapuNa karIgar<br />
1 ma[-<br />
9 ma[-<br />
2ma[-<br />
1 ma[-<br />
3 ma[-<br />
4 ma[-<br />
7 ma[-<br />
3 jaUna<br />
135<br />
0<br />
60<br />
85<br />
48<br />
20<br />
150<br />
30
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
2.Aapkao Bavana inaima-tI ko ilayao<br />
kaOnasao saMsaaQanaaoMkI ja$rt<br />
haoMgaI ®<br />
3.Aapkao karaobaar maoM ]pyau@t<br />
]pkrNa kha^ sao imalaoMgao<br />
®³pnnaa Ëmmaak 27«<br />
4.@yaa Aapkao ]pkrNaaoM ËyaM~ao ko pUrjao jaaoD,nao<br />
tqaa [k{a krko saaqa lagaanao ik iËyaa krnaI<br />
haoMgaI ®³pnnaa Ëmmaak 26«<br />
5.karaobaar kao kaya-ainvat krnao kI maanavaI<br />
xamata kha^ sao AayaoMgaI®yaa ifr #aud Aap kayaainvat<br />
kroMgao ®³³pnnaa Ëmmaak 26«<br />
6.inapuNa karIgar ka caunaava tqaa yaM~ao tqaa<br />
]pkrNaaoMkao calaanao kI ]icat jaanakarI vaaloa kmacaarI<br />
Aap kha^ sao ZUÐZaogao ®³³pnnaa Ëmmaak 26«<br />
7.AapkI AapUtI- iksa p`kar pUrI haoMgaI ®<br />
³³pnnaa Ëmmaak 27«<br />
8.Aap ]%padna tqaa tOyaar icajaaoMkao gaaOdama maoM<br />
r#akr iksa trh sao dusarI jagah lao jaayaaoMgaoÈ<br />
9.@yaa Aapkao vyavasaaya ko Sau$vaat ko ilayao<br />
kanaunaI Anaumait tqaa laa[-saonsa laonaa tqaa ivaitya<br />
saovaa jaOsao ba^ikMga Ainavaaya- haoMgaa<br />
10.Aap Sau$vaatI ko idnaaoM mao gaàhkaoMkao iksa<br />
trh AakiYa-t kraoMgao ®³³pnnaa Ëmmaak 22«<br />
11.Aap gaàhkao Wara imalanaovalaIo Baugatana raSaI<br />
kao pàPt tqaa [k{ kOsao kroMgao ®<br />
Pàyaaoga : 18 vyaapar ka inayaaojana<br />
gaitivaiQayaa^<br />
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- 28 -<br />
tarI#a<br />
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kImat<br />
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AapkI ]%padnaaoMkI kImat kma sao kma r#ao ¹Aapka karaobaar kImatao pr AaQaarIt hO kImatao maoM<br />
ivaVapna ka #acaa- imalaanaa mat Baulao pnnaa Ë.22<br />
]prao@t kula maulya: ……………<br />
P`ayaaoga 20 pr ]va-irt saUvaI ila#ao
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
ek baar Aapko gaitivaiQayaao MkI saUcaI tOyaar hao tao<br />
¸saaoicayao Aapkao saarI gaitivaiQay^aa kba kba krnaI<br />
haoMgaI tarI#aaoMko saaqa saUica banaa doÈQyaana idijayoa kayaao -<br />
ko Ëmaanausaar saarI gaivaivaiQayaa^ ila#ao ÈGaiTt Ëmaanausaar<br />
gaitivaiQayaaoMkI ivavarNaa%mak saUcaI banaa do È]dahrNaaqa-<br />
kma-caarIyaaoMkao pìSaxaNa donao sao phlao ]nhkao BartI<br />
krnaa ja$rI hO tao Qyaana idijayao saarI gaitivaiQayÐaa<br />
GaiTt Ëmaanausaar hao ÈAap ekhI idna maoM saBaI kaya-<br />
inapTanaoka p`ya%na na kro ÈsaBaI gaitivaiQayaaoMka saTIk<br />
inayaaojana kro ¸karaobaar sqaaipt krnao kO ilayao laagat<br />
raSaI sao laokr Aapko ]%padna ËsaovaaAaoMka Baugatana<br />
gàahkaoM Wara p`àPt haonao tk ¸yaha^ tk kI AaPaUtI- ko<br />
ilae raSaI ]plabQa haonao ko kalaavaQaI tk sauspYT<br />
inayaaojana kro È<br />
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saTIk inayaaojana ko madt sao Aap AavaSyak ……………………… …………………………<br />
gaitivaiQayaa^ ]icat samaya pr kr payaoMgao ¹[saka matlaba<br />
yao nahI kI Aapsao kBaI BaUla na haoMgaI ÈkhI iËyaayao<br />
galat haoMgaI „yao BaI ek inayaaojana ka ihssaa hI samaJao<br />
É laoikna safla inayaaojanaWara hma BaivaYyamaoM haonao vaalaI<br />
saMBaavya galatIyaaoMkao samaJakr pihlao sao hI sauQaarnao kI<br />
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kaoiSaSa maoM laga jaato hO ÈdaihnaI trf ka p`yaaoga ……………………… …………………………<br />
Aapkao [-saI idSaa maoM saaocanao kao caalanaa doMgaaÈ<br />
Aba AMdajaa lagaayao kI p`%yaok gaitivaiQayaaoM kao kaya-<br />
………………………<br />
$p maoM Zalanao ko ilayao kulaimalaakr iktnaa #acaa- krnaa haoMgaa<br />
]sao itsaro ka^lamamaoM ilai#ayao Èyao AapkI karaobaar sqaaipt Pàyaaoga 20: maorI vyaapar inamaa-Na raSaI<br />
krnaokao laganao vaalaI kula QanaraSaI haoMgaI inamaa-Na raSaI ko baaro<br />
maoM hma Aagoa AQyayana kroMgao È<br />
S ………….………<br />
Agalao AQyayana maoM hmao jaananaa hO kI iktnao maihnao ³]da:6 hPto Ä1.5<br />
maihnao«Aapko karabaar kao sqaaipt krnao ko ilayao ja$rt ko saaQanaaoM pr<br />
ikyaa huAa #acao- sao laokr ga`ahkaoMWara Aapko ]%padna ËsaovaaAaoMko badlao<br />
pàPt haonao vaalaI Qana raSaI tk<br />
Axar ÔS tqaaÕ T kI saahayyata sao hmao AaMkDaokao SaIGa`tasao<br />
#aaojanao mao madt imala payaoMgaI È saMpUNa- Sabdaqa- [-sa maaga-dSa-na<br />
puistka pnnaa Ë.48 pr imalaoMgaI<br />
-29 -<br />
Pàyaaoga 19: A%yaavaSak jaaoi#amaaoMkao kOsao bacao<br />
maora inayaaojana iksa trh<br />
galat hao sakta hO ®<br />
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Agar maora inayaaojana galat huAa<br />
tao mao ]sasao iksa trh<br />
inapTUMgaa®<br />
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Pàyaaoga 21: p`qama #aca- haonao vaalaI jaavak raSaI<br />
tqaa sava-p`qama pàPt haonao vaalaI Aavak raSaI<br />
T ………….………
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
5.AakD,aoMkao tk-saMgat lagaanaokI pìkyaa<br />
19 vaI sadI ko ]pnyaasakar caala- iDkonsa ka ek saupìsaQd<br />
pa~ imasTr imakavbar nao vyaapar ka baD,a sarla maM~ hmao do idyaa<br />
qaa ÈDoivaD ka^priflD iflma maoM saar$p kqana ikyaa hO ik<br />
Òkmaa[- 20SaIlaIMga¸ #acaa- 19 SaIlaIMga¸ AaOr 6ponsa natIjaa<br />
#auSaIÈ kmaa[- 20SaIlaIMga¸ #acaa- 20 SaIlaIMga¸ AaOr 6ponsa natIjaa<br />
dud-Saa„Ó<br />
saaraMSa maoM safla vyaapar ko ilayao kmaa[-³imalanaovaalaa<br />
Qana«haonaovaalao #acaao- sao³baahr jaanaovaalaa Qana« AiQak haonaa<br />
Ainavaaya- hO È[-sa t%va kao hmaoSaa sao hI najarAMdaja ikyaa jaata<br />
hO ¹yahI bahaotsao vyaaparaoMkI tqaa laaoMgaaokI dud-Saa ka karNa hO<br />
È imasTr imakavbar kao kBaI na Bauilayao„<br />
[-sa AQyayana ko daOrana hma do#aoMgao hmaarI karaobaarIk Aaya hmaaro<br />
karaobaarIk #acaao sao AiQak hO yaa nahI È yao samajanao ko ilayao hma<br />
sabasao Aasaana trIka yaanaI kagaja pr [-sao do#aoMgao Èhmao Qyaana<br />
r#anaa hO kI hmaaro vyaapar ik naIMva pUÐjaI pr iTkI hO È Xau$vaat<br />
ko idnaao maoM pUÐjaI lagaanaa kizna haoMgaa @yaaoMik pUÐjaI inavaoSa [samao<br />
samaaivaYT haoMgao loaikna ek safla vyaapar ko ilayao yao mah%vapUNa-<br />
hO ik [sa inavaoSa kao ]sako sva$panausaar gaitivaiQayaaoM mao baÐa^Tkr<br />
[stmaala kro Èbahaotbaar [saI AsaMmajasya ko karNa bahuMtaSaI<br />
vyaaparI Asafla hao jaato hO È<br />
AapkI lagaa[- hu[- inavaoSa pUÐjaI ka [stomaala krnaa bahaot baar<br />
kTo hu[- tukDao kao jaaoD,nao kI pholaI samaana id#aayaI dota hO yaa<br />
ifr ]sakI tulanaa lakD,I ko CaoTI CaoTI capD,I kaTko ³Sabd<br />
ka spYTIkrNa daihnao trf idyaa gayaa hO«]icat sqaana pr<br />
lagaa donaosamaana hO È Agar Aap pihlaI baar [-sa AQyayana kao kr<br />
hao tao maumaikna hO ik Aap tukDaokao ]icat jagah r#anao maoM<br />
Asafla hao È [isailayao hmao baar baar AQyayana kI AavaSyakta<br />
haoMgaI takI Aap p`yaasa tqaa AaByaasa ko baad saaro tukDao kao<br />
]icat sqaana pr jaaoD, sako ÈAgar Aap saaro tukD,ao kao jaaoD,nao<br />
maoM saflata payaoMgao tao Aap Apnao karaobaar mao BaI saflata<br />
payaoMgao È prMtu Agar Aap eosaa nahI kr payao tao Aapkao daobaara<br />
Pàyaaoga 2 sao nayao ivaklpaaoMkI #aaoja krnaa AavaSyak haoMgaa È<br />
- 30 -<br />
pUÐjaI inavaoSa yaanaI karaobaarIk<br />
Alaga Alaga p`kar kI<br />
gaitivaiQayaaoM ko ilayao [stomaala<br />
haonaovaalaI Aaya ¹nakd¸?Na¸ Aaya<br />
¸#acaa- AaOr Anya khI<br />
ÒlakD,I kao caaku sao CaoTI CaoTI<br />
capD,IyaaoMmao kaTkr sahI AakraoMkao<br />
ek dusaro ko saaqa jaaoD, donaa È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
kTo hu[- tukDao kao jaaoD,nao kI pholaI ko mau#ya caar ihssao haoto<br />
hO È[-saI trh caar ihssao jaao Aapko karaobaarIk saflata ko<br />
saUcak samajao jaato hOO È izk ]saI trh gaitivaiQayaaoM sao hma<br />
jaana payaoMgao kI hmaara karaobaar saMBava haogaa yaa nahI È<br />
caar ihsssao :<br />
1.sqaaipt tqaa pàaMrBaIk maulya ³A«:yao maulya iksaI ]%padna<br />
tqaa saovaaAaoMkao p`dana krnaoko puva- hmao inavaoSa krnaa haota h È O<br />
È[sa pUÐjaI kao Òsqaaipt Ëp`aarMiBak maulya khto hO ³[-sa<br />
mualya ka ihsaaba krnaa hma AMitma AQyayana maoM saIMo#aoMgao«<br />
tqaa AiQak%ma Aaya ka p`baMQa krnaa jaao hmao karaobaarIk<br />
saMcalana ko ilayao AavaSyak hO jaba tk hmao ga`ahkaoWara hmaaro AamadnaI ³Aaya«<br />
]%padnaËsaovaaAaoMko badlao Buagatana nahI imala jaataÈAiQaktma [-sa<br />
p`kar ko karaobaarI laagat ko ilae QanaraSaI ka [Mtjaama kja- laokr<br />
ikyaa jaata hO ¹khI baar ima~aoMsao ¸yaa ifr laGau vyaapairk<br />
pìtYzanaaoMsao yaa ifr baÐkao sao ¹[-sa QanaraiSa<br />
kao hmao Apnao laaBaaMSa sao laaOTanaa haota hO È Pàyaaoga 22:maunaIma kI pholaI<br />
2saMcaalana maulya ³C«: yao maaisak #acao- hO jaao<br />
karaobaarko inarMtr ]%padnaËsaovaaAaoMko tqaa<br />
AapUit- ko ilae Ainavaaya- hO È<br />
inarMtr]%padnaËsaovaaAaoMko tqaa<br />
AapUit- ko ilae jaao maaisak #acao- Aapkao<br />
]zanao pD,to hO ]nho saMcaalana maulya kha<br />
jaata hO È<br />
3.AapkI Aaya³RR«: yao maaisak<br />
AamadnaI hO jaao Aapko ]%padna tqaa<br />
saovaaAaoMko badlao ga`ahkaosao Aapkao<br />
pàPt haotI hO È<br />
4, Aapka laaBa³RP«:AapkI saarI kula<br />
Aaya sao bacaI hu[- jamaapUÐjaI hOÈ vao raSaI<br />
Aapko pUro #acaa-o ko Baugatana ko pScaat<br />
Aapko pasa bacaI rhtI hO È isqait<br />
ivaprIt hao yaanaI AapkI AamadnaI ko<br />
tulanaa maoM AapkI #acao AiQak hao tao<br />
Aapko karaobaar kao hanaI ka saamanaa krnaa<br />
pDo,gaa AaOr yao ek duBaa-gapUNa- samaacaar tqaa<br />
dSaa hO<br />
-31 -<br />
sqaaipt tqaa pàaMrBaIk<br />
maulya³?Na«<br />
tIna ima~aoM nao imalakr ek ha^Tla ka kmara Aarixat ikyaa<br />
¹kmaro ka #acaa- 30 Da^lar ]nhaoMnao Aapsa maO baaÐT ilayaa ÈtBaI<br />
ha^Tola ma^naojar nao ek ima~ kao $kakr ]sao 5 Da^lar vaaipsa kr<br />
idyao @yaaoMik ]nhao,nao galatI sao jyaada ikrayaa lao ilayaa qaaÈ Aba<br />
yao daost AsaMmajasya mao pD, gayaa ik imaloa hue paÐca Da^lar ka<br />
baTvaara 3 daostaoM maoM iksa p`kar haoMgaa ÈAMt mao ]sanao Apnao daostao<br />
kao p`%yaokI 1 Da^lar laaOTato hue khaÐ yao kmara hmao 3 Da^lar sao<br />
sasta imala gayaa È<br />
yaha^ pr pocaIda AMSa hO È Agar itnaao daostao nao 9 Da^lar kmaro ko<br />
AarxaNa ko ilayao #acao- ikyao ¹tIna baar 9 yaanaI gauNak 27, ]samao<br />
phlao daost nao #audko pa^koT mao Daloa hue 2 Da^lar imalaayao tao hmao<br />
29 Da^lar imala jaayaoMgao ¹pr ]nhaonao vaastivak 30 Da^lar idyao<br />
qao¸tao ifr bacaa huAa 1 Da^lar ka ihsaaba kha^ gayaa ®<br />
pholaI ko baaro mao jara saaoicayao É .<br />
saMcaalana mualya³#acao-«<br />
laaBa yaa hanaI<br />
³javaaba ko ilayao AamadnaI tqaa #acaao- kao Alaga Alaga r#akr saaoicayoaÈ «
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Qana ka p`baMQa krnaa jaiTla kaya- nahI pr [-sa kaya- mao cakranaa<br />
saMBava hO È [-sa AQyayana maoM hma ³A¸C¸R tqaa P AxaraoMka<br />
[stmaala krnao vaaloa hO ijasao hmao ]prao@t pnnao pr isa#aa hO<br />
ÈijasakI madt sao hmao ivaiBanna maulyaaoM ko sva$p kao samajanaa<br />
Aasaana hao jaayaoMgaa È<br />
