Student Workbook (PDF file, 3.46 MB) - Oklahoma Department of ...

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<strong>Student</strong> Supplement 3 Consumer Needs Versus Wants Pretend that it is the first year you are living on your own. Complete Part 1 to determine what your spending needs and wants would be. Complete Part 2 to determine what your spending priorities would be. Part 1: Place a check (✔) next to items or services for which you would spend money when you move out on your own. Write a “W” next to checked items and services you think are wants and an “N” next to checked items and services you think are needs. ____ 1. Automobile ____ 2. Books ____ 3. Bus and taxi fare ____ 4. Computer equipment and Internet access ____ 5. Cosmetics ____ 6. Eating out ____ 7. Education (tuition, books, lab fees, etc.) ____ 8. Furniture ____ 9. Gasoline ____ 10. Gifts ____ 11. Groceries ____ 12. Health club ____ 13. Health insurance ____ 14. Hobby items ____ 15. Home ownership ____ 16. Jewelry ____ 17. Lawn maintenance ____ 18. Magazines ____ 19. Movies, plays UNIT 1 MANAGING MONEY 45
____ 20. New car and maintenance ____ 21. Pets and pet care ____ 22. Property insurance ____ 23. CDs and videos ____ 24. Rent ____ 25. Savings and fi nancial investments ____ 26. Snack foods ____ 27. Sports events ____ 28. Sound system ____ 29. Tanning ____ 30. Utilities (electricity, water, garbage pickup) ____ 31. Landline phone ____ 32. Cell phone ____ 33. Vacations ____ 34. Electronics (DVD player, television, game system) ____ 35. Work wardrobe or uniform Part 2: Answer the following questions to determine what your spending priorities would be. 1. On which <strong>of</strong> the items and/or services would you spend your money fi rst? Select seven items and/or services and list them below. a. _______________________________________________ b. _______________________________________________ c. _______________________________________________ d. _______________________________________________ e. _______________________________________________ f. _______________________________________________ g. _______________________________________________ 46 LIFE SKILLS: FINANCIAL LITERACY SKILLS — STUDENT EDITION
Page 1 and 2: IMC Life Skills: Financial Literacy
Page 3 and 4: Copyright 2009 Oklahoma Department
Page 6 and 7: Unit 1 MANAGING MONEY To manage mon
Page 8 and 9: OBJECTIVE 1 Identify trends in care
Page 10 and 11: Many factors will contribute to the
Page 12 and 13: Compare the dollar value of the job
Page 14 and 15: Put away your credit cards for a we
Page 16 and 17: Taxes — Different types of taxes
Page 18 and 19: OBJECTIVE 7 List the basic steps in
Page 20 and 21: OBJECTIVE 8 Summarize three methods
Page 22 and 23: OBJECTIVE 9 State guidelines for us
Page 24 and 25: OBJECTIVE 14 List items deducted by
Page 26 and 27: OBJECTIVE 16 List benefits often re
Page 28 and 29: OBJECTIVE 18 Compare the costs and
Page 30 and 31: OBJECTIVE 20 Discuss the impact of
Page 32 and 33: ASSIGNMENT SHEET 1 Research careers
Page 34 and 35: ASSIGNMENT SHEET 2 Develop a budget
Page 36 and 37: ASSIGNMENT SHEET 3 Analyze budgetin
Page 38 and 39: ASSIGNMENT SHEET 4 Apply money mana
Page 40 and 41: 4. Michael and Patrick are roommate
Page 42 and 43: ASSIGNMENT SHEET 5 Calculate and co
Page 44 and 45: ASSIGNMENT SHEET 6 Research a chari
Page 46 and 47: Student Supplement 1 Personal Spend
Page 48 and 49: Student Supplement 2 Factors That I
Page 52 and 53: 2. Of the seven items selected in Q

Student Workbook (PDF file, 3.46 MB) - Oklahoma Department of ...

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