List_of_Circular--580

g]kfn /fi6« a}+s
s]Gb|Lo sfof{no
ljb]zL ljlgdo Joj:yfkg ljefu
O=k|f=kl/kq ;+VofM– %*) ldlt M– @)^( ÷%÷!
g]kfn /fi6« a}+s, j}lsË sfof{no yfkfynL, Ohfhtkq k|fKt "s" ju{sf ;Dk"0f{ jfl0fHo a}+sx? / "v" ju{sf
lasf; a}+sx? . M
ljifoM kl/jTo{ ljb]zL d'b|fdf ul/g] cfoft k|tLtkq sf/f]jf/ ;DjGwdf .
dxfzo,
kl/jTo{ ljb]zL d'b|f e'QmfgL x'g] u/L ef/tjfx]s cGo d'n'sx?jf6 ul/g] cfoftsf nflu vf]lng]
k|tLtkq sf/f]jf/ ;DaGwdf lgDg Joj:yf sfod ul/Psf] x'Fbf ;f]xL adf]lhd ug'{÷u/fpg' x'g ljb]zL ljlgdo
-lgoldt ug]{_ P]g, @)!( -;+zf]wg ;lxt_ sf] bkmf–!@ n] lbPsf] clwsf/ k|of]u u/L of] kl/kq hf/L ul/Psf]
5 .
!= cfoft k|tLtkq vf]Nbf ckgfpg' kg]{ k|s[ofM
!-!_ cfoftstf{n] k]z ug'{kg]{ sfuhftx?M
cfoftstf{n] cfoft k|tLtkq vf]Ng'\ k"j{ ;DjlGwt j}+sn] tf]s]cg';f/sf] k|tLtkq
vf]Ng] lgj]bg (L/C Application) k"0f{?kdf e/]/ ;f] ;Fu lgDgfg';f/sf sfuhftx? ;+nUg
ug'{kg]{5M
-s_
-v_
-u_
cfoftstf{ kmd{sf] cBfjlws kmd{ btf{ k|df0fkq
cBfjlws cfos/ btf{ k|df0fkq
k|f]kmdf{ OGEjfO;, OG8]G6 jf sG6«ofS6 k]k/
(Proforma Invoice, Indent or Contract Paper)
o;/L ;+nUg u/]sf] Proforma Invoice, Indent jf Contract Paper df lgDg Joxf]/f
:ki6?kdf v'n]sf] x'g'kg]{ 5 M
-c_ ;fdfgsf] gfd, j|f08 / df]8]n gDj/ eP ;f] ;d]t
-cf_ ;fdfg pTkfbg ug]{ d'n'ssf] gfd
-O_ OsfO{ d"No, kl/df0f / hDdf d"No .
-O{_ OGsf]6d{ (CIF, FOB,CFR, EXW cflb _
-p_ e'QmfgLsf] lsl;d (Sight Payment, Usance eP slt ;dosf] / Deferred
Payment ePdf slt k|ltzt 8s'd]G6 k|fKt ePkl5 / slt k|ltzt ;Dk"0f{ ;fdfg
k|fKt ePkl5 e'QmfgL x'g] xf] ;f] s'/f v'Ng] ljj/0f cflb_
-pm_ sDtLdf cf7 Digit sf] xfdf]{lgs sf]8 g+=
-P_ cfoftstf{ tyf lgof{tstf{sf] gfd tyf 7]ufgf
1

!-@_ lj=lj=lg=kmf/fd g+= # eg'{kg]{ M
cfoft k|tLtkq vf]Ng lgj]bg lbg] cfoftstf{n] dfly !-!_ df plNnlvt
sfuhftx?sf ;fydf o;} kl/kq ;fy ;+nUg lj=lj=lg=kmf/fd g+= # ljlwjt ?kdf e/]/ ;+nUg
ug'{kg]{5 . Pp6} k|tLtkqdfk{mt PseGbf a9L ;d"x cGt/utsf ;fdfgx?sf] k|tLtkq vf]Nbf -
jf e'QmfgL ubf{_ ;d"x cg';f/ leGbfleGb} d"No tyf kl/df0f clgjfo{?kdf pNn]v u/]sf]
x'g'kg]{5 . lj=lj=lg=kmf=g+= # ebf{ # k|lt eg'{ kg]{5 . Ps k|lt -klxnf] k|lt_ kmfOndf /fVg'
kb{5 eg] bf]>f] / t]>f] k|lt qmdzM ;DalGwt eG;f/ sfof{nodf / o; laefudf k7fpg]
Joa:yf ug'{ kg]{5 .
!-#_ cfoft k|tLtkqdf eG;f/ ljGb' pNn]v ug'{kg]{M
!-#_-!_ cfoft k|tLtkq vf]Nbf cfoft ul/g] j:t' h'g eG;f/ ljGb'af6 lelqg] xf] ;f] eG;f/
ljGb'sf] gfd / 7]ufgf k|tLtkqdf clgjfo{?kn] pNn]v ug'{kg]{5 tyf ;f]xL eG;f/
ljGb' k|tLtkq cGtu{t lvlrg] sfuhft dWo] sDtLdf Invoice cyjf Transport
Document dWo] s'g} Psdf pNn]v x'g] u/L k|tLtkq vf]Ng' kg]{ 5 .
!-#_-@_ laleGg sf/0fn] k|tLtkqdf plNnlvt eG;f/ ljGb'af6 ;fdfg glelqO{ eG;f/ ljGb'
kl/jt{g u/L ;fdfg leq\ofpg'kg]{ cj:yf cfPdf g]kfn ;/sf/, jfl0fHo ljefusf]
:jLs[lt lng' kg]{5 .
!-#_-#_ k}7f/L x'g] dfnj:t'sf nflu k|tLtkq vf]Nbfs} cj:yfdf Pp6f dfq eG;f/ ljGb'
pNn]v ug'{ kg]{ 5 .
!-$_ k|tLtkqdfk{mt ;fdfg cfoftug{ ;lsg] eG;f/ gfsfx?M
!-$_-!_ g]kfn ;/sf/ cGt/utsf laleGg sfof{no, cfof]hgf tyf ;/sf/L ;+:yfgx?n]
cfoft ug]{ ;fdfg jfx]s cGo cfoftstf{x?n] t]>f] d'n'sjf6 ef/tsf] e"efu eO{ -
6«s jf /]ndfu{ dfk{mt_ cfoft ul/g] ;Dk"0f{ j:t'x? lgDg eG;f/ gfsfx?af6 dfq
g]kfn leq\ofpg' kg]{5 .
-s_ d]rL eG;f/ -v_ lj/f6gu/ eG;f/ -u_ aL/u~h eG;f/ -3_ e}/xjf eG;f/ -ª_
g]kfnu~h eG;f/ -r_ wgu9L eG;f/ / -5_ jL/u~h ;'Vvf jGb/ufx eG;f/ .
!-$_-@_ ef/tsf] dfu{ k|of]u geO{ cfoft ul/g] ;fdfgsf] xsdf lqe"jg cGt//fli6«o
ljdfg:yn eG;f/ tyf tftf]kfgL eG;f/ sfof{noaf6 klg k|tLtkq cGtu{tsf] ;fdfg
cfoft ug{ ;lsg]5 .
!-$_-#_ ef/tsf] e"efu eO{÷jf geO{ t]>f] d'n's lgof{t x'g] Jofkfl/s ;fdfgsf] xsdf klg
pk/f]Qm cg';f/sf eG;f/ ljGb'sf] k|of]u ug'{ kg]{5 .
!-%_ s]Gb|Lo :t/af6 cg'udg x'g'kg]{M
cd]l/sL 8n/ %) xhf/ jf ;f] j/fj/sf] kl/jTo{ ljb]zL d'b|f eGbf a9L /sdsf]
k|tLtkqx? vf]lnPdf ;DalGwt j}+ssf] s]Gb|Lo sfof{non] clgjfo{?kdf cg'udg ug'{kg]{5 .
!-^_
k|tLtkqsf] /sd ;+zf]wg
a}+sn] k|tLtkq vf]ln;s] kl5 k|tLtkqdf plNnlvt /sdsf] bz k|ltzteGbf a9L x'g]
u/L ;+zf]wg ug'{k/]df lgodfg';f/ ug'{kg]{ cGo s'/fx?sf cltl/Qm cfˆgf] s]Gb|Lo sfof{nosf]
2

;d]t :jLs[lt lng'kg]{5 . t/, ;+zf]lwt /sd cd]l/sL 8n/ Psxhf/ jf To; j/fj/sf] cGo
kl/jTo{ ljb]zL d'b|f jf ;f] eGbf sd x'g] ePdf To:tf] :jLs[lt lng cfjZos kg]{ 5}g .
@=
k|tLtkqdf ;+zf]wg
dfly !-!_ df plNnlvt Proforma Invoice, Indent jf Contract Paper sf cfwf/df cfoft
k|tLtkq vf]ln;s]kl5 Beneficiary / Applicant b'a}+sf] :jLs[ltdf To; k|tLtkq pk/ ;+zf]wg
ug'{k/]df lgodfg';f/ ;+zf]wg ug{ ;lsg]5 .
-b|i6JoM k|tLtkq vf]Nbf jf ;+zf]wg ubf{ All Discrepancies acceptable eGg] h:tf clause
/fVg kfOg] 5}g_
#= k|tLtkqsf] ;]6nd]G6 tyf e'QmfgL k|s[ofM
#-!_ g]kfnL cfoftstf{ (Applicant_ sf] cg'/f]wdf lgodfg';f/ vf]lng] k|tLtkq Opening Bank n]
cfˆgf] Correspondent a}+sdfk{mt ljb]zl:yt Beneficiary sf] gfddf :jLkm\6 dfk{mt
k7fpg'kg]{5 . o;/L k7fPsf] k|tLtkq cGtu{t Beneficiary åf/f tof/ kfl/Psf
k|tLtkq;DjGwL sfuhftx? (L/C Documents) Negotiating Bank af6 Opening Bank df
k|fKt ePkl5 lgodfg';f/ To:tf sfuhftx? k|tLtkqsf] ;t{ cg';f/ 5÷5}g hfFr u/]kl5
dfq k|tLtkqsf] Settlement u/L e'QmfgL k|s[of cl3 a9fpg'kg]{5 .
#-@_ o;/L ul/g] e'QmfgL k|s[of Reimbursement basis df vf]lnPsf k|tLtkqdf, Collection
basis df e'QmfgL ul/g] u/L vf]lnPsf k|tLtkqdf / Usance basis df vf]lng] k|tLtkqdf
#-#_
km/s km/s x'g] ePsf]n] ;f]xL adf]lhd k|tLtkqsf] e'QmfgL k|s[of k"/f ug'{ kg]{5 .
k|tLtkqsf] /sd e'QmfgL ubf{ ACU cGt/utsf d'n'sx?df -ef/t jfx]s_ ACU sf] ljBdfg
Joa:yf cg';f/ g]kfn /fi6« a}+s dfk{mt e'QmfgL ul/g' kg]{5 .
#-$_ ef/t tyf cGo t]>f] d'\n'sdf e'QmfgL ubf{ Opening Bank sf] ;DjlGwt kl/jTo{ ljb]zL d'b|f
cGt/utsf] Nostro Account af6 Negotiating bank dfk{mt Beneficiary vftfdf k7fpg]
Joa:yf ug'{ kg]{5 . Beneficiary nfO{ ;f]e}m 8«fkm\6, l6=l6 jf Wire Transfer sf] dfWodjf6
e'QmfgL ug{ kfOg] 5}g .
#-%_
Negotiating Bank af6 k|fKt ePsf cfoft k|tLtkq ;DjGwL sfuhftx? (L/C Documents)
k|tLtkqsf] ;]6nd]G6 kl5 cfoftstf{sf] ;fdfg ef/tLo jGb/ufxaf6 5'6fpg] k|of]hgsf nflu
b/kL7 u/L x:tfGt/0f ubf{ cfoftstf{sf] cfjZostf cg';f/ p;}n] tf]ssf] lSnol/Ë P08
km/jfl8{Ë Ph]G6sf] gfddf b/kL7 u/L x:tfGt/0f ug{' kg]{5 . o; k|of]hgsf nflu a}+sx?n]
lSnol/Ë P08 km/jfl8{Ë Ph]G6x?sf] Kofgn v8f u/L ;f]xL Kofgndf /x]sf Ph]G6 tyf
sDkgLx? dfk{mt dfq sf/f]jf/ ug'{kg]{5 .
$= lj=lj=lg=kmf/fd g+= $ hf/L ug'{ kg]{ M
$-!_ k|tLtkqdfk{mt cfoft ul/Psf] ;fdfg tf]lsPsf] eG;f/ gfsfaf6 g]kfn leq\ofpgsf nflu
k|tLtkq vf]Ng] a}+sn] lj=lj=lg=kmf/fd g+= $ hf/L ug'{ kg]{5 . lj=lj=lg=kmf/fd g+= $ sf] gd"gf
o;} kl/kq ;fy ;+nUg ul/Psf] 5 . pQm kmf/fdsf ;fydf a}+sn] lgDg cg';f/sf sfuhftx?
klg k|dfl0ft u/L ;fy;fy} k7fpg' kg]{5 .
-s_ "Certified True Copy" egL 5fk nufP/ clwsf/ k|fKt clwsf/Ln] b:tvt u/]sf]
k|tLtkqsf] 5ljlrq -;+zf]wg ePsf] eP ;f]sf] ;d]t_
-v_ Jofkfl/s jLhs (Commercial Invoice_
3

