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Matters Magazine - The Success Issue (80)

Our winter issue is our success issue, and we have found so many amazing local success stories to share with you. Who knew there were so many great businesses right here on the Coast? We love finding some of the unknown heroes right here in our own backyard.

Our winter issue is our success issue, and we have found so many amazing local success stories to share with you. Who knew there were so many great businesses right here on the Coast? We love finding some of the unknown heroes right here in our own backyard.

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MA TTERS<br />

gazine<br />

THE SUCCESS ISSUE<br />

Winter 2016<br />

<strong>Issue</strong> <strong>80</strong><br />

TOP SEVEN<br />

TIPS to<br />

ensure your<br />

SUCCESS!<br />

PULLOUT<br />

FREE FOUR PAGE<br />

INSPIRATIONAL<br />

FINANCIAL YEAR<br />

WALL CALENDAR<br />

What matters most on<br />

theSunshine Coast!


FORD KUGA AMBIENTE PETROL<br />

1.5 L EcoBoost Engine 6 speed manual<br />

SYNC2 Connectivity System^. Rear View Camera<br />

$29,990<br />

$56,990


TRATOR<br />

DEMONSTRATOR<br />

T<br />

ENT EVENT<br />

DEMONSTRATOR<br />

EVENT<br />

THE NOW’S TIME FOR THE OUTSTANDING TIME FOR OUTSTANDING OPPORTUNITIES OPPORTUNITIES<br />

UAR DEMONSTRATOR JAGUAR DEMONSTRATOR MODELS MODELS<br />

R OUTSTANDING NOW’S THE TIME FOR OPPORTUNITIES<br />

OUTSTANDING OPPORTUNITIES<br />

Prestige, Jaguar 821WIC, XE Ingot, 20d Latte Prestige, with Jet 821WIC, Stitching, Ingot, SN502159, Latte with $73,990 Jet Stitching, SN502159, $73,990 Jaguar XE 25t R-Sport, Jaguar 010WFO, XE Tempest 25t R-Sport, Grey, Jet 010WFO, Taurus Perforated Tempest Grey, Leather, Jet Taurus SN502959, Perforated $85,990 Leather, SN502959, $85,99<br />

ON JAGUAR DEMONSTRATOR MODELS<br />

Prestige, STRATOR Jaguar 215VYU, XE Polaris 20d Prestige, White, MODELS<br />

Jet 215VYU, Leather Polaris with Tan White, Stitching, Jet Leather SN 502242, with Tan $59,990 Stitching, SN 502242, Jaguar $59,990 XE 25t R-Sport, Jaguar 996WFN, XE Bluefire, 25t R-Sport, Jet and 996WFN, Midnight Bluefire, Perforated Jet and Sports Midnight Leather, Blue Perforated SN503171, Sports $76,990 Leather, SN503<br />

R-Sport, Jaguar 311VXD, XE XE Ammonite 20d 20d Prestige, R-Sport, Grey, 821WIC, Jet 311VXD, Taurus Ingot, Ammonite Leather/Technical Latte with Grey, Jet Stitching, Jet Mesh Taurus SN502159, Trim, Leather/Technical SN502194, $73,990 $72,990 Mesh Trim, Jaguar SN502194, XF 20d Jaguar $72,990 R-Sport, XE 25t Jaguar 819WIC, R-Sport, XF Italian 010WFO, 20d Racing R-Sport, Tempest Red, 819WIC, Grey, Jet Jet Black Taurus Italian Leather, Perforated Racing SN503451, Red, Leather, Jet Black $105,990<br />

SN502959, Leather, $85,990 SN503451, $105,990<br />

tte R-Sport, with Jaguar Jet 605WEG, Stitching, XE XE 20d Italian 20d Prestige, SN502159, R-Sport, Racing 215VYU, Red, 605WEG, $73,990 Ebony Polaris Italian Perforated White, Racing Jet Leather, Red, with Ebony SN503162, Tan Stitching, Perforated $77,990 SN Jaguar Leather, 502242, $59,990 SN503162, XE 25t Jaguar R-Sport, $77,990 XF 25t Jaguar 010WFO, R-Sport, XE 25t Tempest Jaguar 820WIC, R-Sport, XF Grey, Polaris 996WFN, 25t Jet R-Sport, White, Bluefire, Taurus Jet 820WIC, Jet Black Perforated and Leather, Midnight Polaris Leather, SN503449, White, Blue Perforated Jet SN502959, Black $110,990 Sports Leather, Leather, $85,990 SN503449, SN503171, $110,990 $76,990<br />

Prestige,<br />

hite, Jet<br />

Jaguar 822WIC,<br />

Leather<br />

XE XE 20d Bluefire,<br />

with<br />

20t R-Sport,<br />

Tan<br />

Prestige, Latte 311VXD, Leather 822WIC, Ammonite with Bluefire, Jet Grey, Stitching, Latte Jet Taurus Leather SN502157, Leather/Technical with Jet Stitching, SN502157,<br />

Stitching, SN 502242, $59,990<br />

$64,990Mesh Trim, SN502194,<br />

Jaguar XE 25t<br />

$64,990 Jaguar $72,990 R-Sport,<br />

XF 3.0 Jaguar<br />

996WFN,<br />

Supercharged XF 20d<br />

Bluefire,<br />

Jaguar R-Sport, Luxury, XF 819WIC,<br />

Jet<br />

3.0 823WIC,<br />

and<br />

Supercharged Italian Racing Ultimate Red,<br />

Midnight Blue<br />

Luxury, Black, Jet Black Charcoal 823WIC, Leather, Bond Ultimate SN503451, Grain Black, Leather, Charcoal Bond Grain Leather, SN50<br />

Perforated Sports Leather,<br />

$105,990 SN503113,<br />

SN503171, $76,990<br />

$89,990<br />

Jaguar XE 20d R-Sport, 605WEG, Italian Racing Red, Ebony Perforated Leather, SN503162, $77,990<br />

Jaguar XF 25t R-Sport, 820WIC, Polaris White, Jet Black Leather, SN503449, $110,990<br />

e Grey, Jet Jaguar Taurus XE 20t Leather/Technical Prestige, 822WIC, Bluefire, Mesh Trim, Latte Leather SN502194, with Jet<br />

$72,990<br />

Stitching, SN502157,<br />

Jaguar $64,990 XF 20d R-Sport, Jaguar 819WIC, XF 3.0 Italian Supercharged Racing Red, Luxury, Jet 823WIC, Black Leather, Ultimate Black, SN503451, Charcoal<br />

$105,990<br />

Bond Grain Leather, SN503113, $89,990<br />

acing Red, Ebony Perforated Leather, SN503162, $77,990<br />

Jaguar XF 25t R-Sport, 820WIC, Polaris White, Jet Black Leather, SN503449, $110,990<br />

Latte Leather PACIFIC with Jet JAGUAR Stitching, PACIFIC SN502157, 120 Sugar JAGUAR $64,990 Road, Maroochydore 120 Sugar Road, Jaguar 5458 Maroochydore XF 9786 3.0 Supercharged www.pacificjaguar.com.au<br />

5458 9786 Luxury, www.pacificjaguar.com.au<br />

823WIC, Ultimate Black, Charcoal Bond Grain Leather, SN503113, $89,990<br />

PACIFIC JAGUAR 120 Sugar Road, Maroochydore 5458 9786 www.pacificjaguar.com.au<br />

onstrator * vehicles Applies to ordered demonstrator and delivered vehicles 1/4/16 ordered – 31/5/16 and delivered at participating 1/4/16 – dealers 31/5/16 while at participating stocks last. dealers Jaguar Financial while stocks Services last. Jaguar is a registered Financial trading Services name is a of registered Jaguar Land trading Rover name Australia of Jaguar Pty Land Ltd. <strong>The</strong> Rover registered Australia Pty Ltd. <strong>The</strong><br />

trading name trademarks referred and to trading above are name operated referred and to used above under are operated licence by and St.George used under Bank licence – A Division by St.George of Westpac Bank Banking – A Division Corporation of Westpac ABN Banking 33 007 Corporation 457 141 AFSL ABN and 33 Australian 007 457 credit 141 AFSL licence and 233714. Australian credit licence 233714<br />

UAR * Applies 120 to Sugar demonstrator Road, vehicles Maroochydore ordered and delivered 1/4/16 5458 – 31/5/169786 at participating www.pacificjaguar.com.au<br />

dealers while stocks last. Jaguar Financial Services is a registered trading name of Jaguar Land Rover Australia Pty Ltd. <strong>The</strong> registered<br />

trademarks and trading name referred to above are operated and used under licence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.<br />

T OF PERFORMANCE<br />

THE ART OF PERFORMANCE<br />

THE ART OF PERFORMANCE<br />

nd delivered 1/4/16 – 31/5/16 at participating dealers while stocks last. Jaguar Financial Services is a registered trading name of Jaguar Land Rover Australia Pty Ltd. <strong>The</strong> registered<br />

bove are operated and used under licence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.<br />

A1164_HALF_130516.indd JGAU-RTMT15-OLA1164_HALF_130516.indd 1<br />

1 10/05/2016 9:59:40 AM 1<br />

JGAU-RTMT15-OLA1164_HALF_130516.indd 1<br />

10/05/2016 9:59:40 AM<br />

OW NOW IS THE IS THE TIME TIME FOR FOR ADVENTURE<br />

ITH WITH DEMONSTRATOR DEALS<br />

MANCE<br />

NOW IS THE TIME FOR ADVENTURE<br />

WITH NOW DEMONSTRATOR IS THE TIME FOR DEALS ADVENTURE<br />

WITH DEMONSTRATOR DEALS<br />

10/05/2016 9:59:40 AM<br />

NOW’S THE TIME FOR OUTSTANDING OPPORTUNITIES ON LAND ROVER DEMONSTRATOR MODELS<br />

Land Rover Discovery TDV6, 884WAH, Scotia Grey, Ebony Leather, SN502197, SOLD<br />

Land Rover Discovery Sport SD4 HSE, 663WEG, Corris Grey, Ebony Leather, SN503188, $67,990<br />

Range NOW’S Rover Evoque THE Td4 TIME 150 SE, FOR 655WEG, OUTSTANDING Scotia Grey, Ebony Leather, OPPORTUNITIES SN503189, $63,990 ON LAND Land ROVER Rover Discovery DEMONSTRATOR Sport TD4 HSE, 662WEG, MODELS<br />

Scotia Grey, Ebony Leather, SN503187, $59,990<br />

W’S Range THE Rover TIME Evoque Td4 FOR 150 SE, OUTSTANDING 882WAH, Fuji White, Ebony Leather, OPPORTUNITIES SN502659, SOLD ON LAND Land Rover ROVER Discovery 4 DEMONSTRATOR TDV6, 667WCU, Lorie Blue, Ebony MODELS<br />

Leather, SN5030<strong>80</strong>, $83,990<br />

Range Land<br />

NOW’S<br />

Rover Discovery Evoque THE Td4 TDV6,<br />

TIME 1<strong>80</strong>884WAH, HSE, FOR 660WEG, Scotia<br />

OUTSTANDING Santorini Grey, Ebony Black, Leather, Ebony SN502197, Oxford OPPORTUNITIES Leather, SOLD SN503109, $84,990 ON LAND<br />

Land Rover<br />

ROVER Discovery DEMONSTRATOR<br />

Sport 4 TDV6, SD4 936WDA, HSE, 663WEG, Indus Silver, Corris<br />

MODELS<br />

Ebony Grey, Ebony Leather, Leather, SN502395, SN503188, SOLD$67,990<br />

d Rover Land Discovery Range Rover Rover Discovery TDV6, Evoque 884WAH, Td4 4 SDV6 150 HSE, Scotia 655WEG, 603WEG, Grey, Scotia Ebony Grey, Leather, Ebony Leather, SN502197, SN503189, SN501624, SOLD$63,990<br />

$96,990<br />

Land Range Land Rover Rover Discovery Sport Discovery SDV6 Sport HSE TD4 Sport , 609WEG, HSE, SD4 662WEG, HSE, Scotia 663WEG, Scotia Grey, Grey, Ebony Corris Ebony Oxford Grey, Leather, Perforated Ebony SN503187, Leather, $59,990 SN503081, SN503188, $148,990 $67,990<br />

ge Rover Land Range Land<br />

Evoque Rover Rover Td4 Evoque Discovery Td4<br />

150 SE, 4 SDV6 TDV6, 150<br />

655WEG, HSE, 884WAH, 882WAH, 571VUA, Scotia Fuji<br />

Scotia Aruba, Grey, White,<br />

Grey, Ebony Almond Ebony Leather,<br />

SN503189, SN501030, SN502197, SN502659, $97,990 SOLD<br />

Land<br />

$63,990<br />

Range Land Rover Land Rover Discovery Rover Sport Discovery TDV6 4 TDV6, Sport SE, Sport 815WIC, SD4 667WCU, HSE,<br />

TD4 Fuji 663WEG, Lorie<br />

HSE, White, Blue, Corris<br />

662WEG, Ebony Grey, Grained Leather, Ebony<br />

Scotia Leather, SN5030<strong>80</strong>, Leather,<br />

Grey, Ebony SN503748, SN503188, $83,990<br />

Leather, $122,990 $67,990<br />

SN503187, $59,990<br />

Range Rover Evoque Td4 Td4 1<strong>80</strong> 150 HSE, 660WEG, 655WEG, Santorini Scotia Grey, Black, Ebony Ebony Leather, Oxford SN503189, Leather, SN503109, $63,990 $84,990 Land Land Rover Discovery 4 TDV6, Sport TD4 936WDA, HSE, 662WEG, Indus Silver, Scotia Ebony Grey, Leather, Ebony SN502395, Leather, SN503187, SOLD $59,990<br />

ge Rover<br />

Land<br />

Evoque Range Rover Rover Td4<br />

Discovery Evoque 150 SE,<br />

4 Td4 SDV6<br />

882WAH, 150 HSE, 603WEG, 882WAH, Fuji White,<br />

Scotia Fuji Ebony White, Grey, Leather,<br />

Ebony Leather,<br />

SN502659, SN502659, SN501624,<br />

SOLD SOLD $96,990<br />

Range Land Land<br />

Rover Rover<br />

Sport Discovery Discovery<br />

SDV6 4 HSE TDV6, 4<br />

,<br />

TDV6,<br />

609WEG, 667WCU, 667WCU,<br />

Scotia Lorie Grey, Blue, Lorie Ebony<br />

Blue, Leather, Oxford<br />

Ebony<br />

Perforated SN5030<strong>80</strong>, Leather,<br />

Leather, $83,990 SN5030<strong>80</strong>,<br />

SN503081,<br />

$83,990<br />

$148,990<br />

ge Rover Land Evoque Range Rover Rover Td4 Discovery Evoque 1<strong>80</strong> HSE, 4 Td4 SDV6 660WEG, 1<strong>80</strong> HSE, HSE, 571VUA, 660WEG, Santorini Aruba, Santorini Black, Almond Ebony Black, Leather, Ebony Oxford SN501030, Oxford Leather, Leather, $97,990<br />

SN503109, $84,990 Range Land Land Rover Rover Sport Discovery Discovery TDV6 4 SE, TDV6, 4815WIC, TDV6, 936WDA, Fuji 936WDA, White, Indus Silver, Ebony Indus Ebony Grained Silver, Leather, Ebony SN502395, Leather, SN503748, SOLD SN502395, $122,990 SOLD<br />

d Rover Discovery Land Rover 4 SDV6 Discovery HSE, 4 SDV6 603WEG, PACIFIC HSE, 603WEG, Scotia Grey, Scotia LAND Ebony Grey, Ebony Leather, ROVER Leather, SN501624, 120 $96,990 Sugar Road, Maroochydore Range Rover Rover Sport Sport SDV6 Tel: SDV6 HSE , 5458 HSE 609WEG, , 609WEG, 9786 Scotia Grey, Scotia www.pacificlandrover.com.au<br />

Ebony Grey, Oxford Ebony Perforated Oxford Leather, Perforated SN503081, Leather, $148,990 SN503081, $148<br />

d Rover Discovery Land Rover 4 SDV6 Discovery HSE, 4 SDV6 571VUA, HSE, Aruba, 571VUA, Almond Aruba, Almond Leather, Leather, SN501030, $97,990<br />

Range Rover Rover Sport Sport TDV6 TDV6 SE, 815WIC, SE, 815WIC, Fuji White, Fuji Ebony White, Grained Ebony Leather, Grained SN503748, Leather, $122,990 SN503748, $122,990<br />

PACIFIC LAND ROVER 120 Sugar Road, Maroochydore Tel: 5458 9786 www.pacificlandrover.com.au<br />

PACIFIC PACIFIC LAND LAND ROVER ROVER 120 Sugar Road, Maroochydore Tel: 5458 9786 www.pacificlandrover.com.au<br />

120 Sugar Road, Maroochydore Tel: 5458 9786 www.pacificlandrover.com.au<br />

* Applies to demonstrator vehicles ordered and delivered 1/4/16 – 31/5/16 at participating dealers while stocks last. Land Rover Financial Services is a registered trading name of Jaguar Land Rover Australia Pty Ltd. <strong>The</strong> registered trademarks and trading<br />

name referred to above are operated and used under licence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.<br />

* Applies to demonstrator vehicles ordered and delivered 1/4/16 – 31/5/16 at participating dealers while stocks last. Land Rover Financial Services is a registered trading name of Jaguar Land Rover Australia Pty Ltd. <strong>The</strong> registered trademarks and trading<br />

name referred to above are operated and used under licence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.<br />

Landrover_HALF_130516.indd 1<br />

10/05/2016 10:02:23 AM<br />

* Applies to demonstrator vehicles ordered and delivered 1/4/16 – 31/5/16 at participating dealers while stocks last. Land Rover Financial Services is a registered trading name of Jaguar Land Rover Australia Pty Ltd. <strong>The</strong> registered trademarks and trading<br />

plies to demonstrator<br />

name referred<br />

vehicles<br />

to above<br />

ordered<br />

are operated<br />

and delivered<br />

and used<br />

1/4/16<br />

under licence<br />

– 31/5/16<br />

by St.George<br />

at participating<br />

Bank – A<br />

dealers<br />

Division of<br />

while<br />

Westpac<br />

stocks<br />

Banking<br />

last.<br />

Corporation<br />

Land Rover<br />

ABN<br />

Financial<br />

33 007<br />

Services<br />

457 141 AFSL<br />

is a registered<br />

and Australian<br />

trading<br />

credit licence<br />

name of<br />

233714.<br />

Jaguar Land Rover Australia Pty Ltd. <strong>The</strong> registered trademarks and trading<br />

e referred Landrover_HALF_130516.indd to above are operated and 1 used under licence by St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.<br />

10/05/2016 10:02:23 AM<br />

Landrover_HALF_130516.indd 1<br />

10/05/2016 10:02:23 AM


Editor’s<br />

NOTE<br />

Ineed to start this editor’s note with a massive thank you.<br />

Thanks so much to each and every one of you. Your feedback<br />

on us changing the name of the magazine to <strong>Matters</strong><br />

<strong>Magazine</strong>, and changing from ten issues a year to just four<br />

seasonal issues has blown us away. <strong>The</strong> truth is, my initial<br />

reason really was to give myself a little bit more of a life, but honestly<br />

I just didn’t realise how much you would love it too. Thanks for all the<br />

messages, calls, emails, and honest feedback telling us that you love<br />

the fact you get longer to read the magazine, and for our advertisers<br />

and prospective advertisers, that you get so much for value for your<br />

dollar. With a sixty percent saving, it has made it so much easier for<br />

almost anyone in business to afford. It’s pretty amazing to know<br />

that you get a whopping 13-week shelf life from each issue of the<br />

magazine.<br />

We cannot believe that this issue is our <strong>80</strong>TH ISSUE and that this is<br />

our TENTH YEAR on the Sunshine Coast, we are so thrilled at the<br />

feedback we are getting from you. It seems we are just getting stronger<br />

and stronger.<br />

Our winter issue is our success issue, and we have found so many<br />

amazing local success stories to share with you. Who knew there were<br />

so many great businesses right here on the Coast? We love finding<br />

some of the unknown heroes right here in our own backyard.<br />

What does success mean to you? See my thoughts on page 68 –<br />

I honestly believe that the gateway to real success is helping others<br />

to be successful. At the end of the day, the truth is that success to you<br />

may be something quite different to success for me or someone else;<br />

to some it’s money, to others it’s happiness or holidays or friendships.<br />

We all hold true to what we believe in and the truth is that our own<br />

reality is all that matters in the end, because that’s what it is to us. I<br />

love that success doesn’t mean money to me, because then money isn’t<br />

my god, I have enough. I love it sure, and I would happily have more,<br />

but I sincerely believe that if you do what you love and help others<br />

get what they want, the money just comes and you don’t even have to<br />

look for it.<br />

If you really want to be successful, or more successful, it’s about<br />

staying focused to your commitment – you can’t drop the ball. People<br />

speak about motivation; I believe the bigger thing is commitment.<br />

If you are truly committed to the results and goals you set and stay<br />

focused on that commitment, you will get there in the end. I love the<br />

saying ‘Life is not measured by the number of breaths you take, but by<br />

the moments that take your breath away.’ That’s success.<br />

Many thanks to Jason Hay Photography who provided most of the<br />

images for our centre page inspirational financial year wall calendar.<br />

www.jasonhayphotography.com<br />

Vickie Magic<br />

@businessmattersmagazine editor@bmmag.com.au 07 5444 4456<br />

It’s time to do something<br />

totally different!<br />

It’s time to really stand out!<br />

Would you like to WIN a FREE third page<br />

advertisement in the next quarterly issue<br />

of <strong>Matters</strong> <strong>Magazine</strong>?<br />

If you would like to go in the draw to win a FREE third page ad in our next quarterly issue, let us come and see you for just thirty<br />

minutes to tell you all about the magazine, (yes we will try to sell you advertising). Pricing starts from as little as $250 + gst per issue.<br />

Contact Jasmine on 54444456 to book at appointment or email admin@bmmag.com.au<br />

4 ISSUE <strong>80</strong>


WE DELIVER (07) 5479 1409<br />

21 Nicklin Way, Minyama QLD 4575<br />

Tuesday – Sunday<br />

Lunch 11:30am to 2:30pm<br />

Dinner 4:30pm – 9:00pm<br />

(07) 5479 1409<br />

Weekday Lunch Special $10.90 Main<br />

Weekend Lunch Special $15 Entrée + Main<br />

Take Away available.<br />

Fully Licensed – BYO - Wine Only<br />

Courtesy Bus<br />

www.phonsthai.com.au<br />

WE DELIVER LUNCH AND DINNER<br />

FREE DELIVERY<br />

BUSINESS MATTERS 5


54<br />

Small Business of the Year:<br />

Business <strong>Matters</strong> <strong>Magazine</strong><br />

Published by <strong>Matters</strong> <strong>Magazine</strong><br />

ABN: 95 131 837 833<br />

P. 5444 4456<br />

Noel Burns House<br />

18/21 Nicklin Way, Minyama<br />

Editor/Advertising Enquiries:<br />

Vickie Magic, 5444 4456<br />

or 0433 198 868<br />

editor@bmmag.com.au<br />

Photographer/Distribution<br />

Operations Manager:<br />

Dranko Magic, 0408 751 863<br />

magic@bmmag.com.au<br />

Personal Assistant:<br />

Jasmine Sharpe<br />

admin@bmmag.com.au<br />

Design:<br />

Leisa-Kay Fleming<br />

leisakaycreative@gmail.com<br />

Sub Editor and Writer:<br />

Isobel Coleman<br />

isobelcoleman@bigpond.com<br />

Proof-reading:<br />

Eileen Herbert-Goodall<br />

Writers and Columnists this issue:<br />

Anita Humphreys, Ashley Robinson, Brent<br />

Thomas, Cheryl Ryan, David Dangerfield,<br />

Gary Birmingham, Kate Wittle, Madalene<br />

Bettega, Magic, Paul Barrs, Roz White, Steven<br />

Goodman, Ted FitzGerald, Vickie Magic<br />

Online: www.bmmag.com.au<br />

Distributed from Beerwah to Pomona.<br />

Readership approximately 35,500.<br />

Printers:<br />

<strong>The</strong> Ink Spot Commercial Printers<br />

Maroochydore 5443 5431<br />

No part of this publication may be reproduced<br />

without written permission from the publisher.<br />

All material in <strong>Matters</strong> <strong>Magazine</strong> is subject to<br />

copy right provisions. All editorial and advertising<br />

in <strong>Matters</strong> <strong>Magazine</strong> is accepted and published<br />

in good faith based on material provided by<br />

contributors and advertisers. All care is taken<br />

by the publisher, however responsibility is<br />

not accepted for errors or omissions and<br />

opinions expressed do not necessarily<br />

reflect those of the publisher.<br />

a Advertorial<br />

c Column<br />

ca Column<br />

Advertorial<br />

e Editorial<br />

f Feature Story<br />

m <strong>Matters</strong><br />

8<br />

CONTENTS<br />

24 Travel Business – 123 Travel<br />

8 <strong>Matters</strong> <strong>Magazine</strong> Statistics – Your<br />

Chance to WIN a Full Page Ad!<br />

10 See Restaurant Scollops Chiloe Recipe<br />

11 Can You Trademark your #Hashtag? –<br />

Six Elements<br />

12 Smart Business <strong>Matters</strong> Means<br />

Improving Your Project Management<br />

Skills with Countdown Training<br />

13 Real Life Property Management –<br />

Terreno Management<br />

15 Accounting <strong>Matters</strong> – Complete<br />

Business Strategies<br />

16 Cleaning <strong>Matters</strong> – Kerle Project<br />

17 Car Loan <strong>Matters</strong> – Fox Car Loans<br />

18 CCIQ update on the Federal Budget for<br />

Small Business<br />

20 Real Estate <strong>Matters</strong> – Stewart Property<br />

21 Money <strong>Matters</strong> – Infocus Wealth<br />

Management<br />

23 Overseas Investment Business – Future<br />

Plan Property<br />

25 Property Management <strong>Matters</strong> –<br />

Rock Properties<br />

SUCCESS STORIES<br />

26 Copecats Printers<br />

27 Act4Tomorrow<br />

28 All Coast Tyre Solutions<br />

29 Six Elements<br />

30 EastCoast HR<br />

31 Paula Brennan Photographer<br />

32 SMS Finance<br />

33 Duplex <strong>Matters</strong> – VizionGroup QLD<br />

35 Money Mindset <strong>Matters</strong> – Nadine Nelen<br />

36 Legal <strong>Matters</strong> – Beckhaus Legal<br />

37 Children’s <strong>The</strong>rapy Centre Prepares for<br />

Major Industry Changes<br />

39 Looking for Something that Really<br />

Works for Weight Loss? Bodyology<br />

Arrives on the Sunshine Coast<br />

40 Local Business – Savvy Business Sales<br />

Experience the world with 123 Travel!<br />

Before you pack and<br />

go, visit Buderim’s<br />

newest travel<br />

agency! 123Travel<br />

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that can handle<br />

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Cheryl’s Escorted Tours<br />

• Vietnam 14D/13N Departs 9th October<br />

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For more information contact Cheryl Ryan<br />

Phone 07 5476 9368<br />

Email: info@123travelconferences.com.au<br />

6 ISSUE <strong>80</strong>


77<br />

68 75<br />

43 SEALED SECTION! Unzip our sealed section to<br />

reveal our WALL-SPIRATION NEW FINANCIAL<br />

YEAR CALENDAR to put on your wall!<br />

SUCCESS STORIES<br />

44 Simple Super Solutions<br />

44 Impact Floors<br />

45 Future Plan Property<br />

45 Infectious Medical Scrubs<br />

46 Let's See Lunch - What <strong>Matters</strong> Most on the<br />

Sunshine Coast<br />

48 Mower <strong>Matters</strong> – <strong>The</strong> Big Mower<br />

49 Finance <strong>Matters</strong> – SMS Finance<br />

50 Bartercard spend five minutes with Bakers Delight<br />

Franchise Owner Ryan Kirkham<br />

51 <strong>The</strong> Business Class with Mercedes Benz Sunshine<br />

Coast<br />

51 Home Doctors Service opens on the Sunshine Coast<br />

52 Property Investment <strong>Matters</strong> – DBA Property<br />

53 Family Day Care <strong>Matters</strong> – Louera Family Day<br />

Care Scheme<br />

56 Life Business – Compass Institute<br />

58 Health <strong>Matters</strong> – Infectious Medical Scrubs<br />

59 Personal Branding <strong>Matters</strong> – Paula Brennan<br />

Photographer<br />

60 Marathon Moments – Vickie Magic<br />

61 Community Business – White’s IGA<br />

62 Surf Life – Alex Surf Club<br />

63 Chiropractic <strong>Matters</strong> – Hendrey Chiropractic<br />

64 What is success? – Vickie Magic<br />

68 We spend a minute with some local Sunshine<br />

Coast businesses<br />

71 WIN a one hour photoshoot with your pet –<br />

find out how!<br />

72 What are you BEST at? – Paul Barrs<br />

74 Super <strong>Matters</strong> – Simple Super Solutions<br />

75 Freight <strong>Matters</strong> – Kenter Logistics<br />

76 Facing Fears – Tegan Matthews<br />

79 Website <strong>Matters</strong> – Jetpack<br />

<strong>80</strong> Function <strong>Matters</strong> – Sunshine Coast Function Centre<br />

81 HR <strong>Matters</strong> – EastCoast HR Group<br />

82 Numbers Business – Ted FitzGerald<br />

84 Creativity Meets Business at Buddina State School<br />

85 Fleet Management <strong>Matters</strong> – All Coast Tyre Solutions<br />

87 Living <strong>Matters</strong> – Living Valley Springs<br />

88 10 Traits All <strong>Success</strong>ful Business Persons Have In<br />

Common – Steven Goodman<br />

90 Safety <strong>Matters</strong> – Encompass Safety<br />

91 Care <strong>Matters</strong> – Noosa Van Lines<br />

92 Education <strong>Matters</strong> – St Andrews Anglican College<br />

93 Social Pictures from <strong>Matters</strong> <strong>Magazine</strong> Autumn <strong>Issue</strong><br />

Launch<br />

<strong>The</strong> Coast’s number one<br />

Yamaha Clavinova<br />

Digital Pianos and<br />

Keyboards Specialist<br />

Fabulous Holiday Clothing<br />

• Fabulous Clothing and Resort<br />

Wear to Suit the Older Women<br />

• Jewellery and Handbags<br />

Clavinova CVP-709<br />

And we still sell Yamaha Digital Pianos and<br />

Keyboards! Drop in and see us today<br />

Adult Tuition - call now for your special offer!<br />

P: 07 5493 4888 E: keyboard@hotkey.net.au<br />

Cnr. Nicklin Way and Main Drive Warana<br />

Sunshine Coast, Queensland<br />

OPEN<br />

Monday to Friday 9am - 5pm<br />

Saturday 9am - 12pm<br />

BUSINESS MATTERS 7


WE DON’T<br />

WANT TO<br />

FLY OUR<br />

OWN KITE,<br />

Love<br />

Our<br />

Community<br />

And<br />

Locavores<br />

however<br />

did you<br />

know?<br />

Supporting local producers helped us win<br />

2015 IGA National Delicatessen of the Year!<br />

Shop 1 River Markets, David Low Way, Bli Bli<br />

4 Jones Street, Mooloolah<br />

Shop 14 Suncoast Beach Drive, Mount Coolum<br />

WHITE’S IGA PEREGIAN BEACH OPENING AUGUST 2016<br />

BLI BLI • MOOLOOLAH • MT COOLUM • PEREGIAN BEACH<br />

www.whitesgrocers.com.au<br />

8 ISSUE <strong>80</strong>


!<br />

That we are now MATTERS MAGAZINE –<br />

covering ‘What matters most on the Sunshine Coast’ in<br />

both BUSINESS AND LIFE<br />

That we have changed to just four PACKED TO THE<br />

BRIM issues per year – Seasonal, meaning our pricing<br />

starts from just $1000 + gst for a whole year<br />

That we offer a free mini write up just for letting us tell<br />

you more about our advertising packages<br />

That we won SMALL BUSINESS OF THE YEAR<br />

in 2013<br />

That THIS IS OUR TENTH YEAR ON THE<br />

SUNSHINE COAST<br />

That THIS IS OUR <strong>80</strong>TH ISSUE OF THE<br />

MAGAZINE<br />

That we don’t bundle drop the magazine – we deliver<br />

to INDIVIDUAL businesses and shopfronts from<br />

Beerwah to Pomona and everywhere in between to<br />

ensure impact and to avoid wastage<br />

That we have an absolute desire to make you feel good<br />

when you read the <strong>Magazine</strong><br />

WE WANT TO EDUCATE YOU with all that<br />

matters in business and life<br />

INSPIRE YOU to be the absolute best version of you<br />

possible<br />

CONNECT YOU to like-minded Sunshine Coasters<br />

AND TO CELEBRATE BOTH BUSINESS AND<br />

LIFE HERE ON THE SUNSHINE COAST<br />

3<br />

3<br />

3<br />

3<br />

3<br />

Our last survey showed us that<br />

because of the education and<br />

motivational content, you read<br />

the magazine cover to cover<br />

That you loved one page<br />

articles the most<br />

That you wanted more and<br />

more local success stories<br />

That both females and males<br />

love to read the magazine<br />

That you wanted more<br />

educational content on<br />

everything business and life<br />

We hope that we have<br />

delivered on your wants, but<br />

now we want to know more.<br />

RETURN THIS SURVEY TO GO IN<br />

THE DRAW TO WIN A FULL PAGE<br />

– YOUR CHOICE OF AD/ARTICLE/<br />

ADVERTORIAL – Whatever you think<br />

will work best for you OR you can gift it to<br />

someone else.<br />

SURVEY<br />

Do you like to read shorter one page articles or<br />

longer articles? Shorter | Longer<br />

Do you read the magazine cover to cover?<br />

Yes | No<br />

Do you read in one go or over the thirteen-week<br />

period? One go | over the thirteen period<br />

Are you a business owner?<br />

Yes | No<br />

Do you aspire to own your own business?<br />

Yes | No<br />

What sex are you? M | F<br />

What age bracket do you fit?<br />

Under 15 |15 – 19 | 20 – 29 | 30 to 39 |<br />

40 to 49 | 50 to 69 | 70 plus<br />

Are you retired? Yes | No<br />

Are you a tradie? Yes | No<br />

How long have you been on the Coast?<br />

Less than 5 yrs | 5 to 10 years | 11 to 20 |<br />

more than 20 years<br />

Where from? Overseas | Elsewhere in Qld |<br />

NSW| WA| Vic | SA | NT<br />

Do you prefer more business articles<br />

Yes | No<br />

Do you prefer more Life articles? Yes | No<br />

Do you prefer a half/half mixture? Yes | No<br />

Would you like more prize pages? Yes | No<br />

Would you prefer the magazine in sections,<br />

i.e. Business/Home/Dining etc? Yes | No<br />

What else would you like to see in the magazine?<br />

How else can we improve?<br />

To complete this survey tear out and send<br />

to admin@bmmag.com.au or<br />

Suite 18/21 Nicklin Way, Minyama.<br />

For an electronic version send us an email<br />

or complete on-line at www.bmmag.com.au<br />

or see our facebook page. e<br />

BUSINESS MATTERS 9


ABSOLUTE WATERFRONT DINING<br />

COME AND TRY OUR FAMOUS<br />

SEAFOOD PLATTER AND THE BEST<br />

MODERN AUSTRALIAN/CHILEAN CUISINE<br />

SCALLOPS CHILOE<br />

Grilled ½ Shell Tasmanian<br />

scallops served with a Chiloe island<br />

style salsa verde<br />

INGREDIENTS<br />

1 doz ½ shell Tasmanian<br />

scallops roe on<br />

1 x medium brown onion<br />

1 x bunch of parsley<br />

1 x bunch of coriander<br />

3 x lemons<br />

100 mls cider vinegar<br />

50 mls good olive oil<br />

Tea spoon of sea salt<br />

½ tea spoon black crack<br />

pepper<br />

20 mls chilled white wine<br />

METHOD<br />

CHILOE SALSA VERDE<br />

Finely chopped onion and herbs, (leave a few leaves for<br />

garnish) squeeze the juice of two lemons<br />

(wedge the other lemon for garnish)add all the ingredients<br />

tougher mix well and sit for ½ hour(this will soften your onions)<br />

SCALLOPS<br />

Removed the scallops from the shell and rinse well. Place<br />

shell in tray and heat in the oven (1<strong>80</strong> c. 5 mins)<br />

Place all the scallops in a bowl and add a little juice from the<br />

salsa verde and a touch more olive oil.<br />

Grill the scallops to medium rare, put a table spoon of the<br />

salsa verde on the shells place grilled scallop on top<br />

garnish and serve.<br />

123 Parkyn Parade, “<strong>The</strong> Wharf” Mooloolaba (Under the Tower)<br />

Tuesday to Saturday from 10 til late, Sundays 10 til 5<br />

Ph: 07 5444 5044 www.seerestaurant.com.au<br />

10 ISSUE <strong>80</strong>


#<br />

Hashtags have become popular in social media, but their status<br />

as intellectual property - particularly as trademarks - is still<br />

developing. Interestingly, minimising legal risks surrounding<br />

the use of social media continues to be a grey area for many<br />

businesses, large and small.<br />

Can youtrademark your<br />

hashtag?<br />

Hashtags are character strings preceded by the '#' symbol, that<br />

generate a link to all other posts containing the same tag (e.g.<br />

Twitter). Today, hashtags provide businesses with new ways<br />

to engage with consumers, as well as providing search-related<br />

functionality.<br />

Basically, hashtag marketing campaigns generate brand<br />

awareness by encouraging social media users to post with the<br />

campaign tag and, in return, offer users discounts and prizes.<br />

A great hashtag will spread far and wide across the digital<br />

landscape, but brands will naturally get upset if competitors try<br />

to cash in by hijacking the content stream tied to a hashtag with<br />

their own marketing messages. To guard against this, companies<br />

are increasingly seeking trademark protection for their hashtags.<br />

<strong>The</strong> United States Patent and Trade Mark Office (USPTO) was<br />

uncertain about the functionality of hashtags. Thus, in 2013,<br />

USPTO included a new section in the Trademark Examination<br />

Procedure, in which a definition of 'hashtag' was provided. Large<br />

companies, such as Coca-Cola, now have registered trademarks<br />

with hashtags, in particular #cokecanpics and #smilewithacoke.<br />

Hashtags can be registrable, but only in circumstances where the<br />

hashtag would act as a badge of origin in the marketplace for the<br />

owner’s goods or services, and supports the brand. <strong>The</strong> character<br />

strings following the ‘#’ symbol need to follow the usual rules for<br />

registration of trademarks.<br />

A descriptive word combined with the ‘#’ symbol (#smile) is<br />

unlikely to be registrable. On the other hand, a distinctive word<br />

combined with the ‘#’ symbol (#YUKY) is more likely to be<br />

registrable, subject to no existing prior third party rights.<br />

In addition, to obtain a registration, the applicant must provide<br />

evidence of the use of the mark in connection with the relevant<br />

goods or services, which means that, like any other trademark,<br />

a hashtag mark must actually be used in commerce to be<br />

registrable.<br />

<strong>The</strong>re have been a number of trademark disputes in the US<br />

regarding use of hashtags. Recently a Mexican restaurant in<br />

Wyoming named 'Taco John’s' - the owner of the trademark<br />

'Taco Tuesday' in the US - sent a cease-and-desist letter to a<br />

restaurant named Iguana Grill. <strong>The</strong> letter was in relation to<br />

