Your private bank in Liechtenstein.

Your private bank
in Liechtenstein.
CENTRUM BANK

4
Centrum Bank.
Your partner for wealth management.
Contents.
A few words at the outset. 5
What we value. 7
What you should know about us. 8
The milestones since our beginnings. 9
What distinguishes the Liechtenstein financial centre. 11
Our advisory process. 13
Investment advisory services. 14
Discretionary portfolio management. 15
Family office. 16
Loans and mortgages. 17
Financial intermediaries 19
Fund services. 21
Combining cultural promotion and entrepreneurial culture. 23
Architecture, tradition, and zeitgeist in harmony. 25
Where competences come together. 27
Welcome at Centrum Bank. 28
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Florian Marxer Thomas Lips
A few words at the outset.
Dear Madam
Dear Sir
The name of our bank expresses our philosophy: Clients are at the centre of our
activities. We have stayed true to this guiding principle since the founding of the
law firm Marxer & Partner in Vaduz more than 85 years ago. In 1925 the law firm
laid the foundation for our group of companies, which Centrum Bank is also a
member of.
Trust is of crucial importance for the relationship between you and us. Our partnership
should be based on personal commitment, the conscious shouldering of
responsibility, permanence and continuity. We not only speak of these values,
we live them as well. You can trust us to take stability and security to heart when
managing your wealth, in the interest of a long-term partnership.
The following pages will convey more about how our services unite tradition and
progress. But written words cannot replace personal dialogue. We and our
employees look forward to discussing your requirements with you.
Dr Florian Marxer
Chairman of the Board of Directors
Centrum Bank AG
Dr Thomas Lips
Chief Executive Officer
Centrum Bank AG
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6 What we value.
What you can expect from us.
Longterm perspectives.
Our close relationship with our clients has always guided our strategy and
philo sophy. Every day, we do our utmost to meet our clients’ high expectations and
demands.
Our focus is on you.
You and your concerns as a client are at the centre of our actions, since our name
is a sign of our commitment. We understand ourselves as your personal service
provider. This means that we take the time in personal conversations to understand
everything important about your financial needs and goals. Only if we really know
you can we give you individual and sustainable advice.
Our client relationships have a future.
You attach great importance to a stable and reliable relationship with your private
bank. As part of a privately owned corporate group, we rely on tradition, continuity,
and a long-term perspective. For us, constancy is a maxim of sustainable quality of
services and products. We know from experience what it means to secure and
multiply wealth over generations.
Our solutions fit you.
As part of our qualified and trustworthy advice, we develop tailored and comprehensive
wealth solutions for you. According to your individual needs, we draw on
group-internal or external experts in all relevant areas of specialisation as needed.
Our independence is your advantage.
Centrum Bank does not use any in-house products for portfolio management,
which allows the greatest possible independence when it comes to selecting the
investment products available on the market in accordance with your interests.
Our progress is rooted in tradition.
Traditional values continue to be justified in modern times. Your personal advisor
gives a face to sustainability, responsibility, and trust. We incorporate new developments
in wealth management in our considerations, without giving up our roots.
Personal service provider
Long-term perspective
In your interest
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8 What you should know about us.
Facts about Centrum Bank AG in Vaduz.
Discretionary portfolio
management and investment
advisory services
Strong corporate group
Clear and stable ownership
structure
Centrum Bank Aktiengesellschaft, founded in 1993, is a modern private bank
with a solid financial basis. It is one of the leading financial institutions in the
Principality of Liechtenstein. Since 2009, Centrum Bank has also been represented
in Zurich with a legally autonomous, 100% subsidiary.
As a pure private bank for discerning national and international clients, Centrum
Bank focuses on its core competences of discretionary portfolio management
and investment advisory services. Complementary to the investment business
the bank offers broad lending options. Its staff members are proven specialists
with many years of experience.
Centrum Bank can draw on a strong corporate group. It is linked up with a
global network of experts in business, law, insurance, and tax, as well as fiduciaries
and fund managers. The group of companies includes Marxer & Partner,
Liechtenstein’s oldest and largest law firm, Confida Trust and Auditing Company,
Continor Fiduciary Establishment and Syncoma Establishment.
The bank has a clear and stable ownership structure and is not listed on the stock
market. The majority of shares are controlled by the Marxer family. For three
generations already, members of the Marxer family have been active in the
corporate group.
