Credit Management

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Use <strong>Credit</strong> Wisely • Are you earning points? – If you are not you could be missing out • Choose the correct co-signer – A fellow college student may not be the best idea • Refrain from the ‘credit card shuffle’ • Pay off your balances – If you can’t t, then add to your minimum payment • Monitor your credit
Take Charge of It •Monitor your credit •You can request a free report from each agency once a year Equifax Experian Transunion 800.685.1111 888.397.3742 800.916.8800 www.equifax.com www.experian.com www.transunion.com This means you can view your credit report at least three times a year for free
Page 1 and 2: Credit Management Justin Kribs, CFP
Page 3 and 4: Credit is Vital • Credit Directly
Page 5 and 6: • The Three C’s of Credit • C
Page 7 and 8: Credit Score • Your FICO (Fair Is
Page 9 and 10: The Costs Of Credit - Auto Loan You
Page 11 and 12: What Affects Your Credit? • Subsc
Page 13: How To Improve Your Credit • Make
Page 17 and 18: Understand Your Rights as a Borrowe

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