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SPECIAL ADVERTISING SECTION<br />

The <strong>Better</strong> <strong>Business</strong> <strong>Bureau</strong>®<br />

Consumer<br />

Resource Guide<br />

BBB’s Free<br />

“Request A Quote” Service<br />

Page 6<br />

<strong>Better</strong> <strong>Business</strong> <strong>Bureau</strong>’s<br />

Top Ten Scams Of 2011<br />

Page 8<br />

Shred It And Forget It!<br />

Free Shredding Services<br />

Page 10<br />

Complete List of<br />

BBB Accredited <strong>Business</strong>es<br />

Page 11<br />

Last year more than 20.3 million people asked the <strong>Better</strong> <strong>Business</strong> <strong>Bureau</strong> about the<br />

reputation of companies in Northern Illinois or asked us to assist them with a complaint.<br />

visit us online at<br />

bbb.org<br />

SPECIAL ADVERTISING SECTION: This section was edited and produced by Chicagoland Publishing Co., a subsidiary of Tribune Company.


2 | BBB Consumer Resource Guide SPECIAL ADVERTISING SECTION<br />

Why save anywhere else<br />

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Deposits FDIC insured up to $250,000 2<br />

A rate that has consistently exceeded the Savings National Averages 3<br />

Fund your account electronically from a checking or savings account<br />

0.80 % APY 4<br />

Online Savings Account<br />

As of 05/01/12<br />

Open an Account today!<br />

Discover.com/CRG 1-800-657-3051<br />

U.S.-based Banking Specialists available 24/7<br />

Offer Code: CRG0512<br />

Also choose from CDs, IRA CDs and Money Market Accounts to help you reach your goals.<br />

1<br />

From MONEY Magazine, September 2011 © 2011 Time Inc. MONEY is a registered trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with,<br />

and do not endorse products or services of Discover.<br />

2<br />

Per depositor, per ownership category.<br />

3<br />

National Average APYs based on specified product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc as of 05/01/2012.<br />

Although the information provided by Informa Research Services, Inc has been obtained from the various institutions, the accuracy of this information cannot be guaranteed.<br />

4<br />

Annual Percentage Yield (APY) is valid as of 05/01/2012. This offer applies to personal accounts only. Fees could reduce the earnings on the account.<br />

Rates may change at any time without prior notice, before or after the account is opened. Minimum opening balance is $500.<br />

©2012 Discover Bank, Member FDIC


SPECIAL ADVERTISING SECTION BBB Consumer Resource Guide | 3


®<br />

4 | BBB Consumer Resource Guide SPECIAL ADVERTISING SECTION<br />

The Inland Real Estate Group of Companies, Inc.<br />

At Inland, we specialize in creating and developing companies that provide real estate<br />

and real estate-related services. As a diversified group of companies, we successfully<br />

leverage our experience and share market knowledge with one another to help our<br />

clients and investors succeed. Inland companies cumulatively employ more than 1,600<br />

people nationwide.<br />

Acquisitions<br />

Acquired over $30 billion in income producing properties to date<br />

Institutional Partners<br />

Over $3.2 billion of institutional assets under management<br />

Financing<br />

Provided more than $16.6 billion in commercial mortgage financing; $9.7 billion in<br />

loan servicing<br />

Managed Assets<br />

Managed assets in excess of $25.1 billion (as of 3/31/11)<br />

Investments<br />

Over $18.3 billion in capital raised, more than 353,000 investors and more than 424<br />

investment programs successfully completed<br />

Leasing & Property Management<br />

Over 127.4 million square feet of commercial properties located in 47 states<br />

The Inland Real Estate Group of Companies, Inc.<br />

2009 Torch Award Winner for Marketplace Ethics<br />

<strong>Better</strong> <strong>Business</strong> <strong>Bureau</strong>’s of Chicago and Northern Illinois<br />

National Headquarters<br />

2901 Butterfield Road<br />

Oak Brook, IL 60523<br />

(630) 218-8000<br />

www.inlandgroup.com<br />

follow us on Twitter @InlandGroup<br />

“Inland” refers to The Inland Real Estate Group of Companies, Inc. which is comprised of a group of independent legal entities some of which may be affiliates, share<br />

some common ownership or have been sponsored and managed by subsidiaries of Inland Real Estate Investment Corporation. The Inland name and logo are registered<br />

