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Faith Independent - Pioneer Review

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Page 6 • April 10, 2013 • The <strong>Faith</strong> <strong>Independent</strong><br />

Your Questions, SS Answers<br />

Question: How long must I<br />

work to become eligible for retirement<br />

benefits?<br />

Answer: Most people need 40<br />

Social Security “credits” to be eligible.<br />

You can earn up to four<br />

credits per year. In most cases,<br />

you need at least 10 years to be eligible<br />

for retirement. During your<br />

working years, you earn credits<br />

based on earnings. The amount of<br />

earnings needed to earn one<br />

credit rises as average earnings<br />

levels rise. In 2012 and 2013, you<br />

receive one credit for each $1,160<br />

of earnings, up to the maximum<br />

of four credits per year.<br />

If you become disabled or die<br />

before age 62, the number of credits<br />

you need depends on your age<br />

at the time you become disabled<br />

or die. You must have a minimum<br />

of six credits, regardless of your<br />

age. Retire online at www.socialsecurity.gov.<br />

Senior Focus<br />

Best of Luck 2012 - 2013 SENIORS<br />

Northern Hills<br />

Eye Care<br />

1st & 3rd<br />

Wednesdays<br />

of each month<br />

Dr. Hafner<br />

APRIL 17, 2012<br />

Dr. Prosser<br />

MAY 1, 2013<br />

9 a.m. to 5 p.m.<br />

Schedule for <strong>Faith</strong> Clinic<br />

For Appointment call: 1-800-648-0760<br />

Reggie Rhoden<br />

David Ruth<br />

Reggie Rhoden<br />

Reggie Rhoden is the 18 year old son of Larry and Sandy Rhoden, Union Center.<br />

Maternal grandparent is Marlyn Murphy, Sturgis.<br />

Reggie’s work experience includes working for his dad and neighbors in the<br />

hayfeld, operating/fixing heavy machinery.<br />

Some of Reggie’s activities include: Hunting, fishing, camping, and Frisbee.<br />

Most Memorable Moment: Going to Girl’s State Volleyball in Sioux Falls.<br />

His favorites are: Color: Blue; Songs: “Forever”, “Some Nights”, and “Thrift<br />

Shop”; Group or Singers: Led Zeppelin, Black Eyed Peas; Movies: “Book of Eli” or<br />

“Div. 3 Football’s Finest”; Car: Bugatti Veyron; Extra-Curricular Activities: Basketball,<br />

track, drama, Oral Interp; Hobbies: Video games, thrift shopping; Subject: Geography;<br />

Teacher: Mr. Eulberg.<br />

Best thing about <strong>Faith</strong> High School: The small classes and dedicated teachers.<br />

His accomplishments include: Regional high jump champ, high jump state qualifier,<br />

basketball district champ.<br />

Future plans include: Reggie plans on attending college.<br />

David Ruth<br />

David Ruth is the 18 year old son of Wanda Ruth, rural <strong>Faith</strong>. Maternal grandparents<br />

are Richard and Barb Isaacs, rural <strong>Faith</strong>.<br />

David’s work experience includes working at <strong>Faith</strong> High School as assistant janitor,<br />

Branding Iron Inn and Vilas Healthcare and Pharmacy.<br />

Some of David’s activities include: Basketball, cross country, drama club, National<br />

Honor Society, Oral Interp and track.<br />

Most Memorable Moment: Road tripping to Arlington to watch the football game.<br />

His favorites are: Color: Green; Song: “I Will Wait”-Mumford & Sons; Group or<br />

Singer: The Piano Guys; Movie: “To Save a Life”; Car: 1976 Nova Concours; Extra-<br />

Curricular Activities: Oral Interp, drama and track; Hobby: Playing/listening to music;<br />

Subject: AP Calculus and AP Chemistry; Teacher: Mrs. King and Mrs. Fischbach.<br />

Best thing about <strong>Faith</strong> High School: The small size, everyone is really close<br />

and you get to know your classmates and teachers really well.<br />

His accomplishments include: Getting Superiors at State Oral Interp, becoming<br />

Valedictorian, getting a full-ride scholarship to the college he is going to.<br />

Future plans include: David plans on attending Amherst College in Amherst,<br />

Massachusetts and majoring in Biophysics and Biochemistry.<br />

FIRST NATIONAL BANK<br />

PHILIP, SD<br />

• FAITH, SD<br />

605-859-2525 • 605-967-2191<br />

New Hours:<br />

Monday: 9:00 AM–5:00 PM<br />

Tues.–Fri.: 9:00 AM–3:30 PM

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