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Client sales tool - Franklin Templeton Investments

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<strong>Franklin</strong> <strong>Templeton</strong> <strong>Investments</strong> delivers unparalleled world-class management from one global platform,<br />

with assets under management of C$525.5 billion, as of September 30, 2005. Our global network of 53 offices<br />

located in 30 countries is where our 449 investment professionals are working around the clock<br />

to find the best investment opportunities for you.<br />

Founding Member of The Canadian Coalition for Good Governance.<br />

<strong>Franklin</strong> <strong>Templeton</strong> <strong>Investments</strong> Corp.<br />

1 Adelaide Street East, Suite 2101, Toronto ON M5C 3B8<br />

<strong>Client</strong> Services Toll-free: 1.800.387.0830 Fax: 416.364.1163<br />

TTY: 1.800.908.8145<br />

www.franklintempleton.ca<br />

NYSE: BEN<br />

LSE: FRK<br />

Canadian offices:<br />

V ANCOUVER • EDMONTON • CALGARY • WINNIPEG • T ORONTO • O TTAWA • MONTREAL • HALIFAX<br />

The Notes are issued by and constitute direct, unconditional obligations of Bank of Montreal. Details of certain risks of investing in the Notes,<br />

as well as complete disclosure of how variable interest (if any) on the Notes is calculated, are contained in the Information Statement dated<br />

November 7, 2005. This summary is issued by <strong>Franklin</strong> <strong>Templeton</strong> <strong>Investments</strong> for information purposes only to provide an overview of bestLINK<br />

Protected Deposit Notes TM and does not constitute an offer to sell or a solicitation to purchase. An investment in bestLINK Protected Deposit<br />

Notes TM is subject to certain risks, which investors should consider. Investors are encouraged to read the Information Statement carefully before<br />

investing and discuss their suitability with their investment advisor. The Notes may not be suitable for all types of investors; the prices, value<br />

and/or income the Notes produce may fluctuate and/or be adversely affected by a number of factors. The fluctuation of the value of the Portfolio<br />

will directly impact the amount of interest paid in any year prior to maturity and the return, if any, on the Notes at maturity. It is possible that<br />

no return will be paid on the Notes. Sales prior to maturity may be subject to an early <strong>sales</strong> charge. <strong>Franklin</strong> <strong>Templeton</strong> <strong>Investments</strong><br />

Private <strong>Client</strong> Group is a part of Fiduciary Trust Company of Canada, a wholly-owned subsidiary of <strong>Franklin</strong> <strong>Templeton</strong> <strong>Investments</strong> Corp.<br />

“bestLINK”, “bestLINK Protected Deposit Notes” and the bestLINK logo are trademarks of BMO Nesbitt Burns Corporation Limited, used under<br />

license. The indicated rates of return for <strong>Franklin</strong> <strong>Templeton</strong> Balanced Growth Portfolio are historical annual compounded total returns including<br />

changes in unit value and reinvestment of all distributions and do not take into account <strong>sales</strong>, redemption, distribution or optional charges or<br />

income taxes payable by any securityholder that would have reduced returns. Commissions, trailing commissions, management fees and<br />

expenses all may be associated with mutual fund investments. Unit values change frequently and past performance may not be repeated.<br />

200511091435<br />

BLINK STC6E 11/05

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