trademarks being used under license.<br />

Charitable Giving:<br />

Five Questions to Ask<br />

The BBB recommends donors ask<br />

the following questions before giving:<br />

1. Is this a charity I can trust<br />

Look at the appeal carefully; some<br />

charities’ names sound the same. Do<br />

not be fooled by names that look<br />

impressive or that may closely resemble<br />

the name of a well-known organization.<br />

A common scheme used in<br />

charity fraud is name-pirating of wellknown<br />

organizations to gain the trust<br />

of donors. If someone says they are<br />

with a certain charity, call the charity<br />

directly and verify that who you<br />

spoke with is really affiliated with<br />

them. Also, visit the BBB’s website<br />

www.bbb.org/charity to find out<br />

whether the charity meets the 20<br />

BBB Standards for Charity Accountability.<br />

2. How will the charity use my<br />

donation<br />

Ask questions about how your donation<br />

will be used. Beware of appeals<br />

that bring tears to your eyes but tell<br />

you little about what the charity is<br />

doing about the problem it describes<br />

so well. For example, if the charity<br />

says it is helping the homeless, do<br />

they explain how and where this is<br />

taking place (Shelter, food, medical<br />

care, etc.) Watch out for statements<br />

such as “all proceeds will go to the<br />

charity.” This can mean that only the<br />

money left after expenses, will go to<br />

the charity.<br />

3. Is my donation tax deductible<br />

If you want to take a charitable<br />

deduction for federal income tax purposes,<br />

make sure the organization is<br />

tax exempt as a charity under section<br />

501(c)(3) of the Internal Revenue<br />

Code. To verify a charity’s tax status,<br />

access an IRS database by viewing<br />

Publication 78 at www.irs.gov.<br />

4. Can the charity actually use what I<br />

am donating<br />

All charities welcome the receipt of<br />

monetary donations, but some also<br />

solicit in-kind donations such as clothing,<br />

food, and toys. If you are planning<br />

to donate items to a worthy cause,<br />

make sure you know the in-kind contributions<br />

your charity prefers.<br />

5. Am I feeling pressured to give<br />

Do not succumb to pressure to<br />

give money on the spot, either<br />

immediately over the phone via<br />

credit card or by allowing a “runner”<br />

to pick up a contribution. Also,<br />

never donate in cash. ¨<br />

Turn heads even<br />

when the ringer is off.<br />

Introducing the beautifully different Nokia Lumia 900.<br />

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Nokia Lumia 900<br />

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the Windows logo are trademarks of the Microsoft group of companies. Screen images simulated. ©2012 AT&T Intellectual Property. Service provided by AT&T Mobility. All rights reserved. AT&T and the AT&T logo are trademarks of AT&T Intellectual Property. All other marks<br />

contained herein are the property of their respective owners.


SPECIAL ADVERTISING SECTION BBB Consumer Resource Guide | 5<br />

executive<br />

committee<br />

officers<br />

Chair<br />

Roy Spencer<br />

Perma-Seal Basement<br />

Systems, Inc.<br />

President & CEO<br />

Steve J. Bernas<br />

<strong>Better</strong> <strong>Business</strong><br />

<strong>Bureau</strong><br />

How to reach your BBB<br />

Immediate Past Chair<br />

Charles A. Gavzer<br />

Cataldo Family<br />

Enterprises<br />

Free BBB Services: Find businesses<br />

and charities you can trust<br />

and obtain FREE <strong>Business</strong><br />

Reviews. To check out a business<br />

before you buy or to file a complaint<br />

visit www.bbb.org/chicago<br />

BBB Online: <strong>Business</strong> Reviews<br />

are available on northern Illinois<br />

businesses for FREE at www.bbb.org<br />

Social Networking: Find us on<br />

Facebook and Twitter by going to<br />

http://chicago.bbb.org/community<br />

BBB Email: For business<br />

inquiries and complaints, email<br />

info@chicago.bbb.org<br />

BBB AUTOLINE: 800.955.5100.<br />

This service deals only with complaints<br />

related to problems with<br />

vehicles manufactured by certain<br />

companies.<br />

Telephone Service: 312.832.0500.<br />

Consumer consultants are available<br />

from 9AM to 5PM Monday<br />

through Friday to obtain a <strong>Business</strong><br />

Review over the phone.<br />

Ratings Update: To update your<br />

company’s important information,<br />

go to www.chicago.bbb.org/updatecompany<br />

Chicago Office: 330 N. Wabash<br />

Avenue, Suite 3120, Chicago, IL<br />

60611 Fax: 312.832.9985<br />

Rockford Office: 401 W. State<br />

Street, Suite 500, Rockford, IL<br />

61101 Fax: 815.963.0329<br />

Bienvenidos a el BBB en español:<br />

312.832.9803, 9AM-5PM Lunes<br />

a Viernes, Información importante<br />

para el consumidor en<br />

español. Proporcionando por<br />

el <strong>Better</strong> <strong>Business</strong> <strong>Bureau</strong>,<br />

sirviendo a el area de Chicago<br />

y el Norte de Illinois. ¨<br />

Vice Chair<br />

Kimberly A. Svoboda<br />

Adobe, North<br />

America Channels<br />

The <strong>Better</strong> <strong>Business</strong> <strong>Bureau</strong> Consumer Resource Guide is included in all editions of the<br />