Centrum Bank enjoys an excellent reputation in the world of private banking.
Specialist committees continually rate its services extremely highly. According
to the “Elite Report 2011”, published by Germany’s “Handelsblatt” newspaper,
the bank came top and was awarded the highest possible mark of “summa cum
laude” for the sixth time in a row.
The milestones since our beginnings.
How everything began.
Dr. Dr. Ludwig Marxer, the grandfather of current Chairman of the Board,
Dr. Florian Marxer, establishes a law firm in Vaduz, the cornerstone of today‘s
Marxer & Partner Attorneys-at-Law.
Confida Trust and Auditing Company is founded, offering trust, auditing, tax,
general management and real estate services as well as discretionary portfolio
management.
Centrum Bank Vaduz is opened, taking over 17 employees in discretionary portfolio
management from Confida Trust and Auditing Company. The Chairman of
Centrum Bank‘s Board of Directors is Dr. Peter Marxer.
Centrum Bank joins the Liechtenstein Bankers Association and the Swiss
Bankers Association.
The Centrum Bank Foundation is established. The bank supports the Symphony
Orchestra Liechtenstein as a main sponsor. The Foundation has supported the
German-Japanese pianist Alice Sara Ott since 2005, who‘s considered one of
the most talented pianists in the world.
Centrum Bank joins the Liechtenstein Investment Fund Association; since 1998,
it has served as a custodian for investment funds.
Centrum Bank joins the Deposit Guarantee and Investor Protection Foundation
of the Liechtenstein Bankers Association.
Centrum Bank moves into the new bank building commissioned by the Ludwig
Marxer Family Foundation. The building is designed by internationally acclaimed
architect Hans Hollein from Vienna.
Syncoma Establishment is founded as the new internal service provider for the
Competence Centre in compliance, internal services and human resources.
Centrum Bank takes over one third of Belvédère Asset Management Ltd. in
Zurich (www.belvedere-am.com).
Centrum Bank is awarded the highest distinction „summa cum laude“, in the
Elite Report on asset managers in German-speaking countries. The bank receives
this distinction again in 2007 to 2011.
Centrum Bank expands abroad. With the establishment of Centrum Bank
(Switzerland) Ltd., an autonomously run bank under Swiss law, Centrum Bank
takes up business in Zurich.
Centrum Bank is increasing the holding in Belvédère Asset Management Ltd. to
almost 100%.
Founded by the partners of Marxer & Partner, Continor Fiduciary Establishment,
with offices in Vaduz and Zurich, is taking on operational business. The chairmanship
of Centrum Bank‘s Board of Directors passes from Dr. Peter Marxer to his
son Dr. Florian Marxer.
1925
1964
1993
1995
1998
2000
2001
2003
2004
2005
2006
2009
2010
2011
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Vaduz – a location with a future.
Connecting you with Liechtenstein:
Principality of Liechtenstein www.liechtenstein.li
Financial Market Authority Liechtenstein www.fma-li.li
Liechtenstein Bankers Association www.bankenverband.li
Liechtenstein Investment Fund Associations www.lafv.li
Liechtenstein Chamber of Lawyers www.lirak.li
Liechtenstein Association of Professional Trustees www.thv.li
What distinguishes the Liechtenstein financial centre.
In the heart of Europe, the Principality of Liechtenstein is a modern business
location. Research-intensive, innovative high technology is exported to all continents.
Liechtenstein’s financial industry generates 30% of GDP. Like Switzerland,
Liechtenstein pursues a liberal economic policy.
The economy benefits from the advantages of two economic areas: As a member
of the European Economic Area (EEA), the Principality has pursued a common
path with the EU since 1995, and with Switzerland pursuant to its Customs
and Currency Union of 1923. The Swiss franc is the official currency of Liechtenstein,
and the borders to its neighbour are open. Within the EEA, free movement
of persons, goods, services, and capital is guaranteed, but at the same time
Liechtenstein determines its own fiscal and financial policy.
Liechtenstein banks are among the leading asset managers in German-speaking
Europe. The highest standards apply in Liechtenstein, especially to combat
money laundering. Liechtenstein’s financial centre is subject to the supervision
and regulation of a modern, independent Financial Market Authority.
Success factors.