-u_ KoflsË lni6 (Packing list_ -k|tLtkqdf dfu ePsf] cj:yfdf dfq_
-3_ pTklQsf] k|df0fkq (Certificate of origin)
-ª_ 9'jfgL ;DjGwL sfuhft (Transport Document)
-r_ jLdf ;DjGwL sfuhft (Copy of Insurance Document_
$-@_ lj=lj=lg=kmf/fd g+= $ nfO{ $ k|lt tof/ ug'{ kg]{5 M
o;} kl/kq ;fy ;+nUg lj=lj=lg=kmf=g+= $ nfO{ $ k|lt tof/ u/L b]xfo adf]lhd ug'{kg]{5 M
-s_ klxnf] @ k|lt dfly $-!_ df -s_ b]lv -r_ ;Dd pNn]v ul/Psf sfuhft;+u} eG;f/
sfof{nodf k7fpg' kg]{5 .
-v_ t]>f] k|lt o; a+}snfO{ pknAw u/fpg'kg]{5 .
-u_ rf}yf] k|lt sfof{no k|of]hgsf] nflu /fVg'kg]{5 .
-3_ eG;f/ sfof{nonfO{ pknJw u/fOPsf @ k|lt dWo] Psk|lt ;DjlGwt eG;f/ sfof{nojf6
;fdfg lelqPsf] k|dfl0ft eO{;s]kl5 ;DjlGwt a}+sdf lkmtf{ x'g] Joa:yf ug'{kg]{5 .
-ª_ o;/L k7fPsf] lj=lj=lg=kmf/fd g+= $ hf/L ePsf] ldltn] tLg dlxgf;Dd
-tn bkmf %-%_-@_ pNn]v eP afx]s_ klg eG;f/ sfof{noaf6 -;fdfg g]kfn lelqPsf]
k|df0f :j?k_ lkmtf{ gcfPdf To:tf k|tLtkqsf] sf/f]jf/ ug]{ cfoftstf{x?sf] k]mxl/:t
pQm tLg dlxgf ;dfKt eP kZrft\ cfpg] dlxgfsf] klxnf] ;ft lbg leq o; a}+snfO{
pknJw u/fpg' kg]{5 .
-r_ o';fG; tyf Deferred Payment k|tLtkq cGt/ut x'g] cfoftsf] xsdf klg ;DjlGwt
cfoftstf{n] a}+sjf6 sfuhft 5'6fp+bf lj=lj=lg=kmf=g+= $ e/]/ To;df kl5 ul/g] e'QmfgL
;DjGwL s'/f pNn]v u/L eG;f/ k|of]hgsf] nflu hf/L ug'{ kg]{5 .
-5_ o";fG; tyf Deferred Payment k|tLtkqsf] e'QmfgL ;fdfg lelqPsf] lglZrt ;dokl5
dfq ul/g] x'Fbf To:tf] e'QmfgLsf] xsdf lj=lj=lg=kmf=g+= $-3_ sf] yk Joa:yf ul/Psf]n]
To:tf] e'QmfgL ul/Pkl5 lj=lj=lg=kmf=g+= $-3_ e/]/ lgoldt ?kdf o; a}+sdf k7fpg'
kg]{5 . lj=lj=lg=kmf/fd g+ $-3_ sf] gd"gf o;} kl/kq ;fy ;+nUg ul/Psf] 5 .
%= w/f}6L ;DjGwL Joa:yfM
kl/jTo{ ljb]zL d'b|f e'QmfgL x'g]u/L ;j} b]zx?af6 -ef/t ;lxt_ a:t' cfoft ug{ vf]lnPsf
cfoft k|tLtkqx?df lng'kg]{ w/f}6L ;DjGwdf b]xfo adf]lhd Joa:yf ul/Psf] 5 .
a}+sx?n] cfoftstf{af6 w/f}6L ln+bf b]xfo adf]lhd lng ;Sg]5gM
-s_ cfoftstf{af6 ;f]e}m gub hDdf lnP/ .
-v_ cfoftstf{sf] lgIf]k vftf÷cf]e/ 8«fkm\6 vftf vr{ u/L .
-u_ g]kfn ;/sf/af6 hf/L ePsf /fli6«o jrtkq, /fi6« C0fkq / 6«]h/L lan h:tf
pks/0fx? lwtf] /fv]/ .
-3_ g]kfn /fi6« a}+saf6 Ohfhtkqk|fKt a}+s tyf ljQLo ;+:yfx?sf] dfGo x'g] C0fkq tyf
j08 / To:tf ;+:yfx?sf] d'2tL /l;b lwtf] /fv]/ .
-ª_ rNtL tyf art vftfsf] df}Hbft Po/dfs{ u/]/ .
-r_ cf]e/ 8«fkm\6 nufot cGo km08]8 shf{sf] lndL6 Po/ dfs{ u/]/ .
-5_ o;/L lnOg] w/f}6L /sd a}+sx?n] k|tLtkq vf]Nbf lng] u/]sf] ;'/If0f dflh{gsf]
cltl/Qm x'g]5 .
4

%-!_ sf7df8f} pkTosfl:yt k|tLtkq sf/f]jf/ ug]{ a}+ssf s]Gb|Lo sfof{no nufot ;j} zfvf
sfof{nox?n] o; a}ssf] a}lsË sfof{nodf vf]lnPsf tt\–tt\ a}+sx?sf] s]Gb|Lo sfof{nosf] d'Vo
vftfaf6 k|tLtkq w/f}6Lsf] sf/f]jf/ ug'{kg]{5 .
%-@_ sf7df8f} pkTosf jflx/sf a}+s zfvf sfof{nox?n] cf–cfˆgf] If]ql:yt o; a}+]+ssf
sfof{nox?df vf]n]sf d'Vo vftfaf6} k|tLtkq w/f}6Lsf sf/f]jf/ ug'{kg]{5 .
%-#_ k|tLtkq sf/f]jf/ ug]{ a}+ssf sfof{nox?nfO{ 5'6[f 5'6[} r]sj's cflwsfl/s dfusf cfwf/df o;
a]+}ssf] ;DjlGwt sfof{nox?jf6 pknJw u/fOg]5 .
%-$_ pBf]ux?n] k|tLtkqdfk{mt ug]{ cfoftsf] xsdf k|tLtkqsf 8s'd]G6x? Negotiating Bank af6
k|fKt ePkl5 8s'd]G6df plNnlvt /sdsf] @ k|ltzt w/f}6L jfkt lng' kb{5 . o;/L w/f}6L
lnP/ dfq lj=lj=lg=kmf=g+= $ hf/L ug'{ kg]{5 . Sight/ Usance / Deferred Payment h'g;'s}
k|sf/sf] k|tLtkq ePtfklg 8s'd]G6 Eofn'sf] @ k|ltzt /sd w/f}6L jfkt lnP/ dfq
lj=lj=lg=kmf=g+= $ hf/L ug'{ kg]{5 . cfoftstf{ pBf]un] rfx]df pQm w/f}6L /sd a/fa/sf]
Psf06k]oL r]s k|tLtkqdf pNn]v ul/Psf] eG;f/ sfof{nosf] gfddf hf/L ug{ ;lsg]5 . o;/L
hf/L ePsf] r]s dfly %-!_ / %-@_ df Joa:yf ePjdf]lhdsf vftfaf6 vr{ ug'{ kg]{5 . t/
lgDg sfuhft ;+nUg eO{ cfPsf] cj:yfdf eg] w/f}6L lng gkg]{ Joa:yf ul/Psf] 5 .
%-$_-!_ g]kfn ;/sf/ eG;f/ ljefun] ;DalGwt cfoftstf{sf] gfddf hf/L u/]sf] j08]8
j]o/xfp;sf] k|df0fkq . -To:tf] k|df0fkqsf] Dofb u'h|]sf] cj:yfdf gljs/0f ul/Psf]
x'g' kg]{5_ .
%-$_-@_ cfoft u/]sf] dfnj:t' 5'6fpg g]kfn ;/sf/sf] ;DjlGwt eG;f/ sfof{nosf] gfddf
hf/L ul/Psf] j}+s Uof/]06Lsf] k|ltlnlk .
%-%_ Jofkfl/s kmd{åf/f k|tLtkqdfk{mt ul/g] cfoftsf] xsdf k|tLtkq cGtu{t e'QmfgL k7fpg'cl3
8s'd]G6 Eofn'sf] !) k|ltzt /sd w/f}6Lsf] ?kdf lnP/ dfq lj=lj=lg=kmf=g+=$ hf/L ug'{kg]{5 .
t/ Jofkfl/s kmd{af6 lnOg] o;k|sf/sf] w/f}6L lng] ;do eg] k|tLtkqdf plNnlvt e'QmfgLsf]
;t{ -Payment terms_ cg';f/ km/s kg{ ;Sg]5 .
%-%_-!_
%-%_-@_
%-%_-#_
k|tLtkq cGtu{t s'g} 8s'd]G6 sn]Szg (Collection) sf] cfwf/df k|fKt x'g cfPdf jf
g]uf]l;o6 (Negotiate) eO{ cfPdf ;d]t k|tLtkq hf/L ug]{ a}+sn] 8s'd]G6 k|fKt
ePkl5 8s'd]G6 Release ug]{ avtdf /sd e'QmfgL ug{' cl3 8s'd]G6 Eofn'sf] !)
-bz_ k|ltzt w/f}6Lsf] ?kdf lnO{ lj=lj=lg=kmf=g+= $ hf/L ug'{ kg]{5 .
k|tLtkqdf e'QmfgLsf ;t{x? T.T. reimbursement basis ePsf] v08df k|tLtkq
hf/L ug'{eGbf klxnf g} k|tLtkqdf plNnlvt /sdsf] (Tolerance ePdf ;f] ;d]t_
!) k|ltzt w/f}6L /sd lnP/ dfq k|tLtkq hf/L ug'{ kg]{5 / lj=lj=lg=kmf=g+= $ klg
hf/L ug'{ kg]{5 . o;/L hf/L ePsf lj=lj=lg=kmf=g+= $ ;DjlGwt eG;f/ sfof{noaf6
k|dfl0ft eO{ j}+sdf j'emfpg' kg]{ Dofb !@) lbg sfod x'g]5 .
dfly %-%_-!_ / %-%_-@_ cg';f/ lnPsf !) k|ltzt w/f}6L /sd cfoftstf{n] rfx]df
k|tLtkqdf plNnlvt eG;f/ sfof{nosf gfddf Psfp06k]oL r]s -dfly %-!_ / %-
@_ df Joa:yf ePsf vftfx?af6 vr{ x'g] u/L_ hf/L ug'{ kg]{5 .
5