Iguana Grill’s use of the hashtag #tacotuesday to promote its<br />

own services.<br />

Trending hashtags are becoming<br />

an increasingly popular commodity,<br />

especially among social media users.<br />

With this in mind, given the trending nature of some hashtags<br />

and the fleeting popularity of social media fads, businesses<br />

should consider the long-term viability of a hashtag campaign<br />

before expending time and resources to protect it.<br />

Before implementing hashtags for social media campaigns, it<br />

is wise to research potential conflicts, which include trademark<br />

clearance searches to identify conflicting uses. And more<br />

importantly, if your business is already using a hashtag as an<br />

effective marketing tool, it is recommended you consider<br />

registering it as a trademark.<br />

www.sixelements.com.au<br />

ca<br />

Madalene Bettega - Six Elements<br />

With 20 years of experience in business<br />

development, marketing, branding and<br />

communications, Madalene represents<br />

a new style of business leadership.<br />

Madalene is a practising Brand Strategist<br />

and Trademark Protectionist who brings a unique blend<br />

of business acumen, strategic prowess and high-level<br />

commitment to client relationships and works hard to<br />

ensure the business delivers exceptional brand experiences.<br />

UNIFORMS WITH LOGOS<br />

BM OFFER<br />

3 x PS20 Polos<br />

$110.00 (Normally - $131.00)<br />

Includes Pocket Size Embroidery<br />

(Up to 10,000 stitches)<br />

FREE SETUP<br />

*Valid to 31st August 2016<br />

BLIZZARD<br />

JACKET<br />

WATERPROOF<br />

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No need to think about<br />

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Always look the part<br />

Be a walking advertisement<br />

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• CORPORATE WEAR • ACTIVE WEAR<br />

• HI VIZ WEAR • POLO SHIRTS<br />

• FAMILY OWNED AND OPERATED<br />

07 5438 0711<br />

www.sunshineuniforms.com.au<br />

Shop 14, 51-55 Bulcock Street Caloundra<br />

BUSINESS MATTERS 11


SMART BUSINESS MATTERS MEANS IMPROVING<br />

YOUR PROJECT MANAGEMENT SKILLS!<br />

DO YOU NEED TO STRENGHTEN YOUR PROJECT MANAGEMENT CAPABILITIES?<br />

As a business grows many projects are started to increase sales, improve customer service and build brands.<br />

However, research shows that over 90% of these projects have one or more of the following issues:<br />

1. Requirements/objectives not fully delivered<br />

2. Over spending<br />

3. Late delivery<br />

TO BECOME A SUCCESSFUL PROJECT MANAGER OUR AWARD WINNING COUNTDOWN TRAINING PROGRAM CAN HELP YOU!<br />

Countdown is a powerful, high-involvement project simulation in which teams assume roles at a fictional company with a<br />

critical need to improve their project management processes.<br />

Participants are quickly involved in a project and work with a Gannt Chart, estimating delays and costs, evaluating critical<br />

paths, assessing project risks and making decision trade-offs.<br />

<strong>The</strong> result is an engaging, fast-paced and relevant learning experience that really works.<br />

PARTICIPANTS WILL BE ABLE TO:<br />

Define the five key processes of project management (as described in the PMBOK) of initiating, planning,<br />

executing, controlling and closing.<br />

Explain the triple constraints of project management decision making; time, cost and requirements.<br />

Utilise the following project management tools: Work Breakdown Structure, Resource Allocation Chart,<br />

Scope Statements, Gantt Chart, Critical Path Diagram, Responsibility Matrix, Tradeoff Triangle, Scope<br />

Creep, Risk Profile Evaluation<br />

Implement effective team behaviours for managing and controlling a project, and explain the use of<br />

these behaviours within the team.<br />

Manage effective team responses for scope creep and changing expectations.<br />

Understand how to assess a project’s ultimate success.<br />

Kevin Bennett<br />

Kevin has 30 years of international industry<br />

experience implementing Operational and<br />

Business Excellence programs. His many<br />

roles have required extensive project<br />

management experience, and in doing so<br />

has gained significant knowledge in what is<br />

required to deliver successful projects.<br />

Kevin holds a Masters in Quality and<br />

Environmental Management, Graduate<br />

Certificate in Operational Excellence,<br />

Certified Net Promoter Score (NPS)<br />

Facilitator and is an Accredited Lead<br />

Auditor for ISO9001.<br />

KEVIN’S PREVIOUS ARTICLES IN<br />

MATTERS MAGAZINE INCLUDE:<br />

• Growing A Smart Business<br />

• Focus on Your Customer<br />

• Deeply Understand Your Processes<br />

• Setting Goals For Continuous Improvement<br />

• Who is your trusted advisor?<br />

• Developing Your Best Asset<br />

COUNTDOWN TRAINING<br />

PUBLIC ONE DAY WORKSHOP<br />

14th July 9:00am – 5:00pm – Level 3,<br />

288 Edward Street, Brisbane<br />

EXPRESSIONS OF INTEREST<br />

for a Sunshine Coast Public One Day Workshop -<br />

email KB@improvingyourbusiness.com.au<br />

For general enquiries and bookings please contact Kevin<br />

Bennett – mention <strong>Matters</strong><strong>Magazine</strong> for your special rate!<br />

0407 144 963<br />

KB@improvingyourbusiness.com.au<br />

www.improvingyourbusiness.com.au<br />

12 ISSUE <strong>80</strong>


A property management team is a must<br />

WHEN THE **** HITS THE FAN!<br />

REAL LIFE PROPERTY<br />

MANAGEMENT<br />

with Anita from Terreno Management<br />

Anita has owned and operated a<br />

successful real estate business<br />

for 21 years, using her excellent<br />

working knowledge of RTA<br />

rules and regulations, and the<br />

Property Agents and the Property<br />

Occupations Act of 2014. Anita<br />

strives to fulfil her obligations when<br />

it comes to landlords and tenants<br />

alike and, having built an excellent<br />

reputation across a wide sector of<br />

the property industry nationally, her<br />

services are highly in demand.<br />

Whether or not to hire a property management team is<br />

a question that every investor asks! Not hiring one might<br />

save a little money but . . . what happens when things go<br />

wrong?<br />

As an investor, the last thing you want to worry about<br />

is getting things fixed, especially if you live interstate or<br />

overseas. So hiring a property management team that<br />

thinks outside the box, and is available 24/7, could be a<br />

massive benefit.<br />

And remember, when things do go wrong, it can range<br />

from something simple - to a total disaster! Over the<br />

next few issues I will be sharing some real-life property<br />

management case studies, to showcase how a property<br />

management team can make managing your investment<br />

properties a whole lot smoother.<br />

CASE STUDY:<br />

What’s worse than a hangover on a Sunday? A sewerage<br />

overflow in your investment property!<br />

On a recent Sunday morning we had a major incident<br />

with one of the properties we manage. <strong>The</strong> property is just<br />

five years old and had only recently changed hands, so<br />

there were no indications that there was a problem with<br />

the property.<br />

Our tenants were in the shower when suddenly,<br />

sewerage started coming up through the drains, the<br />

ensuite, the laundry, their main bathroom and damaged<br />

carpets in their main bedroom. <strong>The</strong>re was sewerage<br />

EVERYWHERE. It was a nightmare.<br />

<strong>The</strong> property management team at Terreno Management<br />

was notified and immediately organised the plumber,<br />

Mark Hurley from M.G.Hurley Plumbing & Gas Fitting<br />

who was slightly under the weather after celebrating his<br />

birthday the day before. He then advised it was a problem<br />

with external drainage and arranged the water company<br />

to come and resolve the problem.We then organised<br />

'Noddy' DeCourcy from Bright Aire Property Services,<br />

who at the time was settling down to watch the V8 Races<br />

on TV, to come up and pull up the carpets, salvage what<br />

they could and clean the damaged areas.<br />

So what had caused this calamity to happen? A blockage<br />

in the water line from non-compliant plumbing - signed<br />

off by compliancy officers five years ago.<br />

By the end of Sunday, the whole incident<br />

was resolved and the owner, who resides<br />

in Sydney, didn’t even have to lift a<br />

finger. Even the insurance claims and<br />

fixing the non-compliant plumbing<br />

is being handled by the property<br />

management team.<br />

www.facebook.com/Terrenorental<br />

ca<br />

BUSINESS MATTERS 13


BUY. NEW SELL. YEAR SAV NEW V Y.<br />

LIFE<br />

Award Iconic Winning Sunshine South Coast East Dealership Qld Pool for Builder<br />

Sale<br />

SELLING YOUR BUSINESS?<br />

Freehold Supermarket – Cotton Tree<br />

For the first time in 20 years this ultimate “boys toys” business is being offered for sale. If you’re<br />

into motorbikes, ATV’s, SSV’s, Scooters or Jet Skis this is the business for you. This Platinum<br />

level With Yamaha a long list dealership of State also and offers National a range awards, of accessories as well as as glowing well as customer Golf Cars and testimonials, Yamaha this<br />

Generators highly successful all under and the profitable one roof. Northcoast business is Motorsport ideally suited is the for largest a working supplier owner of commercial or couple.<br />

Jet This Ski business hire fleets offers in Australia an end-to-end and also service supplies to and complement services equipment their pool for building, Qld Surf including<br />

Lifesaving,<br />

Qld decking, Transport, paving Qld and Water pool Police fencing and Local across Councils. Brisbane’s Located north on and the Bayside busy Caloundra suburbs.<br />

Rd precinct<br />

with Established a beautifully for more presented than 15 showroom years and it is priding no surprise themselves that they on are workmanship, pumping out around of the 650 highest<br />

new standard, and used this units highly per successful year and are business ranked is in backed the top few by the dealerships support in of Australia a national for group.<br />

sales of<br />

Waverunners.<br />

Priced Expressions at at $415,000 of interest plus over SAV<br />

$600,000<br />

Contact Call Gary Gary Birmingham 0424 677 0424 741677 741<br />

• A rare opportunity to invest in a tightly held<br />

coastal hotspot<br />

• Multiple income streams including<br />

news-agency and lotto<br />

• 257 Metre Blue Chip Freehold<br />

• Fully managed with key staff in place<br />

• Passive return of 12% (on total investment)<br />

For expressions of interest<br />

Call Steve Schindler 0412 351 558<br />

• Complete refurbishment with state<br />

of the art equipment<br />

• $90,000 average weekly turnover<br />

• High profile tourist area with numerous<br />

key attractions<br />

• Future freehold development potential<br />

CALL THE COASTS MOST EXPERIENCED<br />

BUSINESS BROKERS<br />

Not Retail your Trade Average and Pool Gardening Shop Business<br />

Stepz Top Restaurant Fitness Loganholme in Premier Location<br />

A business that delivers<br />

This Maroochydore based business is a distributor for Astral, Waterco, Zodiac, Fresh Pools<br />

and Magnapool. With 70% of their business coming from trade based customers, they supply<br />

pool With chemicals, very consistent chlorinators, monthly pumps, turnover filters, due accessories to the strong and mix a range of business, of robotic Body cleaners Corporate,<br />

to<br />

a Real wide Estate selection Agents of leading and Residential builders as customers, well as a growing this Lawn retail and customer Garden base. Maintenance <strong>The</strong>y service business<br />

high deserves profile further customers investigation.<br />

like USC Aquatic Complex, Sunshine Coast Regional Council, bespoke<br />

pool All of builders your customers for projects are in within Noosa, a Minyama 20 minute and drive Hamilton from Island, Maroochydore, as well local and identities with well-main-<br />

and<br />

business tained, top owners. brand Prominently equipment located included, and the well new equipped owner the will business enjoy good also cash boasts flow a strong and steady<br />

online work as presence. soon as they take over.<br />

For Sale $117,500<br />

Call Potential Gary to Birmingham achieve considerable 0424 677 growth.Priced 741<br />

to sell at $250,000 + SAV<br />

Call Gary Birmingham 0424 677 741<br />

Endless opportunities for someone who is<br />

This Brightwater Pizza and Pasta restaurant<br />

currently in the industry and is passionate about<br />

has become famous for the “Biggest Pizza’s<br />

health A beautifully and fitness.Stepz presented Fitness restaurant is located providing in the a unique in Qld”. atmosphere With strong results that locals there have is plenty quickly<br />

of<br />

prime, adopted central as the area place of Logan. for dining <strong>The</strong> 428 and sqm unwinding gym on opportunity the Sunshine to increase Coast, sale and by to capitalising listen to the<br />

includes: sounds of weights local room, live music massage while and catching treatment up with on friends the delivery and family.<br />

demand in the local and ever<br />

room, Located bathroom in the facilities premier (toilets dining and precinct showers), on the Sunshine increasing Coast community. with a modern fitout that<br />

as provides well as separate a relaxed rooms and informal fitness atmosphere classes. for diners, dancers and cocktail drinkers.<br />

Perfect for a working couple with short hours<br />

With Run over under $250,000 full management worth of state-of-the-art and with a fantastic lease, an ideal location, regular customers<br />

and great flexibility, providing an opportunity to<br />

fitness and strong equipment returns, and this a $170,000 business fit warrants out barely closer inspection.<br />

enjoy the Sunshine Coast lifestyle.<br />

12 months old, there is nothing more to spend.<br />

Offered for sale at $550,000 plus SAV<br />

Asking Call Steve just Schindler $<strong>80</strong>,000 – 0412 351 558 or Sensibly Gary Birmingham priced at $115,000 – 0424 + 677 SAV741<br />

Call Debra Donahoe 0411 660 741<br />

Call Gary Birmingham 0424 677 741<br />

Connecting Hot Growth Buyers in a Cool to Businesses across Correct the Sunshine Weight! Coast<br />

High Top 10 Net Café Profit For Business<br />

Sale<br />

“Mighty Mighty” What a Steal!<br />

BUSINESS SALES.<br />

IT’S A DONE DEAL!<br />

WITH STEVE SCHINDLER<br />

A breeze to run with the air-conditioning units<br />

Servicing all of Queensland this business is a<br />

imported direct from China and installed by<br />

preferred supplier of premium European food<br />

With licensed over sub-contractors. 20 years’ experience With Australia running wide a successful processing, Maroochydore industrial business and commercial and 40 weighing years<br />

as rights a local to the resident, brand and Steve’s 70% growth one of the in sales, most connected equipment brokers to the on grocery, the Sunshine take away, Coast. health It is<br />

his and ability 235% to growth connect in Net buyers Profit with over sellers the last ensuring care business and retail owners markets. realise Providing the maximum<br />

both sales<br />

value 3 years for this their is a business. fantastic business With his for wealth an of sales and experience service this and Monday local knowledge, to Friday business Steve is<br />

is<br />

the owner perfect operator choice seeking for those flexibility who and are work/ considering ideal buying for or a working selling a couple business.<br />

or as an addition to a<br />

life balance.<br />

complimentary business looking to expand their<br />

sales and or service capability.<br />

Connect with Steve today<br />

Priced at $220,000 plus SAV<br />

Priced at $375,000 plus SAV<br />

T 5444 3300 M 0412 351 558<br />

Call Gary Birmingham 0424 677 741<br />

Call Gary Birmingham 0424 677 741<br />

One of Beanhunter’s highest rating Café’s on<br />

A massive investment went in to creating this<br />

the Sunshine Coast and operating out of a<br />

“A” grade fitout inc premium kitchen, bar and<br />

converted This highly shipping profitable container, business this services very busy blue chip exceptional corporate branding. government Located in clients the Valley’s across<br />

little the Sunshine business is Coast. ideally Operating suited for 7 a days working a week and trendy with dining a long precinct term service with a contract long lease. in<br />

owner place. who <strong>The</strong> is P&E passionate includes about several coffee trucks culture. and utes Mighty , tools Mighty and service has proven equipment it’s capable ensuring<br />

of<br />

Situated staff can on provide Nicklin fast Way and in Currimundi effective maintenance with<br />

generating and repairs exceptional to a fleet revenue, of large and the business small<br />

is<br />

tremendous commercial exposure, and industrial great reviews vehicles.<br />

and<br />

fully staffed and is bound to impress.<br />

regular customers, this business will quickly get<br />

snapped up by a new owner.<br />

Priced at $600,000 + SAV<br />

Sacrificed for immediate sale<br />

For sale at $95,000 plus SAV<br />

$165,000 + stock<br />

Contact Gary Birmingham – 0424 677 741<br />

Call Gary Birmingham 0424 677 741<br />

Call Samson Cowan 0405 657129<br />

SAVVY BUSINESS SALES - ChANgINg LIVES<br />

14 ISSUE <strong>80</strong><br />

114 Brisbane Rd, Mooloolaba | T 07 5444 3300 | www.savvybusiness.com.au


Trustee Resolutions Save Tens<br />

of Thousands in Tax<br />

ACCOUNTING<br />

MATTERS<br />

If you are a trustee of a discretionary trust, then you should<br />

be thinking about your annual trustee resolution.<br />

Improperly distributed income WILL<br />

be taxed at 49% --do it properly and save<br />

thousands.<br />

Trustees are bound by the terms of their trust deed, so so<br />

whether or not you have to complete a resolution by the<br />

30th of June will depend on those terms. Some trust deeds<br />

actually specify an earlier date for the resolution, so make<br />

sure you understand what yours says. It may be difficult to<br />

verify to verify the the distribution after after the the date date specified specified in your in your trust<br />

deed. trust deed.<br />

WHY IS IT IMPORTANT?<br />

Discretionary trusts can can distribute and and tax tax effectively effectively<br />

stream<br />

streameded<br />

income<br />

income<br />

to beneficiaries.<br />

to beneficiaries.<br />

Income<br />

Income<br />

from<br />

from<br />

dividends,<br />

capital<br />

dividends,<br />

gains,<br />

capital<br />

and other<br />

gains,<br />

income<br />

and other<br />

can<br />

income<br />

all be distributed<br />

can all be<br />

distributed separately, which means we can allocate<br />

separately, which means we can allocate specific income to<br />

specific beneficiaries, income to specific regardless beneficiaries, of what was regardless done last of year,<br />

or what was we done may last want year, to do or in what the we future. may want to do in<br />

Here<br />

the future.<br />

is an example based on the following family<br />

circumstances:<br />

Here is example based on the following family<br />

circumstances:<br />

Dad is a builder and works in the family business operated<br />

through Dad is a the builder trust, and mum works has a in corporate the family job business and earns operated<br />

$190,000 through the per trust, year. Grandma, mum has a who corporate lives with job us and but earns has<br />

no $190,000 income, per also year. has Grandma, $<strong>80</strong>,000 who capital lives loss with from us the but sale has no<br />

of<br />

income,<br />

an asset<br />

also<br />

10<br />

has<br />

years<br />

an<br />

ago,<br />

$<strong>80</strong>,000<br />

which<br />

capital<br />

she would<br />

loss from<br />

have otherwise<br />

the sale of an<br />

asset 10 years ago, which she would have otherwise been<br />

been unable to use. Our oldest child has just turned 18 and<br />

unable to use. Our oldest child has just turned 18 and is<br />

is practicing for a lifetime career playing X-Box from our<br />

practising for a lifetime career playing X-Box from our<br />

spare room, and the youngest kids are 15-year-old twins.<br />

spare room, and the youngest kids are 15-year-old twins.<br />

Without distributing the income, or by distributing the<br />

Without distributing the income, or by distributing the<br />

income but not preparing a compliant trustee resolution,<br />

income but not preparing a compliant trustee resolution,<br />

the trustee could be taxed $82,050 on the trust income.<br />

the trustee could be taxed $82,050 on the trust income.<br />

Here is how we can save this family over $67,000 in tax<br />

Here is how we can save this family over $67,000 in tax<br />

through<br />

through<br />

an<br />

an<br />

effective<br />

effective<br />

distribution:<br />

distribution:<br />

If you are a trustee, then you should be receiving advice on preparing your annual trustee resolution shortly. This relatively<br />

simple resolution done properly can make a big difference to your tax bill. m<br />

CHRIS BURNS<br />

COMPLETE<br />

BUSINESS<br />

STRATEGIES<br />

ABOUT THE AUTHOR<br />

Chris is a Chartered Accountant and a Director of Complete Business Strategies. During his 20 year career<br />

Chris has helped hundreds of clients improve their business outcomes and looks forward to helping many many more. more.<br />

TRUSTS SAVE THOUSANDS IN TAX<br />

Your annual resolution is necessary to stream<br />

income effectively.<br />

Scan the<br />

QR code<br />

to save<br />

thousands<br />

To find out more call us on (07) 5439 1600<br />

84 ISSUE <strong>80</strong><br />

BUSINESS MATTERS 15


Anyone can clean, right?<br />

CLEANING<br />

MATTERS<br />

<strong>The</strong>re is more to cleaning a commercial business than<br />

most people realise - so don’t get caught with a 'lemon'<br />

of a cleaner, just because they keep a clean home.<br />

A professional cleaner will be equipped with<br />

commercial grade equipment and chemicals, not a<br />

household vacuum cleaner or chemicals you purchase<br />

from the supermarket.<br />

And they will have the knowledge to know which<br />

chemicals and cleaning processes to use on different<br />

surfaces. For example, does your cleaner know the<br />

difference between glass and toughened glass? Would<br />

he or she understand that cleaning a parquetry floor<br />

is not the same as cleaning a timber floor? And how<br />

about cleaning alcohol off your floor so you don’t get<br />

that 'sticky' feeling after it's cleaned? <strong>The</strong>re is more to<br />

cleaning that just chemicals and water. m<br />

Your cleaner's focus should<br />

be to deliver a reliable<br />

commercial cleaning service<br />

in a professional manner,<br />

with a strong focus on<br />

your business requirements<br />

and budget.<br />

So when picking a cleaning<br />

company to clean your<br />

workplace, don’t just look<br />

at the price - experience<br />

and knowledge make a big<br />

difference.<br />

JOHANNAH<br />

KERNER AND<br />

ELAINE LEO<br />

KERLE PROJECTS<br />

ABOUT THE AUTHOR<br />

With over 30 years experience in commercial cleaning – Johannah and Elaine can design the right cleaning<br />

program to fit your business.<br />

Is Kerle Projects the missing piece<br />

of your cleaning puzzle?<br />

KERLE<br />

KERLE<br />

PROJECTS<br />

PROJECTS<br />

Tailored<br />

Tailored<br />

Cleaning<br />

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Program<br />

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Talk<br />

Talk<br />

to<br />

to<br />

us<br />

us<br />

about<br />

about<br />

what<br />

what<br />

your<br />

your<br />

business<br />

business<br />

requires<br />

requires<br />

in<br />

in<br />

cleaning<br />

cleaning<br />

and<br />

and<br />

we<br />

we<br />

will<br />

will<br />

develop<br />

develop<br />

a<br />

a<br />

program<br />

program<br />

specifically<br />

specifically<br />

designed<br />

designed<br />

for<br />

for<br />

your<br />

your<br />

business.<br />

business<br />

Tailored Service<br />

Tailored Service<br />

Providers<br />

Providers<br />

Our service<br />

Our service providers are<br />

providers are<br />

trained to your specifically<br />

trained to meet your<br />

designed cleaning requirements.<br />

specifically designed<br />

SO YOU GET THE<br />

cleaning requirements.<br />

BEST RESULTS.<br />

SO YOU GET THE<br />

BEST RESULTS.<br />

GUARANTEE GUARANTEE<br />

Benefits<br />

1. To 1. beat To beat both both price price and and quality<br />

quality delivered in cleaning<br />

cleaning.<br />

1. Regular<br />

Benefits<br />

inspections on<br />

2. To 2. respond To respond to issues to issues<br />

cleaning<br />

1. Regular<br />

standards.<br />

inspections<br />

within within an hour. an hour<br />

2. Flexibility<br />

on cleaning<br />

in your program<br />

standards.<br />

3. If 3. we If have we have a reoccuring a WHY to suit<br />

2. Flexibility<br />

your business.<br />

in your<br />

issue issue - you - you will will receive receive CHOOSE 3. Local business.<br />

up to up 100% to 100% credit credit<br />

program to suit<br />

on your on your service* service * WHY CHOOSE US? US? your business.<br />

*conditions<br />

Kerle Kerle Projects Projects is 3. Local business.<br />

apply. apply<br />

committed is committed to to<br />

providing providing quality quality based on<br />

based your on your budget. budget. Our programs Our programs are<br />

are based based on on your your business. business. You You come<br />

first come in our first business. our business. Cleaning Cleaning matters<br />

matters to us. Does to us. it Does matter it matter to you? to you?<br />

PH: 1<strong>80</strong>0 660 975<br />

*conditions apply<br />

16 ISSUE <strong>80</strong><br />

16 ISSUE <strong>80</strong>


Are classic cars a better investment<br />

than diamonds?<br />

CAR LOAN<br />

MATTERS<br />

<strong>The</strong>y say diamonds are a girl’s best friend - but could a classic<br />

car be smarter? <strong>The</strong> 2015 Wealth Report recently published<br />

by Knight Frank Research revealed some important<br />

information on investing in classic cars.<br />

When luxury investments were compared over a 10-year<br />

period, from 2004 to 2014, classic cars far out-performed<br />

diamonds as a luxury investment. In fact, fancy coloured<br />

diamonds increased in value during this period by 167 per<br />

cent, while classic cars increased by 487 per cent.<br />

WHAT DOES THIS MEAN?<br />

Don’t waste your money on diamonds for your wife, instead<br />

invest in a classic car! Well, I'm not sure your wife would<br />

agree, but at at least now you have some hard evidence to to try try<br />

and convince her.<br />

Did you know that loans for these classic cars are really<br />

different to normal car loans? Many general lenders do not<br />

recognise that classic cars can be an investment, and increase<br />

in value, rather than a depreciating asset, like a standard<br />

modern car.<br />

If you are thinking about buying a classic car, don’t use a<br />

home loan broker or a broker that specialises in standard<br />

car loans - use a finance broker that specialises in classic<br />

car loans. An experienced classic car loan broker will have<br />

access to many bank and finance company car loan products,<br />

specifically for classic cars, some of which are not available<br />

to the general public. m<br />

Your classic car loan broker<br />

will be able to help you<br />

select the best loan for your<br />

needs, saving you precious<br />

time and money.<br />

Good luck!<br />

DAN FOX<br />

FOX CAR LOANS<br />

ABOUT THE AUTHOR<br />

After 17 years’ experience with several finance companies, Dan decided to establish Fox Car Loans in 2006 to offer<br />

customers the best possible finance solutions for their individual circumstances. Dan is a former Australian jet ski<br />

champion and is passionate about helping various organisations and holds various volunteer and executive positions<br />

with several non-profit organisations in Australia.<br />

WHAT DOES THE FOX SAY?<br />

Yes to...<br />

3 Personal Car Loans<br />

3 Business Car Loans<br />

3 Classic Car Loans<br />

3 Bad Credit Car Loans<br />

BUSINESS MATTERS 17<br />

BUSINESS MATTERS 17


Small Business pleased with<br />

TURNBULL GOVT ELECTION BUDGET<br />

POWERING BUSINESS<br />

POTENTIAL<br />

with Katie Whittle, CCIQ<br />

<strong>The</strong> Chamber of Commerce and Industry Queensland<br />

(CCIQ) is delighted that the Federal Budget has<br />

recognised small business as the backbone of the economy.<br />

CCIQ Regional Manager for North Queensland and<br />

FNQ Amy Turnbull said measures announced tonight<br />

by Treasurer Scott Morrison in his first Budget were<br />

immediately encouraging for small business.<br />

She said the Treasurer had delivered for SMEs with<br />

company tax cuts, innovation and infrastructure measures,<br />

plus training and jobs for young people.<br />

“<strong>The</strong> Coalition in this year’s Federal Budget 10-Year<br />

Enterprise Tax Plan has pleasingly chosen to additionally<br />

tap medium-sized businesses on the shoulder to grow and<br />

provide jobs needed for prosperity,” she said.<br />

“This Budget is a crunch one for the Coalition<br />

Government and it has outlined a plan for growth and<br />

jobs; sustainability of the tax system and committing<br />

Australia to live within its means.”<br />

Ms Turnbull said that with an election likely on July 2, the<br />

Budget created both challenges and opportunities for the<br />

Turnbull Government.<br />

“Realistically this will in the longer term be viewed as<br />

missed opportunity for holistic reform to the way we tax<br />

and spend,” she said.<br />

“After all, the decisions needed are unpopular ones that<br />

unfortunately have negative implications at the polling<br />

booths across the nation – this is a budget focused on the<br />

next two months and not the next two decades.<br />

“But, in our view, it strikes the right balance in trimming<br />

government spending, delivering tax change and in turn<br />

economic growth and job creation.<br />

“It recognises the imperative to tackle the embedded<br />

structure deficit that exists in the Federal Budget and<br />

commence paying down debt.”<br />

<strong>The</strong> budget deficit in 2016-17 of $37.1 billion is projected<br />

to fall to just $6 billion by 2019-20.<br />

“CCIQ’s view is that balancing the nation’s books should<br />

hinge on reducing government spending rather than<br />

implementation of additional revenue grabs,” she said.<br />

“However, we support revenue-raising measures such<br />

as increasing tobacco excise and cracking down on<br />

multinational tax avoidance.<br />

“CCIQ is confident that the Federal<br />

Election will prove to be a significant<br />

opportunity to secure vitally<br />

needed infrastructure funding<br />

for Queensland.<br />

“But it would appear that the government is choosing<br />

to keep its powder dry in terms of infrastructure<br />

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18 ISSUE <strong>80</strong>


commitments to the Sunshine State. Only the Ipswich Motorway<br />

($200 million) has got a tick in its box tonight.<br />

“Specific funding for the new tier of projects to drive Queensland’s<br />

economic future that are yet to get funding include Brisbane Cross<br />

River Rail; Port of Brisbane dedicated freight rail connection;<br />

Beerburrum to Nambour rail upgrade; Mount Isa – Townsville rail<br />

corridor upgrade; Bruce Highway and the M1 Pacific Motorway.<br />

“<strong>The</strong> Federal Government will need to step up in this area.”<br />

Ms Turnbull said small business should be encouraged by the<br />

measures announced by the new Treasurer.<br />

“It was almost impossible to match last year’s Budget, which was<br />

labelled as being the most small-business-friendly in over two<br />

decades. But this Budget has come extraordinarily close.<br />

“Scott Morrison’s Budget will materially benefit the state’s 416,000<br />

SMEs that employ close to two million Queenslanders.<br />

“It will benefit business through boosting confidence, and when<br />

coupled with the range of stimulus, measures SMEs are again the big<br />

winner from a Coalition Budget.”<br />

Small business with turnover of less than<br />

$2 million will receive an additional 1 per<br />

cent reduction in company tax. Incorporated<br />

businesses with a turnover between $2 million<br />

and $10 million will receive a company tax<br />

cut of 2.5 per cent, with all business under $10<br />

million now at a taxable rate of 27.5 per cent.<br />

“This is crucially important as these medium-sized businesses are<br />

equally scalable and can grow to create the activity and jobs needed by<br />

the Coalition for re-election,” Ms Turnbull said.<br />

“A 10-year glide path will inevitably see all businesses paying an<br />

internationally competitive company tax rate of just 25 per cent.<br />

“<strong>The</strong> government has also extended the eligibility for its $20,000<br />

instant asset write-off scheme to businesses under the $10 million<br />

turnover threshold. <strong>The</strong> instant asset write-off last year was a big<br />

deliverer of economic activity and jobs and is again on the table, but<br />

this time for businesses with a turnover up to $10 million.<br />

“Finally, the government will increase the tax discount to 8 per cent<br />

for unincorporated businesses with annual turnover less than $5<br />

million, capped at $1000. This discount will be further increased in<br />

phases to reach 16 per cent by 2026-27.<br />

“Collectively these measures are anticipated to save Queensland<br />

SMEs $250 million in 2016-17 and that will dramatically rise across<br />

the next decade.”<br />

Ms Turnbull said businesses had received little of the insight they<br />

would have hoped for on election policy that the Coalition would<br />

likely deliver from next week in the lead-up to the July 2 poll.<br />

“Queensland SMEs will inevitably want to see more progress on tax,<br />

federation and workplace relations reform that will ensure they have<br />

confidence to grow, invest, and create jobs,” she said.<br />

“But it is a Budget that unmistakably provides confidence to<br />

Queensland small and medium sized businesses. <strong>The</strong> small business<br />

community will take a lot of heart from what was given to them<br />

tonight, providing the opportunity for future growth and jobs.” ca<br />

Kate Whittle spokesperson for CCIQ. CCIQ is the Chamber<br />

of Commerce and Industry Queensland, they exist to provide<br />

a powerful voice for small business and power their member’s<br />

potential through providing tools, services, information and<br />

advice. Not a member? Join Now www.cciq.com.au<br />

– more than just cars!<br />

Kellie<br />

Car Tinting<br />

Servicing the whole Sunshine Coast region, Tint a Car specialises in all your vehicles aftermarket needs.<br />

With a large range Exclusive to Tint a Car, our films offer 99% UV protection, Maximum Glare and Heat reduction, Ultimate looks<br />

and privacy, not to mention our famous Lifetime National Warranty. We have the perfect film for every vehicle and every budget.<br />

Paint & Interior Protection services are also available to help with fading and premature aging of your vehicle.<br />

Steve<br />

Rust Protection<br />

Living in a coastal town, rust protection is something that we should have a serious think about. It’s our patriotic right as<br />

“Sunshine Coasters” to throw the camping gear in the 4WD, grab the family and the dog and go pitch a tent somewhere<br />

on the coast line for the weekend.<br />

But have a think about the effects that salt water is having on your car – how much it will cost you to fix if rust does<br />

appear and how much less money you will get for your car at resale.<br />

Prevention is better than cure!<br />

Home & Office Tinting<br />

Running the heating or cooling can be costly. Our range of Solar and Enerlogic films provide ultimate insulation keeping your<br />

home cooler during summer and cosier during winter. Why avoid problem areas in the house due to annoying heat, glare or<br />

privacy issues when Tint a Car can provide a custom solution for your particular environment, cutting up to 79% heat and up<br />

to 93% glare? We can provide safety, security and anti-graffiti films as well as decorative for that little something different.<br />

Servicing the entire Sunshine Coast, we will happily provide a free in home/office measure and quote.<br />