Stable social, legal, and economic order
Political continuity
Liberal economic policy
Liberal company and tax law
High financial capacity of the public sector
AAA country rating by Standard & Poor’s
Economic, customs, and currency union with Switzerland
EEA membership with free movement of persons, goods, services, and
capital within the EU
Modern legislation in conformity with European law in the fields of due
diligence and anti-money-laundering
Broad palette of financial services
High density of specialised service providers
Legally enshrined bank client confidentiality
High-performance banking system
Financial Market Authority in line with international standards
Advantages of two economic areas
Highest standards
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Moving forward together.
Our advisory process.
How we serve you.
Where the management of wealth is concerned, personal service for the client
is key. We understand ourselves as a provider of private banking that puts you
and your wealth questions front and centre and that adapts to your changing life
situation. Drawing on our tradition, we pursue long-term, sustainable investment
advice and discretionary portfolio management. We focus on generating stable
added value for you.
When providing advice, we take account of your individual wishes and needs
and develop an investment solution that is personally customised for you. We
always take care that the relationship between envisaged returns and assumed
risk corresponds to your personal investment profile.
We set great store by a systematic advisory process to ensure that individual
client needs and circumstances that are sometimes complex are identified early
in the analysis phase and reflected when preparing the solution.
Our systematic advisory approach:
Attendance
Our services at a glance.
Our experience and expertise are at your service in the following areas:
Portfolio management and investment advisory services
Family office services
Consolidated portfolio reporting
Secured financing
(Lombard loans, mortgages, guarantees)
Insurance solutions optimally reflecting your needs
Custodian services for investment funds
under Liechtenstein law
Analysis
You are
our Centrum
Implementation
Extensive service for financial intermediaries
Concept
Personal service for the
client
Customised investment solutions
Advisory process
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Active personal advice for your
investment decisions
International expertise
Independence and objectivity
Modern infrastructure
Investment advisory services.
The solid foundation for your decisions.
You would like to make your own ongoing investment decisions. We advise
you actively, in a competent and personal manner. We are responsive to your
wishes, values, and investment goals on an individual basis.
Engaging in a dialogue with you, we develop understandable and flexible investment
solutions. Our team of advisors with international expertise takes time for
you and invests in stocks, bonds, funds, currencies, precious metals, and other
financial products on your behalf.
Out of the conviction that objective advice demands independence, we have
no in-house financial products and consider the entire spectrum of investment
options. Our offerings include permanent risk and strategy advice.
We are able to process all of your orders rapidly and with ease thanks to our
modern infrastructure. Through us, you can access more than 50 exchanges
worldwide as well as proven investment partners working together with us.
Discretionary portfolio management.
Tailored individually to your needs.
You want to save time and have peace of mind, placing responsibility for investing
your wealth into experienced and professional hands. When mandating us to
manage your wealth, you engage in a dialogue with your advisor and determine
your risk profile and a clear, long-term, customised strategy. Building on this, we
design a transparent portfolio structure that optimally reflects your needs and
strives for corresponding returns.
We engage in a demanding, active, and disciplined investment style with comprehensible
investment products. Thanks to our daily observation and evaluation
of the financial markets, short decision-making channels, and rapid implementation,
we ensure that we use market opportunities as comprehensively as possible.
We employ permanent and continuous risk management with respect to your
portfolio. Together with you, we regularly review individual investment stra tegies
and, where necessary, adjust them to changing needs.
Our clearly structured investment process is transparent and understandable for
the client.
Your advantages
n Individual and professional advice
n Disciplined and active investment approach
n Systematic risk management
n Independent, global network of investment partners
n Regular, transparent reporting
n Clear cost structure
Investment philosophy
Independence
Flexibility
Discipline
Transparency
Best-in-class approach guarantees an
impartial selection of nancial products.
Active asset management tailored to the
markets and the client‘s situation.
Prompt and consistent risk management.
Structured and clear investment processes.
Longterm
appreciation
Save time and gain peace
of mind
Active management
of your wealth
Permanent
risk management
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Solid, long-term solutions
Expertise of an entire
corporate group
Discretion and
independence
Buildings around the Lindenplatz in Vaduz:
Centrum Bank
Continor
Syncoma
Marxer & Partner Attorneys-at-Law
Family office.
Solutions across generations.
Preserving and multiplying the wealth of families across generations requires
solid, long-term solutions. Traditional family wealth is often distributed across
a wide range of asset classes and continents: from real estate and business
assets to trust assets and other investments. The structuring and optimisation of
the total assets of wealthy families requires a reliable partner with many years of
experience.