%-%_-$_ o;/L hf/L ul/Psf] k|To]s r]ssf] k5fl8 b]xfo adf]lhdsf s'/fx? k|i6?kdf pNn]v
ug'{ kg]{5 .
-s_ k|tLtkq gDj/
-v_ cfoftstf{sf] gfd
-u_ Jofkfl/s jLhs gDj/
-3_ jLhsdf plNnlvt ljb]zL d'b|f /sd
-ª_ lgof{tstf{sf] gfd
-r_ lj=lj=lg=kmf=g+= $ sf] l;l/on g+=
%-%_-%_ cfoftstf{n] j'emfpg' kg]{ eG;f/ dxz'n nufot cGo /fhZj /sdsf] k|of]hgsf]
nflu ;d]t pQm r]ssf] /sd k|of]u ug{ ;lsg]5 .
%-^_ dfly %-$_ / %-%_ sf ;Dk"0f{ j'Fbfx?df h'g;'s} s'/f n]lvPsf] ePtfklg ;DalGwt a}+sn] Clean
Document sf] cfwf/df plNnlvt Dofbleq e'QmfgL u/]kZrft\ cfoftstf{n] 8s'd]G6 5'6fpg
gcfPsf] jf cfoftstf{n] a}+snfO{ e'QmfgL lbO{ g;s]sf] cj:yfdf klg lj=lj=lg=kmf=g+= $
clgjfo{?kn] hf/L ug'{ kg]{5 . cfoftstf{nfO{ ;f] kmf/d lbg] jf glbg] eGg] s'/f ;DjlGwt j}+s
cfk}mn] lg0f{o ug{ ;Sg]5 .
%-&_ pk/f]Qm cg';f/ hf/L ePsf w/f}6L /sdsf r]sx? ;DjlGwt eG;f/ sfof{nodfk{mt o; a}+ssf]
a}}lsË sfof{no, yfkfynL nufot pkTosf jflx/sf sfof{nox?df k|fKt ePkl5 tL r]sx? -tn
j'Fbf g+ %-(_ cg'?k l/t gk'u]sf ;d]t_ cfk\mg} sfof{nodf /x]sf] vftfsf] eP ;f]xL vftf vr{
u/L / cGo sfof{nosf eP ljn v/Lbsf dfWodaf6 eG;f/ sfof{nonfO{ tTsfn e'QmfgL lbO{
k|rlnt Joa:yf jdf]lhd lx;fjldnfg ug'{ kg]{5 .
%-*_ eG;f/ sfof{nosf] gfddf r]s hf/L u/] kl5 ;DjlGwt a}+sn] o; a}+ssf] a}lsË sfof{no jf
lhNnfl:yt sfof{nodf /x]sf d'Vo vftfdf kof{Kt /sd /fVg' kb{5 . eG;f/af6 k|fKt r]sx?
jfkt vr{ n]Vbf sy+sbflrt vftfdf kof{Kt df}Hbft gePdf gk'u /sddf Go"gtd ?=!,))).–
jf a}sb/ + @ k|ltztsf b/n] nufOg] JofhdWo] h'g a9L x'G5 ;f] /sd xhf{gf nufOg] 5 .
%-(_ eG;f/ sfof{nosf gfddf hf/L ul/g] o:tf r]sx?df Protectograph, ldlt, hf/L ug]{ a}+ssf]
gfd, 7]ufgf nufot r]s tof/ ubf{ lgodfg';f/sf ;a} /Lt k'–ofO{ hf/L ug'{ kg]{5 .
sy+sbflrt e"nj; /Lt gk'–ofO{ hf/L ePsf] ca:yf b]lvPdf h] h:tf] cj:yfsf] ePklg
;DjlGwt a}+ssf] vftf vr{ u/L eG;f/ sfof{nonfO{ e'QmfgL lbg] Joa:yf ug'{ kg]{ ePsf]n]
o;af6 kg{ hfg] gsf/fTds k|efjsf] lhDd]jf/L r]s hf/L ug]{ ;DjlGwt a}+s s} x'g]5 . ;fy}
s'g} a}+ssn] o:tf] r]s hf/L ubf{ plNnlvt /Lt gk'–ofPsf] cj:yfdf /Lt gk'u]sf] k|To]s
r]ssf] nflu ?= %)).– sf b/n] xhf{gf nufOg]5 .
%-!)_ olb s'g} cfofltt j:t'x¿df nfUg] ;Dk"0f{ eG;f/ cfoftLt a:t'sf] d"Nosf] dx;"n !) -
bz_ k|ltzt eGbf sd ePsf] sf/0f !) -bz_ k|ltzt j/fj/ /sdsf] r]s hf/L ug{ pko'Qm
gx'g] Joxf]/fsf] lgj]bg cfoftstf{jf6 k|fKt ePdf pQm lgj]bgdf pNn]v u/] cg';f/sf]
k|ltztn] x'g] /sd j/fj/sf] r]s hf/L ug]{ / jfFsL /sd w/f}6Lsf] ¿kdf lnO{ lj=lj=lg=kmf=g+=$
hf/L ug'{kg]{5 . pko'{Qm w/f}6L /sd ;DjlGwt a}+sn] lkmtf{ lbg ;Sg]5 . o:tf] /sd lkmtf{
lbg'cl3 ;DjlGwt a}+sn] b]xfosf sfuhftx? k|fKt u/]sf] x'g' kg]{5
-s_ eG;f/ sfof{nojf6 Endorse -O08f];{_ eO{cfPsf] lj=lj=lg=kmf=g+=$ sf] ;Ssn k|lt,
-v_ k|1fkgkqsf] k|ltlnlk
-u_ /fhZj lt/]sf] /l;b clgjfo{ ¿kdf k|fKt ePsf] x'g'kg]{5 .
6

sy+sbflrt w/f}6L afktsf] r]sx? /2 ug'{ k/]df lgDg sfuhft x]/L hfFrL ;DalGwt a}+s cfk}mn]
/2 ug{ ;Sg]5 .
-s_ cfoft eG;f/ k|1fkgkq .
-v_ /fhZj jfkt /sd a'emfPsf] lg:;f .
-u_ ;DjlGwt eG;f/ sfof{nojf6 k|dfl0ft eO{ cfPsf] la=la=lg=kmf=g+=$
%-!!_ Jofkfl/s kmd{ / cf}Bf]lus kmd{afx]s lgDg k|tLtkqx¿df dfly pNn]v eP adf]lhd w/f}6L
lng' gkg]{ Joa:yf ul/Psf] 5 .
-s_ kl/jTo{ ljb]zL d'b|fdf vftf ePsf vftfjfnfn] ;f] vftf vr{ x'g] u/L vf]n]sf
k|tLtkqx¿,
-v_ s"6g}lts ;'ljwf k|fKt lgsfon] vf]n]sf k|tLtkqx¿,
-u_ g]kfn ;/sf/ jf g]kfn ;/sf/sf] :jfldTj k|fKt ;+:yfgx¿n] vf]n]sf k|tLtkqx¿, /
-3_ ljb]zL C0f, ;xof]u / ;xfotf cGtu{t ljb]zaf6} zf]wegf{ (Reimbursement) x'g] u/L
vf]lnPsf k|tLtkqx¿ .
%-!@_ k|tLtkq vf]Ng] a}+ssf] zfvf sfof{noaf6 hf/L eO{;s]sf] lj=lj=lg=kmf=g+=$ lgwf{l/t ;doleq
lkmtf{ cfP÷gcfPsf] / w/f}6L jfkt hf/L r]sx¿ e'QmfgL eP÷gePsf] jf/] lgoldt ¿kn]
cg'udg ug'{kg]{5 . sy+sbflrt r]s hf/L ePsf] ldltn] j9Ldf () -gJj] lbgleq -dfly %-
%_-@_ df pNn]v ePsf] xsdf !@) lbg leq_ klg s'g} r]ssf] e'QmfgL gePsf] b]lvg cfPdf
To:tf r]s ;DjGwL ;Dk"0f{ ljj/0f pQm () cyjf !@) lbgsf] Dofb ;dfKt eP kZrft\
cfpg] dlxgfsf] klxnf] ;ft lbg leq o; ljefunfO{ hfgsf/L u/fpg' kg]{5 . o; ;DaGwL
tf]lsPsf s'g} kmf/fd lgwf{l/t ;doleq gcfPdf ;f]sf] hfgsf/L ;d]t o; ljefunfO{
lbg'kg]{5 .
%-!#_ eG;f/ sfof{nosf] gfddf hf/L ul/Psf w/f}6L afktsf r]s Dofbleq k|of]u x'g g;sL Dofb
yk ug{ cfPdf ;DjlGwt a}+s cfk}mn] To:tf r]ssf] Dofb yk ug{ ;Sg] cyjf pQm r]ssf]
;Ssn g} lkmtf{ lnO{ ;f]sf] ;§fdf gofF r]s hf/L ug{ ;d]t ;Sg] Joj:yf ul/Psf]5 .
%-!$_ k|tLtkq gvf]nL 8«fkm\6÷l6=l6=÷DAP÷DAA sf] dfWodaf6 cfoft ubf{ lnOg] @ k|ltzt, !)
-bz_ k|ltzt cyjf !% k|ltzt w/f}6Lsf] ;DaGwdf klg r]s ;DaGwL dfly plNnlvt Joj:yf
nfu" x'g]5 . r]ssf] k5fl8 ljj/0f ebf{ k|tLtkq gDa/sf] ;§f Draft /T.T. Reference/DAP/
DAA g+Da/ pNn]v ug'{kg]{5 .
%-!%_ s'g} klg cfoft k|tLtkqsf] nflu :yfoL ;Ldf (Permanent limit) :jLs[t u/fO{ sf/f]jf/ ug]{
pBf]uL÷Joj;foLx?n] rfx]df cfjZos w/f}6L j/fj/sf] /sd :jLs[t sf]ifdf cfwfl/t ;Ldf
(Funded limit) nfO{ dfls{Ë u/]/ klg lj=lj=lg=kmf=g+= $ hf/L ug{ ;Sg]5g\ .
%-!^_ /f;folgs dnsf] sf/f]jf/df lghL If]qnfO{ ;d]t ;xeflutf u/fpg] ;DjGwdf /f;folgs
dnx¿sf] Specification cg';f/ cfoft k|tLtkq vf]Ng'kg]{ / ;f] k|tLtkqsf] ! -Ps_ k|lt
g]kfn ;/sf/, s[lif tyf ;xsf/L dGqfno, /f;flogs dn OsfO, l;+xb/af/df k7fpg'
kg]{5 . s'g} cfoftstf{n] k|tLtkq dfk{mt /f;folgs dn cfoft ug{ rfx]df ;DjlGwt a}+s
cfk}mn] b]xfo adf]lhdsf] zt{x¿sf] clwgdf /xL k|rlnt Joj:yf cGtu{t /xL k|tLtkq vf]Ng
;Sg] ;Sg]5 .
7