Grace & Matt<br />

*offer ends 31 August 2016<br />

Call 13TINT today or call into any of our Sunshine Coast stores<br />

BUSINESS MATTERS 19


Tips for Choosing Your<br />

Real Estate Agent<br />

REAL ESTATE<br />

MATTERS<br />

When you decide to sell your property, the most<br />

important decision you have to make is choosing the<br />

right agent.<br />

If you do not have an existing relationship with an agent<br />

you know and trust, ask your friends and family who<br />

they have used, and if they were happy with their<br />

agent. It is then a good idea to attend open houses to<br />

experience firsthand how the agent works.<br />

You can observe how they talk to people, the questions<br />

they ask and the answers they provide, and this will give<br />

you the first indication as to whether they are the right<br />

agent for you. Do this a few times.<br />

Remember, you are giving this person the key to your<br />

home - you have to trust them, respect them and be<br />

confident in their ability to achieve the best possible<br />

result when selling your home.<br />

Once you have a short list of agents, invite each of them<br />

to come and do an appraisal on your property. You are<br />

actually interviewing them for the job of selling your<br />

home. <strong>The</strong> most common problem here is that people<br />

are influenced by the agent who tells them the highest<br />

price. But remember, words are cheap - anyone can say<br />

anything they think you want to hear.<br />

Always get the agent to substantiate the price or price<br />

range they provide. As you can imagine it is not an exact<br />

science. It is important to remember that your opinion<br />

could be influenced by emotion, because it is your home.<br />

When you have lived in a<br />

property for a long time, you<br />

don’t notice the things that<br />

other people notice. It is for<br />

this reason that it is really<br />

important to listen to the<br />

agent you eventually choose<br />

as this is their area of expertise.<br />

With years of training and<br />

experience within the industry,<br />

they have the skills to guide<br />

you successfully through<br />

the process. m<br />

VICKI COOPER<br />

STEWART<br />

PROPERTY<br />

ABOUT THE AUTHOR<br />

Vicki Cooper has recently joined Stewart Property Mooloolaba bringing a wealth of Real Estate knowledge from her<br />

20 years’ experience in all facets in real estate from a Sales Person, Property Manager to Principal. As an energetic industry<br />

professional, Vicki is results-driven with a reputation for integrity and structure providing the highest level of service to sell<br />

their property or help people find their dream home.. If you would like more information, please feel free to contact<br />

her on 0412 <strong>80</strong>2 215<br />

Let us Help you Make this YOUR backyard<br />

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your Real Estate Residential, Commercial<br />

& Property Management Needs<br />

PH: 07 5457 8100<br />

www.stewartproperty.com.au<br />

20 ISSUE <strong>80</strong>


Focusing on Financial Goals.<br />

Are yours' in place?<br />

MONEY<br />

MATTERS<br />

How many times have you looked at your bank account<br />

and thought, where did all the money go?<br />

How have I found myself in my current situation?<br />

It’s the old story that we hear over and over. People<br />

don’t plan to fail, they fail to plan.<br />

Setting of goals and working to achieve them is one of<br />

the largest contributors towards positive outcomes.<br />

SMART goals provide a useful framework for setting<br />

out goals that are:<br />

• Specific – well defined with clear objectives.<br />

• Measurable – achievable goals with the ability to<br />

track your progress to success.<br />

• Agreed upon – all people contributing to success<br />

agree on what you are setting out to achieve.<br />

• Realistic – ensure your available resources will help<br />

set you up for success.<br />

• Time-based – realistic time frames to enable you to<br />

achieve your goals.<br />

Below are some examples of SMART goals.<br />

GOAL TIME FRAME EXAMPLE<br />

short term less than two years an overseas holiday next<br />

year costing $5,000<br />

medium term three - five years<br />

long term<br />

pay private school fees<br />

starting 2019 -<br />

$12,000pa<br />

more than five years retire comfortably in<br />

ten years on $50,000pa<br />

after tax<br />

We also know that things change, so we need to have the flexibility<br />

to change with them and realign our expectations if required.<br />

If you haven’t set your financial goals or if you are unsure of where<br />

to start, the best thing to do is get in contact with your Financial<br />

Adviser so that they can guide you to your financial success. m<br />

This information is general information only. You should consider the appropriateness of<br />

this information with regards to your objectives, financial situation and needs.<br />

Stephen Blampied is an Authorised Representative of Infocus Securities Australia Pty Ltd<br />

ABN 47 097 797 049 AFSL and Australian Credit Licence No. 236523<br />

Any goal you make needs to be clear and concise. You<br />

need to be able to continually refer to them and most<br />

importantly, you need to remain positive.<br />

STEPHEN<br />

BLAMPIED<br />

INFOCUS<br />

ABOUT THE AUTHOR<br />

First and foremost, Stephen is a family man. A devoted father of three adorable children, non-biased opinion of<br />

course, Stephen has a zest for life and lifestyle. His active interest in cycling, running, and the odd ironman 70.3<br />

events keep him on his toes. A move from Melbourne to the Sunshine Coast is testament to this. In Stephen’s 14 years<br />

as a Financial Adviser it is his passion and enthusiasm that sets him apart and puts his clients on the path to success.<br />

What’s important to you<br />

is important to us<br />

We understand how important it is for you to make the right decision when it<br />

comes to achieving your financial goals and we would love to offer you a no<br />

obligation initial appointment (valued at $330) to discuss your aspirations and<br />

financial goals.<br />

Drop by for a coffee and a chat with one of our Financial Advisers today!<br />

Our receptionist Rihann will be happy to book a time that suits you best.<br />

07 5443 4311<br />

www.infocus.com.au/sunshine-coast<br />

Sunshine Coast Financial Planning Pty Ltd ABN 34 133 955 736 is a Corporate Authorised Representatives of<br />

Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL and Australian Credit Licence No. 236523<br />

BUSINESS MATTERS 21 21


<strong>The</strong> Evolution of Financial Planning<br />

comes to the Sunshine Coast<br />

Perron Financial Group –<br />

Your Holistic Financial Planners<br />

Perron Financial Group are holistic financial planners passionate about understanding<br />

every individual’s lifestyle needs and objectives. <strong>The</strong> team at Perron are dedicated to<br />

creating tailored financial solutions for each individual and humanising the financial<br />

planning relationship.<br />

WHAT MAKES PERRON FINANCIAL GROUP SO DIFFERENT?<br />

3 Simple and easy to understand language, no financial jargon<br />

3 Regular meetings to ensure your financial plan, strategies and investments are on track<br />

to achieve what’s important to you<br />

3 Clearly defined check points so you know how you are tracking every step of the way<br />

3 Adjustments to your wealth plan over time as your needs, wants and life change<br />

3 A sounding board for your concerns, fears and aspirations<br />

3 Programs and tools to help you automate your finances and manage money more efficiently<br />

3 Expert advice on building your wealth, protecting your wealth and the very best tools<br />

for you<br />

Here at Perron Financial Group, we are focused on what strategies our clients<br />

can employ to realise their full financial potential and dig deep to discover their<br />

‘why’ about money.<br />

EXPERT FINANCIAL ADVICE<br />

We usually apply more time to booking a holiday than we do learning how to grow our wealth. Ironically, managing<br />

your money and making it grow (often with the goal of more holidays) is quite simple. One of the keys to financial<br />

success is automating your finances, making the day to day management simple and almost non-existent<br />

For example, $1000 a month invested every month into an investment for 30 years could realise a net result of<br />

$1.5 million. Making your money grow is only one part of the equation, what we have discovered is most of us<br />

aren’t really after money, we are after what it can give us; peace of mind, reassurance that you are comfortable, a<br />

holiday, a new car, choice and flexibility, not just what you have in the bank.<br />

WHAT’S YOUR ‘WHY’ FOR MONEY? ARE YOU AFTER FREEDOM, SECURITY, TRAVEL, WHAT ARE<br />

YOU AFTER? LET THIS OPEN YOUR MIND TO THINK ABOUT WHAT MONEY MEANS TO YOU?<br />

Round Table Money Mentor Session<br />

An open discuss with expert financial advisers<br />

(not death by PowerPoint)<br />

Maximum 10 people<br />

$20 per person, includes a meal and a drink<br />

Location to be advised upon booking<br />

EXPRESSION OF INTEREST:<br />

please email kelly@perronfg.com<br />

Ph. 07 5437 9243 | admin@perronfg.com | www.perronfinancialgroup.com.au


Why Invest<br />

Overseas?<br />

Australian house prices are among the most expensive in the world.<br />

According to a report released by ratings agency Moody’s, the<br />

average Australian family spends 29 per cent of their income on<br />

their mortgage, with Sydney-siders spending an average of 39 per<br />

cent! What’s even more alarming is that this represents a 36 per cent<br />

increase in just one year!<br />

In many countries, these statistics would spell an impending demise in<br />

the Australian housing market. With interest rates at record lows and<br />

housing affordability at never-seen-before levels, it paints an extremely<br />

perilous picture. Not only is there very little room for capital growth,<br />

but investors leave no room for a change in economy, government or<br />

personal circumstance.<br />

Many Australians have leveraged their whole retirement on a<br />

sustained shift in Australian house prices and the false economy that<br />

has been caused by lower interest rates and international demand. But<br />

what if house prices don’t continue to climb? Or worse, prices start to<br />

decline?<br />

Many Australians don’t have the ability to pay a higher mortgage, and<br />

they certainly don’t have the ability to increase their equity should<br />

house prices fall and the banks demand stronger deposits.<br />

Thousands of Australians are taking a practical approach to diversify<br />

through real estate and avoid a potential housing market correction.<br />

This has been made easier by technological advancements, such as the<br />

Internet and housing data.<br />

Many Australians are diversifying their<br />

investments internationally, to affordable<br />

housing markets in key international<br />

economies, and they couldn’t be<br />

happier with the returns.<br />

One of the favourite markets for savvy Australian investors seems to<br />

be America, and the timing couldn’t be better.<br />

Gone are many of the unsavoury marketers, who sold properties in<br />

less than desirable locations and unfortunately gave international real<br />

estate a bad name. <strong>The</strong>re are a few companies in Australia who offer<br />

great investment properties, in markets very similar to those at home.<br />

Australians can buy a home in Dallas, Texas, for example, for less than<br />

$200,000, yielding returns similar to a property costing $500,000 back<br />

home.<br />

It's not always that easy. Investing overseas requires the same due<br />

diligence as Australia, and a few extra steps to ensure your investments<br />

are properly managed. With Australian house prices reaching<br />

unsustainable levels, and household debt skyrocketing across the<br />

board, it's no wonder this new wave of Australians is seeking greener<br />

pastures in overseas markets. ca<br />

Brent and the team at FuturePlan<br />

Property are helping Australians to<br />

invest in properties in the US, go to<br />

www.futureplanproperty.com.au<br />

R<br />

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BUSINESS MATTERS 23


TRAVEL BUSINESS<br />

TRAVEL<br />

with Cheryl<br />

BUSINESS<br />

Ryan from<br />

with<br />

123<br />

Cheryl<br />

Travel -<br />

Ryan<br />

Buderim<br />

from<br />

123 Travel - Buderim<br />

Cheryl has been working and<br />

travelling the world for over 25<br />

years. Her travel business is<br />

a combination of leisure and<br />

conferencing with a special passion<br />

for supporting local communities<br />

she visits. She has travelled to<br />

around 40 countries and in the<br />

last two years Cheryl has been<br />

instrumental achieving in taking the<br />

projects worldwide.<br />

Travel Agent vs<br />

ONLINE BOOKING SYSTEMS<br />

When booking your holidays, do you use a travel<br />

agent or an online booking system? With peace of of mind,<br />

affordability and organisation topping the list of<br />

important factors when booking, more travellers are<br />

choosing to use an agent to plan their unforgettable<br />

holidays and business trips.<br />

A travel agent can not only make all all your bookings --<br />

travel, hotel, meals and excursions, -- but they will will also also find<br />

the find best the best deals deals and and be your be your advocate advocate if if anything if anything goes<br />

wrong. goes wrong.<br />

Online booking will show you the prices of tickets<br />

at the moment, but prices may change daily. And<br />

although some, but not all, travel websites allow you to<br />

create a package by booking hotel, airfare, excursions<br />

and car rental together, upfront payments are required.<br />

Planning a trip can be time-consuming and, the more<br />

complex the trip, the more helpful an experienced<br />

agent will be. Research shows that about 20 per cent<br />

of more than 2,000 travellers said it took more than<br />

five hours to search and book travel online. Do you<br />

really have the time?<br />

Websites just can't compete with personal experience<br />

and local knowledge - and that can include things like<br />

visas, inoculations, upgrades and other guidance.<br />

Your travel agent can find the early<br />

bird offers, discounted hotels and<br />

best package deals, and will cost<br />

around the same as if you’d booked<br />

it yourself!<br />

And remember, large operators hold<br />

back from selling their products<br />

online, and many also believe their<br />

products are too complicated to be<br />

booked online.<br />

Much more than a click and<br />

book, your agent will build an<br />

unforgettable holiday experience<br />

for you with real-life knowledge<br />

and unmatchable service.<br />

www.123Travelconferences.com.au<br />

ca<br />

It’s more than just<br />

a boot camp!<br />

“I have been exercising on and off for years but no gym has ever<br />

helped me to change my lifestyle as well as improve my health<br />

like MAB has. <strong>The</strong> Bootcamp groups are small and the trainers<br />

personalise the workout to suit your needs and fitness level.<br />

<strong>The</strong>y are awesome!” Robyn Taplin Principle<br />

WINTER<br />

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JUST $33 a week<br />

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making fitness fun and<br />

specialising in adventure<br />

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Ph. 0401 286 200 / E. melindabingley@gmail.com / Private Studio Located Golden Beach<br />

22 ISSUE <strong>80</strong><br />

24 ISSUE <strong>80</strong>


Are you waiting too long for<br />

YOUR money?<br />

PROPERTY<br />

MANAGEMENT<br />

MATTERS<br />

KENT MEDWIN<br />

ROCK PROPERTY<br />

One of the key services provided by Property Managers<br />

is rent collection. Rent is collected on behalf of the<br />

investor and deposited into the Property Manager’s<br />

account in trust. Periodically these funds are then<br />

transferred to the client; it is not, however, widely known<br />

that not all property managers disburse these funds as<br />

frequently as others.<br />

Too often we hear of investors waiting two weeks and<br />

sometimes even a full month for their rent to be disbursed<br />

to them from their Property Manager. If your Property<br />

Manager doesn’t disburse your rent to you on a daily basis<br />

it would be prudent to ask them…WHY!<br />

<strong>The</strong> answer may surprise you. In most cases the decision<br />

to disburse rents less frequently is driven by cost control<br />

measures on behalf of the Property Manager. <strong>The</strong> fees<br />

you pay should be enough to ensure that you receive your<br />

rental income on time.<br />

Rent collected on behalf of an investor is revenue that<br />

should be to their benefit as soon as possible. That is why<br />

quality Property Managers with a thorough understanding<br />

SEE RESTAURANT<br />

of property investment ensure that funds are forwarded to<br />

the investor as a matter of urgency. m<br />

When choosing someone to<br />

manage YOUR property<br />

always ensure that they are<br />

forwarding to you YOUR<br />

rental income the same day<br />

that they receive it, after<br />

all... it’s YOUR money,<br />

YOU deserve it!<br />

ABOUT THE AUTHOR<br />

Kent Medwin is a Director of ROCK Property. Kent has been investing in residential property for more than 16<br />

years and has built a very large personal portfolio. Kent’s team of property professionals at ROCK now provide<br />

advice and expertise to investors; it’s a service provided BY investors FOR investors.<br />

by investors. for investors.<br />

If you’re looking for an experienced partner who understands<br />

residential property, talk to Rock.<br />

We work alongside property investors to help build their portfolios –<br />

investors helping investors is the way we look at it.<br />

So whether you’re just starting out, on you’re third, or thirty-third<br />

property call us today, drop by the office, or visit us on the web.<br />

07 3102 1219 9 CAPITAL PLACE, BIRTINYA ROCKPROPERTY.COM.AU<br />

BUSINESS MATTERS 25


SUCCESS<br />

Copecats Printers<br />

NEVER OVER-PROMISE<br />

and under-deliver!<br />

E<br />

very successful business has its own success strategies<br />

in place and, for Jos and Jacqueline Eegdeman, that<br />

means avoiding the mistake of over-promising and<br />

under-delivering.<br />

"This creates our success and has made Copecats<br />

Printers what it is today."<br />

"In today’s market, with the current competition,<br />

this can do some serious damage to your business - especially<br />

when servicing local businesses. Word-of-mouth is very powerful,<br />

as is social media," said Jos.<br />

Servicing the Sunshine Coast for almost 40 years, Copecats<br />

Printers is family-owned and operated, and is one of the longest<br />

established commercial printers in Maroochydore. Jos and<br />

Jacqueline took over in 2008.<br />

Copecats Printers offer a wide variety of products, from design to<br />

print, bindery, print management and mass mailing, including full<br />

colour offset and digital printing.<br />

"Printing in-house using offset and digital printing equipment<br />

allows us to meet or better your price expectations and quality<br />

requirements from start to finish - and we deliver when promised,"<br />

said Jos.<br />

"Our professional staff have the expertise and knowledge to assist<br />

you with every aspect of your printing requirements, and we pride<br />

ourselves on providing a high level of customer service, including<br />

competitive prices and consistent quality.<br />

Putting the customers first is another of the couple's top success<br />

strategies.<br />

"We have to keep pace with the customers' changing printing<br />

needs, to ensure we meet and anticipate their demands and<br />

expectations, so that we continue to win their business,"<br />

said Jacqueline.<br />

"Providing excellent products, efficient service and support, and<br />

going that extra mile, makes our customers feel valued. We keep<br />

them informed throughout the process, from design to finished<br />

product, so there are no unexpected surprises!"<br />

Another secret to success for Jos and Jacqueline is making concern<br />

for the customers a top priority at all times. Being down to earth,<br />

honest and straightforward in their communication, impresses<br />

customers and strengthens the customer relationship, resulting in<br />

the customer being more loyal to us.<br />

"Customer referrals are a very<br />

powerful and successful tool. In<br />

the current market the competition<br />

is fierce and, for a lot of businesses,<br />

purchases are price-driven.<br />

So if our customers are satisfied,<br />

the best thing they can do for<br />

us is to tell other business owners<br />

and decision-makers about<br />

their experience.<br />

"So, if you're running a business, and you're not happy with your<br />

current printer, don’t put up with it! Come and visit us!"<br />

www.sunshinecoastprinters.com.au<br />

e<br />

26 ISSUE <strong>80</strong>


HANDLING THE<br />

HEARTACHE WHEN<br />

things turn sour<br />

SUCCESS<br />

I<br />

t is estimated that today, one in three marriages in Australia<br />

will end in divorce, and that's in addition to the many other<br />

types of relationship break-ups that occur on a daily basis.<br />

Generally, the experience is incredibly emotional, timeconsuming,<br />

and expensive.<br />

Divorcing through the court process can take many months to<br />

conclude and can cost tens of thousands of dollars. <strong>The</strong> emotional<br />

cost on the couple, their children, and family members is<br />

immeasurable.<br />

But after going through the process herself, Sunshine Coast<br />

businesswoman Alvia Turney has established an alternative<br />

solution - Act4Tomorrow - which she hopes will one day be<br />

known throughout Australia as a better way to separate.<br />

Alvia's life was turned upside down in 2001 when she found<br />

herself on the separation rollercoaster, experiencing the emotional<br />

trauma and stress first-hand.<br />

Heartbroken and unable to think clearly, she followed the advice<br />

of well-meaning family and friends to seek legal representation.<br />

Two years and tens of thousands of dollars later, her divorce and<br />

property settlement were finalised, and she was emotionally and<br />

physically exhausted.<br />

‘I just didn't want anyone else to go through that experience.<br />

When I separated, it appeared that no one involved wanted to<br />

keep the situation fair and civil, and no one managed the entire<br />

matter for you, until now,’ said Alvia.<br />

Initially Alvia worked the business as a one-woman show with<br />

the occasional client, knowing it was a good idea, then in 2013,<br />

the business was officially launched.<br />

As separation specialists, Act4Tomorrow offer a range of services<br />

to help couples end their relationship as amicably and fairly<br />

as possible, and move on with their lives. Alvia’s passion in<br />

creating this business is to save you time, money, and much<br />

of the emotional stress.<br />

‘We manage the entire process for an individual or a couple,<br />

to communicate and navigate through the break-up process.<br />

So literally from how you handle saying goodbye to somebody,<br />

working through a plan to move forward on all matters, to<br />

gathering financial information, so you are fully able to think<br />

clearly when you sit with one of the collaborative lawyers who<br />

work with Act4Tomorrow.’<br />

Act4Tomorrow provides education in the art of negotiation and<br />

conflict resolution, and promotes a platform of respect throughout<br />

the process.<br />

‘It's about delivering the message in a respectful caring manner<br />

that reduces the angst and the emotional impact on the other<br />

party,’ Alvia said.<br />

‘So if you are the person wanting the break-up, it's better to come<br />

to us before you initiate it, as there is a polite way of<br />

telling somebody.’<br />

Act4Tomorrow<br />

Alvia advises clients to come immediately, so the whole process<br />

can be properly managed and dealt with as quickly as possible -<br />

usually in just one or two meetings.<br />

When separating through the courts costs mount up quickly, into<br />

the tens of thousands of dollars for each person. Just ask anyone<br />

who has been through this process. Act4Tomorrow has set fees so<br />

the client knows what to expect.<br />

<strong>The</strong> business collaborates alongside a team of independent solicitors,<br />

so that the legal issues are properly dealt with, along with all the<br />

logistical, practical and emotional issues of your break-up.<br />

Alvia believes that the way in which the separation is handled<br />

can drastically affect how a couple treat each other in the future.<br />

And if they have children, this is vitally important.<br />

"All the couples we have worked with<br />

went through the process quickly and<br />

smoothly and have moved on with<br />

their lives.’<br />

From its Sunshine Coast HQ - and its new base in Victoria -<br />

Act4Tomorrow can help couples throughout Queensland,<br />

Victoria, NSW, Cairns, Perth and Darwin.<br />

And they offer a free one-hour consultation, to give clients an<br />

overview of what to expect during the process.<br />

While everybody dreams of a happy ending, things do go<br />

wrong. And when they do, Alvia has some very good advice:<br />

'Be nice, be respectful, don't wait, negotiate'.<br />

www.act4tomorrow.com.au<br />

e<br />

BUSINESS MATTERS 27


SUCCESS<br />

BUILD TRUST<br />

AND YOU'LL BUILD<br />

successful<br />

relationships<br />

Allcoast Tyres<br />

When you've racked up 20 years in business on the<br />

Sunshine Coast, you are clearly a success, with<br />

a lot of very proud moments to look back on.<br />

And, according to John O'Leary of All Coast<br />

Tyre Solutions, maintaining a great working<br />

partnership wife Tracey and with his brother, Peter, throughout<br />

that time, is one of the proudest.<br />

John and Peter started in the tyre industry in their home town,<br />

Chinchilla, and that, coupled with coming from a farming area,<br />

gives them a huge amount of experience, not only in fourwheel-drive<br />

and car tyre solutions, but also trucks, tractors and<br />

earthmoving equipment.<br />

<strong>The</strong> brothers purchased their Yandina business in May 1996,<br />

operating as Beaurepaires for Tyres until 2011, when they took an<br />

opportunity to become more independent.<br />

<strong>The</strong>y changed the name to All Coast Tyre Solutions and now<br />

operate under the Dunlop Super Dealer banner. And that gave<br />

John another proud moment - last year being one of only five<br />

people in Australia to be inducted into the Dunlop Hall of Fame.<br />

"We also won the Beaurepaires Store of the Year for Australia in<br />

2006, and received numerous customer service awards, but that's<br />

not what it's all about," John said.<br />

"What makes us unique is that we put a lot of time into recording<br />

all the details, so we can give the customer a full report at any time,<br />

right down to how many kilometres they are getting per tyre.<br />

"And that's because we're not in the business of selling tyres, we're<br />

in the business of selling a service. It's about getting all the little<br />

things right - that's why customers choose us, and that's why we're<br />

successful."<br />

John and Peter have success strategies in place to make them stand<br />

out in a crowded marketplace.<br />

"<strong>The</strong> most important is putting the team first, making sure it's a<br />

good team, with the right tools, the right training and the right<br />

knowledge to do the job properly," John said.<br />

"It's also about making sure we choose the right tyres to use and<br />

sell, not just the cheapest product. It's about giving the customer<br />

what they need.<br />

"And thirdly, we treat customers<br />

as family and that makes a huge<br />

difference to how they are looked<br />

after. When a customer walks into<br />

the shop, we think how we would<br />

like our mother, or sister, or father,<br />

or son, or other family member to<br />

be served and looked after.<br />

"When you look at it that way, you'll always do the right thing<br />

by the customer, and that's the key to our success."<br />

In business, John's proudest moments are when the business gets<br />

great feedback from a customer, and referrals.<br />

"That happens when people trust you and, in business, it's all about<br />

trust."<br />

Outside of work, John's proudest moments generally involve his<br />

wife of 30 years, Tracey, or his three children - especially with<br />

son, Nathan, having recently married at Parliament House and<br />

returning last year from his two deployments to the Middle East.<br />

Oh, and he and Peter are pretty proud of the fact that they have<br />

just expanded, taking over a new tyre shop in Maroochydore -<br />

Sunshine Coast Tyre Centre at 41 Wises Road.<br />

With general manager Trevor Duncan at the helm - who's been<br />

with All Coast Tyres Yandina for 19 years - the Maroochydore<br />

base can now service more of the general public, with car and<br />

4WD tyres, as well as offering log book services by qualified<br />

mechanics.<br />

www.allcoasttyres.com.au<br />

e<br />

28 ISSUE <strong>80</strong>


INNOVATION AND<br />

COLLARBORATION<br />

ARE ESSENTIAL<br />

FOR A<br />

successful future<br />

Six Elements<br />

SUCCESS<br />

<strong>Success</strong> is not a word to be used lightly, according to Dom<br />

Ogun, co-owner of Sunshine Coast agency, Six Elements.<br />

This innovative team boasts an impressive track record of<br />

developing and refurbishing hundreds of brands, with strong<br />

and effective communication platforms, particularly online.<br />

"<strong>The</strong> word success is a matter of perspective. We don’t use this word<br />

lightly as there are some amazing success stories in this world,"<br />

Dom said.<br />

"In our definition, it reflects a ‘destination, final point’. We simply<br />

enjoy our work as a team and love having clients with strong<br />

relations who are as passionate about their business as we are ours.<br />

"Equally, we continue to achieve our tactical goals and reach<br />

milestones to keep us on track."<br />

Six Elements was formed in July 2011 by Dom, in partnership with<br />

Gary Kennedy, after the agency they both worked for closed.<br />

Having worked together for a year, the duo took a punt and<br />

decided to start a new agency with a New Age philosophy, which<br />

primarily focused on ‘effective brand development and integrated<br />

marketing inputs’.<br />

At the time, this was contrary to traditional advertising agency<br />

modules, where marketing outputs were the main interest.<br />

<strong>The</strong> business invested heavily in resources to provide world-class<br />

solutions in three key main categories: strategy, creative and online.<br />

“Six Elements’ commitment to these categories has helped the brand<br />

achieve its primary commercial objective, which was (and still is)<br />

to be well-equipped and competitive against our metro city-based<br />

counterparts,” Dom said.<br />

Madalene Bettega - formerly of EMS Creative - joined the team in<br />

2015, allowing Six Elements’ market presence to expand further and<br />

become a completely fully integrated agency.<br />

After five years' operation, Dom says this achievement would not<br />

have been possible "without having the brightest individuals in<br />

our local market become part of the Six Elements team - past and<br />

present".<br />

"We have never compared ourselves with other operators, hence<br />

why we would not claim the statement of being better or bigger<br />

than them. Our core focus is building strong relationships with<br />

our clients.<br />

"We believe that we can only build strong relationships by earning<br />

respect and truly committing to our clients’ commercial objectives<br />

and delivering results. However, and more importantly, there must be<br />

chemistry between both parties right from the very first meeting."<br />

"For that reason, we always follow our<br />

motto of ‘you attract what you reflect’.<br />

Ultimately, all of our service offerings<br />

are based on this motto."<br />

And, says Dom, that has been one of their key success strategies.<br />

"Standing by our motto has attracted certain industries to our brand,<br />

and over time we have built strong track records in these industries,<br />

which have eventually created amazing new opportunities for us to<br />

grow further," he said.<br />

"Madalene and other key expert professionals joining our Six Elements<br />

family has been a very big milestone. It provides us with a louder voice<br />

amongst our target market of national brands. More importantly, it has<br />

broadened our attraction level.<br />

"We invest in knowledge, rather than rent it. Most of our projects - if<br />

not all - have been developed and implemented in-house!<br />

"For us, the number one achievement is having a strong and respectful<br />

partnership between directors. With our complementary personalities,<br />

we have managed to tackle all challenges that business operators face on<br />

a daily basis. As directors, we share the same values – staff come first,<br />

then clients and shareholders next."<br />

However, Dom is certainly not complacent, celebrating proud business<br />

moments every day.<br />

"Every day the Six Elements team achieves something that makes<br />

me proud. I don’t take anything for granted, as no-one knows what is<br />

waiting around the corner, good or bad!"<br />

Dom believes that innovation and collaboration are not only essential<br />

for the future growth of his agency, but also for the community, the<br />

region and the economy.<br />

"We need to be prepared for industry disruption and be open to<br />

continuous change."<br />

www.sixelements.com.au<br />

e<br />

BUSINESS MATTERS 29


SUCCESS<br />

SUCCESS IS<br />

LOVING WHAT YOU DO,<br />

and doing what youlove<br />

are diligent about ensuring we put the right people in the right roles<br />

for the right reasons.’<br />

It’s very clear Michalle derives a great deal of pleasure and satisfaction<br />

from her work an collaborating with her team.<br />

East Coast HR Group<br />

It goes without saying that helping to place more than 10,000<br />

people in paid employment over the past three decades is a<br />

major success story for Sunshine Coast recruitment experts,<br />

EastCoast HR Group.<br />

Being a part of that journey is very special to Managing<br />

Director, Michalle Faulkner. But to Michalle, success also means<br />

being able to ‘live your passion’.<br />

‘It's when you love what you do and do what you love; I’m grateful<br />

to say that I get that privilege,’ she said.<br />

<strong>The</strong> EastCoast HR Group was established in 1986 and is the<br />

Coast’s first recruiter. In 2010, the business merged with a small<br />

but well-known human resource consultancy company, which<br />

saw it expand its revenue stream to include human resource<br />

and industrial relations consultancy services. In 2012, FHR<br />

Investments (Qld) Pty Ltd bought the existing business and placed<br />

Michalle at the helm.<br />

Today, EastCoast HR Group provides end-to-end recruitment<br />

services for temporary and permanent roles, payroll administration<br />

services, as well as HR/IR advisory and consultancy support for<br />

businesses across the Sunshine Coast and regionally.<br />

In late 2015, EastCoast received accreditation as an Approved<br />

Employer for the federal government’s Seasonal Worker Program,<br />

which expanded the group's recruitment scope to 11 other<br />

countries in the South Pacific.<br />

‘<strong>The</strong> breadth and depth of skills, experience and knowledge shared<br />

across members of our team is our core strength,’ said Michalle.<br />

‘Before purchasing EastCoast in partnership, I had a very<br />

successful consultancy business that was built off the back of a<br />

limited marketing budget so my business all came by referral and<br />

word-of-mouth. To date, that is still the case in our consultancy<br />

business. I think clients choose us over others because of our<br />

demonstrated expertise, longevity in our industry and because we<br />

‘<strong>Success</strong> is appreciating and valuing your relationships as well as<br />

supporting, leading, and engaging those in your life. Being a business<br />

owner, success to me is also the demonstrated value achieved in the<br />

service provision we give clients and the reward to us, naturally, is a<br />

profitable business.’<br />

But Michalle is the first one to point out that success doesn't just<br />

happen.<br />

‘You need to know what<br />

you want to achieve from<br />

your business and have a<br />

clear plan with actions.<br />

You must know your<br />

numbers, and invest in your<br />

team, because your people<br />

are your biggest asset.’<br />

‘I believe EastCoast is successful because we are tenacious and we<br />

have continued to innovate to meet the changing business trading<br />

environment. We were determined to come through the other side of<br />

the GFC with integrity and our soul intact,’ Michalle said.<br />

In 2008 Michalle was named Micro Small Business Woman of the<br />

Year and in 2015 EastCoast HR Group were finalists in the Sunshine<br />

Coast Excellence in Business Awards.<br />

Michalle is also a published author, with her book, ‘<strong>The</strong> People<br />