Centrum Bank AG can draw on the expertise of an entire corporate group, the
members of which complement each other ideally. We are thus able to offer
family office services of a unique kind: At any time, clients are able to consult
specialists in private banking, financing, company, tax, family, and estate law, as
well as fiduciary services.
Marxer & Partner attorneys optimise family and tax assets and set up company
structures allowing solutions across generations.
Confida Trust and Auditing Company provides a competent team of company and
tax advisors as well as auditors for organising and transacting your affairs. The
spectrum of services also includes managing and procuring real estate in Liechtenstein
and abroad.
Discretion and independence are maintained among the individual companies.
Thanks to these services that complement each other, we are able to offer comprehensive
solutions that do justice to the needs of today’s and tomorrow’s
generations.
Loans and mortgages.
Flexible financing solutions.
As part of our comprehensive advisory services, we offer broad lending options
to complement our investment business. As a private bank, we attach great
importance to financing solutions that take account of your individual needs and
that are optimally adjusted to your asset situation.
Lombard loans
A Lombard loan allows you to generate additional liquidity on short notice or to
take advantage of investment opportunities without affecting your current portfolio
composition (asset allocation). The Lombard loan is secured by assets
deposited with us and therefore represents a particularly flexible and low-cost
form of financing.
You can use Lombard loans in all common currencies as
n a current account credit
n a fixed advance with a term of 1 to 12 months
n a bank guarantee
Centrum Premium Mortgage
Our credit specialists will be happy to advise and support you in acquiring residential
real estate in the Principality of Liechtenstein and Switzerland. With our Centrum
Premium Mortgage especially tailored to the needs of the private banking client, we
offer you a secure financial foundation on favourable terms. Centrum Premium
Mortgage provides an exceptionally flexible financing solution tailored to your
personal situation.
Within the same master agreement, three different mortgage options can be combined
individually according to your desires and requirements:
fixed mortgage with a term of 1 to 10 years
variable mortgage, unlimited term
LIBOR mortgage with a term of 1 to 12 months
Take advantage of investment
opportunities
Flexible solution
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Offering room for new ideas.
Financial intermediaries.
Personal service for professional demands.
Centrum Bank offers professional and personal service to lawyers, professional
trustees, and asset managers.
We see ourselves as your reliable partner in the background, who supports you
competently and independently in advising and taking care of your clients. We
help you manage your client’s assets, ensure access to the most important
financial centres, and offer our resources to aid your management work.
Our specialists will be happy to assist you in your implementation of globally
diversified investment strategies. We offer you and your clients access to
investment solutions that reflect your individual needs: for stocks, bonds, structured
products, and other alternative investments.
With Centrum Bank, you choose a partner offering you a broad range of products
and services. If you would like to realise your own investment ideas, we will
develop structured products exclusively for you and your clients and will facilitate
private placements.
We are happy to provide our expert knowledge as needed – from company
development to estate planning for your clients.
Reliable partner
Customised investment
solutions
Exclusive product development

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Competence and trust as a basis
for sustainable success.
Fund services.
How we support your fund projects.
Since 1998, Centrum Bank has served as a custodian bank for investment funds
and provided all services relating to the safekeeping of fund assets within the
framework of the applicable legislation. We ensure that investment decisions
comply with the law and prospectuses, we issue and redeem units, and we take
care of the unit register.
As a competent partner for the establishment of funds, we have been able to
realise several fund projects in recent years. In collaboration with external, independent
fund managers, we support you in realising your idea for a fund and in
finding optimal solutions for you as a professional investor or initiator.
The Liechtenstein fund centre
Choosing the right location is a crucial question when setting up a fund (an investment
undertaking). The Principality of Liechtenstein offers ideal preconditions
for this purpose:
n Membership of the EEA means Liechtenstein fund products are European,
placing them on the same footing as those of other EU countries (single
licence principle, European passport for UCITS funds). They can therefore be
distributed in the EU and Switzerland.
n The spectrum of innovative and structured fund solutions in the Liechtenstein
financial centre is broad, offering substantial discretion for the realisation of
your fund idea. Moreover, the processing time for licensing funds is short.
n The Liechtenstein fund centre offers the highest level of investor protection
and one of Europe’s most modern laws for investment undertakings.
n The Liechtenstein fund centre is supervised by the national Financial Market
Authority (FMA), an independent and integrated authority in accordance with
European standards.