-s_
-v_
/f;folgs dnsf] cfoft d"Nosf] @ -b'O{_ k|ltztn] x'g] /sd a/fa/sf] gub jf
artkq jf ljsf; C0fkq jf ;DalGwt a}+snfO{ dfGo x'g] ;'/If0fkq w/f}6Lsf] ¿kdf
/fvL k|tLtkq vf]Ng ;lsg] .
/f;folgs dnsf] cfoft k|tLtkq vf]nL;s]kl5 k|tLtkq /sd a/fa/sf] dn cfoft
gePdf ;DalGwt a}+sn] To:tf ;'/If0fkq /f]Ssf u/L & -;ft_ lbgleq o; ljefunfO{
clgjfo{¿kdf hfgsf/L u/fpg'kg]{ .
b|i6JoM a}+s Uof/]G6Lsf] cfwf/df /f;folgs dn cfoft ug'{k/]df eg] o; a}+ssf] :jLs[lt
clgjfo{ ?kdf lng'kg]{ 5 .
^= cfoft k|tLtkq ;DjGwL cGo clgjfo{ Joj:yfx¿ M
^-!_
^-@_
k|tLtkq vf]n]sf] ldlteGbf cl3 9'jfgLstf{ (Transporter) af6 hf/L ePsf] 9'jfgL ;DjGwL
sfuhft (Transport Documents) sf] cfwf/df a}+sn] k|tLtkqsf] e'QmfgL lbg tyf ;f]
k|tLtkq;Fu ;DjlGwt cGo sfdsf/jfxL ug'{k/]df Uniform Customs & Practice for
Documentary Credit UCP DC 600 cGtu{t /xL cfoft ul/g] ;fdfg eG;f/ laGb"df cfO{
k'lug;s]sf] egL ;DalGwt cfoftstf{n] Self Declare u/]sf] sfuhft ;lxt k|tLtkq
;+zf]wg ul/lbg cfoftstf{n] lgj]bg u/]df ;f] adf]lhd ;+zf]wg ug{ ;lsg]5 .
t/ ef/taf6 g} ;fdfg 9'jfgL x'g] u/L vf]lnPsf] k|tLtkqsf] xsdf To:tf]
Declaration cfjZos kg]{ 5}g .
bkmf–^-!_ df plNnlvt 9'jfgL ;DjGwL sfuhft (Transport Document) hf/L ePsf] ldlteGbf
$% -k}+tfnL;_ lbg k5fl8 ;DjlGwt a}+sdf k|fKt x'g cfPdf To:tf k|tLtkqsf] 5'§} ljj/0f
dfl;s¿kdf o; ljefudf k7fpg' kg]{5 .
^-#_ eG;f/ sfof{nojf6 lj=lj=lg=kmf=g+=$ k|fKt ePkl5 ;DjlGwt a}+sn] eG;f/ /l;bsf] kmf]6f]skL
;Ssn /l;b;Fu le8fO{ k|dfl0ft u/L /fVg' kg]{5 .
^-$_ cfoftstf{n] a}+s;Fu k|tLtkq ;DaGwL sf/f]jf/ ubf{ ;DjlGwt kmd{ jf sDkgLsf] gfddf
vf]lnPsf] vftfaf6 dfq ug'{ kg]{5 . kmd{ jf sDkgLsf] gfddf vftf vf]Nbf ;DalGwt kmd{ jf
sDkgLsf] clwsf/k|fKt clwsf/L :jo+ pkl:yt eO{ u/]sf] b:tvt ;DalGwt a}+ssf
clws[taf6 ;gfvt u/L k|dfl0ft ug'{ kg]{5 .
^-%_ vftf vf]Nbf cfjZos kg]{ sfuhftsf k|ltlnlkx¿ ;DalGwt a}+ssf clws[tn] ;Ssn
sfuhft x]/L k|dfl0ft ug'{kg]{5 .
^-^_ k|tLtkq vf]Ngsf] nflu cfjZos kg]{ lgDg sfuhftsf k|ltlnlkx¿ k|To]s cfly{s jif{df
Psk6s ;DalGwt a}+ssf clws[tn] ;Ssn x]/L k|dfl0ft ug'{kg]{5 .
-s_ cWofalws ePsf] kmd{sf] btf{ k|df0fkq jf sDkgL btf{ k|df0fkq,
-v_ cWofalws ePsf] cfos/ btf{ k|df0fkq,
-u_ clwsf/k|fKt JolQmsf] gful/stfsf] k|df0fkq .
^-&_ a}+sdf k|tLtkq vf]Ng] kmd{ jf sDkgLn] cfkm\gf] tkm{af6 sfd ug{ s;}nfO{ clVtof/L lb+bf kmd{
jf sDkgLsf k|f]k|fO{6/ jf ;+rfns jf sfo{sf/L k|d'v h:tf cflwsfl/s JolQm :jo+ pkl:yt
eO{ ;xL u/L clVtof/L lbg] / clVtof/L kfpg] JolQmsf] af:tljs klxrfg -gfd, y/, 7]ufgf,
lgh;Fusf] ;DaGw, 6]lnkmf]g gDa/, Fax gDa/ tyf gful/stfsf] k|dfl0ft k|ltlnlk_ a}+snfO{
8

pknJw u/fpg'kg]{5 . t/, g]kfn ;/sf/, g]kfn ;/sf/sf] :jfldTj /x]sf] ;+:yf jf klAns
lnld6]8 sDkgLsf] xsdf clwsf/ k|fKt clwsf/Ln] k|dfl0ft u/]sf] clVtof/L eP k'Ug] ePsf]n]
of] bkmf / pk–bkmf ^-$_ nfu" x'g] 5}g .
^-*_ bkmf–^-&_ adf]lhd clVtof/L lb+bf clVtof/L kfpg] JolQmn] u/]sf] sfdsf/jfxLsf] ;Dk"0f{
lhDd]jf/L clVtof/L lbg]sf] ;d]t x'g] Aoxf]/fsf] lnvt u/fpg' kg]{5 .
^-(_ ;DjlGwt a}+sn] k|rlnt lgb]{zgsf] clwgdf /xL c¿ s;}sf] hdfgtdf k|tLtkq vf]Nbf
k|tLtkqdf plNnlvt ;fdfg k}7f/L geO{ ljb]zL d'b|f ckrng ePdf jf /fhZj r'xfj6
ePdf k|tLtkq vf]Ng] lgj]bg;Fu} To:tf] hdfgL lbg] JolQm kmd{ jf sDkgL ;d]t k"0f{
lhDd]jf/L x'g] Joxf]/fsf] sfuh u/fpg'kg]{5 .
^-!)_ ;DalGwt eG;f/ sfof{noaf6 lkmtf{ k|fKt ePsf] lj=lj=lg=kmf=g+=$ sf] k|dfl0fstf olsg ug{
eG;f/ clws[tx¿sf] cBfjlws b:tvt gd"gf eG;f/ sfof{non] clgafo{¿kdf a}+sx¿nfO{
pknAw u/fpg'kg]{5 .
^-!!_ a}+sn] hf/L ug]{ lj=lj=lg=kmf=g+=$ sf] k|dfl0fstf olsg ug{ a}+ssf clws[tx¿sf] cBfjlws
b:tvt gd"gf a}+sn] eG;f/ sfof{nox¿df clgjfo{¿kdf pknAw u/fpg'kg]{5 .
^-!@_ lj=lj=lg=kmf=g+=$ nufot k|dfl0ft ug'{kg]{ ;a} sfuhft k|dfl0ft ubf{ ;DjlGwt clws[tsf]
b:tvt gd"gf cg'¿ks} b:tvt u/L k|dfl0ft ug'{ kg]{5 .
^-!#_ lj=lj=lg=kmf=g+=$ hf/L ubf{ / lkmtf{ k7fpFbf lgDgfg';f/sf] Joj:yf ug'{ kg]{5 M
-s_ a}+s / eG;f/aLr sfuhft cfbfg k|bfg ubf{ lzn -nfxf_ 5fk k|of]u ug'{kg]{5 .
-v_ a}+sn] lj=lj=lg=kmf=g+=$ hf/L ubf{ k|To]s eG;f/ laGb'lkR5] cnucnu kmfO{n v8f u/L
;f]xL kmfO{naf6 l;nl;nf ldnfO{ l;l/on gDa/ /fVg'kg]{5 .
-u_ eG;f/ sfof{non] klg lj=lj=lg=kmf=g+=$ k|dfl0ft u/L a}+sdf k7fpFbf a}+ssf]
zfvf cg';f/ cnucnu kmfO{n v8f u/L ;f]xL kmfO{naf6 l;nl;nf ldnfO{
l;l/on gDa/ /fVg'kg]{5 .
-3_
eG;f/ sfof{non] v08 -u_ cg';f/ /flvPsf] clen]vsf] k|ltlnlk !%÷!% lbgdf
;DalGwt a}+ssf] zfvfdf clgjfo{¿kn] k7fpg'kg]{ .
-ª_ eG;f/ sfof{noaf6 clen]v k|fKt ePkl5 ;DalGwt a}+sn] cfkm\gf] clen]v -
l;l/on gDa/ / /sd_ ;Fu le8fpg'kg]{ / gle8]df clanDa ;f]sf] hfgsf/L o;
j}+snfO{ lbg'kg]{ .
^-!$_ ;DjlGwt a}+sn] d"nk|ltsf] cefjdf k|ltlnlk sfuhft (Copy Document) sf] cfwf/df
lj=lj=lg=kmf=g+=$ hf/L ug'{kg]{ ePdf cfoftstf{af6 k|tLtkqdf plNnlvt ;Dk"0f{ sfuhftsf]
k|ltlnlk k|fKt u/L ltgnfO{ k|tLtkq;Fu Cross Verfify u/L plrt nfu]df To:tf sfuhftdf
b/kL7 (Endorse) u/L cfofltt a:t'sf] d"No j/fj/sf] /sd lnP/ dfq lj=lj=lg= kmf=g+= $
hf/L ug'{kg]{ / lgof{tstf{nfO{ e'QmfgL k7fpFbf eg] lgof{tstf{sf] a}+saf6 k|fKt cflwsfl/s
sfuhftx¿sf] cfwf/df dfq k7fpg kfO{g]5 . kl5 e'Qmfg x'g] u/L vf]lnPsf] k|tLtkq
(Usance L/C) sf] xsdf eg] cfofltt a:t'sf] d"No j/fj/sf] /sd lng'kg]{ aGb]h nfu" x'g]
5}g .
^-!%_ Copy Document sf] cfwf/df lj=lj=lg=kmf=g+=$ hf/L ePsf] ldltn] $% lbgleq Original
Document k]z e} ;Sg' kg]{, cGoyf ;f]xL cfoftstf{nfO{ k'gM Copy Document sf] cfwf/df
9