ek saMBava karaobaar ko saMcalana ko hotU AamadnaI ³R«Aqa- pUNa-<br />
sva$p mao #acao-o- sao AiQak AiBapòt hO ³C« È<br />
Aqa- pUNa- sva$p ka matlaba hO ik AapkI<br />
AamadnaI kmasao kma [tnaI hao ik Aapko saar<br />
#acaao- ko baad bacaI hu[- raSaI sao Aap hr maah<br />
?Na caukanao mao saxama hao jaao Aapnao karaobaar<br />
ko pàMrBa maoM sqaaipt mualya ko sva$p maoM ]Qaar<br />
lao r#aa hO ³A« yaaogyata ko dRYTaMt ko baaro maoM<br />
saaoicayao ³ma%tI 25: 14¹30«¹ jaha^ pr Aapkao<br />
kja- ko sva$p maoM dI hu[- raSaI ka ivainayaaoga<br />
krko jyaada Qana kmaanaa hO È<br />
Agar AapkI AamadnaI ³R« Aapko saMcaalana maulya sao kma hO<br />
tao Aap hanaI ]zayaoMgao ¸tqaa Aap saarI laagat panaI kI trh<br />
baha doMgao ijasasao Aapko pasa saMcaalana maulya tqaa kjaa- caukanao ko<br />
ilayao QanaraSaI nahI bacaoMgaI AaOr yao isqatI Aapkao AiQak kjaaomaoM<br />
DubaayaoMgaI AapkI ja$rto pUrI na hao saknao AAamadnaI<br />
sao Aap ka karaobaar Z,or hao jaayaoMgaa<br />
ȳdaihnaI Aaor ka ica~ doi#ayao «yao ek<br />
du#ad AnauBava hO AaOr hmao [sao hr trf sao<br />
raoknaa hO È<br />
Aapkao [-sa ica~wara sauspYT hao jaayaoMgaa ik<br />
Aapko #acao- [tnao AiQaktma BaI nahI haonao<br />
caaihyao ¸ tqaa AapkI AamadnaI BaI [tnaI<br />
inacalao str tk nahI phuÐucanaI caaihyao kI Aaya<br />
Aapka laaBa pUrI trh sao naYT hao jaayao Aaor<br />
Aap baD,o saMkMT mao i#aMcato calao jaayao È yahI<br />
karNa hO ik hmao karaobaarIk ivai
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
Aaya ³AamadnaI«<br />
saamaanyatyaa hanaI haoMgaI ¸]sao kTo hu[- tukDao kao<br />
jaaoD,nao kI pholaI ko samaana hO yaa ifr lakD,I ko<br />
CaoTI CaoTI capD,I kaTko sahI jagahaoMpr r#ato<br />
va@t ApUNa-saa laganaovaalao ica~ jaOsaa samajanaa haoMgaa<br />
È cailayao Aba ek AcCa tukDa yaanaI AamadnaI<br />
ka tukDa³R«jaaoD,nao kI kaoiSaSa kroMgaoÈ<br />
[sa pìkyaa kao samajanao ko ilayao hmao ÔmualaBaut [ka[- ibaËI ko saaqa jaaoD,kr<br />
do#anaa sahja haoMgaa¹³]da ibaiskT ka CaoTa p^k yaa ek iklaao fla yaa ek<br />
SaT- «yaa ifr AaOsat saovaa p`dana krnaa³AaOsat iklaaomaITr T^@saI kI savaarI<br />
¸AaOsat kmaro kI safa[-¸ek ivaVaqaI- ka AQyaapna Saulk «<br />
Agalaa kdma yao hO ik Aap maaisak iktnao [ka[- ]%padnaËsaovaaAaoMkao baoca<br />
sakto hao AaOr p`%yaok [ka[- ko ipCo iktnaI kmaa[- hao payaoMgaI È<br />
yaha^ pr Aapka maako-T AnausaMQaanaa%mak AQyayana kama AayaoMgaa ¹pnnaa Ë.21<br />
kao ivaSaoYa$p sao doi#ayao ÈAapka gaàhkaoMsao jaanakarI pàaPt krnaa tqaa<br />
pìtyaaogaI ka Avalaaokna krnaa ya^ha pr ivaSaoYa$p sao ikMmat tqaa inaiScat<br />
saM#yaa maoM ]%padna ËsaovaaAaoMkI maa~a inaQaa-rIt krnao mao madtgaar saaibat haoMgaa<br />
yaa nahI ®Aapko pìtyaaogaI hr GaMTo yaa ek idna mao iktnaI [ka[- maa~anausaar<br />
]%padna ËsaovaaAaoMkI kao baoca pato hO AaOr iktnao kmaato hO ®gaàhkaoM ko<br />
dRiYTkaona sao iktnao gaàhk Aapko ]%padna Ësaovaayao #arIdnaa caahto hO iktnaI<br />
baar¸iktnaa maulya dokr #arIdnaa caahto hO ®<br />
Aapko maako-T AnausaMQaanaa%mak AQyayana kI madt laokr Aap maihnaomaoM iktnao<br />
[ka[- ]%padna tqaa saovaayao baoca sakto hO ¸tqaa [ka[- ]%padna saovaaAaoMka<br />
Saulk @yaa haoMgaa saBaI p`SnaaoM ko ]%tr Aap daihnao baa^@sa maoM ilai#ayao ÈQyaana<br />
ri#ayao Agar Aapka vyaapar bahaotsao tqaa Alaga Alaga ]%padna tqaa<br />
saovaaAaoMkao p`dana krta hao toa hr ek ]%padna ko ilayao yaa hr ek p`kar<br />
kI Alaga Alaga saovaaAaoko Anausaar Aapkao ihsaaba jaaoD,kr kula vaaiY-ak<br />
Aaya³R« mao kula imalaakar jaaoD,naa haoMgaa ³#audra vyaapaarI « ÈQyaana ri#ayao<br />
yao hmaarI pihlaI ]plabQaI hO ]sako pScaat hmao hmaoSaa sao hI Alaga Alaga<br />
pholaI ko tukDao kao ]icat jagah r#akr Apnao karaobaarIk saflata kao<br />
jaaoDMto hue safla karaobaar kI $pro#aa pUrI krnaI hÈO<br />
-33 -<br />
Pàyaaoga 23:<br />
maulaBaUt ekk ³[ka[-«kI<br />
ibaËI: p`yaaoga 23 ko pUva- baa[-<br />
Aaor ila#ao spYTIkrNa kao<br />
samajanao kI caoYTa kro<br />
Mmaoro maulaBaUt [ka[- kI ibaËI :<br />
U ………….………<br />
………….………………….……………<br />
maoro ]%padna ËsaovaaAaoMkao baocanao kI kImat\<br />
W ………….………<br />
maorI maaisak ibaËI kI maa~a iktnaI haoMgaI<br />
Q ………….………<br />
maorI maaisak Aaya ³R« ibaËI kI kImat\ kao maaisak<br />
ibaËI kI maa~a sao gauNaa krnaa ³RÄW x Q« :<br />
R ………….………<br />
MAapko maako-T ihssao kao daobaara do#anaa<br />
pnnaa ËMmaak 21 kI jaaÐca krko inaiSvat<br />
kro kI AapkI ihsaaba kI hu[- Aaya<br />
Aapko baajaar ihssao sao saMbaMQa hao È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
saMcaalana maulya<br />
³#acao-«<br />
Aba hma saMcaalana maulya ko baaro mao<br />
saaocaoMgao³C«saMcaalana maulya kayaao- tqaa<br />
gaitivaiQayaaoM ko samaanata maoM badlato rhta hO<br />
¹Agar Aap AiQaktma ]%padnaËsaovaayao<br />
p`dana krnaa caahto hao ¸tao AapkI AapUit-<br />
kI maa~a baZo,gaI gaaOrtlaba hO ik Aapka<br />
#acaa- BaI ]saI maa~a mao AiQaktma haoMgaa È<br />
]sako ivaprIt eosao #acao- BaI haoto hO<br />
ijanhka ]%padna tqaa saovaayao p`dana krnao<br />
kI maa~`à sao kao[- saIQaa saMbaMQa nahI haota ]da:kma-caarIyaaoMkI vaotna¸ibajalaI<br />
ka #acaa-¸jagah ka ikrayaa yaaid È sarla Sabdao mao kha jaayao tao<br />
saMcaalana maulya vaao haota hO jaao raojama-ra kI vyaaparIk<br />
gaitivaiQayaaokI EauM#alaa pUrI krnao ko ilayao #aca- ikyaa jaata hO<br />
tqaa gaàhkaoMkao ]%padna tqaa saovaayao p`dana krto hue laganao vaalao<br />
#acao- È vyaaparI BaaYaa mao [-sa dao Alaga Alaga maulya khto hO<br />
ÔAcala ³F« tqaa pirvat-naIya maulya³V«È<br />
1.Acala tqaa isqar maulya :ijanh icaMjaao ka maulya kayaao- ko<br />
Anausaar nahI badlataȳAcala ka matlaba kBaI BaI na<br />
badlanaovaalaa«[-samao ikrayaa tqaa sqaayaI kamakajaI kma-caarI tqaa<br />
saaro #acao- ijasako ilayao Aap kama kr rho hao yaa nahI tqaa saaro<br />
Baugatana jaao Aapko kayaao- pr inaBa-r nahI ³iTp`` : inayaimat<br />
Ainavaaya- #acao- BaI A@sar Aca; maulya khlaato hO «<br />
2. pirvat-naIya maulya: ijanh icajaaoM ka maulya kayaaoo- ko Anausaar<br />
pirva-tIt haoto rhta hO ³Aapko kayaao- ko samaanaupatI yao GaTto<br />
tqaa baZ,to rhto hOÈ« pirvat-naIya maulya maoM samaaivaYT zaosa kaya- kao<br />
saMpnna krnao ka vaotna³ ivaiSaYT zaosa kaya- saMpuYT haonao pr kmacaarIyaaoMkao<br />
idyaa gayaa vaotna kayaoa- tqaa gaitivaiQayaaoM ko ilayao<br />
lagaayaI hu[- ja$rt kI icajao jaOsao kccaa maala AaOr AapUit- ³<br />
Baugatana ijasaka sva$p inayaimat nahI haota ijatnao Aap vyast hao<br />
jaato hao ]tnaa hI yao maulya GaTto tqaa baZ,to rhta hOÈyahI pirvatnaIya<br />
maulya hO È<br />
daihnao Aaor ilai#at AQyayana Wara Acala tqaa pirvat-naIya maulyaaoM ka<br />
samaalaaocana kro È<br />
- 34 -<br />
Pàyaaoga 24 : Acala tqaa pirvat-naIya maulya<br />
maorI karaobaarIk gaitivaiQayaaoM pr<br />
mauJao iktnaI Aaya ka inavaoSa krnaa<br />
AavaSyak hO<br />
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@yaa yao inavaoSa Acala yaa<br />
pirvat-naIya maulya h®O<br />
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Pàyaaoga 18koo p`stut sqaaipt maulya kao yaha^ pr samaaivaYT na kro yao<br />
Aapko karaobaarI o Sau$vaat ko karNaM inavaoSa ikyaa gayaa maulya hOÈ
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
Aagao spiYTkrNa krto hUe È<br />
Aapka kuula saMcaalana maulya ³C«yaanaI Acala<br />
maulya³F«kao Aapko pirvat-naIya maulya³V« sao imalaanaa<br />
hO C Ä F + V<br />
Aapko Acala maulya kao inaQaa-rIt krnao ko ilayao Aapkoa Ainavaaya- tqaa<br />
inayaimat haonao vaalao #acaao- kI saUcaI banaanaI haoMgaI È<br />
³maaisak¸itmaahI¸vaaiYa-k«caaho Aap ]%padna tqaa<br />
saovaayao p`dana kr rho hao yaa nahI È]sako bagala mao yao<br />
saarI icajaaoM tqaa gaitivaiQayaaoM pr maaisak #acaao- ka<br />
AakDa ila#ao È ³]dahrNa ko taOr pr iksaI saMsaaQanaao<br />
ka baarhvaa^ AMSa inayaimat $p sao #aca- haota hao tqaa<br />
ek itha[- ihssaa tqaa<br />
itmaa[- ihssaa tqaa iksaI<br />
saMsaaQana ka hPto tk ka<br />
ihssaa inayaimat $p sao<br />
Ainavaaya- karaobaairk Acala maulya kI saUcaI<br />
gaitivaiQayaaoM mao saaimala hO<br />
Èbagala mao id#aayao hue p`yaaoga<br />
ko maaQyama sao Aapkao samajanao<br />
mao, AasaanaI haoMagaI yaa ifr<br />
]dahrNaao ko saaqa spYT<br />
kIyao hue AQyayana ko ilayao<br />
hmaarI Ò CaoTo karaobaarIk<br />
gaiNat Saas~Ó kI puistka<br />
hmaaro³<strong>Reconxile</strong><br />
Website« vaobasaa[-T<br />
Wara ]plabQa hO È<br />
Aapka svayaM: ka voatna tqaa<br />
kayama sva$pI kma-caarIyaaoM<br />
ka vaotna [-sa saUcaI mao jaaoD,naa<br />
mat BaUilayao<br />
Pàyaaoga 25 : Acala maulya<br />
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-35 -<br />
Acala Ëisqar<br />
maulya kI saUcaI<br />
ikrayaa<br />
panIa<br />
kIma,t<br />
AcalaËisqar<br />
mMaulya<br />
vaastivak<br />
………….<br />
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p`%yaokI<br />
kIma,t dr<br />
$420 ek caaOqaa[-<br />
$120<br />
p`tI dr<br />
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….<br />
vaotna<br />
ikrayaa<br />
saovaayaoM<br />
maaisak maulya<br />
maaisak dr<br />
M<br />
maaisak dr<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
AapkI saUcaI tOyaar haonao ko pScaat Aap AapkI maaisak<br />
ÔAcalaËisqar maUlya AakDaÕ ]samao jaaoD, idijayao ¸ AaOr ]sakI<br />
kula jaaoD daihnao baa^@sa mao ilai#ayao ¹yao Aapka maaisak Acala<br />
p`baMQana mualya khlaata hO Âeosaa Qana jaao Aapkao inayaimat<br />
inarMtr karaobaarIk gaitivaiQayaaoko ilae\ hr maah #acaa- krnaa<br />
Ainavaaya- hO È<br />
Aapko pirvat-naIya maulya ³V«kao jaananao ko ilayao Aapkao<br />
inanmailai#at carNa par krnao haoMgao È sava-p`qama hmaaro Ò[ka[-<br />
]%padnaÓ ko ilayao #aca- haonaovaalaI QanaraSaI kI iganatI hmao krnaI hO È<br />
ifr hmao ]%padna pìkyaa ko daOrana haonaovaalaI #arabaI tqaa #asaaoT ko<br />
maala ka ihsaaba¹iktaba r#ato hue hmao [ka[- ]%padna maulya inaQaa-rIt<br />
krnaa hO Èifr Aanaovaalao mualya kao maaisak ibaËI kI maa~a sao guaNana<br />
krko hmao Apnaa maaisak pirvat-naIya kula maulya imala jaayaoMgaa ³V«<br />
Acala maulya ko ]prant Ô[ka[- ibaËIÕ ³]%padna tqaa<br />
saovaaAaoM «ko ilae Aapkao ijanh ijanh icajaao tqaa saMsaaQanaao<br />
ko ilayao #acao- krnao pD,ogao ]sakI saUcaI banaa lao È [samao hr<br />
ek saamaugaÌ jaao ]%padna pìkyaa tqaa saovaayaoaMkao gaàhkaoM tk<br />
phu^caanao tqaa p`dana krnao mao madtgaar saaibat haotI hao ÈjaOsao<br />
kI AaTa ³Agar baokrI vyavasaaya hao tao«kpD,ao,sao maOla inakalanao vaalaa<br />
pdaqa- ³Agar Daya i@lainaMga ka vyavasaaya hao tao«tqaa poTao/la<br />
³T^@saI«tqaa zokodarI vyavasaaya ³zaosa kayaao- ko inaimat « È Agalao pnnao<br />
kI saUcaI Aapkao madtgaar saaibat haoMgaI È<br />
iksaI #aasa ]%padna tqaa soavaaAaoMko Ô[ka[- ibaËI ka maulyaÕ jaananao ko<br />
ilayao doi#ayao kI Aapnao kula ]%padna mualya kao #aasa ]%padna tqaa<br />
soavaaAaoMko [ka[- ibaËI ]%padna maulya sao ivaBaajana ikyaa hO yaa nahI È<br />
]dahrNa ko ilayao Agar Aapnao 5 ilaTr iDTrjanT- kI SaISaI $30 maoM<br />
#arId laI jaao AaOsatma ek kmaro ko ³[ka[- ibaËI«safa[- ko ilayao<br />
