The best way to start. BDO Rewards

Solutions
Benefit
Minimum
Initial
Deposit
Minimum
Daily Average
Balance Req.
Minimum
Balance to
earn Interest
Interest Rate
(subject to withholding tax)
Passbook
Savings
Account:
Peso
Enjoy the security of
a passbook and earn
fixed interest on your
savings.
Php5,000
Php5,000
Php5,000
0.250% per annum
Dollar
USD200
USD200
USD500
0.250% per annum
Flexibility that makes
a difference in your
deposit accounts.
ATM Savings
Junior
Savers
Club
Access your account
anywhere, any time
through BDO’s wide
network of ATMs.
Get a JSC ID card or ATM
card* which serves as a
discount card at selected
establishments.
Available to kids 12 years old and younger
*Offered to kids 7 to 12 yrs old; subject to
ADB requirement of P2,000.
Php2,000 Php2,000
Php5,000
Php500 Php100 Php500
0.250% per annum
0.250% per annum
Savings and checking accounts are the
most basic banking products and all
these are offered by BDO. But, did you
know that BDO also has customized
deposit accounts that have the flexibility to
make the most of your money, whatever
your stage in life?
Different life stages will have different
needs. As a parent, you would want your
children to learn the value of money and
how to manage it wisely. As a retiree, you
would want to enjoy perks that reward you
for your years of hard work. Whether you
are single with a career, married with kids,
an OFW or an empty nester, BDO has a
variety of deposit accounts tailor fit to your
needs.
What’s more, our extended banking hours
enable you to access your money throughout
the hours of your day.
BDO continues to find ways for you,
keeping your money safe and managing
your funds so your money’s growth potential
is maximized.
Power
Teens
Club
Club 60:
Peso
Dollar
Kabayan
Savings:
Peso
Dollar
Optimum
Savings
Regular
Checking
Smart
Checking
Get a passbook and an ATM
card that can be used as a
shopping card at selected
establishments.
Available to teens 13 to 19 years old.
Enjoy a savings account that
gives you tiered interest rates,
discounts and privileges,
priority in servicing your
transactions and special
forex rates.
Available to individuals at least
60 years old.
Entrust your money through
this savings account that
allows deposits and
withdrawals through
passbook and through an
ATM card. Available to OFWs
and their beneficiaries.
Get a higher interest rate as
you build up your deposit
balance. You may withdraw
from your account, free of
charge, up to 3 times a month.
Secure your payments/
disbursements via cheque
and also enjoy the
convenience of an ATM card.
Earn interest while benefitting
from the security of a checking
account plus the convenience
of an ATM card.
Php2,000 Php2,000 Php2,000 0.250% per annum
Php5,000
USD200
Php50
USD100
Php30,000*
Php5,000
Php5,000
USD200
Php0.00
USD0.00
Php30,000*
Php5,000
USD500
Php5,000
USD200
Php30,000*
Php 5000- Php 49,999.99
0.250% per annum
Php50,000.00 and above
0.375% per annum
USD500.00- USD1,999.99
0.250% per annum
USD2,000.00 and above
0.375% per annum
0.250% per annum
0.250% per annum
Interest rates depend
on deposit amount within
specified ranges.
Php5,000 N/A N/A
Php15,000* Php15,000* Php15,000* 0.250% per annum
*For individual accounts only