Finding the best credit cards for no credit
https://www.badcreditresources.com/2018-top-5-picks-best-credit-cards-no-credit/ Finding the best credit cards for no credit
https://www.badcreditresources.com/2018-top-5-picks-best-credit-cards-no-credit/
Finding the best credit cards for no credit
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The Way to Find <strong>the</strong> Best Credit Cards <strong>for</strong> people with <strong>no</strong> <strong>credit</strong><br />
Having <strong>no</strong> <strong>credit</strong> or having bad <strong>credit</strong> can make getting a <strong>credit</strong> card hard. But when you are in <strong>the</strong>se<br />
sort of situations, you can’t just apply <strong>for</strong> any <strong>credit</strong> card offered. There is a method behind finding <strong>the</strong><br />
<strong>best</strong> <strong>credit</strong> <strong>cards</strong> <strong>for</strong> <strong>no</strong> <strong>credit</strong>. The truth is building a good <strong>credit</strong> score can be easy if you start off right.<br />
Very few individuals have perfect <strong>credit</strong>, and age is much less significant than o<strong>the</strong>r criteria in deciding<br />
whe<strong>the</strong>r a person will be granted a specific card.<br />
Things to do be<strong>for</strong>e applying <strong>for</strong> your first <strong>credit</strong> card<br />
There are some things that you ought to consider be<strong>for</strong>e applying <strong>for</strong> one of <strong>the</strong> <strong>best</strong> <strong>credit</strong> <strong>cards</strong>. First,<br />
do you have <strong>no</strong> <strong>credit</strong> or bad <strong>credit</strong>? Have you pulled a recent <strong>credit</strong> report? Make sure you get all 3<br />
<strong>credit</strong> reports because each one will have a different score and show different things. This is important<br />
if you have some <strong>credit</strong> but <strong>no</strong>t sure how its being reported. This will also help you to figure out which<br />
<strong>cards</strong> you qualify <strong>for</strong>. If you have <strong>no</strong> <strong>credit</strong>, <strong>the</strong>n that step isn’t as important as it is <strong>for</strong> people with bad<br />
<strong>credit</strong>.<br />
Overcoming hurdles to building <strong>credit</strong><br />
One of <strong>the</strong> biggest hurdles you will need to overcome is that most <strong>credit</strong> card offers require that you<br />
have some <strong>credit</strong> history. In fact most of <strong>the</strong> reward <strong>credit</strong> <strong>cards</strong> and <strong>the</strong> ones with insane great<br />
rewards and points require that you have at least 3 years of <strong>credit</strong> history. And that <strong>credit</strong> history better<br />
be good with <strong>no</strong> history of late payments.<br />
If you have bad <strong>credit</strong> your history of late payments will bar you from being able to qualify <strong>for</strong> <strong>the</strong>se<br />
<strong>cards</strong>. When we say history. We mean re-occurring. 1 or 2 late payments over a 3 year span won’t stop<br />
you from getting <strong>the</strong>se <strong>cards</strong>. But if you are late several times a year. Then you need to start rebuilding<br />
<strong>credit</strong> and practicing good <strong>credit</strong> habits.<br />
How to use our list of <strong>best</strong> <strong>credit</strong> <strong>cards</strong> <strong>for</strong> <strong>no</strong> <strong>credit</strong><br />
We choose 5 <strong>credit</strong> <strong>cards</strong> that are great <strong>credit</strong> building <strong>credit</strong> <strong>cards</strong>. We also diversified <strong>the</strong> list by<br />
having a option <strong>for</strong> a consumer loan, secured <strong>credit</strong> and even a way <strong>for</strong> you to use your rent as a way to<br />
build <strong>credit</strong>. You want to diversify your <strong>credit</strong> profile to show lenders that <strong>no</strong> only can you manage<br />
revolving debt, but you have been trusted with an unsecured loan and you have a steady payment<br />
history with your rent.<br />
These same <strong>cards</strong> are also great <strong>for</strong> people with bad <strong>credit</strong> to start building positive tradelines. Its<br />
important that lenders see that you <strong>no</strong>t only have new <strong>credit</strong>, but you are paying on time and you are <strong>no</strong><br />
longer a high risk consumer.