Investment’, which helps businesses maximise and engage their team<br />

to reach their full potential.<br />

But relationships are also core to her success - with her husband,<br />

children and now her adorable granddaughter all essential to her<br />

success.<br />

‘<strong>The</strong>y are my champions, my driving force and my biggest inspiration.’<br />

www.eastcoasthr.com.au<br />

e<br />

30 ISSUE <strong>80</strong>


NEVER BE AFRAID TO<br />

follow your dreams<br />

SUCCESS<br />

Paula Brennan<br />

Photographer<br />

Branching away from a perfectly good business in Sydney,<br />

and starting something new in another state, could be<br />

described in any number of ways - brave, impulsive,<br />

amazing . . .<br />

"Crazy stupid! Looking back, I see how others may have<br />

thought that! But now I can sit where I am, content and full, and<br />

thank myself for having the tenacity to follow my own path. And<br />

that's probably my proudest business achievement."<br />

Paula Brennan is a successful photographer and businesswoman,<br />

who is not afraid to follow her dreams and 'swim against the<br />

stream'.<br />

<strong>The</strong>se days Paula operates a portrait photography studio that<br />

focuses on empowering and celebrating women through<br />

contemporary portrait experiences.<br />

She specialises in creating personal brand image collections<br />

for entrepreneurs and small businesses, to help create desire,<br />

elevate their brand and establish a tailored bank of personalised<br />

advertising and content imagery.<br />

"After running a successful wedding photography business in<br />

Sydney for 12 years, I decided to open a boutique portrait studio in<br />

Mooloolaba," said Paula.<br />

“At first, I was passionate about helping women have better selfperception<br />

- but found quickly there are so many entrepreneurial<br />

women on the Coast who need images… of their work, their<br />

family and more importantly to me… just for them - that I<br />

decided to build packages to suit the many hats most women<br />

wear.”<br />

"Every woman wants to look and feel beautiful and I think that<br />

the female entrepreneurs were drawn to what I could do for them."<br />

That was two years ago, and Paula has never looked back.<br />

"I found stepping into the world of personal branding to be<br />

a really wonderful challenge creatively and business-wise. It<br />

really does utilise the best of my skills, having spent the last 16<br />

years shooting in all conditions, and the last two years studying<br />

marketing to get the business off the ground in Queensland," she<br />

said.<br />

"I feel I can really bring a lot of ideas, not only on how best to<br />

shoot the photos, but how to maximise the end use of the imagery<br />

for my clients."<br />

Paula believes her secret weapon is radiating her clients' 'personal<br />

essence' through her imagery.<br />

"I know I have a special ability to make women feel comfortable.<br />

I create a safe space which allows people to open up and feel<br />

vulnerable, and yet feel protected at the same time. In my images<br />

women look connected and confident - I think that is what we all<br />

want to feel and I help them get into that zone."<br />

<strong>Success</strong> to Paula is living life on her own terms, not defined by<br />

anyone else's definition of success. It is also about following certain<br />

strategies.<br />

"Study, learn, practise, practise, practise . . . rinse and repeat! If<br />

you make a mistake, review and learn, then practice again," she<br />

suggests, as well as listening to your intuition, because it is "a loud<br />

speaker from your soul".<br />

Paula also believes you must give<br />

yourself permission to be successful,<br />

because no-one else - and certainly no<br />

piece of paper - is going to do it for you.<br />

By believing in herself, Paula has created a business that continues<br />

to grow and be successful. Despite having stopped marketing her<br />

Sydney business eight years ago - and moving to the Coast two<br />

years ago - her reputation is so solid she still receives referrals.<br />

"I still fly down every couple of weeks to shoot weddings. That to<br />

me is a true testament to giving a good quality product and service<br />

that people want to come back for."<br />

Like many Sunshine Coast women, Paula knows that success<br />

is as much about life as it is about business. And her proudest<br />

life achievement is... "every day I spend with my daughter, she<br />

motivates me to be successful in everything I do - being her mum<br />

has taught me to be compassionate to myself, to accept me for me,<br />

and to evaluate success on my terms and not feel judged by others<br />

versions of success.”<br />

www.paulabrennan.com.au e<br />

BUSINESS MATTERS 31


SUCCESS<br />

HELPING OTHERS<br />

ACHIEVE FINANCIAL<br />

SUCCESS IS<br />

a winner for SMS<br />

L<br />

ongevity is a sign of success, and SMS Finance has<br />

that. <strong>The</strong>y have been established on the Sunshine<br />

Coast since 1982. Awards also represent success, and<br />

this business has plenty of those too.<br />

To business partners John McNamara and Colin<br />

Mason, ‘hearing a client speak highly of us is the best success we<br />

can enjoy.’<br />

Based in Maroochydore, this busy finance consultancy business<br />

handles all forms of finance for clients, primarily specialising in<br />

home loans, motor vehicle and truck finance, equipment finance,<br />

business loans, and commercial property loans.<br />

SMS Finance was started by David Stone, who still remains in<br />

the business, and is now operated by John and Colin who act as<br />

finance brokers for a wide range of clients.<br />

‘<strong>The</strong> choices now available in the finance and mortgage market<br />

can seem limitless and completely overwhelming. You can choose<br />

to research the subject, the lenders, and their products yourself, or<br />

work with a broker, who already has that knowledge,’ John said.<br />

‘Finance brokers give you choice.’<br />

All brokers have a panel of lenders from which they may<br />

recommend a loan. <strong>The</strong>y have to become accredited with the lender<br />

to offer their product, and are required to keep up-to-date with<br />

their latest offers.<br />

‘But the best deal is not necessarily the cheapest rate. A good<br />

finance or mortgage broker will examine your circumstances and<br />

future plans to recommend a loan that is right for you. Having an<br />

appropriate loan which works for you can help you build wealth,’<br />

said John.<br />

It's important to note that most brokers don't charge a fee for<br />

their services - as the lenders pay them a commission for the loans<br />

they write, and most lenders offer the same rate via the mortgage<br />

broker as they would directly.<br />

‘Many products seem to offer a great deal, but they could<br />

have penalties, fees, and charges you may not be aware of.<br />

Or, they may not offer the flexibility you require in the future.<br />

A mortgage broker can help you avoid taking out a loan you<br />

might later regret,’ John said.<br />

Part of the reason for SMS Finance's success is that it has an<br />

outstanding reputation for 'getting the job done', and is very well<br />

established, not only with clients, but also with lenders.<br />

‘That makes it much easier to negotiate for our clients. <strong>Success</strong><br />

is, of course, financial but also true success comes when we<br />

have happy clients, happy staff and time available to spend<br />

with our families.’<br />

John's business success strategies are well worth taking on board.<br />

‘<strong>The</strong>re are many strategies out there,<br />

but the ones I best relate to are that<br />

business is personal, and liquidity<br />

before profitability. Thirdly, if good<br />

people come along, give them a job<br />

and then figure out what their role is!’<br />

John mentioned earlier that, to him, a sign of success is also being<br />

able to spend quality time with his family.<br />

‘Everyone says it, but having kids was truly a great moment for me.<br />

Having four kids certainly changed my life.’<br />

‘In my business life, it was an important moment when Colin<br />

Mason joined the team, because it has made SMS Finance one of<br />

Queensland’s larger finance broking businesses.’<br />

Colin who recently joined with SMS Finance says his great success<br />

in life was his family.<br />

‘Definitely meeting my wife and having three beautiful children<br />

together. We have been married 12 years and look forward to many<br />

more happy years together as a family.’<br />

‘In my business life, establishing a partnership with John<br />

McNamara has definitely been a life changing experience for me.<br />

And also winning the number 1 loan writer of the year award 4<br />

years in a row with Mortgage Choice and Number 1 Broker in<br />

QLD (2015 MPA <strong>Magazine</strong>) are achievements that I am very<br />

proud of too,’ said Colin.<br />

www.smsfinance.com.au<br />

SMS Finance<br />

e<br />

32 ISSUE <strong>80</strong>


6 Reasons You Should Invest in<br />

Duplex Properties<br />

DUPLEX<br />

MATTERS<br />

TWO LOTS OF RENT<br />

<strong>The</strong> potential to pick up two income revenues from a<br />

duplex property adds massive value to an investment. If<br />

one unit is empty you are still collecting rent on the other<br />

one. Or you can live in one half and collect rent off your<br />

tenants in the other.<br />

POSITIVE CASH FLOW<br />

Renting out two units creates positive cash flow, allowing<br />

the rent to cover the cost of interest payments, rates,<br />

insurance and property management. <strong>The</strong> best examples of<br />

this have been created as the result of a good strategy.<br />

INSTANT EQUITY<br />

Equity can only be gained through growth of a property’s<br />

value. Building a duplex, and following all the council<br />

rules, allows the duplex to be strata titled. It can then be<br />

valued as two separate units creating instant equity.<br />

STRATA TITLING<br />

<strong>The</strong>re are very strict Council rules that need to be followed<br />

to be able to strata title a duplex, because Council is are<br />

required to seal the plans, which gives the titles office<br />

approval to split the title into two.<br />

LAND SIZE<br />

Land is the key to property investing. A duplex requires a<br />

large block of land and land appreciates over time, creating<br />

added value to your duplex..<br />

STAMP DUTY<br />

Stamp duty can be a large cost when purchasing a<br />

property. If you buy a duplex as a house and land package<br />

you only pay stamp duty on the land, and not the build, so<br />

this is a great saving. <strong>The</strong> money can stay in your pocket<br />

instead of the Government's. m<br />

PAULA HARRIS<br />

& TRACY DRENT<br />

VIZION GROUP QLD<br />

ABOUT THE AUTHOR<br />

With over 20 years’ experience in property investment, Paula and Denis Harris and Tracy and Rudy Drent<br />

came together with the goal of helping others with a key focus on positive cash flow properties for the first<br />

time investor or for the experienced investor looking for that unique asset that complements any portfolio.<br />

Duplex/Dual Occupancy<br />

Properties<br />

Positive Cashflow<br />

AND Instant Equity<br />

Ph: 0438 534 930<br />

admin@viziongroupqld.com<br />

www.viziongroupqld.com<br />

facebook.com/viziongroupqld<br />

BUSINESS MATTERS 33 25


Focus on your<br />

and<br />

we’ll focus on the<br />

Tatiana Porter one of the owners of Workplace Central says, <strong>Success</strong> to me is about fostering great relationships,<br />

continually learning and being excited by new possibilities. But that’s just me, and that is exactly the point”.<br />

<strong>The</strong>re’s a litany of books, posts and seminars promising to lead us to success, but there are just as many helping<br />

us overcome low self-esteem when our path to success failed us. Seriously, if everyone who bought the book,<br />

signed up for a program or read the post was able to achieve the elusive goal then we’d all have achieved our<br />

goals and feel successful. Wouldn’t we? But not all of us do, I think it is because success to each of us means<br />

something different and we will never be successful if we haven’t identified what that is.<br />

So how does this relate to employment?<br />

Employment is all about people. Many employers believe their staff are their greatest asset, and for those that<br />

don’t they at least acknowledge that people are necessary. It is well-documented that an engaged workforce<br />

is better, happier and more productive than a disengaged one. To engage people they need to understand<br />

what they’re expected to do and feel aligned with their workplace.<br />

This requires understanding individuals, their needs, their motivations and desires. This can be an involved and<br />

time-consuming process which requires a particular skill set and knowledge to determine. As a business owner<br />

you need to focus on your goals, and while having the right people around you might be a part of your success<br />

plan, for you to actually engage in the process of finding them, might not be.<br />

<strong>The</strong> world and the job market are changing. Although employers may still want their employees to do whatever<br />

they are told, and be quiet and happy and await further instructions, this is harder to find as more people now<br />

are taking control of their work life. With a move to casualization and the notion of a ‘job for life’ being almost<br />

redundant, employees realise that they cannot rely on an employer to take care of their career. Most employees<br />

want to stay marketable, keep learning, upskilling, and looking for new opportunities.<br />

Work is often a large part of a person’s life, whether they are in their dream career or simply<br />

working to maintain their lifestyle, but people are complex and have varying needs, so<br />

it can be useful to partner with a workforce management service. This kind of service<br />

can take control of all your staffing requirements from recruitment and payroll to<br />

compliance and reporting.<br />

We all only have 24 hours in a day and can’t be successful at everything. Some of<br />

us try, at least for a while, but then realise it is all about priorities. A vision of success<br />

has to admit there are things we won’t succeed at, but allow us to find people along<br />

the way to support us.<br />

If you are an employer managing your workforce can be a full time job, but if it isn’t a<br />

part of what drives you, it doesn’t have to be yours!<br />

Working in<br />

partnership<br />

with a specialist<br />

means you can<br />

get back to your<br />

core business<br />

and drive your<br />

success.<br />

because people need workplaces and workplaces need people


Money LOVES attention<br />

MONEY MINDSET<br />

MATTERS<br />

Imagine money is like a plant: you plant it in fertile<br />

soil, you water it every day and you give it the<br />

attention it needs to grow. If you leave the plant alone<br />

for a while, the state will deteriorate, but this doesn't<br />

mean you can't bring it back to life.<br />

Now with your finances, the first crucial point is that<br />

you map out where you are right now. Be very honest<br />

with yourself and write down exactly how much you<br />

have in your accounts, how much you owe and to<br />

whom, how much you spend and how much is<br />

coming in.<br />

This blueprint is the start of you taking your power<br />

back when it comes to money. Do not hide from the<br />

truth. Any debt you have shows who you were in the<br />

past, not who you are now. If you are now facing reality<br />

and taking control of your finances, you can no longer<br />

see yourself as weak, and you can let go of any guilt<br />

that goes with having debt.<br />

Guilt does not serve you, so stay in your power. Go<br />

and talk to financial advisers or accountants and make<br />

a plan to pay off the debt without crippling yourself.<br />

Allow room for money to be spent on things that<br />

resonate with your core values. If you don't, you will<br />

binge-spend - the result will be the same as being<br />

on a diet and binge-eating! All your efforts go down<br />

the drain and you are back where you started, so be<br />

realistic and gentle with yourself.<br />

<strong>The</strong> most important thing now is to start tracking<br />

daily the money that comes to you. Go through all<br />

your accounts every day and write down the money<br />

that is coming in. This writing down of 'good fortune<br />

flowing in' is so effective that you will see more money<br />

coming to you.<br />

<strong>The</strong> daily routines you have<br />

around money are crucial<br />

to how successful you will<br />

be. I have read many books<br />

about this subject and all<br />

successful people apply daily<br />

routines that allow them<br />

to be and stay successful.<br />

After you track your income, write a list of what you<br />

want to see showing up in your life and be very precise.<br />

Write down every amount that you will need to<br />

manifest your dreams. I cannot emphasise enough that<br />

you need to be very specific. Make a shopping list of<br />

all that you desire and what it will cost.<br />

Feel as if you have that money showing up in your life.<br />

Who would you be if you had the money to buy the<br />

things that are on your list? How would you feel? Now<br />

stay with that feeling, with the emotions of having<br />

your dreams fulfilled, and continue to feel like that for<br />

the rest of the day.<br />

Like attracts like so, tomorrow, repeat the same<br />

exercise again, and the next day, and so on. m<br />

NADINE<br />

NELEN<br />

MONEY MINDSET<br />

ABOUT THE AUTHOR<br />

Nadine Nelen is a Money Mindset Mentor, Soul’s Whisper Translator, Life Purpose Facilitator, bestselling<br />

author, artist, aura reader and Reiki Master. Nadine transforms the way people think about money and is on a<br />

mission to help people break free from fears and give them the tools to make their dreams come true. She is<br />

certified in the Money Breakthrough Method®.<br />

CLEAR YOUR BIGGEST<br />

MONEY BLOCK!<br />

Are you doing all the right things and still experiencing<br />

lack of money? Before you work harder, check out what<br />

is really blocking you and set yourself free.<br />

Book your<br />

FREE consultation<br />

today – go to<br />

www.nadinenelen.com<br />

BUSINESS MATTERS 35


Updating your Will<br />

LEGAL<br />

MATTERS<br />

KRISTEN<br />

BECKHAUS<br />

beckhaus legal<br />

I HAVE REMARRIED BUT JUST<br />

REMEMBERED THAT MY WILL STILL<br />

LEAVES EVERYTHING TO MY EX-<br />

HUSBAND. WHAT’S THE LEGAL<br />

TAKE ON THIS?<br />

In Queensland, when you divorce, your Will is<br />

automatically rendered invalid, so any provisions made in<br />

that Will no longer have effect. It’s extremely important<br />

that your Will reflects any relationship changes you<br />

may have. This includes entering a de facto relationship,<br />

marriage, divorce and separation. When you and your<br />

spouse decide to separate, you should make a new Will<br />

immediately, as although divorce effects the validity of your<br />

Will, marriage separation does not. So whilst you may be<br />

separated, if you pass away without updating your Will,<br />

your spouse can still inherit any property you left them and<br />

take up the role of your executor if they are appointed.<br />

When you remarry, any existing Will you have becomes<br />

invalid, unless it specifically states it is made 'in<br />

contemplation of marriage' to your new spouse. Passing<br />

away without having a Will means your property, assets<br />

and belongings will go to your next of kin (spouse, child,<br />

parent); and is determined according to the law which may<br />

not be in line with your wishes.<br />

I DON’T HAVE A WILL, BUT I DON’T<br />

HAVE MUCH REALLY, SO FIGURE IT<br />

DOESN’T MATTER - DOES IT?<br />

Passing away without a Will does not impact on you, but<br />

your loved ones may suffer the consequences, no matter<br />

how much you own. Your loved ones will be experiencing a<br />

distressing enough time as it is, and passing away without<br />

a Will could add to this. If you die without leaving a Will<br />

it also increases the possibility of disagreement over the<br />

distribution of your estate, so it may all be left up to a court<br />

to unravel.<br />

I HAVE MARRIED FOR THE SECOND<br />

TIME AND WE BOTH HAVE CHILDREN<br />

TO PREVIOUS RELATIONSHIPS. HOW<br />

IMPORTANT IS GETTING OUR WILL<br />

RIGHT? I’M PRETTY SURE IF I WENT<br />

FIRST MY HUSBAND WOULD BE FAIR.<br />

If you fail to update your Will to reflect this major<br />

relationship change, a large part of your estate may be<br />

awarded to your spouse, impacting on the provision for<br />

your children from your previous relationships. If this is<br />

not what you want, preparing a new Will is extremely<br />

important. If you pass away leaving all to your new spouse,<br />

they may choose just to provide for their own children in<br />

their Will and not yours. Further, if you pass away and your<br />

new spouse remarries, that may impact on your spouse’s<br />

likelihood to provide for your children. Your children may<br />

miss out completely.<br />

WHY DO I NEED A POWER OF<br />

ATTORNEY?<br />

A General Power of Attorney, an Enduring Power of<br />

Attorney (EPOA), and an Advanced Health Directive<br />

are the three types of documents used in Queensland to<br />

appoint others to make certain decisions on your behalf.<br />

<strong>The</strong> circumstances surrounding that appointment, and<br />

the types of decisions you would like to allow someone<br />

to make on your behalf, will determine which type of the<br />

above document/s you require and their duration. You don’t<br />

only need a power of attorney if you are incapacitated and<br />

you cannot conduct your own affairs. You may also need<br />

one, for example, if you are going on an overseas holiday<br />

and you need someone to sign things on your behalf while<br />

you are away. A power of attorney can be appointed for<br />

financial matters, health matters or both, and it can be<br />

reassurance that things will not simply stop just because<br />

you are not in a position to deal with them yourself. m<br />

ABOUT THE AUTHOR<br />

Kristen is the Director of Beckhaus Legal with over 10 years of experience including civil and commercial litigation, criminal<br />

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36 ISSUE <strong>80</strong>


Children’s <strong>The</strong>rapy Centre<br />

PREPARES FOR MAJOR<br />

INDUSTRY CHANGES<br />

T<br />

he Sunshine Coast Children’s <strong>The</strong>rapy Centre is embarking on our most significant<br />

renewal since we were founded by local parents, teachers and health professionals<br />

in 1988. We have become a company and we are embracing a strategic plan that<br />

drives quality service expansion to meet the needs of even more children and families.<br />

<strong>The</strong> National Disability Insurance Scheme begins on the Sunshine Coast on the 1st of January 2019<br />

and will provide children and families with greater choice and control. We want families to continue<br />

choosing us and trusting us to get the best outcomes for their children.<br />

Our Centre offers family-centred early intervention and ongoing specialist services for children with mild,<br />

moderate and severe disabilities and developmental delays. We also provide disability-specific equipment<br />

and assistive technologies. Our speech, physio and occupational therapists work in teams with family<br />

support staff, doctors and other services. Teamwork provides the best outcomes for our children.<br />

We also provide Parent Connect workers who work with parents during the early<br />

diagnosis stage and connect parents to the right services at the right time. Our<br />

therapists visit schools to provide classroom support for children and helpful<br />

advice for teaching staff. As well as this, we run very popular children’s camps<br />

for brothers and sisters so they can meet others with similar lifestyles.<br />

We are expanding our services and locations to ensure children can be<br />

closer to where they live. This will enable even more children to access our<br />

highly skilled and experienced therapists.<br />

Our success goes well beyond the superior technical excellence of our<br />

professional staff. Our success is embedded in our values of respecting<br />

and empowering each child and of cooperative teamwork with each<br />

child’s school and health professionals.<br />

Early intervention in early childhood - this<br />

is the ideal time to improve children’s abilities<br />

for lifelong benefits.<br />

Debbie Blumel CEO<br />

Our vision is to empower<br />

children with disabilities<br />

and developmental delays<br />

to achieve their potential<br />

and participate in the<br />

community.<br />

Our mission is to remain<br />

the best children’s therapy<br />

service on the Sunshine<br />

Coast – welcoming, trusted<br />

and engaged.<br />

We are a not-for-profit company. We do not<br />

profit from disability. We invest all funds into<br />

service improvements, equipment and staff<br />

training in the latest evidence-based research.<br />

CONTACT US<br />

70 Windsor Road, Nambour Q 4560 Tel: 07 5441 7199<br />

E: enquiries@childrenstherapycentre.com.au<br />

www.childrenstherapycentre.com.au


38 ISSUE <strong>80</strong>


Looking for something that<br />

REALLY WORKS<br />

FOR WEIGHT LOSS?<br />

As the world evolves and advances in technology,<br />

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Inflation has risen so much in Australia over the past<br />

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We all know we need a well-balanced diet and plenty of exercise,<br />

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Many also have associated health issues that can sometimes<br />

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In Australia, the company<br />

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This allows the technology and machines to isolate muscle groups<br />

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BUSINESS MATTERS 39


LOCAL BUSINESS<br />

with Gary Birmingham,<br />

Savvy Business Sales<br />

It’s not a crime to<br />

SELL YOUR BUSINESS<br />

<strong>The</strong> first thing to realise is that it’s okay to sell your<br />

business! You have worked hard to build it up and<br />

make it profitable, and it’s not a crime to sell. And no,<br />

you won’t be letting your staff and customers down.<br />

On many occasions the best thing for a business can<br />

be a new owner with renewed energy and enthusiasm,<br />

who can take on all the things you planned to do but<br />

didn’t quite get around to.<br />

<strong>The</strong>re are a number of things to consider that can<br />

both favourably and adversely affect the price of your<br />

business, and even if you’re not planning on selling<br />

right now, you should always be prepared in case things<br />

outside of your control force your hand.<br />

As business brokers, there are a number of things we<br />

look at when appraising a business. You should also<br />

consider these when developing your exit strategy.<br />

CUSTOMERS:<br />

Is there a wide spread of customers, or is the business<br />

reliant on one or two large customers for most of the<br />

turnover?<br />

PRODUCT:<br />

How unique is the product or service the business<br />

offers, and how competitive is the market for that<br />

industry?<br />

CONSISTENCY:<br />

Has there been steady growth in profits and sales of<br />

the business or have they seen dramatic ups and downs<br />

in recent years?<br />

LEASE:<br />

How long is left available on the lease and are there<br />

any options to extend the current term?<br />

STAFF:<br />

Have your key staff been with the business for a long<br />

time? Are they committed to remaining with the<br />

business post-sale?<br />

PLANT AND EQUIPMENT:<br />

How up-to-date is the equipment? Is a new owner<br />

going to need to invest additional funds to upgrade or<br />

replace equipment?<br />

STOCK LEVELS:<br />

How much stock does the business carry and how<br />

often does that stock turnover?<br />

When taking these aspects and other market<br />

conditions into consideration, a professional business<br />

broker can help you with the planning process, guiding<br />

and advising you on how to make your business more<br />

marketable, and helping you achieve the maximum<br />

amount possible when the time does come to sell. ca<br />

At Savvy Business Sales, we have<br />

over 21 years of experience helping<br />

local business owners plan for, and<br />

sell their business, so give us a call<br />

and start planning today.<br />

Gary Birmingham has over 20 years’ experience working with owners of small and large businesses to assist them with their sales and marketing<br />

plans, develop strategies on how to build their business, and help them realise the dreams they had when they first went out on their own.<br />

Phone 5444 3300 // www.savvybusiness.com.au<br />

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40 ISSUE <strong>80</strong> BUSINESS MATTERS 45


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BUSINESS MATTERS 41


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42 ISSUE <strong>80</strong>


st population<br />

ily.<br />

s for the Sunshine Coast<br />

IRT Queensland General Manager<br />

Lance Taylor says IRT's In-Home<br />

Care services, along with the<br />

construction of IRT Woodlands and<br />

the expansion of IRT <strong>The</strong> Palms is<br />

supporting the ageing population<br />

on the Sunshine Coast.<br />

“By 2026 it is expected that more<br />

IRT Woodlands - a<br />

$40m retirement<br />

community<br />

community as a whole is that not only<br />

do residents now have the<br />

opportunity to access IRT’s In-Home<br />

<strong>The</strong> foundation stone has now been<br />

set for a brand new retirement<br />

community for the Sunshine Coast<br />

Care services, but new jobs are being<br />

created to cater for the growing needs<br />

of the local population.<br />

n 30<br />

tions across<br />

, ACT and<br />

providing<br />

olutions to<br />

0,000<br />

ers.<br />

If you’re not in control of<br />

your figures, you’re not in<br />

control of your business.<br />

My life is better<br />

than your<br />

vacation<br />

- Unknown<br />

Lose your worries, not<br />

your investment.<br />

- Unknown<br />

joined our team just two days before<br />

we began working with our first client.<br />

Since then the IRT In-Home Care<br />

Our first In-Home Care employee<br />

than 100,000 Sunshine Coast<br />

residents will be aged over 65,” Mr<br />

Taylor said.<br />

"Our growth will help meet the<br />

needs of Sunshine Coast residents<br />

that will be known as IRT Woodlands.<br />

IRT Woodlands will be a vibrant<br />

community that is contemporary,<br />

stylish, sophisticated and state-of-theart.<br />

<strong>The</strong> community will consist of a 60-<br />

suite care centre and 107 villas for<br />

team has expanded to meet growing<br />

demand.<br />

who want to age without barriers<br />

and achieve their optimum quality<br />

of life."<br />

retirees who want to live<br />

Currimundi<br />

IRT Parklands<br />

Buderim<br />

t<br />

D 4017<br />

KNOW ZERO ABOUT XERO?<br />

- Unknown<br />

IRT <strong>The</strong> Palms<br />

IRT<br />

In-Home Care<br />

242 Parklands Boulevard<br />

Currimundi QLD 4551<br />

Sales: Kathee Nugent<br />

Call: 07 5438 2588<br />

22 Power Road<br />

Buderim QLD 4556<br />

Sales: Tina Menz-Bugler &<br />

Beryl Harris Call: 07 5456 1300<br />

Level 4, 45 Brisbane Road<br />

Mooloolaba QLD 4557<br />

Contact: Melissa Naylor<br />

Call: 07 5406 0153<br />

www.irt.org.au<br />

Phone: 0414 571 260<br />

Winners don’t do different things.<br />

<strong>The</strong>y do things differently!<br />

- Shiv Khera<br />

Looking at getting your bookkeeping in<br />

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In addition we offer the following services:<br />

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Bookkeeping Payroll Budgeting<br />

Phone: 0401 717 630<br />

Call<br />

0401 717 630<br />

We help you stay ATO compliant in the following areas<br />

GST – IAS – PAYG - PAYGW<br />

BOOKKEEPING AND ACCOUNTING SERVICES<br />

<strong>The</strong> accountant specialising in bookkeeping<br />

www.nexgenaccounting.com.au<br />

July 2016<br />

S M T W T F S<br />

1 2<br />

3 4 5 6 7 8 9<br />

10 11 12 13 14 15 16<br />

17 18 19 20 21 22 23<br />

24 25 26 27 28 29 30<br />

31<br />

September 2016<br />

S M T W T F S<br />

1 2 3<br />

4 5 6 7 8 9 10<br />

11 12 13 14 15 16 17<br />

18 19 20 21 22 23 24<br />

25 26 27 28 29 30<br />

www.pickeringbookkeeping.com/sunshine-coast-bookkeeping<br />

November 2016<br />

S M T W T F S<br />

1 2 3 4 5<br />

6 7 8 9 10 11 12<br />

13 14 15 16 17 18 19<br />

20 21 22 23 24 25 26<br />

27 28 29 30<br />

What matters most o<br />

www.bmmag.com<br />

Public Holidays School Holidays Editorial Deadl


If you think it’s expensive to train your<br />

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Call Hayley today<br />

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August 2016<br />

S M T W T F S<br />

1 2 3 4 5 6<br />

7 8 9 10 11 12 13<br />

14 15 16 17 18 19 20<br />

21 22 23 24 25 26 27<br />

28 29 30 31<br />

October 2016<br />

S M T W T F S<br />

1<br />

2 3 4 5 6 7 8<br />

9 10 11 12 13 14 15<br />

16 17 18 19 20 21 22<br />

23 24 25 26 27 28 29<br />

30 31<br />

December 2016<br />

S M T W T F S<br />

1 2 3<br />

4 5 6 7 8 9 10<br />

11 12 13 14 15 16 17<br />

18 19 20 21 22 23 24<br />

25 26 27 28 29 30 31<br />

Phone 0435 <strong>80</strong>7 324<br />

www.allcoasttyres.com.au<br />

Carol Carr<br />

Don’t Wait to<br />

buy Real Estate,<br />

buy Real Estate<br />

and wait<br />

- Will Rogers<br />

A bad attitude is<br />

like a flat tire. If you<br />

don’t change it, you’ll<br />

never go anywhere.<br />

- Unknown<br />

n the Sunshine Coast!<br />

.au | Ph 5444 4456<br />

ine Material Deadline <strong>Matters</strong> <strong>Magazine</strong> Publication Date


nce Taylor says IRT's In-Home<br />

Care services, along with the<br />

construction of IRT Woodlands and<br />

the expansion of IRT <strong>The</strong> Palms is<br />

supporting the ageing population<br />

on the Sunshine Coast.<br />

“By 2026 it is expected that more<br />

than 100,000 Sunshine Coast<br />

residents will be aged over 65,” Mr<br />

Taylor said.<br />

"Our growth will help meet the<br />

needs of Sunshine Coast residents<br />

who want to age without barriers<br />

and achieve their optimum quality<br />

of life."<br />

tirement<br />

community<br />

y<br />

<strong>The</strong> foundation stone has now been<br />

set for a brand new retirement<br />

community for the Sunshine Coast<br />

ave the<br />

pportunity to access IRT’s In-Home<br />

Care services, but new jobs are being<br />

created to cater for the growing needs<br />

of the local population.<br />

Our first In-Home Care employee<br />

joined our team just two days before<br />

nd<br />

providing<br />

olutions to<br />

0,000<br />

ers.<br />

that will be known as IRT Woodlands.<br />

IRT Woodlands will be a vibrant<br />

community that is contemporary,<br />

we began working with our first client.<br />

Since then the IRT In-Home Care<br />

team has expanded to meet growing<br />

If you’re not in control of<br />

your figures, you’re not in<br />

control of your business.<br />

My life is better<br />

than your<br />

vacation<br />

- Unknown<br />

stylish, sophisticated and state-of-theart.<br />

<strong>The</strong> community will consist of a 60-<br />

suite care centre and 107 villas for<br />

Lose your worries, not<br />

your investment.<br />

- Unknown<br />

Phone: 0414 571 260<br />

www.irt.org.au<br />

Opportunities multiply<br />

as they are seized.<br />

- Sun Tzu<br />

Phone: 0401 717 630<br />

www.simplesupersolutions.com.au<br />

January 2017<br />

S M T W T F S<br />

1 2 3 4 5 6 7<br />

8 9 10 11 12 13 14<br />

15 16 17 18 19 20 21<br />

22 23 24 25 26 27 28<br />

29 30 31<br />

March 2017<br />

S M T W T F S<br />

1 2 3 4<br />

5 6 7 8 9 10 11<br />

12 13 14 15 16 17 18<br />

19 20 21 22 23 24 25<br />

26 27 28 29 30 31<br />

May 2017<br />

S M T W T F S<br />

1 2 3 4 5 6<br />

7 8 9 10 11 12 13<br />

14 15 16 17 18 19 20<br />

21 22 23 24 25 26 27<br />

28 29 30 31<br />

What matters most on<br />

demand.<br />

retirees who want to live<br />

Currimundi<br />

IRT Parklands<br />

Buderim<br />

242 Parklands Boulevard<br />

Currimundi QLD 4551<br />

Sales: Kathee Nugent<br />

Call: 07 5438 2588<br />

www.bmmag.com.au<br />

Public Holidays School Holidays Editorial Deadline<br />

4017<br />

IRT <strong>The</strong> Palms<br />

KNOW ZERO ABOUT XERO?<br />

- Unknown<br />

IRT<br />

In-Home Care<br />

22 Power Road<br />

Buderim QLD 4556<br />

Sales: Tina Menz-Bugler &<br />

Beryl Harris Call: 07 5456 1300<br />

Level 4, 45 Brisbane Road<br />

Mooloolaba QLD 4557<br />

Contact: Melissa Naylor<br />

Call: 07 5406 0153<br />

Looking at getting your bookkeeping in<br />

the cloud? We can help you whether it’s<br />

converting your bookkeeping system or<br />

cleaning up your current Xero account.<br />

Call<br />

In addition we offer the following services:<br />

Reconciliation of your accounts<br />

Bookkeeping Payroll Budgeting<br />

0401 717 630<br />

We help you stay ATO compliant in the following areas<br />

GST – IAS – PAYG - PAYGW<br />

BOOKKEEPING AND ACCOUNTING SERVICES<br />

<strong>The</strong> accountant specialising in bookkeeping<br />

www.pickeringbookkeeping.com/sunshine-coast-bookkeeping


Winners don’t do different things.<br />

<strong>The</strong>y do things differently!<br />

- Shiv Khera<br />

www.nexgenaccounting.com.au<br />

What gunpowder did for<br />

war the printing press has<br />

done for the mind.”<br />

- Wendell Phillips<br />

inkspot@theinkspot.com.au<br />

February 2017<br />

S M T W T F S<br />

1 2 3 4<br />

5 6 7 8 9 10 11<br />

12 13 14 15 16 17 18<br />

19 20 21 22 23 24 25<br />

26 27 28<br />

April 2017<br />

S M T W T F S<br />

1<br />

2 3 4 5 6 7 8<br />

9 10 11 12 13 14 15<br />

16 17 18 19 20 21 22<br />

23 24 25 26 27 28 29<br />

30<br />

June 2017<br />

S M T W T F S<br />

1 2 3<br />

4 5 6 7 8 9 10<br />

11 12 13 14 15 16 17<br />

18 19 20 21 22 23 24<br />

25 26 27 28 29 30 31<br />

Phone 0435 <strong>80</strong>7 324<br />

www.allcoasttyres.com.au<br />

Carol Carr<br />

Don’t Wait to<br />

buy Real Estate,<br />

buy Real Estate<br />

and wait<br />

- Will Rogers<br />

A bad attitude is<br />

like a flat tire. If you<br />

don’t change it, you’ll<br />

never go anywhere.<br />

- Unknown<br />

the Sunshine Coast!<br />

| Ph 5444 4456<br />

Material Deadline<br />

<strong>Matters</strong> <strong>Magazine</strong> Publication Date


BUSINESS MATTERS 43


SUCCESS<br />

Simple Super Solutions<br />

It's quite clear that the outstanding personal service offered<br />

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Launched in 1996, the Group's head office is in Brisbane<br />

- with a branch on the Sunshine Coast and in Melbourne - and<br />

it services clients Australia-wide. "We provide the full range<br />

of administration and compliance service, outsource solutions<br />

and remedial work to professionals, accountants and financial<br />

planners," said Managing Director, Bruce Hulls. "Our full service<br />

compliance, administration and reporting is also offered to direct,<br />

individual clients. Our point of difference is that we provide true<br />

personal service - a seamless, cost effective SMSF experience.<br />

"We use advanced technology and personal expert service to offer a<br />

comprehensive, timely and value-for-money service." <strong>The</strong> team are<br />

IT'S THE PERSONAL TOUCH<br />

that matters<br />

all qualified SMSF specialists, with many years' experience in providing<br />

high service so, be it accounting, taxation or Year-End compliance<br />

reporting, you know you're in good hands. "Our client base includes<br />

not only the personal trustees of funds, but we also offer a support and<br />

outsource service to accountants and financial planners."<br />

"<strong>The</strong> single most important piece of advice for<br />

anyone contemplating their own Super fund<br />

is to seek the advice of a professional, who<br />

understands the complex legislation surrounding<br />

the whole structure."<br />

A Self Managed Superannuation Fund (SMSF) is set-up and<br />

maintained for the sole purpose of providing retirement benefits to<br />

its members - and just about anyone can have one. But what are the<br />

advantages? "Control is the biggest advantage. You choose where your<br />

fund’s monies are invested and you monitor how these investments<br />

perform," said Bruce.<br />

"An SMSF is the most desirable tax planning tool, as it can provide<br />

tax effective death benefits to dependants and reversionary pensions<br />

to surviving spouses."<br />

www.simplesupersolutions.com.au/sunshinecoast e<br />

SUCCESS<br />

Impact Floors<br />

T<br />

hey may only have opened their doors in January<br />

this year, but good old fashioned customer service<br />

is already paying off for Greg and Abbey of Impact<br />

Floors.<br />

<strong>The</strong> couple offers a complete flooring range, including<br />

carpet, timber, laminate, vinyl planks and custom made rugs to your<br />

design can be arranged.<br />

Greg has been in the flooring business since 1972.<br />

He owned and operated a large flooring company in Geelong,<br />

which is still successful today. He offers excellent advice and won’t<br />

let you make a bad flooring decision.<br />

Abbey's background is different - but very complementary to this<br />

business. She previously worked in recruitment, helping clients<br />

decide what to do with their lives/careers.<br />

GOOD OLD FASHIONED<br />

SERVICE IS A<br />

recipe for success<br />

"It's all about helping people make big decisions, which was<br />

very much a transferrable skill to this business," Greg said.<br />

Abbey has an excellent eye for colour due to her passion for<br />

painting colourful abstract oil's over the past 20 years. This is<br />

great for this business, as it’s all about matching and choosing<br />

the right colour.<br />

"I believe the key to success in business<br />

is how you approach it. We take the<br />

time to understand the client, their<br />

needs and their living conditions,<br />

and suggest a floor covering that<br />

will perform for them," Greg said.<br />

<strong>The</strong> couple made the move to the Coast largely because of their<br />

four-year-old son, Max.<br />

"Greg and I have always thought the Sunshine Coast was a<br />

special place and wanted to live here. It's a perfect place to<br />

bring up Max," said Abbey.<br />

www.impactfloorsqld.com.au e<br />

44 ISSUE <strong>80</strong>


Nothing says success more than a business that receives a<br />

constant stream of referrals. And that's certainly the case<br />

for Coast-based organisation, FuturePlan Property.<br />

Co-owner Brent Thomas believes the secret to their<br />

success is their exceptional attention to detail, combined<br />

with excellent customer service, before, during and post transaction.<br />

FuturePlan Property launched in 2011, with a view to moving into<br />

the US market.<br />

"As an experienced property company in Australia, we felt<br />

the Australian market was beginning to appear inflated. <strong>The</strong><br />

recent Global Financial Crisis had created a number of specific<br />

opportunities for investors to pick up undervalued cash flowing<br />

property in key US markets, as opposed to negative gearing, as we<br />

are accustomed to here at home," said Brent.<br />

IT'S REAL ESTATE - BUT WITH<br />

a difference<br />

FuturePlan Property<br />

"We are one of the few remaining companies that still operates in the<br />

US market from Australia. We don’t treat the business as a real estate<br />

business. We don’t just sell someone a house and move on to the next<br />

customer. To succeed in the US market, you have to have resources<br />

on the ground in Australia and the US and handle all aspects of the<br />

investment, from organising company set-ups and Tax ID numbers to<br />

pest inspections.<br />

"We have extensive hands-on involvement throughout the sales<br />

process but, more importantly, it doesn’t end there - the postsettlement<br />

procedure is where our customer service department really<br />

kicks into gear and handles things like insurance renewals and US tax<br />

returns. It's that ongoing relationship and attention to detail that has<br />

helped grow our business, and achieve the huge number of referrals<br />

we receive.<br />

"<strong>The</strong> difference in return on investment<br />

between Australia and the US is quite<br />

significant and purchase prices are much<br />

lower for the same quality asset."<br />

www.futureplanproperty.com.au e<br />

SUCCESS<br />

SUNSHINE COAST MOVE<br />

SPELLS SUCCESS<br />

for Infectious Medical<br />

Scrubs<br />

A<br />

nybody who questions whether they can be as successful<br />

on the Sunshine Coast as, say, Sydney, need only talk to<br />

Sally and Pete Doran to get the assurance they need.<br />

This enterprising couple swapped Sydney for the Coast<br />

nearly three years ago, transferring their company,<br />

Infectious, and have never looked back.<br />

Infectious Scrubs<br />

SUCCESS<br />

Queenslander Pete began the business in 2001 in Sydney - having<br />

worked as an emergency nurse for 10 years - in response to the<br />

demand for more comfortable and efficient medical uniforms.<br />

Also a Queenslander, Sally had been working as a theatrical producer<br />

in New York and the UK, meeting Pete in 2007 and joining him in<br />

the business.<br />

When they moved to the Coast, Pete described it as coming home.<br />

‘With young children we wanted to get out of inner city living and<br />

we had family here, too,’ he said.<br />

‘We wanted to get out of the rat race, with a lot less stress, but still<br />

be able to be successful,’ added Sally.<br />

‘It's been a fantastic move for us. It costs a lot less here than Sydney<br />

so we have been able to expand and employ locals. <strong>The</strong> quality of<br />

work here is exceptional.’<br />

‘We are moving into servicing the area health network, so now we<br />

are local suppliers to the local workforce.’<br />

Employing five staff, the company sells top quality brands and is<br />

the only stockist of WonderWink and Dickies in Australia.<br />

‘As a former nurse I know the products, I<br />

used to wear them. I know what customers<br />

want so we can provide a really informed<br />

customer service,’ said Pete.<br />

‘It's really easy to connect with the local community, so businesses<br />

shouldn't be scared that it's not a major city. You can fly to<br />

Sydney and back in a day, so you can move big business to the<br />

coast,’ said Sally.<br />

www.infectious.com.au e<br />

BUSINESS MATTERS 45


Front left clockwise - Mel Myers – Jetpack, Roz White – Iga Group , Danny Buxton – DBA Property, Antonia Puelma – See Restaurant, Dan Fox – Fox Finance Group,<br />