25ima laITr lagatI hO ¸AaOr 5 ilaTr kI SaISaI wara eosao AaOsatma<br />
200 kmaro saaf haoMgao ³[ka[- ibaËI«tqaa ³[ka[- ibaËI ko maulya ko<br />
ilayao hmao $30 kao 200 sao ivaBaajana krnaa haoMgaa tao yao $0.15<br />
³yaa 15 saonT« [ka[- ibaËI ka maulya p`tIt haoMgaa È<br />
[-sa Baaga ko gaiNat saU~ao ko ilayoa ÔCaoTo karaobaairk gaiNat Saas~<br />
puistka <strong>Reconxile</strong> website:www.reconxile.org<br />
sao mau@t mao Da}na laaoD, kr sakto hO È<br />
- 36 -<br />
p`yaaoga 26:<br />
maora maaisak kula Acala maulya :<br />
³ kula maaisak Acala maulya Pa`yaaoga 25 sao «<br />
F ………….………<br />
Pirvat-naIya maulya kI<br />
saUcaI<br />
Pirvat-naIya<br />
maulya<br />
kImat<br />
t<br />
AaTa³5k.g ba^ga« $ 6<br />
baocao hue<br />
[ka[-<br />
30<br />
saamaugaÌËkccaamaala<br />
zokodar<br />
#apt<br />
[ka[- ibaËI ka maulya<br />
40.20<br />
Qyaana idijayao :A@sar do#aa gayaa hO ik maulya ka<br />
qaaoD,a ihssaa Acala Ëisqar maulya ka haota hO tao<br />
qaaoD,a ihssaa pirvat-naIya maulya sao imalata hO È Aap<br />
caaho gaàhkaoMkao ]%padna Ësaovaayao p`dana kr rho hao<br />
yaa nahI Aapkao ibajalaI ka #acaa- donaa Ainavaaya- hO<br />
¸prMtu jaba Aap gaàhkaoMkao ]%padna tqaa saovaayao<br />
p`dana krto hue Aapko #aca- maoM baZM,aotrI id#aayaI<br />
dotI hO È ]da: Ba+I AaOr maSaIna calaanaao ko ile<br />
ibajalaI ka #acaa-<br />
sarlata sao do#aa jaaya tao Agar Aapka #acaa-<br />
tulanaa%mak nyaunatma hao toa ]sao Acala maulya tqaa<br />
pirvat-naIya maulyaao mao sao iksaI ek sao jaaoDkr<br />
p`stut kr sakto hO ³ijasa p`kar ka maulya<br />
AiQaktr hO vaao do#ato hue maulya kao sqaaMnaatrIt<br />
kr sakto hO« taik Aapka ihsaaba iktaba sahja<br />
tqaa Aasaana hao sako ÈprMtu Aapka maulya ka<br />
AakDa baDI saM#yaa maoM hO toa saBaI maulyaaoM kao ]icat<br />
jagah pr Alaga Alaga ivaBaaijat krnaa Ainavaaya-<br />
haoMgaa È kaOnasaa #acaa- iksa saMsaaQana ko karNa huAa<br />
haoMgaa yao samaja laonaa ja$rI hO È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
[ka[- maulya ko ka^lama kao jaaoD, do taik saaro saUcaIyaaoMkao jaaoD,kr kula<br />
AadSa- [ka[- inaQaa-rIt hao jaayao È<br />
Agar Aapnao saamaanya pirisqatIyaaoMmao [ka[- ]%padna tqaa soavaaAaoMko ilayao<br />
haonao vaalao #acaao- kao igana ilayaa hao tao dusaro Sabdao mao [ka[- iktnaa #acaakrvaatI<br />
hO ¹tao Aapkao A@sar<br />
Asaamaanya tqaa gaD,baD,I pOda<br />
haonaovaalI karaobaarIk Avasqaako baaro<br />
Pàyaaoga 27: AadSa- pirvat-naIya maulya<br />
mao sacato rhnaa hO ijasako<br />
pirNaamasva$p Aapko p`stut pirvat-naIya maulyaaOM kI saUcaI kImat<br />
p`yaasaaoMkao CaoD,kr nayao isaro sao<br />
Sau$ krnaa ]icat haoMgaa ³maanavaI<br />
galaityaaoM tqaa ~uiTyaaoM ko karNa<br />
#arabaI ¸]ma` kI Avasqaa¸maaOsama tqaa<br />
laaogaao kI ]dasaInata¹]da.Da[-<br />
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ivhMga laayasaoMnsa tqaa Anya …………………………<br />
icajao«ÈAapko [ka[- maulya ko …………………………<br />
vaastivak AakD,aoMko ilayao Aapkoa …………………………<br />
maulyaaoM ka<br />
AavaSyak hOÈ<br />
samaayaaojana krnaa …………………………<br />
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[-sa pìkyaa kI sarlata ko ilae<br />
inanmailai#at carNa kro :<br />
…………………………<br />
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1. saamaanya isqatI maoM 100 [ka[ka<br />
]%padna tqaa saovaayaaoMkI pìkyaa<br />
kao saamaanya isqait maoM [ka[pirvat-naIya<br />
mualya ³I«100 sao guaNaa<br />
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ikijayao<br />
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2.Anaumaana lagaa[-yao iktnao<br />
100[ka[- #araba tqaa baocanao ko<br />
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isqatI maoM na hoanao sao ]sao saamaanya …………………………<br />
100 [ka[- sao GaTa idijayao ÈAba<br />
Anaumaana lagaa[-yao 100 mao sao iktnao<br />
[ka[- ibaËI ko ilayao yaaogya hOO<br />
³G«<br />
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-37 -<br />
Pàyaaoga 28:<br />
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ibaËI ko<br />
yaaogya [ka[-<br />
………<br />
….<br />
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Mmaora AadSa- Ô[ka[- ibaËI maulya haoMgaaI<br />
[ka[- ibaËI maulya<br />
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I ………….………<br />
daihnao trf ko ka^lama Pàyaaoga 27 kao jaaoD,kr kula<br />
AakDa, imalaoMgaa
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Anya karNa caaho sMapUNa-ta:AMtraYTI/ya sva$p ko hao jaOsao<br />
garIba ivaVaiqa-yaaoMko Anaupat maoM mauFt maoM skUla yaaid<br />
sauivaQaaÈtqaaip yao ja$rI hO ik G ka^lama ka maulya hI<br />
Aapko ilayao 100 [ka[- maoM sao Ôibaka}Ó[ka[- maanao<br />
jaayaoMgao @yaaoMik Aapkao #araba tqaa #asaaoT ko maala maulya<br />
ka karNa AMtra-YTI/yaËraYTIya/ haoÂhr hala maoM vao Aapko<br />
ibaka} ]%padna tqaa saovaayao nahI khlaayaoMgaoÈ<br />
3.p`qama carNa maoM inaQaa-rIt saaO [ka[- ko maulya<br />
³H«ka ivaBaajana AcCo tqaa ibaka} 100 [ka[- sao<br />
kro³G«ijasa maulya kao hmanao dusaro carNa maoM inaQaa-rIt<br />
ikyaa qaa jaao vaastivaktasao imalata jualata [ka[- maulya<br />
kha jaayaoMgaaÈ<br />
daihnao trf ko baa^@sa kI madt laokr AaMkD,ao kI gaNanaa<br />
kroÈAba Aap Òmaaisak pirvat-naIya maulyaÓ inaQaa-rIt kr<br />
payaoMgao³V«Aba vaastivak [ka[- maulya kao ³X«kao<br />
maaisak ibaËI kI maa~a sao gauNak ikijayao jaao mualya Aapnao<br />
pnnaa ËMmaak 33³Q«sao inaQaa-rIt ikyaa hO È<br />
yao bahaot mah%vapUNa- hO ik Aap saarI maulyaaoM pr Qyaana do<br />
¹Acala maulya tqaa pirvat-naIya maulya ¹ijasa maulyaaoMkao Aap<br />
najarAMdaja kraoMgao vahI pr Apnao vyaaparIk AQaptna kI<br />
Sau$vaat haoMgaI È Aama taOr pr hma vyaaparIk<br />
gaitivaiQayaaoMko purk tqaa kayama r#anaovaaloa maulya¸ iksaI<br />
saMsaaQana tqaa saamaugaÌ kao badla donao mao laganaovaalaa maulya ¸kanaunaI<br />
salaah ka mualya ¸saurxaa Ëibamaa ko #acao- ¸baajaar tqaa iva&apna<br />
maulya¸ ]%padna tqaa saovaayaaoMmao CUT donaa ¸ #araba hue ]%padna<br />
tqaa soavaayaaoMkao najarAMdaja kr doto hO Èyao hmaoSaa sao laaBadayak<br />
hO ik Aap AaMkD,aokao baar baar jaaÐcaoÈ ³Aapnao daostao kI madt<br />
lao «taik Aap kuC Baula na jaayao ¹Agar Aap kuC maulya Baula<br />
jaayao tao maulyaaoM kao AVtna kro tqaa Aagao baZ,oÈ<br />
Aba Aap Acala maulya³F« kao pirvat-naIya maulya<br />
³V« sao jaaoD,kr saMcaalana mualya inaQaa-rIt kro<br />
¸<br />
- 38 -<br />
Pàyaaoga 29:<br />
100 ekk M ]%padnaËsaovaayao p`dana krnao ko<br />
ilayao maora AadSa- maulya :<br />
H (100 x I) ………….………<br />
pnnaa Ë.37 inaQaa-rIt kI hu[-<br />
100ekk maa~a sao maorI ibaka}<br />
]%padnaËsaovaayaaoMkI maa~a³ijanhkI pUrI pUrI<br />
ikMmat hmao imalaoMgaI «:<br />
G ………….………<br />
yao AakD,a p@kI taOr pr gaitivaiQayaao sao jauD,I<br />
]pja tqaa PaOdavaar kI pìtSattaÓ<br />
X (H ÷ G) ………….………<br />
H &G ko AakDo, yaha^ sao imalaoMgao<br />
V (X x Q) ……….………<br />
X ka maulya pnnaa Ë.33 sao imaMloagaa<br />
Pàyaaoga 30:<br />
naaoT` : p`%yaxa ]dahrNa ko<br />
ilayao Agalaa pnnaa doi#ayao<br />
É..>>><br />
Mmaora maaisak saMcaalana mualya :<br />
C (F + V) ………….………<br />
Pàyaaoga Ë 29 pr 30 V imaMlaogaa tqaa F: pnnaa<br />
Ë.36 sao imaMloagaa
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
laaBa yaa<br />
³hanaI «<br />
Aba ek mah%vapUNa- prIxaa donaI<br />
haoMgaI @yaa AapkI karaobaarIk<br />
saaoca saMBava hO ®Aapko<br />
namaunaonausaar Aap Alaga Alaga<br />
tukD,ao kaoM ]icat jagah jaaoD,<br />
payao taik saMpUNa- naumanaa tOyaar<br />
hao È<br />
³Qyaana ri#ayao Saayad Aapkao namaunao ko pUva- lakD,I kI<br />
CaoTI¹CaoTI capD,I BaI kaTnaI pD,o«<br />
Aapka ÔsaMcaalana laaBaÕ (P) sao inaQaa-rIt haoMgaa kI<br />
AapkI karaobaarIk saaoca vaastivak maoM saMBava hO @yaa<br />
¹AapkI maaisak Aaya ka AaMkD,a (R) Aapko<br />
maaisak saMcaalana maulya sao kma haoMgaa¸¹Aapko maaisak<br />
Aaya ka AaMkD,a (R)ilaijayao AaOr maaisak saMcaalana<br />
maulya sao GaTayao (C)AaOr inaQaa-rIt maulya kaO daihnao<br />
baa^@sa maoM ilai#aya (P=R-C)<br />
Agar Aapka javaaba AiQak saM#yaa maoM haoMgaa tao AapkI<br />
SaU$vaat AcCI zhroMgaI È laoikna kovala AkolaI AiQak saM#yaa<br />
hI ]%tr nahI ¹AapkI laaBa kI r@kma sao Aapka kjao- ka<br />
Baugatana tqaa ³dusaro Ainavaaya- #acao- jaao samast jamaapUÐjaI ko<br />
byaaja sao jauD,o hao «yao saaro #acaao- ka Baugatana ÔsaMcaalana laaBa<br />
Wara puro haonao caaihyaoÈ<br />
Agar Aapka javaaba kma AakD,aomaoM rhoMgaa tao Aapkao hr trh<br />
ko ya%na sao Aapko #acaao- kao kma krko Aaya kI maa~a baZ,anaI<br />
Ainavaaya- haoMgaa È<br />
Pirvat-naIya maulyaaoM ka ]dahrNa :<br />
-39 -<br />
Pàyaaoga 31<br />
maora maaisak saMcaalana laaBa :<br />
P (R - C) ………….………<br />
R Aapkoa pnnaa 33 tqaa C Aapkoa pnnaa 38sao imalaoMgao<br />
laaBa<br />
³bacat«<br />
Baugatana<br />
pUÐjaI inavaoSa<br />
bacat<br />
hmaaro ibaiskIT fa^@TrI maoM ³AcCo tqaa #araba« ibaiskTaoMka ]%padna Saulk 2.3 saonT ³$0.023) kccao maala<br />
kI laagat ko Anaupat inaQaa-rIt ikyaa gayaa [samao ¸[MQana tqaa zoko sao r#ao hue kamagaaraoM yaadI #acao- samaaivaYT hO È<br />
p`%yaok 500 ibaiskTaoMko ]%padna maoM sao AaOsatma 15 ibaiskTsa TuTI fUTI Avasqaa mao haoto hO ³ek 20 ibaiskTaoMka T/o<br />
«p`%yaokI 50 ibaiskT`sa jala jaanao sao ¸dao p^ksa ³10 ibaiskTaoMka « p`%yaokI 40 p^@sa baocanao ko phlao hI baasaI hao<br />
jaato hO È<br />
matlaba p`%yaok 100 ibaiskTaoM ka kula imalaakr maulya ¸$2.30 (H)maoM sao AaOsatma 3 TuÐT jaato hO ¸2 jyaada jala<br />
jaato hO¸ AaOr 5baasaI hao jaato hO ³Agar hma gaiNat Saas`~ sao do#ao tao« pirNaamasva$p isaf- 90 ibaiskT`sa ibaka}<br />
haoto hO (G)Agar AcCo 90 ibaiskT`sa banaanao kI laagat ¸$2.30 haoMgaI tao vaastva maoM ek ibaiskT ]%padna maulya<br />
$2.53(X).hma 10 ibaiskT`sa sao Baro 900 p^k kI ibaËI hr maihnao krto hO ³9000 ibaiskT`sa) gaaOrtlaba hO<br />
ik hmaar pirvat-naIya maaisak maulya ¸$2.30 [tnaa haoMgaa È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
sqaaipt tqaa<br />
Sllagat pàaMrBaIk raSaI maulya sss Ë<br />
laagat raSaI<br />
³kjaa-«<br />
kmasao kma Aapka maaisak<br />
saMcaalana laaBa [tnaa kafI<br />
haonaa caaihyao kI Aapko<br />
sqaaipt mualya ko sva$p maoM<br />
ilayao hue kjao- kI maaisak<br />
iËst Baugatana raSaI tqaa<br />
samast jamaaÐpUjaI tqaa<br />
pàrMiBak maulya pr caZ,I byaaja kI raSaI kI maa~a (A) [%yaaid<br />
ka Baugatana kr sako . tao [sakI vaastivakta maa~a iktnaI<br />
haonaI caaihyao ®<br />
Aapko ]zayao huyao kjao- ka Baugatana bahaotsao icajaao pr inaBa-r haota<br />
hO ¹ Aapnao iktnaI r@kma ]Qaar laI hO ¸kha^ sao ]Qaar laI hO<br />
¸Aapka byaaja dr iktnaa hO AaOr AapkI donao kI pQdtI kOsaI<br />
haoMgaI AaOr AapkI donao kI maa~a iktnaI haoMgaI È<br />
Agar [-sa maaga-dSa-na puistka ka AQyayana Aap p`qama kr rho hao tao<br />
maumaikna hO ik Aapkao saaro savaalaaoM ka javaaba nahI imala payaoMgaa ¹pMrtu<br />
Apnao par ikyao hue maulaBaut carNaaoMkI madt sao hma iËyaa%mak dRiYTkaona<br />
inamaa-Na krnao mao saflata payaoMgao È<br />
