Guidelines for safe banking in BSNL 17-10-12 - NFTE

BFCI Section
5tr' Floor. Bharat Sanchar Bliawan.
.lanpath. New Delhi- I 10001
Ph.237 340'71 : F ax-231 34033
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) cheque Books/leaves issued by bank should be kept in safe custody of DDo onl;'' leaving no
scope for Cheques to be photocopied etc.
3 Internet View and SMS alert facilily should be availed by the Lrnits without fail.
'fo
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a avoid un1, tbrg.11, bu,'rk p-du.ts like Suvidha and Suraksha Scheme mttst be availed by' all
the DDOs $here onll the checlues. lbr which list is sent to bank b1 DDOs. are cleared b1 bank
and an1' other cheque presented fbr pa1'ment is withheld'
5. Unlinked items appearing in the Bank Reconciliation Statetnent (BRS) should be reviewed and
settled at the earliest. Bifore opting to change bank fbr operational or collection accounts all
unlinked items in the previous bank to be cleared'
6. Excess debits appearing
the BRS should bethoroughly reviewed in the light of recent incidents
to see whether an-v fake /wrong cheque has been debited in the account. Prompt action should be
taken fbr imrnediate settlernent of such rvrong/excess debits.
Tirnell, completion of Bank Reconciliation Statementslrould be strictll" monitored by the IFA
1.
incharge of SSAs antl its compliance monitored by circle lFAs.
8. Montlr to month review of the BR staternent to ensllre that unlinked/wrong debits and credits are
linked/rectifred must be carried out.
g. Bank Staternents be obtained on daily basis and reviewed for wrong debit/credit by the bank.
Such rvrong deposit/credit nrust be notified to the concerned bank irnrnediately and got rectified.
Joint meetings rvith the banks may'also be held. if required'
D
Necessary & timely action to be taken in respect of followings:
a. Non-furnishingofageanalysisof'chequesdepositedbutnotcredited'andunlink
b. Non-pursuance with banks for settlement of disputed items'
c. Non-iesolution of heavy amounts in excess credits and inflated figures of 'cheques deposited
but not credited'.
d. Non-accounting of 'sweep-in' interest on monthly basis causing inflation in 'excess credits"
e. Non-settlement of unauthorized bank charges resulting
incrcase
'excess debits'
(Reference : Lr. No. I - I (2)/BBF/BRS/Corr./2007 -0Bl 14 dated I 2.0 I .2009)
E
In addition to the above. banks have been requested to offer secured modes/facilities pertaining
to Cheque transactions for BSNL. All field units rnay obtairr the following facilities frorn the
respective CMS banks to ensure satb and secure banking and avefi any irregularities in the banking
transactions.
i. Special ty,pes of Cheque Books having BSNL name & Logo rvatennark shall be issued to
BSNL units by banks. When these Cheques are issued b.v- BSNL, the Cheque issuance details
like account number, beneficiary name. instrument number and amount shall be exchanged
rvith the bank branch maintaining the account. Such branch. knorvn as "Hotne branch" shall
keen the relate data in a data file in a secure mode.
Paee 2 of3
Regd. Office: Bharat Sanchar Bhawan, Janpath, New Delhi -110001
Corporate Qffice:Bharat Sanchar Bhawan, Janpath, New Delhi.110 001 Website:www,bsnl,co,in