Policy Wording - Insure me 4
Policy Wording - Insure me 4
Policy Wording - Insure me 4
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• Optional end supplier failure cover<br />
Your policy can be extended, subject to certain limitations, to cover the irrecoverable costs as<br />
a result of the insolvency of a travel or accommodation provider that does not form part of an<br />
inclusive holiday. Please refer to the optional end supplier failure section in this policy for full details.<br />
• Optional travel legal dispute cover<br />
Your policy can be extended, subject to certain limitations, to provide travel legal dispute cover to<br />
sue for breach of contract or to pursue civil action against so<strong>me</strong>one who negligently causes you<br />
illness whilst undertaking or as a direct consequence of your holiday.<br />
• Optional travel disruption extension cover<br />
Your policy can be extended, subject to certain limitations, to provide for certain costs arising from<br />
travel disruption before or during your trip.<br />
Section 1 Personal assistance services<br />
This section of cover applies to comprehensive policyholders only.<br />
What is covered:<br />
We will pay the administrative and delivery costs, up to a maximum of £250 per trip, in providing the<br />
following services in respect of a trip:<br />
a) Information about your destination<br />
We can provide information on: –<br />
• Current visa and entry permit require<strong>me</strong>nts for any country. However, if you hold a passport from<br />
a country other than Great Britain, Northern Ireland, the Isle of Man or the Channel Islands, we<br />
may need to refer you to the UK Embassy or Consulate of that country;<br />
• Current require<strong>me</strong>nts for inoculations and vaccinations for any country in the World and advice<br />
on current world health organisation warnings;<br />
• Arranging relevant inoculations and vaccinations before the com<strong>me</strong>nce<strong>me</strong>nt of a trip abroad. We<br />
will not pay the cost of these inoculations or vaccinations;<br />
• Climate;<br />
• Local languages;<br />
• Ti<strong>me</strong> differences;<br />
• Main bank opening hours, including whether or not a Bank Holiday falls within your intended trip;<br />
• Motoring restrictions, regulations, Green Cards and other insurance issues.<br />
b) Transfer of e<strong>me</strong>rgency funds<br />
We will transfer e<strong>me</strong>rgency funds to you in case of urgent need, up to a maximum under this<br />
policy, per trip, of £500.<br />
This service will apply when access to your normal financial/banking arrange<strong>me</strong>nts is not available<br />
locally, and is intended to cover your im<strong>me</strong>diate e<strong>me</strong>rgency needs.<br />
You must authorise us to debit your credit or charge card with the amount of the transfer, or you<br />
must make alternative arrange<strong>me</strong>nts to deposit the funds in our account in the United Kingdom.<br />
c) Message relay<br />
We will transmit two urgent <strong>me</strong>ssages following illness, accident or travel delay problems.<br />
d) Drug replace<strong>me</strong>nt<br />
We will assist you in replacing lost drugs or other essential <strong>me</strong>dication, or lost or broken<br />
prescription glasses or contact lenses, which are unobtainable overseas. We can source and<br />
deliver to you compatible blood supplies.<br />
20 Travel Insurance <strong>Policy</strong> Docu<strong>me</strong>nts