lj=lj=lg=kmf=g+=$ hf/L ug{ gldNg], ;fy} o:tf] Dofb leq Original Document k]z gePsf]
s];x¿ pQm Dofb gf3]sf] !% lbgleq o; a}+snfO{ hfgsf/L u/fpg' kg]{ 5 .
^-!^_ Original Document k|fKt ePkl5 Copy Document ;Fu Verify ug'{kg]{ / sy+sbflrt\ km/s
ePsf] kfOPdf Original Document k|fKt u/]sf] ldltsf] !% lbgleq To:tf s];x¿ o;
a}+snfO{ hfgsf/L u/fpg' kg]{ 5 .
^-!&_ ;fdfGotof /]8 Snh (Red Clause) /fvL k|tLtkq vf]Ng kfO{g] 5}g . t/ cfoft k|tLtkqsf]
dfWodaf6 clu|d e'QmfgL k7fpg] xsdf To:tf] clu|d e'QmfgL cfoftstf{sf] cfkm\g} kl/jTo{
ljb]zL d'b|f vftfdf /x]sf] df}Hbftaf6 vr{ Joxf]l/g] xf] eg] clu|d e'QmfgLsf] Joj:yf;d]t
/fvL cfoft k|tLtkq vf]Ng ;lsg]5 . o:tf] s]zdf ;DalGwt a}+sn] e'QmfgL eP cg'¿ksf]
a:t'÷;]jf cfoft eP÷gePsf] jf/] clgjfo{¿kdf cg'udg ug'{kg]{5 / sy+sbflrt tf]lsPsf]
;doleq pQm a:t'÷;]jf cfoft gePsf] kfO{Pdf clgjfo{¿kdf o; ljefunfO{ hfgsf/L
lbg'kg]{5 .
^-!*_ dfly pNn]v ePsf] cj:yf jfx]s dfn a:t' tyf ;]jfx¿ cfoft ug{ k|rlnt Joa:yf
adf]lhd vf]lnPsf k|tLtkq cGtu{t clu|d e'QmfgL k7fpg'k/]sf] v08df b]xfodf plNnlvt
;t{x¿sf] clwgdf /xL To:tf] clu|d e'QmfgL k7fpg ;lsg] 5 .
-s_ To:tf] clu|d e'QmfgL ug'{ k/]df ;fdfGotof Beneficiary sf] tk{maf6 e'QmfgL k7fOg]
/sd a/fj/sf] a}+s Uof/]06L pknJw u/fpg' kg]{ .
-v_ sy+dsbflrt To:tf] a}+s Uof/]06L pknJw u/fpg g;lsg] ePdf e'QmfgL k7fpg
rfx]sf] /sdsf] !) -bz_ k|ltztn] x'g] /sd ;DjlGwt a}+sdf w/f}6Lsf] ¿kdf /fVg'
kg]{ .
-u_ sfd ;DkGg ePsf] k|df0fsf] cfwf/df ;DjlGwt k|tLtkq hf/L ug]{ a}+sn] g} o:tf]
w/f}6L /sd k'ms'jf ug{ ;Sg] .
-3_ sfd ;DkGg ePsf] lg:;f k]z ug'{kg]{ ;dofjlw a9Ldf ^ -5_ dlxgf sfod ug]{ . t/,
hnljB't nufotsf lgdf{0f ;DkGg ug{ nfdf] ;do nfUg] kl/of]hgfx?sf xsdf eg]
sfd ;DkGg ePsf lg:;f k]z ug{ ^ dlxgf eGbf a9L nfUg] x'gfn] ;f] cjlw j}+sx?
cfk}mn] lgwf{/0f ug{ ;Sg] .
-ª_
tf]lsPsf] ;dofjlwleq sfd ;DkGg u/L ;f]sf] lg:;f k]z gu/]sf] v08df pQm
sfo{af6 ljb]zL d'b|f ckrng ePsf] dflgg] tyf k|tLtkq hf/L ug]{ a}+sn] To:tf]
k|tLtkq ;DjGwL ljj/0f pQm Dofb ;dfKt eP kZrft\ cfpg] dlxgfsf] klxnf] & -
;ft_ lbgleq o; ljefunfO{ hfgsf/L u/fpg' kg]{5 . o; ;DaGwL yk sf/jfxL
k|rlnt sfg"g adf]lhd ul/g] 5 .
^-!(_ sDkgLafx]s cGo kmd{sf] xsdf btf{ k|df0fkqdf plNnlvt k"FhLsf] @) -aL;_ u'0ffeGbf a9L
/sdsf] k|tLtkq bfloTj afFsL /xg] u/L k|tLtkq vf]Ng kfO{g] 5}g .
^-@)_ cfofltt a:t'sf] pTklQsf] k|df0fkq (Certificate of Origin) r]Da/ ckm sd;{, ;/sf/L
sfof{no, ;DalGwt ;+3 ;+:yf h:tf clwsf/ k|fKt ;DalGwt lgsfoaf6 hf/L ePsf] x'g'kg]{5 .
t/ cfoftstf{n] dGh'/L u/]df lgof{tstf{n] hf/L u/]sf] pTklQsf] k|df0fkq (Certificate of
Origin) klg dfGo x'g]5 .
10

^-@!_ a}+sn] s'g} kmd{÷sDkgL;Fu klxnf] k6s k|tLtkq sf/f]jf/ ubf{ To:tf] kmd{sf] Jofkfl/s
x}l;ot, cg'ej, kmd{ jf sfof{no /x]sf] :yfg, kmf]g gDa/, k\mofS; (Fax) gDa/, lx:;]bf/x¿
tyf ;~rfnsx?sf] ljZj;lgotfsf] ;DaGwdf lj:t[t hfgsf/L lnP/ dfq sf/f]jf/ ug'{kg]{5 .
^-@@_ k|To]s a}+sn] k|tLtkq sf/f]jf/ ug]{ cfk\mgf sfof{nox¿sf] jflif{s ?kdf cfly{s jif{ ;dfKt
ePsf] () lbg leqdf cfGtl/s n]vf k/LIf0f u/L ;f]sf] k|ltj]bg o; ljefudf k7fpg'kg]{5 .
^-@#_ cfoft x'g] a:t'x¿ -h:t}M cf}Bf]lus kmd{÷sDkgLx¿n] cfoft ug]{ d]lzg/L tyf cf}hf/x¿
cflb_ sf] ;"rL nfdf] ePsf] sf/0fn] ;Dk"0f{ a:t'x¿ k|tLtkqdf v'nfpg Aoaxfl/s b[li6sf]0fn]
g;lsg] ePdf k|rlnt Joj:yf cg';f/ pQm k|tLtkq;Fu ;DalGwt lj=lj=lg=kmf=g+=# Pjd\
k|tLtkqsf] laa/0f ;DalGwt lgsfodf k7fpFbf clgjfo{¿kn] h'g Proforma Invoice sf]
cfwf/df k|tLtkq vf]lnPsf] xf] ;f] Proforma Invoice df ;DalGwt a}+sn] cfk"mn] vf]n]sf]
k|tLtkq gDa/ ;d]t pNn]v u/L pQm Proforma Invoice sf] k|dfl0ft k|lt ;+nUg ug'{kg]{5 .
^-@$_ o; ;DaGwdf xfdf]{lgs sf]8 gDj/ pNn]v ubf{ g]kfn ;/sf/, eG;f/ ljefun] k|sflzt ug{]
eG;f/ dxz'n b/jGbL lstfjdf pNn]v u/] cg'?k sDtLdf cf7 cÍsf] sf]8 g+= clgjfo{¿kn]
pNn]v ug'{kg]{ . pko'{Qm cf7 cÍsf] sf]8 g+= clgjfo{ ¿kn] Proforma Invoice df g} pNn]v
ePsf] x'g'kg]{ tyf k|tLtkq :jo+df ;d]t pNn]v ug'{kg]{5 .
^-@%_ t];|f] d'n'ssf] a}+saf6 Advise x'g] u/L vf]lnPsf] k|tLtkq dfkm{t ef/taf6 ;fdfg
Shipment ug{ tyf To:tf] cfoftsf] e'QmfgL ef/tdf ug{ kfOg] 5}g . t/ ax'/fli6«o
sDkgLx?sf] ef/tl:yt sfof{nosf] gfddf k|rlnt Joa:yf cGt/ut k|tLtkq vf]nL t]>f]
d'n'sdf lgld{t a:t'x? t]>f] d'n'saf6 Shipment ePsf] cfwf/df x'g] cfoftsf] e'QmfgL
ef/tdf ;d]t kl/jTo{ ljb]zL d'b|fdf ug{ ;lsg]5 .
^-@^_ Transferable L/C cGtu{t h'g kf6L{sf] gfddf L/C nfO{ Transfer ul/g] xf] pQm kfl6{sf] gfd
L/C df :ki6 pNn]v ug'{ kg]{ 5 . ;fy} cd]l/sg 8n/ %) -krf;_ xhf/ jf ;f] eGbf al9
d"Nosf] Transferable L/C sf] xsdf Transferee Party sf] tn bkmf !! df pNn]v eP
cg';f/sf] ;Gtf]ifhgs Jofkfl/s ;fv ;"rgf -Business Credibility Information Report_
lnP/ dfq L/C vf]Ng cyjf ;+zf]wg ug{ kfOg]5 .
^-@&_ s'g} cfof]hgf ljz]ifsf] lgldQ b'O{ jf b'O{ eGbf al9 kmd{ cyjf sDkgL ldn]/ Joint Venture
(J/V) :yfkgf u/]sf] cj:yfdf pQm J/V g]kfn ;/sf/sf] s'g} cflwsfl/s lgsfodf btf{
x'g'kg]{ clgjfo{ Joj:yf gePsf] oyfy{nfO{ dWogh/ /fVb} To:tf] J/V n] cfof]hgfsf] lgldQ
k|tLtkq vf]Ng cg'/f]w u/]df pQm J/V sf] J/V Agreement, PAN btf{ k|df0fkq, pQm J/V
df ;fd]n ePsf kmd{ cyjf sDkgLx?sf] dfly !-!_ cg';f/sf sfuhft 5'§f 5'§} lnO{ tyf
cfof]hgfsf] s/f/ ;DalGw sfuhft ;d]t k]z ug{ nufO{ k|tLtkq vf]Ng ;lsg] 5 .
^-@*_ FOB/FCA/EXW/FAS h:tf Incoterms sf] cfwf/df k|lttkq vf]lnPsf] cj:yfdf ljb]z l:yt
sDkgLaf6 9'jfgL Joj:yf u/fO{ cfoftstf{n] Freight vr{ afkt ef/tjfx]s cGo d'n'sdf
e'QmfgL ug{ cg'/f]w u/]df e'QmfgL ug'{ kg]{ kIfsf] cflwsfl/s lgj]bg ;fy b]xfosf
sfuhftsf cfwf/df o:tf] e'QmfgL ug{ ;lsg]5 .
^-@*_-!_ 9'jfgLsf] nfut k|i6 x'g] ;DalGwt kIfn] hf/L u/]sf] Invoice/Bill sf] ;Ssn
k|lt .
11

^-@*_-@_ dfn;fdfg cfoftsf] nflu hf/L ePsf] k|tLtkq jf 8«fk\m6 cyjf SWIFT
Message sf] k|ltlnlk .
&= o';fG; k|tLtkq (Usance L/C) sf] ;DjGwdf .
&-!_ cf}Bf]lus kmd{x?n] vf]Ng] cfoft k|tLtkqsf] xsdf o';fG;sf] cjlw cfoftstf{ /
lgof{tstf{sf] ;xdlt adf]lhd ;DjlGwt j}+sn] g]} to ug{ ;lsg] 5 .
&-@_ Jofkfl/s kmd{x?n] ug]{ cfoftsf] xsdf o';fG; k|tLtkqsf] cjlw !@) lbgeGbf a9L ug{
kfOg] 5}g .
&-#_ o';fG;÷Deferred Payment k|tLtkqsf 8s'd]G6 ;DalGwt j}+sn] rfx]sf] v08df cfoftstf{
/ lgof{tstf{sf] ;xdlt adf]lhd Discount ug{ ;lsg] 5 . Document discount ubf{ nfUg]
Jofh nufotsf a}s rfh{x? Beneficiary n] g} Joxf]g'{ kg]{5 . ;fy} cd]l/sg 8n/ %) -
krf;_ xhf/ jf ;f] eGbf al9 d"Nosf] o';fG;÷Deferred Payment k|tLtkq cGtu{t
k|tLtkq hf/L ug]{ a}+sn] g} Discount ug{ ;Sg] u/L k|tLtkqdf Joj:yf ul/Psf] 5 eg]
To:tf] k|tLtkq vf]Ng' cufj} plNnlvt Beneficiary sf] tn bkmf !! df pNn]v eP
cg';f/sf] Jofkfl/s ;fv ;"rgf -Business Credibility Information Report_ clgjfo{ ?kdf
lng' kg]{ 5 .
*= j08]8 j]o/xfp; (Bonded Warehouse) cGt/ut cfoft ug]{ j:t'sf ;DjGwdf .
k|rlnt sfg"g adf]lhd :yfkgf ePsf tof/L kf]zfs pBf]u :jo+d\n] cf–cfkm\gf] pBf]usf]
lgldQ lab]zjf6 sRrf kbfy{ cfoft ug]{ ePdf To:tf pBf]ux¿nfO{ Usance k|tLtkqsf] ;'lawf lbg]
/ o; k|sf/sf] ;'lawf jG8]8 j]o/ xfp; (Bonded Warehouse) cGtu{t cfoft ug{lbg] a:t'x¿df
dfq k|bfg ug{ ;lsg]5 .
(= cfoft k|tLtkqdf plNnlvt /sdeGbf a9L /sdsf] sfuhft (Documents) k|fKt ePsf] cj:yfdf
;DjlGwt k|tLtkqsf] Terms and Condition leq /xL hlt;'s} /sdsf] To:tf sfuhft klg :jLsf/
ug{ ;lsg]5 .
!)= Jofs 6' Jofs (Back to Back) k|tLtkq sf/f]af/ ;DjGwdf .
tof/L kf]zfs pBf]ux?n] cfk\mgf] pBf]usf] nflu cfjZos kg]{ sRrf kbfy{ -sk8f_ Jofs 6' Jofs
k|tLtkqsf] dfWodaf6 klg cfoft ug]{ Joa:yf /x]sf] 5 . o;/L Jofs 6' Jofs k|tLtkq vf]Nbf
cfoft ul/Psf sRrf kbfy{ -sk8f_ sf] e'QmfgL ;f] sRrf kbfy{af6 lgld{t tof/L kf]zfs lgof{t u/L
e'QmfgL k|fKt ePkl5 ;f]xL e'QmfgL (Export Proceeds) dWo]af6 dfq cfoft k|tLtkqsf] Payment
Terms df plNnlvt ;t{ cg'?k e'QmfgL x'g] Joxf]/f Back to Back k|tLtkqdf clgjfo{ ?kn] pNn]v
ug'{ kg]{5 .
Back to Back L/C sf] dfWodjf6 tof/L kf];fs pBf]un] sk8f cfoft ubf{ lgDg s'/fx¿sf] cfwf/df
dfq ug'{kg]{5 .
!)-!_ tof/L kf];fs lgof{t ug]{ pBf]usf] gfddf ;d'b|kf/ d'n'ssf] qm]tfn] pQm pBf]uaf6 pTkflbt
tof/L kf];fs vl/b ug{ k|tLtkq vf]n]sf] x'g'kg]{5 .
!)-@_ tof/L kf];fs lgof{t pBf]unfO{ k|fKt x'g] k|tLtkqdf tof/L kf];fssf] lgof{tsf] e'QmfgL () -
gJj]_ lbg leq x'g] zt{ /xg'kg]{5 .
12