Aapkao phlao samaJanaa haoMgaa kI Aapko karaobaar kao Sau$ krnao ko ilayao<br />
sqaaipt tqaa pàaMrBaIk maulya (A) kjao- ko sva$p ]zanaa pDo,gaa È<br />
Aapko sqaaipt tqaa pàaMrBaIk maulya Ë laagat raSaI maoM dao icajao<br />
samaaivaYT hO : Aapka sqaaipt maulya ³gat p`yaaoga ko daOrana hmanao yao maulya<br />
inaQaa-rIt krnaa isa#aa qaa « AaOr Aapko karaobaar kao calaanao ko ilayao<br />
jabatk Aap gaàhkaosao Aapnao ]%padna tqaa saovaaAaoMko badlaoo Baugatana<br />
panao maoM saxama nahI haoto tba tk laganao vaalaa pàMriBak mualya Âtqaa Aapko<br />
karaobaar maoM lagaayaa huAa³ Acala maulya «AaOr karaobaarIk gaitivaiQayaaoMko<br />
ilayao ³pirvat-naIya maulya«<br />
sqaaipt tqaa pàaMrBaIk maulya Ë laagat maulya inaQaa-rIt krnaoko ilayao 3<br />
mau#ya tukDaoM kao jaaoD,nao kI AavaSyakta hO ¹]nhmao saoo dao tukDo<br />
hmao AQyaaya 4maoM imala jaayaoMgao ÂAapkI kula sqaaipt tqaa kul<br />
pàaMrBaIk maulya ³S«tqaa Aapko gaàhkaoMwara ]%padnaËsaovaayao<br />
p`dana krnao ko badloa imalanaovaalaI Baugatana raSaI kI p`qama pàiPt<br />
kI AvaiQa ³T«jaao³maihnaaoMMmao«iganaI jaayaoMgaI ¸ itsara tukD,a [-saI<br />
Pàyaaoga wara inaQaa-rIt huAa maaisak saMcaalana maulya³C«hO È Aba<br />
AapkI sqaaipt tqaa pàaMrBaIk maulya (A) ko ilayao Aapko<br />
maaisak saMcaalana maulya³C« kao AapkI gaàhkaoMsao imalanoavaalaI savap`qama<br />
Buagatana raSaI kI AvaiQa jaao ³T«³maihnaao tqaa maihnaaoMko<br />
idnaaoM mao iganaI jaayaoMgaI « gauNak krko ¸ daonaao maulyaaoMkao Aapko<br />
laagat raSaI ËmualyaaoM sao jaaoD idijayao ³S« È A=C ×T+S<br />
ÈAapko karaobaar ko ilayao daihnao Aaor ko baa^@sa maoM ilai#ayao È<br />
- 40 -<br />
k<br />
jaa-<br />
Pà`yaaoga 32:<br />
sqaaipt tqaa pàaMrBaIk maulya<br />
sqaaipt tqaa<br />
]pkrNa<br />
PàiSaxaNa<br />
Bavana<br />
Agar AapkI Aaya kI gait iQamaI pìtt haotI hao<br />
tao ³pnnaa Ë .21« ]da:Aaya kI maa~a kao<br />
]Baarnao ko ilae k[- maihnaao ka kalavaiQa<br />
Apoixat hO ¹@yaaoMik AapkI saaocaI hu[- inaQaa-rIt<br />
sqaaipt tqaa pàaMrBaIk maulya sao Aapka<br />
vaastivak sqaaipt tqaa pàaMrBaIk maulya kafI<br />
baD,a hao sakta hO tqaa AapkI pàrMiBak Aaya<br />
]sao pUra nahI kr payaoMgaI Aapko Baugatana raSaI ko<br />
p`qama pàiPt kI AvaiQa jaao³maihnaaoMMmao«iganaI<br />
jaayaoMgaI ]sao Apnao sqaana p r r#a do taik hmao<br />
ivaBaajana samatla ibaMdU imala sako ³pnnaa Ë<br />
.42doi#ayao «<br />
pàqaimak saMcaalana<br />
mualya<br />
kayaa-invat<br />
PihlaI Baugatana kI raSaI imalanaotk maoro gaitivaiQayaaoMko<br />
ilayao iktnao raSaI kI ja$rt pD, saktI hO :<br />
C x T ………….………<br />
C mualya Aapkao pnnaa Ë.38 tqaa T mualya pnnaa<br />
Ë.29 imala jaaayaoMgaa<br />
A CxT+S ………….………<br />
]prao@t CxT AaOr S mualya Aapkao pnnaa Ë.29<br />
imala jaayaoMgaa
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
ivaSva ko garIba raY/Takao A@sar kjao- kI ~aasadI ka saamanaa<br />
krnaa pDta hO tqaaip yaha^ pr CaoTI pUÐjaI ka<br />
[Mtjaama hao pata hO ³doi#ayao piriSaYT« yao Aapkao<br />
laGau Qana raSaI³saaQaarNa sao³ US$200« ]icat k-jaa<br />
byaaja ³saaQaarNa sao 40%«sao qaaoDo samaya ko ilayao do<br />
doMgao saMixaPt kalaavaiQa ko ilayao È Aapkao raSaI ka<br />
Baugatana koilayao 8 hPto imalaoMgao³]sa kalaavaiQa mao<br />
Aapkao gaàhkao Wara p`qama Buagatana imalanaa AinavaayahO<br />
«pa^ca samaana maaisak iËstaoM mao ,p`%yaok iËst<br />
byaaja<br />
saaQaarNa: Aapko laagat maulyaËSaulkka ek caaOqaa[ihssaa<br />
haoMgaa È<br />
byaaja<br />
[saI p`kar laGau Qana raSaI ko tht Aapka karaobaar<br />
saMBaMva hao sakta hO È Aapka maaisak laaBa raSaI<br />
sqaaipt tqaa pàaMrBaIk maulya ËSaulk ko ek caaOqaa[- ihssao sao<br />
baZ,kr haonaI Ait AavaSyak hO È saaQaarNa isqatI maoM eosaI<br />
AadSa-pUNa- Sau$vaat do#aayaI nahI dogaIM eosaI halat maoM hmao lakD,I<br />
ko CaoTI CaoTI icapD,IyaaoMkao kaÐTkr ]icat sqaanaaoM mao ifrsao<br />
jaaoD,nao kI caoYTa krnaI haoMgaI È<br />
cailayao pholaIyaaoMko saaro tukDo, ek sqaana pr<br />
laakr jaaoD,nao ka p`yaasa kro È<br />
pholaIyaaoMko saaro tukDo, jaaoD,to hue hmaara<br />
ekhI laxya haoMgaa kI ek sqaana AapkI<br />
maaisak laaBa raSaI (P) sqaaipt tqaa<br />
pàaMrBaIk maulya ËSaulk (S) ko ek<br />
caaOqaa[- ihssao sao baZ,kr hao¹eosaI isqatI maoM hmao<br />
eosaa ivaklp imala jaayaoMgaa ijasasao hma sqaaipt<br />
tqaa pàaMrBaIk maulya aËSaulk (S)GaTakr<br />
AapkI maaisak laaBa raSaI (P) baZ,ato<br />
jaayaoMgao Èifr hma Apnao maaisak laaBa raSaI ko<br />
baZ,nao ko Wara hmao AapnaI ]%padna<br />
ËsaovaayaaoMko ilayao AcCI Aaya sao (R) ApnaI<br />
gaitivaiQayaaoMko #acao- kma krto hue(V<br />
)karaobaarIk #acaao-(F) pr AMkuSa lagaanaa<br />
saMBava hao jaayaoMgaa È<br />
-41 -<br />
gaàhkaoMkoa]%<br />
padna tqaa<br />
saovaayaaaoMkao<br />
p`dana krnao<br />
Wara imalanao<br />
vaalaa SaIGà<br />
BauRgatana<br />
Ä<br />
Mmaa~a<br />
× kImato<br />
sqaaipt tqaa p`aaMrBaIk maulya Ë<br />
laagat raSaI<br />
Aapka karaobaar<br />
M maaisak #acao-<br />
Mmaaisak Aaya<br />
saamagaÌ<br />
zokodar<br />
#apt<br />
vaotna<br />
ikrayaa<br />
saovaayao<br />
i<br />
Baugatama<br />
Baugatana<br />
Baugatana<br />
Baugatama<br />
Baugatana<br />
Baugatana<br />
M maah 1<br />
maah 2<br />
pÐUjaI inavaoSa<br />
bacat<br />
Bagatama<br />
]pkrNa<br />
PàiSaxaNa<br />
Bavana inaMmaa-Na
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Aba tk Aapko pasa hr ek gaitivaiQa tqaa tqyaaoM ka ivaBaajana huAa<br />
haoMgaa ¸Aba Aapkao ek ek saUcaI kao laokr ]nho iksa p`kar sao<br />
baohtrIko ilayao sauQaar sakto hao [saka AQyayana krnaa ja$rI hO È<br />
inanmailai#at carNaaoM ko sahaya%ta Aap yao kr sakoMgao :<br />
1.Aaya (R)kI baZ,aotrI ko ilayao Aapko ]%padna ËsaovaayaaoMkao jyaada<br />
maa~a maoM baocanaa yaa ifr AiQak kIMmatao mao baocanaa yao ivaklp saMBava hO È<br />
yaa ifr saaooicayao Aap jyaada ga`ahkaoMkao kOsao tqaa iksa p`kar sao<br />
AakiYa-t kr sakto hao È Aapko ]%padna ËsaovaayaaoMkao gaàhkao ko ibaca<br />
jyaada maulyavaana tqaa pìtiYzt iksa p`kar p`diSa-t ikyaa jaa sakta hO<br />
taik gaàhk Aapko ]%padna ËsaovaayaaoMkao mÐauh maaMgao kImatao pr #arIdnao<br />
kao tOyaar hao jaayao È ³tqaaip Aapka inaYkYa- maako-T AnausaMQaanaa%mak<br />
AQyayana ko Anausaar hao)<br />
2.kImataoM kao kma krnao ko ilayoa Aapko ]%padna ËsaovaayaaoMkao<br />
(V)]%padna iËyaa maoM nyaunatma #araba ]%padna kI inaima-tI hao yaa ifr<br />
kamagaaraoMkI xamata baZ,ato hue ]%padna Saulk kma krnaa³]%padna<br />
pìkyaa ko daOrana nyuanatma samaya kao laokr AiQaktr ]%padna<br />
ËsaovaayaaoMkao p`dana kranaa «yaa ifr AapUit- tqaa saamuaga`I kI #arIdarI mao<br />
BaarI CUT kI maaÐga kr ]%padna Saulk GaTanaa È<br />
3.yaa ifr Aap karaobaar kI Avasqaa kao isqar r#ato hue kovala<br />
sqaayaI kamagaaaraosao ]%padna krvaayao ikrayao sao makana tqaa karaobaar ko<br />
ilayao jagah ka ivaklp cauinayaoo tqaa AiQak mahoMgao ]pkrNaaoM ka cayana na<br />
kro AaOr ]%padna pìkyaa saoo pUrk na haonao vaalaI hr ek gaitivaiQayaaoMkao<br />
Tala do È<br />
4.Aapka sqaaipt tqaa pàqaimak maulya tqaa Saulk kI maa~a (S)kao<br />
nyaunatma r#anao ko ilayao Aap nyaunatma k-jaa ilaijayao tqaa ]pkrNaao kao<br />
nayaa #arIdnao ko bajaaya ]samao du$stI kr ]sao ]pyaaoga mao laokr Aa[-yao<br />
È kamagaaraoMkao saBaI ja$rtao ka pìSaxaNa do ³Aapka ]_oSa ]nhsao<br />
]icat kama inaklavaanaa yahI hao «AaOr sabasao mah%vapuNa- Aapko gaàhkao<br />
Wara pàPt haonao vaalaI p`qama Baugatana raSaI tqaa Aapnao ilayoa hue\ kjao-<br />
kao caukanao Baugatana kI AvaiQa kma sao kma hao È<br />
- 42 -<br />
Pàyaaoga 33:<br />
Aap kaOnasao ivaklpaoMko Wara :<br />
AapkI Aaya(R) baZ,a sakoMgao ®<br />
………………………………………<br />
…………………………………<br />
………………………………………<br />
………………………………………<br />
………………………………………<br />
……………………………<br />
kImataoM kao kma krnao ko ilayao Aap @yaa kraoMgao (V) ®<br />
……………………………………<br />
……………………………………<br />
……………………………………<br />
………………………………<br />
kImato tqaa laagat kma krnao kI karaobaarIk isqar (F)<br />
pìkyaa iksa trh kI haoMgaI ®<br />
…………………………………<br />
……………………………………<br />
……………………………………<br />
……………………………………<br />
sqaaipt tqaa pàqaimak maulya aËSaulk (S)kao kOsao GaT,ayaa<br />
jaayao ®<br />
……………………………………<br />
……………………………………<br />
…………………………………<br />
iSaGà Baugataana raSaI kOsao pàPt hao sakoMgaI ®<br />
………………………………………<br />
……………………………………………<br />
……………………………………………<br />
Aitir@t pnnaao ka ]pyaaoga kro È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
yao saarI baato Qyaana maoM r#ato hue ifrsao iganatI krto hue AapkI<br />
kImato nyaunatma r#ao ¸saBaI pìkyaa ]icat samaya pUrI krnao maoM sacaot<br />
rho ¸]Qaar laonaa tqaa ]pkrNaaoM tqaa maSaInaaoMkao turMt marmmat krto<br />
hue ¸AavaSyak icajao tqaa saamuaga`aI kao hI kovala #arId lao tqaa<br />
kayama sva$PaI kamagaaraoMkao tqaa BaaD,o ko kma-caarIyaaoMkao hI kama<br />
pr lagaayao È hmao ]mmaId hO ik jaba tk Aap CaoTI CaoTI tukDao<br />
kao laokr ApnaI jagah pr jaaoD, nahI doto tba tk Aap inarMtra<br />
p`yaasa kroMgao È<br />
pholaI ka ek mau#ya tukDa, hO¸jaao Aapko karaobaar kao saMBava<br />
kroMgaa tqaa yao inaiScat kroMgaa kI eosaI maU#ya kÐujaI jaao Aapko<br />
karaobaar kao inayaimaat ivaVmaana saMBava tqaa saflata Aaid ko<br />
pìt AaSvast r#aoMgaI ¸ijasao ÔivaBaajana samatla ibaMdÕu kha gayaa hOÈ<br />
ivaBaajana samatla ibaMdÕu ijasasao saaro gaitivaiQak #acaao- tqaa kjaokI<br />
raSaI ko Baugatana ko ]prant inaQaa-rIt ikMmatao pr isqar<br />
nyaunatma ]%padna tqaa saovaayaaoMkI ibaiË maa~a inaQaa-rIt kr sako È<br />
ivaBaajana samatla ibaMdu kao inaQaa-rIt krnao ko ilayoa Aapkao<br />
vaastivak pirvat-naIya [ka[- mualya (X)kao ibaËI kIMmatao (W)sao<br />
GaTa do<br />
taik Aap samaja sako kI ibaËI kIMmatao sao Aapko iktnao maaisak<br />
#acao- tqaa maulya cauka pato hO È[sa AakD,o kao Acala maulya sao<br />
ivaBaaijat krto hue Aba Aap samaja payaoMgao kI Aapkao iktnaI<br />
maa~a maoM ibaiË krnaI haoMgaI [sao kjao - kI Baugatana raSaI sao<br />
ivaBaaijat krko Aagao Aap inaQaa-rIt kr payoaMgao kI Aapkao kjaokao<br />
caukanao ko ilayoa iktnao maa~a maoM ]%padna tqaa saovaayaaoMkI ibaËI<br />
Ainavaaya- hO È daonaao AakDMao kao imalaakr Aapkao laagat raSaI sao<br />
iktnaI kula ³samaaMtr«maaisak ibaËI krnaI haoMgaI Èp`yaaoga Ë 34<br />
doi#ayao È[sa AakDaoMkao do#anao ko pScaat Aap samaja payaoMgao kI<br />
Aapka karaobaar tqaa vyavasaaya vaastivakta mao saMBava hO yaa nahI È<br />
[-sa Baaga mao kI gayaI saaro pirklanaËiganatI ko AaQaar sao hma<br />
vaastivakta maoM saMBava vyavasaaya pOda kr sakoMgao Èhma Agalao<br />
AQyayana kI Aaor mauMDogao ȳAapkao saaro pirklana kao ek baar<br />
daobaara jaaÐcanaa haoMgaa taik Aap inaiScat hao sako tqaa Agar khI<br />
kao[- baohtr laaBa imalanao kI gauMjaa[-Sa hao tao Aap samaayaaojana kr<br />
sako «Agar Aap pholaI kao saulaJaanao mao #audkao Asafla pato hao tao<br />
kRpyaa p`yaaoga 2 kao daohrayao tqaa vyavasaaya ko ilayao Anya<br />
ivaklpaoMka caunaava krnao ka p`yaasa kro È<br />
-43 -<br />
