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Living in Perth - Alexander Education Group

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Religion <strong>in</strong> Australia<br />

Bank<strong>in</strong>g & Money<br />

Christian Churches<br />

Anglican<br />

St George’s Cathedral<br />

38 St George’s Tce, <strong>Perth</strong> 6000<br />

Tel: (08) 9325 5766<br />

Catholic Mass and<br />

Services <strong>in</strong> Ch<strong>in</strong>ese<br />

Further <strong>in</strong>formation phone:<br />

9478 1038<br />

Bank<strong>in</strong>g Facilities<br />

Bus<strong>in</strong>ess hours for most banks are:<br />

Monday – Friday<br />

09:30 a.m. - 16:00 p.m.<br />

Saturday<br />

Most are closed.<br />

Most banks have branches with<strong>in</strong> easy walk<strong>in</strong>g distance of the<br />

<strong>Alexander</strong> Centre.<br />

There are a number of alternatives open to you for your bank<strong>in</strong>g<br />

needs. You should enquire about the bank charges and rates of<br />

<strong>in</strong>terest before open<strong>in</strong>g an account. The most popular account<br />

used by students is the access type us<strong>in</strong>g the ATM (Automatic<br />

Tell<strong>in</strong>g Mach<strong>in</strong>e) card - this type of account does not <strong>in</strong>cur<br />

associated fees.<br />

Money can be deposited <strong>in</strong> a conventional bank or a credit society.<br />

A cheque account with a bank is convenient because you can pay<br />

your accounts by cheque, however if the amount <strong>in</strong> your account<br />

falls below a m<strong>in</strong>imum, the bank will levy a monthly charge for<br />

keep<strong>in</strong>g the account open.<br />

A sav<strong>in</strong>gs account is a convenient way for you to keep your money<br />

and you will receive <strong>in</strong>terest on your money <strong>in</strong> some accounts.<br />

There are branches of sav<strong>in</strong>gs banks and credit societies <strong>in</strong> the<br />

<strong>Perth</strong> central bus<strong>in</strong>ess district.<br />

A Cashcard Account has the convenience of after-hours<br />

bank<strong>in</strong>g. The bank issues you with a plastic card and a Personal<br />

Identification Number (P.I.N. number) with which you need to<br />

activate the account. With it, you are able to deposit or withdraw<br />

money over the Bank counter or from automatic teller mach<strong>in</strong>e<br />

(ATM) outside the bank. If you lose your Cashcard you must notify<br />

the Bank immediately.<br />

To open a new account you will need to produce your passport<br />

show<strong>in</strong>g your visa entry date. You will need to apply for a Tax File<br />

Number, otherwise your bank may be required to withhold part<br />

of your <strong>in</strong>terest and send it to the Australian Tax Department. You<br />

cannot have that money refunded until you lodge a tax return at<br />

the end of the f<strong>in</strong>ancial year (June 31or when you leave Australia<br />

permanently at the completion of your studies).<br />

Application forms for a Tax File Number are available from the<br />

Student Adm<strong>in</strong>istration Officer.<br />

Please keep your passbook or cheque book <strong>in</strong> a safe place and<br />

immediately notify your bank should you lose it<br />

Memorise your P.I.N. Number and do not write it on a piece of<br />

paper. Never tell anyone else your P.I.N. number, not even your<br />

best friend.<br />

If money is be<strong>in</strong>g sent to you from home, a telegraphic bank<br />

transfer is the best method. A personal cheque from your parents<br />

could take up to forty days to clear. Please <strong>in</strong>form your parents<br />

of your new bank, branch address and account number to avoid<br />

any problems when your allowance is sent to the bank. Similarly,<br />

your parents should let you know the bank from which the<br />

payment is com<strong>in</strong>g. It is safer to get your allowance from home <strong>in</strong><br />

small amounts, for example <strong>in</strong> monthly <strong>in</strong>stallments, rather than<br />

annually, as then there is less temptation to waste your money or<br />

to gamble.<br />

If you need a student loan or l<strong>in</strong>e of credit, talk to your bank.<br />

ALEXANDER EDUCATION GROUP•LIVING IN PERTH<br />

St. Peter Anglican Church<br />

11 Leonard St, Victoria Park<br />

6100<br />

Tel: (08) 9361 1233<br />

St. Barnabas Church<br />

104 Woolwich St, Leederville<br />

6007<br />

Tel: (08) 9381 9824<br />

<strong>Perth</strong> Christian Fellowship<br />

- Assemblies of God<br />

Riverword City Church, <strong>Perth</strong><br />

6000<br />

Tel: (08) 9471 7118<br />

Christian City International<br />

233 South Terrace, Fremantle<br />

6158<br />

Tel: (08) 9336 3317<br />

Baptist Church<br />

10 James Street, <strong>Perth</strong> 6000<br />

Tel: (08) 9328 6507<br />

Baptist Church<br />

59 Chapman Road, Bentley 6102<br />

Tel: (08) 9458 1628<br />

St. Mary’s Cathedral - Catholic<br />

Victoria Square, <strong>Perth</strong> 6000<br />

Tel: (08) 9221 7238<br />

Churches of Christ<br />

142 Beaufort Street, <strong>Perth</strong> 6000<br />

Tel: (08) 9328 1499<br />

Churches of Christ<br />

29 Darnell Ave, Mt Pleasant 6153<br />

Tel: (08) 9364 8637<br />

Full Gospel Assembly <strong>Perth</strong><br />

32 Dumond St, Bentley 6102<br />

Tel: (08) 9451 5788<br />

Lutheran Church of Australia<br />

16 Aberdeen Street, <strong>Perth</strong> 6000<br />

Tel: (08) 9227 8072<br />

<strong>Perth</strong> Ch<strong>in</strong>ese Christian Church<br />

146 Flamborough Street,<br />

Doubleview 6018<br />

Tel: (08) 9244 2364<br />

Riverview Church<br />

1 Thorogood Street, Burswood,<br />

6100<br />

Tel: (08) 9416 0000<br />

Unit<strong>in</strong>g Church <strong>in</strong> Australia<br />

93 William Street, Wesley<br />

Mission, <strong>Perth</strong> 6000<br />

Tel: (08) 9321 9711<br />

Westm<strong>in</strong>ster Presbyterian<br />

Church<br />

32 Bullcreek Drive, Bullcreek<br />

(Indonesian Services)<br />

Tel: (08) 9332 6300<br />

If you br<strong>in</strong>g a large amount of cash with you, open a bank account<br />

and deposit it IMMEDIATELY. Do not keep large amounts of cash<br />

with you or even <strong>in</strong> your room. The only safe place is your bank<br />

account

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