!)-#_ tof/L kf];fs pBf]un] cfoft ug]{ sRrf kbfy{ sk8fsf] e'QmfgL lgof{t cfh{g dWo]af6 x'g]
x'Fbf o:tf pBf]usf] gfddf sRrf kbfy{ cfk"lt{ ug]{ lgof{tstf{nfO{ dGh'/ ePdf Back to
Back L/C vf]Ng ;lsg] 5 .
!)-$_ tof/L kf];fs pBf]unfO{ k|fKt x'g] pk/f]Qm k|tLtkqd} lgof{t x'g] tof/L kf];fssf] FOB
d"Nosf] j9Ldf %) k|ltzt;Dd /sdaf6 tof/L kf];fs pBf]un] cfoft ug]{ sRrf kbfy{
sk8fsf] e'QmfgL ug]{ / afF+sL /sd g]kfndf e'QmfgL k7fpg] zt{ cg'alGwt x'g'kg]{5 .
!!= kl/jTo{ ljb]zL d'b|fsf] k|tLtkq sf/f]af/ dfk{mt x'g ;Sg] ljb]zL ljlgdosf] ckrngnfO{ lgoGq0f ug]{
b[li6sf]0faf6 kl/jTo{ ljb]zL d'b|fsf] k|tLtkq dfk{mt cfoft / lgof{t sf/f]jf/ ug'{ cl3 clgjfo{ ?kdf
Jofkfl/s zfv ;"rgf (Business Credibility Information) lng] ;DaGwdf b]xfosf] Joa:yf
ul/Psf]5 .
!!-!_ cfoft k|tLtkq vf]Ng' cl3 lgof{t ug]{ lab]zL kmd{÷sDkgL jf ;+:yfsf] Jofkfl/s zfv ;"rgf
(Business Credibility Information) ;DjGwL hfgsf/L lng' kg]{5 .
!!-@_ lgof{t k|tLtkq cGt/ut lgof{t 8s'd]06x? Negotiation jf Purchase ug'{ cl3 ljb]zl:yt
vl/bstf{sf] Jofkfl/s zfv ;"rgf (Business Credibility Information) ;DaGwL hfgsf/L
lng' kg]{5 .
!!-#_ ;fv ;"rgf g]kfnl:yt o:tf] sfd ug]{ s'g} lgsfo jf g]kfndf zfvf sfof{no ePsf
cGt//fli6«o s'g} k|ltli7t lgsfox¿sf] k|ltlglwdfk{mt ;DjlGwt a}+s cfk}mn] lng'kg]{5 .
!!-$_ Credit Risk jf High Credit Risk jf Rating Not determined eGg] h:tf Joxf]/f pNn]v eO{
cfPsf] xsdf k|tLtkq vf]Ng' k/]df ;fdfGo ca:yfdf h'g txaf6 k|tLtkq vf]Ng cg'dlt
lgsfzf x'G5 ;f] txeGbf Ps txdflysf] lgsfzf clgjfo{ ?kn] lng'kg]{5 . Rating :ki6
pNn]v geO{ Satisfactory/Good Conduct of Account dfq pNn]v 5 eg] To:tf] cj:yfdf
;f] cg'dlt cfjZos kg]{ 5}g .
!!-%_ Ps k6s lnOPsf] o:tf] Jofkfl/s ;fv ;"rgf (Business Credibility Information) Ps
jif{;Ddsf nflu dfq dfGo x'g]5 .
!!-^_ ;/sf/L tyf cw{ ;/sf/L lgsfox¿n] Global Tender sf] cfwf/df k|bfg u/]sf] Contract
cGt{ut vf]lng] k|tLtkqx¿sf] xsdf o:tf] Jofkfl/s ;fv ;"rgfsf] cfjZostf kg]{5}g .
!!-&_ Pp6f a}+sn] k|fKt u/]sf] ;"rgf c¿ a}+sx¿n] klg k|of]u ug{ ;Sg]5g\ .
!!-*_ cd]l/sL 8n/ %),))).–-krf; xhf/_ jf ;f] eGbf a9L /sdsf k|tLtkq sf/f]jf/x¿sf]
xsdf of] Joa:yf nfu" x'g]5 . cd]l/sL 8n/ %),))).– -krf; xhf/_ eGgfn] -;+zf]wg u/L
/sd yk ul/Psf] eP ;f] ;d]t_ u0fgf x'g]5 .
!!-(_ o:tf] ;fv ;"rgf k|tLtkq vf]Ng] ;DjlGwt a}+ssf] Correspondent a}saf6 klg lng
;lsg]5 .
!!-!)_ Back to Back k|tLtkq, Usance tyf Deferred Payment k|tLtkqx¿sf] xsdf ;fv
;"rgf lng' kg]{5}g . ;fy} e'QmfgLsf] zt{ cf+lzs ?kdf Sight tyf cf+lzs ?kdf Usance
cyjf Deferred Payment ePsf] cj:yfdf klg ;fv ;"rgf cfjZos kg]{5}g .
13

!!-!!_ g]kfnL lgof{tstf{x¿n] cfk'mn] k|fKt u/]sf] k|tLtkqsf] cfwf/df lgof{t ubf{ k|tLtkqdf pNn]v
u/]sf ;Dk"0f{ Terms and Conditions x¿ kfngf x'G5 eg] To:tf lSng Clean 8s'd]06x¿sf]
Negotiation jf Purchase ubf{ ;fv ;"rgf cfjZos kg]{ 5}g .
!@=
kl/jTo{ ljb]zL d'b|f e'QmfgL x'g] u/L vf]lnPsf cfoft k|tLtkqx? / tL k|tLtkqx? cGt/ut x'g]
ljb]zL d'b|f e'QmfgL ;DaGwL cg'udg k|s[ofnfO{ a9L k|efjsf/L agfpg k|tLtkq ;DaGwL ;"rgf
k|0ffnL sDKo"6/sf] dfWodaf6 b]xfo adf]lhd ug'{kg]{5 M
!@-!_ To; a}+s tyf To; a}+s cGtu{tsf k|tLtkq sf/f]jf/ ug]{ ;a} zfvf sfof{non] k|tLtkq
vf]n]sf] ljj/0fx¿, o; a}+sn] lgwf{/0f u/]sf] lj=lj=lg=kmf=g+=# sf] cfwf/df sDKo'6/ ;"rgf
k|0ffnLsf] dfWodaf6 b}lgs ¿kdf k7fpg'kg]{5 .
!@-@_ k|tLtkq cGtu{t ul/Psf] kl/jTo{ ljb]zL d'b|fsf] e'QmfgL ljj/0f klg o; a}+sn] tf]lslbPsf]
k}7f/Lsf] e'QmfgL k|df0fkq lj=lj=lg=kmf=g+=$ sf] cfwf/df sDKo'6/ ;"rgf k|0ffnLsf] dfWodaf6
b}lgs ¿kdf k7fpg'kg]{5 .
!@-#_ dfly !@-!_ / !@-@_ df pNn]v ul/P cg';f/sf] ljj/0fx¿ Modem sf] dfWodaf6 b}lgs
¿kdf o; a}+ssf] s]Gb|Lo sfof{nol:yt sDKo"6/df Data Transmit ug'{kg]{5 . t/ zfvf
sfof{nox¿sf] xsdf eg] o:tf ;"rgfx¿ l;w}+ o; a}+sdf Data Transmit ug]{ Joj:yf
gul/Psf] x'Fbf d'Vo sfof{non] ;f] ;"rgfx¿ ;+sng u/L o; a}+ssf] sDKo'6/df Transmit
ug'{kg]{5 . o; sfo{sf] nflu o; a}+saf6 Joj:yf ul/Psf] Branch Code sf] k|of]u ug'{kg]{5 .
!@-$_ sDKo'6/ ;"rgf k|0ffnLsf] dfWodaf6 Data Transmit ug{sf nflu o; a}+saf6 Joj:yf ul/Psf]
Data base structure cg';f/ Data Entry u/L kmfO{nx¿ tof/ ug'{ kg]{5 .
!@-%_ sDKo'6/ OG6«Lsf] nfuL tof/ ul/Psf] a}+s sf]8, e+;f/ sf]8, o"lg6 sf]8sf] ljj/0f ;d]t o;
a}+saf6 tof/ ul/P cg';f/ x'g]5 .
!@-^_ cfoft x'g] j:t'x¿sf] Harmonized Code x¿sf] ;DaGwdf g]kfn ;/sf/ e+;f/ dx;'n
b/jGbLdf pNn]v eP cg'¿ksf] * digits sf] Harmonized Code k|of]u ug'{kg]{5 .
!@-&_ ef/tsf] sf]nsftf jGb/ufx e} cfpg] u/L t]>f] d'n'saf6 ;fdfg cfoft ug{ vf]lnPsf]
k|tLtkqx¿sf] -;+zf]wg eP ;f] ;d]t_ ljj/0f txfFsf] k|To]s zfvfaf6 l;w} jfl0fHo ljefu
;d]tnfO{ ;fKtflxs ¿kdf o;};fy ;+nUg 9fFrf jdf]lhd l;nl;nf gDj/ pNn]v u/L k7fpg'
kg]{5 .
!@-*_ o; Joj:yf cGtu{t k|fKt x'g'kg]{ ljj/0fx¿ ;dodf pknAw gePdf cfotstf{x¿nfO{
cfofltt j:t'x¿ 5'6fpg] k|ls|ofdf cj/f]w cfpg ;Sg] ;Defjgf /x]sf] / o;af6 x'g] s'g}
lsl;dsf] xfgL gf]S;fgLsf] ;Dk"0f{ lhDd]jf/L ;dod} ;"rgf k|bfg gug]{ ;DalGwt a}+ssf] g}
x'g] tyf Data Transmit ug{ cfjZos kg]{ cGo s'g} ljj/0fsf nflu o; ljefudf ;Dks{
ug'{ kg]{5 .
!#= k|rlnt Joa:yf cGt/ut /xL kl/jTo{ ljb]zL d'b|fdf tyf ef/tLo ?k}ofdf e'QmfgL x'g] u/L cfoft
k|tLtkq vf]Nbf ;DjlGwt lgsfosf] k"j{:jLs[lt clgjfo{ ?kdf lnP/ dfq vf]Ng' kg]{]{ cfoft
k|tLtkqx?sf] Joa:yf ;DjGwdf .
!#-!_ dlb/f lgsf;L k}7f/L M
14

