2012 1H RESULTS - UniCredit Banka Slovenija dd

INCOME STATEMENTIn the first half of 2012 the Bank’s revenues decreased by € 0.9 million YoY (-2.1 %) mainly due tolower interest income and because of the € 0.4 million impact of the bank levy expense, which was notin effect in the first half of 2011.The net interest income and dividends decreased YoY from € 32.2 million to € 30.2 million (by -6.4%). Regular net interest income dropped mainly because of increased refinancing costs.The non-interest income increased YoY by € 0.6 million (by +4.6 %), driven by improvements intrading activities vs. previous half year.Operating costs and depreciation amounted to €21.0 million which represents YoY increase of € 1.2million (by +5.8 %). The increase is a result of new employments and investments due to intensivebranch expansion initiatives conducted last year.As a result of all factors mentioned above, the Bank’s operating profit amounted to € 20.4 million,representing a decrease of € 2.0 million (-9.1 %) YoY.The Bank is following a conservative risk management approach and built until end of H1 2012 loanimpairments of € 13.1 million, which is 2.0 % less than in the same period of the previous year.Result before taxes decreased by € 2,9 million (-30.2 %) YoY and amounted to € 6,7 million.ABOUT UNICREDITUniCredit group is a leading European commercial bank with strong roots in 22 countries. Our overallglobal network embraces approximately 50 markets, with over 9,500 branches and more than 160,000employees (as of 31 December 2011).In the CEE region, UniCredit runs the largest international banking network with more than 3,800branches.The Group operates in Austria, Azerbaijan, Bosnia and Herzegovina, Bulgaria, Croatia, the CzechRepublic, Estonia, Germany, Hungary, Italy, Latvia, Lithuania, Kazakhstan, Kyrgyzstan, Poland,Romania, Russia, Serbia, Slovakia, Slovenia, Turkey and Ukraine.Additional information: Mateja Čotar, Corporate Identity and CommunicationsE-mail: mateja.cotar@unicreditgroup.siUniCredit Banka Slovenija d.d.Šmartinska 140SI-1000 Ljubljana, SloveniaTel.: +386 1 5876 600Faks: + 386 1 5876 684Registered at the District Court ofLjubljana under entry no. 1/10521/00;Share capital: 20.383.764,81 EUR,Reg. no.: 5446546; Tax no.:SI59622806; Settlement account:01000-0002900092.