Welcome to Northrop Grumman - Benefits Online

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2009 Savings Contribution Limits Your Tax-Deferred Contribution Limit Limit on Total Contributions (your contributions plus Northrop Grumman’s contributions) If you are Under Age 50 Maximum of $16,500 100% of annual pay or $49,000 or whichever is less *If you are age 50 or older Additional $5,500 in catch-up contributions, for a maximum of up to $22,000 100% of annual pay or $54,500 ($49,000 + $5,500 in catch-up contributions), whichever is less * You must be at least 50 years old by the end of 2009 to be eligible to make catch-up contributions in 2009. 32
Northrop Grumman Savings Plan — Features Loans • Up to two loans at one time • Maximum of $50,000 Payment Options Other features • Partial distributions • Total lump sum • Company match (depending on business unit) • 100% immediate vesting in company-matching and basic contributions • Daily valuation 33
Page 1 and 2: Welcome to Northrop Grumman New Hir
Page 3 and 4: Northrop Grumman Health Plan Overvi
Page 5 and 6: If Your Spouse or Domestic Partner
Page 7 and 8: Medical Plan Options • Aetna Glob
Page 9 and 10: Aetna Global Medical Plan Overseas
Page 11 and 12: Aetna Online Resources 11
Page 13 and 14: Aetna Online Resources 13
Page 15 and 16: Tobacco Cessation Program Free & Cl
Page 17 and 18: Dental Plan Options • Aetna Globa
Page 19 and 20: Comparing the Delta Dental PPO Plan
Page 21 and 22: Flexible Spending Account (FSA) Opt
Page 23 and 24: Pharmacy Benefits Card for Health C
Page 25 and 26: Life Insurance • Basic life - Gre
Page 27 and 28: Accidental Death and Dismemberment
Page 29 and 30: Group Legal Legal Resources • Two
Page 31: Northrop Grumman Savings Plan — E
Page 35 and 36: Path 1 ─ Retirement Path Portfoli
Page 37 and 38: Automatic Enrollment • If you hav
Page 39 and 40: Northrop Grumman Savings Plan ─ R
Page 41 and 42: Retirement Account Contributions
Page 43 and 44: Enrolling in Your Benefits
Page 45 and 46: Benefits OnLine http://benefits.nor
Page 47 and 48: My Benefits Access Log On 47
Page 49 and 50: Final Reminders • You must enroll

Welcome to Northrop Grumman - Benefits Online

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