dlb/f P]g @)#!, cg';f/ s'g} klg kmd{ tyf sDkgLn] dlb/f lgsf;L k}7f/L ug'{ kbf{ g]kfn
;/sf/, cfGtl/s /fhZj ljefusf] k"j{ :jLs[lt lng'kg]{5 .
!#-@_ kf]itfbfgfdf kl/df0ffTds aGb]h M
kf]itfbfgf (Poppy seed) sf] cfoftdf kl/df0ffTds aGb]h nfu" /x]sf] x'Fbf g]kfn ;/sf/,
jfl0fHo tyf cfk"lt{ dGqfnon] :jLs[lt lbPsf] kl/df0f afx]ssf] cfoft k|tLtkq vf]Ng kfOg]
5}g .
!#-#_ k'/fgf sk8f, wft' tyf Knfli6sjf6 jg]sf ;fdfg tyf oGqf]ks/0f M
pBf]un] k}7f/L ug]{ afx]s Jofkfl/s kmd{x¿n] k}7f/L ug]{ k'/fgf sk8f, wft' tyf Knfli6saf6
ag]sf ;fdfg tyf oGqf]ks/0fsf] xsdf To:tf] k|tLtkq vf]Ng' cl3 g]kfn ;/sf/, jftfj/0f,
lj1fg tyf k|ljlw dGqfnosf] k"j{ :jLs[lt clgjfo{ ¿kn] lng'kg]{5 .
!#-#_-!_ Wfft'M Copper, Brass, Bronze, Aluminum / Zinc Scraps sf] xsdf ;DjlGwt
;fdfg 3fts kq' (Hazardous Scrap) eP gePsf] jftfj/0f, lj1fg tyf k|ljlw
dGqfnosf clws[tx?n] lg/LIf0f u/L 3fts gePsf] b]lvPdf 5f]8\g] jftfj/0fLo
b[li6sf]0fn] cg'dlt lbg] . cfoft ul/g] Scrap x? Institute of Scrap Recycling
Industry’s (ISRI) Scrap Specification cg';f/ x'g'kg]{5 . pQm jdf]lhdsf
Scrap x? Nofpg' kg]{ ePdf k|tLtkq vf]Ng' cl3 g} pQm dGqfnosf] :jLs[lt lng'
kg]{5 .
!#-#_-@_ Knfli6saf6 ag]sf ;fdfgM Plastic Scrap sf] ;DjGwdf Scrap Plastic /
Recycled Granules sf] cfoftdf @)%# ;fnb]lv nufOPsf] k|ltjGwnfO oyfjt
/flvPsf]5 .
!#-#_-#_ sk8fM af9L, klx/f], cfuhgL h:tf b}jL ljkQLsf] ;Gbe{df ;xof]u :j?k cfoft
x'g] k'/fgf sk8fnfO{ g]kfn clw/fHosf] s'g} :jf:Yo ;+:yfsf kl~hs[t lrlsT;sn]
/f]ud'Qm egL lnlvt k|dfl0ft u/L lbPdf To:tf k'/fgf sk8fnfO{ cfoft ug{ lbg]
t/ c? s'g}klg k|of]hgdf k'/fgf sk8f cfoft ug{ lbOg] 5}g .
!#-#_-$_ oGqf]ks/0fM Jofkfl/s k|of]hgsf] nflu s'g} klg Second Hand ;fdfgx? cfoft
ug{ kfOg] 5}g . h:t}M
-s_ 6]lnlehg -v_ k\mofS; -u_ lk|mh -3_ /]lk|mh]/]6/
-ª_ Po/ sl08;g/ -r_ kmf]g -5_ sDKo'6/ -h_ lk|06/
-em_ kmf]6f]skL -`_ k\mofg -6_ ckm;]6 d]l;g -7_ cf]eg
-8_ jfl;Ë d]lzg -9_ 8«fo/ d]lzg
;fy}, jfo' k|b'if0f j[l4 ug{ ;Sg] df]6/sf Engine sf Pump, cylinder piston, head h:tf
k'/fgf ;fdfg ;d]t cfoft ug{ lbOg] 5}g .
!#-$_ cf]hf]g txnfO{ gi6 ug]{ kbfy{x¿ M
g]kfnleq cf]hf]g txnfO{ gi6 ug]{ kbfy{x¿sf] k}7f/L Pj+ pkef]unfO{ lgolGqt ug]{ ljifosf]
ldlt @)%& ;fn c;f]h ( ut]sf] g]kfn /fhkq efu # df k|sflzt ;"rgfsf] v08 # df
;f]xL ;"rgfsf] v08 ! sf] k|s/0f -s_ / -v_ df plNnlvt cf]hf]g txnfO{ gi6 ug]{
kbfy{x¿sf] k}7f/L ug{sf] nflu k|tLtkq vf]Ng' cl3 jftfj/0f, lj1fg tyf k|ljlw dGqfnosf]
k"j{ cg'dlt lnP/ dfq vf]Ng kfOg]5 .
15

!#-%_ h}ljs kbfy{, rNnf jf df5fsf e"/f jf kz' bfgf lgsf;L jf k}7f/L ug{ rfxg] JolQmn] tf]lsPsf]
lgsfoaf6 l;kmfl/z kq lng' kg]{5 . -h}ljs kbfy{ -jfof]nf]lhsN;_ eGgfn] kz' ljsf; jf kz'
:jf:Yosf] nflu k|of]u ul/g] hLjf0f' jf ljiff0f'o'Qm cf}ifwL, vf]k jf h}ljs /;fog ;D´g' k5{ .
!$= vfB kbfy{ cfoft ug{ vf]lng] k|tLtkq ;DaGwL Joa:yf M
g]kfn ;/sf/, s[lif tyf ;xsf/L dGqfno, vfB k|ljlw tyf u'0f lgoGq0f ljefuaf6 cg'/f]w
eO{ cfP adf]lhd vfB kbfy{ cfoft ug{ hf/L ul/g] k|tLtkqsf ;DaGwdf lgDg adf]lhd Joa:yf
ul/Psf] 5 M
!$-!_ b]xfo adf]lhdsf vfB kbfy{ cfoft ug{sf nflu k|tLtkq hf/L ug'{ cufj} g]kfn ;/sf/, s[lif
tyf ;xsf/L dGqfno, vfB k|ljlw tyf u'0f lgoGq0f ljefuaf6 hf/L ePsf] cfoft
cg'dltkqsf] k|dfl0ft k|ltlnlk clgjfo{?kdf k]z ug'{ kg]{5 .
-s_ b"w tyf w'nf] b"w
-v_ sRrf Pjd\ l/kmfO08 vfg] t]n
-u_
-3_
k|zf]lwt lkpg] kfgL
kmn tyf kfgLdf cfwfl/t gg\ cNsf]xf]lns k]o kbfy{, h'; tyf j]e/]h (Fruit &
Water Based Non Alcoholic Drinks, Fruit Juice & Beverage )
!$-@_ v08 !$-!_ adf]lhd k|tLtkq vf]Nbf To:tf] cg'dltkqdf pNn]v eP cg';f/sf]
cfoftstf{÷lgof{tstf{, kl/df0f / d"No cfoft cg'dltkqdf pNn]v ePsf];+u k"0f{?kdf d]n
vfPsf] x'g'kg]{5 .
!%= b]xfosf a:t'x? k}7f/Lsf nflu k"0f{ aGb]h ul/Psf]5 M
!%-!_ :jf:YonfO{ xfgL ug]{ ;fdfgx¿M
-s_ clkmd, dlkm{of h:tf nfu" kbfy{x¿ .
-v_ ;f7L k|ltzteGbf a9L cNsf]xn ePsf dlb/fx¿ .
!%-@_ xftxltof/ / lj:kmf]6s kbfy{x¿ -g]kfn ;/sf/sf] Ohfhtkq k|fKt jfx]s_
-s_ v/vhfgf agfpg rflxg] cfjZos ;fdfgx¿,
-v_ aGb'sx¿ / aGb'ssf uf]nLx¿,
-u_ sfuh afx]ssf s]kx¿ -Capes_,
-3_ cGo la:kmf6s kbfy{x¿ / xftxltof/x¿ .
!%-#_ /]l8of] ;+rf/ -nfO;]G;_ lgodfjnL, @)$( sf] lgod !* adf]lhd nfO;]G; lng gkg]{
/]l8of] oGqafx]s jfo/n];, jfls6sL, s8{n];, k|;f/0f oGq, :of6]nfO6 sDo'lgs];g,
:of6]nfO6 l/l;e/, lnÍ /]l8of] pks/0f h:tf /]l8of] pks/0f / cGo o:t} zJbafxs,
;+jfbjfxs, b[Zojfxs, tYofÍafxs, /]l8of] oGqx¿ -g]kfn ;/sf/sf] :jLs[lt k|fKt
afx]s_ .
!%-$_ d"Nojfg wft' -;'g rfFbL jfx]s_ .
!%-%_ uf]df+; .
!%-^_ Knfli6ssf e'mqf]x¿ Pj+ k'gM k|zf]wLt -l/;fOsN8_ Knfli6ssf bfgfx¿ .
-tTsflng jfl0fHo dGqfnosf] ldlt @)%#.#.# sf] ;"rgf cg';f/_
16