As a fund centre, Liechtenstein provides flexibility, individuality, transparency
and maximum quality.
Custodian since 1998
Competent partner for
the establishment of funds
Funds with European passport
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Promoting dialogue in sound and word.
Connecting you with music and culture:
Kunstmuseum Liechtenstein www.kunstmuseum.li
Alice Sara Ott www.alice-sara-ott.com
Theater am Kirchplatz (TaK) www.tak.li
Next Generation Classic Festival www.festivalbadragaz.ch
Foundation for the Promotion of Art and Science www.centrumbank.com/foundation
Combining cultural promotion and entrepreneurial culture.
Engagement beyond banking.
We conceive of cultural promotion as a medium of entrepreneurial communication,
which in turn also promotes our entrepreneurial culture. Music, art, and
science are ambassadors of our values, both internally and externally.
With the Centrum Bank Foundation founded in 1998, we express that our
system of values is not only shaped by economic success, but that it also pur-
sues social and cultural concerns. Through our close ties with the Principality of
Liechtenstein, we attach great importance to the promotion of regional culture.
Our engagement allows us to experience unforgettable moments together with
our clients.
Sustainability, quality, and trust are our maxims at every level of our business
affairs. In cultural promotion as well, we emphasise partnerships extending over
many years.
The gift of a Steinway piano in 2005 marked the beginning of our partnership
with the German-Japanese pianist Alice Sara Ott. The artist born in 1988, one of
the greatest talents of her generation, has already enjoyed great success on the
stages of major concert halls in Europe and Asia. She is a miracle of maturity,
expression, pianistic perfection, and vitality. In 2008, Alice Sara Ott signed an
exclusive CD contract with the most influential classical music label worldwide,
Deutsche Grammophon. In honour of the bicentenary of Frédéric Chopin, Alice
Sara Ott has recorded all the waltzes of the Polish pianist and composer on her
second CD. In July 2010, the album earned her the prestigious “Echo Klassik”
music prize, presented by the Deutsche Phono-Akademie in the “Newcomer of
the year” category.
Since 2008, we have supported the “Friends of the Theater am Kirchplatz” in
Schaan through a sponsoring cooperation. As a regional stage, the Theater am
Kirchplatz (TaK) also is engaged at an international level. In addition to high-calibre
guest performances and concerts with the best orchestras and solists in the
world, TaK also offers its own productions and co-productions.
Celebrating its tenth anniversary in 2010, the Kunstmuseum Liechtenstein can
look back on an extremely successful history. Within just a few years the museum
has established an independent position for itself and received international
recognition. The Centrum Bank Foundation is delighted to have supported the
jubilee publication marking the occasion as exclusive sponsor.
The “Next Generation Classic Festival” in Bad Ragaz, Switzerland offers highly
talented young artists a first-class platform for networking between generations.
In our capacity as main sponsor of the festival, we are underlining the significance
we attach to quality and sustainability.
Ambassadors of our values
Regional roots –
local engagement
Long-standing partnerships
Alice Sara Ott –
piano in perfection
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Postmodern architecture.
Architecture, tradition, and zeitgeist in harmony.
The bank building of Hans Hollein as a total work of art.
We conceive of our headquarters in the Kirchstrasse in Vaduz, dedicated in 2003,
as a conscious commitment to the Liechtenstein financial centre. The southwestern
corner of the slightly warped cube swoops elegantly upward, connecting
the mountain ranges of the Liechtenstein and Swiss alpine foothills with
an imaginary line and thereby symbolising the vision of modern, international
private banking.
The timeless elegance of the grey-green architectural landmark, sheathed in
Andeer granite from Graubünden, radiates progressive thinking, causes a bit of
a stir, and at the same time reflects solidity and discretion. Outside and inside.
Tradition and modernity do not conflict with each other, either in the appearance
of the bank or in its business activities, but rather combine into an exciting and
harmonious plurality.
The building was created and designed in every last detail as a total work of art
by Hans Hollein, one of the pioneers of postmodernism and known as a master
of architectural staging. The Viennese architect, designer, and artist reintroduced
sensuous and emotional moments into architecture. His most famous buildings
including the Museum für Moderne Kunst in Frankfurt and the Haas House by
St. Stephen’s Cathedral in Vienna. Hollein’s prints are on display in the New York
Museum of Modern Art.
