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SOLUTIONS<br />

Enabling you to ‘cut <strong>the</strong> payments your way’<br />

HIRE PURCHASE<br />

New or used, it’s your call<br />

You might want to sit down for this bit. Because Solutions from<br />

How Solutions works<br />

What’s in it for you?<br />

Whe<strong>the</strong>r you want a brand new – or used – <strong>SEAT</strong>, hire purchase<br />

How hire purchase works<br />

<strong>SEAT</strong> Finance is a truly innovative personal contract plan that could<br />

It’s really quite simple…<br />

• Available on new and used <strong>SEAT</strong>s<br />

is a great way to get you on <strong>the</strong> road. It’s simple to set up and<br />

• You choose <strong>the</strong> car you want and a repayment<br />

give you a higher specification car than <strong>the</strong> same repayments on<br />

1. Set a repayment period and estimate how many miles you’ll drive<br />

• Regularly upgrade to a higher<br />

structured to be affordable for a range of budgets. You simply<br />

period that suits your budget<br />

hire purchase.<br />

each year<br />

specification <strong>SEAT</strong> if you choose<br />

agree <strong>the</strong> length of <strong>the</strong> repayment term and set <strong>the</strong> level of your<br />

• Pay an initial deposit to get things started –<br />

2. Bring your monthly repayments down by agreeing an amount to be<br />

• Change your car to suit your life<br />

monthly payments. Then once <strong>the</strong> last payment is made, <strong>the</strong> car<br />

this can be typically as little as 10%<br />

It’s a really flexible option because it lets you set <strong>the</strong> level of your<br />

paid at <strong>the</strong> end of <strong>the</strong> agreement. This is an optional payment<br />

• Reduce your repayments<br />

is all yours.<br />

• The remaining balance is divided equally over<br />

initial deposit – which you can choose to make as low as <strong>the</strong><br />

depending on which of <strong>the</strong> three choices you pick below<br />

• Pay a smaller deposit.<br />

<strong>the</strong> term and after <strong>the</strong> final payment you own<br />

amount of a single repayment. By deferring a proportion of <strong>the</strong><br />

3. Pay a deposit made up of part-exchange for your old car – or cash.<br />

All you need is typically a 10% deposit. And you can spread your<br />

your <strong>SEAT</strong>.<br />

value of <strong>the</strong> car until <strong>the</strong> end of <strong>the</strong> agreement you can keep your<br />

This can be as little as one month’s repayment<br />

repayments equally over anything from 12 months to five years.<br />

monthly repayments low and may even be able to choose a higher<br />

4. At <strong>the</strong> end of your agreement you have three choices*:<br />

Which all means you can relax, knowing you have spread <strong>the</strong><br />

What’s in it for you?<br />

specification vehicle than you thought possible.<br />

• Part-exchange <strong>the</strong> car for a brand new <strong>SEAT</strong> on a new<br />

cost of owning your <strong>SEAT</strong> evenly.<br />

• Own your <strong>SEAT</strong> within your budget<br />

Solutions agreement<br />

• After <strong>the</strong> repayment term, <strong>the</strong> <strong>SEAT</strong> is all yours<br />

And it gets better. Interest rates are fixed for <strong>the</strong> entire term<br />

• Pay off <strong>the</strong> optional final payment so you’ll own <strong>the</strong> car<br />

• Choose from longer repayment periods –<br />

and we’ll work to your chosen budget and even let you set<br />

• Give <strong>the</strong> car back to us and pay nothing more (subject to<br />

up to five years.<br />

your own repayment period – anything from 18 months to<br />

terms and conditions).<br />

three and a half years.<br />

COST OF YOUR CAR<br />

So whe<strong>the</strong>r you want to upgrade your car to fit your life, or<br />

Amount to <strong>finance</strong><br />

ided into any you choice simply of want 12 to to drive 60 fixed <strong>the</strong> latest repayments model – we can help<br />

make it happen.<br />

Deposit<br />

As little<br />

as one<br />

repayment<br />

COST OF YOUR CAR<br />

Amount to <strong>finance</strong><br />

Divided into any choice of<br />

18 to 42 fixed repayments<br />

Optional final payment<br />

You have three choices at<br />

<strong>the</strong> end of your agreement*<br />

Deposit<br />

Usually 10%<br />

COST OF YOUR CAR<br />

Amount to <strong>finance</strong><br />

Divided into any choice of 12 to 60 fixed repayments<br />

Deposit<br />

As little<br />

as one<br />

repayment<br />

COST OF YOUR CAR<br />

Amount to <strong>finance</strong><br />

Divided into any choice of<br />

18 to 42 fixed repayments<br />

Optional final p<br />

You have three c<br />

<strong>the</strong> end of your a<br />

6 * Subject to payment of <strong>the</strong> option to purchase fee. An offer of <strong>finance</strong> depends on certain conditions. Subject to status. Indemnities may be<br />

required. Available to people over 18 in <strong>the</strong> UK only. <strong>SEAT</strong> Finance.<br />

7

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