!%-&_ ef/t, aËnfb]z, >LnÍf / e'6fg jfx]s Plzofsf cGo ;a} d'n'sx?af6 lhljt k+IfL,
s'v'/f nufot cGo r/f hftL / To:sf] ck|zf]lwt df;' tyf c08f nufot k+IfLhGo
ck|zf]lwt ;fdfu|Lx? .
!%-*_ ;f}o{ ljB't k|ljlw dfk{mt x'g] pmhf{ pTkfbgdf k|of]u x'g] Solar Inverter afx]ssf
OGe6{/÷Home UPS tyf ltgsf kf6{\;\ ;d]t .
!%-(_ cf}iflw Joj:yf ljefuåf/f ;do ;dodf hf/L x'g] k|ltalGwt cf}iflwsf] ;'rLdf k/]sf cf}iflw,
Narcotics tyf Psychotropic Substances .
!^=
g]kfn ;/sf/, pBf]u jfl0fHo tyf cfk"lt{ dGqfnosf] ldlt @)^$÷^÷!) sf] kqfg';f/ cf}Bf]lus
k|j4{g af]8{sf] !*! cf}+ a}7saf6 vfg] t]n cfoft ug]{ ;DalGw Joj:yf M
!^-!_ pBf]ux?n] cf}Bf]lus sRrf kbfy{sf] ?kdf k}7f/L ug]{ eGbf afx]s cfoftstf{ kmd{÷sDkgLn]
ahf/df ;f]em} laqmL ljt/0f ug]{ k|of]hgsf] lgldQ k|zf]lwt t]nsf] @) -aL;_ lsnf]u|fd
eGbf a9L tf}nsf] Consumer Pack jf v'nf k|zf]lwt t]n cfoft ug{ kfOg] 5}g .
!^-@_ pTkfbgd'ns pBf]ux?n] sRrf j:t'sf] ?kdf k|of]u ug]{ t]n Bulk df cfoft ubf{ vfB k|ljlw
tyf u'0f lgoGq0f ljefusf] l;kmfl/; / dfkb08 adf]lhd dfq cfoft ug{ kfOg]5 . t/
pBf]ux?n] cGo s'g} j:t' pTkfbg ug{ cfkm'n] dfq ljz]if lsl;dn] k|of]u u/L sRrf kbfy{sf]
?kdf cfoft ug]{ k|zf]lwt t]n pbfx/0ffy{ Noodles sf] nflu cfkm}+n] k|of]u ug]{ Refined
Bleached and Deodorized (RBD) Palm Oil / o:t} cGo pBf]un] k|of]u ug]{ RBD Canola
Oil, RBD Super Palmolein, RBD Ground Nut Oil, RBD Coconut Oil, Refined Mustard
Oil, Coconut Oil, Clove Leaf Oil h:tfsf] xsdf dfly plNnlvt Joj:yf nfu' x'g] 5}g .
!&= ;jf/L jf 9'jfgLsf ;fwgx? k}7f/L ubf{ b]xfosf zt{x? kfngf ug'{ kg]{5M
-s_
lgdf{tf sDkgL jf lghsf] cflwsfl/s laq]mtfaf6 vl/b ul/Psf gofF ;jf/L jf 9'jfgLsf
;fwgx? g]kfnl:yt cflwsfl/s laq]mtfx?n] dfq k}7f/L ug]{ kfOg]5 .
-v_ l/s08L;g, k|of]u eO;s]sf] jf g]kfn ;jf/L k|b"if0f dfkb08 @)%^ leq gkg]{ ;jf/L jf
9'jfgLsf ;fwgx? k}7f/L ug{ kfOg] 5}g .
!*= vf/]hL / arfp
-s_ kl/jTo{ ljb]zL d'b|fdf ul/g] cfoft k|tLtkq sf/f]jf/ ;DaGwdf o; a}+saf6 hf/L ePsf
b]xfo ad]flhdsf kl/kqx¿ vf/]h ul/Psf 5g\ M–
-!_ O=k|f=kl/kq ;+VofM #*! ldlt @)^#÷!@÷!!
-@_
-#_
O=k|f=kl/kq ;+VofM #*$ ldlt @)^#÷!@÷!!
O=k|f=kl/kq ;+VofM #** ldlt @)^#÷!@÷!!
-$_ O=k|f=kl/kq ;+VofM #(@ ldlt @)^#÷!@÷!!
-%_ O=k|f=kl/kq ;+VofM #(# ldlt @)^#÷!@÷!!
-^_ O=k|f=kl/kq ;+VofM $)@ ldlt @)^#÷!@÷!!
-&_ O=k|f=kl/kq ;+VofM $$( ldlt @)^$÷)$÷@@
-*_ O=k|f=kl/kq ;+VofM $^# ldlt @)^$÷)^÷!%
-(_ O=k|f=kl/kq ;+VofM $^$ ldlt @)^$÷)&÷@)
-!)_ O=k|f=kl/kq ;+VofM $^^ ldlt @)^$÷)*÷!@
-!!_ O=k|f=kl/kq ;+VofM $&% ldlt @)^%÷)#÷)!
17

-!@_ O=k|f=kl/kq ;+VofM $() ldlt @)^%÷)(÷!^
-!#_ O=k|f=kl/kq ;+VofM $(& ldlt @)^^÷)#÷@(
-!$_ O=k|f=kl/kq ;+VofM $(* ldlt @)^^÷)#÷#!
-!%_ O=k|f=kl/kq ;+VofM %@* ldlt @)^&÷)@÷!*
-!^_ O=k|f=kl/kq ;+VofM %#$ ldlt @)^&÷)#÷#!
-!&_ O=k|f=kl/kq ;+VofM %$! ldlt @)^&÷)%÷)!
-!*_ O=k|f=kl/kq ;+VofM %$* ldlt @)^&÷)^÷@&
-!(_ O=k|f=kl/kq ;+VofM %%* ldlt @)^*÷)$÷)*
-v_
v08 -s_ adf]lhd vf/]h ul/Psf kl/kqx?af6 eP u/]sf sfd sf/afxLx? o;} kl/kq
adf]lhd eP u/]sf] dflgg]5 .
ejbLo,
-lnnfk|sfz l;6f}nf_
sfo{sf/L lgb]{zs
af]wfy{M
!= >L ueg{/sf] sfof{no .
@= >L 8]k'6L ueg{/sf] sfof{no .
#= >L g]kfn ;/sf/, cy{ dGqfno, cf=sf=lj=tyf=lg=lj=dxfzfvf, l;+xb/jf/, sf7df08f} .
$= >L a}+s tyf ljQLo ;+:yf lgodg ljefu .
%= >L a}+s ;'kl/j]If0f ljefu .
^= >L ljsf; a}+s ;'kl/j]If0f ljefu .
&= >L ljQ sDkgL ;'kl/j]If0f ljefu .
*= >L cfGtl/s n]vf k/LIf0f ljefu .
!)= >L ;"rgf k|ljlw ljefu .
!!= >L g]kfn a}+s;{ ;+3, x]l/6]h Knfhf, sf7df8f} .
!@= >L 8]enkd]06 a}+s;{ Pzf]l;o;g, cgfdgu/, sf7df8f} .
!#= >L g]kfn pBf]u jfl0fHo dxf;+3, ldng dfu{, 6]s' .
!$ >L g]kfn pBf]u kl/;+3, ldng dfu{, 6]s' .
18

+
-O=k|f= kl/kq ;+Vof– %*) k|of]hgsf nflu_
lj=lj=lg=kmf=g+= #
l;=g+=
========================== a}+s
=========================zfvf .
ljifoM k|tLtkq vf]n]sf] ljj/0f .
>L d}g]+h/Ho"
s[kof lgDg ljj/0f jdf]lhdsf] cfoft k|tLtkq ======================= ljqm]tf÷pTkfbgstf{ kmd{sf] gfddf -s_ vf]nL
lbg'x'g -v_ ;+zf]wg -u_ /2 ul/lbg' x'g cg'/f]w ub{5' .
ldlt M
!= vf]lng] k|tLtkq ;DaGwL ljj/0f M
-s_ k|tLtkq vf]lng] s'n ljb]zL d'b|f /sd M
-v_ ;fdfg rnfg x'g] b]z M
-u_ ;fdfg cfoft x'g] eG;f/ k|j]z ljGb' M
@= cfoft ul/g];fdfgsf] gfd xfdf]{lgs sf]8 g+= kl/df0f d"No -lj=d'=/sd_
=====================================
;+zf]wg tyf /2sf] xsdf M
!= k|tLtkq gDa/ kmd{sf] gfd M
@= ;+zf]wg ug'{kg]{ j'Fbfx¿ 7]Uffgf M
-s_
cfos/ btf{ gDa/
-v_
lgj]bssf] b:tvt
;DalGwt a}+sn] eg'{kg]{ ljj/0f
!= cfoft k|tLtkq gDa/ @= vf]n]sf] ldlt -O=;+=df_
#= axfnL ldlt $= k|tLtkq vf]n]sf] /sd -ljd'=df_
%= e'QmfgLsf] >f]t M -s_ a}+ssf] df}Hbftaf6
-v_ cfoftstf{sf] ljb]zL d'b|f vftfaf6
^= ljlgdo b/ M &= P8efOlhË a}+ssf] gfd M
*= k|tLtkqsf] e'QmfgL Joj:yf M -s_ ;fO6 -v_ o";fG; -slt cjlwsf]
pk/f]Qm ljj/0f jdf]lhd lgodfg';f/ cfoft k|tLtkq -s_ vf]n]sf] -v_ ;+zf]wg -u_ /2 u/]sf] Joxf]/f
k|dfl0ft ub{5' .
clVtof/ k|fKt clwsf/Lsf] b:tvt
a}+ssf] 5fk M
19

lj=lj=lg=kmf=g+=$
-O=k|f= kl/kq ;+Vof– %*) k|of]hgsf nflu_
==========================
=========================zfvf
l;=g+=
ldlt M
==========================
==========================
==========================.
ljifoM k}7f/Lsf] e'QmfgL k|df0fkq .
dxfzo,
lgDg ljj/0f jdf]lhdsf ;fdfgsf] k}7f/Lsf] nflu d]zz{ >L============================= n] o; a}+saf6
lgDgfg';f/ -s_ e'QmfgL u/L -v_ qm]l86 ;'ljwf -o';fG; k|tLtkq_ cGtu{t sfuhft 5'6fpg' ePsf] Joxf]/f
k|dfl0ft ub{5' .
!= cfoft k|tLtkq÷l8=P=kL÷l8=P=P= gDa/ @= k|tLtkq vf]n]sf]÷ l8=P=kL÷l8=P=P= df pNn]v ePsf] lj=d'=/sd
#= e'QmfgL ul/Psf] lj=d'=/sd $= e'QmfgL ul/Psf] ldlt
%= qm]l86 ;'ljwf cGtu{tsf] lj=d'=/sd ^= ljlgdo b/
&= e'QmfgLsf] >f]t M -s_ a}+ssf] df}Hbftaf6 -v_ cfoftstf{sf] lj=d'= vftfaf6
*= e'QmfgL ul/Psf] ;fdfgsf] ljj/0f xfdf]{lgs sf]8 g+= kl/df0f e'QmfgL /sd -lj=d'=_
clVtof/ k|fKt clwsf/Lsf] b:tvt
5fk M
b|i6JoM
l8=P=lk=eGgfn] Documents Against Payment nfO{ hgfp+b5 .
l8=P=P= eGgfn] Document Against acceptance eGg] hgfp+5 .
eG;f/ k|of]hgsf] nflu
dfly plNnlvt ljj/0f cg';f/sf] d"No ljb]zL d'b|f =================================== sf] hDdf
============================================= kl/df0fsf] =========================================================== ;fdfgx¿ ldlt
============================ sf] eG;f/ /l;b g+= =============== af6 o; eG;f/ sfof{noaf6 5'6fO nu]sf] k|dfl0ft
ub{5f}+ .
eG;f/ clws[tsf] b:tvt
5fk
gf]6 M -s_ klxnf] @ k|lt eG;f/ k|of]hgsf] nflu -eG;f/ sfof{noaf6 k|dfl0ft ul/;s]kl5 ! k|lt
;DjlGwt a}+sdf g} j'emfpg' kg]{ _
-v_ t]>f] k|lt g]kfn /fi6« a}+s , ljb]zL ljlgdo Joj:yfkg ljefu, afn'jf6f/df k7fpg' kg]{ .
-u_ rf}yf] k|lt ;DjlGwt a}+sdf clen]v /fVg' kg]{ .
20

lj=lj=lg=kmf=g+=$ -3_
-O=k|f= kl/kq ;+Vof– %*) k|of]hgsf nflu_
=======================
===================== zfvf
ldlt M
>L g]kfn /fi6« a}+s
ljb]zL ljlgdo Joj:yfkg ljefu
afn'jf6f/, sf7df8f}+ .
qm]l86 ;'ljwf -Usance k|tLtkq_ cGt/ut e'QmfgL u/]sf] k|df0fkq
dxfzo,
tn plNnlvt cfoftstf{n] qm]l86 ;'ljwf -Usance k|tLtkq_ cGt/ut vf]n]sf] k|tLtkqaf6 ldlt
============================ df 5'6fPsf] Document sf] e'QmfgL lgDg jdf]lhd ePsf] Aoxf]/f k|dfl0ft ub{5' .
!= cfoftstf{sf] gfd M
@= k|tLtkq g+= M
#= k|tLtkq vf]Nbfsf] ldlt M
$= k|tLtkq vf]Nbfsf] /sd M
%= e'QmfgL ul/Psf] lj=d'= /sd M
^= e'QmfgL ldlt M
&= lalgdo b/ M
===========================================
clVtof/ k|fKt clwsf/Lsf] b:tvt
a}+ssf] 5fk M
21

-O=k|f= kl/kq ;+Vof– %*) k|of]hgsf] nflu_
l;=g+=
Pn=;L=
g+=
vf]n]sf]
ldlt
k|tLtkqsf]
Dofb
cfoftstf{sf]
gfd
j]lglkml;o/Lsf]
gfd
gfd kl/df0f d"No
cfoft x'g] j:t'
pTkfbg
ePsf] b]z
rnfg
ePsf] b]z
s'g} ;+zf]wg
eP
b:tvt=================================================
22