At Centrum Bank, the art of architecture corresponds with building art. The art in
the premises of the bank has mostly been created by contemporary Liechtenstein
artists. In this way, we manifest our local ties and document the diversity
of artistic creation in our country.
The works are chosen according to the moods in the various client rooms. In the
large conference room, for instance, the client will encounter the “Figural Stele”
by the historian and artist Georg Malin. The lobby of our seminar room houses
the enamel steles “Day and Night” by Martin Frommelt, who also created the
print cycle in the staff offices. The spectrum is rounded off by works by Evi
Kliemand, Hanna Roeckle, and Sunhild Wollwage. Outside the bank stand the
striking “Two Pillars of Light” by Heinz Mack and the bronze sculpture “Spatial
Line” by Hugo Marxer.
Tradition and modernity
Hans Hollein, master
of architectural staging
Building art
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Creating synergies.
CENTRUM BANK
MARXER & PARTNER
RECHTSANWÄLTE
SYNCOMA
Where competences come together.
Centrum Bank is part of a competence centre bringing together specialists in
legal, tax, trust, and wealth management services. This allows us to draw on
these experts as needed.
Marxer & Partner Attorneys-at-Law
Dr. Dr. Ludwig Marxer founded a law firm in Vaduz in 1925, laying the corner-
stone for Marxer & Partner Attorneys-at-Law. More than 25 lawyers and legal
officers as well as more than 60 commercial experts work in this oldest and largest
law firm in the Principality of Liechtenstein. They advise and assist private
individuals, businesses, and institutions from around the world in all fields of law.
They are specialists in the formation and management of companies, foundations,
and trusts, estate planning, banking and capital market law, tax law, and
litigation. Over the more than 85 years of its existence, the firm has built up a
substantial network of correspondents with leading foreign service providers.
Confida Trust and Auditing Company
The founding of Confida Trust and Auditing Company Ltd. in Vaduz in 1964 was a
first step toward a comprehensive competence centre. Confida supplements
the services of the law firm in the field of trust services, auditing, tax, business
management, and real estate. Before the establishment of Centrum Bank, it was
responsible for the asset management of select clients.
Centrum Bank AG, Vaduz / Centrum Bank (Switzerland) Ltd., Zurich
Based on many years of experience in discretionary portfolio management at
Confida, the partners of Marxer & Partner Attorneys-at-Law at the time founded
Centrum Bank AG in Vaduz in 1993. Within just a few years, the private bank
achieved impressive growth. Centrum Bank Vaduz specialises in investment advisory
services and discretionary portfolio management for demanding national
and international clients. The bank emphasises personalised, high-quality care of
its clients over generations. It offers comprehensive financial services and products
tailored to its clients. It enjoys an excellent reputation in the world of private banking:
expert bodies consistently recognise its achievements by conferring the highest
rankings. Since 2009, the bank has also been represented in Zurich by
Centrum Bank (Switzerland) Ltd., an autonomous subsidiary under Swiss law.
Syncoma Establishment
Since 2003, Syncoma Establishment has provided services to the enterprises
in the Competence Centre in the fields of compliance, building management,
logistics, human resources, and security.
Continor Fiduciary Establishment
Continor Fiduciary Establishment, founded by the partners of Marxer & Partner,
has been in operation since the beginning of 2011. Continor founds and manages
legal entities, in particular foundations, trusts and companies, in Liechtenstein
and other financial centres. The company’s purpose is the holding of equity
investments, succession planning and asset protection, as well as charitable and
philanthropic purposes. Continor is represented by offices in Vaduz and Zurich.
www.competencecentre.li
www.marxerpartner.com
www.confida.li
www.centrumbank.com
www.syncoma.li
www.continor.li
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Welcome at Centrum Bank.
Centrum Bank AG
Kirchstrasse 3
9490 Vaduz
Liechtenstein
Telephone +423 238 38 38
Fax +423 238 38 39
info@centrumbank.com
www.centrumbank.com
Centrum Bank (Switzerland) Ltd.
Bellerivestrasse 42
8034 Zurich
Switzerland
Telephone +41 44 233 31 11
Fax +41 44 233 31 22
info@centrumbank.ch
www.centrumbank.ch
3202.FL/800 - September 2011

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CENTRUM BANK
Centrum Bank AG
Kirchstrasse 3 · P.O. Box 1168 · 9490 Vaduz · Liechtenstein
Telephone +423 238 38 38 · Fax +423 238 38 39
www.centrumbank.com