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Help protect all<br />

that you’ve<br />

worked for<br />

with the<br />

AOTA-sponsored<br />

Disability<br />

Insurance Plan.<br />

As a healthcare professional, you probably know<br />

the importance of having a solid, dependable health<br />

insurance plan for yourself and your family should<br />

one of you become ill.<br />

But what if you become seriously ill or disabled,<br />

causing you to be out of work for a lengthy amount<br />

of time? The risks are real. It could happen to you.<br />

What’s more, what if you were <strong>To</strong>tally Disabled<br />

and didn’t have your full paycheck. Think about it:<br />

would you and your family be able to live<br />

on less than what you normally earn today?<br />

That’s why AOTA makes available the Disability<br />

Insurance Plan for its members. This important<br />

disability program can pay more and pay longer<br />

than many plans, and offers you the quality<br />

protection you’ll likely need.<br />

Disability Insurance Plan highlights:<br />

n Monthly benefit options of $1,000.00,<br />

$2,000.00 or $3,000.00<br />

n Benefits paid up to 60% of your Basic Monthly<br />

Pay—tax free. Insurance coverage purchased out<br />

of your own pocket with after-tax dollars is not<br />

taxable under current tax regulations. You may<br />

wish to consult a personal tax advisor for<br />

further information.<br />

n Coverage you can take with you, even if<br />

you change jobs<br />

n Part-time work benefits available<br />

. . . and more!<br />

You owe it to yourself and your family to make<br />

sure you’re protecting your income with a dependable<br />

disability program. With the AOTA-sponsored<br />

Disability Insurance Plan, you’ll be helping to protect<br />

yourself, your family and all that you’ve worked for.<br />

Call 1-800-503-9230 for a free information kit<br />

or visit us at www.aotainsurance.com<br />

Underwritten by: Hartford Life and Accident Insurance Company, Simsbury, CT 06089<br />

The Hartford ® is the Hartford Financial Services Group, Inc., and its subsidiaries,<br />

including issuing company Hartford Life and Accident Insurance Company.<br />

Administered by: Marsh U.S. Consumer,<br />

a service of Seabury & Smith, Inc.<br />

Plans may vary and may not be available in all states.<br />

All benefits are subject to the terms and conditions<br />

of the policy. Policies underwritten by Hartford<br />

Life Insurance Company detail exclusions, limitations,<br />

reduction of benefits and terms under which the<br />

policies may be continued in force or discontinued.<br />

50340, 50693, 50695, 50696 (6/11) ©Seabury & Smith, Inc. 2011 GBD-1000A (AGP-5841)<br />

d/b/a in CA Seabury & Smith Insurance Program Management<br />

AR Ins. Lic. #245544 CA Ins. Lic. #0633005<br />

P-5482

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