Jasmine Sharpe – <strong>Matters</strong> <strong>Magazine</strong>, Kent Medwin – Rock Property, Vickie Magic - <strong>Matters</strong> <strong>Magazine</strong>, Michalle Faulkner – EastCoast HR<br />

WE WANT TO SEE...<br />

what youthink<br />

We recently invited some Sunshine Coast<br />

Business Owners to lunch at the beautiful<br />

See Restaurant at Mooloolaba. Aside<br />

from the amazing view and tasty food<br />

we wanted to ask them some serious<br />

questions about WHAT MATTERS<br />

MOST ON THE SUNSHINE<br />

COAST.<br />

Here are a few things a few of them shared:<br />

Antonio Puelma –<br />

See Restaurant<br />

What matters in my life?<br />

“Family of course. It is hard to think that what we<br />

do in life if it was purely for ourselves, all the hard<br />

work all the pressures all the sleepless nights with your<br />

babies. It’s all for the benefit of the family, when your<br />

family is happy and doing well that is when you get the<br />

biggest rewards, smiles, cuddles and love.”<br />

What matters most in my business?<br />

“Customer satisfaction. As a restaurant owner trying to keep your clientele<br />

coming back you must be at the top of your game at all times. Also just as<br />

important, is for all my staff to be able to pay their rent and put food on their<br />

tables. Keeping them employed is a big responsibility as we help shape their<br />

futures.”<br />

How can we help shape the Coast?<br />

“I am a strong believer in progress and that our lovely Coast can grow and be<br />

sustainable, environmentally sound and politically correct. <strong>The</strong>re are so many<br />

proposals for growth and new business that we must get behind and support,<br />

but at the same time we have to approach this growth wisely. Meaning<br />

We asked them<br />

What mattered the<br />

most to them in life?<br />

What mattered most<br />

to them in Business<br />

and how we could<br />

help shape the<br />

Sunshine Coast.<br />

infrastructure and roads first. We can’t keep building and growing if people are<br />

not able to get here.<br />

Michalle Faulkner East Coast HR<br />

What matters most to you in life?<br />

“Family, my husband, three kids and now adorable granddaughter, extended<br />

family and great friends.”<br />

What matters most to you in business?<br />

“To be authentic, to act at all times with the highest degree of ethics. We like<br />

to be proud of the work we produce and the difference we make to<br />

our clients.”<br />

What do you believe WE as the business community here on<br />

the Coast need to do?<br />

“We need to be focused on collaboration for mutual<br />

success. Look for ways in which we can support<br />

each other because after all – givers gain. <strong>The</strong> more<br />

opportunities we can look to for ourselves and our<br />

business community, the better off we will all be as<br />

a community.”<br />

How can help mould the Sunshine Coast?<br />

Be more of a collective voice of like-minded<br />

business people. Just like the national deal we heard<br />

about that was brokered by simply liking and seeing<br />

the value in a product and then taking the time to<br />

broker a call to a decision maker and the outcome was a<br />

national deal for a local business – priceless I think.<br />

Dan Fox - Fox Finance<br />

What matters most to you in life?<br />

My three young boys.<br />

What matters most to you in business?<br />

Helping people get the loans they want even when the bank says “no.”<br />

What do you believe WE as the business community here on the Coast need to do<br />

to create an environment where big business can start and stay here to help mould<br />

the Sunshine Coast into what we WANT/NEED it to be?<br />

Have networking type events where senior business leaders in our<br />

community share their ideas/experience and knowledge to young<br />

entrepreneurs who will become the future of the coast. e<br />

46 ISSUE <strong>80</strong>


BUSINESS MATTERS 47


Caring for your equipment over<br />

the cooler months<br />

MOWER<br />

MATTERS<br />

Over the winter months we tend to use garden equipment<br />

less than we do during the warmer periods of the year.<br />

But did you know storage and inactivity can damage your<br />

equipment? Here are some great maintenance tips to help<br />

you care for your garden equipment.<br />

• Use a trickle charger unit for battery-operated or key<br />

start equipment, so they don’t lose the ability to charge.<br />

• Fuel only has a 30-day shelf-life so, to ensure you’re<br />

using the best fuel, you can replace it with fresh fuel<br />

thereafter.<br />

• A fuel stabiliser can really help preserve and maintain<br />

your tools when they are inactive. This fuel tank additive<br />

can also reduce the chance of your fuel going off, and<br />

reduce the amount of oxygen that could seep into the<br />

tank.<br />

• Try not to store your equipment in a steel garden shed.<br />

As the temperature increases and decreases dramatically<br />

over the winter months, it can really affect your power<br />

tools. Fuel is hydroscopic, meaning as the temperature<br />

changes, it attracts moisture, which can get into your fuel<br />

and cause problems. m<br />

WINTER TIP<br />

Regularly start your equipment for<br />

a few minutes when it’s not in<br />

use. Hand-held equipment, such<br />

as chainsaws, brush cutters and<br />

blowers, is far less tolerant of<br />

inactivity than other tools, so<br />

make sure to allow time to start<br />

it each month.<br />

GREG CASSIDY<br />

THE BIG MOWER<br />

BEERWAH<br />

ABOUT THE AUTHOR<br />

Greg Cassidy is the Owner of <strong>The</strong> Big Mower at Beerwah. Greg started working at <strong>The</strong> Big Mower when he was<br />

just ten years old, sweeping floors and washing mowers on Saturday mornings for his dad. After leaving school Greg<br />

did some time in the army and then followed his sporting interests around the world before finally realizing that<br />

his destiny was keeping the world green. Finally in July of 2012, Greg and his wife purchased the business from his<br />

parents and allowed them the joy of retirement.<br />

IS IT TIME<br />

FOR A NEW MOWER?<br />

30 years OF INDUSTRY KNOWLEDGE<br />

30 years A SUNSHINE COAST FAMILY<br />

OWNED BUSINESS<br />

30 years OF TRUSTED REPUTABLE<br />

BRANDS<br />

30 years PERFECTING PERSONALISED<br />

SERVICE TO HELP AND SUPPORT<br />

OUR CUSTOMERS<br />

NOT JUST MOWERS -<br />

• Any outdoor power equipment • Push Mowers<br />

• Ride on Mowers • New and Second Hand • Lawn Tractors<br />

• Chain Saws • Chippers • Shredders • Brushcutters and<br />

Trimmers • Hedge Trimmers • Generators • Pole Saws<br />

• Blowers • Water Pumps • Tillers • Construction<br />

Ph. 5494 6151 Email sales@bigmower.com.au www.bigmower.com.au<br />

48 ISSUE <strong>80</strong>


Mortgage Brokers may be the<br />

best bet for investors<br />

As we get closer to the start of another financial year, take<br />

some time to think about your future and whether it includes<br />

an investment property. It is worth thinking about how or if<br />

you can build your investment portfolio. <strong>The</strong>re are some good<br />

reasons to engage a broker early in this planning process…<br />

GREATER ENGAGEMENT<br />

Mortgage brokers are typically passionate about wealth<br />

creation and quality service, and are willing to spend quality<br />

time with clients to understand their specific needs and<br />

objectives.<br />

Investors are buying property for a key reason – to make<br />

money and build wealth – so it’s an important transaction<br />

and one they’re looking for quality support, guidance, and<br />

service on.<br />

GREATER BORROWING OPTIONS<br />

Generally, mortgage brokers have access to a greater range of<br />

credit products and credit policies than any single lender.<br />

<strong>The</strong>ir in-depth understanding of the range of finance options<br />

available helps investors more quickly and easily find the best<br />

FINANCE<br />

MATTERS<br />

loan to support their investment strategy. For investors, the<br />

right financial set up and the speed to meet the deal are critical.<br />

MORTGAGE BROKERS MAY SAVE<br />

YOU TIME AND MONEY<br />

Mortgage brokers are the preferred supplier of funds for<br />

sophisticated property investors, but these investors are<br />

normally busy people who appreciate a broker’s help. Brokers<br />

know the ins and outs of dealing with banks and can take<br />

arduous paperwork requirements off their hands as well as<br />

get the deal over the line.<br />

NAVIGATING COMPLEXITY<br />

<strong>The</strong> recent changes to lender’s polices offer a platform for<br />

brokers to guide investors through the maze of complication<br />

and reinforce our overall value proposition. In a complex<br />

borrowing environment, we can talk you through the changes<br />

and help you understand exactly what they mean.<br />

Most importantly, their service to you is free. A simple<br />

discussion with a Mortgage broker may make the picture a<br />

whole lot clearer. m<br />

COLIN MASON<br />

SMS FINANCE<br />

ABOUT THE AUTHOR<br />

Colin has more than 15 years’ experience in the banking/finance industry, having commenced his career with<br />

GE Creditline in 1999. Apart from now being a company director of one of the largest independent finance businesses on the<br />

Sunshine Coast, Colin is also president of a local not-for-profit organisation named Sunshine Coast Business Associates (SCBA).<br />

Colin set this group up in 2011 with the aim of supporting other local businesses, as well as local charity groups. Since its inception<br />

the group has donated in excess of $50,000 to charity. Colin was also awarded the Number 1 Mortgage Broker in QLD in 2015.<br />

Two Number One Award Winning Brokers Partner Up<br />

Colin Mason is the Home Loan Specialist and John McNamara<br />

is the Motor Vehicle, Equipment and Commercial Finance Specialist,<br />

making SMS Finance your one stop ALL FINANCE SPECIALIST<br />

We Keep it Simple<br />

• We work for you<br />

• Our service to you is free<br />

• Save time and money<br />

• Over 1350 products from<br />

Australia’s leading lenders<br />

Why not test us out?<br />

Facebook : https://www.facebook.com/<br />

smsfinanceaustralia<br />

Email: colin@smsfinance.com.au<br />

Phone : 54 300 900 Colin 0437 232 721<br />

www.smsfinance.com.au<br />

BUSINESS MATTERS 49


BAKERS DELIGHT:<br />

RISING TO THE TOP WITH<br />

BARTERCARD<br />

Whether you like your bread savoury, sweet, crusty, classic or<br />

artisanal, Bakers Delight has been baking it since 19<strong>80</strong>.<br />

One franchisee of the popular bread brand has created a partnership<br />

with Bartercard, which has attracted approximately $300,000 in<br />

sales over the last six years – that’s a lot of loaves!<br />

We spent five minutes chatting to Ryan Kirkham about how<br />

he uses Bartercard.<br />

What’s your background with baking<br />

and Bartercard?<br />

I started as a 16-year-old apprentice baker with Bakers Delight in<br />

2000, and today have Bakers Delight franchises in Kawana and<br />

Maroochydore, and lease out store space to Bakers Delight Ballina.<br />

I was introduced to Bartercard in 2010, and have been selling<br />

bread through the cashless network since, which earns me a digital<br />

currency that I can spend at thousands of businesses around the<br />

country.<br />

Every time I use Bartercard to pay for business or lifestyle<br />

expenses, I conserve cash to spend in other areas.<br />

Why has Bartercard been successful<br />

in your business?<br />

We need to make a high volume of sales every day to stay viable.<br />

Bartercard has helped me grow my customer base and sell excess<br />

product, leaving me with less bread wasted at the end of each day.<br />

It really fits in with our ‘baked fresh daily’ approach! On average our<br />

sales have jumped by approximately $50,000 per year with Bartercard,<br />

as it attracts customers I wouldn’t normally get.<br />

What do you spend your Bartercard<br />

trade dollars on?<br />

I use Bartercard to pay for a range of business expenses from staff<br />

accommodation incentives, to gifts with purchase, marketing campaigns<br />

and sponsorships. I sponsor the USC Basketball Club and the Hear<br />

and Say Foundation with Bartercard, which is a viable way to support<br />

local organisations while connecting with the community.<br />

Bartercard has approximately 55,000 cardholders world-wide and<br />

works with businesses across almost every industry.<br />

Visit bartercard.com.au ca<br />

RESORT HAIR & BEAUTY<br />

‘Make Over’ Package<br />

1/2 PRICE<br />

15 Foils OR Colour<br />

including<br />

Style Cut and Blow-dry<br />

$75<br />

Valued @ $150<br />

SAVE $75<br />

0411 428 233<br />

Shop 103, 98-110<br />

Alexandra Parade,<br />

Alexandra Headland, 4572<br />

First Aid Services<br />

First Aid Training<br />

First Aid Kits and Supplies<br />

12/21 NICKLIN WAY, BUDDINA QLD 4575<br />

PH: 07 5444 4171<br />

www.assistfirstaid.com.au<br />

2 Bedroom<br />

Deluxe<br />

Apartment<br />

in beautiful<br />

Noosa!<br />

RELAX AND ENJOY A WEEKEND ESCAPE<br />

BM READER OFFER<br />

JUST $145 per night (three night min)<br />

MENTION THIS AD<br />

0408 751 863 www.pagopagonoosa.com.au<br />

School holidays excluded<br />

50 ISSUE <strong>80</strong>


THE BUSINESS CLASS<br />

with Duncan Hone from<br />

Mercedes Benz Sunshine Coast<br />

NEED A<br />

DOCTOR<br />

NOW<br />

AND<br />

everything<br />

is closed<br />

You can’t know when your child is going to be sick in the<br />

middle of the night, or indeed if you yourself are going to wake<br />

up in some kind of pain. Yes you could race up to the hospital,<br />

but now, right here on the SUNSHINE COAST, you can call<br />

“CALL HOME VISITING DOCTOR” and they will come<br />

to you in the comfort of your home. So there is no need to take<br />

sick children out of their warm beds.<br />

Every now and then someone does something to really stand<br />

out. This is the case for “Call Home Visiting Doctor” which<br />

is the first local After Hours home visiting service run from<br />

Caloundra. <strong>The</strong> same owners of “Caloundra Bulk Billing<br />

Surgery” (established in 2004) and their sister clinic “Cooroy<br />

Family Practice” (established in 2010) have now expanded into<br />

After Hours service. <strong>The</strong>y were accredited in February this year<br />

as a Medical Deputizing Service (After Hours Health Care)<br />

to be used when other general practices and doctors are not<br />

available. <strong>The</strong> service started in May and will cover selected<br />

suburbs on the Sunshine Coast.<br />

Owner Vivianne Dawalibi said, “Due to demand and the need<br />

of our patients, we decided to expand our mission to provide<br />

After Hours Health Care and to deliver it on 100% Bulk<br />

Billing basis to the community." <strong>The</strong>y are passionate about<br />

reducing the load from the public hospitals and consequently<br />

reducing the waiting time for the patients. <strong>The</strong> team of “Call<br />

Home Visiting Doctor” is very excited about this service and<br />

looking forward to serving the Sunshine Coast. See page<br />

advertisement on page 18 for more information.<br />

Visit callhomevisitingdoctor.com.au e<br />

Reward yourself<br />

WITH A MERCEDES BENZ<br />

Did you know there's a lot more to Mercedes-Benz than its<br />

reputation for quality, safety, luxury and performance? <strong>The</strong> benefits<br />

are even greater if you qualify for the Mercedes-Benz Corporate<br />

Program.<br />

If you are a company executive, or work for a large corporate<br />

organisation with over 75 employees, you could be eligible to<br />

receive a large range of benefits that will enhance your ownership<br />

experience. <strong>The</strong>se include:<br />

• Complimentary scheduled servicing<br />

for up to three years or 75,000*<br />

• Total of four years' Mercedes-Benz<br />

nationwide Road Care service<br />

• Reduced dealer delivery fee** and<br />

complimentary carpet floor mats<br />

• Access to a loan vehicle when your<br />

Mercedes-Benz is being serviced<br />

• Preferential finance rates and<br />

tailored financial solutions through<br />

Mercedes-Benz Financial Services<br />

• Access to your own corporate sales<br />

consultant<br />

Examples of eligibility include Youi, Ray White, Slater & Gordon,<br />

Next Property Group, Telstra, Qantas, <strong>The</strong> Royal Australian College<br />

of General Practitioners, Australian Bar Association, Australian<br />

Dental Association and REIQ members.<br />

To find out if you are eligible, and for more information,<br />

visit Duncan Hone at Mercedes-Benz Sunshine Coast,<br />

65 Maroochy Blvd, Maroochydore. ca<br />

Duncan Hone has been associated with Mercedes-Benz since<br />

2003, when he worked as a business manager in the UK. He is<br />

now with Mercedes-Benz Sunshine Coast, where he has been<br />

on the sales floor for nearly two years. A family man, married to<br />

Rachael for 17 years, Duncan has two children - Holly, who goes<br />

to St Andrews Anglican College, and Connor, who goes to Coolum<br />

Beach Junior High School. A keen motorsport fan and amateur<br />

car racer, Duncan is passionate about the brand he sells.<br />

BUSINESS MATTERS 51


Thinking about investing in property?<br />

PROPERTY<br />

INVESTMENT<br />

MATTERS<br />

Investing in property can be quite daunting and it is important<br />

that you get it right. To begin your journey, here are some<br />

points to help you start a property portfolio.<br />

BUILD YOUR TEAM<br />

Before you even start looking at property, surround yourself<br />

with trusted advisors. A good property-focused accountant<br />

and planner, financier, solicitor and property investment<br />

specialist are essential to ensuring you get it right. You can<br />

lose a lot of money if you don’t buy the right property and<br />

have the wrong structure. Your team is critical!<br />

GOALS<br />

Why are you buying a property? Is property the right<br />

strategy for you as you build your wealth? Property is not for<br />

everyone.<br />

A favourite saying of mine is, ‘You need to start with the end<br />

in mind.’ What are you looking to achieve? What does<br />

success look like to you? Property investors generally invest in<br />

property to help secure their financial future, or to be free to<br />

do what they want, when they want it.<br />

In order for you to achieve your goals, you must first<br />

articulate what those goals are. More importantly, you need<br />

to set a deadline as to when you want to achieve these. <strong>The</strong>n<br />

you can work backwards.<br />

FINANCE<br />

Knowing how much you can afford to borrow, and<br />

recognising your comfort level, is essential. Sit down with a<br />

financier and explain what you are wanting to do and apply<br />

for a pre-approval. This puts you in a strong position and<br />

allows you to make decisions with confidence.<br />

ACCOUNTANT, PLANNER AND<br />

SOLICITOR<br />

Structure is essential. Getting the right structure can be just<br />

as important as the property you buy. Spend time talking<br />

with your accountant and financial planner about what you<br />

are wanting to achieve through property and, in particular,<br />

what is the right entity for you to build your portfolio in.<br />

Never sign a contract without first talking to your accountant<br />

and always have your solicitor preview your contract before<br />

you sign!<br />

PROPERTY INVESTMENT<br />

SPECIALIST<br />

Working with a property investment specialist with a proven<br />

track record will not just potentially save you thousands of<br />

dollars, but help source a property that should see you on the<br />

path to property investment success. <strong>The</strong>re is no ‘one-sizefits-all’<br />

approach. Everyone’s circumstances are different.<br />

<strong>The</strong>y need to know your goals, financial position and work<br />

with you to find the right property in the right area.<br />

<strong>The</strong>y need to understand that there are markets within<br />

markets and how to capitalise on these.<br />

<strong>The</strong> direction in which property values travel is only partially<br />

dependent on the broader market conditions. Studies have<br />

shown that about 40 per cent of growth (or otherwise)<br />

can be explained by trends in the overall market. <strong>The</strong><br />

all-important 60 per cent comes down to more individual<br />

factors such as location, style of housing, design and<br />

inclusions, and the income/demographics of the area.<br />

TIME<br />

<strong>The</strong>re is no ‘get-rich-quick’ scheme in property. You need to<br />

let time do its job. Time in the market - but also timing the<br />

market. Build your TEAM and enjoy the journey. m<br />

DANNY<br />

BUXTON<br />

DBA PROPERTY<br />

ABOUT THE AUTHOR<br />

Danny Buxton has always had a love for people, education and property. He first entered the property industry in the<br />

early 1990s, before pursuing a career in education. Danny partnered in a fast growing investment and property services<br />

company before founding DBA Property Solutions. He holds a double degree in education, a real estate licence and a<br />

Cert IV in Financial Services. He has a belief that when you create wealth, it is not just for oneself but for the benefit<br />

of those in your community and beyond. Danny is a also member of the Australian Institute of Company Directors.<br />

HALF JETPACK<br />

MAKING PROPERTY INVESTMENT EASY!<br />

• <strong>The</strong> best advice about investing is to get the best advice about investing<br />

• <strong>The</strong> past is easier to predict than the future<br />

• Think risk before you think returns<br />

• Diversification is no substitute for diligence<br />

• Sound investing equals quality plus value<br />

• What’s too complex to understand is most likely too complex to invest in<br />

• Astute investors build a team of specialists around them<br />

• Always know your investment position<br />

For an obligation free appointment, contact us today to discuss<br />

your property investment options<br />

07 5444 4311 9 Capital Place, Birtinya<br />

invest@dbapropety.com.au www.dbaproperty.com.au<br />

52 ISSUE <strong>80</strong>


Defining quality family day care<br />

FAMILY<br />

DAY CARE<br />

MATTERS<br />

In recent studies of family day care environments, it was<br />

found that key aspects were highlighted by families,<br />

educators and coordination unit staff as indicators of<br />

quality care.<br />

PROFESSIONAL PRACTICE<br />

This is at the core of services’ visions, planning and daily<br />

practice. This is done by establishing standards, systems,<br />

training and leadership, and having passionate early<br />

childhood staff with a commitment to providing high<br />

quality education and care. Family Day Care has adopted<br />

the National Quality Framework requirement, where all<br />

educators must have at least training to Certificate 111 lll<br />

level in education and care. Research has consistently<br />

demonstrated that qualifications are an important predictor<br />

of ECEC quality, including family day care. Research<br />

specifically examining the effect of training on family day<br />

care quality has found that post-secondary training of a<br />

sustained nature, covering a number of topics on early<br />

childhood, improves family day care quality. University<br />

courses tend to provide the most improvement.<br />

Adoption of the Framework requires that services are<br />

continually striving for quality improvement by reviewing<br />

and improving practices, with an emphasis on maximising<br />

the benefits to the children in care.<br />

RELATIONSHIPS<br />

Positive relationships at all levels are integral to providing<br />

good quality care, and a sense of interdependence between<br />

the educators and the coordination unit. For both families<br />

and educators, strong relationships were fostered through<br />

trust, respect and communication. It was important that<br />

trust was established early in their relationship, while<br />

ongoing communication was important on a weekly,<br />

or even daily basis.<br />

FLEXIBILITY<br />

One of the strengths of family day care is that it can offer<br />

flexibility for families with unpredictable and changing work<br />

schedules, by providing late night and overnight care that<br />

other services cannot. Siblings being able to stay together<br />

while in care is an example. <strong>The</strong> flexibility of programming<br />

allows educators to be child-focused, and to adapt to different<br />

circumstances and the dynamics of groups of children.<br />

This allows educators to respond to children’s interests,<br />

moods and health.<br />

Educators are constantly adapting their own space and also<br />

utilising the local community services for excursions and<br />

community engagement. <strong>The</strong>se changes are sometimes<br />

manifested as improvements to previous set-ups, and other<br />

times simply as a way to keep children interested and provide<br />

them with the skills to adapt to different ages and groups<br />

of children. Educators would often involve the children in<br />

activities to change their environment, such as building a<br />

garden, a sand pit or a mud pile.<br />

AUTONOMY<br />

Trust, respect and communication are central to establishing<br />

good relationships and a sense of autonomy for educators.<br />

Coordinators support the educator to find their own<br />

strengths and develop their own routines.<br />

It is also important for the children in care to have<br />

independence and autonomy, by giving them the opportunity<br />

to make choices about their own day and their own<br />

environment.<br />

DIVERSITY AND SUPPORT<br />

<strong>The</strong> diversity of educator approaches or 'styles' allows families<br />

to choose an educator and setting that best suits them and<br />

their child’s needs and values. m<br />

ANNE PAVY<br />

LOUERA FAMILY<br />

DAY CARE SCHEME<br />

ABOUT THE AUTHOR<br />

Anne has many years experience working with children, initially as a Paediatric nurse and midwife; Director of a<br />

Child Care Centre and then moving into Family Day Care. She I became an an approved provider and and started Louera<br />

Family Day Care in 2011 and I continues to enjoy watching the children being supported to feel secure, confident<br />

and included within their day care environment.<br />

Do you need quality childcare?<br />

VACANCIES<br />

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We respect and value each child’s personality and recognise their family and<br />

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• Stimulating Learning Experiences<br />

• Flexible Care Arrangements<br />

• Mixed Age Groups<br />

• 7 Days A Week<br />

Call now to discuss<br />

your care needs<br />

07 5449 1959<br />

www.louerafdcs.com.au<br />

BUSINESS MATTERS 53<br />

BUSINESS MATTERS 57


54 ISSUE <strong>80</strong>


PHOTOGRAPHY<br />

James Webb, Lone Goat Imagery<br />

and Nikki Navie Photography<br />

DELICIOUS FOOD +<br />

QUALITY SERVICE<br />

EVENT<br />

EXCELLENCE<br />

TAFE Queensland East Coast<br />

Cookery and Hospitality teams<br />

combined their skills last month<br />

to feed over 60 hungry business<br />

owners from the Sunshine Coast<br />

region, who converged on<br />

Mooloolaba’s Cartwright’s Restaurant<br />

to discuss cutting edge business<br />

strategy, practice and innovation.<br />

<strong>The</strong> unique Business Lunch event called<br />

immerge was an exclusive invite only<br />

session for those actively growing their<br />

businesses in the region and making a<br />

positive contribution to the community.<br />

“We pride ourselves on building strong<br />

business connections with industry<br />

and community groups and immerge<br />

is a prime example of how we can not<br />

only add value to these connections,<br />

but also support our students,” said<br />

TAFE Queensland East Coast General<br />

Manager Dr Paul Wilson.<br />

“immerge provided an opportunity for<br />

local industry to immerse themselves<br />

among the region’s principal thought<br />

leaders as they shared proven<br />

business practices shaping product<br />

innovation, new business creation,<br />

digital optimsation, safeguarding<br />

against risk and how to profit from<br />

intellectual property.<br />

“We connected a group of positive<br />

and active business people with<br />

one another and staff and students<br />

created an experience that exceeded<br />

everyone’s expectations and really<br />

showcased what we are all about<br />

– providing premier training and<br />

successful outcomes for everyone,”<br />

he said.<br />

WANT TO MAKE<br />

YOUR EVENT MEMORABLE?<br />

Contact Renee Galvin at TAFE Queensland<br />

East Coast today on 5457 1149 and learn how<br />

to maximise your next event with the support of<br />

students in TAFE’s event spaces.<br />

TOP (L) Josh Ryan, iMendPhones<br />

(R) Evan Aldridge, Sekisui House Australia<br />

MIDDLE (L) Sandra Gosling, COYO<br />

(R) Jonathon Gosling, COYO<br />

BOTTOM (L) Richard Fisher, Nambour Special<br />

School (M) Zach Johnson, <strong>The</strong> Spark Bureau<br />

(R) Brendan Neil, TAFE Queensland East Coast<br />

BUSINESS MATTERS 55


LIFE BUSINESS<br />

with David Dangerfield from<br />

Compass Institute<br />

Compass<br />

CONNECTIONS CAFE<br />

Compass has recently taken another major step<br />

forward in accommodating the aspirations of young<br />

Sunshine Coasters with a disability. <strong>The</strong> Compass<br />

Connections Café had been a concept only for<br />

several years… an idea that we wanted to see come to<br />

fruition but that was always going to need the support<br />

of significant partners to bring it to reality. <strong>The</strong>n<br />

along came Matt Murray and the team from Cricks<br />

Nambour. Matt brought partners Garry Crick and<br />

John Eastham to the table and the derelict old former<br />

garage adjoining Cricks Nambour became a possible<br />

site for our Café concept. I say ‘possible’ because there<br />

was an enormous amount of work required if the<br />

building was ever to see the light of day as a Café.<br />

It was only late in 2015 when these plans were being<br />

discussed, so to have this completely transformed<br />

venue ready to open to the public on Monday the<br />

16th May is nothing short of amazing. Tony and the<br />

crew from Sunstruct carried out the renovations under<br />

the watchful eye of Site Foreman Dave, while Café<br />

Manager Lynda Murfett undertook the massive task of<br />

getting all the paperwork completed for a functioning<br />

Café along with advising on fit-out, design, equipment,<br />

menus and a myriad of other details. <strong>The</strong> appointment<br />

of head chef Mark, cook Sharon , and front of of house<br />

staff Rebecca and Hayley completed the team. Or<br />

nearly… because the key people who will make this<br />

Café a truly great experience were undergoing their<br />

preparatory training. Ten young people with disabilities<br />

will form the roster of staff who will greet and seat<br />

you on arrival, take your orders, serve your tables, and<br />

assist with all your needs. <strong>The</strong>ir energy, enthusiasm and<br />

laughter will flow right through Connections Café and<br />

ensure a great time for all our customers.<br />

Compass Connections Café was launched<br />

at a private function on Monday 16th May<br />

with the ribbon cutting performed by Mayor<br />

Mark Jamieson.<br />

We –- all the staff and young people at Compass - hope<br />

you will join us from for homemade that date forward food, great for coffee homemade and the<br />

food, experience great coffee, a lifetime. and the ca experience of a lifetime. ca<br />

David established the multi-award winning Compass Institute in 2003 and it continues to set new benchmarks in<br />

blending social objectives and sound business and governance practices while delivering best practice services to young<br />

Queenslanders with a disability. He also travels widely presenting ‘Strategic Living’ workshops to various international<br />

companies including Honeywell, McAfee, Microsoft, TATA, Time Inc & Aspen Foundation.<br />

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60 56 ISSUE <strong>80</strong>


Your local home loan specialists<br />

why we love what we do<br />

Full colour on teal (reversed-out ve<br />

LINDA IRELAND<br />

Standard logo<br />

When I first approached Mortgage Choice 12 years ago, I was only 23, I already had a couple of<br />

investment properties and a clear vision of becoming a serious property investor. I went in for a<br />

loan and came out with a business in an area and industry that I have a genuine passion and love<br />

for. Fast forward 12 years and I have had the privilege to not only grow that property portfolio but<br />

to work with some amazing clients over the years doing the same. Not everyone wants to own a<br />

property portfolio, but everyone wants to set their finances up to serve them better, to be valued and<br />

appreciated by their lender/broker. I’ve been a first home owner, an upgrader, and renovator and<br />

investor. I’ve gone through it all myself. I love to understand what it is that is important to my clients,<br />

what their current and future goals are, and set out to exceed expectations.<br />

Ph: 0414 012 714 Email: linda.ireland@mortgagechoice.com.au<br />

KAIA HUNTER<br />

As an avid property investor myself, it had long been a dream of mine to show other people,<br />

particularly women, how they too can enjoy the benefits of investing in residential property.<br />

I was originally a client of Mortgage Choice Buderim and it was a natural progression to join the<br />

team nearly 3 years ago, as I saw the passion and care the team held for their clients.<br />

<strong>The</strong>re’s nothing I love more than seeing someone buy their first home, or their first (or 10th!)<br />

investment property, and I’m grateful that my clients trust me to be part of their journey.<br />

Property and investing is such a big part of my life and I’m educating my 10 year old daughter, as<br />

well as anyone else who will listen, so they too can enjoy the benefits I have had.<br />

Ph: 0414 891 931 Email: kaia.hunter@mortgagechoice.com.au<br />

PETE SOLOMON<br />

Being a “mortgage broker” is merely not just about finance, it is about the individual journey and understanding<br />

a client’s immediate and long term goals. Everyone has a different story to tell, whether<br />

it be a first home buyer entering the property market or an avid property investor - finding the right<br />

solution to suit the clients needs with a diverse range of lenders is what makes me tick. It is not just<br />

about the interest rate, which a lot of people get caught up in, it is about the whole package! I also<br />

enjoy having a bit of fun with my clients to make it a memorable and joyful experience.<br />

Ph: 0413 999 953 Email: pete.solomon@mortgagechoice.com.au<br />

MATT IRELAND<br />

I love being able to solve people’s problems with such a large selection of lenders. <strong>The</strong> fact that<br />

someone gets declined at the bank up the road, and can walk down and see us and we can find a<br />

solution for them is great.<br />

I also have a genuine interest in property investment, having built our own portfolio, I always enjoy<br />

helping people get to that next step towards building their own, and creating something for retirement.<br />

When you have this in mind, it can completely transform the way you think about a financial<br />

solution for a client because it becomes about creating a financial foundation to build on, rather than<br />

just comparing rates for people.<br />

Ph: 0413 999 951 Email: matt.ireland@mortgagechoice.com.au<br />

Mortgage Choice in Buderim are currently celebrating our 12th year anniversary. We are currently Ranked the<br />

number 2 office out of some 400 franchises in Australia, and attribute this to our loyal customers who continually<br />

come back so that we can play a part in building their wealth, or achieving their next dream property. Our entire<br />

team is motivated by not just the home loan, but the opportunity to make the experience a special one for our<br />

clients. <strong>The</strong>re are so many great opportunities out there right now, and we encourage you to give us a call to<br />

explore them with you.<br />

Linda Ireland 0414 012 714 • Kaia Hunter 0414 891 931 • Pete Solomon 0413 999 953 • Matt Ireland 0413 999 951<br />

Office Phone 5476 9333 • mortgagechoice.com.au/linda.ireland • 1 Ballinger Rd, Buderim QLD 4556<br />

