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Pre-Endorsement - NRMLA

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Common Violations<br />

• Improper use of the HUD or United States seal<br />

• Simulated Government notices and seals<br />

– Official looking mailers<br />

• Using fictitious company names (unregistered)<br />

• Failure to identify sending party<br />

• Failure to register DBA’s<br />

with the Department<br />

• Misrepresentation of the requirements and/or<br />

benefits of the HECM program<br />

–<br />

It’s a Loan NOT a “Benefit” Program<br />

18

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