Pàyaaoga Ë 34 maoro laagat Saulk ko samaya maora<br />
ivaBaajana samatla ibaMdu @yaa haoMgaa:<br />
ekk ibaËI ko ilayao iktnaI raSaI #aca- krnaI pD,ogaI ¹ ekk<br />
ibaËI maulya ¸]samao sao vaastivak ekk maulya kao GaTa idijayao :<br />
(W¹X)<br />
Y ijW¹ X« Ä<br />
……….………<br />
pnnaa Ë.33 sao W tqaa pnnaa Ë.38 sao X do#aoMgao<br />
maorI maaisak isqar caalau dr kao pUra krnao ko ilayao iktnaI maa~a<br />
maoM ibaËI krnaa AavaSyak hO ®<br />
M= (F÷ Y ) =<br />
pnnaa Ë.36 sao Ftqaa ]prao@t Y<br />
hr maihnao maoro kjao- kI Baugatana raSaI iktnaI haoMgaI ®<br />
L= (A÷ 4) Ä ……….………<br />
pnnaa Ë.40 sao A AapkI Baugatana raSaI Agar pihlaosao tya kI<br />
gayaI hao tao bahI raSaI kao yaha^ pr ila#ao ®<br />
ApnaI maaisak Baugatana kI r@kma Ada krnao ko ilayao mauJao iktnao<br />
]%padna tqaa soavaaAaoMkao baocanaa ja$rI hO ®<br />
N= (L÷ Y ) Ä ……….………<br />
L tqaa Y ka maulya yaha^ sao imaMlaogaa<br />
Aapko kjao- ko Baugatana ko samaya Aapk samaaMtr ibaMdu @yaa tya<br />
haoMgaa ³M+ N«<br />
B=³M+ N« Ä ……….………<br />
M tqaa N ka maulya yaha^ sao imaMlaogaa<br />
naaoT`sa : pnnaa Ë 21do#akr Aapko p`%yaaSaa iba ËI ko ivakasa ka<br />
Anaumaana lagaa[-yao ³p`Sna 4 p`yaaoga Ë 13 sao«tqaa AapkaivaBaaajana<br />
samatla ibaMdu inaQaa-rIt ikijayao ³Qyaana ri#ayao Apnao B kIo maa~a sao<br />
maulyaaoM kao prava-tIt krnaa mat Bauilayao « Agar p`qama ibaËI ko<br />
]prant Aapka ivaBaaajana samatla ibaMdu ek sao Anaok baar inaQaa-rIt<br />
haonao jaa rha hO tao AapkI sqaaipt tqaa pàrMiBak raSaI<br />
samaayaaoijat krnaI haoMgaI ³pnnaa Ë 40 doi#ayao «satk-ta ko ilayao<br />
Aapkao Tko jagah ga`ahkaMokao ]%padnaËsaovaaAaoMkao p`dana krnao tk<br />
ka samaya M³]prao@t«laonaa hO È Agalaa p`yaaoga na,kd saMcarNa raSaI<br />
ko baaro mao hmao maaga-dSa-na kroMgaa
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
ivai
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
Aapko pUva- ikyao huyao p`yaaogaaoM maoM samaaivaYT tqaa Aapko wara pUNa- ikyao<br />
hue p`yaaogaaoMka sadBa- loakr yao pìkyaa Aap sahjatasao kr sakoMgao È<br />
AapkI karaobaarIk yaaojanaayaaoMka ek ihssaa Aapko ]pkrNa tqaa<br />
]nhmao badlaava ko ilae baohtr ]pkrNaaoM ka caunaava [sa p`kar kI saBaI<br />
pUrk gaitivaiQayaaÐ BaI samaaivaYT hOȳpnnaa Ë 4 karaobaar ka inayaaojana«<br />
yao ek saamaanya samaya sao PaUva- kI yaaojanaa hO @yaaoMik Aapko karaobaar Aba<br />
tk pàqaimak str pr isqat hOOÈprMtu iksaI BaI pUÐjaI lagaanao vaalao ko ilayao<br />
yao ek mah%bapUNa- savaala hOOOÈ @yaaokI yao bahaot mah%bapUNa- hO ik @yaa Aapko<br />
]pkrNa AaOVaoigak karrvaa[- ko ilae idGa- samaya tk pUrI trh svasqa<br />
rhogaoM yaa nahI yao inaiScat krnao maoM sahaya%ta imalatI hO takI karaobaar mao<br />
lagaa[- hu[- raSaI ka Baugatana inaiScat samaya hao sako È tqaa ]pkrNaaokao<br />
badlanao tqaa AVavat krnao ko samaya tk puranao ]pkrNaaoMka Aiqak%ma<br />
]pyaaoga haokr ]saka maulya SaUnya tk GaT jaayao eosaI yaaojanaa banaanaI<br />
pDoMgaI Èyao hmaoSaa sao hI dyananaIya isqatI hO jahaÐ<br />
pr ]pkrNaaoMka Ait mah%vapUNa- tqaa ]pyau@t<br />
PaUrjao kI AapUtI- samaya pr na haonao ko karNavaSa<br />
Sau$vaatI ko pihlao hPto mao hI karaobaar zPp<br />
haonao kI gaujaaM[Sa haoo È<br />
saamaanya isqatI mao Agar ]pkrNa ka [stomaala<br />
sqaaipt maulyaao ko Baugatana tk BaI izk zak<br />
calata rho tao BaI BaivaYya mao ]pkrNaaoM kao<br />
badlanaoko ilae hmao raSaI ka p`baMQa krnaa<br />
Ainavaaya- hO AaOr BaivaYyakalaIna ]pkrNaao ko<br />
ilayao puna:inavaoSa raSaI ka p`yaaojana laaBa raSaI sao<br />
imalanaa ]icat ivaklp haoMgaa ³]pkrNaaoko pun:<br />
inavaoSa ko ilayao saalaao saala raSaI ka p`baMQa<br />
krnaa«È taik Aitir@t Qana ka inakasa na hao È<br />
[saI p`baMQa sao jauD,a p`yaaoga daihnao baajua ikyaa gayaa<br />
hO [sasao Aapkao ]icat idSaa maoM saaocanao kI pòrNaa<br />
imalaoMgaI È ³inayaimat sva$p maoM puna:inavaoSa raSaI<br />
ka p`baMQa krto rho taik baDI, maa~a maoM Aitir@t<br />
Aaya ka inakasa na hao « saMyaM~ tqaa ]pkrNaaoko<br />
mau#ya Baagaao kI saUcaI banaa do tqaa ]nho badlanao ko<br />
ilayao tqaa AVavat krnao ko ilae Aapko pasa<br />
kaOnasaI inayaaoijat yaaojanaa tqaa ]plabQa raSaI kI<br />
maa~a namaUd kroÈ<br />
jaba Aap yao p`yaaoga kr cauko hao tao AapkI laaBa<br />
raSaI jaaÐca lao tqaa p`yau@t AvaiQa ko AMdr<br />
kmaayaa huAa laaBa samast #acaao- kao cauka panao mao<br />
saxama hO yaa nahI jaana ilaijayao È<br />
-45 -<br />
Pàyaaoga 36<br />
]pkrNaao tqaa ]pkrNaao kao AVavat tqaa badlanao kI yaaojanaa<br />
]pkrNa tqaa AVavat<br />
]pkrvNaaoM kI saUcaI<br />
……………………<br />
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kalaavaiQa<br />
tqaa<br />
]pkrNaaoMkI<br />
pirisqatI<br />
.<br />
…………<br />
.……….<br />
…………<br />
.……….<br />
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.……….<br />
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.……….<br />
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.……….<br />
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.………<br />
….<br />
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badlanao kI<br />
vajah<br />
………….<br />
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Mmaulya kao AaÐknaa<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
6.Aba Aap karaobaarIk hao cauko ®<br />
saaro p`yaaoga kao saulaJaato hueo Aap yaha^ tk phuca cauko hao tao Aapkao<br />
iËyaaSaIla haonao ka samaya Aa gayaaÈ Aba Aapkao karaobaarIk inayaaojana<br />
pìkyaa kao iËyaa maoM Zalanaa hO È taik Aapnao Aama%saat ikyao hue saaro<br />
p`yaaoga vaastivakta mao, Aapko wara iËyaa%mak haonao kI saMBaavanaa jaaÐca<br />
lao®<br />
karaobaar kI Sau$vaat yao ivaSvaasa sao baZa,yaa huAa ek kdma hO prMtu<br />
[sakI vaastivakta gaMBaIr hO È[sa ivaYaya pr cacaa- krnao sao kao[- laaBa<br />
na haoMgaa yaVaip yao Aagao kdma baZ,anao ka samaya hO Ècailayao pàqa-naa<br />
pUva-k kdma ]zayaoÈ È<br />
yaad ri#ayao hma Aapko ilayao inarMtr pàqa-naÐayao krto hO taik Aap<br />
saflata payao AaOr yao samaya Aapko ilayao A%yaaiQak AaiSaYaaoMka tqaa<br />
Aapko pirjana¸daostao ¸tqaa kilaisayaa ko ilayao fladayaI samaya hao È<br />
yao puistka sao Aap AaSaa krto hO ik AQyayana ko PaScaat Aap<br />
safla karaobaar kr sakaoMgao AaOr yahI sahI hOÈprMtu [-sa baaro mao jaanakrI<br />
Anya puistka maoM ]plabQa hO Èhmanao jaanabauJakr yao puistka saMixaPt<br />
r#aI hO taik nayao karaobaar kao Sau$ krnaovaalao vyaaparI kao Dr na lagao<br />
¹tqaaip Aapka karaobaar kI Sau$vaat haonao ko pScaat Aapkao<br />
bahatosaI baato jaananaI haoMgaI È[sa pr hmanao CaoTIsaI puistka ila#aI hO<br />
Òpào%saaiht tqaa pòrk piva~ Saas~ pr AaGaairt laGau karaobaar ka<br />
pìSaxaNaaÓ<br />
taik ijanhaonao ibalakula nayaa karaobaar Sau$ ikyaa hO ]nho maaga-dSa-na<br />
imalao Èijanhaonao karaobaar kI Sau$vaat tao kI hao pr ABaI tk ]prao@t<br />
CaoTI puistka ÒAapko CaoTo karaobaar kao calaanaaÓnahI pZ,I ]nhko<br />
maaga-dSad-k hotU inanmailai#at carNa p`stut hO È<br />
1.Aapko inajaI Qana raSaI tqaa karaobaarIk Qana raSaI ko ibaca<br />
gaD,baDI mat ikijayao È<br />
2.Aapko karaobaar kao calaanao ko ilayao na,kd Ainavaaya- hO¹karaobaar<br />
ko maailak haonao ko naato Agar Aapkao vyaapar maoM samaaivaYT jamaa<br />
pÐujaI kI A%yaavaSyak hao tao kovala laaBaaMSa sao raSaI kao inakaloa<br />
¹ bailk Apnao saMcaalana maulya sao kdaip raSaIo na ]zayao È<br />
3.Aapko karaobaar ka ijaivat rh panaa Aapko gaàhkao pr inaBa-r<br />
hO ]nhsao hmaoSaasoahI Aadryau@t cyavahar kI Aadt Dala do È<br />
- 46 -
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
4.Aapko karaobaar mao p`qama sqaana prmaoSvar kao idijayao ÈSaOtana hmaoSaa<br />
sao hI prmaoSvar kao Aapko karaobaar sao baahr inakalanaa caahoMgaa<br />
tqaaip Aapko karaobaar ko p`baMQak tqaa inado-Sana kI Dao,r<br />
prmaoSvar ko haqaao mao saaoMp idijayaoÈ<br />
5 Aapko saaqa prmaoSvar kI ]pisqatI hmaoSaa banaI rho AaOr prmaoSvar<br />
Aapsao hmaoSaasao hI sa,MtRYT rh payao [isakarNavaSa naOitk maulyaao<br />
kao Apnao karaobaar mao p`qama sqaana doo È<br />
H hma prmaoSvar pr ibaSvaasa krto hO<br />
6. Aapko kma-caarIAaoMsao sammaanapUva-k poSa Aayao È]nho gairbaI sao ³baakI saaro na,kd doto hO «<br />
]Baarnao kI kaoiSaSa kro  ]nhkao ]icat vaotna do È<br />
AmaorIka kI baaolaI<br />
7. Aapka Òp`kma saMcarNaÓtqaa AapkI AVtna yaaojanaa kI madt sao<br />
hma p`stut samaya pr @yaa kr rho ho tqaa hma Aagao @yaa krnaa<br />
caahto hO yao spYT hao jaayaoMgaa Èhma saBaI ko ilayao prmaoSvar ko pasa<br />
ek yaaojanaa hO yao samaja ilaijayao È<br />
8. Aapka ivaitya ivavarNa Aaja ko idna tk AVtna kro¹taik<br />
karaobaarI laaBa kI saMBaavanaa kao hma Avagat kr sako È<br />
9. hmaoSaa Aapko laaBaaMSa raSaI ka ihssaa AaQauinak ]pkrNaaoM<br />
tqaa saMsaaQanaao kao #arIdnao maoM #aca- ikijayao tqaa ga`ahkaoMkao<br />
AakiYa-t krnao vaalao ivaklpaoMik #aaoja krnao ko ilayao raSaI<br />
ka ]pyaaoga kroo È<br />
inanmailai#at piriSaYYTaoMkI madt sao karaobaar ka inayaaojana tqaa kjao-ko wara<br />
sqaaipt maulya kao pàPt krnao ko baaro mao saaoicayao<br />
1. puistka maoM p`kaiSat Sabdaqa- saUcaI ¹tqaa pirklana³ihsaaba jaaoD,nao« ko ilae<br />
AxaraoMka ]pyaaoga ikyaa gayaa hO È<br />
2. ivakasaSaIla doSaao mao saMBaavya karaobaar kI saUcaI ¹maulaBaut<br />
karaobaar kI saUcaI<br />
3. saovaaAaoMko ]dahrNa ¹AQyayana 4 sao piZ,yao<br />
4.QFD ─gauNaa%mak kaya-xamata aCaoTo karaobaar ko ilayoa ¹ek sahayyak kaya-p`NaalaI<br />
ijasasao hmao ]%padna ËsaovaaAaoMkao baohtr banaanao maoM madt<br />
imalaoMgaI È<br />
5.ivaitya s~aot¹Aapko [laako mao ikna ikna s~aotaoM War Aapkao karaobaarIk<br />
sqaaipt maulya imala panaoMkI saMBaavanaa hO È<br />
6.karaobaar ka inayaaojana ¹ sqaaipt maulya kao pàPt krnao ko ilayao<br />
Aavaodna p`NaalaI ka inayaaojana kro È<br />
Page | 47
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
7. SabdsaUvaI<br />
A<br />
Puaistka mao p`yaaoga ikyao gayao Sabd tqaa vaNa-maalaayaaoMkI saUcaI<br />
Sabd Pannaa ËMma<br />
ivaVapna ¹laaogaaoM kao Apnao ]%padna tqaa saovaaAaoMkI<br />
jaanakarI donaa<br />
sqaaipt maulya ¹jaba tk Aapka karaobaar maunaafa<br />
nahI kmaata tba tk karaobaarIk Sau$vaat tqaa<br />
gaitivaiQayaaoMko ilae A%yaavaSyak maulya<br />
B ivaBaajana samatla ibaMdu¹maaisak ibaËI kI<br />
nyaunatma maa~a jaao karaobaarIk hanaI kaoo p`itbaMiQat<br />
krtI hO<br />
na,kd saMcarNa ¹karaobaar mao inavaoSa ik hu[- vaastivak<br />
jaavak ³baahr jaanaovaalI«tqaa Aavak raSaI³AMdr AanaovaalaI<br />
PàityaaogaI ¹gaàhkaoMkI ja$rtao kao Puara krta huAa<br />
dusara vyaaparI<br />
C saMcalana maulya¹karaobaar mao lagaa p`stut Qana tqaa gait<br />
ivaiQayaaoMmao #aca- haonao vaalaa Qana<br />
F<br />
G<br />
- 48 -<br />
Sabd Pannaa ËMmaak<br />
22 N ivaBaajana ibaMdu ka ihssaa ijasamao<br />
kjao- kI raSaI samaaivaYT hO ¹kjao- kI Baugatana raSaI k<br />
43<br />
caukanao ko ilayao Aitir@t maaisak ibaËI kI<br />
maa~a<br />
40 PàËma saMcarNa¹Sau$vaat sao laokr Amt<br />
tk saarI gaitivaiQayaaoMka samaUh<br />