BUSINESS MATTERS 57


Top Tips for Staying Healthy<br />

If You Are a Shift Worker<br />

HEALTH<br />

MATTERS<br />

Health, hospitality, manufacturing and mining are all<br />

industries that have people working shifts at all times of<br />

the day and night. And according to studies done by the<br />

Victorian Government, shift workers are more likely to<br />

experience health issues such as obesity, cardiovascular<br />

disease, mood disorders, gastrointestinal problems and<br />

cancer, as well as an increased risk of having a motor<br />

vehicle accident.<br />

To help you stay healthy, and lower<br />

the risks, we have put together<br />

some Tips to Staying Healthy!<br />

• Have healthy foods available at home and work.<br />

When you are tired you are more likely to reach for an<br />

unhealthy option. Chopped up veggies or fruit with<br />

hummus will provide an easy and healthy snack.<br />

• Prepare your meals in advance so there is minimal<br />

preparation when you get home. Slow cookers are<br />

great for this and you can always freeze the leftovers<br />

for another night, or for lunch the next day.<br />

• Take your own food to work and try to avoid staff<br />

canteens or on-site cafés. cafes. Not only will you save<br />

money, but you won't be tempted by unhealthy<br />

options.<br />

• Limit your caffeine consumption. While it is very<br />

tempting to have another coffee to get you through<br />

the last few hours of your shift, that coffee may affect<br />

your sleep. Try to have your last caffeinated drink four<br />

to five hours before the end of your shift.<br />

• Water is very important, especially if you have been<br />

having a lot of coffee. Staying hydrated will keep<br />

fatigue, hunger and headaches at bay. Avoid sugary<br />

drinks as these will give you a sugar crash and you'll<br />

end up even more tired. This will also save you money.<br />

• It's hard to have a regular exercise routine when you<br />

are on changing shifts shifts all the all the time, time, but but try try to get to get at at<br />

least 30 minutes of light exercise every day. You could<br />

fit this into your shift by taking the stairs instead<br />

of the elevator, or going for a quick walk around<br />

the block or building at each break-time. <strong>The</strong> more<br />

exercise you do, the better you will sleep.<br />

• Get outdoors and into the sun! Even though staying<br />

inside on the couch after a week of night shifts is<br />

tempting, the sun will wake you up and help you get<br />

back on to a to regular a regular schedule. And And it's it’s also also great great for for<br />

your mood.<br />

• Avoid the 'morning-cap'. While alcohol might relax<br />

you and help you go to sleep, it will be detrimental<br />

to the quality of your sleep and you won’t wake up<br />

refreshed.<br />

• Get the sleep you need! Try to get between seven to<br />

eight hours of sleep in each 24-hour period. If you<br />

can’t get a full block, try and make up the hours<br />

with a quick nap. Blackout curtains and ear plugs<br />

are essential for a shift worker to get the best sleep<br />

possible. m<br />

PETE & SALLY<br />

DORAN<br />

INFECTIOUS<br />

MEDICAL SCRUBS<br />

ABOUT THE AUTHOR<br />

Infectious owner Pete Doran worked as an Emergency Nurse for over fifteen years and knows firsthand what is is<br />

important to healthcare professionals when it comes to work uniforms. Together He and his with wife his Sally wife have Sally, recognized they have<br />

the recognized need for the uniforms need for to uniforms be durable to and be durable comfortable and comfortable enough to wear enough all day to wear long all and day require long and little require maintenance. little<br />

maintenance.<br />

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58 ISSUE <strong>80</strong> BUSINESS MATTERS 63


Personal Branding<br />

PERSONAL<br />

BRANDING<br />

MATTERS<br />

So you have a great product, you give exceptional service, and<br />

you know that the experience with you and your business<br />

really will benefit your potential customer.<br />

In this current marketing climate, we are endlessly inundated<br />

with well-crafted idealised imagery, depicting varying degrees<br />

of perfect, glossy lifestyles, products, and experiences.<br />

But as many of us know, so many times the images are fake<br />

and just do not live up to the experience with that business or<br />

brand.<br />

How do YOU get through all the<br />

noise to engage with your tribe?<br />

For me the answer is simple –<br />

Authenticity.<br />

Have you ever wandered into a shop and met an annoying and<br />

disinterested shop assistant who asks that dreaded question,<br />

‘So how has your day been?’ This fake attempt at engagement<br />

without any thought or true authenticity drives most shoppers<br />

crazy, and will usually drive potential customers straight out<br />

the door.<br />

Similarly, imagery that depicts you or your business in a way<br />

that is just not aligned with the true experience you offer,<br />

can seriously harm your business.<br />

Ultimately, you will either attract the wrong type of client, or<br />

deceive the customer attracted to you by pretending to be<br />

something you are not.<br />

is not afraid to stand out and be different, and I resonate with<br />

and am attracted to the entrepreneur who is not afraid to<br />

stand up and be their true self.<br />

<strong>The</strong> days of conformity with the ‘norm’ are long gone. As<br />

much of our lives have become automated by computers, more<br />

and more people are being drawn to great personal service, to<br />

people, to YOU!<br />

Today it is impossible not to have some of your personal life<br />

spill into your business and career, so don’t hide behind a fake<br />

‘business persona’ – todays savvy consumer can smell out a fake<br />

in an instant.<br />

I am not suggesting that you don’t exercise a bit of personal<br />

filtering – please be selective about what you share – check<br />

in to make sure what you export & upload (anywhere) is<br />

congruent with your business values.<br />

It is time to loosen off the corporate<br />

shackle that once defined our personal<br />

branding.<br />

Let go of any misconceived ideas that we somehow need to be<br />

‘perfect’ before we can put ourselves out there, and really explore all<br />

the parts of our personality, as it is in personal authenticity that the<br />

key to attracting success lies.<br />

To stand out of the crowd, you just need to be you. Whoever<br />

that is to YOU. m<br />

As a consumer, I am magnetised to the company that is<br />

consistently aligned with its purpose, I love the business that<br />

PAULA<br />

BRENNAN<br />

PAULA BRENNAN<br />

PHOTOGRAPHER<br />

ABOUT THE AUTHOR<br />

After running a successful wedding photography business in Sydney for the last 12 years, Paula Brennan<br />

moved to the Sunshine Coast two years ago to open a boutique portrait studio in Mooloolaba. Paula is<br />

passionate about empowering women with personal branding. Paula brings a lot of ideas on not only how<br />

best to shoot the photos, but also helps educate her clients on how to maximise the end use of the imagery.<br />

BUSINESS MATTERS 59


By Vickie Magic<br />

Marathon MOMENTS<br />

We can do it all!<br />

We are getting closer now. I would love to ask for your<br />

support on the 21st August. Run with me, cheer for<br />

me, encourage me, or just support my cause and shout<br />

out to me on the course. Whatever you can do for me<br />

on that day, I will be very grateful.<br />

This marathon is getting closer by the day and, to<br />

be honest, I sincerely believe I can do it now. I am<br />

running almost every day and increasing my time and<br />

distance every week - but believe me, I am still very,<br />

very, very slow!<br />

But I’m proving to myself - and to you - that I (we)<br />

can absolutely do WHATEVER we choose to,<br />

whatever we set our minds to. I am so committed to<br />

honouring my Dad on his birthday. Dad was my role<br />

model, my inspiration, my mentor and my mate.<br />

He was my favourite person and I honour him every<br />

single day.<br />

Dad gave me life advice, business advice, love advice<br />

and sales advice; but the most important and long<br />

living advice that dad gave me, was self-belief - the<br />

absolute belief and confidence in me. And I am so, so<br />

grateful to him for giving me that belief. Quite frankly,<br />

I know it has completely changed the course of my life<br />

- that and the power of positive thinking.<br />

It seriously doesn’t matter who you are, or where<br />

you come from. <strong>The</strong> fact is that if you turn negative<br />

thinking into positive thinking, not only will you<br />

be happier personally - and able to do things you<br />

never ever thought possible - but you will also inspire<br />

people around you to do things they never thought<br />

possible, too.<br />

Running this marathon is absolutely something that<br />

I HAVE NEVER EVER wanted to do, and absolutely<br />

NEVER EVER thought possible for me to do. But<br />

on 21st August, I just know that I will get up that day<br />

and I will run 42 kilometres and guess what? If I don’t,<br />

that’s fine, too.<br />

My intention is absolutely to finish the<br />

distance and I will give it every last<br />

piece of myself to truly HONOUR<br />

MY DAD and to inspire you to<br />

believe that YOU, TOO, CAN DO<br />

WHATEVER you believe you can do.<br />

I would like to thank Jason Crowther from Atlas<br />

Multisport for his training wisdom, guidance and<br />

encouragement.<br />

Please join up and run or walk with me 5k, 10k, 21k<br />

or the whole 42. Or just support my cause.<br />

www.goo.gl/jVgedD c<br />

Dr Sawindar Ranu and Dr Pat Hannan<br />

INTRODUCING<br />

DR SAWINDA RANU<br />

Dr Sawindar has<br />

recently joined our<br />

team after 35 years in a<br />

specialist Orthodontic<br />

group practice as a Principal Orthodontist<br />

in Tasmania. With extensive training and<br />

experience in all aspects of Orthodontic<br />

treatment, as well as a warm and caring<br />

nature, Dr Sawindar is a valuable addition<br />

to our team.<br />

Ask us about<br />

our extended<br />

clinic hours<br />

NO REFERRAL<br />

NECESSARY<br />

DR SAWINDAR RANU FDSRCS (EDIN).<br />

M.R.A.C.D.S (ORTHO)<br />

Specialist Orthodontist / Member of the<br />

Australian Society of Orthodontists<br />

DR PATRICK HANNAN M.D.Sc. FRACDS FICD<br />

Specialist Orthodontist / Owner & Director Ocean<br />

Orthodontics / Member of the Australian Society of<br />

Orthodontists, Australian Orthodontic Board & World<br />

Federation of Orthodontics<br />

PHONE 5493 3200 www.oceanorthodontics.com.au Embrace the Experience<br />

60 ISSUE <strong>80</strong>


COMMUNITY BUSINESS<br />

with Roz White from White’s IGA<br />

Roz White and her husband<br />

Michael, commenced their retailing<br />

journey on the Sunshine Coast<br />

in 1993. Currently the IGA Group<br />

consists of the Supa IGA Bli Bli,<br />

IGA Mooloolah and IGA Mt Coolum.<br />

<strong>The</strong> unique ‘locavore’ culture<br />

guarantees you to always spot a<br />

local instore, because they are<br />

locally owned, they employ locals<br />

and it’s where the locals shop.<br />

You're the only one who can<br />

MAKE IT HAPPEN<br />

Almost everyone wants to be successful and we are<br />

generally the harshest, but most honest judge of our<br />

own success.<br />

<strong>Success</strong> is personal - success perceived by others is<br />

judged according to their personal capability, which<br />

reminds me of that old adage: ‘How long is a piece of<br />

string?’<br />

And there are some varying levels of ‘grey’ when<br />

defining and accessing success.<br />

Whatever our goals, there is one<br />

common denominator - no-one is<br />

going to make it happen apart from<br />

good old ‘numero uno’. In other<br />

words, ourselves.<br />

We hear about taking action and being effective to<br />

achieve success, but sometimes, the most difficult task<br />

of all is simply to get started.<br />

Often throughout my working life, I have created a<br />

goal or vision but had no idea how to ‘get there’. Many<br />

times I visualised the outcome with no clear view of<br />

what came next. <strong>The</strong> clarity is not necessarily evident,<br />

or even known, and it does not evolve or expose itself<br />

until you courageously take those first steps into the<br />

unknown. So the vital point is just get started.<br />

Take action and the clarity will come.<br />

It's also vital to embrace the bumps and roadblocks<br />

along the way as often, overcoming challenges<br />

provides you with a clearer direction ahead and<br />

a firmer determination to succeed.<br />

Setting goal posts and establishing your focus is<br />

pivotal. This will point you in the right direction and<br />

set the platform for your plan, even if you deviate off<br />

it - that’s okay. Realistically, goal posts change and<br />

can be a moving target. Adaptation is part of the<br />

expedition of action. It's okay to change tack, tact, but stay<br />

focused on your goal. Don’t let external chatter and<br />

‘noise’ unravel you - stay focused.<br />

<strong>The</strong> best advice I can provide is whatever you choose<br />

to do in life, ‘own it’ and own the consequences of<br />

your choices, but also rejoice in your achievements.<br />

Remember your mentors and the people who inspire<br />

you along the way. Quietly say thank you when people<br />

speak kind words, but embrace the important aspects<br />

of what means the most to you. That is your success.<br />

www.whitesgrocers.com.au<br />

ca<br />

Lake Kawana Community Centre<br />

Nestled by the lake at Bokarina<br />

54 ISSUE <strong>80</strong><br />

BUSINESS MATTERS 61


Saluting the<br />

SURF LIFE<br />

with Alex Surf Club<br />

RED AND YELLOW!<br />

Well, the Australian Surf Life Saving Championships - or, as they’re more<br />

affectionately known, ‘Aussies' - have been and gone, and what an amazing<br />

nine days that was for Alexandra Headland Surf Life Saving Club.<br />

<strong>The</strong>re were too many outstanding individual and and team performances to to<br />

mention make mention within within this piece, this however, piece however, the real the stars real of stars the show of the were show our were work our<br />

force work and force volunteers. and volunteers. What What a week a to week showcase to showcase what we what are made we are of made and to of<br />

demonstrate and that there that is a there place is for a place everyone for everyone within a within Surf Life a Surf Saving Life Saving Club. Club.<br />

<strong>The</strong> Labour Day long weekend saw the very last volunteer patrol for the red<br />

and yellow army for the 2015/2016 season. It is now up to the Australian<br />

Lifeguard Service to patrol our stretch throughout winter.<br />

Here at Alex this season we have delivered first aid treatments to more than<br />

70 members of the public; performed over 2200 preventative actions and,<br />

most importantly, rescued more than <strong>80</strong> people, who we could send home<br />

safely to their families.<br />

Our members performed over 14,000 hours of voluntary patrol over<br />

summer, keeping beach-goers safe.<br />

When the flags go down our rev heads in wetsuits come out and the Club<br />

enters the competition season for Inflatable Rescue Boats - aka IRBs.<br />

Throughout the winter months our members will be competing against<br />

clubs across the country to hone their skills in rescuing patients without<br />

delay. <strong>The</strong>re are will multiple be multiple events events but the but main the main focus focus of each of each is to is be to the be the<br />

fastest team to bring the patients back to shore. Some of these events will be<br />

run here on the Coast in June, so listen out for the motors roaring and get<br />

down to the beach for some seriously entertaining competition.<br />

Before we know it our ‘off season’ will be over and it will be time for nipper<br />

sign-on nipper sign-on already! already! Stay tuned Stay for tuned nipper for information nipper information the next in the Business next<br />

<strong>Matters</strong> <strong>Magazine</strong>.<br />

Like other clubs on the Sunshine Coast, we are fuelled by the support of<br />

the local community, so thank you for your generosity and contribution to<br />

keeping the beach safe.<br />

And remember, even in the winter months when the surf doesn’t look as<br />

angry, always swim between the red and yellow flags!<br />

Alexandra Headland Surf Life Saving Club<br />

167 Alexandra Parade | ALEXANDRA HEADLAND QLD 4572<br />

P: 07 5456 7<strong>80</strong>4 | F: 07 5443 8793<br />

E: admin2@alexsurfclub.com.au | W: www.alexsurfclub.com.au ca<br />

As an employer of over <strong>80</strong> locals, and a tireless supporter of local community groups and charities, the Alex Surf Club makes a huge<br />

contribution to the lives of thousands of people – here on the Sunshine Coast and beyond. Alex Surf Club, any closer to the beach and you<br />

would have sand in your togs!<br />

KNOW ZERO ABOUT XERO?<br />

Looking at getting your bookkeeping in<br />

the cloud? We can help you whether it’s<br />

converting your bookkeeping system or<br />

cleaning up your current Xero account.<br />

In addition we offer the following services:<br />

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We help you stay ATO compliant in the following areas<br />

GST – IAS – PAYG - PAYGW<br />

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<strong>The</strong> accountant specialising in bookkeeping<br />

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RTO #31283<br />

66 62 ISSUE <strong>80</strong>


Bodies are built for motion,<br />

not stillness<br />

CHIROPRACTIC<br />

MATTERS<br />

Maybe you've heard the catch phrase, 'Sitting is the new<br />

smoking'? Have you wondered why that is? Are you curious<br />

as to how prolonged periods of sitting is causing you harm?<br />

Did you know that sitting decreases brain activity, and can<br />

cause back, shoulder and neck pain, and headaches? Sitting<br />

can also decrease fat metabolism, reduce circulation, and<br />

contribute to metabolic diseases, heart disease, depression and<br />

even some cancers.<br />

Long periods of sitting can<br />

actually reduce work<br />

productivity and performance<br />

- and even your lifespan!<br />

Here are a few strategies to help you move more and sit less:<br />

• If you work in an office at a desk, perhaps get into the<br />

habit of taking phone calls standing up<br />

• Set an alarm for every 30 minutes and get up out of your<br />

chair and do a few stretches<br />

• If you commute to work via public transport, you could<br />

choose to stand instead of sit<br />

• Consider choosing an affordable and versatile standing<br />

work-station<br />

• Walk to work, or at least park further away from the office.<br />

This serves two purposes - it increases your exercise for the<br />

day, and reduces sitting time in the car<br />

• If you're into computer games, try playing them standing<br />

up instead of sitting! It may surprise you to know that<br />

standing actually increases brain activity and reactivity. So<br />

standing may help you get to that next level.<br />

For more information take a look at this -<br />

https://www.youtube.com/watch?v=wUEl8KrMz14 m<br />

DR CARMEN<br />

ATKINSON<br />

HENDREY<br />

CHIROPRACTIC<br />

ABOUT THE AUTHOR<br />

Dr Carmen is committed to helping people achieve optimal health, happiness and to experience their fullest potential<br />

through pro-active, performance focused chiropractic care. Having received chiropractic care since early childhood, Dr<br />

Carmen has a special interest in helping families experience optimal health and wellbeing naturally through regular<br />

chiropractic care. Carmen is a wellness chiropractor, a triathlon coach, an advocate for real food, a lover of yoga, an Ironman<br />

Triathlete and ultra-distance runner. She works to help people realise their potential to live an extraordinary life.<br />

We can Help with the health of your business<br />

We have a passion for helping people lead healthy, active lifestyles and<br />

being at their best. With the ever-increasing amount of time spent at<br />

work, it’s becoming vital that we address our health within the workplace,<br />

as part of our overall health goals as individuals and employers.<br />

We offer services designed to help staff assess their health,<br />

discuss concerns and offer advice on how to boost productivity<br />

and lower absenteeism.<br />

• Lunchtime Lectures & Presentations • Spinal Health & Posture Checks<br />

• Newsletters & Fact Sheets• Discounted Consultation & Special Offers<br />

BACK PAIN | MIGRAINE | NECK PAIN | POSTURE | ERGONOMICS<br />

• In House Digital X-Ray System • Digital posture analysis<br />

• Private Health Insurance registered<br />

• Highly trained and caring staff<br />

Call to discuss how we can help<br />

you help your business<br />

Ph: 543 77 222<br />

13/5 Innovation Parkway (level 1), Kawana Waters<br />

www.hendreychiropractic.com.au<br />

HICAPS, DVA & EFTPOS AVAILABLE<br />

BUSINESS MATTERS 63


What is success?<br />

by Vickie Magic<br />

So what is success really? At the<br />

end of the day the truth is that<br />

success to you is whatever you say<br />

it is. Each one of us determines<br />

what we believe success equals.<br />

It could be:<br />

• A large bank balance<br />

• A large number of staff<br />

• A high profit at the end of each year<br />

• A business that is really making a difference locally<br />

• A business that is really making a difference globally<br />

• For some of us success may have absolutely nothing<br />

whatsoever to do with business, so it could be:<br />

• Being a fantastic mother<br />

• Being a fantastic father<br />

• Having a happy family<br />

• Taking an amazing holiday<br />

• Travelling to a lifetime bucket list location - Paris,<br />

London, Rome<br />

• Somewhere else<br />

• Being an elite sports person<br />

• Being extremely happy<br />

• Being extremely healthy<br />

• Extremely popular<br />

• A great singer<br />

• A great entertainer<br />

• Someone on TV<br />

• Someone on the Radio<br />

• Or something else?<br />

So yes, there are so many different ways one could be<br />

successful, or indeed see someone else as successful.<br />

<strong>The</strong> reality is that you decide; you determine what<br />

successful means to you. Once you decide what success<br />

is, then you can create it.<br />

64 ISSUE <strong>80</strong>


So what’s the first step.<br />

We believe that no matter what you do, if you follow these seven<br />

simple ideas of truth, then success in whatever you choose in life<br />

can be yours.<br />

One<br />

‘WHETHER YOU THINK YOU CAN OR YOU THINK<br />

YOU CAN’T, YOU ARE 100% CORRECT’<br />

(Confucius, Henry Ford)<br />

‘If you say so!’ At the end of the day we personally choose our own<br />

‘what is’. You choose your ‘what is’ and I choose mine, ‘Whatever<br />

comes out of your mouth is your reality!’<br />

Make sure it is what you want, not what you think you want!<br />

You may have heard the story about the man who got locked in a<br />

cold room. He died, however it turned out that the cold room wasn’t<br />

even working. This man believed he was stuck in a cold room and<br />

was going to die, so he did. This is absolute proof that if you think<br />

you can or you think you can’t, you are correct.<br />

Ask yourself right now, ‘Is what I am saying about my success<br />

actually standing in the way of me and my success? How could<br />

I reword it to benefit my future success?’<br />

For example, I used to say, ‘I can’t lose weight, I always sabotage my<br />

weight loss, I start and then I just can’t do it after a certain period of<br />

time, so I always end up back where I started.’<br />

Now you can read the above from the outside looking in, and<br />

you can see where this is completely flawed. You can see that as<br />

long as I continue to say those words, weight loss is actually<br />

not possible for me!<br />

My new words are:<br />

‘I used to constantly sabotage my weight loss by believing that it<br />

wasn’t really possible, now I put one foot in front of the other and<br />

each step is leading me towards the body I am creating for me.<br />

It’s a journey and this time a successful one.’<br />

Can you see the difference? In the first scenario, there is no way I<br />

would have ever been able to succeed. In the second, there is no way<br />

I could fail. So whatever it is that you are saying about yourself that<br />

is not helping you, just rewrite the sentence and then start to live<br />

into the new scenario.<br />

Two<br />

IT’S NOT THE SITUATION THAT MATTERS,<br />

BUT THE WAY YOU REACT TO THE SITUATION<br />

CHANGES EVERYTHING.<br />

ARE YOU THE POTATO, THE EGG OR THE COFFEE?<br />

Once upon a time a daughter complained to her father that her<br />

life was miserable and that she didn’t know how she was going to<br />

make it. She was tired of fighting and struggling all the time. It<br />

seemed just as one problem was solved, another one soon followed.<br />

Her father, a chef, took her to the kitchen. He filled three pots with<br />

water and placed each on a high fire.<br />

Once the three pots began to boil, he placed potatoes in one pot,<br />

eggs in the second pot, and ground coffee beans in the third pot. He<br />

then let them sit and boil, without saying a word to his daughter.<br />

<strong>The</strong> daughter, moaned and impatiently waited, wondering what he<br />

was doing. After twenty minutes he turned off the burners. He took<br />

the potatoes out of the pot and placed them in a bowl. He pulled<br />

the eggs out and placed them in a bowl. He then ladled the coffee<br />

out and placed it in a cup.<br />

Turning to her, he asked, ‘Daughter, what do you see?’<br />

‘Potatoes, eggs and coffee,’ she hastily replied.<br />

‘Look closer,’ he said, ‘and touch the potatoes.’<br />

She did so, and noted that they were soft.<br />

He then asked her to take an egg and break it. After pulling off the<br />

shell, she observed the hard-boiled egg.<br />

Finally, he asked her to sip the coffee. Its rich aroma brought a smile<br />

to her face.<br />

‘Father, what does this mean?’ she asked.<br />

He then explained that the potatoes, the eggs, and coffee beans had<br />

each faced the same adversity-the boiling water. However, each one<br />

reacted differently. <strong>The</strong> potato went in strong, hard and unrelenting,<br />

but in boiling water, it became soft and weak. <strong>The</strong> egg was fragile,<br />

with the thin outer shell protecting its liquid interior until it was<br />

put in the boiling water. <strong>The</strong>n the inside of the egg became hard.<br />

However, the ground coffee beans were unique. After they were<br />

exposed to the boiling water, they changed the water and created<br />

something new.<br />

‘Which one are you?’ he asked his daughter. ‘When adversity knocks<br />

on your door, how do you respond? Are you a potato, an egg, or a<br />

coffee bean?’<br />

<strong>The</strong> truth is that stuff happens all around us every single day. It is<br />

not about the stuff that happens, our success is hugely based on our<br />

reaction. We get to choose: are we the egg that becomes hard and<br />

then cold; are we Potato that becomes soft; or are we the coffee that<br />

actually changes the water (the situation) into something beautiful?<br />

Sometimes when faced with the situation that looks almost<br />

impossible to get through, we feel there is absolutely no way we<br />

can’t become the egg, but the reality is that we decide which we<br />

become and we can choose to become the coffee. <strong>The</strong> first step is<br />

to recognise this and remind ourselves of this (or remind someone<br />

else if we need to). Be the coffee. A perfect example of being the<br />

coffee is our amazing local Morcombe Family, they have created<br />

something amazing from something that was certainly tragic.<br />

Three<br />

EVERYONE IS DOING THEIR BEST WITH THEIR<br />

OWN 256 BITS.<br />

Think before you go blaming someone for not thinking the way<br />

you do. ‘I would be/could be successful if so and so, didn’t do such<br />

and such, it’s all their fault.’ We hear it all the time, sometimes it is<br />

even us saying it.<br />

My advice is:<br />

‘KNOW THAT EVERYBODY IS DOING THEIR<br />

ABSOLUTE BEST WITH WHAT THEY HAVE AT ANY<br />

GIVEN MOMENT. WE ALL GET 256 BITS FROM TWO<br />

MILLION POSSIBLE BITS OF INFORMATION.<br />

IT IS IMPOSSIBLE FOR THEM TO BE THE SAME AS<br />

SOMEONE ELSE’S.’<br />

Let me explain 256 bits – when I learnt it, it changed my life.<br />

We all get two million bits of information thrown at us at any given<br />

time, but we can only catch 256 of those bits at once. <strong>The</strong> truth<br />

is that the chances of us catching the same bits as someone else is<br />

virtually impossible.<br />

We all know the story of the car accident. Five totally different<br />

people see the exact same car accident in front of their eyes.<br />

However, when the police ask them about it, they hear five<br />

different versions,<br />

‘I saw it with my own eyes, that green car came around the corner<br />

speeding and hit the white one head on.’<br />

However, someone else says, ‘No way that’s not what happened, I<br />

saw it with my own eyes, that white car came around the corner<br />

speeding and hit that green car,’ etc.<br />

It was the exact same situation, but they caught different bits, they<br />

both think they are absolutely one hundred percent right, after all<br />

they saw it with their own eyes. <strong>The</strong>re is no way whatsoever that<br />

the other person is right.<br />

Different versions of the same story happen day after day after day,<br />

we get attached to our version, we won’t for a moment believe that<br />

there could possibly be truth to the other person’s version being<br />

right in any way shape or form.<br />

BUSINESS MATTERS 65


For me, learning about the 256 bits and how it is virtually impossible<br />

for me to see a situation the exact same way as anyone else, frees<br />

me to allow other people to see things differently to me, to allow<br />

other people to have a different version of the exact same thing,<br />

and it allows that to be okay. Think about a situation you have been<br />

attached to, you may have even completely fallen out with someone<br />

over it. Guess what, they didn’t see it the same way you did, and that<br />

does not make them wrong, just as it does not make you right.<br />

This gives us such freedom to allow everyone else in the world to<br />

have their own take on things, we don’t have to be right. We can give<br />

this up and can have peace.<br />

Four<br />

WHAT YOU FOCUS ON GROWS.<br />

TO GET WHAT YOU WANT IN LIFE, YOU MUST FOCUS<br />

ON IT.<br />

WHATEVER WE FOCUS ON GROWS, AND BECOMES<br />

OUR REALITY.<br />

We MUST CHANGE WHAT WE FOCUS ON TO WHAT<br />

WE WANT.<br />

We have all had the friend that has broken up with their partner and<br />

we hear the story over and over and over, he did this, he did that,<br />

he is a bad person, a bad father, a bad blah blah blah blah. <strong>The</strong>y talk<br />

about him, talk about him, and talk about him. After a while they<br />

are consumed by the hate, they don’t actually talk about much else.<br />

We stop wanting to be around them, we certainly don’t want to hear<br />

them. Maybe you know someone like this, maybe you’ve been this<br />

person? <strong>The</strong> fact is that the more we focus on it, the more we talk<br />

about it, the more we live into it; it begins to consume us, it takes<br />

over our every woken moment. <strong>The</strong> reason for this is WHAT YOU<br />

FOCUS ON GROWS. <strong>The</strong> truth is that we are feeding it. Just like<br />

the wolves in the story about the two wolves.<br />

<strong>The</strong> wolf that wins the battle within us is the wolf we feed. What<br />

we focus on grows. So we have to choose to STOP FEEDING<br />

the stuff that we don’t want to grow. And this is also the truth<br />

for the friends we have who constantly come to us to help feed<br />

their wolf. Stop feeding your own and stop feeding other people’s.<br />

Remind yourself, what you feed grows, what you starve dies, STOP<br />

FEEDING the stuff you don’t want to grow. It sounds so simple<br />

and the truth is, it can be. YOU CHOOSE! Feed it and be unhappy,<br />

or starve it and be happy. Don’t make it difficult.<br />

Five<br />

START LOOKING ALL AROUND YOU FOR WHAT’S<br />

RIGHT, STOP LOOKING ALL AROUND YOU FOR<br />

WHAT’S WRONG<br />

This one is a little like the one above, but it is also different. STOP<br />

LOOKING FOR THE WHAT’S WRONG. We all know (or<br />

again maybe have been) the person who is constantly looking all<br />

around us for what’s wrong. <strong>The</strong> more we look for it, the one thing<br />

I can tell you for sure is, you will find it. It is everywhere!<br />

If this is you, or you know someone who is constantly looking for<br />

and finding the things that are wrong in their life and all around<br />

them, it is up to you to help yourself (or them) to be the change you<br />

want to see in the world. Sometimes in life we thing we can’t make<br />

a difference, well the reality is that we can. Each and every one of us,<br />

no matter who we are, can make a difference. We can be the change.<br />

It starts and ends with us, it really does. So if you are, or you know<br />

someone that is constantly looking for and of course therefore<br />

finding everything around them that is wrong, help them to STOP<br />

IT. Have you seen the ‘Stop It’ YouTube video? A girl goes into<br />

the doctor’s clinic and says, ‘Doctor I keep on seeing myself being<br />

buried alive, it is consuming me and giving me nightmares, etc etc<br />

etc. I can’t breathe, blah blah. ’ <strong>The</strong> doctor says, ‘STOP IT.’ She says,<br />

‘What, it’s sending me crazy, it’s taking over my life.’ Once more, he<br />

says, ‘STOP IT.’<br />

https://www.youtube.com/watch?v=Ow0lr63y4Mw<br />

How can it possibly be so simple? Well the truth is it is, stop<br />

focusing on, caring about, and sharing the ‘what’s wrong’ in your life<br />

and all around you and start focusing on and caring about the ‘what’s<br />

right’. In the beginning it might be difficult, in the beginning it may<br />

seem impossible. In the beginning it may seem like you will never be<br />

able to change. But just like anything, practice makes perfect.<br />

Write a list of everything that is right in your life. Start with a list of<br />

100 things. Never ever ever write the list of ‘what’s wrong’, and don’t<br />

allow people around you to either. When someone starts to point out<br />

the ‘what’s wrong’, just change the direction of the conversation to<br />

something around you or around them that’s right. Pretty soon they<br />

will get the picture that you are a person who looks for ‘what’s right’,<br />

not ‘what’s wrong’. Keep on practising, practising, practising, ‘what’s<br />

right’, ‘what’s right’, ‘what’s right’. Write the list, add to the list, look<br />

at the list. After a while it will become who you are, a person who<br />

looks for and a person who finds what is right in their life.<br />

Six<br />

APPRECIATION<br />

Obviously this is a direct flow on from number five. If we look for<br />

what’s right all around us and we constantly find it, then of course the<br />

next step is to be grateful for the stuff that we love in and around us.<br />

Being thankful for what is in our lives actually gets us more of it. Every<br />

single day WITHOUT EXCEPTION I do a grateful brain train. I sit<br />

overlooking the water and say thank you to the universe (or whatever<br />

it is for you - god, buddah, doesn’t matter) for all that is great in my<br />

life, and there is so so much. I never look for the what’s wrong, this is<br />

a time to look for AND FIND what is wonderful, what I love and the<br />

reason I am alive and how much I love so many things in my life.<br />

Yep showing appreciation for WHAT IS gets us more of the things<br />

in our life to be grateful for. Sounds pretty cliched but the reality is<br />

that this stuff works. It is so so so true that if you only chose to put<br />

in place one of these SEVEN things, then this would be the one that<br />

would make the biggest difference if practised daily.<br />

Seven<br />

BE DO HAVE<br />

‘Be do have’ is about creating habits for success. If we truly want<br />

success, then obviously the first step is to work out what we see<br />

as success and what we want for ourselves. So whatever you want<br />

for yourself, you need to look at someone who is already doing it.<br />

Someone who already has what you want. You need to look at what<br />

they are doing. How did they become successful, what steps did they<br />

take to get there?<br />

‘BE DO HAVE’ is quite similar to the old 'fake it till you make it’,<br />

but with a few alternations.<br />

You must BE that person who already has what it is they want<br />

ACT LIKE YOU ARE THAT PERSON<br />

Not when you are, but right now.<br />

BEHAVE like they would behave.<br />

So for example if you wanted to be an elite athlete<br />

HOW WOULD THEY BEHAVE?<br />

What would they do/ what would they eat/ what about their<br />

training/ how would they train/ how often, etc.<br />

DO THOSE ACTIONS OF THAT PERSON (as though you<br />

already are them)<br />

Make a list of the actions they would need to do.<br />

You have to BEHAVE as though you are them.<br />

It is this step, including the actions, that makes this a little different<br />

to fake it till you make it, because it is the act of doing these actions<br />

that will get you the outcome you seek.<br />

You must believe that you are them right now.<br />

For example, I am running a marathon in August this year.<br />

So I need to BE A MARATHON RUNNER RIGHT NOW.<br />

Believe I am one, tell people I am one, eat like one, training like one.<br />

BE IT NOW.<br />

<strong>The</strong>n you will have what it is that you seek.<br />

But you don’t have to wait till you have it to be it. BE IT RIGHT<br />

NOW. By being a marathon runner right now, doing the actions they<br />

would do, the training they would do, eating the way they would eat<br />

and absolutely being it now, is the way that I will become it.<br />

66 ISSUE <strong>80</strong>


So in summary, here are the<br />

‘Seven sure fire ways to assure your success<br />

and happiness in both Business and Life’<br />

1. If you think you can or you think you can’t – YOU ARE RIGHT, believe you can!<br />

2. It’s never about the situation, it’s always about our reaction to the situation.<br />

Choose how you see it!<br />

3. Know that everyone is doing their absolute best, give up being right!<br />

4. What you focus on grows, give up focusing on what you don’t want, focus on what you want!<br />

5. Don’t look for what’s wrong around you, look for what’s right. You will find more of what you<br />

look for!<br />

6. Be thankful for what you have. This is the only way you will get more of what you want!<br />

7. ‘BE DO HAVE’- Do the actions of the person you want to be. Put those actions in<br />

place daily, then you will have the thing you want now. f<br />

Join Vickie Magic at her 'Mindsight Magic' weekend retreat at the end of July.<br />

Contact Jasmine at admin@bmmag.com.au or ph: 54444 456 for more information.<br />

