SGI CANADA Special Coverages policy booklet

We do not cover loss or damage by:
a) backup, discharge or escape or overflow of water or sewage
from public sewers or drains outside your dwelling.
b) seepage or continuous or repeated leakage.
We do not cover sewer backup to your dwelling or belongings while your
dwelling is vacant even if we have given permission for vacancy.
Bear Damage Coverage
Coverage automatically applies to your dwelling/belongings if Cover Code
C applies. Coverage must be shown on the Cover Page if other than
Cover Code C. We will pay for damage to your dwelling and belongings
caused by bears. You must pay the deductible shown on the Cover Page.
Optional Landlord’s Coverage – Rented Dwellings
Your Cover Page shows if you have this coverage. We will pay up to
$1,500 for damage to the insured dwelling caused by Theft or Attempted
Theft. You must pay the deductible shown on the Cover Page.
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