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Agribusiness banking benefits
for your farm
No matter how small or large your farming business is, we want to help
you every step of the way with the financial advice and service you need
from our dedicated team of Agribusiness Managers.
1. A Business Transact Account for everyday savings on your
transactional banking with
– 20% discount on electronic transaction fees
– 20% discount on cheque clearance and cash handling fees
2. Equipment finance to help you purchase farm vehicles,
plant or equipment for your farm with
– no establishment fees
– up to 100% funding for one-off or multiple purchases
In most cases the funding is secured on the asset purchased.
Repayments can be structured over the expected lifespan of the asset.
3. A BusinessPLUS Gold MasterCard for your business spending,
the only business card that earns you rewards with Westpac
hotpoints ® , with
– no annual card fee for the first year
– further savings in future years with a discounted annual account fee
Personal Gold card holders pay only one annual card fee for both Gold
and BusinessPLUS cards.
Talk to us about Westpac Purchasing cards and MasterCard Smart
Data for your business.
4. Business risk insurances with
– a free consultation with a Westpac Business Risk Adviser
– a 7.50% discount on Term and Gold cover for Life, Total & Permanent
Disability & Trauma cover
We can also help you to
Get onboard today...
Personal banking benefits
just for you
1. Savings on Westpac Choices fixed and floating home loans with
– our best association member home loan rate available
– no establishment fee
– a professional fee contribution
– no redocumentation fee when changing from fixed, capped or floating
2. Apply for a Personal Loan with
– no establishment fee
– a member discount off standard interest rates
3. A Westpac hotpoints ® or Gold hotpoints ® credit card account* with
– no annual account fee for the first year
– no additional card fee for the first year if requested at the time
of the card application
*Excludes Westpac Low Interest MasterCard and Westpac’s Business MasterCards.
4. Savings on personal insurances including
– a 10% discount on your home, contents,
and boat insurance premiums**
– a 7.5% discount on your life and home loan insurance premiums
Note: **Discounts do not apply to Earthquake and Fire Service levies or GST elements
of insurance premiums.
5. Investments
1. Assess the financial health of your agribusiness with a free Agribiz financial check-up.
– 50% off implementation fee to the Westpac WRAP Service
– 50% off initial service fees on lump sum investments into the Westpac
Active Series
Note: These personal banking benefits are only available to directors, principle shareholders,
or owners of an organisation that remains a member of the association referred to in the flyer.
Other service fees may apply.
2. Get the best return on credit funds with Online Saver, Term Deposits, and our Financial Advisory Services.
3. Find out more about KiwiSaver for you and your staff.
Take advantage of these special Agribusiness and Personal
banking deals today. Call us on 0800 177 155 or email us at
Agribusiness_Enquiries@westpac.co.nz and we’ll help get you started.
Not currently with Westpac?
No problem – we’ll help you switch your business and personal banking from your current bank and take care
of details like automatic payments and direct debits.
Things you should know: Westpac Association Package terms and conditions apply. Please refer to the relevant brochures or the Westpac website for detailed information on each Westpac product or service
mentioned. Westpac’s current lending criteria apply for applications for finance. Other fees may apply. An additional fee or higher interest rate may apply to loans if the loan application is accepted but does not
meet the standard lending criteria. The business banking benefits of the Association Package apply to each business that is a paid member of the Association referred to in this flyer. The personal banking benefits
of the Association Package are only available to sole traders, or to directors or principal shareholders of an organisation that remains a member of Association referred to in this flyer. The information in this flyer and
the terms and conditions for Association Package may vary from time to time. A sponsorship, marketing and events fee is paid to the Federated Farmers of New Zealand. Investments made in the Westpac Wrap
Service or Westpac Active Series do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN 33 007 457 141, Westpac New Zealand Limited or other members of the Westpac group of
companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BT
Funds Management (NZ) Limited, any member of the Westpac group of companies, or any director or nominee of any of those entities, or any other person guarantees the performance or return of any investment
or repayment of capital. Terms and conditions apply and may vary from time to time. A copy of the current investment statement relating to any investment or investments for which such a document is required is
available free of charge from a Westpac Financial Adviser. hotpoints ® is a registered trademark of Westpac Banking Corporation. Credit Card Conditions of Use and hotpoints ® terms and conditions apply. Westpac
Term Cover (life insurance) and Flexicover (home loan insurance) are underwritten by Westpac Life-NZ-Limited, which is a wholly owned subsidiary of Westpac Financial Services Group-NZ-Limited, which is a wholly
owned subsidiary of Westpac Banking Corporation ABN 33 007 457 141, incorporated in Australia (New Zealand division). Westpac Life-NZ-Limited has an AA- Insurer Financial Strength rating given by standard &
Poors ( Australia) Pty Limited on 2 December 2011. The rating scale is: AAA Extremely Strong, AA Very Strong, A Strong, BBB Good, BB Marginal, B Weak, CCC Very Weak, CC Extremely Weak, R Regulatory Action,
NR Not Rated. Plus (+) or minus (-) following the ratings from ‘AA’ to ‘CCC’ show relative standings within the major rating categories. Westpac Life-NZ-Limited complies with the Practice Standards of the Investment,
Savings and Insurance Association NZ Inc. Home, Contents, Vehicle and Boat Cover insurance is arranged by Westpac and underwritten by Lumley General Insurance (N.Z.) Limited. Neither Westpac New Zealand
Limited nor any member of the Westpac Group guarantees the obligations of Westpac Life-NZ-Limited or Lumley General Insurance (N.Z) Limited. Terms, conditions and exclusions apply to all insurance cover
mentioned and can be found in the relevant policy documents. Disclosure statements under the Financial Advisers Act are available on request and free of charge from Westpac or a Westpac Financial Adviser.
Westpac New Zealand Limited.