A fight is going on inside me, a<br />

terrible fight between two wolves.<br />

One wolf is evil – he is fear,<br />

anger, envy, sorrow, regret,<br />

greed, arrogance, self-pity, guilt,<br />

resentment, lies, false pride,<br />

competition, superiority and ego.<br />

<strong>The</strong> other is good – he is joy, peace,<br />

love, hope, sharing, serenity,<br />

humility, kindness, benevolence,<br />

friendship, empathy, generosity,<br />

truth, compassion and faith.<br />

<strong>The</strong> same fight is going on inside<br />

of you an inside every other person.<br />

Which wolf will win?<br />

THE ONE THAT YOU FEED.<br />

BUSINESS MATTERS 67


LOCALS IN BUSINESS and life<br />

NAME:<br />

Jos and Jacqueline Eegdeman<br />

COMPANY: Copecats Printers<br />

Copecats Printers is a family owned and operated<br />

business, established on the Sunshine Coast in 1977.<br />

Change shouldn’t befeared, but it<br />

should bemanaged.<br />

Don’t put up with bad customer service or products.<br />

If this is you, check us out. Explore our website:<br />

www.sunshinecoastprinters.com.au or call us today!<br />

Corporate rates available.<br />

www.sunshinecoastprinters.com.au<br />

NAME: Loretta Morgan<br />

COMPANY: Loretta Morgan<br />

Live life onyour own terms and make it<br />

count because youonly have one life.<br />

Training, Coaching and Consulting, sharing proven strategies<br />

that are easy, simple and effective that will help you fast track<br />

your results.<br />

www.lorettamorgan.com<br />

NAME: Alvia Turney<br />

COMPANY: Act4Tomorrow,<br />

Separation Specialists<br />

My passion some may say obsession is to provide ‘A Better<br />

Way To Separate’ throughout Australia. We manage<br />

the entire process saving individuals/couples and their<br />

families the destructive impact which time spent in legal<br />

battles and the high costs associated has on them.<br />

Don’t put off until tomorrow, remove theemotion,<br />

think and take actionalways with good intention.<br />

info@bikeon.com.au<br />

NAME: Darren & Kellie West<br />

COMPANY: Escape Room Oz<br />

If youhave a dream, stick<br />

with it, and let no-one stand<br />

in your way.<br />

Escape Room Oz grew from and idea to the first<br />

puzzle room on the Sunshine Coast.<br />

escaperoomoz@bigpond.com<br />

NAME: Claudia Lordao<br />

COMPANY: <strong>The</strong> Handmade Corner<br />

<strong>The</strong> Handmade Corner is an online shop for those<br />

who love one-of-a-kind handmade products.<br />

Practising fair trade principles, they source directly<br />

from independent artisans and community-based<br />

organisations.<br />

From fashion accessories to gorgeous sculptures, there<br />

you will find a carefully curated selection of limited<br />

edition objects, all handmade with much love and<br />

care.<br />

Exclusive to <strong>Matters</strong> <strong>Magazine</strong>:<br />

Enjoy 15% off store-wide by<br />

entering the promo code<br />

‘MATTERS’<br />

at the checkout.<br />

www.thehandmadecorner.com.au<br />

e<br />

68 ISSUE <strong>80</strong>


NAME: Duncan Cox<br />

& Chris McCabe<br />

COMPANY: DCM<br />

Building Design &<br />

Drafting<br />

DCM Provide services for<br />

all project types big and<br />

small with a focus on<br />

quality design to suit the<br />

projects needs and budget.<br />

<strong>Success</strong> in business and life to us<br />

means spending time with those that<br />

matter most to us while enjoying all<br />

theSunshine Coast has to offer.<br />

www.dcmbuildingdesign.com.au<br />

NAME:<br />

Peter Watman<br />

COMPANY: AAA Finance and Insurance<br />

Deliver superior AAA customer<br />

service - Do what yousay you<br />

can do!<br />

Owner operator Peter Watman is highly<br />

experienced in all facets of asset finance. AAA<br />

specialises in low doc business loans for cars<br />

and equipment and consumer loans for new<br />

and used vehicles, boats, jet skis, caravans and<br />

camper trailers.<br />

www.aaafinance.com.au<br />

LOCALS IN BUSINESS and life<br />

NAME: Michael Hole and Rachel Dunn<br />

COMPANY: Girl Director<br />

NAME: Nola Sexton<br />

COMPANY: Strategic Outsource Solutions<br />

Nola is passionate about delivering Human Resources<br />

solutions for small to medium sized businesses,<br />

providing HR support that would normally only come<br />

with having a qualified HR professional on staff.<br />

Business owners can choose from a number of professional,<br />

cost effective HR solutions that meet legislative<br />

requirements, tailored to your specific business needs.<br />

DREAMS + WORK = SUCCESS<br />

nola.sexton@sosolutions.com.au<br />

You are born to make a difference and help others.<br />

Whether you want to learn to make videos, want your<br />

videos edited or produced. We specialize in helping<br />

women around the world be more confident on camera<br />

and create content they are proud of, taking the stress<br />

away from video making.<br />

<strong>The</strong> number one trick for making better<br />

videos is being confident oncamera.<br />

www.girldirector.tv<br />

NAME:<br />

Cheryl Ryan<br />

COMPANY: 123Travel<br />

Cheryl has been working and travelling the world for over<br />

25 years. Her travel business is a combination of leisure<br />

and conferencing with a special passion for supporting local<br />

communities she visits. Cheryl says, “We have just launched Bush<br />

Tucker Tours on the Sunshine Coast and this is exciting because<br />

we are doing something local for our community.” Cheryl has<br />

travelled to around 40 countries and in the last two years she has<br />

been instrumental in achieving the following projects worldwide.<br />

www.123Travelconferences.com.au<br />

e<br />

BUSINESS MATTERS 69


LOCALS IN BUSINESS and life<br />

NAME: Brad Argent<br />

NAME: Ben Haycroft<br />

COMPANY: Workplace Central<br />

I am a simple guy with simple needs. We run an<br />

employment management business from the best<br />

place on Earth – the Sunny Coast. Keep it simple<br />

– success means enjoying life, challenging yourself,<br />

empathizing to gain understanding, and enjoy the<br />

little things – whether that is enjoying a morning<br />

coffee with a light breakfast, sitting behind the<br />

break waiting for the next wave, or seeing the<br />

ideas you have coming to fruition.<br />

COMPANY: Sunshine Uniforms<br />

Need uniforms? Give us a call. Small business or large<br />

corporate, we have you covered. We are proud suppliers of<br />

leading garment brands. Offering garment styles in polo<br />

shirts, corporate wear, active wear and hi-vis workwear. We<br />

offer indentations services of embroidery, dye sublimation,<br />

heat transfers, screen printing and direct to garment. Let<br />

us take care of your next uniform order.<br />

sales@sunshineuniforms.com.au<br />

NAME:<br />

Derek and Samantha Street<br />

COMPANY: Swimart Maroochydore<br />

<strong>Success</strong> for us is sharing our<br />

knowledge and experience by<br />

providing open and honest advice,<br />

encouraging youto return time and<br />

again, as our friends.<br />

Swimart Maroochydore is a dynamic,<br />

professional, family owned and run business,<br />

committed to helping you, as a pool owner, keep<br />

your pool safe and sparkling clean. Have a<br />

problem? We are solution providers.<br />

Ph: 07 5443 8588<br />

Ph: 0411 116 676<br />

Our Business propositionis to provide thehighest level<br />

of specialised personal service to all of our clients.<br />

team@simplesupersolutions.com.au<br />

COMPANY: Simple Super<br />

Solutions<br />

Simple Super Solutions is<br />

a specialist Self-Managed<br />

Fund Administrator. We<br />

offer a complete Accounting,<br />

Reporting and Taxation<br />

Service to our many clients.<br />

NAME: Sallyann Dando<br />

COMPANY: Beyond the<br />

Cloud<br />

Beyond <strong>The</strong> Cloud is a Sunshine<br />

Coast based bookkeeping services<br />

business. Our goal is to<br />

understand your business so that<br />

our process fits seamlessly into<br />

yours. We ensure your<br />

bookkeeping is compliant and<br />

accurate and provide you with useful financial<br />

management information about your business<br />

throughout the year. We can work at your<br />

office or ours and can tailor a solution to meet<br />

your needs.<br />

e<br />

F4B’s TRAINING STUDIO<br />

JOIN FOR JUST<br />

$12 PER WEEK<br />

AND GET A<br />

FREE TRAINING<br />

TANKTOP * *conditions apply<br />

Early Morning<br />

Classes<br />

Event Group<br />

Fitness Classes<br />

Shake Shack<br />

(healthy shakes,<br />

health treats and<br />

snacks)<br />

Creche/Kids Room<br />

Yvette Latham, Owner and Creator<br />

P: (07) 5475 4568 E: info@f4bs.com W: www.f4bs.com<br />

14 Tinder Ave, Maroochydore QLD 4558<br />

70 ISSUE <strong>80</strong>


MAGIC MOMENTS<br />

Doggie Comp<br />

Wow, it feels like it been years since our last issue.<br />

Making the change to quarterly has been a massive<br />

change for us, and we are loving it.<br />

This issue we are running a little competition for our<br />

readers. This will be dedicated to my old mate Oscar,<br />

our Golden retriever who passed away at the age of<br />

14 a few months ago. Your pets are like your children,<br />

the only difference is that as they get older, your dogs<br />

are still happy to see you when you get home, HA!<br />

I want you to take the best photo of your dog in<br />

their winter woollies and send them in to us<br />

admin@bmmag.com.au or post it on our Facebook page<br />

@Business <strong>Matters</strong> <strong>Magazine</strong> Sunshine Coast. e<br />

One lucky winner will<br />

win a one hour photo<br />

shoot with their best<br />

mate and will also be<br />

published in<br />

our spring<br />

issue. Get<br />

snapping!<br />

Keep your<br />

pets and<br />

home safe<br />

while you’re<br />

away<br />

from just<br />

$<br />

18<br />

per day<br />

<strong>The</strong> last thing you want to worry about when<br />

you are away are your pets. At For Pets’ Sake<br />

we feed, walk and look after your pets in the<br />

comfort of your own home. We can even<br />

water your plants, bring in the mail and bins.<br />

For Pets’ Sake!<br />

Pet Minding<br />

Phone 0409 049 075<br />

Complimentary meet and<br />

greet prior to booking.<br />

Our animal carers are all<br />

police checked.<br />

Peace of Mind – Convenient – Affordable<br />

forpetssakepetminder<br />

@4petssake<br />

BUSINESS MATTERS 71


What are you BEST AT?<br />

By Paul Barrs<br />

I<br />

’ve been at this ‘small business’ thing for quite a while now. In<br />

fact, it’s been nearly twenty years. As I look back, I can see that<br />

the first few were really just practice, the next three or four were<br />

me starting to figure it out, and then these past half dozen or so<br />

have been nothing more than superb!<br />

When I say ‘figuring it out’ though, what do I mean?<br />

Specifically, I’m referring to managing my time. And before you<br />

flick the page, no, I’m not going to give you one of those yawn-and-fallasleep<br />

time management articles. Today, I’m going to talk about just<br />

one thing….<br />

DO WHAT YOU’RE GOOD AT, AND<br />

GET SOMEONE ELSE TO DO THE<br />

OTHER STUFF.<br />

<strong>The</strong>re it is - Small Business Time Management 101! Did you realise that<br />

most people aren’t really all that good at most things (well duh Paul, of<br />

course). No, I’m actually being serious. Chances are you’re really good at<br />

one or two things that need to be done each day, but no more. You may<br />

even be fortunate and be considered ‘great’ at one thing or another, well<br />

beyond the average.<br />

Let me give you some example – Over the years I’ve had some pretty<br />

good graphics on my website, but I couldn’t create graphics quickly if my<br />

life depended on it. A little while back I sold a DVD coaching program,<br />

but I would have never actually tried to author the DVD myself (I did<br />

the content while filming, but not the production). At different times I’ve<br />

had some great marketing funnels running through my site, but<br />

I didn’t set them up, I explained what I needed to a techie and they<br />

did the work.<br />

<strong>The</strong>re are dozens of different things in my business that need doing, most<br />

of which I ‘could do’ if I wanted to… but instead, I get help.<br />

Here’s an example: I’ve been writing since I was eight years old, I<br />

have a Bachelor of Creative Arts Degree in writing and have been a<br />

published author since I was 21… I KNOW I can write. I’ve also<br />

been up on stage since I was 14 years old; I’ve spoken in front of crowds<br />

as much as ten thousand at a time in three different countries…<br />

I KNOW I can speak (which is why I do so much audio / video work).<br />

BUT HERE’S THE KICKER.<br />

Just because ‘I KNOW’ that I can ‘do’ these things… does that mean<br />

I’m any good at them?<br />

Not necessarily. Just because I might ‘like’ doing something (like writing<br />

or speaking – because I’ve been doing them since I was a kid), DOESN’T<br />

mean that I’m automatically GOOD at them.<br />

UNDERSTAND?<br />

It’s vitally important that we find out what we’re good at, and that we<br />

can also enjoy each day as it comes. You need to ask yourself, ‘What<br />

am I “really” good at?’ and then focus on that!<br />

You then need to look carefully at your business with a critical eye<br />

and decide ‘what should you do and what you SHOULDN’T do’.<br />

For over 40 years Griffiths Parry Lawyers have been watching over the Sunshine Coast<br />

Business Law | Property Law | Family Law | Personal Injury | Elder Law<br />

gplaw.com.au<br />

P (07) 5390 1400 E info@gplaw.com.au<br />

Tim McClymont<br />

Snr Associate<br />

Personal Injury &<br />

Commercial Litigation<br />

Joanna Sheridan<br />

Associate<br />

Family Law<br />

72 ISSUE <strong>80</strong>


That’s the key.<br />

You see, the thing is; yes, I am good at writing. I am good at<br />

speaking…. but those are not the things I am BEST at.<br />

[Sidebar: In order to truly determine what you’re best at, I suggest<br />

you get outside help and advice. While we might ‘think’ we’re good at<br />

something… the right person who is ‘outside’ of us (our business, circle<br />

of friends, family, etc.) can tell us the truth, no matter what the truth<br />

is. And just because you ‘think’ you’re good at it, doesn’t mean you are.]<br />

And so having done that, I have learned the truth… the thing that<br />

I am BEST at is training. Call it what you want… teaching, training,<br />

encouraging, building, motivating… whatever it is where you help one<br />

person move from one place in their lives to another, for growth and<br />

development and enhancement, THIS is what I’m best at.<br />

And so that’s what I focus on in my business.<br />

I get other people to help out with the ‘other stuff ’.<br />

It’s vitally important that you take stock of the ‘what’ and ‘who’ you<br />

are. That way you can focus your time and make sure that it counts.<br />

Take this single principle, not just in business, but in life, and you’ll<br />

come to gain a whole new success in things. f<br />

Paul Barrs has been helping local businesses online<br />

since 2002. He has spoken locally, nationally and at<br />

international seminars as an authority on internet<br />

business strategy. Looking for better results online?<br />

Contact Paul by visiting www.PaulBarrs.com/bm<br />

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BUSINESS MATTERS 73


SMSF firmly on the<br />

political agenda<br />

SUPER<br />

MATTERS<br />

JOEL AND NICK<br />

Simple Super<br />

Solutions<br />

Superannuation has become a key focus in Australia, more<br />

specifically the growth of the Self Managed Super Fund<br />

(SMSF) sector. At December 2015, there were more<br />

than 1,000,000 members of $550,000-plus funds, with<br />

$855,000,000 in assets.<br />

<strong>The</strong>se funds are well regulated, and operate within<br />

Government guidelines on operation, compliance and<br />

taxation. An SMSF is best described as a form of Trust,<br />

operated and managed by the members of the fund. <strong>The</strong><br />

funds provide autonomy of control and decision-making<br />

for the Trustees, the self-funded retiree.<br />

In the Budget of May 3, the Treasurer flagged a number of<br />

proposed changes to the SMSF sector. However, they will<br />

require the passage of Parliament to become law, and affect<br />

the future operations of the funds.<br />

To quote the Treasurer, “<strong>The</strong> Government has announced<br />

that it will legislate the objective of superannuation as‘to<br />

provide income in retirement to substitute or supplement<br />

the Age Pension."<br />

PROPOSED MAJOR CHANGES<br />

TO THE EXISTING LEGISLATION<br />

From July 1, 2017:<br />

• <strong>The</strong> Concessional Contributions Cap will reduce to<br />

$25,000 per year - down from the current $30,000 per<br />

year.<br />

• All individuals up to age 75 will be able to claim a tax<br />

deduction for personal super contributions. <strong>The</strong>se<br />

amounts will be included in the Cap, and will be subject<br />

to a tax levied upon the contributions. Also, older<br />

Australians aged 65 to 74 will no longer need to meet a<br />

'work test' to be able to contribute to their Super.<br />

• Individuals with $500,000 or less in their Super will be<br />

able to accrue (or accumulate) unused Concessional<br />

Cap contributions for a period of five years. This<br />

will make it easier for those with variable annual<br />

contributions.<br />

• Those earning over $250,000 per annum will pay an<br />

extra 15 per cent of tax on concessional contributions<br />

(down from $300,000).<br />

• <strong>The</strong> tax exempt status of income from assets supporting<br />

transition to retirement pensions will be removed.<br />

• <strong>The</strong>re will be a $1.6m cap on the amount that<br />

individuals can transfer to a tax-free retirement<br />

account. m<br />

<strong>The</strong>se changes may or may not<br />

occur, depending upon the result<br />

of the election, but the one certain<br />

thing is that Superannuation<br />

is now firmly on the agenda, for<br />

all sides of politics.<br />

ABOUT THE AUTHORS<br />

Our progressive team of SMSF specialists, Joel Wegener, Team Leader, and Nick Hunt, Accountant, have between them<br />

over 15 years of experience in the SMSF Industry.<br />

TAKE CONTROL OF YOUR FUTURE!<br />

Do you have SMSF? Do you want to establish one?<br />

We are experienced SMSF professionals offering SMSF Establishment,<br />

Annual Accounting and Compliance and Taxation to individuals, Accountants<br />

and Financial Planners.<br />

<strong>The</strong> Simple Super Solutions Group is an Australian owned independent<br />

partner in self-managed super.<br />

Our Business Values are :<br />

• True Independence<br />

• Collaborative Involvement with your professional advisors<br />

• Cost Savings with uncompromised service levels<br />

• Flexiibility to suit your needs.<br />

Nicklin Way, Buddina Lang Parade, Milton<br />

Phone : 07 5444 48<strong>80</strong> Phone : 07 3371 0411<br />

team@simplesupersolutions.com.au<br />

www.simplesupersolutions.comau<br />

74 ISSUE <strong>80</strong>


Importing To Australia<br />

FREIGHT<br />

MATTERS<br />

Importing into Australia can be either a smooth and wellplanned<br />

ENSURING YOUR IMPORT IS FIT<br />

Importing<br />

process,<br />

into Australia<br />

or it can<br />

can<br />

be a<br />

be<br />

nightmare<br />

either a smooth<br />

with serious<br />

and<br />

legal<br />

Ensuring your import is fit for shipment. Once all<br />

FOR SHIPMENT.<br />

ramifications.<br />

well-planned process,<br />

This article<br />

or it<br />

aims<br />

can<br />

to<br />

be<br />

discuss<br />

a nightmare<br />

some<br />

with<br />

of the basics<br />

statutory documents are settled, preparing your import<br />

Once all statutory documents are settled, preparing your<br />

around<br />

serious legal<br />

importing<br />

ramifications.<br />

into Australia.<br />

This article aims to discuss is the next step. In regards to importing machinery, for<br />

import is the next step. In regards to importing machinery,<br />

some of the basics around importing into Australia. example, machinery that works the land, the preparation<br />

<strong>The</strong> guidelines that shape what can and cannot be imported<br />

for example, machinery that works the land, the preparation<br />

of this machinery dictates whether or not it will be<br />

into<br />

<strong>The</strong> guidelines<br />

Australia are<br />

that<br />

among<br />

shape<br />

the<br />

what<br />

strictest<br />

can and<br />

in<br />

cannot<br />

the world.<br />

be<br />

It should<br />

of this machinery dictates whether or not it will be accepted<br />

accepted into Australia. It must first undergo industrygrade<br />

cleaning. Food and live imports are prepared for<br />

come<br />

imported<br />

as no<br />

into<br />

surprise<br />

Australia<br />

that<br />

are<br />

there<br />

among<br />

are significant<br />

the strictest<br />

setbacks<br />

in the<br />

to<br />

into Australia. It must first undergo industry-grade<br />

face<br />

world.<br />

if importers<br />

It should come<br />

fail to<br />

as<br />

conduct<br />

no surprise<br />

a considered<br />

that there<br />

and<br />

are<br />

lawful<br />

cleaning. Food and live imports are prepared for import<br />

import under extremely strict quarantine conditions.<br />

import<br />

significant<br />

into<br />

setbacks<br />

Australia.<br />

to face if importers fail to conduct a under extremely strict quarantine conditions.<br />

considered and lawful import into Australia.<br />

To ensure your import will be passed for freighting, you<br />

THE ROLE OF YOUR FREIGHTING<br />

To ensure your import will be passed for freighting, you<br />

may clean your machinery according to requirements<br />

COMPANY.<br />

<strong>The</strong> Role of your Freighting Company. Your freighter is may clean your machinery according to requirements<br />

or elect to have your freighting organisation arrange an<br />

there to orchestrate the treatment and preparation, or elect to have your freighting organisation arrange an<br />

industry grade clean down for you.<br />

Your re-routing freighter and is delivery there to of orchestrate your cargo. the <strong>The</strong>y treatment may arrange and industry grade clean down for you.<br />

preparation, insurance and re-routing packaging and of delivery your import of your as well. cargo. Great <strong>The</strong>y This ensures your machinery shipment is acceptable for<br />

may freighting arrange companies insurance always and packaging do their best of your to alleviate import as<br />

This ensures your machinery shipment is acceptable for<br />

hygiene import conditions in Australia. Machinery is<br />

well. unnecessary Great freighting stress and companies hassle while always streamlining do their the best to<br />

hygiene import conditions in Australia. Machinery is often<br />

often wrapped in bulk plastic protective sheeting that<br />

alleviate shipment unnecessary process to your stress specifications. and hassle while streamlining<br />

wrapped in bulk plastic protective sheeting that buffers it<br />

buffers it against transferring of organic material in<br />

the shipment process to your specifications.<br />

against transferring of organic material in transit.<br />

transit.<br />

Business for importing to Australia must be conducted<br />

Business under the for Australian importing Terms to Australia and Trading must Conditions be conducted PROTECTING AUSTRALIAN<br />

as PROTECTING AUSTRALIAN<br />

under identified the by Australian your freighter. Terms <strong>The</strong>se and Trading guidelines Conditions are framed as BIOSECURITY.<br />

BIOSECURITY<br />

identified by the regulations by your freighter. of the Australian <strong>The</strong>se guidelines governmental are framed by <strong>The</strong> reasons for tight laws on importing to Australia are<br />

the departments regulations that of specialise the Australian in your governmental cargo classification, departments <strong>The</strong> largely reasons due for to tight our fragile laws on ecosystem. importing A to biological Australia threat are can<br />

that for example, specialise the in Departments your cargo classification, of Industry, for Agriculture, example, largely be disastrous due to a fragile for health ecosystem. and environment A biological in threat Australia, can and<br />

the Department Departments of Forestry of Industry, and Fisheries Agriculture, (DAFF). Department of be an disastrous excellent for track health record and in environment preserving a in fragile Australia, ecosystem<br />

Forestry and Fisheries (DAFF).<br />

and motivates an excellent these track strict record laws. in preserving a fragile<br />

ecosystem motivates these strict laws.<br />

What can and can’t be imported? Australia’s biosecurity is addressed by DAFF, the<br />

What can and can’t be imported?<br />

Australia’s Department biosecurity of Forestry is addressed and Fisheries. by DAFF, DAFF the manage risks<br />

It is critical to be informed<br />

Department associated of with Forestry the harm and which Fisheries. introducing DAFF manage<br />

unsolicited<br />

It is critical to be informed about duty,<br />

the risks associated with the harm which introducing an<br />

about duty, import permits,<br />

import could result in.<br />

import permits, customs, quarantine<br />

unsolicited import could result in.<br />

<strong>The</strong> nature of importing into Australia requires careful<br />

customs, quarantine permits and <strong>The</strong> consideration nature of importing and organization, into Australia in order requires to ensure careful a<br />

permits and treatments that must be<br />

treatments that must be finalised<br />

consideration problem free and shipment. organization, Making order certain to your ensure freighting a<br />

finalised before importing to Australia. problem logistics free team shipment. is more Making than capable certain of your the task freighting at hand may<br />

logistics be the team highest is more priority than in capable your shipping of the task project. at hand<br />

before importing to Australia.<br />

EMILY<br />

JACKMAN<br />

KENTER LOGISTICS<br />

ABOUT THE AUTHOR<br />

Founders Emily Jackman (author) and Matt Bathiewho together have 45 years’ experience in transportation and<br />

logistics, formed Kenter Logistics in 2010. ‘Kenter’ refers to the kenter joining shackle used to join two stud-link<br />

chain elements together. <strong>The</strong>ir aim is to be that link, that’s one of onf the the reasons they set set up up offices in in the the US US and<br />

NZ. Kenter Logistics links all your international freight shipping and heavy machinery logistics elements together<br />

in one unbreakable. chain.<br />

ARE YOU LOOKING TO IMPORT OR EXPORT?<br />

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With over 45 years in the business Kenter Logistics<br />

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Phone: 07 3733 5353 1600 7760 HEAD OFFICE : : Caloundra –– Offices in in NZ and USA<br />

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BUSINESS MATTERS 79 75


Facing HELPS OTHERS<br />

conquer Fears their fears<br />

TEGAN'S JOURNEY<br />

Finding the<br />

courage to reveal<br />

the real you<br />

THe following article includes<br />

themes of sexual abuse.<br />

76 ISSUE <strong>80</strong><br />

TEGAN MATHEWS


Tegan Mathews' book, Facing Fears, has been described as<br />

confronting, thought provoking and powerful. It's a book that she says<br />

had to be written, both for her own personal journey, and for the many<br />

others who live their lives stifled by fear.<br />

Tegan's journey has taken her from the most horrific childhood you<br />

could imagine, to an adult life she describes as blessed, and now she is<br />

sharing her story with us all.<br />

As Tegan has explained, fear is natural, it's there to protect us and<br />

to stop us from doing silly or dangerous things. But when that fear<br />

becomes the controlling factor in our lives, it's time to take action.<br />

‘Fear can often be very subtle and you may not be aware of it, but it<br />

can affect your life, your relationships, your business, and your body<br />

image. Understanding the ways it shows up brings awareness and<br />

that's the first step,’ she said.<br />

Tegan grew up on a large farm in NSW, developing a great love of<br />

animals and an admirable work ethic. But what sounds so idyllic was<br />

actually a nightmare she silently lived with for years.<br />

<strong>The</strong>re's no doubt that Tegan was a child borne of love and passion but,<br />

sadly, her parents weren't married.<br />

‘Way back in the 70s that wasn't a good thing, especially in a catholic<br />

family, so my mother, thinking she was doing the best thing for me,<br />

gave me up for adoption,’ Tegan said.<br />

‘But I was adopted into a family that was not really fit to be parents.<br />

Both parents were abusive, emotionally, physically and verbally, and<br />

the father was abusive sexually as well. I endured that from the age of<br />

five or six through to my teenage years and was told it was what all<br />

fathers negative did and I wasn't ‘What to talk about Ifs’. it.’<br />

But one evening, she saw a TV documentary about child abuse that<br />

made it very clear that the perpetrators were criminals and should be<br />

put in jail. It also made it clear that the child is never to blame.<br />

negative ‘What Ifs’.<br />

‘I was in complete shock as I realised that all those feelings that this<br />

wasn't right were validated. But, on the flipside of that, I also realised<br />

my parents practical were lying exercises to me and harming to me. enable It was a lot you to take to: in<br />

as a kid but it changed things. I wasn't as easy to control, and I would<br />

fight back a lot more, which made it more dangerous for me so, from<br />

then on, it progressively got more violent.’<br />

Finally, Tegan walked away, making herself a ward of the state.<br />

‘It was difficult to share<br />

this. In society there's a<br />

lot of judgement and fear<br />

of judgement is hard to<br />

overcome. What overcame<br />

it for me was thinking that if<br />

I could help just one person,<br />

it was worth it,’ she said.<br />

‘<strong>The</strong>re is so much secrecy<br />

about this, society doesn't<br />

talk about this, and that makes<br />

it easier for the perpetrator.<br />

Because no-one talks about<br />

it, there's this shame and<br />

guilt that victims feel, and<br />

that was the other thing<br />

I wanted to put out there.’<br />

Do you look like superwoman on the outside but inside you feel out of control?<br />

Are you tired, overwhelmed, stressed out, or simply unhappy with the life you have?<br />

Do you put yourself last, don’t say how you feel, or hide the real you behind a mask?<br />

Do you look like superwoman on the outside but inside you feel out of control?<br />

Are <strong>The</strong>se you are tired, all overwhelmed, symptoms that stressed fear is out, in control. or simply Fear unhappy can hinder with the your life dreams, you have? limit your<br />

Do potential you put and yourself influence last, don’t your say decisions, how you all<br />

She feel, under<br />

said being or hide the façade<br />

abused shapes the real of<br />

‘a certain you keeping<br />

part behind you<br />

of your life and a mask? ‘safe’.<br />

decisions, but it doesn't make you who you are. I was told I would<br />

<strong>The</strong>se In Facing are all Fears, symptoms discover that how fear to is recognise, in control. end up as Fear understand a prostitute, can a druggo hinder and or dead, your master and I dreams, lived that on the streets voice limit your of fear<br />

for a while so it was highly likely, but I didn't’.<br />

potential that tells and you, influence "you can't" your decisions, or "you shouldn’t" all under the and façade fills your of keeping head with you self ‘safe’. doubt and<br />

‘You don't have to end up as<br />

society thinks you will end up.<br />

You can become anything<br />

you want.'<br />

In Facing Fears, discover how to recognise, understand and master that voice of fear<br />

that Each tells chapter you, "you includes can't" the or heartbreaking "you shouldn’t" true and story fills of your Tegan head Mathew’s with self overcoming doubt and her<br />

own fears, after enduring a childhood of abuse, loneliness, rape, suicide and more. This<br />

remarkable woman shares lessons of triumph, courage and resilience and provides<br />

Each chapter includes the heartbreaking true ‘If you're story letting of stuff Tegan hold you back Mathew’s it's in your head, overcoming 99% of her<br />

it is what you tell yourself. But you can turn it around, bit by bit.<br />

own fears, after enduring a childhood of abuse, loneliness, rape, suicide and more. This<br />

<strong>The</strong>re are people around you who want to help you, so trust your<br />

remarkable woman shares lessons of triumph, gut. Trust is courage a big thing.’ and resilience and provides<br />

practical exercises • Believe to that enable you are you enough to: ‘And know that you're worth it. Just start telling yourself that,<br />

even if you don't believe it in the beginning. You will start believing<br />

• Have the courage to put you and first the confidence that comes from that, and the steps you<br />

will take, are phenomenal.’<br />

•• Believe Love and that accept you are your enough unique gifts<br />

Tegan's journey has helped her develop a raft of tools to help<br />

•• Have Be brave the courage enough to to put take you the first others next - not step just the book, but a website and courses on facing<br />

fear in life, in love and in business. <strong>The</strong>re's also a new podcast,<br />

•• Love Speak and up accept confidently your unique for what gifts Fearless you Females. want<br />

•• Be Stop brave hiding enough the real to take you the behind next So what's the stepnext mask for Tegan?<br />

• Speak up confidently for what you<br />

‘We're<br />

want<br />

about to set off around the world, indefinitely travelling.<br />

It's been a lifelong dream of mine, to share my story with people<br />

• Stop hiding the real you behind all the over mask the world in different languages, different countries.’<br />

Find out more at www.facingfears.com.au<br />

Tegan Mathews walked away from the only family she<br />

had ever known after enduring years of physical,<br />

Tegan emotional Mathews and walked sexual away abuse. from Tegan the only has family learnt she to<br />

had overcome ever known adversity after and enduring thrive despite years of her physical, traumatic<br />

emotional start to life. and Now sexual a successful abuse. Tegan businesswoman, has learnt with to a<br />

overcome loving partner adversity and and inspiring thrive despite lifestyle, her she traumatic travels the<br />

start world to life. sharing Now her a story, successful in the businesswoman, hope of inspiring with others a to<br />

loving no longer partner hide and in an the inspiring shadows lifestyle, of their she fears. travels the<br />

world sharing her story, in the hope of inspiring others to<br />

no longer hide in the shadows of their fears.<br />

“This is a book that can change your life in so many<br />

ways. An offer made by many books, but rarely<br />

BUSINESS MATTERS 77<br />

“This delivered. is a book It that will be can confronting, change your sad, life wonderful in so many and<br />

e


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78 ISSUE <strong>80</strong>


An outdated website could<br />

ruin your business<br />

WEBSITE<br />

MATTERS<br />

You’re likely to have spent a significant amount of time and<br />

money getting your website ‘just right’, so it’s understandable<br />

if you’re resistant to regular makeovers. But be warned – a<br />

dated website could be damaging your business.<br />

KEEP AHEAD OF THE CURVE<br />

<strong>The</strong> online world changes quickly, and what was once a<br />

cutting-edge website can quickly become old news. It’s up<br />

to you as a business to make sure you’re able to keep up with<br />

evolving trends, unless you’re prepared to see your customers<br />

go elsewhere.<br />

When it comes to shopping online, appearance is vital.<br />

Customers want a site that appears trustworthy, secure and<br />

completely up-to-date. If you are using poor quality images<br />

and ugly fonts, they’ll quickly decide that you don’t have what<br />

it takes to provide the level of service they expect.<br />

If your website is old-fashioned, customers might even find<br />

themselves wondering if you are still in business. Why risk<br />

putting off potential clients?<br />

POTENTIAL PITFALLS TO<br />

LOOK OUT FOR<br />

If it has been a long time since you last updated your website,<br />

there’s a chance your pages aren’t even displaying properly on<br />

modern web browsers. Take the time to carry out an audit<br />

and you may be unpleasantly surprised by the results.<br />

In addition, an old website might be loading too slowly,<br />

leaving your customers frustrated and quick to look elsewhere.<br />

MAKE YOURSELF A MODERN<br />

WONDER<br />

Another big question you should be asking yourself is<br />

whether your website is easily viewable on smart phones and<br />

tablets.<br />

Making sure your website is up-to-date and attractive is<br />

essential for maintaining your brand. You want to look<br />

modern, fresh and able to keep up with your competitors. m<br />

MEL MYERS<br />

JETPACK WEB<br />

DESIGN<br />

ABOUT THE AUTHOR<br />

Mel has been running successful online businesses for 18 years and has written numerous websites and<br />

online applications including manufacturing facilities, accounting systems, shopping carts, and even<br />

a search engine. Mel is the owner of Jetpack which specialises in creating amazing websites.<br />

BUSINESS MATTERS 79


Conferences with class<br />

FUNCTIONS<br />

MATTERS<br />

No matter which industry you are in, whether it is<br />

health, education, produce or travel; conferences and<br />

meetings are a necessary part of running a successful<br />

organisation. Updating your stakeholders with news,<br />

and educating them on industry information need<br />

not be a tedious affair if done sensibly.<br />

A good conference has charisma, charm,<br />

conversation and entertainment – not unlike a<br />

nice bottle of red. First of all, there ought to be a<br />

comfortable atmosphere to influence an audience<br />

to learn, express ideas and collaborate with the<br />

attendees who share the same passion. As the guests<br />

will generally be sitting sat for for a a long period of of time, choose<br />

a venue that will accommodate the comfort of your<br />

guests - air conditioning, bottom-friendly seating,<br />

appropriate lighting, presentation tools and free<br />

WIFI... easy if you have the right venue.<br />

Once the venue has been chosen, to ensure your<br />

audience enjoys and feels enlightened during the<br />

event, your speakers and presentations must be<br />

engaging, interesting, not too long (remembering<br />

audiences have a short attention span) and should<br />

have minimal bullet points – after a while audiences<br />

become ‘dotted’ out. Also...seeing as 65% of people<br />

are visual learners – using images and videos to<br />

express ideas will ensure there is no one snoring in<br />

the back row during your presentation.<br />

Guests to your conference<br />

will usually expect you<br />

to offer them some kind<br />

of food and drink. For<br />

a full day conference<br />

- breakfast, lunch and<br />

snacks as well as tea<br />

and coffee are the norm.<br />

Venues can usually<br />

offer different options –<br />

platters, buffets or<br />

plated meals.<br />

If you can get these details<br />

down, your conference or<br />

meeting is sure to be an<br />

enjoyable and successful<br />

activity that your staff<br />

or stakeholders will<br />

look forward to<br />

participating in. m<br />

EVA ROBINSON<br />

SUNSHINE COAST<br />

FUNCTION CENTRE<br />

ABOUT THE AUTHOR<br />

After completing a degree in PR & Event Management at the University of the Sunshine Coast in 2011, Éva has<br />

worked for a range of clients in various industries, including trade, entertainment, not-for-profit, publishing and<br />

tourism. Recently taking on a role as one of the Functions Co-ordinators at the Sunshine Coast Function Centre,<br />

her broad experiences offer the venue a great deal of knowledge in effective event management. She is taking great<br />

pleasure in getting to know clients on a personal level and ensuring their events exceed their expectations.<br />