43 PàËma carNa ¹p`%yaok kaya- tqaa<br />
gaitivaiQayaaÐ jaao ]%padnaËsaovaaAao<br />
p`dana krnao mao pUrk saaibat hao<br />
44 P laaBa ¹saaro #acaao- ko pScaat haqaao mao<br />
bacanao vaalaI raSaI<br />
18 Q ibaËI kI maa~a¹maaisak ]%padnaËsaovaaAao<br />
kI ibaËI saM#yaa<br />
31 R AamadnaI¹ ]%padnaËsaovaaAao kI ibaËI sao<br />
maaisak inayaimat $p sao imalanaovaalaI raSaI<br />
M<br />
gaàhkaoMkI $pro#aa ¹Aapko saMBaavya gaàhkaoM kI 17 S sqaaipt maulya¹karaobaarIk gaitivaiQayaaoMkI<br />
ica~sadRSya $pro#aa<br />
Sau$vaat krto samaya laagat saamaugaÌ<br />
jaOsao AaOjaar tqaa ]pkrNa<br />
Acala maulya¹karaobaar mao ivai
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
I AadSa- pirvat-naIya maulya ¹kula AcCo tqaa ibaka}<br />
]%padnaËsaovaaAao ka maulya<br />
Page | 49<br />
37 V Pirvat-naIya maulya ¹Aapko karaobaar<br />
kI maa~a ko Anaupat mao badlanao vaalao #acao-<br />
Aaya ¹AamadnaI 10 saMBava maulya ¹ pàaPt isqait maoM<br />
karaobaarIk laaBa kI SaaSvatI<br />
hanaI ¹?Na saM#yaa maoM laaBa haonaa Aaya sao baZ,kr #acao- 32 Apvyaya tqaa #asaaoT ka maala¹]%padna<br />
ËsaovaaAaoka ihsaa jaao baokar tqaa baocanao<br />
laayak na rha hao Saayad xaitga`t tqaa<br />
pUranaa hao gayaa hao<br />
baajaar AnausaMQaanaa%mak AQyayana ¹vaastivak saMBaavya g<br />
gaàhkaokI saaoca tqaa ja$rto<br />
baajaar ihssaa¹ baajaar ka iktnaa saMBaavya<br />
AMSa Aap Apnao kbjao mao lao sakto hao<br />
M ivaBaajana ka samatla ibaMdu kjao- kI raSaI<br />
samaaivaYT nahI ¹<br />
karaobaarIk ivaBaajana samatla ibaMdu mao kjao- kI<br />
raSaI samaaivaYT nahI<br />
17 W ibaËI kI kIMmat¹]%padna<br />
ËsaovaaAaoka [ka[- ibaËI mualya kI inaQaa-rIt<br />
ibaËI ikMmat<br />
21 Y yaaogadana¹ Acala maulya ko pìt [ka[ibaËI<br />
mualya ka yaaogadana<br />
43<br />
34<br />
31<br />
36<br />
33<br />
43
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
ivakasaSaIla doSaaoM mao saflata sao kaya-rt haonaovaalao karaobaar<br />
inanmailai#at saUcaI mao ila#ao gayao karaobaar Saayad Aapkao laaBadayak nahI hao tqaaip hmaara maula ]_oSa hO ik Aapkao #audka manapsaMd karaobaar ka<br />
caunaava krnao kI idSaa imalaoÈ<br />
baokrI gaubbaara ]Da,na pqa saaolaar vaa^Tr ihTr<br />
kok tqaa ibaiskTaoMkI dukana saaOdya- p`saaQana pvana ca@kI<br />
Baaojana p`baMQak vaoba Dovhlapr baZ,[-igarI ËbaZ,[-<br />
Gar tqaa kayaa-layaaoMkI safa[- ilanaao tqaa fSa- kI AapUtI- Ct Dalanaa tqaa maMca paD, ka inamaa-Na<br />
maalaI QvanaI ko ]pkrNaaoka ikrayaa saoMkoTrIya ejaoMsaI<br />
AiBavaadna kaD- banaanaa ivaityaËvyaaparI salaahgaar dugQaao]%padna ¹ dUQa¸icaja¸dhI ]%padna<br />
fla tqaa sabjaIyaaoMkao baocanaa ]pcaar icaik%sak ËmaailaSa` vaastuiSalpkar¸savao-xak¸vaastu kI<br />
iksaana ³f,salao tqaa<br />
krnaa ËpOraoM kI do#aBaala $pro#aa banaanaovaalaa<br />
maSaIna ko Aitir@t kla¹ kpD,ao kI Qaulaa[- tqaa [strI<br />
pSausaMvaQa-na « pUrjaaoM kI ibaËI kI saovaayao ]plabQa krvaanaa<br />
maQauma@#aI ka C%ta tqaa samaacaar p~¹pi~kaeÐË BartI ejansaI<br />
maQau kI ]pja ka vyaapaar ivaVapna kI saovaaÐyao sTaovh banaanaa<br />
[-To banaanaa panaI ka prIxaNa paosTraoMkao rMganaa<br />
Ta[-lsa banaanaa yaa~aËsafarI ka p`baMQa krnaa #aolaao ka pìSaxaNa donaa<br />
kpD,o isalaanaaËbanaanaa fnaI-car kI marmmat inajaI ËpazSaalaa maoM iSaxak<br />
baaiTk karaigarËkpD,ao kao sau#aanaa gaaolf kaossaosa panaI pr pàiËyaa<br />
kmaPyauTr kI marmmat isaMcaa[- [,MjaIinayar baaorvaola kI #auda[- krnaa<br />
kaga,ja banaanaa saurxaarxak yaa~````à iqayaoTr<br />
kar kI marmmat tMbaU tqaa macCrdanaIyaa^ banaanaa pihyaaovaalaI kusaI- ka inamaa-Na krnaa<br />
T^@saIja` caTa[-ËgaailacaaoMkao banaanaa i#aDikyaaoMkao rÐganaa<br />
vaahna calaanoaka pìSaxaNa rÐganaaËsajaanaa iSat poya banaanaa<br />
icanhao ËsaMkotao ko paosTr ila#anaa kIDo makaoDo kao maarnaovaalaI dÐvaayaoË QauAaÐrnaa fina-car ka puna: Barna krnaa<br />
vaahnaaoM kao ikrayao pr donaa faoTaogàafI SaadI saMBaaraoh ka p`baMQa<br />
eAr kMiDSana ËpM#aao ka ikrayaa [osa ËkpDa,o pr iDJaa[-na dfna ivaiQa ka p`baMQa krnaa<br />
plaaMT tqaa ]pkrNaaoMka ikrayaa imai+ ko bartnaËgaihnao kI banaavaT krnaa i#alaaOnao banaanaa<br />
baccaaoM kI do#aBaala krnaa iTvhI Ë ibajalaI ko ]pkrNaaoMkI du$stI saabauna ka ]%padna<br />
- 50 -
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
baalaaoMka p`saaQana krnaa k^fo tqaa Baaojanaalaya calaanaa<br />
maaomabatI ka inamaa-Na<br />
saD,kaoMkI marmmat maala<br />
]trvaanaa yaa gaaodama kI sauivaQaa kailana<br />
baunanaa<br />
]dahrNaa%mak saovaayao p`yaaoga 4<br />
ko ilayao<br />
Pàikyaa carNa baohtr p`dSa-na<br />
]%saah sao gaa`hkaoMka<br />
svaagat ikijayao<br />
Tobala ka caunaava kro<br />
kro<br />
Aapko vyajanaaoMkI<br />
#ya,aisayat bataa[-yoao<br />
Page | 51<br />
Aasana pr baOzto hI<br />
iSaGa`ta sao jala pana<br />
ka p`baMQa kro<br />
manacaahI jagah tqaa<br />
Tobala idlaa do<br />
icajaaoË vyajanaaoMkI kao<br />
yaad ri#ayao<br />
garma taOilayaa<br />
tqaa qaMDo icajoa<br />
saamanao r#aoo<br />
pMsat AanaovaalaI jagah<br />
tqaa saMgaIt doo<br />
blaak baaoD- ka [stomaala<br />
kro<br />
jagah ]plabQa nahIo #aod vya@t<br />
kro maaFI maaÐgao kla Aanao kI<br />
sallaah do<br />
Baaojanaalaya mao jagh ]plabQa hO<br />
AcCa samaya ibatanao ko<br />
i layao AcCI jagah do<br />
]plabQa nahI<br />
kma-caarI tqaa<br />
hunnar<br />
sahjata tqaa<br />
saaOjanyapUNa-<br />
vyavahar ka<br />
p`dSa-na kro<br />
#aaV icajaao ko<br />
baaro mao ]%saah sao<br />
baaoilayao<br />
laaogaoMa ka ]%saahsao svaagat kro<br />
AarxaNa ko Tobalaao kao CaoD,kr<br />
caunaava kro<br />
]pirqat ga`hkaoka AarxaNa hO®<br />
Mmaonau poSa krto hue Aaja ka<br />
#aasa vyaMjana bataayao pìtxaa kro<br />
saarI Aa^D-r kao [k{a laon jaayao<br />
vyajaMnaao ka caunaava haonao tk<br />
pMsadIda poya praosao<br />
Pàyaaoga 4 mao saovaaAaoMko Anaupat maoM ]%padnaaoM ko<br />
]dahrNaaoM kao jyaada samajaayaa gayaa hO È<br />
rsaao[- maoM vyaMjanaao kao tOyaar r#anao ka<br />
[-sa Baaga mao hma saovaayao ]plabQa krnaovaaloa karaobaar pr Qyaana dogaoM È AaD-r doto hI SaIt poya ko pUtI- kI<br />
jaaÐca ikijayao<br />
yao Baaga saovaaAaoMko saMbawIt karaobaar kao ]jaagar kroMgaa È<br />
baulaavaa Aato hI SaÌGa`ta sao jaa[-yao<br />
do#aa jaayao tao saovaayao p`dana krnaokI pìkyaa ]%paadna pìkyaa kI ]saI Tobala pr Qyaana r#ao<br />
tulanaa maoM A@sar laicalaI haotI hO¸ tqaa [nhkI p`ikyaa ka<br />
tOyaar haoto hI #aanaa SaIGa`ta sao praosao<br />
saMkrNa tqaa gatI hmaoSaa sao hI ja$rtao kao do#akr badlaI<br />
baayaI Aaor sao PlaoTao kao ]zayao tqaa<br />
jaatI hO a saaqa hI saovaayao p`dana krnao kI pìkyaa mao Alaga Alaga<br />
#aanao ko baaro mao puCtaC ikijayao<br />
gaitivaiQayaaoMka tqaa iËyaaAaoMka samaavaoSa haota hO È[saka baD,a<br />
ivanama`tasao pOsao tqaa ibala ]zayao<br />
karNa yao BaI hO ik saovaayao p`dana krnao kI pìkyaa samast<br />
jamaa¹PaUÐjaI sao baaiQat nahI haotI ¸[isailayao gaàhkaoMko ja$rtao nausaar [nhka [stomaala krnaa Aasaana hao jaata hO<br />
Ètqaaip pìkyaa kao yaaojanaabaw do#anaa hmaaro ilayao ivaSaala ]plabQaIyaaoMko dalana kao #aulaa kroMgaa tqaa hma<br />
baohtr trIko ka ivaklp gaàhkaoMkI ja$rtao nausaara caunakr pìkyaa maoM Zala do sakto hO taik hma eosao<br />
ivaklpaoMpr ApnaI najar r#ao jahaÐ pr hma pìtyaaogaI kao maat doto hue gaàhkaoMkao baohtr saovaayao p`dana krnao mao<br />
safla hao jaayao¸<br />
inanmailai#at ]dahrNa do#ao :<br />
AaOjaar tqaa<br />
AaOjaarË]pkrNa<br />
]pkrNa
ao<br />
kuSala vyavasqaapna<br />
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
gauNaa%mak kaya-xamata ka ivakasa ³QFD«CaoTo karaobaarsao saMbaMiQat<br />
p`yaaoga 3 mao hmanao do#aa ÔbaohtrInaÕ kI pirBaaYaa gaàhk iksa trh banaato hO dusaro Sabdao mao khaÐ jaayao tao<br />
gaàhkaoMko saaoca mao ÔbaohtrInaÕ ]%padna ËsaovaayaaoM ka p`maaNa iksa trh inaQaa-irt haota hO [saI idSaa maoM saaocato hue<br />
hmao baohtrta koa pUrk hr pìkyaa krko vaastivak gaàhkaoMkI ja$rtao ko baohtrIna tqaa gauNaa%mak djao- ko<br />
]%padna ËsaovaayaaoMkao p`dana krnao kI kaoiSaSa kro È<br />
³QFD« yao ek eosaa saaQana hO jaao Aapkao AiQak saUxmairtIsao hnao samaJanao madt kroMgaa¹[saka Aqa-<br />
gauNaa%mak kaya-xamata ka ivakasa :<br />
• gaàhkaokI pirBaaYaa nausaar gauMNaa%mak Ò]cca strÓko<br />
• kaya- p`NaalaI jaao Aapko gaitivaiQayaaoM ko carNa hO<br />
• tOnaat krnaa ³[sa saMdBa- maoM« saBaI gaitivaiQayaaÐ baohtr tqaa gauNaa%mak yao inaiScat krnaa<br />
inanmailai#at jaalaI kI AakRtI kI madt sao hma isa#aoMgao .inacao baayaI hat kI jaalaI :gaàhkaoko Anaok tqaa<br />
ivaivaQa ja$rtao koa dSaa-tI hO ¹]nhkI baohtr kI pirBaaYaa¸ ]prI jaalaI dSaa-tI hO ik ]%paadna ËsaovaayaaoM<br />
saMbaMiQat AapkI saarI kaya-p`NaalaI ka hr ek carNa baohtrta ka namaunaa hao ÈjaalaIyaaoMMmao dSaa-yao gayao caaOkaona<br />
AapkI kaya-p`NaalaI mao baohtrtaka p`maaNa doto hO tqaa AapkI baohtrta<br />
ko ilae Aapkao BaivaYya mao @yaa kdna ]zanao pD,ogoa [sao dSaa-to hOÈhma 3<br />
saaMkoitk icanhao ka [stomaala kroMgao :kod` ka icanha ka Aqa- [sa kayap`NaalaI<br />
ko carNa ko daOrana hmao AiQak maohnat laonao kI AavaSyakta hO<br />
taik hma gaàhkaokao baohtrIna ]%padna ËsaovaayaaoM<br />
p`dana krnao mao saxama hao OÈ i~kaoNa icanh dSaa-ta hO<br />
ik p`stut kaya-p`NaalaI pr kovala AMSatma maa~a<br />
mao Qyaana dokr hma gaàhkaoMkI ja$rtao kao pUra<br />
kr payaoMgao È gaaola icanh ka Aqa- i~kaoNa kI<br />
Anaupat maoM yao kaya-p`NaalaI mah%vapUNa- hO tqaaiPa yao<br />
koMd ko icanh kI kaya-p`NaalaI kma mah%vapUNa- hO È<br />
jaalaI ko AakRit ko Wara hma samaja sakoMgao kI<br />
hmaaro pìtyaaogaI sao baohtrIna ]%padna ËsaovaayaaoM kao<br />
p`dana krnao ko ilayao hmao kaOnasaI kaya-p`NaalaI kao<br />
kaya-rt krnaa ]icat haoMgaa È<br />
³QFD«pr AaiQak jaanakarI ko ilayao È<br />
www.tesseracts.comdo#ao<br />
- 52 -<br />
gaàhkaoMko pìt baohtr<br />
]%padna ËsaovaayaoM<br />
³p`yaaoga 2<br />
svaad mao AcCa ¹saugaMiQat svaad<br />
sao Bara<br />
snaOk ka ]icat Aakar na baD,a<br />
naa CaoTa<br />
mauÐh mao Da,lato hI kurkrua pr<br />
tukDoa,Mmao tuTta nahI haoto<br />
maoro paasa tqaasaBaI jagah ]plabQa<br />
mahoMgaa nahI ¹ maoM sasto mao #arId<br />
saktaa hU<br />
Gar jaOsaa svaad<br />
ibaiskITaoko AaTo mao icjaao ka<br />
ima~Na<br />
naap<br />
krnaa<br />
taolakr hr ek<br />
saamuga`I #arIdnaa<br />
AaTo kao fOlaakr ibaiskTaoMko<br />
AakaraoM mao kÐaTnaa<br />
ibaiskTaoMkoa Aaovhna ko<br />
To/<br />
pr r#akr saMokMnaa
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoabaar/Ëvyavasaaya<br />
ivaitya s~aot<br />
p``qama ivaitya s~aot AapkI M #audkI jamaa PaÐUjaI haooMgaI yaa ifr vaao jamaa<br />
raSaI jaao Aapko ]%padnaËsaovaaAaoMko ibaËI sao jamaa hu[- hOo Èdusara s~aot<br />
Aapko daostao tqaa pirvaarasaoM jamaa kI hu[- nakd raSaI È@yaaoMik A@sar<br />
ivakasaSaIla doSaao mao kjao- kI CaoTo raSaI ko ilae AiQaktma byaaja dr<br />
Aakara jaata hO yahI karaobaar ko Sau$vaat ko kuC maihnaao maoM bahaot<br />
baDo Aaiqa-k xatI ka karNa haota hO ÈgaaOrtlaba hO ik pirvaar tqaa<br />
