WELCOME To SINGLE FAMILY HOUSING LENDER TRAINING - HUD

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Required Exhibits Location Map Maps Local street map showing location of subject & each comparable sale Show proposed roadways and street names FHA - Serving the American Homebuyer Since 1934
Required Exhibits Sketch FHA - Serving the American Homebuyer Since 1934
Page 1 and 2: WELCOME To SINGLE FAMILY HOUSING LE
Page 3 and 4: Underwriting The Appraisal Presente
Page 5: With Whom Does the Appraiser Commun
Page 8 and 9: Uniform Residential Appraisal Repor
Page 12 and 13: Observing the Site FHA requires the
Page 14 and 15: Individual Water Supply and Sewage
Page 16 and 17: Accessory Units FHA - Serving the A
Page 18 and 19: Interior - Materials Condition •
Page 22 and 23: Uniform Residential Appraisal Impro
Page 24 and 25: Property Condition Requirements Typ
Page 32 and 33: Uniform Residential Appraisal Cost
Page 36 and 37: Required Exhibits Photographs Photo
Page 39 and 40: Appraisal Practices in a Declining
Page 41 and 42: When is a second appraisal required
Page 43 and 44: Page Two of Conditional Commitment
Page 45 and 46: FNMA 1004D FHA - Serving the Americ
Page 47 and 48: Appraisal Forms • Form 1004 Unifo
Page 49: Appraisal Serving as Final Inspecti
Page 53 and 54: HUD Certification Label; “Red Tag
Page 55 and 56: Missing HUD Label ? Obtain the lab
Page 57 and 58: Manufactured Home: Cost Approach
Page 59 and 60: Condo or PUD? Condominium • Any m
Page 61 and 62: Condominiums are set forth in the C
Page 63 and 64: Handbooks 4150.2 (6/99) Valuation
Page 65 and 66: Energy Efficient Mortgage Program
Page 67 and 68: Eligible Costs Borrower may add up
Page 69 and 70: Eligible Properties New and existi
Page 71 and 72: HERS Raters 1. Utility Companies 2.
Page 73 and 74: Home Energy Rating Report continued
Page 75: A link to a spreadsheet providing a
Page 82 and 83: Example of an Energy Efficient Mort
Page 84 and 85:
Example of EEM calculation continue
Page 86 and 87:
Processing 1. The HERS report and t
Page 88 and 89:
Underwriting & Qualifying the Borro
Page 91 and 92:
Endorsement continued 1. Existing p
Page 93 and 94:
Energy Efficient Mortgage Worksheet
Page 95 and 96:
questions
Page 97:
Disclosure The purpose of this pre
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WELCOME To SINGLE FAMILY HOUSING LENDER TRAINING - HUD

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