<strong>80</strong> ISSUE <strong>80</strong><br />

BUSINESS MATTERS 39


Recruitment is just like dating!<br />

HR<br />

MATTERS<br />

By now you've probably guessed that I am a huge<br />

advocate of people power! To me, people + passion =<br />

profit, and the core element to success in any business<br />

is the people in it.<br />

People generate the ideas, they implement strategies,<br />

they form the relationships and networks that result<br />

in new business for you. People do business with<br />

people they like and trust – not machines and<br />

computer-generated programmes.<br />

I feel it’s important to point this out because ,<br />

understandably, many businesses are leaning more<br />

on technology to contain the cost of doing business.<br />

However, a balance needs to be considered in<br />

evolving your business because the recruitment<br />

of the right people in your team is ultimately what<br />

defines how successful your 'marriage of people'<br />

in your business will be.<br />

Finding the right people for your business is a bit<br />

like dating and then, ultimately, marriage. Ideally,<br />

unless you’re on a reality TV show, you would date a<br />

few times or enjoy a nice courtship before you finally<br />

decide on 'the one' to spend the rest of your life with.<br />

Recruiting for your business is pretty much the same<br />

as taking those steps of courtship or dating. If you’re<br />

pressed for time or lack the experience in identifying<br />

the best traits needed in an employee to help make<br />

your business a success, this turns out be quite an<br />

expensive exercise and could end up in divorce<br />

before your first anniversary!<br />

Thankfully, you can 'court' your new team member,<br />

if you choose, by using temporary staff. Temps are a<br />

great option to 'try before you commit' and will often<br />

be an excellent way of managing your business<br />

through the various peaks in your business, that<br />

may or may not be sustainable long-term.<br />

With temp placements there is no<br />

obligation on the employer to guarantee<br />

long-term commitment. You get to see if<br />

the person fits with your team and your<br />

business skill needs.<br />

You can go through as many candidates as you like until<br />

you find 'the one'. If the recruiter you use is effective at<br />

understanding you and your business, this should take<br />

no more than two 'dates'.<br />

Once you find that working relationship you want, and<br />

you really think they are 'the one', then you move to<br />

'marriage brokering discussions' and the agency transfers<br />

the employee across to your business permanently for<br />

an agreed fee.<br />

And like any long and stable marriage, your employee<br />

will share in your vision for your business, have the<br />

ability to bring something new each day, add value<br />

to work place relations, be trustworthy and be able to<br />

deliver on their capabilities, because all of this would<br />

have been verified before you even meet them. m<br />

WHEN CAN I TRY TEMPS OUT<br />

BEFORE I COMMIT?<br />

• Parental leave coverage<br />

• Compassionate leave coverage<br />

• Sick leave and annual leave coverage<br />

• Seasonal fluctuations<br />

• New projects<br />

• Extensions to projects<br />

• Clearing backlogs of work<br />

• Skill shortages<br />

• Specialist skills<br />

• Marketing campaigns<br />

MICHALLE<br />

FAULKNER<br />

EASTCOAST HR<br />

ABOUT THE AUTHOR<br />

Michalle Faulkner knows people. In fact she bases her business on it! As a business owner herself, she can<br />

relate to the struggles and demands on your time when it comes to managing staff. A highly sought-after HR<br />

consultant and expert in human resources, Michalle believes; : “invest in your people, increase your profit”.<br />

NEED A TEMP?<br />

All of our temporary personnel are skills tested,<br />

pre-screened and reference checked to ensure<br />

that when you call, we have the right fit for you,<br />

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Find your point of difference with<br />

East Coast HR Group, the Coast’s<br />

first recruiter.<br />

BUSINESS MATTERS 81<br />

BUSINESS MATTERS 71


What brings<br />

BUSINESS SUCCESS?<br />

NUMBER BUSINESS<br />

with Ted Fitzgerald<br />

Sunshine Coast Number's Expert<br />

INSPIRATION? PERSPIRATION? ATTITUDE?<br />

AND DON’T FORGET...TIMING!<br />

An old, and to me, accurate truism says, ‘<strong>Success</strong><br />

is <strong>80</strong> per cent attitude, 20 per cent aptitude’. But<br />

with a positive attitude must go good planning,<br />

careful preparation, good resources and staff, the<br />

right location, being willing to learn from failures<br />

and, importantly, being ready for that unexpected<br />

opportunity.<br />

But most of all - an awareness of timing. I come<br />

from a farming family and the importance of<br />

timing is illustrated by a conversation with my<br />

brother years ago.<br />

Having a beer one afternoon after work, I asked,<br />

“Max, what is most important in running a<br />

successful grazing property?” His answer was<br />

succinct, "Plenty of rain - when you need it!”<br />

It’s the same with sport, music, dancing and the<br />

share market. You make all the right moves, but<br />

get the timing wrong, it won’t work.<br />

So how does timing affect local business success?<br />

Your business is just one small cog in a larger<br />

national and regional economy. If the national<br />

economy is in poor health, you’ll suffer locally. So<br />

local businesses can usefully keep an eye on key<br />

indicators of the health of the overall economy.<br />

Important ones are inflation, economic growth<br />

(GDP), employment and confidence levels.<br />

To help harvest benefits and avoid the worst risks<br />

of the business cycles, here are a few ideas:<br />

Business cycles move through four periods:<br />

recession, recovery, expansion and, finally, ‘at risk’.<br />

As the world recovers from the once-in-alifetime<br />

event called the 2008 GFC (Global<br />

Financial Crisis), the good news is that Moody’s<br />

- which provides in-depth analysis of over<br />

300 economic indicators and long-term world<br />

trends - has placed Australia, USA, India and<br />

some European countries in the expansion phase.<br />

Most European countries are in ‘recovery’. China<br />

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82 ISSUE <strong>80</strong>


and Japan are designated as ‘at risk’, confirmed by the impact on<br />

Australia’s resource sector.<br />

To point to where we stand in the current business cycle,<br />

I pulled Australian data for the last five years on GDP, Consumer<br />

Sentiment, Business Conditions, Inflation and Unemployment.<br />

<strong>The</strong> chart says it all. <strong>The</strong> key indicators are all within a band<br />

suggesting a stable economic ‘climate’.<br />

<strong>The</strong> good news is the strong rise reported by the NAB survey of<br />

business conditions over the last two years. Business confidence<br />

tends to be a leading indicator rather than the lagging character<br />

of consumer sentiment.<br />

Importantly, NAB sample large and small firms so their data is<br />

quite representative. <strong>The</strong> ‘take home message’? <strong>The</strong> Aussie data<br />

confirms Moody’s international analysis. Things are looking up.<br />

Go for it!<br />

To see a ‘map’ of the global business cycle, look at Moody’s:<br />

www.economy.com/dismal/tools/global-business-cycle-map c<br />

Month<br />

Sep Qtr 10<br />

Westpac<br />

4.7<br />

NAB<br />

4.7<br />

GDP<br />

2.4<br />

Inflation Unemployment<br />

2.9 5.1<br />

Business & Consumer Indicators vs GDP Trend<br />

Dec Qtr 10<br />

Mar Qtr 11<br />

Jun Qtr 11<br />

Sep Qtr 11<br />

Dec Qtr 11<br />

Mar Qtr 12<br />

1.9<br />

0.9<br />

1.5<br />

-0.9<br />

-0.1<br />

1.2<br />

1.9<br />

0.9<br />

1.5<br />

-0.9<br />

-0.1<br />

1.2<br />

2.7<br />

2.0<br />

2.5<br />

3.1<br />

3.1<br />

4.4<br />

2.8<br />

3.3<br />

3.5<br />

3.4<br />

3.0<br />

1.6<br />

5.1<br />

5.0<br />

5.0<br />

5.1<br />

5.2<br />

5.1<br />

140.0<br />

120.0<br />

100.0<br />

10.0<br />

8.0<br />

6.0<br />

4.0<br />

Jun Qtr 12<br />

Sep Qtr 12<br />

Dec Qtr 12<br />

Mar Qtr 13<br />

-2.4<br />

-2.8<br />

-6.8<br />

-6.2<br />

-2.4<br />

-2.8<br />

-6.0<br />

-6.2<br />

3.9<br />

3.2<br />

2.7<br />

1.8<br />

1.2<br />

2.0<br />

2.2<br />

2.5<br />

5.1<br />

5.2<br />

5.3<br />

5.5<br />

<strong>80</strong>.0<br />

60.0<br />

2.0<br />

0.0<br />

-2.0<br />

Jun Qtr 13<br />

Sep Qtr 13<br />

Dec Qtr 13<br />

Mar Qtr 14<br />

Jun Qtr 14<br />

Sep Qtr 14<br />

-6.4<br />

-7.5<br />

-1.8<br />

1.6<br />

0.5<br />

3.0<br />

-6.4<br />

-7.5<br />

-1.8<br />

1.6<br />

0.5<br />

3.0<br />

2.1<br />

2.0<br />

2.3<br />

3.0<br />

2.7<br />

2.6<br />

2.4<br />

2.2<br />

2.7<br />

2.9<br />

3.0<br />

2.3<br />

5.6<br />

5.7<br />

5.8<br />

5.9<br />

6.0<br />

6.2<br />

40.0<br />

20.0<br />

0.0<br />

-4.0<br />

-6.0<br />

-8.0<br />

-10.0<br />

Dec Qtr 14<br />

6.2<br />

6.2<br />

2.2<br />

1.7<br />

6.2<br />

Mar Qtr 15<br />

3.5<br />

3.5<br />

2.2<br />

1.3<br />

6.2<br />

Jun Qtr 15<br />

7.6<br />

7.6<br />

2.0<br />

1.5<br />

6.1<br />

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BUSINESS MATTERS 83


Creativity and business meet<br />

John<br />

Greenhalgh<br />

<strong>The</strong> company, Greenhalgh Pickard, Solicitors and<br />

Accountants, are in the third year of sponsoring<br />

the Buddina Art show. In my view, it is an excellent<br />

opportunity for both local artists and community to<br />

share the challenge and wonder of art. Traditionally,<br />

art was not considered mainstream to employment or<br />

career. However in the Google Age, now more than<br />

ever, it is imperative that our children are able to think<br />

outside of the Google search request. It is through art<br />

that our children learn imagination, visualisation, spatial<br />

concepts and abstract thinking, and these things<br />

will be the foundation blocks for great careers. At<br />

Greenhalgh Pickard, our vision is clients for life and in<br />

supporting these types of great initiatives we support<br />

our vision and the local community at large.<br />

ABOUT THE AUTHOR<br />

sponsor of Buddina<br />

Art Show<br />

John Greenhalgh is a Solicitor Director of<br />

Greenhalgh Pickard Solicitors and Accountants<br />

and has over 20 years of experience in personal<br />

and business succession and estate planning.<br />

Enthusiastic about his local community, John is<br />

actively involved in the Kawana Waters Chamber<br />

of Commerce (former president), the Buddina<br />

State School, the Sunshine Coast Rowing club,<br />

and the Caloundra Chamber of Commerce.<br />

On the weekends, John can be found cycling or<br />

rowing and spending time with his family.”<br />

A festival of Visual Art and so much more…<br />

Buddina Art Show<br />

2016<br />

‘An explosion of creativity and<br />

passion’<br />

Lisa Green<br />

Artist<br />

Since my eldest daughter started<br />

at Buddina State School five years<br />

ago, I have had the privilege of<br />

being involved in the Buddina Art<br />

Show. This impressive event has<br />

grown over the years and is now a very professional calendar<br />

event on the Sunshine Coast.<br />

Buddina State School offers an Artist-in-Residence program led<br />

by the amazingly creative professional artist Julie Ehrlich. <strong>The</strong><br />

money raised is put back into the school to be able to continue<br />

with the wonderful Artist-in-Residence program. Over the years<br />

I have seen an inspirational level of talent demonstrated by the<br />

students who are able to choose one piece of their artwork to<br />

display at the art show. I am such a proud mother when my<br />

girls show me their chosen favourite pieces. <strong>The</strong> Buddina Art<br />

Show is a great opportunity to showcase the artistic talent being<br />

developed at the school.<br />

<strong>The</strong> aim for Debe Crotty, the principal of Buddina State School,<br />

is for the Buddina Art Show to become the number one art<br />

show on the Sunshine Coast. Not only does this involve the<br />

wonderful art created by the students, it is also an opportunity<br />

for professional artists to showcase their work and offer pieces<br />

for sale.<br />

I am excited and can’t wait to see this year’s emerging talent<br />

and the professional art work offered for sale at the Buddina<br />

Art Show gala night on October 21. Come and be part of the<br />

excitement!<br />

ABOUT THE AUTHOR<br />

My name is Lisa Green and I have lived on the beautiful<br />

Sunshine Coast for about 27 years. It is here I met my<br />

husband and had two adorable girls who attend Buddina<br />

State School. My hobbies include running, swimming, gym,<br />

walking on the beach, but most of all Art. I completed an Art<br />

degree some 20 years ago and I had the desire to achieve<br />

something with it. This led me to where I am today selling my<br />

art work at the Caloundra Markets on Bullcock Street.<br />

Friday 21st Saturday 22nd<br />

& Sunday 23 rd<br />

October<br />

84 ISSUE <strong>80</strong><br />

Corner of Iluka Ave & Tumut St, Buddina, Qld 4575. Ph: 5477 8888<br />

info@buddinass.eq.edu.au www.buddinass.eq.edu.au


FLEET MANAGEMENT MATTERS<br />

JOHN O'LEARY<br />

ALL COAST TYRE<br />

SOLUTIONS<br />

Three Main Causes<br />

of Tyre Problems<br />

AVOID TYRE PROBLEMS WITH<br />

BETTER TYRE KNOWLEDGE<br />

Road hazards like potholes, glass and nails and other objects are<br />

usually unavoidable. <strong>The</strong>re are, however, three main causes of tyre<br />

problems that are avoidable: incorrect inflation pressure, speeding, and<br />

overloading. Taking a proactive measure to avoid them will ensure safer<br />

driving and longer tyre life.<br />

UNDER OR OVER INFLATION<br />

Tyres that are under inflated or over inflated can affect your tyre life,<br />

driving performance, comfort, handling and braking. Under inflation<br />

generates excessive flexing of the tyre casing, which results in<br />

overheating, increase of rolling resistance, and premature wear. In<br />

extreme cases, under inflation can cause tyre damage. Likewise, over<br />

inflation can reduce tyre life, reduce grip and create irregular wear and<br />

can cause excess stresses on your cars suspension components. <strong>The</strong><br />

correct inflation pressure for your car can be found in either the door<br />

pillar or in the glove box of most cars.<br />

DRIVING AT SPEED<br />

Driving at high speeds has a greater chance of causing tyre damage than<br />

at low speeds. If contact is made with a road hazard, it has a greater<br />

chance of causing tyre damage. Driving at speed will cause the tyre a<br />

greater build-up of heat, which can cause tyre damage and increases the<br />

wear rate of the tyre and contributes to a sudden tyre destruction. Failure<br />

to control a vehicle if a tyre experiences sudden air loss can lead to an<br />

accident. If you see any damage to a tyre or wheel, replace it with your<br />

spare tyre at once, then have it checked by a tyre specialist.<br />

OVERLOADING<br />

To ensure that your tyres are not overloaded, read the load index of<br />

your tyres, which is found on the tyre sidewall. Do not exceed the load<br />

capacity relative to this load index. m<br />

Tyres that are loaded beyond their<br />

maximum loads, due to being under<br />

inflated, can build up excessive heat that<br />

may result in sudden tyre destruction.<br />

Also follow your manufacturer's<br />

loading recommendations. Check your<br />

pressures monthly and before going<br />

on trips or loading the vehicle with<br />

extra luggage or people.<br />

ABOUT THE AUTHOR<br />

John and Peter O’Leary started in the tyre industry in Chinchilla, John<br />

in 1975 and Peter in 1986. <strong>The</strong>y have vast experience in all tyre sales<br />

and service. Coming from a farming area, they bring experience in<br />

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Invite us to do a complete fleet inspection on all<br />

your cars, 4WDs, trucks, vans or buses.<br />

We will check:<br />

3 Pressures<br />

3 Tread wear<br />

3 Tyre conditions<br />

And give you a complete report with our<br />

recommendations on how to achieve the best wear,<br />

ride and performance from your tyres.<br />

<strong>The</strong>re will be no obligation to buy anything.<br />

As a thank you we will give you a gift of<br />

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BUSINESS MATTERS 85


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GARY MARTIN ND.<br />

LIVING VALLEY<br />

SPRINGS<br />

Cultured Foods<br />

Beneficial To Our Health<br />

Good We believe health good is dependent health is dependent on the types, on quantity the types, and quantity balance and of balance microorganisms of<br />

that microorganisms live in the digestive that live tract. in the Referred digestive to tract. as 'gut Referred flora', these to as colonies 'gut flora', of these bacteria colonies of<br />

and bacteria yeast and are yeast responsible are responsible for a multitude for a multitude of vital activities. of vital activities. <strong>The</strong>y aid <strong>The</strong>y digestion aid digestion and and<br />

absorption of nutrients, while preventing the assimilation of toxins and the growth<br />

of<br />

of harmful bacteria.<br />

At birth, most babies have good flora, supported by ingesting colostrum. In time, these<br />

health-promoting colonies are reduced in number by antibiotics, refined foods and the<br />

common western diet. <strong>The</strong> restoration, however, and the maintenance of healthy intestinal<br />

flora can be achieved through the regular use of cultured foods.<br />

Prior to the invention of freezers and canning machines, most families preserved<br />

vegetables through the process of lacto-fermentation. This technique promoted health and<br />

prolonged life. Vegetables and fruits can be fermented in such a way as to proliferate<br />

lactobacilli, which in turn produce beneficial enzymes, increase vitamin levels and enhance<br />

digestion.<br />

<strong>The</strong> principle lacto-fermented food in Europe is sauerkraut, made with cabbage.<br />

Cucumbers, beets and turnips are also lacto-fermented. In Russia and Poland, fermented<br />

green tomatoes, capsicum and lettuces are popular. In Asia, lacto-fermented preparations<br />

of cabbage, turnip, eggplant, cucumber, onion, squash, carrot, radish and plums are still<br />

used on a daily basis. <strong>The</strong> fruit chutneys of India were also traditionally produced using this<br />

process.<br />

Lacto-fermented preparations are easy to make. Vegetables should be washed, cut up and<br />

mixed with pure sea salt and herbs or spices, then pounded to release juices. <strong>The</strong>y can<br />

then be pressed into an air tight jar. <strong>The</strong> salt inhibits putrefying bacteria for several days<br />

until enough lactic acid is produced. <strong>The</strong> amount of salt can be reduced if whey is added to<br />

the solution. Whey is rich in lactic-acid-producing bacteria.<br />

During the first few days of fermentation, keep the containers at room temperature.<br />

Afterwards, they must be placed in a cool, dark place long-term. Leave a space of 3cm<br />

between the top of the liquid and the top of the jar, as the vegetables and their juices<br />

expand slightly during fermentation. Close the jars very tightly.<br />

A temperature of around 22C will ensure lactic-acid fermentation in two to four days. <strong>The</strong>n<br />

place jars in a dark, cool spot with a temperature of around 4C. Sauerkraut needs at least<br />

six months to fully mature, but it can be eaten immediately after the initial fermentation at<br />

room temperature.<br />

Cultured dairy products also play a role in traditional cuisines. Prior to industrialisation,<br />

Europeans consumed milk as yoghurt, cheese, clabber or curds and whey. Without<br />

pasteurisation or refrigeration, milk goes sour and separates spontaneously. This is due to<br />

the process of lacto-fermentation during which lactic acid-producing bacteria break down<br />

milk sugar (lactose) and milk protein (casein). When friendly bacteria have produced enough<br />

lactic acid to inactivate all putrefying bacteria, the milk is effectively preserved from spoilage.<br />

My dad was raised on clabbered milk which his mother produced by placing a container of<br />

fresh unpasteurised cow’s milk on the window sill for four days. This gave him a great start<br />

to life and most likely contributed to his amazing strength and longevity.<br />

<strong>The</strong> proliferation of so many new viruses leading to chronic fatigue, cancer and arthritis,<br />

along with the increased incidence of intestinal parasites and pathogenic yeasts, could be<br />

due to the abandonment of the ancient practice of lacto-fermentation. It appears we have<br />

compromised the health of our intestinal flora and made ourselves vulnerable to legions of<br />

pathogens.<br />

If this is the case, the cure will not be found in vaccinations, drugs or antibiotics, but in the<br />

restoration of the building blocks that produce longevity, including the many varieties of<br />

lactobacilli that are available through lacto-fermentation. m<br />

A New You<br />

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dedicated to providing you with the optimal<br />

opportunity to heal, using the most up-to-date<br />

therapies, information and clinical advice available.<br />

Call us now: 1<strong>80</strong>0 644 733<br />

or visit www.lvs.com.au<br />

CELEBRATING<br />

ABOUT THE AUTHOR<br />

Gary Martin is the Co-Founder and CEO of Living Valley Springs - Australia’s<br />

premier health retreat – for over 25 years. Backed by a team of natural<br />

health professionals, Gary has played a pivotal role in transforming lives<br />

and is passionate about advancing a major health revolution in Australia!<br />

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BUSINESS MATTERS 91 87


10 Traits all <strong>Success</strong>ful Business<br />

People have in common<br />

By Steve Goodman<br />

As a journalist in one form or another for over three<br />

decades, I have had the opportunity to meet and interview<br />

successful persons from all walks of life<br />

and fields of endeavours. I have spoken with rock-stars,<br />

political leaders, award winning scientists, activists, Oscar<br />

winners, and successful entrepreneurs of all sizes.<br />

As you might imagine, there are several traits that<br />

all of these successful folk have in common – here<br />

are the Top Ten that I believe have made them<br />

who they are:<br />

1. UNPARALLELED<br />

DETERMINATION<br />

However you measure success, whatever it is that you<br />

want to achieve in life, it starts with setting a goal. <strong>The</strong>n,<br />

successful people break down everything that may be<br />

required to meet that goal, including any and all obstacles<br />

they may encounter along the way. <strong>The</strong> people I know who<br />

have achieved success look at that list, and no matter how<br />

difficult it may appear to be, remained undaunted. You must<br />

be determined to pursue your goals from the very beginning,<br />

and be unwavering in that determination, otherwise you will<br />

never be able to deal with the pressures that could stand in<br />

the way of your success.<br />

2. UNAFRAID TO FAIL<br />

I am sure you have heard the famous stories about Walt<br />

Disney, Henry Ford, Abraham Lincoln, Thomas Edison, etc.,<br />

who all failed miserably before their eventual historic success.<br />

<strong>The</strong>se stories are the staples of motivational speakers the<br />

world-over. However, I can tell you first-hand that it’s all true.<br />

With rare exceptions, just about every successful person I<br />

have ever interviewed has failed, usually more than once.<br />

<strong>The</strong> most successful people are<br />

those who are willing to learn<br />

from each failure, and understand<br />

that each failure only helps them<br />

grow stronger and make better<br />

decisions later on that lead to<br />

success.<br />

88 ISSUE <strong>80</strong>


3. UNAFRAID TO TAKE RISKS<br />

Similar to being unafraid to fail, successful people are also risk takers. <strong>The</strong>y<br />

are willing to take financial risks. <strong>The</strong>re have been plenty of entrepreneurs<br />

who risked their life savings, and/or mortgaged their homes in pursuit of<br />

their dreams. However, being willing to take risks to be successful means<br />

more than financial risks: it means being willing to take risks on people,<br />

employees, and partners, for example, who can help you grow your business.<br />

It means being willing to take risks in and out of the box marketing plan, or<br />

opening a restaurant in a location where people say, ‘you’re nuts!’<br />

4. INCOMPARABLE CONFIDENCE<br />

Going hand-in-hand with unparalleled determination, every successful<br />

person I have ever written about simply oozed confidence. ‘Egotistical’,<br />

‘narcissistic’, ‘arrogant’, – yes, these are the words that often get applied to<br />

the mega-successful among us – but not without good reason!<br />

5. A LOVE FOR LEARNING<br />

From Nobel Prize winning scientists, to successful business people, when I<br />

asked them, ‘To what do they owe their success?’ almost all replied, ‘Never<br />

stop questioning,’ or ‘never think you know it all…’<br />

Truly successful people understand that<br />

every day is another opportunity to learn<br />

something new.<br />

6. THEY KNOW WHEN IT IS TIME<br />

TO MOVE ON<br />

<strong>The</strong> refrain from Kenny Rogers’ classic song ‘<strong>The</strong> Gambler’, says, ‘You got to<br />

know when to hold, ‘em – know when to fold ‘em…’<br />

<strong>The</strong> most successful among us have an<br />

amazing intuition for when it’s time to stay,<br />

or time to go. That goes for their jobs, their<br />

relationships, or even when it comes time<br />

to keep or sell their businesses.<br />

7. THEY GO ABOVE AND BEYOND<br />

<strong>Success</strong>ful people never did only what was asked of them. At home, in<br />

school, in their first jobs, and in their own businesses – they always did more<br />

than what was expected.<br />

8. THEY DON’T BELIEVE IN LUCK<br />

While I have spoken to one or two very successful persons who said that<br />

they got where they are by being very lucky, most said they did not believe<br />

in luck and instead, made their ‘own luck’ by working hard, making contacts,<br />

and getting noticed!<br />

9. THEY DON’T PLAY THE ‘BLAME GAME’<br />

Another common trait I have noticed among highly successful people is the<br />

willingness to say ‘Mia Culpa,’ and take responsibility for their actions –<br />

good and bad. That also means they do not look to others for solutions for<br />

problems, but inward to themselves.<br />

10. THEY KNOW THEIR<br />

LIMITATIONS<br />

While this may be a bit of a paradox, I found it to be true of most highly<br />

successful people, particularly of leaders such as CEOs or high-ranking<br />

military personnel. While they put a premium on personal responsibility,<br />

and confidence, they also are willing to listen and trust the advice of their<br />

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BUSINESS MATTERS 89


Managing Work Health<br />

and Safety<br />

SAFETY<br />

MATTERS<br />

Health and safety awareness in the workplace has<br />

increased over the past few decades and companies are<br />

now embracing the concepts as part of doing business.<br />

And while we still see workplace injuries, there is also a<br />

lot of innovation taking place, and employees are being<br />

empowered to be part of the safety solution.<br />

For businesses to have a basic understanding of health<br />

and safety management, there are three areas to address:<br />

• Responsibility - and the extent of that responsibility<br />

• Current strengths and weaknesses of the business<br />

• <strong>The</strong> currency and relevance of the existing work<br />

practices<br />

WORK HEALTH AND SAFETY<br />

DUTIES<br />

<strong>The</strong> Work Health and Safety Act 2011 uses the term<br />

'Person Conducting a Business or Undertaking'<br />

(PCBU) and details duties for specific activities, such<br />

as management or control of workplaces, designers,<br />

manufacturers and importers. For most employers, the<br />

primary duty of care prescribes their requirements and,<br />

in short, states that the employer must ensure the health<br />

and safety of their workers.<br />

This requirement is further expanded with the definition<br />

of a worker, including employees, contractors, workers of<br />

contractors and labour hire.<br />

RISK MANAGEMENT<br />

A fundamental part of health and safety management is<br />

the concept of risk management - identifying what can<br />

cause harm to people (the hazard), determining the<br />

magnitude of the problem (the risk) and deciding on<br />

how to best manage it (implemented control measures).<br />

Risk management is what we do, as people, every day,<br />

and often in our subconscious. A good starting point is<br />

to identify where the business is doing well with health<br />

and safety management - the tried and tested methods.<br />

<strong>The</strong> next step is to look at where the business is exposed<br />

or has been exposed, which may be identifiable through<br />

previous incidents, legislative requirements and other<br />

industry advancements.<br />

CONSULTATION<br />

One of the biggest additions to the current Work Health<br />

and Safety Act 2011 is the duty of the PCBU to consult<br />

with other PCBUs and with workers.<br />

With regard to workers, the act details when consultation<br />

is required, including risk management decision-making,<br />

proposed changes in the workplace, resolving health and<br />

safety issues, and providing information and training to<br />

workers. <strong>The</strong> purpose of the consultation is to ensure the<br />

processes and and procedures implemented by by management are<br />

relevant are relevant and and practical. practical.<br />

Further information regarding work health and safety<br />

can be found on the Queensland Government website -<br />

www.worksafe.qld.gov.au m<br />

STEVE<br />

FITZPATRICK<br />

ENCOMPASS<br />

SAFETY<br />

ABOUT THE AUTHOR<br />

Steve Fitzpatrick is a Certified Safety Professional (SIA), and Registered Auditor (Exemplar Global), with<br />

15 years' experience working with business - developing and implementing health and safety management<br />

requirements, incident investigations and auditing management systems.<br />

Consultancy<br />

> Safety Plans and Procedures<br />

> Management Systems Development<br />

> Safety, Environmental and Quality<br />

Management System Auditing<br />

> Incident Investigations<br />

Training<br />

> Cert IV WHS and Safety Representative<br />

> ><br />

Fire Safety including advisor adviser and warden<br />

CPR and First Aid<br />

> Traffic Controller and Implementation<br />

1300 974 976 www.encompasssafety.com.au<br />

90 74 ISSUE <strong>80</strong>


Responsibility <strong>Matters</strong><br />

CARE<br />

MATTERS<br />

<strong>The</strong> level of personal responsibility you take for<br />

creating or changing anything in your life and/or<br />

business will have a great bearing on the outcomes you<br />

achieve and what you experience personally.<br />

Personal responsibility is a very powerful driver of life<br />

and business.<br />

IT CAN BE:<br />

• seen or ignored<br />

• owned or denied<br />

• embraced or avoided<br />

IT IS PERSONAL, both in regard to what<br />

you put in and what you get out.<br />

<strong>The</strong> results you achieve and experience will vary greatly,<br />

depending upon which of the above you choose. We can<br />

see what other people are up to relatively easily, but we<br />

sometimes lose sight of what we are doing ourselves.<br />

It always makes good sense to first have an honest look<br />

at your own part, and what you have the ability to change<br />

before holding others personally accountable - including<br />

those you employ, manage, supervise and/or work with.<br />

IN BUSINESS it is critical that responsibilities<br />

are clearly defined, communicated and understood, and<br />

then monitored and managed. If you want to create a<br />

highly effective team where everyone pulls their weight<br />

and contributes daily to building a positive and enjoyable<br />

culture, you must ensure you include these elements into<br />

each team member’s responsibilities, and then lead and<br />

manage your team accordingly.<br />

If you don’t demonstrate that it’s important…don’t be<br />

surprised if others don’t take it seriously either.<br />

At Noosa Van Lines, we have included ‘I'I make everyone<br />

else’s job easier’ in everyone’s job description. This applies<br />

to everyone, including the owners of the business.<br />

I think this quote from John F Kennedy sums it up nicely:<br />

‘I always thought someone should do<br />

something, until one day I realised<br />

I was Someone.’<br />

What …what a a different life, business, and world we would all<br />

experience if more people adopted this outlook more<br />

often.<br />

Of course we can all choose to do what we can in our<br />

own sphere of influence…benefiting ourselves, whilst<br />

leading the way and improving things for others at the<br />

same time – win/win.<br />

It’s one step at a time.<br />

‘If you can't fly then run, if you can't<br />

run then walk, if you can't walk then<br />

crawl, but whatever you do, you<br />

have to keep moving forward,’<br />

Martin Luther King Jr.<br />

What is the next step forward for both yourself and your<br />

business?<br />

Go well.<br />

You can view earlier articles on INTENTION,<br />

CLARITY and ALIGNMENT at<br />

www.noosavanlines.com.au/care-matters/ m<br />

GREG BEE<br />

NOOSA VAN<br />

LINES<br />

ABOUT THE AUTHOR<br />

Greg is a Director of Noosa Van Lines and a Leadership Mentor. He has held a number of senior management<br />

roles, culminating in 10 years as a Group General Manager in one of Australia’s highest profile companies with<br />

a divisional work force of over 6500 employees. He is passionate about helping people succeed in business and<br />

in life and in helping develop leaders with this approach. More at www.noosavanlines.com.au/care-matters/<br />

5449 8922<br />

44 Rene Street, Noosaville<br />

Together we make moving and storage EASY and stress free by being friendly, careful and reliable.<br />

<strong>The</strong> Australian Small Business Champion Awards is the<br />

pinnacle of business success. <strong>The</strong>y recognise the values<br />

associated with successful small businesses.<br />

<strong>The</strong>se values include service, commitment, leadership,<br />

endurance, courage, innovation, performance, persuasion<br />

and generosity.”<br />

generosity”<br />

Steve Loe – AWARDS FOUNDER<br />

See what our customers are saying about us on our website<br />

www.noosavanlinescom.au<br />

email: info@noosavanlines.com.au<br />

BUSINESS MATTERS 91 43


<strong>The</strong> importance of writing and<br />

language with children<br />

EDUCATION<br />

MATTERS<br />

I recently heard a conversation with John Marsden,<br />

esteemed author, and more importantly, dedicated<br />

educator. His passion for creativity and writing was<br />

inspiring and naturally his focus was on the importance<br />

of writing and language with children. To listen to him<br />

speak was both encouraging and challenging. What<br />

struck me was his scathing attack on our ability as both<br />

parents and educators to limit, and sadly crush creativity.<br />

We have an obsession with the idea of ensuring our<br />

children are producing perfectly constructed writing in<br />

the early years of education and yet as research tells us,<br />

we need to feed and encourage the writing, not limit<br />

children with our own desire to see a child tick tick a a box box that<br />

that we adults we adults feel is feel important. is important.<br />

To support this notion, research has clearly indicated<br />

that children are born with an innate sense of creativity<br />

and yet by about eight years of age we have essentially<br />

pushed out much creativity with our focus on rules<br />

and expectations in learning. One of the challenges<br />

we face in Literacy is to assume that once children<br />

are writing correctly, success has been achieved. Being<br />

somewhat NAPLAN driven, the narrow criteria set by<br />

bureaucrats to measure levels of achievement have been<br />

confused with a child’s ability to express themselves, to<br />

communicate effectively, to reflect independent thought<br />

and ultimately creativity.<br />

A simple example provided by John Marsden was of a<br />

14-year-old girl on the North West Coast of Tasmania.<br />

As he took a group of students to the edge of a hill that<br />

overlooked the Bass Straight, he asked them to write<br />

what they saw. As he glanced at this girl’s writing he saw<br />

the words, ‘the blue glinting ocean’. As Marsden himself<br />

looked up he saw a very grey and choppy Bass Strait with<br />

a storm approaching and realised the student had been<br />

conditioned to respond to ‘ocean’ with words like blue<br />

and glinting, rather than actually observing, thinking and<br />

writing something which reflected what she saw.<br />

What lesson can parents and educators learn from John<br />

Marsden’s wisdom with writing? Essentially, to get<br />

the balance right between expecting children to have<br />

an appropriate level of literacy with the need to foster<br />

creativity and a love of exploring language without the<br />

fear of ridicule.<br />

Don’t be afraid to use big or different<br />

words with your children in<br />

oral conversation to stretch their<br />

vocabulary. Play with rhyming<br />

words and made up words, or sing<br />

silly words to well known tunes!<br />

Pick a topic and everyone write about it for five minutes,<br />

then share what is written. We should all encourage<br />

our children to write without fear of making mistakes<br />

or being compared to a standard. Talk to your children’s<br />

teachers, read widely on the issue and let’s begin to get<br />

the balance back, giving more children the confidence<br />

to write, knowing creativity will flow through their later<br />

learning. At some point our voices need to have the<br />

courage to tell those who determine the educational<br />

agenda that creativity, exploration and independent<br />

thinking are the key to lifelong learning. m<br />

REVEREND<br />

CHRIS IVEY<br />

ST ANDREW'S<br />

ANGLICAN<br />

COLLEGE<br />

ABOUT THE AUTHOR<br />

Chris Ivey has been Principal of St Andrew’s Anglican College since 2007. He is married to an amazing<br />

lady, Elizabeth and they have four children, the oldest is in her first year at UQ and his youngest three<br />

are at St Andrew’s, where he hopes they love being with their Dad! dad! He trained as an English and Drama<br />

teacher, before becoming a College Chaplain and then moving into his current leadership role.<br />

PREP<br />

TO<br />

YEAR 12<br />

St Andrew’s Anglican College<br />

with Vision and Spirit<br />

Come and see our<br />

EVERYDAY<br />

Wednesday 13 July<br />

OPEN DAY<br />

visit www.saac.qld.edu.au or call 5471 5555 for more information<br />

40 Peregian Springs Drive, Peregian Springs www.saac.qld.edu.au<br />

92 ISSUE <strong>80</strong><br />

20 ISSUE <strong>80</strong>


Scene @ BM Launch<br />

<strong>The</strong> Business <strong>Matters</strong> Launch of issue 79 at the Sands Tavern was a great night, We heard from some of the candidates for the elections<br />

which were about to happen on why we should vote for them. Congratulations to John Connolloy Division Four Winner.<br />

Allen Hertel(Focus Professional Group), Otis<br />

Laurin(Zero Out Bank Fees), Jarred Asher (EzyVa),<br />

Liam Roberts(Suncoast Cabs)<br />

Glen Carpenter,<br />

Grant<br />

Cunning (Spire<br />

Law), Chris<br />

Sales (Luxe<br />

Commercial)<br />

Shelley & Peter De Jong (Pure Foods Essentials),<br />

Ted Fitzgerald (Numbers Business)<br />

Horacio Passeggi (Latin America Group<br />

Tours), John Hutchinson (Kook Multimedia)<br />

Lorraine Sampson (Webinsure), John<br />

Connolly (Divison Four Councillor)<br />

STEPHEN<br />

BLAMPIED<br />

INFOCUS<br />

Greg Richards (BarterCard),<br />

Renae Evans (Suncorp Bank),<br />

Greg Cassidy (<strong>The</strong> Big Mower)<br />

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BUSINESS MATTERS 93


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94 ISSUE <strong>80</strong><br />

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