anthem blue cross and blue shield - Maine.gov
anthem blue cross and blue shield - Maine.gov
anthem blue cross and blue shield - Maine.gov
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provider to participate in the network at a market rate within reasonable 1 quality<br />
st<strong>and</strong>ards? One would have to assume that the answer is based2<br />
on promises to the<br />
“chosen” providers, rather than what is best for <strong>Maine</strong> consumers. 3<br />
Q. Do you have any other concerns about the proposed Anthem network? 4<br />
A. In addition to there being serious question about the adequacy 5of Anthem’s limited<br />
network to accommodate these tens of thous<strong>and</strong>s of new enrollees, 6 the Anthem network’s<br />
exclusion of York Hospital <strong>and</strong> its providers will effectively prevent 7 southern York<br />
County residents from having a choice of insurance carriers on8<br />
the federal exchange.<br />
These patients will effectively be limited to a single insurer.<br />
And finally, I am concerned about the genesis <strong>and</strong> motive for10<br />
creating the narrow, limited<br />
networks that are at the heart of these plans. It is my underst<strong>and</strong>ing 11 that <strong>Maine</strong> Medical<br />
Center <strong>and</strong> <strong>Maine</strong> Health have had <strong>and</strong> continue to wield significant 12 leverage in the<br />
determination as to what hospitals <strong>and</strong> providers are included13<br />
the Anthem network.<br />
Also it is noteworthy that two of the hospitals which have been 14excluded from the<br />
network are primary competitors of <strong>Maine</strong> Medical Center – Central 15 <strong>Maine</strong> Medical<br />
Center <strong>and</strong> Mercy Hospital. A third is the only York County16<br />
hospital that has not<br />
affiliated with <strong>Maine</strong> Medical Center. If the inadequacies of 17 the proposed Anthem<br />
network are in any way a function of an anti-competitive goal, 18we all should find that<br />
especially troubling.<br />
Additionally, the Blue Cross <strong>and</strong> Blue Shield Association for20<br />
years has touted the<br />
national coverage <strong>and</strong> access for members carrying a BCBS card. 21 This program known<br />
as “BlueCard” allows a member to utilize ANY participating22<br />
<strong>blue</strong> <strong>cross</strong> <strong>and</strong> <strong>blue</strong> <strong>shield</strong><br />
provider nationally. Certain language components m<strong>and</strong>ated23<br />
by the <strong>blue</strong> <strong>cross</strong> <strong>and</strong> <strong>blue</strong><br />
<strong>shield</strong> association are contained in our provider agreements today. 24 So how does a limited<br />
provider network fit into this scheme? Presumably, according25<br />
to contractual language<br />
Anthem would have to allow any member to receive care from26<br />
a participating <strong>blue</strong> <strong>cross</strong><br />
<strong>and</strong> <strong>blue</strong> <strong>shield</strong> provider, like York Hospital. However, they 27 will likely attempt to “steer”<br />
patients away from York through benefit design <strong>and</strong> prior authorization 28 procedures<br />
effectively suggesting to patients that medically necessary care 29cannot be rendered at<br />
their local hospital. The concept of prior authorizations was never intended to<br />
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