Chicago Tribune on Wednesday, May 30, 2012. The Guide provides highlights on how<br />

to use the BBB to protect yourself and your money. It also lists all BBB Accredited <strong>Business</strong>es<br />

in Chicago and northern Illinois as of April 17, 2012. The companies listed meet<br />

BBB standards on this date. Over 55,700 people contact us each day. The majority of<br />

these consumers are checking the reputation of a company prior to doing business<br />

with it. Our database includes information on more than 100,000 companies in northern<br />

Illinois, including the almost 8,000 Accredited <strong>Business</strong>es affiliated with the BBB.<br />

In addition, our database contains <strong>Business</strong> Reviews on over four million businesses<br />

across the United States and Canada. These reports are free and readily accessible<br />

through our Web site www.bbb.org<br />

The goal of the BBB is to protect and empower consumers, and to promote ethical<br />

business practices. When you contact one of our Accredited <strong>Business</strong>es make sure you<br />

inform them that you saw their advertisement or name in the BBB Consumer Resource<br />

Guide.<br />

Sincerely,<br />

Roy Spencer<br />

Chair<br />

Vice Chair<br />

Carlos M. Minetti<br />

Discover Financial<br />

Services<br />

Vice Chair<br />

Cathy Bushman<br />

Tiffany & Company<br />

Vice Chair<br />

Gerald M. Cole<br />

Mid America<br />

Group Serices, Ltd.<br />

Treasurer<br />

Carl Jacobson<br />

GE Real Estate<br />

T H I S I S YO U R G U I D E T O B E T TE R B U S I N E S S E S<br />

Steve J. Bernas<br />

President & CEO<br />

Secretary<br />

Michael E. Stanczak<br />

Hanson Material Service


6 | BBB Consumer Resource Guide SPECIAL ADVERTISING SECTION<br />

Doris Christopher<br />

TORCH BEARER OF THE YEAR<br />

AD6187 09/11<br />

The vacation of your DREAMS f eatures<br />

Unlimited-Luxury ® for couples, friends<br />

and families, where everything is included:<br />

• Elegantly manicured settings on the finest<br />

beaches of Mexico and the Caribbean<br />

• Spacious rooms and suites, graciously<br />

appointed and luxuriously equipped<br />

• 24-hour room and concierge services<br />

• Restaurants and lounges serving endless<br />

gourmet fare and unlimited premium beverages<br />

• A spectacular array of day and evening activities<br />

Unlimited-Luxury ® .<br />

A new and better way to have it all.<br />

Apple Vacations offers the most convenient<br />

and affordable ways to get to your<br />

Dreams Resort.<br />

• Exclusive non-stop vacation flights<br />

• Exclusive non-stop airport/hotel transfers<br />

• Services of Apple Representatives in Resort<br />

<strong>Better</strong> <strong>Business</strong> <strong>Bureau</strong><br />

Chair Roy Spencer presented<br />

Founder & Chairman<br />

Emeritus of The<br />

Pampered Chef, Ltd.<br />

Doris Christopher with<br />

the Torchbearer of the<br />

Year Award, the top individual<br />

honor presented<br />

by the BBB at the 85th<br />

Annual Dinner Meeting<br />

on March 15, 2012.<br />

BBB’s Free “Request a Quote”<br />

Service<br />

When dollars are tight, buyers want to ensure they are<br />

working with businesses they can trust. A powerful resource<br />

called Request a Quote is an additional FREE service on the<br />

BBB website that allows consumers to obtain a quote for<br />

goods or services from current BBB Accredited <strong>Business</strong>es<br />

via e-mail, phone or mail.<br />

The Request a Quote service helps consumers save time<br />

and money with a few clicks. Simply describe the service you<br />

want bids on and provide your contact information. Shortly<br />

after, you will receive a number of bids from companies in<br />

your area providing the type of service you need.<br />

To immediately access this valuable service and provide<br />

yourself the opportunity of doing business with BBB Accredited<br />

<strong>Business</strong>es, visit www.chicago.bbb.org and click on the<br />

“Get a Free Quote” button. ¨<br />

Our Goal...Your ..Y<br />

our<br />

Complete Satisfaction.<br />

Since 1936<br />

Abt Electronics & Appliances<br />

www.Abt.com |<br />

847.967.8830<br />

12000 N Milwaukee M e Ave, Glenview, IL<br />

I<br />

Pleasing People<br />

Since 1936

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