Travel Insurance Policy Document - Staysure

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• Skiing (off-piste but on recognised and authorised areas only); • Snowboarding (on-piste); • Skiing (on-piste / glacier); • Tobogganing. Your policy can be extended to cover the following sports and activities for an additional premium, but no cover will apply in respect of any Personal Accident or Personal Lability claims: • Ice sailing/ice windsurfing; • Snow mobiling; • Skidoo. You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following sports and activities: • Bobsleigh; • Ski jumping; • Heli-skiing; • Ski racing; • Ice hockey; • Ski stunting; • Luge; • Skiing off-piste outside recognised and authorised areas; • Paraskiing; • Snowboarding off-piste outside recognised and authorised areas; • Skeleton. You are not covered when engaging in organised competitions or when skiing against local authoritative warning or advice. If you are undertaking a pursuit or activity which is not listed in this policy or are in any doubt as to whether cover will apply, please call Customer Services on 0844 692 8418. What is covered: Benefits under the sections of cover already described are extended to cover winter sports as follows. Please note that all terms, conditions and exclusions (except where these are amended under this upgrade) continue to apply for all sections in respect of winter sports. You must read these extensions in conjunction with Sections 1-16 and refer back to them when appropriate for full cover details. Cancellation or curtailment What is covered in addition to Section 6: • Financial loss you suffer in connection with deposits you cannot recover, or for payments you have made (or have contracted to pay) for unused ski pass or ski school fees. • If you are certified by a medical practitioner at the ski resort as being unable to ski as a direct result of injury or sudden and unforeseen illness occurring during the trip, we will pay you a proportionate refund in respect of charges for unused ski-pack. Section 18 Skis, ski equipment & ski pass What is covered in addition to Section 10: • We will pay up to £500 per insured person if skis and ski equipment belonging to or hired by you is/are damaged, stolen, destroyed or lost (and not recovered) in the course of a trip. 36 Travel Insurance Policy Documents
There is also a single article limit of £300, whether jointly owned or not. • We will pay up to £250 per insured person if your ski pass you are carrying on your person or have left in a safety box is lost, stolen, damaged or destroyed in the course of a trip. • Skis and ski equipment are covered against damage or loss whilst in use. • Skis are covered when locked to a roof rack, which is itself locked to the roof of a vehicle. Special conditions relating to claims You must take sufficient precautions to secure the safety of your skis, ski equipment and ski pass and must not leave them unattended at any time in a place to which the public has access. Section 19 Ski equipment delay What is covered: If your ski equipment is certified by the carrier to have been misplaced on the outward journey of a trip in excess of 12 hours, then you can claim up to £15 per day, with a maximum under this policy of £300 per insured person, for hire of replacement skis and ski equipment. You must provide us with receipts and written confirmation from the carrier confirming the delay. What is not covered: Anything mentioned in the General Exclusions. Section 20 Piste closure What is covered: If during a trip you are prevented from skiing at the pre-booked resort for more than 24 consecutive hours, because insufficient snow causes a total closure of the lift system (other than baby drags and lifts used for transport within the resort by non-skiers), we will reimburse up to £20 per day to a maximum of £200 per insured person: • For all reasonable travel costs and lift pass charges you have to pay to travel to and from a similar area to ski; or • As a cash benefit payable if no suitable alternative skiing is available. What is not covered: • claims arising from closure of the resort lift system due to avalanches or dangerous high winds; • trips in the Northern Hemisphere outside the period commencing 1st December and ending 31st March; • trips in the Southern Hemisphere outside the period commencing 1st May and ending 30th September; • anything mentioned in the General Exclusions. Section 21 Avalanche or landslide What is covered: If, following avalanches or landslides, access to and from the ski resort is blocked or scheduled public transport services are cancelled or curtailed we will pay up to £15 per day to a maximum of £150 per insured person for reasonable extra accommodation and travel expenses. Evidence of limited access will be required. Travel Insurance Policy Documents 37
Page 1 and 2: Travel Insurance Policy staysure.co
Page 3 and 4: Contents Useful Telephone Numbers G
Page 5 and 6: We will pay for any claim you make
Page 7 and 8: Cover Travel Insurance Policy Docum
Page 9 and 10: • Special sports & activities: th
Page 11 and 12: *Waived Conditions Abnormal Smear T
Page 13 and 14: Asthma (Wheezing): • There must h
Page 15 and 16: The service includes: • medical a
Page 17 and 18: Doctor - A registered practising me
Page 19 and 20: Pair or set - A number of items of
Page 21 and 22: Terrorism - Means an act, including
Page 23 and 24: Section 1 Personal assistance servi
Page 25 and 26: i) expenses incurred as a result of
Page 27 and 28: Section 6 Cancellation, curtailment
Page 29 and 30: d) cancellation caused by pregnancy
Page 31 and 32: On your return to your home country
Page 33 and 34: • The maximum we will pay for sun
Page 35 and 36: You must produce to us written docu
Page 37: What is not covered: • Costs or e
Page 41 and 42: • any claim for damage to golf eq
Page 43 and 44: If you are unable to obtain a repor
Page 45 and 46: Dry skiing Professional sports Fenc
Page 47 and 48: Prior to departure • Travel the f
Page 49 and 50: Subject to the cause of action aris
Page 51 and 52: 21. Any claims made or considered a
Page 53 and 54: As necessary we will also arrange a
Page 55 and 56: Catastrophe cover What is covered:
Page 57 and 58: 3. In the case of curtailment claim
Page 59 and 60: What is not covered: 1. The excess
Page 61 and 62: found necessary to cancel the trip,
Page 63 and 64: 2. Any person practicing in winter
Page 65 and 66: Making a claim If you have an emerg
Page 67 and 68: If b), then for all Sections except
Page 69 and 70: Requesting assistance In an emergen

Travel Insurance Policy Document - Staysure

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