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● TWUSUPER<br />
Are you ready?<br />
When must employers start contributing to a MySuper product?<br />
From 1 January 2014, you must pay default employer contributions (for employees who haven’t made a<br />
choice of fund) to a fund that offers a MySuper product – like TWUSUPER.<br />
If you are not making default contributions to TWUSUPER, you should check with your current default fund<br />
to ensure they are MySuper ready. If not, contact TWUSUPER so they can help.<br />
TWUSUPER - AAA rated<br />
Independent research firm, Rainmaker recently awarded TWUSUPER their<br />
highest rating (AAA) after completing their SelectingSuper Fund Quality<br />
Assessment. The assessment covers key areas of super products, such<br />
as organisational strength, investments, communications, insurance and<br />
ancillary services.<br />
TWUSUPER - consistent and competitive long-term performance<br />
TWUSUPER’s Balanced (MySuper) investment option is among the best<br />
performing 25% of surveyed super funds* as reported by Rainmaker’s<br />
SelectingSuper for 12-month, 3-year, 5-year and 10-year rolling investment<br />
returns to 30 September 2013. For TWUSUPER’s latest investment returns<br />
go to twusuper.com.au/investments.<br />
*Source: SelectingSuper performance tables at 30 September 2013<br />
Super changes<br />
The Government has introduced a bill to remove the Minerals Resource Rent Tax from 1 July 2014. The<br />
flow on effects to super are:<br />
a two year delay for further Super Guarantee increases<br />
withdrawal of the Low Income Super Contribution<br />
The Government also announced it will not be proceeding with the proposed 15% tax on super pension<br />
earnings over $100,000 per annum.<br />
Need help?<br />
TWUSUPER can help you. Contact your local TWUSUPER representative or call 1800 222 071.<br />
This information is of a general nature only and does not take into account your objectives, financial situation or needs. Before acting on this<br />
information, you should consider its appropriateness having regard to your objectives, financial situation and needs. A copy of TWUSUPER’s current<br />
Product Disclosure Statement should be obtained from us (by calling 1800 222 071 or visiting twusuper.com.au) and considered carefully before you<br />
make a decision in connection with TWUSUPER. TWU Nominees Pty Ltd ABN 67 002 835 412, AFSL 239163, is the trustee of TWUSUPER ABN 77<br />
343 563 307 and the issuer of interests in it. Transuper and TransPersonal are divisions of TWUSUPER.<br />
16 Summer 2013 - Transport Worker
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