daostao sao ilayaa huAa Qana kafI maa~a mao karaobaarIk saulaBata laata hO<br />
tqaa AapkI sauivaQaanausaar Aap QanaraSaI ka Baugatana kr sakto hO È<br />
dusara ivaitya s~aot ivakasaSaIla doSaao mao ]plabQa Alp bacat tqaa ?Na<br />
kI vyavasqaa ¸yao vyavasqaa ko AMtBau-t hmao BaarI byaaja dr donaa pD,ta<br />
hO¸]samao kao[- Cupa yaa Aitir@t dr nahI haota ³jaOsao ba^koa tqaa laGau<br />
ivitya saMsqaanaaoM mao haota hO «yahaÐ kmaa[- hu[- byaaja kI r@kma saamaaijak<br />
kayaao- mao #aca- haotI hO ÈjaanakarI www.vsla.net pr ]plabQa hO<br />
prMtu saaraMSa mao do#aa jaayao tao Alp bacat tqaa ?Na kI yaaojanaÐayao<br />
sqaainaya samuadaya tqaa ibaradrIko laaoga svaMya [-cCa sao ApnaI raSaI ka<br />
inavaoSa krto hue sqaaipt krto hO È tqaa haonaovaalaa laaBa hr ek<br />
saBaasadaoM ko ibaca baaÐT idyaa jaata hO È eosaI yaaojanaayao Apnaa kaya-karI<br />
maMDla sqaaipt krto hO ¸kjao- donao ko ilayao saMsqaa ko Sato- tqaa ]p<br />
inayama haoto hO tqaa Apnao tqyaao Anausaar vaao kjao- kI raSaI tqaa ivatrNa<br />
inaiScat krto hO È<br />
ba^kao sao kjaa- laonaa kzINa hao jaata hO @yaaokI ]nho CaoTo karaobaar kao<br />
k-jaa donao mao kao[- idlacaspI nahI haotI È<br />
pàqaimak ivaitya s~aot pirvaar yaa ifr #audkI jamaa pUÐjaI tqaa laGau<br />
]Vaoga ko ilae kjaa- ]plabQa kranaovaalaI saMsqaayao È tqaa eosao saMsqaayao<br />
hmaaSaasao hI garIbaaoMkao Qana ]plabQa kranao ka laalaca dokr ]nhka<br />
SaaoYaNa krto hue id#aa[- dotI hO Ètqaaip eosao bacat tqaa ?Na yaaojanaa<br />
pr BaarI saMcaalana p`Saasana ka b,aaoJa haota hO ijasako pirNaama sva$p<br />
AiQaktma byaaja dr haota hO È<br />
Aapko sqaainaya BaagaaoM mao kaya-rt laGau?Na tqaa bacat yaaojanaa kI<br />
jaanakarI hmaaro www.microfinanacegateway.org<br />
]plabQa hO È<br />
Page | 53
karaobaar kI yaaojanaa<br />
karaobaarIk yaaojanaa ek pRqak dstavaoja hO ijasamao Aapko karaobaarIk yaaojanaa ka sauspYT ivavarNa p`stut ikyaa jaata hO AapkI<br />
yaaojanaa ka sva$p tqaa ]sakI vaastivak saMBaavanaa ka ivavarNa idyaa jaata hOÈ<br />
iksaI BaI ?Na donaovaalaI saMsqaa ko ilayao yao dstavaoja mah%vapUNa- haota hO ¹ yaaojanaa kao jaaÐca pr#akr yaid yaaojanaa Baraosao maMd<br />
id#aayaI dotI hO tao vao inavaoSa pUro Aa%masaMtRiYT ko saaqa kr sakto hOÈprMtu yao dstavaoja hmao BaI ?Na Baugatana kI raSaI Ada krto<br />
krto hma khI kjaao- tlao dba na jaayao [sakI samaja hmamao ]%pnna hao jaatI hO È<br />
tqaaip ?Na donaI vaalaI saMsqaayao p`stut dstavaoja kI maaÐga kro na kro ¸hmao Apnao karaobaarIk yaaojanaa kI saflata pr pUra<br />
Baraosaa haonaa ja$rI hO ¸ eosaI yaaojanaa ijasamao hma ?Na ka Baugatana inayaaoijat kalaavaiQa maoM kr sakoMgao È<br />
Aagao ko 7 pnnaao pr Aapkao ApnaI karaobaarIk yaaojanaa inamaa-Na krnao ka Avasar imala payaoMgaa ¹yaa ifr maaga-diSaka maoM idyao hue<br />
saaro AQyayanaaoMkao [k{a krko karaobaarIk yaaojanaa ka inamaa-Na kro ¹Aba tk Aapnao saaro p`yaaogaaoMkao saflata pUva-k ikyaa hO<br />
[saka matlaba hO ik Aba AapkI karaobaarIk yaaojanaa tOyaar hOÈAapkao saaro p`yaaogaaoMkao samaoTkr ekhI kagaja pr kuSalata sao<br />
yaaojanaa p`stut krnaI hO È<br />
karaobaarIk yaaojanaayaaoMko pnnao pr Aapkao maaga-dSa-na puistka ka saMdBa- laoto hue jaanakarI kao Barnaa haoMgaa È hr pnnao ko inacalao<br />
ihssaao maoM isqat CaoTo kalao ba@sao kI madt sao Aapkao saMdBa- imala paayoagao È<br />
AiQak jaanakarI ko ilayoa hmaarI ibanaamualya vaobasaa[-T www.reconxile.com pr doM#ao È Aapko [stmaala ko ilayao maagadSa-na<br />
puistka kI na@kla Aap kr sakto hOÈ<br />
Business Plan – Page 1<br />
Qyaana idijayao ÁkRpyaa Aapnao karaobaarIk<br />
yaaojanaaAaoMko pìt hd sao jyaada Baraosaa mat<br />
ikijayao ÈAapkI yaaojanaa BalaohI saflata kI<br />
Aaor \[Saara krtI hu[- id#aayaI pDo, tqaaip<br />
]saI yaaojanaa ko Wara Aapkao Asaflataka<br />
saamanaa BaI krnaa pD,o jaOsao iksaI #acaao- ka<br />
AMdajaa galat haonaosao yaa ifr khI #acaao- ka<br />
yaaojanaa mao samaaivaYT na krnao sao yaa AamadnaI<br />
ko pìt jyaada hI Baraosao maMd rhnaosao Anya<br />
khI icajaaoM ko Wara È [saI karNavaSa ApnaI<br />
karaobaarIk yaaojanaa daostao tqaa pirvaar ko<br />
sadsyaao kao tqaa eosao vyi@t jaao AapkI<br />
yaaojanaayaaoMka ivaSlaoYaNa ka ijammaa ]zato hue<br />
baD,I saTIktasao hr ek ibaBaagaË]pivaBaaga<br />
kI jaaÐca pD,tala kr sako ]nho id#aanaa mat<br />
Bauilayao È [sa trh Aap safla karaobaar<br />
sqaaipt krnao mao pUrI trh saMtuYT hao jaayaaoMgao È
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
pUra naama<br />
karaobaar kI<br />
yaaojanaa<br />
inanmailai#at karaobaarIk yaaojanaa saMbaMiQat p`Snaao ko saMca kao pura krnao sao Aapkao #audka karaobaar sqaaipt krnao ko<br />
mah%vaPUaNa- inaNa-ya yaaojanaa AtMga-t- saiËya haonao ka Avasar pàPt haoMgaa tqaa Aap kI karaobaarIk naIMva saflata pr<br />
r#aI jaayaoMgaI È[sako Wara Aap eosao vyaaparIAaoMkI BaI madt kr payaoMgao ijanho karaobaar ko Sau$vaat ko ilayao sqaaipt<br />
mualya kI AavaSyakta hO ÈAiQaktma p`Sna laGau tqaa CaoTo karaobaar Ëvyavasaaya sqaaipt krnao maoM maaga-dSa-na krnaa È[sa<br />
puistka sao pUCo gayao hO Èyao puistka ibanaa Saulk Aapkao www.reconxile.com naamak vaobasaa[-T sao<br />
pàPt kr sakto hao È maaga-dSa-na puistka pr namaUd kalao ba@sao inado-iSat AMkaoMM sao saMbaMiQat pnnaao kI saM#yaa kao dSaa-to<br />
hO È<br />
saMpk- ko ilayao saMixaPt jaanakarI Pa%ta ……………………………………………………………………..<br />
SaOxaiNak pa~ta tqaa AnauBava<br />
yahaÐ AaOpcaairk SaOxaiNak pa`~ta AiBapòt<br />
nahI prMtu karaobaar sao jauD,a AnauBava ila#anaa<br />
ja$rI hO taik karaobaarIk gaitivaiQayaaoMko<br />
baaro mao Aapko ivacaar hma jaana sakoÈo<br />
inayaaoijat karaobaar ka saMixaPt baaOra<br />
Aapko karaobaar ka sva$p iksa trh ka<br />
haoMgaa ¸karaobaar ko ilae kaOnasaI jagah<br />
inayaaoijat kI jaayaoMgaI ¸ Aapka karaobaar<br />
@yaa kroMgaa ¸kaOnasao ]%padnaËsaovaayaaoMkao p`dana<br />
kroMgaa®<br />
karaobaar kI sqaapnaa krto samaya kao[- kanaUnaI<br />
Satao- kao pUra krnaa Ainavaaya- hOË nahI ®<br />
AaPa yao karaobaar @yaaoM krnaa caahto hao ®a<br />
Aap iksa trh Aapko karaobaar pìt<br />
ivaSvaasayaaogyata id#aayaoMgao tqaa Aap<br />
karaobaar sao Aapkao @yaa ]mmaIdo hO ®<br />
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dUrQvanaI Ë.……………………… [- maola ………………………………….<br />
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@yaa Aapnao ÔlaGau tqaa CaoTo karaobaar sao saMbaMiQat saBaI AQyayanaaoM kao pZ,a hO ® haÐ / nahI<br />
- 2 -<br />
14<br />
13
karaobaarIk saflata ko ilayao Aapko saaoca<br />
sao ]icat tqaa mah%vapuNa- GaTk kaOnasao hO ®<br />
kRpyaa AapkI saaoca ko Anausaar saflata<br />
paanao ko ilayao AavaSyak eosao GaTkaoMkI<br />
ivavarNaa%mak saUcaI banaa do<br />
Aapko karaobaar ko gaàhk iksa EaoNaI ko haoMgao<br />
®o<br />
Aapko ]%padnaËsaovaaAaoMko gaàhk iksa<br />
ivaSaoYa vaga- ka pìtinaiQa%va krto hO ¹vao iksa<br />
p`kar ko laaoga hO ¸]nhkI gaitivaiQayaaÐ iksa<br />
trh sao calatI hO tqaa ]nhkI ja$rto Aap<br />
iksa p`kar pUrI kr sakaoMgao<br />
baajaar maoM Aapko ]%padnaËsaovaaAaoMkI kula<br />
vyaaPtI iktnaI hO ®<br />
MsaMpUNa- ivavarNa ko saaqa ila#ao kI vaastva maoM<br />
laxya xao~ ËivaBaaga tqaa vyaaparI kI jagah<br />
kaOnasaI hO ³Aapko inayaaoijat karaobaar kI<br />
vyaaPtI tqaa laMbaa[- iktnaI fOlaI haoMgaIO<br />
ÈgaàhkaoMkI maa~a ¸AaOsatma iktnao samaya ko<br />
AMtrala sao vao Aapsao tqaa Aapko pìtyaaogaIsao<br />
]%padnaËsaovaaAaoMkao #arIdto hO<br />
baajaar maoM Aapko ]%padnaËsaovaaAaoMkao p`dana<br />
krnao vaalao iktnao mau#ya pìtspQaI- kaya-rt hO<br />
®<br />
saBaI pìtyaaogaI ¸tqaa ]nhkI<br />
]%padnaËsaovaaAaoMkI kIMmato @yaa hO tqaa<br />
¸]nhkI ]plaibQayÐaa gauNaa%mak<br />
kmajaaorIyaÐa¸maulya¸ivaSvasanaIyata¸ gaàhkaoMkI<br />
saovaa¸#yaait¸ iva&apna rNanaItI [%yaadI<br />
Business Plan – Page 3<br />
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pìtyaaogaI kIMmato ]plaibQayÐaa kmajaaorIyaÐa<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
AapkI pìtyaaoigata%mak rNanaItI iksa p`kar<br />
kI haoMgaI ®<br />
baajaar maoM iksa icaja ka vyaapar gaàhkaoMkao<br />
psaMd Aa rha hO tqaa ]nho lauBaa rha hO ®<br />
Aapko ]%padna ËsaovaaAaoMkao Apnao<br />
pìtyaaogaIsao BaI baohtr banaanao ko ilae Aapko<br />
pasa @yaa inayaaojana pìkyaa hO ®<br />
Aapko ]%padna ËsaovaaAaoMko baaro maoM gaàhk<br />
iksa p`kar jaana jaayoagao tqaa Aap iksa<br />
trh baajaar mao Aapko karaobaarkI pkD,<br />
majabaUt krnao maoM kaimayaaba hao jaayaaoMgao ®<br />
Aap baajaar ka iktnaa pìtSat ihssaa<br />
kaib,aja krnaa caahaoMgao ®<br />
@yaa Aapnao baajaar maMDI ka AnausaMQaanaa%mak<br />
AQyayana ikyaa hO ®<br />
kRpyaa saMixaPt maoM Aapnao ikyao hue gaa`hk tqaa<br />
pìtyaaogaIyaaoMko saMbaMiQat AnausaMQaanaa%mak<br />
AQyayana ka baaOra do<br />
jaOsao kI AapkI gaàhkao tqaa pìtyaaogaI<br />
vyaaparIyaaoko saaqa baaticat tqaa ivaivaQa laaoMgaao<br />
kI Alaga Alaga pìtiËyaa kao Aa%masaat<br />
krto hue iksaI zaosa inaNa-ya tk phÐucanao ko<br />
ilayao Aapkao maaga-dSa-na imalaa hao tao ®<br />
AapkI ibaËI kI iktnaI saMBaaivat maa~a<br />
Apoixat hO ®<br />
Aapka maulaBaut ibaËI [ka[- maulya @yaa<br />
haoMgaa tqaa AapkI ibaËI kI maa~a iktnaI<br />
haoMgaI ¸AarMBa ko CMh mahInaaoM tk AapkI<br />
]%padna ËsaovaaAaoMko kIMmato @yaa haonaI caahIyao<br />
®<br />
inayaaoijat Baugatana raSaI pàaPtI ko ilayao<br />
AapkI Sato- iksa p`kar kI haoMgaI ®<br />
iktnao AMtrala ko daOrana Aap gaàhkao sao<br />
Baugataana raSaI pàPt krnao kI Apoxaa r#ato<br />
hO tqaa AsaaQaarNa pirisqaityaaoMmaoM ]Qaar pr<br />
]zayao hue ]%padna ËsaovaaAaoMko Baugataana ka<br />
kalaavaQaI tqaa inaiScat Sato- @yaa hao saktI<br />
hO ® [sa pr jaanakarI p`dana kro ®<br />
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maulaBaut ibaËI [ka[- ………………………………………………..<br />
maah 1 2 3 4 5 6<br />
Mmaaisak ibaËI ……... ……... ……... ……... ……... ……...<br />
[ka[- maulya ……... ……... ……... ……... ……... ……...<br />
Aaya ……... ……... ……... ……... ……... ……...<br />
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AapkI ]%padna pìkyaa tqaa ]%padna<br />
ËsaovaaAaoMkao p`dana krnao kI pìkyaa tqaa<br />
pQdtI @yaa haoMgaI ®<br />
]%padna ËsaovaaAaoMkI ]%padna pìkyaa ka<br />
mau#ya p`kma carNa tqaa ]%padna ËsaovaaAaoMkao<br />
p`dana krnao ka mau#ya p`kma carNa @yaa haoMgaa<br />
®<br />
daihnao Aaor Aapko karaobaarIk<br />
gaitivaiQayaaoMkao pUrk eosao kao[- ivaiSaYT<br />
]pkrNa tqaa hunnar tqaa ivaSaoYa& kI<br />
ja$rtaoMkkI saUcaI banaa laoÈ<br />
Aapko karaobaar sao jauDoM mau#ya maanavaI saMsaaQana<br />
®<br />
Aapko karaobaar maoM Aapko mau#ya sahayyak<br />
vyai@t kaOnasao haoMgao ®<br />
vyai@tAaoMkI saUcaI tqaa ]nhkI karaobaarIk<br />
mau#ya BaUimaka kI saUcaI banaa do ³kmacaarI¸BaagaIdar¸zokodar¸salaahkar<br />
[%yaadI<br />
«]nhka AnauBava¸ivaSaoYata¸iSaxaNaÈ tqaa<br />
#audka naama saUcaI maoM samaaivaYT krnaa mat<br />
Bauilayao È<br />
hr kma-caarI tqaa maanavaI saMsaaQanaao ka maaisak<br />
Sualk tqaa vaotna ¸zokodarI ka #acaa- tqaa<br />
