Finding Alternative Bad Credit Credit Cards To Rebuild Your Credit
https://www.newhorizon.org/credit-info/best-alternative-credit-cards-first-premier-credit-card/ Finding Alternative Bad Credit Credit Cards To Rebuild Your Credit
https://www.newhorizon.org/credit-info/best-alternative-credit-cards-first-premier-credit-card/
Finding Alternative Bad Credit Credit Cards To Rebuild Your Credit
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<strong>Finding</strong> <strong>Alternative</strong> <strong>Bad</strong> <strong>Credit</strong> <strong>Credit</strong> <strong>Cards</strong> <strong>To</strong> <strong>Rebuild</strong> <strong>Your</strong> <strong>Credit</strong><br />
Do you already have a first premier credit card or don’t want one? Looking for bad credit credit card<br />
offers to help you start rebuilding or building your credit? You need to be careful. Not all credit cards<br />
for people with bad credit are good financial decisions! One thing is certain... you most likely want to<br />
find the best credit card possible.<br />
So, what are the best bad credit credit cards on the market?<br />
Unfortunately, there are a lot of credit cards on the market that claim to help people with bad credit.<br />
But when you read the fine print, you find that you are getting yourself into a big financial mess!<br />
Things you want to look for:<br />
• Fees- make a list of the fees they will be charging. Also take note of the ones that are<br />
REOCCURING or ANNUAL fees!<br />
• Is it a secured credit card or an unsecured credit card? Both are good for rebuilding credit but<br />
secured credit cards tend to have fewer fees but they require a security deposit.<br />
• What will be your credit limit. With secured credit cards, your credit limit will be the same as<br />
your security deposit.<br />
• Does it report to the credit reporting agencies? There is no point in getting a card that doesn’t<br />
report your activity<br />
• Do they charge a fee for reporting your activity? You need to know that some company charge<br />
around $10 a month to be a part of their “credit builder” program.<br />
• What is the interest rate? If you plan on leaving a balance on your credit card each month, you<br />
need to keep in mind that some of these cards carry a hefty interest rate.<br />
• What is the grace period?<br />
• When do they send out the bill. Something that has been happening lately is that some suprime<br />
cards send out their statements 2 weeks before they are due! By the time they get to your<br />
house you may only have a few days to get them paid before a late fee will be accessed!<br />
• What is the minimum payment due? Keep in mind that yu always want to make at least the<br />
minimum payment.<br />
With all of that in mind we have put together 3 really great alternative credit cards to the First Premier<br />
credit card. These are all unsecured credit cards for bad credit.<br />
Remember, there is not one particular card that is best for everyone so it's vital that you narrow down<br />
what's important to you in a credit card and discover the cards offering the most benefits in this<br />
category. Best of luck in your search for the perfect credit card, and remember this is your opportunity<br />
to rebuild your credit score. So don’t blow it! Practice good credit habits and watch your credit score<br />
soar!