maulaBaut ibaËI [ka[- saMBaavyamaulya @yaa haoMgaa®<br />
Business Plan – Page 5<br />
p`kma carNa ]pkrNa kma-caarI tqaa kuSala karIgar<br />
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naama kaya- tqaa BaUimaka inapuNata ¸ AnauBava vaotna<br />
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AMdaijat kula maaisak vaotna Baugatana ko ilae ijammaodar ………..<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Aapko AapUit-kta- kaOna haoMgao ®<br />
Aapko ]%paadnaËsaovaaAaoMkI inarMtr ]%padna<br />
tqaa AapUit- ko ilae kccaa maala kha^ sao<br />
imalaoMgaa ®Aapko AapUit-kta- kaOna haoMgao ®<br />
iksa kIMmatao pr kccao maala kI AapUit- kroMgao<br />
]QaarI pr maala ]zanao kI Sato- @yaa haoMgaI ®<br />
Aakismat pirisqaityaaoMmao hmaaro pasa iktnao<br />
sahayyak tqaa sqaana loanao vaalao AapUit-kta-<br />
]plabQa hO ®<br />
Aapka karaobaar calaanao ko ilayao iksa p`kar<br />
kI jaga,h ¸sauivaQaayaaoM kI ¸]pkrNaaoMkI<br />
AavaSyakta haoMgaI ®<br />
karaobaar kao sqaaipt krnaoko ilayao AavaSyak<br />
saBaI puYT tqaa sqaayaI saMsaaQanaaoMkI saUcaI banaayao<br />
¹jaOsao f^@TrI tqaa CaoTI dukana ¸]pkrNa<br />
¸AaOjaar [%yaadI È<br />
hr ek isqar tqaa puYT saMsaaQanaao ko Aagao<br />
]nhko p`%yaok calanaSaIla pUrjaao kI isqatI ka<br />
ivavarNa kro ³tqaa saMsaaQanaaoMkao #arIdnaoka<br />
Saulk yaa ifr ikrae kI raSaI ka Baugatana<br />
iksa samaya krnaa hO yao namaUd kro «<br />
P³ #arIdI he ]pkrNa«yaa R³ikrayao pr<br />
ilayao hue ]pkrNa « pr Gaora banaayaoo<br />
inakasaËbadla donao ka Ëinakala donao ka<br />
inayama<br />
Aap ]pkrNaaoMkao inakala donao kI saMBaavya<br />
kalaavaQaI iksa p`kar tya kraoMgao®tqaa<br />
inakasa ko samayatk ]pkrNaaoMka mualya iktnaa<br />
Zh jaanaoMkI inayaaoijat yaaojanaa Aapnao saaoca<br />
r#aI hO È<br />
AapUit- AapUit-kta- kIMmato tqaa ]QaarI kI Sato- saahayyak Ë<br />
- 6 -<br />
sqaana laonoa vaaloa<br />
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sauivaQaaeÐ calanaSaIlata P³ #arIdI hu[-«yaa R³ikrayao pr<br />
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karaobaar kao sqaaipt krnao mao ikna saMsaaQanaao<br />
kI AavaSyakta haoMgaI ®<br />
sqaapnaa ko mau#ya carNaao tqaa kaya-p`NaalaI kI<br />
saUcaI banaa lao karaobaar ko ilayao inayau@t jagah<br />
¸inaima-tI ]pkrNa¸AaMrBa maoM ]%padna pìkyaa maoM<br />
[stomaala haonao vaalao kccao maala kI laagat¸kmacaarIyaaoMka<br />
pìSaxaNa¸ ?Na raSaI kao CaÐTnaa ¸<br />
AaPUit-kta- ka p`baMQa krnaa [%yaadI<br />
p`%yoak carNaaoM kI gaitivaiQayaaoM ko Aagao tarI#a<br />
tqaa inayat kaya- kao pUra krnao kI tarI#a<br />
¸kula laagat maa~a namaUd kro³]dahrNa ko taOr<br />
pr ivaiSaYT ]pkrNa kao #arIdnaokI tqaa<br />
ikrayao pr laonao yaa ]pkrNa kao kama maoM laanao<br />
ka vaOQaainak AiQakar pàPt krnao kI tarI#a<br />
yaa ivaVapna kao p`saarIt krnaokI tarI#a tqaa<br />
AaMrBaIk kccaa maala #arIdnao kI tarI#a<br />
ila#a Da,lao «<br />
ivavarNa hPtao tqaa sahmatI dSa-k itqaInausaar<br />
ila#anaa ]icat zhroMgaa<br />
sabasao inacao Aarixat sqaana pr kula maulya tqaa<br />
#acaa- ila#ao<br />
Aapko karaobaar sao jauD,o saMBaaivat p`mau#a #atro<br />
@yaa hao sakto hO ®<br />
karaobaar kao sqaaipt tqaa calaanao ko ilayao<br />
sabasao jyaada saMBaaivat #atra kaOnasaa ho ®<br />
karaobaarIk kiznaa[- tqaa saMBaavya #atraMo ka<br />
sva$p iksa p`kar ka haota hO AaOr iksa<br />
kaya-p`NaalaI kao ]pyaaoga maMo laato hue hma<br />
karaobaarIk #atraMo tqaa kiznaa[-yaaokao<br />
nyaunatma krto hue safla vyaapaar kr sakto<br />
hO O ®<br />
Business Plan – Page 7<br />
kaya- ËcarNa tarI#a maulya<br />
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AMdaijat sqaaipt maulya …………..<br />
mMau#ya #atro tqaa kiznaa[-yaaÐ kiznaa[-yaaoMko bauro p`Baavasao Ë saMBaavya #atraoMsao kOsao bacao<br />
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piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Aapka isqar tqaa Acala maaisak mualya<br />
iktnaa hO ®<br />
samaaivaYT #acaao- maoM vaotna¸ikrayaa¸dr<br />
¸vyaavasaaiyak Saulk¸ibajalaI panaI ka #acaa-<br />
¸[jaara Saulk ¹iksaI BaI p`karka Saulk jaao<br />
Aapko inayaimat karaobaarIk gaitivaiQayaaoMsao<br />
jauD,a hao ifr ]nh gaitivaiQayaaosao ]%padk<br />
inaima-tI hao yaa nahI ]nho isqar ËAcala<br />
maaisak maulya maanaa jaayaoMgaa<br />
daihnaI Aaor saamaanyatyaa maulya kao AaÐkarnao<br />
kI ³kalaavaiQa« tqaa maa~a iktnaI haoMgaI<br />
³kIMmat«pirNaamasva$p maaisak maulya iktnaa<br />
AaÐkara jaayaoMgaa<br />
saBaI ka jaaoD, krto hue inacalao inaQaa-rIt<br />
ir@t sqaanamaoM pirklana³ihsaaba« krko jaaoD,<br />
do È<br />
AiQak ivavarNa hotU laGau tqaa CaoTo karaobaar<br />
calaanao maoM maaga-dSa-k puistka ka AQyayana<br />
krnaa ]icat haoMgaa È<br />
Aapka [ka[- ibaËI pirvat-naIya mualya @yaa<br />
haoMgaa ®<br />
jaOsao zokodar ka #acaa- ¸AapUit-kta- [%yaadI<br />
¹saarI icajao jaao saIQaI taOr pr karaobaar<br />
saMbaMiQat saarI gaitivaiQayaaoMmao tqaa vaastivak<br />
gaàhkaoMkao ]%padnaËsaovaayao p`dana krnao mao<br />
saIQao taOr pr [stomaala kI jaatI hao È<br />
Aapko ilayoa iktnao [ka[- ka ]%padna krnaa<br />
saMBaMva hO tqaa ]%padna ka #acaa- iktnaa haoMgaa<br />
tqaa [ka[- kI kIMmat iktnaI haoMnaI caaihyao<br />
tqaa saMBaavya inaQaa-rIt [ka[- ]%padna kIMmat<br />
@yaa haoMgaI hO saBaI kao jaaoD,kr daihnaI<br />
AaorkI saUcaI ko Aarixat sqaanaao maoM ila#a lao<br />
È<br />
]samao ]%padna ka [ka[- mualya jaao inacaloa<br />
ihssao sao imala payaoMgaa ]sao jaaoD, idjaIyao tqaa<br />
]sa mualya kao Aapko saMBaavya ']pja' kI<br />
maa~aa ko Anausaar samaayaaoijat kro³]pja yaanaI<br />
100 M]%Paaidt [ka[- ko Anaupat maoM iktnao<br />
AcCo tqaa ibaka} [ka[- ka ]%Paadna hma<br />
kr sakoMgao jaao pìtSat maoM iganaa jaayaoMgaa «<br />
Acala tqaa isqar maulya ko GaTk kalaavaiQa kIMmat maaisak maulya<br />
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- 8 -<br />
kula maaisak AcalaËisqar mualya :<br />
pirvat-naIya mualya GaTk iktnao [ka[- ]%padna kr sakto hO kIMmat [ka[- maulya<br />
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kula [ka[- pirvat-naIya mualya …………..<br />
saMBaavya ]pja ³G%« …………..<br />
samaayaaoijat [ka[- pirvat-naIya mualya …………..<br />
35<br />
36<br />
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Apoixat laaBa tqaa ivaBaajana samatla ibaMdu<br />
Pairklana ³ihsaaba¹iktaba« hotU laGau tqaa<br />
CaoTo karaobaar calaanao maoM maaga-dSa-k puistka<br />
ka AQyayana krnaa ]icat haoMgaaÈ<br />
AapkI laagat raSaI yaaojanaa iksa p`kar<br />
kI hO ®<br />
Aapko karaobaar kI sqaapnaa ko ilae<br />
AavaSyak Qana raSaI kI $pro#aa yahaÐ pr<br />
p`stut ikjaIyao tqaa [-sao iksa p`kar AaÐka<br />
jaayaoMgaa®<br />
ivaivaQa ivaitya s~aotaoMkI $pro#aa p`stut kro<br />
tqaa Apoixat QanaraSaI kI maa~a namaUd kro È<br />
Aai#ar maoM saMBaavya AavaSyak ?Na raSaI kI<br />
maa~a tqaa ?Na raSaI Baugatana kI Sato-a kao<br />
namaUd kro È<br />
saMdBa-<br />
Aapnao Bautkala maoM iksaIsao ?Na ilayaa haoMgaa<br />
tqaa Aapko ipClao Baugatana ka AnauBava kOsaa<br />
qaa®<br />
karaobaar sao jauD,a Aapka ipClaa AnauBava<br />
iksa p`kar ka qaa ivaSaoYat:baajaar maMDI sao<br />
juaD,a®<br />
Aapko cair~ tqaa yaaogyata ka kqana donao kao<br />
tOyaar vyai@t ko baaro mao saUicat kro ®<br />
Business Plan – Page 9<br />
maaisak Apoixat laaBa : ………………….<br />
ivaBaajana samatla ibaMdu : ………………….<br />
Pirklana ³ihsaaba¹iktaba«ko ilayao iTPpNaI ila#ao :<br />
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38<br />
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19
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
Mmaah 1 Mmaah 2 mMaah 3 Mmaah 4 Mmaah 5 Mmaah 6<br />
43<br />
na,kd saMcarNa pUvaa-naumaana<br />
inayaaoijat, vaastivak inayaaoijat, vaastivak inayaaoijat, vaastivak inayaaoijat, vaastivak inayaaoijat, vaastivak inayaaoijat, vaastivak<br />
31<br />
ivaitya s~àot<br />
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daihnaI Aaor saBaI ivaitya s~aotaoM kI saUcaI<br />
banaa do ¸ijasamao ?Na raSaI ¸ibaËI ko maaQyama<br />
sao kmaa[- hu[- Aaya tqaa AapkI saaoca saooM<br />
karaobaar mao laganao vaalaI hr ek jamaa pUÐjaI<br />
ka samaavaoSa hao Èifr hr maah ko inayaaojana<br />
ka^lama mao ivaivaQa s~aotaoM ko maaQyama sao jamaa<br />
haonao vaalaI Apoixat Qana raSaI kI r@kma<br />
ilai#ayao tqaa inacao daonaao kao jaaoD, do È<br />
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kula Aaya<br />
33<br />
jaavak raSaI³baahr jaanaovaalaa Qana«<br />
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daihnaI Aaor saBaI jaavak raSaI ³baahr<br />
jaanaovaalaa Qana«ijasamao vaotna¸AapUit- ka<br />
#acaa- ¸]pBaaoga ko #acao-¸ikrayaa¸Baugatana¸?Na<br />
ka Baugatana ¸zokodaraoMka Baugatana tqaa saarI<br />
AapkI saaoca sao haonaovaalaIo karaobaarIk #acaokI<br />
saUcaI banaa do Èifr hr maah ko inayaaojana<br />
ka^lama mao hr maah Apoixat jaavak raSaI<br />
tqaa ivaivaQa gaitivaiQayaaoM tht #aca- haonao<br />
vaalaI Qana raSaI kI r@kma ila#a idijayao È<br />
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Aapka maaisak na,k,d saMkrNa jaananao ko<br />
ilayao AapkI jaavak raSaI tqaa #acaao - kao<br />
AapkI Aaya saooo GaTa do È<br />
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Aapko karaobaar kI Sau$vaat krnao kI<br />
na,kd raSaI ka sva$p Aapko pasa p`qama<br />
maah mao ]plabQa na,kd saMcarNa raSaIO hI hO È<br />
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kula jaavak raSaI<br />
Mmaaisak na,kd saMcarNa<br />
1 maah ko AMt mao AapkI isqatI yaanaI<br />
sqaaipt na,kd raSaI tqaa 1maah kI na,kd<br />
saMcarNa raSaI kao jaaoDkr imalanao vaalaI kula<br />
raSaI È<br />
Sau$vaat kI nakd raSaI kI isqatI<br />
Ëma mao baZ/ta nakd saMcarNa<br />
Agalao 2¹6 maihnaaoMtk ka na,kd saMcarNa<br />
mualya kao Ëma sao baZ,tI hu[- ipClao maihnaaokI<br />
maaisak na,k,d sMcarNa raSaI sao jaaoD, do È<br />
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iTPpNaI : ………………<br />
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- 10 -<br />
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ivaBaaga 7<br />
7.1<br />
maah 1 2 3 4 5 6<br />
AarMiBak AarMiBak AarMiBak baakI 2,000 2,000 2,000 1,050 400 50 0 150 150 150<br />
Aaya 0 300 600 900 1100 1200<br />
M#acaa- #acaa- 600 600 600 600 600 600<br />
kjao- ka Baugatana 350 350 350 350 350 350<br />
SaoYa baakI baakI baakI 1,050 400 50 0 150 400<br />
7.2<br />
maah 1 2 3 4 5 6<br />
AarMiBak baakI 100 55 10 10 10 20<br />
Aaya 0 0 50 60 80 90<br />
M#acaa- 25 25 30 40 50 60<br />
kjao- ka Baugatana 20 20 20 20 20 20<br />
SaoYa baakI 55 10 10 20 20 30<br />
Business Plan – Page 11
piva~ Saas`~aoM ko maulyaaoM pr AaQaairt karoavaar/Ëvyavasaaya<br />
7.3<br />
maah 1 2 3 4 5 6<br />
AarMiBak baakI 200 140 80 20 30 40<br />
Aaya 0 0 0 80 90 90<br />
M#acaa- 40 40 40 50 60 60<br />
kjao- ka Baugatana 20 20 20 20 20 20<br />
SaoYa baakI 140 80 20 30 40 50<br />
- 12 -
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